fincash logo SOLUTIONS
EXPLORE FUNDS
CALCULATORS
fincash number+91-22-48913909
Best Performing Mutual Funds in India for 2025 - 2026

Fincash » Mutual Funds » Best Mutual Funds

Best Performing Mutual Funds 2025 - 2026

Updated on July 21, 2025 , 188179 views

Mutual Funds in India have grown over the years. As a result, the best performing funds in the Market keep on changing. There are various rating systems in place to judge MF schemes, such as CRISIL, Morning Star, ICRA. These systems evaluate funds based on qualitative and quantitative factors such as returns, asset size, expense ratio, Standard Deviation, etc.

Best Performing Mutual Funds

The summation of all these factors leads to the rating of the best performing mutual funds in India. However, to make the process of Investing easier for investors, we have shortlisted the best performing mutual funds in India along with guidelines to choose the best fund.

Why to Invest in Mutual Funds?

Investing in mutual funds don't just hold one benefit, it comes with multiple advantages that help investors grow their money. It fulfills short-, mid- and long-term investment goals. There are various fund options you can pick to invest, right from low-risk to high-risk schemes like debt and Equity Funds.

One of the important features that draw people's attention to mutual funds is the minimum investment amount. You can start investing in a SIP in just INR 500.

Let's look at some more reasons on why you should invest in Mutual Funds:

1. Liquidity

In open-ended schemes, it is easy to buy and exit a scheme. One can sell your units at any point (it is ideally suggested when markets are high). But, when you invest in a fund, you should know the exit load charges. In mutual funds, the transaction happens a day after the fund house releases that day’s Net Asset Value (NAV).

2. Diversification

The mutual fund holds various financial instruments such as stocks, fixed Income instruments, gold, etc. Due to which, you can enjoy the benefits of diversification by investing in just one scheme. On the contrary, if individuals choose to directly invest in shares they need to research stocks of various companies before putting money.

3. Well-Regulated

The mutual fund Industry in India is well-regulated by SEBI (The Securities and Exchange Board of India). It keeps a check on the functioning of all the mutual funds. In addition, these fund houses are also transparent wherein; they need to publish their performance reports at regular intervals.

4. Expert Management

Each MF scheme is managed by a dedicated fund manager. The fund manager’s objective is to ensure that the investors earn maximum returns from the scheme by keeping a constant watch on the performance and changing the Asset Allocation timely as per the market requirements.

Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

Best Equity Mutual Funds 2025 - 2026

Below are the top ranked funds from difference categories of equity funds like large-, mid-, small-, multi-cap, ELSS and sectoral funds.

Top 5 Large Cap Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Nippon India Large Cap Fund Growth ₹90.8201
↓ -0.42
₹43,8295.69.94.52224.818.2
IDBI India Top 100 Equity Fund Growth ₹44.16
↑ 0.05
₹6559.212.515.421.912.6
DSP BlackRock TOP 100 Equity Growth ₹477.652
↓ -1.27
₹6,3232.59.56.220.219.420.5
ICICI Prudential Bluechip Fund Growth ₹110.1
↓ -0.60
₹72,3364.19.2520.12216.9
Invesco India Largecap Fund Growth ₹69.79
↓ -0.40
₹1,5585.89.85.118.819.720
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jul 25

Top 5 Mid Cap Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Motilal Oswal Midcap 30 Fund  Growth ₹102.077
↓ -1.87
₹33,053105.373135.457.1
Edelweiss Mid Cap Fund Growth ₹101.269
↓ -0.78
₹10,9888.48.410.127.531.838.9
Invesco India Mid Cap Fund Growth ₹183.12
↓ -1.20
₹7,40614.616.219.730.73043.1
ICICI Prudential MidCap Fund Growth ₹304.01
↓ -1.43
₹6,82414.213.57.624.32927
Sundaram Mid Cap Fund Growth ₹1,390.33
↓ -3.23
₹12,8188.29.27.826.428.332
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jul 25

Top 5 Small Cap Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
L&T Emerging Businesses Fund Growth ₹84.0651
↓ -0.31
₹16,06111.15.20.524.234.728.5
HDFC Small Cap Fund Growth ₹143.569
↑ 0.20
₹35,78113.610.26.826.233.820.4
Franklin India Smaller Companies Fund Growth ₹176.54
↓ -0.73
₹13,9959.67.1-1.327.233.723.2
ICICI Prudential Smallcap Fund Growth ₹89.15
↓ -0.51
₹8,56611.28.31.820.331.615.6
DSP BlackRock Small Cap Fund  Growth ₹202.869
↑ 0.10
₹17,12615.38.97.623.131.525.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jul 25

Top 5 Diversified/Multi-Cap Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Nippon India Multi Cap Fund Growth ₹303.133
↓ -1.08
₹45,3668.612.16.226.531.525.8
Motilal Oswal Multicap 35 Fund Growth ₹61.7782
↓ -1.24
₹13,8948.49.912.226.120.145.7
HDFC Equity Fund Growth ₹1,985.5
↓ -8.20
₹79,5853.510.88.42528.423.5
JM Multicap Fund Growth ₹97.8658
↓ -0.62
₹6,1443.10.9-5.624.625.733.3
Mahindra Badhat Yojana Growth ₹36.0496
↓ -0.17
₹5,762810.64.723.126.523.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jul 25

Top 5 (ELSS) Equity Linked Saving Schemes

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Motilal Oswal Long Term Equity Fund Growth ₹53.6741
↓ -0.05
₹4,50612.41112.428.926.647.7
SBI Magnum Tax Gain Fund Growth ₹442.265
↓ -2.22
₹30,6165.97.64.426.826.527.7
HDFC Tax Saver Fund Growth ₹1,412.12
↓ -7.20
₹16,9083.810.76.324.225.421.3
L&T Tax Advantage Fund Growth ₹135.79
↓ -0.81
₹4,2517.18.46.422.522.233
JM Tax Gain Fund Growth ₹48.7524
↓ -0.30
₹2096.86.91.221.924.229
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jul 25

Top 5 Sector Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
SBI PSU Fund Growth ₹32.3065
↓ -0.05
₹5,4273.59.8-3.135.729.923.5
Invesco India PSU Equity Fund Growth ₹64.28
↓ -0.13
₹1,4397.312.6-4.535.62825.6
ICICI Prudential Infrastructure Fund Growth ₹198.63
↓ -1.17
₹8,0439.312.14.533.237.127.4
Nippon India Power and Infra Fund Growth ₹346.712
↓ -1.56
₹7,6205.67-5.232.631.826.9
HDFC Infrastructure Fund Growth ₹48.253
↓ -0.26
₹2,5917.410.60.832.534.923
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jul 25

Top 5 Value Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
JM Value Fund Growth ₹99.9129
↓ -0.73
₹1,1107.56.2-3.527.52725.1
L&T India Value Fund Growth ₹111.716
↓ -0.58
₹14,0548.510.8527.127.825.9
Nippon India Value Fund Growth ₹227.554
↓ -1.43
₹8,9555.48.54.624.627.122.3
ICICI Prudential Value Discovery Fund Growth ₹471.99
↑ 2.27
₹54,0964.99.26.223.72720
Tata Equity PE Fund Growth ₹352.832
↓ -3.05
₹8,84066.90.722.722.221.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jul 25

Top 5 Focused Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
HDFC Focused 30 Fund Growth ₹230.322
↓ -0.90
₹20,8683.911.19.22527.824
ICICI Prudential Focused Equity Fund Growth ₹91.88
↓ -0.49
₹12,2445.713.68.524.325.126.5
DSP BlackRock Focus Fund Growth ₹55.146
↓ -0.17
₹2,6284.29.66.820.319.318.5
IIFL Focused Equity Fund Growth ₹47.8536
↓ -0.11
₹7,59359.80.319.822.214.7
Franklin India Focused Equity Fund Growth ₹108.644
↓ -0.39
₹12,5365.59.62.518.823.919.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jul 25

Best Debt Funds 2025 - 2026

Below are the top ranked funds from difference categories like. Liquid, Ultra Short, Short Term, GILT, Credit Risk and Corporate Debt from Debt.

Top 5 Ultra Short Term Debt Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Aditya Birla Sun Life Savings Fund Growth ₹551.747
↑ 0.10
₹20,2281.94.28.17.47.96.72%5M 26D6M 29D
ICICI Prudential Ultra Short Term Fund Growth ₹27.8552
↑ 0.00
₹16,0511.847.67.17.56.79%5M 12D7M 24D
Invesco India Ultra Short Term Fund Growth ₹2,711.44
↑ 0.40
₹1,0061.73.97.56.97.56.59%5M 16D5M 24D
SBI Magnum Ultra Short Duration Fund Growth ₹6,006.83
↑ 0.62
₹16,4081.83.97.57.17.46.26%5M 1D6M 4D
Nippon India Ultra Short Duration Fund Growth ₹4,049.29
↑ 0.64
₹9,5431.73.87.36.97.26.71%5M 14D7M 29D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jul 25

Top 5 Short Term Debt Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Franklin India Short Term Income Plan - Retail Plan Growth ₹15,041.3
↑ 0.11
₹13192.1192.1192.147.3 0%
ICICI Prudential Short Term Fund Growth ₹60.7054
↑ 0.00
₹21,4911.95987.87.18%1Y 11M 23D3Y 5M 12D
HDFC Short Term Debt Fund Growth ₹32.3199
↑ 0.01
₹17,4021.95.19.27.98.36.88%2Y 6M 11D3Y 9M 11D
Axis Short Term Fund Growth ₹31.2139
↑ 0.00
₹11,46725.39.47.786.8%2Y 2M 19D2Y 8M 12D
Nippon India Short Term Fund Growth ₹53.3199
↑ 0.01
₹8,33025.29.47.787.03%2Y 8M 8D3Y 4M 28D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 May 25

Top 5 Liquid Funds

FundNAVNet Assets (Cr)1 MO (%)3 MO (%)6 MO (%)1 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Axis Liquid Fund Growth ₹2,918.71
↑ 0.40
₹33,5290.51.63.57.17.45.96%1M 27D2M 1D
LIC MF Liquid Fund Growth ₹4,738.32
↑ 0.67
₹10,3770.51.53.477.46.03%1M 19D1M 19D
DSP BlackRock Liquidity Fund Growth ₹3,742.34
↑ 0.52
₹16,9260.51.63.47.17.45.95%1M 28D2M 1D
Invesco India Liquid Fund Growth ₹3,602.9
↑ 0.51
₹12,3200.51.63.47.17.46.19%1M 22D1M 22D
ICICI Prudential Liquid Fund Growth ₹388.041
↑ 0.05
₹49,5170.51.53.47.17.45.95%1M 25D1M 30D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jul 25

Top 5 Banking and PSU Debt Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
ICICI Prudential Banking and PSU Debt Fund Growth ₹33.0037
↑ 0.01
₹10,5881.74.88.77.97.96.83%2Y 7M 28D4Y 9M
Kotak Banking and PSU Debt fund Growth ₹66.0281
↑ 0.02
₹6,1831.759.17.786.82%3Y 11D4Y 6M 29D
Nippon India Banking & PSU Debt Fund Growth ₹20.9616
↑ 0.00
₹5,8141.75.29.17.67.96.81%3Y 9M 7D5Y 3M 29D
HDFC Banking and PSU Debt Fund Growth ₹23.2257
↑ 0.00
₹6,0941.75.197.67.96.82%3Y 8M 23D5Y 4M 10D
Aditya Birla Sun Life Banking & PSU Debt Fund Growth ₹370.149
↑ 0.10
₹9,1221.7597.67.96.81%3Y 10M 17D5Y 1M 24D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jul 25

Top 5 Credit Risk Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
DSP BlackRock Credit Risk Fund Growth ₹49.9093
↓ 0.00
₹2092.418.422.914.87.86.94%2Y 29D2Y 9M 7D
L&T Credit Risk Fund Growth ₹32.4988
↑ 0.00
₹65112.917.321.411.27.27.4%1Y 8M 12D2Y 4M 10D
Franklin India Credit Risk Fund Growth ₹25.3348
↑ 0.04
₹1042.957.511 0%
Aditya Birla Sun Life Credit Risk Fund Growth ₹22.5647
↑ 0.01
₹1,0142.79.316.910.511.97.76%2Y 1M 24D3Y 2M 5D
Invesco India Credit Risk Fund Growth ₹1,944.11
↓ -0.30
₹1501.56.610.49.37.36.82%2Y 10M 17D3Y 11M 19D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jul 25

Top 5 Corporate Bond Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Nippon India Prime Debt Fund Growth ₹60.6495
↑ 0.01
₹9,5421.85.49.88.28.46.93%3Y 7M 17D4Y 8M 23D
ICICI Prudential Corporate Bond Fund Growth ₹30.1041
↑ 0.00
₹33,1091.95.19.18.186.83%2Y 4M 20D4Y 1M 24D
HDFC Corporate Bond Fund Growth ₹32.8711
↑ 0.01
₹35,6861.75.19.48.18.66.94%4Y 3M 14D6Y 10M 20D
Aditya Birla Sun Life Corporate Bond Fund Growth ₹113.991
↓ -0.01
₹28,6751.659.48.18.56.94%4Y 5M 26D6Y 11M 23D
BNP Paribas Corporate Bond Fund Growth ₹27.8123
↑ 0.01
₹3582.15.810.188.36.8%3Y 9M5Y 1M 6D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jul 25

Top 5 GILT Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
ICICI Prudential Gilt Fund Growth ₹103.928
↑ 0.01
₹7,2761.15.49.78.88.26.39%3Y 3M10Y 22D
SBI Magnum Gilt Fund Growth ₹66.4798
↓ -0.05
₹12,149-0.54.38.28.48.96.47%6Y 8M 5D13Y 4M 17D
DSP BlackRock Government Securities Fund Growth ₹96.5635
↓ -0.08
₹1,852-0.74.28.28.210.16.61%7Y 10M 17D22Y 8M 8D
Axis Gilt Fund Growth ₹25.7756
↓ -0.02
₹798-0.34.598.2106.29%5Y 9M 29D12Y 5M 19D
TATA Gilt Securities Fund Growth ₹79.2664
↓ -0.09
₹1,1490.75.39.48.18.30%
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jul 25

Best Hybrid Funds 2025 - 2026

Below are the top ranked funds from difference categories like. Aggresive, Conservative, Arbitrage, Dynamic Allocation, Multi Asset, Equity Savings and solution oriented Hybrid schemes.

Top 5 Balanced Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
JM Equity Hybrid Fund Growth ₹122.178
↓ -0.69
₹8624.45.6-0.822.922.127
BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹38.56
↓ -0.14
₹1,2507.16.32.821.926.225.8
ICICI Prudential Equity and Debt Fund Growth ₹392.4
↓ -1.31
₹44,5523.19.87.421.125.117.2
ICICI Prudential Multi-Asset Fund Growth ₹763.18
↑ 2.20
₹62,0143.59.210.720.823.716.1
UTI Multi Asset Fund Growth ₹74.3305
↓ -0.61
₹5,8903.56.77.220.516.120.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jul 25

Top 5 Aggressive Hybrid Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
JM Equity Hybrid Fund Growth ₹122.178
↓ -0.69
₹8624.45.6-0.822.922.127
BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹38.56
↓ -0.14
₹1,2507.16.32.821.926.225.8
ICICI Prudential Equity and Debt Fund Growth ₹392.4
↓ -1.31
₹44,5523.19.87.421.125.117.2
UTI Hybrid Equity Fund Growth ₹407.587
↓ -1.32
₹6,4683.86.45.218.320.619.7
DSP BlackRock Equity and Bond Fund Growth ₹361.14
↓ -0.73
₹11,4182.38.191817.917.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jul 25

Top 5 Conservative Hybrid Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
JM Equity Hybrid Fund Growth ₹122.178
↓ -0.69
₹8624.45.6-0.822.922.127
BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹38.56
↓ -0.14
₹1,2507.16.32.821.926.225.8
ICICI Prudential Equity and Debt Fund Growth ₹392.4
↓ -1.31
₹44,5523.19.87.421.125.117.2
ICICI Prudential Multi-Asset Fund Growth ₹763.18
↑ 2.20
₹62,0143.59.210.720.823.716.1
UTI Multi Asset Fund Growth ₹74.3305
↓ -0.61
₹5,8903.56.77.220.516.120.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jul 25

Top 5 Arbitrage Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Kotak Equity Arbitrage Fund Growth ₹37.6065
↑ 0.01
₹69,9241.43.36.97.15.87.8
SBI Arbitrage Opportunities Fund Growth ₹33.9381
↑ 0.01
₹37,6061.53.46.97.15.77.5
Invesco India Arbitrage Fund Growth ₹32.0226
↑ 0.01
₹23,9001.43.36.87.15.77.6
UTI Arbitrage Fund Growth ₹35.1728
↑ 0.01
₹7,8631.53.4775.67.7
ICICI Prudential Equity Arbitrage Fund Growth ₹34.4342
↑ 0.01
₹30,8111.43.46.975.67.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jul 25

Top 5 Dynamic Allocation Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Invesco India Dynamic Equity Fund Growth ₹53.92
↓ -0.26
₹1,0244.15.25.11512.915.9
Axis Dynamic Equity Fund Growth ₹20.97
↓ -0.05
₹3,34225.56.414.813.317.5
Aditya Birla Sun Life Balanced Advantage Fund Growth ₹107.24
↓ -0.20
₹8,0343.88.57.914.314.313
ICICI Prudential Balanced Advantage Fund Growth ₹73.88
↓ -0.15
₹65,2983.387.813.814.712.3
Nippon India Balanced Advantage Fund Growth ₹177.26
↓ -0.40
₹9,3912.86.55.213.514.113
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jul 25

Top 5 Multi Asset Allocation Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
ICICI Prudential Multi-Asset Fund Growth ₹763.18
↑ 2.20
₹62,0143.59.210.720.823.716.1
UTI Multi Asset Fund Growth ₹74.3305
↓ -0.61
₹5,8903.56.77.220.516.120.7
Edelweiss Multi Asset Allocation Fund Growth ₹63.8
↓ -0.27
₹2,9264.47.86.619.420.320.2
SBI Multi Asset Allocation Fund Growth ₹60.0812
↓ -0.32
₹8,9406.510.110.317.714.812.8
HDFC Multi-Asset Fund Growth ₹71.597
↓ -0.33
₹4,5453.48.48.515.115.613.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 23 Jul 25

Top 5 Equity Savings Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
L&T Equity Savings Fund Growth ₹33.0702
↓ -0.07
₹6494.22.5513.113.724
SBI Equity Savings Fund Growth ₹24.2145
↑ 0.02
₹5,5863.86.47.712.212.312
Principal Equity Savings Fund Growth ₹70.6411
↓ -0.16
₹1,09235.67.512.213.212.6
Kotak Equity Savings Fund Growth ₹26.1899
↓ -0.04
₹8,4442.755.51211.611.7
Edelweiss Equity Savings Fund Growth ₹25.2585
↓ -0.04
₹67035.78.711.710.813.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jul 25

Top 5 Solution Oriented Schemes

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
HDFC Retirement Savings Fund - Equity Plan Growth ₹50.911
↓ -0.26
₹6,7014.583.421.125.718
ICICI Prudential Child Care Plan (Gift) Growth ₹333.4
↓ -1.39
₹1,4248.412.19.22119.916.9
HDFC Retirement Savings Fund - Hybrid - Equity Plan Growth ₹38.915
↓ -0.16
₹1,6984.47.34.216.718.614
Tata Retirement Savings Fund - Progressive Growth ₹66.144
↓ -0.40
₹2,1786.66.33.618.417.421.7
Tata Retirement Savings Fund-Moderate Growth ₹65.0711
↓ -0.33
₹2,2305.86.55.31716.119.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jul 25

Top 5 Gold Funds 2025 - 2026

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
ICICI Prudential Regular Gold Savings Fund Growth ₹30.7179
↓ -0.61
₹2,2744.324.439.824.113.219.5
IDBI Gold Fund Growth ₹25.8333
↓ -0.39
₹1743.124.137.72413.418.7
HDFC Gold Fund Growth ₹29.6697
↓ -0.54
₹4,2724.324.237.623.913.118.9
Aditya Birla Sun Life Gold Fund Growth ₹28.756
↓ -0.57
₹6363.823.837.323.913.118.7
Axis Gold Fund Growth ₹28.839
↓ -0.57
₹1,1214.123.337.723.813.419.2
Nippon India Gold Savings Fund Growth ₹37.9989
↓ -0.67
₹3,1264.12438.723.813.119
SBI Gold Fund Growth ₹29.0143
↓ -0.55
₹4,4104.224.237.723.713.219.6
Kotak Gold Fund Growth ₹38.1243
↓ -0.70
₹3,1553.923.638.523.513.118.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jul 25

Best Mutual Funds Based on 1 Month Performance

1. Franklin India Short Term Income Plan - Retail Plan

The objective of the Scheme is to provide investors stable returns by investing in fixed income securities.

Franklin India Short Term Income Plan - Retail Plan is a Debt - Short term Bond fund was launched on 31 Jan 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 12.4% since its launch.  Ranked 19 in Short term Bond category. .

Below is the key information for Franklin India Short Term Income Plan - Retail Plan

Franklin India Short Term Income Plan - Retail Plan
Growth
Launch Date 31 Jan 02
NAV (02 May 25) ₹15,041.3 ↑ 0.11   (0.00 %)
Net Assets (Cr) ₹13 on 31 Mar 25
Category Debt - Short term Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderate
Expense Ratio 0
Sharpe Ratio -90.89
Information Ratio -2.42
Alpha Ratio -6.74
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (0.5%),1 Years and above(NIL)
Yield to Maturity 0%
Effective Maturity
Modified Duration

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,959
30 Jun 22₹12,527
30 Jun 23₹13,536
30 Jun 24₹13,728

Franklin India Short Term Income Plan - Retail Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹287,982.
Net Profit of ₹107,982
Invest Now

Purchase not allowed

Returns for Franklin India Short Term Income Plan - Retail Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 May 25

DurationReturns
1 Month 192.1%
3 Month 192.1%
6 Month 192.1%
1 Year 192.1%
3 Year 47.3%
5 Year 32.5%
10 Year
15 Year
Since launch 12.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Fund Manager information for Franklin India Short Term Income Plan - Retail Plan
NameSinceTenure

Data below for Franklin India Short Term Income Plan - Retail Plan as on 31 Mar 25

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

2. DSP BlackRock World Energy Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in the units of BlackRock Global Funds – World Energy Fund and BlackRock Global Funds – New Energy Fund. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time.

DSP BlackRock World Energy Fund is a Equity - Global fund was launched on 14 Aug 09. It is a fund with High risk and has given a CAGR/Annualized return of 4.5% since its launch.  Ranked 29 in Global category.  Return for 2024 was -6.8% , 2023 was 12.9% and 2022 was -8.6% .

Below is the key information for DSP BlackRock World Energy Fund

DSP BlackRock World Energy Fund
Growth
Launch Date 14 Aug 09
NAV (23 Jul 25) ₹20.1883 ↑ 0.35   (1.77 %)
Net Assets (Cr) ₹88 on 30 Jun 25
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.2
Sharpe Ratio -0.02
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹14,612
30 Jun 22₹12,054
30 Jun 23₹16,043
30 Jun 24₹15,617
30 Jun 25₹16,350

DSP BlackRock World Energy Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for DSP BlackRock World Energy Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 May 25

DurationReturns
1 Month 8.6%
3 Month 27.5%
6 Month 13.6%
1 Year 11.3%
3 Year 11.2%
5 Year 10.9%
10 Year
15 Year
Since launch 4.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 -6.8%
2023 12.9%
2022 -8.6%
2021 29.5%
2020 0%
2019 18.2%
2018 -11.3%
2017 -1.9%
2016 22.5%
2015 -20.9%
Fund Manager information for DSP BlackRock World Energy Fund
NameSinceTenure
Jay Kothari1 Mar 1312.34 Yr.

Data below for DSP BlackRock World Energy Fund as on 30 Jun 25

Equity Sector Allocation
SectorValue
Industrials35.62%
Technology27.98%
Utility23.78%
Basic Materials6.41%
Consumer Cyclical0.13%
Asset Allocation
Asset ClassValue
Cash6.01%
Equity93.95%
Debt0.04%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF Sustainable Energy I2
Investment Fund | -
99%₹84 Cr518,309
↓ -4,851
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -
2%₹1 Cr
Net Receivables/Payables
Net Current Assets | -
0%₹0 Cr

3. Aditya Birla Sun Life Commodity Equities Fund - Global Agri Plan

The objective of the Scheme is to offer long term growth of capital, by investing in (1) stocks of Agri commodity companies, i.e., companies engaged in or focusing on the Agri business and/or (2) overseas mutual fund scheme(s) that have similar investment objectives. These securities could be issued in India or overseas.

Aditya Birla Sun Life Commodity Equities Fund - Global Agri Plan is a Equity - Global fund was launched on 7 Nov 08. It is a fund with High risk and has given a CAGR/Annualized return of 9% since its launch.  Ranked 25 in Global category. .

Below is the key information for Aditya Birla Sun Life Commodity Equities Fund - Global Agri Plan

Aditya Birla Sun Life Commodity Equities Fund - Global Agri Plan
Growth
Launch Date 7 Nov 08
NAV (28 Jul 23) ₹35.7925 ↑ 0.13   (0.37 %)
Net Assets (Cr) ₹13 on 30 Jun 23
Category Equity - Global
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk High
Expense Ratio 1.7
Sharpe Ratio -0.44
Information Ratio -0.1
Alpha Ratio -3.41
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹15,680
30 Jun 22₹17,570
30 Jun 23₹16,449

Aditya Birla Sun Life Commodity Equities Fund - Global Agri Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for Aditya Birla Sun Life Commodity Equities Fund - Global Agri Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 May 25

DurationReturns
1 Month 8.6%
3 Month 5.9%
6 Month -4.4%
1 Year -3%
3 Year 19.4%
5 Year 8.7%
10 Year
15 Year
Since launch 9%
Historical performance (Yearly) on absolute basis
YearReturns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Fund Manager information for Aditya Birla Sun Life Commodity Equities Fund - Global Agri Plan
NameSinceTenure

Data below for Aditya Birla Sun Life Commodity Equities Fund - Global Agri Plan as on 30 Jun 23

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

4. DSP BlackRock World Mining Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in the units of BlackRock Global Funds – World Mining Fund. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time.

DSP BlackRock World Mining Fund is a Equity - Global fund was launched on 29 Dec 09. It is a fund with High risk and has given a CAGR/Annualized return of 4.1% since its launch.  Ranked 19 in Global category.  Return for 2024 was -8.1% , 2023 was 0% and 2022 was 12.2% .

Below is the key information for DSP BlackRock World Mining Fund

DSP BlackRock World Mining Fund
Growth
Launch Date 29 Dec 09
NAV (23 Jul 25) ₹18.7023 ↑ 0.40   (2.21 %)
Net Assets (Cr) ₹130 on 30 Jun 25
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.1
Sharpe Ratio 0.06
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹15,758
30 Jun 22₹14,627
30 Jun 23₹17,041
30 Jun 24₹17,385
30 Jun 25₹18,512

DSP BlackRock World Mining Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for DSP BlackRock World Mining Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 May 25

DurationReturns
1 Month 8.2%
3 Month 15.8%
6 Month 19.5%
1 Year 16.9%
3 Year 12.9%
5 Year 12.5%
10 Year
15 Year
Since launch 4.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 -8.1%
2023 0%
2022 12.2%
2021 18%
2020 34.9%
2019 21.5%
2018 -9.4%
2017 21.1%
2016 49.7%
2015 -36%
Fund Manager information for DSP BlackRock World Mining Fund
NameSinceTenure
Jay Kothari1 Mar 1312.34 Yr.

Data below for DSP BlackRock World Mining Fund as on 30 Jun 25

Equity Sector Allocation
SectorValue
Basic Materials95.17%
Energy1.11%
Asset Allocation
Asset ClassValue
Cash3.71%
Equity96.27%
Debt0.02%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF World Mining I2
Investment Fund | -
99%₹126 Cr202,992
↓ -3,445
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -
1%₹1 Cr
Net Receivables/Payables
Net Current Assets | -
0%-₹1 Cr

5. ICICI Prudential US Bluechip Equity Fund

The investment objective of ICICI Prudential US Bluechip Equity Fund is to provide long term capital appreciation to investors by primarily investing in equity and equity related securities (including ADRs/GDRs issued by Indian and foreign companies) of companies listed on New York Stock Exchange and/or NASDAQ. However, there can be no assurance that the investment objective of the Scheme will be realized.

ICICI Prudential US Bluechip Equity Fund is a Equity - Global fund was launched on 6 Jul 12. It is a fund with High risk and has given a CAGR/Annualized return of 15.6% since its launch.  Ranked 7 in Global category.  Return for 2024 was 10.4% , 2023 was 30.6% and 2022 was -7.1% .

Below is the key information for ICICI Prudential US Bluechip Equity Fund

ICICI Prudential US Bluechip Equity Fund
Growth
Launch Date 6 Jul 12
NAV (23 Jul 25) ₹66.35 ↑ 0.93   (1.42 %)
Net Assets (Cr) ₹3,113 on 30 Jun 25
Category Equity - Global
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.18
Sharpe Ratio 0.22
Information Ratio -0.91
Alpha Ratio -6.41
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-3 Months (3%),3-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹13,701
30 Jun 22₹12,219
30 Jun 23₹15,905
30 Jun 24₹17,450
30 Jun 25₹19,038

ICICI Prudential US Bluechip Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for ICICI Prudential US Bluechip Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 May 25

DurationReturns
1 Month 6.8%
3 Month 18.4%
6 Month 2.5%
1 Year 12.7%
3 Year 15.1%
5 Year 14.4%
10 Year
15 Year
Since launch 15.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 10.4%
2023 30.6%
2022 -7.1%
2021 22.5%
2020 18.6%
2019 34.3%
2018 5.2%
2017 14.1%
2016 11.6%
2015 0.7%
Fund Manager information for ICICI Prudential US Bluechip Equity Fund
NameSinceTenure
Ritesh Lunawat13 Sep 240.79 Yr.
Sharmila D’mello1 Jul 223 Yr.
Nitya Mishra4 Nov 240.65 Yr.

Data below for ICICI Prudential US Bluechip Equity Fund as on 30 Jun 25

Equity Sector Allocation
SectorValue
Health Care27.21%
Technology21.92%
Industrials13.9%
Consumer Defensive11.93%
Financial Services8.13%
Communication Services5.47%
Basic Materials5.04%
Consumer Cyclical3.86%
Energy0.55%
Asset Allocation
Asset ClassValue
Cash1.99%
Equity98.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Veeva Systems Inc Class A (Healthcare)
Equity, Since 31 Oct 21 | VEEV
3%₹92 Cr38,291
West Pharmaceutical Services Inc (Healthcare)
Equity, Since 31 Dec 24 | WST
3%₹85 Cr47,000
Huntington Ingalls Industries Inc (Industrials)
Equity, Since 29 Feb 24 | HII
3%₹81 Cr42,405
↓ -11,786
Brown-Forman Corp Registered Shs -B- Non Vtg (Consumer Defensive)
Equity, Since 30 Jun 24 | BF.B
3%₹80 Cr281,600
Allegion PLC (Industrials)
Equity, Since 30 Sep 22 | ALLE
2%₹74 Cr60,986
Zimmer Biomet Holdings Inc (Healthcare)
Equity, Since 31 Mar 17 | ZBH
2%₹74 Cr93,999
↑ 9,000
Microchip Technology Inc (Technology)
Equity, Since 30 Sep 21 | MCHP
2%₹73 Cr148,020
↓ -23,000
Pfizer Inc (Healthcare)
Equity, Since 31 Mar 23 | PFE
2%₹73 Cr362,963
Monolithic Power Systems Inc (Technology)
Equity, Since 31 Dec 24 | MPWR
2%₹73 Cr12,877
↓ -2,000
Corteva Inc (Basic Materials)
Equity, Since 30 Jun 23 | 2X0
2%₹73 Cr119,840
↓ -28,000

How to Invest in Best Mutual Funds Online?

  1. Open Free Investment Account for Lifetime at Fincash.com.

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

    Get Started

Smart Tips to Invest in Best Mutual Funds: Lump Sum & SIP Investments

A perfect way to invest in the best performing mutual funds is by looking at both its qualitative and quantitative measures, such as:

1. Scheme Asset Size

Investors should always go for a fund that is neither too big nor too small in size. While there is no perfect definition and relation between the size of the fund, it is said that both too small or too large, can hinder a fund’s performance. Less Asset Under Management ( AUM) in any scheme is very risky as you don't know who the investors are & what quantum of investments they have in a particular scheme. Thus, while choosing a fund, it is advisable to go for the one whose AUM is approximately the same as the category.

2. Fund Performance

To invest in the best performing mutual funds, the investors should do a fair assessment of the fund's performances for over a period of time. Also, it is suggested to go for a scheme that consistently beats its benchmark over 4-5 years, additionally, one should see each period to check if the fund is able to beat the benchmark.

3. Total Expense Ratio

Investors who want to make investments in mutual funds have to bear certain charges like management fees, operation costs, etc., charged by the Asset Management Company (AMC). Many times, investors go for a fund that has a lower expense ratio, but it is something that should not supersede other important factors such as fund performance, etc.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
How helpful was this page ?
Rated 4.4, based on 136 reviews.
POST A COMMENT

Mahendra, posted on 19 Dec 20 2:00 PM

Excellent Very helpful for seclecting top most mutual funds for Investment

Surya, posted on 5 Nov 20 6:24 AM

Very in-depth and unbiased analysis useful for evaluation of MF performance and prospects.

SHRIRAM M JOSHI, posted on 28 Apr 19 7:25 PM

very helpful

Prashant Bhalerao, posted on 28 Apr 19 3:31 PM

Want to know about MF

1 - 5 of 6