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Best Performing Mutual Funds 2026 - 2027

Updated on July 16, 2026 , 191141 views

Most people invest in Mutual Funds the wrong way.

They chase last year’s top performers, follow ratings blindly, and expect consistent high returns. And that’s exactly why many investors fail to build real wealth.

The truth is—there is no permanent “best mutual fund”.

In this guide, we break down the best Mutual Funds in India using a smarter approach—focused on consistency, risk, and long-term performance—so you can invest with clarity, not confusion.

Why to Invest in Mutual Funds?

Investing in mutual funds does not just offer one benefit—it provides multiple advantages that help investors grow their wealth over time.

It helps in achieving:

  • Short-term goals
  • Medium-term goals
  • Long-term financial objectives

There are various fund options available, ranging from low-risk debt funds to high-risk Equity Funds.

One of the biggest advantages is that you can start investing through SIP with as low as ₹500.

1. Liquidity

In open-ended mutual fund schemes, investors can easily buy and redeem units at any time at the prevailing Net Asset Value (NAV), subject to exit load. This makes mutual funds a highly liquid investment option compared to many traditional assets.

2. Diversification

Mutual funds invest across multiple financial instruments such as:

This diversification reduces overall investment risk. On the other hand, direct stock investing requires extensive research and active monitoring.

3. Well-Regulated

The mutual fund industry in India is regulated by Securities and Exchange Board of India. SEBI ensures:

  • Transparency
  • Fair practices
  • Regular disclosures

This makes mutual funds a relatively safe and structured investment option.

4. Expert Management

Each mutual fund scheme is managed by a professional fund manager. Their role includes:

  • Tracking market movements
  • Adjusting Portfolio allocation
  • Maximising returns while managing risk

Best Equity Mutual Funds 2026 - 2027

Below are the top-ranked funds across different equity categories such as large cap, mid cap, small cap, multi-cap, ELSS, and sectoral funds.

Fund Selection Methodology used to find 5 funds

  • Category: Equity
  • Sub-category: Large%20Cap
  • AUM Range: 500 to 100000 Cr
  • Sorted On : 3-year return (high to low)
  • Tags: fcpro
  • No Of Funds: 5
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Top 5 Large Cap Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
IDBI India Top 100 Equity Fund Growth ₹44.16
↑ 0.05 		₹6559.212.515.421.912.6
Invesco India Largecap Fund Growth ₹71.79
↑ 0.25 		₹1,7494.52.32.713.212.25.5
Nippon India Large Cap Fund Growth ₹90.5298
↑ 0.66 		₹51,6600.8-1.7-0.412.5159.2
ICICI Prudential Bluechip Fund Growth ₹109.2
↑ 0.78 		₹76,2970.2-3.7-1.112.513.111.3
Bandhan Large Cap Fund Growth ₹78.249
↑ 0.53 		₹2,0012.2-1.61.312.211.78.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23

Research Highlights & Commentary of 5 Funds showcased

CommentaryIDBI India Top 100 Equity FundInvesco India Largecap FundNippon India Large Cap FundICICI Prudential Bluechip FundBandhan Large Cap Fund
Point 1Bottom quartile AUM (₹655 Cr).Bottom quartile AUM (₹1,749 Cr).Upper mid AUM (₹51,660 Cr).Highest AUM (₹76,297 Cr).Lower mid AUM (₹2,001 Cr).
Point 2Established history (14+ yrs).Established history (16+ yrs).Established history (18+ yrs).Established history (18+ yrs).Oldest track record among peers (20 yrs).
Point 3Rating: 3★ (lower mid).Rating: 3★ (bottom quartile).Top rated.Rating: 4★ (upper mid).Rating: 2★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 12.61% (lower mid).5Y return: 12.21% (bottom quartile).5Y return: 14.98% (top quartile).5Y return: 13.10% (upper mid).5Y return: 11.68% (bottom quartile).
Point 63Y return: 21.88% (top quartile).3Y return: 13.19% (upper mid).3Y return: 12.53% (lower mid).3Y return: 12.51% (bottom quartile).3Y return: 12.15% (bottom quartile).
Point 71Y return: 15.39% (top quartile).1Y return: 2.75% (upper mid).1Y return: -0.44% (bottom quartile).1Y return: -1.15% (bottom quartile).1Y return: 1.30% (lower mid).
Point 8Alpha: 2.11 (top quartile).Alpha: 1.94 (lower mid).Alpha: 0.46 (bottom quartile).Alpha: -1.97 (bottom quartile).Alpha: 1.95 (upper mid).
Point 9Sharpe: 1.09 (top quartile).Sharpe: -0.24 (upper mid).Sharpe: -0.35 (bottom quartile).Sharpe: -0.48 (bottom quartile).Sharpe: -0.26 (lower mid).
Point 10Information ratio: 0.14 (bottom quartile).Information ratio: 0.75 (lower mid).Information ratio: 1.03 (top quartile).Information ratio: 0.90 (upper mid).Information ratio: 0.66 (bottom quartile).

IDBI India Top 100 Equity Fund

  • Bottom quartile AUM (₹655 Cr).
  • Established history (14+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 12.61% (lower mid).
  • 3Y return: 21.88% (top quartile).
  • 1Y return: 15.39% (top quartile).
  • Alpha: 2.11 (top quartile).
  • Sharpe: 1.09 (top quartile).
  • Information ratio: 0.14 (bottom quartile).

Invesco India Largecap Fund

  • Bottom quartile AUM (₹1,749 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 12.21% (bottom quartile).
  • 3Y return: 13.19% (upper mid).
  • 1Y return: 2.75% (upper mid).
  • Alpha: 1.94 (lower mid).
  • Sharpe: -0.24 (upper mid).
  • Information ratio: 0.75 (lower mid).

Nippon India Large Cap Fund

  • Upper mid AUM (₹51,660 Cr).
  • Established history (18+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 14.98% (top quartile).
  • 3Y return: 12.53% (lower mid).
  • 1Y return: -0.44% (bottom quartile).
  • Alpha: 0.46 (bottom quartile).
  • Sharpe: -0.35 (bottom quartile).
  • Information ratio: 1.03 (top quartile).

ICICI Prudential Bluechip Fund

  • Highest AUM (₹76,297 Cr).
  • Established history (18+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.10% (upper mid).
  • 3Y return: 12.51% (bottom quartile).
  • 1Y return: -1.15% (bottom quartile).
  • Alpha: -1.97 (bottom quartile).
  • Sharpe: -0.48 (bottom quartile).
  • Information ratio: 0.90 (upper mid).

Bandhan Large Cap Fund

  • Lower mid AUM (₹2,001 Cr).
  • Oldest track record among peers (20 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 11.68% (bottom quartile).
  • 3Y return: 12.15% (bottom quartile).
  • 1Y return: 1.30% (lower mid).
  • Alpha: 1.95 (upper mid).
  • Sharpe: -0.26 (lower mid).
  • Information ratio: 0.66 (bottom quartile).

Top 5 Mid Cap Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Motilal Oswal Midcap 30 Fund  Growth ₹99.0958
↑ 0.12 		₹36,4586.81.7-4.218.721.9-12.1
Invesco India Mid Cap Fund Growth ₹198.01
↓ -0.13 		₹12,39710.610.8824.619.46.3
Edelweiss Mid Cap Fund Growth ₹107.698
↓ -0.06 		₹16,8494.74.75.322.117.93.8
Sundaram Mid Cap Fund Growth ₹1,487.44
↓ -3.81 		₹13,6874.85.96.420.717.74.1
ICICI Prudential MidCap Fund Growth ₹336.27
↓ -2.16 		₹7,7892.6810.522.717.111.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Jul 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryMotilal Oswal Midcap 30 Fund Invesco India Mid Cap FundEdelweiss Mid Cap FundSundaram Mid Cap FundICICI Prudential MidCap Fund
Point 1Highest AUM (₹36,458 Cr).Bottom quartile AUM (₹12,397 Cr).Upper mid AUM (₹16,849 Cr).Lower mid AUM (₹13,687 Cr).Bottom quartile AUM (₹7,789 Cr).
Point 2Established history (12+ yrs).Established history (19+ yrs).Established history (18+ yrs).Oldest track record among peers (23 yrs).Established history (21+ yrs).
Point 3Rating: 3★ (upper mid).Rating: 2★ (bottom quartile).Rating: 3★ (lower mid).Top rated.Rating: 2★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 21.90% (top quartile).5Y return: 19.41% (upper mid).5Y return: 17.93% (lower mid).5Y return: 17.68% (bottom quartile).5Y return: 17.10% (bottom quartile).
Point 63Y return: 18.68% (bottom quartile).3Y return: 24.56% (top quartile).3Y return: 22.05% (lower mid).3Y return: 20.74% (bottom quartile).3Y return: 22.69% (upper mid).
Point 71Y return: -4.16% (bottom quartile).1Y return: 8.01% (upper mid).1Y return: 5.29% (bottom quartile).1Y return: 6.41% (lower mid).1Y return: 10.54% (top quartile).
Point 8Alpha: -14.76 (bottom quartile).Alpha: 0.00 (lower mid).Alpha: 0.35 (upper mid).Alpha: -0.11 (bottom quartile).Alpha: 9.08 (top quartile).
Point 9Sharpe: -0.55 (bottom quartile).Sharpe: 0.21 (upper mid).Sharpe: 0.19 (lower mid).Sharpe: 0.17 (bottom quartile).Sharpe: 0.61 (top quartile).
Point 10Information ratio: -0.36 (bottom quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.30 (upper mid).Information ratio: 0.23 (lower mid).Information ratio: 0.84 (top quartile).

Motilal Oswal Midcap 30 Fund 

  • Highest AUM (₹36,458 Cr).
  • Established history (12+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 21.90% (top quartile).
  • 3Y return: 18.68% (bottom quartile).
  • 1Y return: -4.16% (bottom quartile).
  • Alpha: -14.76 (bottom quartile).
  • Sharpe: -0.55 (bottom quartile).
  • Information ratio: -0.36 (bottom quartile).

Invesco India Mid Cap Fund

  • Bottom quartile AUM (₹12,397 Cr).
  • Established history (19+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 19.41% (upper mid).
  • 3Y return: 24.56% (top quartile).
  • 1Y return: 8.01% (upper mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.21 (upper mid).
  • Information ratio: 0.00 (bottom quartile).

Edelweiss Mid Cap Fund

  • Upper mid AUM (₹16,849 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: High.
  • 5Y return: 17.93% (lower mid).
  • 3Y return: 22.05% (lower mid).
  • 1Y return: 5.29% (bottom quartile).
  • Alpha: 0.35 (upper mid).
  • Sharpe: 0.19 (lower mid).
  • Information ratio: 0.30 (upper mid).

Sundaram Mid Cap Fund

  • Lower mid AUM (₹13,687 Cr).
  • Oldest track record among peers (23 yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 17.68% (bottom quartile).
  • 3Y return: 20.74% (bottom quartile).
  • 1Y return: 6.41% (lower mid).
  • Alpha: -0.11 (bottom quartile).
  • Sharpe: 0.17 (bottom quartile).
  • Information ratio: 0.23 (lower mid).

ICICI Prudential MidCap Fund

  • Bottom quartile AUM (₹7,789 Cr).
  • Established history (21+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 17.10% (bottom quartile).
  • 3Y return: 22.69% (upper mid).
  • 1Y return: 10.54% (top quartile).
  • Alpha: 9.08 (top quartile).
  • Sharpe: 0.61 (top quartile).
  • Information ratio: 0.84 (top quartile).

Top 5 Small Cap Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
DSP Small Cap Fund  Growth ₹221.566
↓ -1.46 		₹18,35810.215.981817.1-2.8
IDBI Small Cap Fund Growth ₹33.3021
↓ -0.20 		₹6951018.15.616.917-13.4
Franklin India Smaller Companies Fund Growth ₹178.627
↓ -0.79 		₹13,8477.39.8-0.415.316.5-8.4
Sundaram Small Cap Fund Growth ₹288.823
↓ -1.89 		₹3,6819.912.37.917.816.20.4
HDFC Small Cap Fund Growth ₹140.017
↓ -0.14 		₹38,8094.93.6-2.912.615-0.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Jul 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryDSP Small Cap Fund IDBI Small Cap FundFranklin India Smaller Companies FundSundaram Small Cap FundHDFC Small Cap Fund
Point 1Upper mid AUM (₹18,358 Cr).Bottom quartile AUM (₹695 Cr).Lower mid AUM (₹13,847 Cr).Bottom quartile AUM (₹3,681 Cr).Highest AUM (₹38,809 Cr).
Point 2Established history (19+ yrs).Established history (9+ yrs).Established history (20+ yrs).Oldest track record among peers (21 yrs).Established history (18+ yrs).
Point 3Top rated.Not Rated.Rating: 4★ (upper mid).Rating: 3★ (bottom quartile).Rating: 4★ (lower mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 17.11% (top quartile).5Y return: 17.05% (upper mid).5Y return: 16.46% (lower mid).5Y return: 16.20% (bottom quartile).5Y return: 14.96% (bottom quartile).
Point 63Y return: 18.02% (top quartile).3Y return: 16.87% (lower mid).3Y return: 15.26% (bottom quartile).3Y return: 17.85% (upper mid).3Y return: 12.63% (bottom quartile).
Point 71Y return: 7.97% (top quartile).1Y return: 5.59% (lower mid).1Y return: -0.39% (bottom quartile).1Y return: 7.90% (upper mid).1Y return: -2.88% (bottom quartile).
Point 8Alpha: 0.00 (lower mid).Alpha: 5.40 (upper mid).Alpha: -2.10 (bottom quartile).Alpha: 7.77 (top quartile).Alpha: 0.00 (bottom quartile).
Point 9Sharpe: 0.13 (lower mid).Sharpe: 0.17 (upper mid).Sharpe: -0.15 (bottom quartile).Sharpe: 0.26 (top quartile).Sharpe: -0.31 (bottom quartile).
Point 10Information ratio: 0.00 (top quartile).Information ratio: -0.35 (bottom quartile).Information ratio: -0.62 (bottom quartile).Information ratio: -0.16 (lower mid).Information ratio: 0.00 (upper mid).

DSP Small Cap Fund 

  • Upper mid AUM (₹18,358 Cr).
  • Established history (19+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 17.11% (top quartile).
  • 3Y return: 18.02% (top quartile).
  • 1Y return: 7.97% (top quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.13 (lower mid).
  • Information ratio: 0.00 (top quartile).

IDBI Small Cap Fund

  • Bottom quartile AUM (₹695 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 17.05% (upper mid).
  • 3Y return: 16.87% (lower mid).
  • 1Y return: 5.59% (lower mid).
  • Alpha: 5.40 (upper mid).
  • Sharpe: 0.17 (upper mid).
  • Information ratio: -0.35 (bottom quartile).

Franklin India Smaller Companies Fund

  • Lower mid AUM (₹13,847 Cr).
  • Established history (20+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.46% (lower mid).
  • 3Y return: 15.26% (bottom quartile).
  • 1Y return: -0.39% (bottom quartile).
  • Alpha: -2.10 (bottom quartile).
  • Sharpe: -0.15 (bottom quartile).
  • Information ratio: -0.62 (bottom quartile).

Sundaram Small Cap Fund

  • Bottom quartile AUM (₹3,681 Cr).
  • Oldest track record among peers (21 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 16.20% (bottom quartile).
  • 3Y return: 17.85% (upper mid).
  • 1Y return: 7.90% (upper mid).
  • Alpha: 7.77 (top quartile).
  • Sharpe: 0.26 (top quartile).
  • Information ratio: -0.16 (lower mid).

HDFC Small Cap Fund

  • Highest AUM (₹38,809 Cr).
  • Established history (18+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.96% (bottom quartile).
  • 3Y return: 12.63% (bottom quartile).
  • 1Y return: -2.88% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.31 (bottom quartile).
  • Information ratio: 0.00 (upper mid).

Top 5 Diversified/Multi-Cap Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
IDBI Diversified Equity Fund Growth ₹37.99
↑ 0.14 		₹38210.213.213.522.712
Aditya Birla Sun Life Manufacturing Equity Fund Growth ₹37.51
↓ -0.14 		₹1,1987.8151619.813.83.5
Motilal Oswal Multicap 35 Fund Growth ₹60.5628
↑ 0.09 		₹12,9376.81.3-3.518.212.1-5.6
BNP Paribas Multi Cap Fund Growth ₹73.5154
↓ -0.01 		₹588-4.6-2.619.317.313.6
Mahindra Badhat Yojana Growth ₹38.1647
↓ -0.01 		₹6,6435.55.84.817.215.53.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23

Research Highlights & Commentary of 5 Funds showcased

CommentaryIDBI Diversified Equity FundAditya Birla Sun Life Manufacturing Equity FundMotilal Oswal Multicap 35 FundBNP Paribas Multi Cap FundMahindra Badhat Yojana
Point 1Bottom quartile AUM (₹382 Cr).Lower mid AUM (₹1,198 Cr).Highest AUM (₹12,937 Cr).Bottom quartile AUM (₹588 Cr).Upper mid AUM (₹6,643 Cr).
Point 2Established history (12+ yrs).Established history (11+ yrs).Established history (12+ yrs).Oldest track record among peers (20 yrs).Established history (9+ yrs).
Point 3Rating: 2★ (lower mid).Not Rated.Top rated.Rating: 4★ (upper mid).Not Rated.
Point 4Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 12.03% (bottom quartile).5Y return: 13.78% (upper mid).5Y return: 12.13% (bottom quartile).5Y return: 13.57% (lower mid).5Y return: 15.46% (top quartile).
Point 63Y return: 22.73% (top quartile).3Y return: 19.76% (upper mid).3Y return: 18.21% (lower mid).3Y return: 17.28% (bottom quartile).3Y return: 17.15% (bottom quartile).
Point 71Y return: 13.54% (lower mid).1Y return: 15.95% (upper mid).1Y return: -3.48% (bottom quartile).1Y return: 19.34% (top quartile).1Y return: 4.82% (bottom quartile).
Point 8Alpha: -1.07 (bottom quartile).Alpha: 0.00 (upper mid).Alpha: -5.87 (bottom quartile).Alpha: 0.00 (lower mid).Alpha: 4.99 (top quartile).
Point 9Sharpe: 1.01 (upper mid).Sharpe: 0.59 (lower mid).Sharpe: -0.52 (bottom quartile).Sharpe: 2.86 (top quartile).Sharpe: 0.15 (bottom quartile).
Point 10Information ratio: -0.53 (bottom quartile).Information ratio: 0.00 (lower mid).Information ratio: 0.47 (upper mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.65 (top quartile).

IDBI Diversified Equity Fund

  • Bottom quartile AUM (₹382 Cr).
  • Established history (12+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 12.03% (bottom quartile).
  • 3Y return: 22.73% (top quartile).
  • 1Y return: 13.54% (lower mid).
  • Alpha: -1.07 (bottom quartile).
  • Sharpe: 1.01 (upper mid).
  • Information ratio: -0.53 (bottom quartile).

Aditya Birla Sun Life Manufacturing Equity Fund

  • Lower mid AUM (₹1,198 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 13.78% (upper mid).
  • 3Y return: 19.76% (upper mid).
  • 1Y return: 15.95% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.59 (lower mid).
  • Information ratio: 0.00 (lower mid).

Motilal Oswal Multicap 35 Fund

  • Highest AUM (₹12,937 Cr).
  • Established history (12+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 12.13% (bottom quartile).
  • 3Y return: 18.21% (lower mid).
  • 1Y return: -3.48% (bottom quartile).
  • Alpha: -5.87 (bottom quartile).
  • Sharpe: -0.52 (bottom quartile).
  • Information ratio: 0.47 (upper mid).

BNP Paribas Multi Cap Fund

  • Bottom quartile AUM (₹588 Cr).
  • Oldest track record among peers (20 yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.57% (lower mid).
  • 3Y return: 17.28% (bottom quartile).
  • 1Y return: 19.34% (top quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 2.86 (top quartile).
  • Information ratio: 0.00 (bottom quartile).

Mahindra Badhat Yojana

  • Upper mid AUM (₹6,643 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 15.46% (top quartile).
  • 3Y return: 17.15% (bottom quartile).
  • 1Y return: 4.82% (bottom quartile).
  • Alpha: 4.99 (top quartile).
  • Sharpe: 0.15 (bottom quartile).
  • Information ratio: 0.65 (top quartile).

Top 5 (ELSS) Equity Linked Saving Schemes

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
IDBI Equity Advantage Fund Growth ₹43.39
↑ 0.04 		₹4859.715.116.920.810
Motilal Oswal Long Term Equity Fund Growth ₹54.9959
↓ -0.23 		₹4,6634.3103.620.816.9-9.1
HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 		₹1,3181.215.435.520.617.4
SBI Magnum Tax Gain Fund Growth ₹440.551
↑ 1.53 		₹30,9552.1-1.3-0.916.816.26.6
Baroda Pioneer ELSS 96 Growth ₹68.6676
↑ 0.33 		₹210-6.1-3.517.616.711.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23

Research Highlights & Commentary of 5 Funds showcased

CommentaryIDBI Equity Advantage FundMotilal Oswal Long Term Equity FundHDFC Long Term Advantage FundSBI Magnum Tax Gain FundBaroda Pioneer ELSS 96
Point 1Bottom quartile AUM (₹485 Cr).Upper mid AUM (₹4,663 Cr).Lower mid AUM (₹1,318 Cr).Highest AUM (₹30,955 Cr).Bottom quartile AUM (₹210 Cr).
Point 2Established history (12+ yrs).Established history (11+ yrs).Oldest track record among peers (25 yrs).Established history (19+ yrs).Established history (11+ yrs).
Point 3Top rated.Not Rated.Rating: 3★ (upper mid).Rating: 2★ (lower mid).Not Rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 9.97% (bottom quartile).5Y return: 16.86% (upper mid).5Y return: 17.39% (top quartile).5Y return: 16.25% (lower mid).5Y return: 11.62% (bottom quartile).
Point 63Y return: 20.84% (top quartile).3Y return: 20.80% (upper mid).3Y return: 20.64% (lower mid).3Y return: 16.77% (bottom quartile).3Y return: 16.70% (bottom quartile).
Point 71Y return: 16.92% (lower mid).1Y return: 3.57% (bottom quartile).1Y return: 35.51% (top quartile).1Y return: -0.91% (bottom quartile).1Y return: 17.56% (upper mid).
Point 8Alpha: 1.78 (lower mid).Alpha: 3.21 (upper mid).Alpha: 1.75 (bottom quartile).Alpha: -2.25 (bottom quartile).Alpha: 5.69 (top quartile).
Point 9Sharpe: 1.21 (lower mid).Sharpe: -0.02 (bottom quartile).Sharpe: 2.27 (upper mid).Sharpe: -0.36 (bottom quartile).Sharpe: 2.51 (top quartile).
Point 10Information ratio: -1.13 (bottom quartile).Information ratio: 0.73 (upper mid).Information ratio: -0.15 (bottom quartile).Information ratio: 1.38 (top quartile).Information ratio: -0.09 (lower mid).

IDBI Equity Advantage Fund

  • Bottom quartile AUM (₹485 Cr).
  • Established history (12+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 9.97% (bottom quartile).
  • 3Y return: 20.84% (top quartile).
  • 1Y return: 16.92% (lower mid).
  • Alpha: 1.78 (lower mid).
  • Sharpe: 1.21 (lower mid).
  • Information ratio: -1.13 (bottom quartile).

Motilal Oswal Long Term Equity Fund

  • Upper mid AUM (₹4,663 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 16.86% (upper mid).
  • 3Y return: 20.80% (upper mid).
  • 1Y return: 3.57% (bottom quartile).
  • Alpha: 3.21 (upper mid).
  • Sharpe: -0.02 (bottom quartile).
  • Information ratio: 0.73 (upper mid).

HDFC Long Term Advantage Fund

  • Lower mid AUM (₹1,318 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.39% (top quartile).
  • 3Y return: 20.64% (lower mid).
  • 1Y return: 35.51% (top quartile).
  • Alpha: 1.75 (bottom quartile).
  • Sharpe: 2.27 (upper mid).
  • Information ratio: -0.15 (bottom quartile).

SBI Magnum Tax Gain Fund

  • Highest AUM (₹30,955 Cr).
  • Established history (19+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.25% (lower mid).
  • 3Y return: 16.77% (bottom quartile).
  • 1Y return: -0.91% (bottom quartile).
  • Alpha: -2.25 (bottom quartile).
  • Sharpe: -0.36 (bottom quartile).
  • Information ratio: 1.38 (top quartile).

Baroda Pioneer ELSS 96

  • Bottom quartile AUM (₹210 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 11.62% (bottom quartile).
  • 3Y return: 16.70% (bottom quartile).
  • 1Y return: 17.56% (upper mid).
  • Alpha: 5.69 (top quartile).
  • Sharpe: 2.51 (top quartile).
  • Information ratio: -0.09 (lower mid).

Top 5 Sector Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
LIC MF Infrastructure Fund Growth ₹54.2132
↓ -0.10 		₹1,0995.613.26.725.322.7-3.7
UTI Healthcare Fund Growth ₹331.061
↓ -4.05 		₹1,2171619.311.625.214.2-3.1
SBI PSU Fund Growth ₹34.4028
↑ 0.01 		₹6,594-5.10.76.224.92311.3
SBI Healthcare Opportunities Fund Growth ₹506.495
↑ 1.60 		₹4,56618.421.714.923.916.4-3.5
BOI AXA Manufacturing and Infrastructure Fund Growth ₹66.34
↓ -0.17 		₹7897.713.913.723.720.57.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Jul 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryLIC MF Infrastructure FundUTI Healthcare FundSBI PSU FundSBI Healthcare Opportunities FundBOI AXA Manufacturing and Infrastructure Fund
Point 1Bottom quartile AUM (₹1,099 Cr).Lower mid AUM (₹1,217 Cr).Highest AUM (₹6,594 Cr).Upper mid AUM (₹4,566 Cr).Bottom quartile AUM (₹789 Cr).
Point 2Established history (18+ yrs).Oldest track record among peers (27 yrs).Established history (16+ yrs).Established history (21+ yrs).Established history (16+ yrs).
Point 3Not Rated.Rating: 1★ (lower mid).Top rated.Rating: 2★ (upper mid).Not Rated.
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.
Point 55Y return: 22.68% (upper mid).5Y return: 14.21% (bottom quartile).5Y return: 23.01% (top quartile).5Y return: 16.42% (bottom quartile).5Y return: 20.46% (lower mid).
Point 63Y return: 25.32% (top quartile).3Y return: 25.19% (upper mid).3Y return: 24.92% (lower mid).3Y return: 23.94% (bottom quartile).3Y return: 23.67% (bottom quartile).
Point 71Y return: 6.67% (bottom quartile).1Y return: 11.62% (lower mid).1Y return: 6.15% (bottom quartile).1Y return: 14.90% (top quartile).1Y return: 13.67% (upper mid).
Point 8Alpha: 4.51 (top quartile).Alpha: 0.91 (upper mid).Alpha: 0.16 (lower mid).Alpha: -0.04 (bottom quartile).Alpha: 0.00 (bottom quartile).
Point 9Sharpe: 0.26 (bottom quartile).Sharpe: 0.42 (upper mid).Sharpe: 0.26 (bottom quartile).Sharpe: 0.36 (lower mid).Sharpe: 0.60 (top quartile).
Point 10Information ratio: 0.55 (top quartile).Information ratio: 0.08 (upper mid).Information ratio: -0.02 (bottom quartile).Information ratio: -0.40 (bottom quartile).Information ratio: 0.00 (lower mid).

LIC MF Infrastructure Fund

  • Bottom quartile AUM (₹1,099 Cr).
  • Established history (18+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 22.68% (upper mid).
  • 3Y return: 25.32% (top quartile).
  • 1Y return: 6.67% (bottom quartile).
  • Alpha: 4.51 (top quartile).
  • Sharpe: 0.26 (bottom quartile).
  • Information ratio: 0.55 (top quartile).

UTI Healthcare Fund

  • Lower mid AUM (₹1,217 Cr).
  • Oldest track record among peers (27 yrs).
  • Rating: 1★ (lower mid).
  • Risk profile: High.
  • 5Y return: 14.21% (bottom quartile).
  • 3Y return: 25.19% (upper mid).
  • 1Y return: 11.62% (lower mid).
  • Alpha: 0.91 (upper mid).
  • Sharpe: 0.42 (upper mid).
  • Information ratio: 0.08 (upper mid).

SBI PSU Fund

  • Highest AUM (₹6,594 Cr).
  • Established history (16+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 23.01% (top quartile).
  • 3Y return: 24.92% (lower mid).
  • 1Y return: 6.15% (bottom quartile).
  • Alpha: 0.16 (lower mid).
  • Sharpe: 0.26 (bottom quartile).
  • Information ratio: -0.02 (bottom quartile).

SBI Healthcare Opportunities Fund

  • Upper mid AUM (₹4,566 Cr).
  • Established history (21+ yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: High.
  • 5Y return: 16.42% (bottom quartile).
  • 3Y return: 23.94% (bottom quartile).
  • 1Y return: 14.90% (top quartile).
  • Alpha: -0.04 (bottom quartile).
  • Sharpe: 0.36 (lower mid).
  • Information ratio: -0.40 (bottom quartile).

BOI AXA Manufacturing and Infrastructure Fund

  • Bottom quartile AUM (₹789 Cr).
  • Established history (16+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 20.46% (lower mid).
  • 3Y return: 23.67% (bottom quartile).
  • 1Y return: 13.67% (upper mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.60 (top quartile).
  • Information ratio: 0.00 (lower mid).

Top 5 Value Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Aditya Birla Sun Life Pure Value Fund Growth ₹136.221
↑ 0.01 		₹6,5305.55.97.316.814.42.6
Nippon India Value Fund Growth ₹226.855
↑ 0.50 		₹8,8211-1.9-0.916.314.94.2
HDFC Capital Builder Value Fund Growth ₹782.182
↑ 2.18 		₹7,3143.92.34.116.314.68.6
ICICI Prudential Value Discovery Fund Growth ₹466.65
↑ 3.22 		₹58,954-0.5-5-1.214.716.413.8
UTI Value Opportunities Fund Growth ₹167.624
↑ 1.08 		₹9,2582.1-3-1.71412.47
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Jul 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryAditya Birla Sun Life Pure Value FundNippon India Value FundHDFC Capital Builder Value FundICICI Prudential Value Discovery FundUTI Value Opportunities Fund
Point 1Bottom quartile AUM (₹6,530 Cr).Lower mid AUM (₹8,821 Cr).Bottom quartile AUM (₹7,314 Cr).Highest AUM (₹58,954 Cr).Upper mid AUM (₹9,258 Cr).
Point 2Established history (18+ yrs).Established history (21+ yrs).Oldest track record among peers (32 yrs).Established history (21+ yrs).Established history (21+ yrs).
Point 3Top rated.Not Rated.Rating: 3★ (upper mid).Rating: 2★ (lower mid).Rating: 1★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 14.39% (bottom quartile).5Y return: 14.87% (upper mid).5Y return: 14.65% (lower mid).5Y return: 16.38% (top quartile).5Y return: 12.43% (bottom quartile).
Point 63Y return: 16.76% (top quartile).3Y return: 16.34% (upper mid).3Y return: 16.30% (lower mid).3Y return: 14.71% (bottom quartile).3Y return: 14.05% (bottom quartile).
Point 71Y return: 7.25% (top quartile).1Y return: -0.93% (lower mid).1Y return: 4.11% (upper mid).1Y return: -1.22% (bottom quartile).1Y return: -1.67% (bottom quartile).
Point 8Alpha: 6.66 (top quartile).Alpha: -1.04 (lower mid).Alpha: 2.21 (upper mid).Alpha: -3.74 (bottom quartile).Alpha: -3.31 (bottom quartile).
Point 9Sharpe: 0.14 (top quartile).Sharpe: -0.26 (lower mid).Sharpe: -0.08 (upper mid).Sharpe: -0.47 (bottom quartile).Sharpe: -0.40 (bottom quartile).
Point 10Information ratio: 0.75 (lower mid).Information ratio: 1.30 (upper mid).Information ratio: 1.34 (top quartile).Information ratio: 0.46 (bottom quartile).Information ratio: 0.24 (bottom quartile).

Aditya Birla Sun Life Pure Value Fund

  • Bottom quartile AUM (₹6,530 Cr).
  • Established history (18+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 14.39% (bottom quartile).
  • 3Y return: 16.76% (top quartile).
  • 1Y return: 7.25% (top quartile).
  • Alpha: 6.66 (top quartile).
  • Sharpe: 0.14 (top quartile).
  • Information ratio: 0.75 (lower mid).

Nippon India Value Fund

  • Lower mid AUM (₹8,821 Cr).
  • Established history (21+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 14.87% (upper mid).
  • 3Y return: 16.34% (upper mid).
  • 1Y return: -0.93% (lower mid).
  • Alpha: -1.04 (lower mid).
  • Sharpe: -0.26 (lower mid).
  • Information ratio: 1.30 (upper mid).

HDFC Capital Builder Value Fund

  • Bottom quartile AUM (₹7,314 Cr).
  • Oldest track record among peers (32 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.65% (lower mid).
  • 3Y return: 16.30% (lower mid).
  • 1Y return: 4.11% (upper mid).
  • Alpha: 2.21 (upper mid).
  • Sharpe: -0.08 (upper mid).
  • Information ratio: 1.34 (top quartile).

ICICI Prudential Value Discovery Fund

  • Highest AUM (₹58,954 Cr).
  • Established history (21+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.38% (top quartile).
  • 3Y return: 14.71% (bottom quartile).
  • 1Y return: -1.22% (bottom quartile).
  • Alpha: -3.74 (bottom quartile).
  • Sharpe: -0.47 (bottom quartile).
  • Information ratio: 0.46 (bottom quartile).

UTI Value Opportunities Fund

  • Upper mid AUM (₹9,258 Cr).
  • Established history (21+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 12.43% (bottom quartile).
  • 3Y return: 14.05% (bottom quartile).
  • 1Y return: -1.67% (bottom quartile).
  • Alpha: -3.31 (bottom quartile).
  • Sharpe: -0.40 (bottom quartile).
  • Information ratio: 0.24 (bottom quartile).

Top 5 Focused Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
ICICI Prudential Focused Equity Fund Growth ₹96.03
↑ 0.81 		₹16,1473.3-1.34.317.916.515.4
Sundaram Select Focus Fund Growth ₹264.968
↓ -1.18 		₹1,354-58.524.51717.3
HDFC Focused 30 Fund Growth ₹234.191
↑ 1.54 		₹26,0822.6-1.51.416.518.510.9
SBI Focused Equity Fund Growth ₹391.46
↓ -1.44 		₹46,6234.73.910.715.612.615.7
DSP Focus Fund Growth ₹55.718
↑ 0.16 		₹2,4784.600.714.7117.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Jul 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryICICI Prudential Focused Equity FundSundaram Select Focus FundHDFC Focused 30 FundSBI Focused Equity FundDSP Focus Fund
Point 1Lower mid AUM (₹16,147 Cr).Bottom quartile AUM (₹1,354 Cr).Upper mid AUM (₹26,082 Cr).Highest AUM (₹46,623 Cr).Bottom quartile AUM (₹2,478 Cr).
Point 2Established history (17+ yrs).Oldest track record among peers (23 yrs).Established history (21+ yrs).Established history (21+ yrs).Established history (16+ yrs).
Point 3Rating: 2★ (bottom quartile).Top rated.Rating: 3★ (upper mid).Rating: 2★ (bottom quartile).Rating: 3★ (lower mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 16.48% (lower mid).5Y return: 17.29% (upper mid).5Y return: 18.52% (top quartile).5Y return: 12.60% (bottom quartile).5Y return: 11.03% (bottom quartile).
Point 63Y return: 17.85% (top quartile).3Y return: 17.03% (upper mid).3Y return: 16.51% (lower mid).3Y return: 15.59% (bottom quartile).3Y return: 14.67% (bottom quartile).
Point 71Y return: 4.29% (lower mid).1Y return: 24.49% (top quartile).1Y return: 1.43% (bottom quartile).1Y return: 10.71% (upper mid).1Y return: 0.75% (bottom quartile).
Point 8Alpha: -0.18 (upper mid).Alpha: -5.62 (bottom quartile).Alpha: -3.45 (lower mid).Alpha: 12.40 (top quartile).Alpha: -4.56 (bottom quartile).
Point 9Sharpe: -0.23 (lower mid).Sharpe: 1.85 (top quartile).Sharpe: -0.41 (bottom quartile).Sharpe: 0.41 (upper mid).Sharpe: -0.47 (bottom quartile).
Point 10Information ratio: 1.19 (top quartile).Information ratio: -0.52 (bottom quartile).Information ratio: 0.53 (lower mid).Information ratio: 0.58 (upper mid).Information ratio: 0.17 (bottom quartile).

ICICI Prudential Focused Equity Fund

  • Lower mid AUM (₹16,147 Cr).
  • Established history (17+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 16.48% (lower mid).
  • 3Y return: 17.85% (top quartile).
  • 1Y return: 4.29% (lower mid).
  • Alpha: -0.18 (upper mid).
  • Sharpe: -0.23 (lower mid).
  • Information ratio: 1.19 (top quartile).

Sundaram Select Focus Fund

  • Bottom quartile AUM (₹1,354 Cr).
  • Oldest track record among peers (23 yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 17.29% (upper mid).
  • 3Y return: 17.03% (upper mid).
  • 1Y return: 24.49% (top quartile).
  • Alpha: -5.62 (bottom quartile).
  • Sharpe: 1.85 (top quartile).
  • Information ratio: -0.52 (bottom quartile).

HDFC Focused 30 Fund

  • Upper mid AUM (₹26,082 Cr).
  • Established history (21+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 18.52% (top quartile).
  • 3Y return: 16.51% (lower mid).
  • 1Y return: 1.43% (bottom quartile).
  • Alpha: -3.45 (lower mid).
  • Sharpe: -0.41 (bottom quartile).
  • Information ratio: 0.53 (lower mid).

SBI Focused Equity Fund

  • Highest AUM (₹46,623 Cr).
  • Established history (21+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 12.60% (bottom quartile).
  • 3Y return: 15.59% (bottom quartile).
  • 1Y return: 10.71% (upper mid).
  • Alpha: 12.40 (top quartile).
  • Sharpe: 0.41 (upper mid).
  • Information ratio: 0.58 (upper mid).

DSP Focus Fund

  • Bottom quartile AUM (₹2,478 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 11.03% (bottom quartile).
  • 3Y return: 14.67% (bottom quartile).
  • 1Y return: 0.75% (bottom quartile).
  • Alpha: -4.56 (bottom quartile).
  • Sharpe: -0.47 (bottom quartile).
  • Information ratio: 0.17 (bottom quartile).

About the Fincash Research Team

At Fincash, our mission is to help investors make informed, confident decisions. With over 10 years in Mutual Fund distribution, our team blends deep industry expertise with a commitment to transparency, accuracy, and investor education.

Who We Are

AMFI Registration No.
112358
MCA CIN
U74999MH2016PTC282153
Location
Thane, Maharashtra, India
Experience
10+ years in Mutual Fund distribution

Our Expertise

  • Certified Mutual Fund Distributors with hands-on advisory experience.
  • Market analysts tracking performance, macro trends, and sectors.
  • Data specialists processing NAVs, allocations, and risk metrics from Morning Star.

Our Research Process

  • Data sourcing: SEBI-registered fund houses & verified third-party provider Morning Star
  • Screening: Returns, manager track record, expenses, sector mix, risk-adjusted metrics.
  • Expert review: Senior team members review every article and list for accuracy.
  • Updates: Regular refreshes so performance data reflects current market conditions.

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Disclaimer

Content is for educational and informational purposes only and is not investment advice. Please consider your risk profile and consult a financial advisor before investing.

Written by: Fincash Research Team
Reviewed by:Rohini, Senior Team Member, Fincash

Best Debt Funds 2026 - 2027

Below are the top ranked funds from difference categories like. Liquid, Ultra Short, Short Term, GILT, Credit Risk and Corporate Debt from Debt.

Top 5 Ultra Short Term Debt Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2025 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Aditya Birla Sun Life Savings Fund Growth ₹585.31
↑ 0.30 		₹19,6111.63.36.27.37.47.98%5M 16D6M 25D
ICICI Prudential Ultra Short Term Fund Growth ₹29.5364
↑ 0.02 		₹16,0021.53.36.277.17.79%5M 8D6M 11D
SBI Magnum Ultra Short Duration Fund Growth ₹6,364.79
↑ 2.99 		₹11,8611.53.26.16.977.77%5M 5D8M 16D
Invesco India Ultra Short Term Fund Growth ₹2,870.03
↑ 1.32 		₹1,1971.53.366.96.87.53%5M 3D5M 6D
Kotak Savings Fund Growth ₹45.6025
↑ 0.02 		₹16,1861.53.15.96.86.87.9%4M 24D6M 4D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Jul 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryAditya Birla Sun Life Savings FundICICI Prudential Ultra Short Term FundSBI Magnum Ultra Short Duration FundInvesco India Ultra Short Term FundKotak Savings Fund
Point 1Highest AUM (₹19,611 Cr).Lower mid AUM (₹16,002 Cr).Bottom quartile AUM (₹11,861 Cr).Bottom quartile AUM (₹1,197 Cr).Upper mid AUM (₹16,186 Cr).
Point 2Established history (23+ yrs).Established history (15+ yrs).Oldest track record among peers (27 yrs).Established history (15+ yrs).Established history (21+ yrs).
Point 3Top rated.Rating: 3★ (upper mid).Rating: 3★ (lower mid).Rating: 3★ (bottom quartile).Rating: 3★ (bottom quartile).
Point 4Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Low.Risk profile: Moderate.Risk profile: Moderately Low.
Point 51Y return: 6.22% (top quartile).1Y return: 6.16% (upper mid).1Y return: 6.07% (lower mid).1Y return: 5.97% (bottom quartile).1Y return: 5.89% (bottom quartile).
Point 61M return: 0.66% (top quartile).1M return: 0.61% (bottom quartile).1M return: 0.61% (bottom quartile).1M return: 0.62% (lower mid).1M return: 0.62% (upper mid).
Point 7Sharpe: 0.52 (upper mid).Sharpe: 0.53 (top quartile).Sharpe: 0.40 (lower mid).Sharpe: 0.21 (bottom quartile).Sharpe: -0.12 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 7.98% (top quartile).Yield to maturity (debt): 7.79% (lower mid).Yield to maturity (debt): 7.77% (bottom quartile).Yield to maturity (debt): 7.53% (bottom quartile).Yield to maturity (debt): 7.90% (upper mid).
Point 10Modified duration: 0.46 yrs (bottom quartile).Modified duration: 0.44 yrs (bottom quartile).Modified duration: 0.43 yrs (lower mid).Modified duration: 0.42 yrs (upper mid).Modified duration: 0.40 yrs (top quartile).

Aditya Birla Sun Life Savings Fund

  • Highest AUM (₹19,611 Cr).
  • Established history (23+ yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 1Y return: 6.22% (top quartile).
  • 1M return: 0.66% (top quartile).
  • Sharpe: 0.52 (upper mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.98% (top quartile).
  • Modified duration: 0.46 yrs (bottom quartile).

ICICI Prudential Ultra Short Term Fund

  • Lower mid AUM (₹16,002 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 6.16% (upper mid).
  • 1M return: 0.61% (bottom quartile).
  • Sharpe: 0.53 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.79% (lower mid).
  • Modified duration: 0.44 yrs (bottom quartile).

SBI Magnum Ultra Short Duration Fund

  • Bottom quartile AUM (₹11,861 Cr).
  • Oldest track record among peers (27 yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Low.
  • 1Y return: 6.07% (lower mid).
  • 1M return: 0.61% (bottom quartile).
  • Sharpe: 0.40 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.77% (bottom quartile).
  • Modified duration: 0.43 yrs (lower mid).

Invesco India Ultra Short Term Fund

  • Bottom quartile AUM (₹1,197 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 5.97% (bottom quartile).
  • 1M return: 0.62% (lower mid).
  • Sharpe: 0.21 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.53% (bottom quartile).
  • Modified duration: 0.42 yrs (upper mid).

Kotak Savings Fund

  • Upper mid AUM (₹16,186 Cr).
  • Established history (21+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 5.89% (bottom quartile).
  • 1M return: 0.62% (upper mid).
  • Sharpe: -0.12 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.90% (upper mid).
  • Modified duration: 0.40 yrs (top quartile).

Top 5 Short Term Debt Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2025 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Franklin India Short Term Income Plan - Retail Plan Growth ₹15,041.3
↑ 0.11 		₹13192.1192.1192.147.3 0%
HDFC Short Term Debt Fund Growth ₹34.0213
↑ 0.01 		₹14,8641.83.25.47.47.88.01%2Y 4M 28D3Y 1M 24D
ICICI Prudential Short Term Fund Growth ₹64.0798
↑ 0.00 		₹21,2291.83.35.77.488.14%2Y 8M 19D4Y 5M 23D
Axis Short Term Fund Growth ₹32.8794
↑ 0.01 		₹8,7341.83.25.57.38.17.67%2Y 3M3Y
Bandhan Bond Fund Short Term Plan Growth ₹60.7793
↑ 0.01 		₹8,3271.93.65.57.37.57.73%2Y 2M 16D2Y 11M 26D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 May 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryFranklin India Short Term Income Plan - Retail PlanHDFC Short Term Debt FundICICI Prudential Short Term FundAxis Short Term FundBandhan Bond Fund Short Term Plan
Point 1Bottom quartile AUM (₹13 Cr).Upper mid AUM (₹14,864 Cr).Highest AUM (₹21,229 Cr).Lower mid AUM (₹8,734 Cr).Bottom quartile AUM (₹8,327 Cr).
Point 2Established history (24+ yrs).Established history (16+ yrs).Established history (24+ yrs).Established history (16+ yrs).Oldest track record among peers (25 yrs).
Point 3Rating: 2★ (bottom quartile).Rating: 3★ (upper mid).Top rated.Rating: 3★ (lower mid).Rating: 2★ (bottom quartile).
Point 4Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderately Low.
Point 51Y return: 192.10% (top quartile).1Y return: 5.43% (bottom quartile).1Y return: 5.71% (upper mid).1Y return: 5.50% (lower mid).1Y return: 5.47% (bottom quartile).
Point 61M return: 192.10% (top quartile).1M return: 0.68% (bottom quartile).1M return: 0.71% (lower mid).1M return: 0.70% (bottom quartile).1M return: 0.82% (upper mid).
Point 7Sharpe: -90.89 (bottom quartile).Sharpe: -1.22 (bottom quartile).Sharpe: -0.80 (top quartile).Sharpe: -0.91 (upper mid).Sharpe: -1.22 (lower mid).
Point 8Information ratio: -2.42 (bottom quartile).Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 0.00% (bottom quartile).Yield to maturity (debt): 8.01% (upper mid).Yield to maturity (debt): 8.14% (top quartile).Yield to maturity (debt): 7.67% (bottom quartile).Yield to maturity (debt): 7.73% (lower mid).
Point 10Modified duration: 0.00 yrs (top quartile).Modified duration: 2.41 yrs (bottom quartile).Modified duration: 2.72 yrs (bottom quartile).Modified duration: 2.25 yrs (lower mid).Modified duration: 2.21 yrs (upper mid).

Franklin India Short Term Income Plan - Retail Plan

  • Bottom quartile AUM (₹13 Cr).
  • Established history (24+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 192.10% (top quartile).
  • 1M return: 192.10% (top quartile).
  • Sharpe: -90.89 (bottom quartile).
  • Information ratio: -2.42 (bottom quartile).
  • Yield to maturity (debt): 0.00% (bottom quartile).
  • Modified duration: 0.00 yrs (top quartile).

HDFC Short Term Debt Fund

  • Upper mid AUM (₹14,864 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 5.43% (bottom quartile).
  • 1M return: 0.68% (bottom quartile).
  • Sharpe: -1.22 (bottom quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 8.01% (upper mid).
  • Modified duration: 2.41 yrs (bottom quartile).

ICICI Prudential Short Term Fund

  • Highest AUM (₹21,229 Cr).
  • Established history (24+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 5.71% (upper mid).
  • 1M return: 0.71% (lower mid).
  • Sharpe: -0.80 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 8.14% (top quartile).
  • Modified duration: 2.72 yrs (bottom quartile).

Axis Short Term Fund

  • Lower mid AUM (₹8,734 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 5.50% (lower mid).
  • 1M return: 0.70% (bottom quartile).
  • Sharpe: -0.91 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.67% (bottom quartile).
  • Modified duration: 2.25 yrs (lower mid).

Bandhan Bond Fund Short Term Plan

  • Bottom quartile AUM (₹8,327 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 5.47% (bottom quartile).
  • 1M return: 0.82% (upper mid).
  • Sharpe: -1.22 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.73% (lower mid).
  • Modified duration: 2.21 yrs (upper mid).

Top 5 Liquid Funds

FundNAVNet Assets (Cr)1 MO (%)3 MO (%)6 MO (%)1 YR (%)2025 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Axis Liquid Fund Growth ₹3,100.6
↑ 0.85 		₹56,1680.51.63.46.36.66.23%1M 5D1M 5D
Edelweiss Liquid Fund Growth ₹3,560.69
↑ 0.99 		₹15,2220.51.63.46.36.56.51%1M 6D1M 6D
Canara Robeco Liquid Growth ₹3,349.45
↑ 1.01 		₹7,5190.51.63.36.36.56.18%1M 8D1M 10D
UTI Liquid Cash Plan Growth ₹456.641
↑ 0.13 		₹33,2480.51.63.36.36.56.62%1M 5D1M 6D
Tata Liquid Fund Growth ₹4,382.49
↑ 1.35 		₹30,4490.51.63.36.36.56.59%1M 6D1M 6D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Jul 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryAxis Liquid FundEdelweiss Liquid FundCanara Robeco LiquidUTI Liquid Cash PlanTata Liquid Fund
Point 1Highest AUM (₹56,168 Cr).Bottom quartile AUM (₹15,222 Cr).Bottom quartile AUM (₹7,519 Cr).Upper mid AUM (₹33,248 Cr).Lower mid AUM (₹30,449 Cr).
Point 2Established history (16+ yrs).Established history (18+ yrs).Established history (18+ yrs).Oldest track record among peers (22 yrs).Established history (21+ yrs).
Point 3Top rated.Rating: 2★ (bottom quartile).Rating: 3★ (lower mid).Rating: 3★ (bottom quartile).Rating: 4★ (upper mid).
Point 4Risk profile: Low.Risk profile: Low.Risk profile: Low.Risk profile: Low.Risk profile: Low.
Point 51Y return: 6.34% (top quartile).1Y return: 6.33% (upper mid).1Y return: 6.27% (bottom quartile).1Y return: 6.30% (lower mid).1Y return: 6.26% (bottom quartile).
Point 61M return: 0.54% (lower mid).1M return: 0.55% (upper mid).1M return: 0.54% (bottom quartile).1M return: 0.54% (bottom quartile).1M return: 0.55% (top quartile).
Point 7Sharpe: 2.39 (upper mid).Sharpe: 2.22 (bottom quartile).Sharpe: 2.02 (bottom quartile).Sharpe: 2.39 (lower mid).Sharpe: 2.42 (top quartile).
Point 8Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.95 (top quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 6.23% (bottom quartile).Yield to maturity (debt): 6.51% (lower mid).Yield to maturity (debt): 6.18% (bottom quartile).Yield to maturity (debt): 6.62% (top quartile).Yield to maturity (debt): 6.59% (upper mid).
Point 10Modified duration: 0.10 yrs (top quartile).Modified duration: 0.10 yrs (lower mid).Modified duration: 0.11 yrs (bottom quartile).Modified duration: 0.10 yrs (upper mid).Modified duration: 0.10 yrs (bottom quartile).

Axis Liquid Fund

  • Highest AUM (₹56,168 Cr).
  • Established history (16+ yrs).
  • Top rated.
  • Risk profile: Low.
  • 1Y return: 6.34% (top quartile).
  • 1M return: 0.54% (lower mid).
  • Sharpe: 2.39 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.23% (bottom quartile).
  • Modified duration: 0.10 yrs (top quartile).

Edelweiss Liquid Fund

  • Bottom quartile AUM (₹15,222 Cr).
  • Established history (18+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 6.33% (upper mid).
  • 1M return: 0.55% (upper mid).
  • Sharpe: 2.22 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.51% (lower mid).
  • Modified duration: 0.10 yrs (lower mid).

Canara Robeco Liquid

  • Bottom quartile AUM (₹7,519 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Low.
  • 1Y return: 6.27% (bottom quartile).
  • 1M return: 0.54% (bottom quartile).
  • Sharpe: 2.02 (bottom quartile).
  • Information ratio: 0.95 (top quartile).
  • Yield to maturity (debt): 6.18% (bottom quartile).
  • Modified duration: 0.11 yrs (bottom quartile).

UTI Liquid Cash Plan

  • Upper mid AUM (₹33,248 Cr).
  • Oldest track record among peers (22 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 6.30% (lower mid).
  • 1M return: 0.54% (bottom quartile).
  • Sharpe: 2.39 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.62% (top quartile).
  • Modified duration: 0.10 yrs (upper mid).

Tata Liquid Fund

  • Lower mid AUM (₹30,449 Cr).
  • Established history (21+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Low.
  • 1Y return: 6.26% (bottom quartile).
  • 1M return: 0.55% (top quartile).
  • Sharpe: 2.42 (top quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.59% (upper mid).
  • Modified duration: 0.10 yrs (bottom quartile).

Top 5 Banking and PSU Debt Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2025 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
ICICI Prudential Banking and PSU Debt Fund Growth ₹34.7276
↑ 0.00 		₹8,9431.83.15.47.27.67.9%3Y 2M 16D5Y 9M 29D
Kotak Banking and PSU Debt fund Growth ₹69.366
↑ 0.01 		₹5,0091.83.15.37.17.77.77%2Y 9M 22D3Y 6M 18D
HDFC Banking and PSU Debt Fund Growth ₹24.3114
↑ 0.01 		₹5,2151.93.14.977.57.78%3Y 7D4Y 1M 2D
Bandhan Banking & PSU Debt Fund Growth ₹26.1124
↑ 0.01 		₹12,0441.93.55.46.97.17.57%2Y 2M 5D2Y 6M 11D
Nippon India Banking & PSU Debt Fund Growth ₹21.9066
↑ 0.00 		₹5,1531.93.24.76.97.37.76%2Y 9M 14D3Y 5M 19D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Jul 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryICICI Prudential Banking and PSU Debt FundKotak Banking and PSU Debt fundHDFC Banking and PSU Debt FundBandhan Banking & PSU Debt FundNippon India Banking & PSU Debt Fund
Point 1Upper mid AUM (₹8,943 Cr).Bottom quartile AUM (₹5,009 Cr).Lower mid AUM (₹5,215 Cr).Highest AUM (₹12,044 Cr).Bottom quartile AUM (₹5,153 Cr).
Point 2Established history (16+ yrs).Oldest track record among peers (27 yrs).Established history (12+ yrs).Established history (13+ yrs).Established history (11+ yrs).
Point 3Rating: 4★ (upper mid).Rating: 4★ (lower mid).Top rated.Rating: 2★ (bottom quartile).Not Rated.
Point 4Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderately Low.
Point 51Y return: 5.36% (top quartile).1Y return: 5.27% (lower mid).1Y return: 4.85% (bottom quartile).1Y return: 5.35% (upper mid).1Y return: 4.70% (bottom quartile).
Point 61M return: 0.76% (top quartile).1M return: 0.71% (upper mid).1M return: 0.69% (bottom quartile).1M return: 0.71% (lower mid).1M return: 0.70% (bottom quartile).
Point 7Sharpe: -1.19 (top quartile).Sharpe: -1.38 (upper mid).Sharpe: -1.58 (lower mid).Sharpe: -1.63 (bottom quartile).Sharpe: -1.67 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 7.90% (top quartile).Yield to maturity (debt): 7.77% (lower mid).Yield to maturity (debt): 7.78% (upper mid).Yield to maturity (debt): 7.57% (bottom quartile).Yield to maturity (debt): 7.76% (bottom quartile).
Point 10Modified duration: 3.21 yrs (bottom quartile).Modified duration: 2.81 yrs (lower mid).Modified duration: 3.02 yrs (bottom quartile).Modified duration: 2.18 yrs (top quartile).Modified duration: 2.79 yrs (upper mid).

ICICI Prudential Banking and PSU Debt Fund

  • Upper mid AUM (₹8,943 Cr).
  • Established history (16+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 5.36% (top quartile).
  • 1M return: 0.76% (top quartile).
  • Sharpe: -1.19 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.90% (top quartile).
  • Modified duration: 3.21 yrs (bottom quartile).

Kotak Banking and PSU Debt fund

  • Bottom quartile AUM (₹5,009 Cr).
  • Oldest track record among peers (27 yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 5.27% (lower mid).
  • 1M return: 0.71% (upper mid).
  • Sharpe: -1.38 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.77% (lower mid).
  • Modified duration: 2.81 yrs (lower mid).

HDFC Banking and PSU Debt Fund

  • Lower mid AUM (₹5,215 Cr).
  • Established history (12+ yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 1Y return: 4.85% (bottom quartile).
  • 1M return: 0.69% (bottom quartile).
  • Sharpe: -1.58 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.78% (upper mid).
  • Modified duration: 3.02 yrs (bottom quartile).

Bandhan Banking & PSU Debt Fund

  • Highest AUM (₹12,044 Cr).
  • Established history (13+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 5.35% (upper mid).
  • 1M return: 0.71% (lower mid).
  • Sharpe: -1.63 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.57% (bottom quartile).
  • Modified duration: 2.18 yrs (top quartile).

Nippon India Banking & PSU Debt Fund

  • Bottom quartile AUM (₹5,153 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately Low.
  • 1Y return: 4.70% (bottom quartile).
  • 1M return: 0.70% (bottom quartile).
  • Sharpe: -1.67 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.76% (bottom quartile).
  • Modified duration: 2.79 yrs (upper mid).

Top 5 Credit Risk Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2025 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
DSP Credit Risk Fund Growth ₹54.8357
↑ 0.01 		₹2581.781016210%2Y 3M 27D
Aditya Birla Sun Life Credit Risk Fund Growth ₹25.191
↑ 0.02 		₹1,3912.24.511.912.213.48.4%1Y 10M 13D2Y 6M
Franklin India Credit Risk Fund Growth ₹25.3348
↑ 0.04 		₹1042.957.511 0%
Invesco India Credit Risk Fund Growth ₹2,072.31
↓ -0.29 		₹1601.94.46.78.49.27.96%2Y 7M 20D3Y 7M 10D
ICICI Prudential Regular Savings Fund Growth ₹34.5258
↑ 0.02 		₹6,0052.13.87.98.49.58.93%2Y 14D3Y 1M 10D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Jul 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryDSP Credit Risk FundAditya Birla Sun Life Credit Risk FundFranklin India Credit Risk FundInvesco India Credit Risk FundICICI Prudential Regular Savings Fund
Point 1Lower mid AUM (₹258 Cr).Upper mid AUM (₹1,391 Cr).Bottom quartile AUM (₹104 Cr).Bottom quartile AUM (₹160 Cr).Highest AUM (₹6,005 Cr).
Point 2Oldest track record among peers (23 yrs).Established history (11+ yrs).Established history (14+ yrs).Established history (11+ yrs).Established history (15+ yrs).
Point 3Top rated.Not Rated.Rating: 1★ (lower mid).Rating: 4★ (upper mid).Rating: 1★ (bottom quartile).
Point 4Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.
Point 51Y return: 9.97% (upper mid).1Y return: 11.88% (top quartile).1Y return: 7.45% (bottom quartile).1Y return: 6.70% (bottom quartile).1Y return: 7.89% (lower mid).
Point 61M return: 1.28% (top quartile).1M return: 1.09% (upper mid).1M return: 0.91% (bottom quartile).1M return: 0.76% (bottom quartile).1M return: 1.03% (lower mid).
Point 7Sharpe: 0.57 (lower mid).Sharpe: 1.60 (top quartile).Sharpe: 0.29 (bottom quartile).Sharpe: -0.13 (bottom quartile).Sharpe: 0.95 (upper mid).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 0.00% (bottom quartile).Yield to maturity (debt): 8.40% (upper mid).Yield to maturity (debt): 0.00% (bottom quartile).Yield to maturity (debt): 7.96% (lower mid).Yield to maturity (debt): 8.93% (top quartile).
Point 10Modified duration: 2.33 yrs (bottom quartile).Modified duration: 1.87 yrs (upper mid).Modified duration: 0.00 yrs (top quartile).Modified duration: 2.64 yrs (bottom quartile).Modified duration: 2.04 yrs (lower mid).

DSP Credit Risk Fund

  • Lower mid AUM (₹258 Cr).
  • Oldest track record among peers (23 yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 9.97% (upper mid).
  • 1M return: 1.28% (top quartile).
  • Sharpe: 0.57 (lower mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 0.00% (bottom quartile).
  • Modified duration: 2.33 yrs (bottom quartile).

Aditya Birla Sun Life Credit Risk Fund

  • Upper mid AUM (₹1,391 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 11.88% (top quartile).
  • 1M return: 1.09% (upper mid).
  • Sharpe: 1.60 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 8.40% (upper mid).
  • Modified duration: 1.87 yrs (upper mid).

Franklin India Credit Risk Fund

  • Bottom quartile AUM (₹104 Cr).
  • Established history (14+ yrs).
  • Rating: 1★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 7.45% (bottom quartile).
  • 1M return: 0.91% (bottom quartile).
  • Sharpe: 0.29 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 0.00% (bottom quartile).
  • Modified duration: 0.00 yrs (top quartile).

Invesco India Credit Risk Fund

  • Bottom quartile AUM (₹160 Cr).
  • Established history (11+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 6.70% (bottom quartile).
  • 1M return: 0.76% (bottom quartile).
  • Sharpe: -0.13 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.96% (lower mid).
  • Modified duration: 2.64 yrs (bottom quartile).

ICICI Prudential Regular Savings Fund

  • Highest AUM (₹6,005 Cr).
  • Established history (15+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 7.89% (lower mid).
  • 1M return: 1.03% (lower mid).
  • Sharpe: 0.95 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 8.93% (top quartile).
  • Modified duration: 2.04 yrs (lower mid).

Top 5 Corporate Bond Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2025 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
ICICI Prudential Corporate Bond Fund Growth ₹31.8077
↓ 0.00 		₹31,74023.55.87.587.91%3Y 4M 10D5Y 8M 23D
Franklin India Corporate Debt Fund Growth ₹105.933
↑ 0.03 		₹1,3461.63.35.57.59.17.91%1Y 4M 20D2Y 9M 7D
BNP Paribas Corporate Bond Fund Growth ₹29.2619
↑ 0.01 		₹24423.55.57.58.37.44%2Y 25D2Y 8M 12D
Nippon India Prime Debt Fund Growth ₹63.5117
↑ 0.02 		₹9,3931.93.24.97.37.87.9%2Y 4M 6D2Y 10M 13D
Kotak Corporate Bond Fund Standard Growth ₹3,995.22
↑ 0.36 		₹15,9901.7357.27.87.99%2Y 6M 29D4Y
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Jul 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryICICI Prudential Corporate Bond FundFranklin India Corporate Debt FundBNP Paribas Corporate Bond FundNippon India Prime Debt FundKotak Corporate Bond Fund Standard
Point 1Highest AUM (₹31,740 Cr).Bottom quartile AUM (₹1,346 Cr).Bottom quartile AUM (₹244 Cr).Lower mid AUM (₹9,393 Cr).Upper mid AUM (₹15,990 Cr).
Point 2Established history (16+ yrs).Oldest track record among peers (29 yrs).Established history (17+ yrs).Established history (25+ yrs).Established history (18+ yrs).
Point 3Top rated.Rating: 2★ (bottom quartile).Rating: 3★ (bottom quartile).Rating: 4★ (upper mid).Rating: 4★ (lower mid).
Point 4Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderately Low.
Point 51Y return: 5.82% (top quartile).1Y return: 5.51% (upper mid).1Y return: 5.46% (lower mid).1Y return: 4.92% (bottom quartile).1Y return: 4.98% (bottom quartile).
Point 61M return: 0.82% (top quartile).1M return: 0.77% (upper mid).1M return: 0.77% (lower mid).1M return: 0.75% (bottom quartile).1M return: 0.75% (bottom quartile).
Point 7Sharpe: -0.83 (upper mid).Sharpe: -0.77 (top quartile).Sharpe: -1.04 (lower mid).Sharpe: -1.43 (bottom quartile).Sharpe: -1.42 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 7.91% (upper mid).Yield to maturity (debt): 7.91% (lower mid).Yield to maturity (debt): 7.44% (bottom quartile).Yield to maturity (debt): 7.90% (bottom quartile).Yield to maturity (debt): 7.99% (top quartile).
Point 10Modified duration: 3.36 yrs (bottom quartile).Modified duration: 1.39 yrs (top quartile).Modified duration: 2.07 yrs (upper mid).Modified duration: 2.35 yrs (lower mid).Modified duration: 2.58 yrs (bottom quartile).

ICICI Prudential Corporate Bond Fund

  • Highest AUM (₹31,740 Cr).
  • Established history (16+ yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 1Y return: 5.82% (top quartile).
  • 1M return: 0.82% (top quartile).
  • Sharpe: -0.83 (upper mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.91% (upper mid).
  • Modified duration: 3.36 yrs (bottom quartile).

Franklin India Corporate Debt Fund

  • Bottom quartile AUM (₹1,346 Cr).
  • Oldest track record among peers (29 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 5.51% (upper mid).
  • 1M return: 0.77% (upper mid).
  • Sharpe: -0.77 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.91% (lower mid).
  • Modified duration: 1.39 yrs (top quartile).

BNP Paribas Corporate Bond Fund

  • Bottom quartile AUM (₹244 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 5.46% (lower mid).
  • 1M return: 0.77% (lower mid).
  • Sharpe: -1.04 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.44% (bottom quartile).
  • Modified duration: 2.07 yrs (upper mid).

Nippon India Prime Debt Fund

  • Lower mid AUM (₹9,393 Cr).
  • Established history (25+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 4.92% (bottom quartile).
  • 1M return: 0.75% (bottom quartile).
  • Sharpe: -1.43 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.90% (bottom quartile).
  • Modified duration: 2.35 yrs (lower mid).

Kotak Corporate Bond Fund Standard

  • Upper mid AUM (₹15,990 Cr).
  • Established history (18+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 4.98% (bottom quartile).
  • 1M return: 0.75% (bottom quartile).
  • Sharpe: -1.42 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.99% (top quartile).
  • Modified duration: 2.58 yrs (bottom quartile).

Top 5 GILT Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2025 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Bandhan Government Securities Fund - Investment Plan Growth ₹37.5743
↓ -0.10 		₹1,7943.66.26.37.53.77.6%10Y 11M 16D32Y 1M 28D
ICICI Prudential Gilt Fund Growth ₹108.089
↓ -0.22 		₹8,6082.83.64.27.16.87.71%9Y 4M 10D21Y 7M 6D
Axis Gilt Fund Growth ₹26.7254
↓ -0.06 		₹4242.83.93.97.15.27.25%8Y 1M 13D19Y 9M 11D
UTI Gilt Fund Growth ₹65.7657
↓ -0.02 		₹5441.53.846.75.16.4%3Y 2M 16D7Y 11M 19D
DSP Government Securities Fund Growth ₹99.0048
↓ -0.29 		₹1,2503.13.52.86.54.50%10Y 5M 8D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Jul 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryBandhan Government Securities Fund - Investment PlanICICI Prudential Gilt FundAxis Gilt FundUTI Gilt FundDSP Government Securities Fund
Point 1Upper mid AUM (₹1,794 Cr).Highest AUM (₹8,608 Cr).Bottom quartile AUM (₹424 Cr).Bottom quartile AUM (₹544 Cr).Lower mid AUM (₹1,250 Cr).
Point 2Established history (17+ yrs).Oldest track record among peers (26 yrs).Established history (14+ yrs).Established history (24+ yrs).Established history (26+ yrs).
Point 3Rating: 3★ (lower mid).Top rated.Rating: 1★ (bottom quartile).Rating: 4★ (upper mid).Rating: 3★ (bottom quartile).
Point 4Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.
Point 51Y return: 6.27% (top quartile).1Y return: 4.19% (upper mid).1Y return: 3.93% (bottom quartile).1Y return: 3.96% (lower mid).1Y return: 2.82% (bottom quartile).
Point 61M return: 1.86% (upper mid).1M return: 1.50% (lower mid).1M return: 1.48% (bottom quartile).1M return: 0.71% (bottom quartile).1M return: 1.94% (top quartile).
Point 7Sharpe: -0.90 (top quartile).Sharpe: -1.15 (lower mid).Sharpe: -1.29 (bottom quartile).Sharpe: -0.91 (upper mid).Sharpe: -1.26 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 7.60% (upper mid).Yield to maturity (debt): 7.71% (top quartile).Yield to maturity (debt): 7.25% (lower mid).Yield to maturity (debt): 6.40% (bottom quartile).Yield to maturity (debt): 0.00% (bottom quartile).
Point 10Modified duration: 10.96 yrs (bottom quartile).Modified duration: 9.36 yrs (lower mid).Modified duration: 8.12 yrs (upper mid).Modified duration: 3.21 yrs (top quartile).Modified duration: 10.44 yrs (bottom quartile).

Bandhan Government Securities Fund - Investment Plan

  • Upper mid AUM (₹1,794 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 6.27% (top quartile).
  • 1M return: 1.86% (upper mid).
  • Sharpe: -0.90 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.60% (upper mid).
  • Modified duration: 10.96 yrs (bottom quartile).

ICICI Prudential Gilt Fund

  • Highest AUM (₹8,608 Cr).
  • Oldest track record among peers (26 yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 4.19% (upper mid).
  • 1M return: 1.50% (lower mid).
  • Sharpe: -1.15 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.71% (top quartile).
  • Modified duration: 9.36 yrs (lower mid).

Axis Gilt Fund

  • Bottom quartile AUM (₹424 Cr).
  • Established history (14+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 3.93% (bottom quartile).
  • 1M return: 1.48% (bottom quartile).
  • Sharpe: -1.29 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.25% (lower mid).
  • Modified duration: 8.12 yrs (upper mid).

UTI Gilt Fund

  • Bottom quartile AUM (₹544 Cr).
  • Established history (24+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 3.96% (lower mid).
  • 1M return: 0.71% (bottom quartile).
  • Sharpe: -0.91 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.40% (bottom quartile).
  • Modified duration: 3.21 yrs (top quartile).

DSP Government Securities Fund

  • Lower mid AUM (₹1,250 Cr).
  • Established history (26+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 2.82% (bottom quartile).
  • 1M return: 1.94% (top quartile).
  • Sharpe: -1.26 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 0.00% (bottom quartile).
  • Modified duration: 10.44 yrs (bottom quartile).

Best Hybrid Funds 2026 - 2027

Below are the top ranked funds from difference categories like. Aggresive, Conservative, Arbitrage, Dynamic Allocation, Multi Asset, Equity Savings and solution oriented Hybrid schemes.

Top 5 Balanced Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹41.76
↓ -0.19 		₹1,4825.210.57.318.313.9-0.9
Sundaram Equity Hybrid Fund Growth ₹135.137
↑ 0.78 		₹1,9540.510.527.11614.2
ICICI Prudential Multi-Asset Fund Growth ₹809.566
↓ -0.04 		₹84,1650.1-16.315.717.118.6
SBI Multi Asset Allocation Fund Growth ₹66.7343
↑ 0.04 		₹18,29010.710.915.713.218.6
ICICI Prudential Equity and Debt Fund Growth ₹408.28
↑ 1.79 		₹50,0331.10.33.915.516.513.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Jul 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryBOI AXA Mid and Small Cap Equity and Debt FundSundaram Equity Hybrid FundICICI Prudential Multi-Asset FundSBI Multi Asset Allocation FundICICI Prudential Equity and Debt Fund
Point 1Bottom quartile AUM (₹1,482 Cr).Bottom quartile AUM (₹1,954 Cr).Highest AUM (₹84,165 Cr).Lower mid AUM (₹18,290 Cr).Upper mid AUM (₹50,033 Cr).
Point 2Established history (10+ yrs).Oldest track record among peers (26 yrs).Established history (23+ yrs).Established history (20+ yrs).Established history (26+ yrs).
Point 3Not Rated.Rating: 2★ (lower mid).Rating: 2★ (bottom quartile).Top rated.Rating: 4★ (upper mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderate.Risk profile: Moderately High.
Point 55Y return: 13.88% (bottom quartile).5Y return: 14.20% (lower mid).5Y return: 17.06% (top quartile).5Y return: 13.21% (bottom quartile).5Y return: 16.51% (upper mid).
Point 63Y return: 18.32% (top quartile).3Y return: 16.03% (upper mid).3Y return: 15.66% (lower mid).3Y return: 15.65% (bottom quartile).3Y return: 15.47% (bottom quartile).
Point 71Y return: 7.32% (lower mid).1Y return: 27.10% (top quartile).1Y return: 6.28% (bottom quartile).1Y return: 10.93% (upper mid).1Y return: 3.94% (bottom quartile).
Point 81M return: 0.77% (lower mid).1M return: 1.80% (top quartile).1M return: 0.40% (bottom quartile).1M return: 0.32% (bottom quartile).1M return: 1.62% (upper mid).
Point 9Alpha: 0.00 (lower mid).Alpha: 5.81 (top quartile).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).Alpha: 1.75 (upper mid).
Point 10Sharpe: 0.50 (lower mid).Sharpe: 2.64 (top quartile).Sharpe: 0.18 (bottom quartile).Sharpe: 0.78 (upper mid).Sharpe: -0.21 (bottom quartile).

BOI AXA Mid and Small Cap Equity and Debt Fund

  • Bottom quartile AUM (₹1,482 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 13.88% (bottom quartile).
  • 3Y return: 18.32% (top quartile).
  • 1Y return: 7.32% (lower mid).
  • 1M return: 0.77% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.50 (lower mid).

Sundaram Equity Hybrid Fund

  • Bottom quartile AUM (₹1,954 Cr).
  • Oldest track record among peers (26 yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.20% (lower mid).
  • 3Y return: 16.03% (upper mid).
  • 1Y return: 27.10% (top quartile).
  • 1M return: 1.80% (top quartile).
  • Alpha: 5.81 (top quartile).
  • Sharpe: 2.64 (top quartile).

ICICI Prudential Multi-Asset Fund

  • Highest AUM (₹84,165 Cr).
  • Established history (23+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 17.06% (top quartile).
  • 3Y return: 15.66% (lower mid).
  • 1Y return: 6.28% (bottom quartile).
  • 1M return: 0.40% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.18 (bottom quartile).

SBI Multi Asset Allocation Fund

  • Lower mid AUM (₹18,290 Cr).
  • Established history (20+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 5Y return: 13.21% (bottom quartile).
  • 3Y return: 15.65% (bottom quartile).
  • 1Y return: 10.93% (upper mid).
  • 1M return: 0.32% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.78 (upper mid).

ICICI Prudential Equity and Debt Fund

  • Upper mid AUM (₹50,033 Cr).
  • Established history (26+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.51% (upper mid).
  • 3Y return: 15.47% (bottom quartile).
  • 1Y return: 3.94% (bottom quartile).
  • 1M return: 1.62% (upper mid).
  • Alpha: 1.75 (upper mid).
  • Sharpe: -0.21 (bottom quartile).

Top 5 Aggressive Hybrid Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹41.76
↓ -0.19 		₹1,4825.210.57.318.313.9-0.9
Sundaram Equity Hybrid Fund Growth ₹135.137
↑ 0.78 		₹1,9540.510.527.11614.2
ICICI Prudential Equity and Debt Fund Growth ₹408.28
↑ 1.79 		₹50,0331.10.33.915.516.513.3
IDBI Hybrid Equity Fund Growth ₹17.1253
↓ -0.01 		₹1797.89.812.114.47.1
Baroda Pioneer Hybrid Equity Fund Growth ₹81.2894
↑ 0.36 		₹389-3.5-0.814.814.311.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Jul 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryBOI AXA Mid and Small Cap Equity and Debt FundSundaram Equity Hybrid FundICICI Prudential Equity and Debt FundIDBI Hybrid Equity FundBaroda Pioneer Hybrid Equity Fund
Point 1Lower mid AUM (₹1,482 Cr).Upper mid AUM (₹1,954 Cr).Highest AUM (₹50,033 Cr).Bottom quartile AUM (₹179 Cr).Bottom quartile AUM (₹389 Cr).
Point 2Established history (10+ yrs).Oldest track record among peers (26 yrs).Established history (26+ yrs).Established history (9+ yrs).Established history (22+ yrs).
Point 3Not Rated.Rating: 2★ (lower mid).Top rated.Not Rated.Rating: 3★ (upper mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 13.88% (lower mid).5Y return: 14.20% (upper mid).5Y return: 16.51% (top quartile).5Y return: 7.09% (bottom quartile).5Y return: 11.17% (bottom quartile).
Point 63Y return: 18.32% (top quartile).3Y return: 16.03% (upper mid).3Y return: 15.47% (lower mid).3Y return: 14.43% (bottom quartile).3Y return: 14.26% (bottom quartile).
Point 71Y return: 7.32% (bottom quartile).1Y return: 27.10% (top quartile).1Y return: 3.94% (bottom quartile).1Y return: 12.06% (lower mid).1Y return: 14.82% (upper mid).
Point 81M return: 0.77% (bottom quartile).1M return: 1.80% (upper mid).1M return: 1.62% (lower mid).1M return: 2.10% (top quartile).1M return: -2.79% (bottom quartile).
Point 9Alpha: 0.00 (bottom quartile).Alpha: 5.81 (upper mid).Alpha: 1.75 (lower mid).Alpha: -0.26 (bottom quartile).Alpha: 6.53 (top quartile).
Point 10Sharpe: 0.50 (bottom quartile).Sharpe: 2.64 (top quartile).Sharpe: -0.21 (bottom quartile).Sharpe: 1.03 (lower mid).Sharpe: 2.59 (upper mid).

BOI AXA Mid and Small Cap Equity and Debt Fund

  • Lower mid AUM (₹1,482 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 13.88% (lower mid).
  • 3Y return: 18.32% (top quartile).
  • 1Y return: 7.32% (bottom quartile).
  • 1M return: 0.77% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.50 (bottom quartile).

Sundaram Equity Hybrid Fund

  • Upper mid AUM (₹1,954 Cr).
  • Oldest track record among peers (26 yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.20% (upper mid).
  • 3Y return: 16.03% (upper mid).
  • 1Y return: 27.10% (top quartile).
  • 1M return: 1.80% (upper mid).
  • Alpha: 5.81 (upper mid).
  • Sharpe: 2.64 (top quartile).

ICICI Prudential Equity and Debt Fund

  • Highest AUM (₹50,033 Cr).
  • Established history (26+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 16.51% (top quartile).
  • 3Y return: 15.47% (lower mid).
  • 1Y return: 3.94% (bottom quartile).
  • 1M return: 1.62% (lower mid).
  • Alpha: 1.75 (lower mid).
  • Sharpe: -0.21 (bottom quartile).

IDBI Hybrid Equity Fund

  • Bottom quartile AUM (₹179 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 7.09% (bottom quartile).
  • 3Y return: 14.43% (bottom quartile).
  • 1Y return: 12.06% (lower mid).
  • 1M return: 2.10% (top quartile).
  • Alpha: -0.26 (bottom quartile).
  • Sharpe: 1.03 (lower mid).

Baroda Pioneer Hybrid Equity Fund

  • Bottom quartile AUM (₹389 Cr).
  • Established history (22+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 11.17% (bottom quartile).
  • 3Y return: 14.26% (bottom quartile).
  • 1Y return: 14.82% (upper mid).
  • 1M return: -2.79% (bottom quartile).
  • Alpha: 6.53 (top quartile).
  • Sharpe: 2.59 (upper mid).

Top 5 Conservative Hybrid Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹41.76
↓ -0.19 		₹1,4825.210.57.318.313.9-0.9
Sundaram Equity Hybrid Fund Growth ₹135.137
↑ 0.78 		₹1,9540.510.527.11614.2
ICICI Prudential Multi-Asset Fund Growth ₹809.566
↓ -0.04 		₹84,1650.1-16.315.717.118.6
SBI Multi Asset Allocation Fund Growth ₹66.7343
↑ 0.04 		₹18,29010.710.915.713.218.6
ICICI Prudential Equity and Debt Fund Growth ₹408.28
↑ 1.79 		₹50,0331.10.33.915.516.513.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Jul 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryBOI AXA Mid and Small Cap Equity and Debt FundSundaram Equity Hybrid FundICICI Prudential Multi-Asset FundSBI Multi Asset Allocation FundICICI Prudential Equity and Debt Fund
Point 1Bottom quartile AUM (₹1,482 Cr).Bottom quartile AUM (₹1,954 Cr).Highest AUM (₹84,165 Cr).Lower mid AUM (₹18,290 Cr).Upper mid AUM (₹50,033 Cr).
Point 2Established history (10+ yrs).Oldest track record among peers (26 yrs).Established history (23+ yrs).Established history (20+ yrs).Established history (26+ yrs).
Point 3Not Rated.Rating: 2★ (lower mid).Rating: 2★ (bottom quartile).Top rated.Rating: 4★ (upper mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderate.Risk profile: Moderately High.
Point 55Y return: 13.88% (bottom quartile).5Y return: 14.20% (lower mid).5Y return: 17.06% (top quartile).5Y return: 13.21% (bottom quartile).5Y return: 16.51% (upper mid).
Point 63Y return: 18.32% (top quartile).3Y return: 16.03% (upper mid).3Y return: 15.66% (lower mid).3Y return: 15.65% (bottom quartile).3Y return: 15.47% (bottom quartile).
Point 71Y return: 7.32% (lower mid).1Y return: 27.10% (top quartile).1Y return: 6.28% (bottom quartile).1Y return: 10.93% (upper mid).1Y return: 3.94% (bottom quartile).
Point 81M return: 0.77% (lower mid).1M return: 1.80% (top quartile).1M return: 0.40% (bottom quartile).1M return: 0.32% (bottom quartile).1M return: 1.62% (upper mid).
Point 9Alpha: 0.00 (lower mid).Alpha: 5.81 (top quartile).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).Alpha: 1.75 (upper mid).
Point 10Sharpe: 0.50 (lower mid).Sharpe: 2.64 (top quartile).Sharpe: 0.18 (bottom quartile).Sharpe: 0.78 (upper mid).Sharpe: -0.21 (bottom quartile).

BOI AXA Mid and Small Cap Equity and Debt Fund

  • Bottom quartile AUM (₹1,482 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 13.88% (bottom quartile).
  • 3Y return: 18.32% (top quartile).
  • 1Y return: 7.32% (lower mid).
  • 1M return: 0.77% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.50 (lower mid).

Sundaram Equity Hybrid Fund

  • Bottom quartile AUM (₹1,954 Cr).
  • Oldest track record among peers (26 yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.20% (lower mid).
  • 3Y return: 16.03% (upper mid).
  • 1Y return: 27.10% (top quartile).
  • 1M return: 1.80% (top quartile).
  • Alpha: 5.81 (top quartile).
  • Sharpe: 2.64 (top quartile).

ICICI Prudential Multi-Asset Fund

  • Highest AUM (₹84,165 Cr).
  • Established history (23+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 17.06% (top quartile).
  • 3Y return: 15.66% (lower mid).
  • 1Y return: 6.28% (bottom quartile).
  • 1M return: 0.40% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.18 (bottom quartile).

SBI Multi Asset Allocation Fund

  • Lower mid AUM (₹18,290 Cr).
  • Established history (20+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 5Y return: 13.21% (bottom quartile).
  • 3Y return: 15.65% (bottom quartile).
  • 1Y return: 10.93% (upper mid).
  • 1M return: 0.32% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.78 (upper mid).

ICICI Prudential Equity and Debt Fund

  • Upper mid AUM (₹50,033 Cr).
  • Established history (26+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.51% (upper mid).
  • 3Y return: 15.47% (bottom quartile).
  • 1Y return: 3.94% (bottom quartile).
  • 1M return: 1.62% (upper mid).
  • Alpha: 1.75 (upper mid).
  • Sharpe: -0.21 (bottom quartile).

Top 5 Arbitrage Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Kotak Equity Arbitrage Fund Growth ₹39.8359
↑ 0.03 		₹72,0791.43.1676.26.4
UTI Arbitrage Fund Growth ₹37.2458
↑ 0.03 		₹10,9911.4366.96.16.5
Invesco India Arbitrage Fund Growth ₹33.9307
↑ 0.03 		₹28,0621.436.16.96.36.5
ICICI Prudential Equity Arbitrage Fund Growth ₹36.4654
↑ 0.04 		₹32,2601.4366.96.16.5
HDFC Arbitrage Fund Growth ₹32.562
↑ 0.03 		₹25,0851.4366.966.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Jul 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryKotak Equity Arbitrage FundUTI Arbitrage FundInvesco India Arbitrage FundICICI Prudential Equity Arbitrage FundHDFC Arbitrage Fund
Point 1Highest AUM (₹72,079 Cr).Bottom quartile AUM (₹10,991 Cr).Lower mid AUM (₹28,062 Cr).Upper mid AUM (₹32,260 Cr).Bottom quartile AUM (₹25,085 Cr).
Point 2Oldest track record among peers (20 yrs).Established history (20+ yrs).Established history (19+ yrs).Established history (19+ yrs).Established history (18+ yrs).
Point 3Top rated.Rating: 3★ (lower mid).Rating: 3★ (bottom quartile).Rating: 4★ (upper mid).Rating: 3★ (bottom quartile).
Point 4Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderately Low.
Point 55Y return: 6.23% (upper mid).5Y return: 6.05% (bottom quartile).5Y return: 6.25% (top quartile).5Y return: 6.06% (lower mid).5Y return: 6.03% (bottom quartile).
Point 63Y return: 7.00% (top quartile).3Y return: 6.95% (upper mid).3Y return: 6.92% (lower mid).3Y return: 6.90% (bottom quartile).3Y return: 6.90% (bottom quartile).
Point 71Y return: 6.04% (lower mid).1Y return: 6.01% (bottom quartile).1Y return: 6.08% (top quartile).1Y return: 6.01% (bottom quartile).1Y return: 6.05% (upper mid).
Point 81M return: 0.61% (upper mid).1M return: 0.57% (bottom quartile).1M return: 0.60% (lower mid).1M return: 0.62% (top quartile).1M return: 0.58% (bottom quartile).
Point 9Alpha: 0.00 (top quartile).Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: -0.28 (bottom quartile).Sharpe: -0.21 (upper mid).Sharpe: -0.08 (top quartile).Sharpe: -0.30 (bottom quartile).Sharpe: -0.24 (lower mid).

Kotak Equity Arbitrage Fund

  • Highest AUM (₹72,079 Cr).
  • Oldest track record among peers (20 yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 5Y return: 6.23% (upper mid).
  • 3Y return: 7.00% (top quartile).
  • 1Y return: 6.04% (lower mid).
  • 1M return: 0.61% (upper mid).
  • Alpha: 0.00 (top quartile).
  • Sharpe: -0.28 (bottom quartile).

UTI Arbitrage Fund

  • Bottom quartile AUM (₹10,991 Cr).
  • Established history (20+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately Low.
  • 5Y return: 6.05% (bottom quartile).
  • 3Y return: 6.95% (upper mid).
  • 1Y return: 6.01% (bottom quartile).
  • 1M return: 0.57% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.21 (upper mid).

Invesco India Arbitrage Fund

  • Lower mid AUM (₹28,062 Cr).
  • Established history (19+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 5Y return: 6.25% (top quartile).
  • 3Y return: 6.92% (lower mid).
  • 1Y return: 6.08% (top quartile).
  • 1M return: 0.60% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.08 (top quartile).

ICICI Prudential Equity Arbitrage Fund

  • Upper mid AUM (₹32,260 Cr).
  • Established history (19+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderate.
  • 5Y return: 6.06% (lower mid).
  • 3Y return: 6.90% (bottom quartile).
  • 1Y return: 6.01% (bottom quartile).
  • 1M return: 0.62% (top quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.30 (bottom quartile).

HDFC Arbitrage Fund

  • Bottom quartile AUM (₹25,085 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 5Y return: 6.03% (bottom quartile).
  • 3Y return: 6.90% (bottom quartile).
  • 1Y return: 6.05% (upper mid).
  • 1M return: 0.58% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.24 (lower mid).

Top 5 Dynamic Allocation Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Franklin India Multi - Asset Solution Fund Growth ₹22.2539
↑ 0.01 		₹1361.63.15.712.610.714.1
ICICI Prudential Balanced Advantage Fund Growth ₹78.08
↑ 0.38 		₹70,5701.315.711.610.912.2
Axis Dynamic Equity Fund Growth ₹21.55
↑ 0.10 		₹3,7501.60.32.611.49.97
Aditya Birla Sun Life Balanced Advantage Fund Growth ₹112.53
↑ 0.59 		₹9,2532.72.94.811.29.710.1
Nippon India Balanced Advantage Fund Growth ₹183.864
↑ 0.66 		₹9,5742.42.23.810.79.47.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 Jul 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryFranklin India Multi - Asset Solution FundICICI Prudential Balanced Advantage FundAxis Dynamic Equity FundAditya Birla Sun Life Balanced Advantage FundNippon India Balanced Advantage Fund
Point 1Bottom quartile AUM (₹136 Cr).Highest AUM (₹70,570 Cr).Bottom quartile AUM (₹3,750 Cr).Lower mid AUM (₹9,253 Cr).Upper mid AUM (₹9,574 Cr).
Point 2Established history (11+ yrs).Established history (19+ yrs).Established history (8+ yrs).Oldest track record among peers (26 yrs).Established history (21+ yrs).
Point 3Not Rated.Top rated.Not Rated.Rating: 3★ (upper mid).Rating: 3★ (lower mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 10.68% (upper mid).5Y return: 10.87% (top quartile).5Y return: 9.90% (lower mid).5Y return: 9.73% (bottom quartile).5Y return: 9.36% (bottom quartile).
Point 63Y return: 12.57% (top quartile).3Y return: 11.59% (upper mid).3Y return: 11.37% (lower mid).3Y return: 11.23% (bottom quartile).3Y return: 10.69% (bottom quartile).
Point 71Y return: 5.67% (upper mid).1Y return: 5.67% (top quartile).1Y return: 2.57% (bottom quartile).1Y return: 4.79% (lower mid).1Y return: 3.75% (bottom quartile).
Point 81M return: 0.69% (bottom quartile).1M return: 1.21% (bottom quartile).1M return: 1.22% (lower mid).1M return: 1.88% (top quartile).1M return: 1.70% (upper mid).
Point 9Alpha: 0.00 (top quartile).Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: 0.15 (top quartile).Sharpe: -0.16 (lower mid).Sharpe: -0.52 (bottom quartile).Sharpe: -0.14 (upper mid).Sharpe: -0.34 (bottom quartile).

Franklin India Multi - Asset Solution Fund

  • Bottom quartile AUM (₹136 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 10.68% (upper mid).
  • 3Y return: 12.57% (top quartile).
  • 1Y return: 5.67% (upper mid).
  • 1M return: 0.69% (bottom quartile).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 0.15 (top quartile).

ICICI Prudential Balanced Advantage Fund

  • Highest AUM (₹70,570 Cr).
  • Established history (19+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 10.87% (top quartile).
  • 3Y return: 11.59% (upper mid).
  • 1Y return: 5.67% (top quartile).
  • 1M return: 1.21% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.16 (lower mid).

Axis Dynamic Equity Fund

  • Bottom quartile AUM (₹3,750 Cr).
  • Established history (8+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 9.90% (lower mid).
  • 3Y return: 11.37% (lower mid).
  • 1Y return: 2.57% (bottom quartile).
  • 1M return: 1.22% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.52 (bottom quartile).

Aditya Birla Sun Life Balanced Advantage Fund

  • Lower mid AUM (₹9,253 Cr).
  • Oldest track record among peers (26 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 9.73% (bottom quartile).
  • 3Y return: 11.23% (bottom quartile).
  • 1Y return: 4.79% (lower mid).
  • 1M return: 1.88% (top quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.14 (upper mid).

Nippon India Balanced Advantage Fund

  • Upper mid AUM (₹9,574 Cr).
  • Established history (21+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 9.36% (bottom quartile).
  • 3Y return: 10.69% (bottom quartile).
  • 1Y return: 3.75% (bottom quartile).
  • 1M return: 1.70% (upper mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.34 (bottom quartile).

Top 5 Multi Asset Allocation Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
ICICI Prudential Multi-Asset Fund Growth ₹809.566
↓ -0.04 		₹84,1650.1-16.315.717.118.6
SBI Multi Asset Allocation Fund Growth ₹66.7343
↑ 0.04 		₹18,29010.710.915.713.218.6
UTI Multi Asset Fund Growth ₹78.3409
↑ 0.28 		₹6,9220.3-1.55.215.213.211.1
Edelweiss Multi Asset Allocation Fund Growth ₹64.64
↑ 0.13 		₹3,6671.90.91.212.712.86
Axis Triple Advantage Fund Growth ₹44.5316
↑ 0.11 		₹2,2931.2-0.810.812.59.315.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 Jul 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryICICI Prudential Multi-Asset FundSBI Multi Asset Allocation FundUTI Multi Asset FundEdelweiss Multi Asset Allocation FundAxis Triple Advantage Fund
Point 1Highest AUM (₹84,165 Cr).Upper mid AUM (₹18,290 Cr).Lower mid AUM (₹6,922 Cr).Bottom quartile AUM (₹3,667 Cr).Bottom quartile AUM (₹2,293 Cr).
Point 2Oldest track record among peers (23 yrs).Established history (20+ yrs).Established history (17+ yrs).Established history (16+ yrs).Established history (15+ yrs).
Point 3Rating: 2★ (upper mid).Top rated.Rating: 1★ (bottom quartile).Rating: 1★ (bottom quartile).Rating: 2★ (lower mid).
Point 4Risk profile: Moderately High.Risk profile: Moderate.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 17.06% (top quartile).5Y return: 13.21% (upper mid).5Y return: 13.17% (lower mid).5Y return: 12.80% (bottom quartile).5Y return: 9.34% (bottom quartile).
Point 63Y return: 15.66% (top quartile).3Y return: 15.65% (upper mid).3Y return: 15.24% (lower mid).3Y return: 12.67% (bottom quartile).3Y return: 12.51% (bottom quartile).
Point 71Y return: 6.28% (lower mid).1Y return: 10.93% (top quartile).1Y return: 5.16% (bottom quartile).1Y return: 1.22% (bottom quartile).1Y return: 10.83% (upper mid).
Point 81M return: 0.40% (lower mid).1M return: 0.32% (bottom quartile).1M return: -0.30% (bottom quartile).1M return: 1.02% (top quartile).1M return: 0.85% (upper mid).
Point 9Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 1.20 (top quartile).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: 0.18 (lower mid).Sharpe: 0.78 (top quartile).Sharpe: 0.13 (bottom quartile).Sharpe: -0.27 (bottom quartile).Sharpe: 0.48 (upper mid).

ICICI Prudential Multi-Asset Fund

  • Highest AUM (₹84,165 Cr).
  • Oldest track record among peers (23 yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.06% (top quartile).
  • 3Y return: 15.66% (top quartile).
  • 1Y return: 6.28% (lower mid).
  • 1M return: 0.40% (lower mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.18 (lower mid).

SBI Multi Asset Allocation Fund

  • Upper mid AUM (₹18,290 Cr).
  • Established history (20+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 5Y return: 13.21% (upper mid).
  • 3Y return: 15.65% (upper mid).
  • 1Y return: 10.93% (top quartile).
  • 1M return: 0.32% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.78 (top quartile).

UTI Multi Asset Fund

  • Lower mid AUM (₹6,922 Cr).
  • Established history (17+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 13.17% (lower mid).
  • 3Y return: 15.24% (lower mid).
  • 1Y return: 5.16% (bottom quartile).
  • 1M return: -0.30% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.13 (bottom quartile).

Edelweiss Multi Asset Allocation Fund

  • Bottom quartile AUM (₹3,667 Cr).
  • Established history (16+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 12.80% (bottom quartile).
  • 3Y return: 12.67% (bottom quartile).
  • 1Y return: 1.22% (bottom quartile).
  • 1M return: 1.02% (top quartile).
  • Alpha: 1.20 (top quartile).
  • Sharpe: -0.27 (bottom quartile).

Axis Triple Advantage Fund

  • Bottom quartile AUM (₹2,293 Cr).
  • Established history (15+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 9.34% (bottom quartile).
  • 3Y return: 12.51% (bottom quartile).
  • 1Y return: 10.83% (upper mid).
  • 1M return: 0.85% (upper mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.48 (upper mid).

Top 5 Equity Savings Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Edelweiss Equity Savings Fund Growth ₹26.9866
↑ 0.04 		₹1,3652.83.76.810.68.98
Tata Equity Savings Fund Growth ₹56.3583
↑ 0.03 		₹285-0.11.86.99.88
Kotak Equity Savings Fund Growth ₹27.404
↑ 0.01 		₹10,1081.614.79.69.57.9
SBI Equity Savings Fund Growth ₹24.7231
↑ 0.09 		₹5,64311.62.18.88.35
Axis Equity Saver Fund Growth ₹23.08
↑ 0.07 		₹8632.81.94.38.67.75.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Jul 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryEdelweiss Equity Savings FundTata Equity Savings FundKotak Equity Savings FundSBI Equity Savings FundAxis Equity Saver Fund
Point 1Lower mid AUM (₹1,365 Cr).Bottom quartile AUM (₹285 Cr).Highest AUM (₹10,108 Cr).Upper mid AUM (₹5,643 Cr).Bottom quartile AUM (₹863 Cr).
Point 2Established history (11+ yrs).Oldest track record among peers (29 yrs).Established history (11+ yrs).Established history (11+ yrs).Established history (10+ yrs).
Point 3Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 8.86% (upper mid).5Y return: 8.02% (bottom quartile).5Y return: 9.49% (top quartile).5Y return: 8.28% (lower mid).5Y return: 7.67% (bottom quartile).
Point 63Y return: 10.62% (top quartile).3Y return: 9.85% (upper mid).3Y return: 9.57% (lower mid).3Y return: 8.81% (bottom quartile).3Y return: 8.62% (bottom quartile).
Point 71Y return: 6.82% (upper mid).1Y return: 6.88% (top quartile).1Y return: 4.68% (lower mid).1Y return: 2.07% (bottom quartile).1Y return: 4.29% (bottom quartile).
Point 81M return: 1.09% (upper mid).1M return: 0.34% (bottom quartile).1M return: 1.01% (lower mid).1M return: 0.66% (bottom quartile).1M return: 1.50% (top quartile).
Point 9Alpha: 0.00 (top quartile).Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: 0.16 (top quartile).Sharpe: 0.00 (upper mid).Sharpe: -0.09 (lower mid).Sharpe: -0.63 (bottom quartile).Sharpe: -0.58 (bottom quartile).

Edelweiss Equity Savings Fund

  • Lower mid AUM (₹1,365 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 8.86% (upper mid).
  • 3Y return: 10.62% (top quartile).
  • 1Y return: 6.82% (upper mid).
  • 1M return: 1.09% (upper mid).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 0.16 (top quartile).

Tata Equity Savings Fund

  • Bottom quartile AUM (₹285 Cr).
  • Oldest track record among peers (29 yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 8.02% (bottom quartile).
  • 3Y return: 9.85% (upper mid).
  • 1Y return: 6.88% (top quartile).
  • 1M return: 0.34% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.00 (upper mid).

Kotak Equity Savings Fund

  • Highest AUM (₹10,108 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 9.49% (top quartile).
  • 3Y return: 9.57% (lower mid).
  • 1Y return: 4.68% (lower mid).
  • 1M return: 1.01% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.09 (lower mid).

SBI Equity Savings Fund

  • Upper mid AUM (₹5,643 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 8.28% (lower mid).
  • 3Y return: 8.81% (bottom quartile).
  • 1Y return: 2.07% (bottom quartile).
  • 1M return: 0.66% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.63 (bottom quartile).

Axis Equity Saver Fund

  • Bottom quartile AUM (₹863 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 7.67% (bottom quartile).
  • 3Y return: 8.62% (bottom quartile).
  • 1Y return: 4.29% (bottom quartile).
  • 1M return: 1.50% (top quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.58 (bottom quartile).

Top 5 Solution Oriented Schemes

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
ICICI Prudential Child Care Plan (Gift) Growth ₹328.74
↑ 0.77 		₹1,4081.11.5-1.314.212.98.3
HDFC Retirement Savings Fund - Equity Plan Growth ₹48.931
↑ 0.24 		₹6,6600-4.1-4.210.312.35.2
Tata Retirement Savings Fund - Progressive Growth ₹68.329
↑ 0.07 		₹2,1326.55.82.813.611-1.2
SBI Magnum Children's Benefit Plan Growth ₹118.589
↑ 0.06 		₹13957.37.112.110.83.2
Tata Retirement Savings Fund-Moderate Growth ₹67.3624
↑ 0.09 		₹2,1455.753.212.610.61
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Jul 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryICICI Prudential Child Care Plan (Gift)HDFC Retirement Savings Fund - Equity Plan Tata Retirement Savings Fund - ProgressiveSBI Magnum Children's Benefit PlanTata Retirement Savings Fund-Moderate
Point 1Bottom quartile AUM (₹1,408 Cr).Highest AUM (₹6,660 Cr).Lower mid AUM (₹2,132 Cr).Bottom quartile AUM (₹139 Cr).Upper mid AUM (₹2,145 Cr).
Point 2Oldest track record among peers (24 yrs).Established history (10+ yrs).Established history (14+ yrs).Established history (24+ yrs).Established history (14+ yrs).
Point 3Rating: 2★ (bottom quartile).Not Rated.Top rated.Rating: 5★ (upper mid).Rating: 5★ (lower mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 12.91% (top quartile).5Y return: 12.35% (upper mid).5Y return: 10.97% (lower mid).5Y return: 10.82% (bottom quartile).5Y return: 10.63% (bottom quartile).
Point 63Y return: 14.21% (top quartile).3Y return: 10.27% (bottom quartile).3Y return: 13.56% (upper mid).3Y return: 12.11% (bottom quartile).3Y return: 12.57% (lower mid).
Point 71Y return: -1.26% (bottom quartile).1Y return: -4.19% (bottom quartile).1Y return: 2.78% (lower mid).1Y return: 7.06% (top quartile).1Y return: 3.20% (upper mid).
Point 81M return: -0.04% (bottom quartile).1M return: 1.19% (bottom quartile).1M return: 1.61% (upper mid).1M return: 2.62% (top quartile).1M return: 1.53% (lower mid).
Point 9Alpha: 0.00 (upper mid).Alpha: -7.14 (bottom quartile).Alpha: 2.66 (top quartile).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: -0.07 (upper mid).Sharpe: -0.67 (bottom quartile).Sharpe: -0.06 (top quartile).Sharpe: -0.32 (bottom quartile).Sharpe: -0.08 (lower mid).

ICICI Prudential Child Care Plan (Gift)

  • Bottom quartile AUM (₹1,408 Cr).
  • Oldest track record among peers (24 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 12.91% (top quartile).
  • 3Y return: 14.21% (top quartile).
  • 1Y return: -1.26% (bottom quartile).
  • 1M return: -0.04% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.07 (upper mid).

HDFC Retirement Savings Fund - Equity Plan

  • Highest AUM (₹6,660 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 12.35% (upper mid).
  • 3Y return: 10.27% (bottom quartile).
  • 1Y return: -4.19% (bottom quartile).
  • 1M return: 1.19% (bottom quartile).
  • Alpha: -7.14 (bottom quartile).
  • Sharpe: -0.67 (bottom quartile).

Tata Retirement Savings Fund - Progressive

  • Lower mid AUM (₹2,132 Cr).
  • Established history (14+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 10.97% (lower mid).
  • 3Y return: 13.56% (upper mid).
  • 1Y return: 2.78% (lower mid).
  • 1M return: 1.61% (upper mid).
  • Alpha: 2.66 (top quartile).
  • Sharpe: -0.06 (top quartile).

SBI Magnum Children's Benefit Plan

  • Bottom quartile AUM (₹139 Cr).
  • Established history (24+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 10.82% (bottom quartile).
  • 3Y return: 12.11% (bottom quartile).
  • 1Y return: 7.06% (top quartile).
  • 1M return: 2.62% (top quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.32 (bottom quartile).

Tata Retirement Savings Fund-Moderate

  • Upper mid AUM (₹2,145 Cr).
  • Established history (14+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 10.63% (bottom quartile).
  • 3Y return: 12.57% (lower mid).
  • 1Y return: 3.20% (upper mid).
  • 1M return: 1.53% (lower mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.08 (lower mid).

Top 5 Gold Funds 2026 - 2027

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
SBI Gold Fund Growth ₹40.7868
↓ -0.27 		₹16,533-7.3-1.842.531.622.471.5
ICICI Prudential Regular Gold Savings Fund Growth ₹43.1042
↓ -0.28 		₹6,856-7.4-1.842.331.522.372
Aditya Birla Sun Life Gold Fund Growth ₹40.5275
↓ -0.23 		₹1,822-7.3-1.742.631.522.172
HDFC Gold Fund Growth ₹41.6114
↓ -0.25 		₹12,121-7.2-1.942.331.422.271.3
Nippon India Gold Savings Fund Growth ₹53.2605
↓ -0.31 		₹7,553-7.3-1.942.131.422.171.2
Kotak Gold Fund Growth ₹53.5283
↓ -0.27 		₹7,065-7.3-1.542.231.42270.4
IDBI Gold Fund Growth ₹36.1168
↓ -0.33 		₹824-7.4-2.241.231.322.479
Axis Gold Fund Growth ₹40.4465
↓ -0.28 		₹3,092-7.3-241.931.122.269.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Jul 26

Research Highlights & Commentary of 8 Funds showcased

CommentarySBI Gold FundICICI Prudential Regular Gold Savings FundAditya Birla Sun Life Gold FundHDFC Gold FundNippon India Gold Savings FundKotak Gold FundIDBI Gold FundAxis Gold Fund
Point 1Highest AUM (₹16,533 Cr).Lower mid AUM (₹6,856 Cr).Bottom quartile AUM (₹1,822 Cr).Top quartile AUM (₹12,121 Cr).Upper mid AUM (₹7,553 Cr).Upper mid AUM (₹7,065 Cr).Bottom quartile AUM (₹824 Cr).Lower mid AUM (₹3,092 Cr).
Point 2Established history (14+ yrs).Established history (14+ yrs).Established history (14+ yrs).Established history (14+ yrs).Oldest track record among peers (15 yrs).Established history (15+ yrs).Established history (13+ yrs).Established history (14+ yrs).
Point 3Rating: 2★ (top quartile).Rating: 1★ (upper mid).Top rated.Rating: 1★ (lower mid).Rating: 2★ (upper mid).Rating: 1★ (lower mid).Not Rated.Rating: 1★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 22.37% (top quartile).5Y return: 22.29% (upper mid).5Y return: 22.12% (lower mid).5Y return: 22.20% (lower mid).5Y return: 22.12% (bottom quartile).5Y return: 21.99% (bottom quartile).5Y return: 22.42% (top quartile).5Y return: 22.24% (upper mid).
Point 63Y return: 31.63% (top quartile).3Y return: 31.54% (top quartile).3Y return: 31.46% (upper mid).3Y return: 31.42% (upper mid).3Y return: 31.40% (lower mid).3Y return: 31.39% (lower mid).3Y return: 31.33% (bottom quartile).3Y return: 31.10% (bottom quartile).
Point 71Y return: 42.51% (top quartile).1Y return: 42.29% (upper mid).1Y return: 42.60% (top quartile).1Y return: 42.28% (upper mid).1Y return: 42.12% (lower mid).1Y return: 42.17% (lower mid).1Y return: 41.23% (bottom quartile).1Y return: 41.87% (bottom quartile).
Point 81M return: -6.45% (lower mid).1M return: -6.51% (lower mid).1M return: -6.41% (upper mid).1M return: -6.39% (top quartile).1M return: -6.45% (upper mid).1M return: -6.29% (top quartile).1M return: -6.69% (bottom quartile).1M return: -6.52% (bottom quartile).
Point 9Alpha: 0.00 (top quartile).Alpha: 0.00 (top quartile).Alpha: 0.00 (upper mid).Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: 1.93 (upper mid).Sharpe: 1.79 (lower mid).Sharpe: 1.76 (bottom quartile).Sharpe: 1.92 (upper mid).Sharpe: 1.74 (bottom quartile).Sharpe: 2.12 (top quartile).Sharpe: 1.82 (lower mid).Sharpe: 2.08 (top quartile).

SBI Gold Fund

  • Highest AUM (₹16,533 Cr).
  • Established history (14+ yrs).
  • Rating: 2★ (top quartile).
  • Risk profile: Moderately High.
  • 5Y return: 22.37% (top quartile).
  • 3Y return: 31.63% (top quartile).
  • 1Y return: 42.51% (top quartile).
  • 1M return: -6.45% (lower mid).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 1.93 (upper mid).

ICICI Prudential Regular Gold Savings Fund

  • Lower mid AUM (₹6,856 Cr).
  • Established history (14+ yrs).
  • Rating: 1★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 22.29% (upper mid).
  • 3Y return: 31.54% (top quartile).
  • 1Y return: 42.29% (upper mid).
  • 1M return: -6.51% (lower mid).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 1.79 (lower mid).

Aditya Birla Sun Life Gold Fund

  • Bottom quartile AUM (₹1,822 Cr).
  • Established history (14+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 22.12% (lower mid).
  • 3Y return: 31.46% (upper mid).
  • 1Y return: 42.60% (top quartile).
  • 1M return: -6.41% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 1.76 (bottom quartile).

HDFC Gold Fund

  • Top quartile AUM (₹12,121 Cr).
  • Established history (14+ yrs).
  • Rating: 1★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 22.20% (lower mid).
  • 3Y return: 31.42% (upper mid).
  • 1Y return: 42.28% (upper mid).
  • 1M return: -6.39% (top quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 1.92 (upper mid).

Nippon India Gold Savings Fund

  • Upper mid AUM (₹7,553 Cr).
  • Oldest track record among peers (15 yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 22.12% (bottom quartile).
  • 3Y return: 31.40% (lower mid).
  • 1Y return: 42.12% (lower mid).
  • 1M return: -6.45% (upper mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 1.74 (bottom quartile).

Kotak Gold Fund

  • Upper mid AUM (₹7,065 Cr).
  • Established history (15+ yrs).
  • Rating: 1★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 21.99% (bottom quartile).
  • 3Y return: 31.39% (lower mid).
  • 1Y return: 42.17% (lower mid).
  • 1M return: -6.29% (top quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 2.12 (top quartile).

IDBI Gold Fund

  • Bottom quartile AUM (₹824 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 22.42% (top quartile).
  • 3Y return: 31.33% (bottom quartile).
  • 1Y return: 41.23% (bottom quartile).
  • 1M return: -6.69% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 1.82 (lower mid).

Axis Gold Fund

  • Lower mid AUM (₹3,092 Cr).
  • Established history (14+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 22.24% (upper mid).
  • 3Y return: 31.10% (bottom quartile).
  • 1Y return: 41.87% (bottom quartile).
  • 1M return: -6.52% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 2.08 (top quartile).

How to Invest in Best Mutual Funds Online?

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Smart Tips to Invest in Mutual Funds (SIP & Lump Sum)

A smart way to invest in mutual funds is by evaluating both qualitative and quantitative factors. Instead of just chasing returns, investors should focus on consistency, risk, and fund structure.

1. Scheme Asset Size (AUM)

The size of a mutual fund (Assets Under Management – AUM) plays an important role in its performance and stability. Investors should avoid funds that are:

  • Too small – These funds may face liquidity issues and higher risk due to limited diversification
  • Too large – Very large funds may struggle to generate high returns, especially in mid and small cap categories

What is an Ideal AUM Range?

While there is no fixed “perfect size”, here’s a practical benchmark:

  • Large cap funds: ₹20,000 crore – ₹50,000+ crore is generally healthy
  • mid cap funds: ₹5,000 crore – ₹20,000 crore works well
  • Small cap funds: ₹1,000 crore – ₹10,000 crore is considered reasonable
  • Debt Funds: Stability matters more, so higher AUM is usually safer

The key idea is to choose a fund that is well-established but still flexible enough to generate returns.

2. Fund Performance

To identify the best performing mutual funds, investors should evaluate performance over a longer period.

A good fund should:

  • Consistently beat its benchmark over 3–5 years
  • Perform reasonably well even during market downturns
  • Avoid extreme fluctuations in returns

Do not select a fund based only on 1-year or recent performance.

3. Total Expense Ratio

The expense ratio includes management fees and operational costs charged by the fund house.

  • Lower expense ratio = better for long-term returns
  • But extremely low cost should not come at the expense of performance

Ideally:

  • Equity Funds: Below 1% (Direct plans)
  • Debt Funds: Even lower is preferable

4. Investment Mode – SIP vs Lump Sum

Choosing the right investment method is equally important.

  • SIP (Systematic Investment plan) - Best for salaried investors and volatile markets. Helps average out cost over time
  • Lump Sum Investment - Suitable when markets are undervalued or during corrections

For most investors, SIP remains the safer and more disciplined approach.

5. Exit Load & Holding Period

Before investing, always check the exit load of a fund.

  • Most equity funds have an exit load of ~1% if redeemed within 1 year
  • Debt funds may have shorter exit load periods

Always align your investment horizon with the fund’s exit rules to avoid unnecessary charges.

6. Risk Level & Portfolio Fit

Every mutual fund carries a different level of risk.

  • Large Cap → Lower risk
  • Mid Cap → Moderate risk
  • Small Cap → High risk

Instead of investing in multiple random funds, build a balanced portfolio across categories.

Common Mistakes to Avoid

Many investors fail to generate returns due to:

  • Chasing short-term returns
  • Ignoring risk factors
  • Not aligning investments with goals
  • Frequent buying and selling

Final Thoughts

The best performing mutual fund is not the one with the highest return—but the one that aligns with your Financial goals and risk appetite.

Instead of chasing trends, focus on:

  • Consistency
  • Discipline
  • Long-term investing

That is how real wealth is created.

FAQs on Best Mutual Funds in India

1. Which mutual fund is best?

A: There is no single best fund. The right choice depends on your financial goals and risk tolerance.

2. How many mutual funds should I invest in?

A: Ideally, 3–5 funds are enough for proper diversification.

3. Is SIP better than lump sum?

A: SIP is better for most investors as it reduces timing risk.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.

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Mahendra, posted on 19 Dec 20 2:00 PM

Excellent Very helpful for seclecting top most mutual funds for Investment

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Very in-depth and unbiased analysis useful for evaluation of MF performance and prospects.

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very helpful

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