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Best Performing Mutual Funds 2026 - 2027

Updated on October 7, 2026 , 191885 views

Most people invest in Mutual Funds the wrong way.

They chase last year’s top performers, follow ratings blindly, and expect consistent high returns. And that’s exactly why many investors fail to build real wealth.

The truth is—there is no permanent “best mutual fund”.

In this guide, we break down the best Mutual Funds in India using a smarter approach—focused on consistency, risk, and long-term performance—so you can invest with clarity, not confusion.

Why to Invest in Mutual Funds?

Investing in mutual funds does not just offer one benefit—it provides multiple advantages that help investors grow their wealth over time.

It helps in achieving:

  • Short-term goals
  • Medium-term goals
  • Long-term financial objectives

There are various fund options available, ranging from low-risk debt funds to high-risk Equity Funds.

One of the biggest advantages is that you can start investing through SIP with as low as ₹500.

1. Liquidity

In open-ended mutual fund schemes, investors can easily buy and redeem units at any time at the prevailing Net Asset Value (NAV), subject to exit load. This makes mutual funds a highly liquid investment option compared to many traditional assets.

2. Diversification

Mutual funds invest across multiple financial instruments such as:

This diversification reduces overall investment risk. On the other hand, direct stock investing requires extensive research and active monitoring.

3. Well-Regulated

The mutual fund industry in India is regulated by Securities and Exchange Board of India. SEBI ensures:

  • Transparency
  • Fair practices
  • Regular disclosures

This makes mutual funds a relatively safe and structured investment option.

4. Expert Management

Each mutual fund scheme is managed by a professional fund manager. Their role includes:

  • Tracking market movements
  • Adjusting Portfolio allocation
  • Maximising returns while managing risk

Best Equity Mutual Funds 2026 - 2027

Below are the top-ranked funds across different equity categories such as large cap, mid cap, small cap, multi-cap, ELSS, and sectoral funds.

Fund Selection Methodology used to find 5 funds

  • Category: Equity
  • Sub-category: Large%20Cap
  • AUM Range: 500 to 100000 Cr
  • Sorted On : 3-year return (high to low)
  • Tags: fcpro
  • No Of Funds: 5
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Top 5 Large Cap Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
IDBI India Top 100 Equity Fund Growth ₹44.16
↑ 0.05 		₹6559.212.515.421.912.6
Invesco India Largecap Fund Growth ₹68.25
↑ 0.69 		₹2,021-3.72.6-3.111.58.65.5
Bandhan Large Cap Fund Growth ₹74.104
↑ 0.80 		₹2,145-4.2-0.1-4.810.67.98.2
BNP Paribas Large Cap Fund Growth ₹209.184
↑ 2.25 		₹2,641-3.5-0.8-4.69.27.94.4
DSP TOP 100 Equity Growth ₹430.646
↑ 5.13 		₹7,101-5.5-3.9-9.29.17.48.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23

Research Highlights & Commentary of 5 Funds showcased

CommentaryIDBI India Top 100 Equity FundInvesco India Largecap FundBandhan Large Cap FundBNP Paribas Large Cap FundDSP TOP 100 Equity
Point 1Bottom quartile AUM (₹655 Cr).Bottom quartile AUM (₹2,021 Cr).Lower mid AUM (₹2,145 Cr).Upper mid AUM (₹2,641 Cr).Highest AUM (₹7,101 Cr).
Point 2Established history (14+ yrs).Established history (17+ yrs).Established history (20+ yrs).Established history (22+ yrs).Oldest track record among peers (23 yrs).
Point 3Top rated.Rating: 3★ (upper mid).Rating: 2★ (bottom quartile).Rating: 3★ (lower mid).Rating: 2★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 12.61% (top quartile).5Y return: 8.56% (upper mid).5Y return: 7.90% (lower mid).5Y return: 7.87% (bottom quartile).5Y return: 7.36% (bottom quartile).
Point 63Y return: 21.88% (top quartile).3Y return: 11.53% (upper mid).3Y return: 10.56% (lower mid).3Y return: 9.16% (bottom quartile).3Y return: 9.11% (bottom quartile).
Point 71Y return: 15.39% (top quartile).1Y return: -3.10% (upper mid).1Y return: -4.84% (bottom quartile).1Y return: -4.58% (lower mid).1Y return: -9.17% (bottom quartile).
Point 8Alpha: 2.11 (bottom quartile).Alpha: 6.54 (top quartile).Alpha: 2.93 (upper mid).Alpha: 2.25 (lower mid).Alpha: -3.61 (bottom quartile).
Point 9Sharpe: 1.09 (top quartile).Sharpe: 0.25 (upper mid).Sharpe: 0.05 (lower mid).Sharpe: 0.01 (bottom quartile).Sharpe: -0.38 (bottom quartile).
Point 10Information ratio: 0.14 (bottom quartile).Information ratio: 0.98 (top quartile).Information ratio: 0.90 (upper mid).Information ratio: 0.53 (lower mid).Information ratio: 0.13 (bottom quartile).

IDBI India Top 100 Equity Fund

  • Bottom quartile AUM (₹655 Cr).
  • Established history (14+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 12.61% (top quartile).
  • 3Y return: 21.88% (top quartile).
  • 1Y return: 15.39% (top quartile).
  • Alpha: 2.11 (bottom quartile).
  • Sharpe: 1.09 (top quartile).
  • Information ratio: 0.14 (bottom quartile).

Invesco India Largecap Fund

  • Bottom quartile AUM (₹2,021 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 8.56% (upper mid).
  • 3Y return: 11.53% (upper mid).
  • 1Y return: -3.10% (upper mid).
  • Alpha: 6.54 (top quartile).
  • Sharpe: 0.25 (upper mid).
  • Information ratio: 0.98 (top quartile).

Bandhan Large Cap Fund

  • Lower mid AUM (₹2,145 Cr).
  • Established history (20+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 7.90% (lower mid).
  • 3Y return: 10.56% (lower mid).
  • 1Y return: -4.84% (bottom quartile).
  • Alpha: 2.93 (upper mid).
  • Sharpe: 0.05 (lower mid).
  • Information ratio: 0.90 (upper mid).

BNP Paribas Large Cap Fund

  • Upper mid AUM (₹2,641 Cr).
  • Established history (22+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 7.87% (bottom quartile).
  • 3Y return: 9.16% (bottom quartile).
  • 1Y return: -4.58% (lower mid).
  • Alpha: 2.25 (lower mid).
  • Sharpe: 0.01 (bottom quartile).
  • Information ratio: 0.53 (lower mid).

DSP TOP 100 Equity

  • Highest AUM (₹7,101 Cr).
  • Oldest track record among peers (23 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 7.36% (bottom quartile).
  • 3Y return: 9.11% (bottom quartile).
  • 1Y return: -9.17% (bottom quartile).
  • Alpha: -3.61 (bottom quartile).
  • Sharpe: -0.38 (bottom quartile).
  • Information ratio: 0.13 (bottom quartile).

Top 5 Mid Cap Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Motilal Oswal Midcap 30 Fund  Growth ₹99.3871
↑ 1.10 		₹42,8523.210.8-4.117.117.9-12.1
Invesco India Mid Cap Fund Growth ₹187.46
↑ 1.70 		₹14,721-5.59.92.920.716.36.3
Edelweiss Mid Cap Fund Growth ₹102.854
↑ 1.21 		₹19,891-4.14.41.318.214.83.8
ICICI Prudential MidCap Fund Growth ₹319.69
↑ 2.44 		₹8,403-4.52.96.418.614.111.1
Sundaram Mid Cap Fund Growth ₹1,390.17
↑ 12.12 		₹14,863-5.91.9-0.915.413.94.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Oct 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryMotilal Oswal Midcap 30 Fund Invesco India Mid Cap FundEdelweiss Mid Cap FundICICI Prudential MidCap FundSundaram Mid Cap Fund
Point 1Highest AUM (₹42,852 Cr).Bottom quartile AUM (₹14,721 Cr).Upper mid AUM (₹19,891 Cr).Bottom quartile AUM (₹8,403 Cr).Lower mid AUM (₹14,863 Cr).
Point 2Established history (12+ yrs).Established history (19+ yrs).Established history (18+ yrs).Established history (21+ yrs).Oldest track record among peers (24 yrs).
Point 3Rating: 3★ (upper mid).Rating: 2★ (bottom quartile).Rating: 3★ (lower mid).Rating: 2★ (bottom quartile).Top rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 17.92% (top quartile).5Y return: 16.27% (upper mid).5Y return: 14.81% (lower mid).5Y return: 14.09% (bottom quartile).5Y return: 13.92% (bottom quartile).
Point 63Y return: 17.14% (bottom quartile).3Y return: 20.70% (top quartile).3Y return: 18.18% (lower mid).3Y return: 18.63% (upper mid).3Y return: 15.41% (bottom quartile).
Point 71Y return: -4.13% (bottom quartile).1Y return: 2.88% (upper mid).1Y return: 1.26% (lower mid).1Y return: 6.38% (top quartile).1Y return: -0.91% (bottom quartile).
Point 8Alpha: -7.99 (bottom quartile).Alpha: 0.00 (upper mid).Alpha: -0.37 (lower mid).Alpha: 6.99 (top quartile).Alpha: -1.08 (bottom quartile).
Point 9Sharpe: 0.06 (bottom quartile).Sharpe: 0.29 (bottom quartile).Sharpe: 0.47 (upper mid).Sharpe: 0.84 (top quartile).Sharpe: 0.43 (lower mid).
Point 10Information ratio: 0.16 (bottom quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.78 (upper mid).Information ratio: 1.17 (top quartile).Information ratio: 0.50 (lower mid).

Motilal Oswal Midcap 30 Fund 

  • Highest AUM (₹42,852 Cr).
  • Established history (12+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.92% (top quartile).
  • 3Y return: 17.14% (bottom quartile).
  • 1Y return: -4.13% (bottom quartile).
  • Alpha: -7.99 (bottom quartile).
  • Sharpe: 0.06 (bottom quartile).
  • Information ratio: 0.16 (bottom quartile).

Invesco India Mid Cap Fund

  • Bottom quartile AUM (₹14,721 Cr).
  • Established history (19+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 16.27% (upper mid).
  • 3Y return: 20.70% (top quartile).
  • 1Y return: 2.88% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.29 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).

Edelweiss Mid Cap Fund

  • Upper mid AUM (₹19,891 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: High.
  • 5Y return: 14.81% (lower mid).
  • 3Y return: 18.18% (lower mid).
  • 1Y return: 1.26% (lower mid).
  • Alpha: -0.37 (lower mid).
  • Sharpe: 0.47 (upper mid).
  • Information ratio: 0.78 (upper mid).

ICICI Prudential MidCap Fund

  • Bottom quartile AUM (₹8,403 Cr).
  • Established history (21+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 14.09% (bottom quartile).
  • 3Y return: 18.63% (upper mid).
  • 1Y return: 6.38% (top quartile).
  • Alpha: 6.99 (top quartile).
  • Sharpe: 0.84 (top quartile).
  • Information ratio: 1.17 (top quartile).

Sundaram Mid Cap Fund

  • Lower mid AUM (₹14,863 Cr).
  • Oldest track record among peers (24 yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 13.92% (bottom quartile).
  • 3Y return: 15.41% (bottom quartile).
  • 1Y return: -0.91% (bottom quartile).
  • Alpha: -1.08 (bottom quartile).
  • Sharpe: 0.43 (lower mid).
  • Information ratio: 0.50 (lower mid).

Top 5 Small Cap Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
DSP Small Cap Fund  Growth ₹223.036
↑ 0.76 		₹21,6591.217.115.815.715.2-2.8
IDBI Small Cap Fund Growth ₹34.2065
↑ 0.26 		₹832221.312.11614.9-13.4
Sundaram Small Cap Fund Growth ₹286.362
↑ 1.91 		₹4,155-1.114.910.114.213.40.4
Franklin India Smaller Companies Fund Growth ₹170.401
↑ 0.61 		₹14,746-3.48.11.910.512.9-8.4
HDFC Small Cap Fund Growth ₹134.466
↑ 0.62 		₹41,891-2.25.7-4.88.812-0.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Oct 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryDSP Small Cap Fund IDBI Small Cap FundSundaram Small Cap FundFranklin India Smaller Companies FundHDFC Small Cap Fund
Point 1Upper mid AUM (₹21,659 Cr).Bottom quartile AUM (₹832 Cr).Bottom quartile AUM (₹4,155 Cr).Lower mid AUM (₹14,746 Cr).Highest AUM (₹41,891 Cr).
Point 2Established history (19+ yrs).Established history (9+ yrs).Oldest track record among peers (21 yrs).Established history (20+ yrs).Established history (18+ yrs).
Point 3Top rated.Not Rated.Rating: 3★ (bottom quartile).Rating: 4★ (upper mid).Rating: 4★ (lower mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 15.15% (top quartile).5Y return: 14.90% (upper mid).5Y return: 13.45% (lower mid).5Y return: 12.89% (bottom quartile).5Y return: 12.00% (bottom quartile).
Point 63Y return: 15.74% (upper mid).3Y return: 16.00% (top quartile).3Y return: 14.25% (lower mid).3Y return: 10.52% (bottom quartile).3Y return: 8.78% (bottom quartile).
Point 71Y return: 15.77% (top quartile).1Y return: 12.06% (upper mid).1Y return: 10.07% (lower mid).1Y return: 1.92% (bottom quartile).1Y return: -4.83% (bottom quartile).
Point 8Alpha: 9.89 (top quartile).Alpha: 8.28 (upper mid).Alpha: 6.87 (lower mid).Alpha: -2.91 (bottom quartile).Alpha: -7.96 (bottom quartile).
Point 9Sharpe: 0.71 (top quartile).Sharpe: 0.70 (upper mid).Sharpe: 0.65 (lower mid).Sharpe: 0.22 (bottom quartile).Sharpe: -0.18 (bottom quartile).
Point 10Information ratio: 0.47 (top quartile).Information ratio: 0.29 (upper mid).Information ratio: 0.12 (lower mid).Information ratio: -0.59 (bottom quartile).Information ratio: -0.58 (bottom quartile).

DSP Small Cap Fund 

  • Upper mid AUM (₹21,659 Cr).
  • Established history (19+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 15.15% (top quartile).
  • 3Y return: 15.74% (upper mid).
  • 1Y return: 15.77% (top quartile).
  • Alpha: 9.89 (top quartile).
  • Sharpe: 0.71 (top quartile).
  • Information ratio: 0.47 (top quartile).

IDBI Small Cap Fund

  • Bottom quartile AUM (₹832 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 14.90% (upper mid).
  • 3Y return: 16.00% (top quartile).
  • 1Y return: 12.06% (upper mid).
  • Alpha: 8.28 (upper mid).
  • Sharpe: 0.70 (upper mid).
  • Information ratio: 0.29 (upper mid).

Sundaram Small Cap Fund

  • Bottom quartile AUM (₹4,155 Cr).
  • Oldest track record among peers (21 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 13.45% (lower mid).
  • 3Y return: 14.25% (lower mid).
  • 1Y return: 10.07% (lower mid).
  • Alpha: 6.87 (lower mid).
  • Sharpe: 0.65 (lower mid).
  • Information ratio: 0.12 (lower mid).

Franklin India Smaller Companies Fund

  • Lower mid AUM (₹14,746 Cr).
  • Established history (20+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 12.89% (bottom quartile).
  • 3Y return: 10.52% (bottom quartile).
  • 1Y return: 1.92% (bottom quartile).
  • Alpha: -2.91 (bottom quartile).
  • Sharpe: 0.22 (bottom quartile).
  • Information ratio: -0.59 (bottom quartile).

HDFC Small Cap Fund

  • Highest AUM (₹41,891 Cr).
  • Established history (18+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 12.00% (bottom quartile).
  • 3Y return: 8.78% (bottom quartile).
  • 1Y return: -4.83% (bottom quartile).
  • Alpha: -7.96 (bottom quartile).
  • Sharpe: -0.18 (bottom quartile).
  • Information ratio: -0.58 (bottom quartile).

Top 5 Diversified/Multi-Cap Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
IDBI Diversified Equity Fund Growth ₹37.99
↑ 0.14 		₹38210.213.213.522.712
Aditya Birla Sun Life Manufacturing Equity Fund Growth ₹37.94
↑ 0.16 		₹1,4022.51515.91912.83.5
BNP Paribas Multi Cap Fund Growth ₹73.5154
↓ -0.01 		₹588-4.6-2.619.317.313.6
Motilal Oswal Multicap 35 Fund Growth ₹61.8019
↑ 0.86 		₹14,1604.712.8-0.816.911.2-5.6
Mahindra Badhat Yojana Growth ₹37.6425
↑ 0.31 		₹7,662-0.38.76.814.812.43.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23

Research Highlights & Commentary of 5 Funds showcased

CommentaryIDBI Diversified Equity FundAditya Birla Sun Life Manufacturing Equity FundBNP Paribas Multi Cap FundMotilal Oswal Multicap 35 FundMahindra Badhat Yojana
Point 1Bottom quartile AUM (₹382 Cr).Lower mid AUM (₹1,402 Cr).Bottom quartile AUM (₹588 Cr).Highest AUM (₹14,160 Cr).Upper mid AUM (₹7,662 Cr).
Point 2Established history (12+ yrs).Established history (11+ yrs).Oldest track record among peers (21 yrs).Established history (12+ yrs).Established history (9+ yrs).
Point 3Rating: 2★ (lower mid).Not Rated.Rating: 4★ (upper mid).Top rated.Not Rated.
Point 4Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 12.03% (bottom quartile).5Y return: 12.82% (upper mid).5Y return: 13.57% (top quartile).5Y return: 11.22% (bottom quartile).5Y return: 12.42% (lower mid).
Point 63Y return: 22.73% (top quartile).3Y return: 19.04% (upper mid).3Y return: 17.28% (lower mid).3Y return: 16.93% (bottom quartile).3Y return: 14.82% (bottom quartile).
Point 71Y return: 13.54% (lower mid).1Y return: 15.92% (upper mid).1Y return: 19.34% (top quartile).1Y return: -0.85% (bottom quartile).1Y return: 6.79% (bottom quartile).
Point 8Alpha: -1.07 (bottom quartile).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 1.30 (upper mid).Alpha: 9.37 (top quartile).
Point 9Sharpe: 1.01 (lower mid).Sharpe: 1.22 (upper mid).Sharpe: 2.86 (top quartile).Sharpe: 0.13 (bottom quartile).Sharpe: 0.72 (bottom quartile).
Point 10Information ratio: -0.53 (bottom quartile).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.71 (top quartile).Information ratio: 0.71 (upper mid).

IDBI Diversified Equity Fund

  • Bottom quartile AUM (₹382 Cr).
  • Established history (12+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 12.03% (bottom quartile).
  • 3Y return: 22.73% (top quartile).
  • 1Y return: 13.54% (lower mid).
  • Alpha: -1.07 (bottom quartile).
  • Sharpe: 1.01 (lower mid).
  • Information ratio: -0.53 (bottom quartile).

Aditya Birla Sun Life Manufacturing Equity Fund

  • Lower mid AUM (₹1,402 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 12.82% (upper mid).
  • 3Y return: 19.04% (upper mid).
  • 1Y return: 15.92% (upper mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 1.22 (upper mid).
  • Information ratio: 0.00 (lower mid).

BNP Paribas Multi Cap Fund

  • Bottom quartile AUM (₹588 Cr).
  • Oldest track record among peers (21 yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.57% (top quartile).
  • 3Y return: 17.28% (lower mid).
  • 1Y return: 19.34% (top quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 2.86 (top quartile).
  • Information ratio: 0.00 (bottom quartile).

Motilal Oswal Multicap 35 Fund

  • Highest AUM (₹14,160 Cr).
  • Established history (12+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 11.22% (bottom quartile).
  • 3Y return: 16.93% (bottom quartile).
  • 1Y return: -0.85% (bottom quartile).
  • Alpha: 1.30 (upper mid).
  • Sharpe: 0.13 (bottom quartile).
  • Information ratio: 0.71 (top quartile).

Mahindra Badhat Yojana

  • Upper mid AUM (₹7,662 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 12.42% (lower mid).
  • 3Y return: 14.82% (bottom quartile).
  • 1Y return: 6.79% (bottom quartile).
  • Alpha: 9.37 (top quartile).
  • Sharpe: 0.72 (bottom quartile).
  • Information ratio: 0.71 (upper mid).

Top 5 (ELSS) Equity Linked Saving Schemes

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
IDBI Equity Advantage Fund Growth ₹43.39
↑ 0.04 		₹4859.715.116.920.810
HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 		₹1,3181.215.435.520.617.4
Motilal Oswal Long Term Equity Fund Growth ₹55.0438
↑ 0.47 		₹5,1340.310.74.919.115.2-9.1
Baroda Pioneer ELSS 96 Growth ₹68.6676
↑ 0.33 		₹210-6.1-3.517.616.711.6
JM Tax Gain Fund Growth ₹50.2727
↑ 0.42 		₹2420.111.11.714.111.32.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23

Research Highlights & Commentary of 5 Funds showcased

CommentaryIDBI Equity Advantage FundHDFC Long Term Advantage FundMotilal Oswal Long Term Equity FundBaroda Pioneer ELSS 96JM Tax Gain Fund
Point 1Lower mid AUM (₹485 Cr).Upper mid AUM (₹1,318 Cr).Highest AUM (₹5,134 Cr).Bottom quartile AUM (₹210 Cr).Bottom quartile AUM (₹242 Cr).
Point 2Established history (13+ yrs).Oldest track record among peers (25 yrs).Established history (11+ yrs).Established history (11+ yrs).Established history (18+ yrs).
Point 3Top rated.Rating: 3★ (upper mid).Not Rated.Not Rated.Rating: 3★ (lower mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 9.97% (bottom quartile).5Y return: 17.39% (top quartile).5Y return: 15.21% (upper mid).5Y return: 11.62% (lower mid).5Y return: 11.34% (bottom quartile).
Point 63Y return: 20.84% (top quartile).3Y return: 20.64% (upper mid).3Y return: 19.07% (lower mid).3Y return: 16.70% (bottom quartile).3Y return: 14.06% (bottom quartile).
Point 71Y return: 16.92% (lower mid).1Y return: 35.51% (top quartile).1Y return: 4.95% (bottom quartile).1Y return: 17.56% (upper mid).1Y return: 1.72% (bottom quartile).
Point 8Alpha: 1.78 (bottom quartile).Alpha: 1.75 (bottom quartile).Alpha: 11.90 (top quartile).Alpha: 5.69 (upper mid).Alpha: 5.40 (lower mid).
Point 9Sharpe: 1.21 (lower mid).Sharpe: 2.27 (upper mid).Sharpe: 0.62 (bottom quartile).Sharpe: 2.51 (top quartile).Sharpe: 0.22 (bottom quartile).
Point 10Information ratio: -1.13 (bottom quartile).Information ratio: -0.15 (bottom quartile).Information ratio: 0.76 (top quartile).Information ratio: -0.09 (lower mid).Information ratio: 0.70 (upper mid).

IDBI Equity Advantage Fund

  • Lower mid AUM (₹485 Cr).
  • Established history (13+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 9.97% (bottom quartile).
  • 3Y return: 20.84% (top quartile).
  • 1Y return: 16.92% (lower mid).
  • Alpha: 1.78 (bottom quartile).
  • Sharpe: 1.21 (lower mid).
  • Information ratio: -1.13 (bottom quartile).

HDFC Long Term Advantage Fund

  • Upper mid AUM (₹1,318 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.39% (top quartile).
  • 3Y return: 20.64% (upper mid).
  • 1Y return: 35.51% (top quartile).
  • Alpha: 1.75 (bottom quartile).
  • Sharpe: 2.27 (upper mid).
  • Information ratio: -0.15 (bottom quartile).

Motilal Oswal Long Term Equity Fund

  • Highest AUM (₹5,134 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 15.21% (upper mid).
  • 3Y return: 19.07% (lower mid).
  • 1Y return: 4.95% (bottom quartile).
  • Alpha: 11.90 (top quartile).
  • Sharpe: 0.62 (bottom quartile).
  • Information ratio: 0.76 (top quartile).

Baroda Pioneer ELSS 96

  • Bottom quartile AUM (₹210 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 11.62% (lower mid).
  • 3Y return: 16.70% (bottom quartile).
  • 1Y return: 17.56% (upper mid).
  • Alpha: 5.69 (upper mid).
  • Sharpe: 2.51 (top quartile).
  • Information ratio: -0.09 (lower mid).

JM Tax Gain Fund

  • Bottom quartile AUM (₹242 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 11.34% (bottom quartile).
  • 3Y return: 14.06% (bottom quartile).
  • 1Y return: 1.72% (bottom quartile).
  • Alpha: 5.40 (lower mid).
  • Sharpe: 0.22 (bottom quartile).
  • Information ratio: 0.70 (upper mid).

Top 5 Sector Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
SBI Healthcare Opportunities Fund Growth ₹494.758
↑ 3.02 		₹5,796-0.417.91521.416.3-3.5
UTI Healthcare Fund Growth ₹325.289
↑ 1.65 		₹1,444-0.917.512.121.213.8-3.1
LIC MF Infrastructure Fund Growth ₹52.2605
↑ 0.49 		₹1,174-47.34.820.619-3.7
BOI AXA Manufacturing and Infrastructure Fund Growth ₹65.02
↑ 0.48 		₹949-1.410.61319.618.17.8
DSP India T.I.G.E.R Fund Growth ₹341.206
↑ 1.71 		₹6,325-56.98.817.818.6-2.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Oct 26

Research Highlights & Commentary of 5 Funds showcased

CommentarySBI Healthcare Opportunities FundUTI Healthcare FundLIC MF Infrastructure FundBOI AXA Manufacturing and Infrastructure FundDSP India T.I.G.E.R Fund
Point 1Upper mid AUM (₹5,796 Cr).Lower mid AUM (₹1,444 Cr).Bottom quartile AUM (₹1,174 Cr).Bottom quartile AUM (₹949 Cr).Highest AUM (₹6,325 Cr).
Point 2Established history (21+ yrs).Oldest track record among peers (27 yrs).Established history (18+ yrs).Established history (16+ yrs).Established history (22+ yrs).
Point 3Rating: 2★ (upper mid).Rating: 1★ (lower mid).Not Rated.Not Rated.Top rated.
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.
Point 55Y return: 16.32% (bottom quartile).5Y return: 13.81% (bottom quartile).5Y return: 19.04% (top quartile).5Y return: 18.11% (lower mid).5Y return: 18.57% (upper mid).
Point 63Y return: 21.41% (top quartile).3Y return: 21.17% (upper mid).3Y return: 20.60% (lower mid).3Y return: 19.62% (bottom quartile).3Y return: 17.83% (bottom quartile).
Point 71Y return: 15.04% (top quartile).1Y return: 12.09% (lower mid).1Y return: 4.76% (bottom quartile).1Y return: 13.04% (upper mid).1Y return: 8.80% (bottom quartile).
Point 8Alpha: 4.67 (upper mid).Alpha: 1.26 (lower mid).Alpha: 10.92 (top quartile).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).
Point 9Sharpe: 1.17 (top quartile).Sharpe: 0.94 (upper mid).Sharpe: 0.53 (bottom quartile).Sharpe: 0.91 (lower mid).Sharpe: 0.52 (bottom quartile).
Point 10Information ratio: 0.08 (lower mid).Information ratio: 0.18 (upper mid).Information ratio: 0.47 (top quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).

SBI Healthcare Opportunities Fund

  • Upper mid AUM (₹5,796 Cr).
  • Established history (21+ yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: High.
  • 5Y return: 16.32% (bottom quartile).
  • 3Y return: 21.41% (top quartile).
  • 1Y return: 15.04% (top quartile).
  • Alpha: 4.67 (upper mid).
  • Sharpe: 1.17 (top quartile).
  • Information ratio: 0.08 (lower mid).

UTI Healthcare Fund

  • Lower mid AUM (₹1,444 Cr).
  • Oldest track record among peers (27 yrs).
  • Rating: 1★ (lower mid).
  • Risk profile: High.
  • 5Y return: 13.81% (bottom quartile).
  • 3Y return: 21.17% (upper mid).
  • 1Y return: 12.09% (lower mid).
  • Alpha: 1.26 (lower mid).
  • Sharpe: 0.94 (upper mid).
  • Information ratio: 0.18 (upper mid).

LIC MF Infrastructure Fund

  • Bottom quartile AUM (₹1,174 Cr).
  • Established history (18+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 19.04% (top quartile).
  • 3Y return: 20.60% (lower mid).
  • 1Y return: 4.76% (bottom quartile).
  • Alpha: 10.92 (top quartile).
  • Sharpe: 0.53 (bottom quartile).
  • Information ratio: 0.47 (top quartile).

BOI AXA Manufacturing and Infrastructure Fund

  • Bottom quartile AUM (₹949 Cr).
  • Established history (16+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 18.11% (lower mid).
  • 3Y return: 19.62% (bottom quartile).
  • 1Y return: 13.04% (upper mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.91 (lower mid).
  • Information ratio: 0.00 (bottom quartile).

DSP India T.I.G.E.R Fund

  • Highest AUM (₹6,325 Cr).
  • Established history (22+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 18.57% (upper mid).
  • 3Y return: 17.83% (bottom quartile).
  • 1Y return: 8.80% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.52 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).

Top 5 Value Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
HDFC Capital Builder Value Fund Growth ₹756.578
↑ 7.16 		₹8,266-2.44.61.71411.58.6
Aditya Birla Sun Life Pure Value Fund Growth ₹130.925
↑ 1.20 		₹6,925-2.66.45.812.211.62.6
Nippon India Value Fund Growth ₹209.212
↑ 2.00 		₹9,043-6.6-2.6-8.311.510.84.2
Tata Equity PE Fund Growth ₹337.178
↑ 5.12 		₹8,656-2.7-0.4-4.111.310.93.7
Tata Equity P/E Fund Regular Plan - Dividend Trigger A (5%) Normal Dividend, Reinvestment ₹125.424
↑ 1.90 		₹8,656-2.7-0.4-4.111.310.93.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Oct 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryHDFC Capital Builder Value FundAditya Birla Sun Life Pure Value FundNippon India Value FundTata Equity PE FundTata Equity P/E Fund Regular Plan - Dividend Trigger A (5%)
Point 1Bottom quartile AUM (₹8,266 Cr).Bottom quartile AUM (₹6,925 Cr).Highest AUM (₹9,043 Cr).Upper mid AUM (₹8,656 Cr).Lower mid AUM (₹8,656 Cr).
Point 2Oldest track record among peers (32 yrs).Established history (18+ yrs).Established history (21+ yrs).Established history (22+ yrs).Established history (17+ yrs).
Point 3Rating: 3★ (upper mid).Rating: 3★ (lower mid).Not Rated.Top rated.Not Rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 11.51% (upper mid).5Y return: 11.63% (top quartile).5Y return: 10.79% (bottom quartile).5Y return: 10.92% (lower mid).5Y return: 10.88% (bottom quartile).
Point 63Y return: 13.96% (top quartile).3Y return: 12.20% (upper mid).3Y return: 11.53% (lower mid).3Y return: 11.28% (bottom quartile).3Y return: 11.25% (bottom quartile).
Point 71Y return: 1.73% (upper mid).1Y return: 5.78% (top quartile).1Y return: -8.28% (bottom quartile).1Y return: -4.11% (bottom quartile).1Y return: -4.11% (lower mid).
Point 8Alpha: 5.61 (upper mid).Alpha: 11.48 (top quartile).Alpha: -1.87 (bottom quartile).Alpha: 1.44 (lower mid).Alpha: 1.44 (bottom quartile).
Point 9Sharpe: 0.38 (upper mid).Sharpe: 0.70 (top quartile).Sharpe: -0.04 (bottom quartile).Sharpe: 0.16 (lower mid).Sharpe: 0.16 (bottom quartile).
Point 10Information ratio: 1.76 (top quartile).Information ratio: 0.47 (lower mid).Information ratio: 0.72 (upper mid).Information ratio: 0.31 (bottom quartile).Information ratio: 0.30 (bottom quartile).

HDFC Capital Builder Value Fund

  • Bottom quartile AUM (₹8,266 Cr).
  • Oldest track record among peers (32 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 11.51% (upper mid).
  • 3Y return: 13.96% (top quartile).
  • 1Y return: 1.73% (upper mid).
  • Alpha: 5.61 (upper mid).
  • Sharpe: 0.38 (upper mid).
  • Information ratio: 1.76 (top quartile).

Aditya Birla Sun Life Pure Value Fund

  • Bottom quartile AUM (₹6,925 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 11.63% (top quartile).
  • 3Y return: 12.20% (upper mid).
  • 1Y return: 5.78% (top quartile).
  • Alpha: 11.48 (top quartile).
  • Sharpe: 0.70 (top quartile).
  • Information ratio: 0.47 (lower mid).

Nippon India Value Fund

  • Highest AUM (₹9,043 Cr).
  • Established history (21+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 10.79% (bottom quartile).
  • 3Y return: 11.53% (lower mid).
  • 1Y return: -8.28% (bottom quartile).
  • Alpha: -1.87 (bottom quartile).
  • Sharpe: -0.04 (bottom quartile).
  • Information ratio: 0.72 (upper mid).

Tata Equity PE Fund

  • Upper mid AUM (₹8,656 Cr).
  • Established history (22+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 10.92% (lower mid).
  • 3Y return: 11.28% (bottom quartile).
  • 1Y return: -4.11% (bottom quartile).
  • Alpha: 1.44 (lower mid).
  • Sharpe: 0.16 (lower mid).
  • Information ratio: 0.31 (bottom quartile).

Tata Equity P/E Fund Regular Plan - Dividend Trigger A (5%)

  • Lower mid AUM (₹8,656 Cr).
  • Established history (17+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 10.88% (bottom quartile).
  • 3Y return: 11.25% (bottom quartile).
  • 1Y return: -4.11% (lower mid).
  • Alpha: 1.44 (bottom quartile).
  • Sharpe: 0.16 (bottom quartile).
  • Information ratio: 0.30 (bottom quartile).

Top 5 Focused Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Sundaram Select Focus Fund Growth ₹264.968
↓ -1.18 		₹1,354-58.524.51717.3
ICICI Prudential Focused Equity Fund Growth ₹89.94
↑ 0.79 		₹17,949-5.50.3-414.812.415.4
Motilal Oswal Focused 25 Fund  Growth ₹53.4494
↑ 0.58 		₹1,8278.626.92313.89.4-1.7
HDFC Focused 30 Fund Growth ₹223.223
↑ 2.80 		₹28,201-3.40.4-5.113.514.710.9
SBI Focused Equity Fund Growth ₹382.007
↓ -6.86 		₹51,248-1.46.26.613.19.415.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Dec 21

Research Highlights & Commentary of 5 Funds showcased

CommentarySundaram Select Focus FundICICI Prudential Focused Equity FundMotilal Oswal Focused 25 Fund HDFC Focused 30 FundSBI Focused Equity Fund
Point 1Bottom quartile AUM (₹1,354 Cr).Lower mid AUM (₹17,949 Cr).Bottom quartile AUM (₹1,827 Cr).Upper mid AUM (₹28,201 Cr).Highest AUM (₹51,248 Cr).
Point 2Oldest track record among peers (24 yrs).Established history (17+ yrs).Established history (13+ yrs).Established history (22+ yrs).Established history (22+ yrs).
Point 3Top rated.Rating: 2★ (bottom quartile).Rating: 3★ (upper mid).Rating: 3★ (lower mid).Rating: 2★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 17.29% (top quartile).5Y return: 12.38% (lower mid).5Y return: 9.38% (bottom quartile).5Y return: 14.74% (upper mid).5Y return: 9.42% (bottom quartile).
Point 63Y return: 17.03% (top quartile).3Y return: 14.80% (upper mid).3Y return: 13.83% (lower mid).3Y return: 13.48% (bottom quartile).3Y return: 13.06% (bottom quartile).
Point 71Y return: 24.49% (top quartile).1Y return: -3.96% (bottom quartile).1Y return: 22.99% (upper mid).1Y return: -5.11% (bottom quartile).1Y return: 6.65% (lower mid).
Point 8Alpha: -5.62 (bottom quartile).Alpha: 0.82 (lower mid).Alpha: 21.70 (top quartile).Alpha: -1.72 (bottom quartile).Alpha: 11.09 (upper mid).
Point 9Sharpe: 1.85 (top quartile).Sharpe: 0.08 (bottom quartile).Sharpe: 1.22 (upper mid).Sharpe: -0.04 (bottom quartile).Sharpe: 0.61 (lower mid).
Point 10Information ratio: -0.52 (bottom quartile).Information ratio: 1.30 (top quartile).Information ratio: 0.14 (bottom quartile).Information ratio: 0.69 (upper mid).Information ratio: 0.60 (lower mid).

Sundaram Select Focus Fund

  • Bottom quartile AUM (₹1,354 Cr).
  • Oldest track record among peers (24 yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 17.29% (top quartile).
  • 3Y return: 17.03% (top quartile).
  • 1Y return: 24.49% (top quartile).
  • Alpha: -5.62 (bottom quartile).
  • Sharpe: 1.85 (top quartile).
  • Information ratio: -0.52 (bottom quartile).

ICICI Prudential Focused Equity Fund

  • Lower mid AUM (₹17,949 Cr).
  • Established history (17+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 12.38% (lower mid).
  • 3Y return: 14.80% (upper mid).
  • 1Y return: -3.96% (bottom quartile).
  • Alpha: 0.82 (lower mid).
  • Sharpe: 0.08 (bottom quartile).
  • Information ratio: 1.30 (top quartile).

Motilal Oswal Focused 25 Fund 

  • Bottom quartile AUM (₹1,827 Cr).
  • Established history (13+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 9.38% (bottom quartile).
  • 3Y return: 13.83% (lower mid).
  • 1Y return: 22.99% (upper mid).
  • Alpha: 21.70 (top quartile).
  • Sharpe: 1.22 (upper mid).
  • Information ratio: 0.14 (bottom quartile).

HDFC Focused 30 Fund

  • Upper mid AUM (₹28,201 Cr).
  • Established history (22+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.74% (upper mid).
  • 3Y return: 13.48% (bottom quartile).
  • 1Y return: -5.11% (bottom quartile).
  • Alpha: -1.72 (bottom quartile).
  • Sharpe: -0.04 (bottom quartile).
  • Information ratio: 0.69 (upper mid).

SBI Focused Equity Fund

  • Highest AUM (₹51,248 Cr).
  • Established history (22+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 9.42% (bottom quartile).
  • 3Y return: 13.06% (bottom quartile).
  • 1Y return: 6.65% (lower mid).
  • Alpha: 11.09 (upper mid).
  • Sharpe: 0.61 (lower mid).
  • Information ratio: 0.60 (lower mid).

About the Fincash Research Team

At Fincash, our mission is to help investors make informed, confident decisions. With over 10 years in Mutual Fund distribution, our team blends deep industry expertise with a commitment to transparency, accuracy, and investor education.

Who We Are

AMFI Registration No.
112358
MCA CIN
U74999MH2016PTC282153
Location
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Experience
10+ years in Mutual Fund distribution

Our Expertise

  • Certified Mutual Fund Distributors with hands-on advisory experience.
  • Market analysts tracking performance, macro trends, and sectors.
  • Data specialists processing NAVs, allocations, and risk metrics from Morning Star.

Our Research Process

  • Data sourcing: SEBI-registered fund houses & verified third-party provider Morning Star
  • Screening: Returns, manager track record, expenses, sector mix, risk-adjusted metrics.
  • Expert review: Senior team members review every article and list for accuracy.
  • Updates: Regular refreshes so performance data reflects current market conditions.

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Disclaimer

Content is for educational and informational purposes only and is not investment advice. Please consider your risk profile and consult a financial advisor before investing.

Written by: Fincash Research Team
Reviewed by:Rohini, Senior Team Member, Fincash

Best Debt Funds 2026 - 2027

Below are the top ranked funds from difference categories like. Liquid, Ultra Short, Short Term, GILT, Credit Risk and Corporate Debt from Debt.

Top 5 Ultra Short Term Debt Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2025 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Aditya Birla Sun Life Savings Fund Growth ₹594.128
↑ 0.18 		₹18,8191.73.36.37.37.47.42%5M 19D7M 13D
ICICI Prudential Ultra Short Term Fund Growth ₹29.9588
↑ 0.01 		₹15,9741.63.26.277.17.37%10M 17D1Y 3M 18D
SBI Magnum Ultra Short Duration Fund Growth ₹6,457.79
↑ 1.66 		₹11,8801.63.26.26.977.18%4M 28D7M 24D
Invesco India Ultra Short Term Fund Growth ₹2,913.04
↑ 0.79 		₹1,6611.63.36.26.96.87.03%5M 3D5M 7D
Kotak Savings Fund Growth ₹46.228
↑ 0.01 		₹15,9621.53.166.76.87.25%4M 20D6M 7D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Oct 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryAditya Birla Sun Life Savings FundICICI Prudential Ultra Short Term FundSBI Magnum Ultra Short Duration FundInvesco India Ultra Short Term FundKotak Savings Fund
Point 1Highest AUM (₹18,819 Cr).Upper mid AUM (₹15,974 Cr).Bottom quartile AUM (₹11,880 Cr).Bottom quartile AUM (₹1,661 Cr).Lower mid AUM (₹15,962 Cr).
Point 2Established history (23+ yrs).Established history (15+ yrs).Oldest track record among peers (27 yrs).Established history (15+ yrs).Established history (22+ yrs).
Point 3Top rated.Rating: 3★ (upper mid).Rating: 3★ (lower mid).Rating: 3★ (bottom quartile).Rating: 3★ (bottom quartile).
Point 4Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Low.Risk profile: Moderate.Risk profile: Moderately Low.
Point 51Y return: 6.34% (top quartile).1Y return: 6.21% (upper mid).1Y return: 6.21% (lower mid).1Y return: 6.19% (bottom quartile).1Y return: 6.00% (bottom quartile).
Point 61M return: 0.39% (lower mid).1M return: 0.37% (bottom quartile).1M return: 0.40% (upper mid).1M return: 0.41% (top quartile).1M return: 0.37% (bottom quartile).
Point 7Sharpe: 1.00 (top quartile).Sharpe: 1.00 (upper mid).Sharpe: 0.92 (lower mid).Sharpe: 0.83 (bottom quartile).Sharpe: 0.58 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 7.42% (top quartile).Yield to maturity (debt): 7.37% (upper mid).Yield to maturity (debt): 7.18% (bottom quartile).Yield to maturity (debt): 7.03% (bottom quartile).Yield to maturity (debt): 7.25% (lower mid).
Point 10Modified duration: 0.47 yrs (bottom quartile).Modified duration: 0.88 yrs (bottom quartile).Modified duration: 0.41 yrs (upper mid).Modified duration: 0.42 yrs (lower mid).Modified duration: 0.39 yrs (top quartile).

Aditya Birla Sun Life Savings Fund

  • Highest AUM (₹18,819 Cr).
  • Established history (23+ yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 1Y return: 6.34% (top quartile).
  • 1M return: 0.39% (lower mid).
  • Sharpe: 1.00 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.42% (top quartile).
  • Modified duration: 0.47 yrs (bottom quartile).

ICICI Prudential Ultra Short Term Fund

  • Upper mid AUM (₹15,974 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 6.21% (upper mid).
  • 1M return: 0.37% (bottom quartile).
  • Sharpe: 1.00 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.37% (upper mid).
  • Modified duration: 0.88 yrs (bottom quartile).

SBI Magnum Ultra Short Duration Fund

  • Bottom quartile AUM (₹11,880 Cr).
  • Oldest track record among peers (27 yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Low.
  • 1Y return: 6.21% (lower mid).
  • 1M return: 0.40% (upper mid).
  • Sharpe: 0.92 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.18% (bottom quartile).
  • Modified duration: 0.41 yrs (upper mid).

Invesco India Ultra Short Term Fund

  • Bottom quartile AUM (₹1,661 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 6.19% (bottom quartile).
  • 1M return: 0.41% (top quartile).
  • Sharpe: 0.83 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.03% (bottom quartile).
  • Modified duration: 0.42 yrs (lower mid).

Kotak Savings Fund

  • Lower mid AUM (₹15,962 Cr).
  • Established history (22+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 6.00% (bottom quartile).
  • 1M return: 0.37% (bottom quartile).
  • Sharpe: 0.58 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.25% (lower mid).
  • Modified duration: 0.39 yrs (top quartile).

Top 5 Short Term Debt Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2025 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Franklin India Short Term Income Plan - Retail Plan Growth ₹15,041.3
↑ 0.11 		₹13192.1192.1192.147.3 0%
Bandhan Bond Fund Short Term Plan Growth ₹61.2607
↑ 0.01 		₹9,4320.83.15.37.37.57.31%2Y 9M 29D5Y 3M 18D
IDBI Short Term Bond Fund Growth ₹23.8418
↓ 0.00 		₹261.43.26.27.2 6.43%3M3M 14D
Axis Short Term Fund Growth ₹33.0741
↑ 0.01 		₹7,5010.62.74.87.28.17.51%2Y 6M 14D3Y 7M 13D
HDFC Short Term Debt Fund Growth ₹34.1659
↑ 0.01 		₹14,4860.52.54.77.27.87.78%2Y 5M 1D3Y 3M 11D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 May 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryFranklin India Short Term Income Plan - Retail PlanBandhan Bond Fund Short Term PlanIDBI Short Term Bond FundAxis Short Term FundHDFC Short Term Debt Fund
Point 1Bottom quartile AUM (₹13 Cr).Upper mid AUM (₹9,432 Cr).Bottom quartile AUM (₹26 Cr).Lower mid AUM (₹7,501 Cr).Highest AUM (₹14,486 Cr).
Point 2Established history (24+ yrs).Oldest track record among peers (25 yrs).Established history (15+ yrs).Established history (16+ yrs).Established history (16+ yrs).
Point 3Rating: 2★ (lower mid).Rating: 2★ (bottom quartile).Rating: 2★ (bottom quartile).Top rated.Rating: 3★ (upper mid).
Point 4Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Moderately Low.
Point 51Y return: 192.10% (top quartile).1Y return: 5.31% (lower mid).1Y return: 6.21% (upper mid).1Y return: 4.81% (bottom quartile).1Y return: 4.65% (bottom quartile).
Point 61M return: 192.10% (top quartile).1M return: 0.08% (lower mid).1M return: 0.43% (upper mid).1M return: -0.09% (bottom quartile).1M return: -0.21% (bottom quartile).
Point 7Sharpe: -90.89 (bottom quartile).Sharpe: 0.26 (top quartile).Sharpe: 0.10 (upper mid).Sharpe: -0.01 (lower mid).Sharpe: -0.04 (bottom quartile).
Point 8Information ratio: -2.42 (bottom quartile).Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 0.00% (bottom quartile).Yield to maturity (debt): 7.31% (lower mid).Yield to maturity (debt): 6.43% (bottom quartile).Yield to maturity (debt): 7.51% (upper mid).Yield to maturity (debt): 7.78% (top quartile).
Point 10Modified duration: 0.00 yrs (top quartile).Modified duration: 2.83 yrs (bottom quartile).Modified duration: 0.25 yrs (upper mid).Modified duration: 2.54 yrs (bottom quartile).Modified duration: 2.42 yrs (lower mid).

Franklin India Short Term Income Plan - Retail Plan

  • Bottom quartile AUM (₹13 Cr).
  • Established history (24+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 192.10% (top quartile).
  • 1M return: 192.10% (top quartile).
  • Sharpe: -90.89 (bottom quartile).
  • Information ratio: -2.42 (bottom quartile).
  • Yield to maturity (debt): 0.00% (bottom quartile).
  • Modified duration: 0.00 yrs (top quartile).

Bandhan Bond Fund Short Term Plan

  • Upper mid AUM (₹9,432 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 5.31% (lower mid).
  • 1M return: 0.08% (lower mid).
  • Sharpe: 0.26 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.31% (lower mid).
  • Modified duration: 2.83 yrs (bottom quartile).

IDBI Short Term Bond Fund

  • Bottom quartile AUM (₹26 Cr).
  • Established history (15+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 6.21% (upper mid).
  • 1M return: 0.43% (upper mid).
  • Sharpe: 0.10 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.43% (bottom quartile).
  • Modified duration: 0.25 yrs (upper mid).

Axis Short Term Fund

  • Lower mid AUM (₹7,501 Cr).
  • Established history (16+ yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 1Y return: 4.81% (bottom quartile).
  • 1M return: -0.09% (bottom quartile).
  • Sharpe: -0.01 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.51% (upper mid).
  • Modified duration: 2.54 yrs (bottom quartile).

HDFC Short Term Debt Fund

  • Highest AUM (₹14,486 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 4.65% (bottom quartile).
  • 1M return: -0.21% (bottom quartile).
  • Sharpe: -0.04 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.78% (top quartile).
  • Modified duration: 2.42 yrs (lower mid).

Top 5 Liquid Funds

FundNAVNet Assets (Cr)1 MO (%)3 MO (%)6 MO (%)1 YR (%)2025 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Axis Liquid Fund Growth ₹3,145.49
↑ 0.83 		₹63,3430.51.63.26.56.66.37%1M 12D1M 12D
Edelweiss Liquid Fund Growth ₹3,612.29
↑ 0.94 		₹13,2720.51.63.26.56.56.26%1M 8D1M 8D
Canara Robeco Liquid Growth ₹3,397.43
↑ 1.00 		₹6,7830.51.63.26.46.56.38%2M 2D2M 6D
UTI Liquid Cash Plan Growth ₹463.193
↑ 0.12 		₹29,2180.51.63.26.46.56.36%1M 6D1M 6D
Tata Liquid Fund Growth ₹4,444.99
↑ 1.23 		₹32,3700.51.63.26.46.56.41%1M 13D1M 13D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Oct 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryAxis Liquid FundEdelweiss Liquid FundCanara Robeco LiquidUTI Liquid Cash PlanTata Liquid Fund
Point 1Highest AUM (₹63,343 Cr).Bottom quartile AUM (₹13,272 Cr).Bottom quartile AUM (₹6,783 Cr).Lower mid AUM (₹29,218 Cr).Upper mid AUM (₹32,370 Cr).
Point 2Established history (17+ yrs).Established history (19+ yrs).Established history (18+ yrs).Oldest track record among peers (22 yrs).Established history (22+ yrs).
Point 3Top rated.Rating: 2★ (bottom quartile).Rating: 3★ (lower mid).Rating: 3★ (bottom quartile).Rating: 4★ (upper mid).
Point 4Risk profile: Low.Risk profile: Low.Risk profile: Low.Risk profile: Low.Risk profile: Low.
Point 51Y return: 6.50% (top quartile).1Y return: 6.48% (upper mid).1Y return: 6.41% (bottom quartile).1Y return: 6.44% (lower mid).1Y return: 6.40% (bottom quartile).
Point 61M return: 0.48% (lower mid).1M return: 0.48% (top quartile).1M return: 0.48% (upper mid).1M return: 0.48% (bottom quartile).1M return: 0.47% (bottom quartile).
Point 7Sharpe: 3.01 (top quartile).Sharpe: 2.92 (bottom quartile).Sharpe: 2.81 (bottom quartile).Sharpe: 2.97 (lower mid).Sharpe: 2.98 (upper mid).
Point 8Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 1.43 (top quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 6.37% (lower mid).Yield to maturity (debt): 6.26% (bottom quartile).Yield to maturity (debt): 6.38% (upper mid).Yield to maturity (debt): 6.36% (bottom quartile).Yield to maturity (debt): 6.41% (top quartile).
Point 10Modified duration: 0.12 yrs (lower mid).Modified duration: 0.11 yrs (upper mid).Modified duration: 0.17 yrs (bottom quartile).Modified duration: 0.10 yrs (top quartile).Modified duration: 0.12 yrs (bottom quartile).

Axis Liquid Fund

  • Highest AUM (₹63,343 Cr).
  • Established history (17+ yrs).
  • Top rated.
  • Risk profile: Low.
  • 1Y return: 6.50% (top quartile).
  • 1M return: 0.48% (lower mid).
  • Sharpe: 3.01 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.37% (lower mid).
  • Modified duration: 0.12 yrs (lower mid).

Edelweiss Liquid Fund

  • Bottom quartile AUM (₹13,272 Cr).
  • Established history (19+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 6.48% (upper mid).
  • 1M return: 0.48% (top quartile).
  • Sharpe: 2.92 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.26% (bottom quartile).
  • Modified duration: 0.11 yrs (upper mid).

Canara Robeco Liquid

  • Bottom quartile AUM (₹6,783 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Low.
  • 1Y return: 6.41% (bottom quartile).
  • 1M return: 0.48% (upper mid).
  • Sharpe: 2.81 (bottom quartile).
  • Information ratio: 1.43 (top quartile).
  • Yield to maturity (debt): 6.38% (upper mid).
  • Modified duration: 0.17 yrs (bottom quartile).

UTI Liquid Cash Plan

  • Lower mid AUM (₹29,218 Cr).
  • Oldest track record among peers (22 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 6.44% (lower mid).
  • 1M return: 0.48% (bottom quartile).
  • Sharpe: 2.97 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.36% (bottom quartile).
  • Modified duration: 0.10 yrs (top quartile).

Tata Liquid Fund

  • Upper mid AUM (₹32,370 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Low.
  • 1Y return: 6.40% (bottom quartile).
  • 1M return: 0.47% (bottom quartile).
  • Sharpe: 2.98 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.41% (top quartile).
  • Modified duration: 0.12 yrs (bottom quartile).

Top 5 Banking and PSU Debt Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2025 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Bandhan Banking & PSU Debt Fund Growth ₹26.3099
↑ 0.00 		₹12,1090.82.95.16.97.17.1%2Y 3M 29D3Y 5M 1D
ICICI Prudential Banking and PSU Debt Fund Growth ₹34.8509
↑ 0.00 		₹8,6670.32.64.56.87.67.63%2Y 10M 10D4Y 11M 16D
Nippon India Banking & PSU Debt Fund Growth ₹21.9651
↑ 0.01 		₹5,1500.32.446.77.37.41%2Y 11M 5D3Y 7M 20D
Aditya Birla Sun Life Banking & PSU Debt Fund Growth ₹387.616
↑ 0.06 		₹8,6820.32.23.86.77.37.28%2Y 11M 1D4Y 2M 19D
HDFC Banking and PSU Debt Fund Growth ₹24.3339
↑ 0.00 		₹5,1860.12.33.96.67.57.56%2Y 10M 20D3Y 10M 13D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Oct 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryBandhan Banking & PSU Debt FundICICI Prudential Banking and PSU Debt FundNippon India Banking & PSU Debt FundAditya Birla Sun Life Banking & PSU Debt FundHDFC Banking and PSU Debt Fund
Point 1Highest AUM (₹12,109 Cr).Lower mid AUM (₹8,667 Cr).Bottom quartile AUM (₹5,150 Cr).Upper mid AUM (₹8,682 Cr).Bottom quartile AUM (₹5,186 Cr).
Point 2Established history (13+ yrs).Established history (16+ yrs).Established history (11+ yrs).Oldest track record among peers (18 yrs).Established history (12+ yrs).
Point 3Rating: 2★ (bottom quartile).Rating: 4★ (upper mid).Not Rated.Rating: 4★ (lower mid).Top rated.
Point 4Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderately Low.
Point 51Y return: 5.12% (top quartile).1Y return: 4.53% (upper mid).1Y return: 3.99% (lower mid).1Y return: 3.83% (bottom quartile).1Y return: 3.93% (bottom quartile).
Point 61M return: 0.03% (top quartile).1M return: -0.28% (bottom quartile).1M return: -0.23% (upper mid).1M return: -0.26% (lower mid).1M return: -0.37% (bottom quartile).
Point 7Sharpe: 0.08 (top quartile).Sharpe: -0.01 (upper mid).Sharpe: -0.24 (bottom quartile).Sharpe: -0.30 (bottom quartile).Sharpe: -0.22 (lower mid).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 7.10% (bottom quartile).Yield to maturity (debt): 7.63% (top quartile).Yield to maturity (debt): 7.41% (lower mid).Yield to maturity (debt): 7.28% (bottom quartile).Yield to maturity (debt): 7.56% (upper mid).
Point 10Modified duration: 2.33 yrs (top quartile).Modified duration: 2.86 yrs (upper mid).Modified duration: 2.93 yrs (bottom quartile).Modified duration: 2.92 yrs (bottom quartile).Modified duration: 2.89 yrs (lower mid).

Bandhan Banking & PSU Debt Fund

  • Highest AUM (₹12,109 Cr).
  • Established history (13+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 5.12% (top quartile).
  • 1M return: 0.03% (top quartile).
  • Sharpe: 0.08 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.10% (bottom quartile).
  • Modified duration: 2.33 yrs (top quartile).

ICICI Prudential Banking and PSU Debt Fund

  • Lower mid AUM (₹8,667 Cr).
  • Established history (16+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 4.53% (upper mid).
  • 1M return: -0.28% (bottom quartile).
  • Sharpe: -0.01 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.63% (top quartile).
  • Modified duration: 2.86 yrs (upper mid).

Nippon India Banking & PSU Debt Fund

  • Bottom quartile AUM (₹5,150 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately Low.
  • 1Y return: 3.99% (lower mid).
  • 1M return: -0.23% (upper mid).
  • Sharpe: -0.24 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.41% (lower mid).
  • Modified duration: 2.93 yrs (bottom quartile).

Aditya Birla Sun Life Banking & PSU Debt Fund

  • Upper mid AUM (₹8,682 Cr).
  • Oldest track record among peers (18 yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 3.83% (bottom quartile).
  • 1M return: -0.26% (lower mid).
  • Sharpe: -0.30 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.28% (bottom quartile).
  • Modified duration: 2.92 yrs (bottom quartile).

HDFC Banking and PSU Debt Fund

  • Bottom quartile AUM (₹5,186 Cr).
  • Established history (12+ yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 1Y return: 3.93% (bottom quartile).
  • 1M return: -0.37% (bottom quartile).
  • Sharpe: -0.22 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.56% (upper mid).
  • Modified duration: 2.89 yrs (lower mid).

Top 5 Credit Risk Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2025 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
DSP Credit Risk Fund Growth ₹55.2682
↑ 0.01 		₹3100.999.915.8218.21%2Y 2M 26D2Y 4M 28D
Aditya Birla Sun Life Credit Risk Fund Growth ₹25.4593
↑ 0.01 		₹1,6001.23.610.912.213.48.03%1Y 11M 16D2Y 7M 17D
Franklin India Credit Risk Fund Growth ₹25.3348
↑ 0.04 		₹1042.957.511 0%
ICICI Prudential Regular Savings Fund Growth ₹34.8552
↑ 0.02 		₹6,3331.13.46.78.49.58.53%1Y 9M 25D2Y 8M 5D
Invesco India Credit Risk Fund Growth ₹2,079.08
↑ 0.31 		₹1670.43.76.18.29.27.5%3Y 7D4Y 2M 19D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Oct 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryDSP Credit Risk FundAditya Birla Sun Life Credit Risk FundFranklin India Credit Risk FundICICI Prudential Regular Savings FundInvesco India Credit Risk Fund
Point 1Lower mid AUM (₹310 Cr).Upper mid AUM (₹1,600 Cr).Bottom quartile AUM (₹104 Cr).Highest AUM (₹6,333 Cr).Bottom quartile AUM (₹167 Cr).
Point 2Oldest track record among peers (23 yrs).Established history (11+ yrs).Established history (14+ yrs).Established history (15+ yrs).Established history (12+ yrs).
Point 3Top rated.Not Rated.Rating: 1★ (lower mid).Rating: 1★ (bottom quartile).Rating: 4★ (upper mid).
Point 4Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.
Point 51Y return: 9.86% (upper mid).1Y return: 10.91% (top quartile).1Y return: 7.45% (lower mid).1Y return: 6.70% (bottom quartile).1Y return: 6.15% (bottom quartile).
Point 61M return: -0.03% (lower mid).1M return: 0.02% (upper mid).1M return: 0.91% (top quartile).1M return: -0.12% (bottom quartile).1M return: -0.40% (bottom quartile).
Point 7Sharpe: 0.80 (lower mid).Sharpe: 1.89 (top quartile).Sharpe: 0.29 (bottom quartile).Sharpe: 1.52 (upper mid).Sharpe: 0.75 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 8.21% (upper mid).Yield to maturity (debt): 8.03% (lower mid).Yield to maturity (debt): 0.00% (bottom quartile).Yield to maturity (debt): 8.53% (top quartile).Yield to maturity (debt): 7.50% (bottom quartile).
Point 10Modified duration: 2.24 yrs (bottom quartile).Modified duration: 1.96 yrs (lower mid).Modified duration: 0.00 yrs (top quartile).Modified duration: 1.82 yrs (upper mid).Modified duration: 3.02 yrs (bottom quartile).

DSP Credit Risk Fund

  • Lower mid AUM (₹310 Cr).
  • Oldest track record among peers (23 yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 9.86% (upper mid).
  • 1M return: -0.03% (lower mid).
  • Sharpe: 0.80 (lower mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 8.21% (upper mid).
  • Modified duration: 2.24 yrs (bottom quartile).

Aditya Birla Sun Life Credit Risk Fund

  • Upper mid AUM (₹1,600 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 10.91% (top quartile).
  • 1M return: 0.02% (upper mid).
  • Sharpe: 1.89 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 8.03% (lower mid).
  • Modified duration: 1.96 yrs (lower mid).

Franklin India Credit Risk Fund

  • Bottom quartile AUM (₹104 Cr).
  • Established history (14+ yrs).
  • Rating: 1★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 7.45% (lower mid).
  • 1M return: 0.91% (top quartile).
  • Sharpe: 0.29 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 0.00% (bottom quartile).
  • Modified duration: 0.00 yrs (top quartile).

ICICI Prudential Regular Savings Fund

  • Highest AUM (₹6,333 Cr).
  • Established history (15+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 6.70% (bottom quartile).
  • 1M return: -0.12% (bottom quartile).
  • Sharpe: 1.52 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 8.53% (top quartile).
  • Modified duration: 1.82 yrs (upper mid).

Invesco India Credit Risk Fund

  • Bottom quartile AUM (₹167 Cr).
  • Established history (12+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 6.15% (bottom quartile).
  • 1M return: -0.40% (bottom quartile).
  • Sharpe: 0.75 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.50% (bottom quartile).
  • Modified duration: 3.02 yrs (bottom quartile).

Top 5 Corporate Bond Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2025 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
BNP Paribas Corporate Bond Fund Growth ₹29.4906
↑ 0.00 		₹2750.9357.58.37.25%2Y 7D2Y 8M 5D
Franklin India Corporate Debt Fund Growth ₹106.915
↓ -0.02 		₹1,3331.12.85.37.49.17.48%1Y 7M 17D3Y 2M 16D
Nippon India Prime Debt Fund Growth ₹63.7846
↑ 0.02 		₹9,0510.52.64.37.17.87.5%2Y 9M 4D3Y 3M 7D
ICICI Prudential Corporate Bond Fund Growth ₹31.8861
↑ 0.00 		₹29,6880.32.64.87.187.69%3Y 1M 13D5Y 4M 28D
Kotak Corporate Bond Fund Standard Growth ₹4,008.99
↑ 1.01 		₹15,0950.42.44.177.87.55%3Y 1M 6D5Y 5M 19D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Oct 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryBNP Paribas Corporate Bond FundFranklin India Corporate Debt FundNippon India Prime Debt FundICICI Prudential Corporate Bond FundKotak Corporate Bond Fund Standard
Point 1Bottom quartile AUM (₹275 Cr).Bottom quartile AUM (₹1,333 Cr).Lower mid AUM (₹9,051 Cr).Highest AUM (₹29,688 Cr).Upper mid AUM (₹15,095 Cr).
Point 2Established history (17+ yrs).Oldest track record among peers (29 yrs).Established history (26+ yrs).Established history (17+ yrs).Established history (19+ yrs).
Point 3Rating: 3★ (bottom quartile).Rating: 2★ (bottom quartile).Top rated.Rating: 4★ (upper mid).Rating: 4★ (lower mid).
Point 4Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Moderately Low.
Point 51Y return: 4.98% (upper mid).1Y return: 5.26% (top quartile).1Y return: 4.26% (bottom quartile).1Y return: 4.76% (lower mid).1Y return: 4.13% (bottom quartile).
Point 61M return: -0.12% (upper mid).1M return: 0.03% (top quartile).1M return: -0.20% (lower mid).1M return: -0.39% (bottom quartile).1M return: -0.20% (bottom quartile).
Point 7Sharpe: 0.21 (upper mid).Sharpe: 0.25 (top quartile).Sharpe: -0.12 (bottom quartile).Sharpe: 0.19 (lower mid).Sharpe: -0.17 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 7.25% (bottom quartile).Yield to maturity (debt): 7.48% (bottom quartile).Yield to maturity (debt): 7.50% (lower mid).Yield to maturity (debt): 7.69% (top quartile).Yield to maturity (debt): 7.55% (upper mid).
Point 10Modified duration: 2.02 yrs (upper mid).Modified duration: 1.63 yrs (top quartile).Modified duration: 2.76 yrs (lower mid).Modified duration: 3.12 yrs (bottom quartile).Modified duration: 3.10 yrs (bottom quartile).

BNP Paribas Corporate Bond Fund

  • Bottom quartile AUM (₹275 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 4.98% (upper mid).
  • 1M return: -0.12% (upper mid).
  • Sharpe: 0.21 (upper mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.25% (bottom quartile).
  • Modified duration: 2.02 yrs (upper mid).

Franklin India Corporate Debt Fund

  • Bottom quartile AUM (₹1,333 Cr).
  • Oldest track record among peers (29 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 5.26% (top quartile).
  • 1M return: 0.03% (top quartile).
  • Sharpe: 0.25 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.48% (bottom quartile).
  • Modified duration: 1.63 yrs (top quartile).

Nippon India Prime Debt Fund

  • Lower mid AUM (₹9,051 Cr).
  • Established history (26+ yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 1Y return: 4.26% (bottom quartile).
  • 1M return: -0.20% (lower mid).
  • Sharpe: -0.12 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.50% (lower mid).
  • Modified duration: 2.76 yrs (lower mid).

ICICI Prudential Corporate Bond Fund

  • Highest AUM (₹29,688 Cr).
  • Established history (17+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 4.76% (lower mid).
  • 1M return: -0.39% (bottom quartile).
  • Sharpe: 0.19 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.69% (top quartile).
  • Modified duration: 3.12 yrs (bottom quartile).

Kotak Corporate Bond Fund Standard

  • Upper mid AUM (₹15,095 Cr).
  • Established history (19+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 4.13% (bottom quartile).
  • 1M return: -0.20% (bottom quartile).
  • Sharpe: -0.17 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.55% (upper mid).
  • Modified duration: 3.10 yrs (bottom quartile).

Top 5 GILT Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2025 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Bandhan Government Securities Fund - Investment Plan Growth ₹37.5344
↑ 0.01 		₹1,850-0.64.46.67.83.77.54%11Y 4M 24D28Y 4M 6D
Axis Gilt Fund Growth ₹26.4384
↑ 0.00 		₹341-1.42.42.56.85.27.25%8Y 11M 23D22Y 7M 20D
UTI Gilt Fund Growth ₹65.2818
↑ 0.08 		₹420-0.71.33.66.45.16.15%3Y 6Y 10M 20D
DSP Government Securities Fund Growth ₹97.9305
↑ 0.02 		₹1,213-1.531.36.34.57.54%11Y 2M 26D29Y 11M 16D
SBI Magnum Gilt Fund Growth ₹68.1474
↑ 0.01 		₹8,215-0.42.42.56.24.57.38%6Y 1M 17D22Y 1M 6D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Oct 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryBandhan Government Securities Fund - Investment PlanAxis Gilt FundUTI Gilt FundDSP Government Securities FundSBI Magnum Gilt Fund
Point 1Upper mid AUM (₹1,850 Cr).Bottom quartile AUM (₹341 Cr).Bottom quartile AUM (₹420 Cr).Lower mid AUM (₹1,213 Cr).Highest AUM (₹8,215 Cr).
Point 2Established history (17+ yrs).Established history (14+ yrs).Established history (24+ yrs).Oldest track record among peers (27 yrs).Established history (25+ yrs).
Point 3Rating: 3★ (lower mid).Rating: 1★ (bottom quartile).Top rated.Rating: 3★ (bottom quartile).Rating: 4★ (upper mid).
Point 4Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.
Point 51Y return: 6.61% (top quartile).1Y return: 2.47% (bottom quartile).1Y return: 3.62% (upper mid).1Y return: 1.28% (bottom quartile).1Y return: 2.54% (lower mid).
Point 61M return: 0.22% (top quartile).1M return: -0.65% (bottom quartile).1M return: -0.52% (lower mid).1M return: -0.74% (bottom quartile).1M return: -0.17% (upper mid).
Point 7Sharpe: 0.66 (top quartile).Sharpe: 0.01 (lower mid).Sharpe: 0.26 (upper mid).Sharpe: -0.13 (bottom quartile).Sharpe: -0.20 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 7.54% (top quartile).Yield to maturity (debt): 7.25% (bottom quartile).Yield to maturity (debt): 6.15% (bottom quartile).Yield to maturity (debt): 7.54% (upper mid).Yield to maturity (debt): 7.38% (lower mid).
Point 10Modified duration: 11.40 yrs (bottom quartile).Modified duration: 8.98 yrs (lower mid).Modified duration: 3.00 yrs (top quartile).Modified duration: 11.24 yrs (bottom quartile).Modified duration: 6.13 yrs (upper mid).

Bandhan Government Securities Fund - Investment Plan

  • Upper mid AUM (₹1,850 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 6.61% (top quartile).
  • 1M return: 0.22% (top quartile).
  • Sharpe: 0.66 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.54% (top quartile).
  • Modified duration: 11.40 yrs (bottom quartile).

Axis Gilt Fund

  • Bottom quartile AUM (₹341 Cr).
  • Established history (14+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 2.47% (bottom quartile).
  • 1M return: -0.65% (bottom quartile).
  • Sharpe: 0.01 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.25% (bottom quartile).
  • Modified duration: 8.98 yrs (lower mid).

UTI Gilt Fund

  • Bottom quartile AUM (₹420 Cr).
  • Established history (24+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 3.62% (upper mid).
  • 1M return: -0.52% (lower mid).
  • Sharpe: 0.26 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.15% (bottom quartile).
  • Modified duration: 3.00 yrs (top quartile).

DSP Government Securities Fund

  • Lower mid AUM (₹1,213 Cr).
  • Oldest track record among peers (27 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 1.28% (bottom quartile).
  • 1M return: -0.74% (bottom quartile).
  • Sharpe: -0.13 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.54% (upper mid).
  • Modified duration: 11.24 yrs (bottom quartile).

SBI Magnum Gilt Fund

  • Highest AUM (₹8,215 Cr).
  • Established history (25+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 2.54% (lower mid).
  • 1M return: -0.17% (upper mid).
  • Sharpe: -0.20 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.38% (lower mid).
  • Modified duration: 6.13 yrs (upper mid).

Best Hybrid Funds 2026 - 2027

Below are the top ranked funds from difference categories like. Aggresive, Conservative, Arbitrage, Dynamic Allocation, Multi Asset, Equity Savings and solution oriented Hybrid schemes.

Top 5 Balanced Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Sundaram Equity Hybrid Fund Growth ₹135.137
↑ 0.78 		₹1,9540.510.527.11614.2
BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹42.54
↑ 0.17 		₹2,0512.412.411.715.412.5-0.9
IDBI Hybrid Equity Fund Growth ₹17.1253
↓ -0.01 		₹1797.89.812.114.47.1
Baroda Pioneer Hybrid Equity Fund Growth ₹81.2894
↑ 0.36 		₹389-3.5-0.814.814.311.2
UTI Multi Asset Fund Growth ₹75.8525
↑ 1.03 		₹7,063-2.7-0.7-0.913.511.411.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21

Research Highlights & Commentary of 5 Funds showcased

CommentarySundaram Equity Hybrid FundBOI AXA Mid and Small Cap Equity and Debt FundIDBI Hybrid Equity FundBaroda Pioneer Hybrid Equity FundUTI Multi Asset Fund
Point 1Lower mid AUM (₹1,954 Cr).Upper mid AUM (₹2,051 Cr).Bottom quartile AUM (₹179 Cr).Bottom quartile AUM (₹389 Cr).Highest AUM (₹7,063 Cr).
Point 2Oldest track record among peers (26 yrs).Established history (10+ yrs).Established history (9+ yrs).Established history (23+ yrs).Established history (17+ yrs).
Point 3Rating: 2★ (upper mid).Not Rated.Not Rated.Top rated.Rating: 1★ (lower mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 14.20% (top quartile).5Y return: 12.54% (upper mid).5Y return: 7.09% (bottom quartile).5Y return: 11.17% (bottom quartile).5Y return: 11.36% (lower mid).
Point 63Y return: 16.03% (top quartile).3Y return: 15.43% (upper mid).3Y return: 14.43% (lower mid).3Y return: 14.26% (bottom quartile).3Y return: 13.48% (bottom quartile).
Point 71Y return: 27.10% (top quartile).1Y return: 11.65% (bottom quartile).1Y return: 12.06% (lower mid).1Y return: 14.82% (upper mid).1Y return: -0.85% (bottom quartile).
Point 81M return: 1.80% (upper mid).1M return: -1.98% (lower mid).1M return: 2.10% (top quartile).1M return: -2.79% (bottom quartile).1M return: -3.22% (bottom quartile).
Point 9Alpha: 5.81 (upper mid).Alpha: 0.00 (lower mid).Alpha: -0.26 (bottom quartile).Alpha: 6.53 (top quartile).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: 2.64 (top quartile).Sharpe: 0.71 (bottom quartile).Sharpe: 1.03 (lower mid).Sharpe: 2.59 (upper mid).Sharpe: 0.30 (bottom quartile).

Sundaram Equity Hybrid Fund

  • Lower mid AUM (₹1,954 Cr).
  • Oldest track record among peers (26 yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.20% (top quartile).
  • 3Y return: 16.03% (top quartile).
  • 1Y return: 27.10% (top quartile).
  • 1M return: 1.80% (upper mid).
  • Alpha: 5.81 (upper mid).
  • Sharpe: 2.64 (top quartile).

BOI AXA Mid and Small Cap Equity and Debt Fund

  • Upper mid AUM (₹2,051 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 12.54% (upper mid).
  • 3Y return: 15.43% (upper mid).
  • 1Y return: 11.65% (bottom quartile).
  • 1M return: -1.98% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.71 (bottom quartile).

IDBI Hybrid Equity Fund

  • Bottom quartile AUM (₹179 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 7.09% (bottom quartile).
  • 3Y return: 14.43% (lower mid).
  • 1Y return: 12.06% (lower mid).
  • 1M return: 2.10% (top quartile).
  • Alpha: -0.26 (bottom quartile).
  • Sharpe: 1.03 (lower mid).

Baroda Pioneer Hybrid Equity Fund

  • Bottom quartile AUM (₹389 Cr).
  • Established history (23+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 11.17% (bottom quartile).
  • 3Y return: 14.26% (bottom quartile).
  • 1Y return: 14.82% (upper mid).
  • 1M return: -2.79% (bottom quartile).
  • Alpha: 6.53 (top quartile).
  • Sharpe: 2.59 (upper mid).

UTI Multi Asset Fund

  • Highest AUM (₹7,063 Cr).
  • Established history (17+ yrs).
  • Rating: 1★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 11.36% (lower mid).
  • 3Y return: 13.48% (bottom quartile).
  • 1Y return: -0.85% (bottom quartile).
  • 1M return: -3.22% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.30 (bottom quartile).

Top 5 Aggressive Hybrid Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Sundaram Equity Hybrid Fund Growth ₹135.137
↑ 0.78 		₹1,9540.510.527.11614.2
BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹42.54
↑ 0.17 		₹2,0512.412.411.715.412.5-0.9
IDBI Hybrid Equity Fund Growth ₹17.1253
↓ -0.01 		₹1797.89.812.114.47.1
Baroda Pioneer Hybrid Equity Fund Growth ₹81.2894
↑ 0.36 		₹389-3.5-0.814.814.311.2
Bandhan Hybrid Equity Fund Growth ₹26.988
↑ 0.20 		₹2,410-1.64.3212.39.17.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21

Research Highlights & Commentary of 5 Funds showcased

CommentarySundaram Equity Hybrid FundBOI AXA Mid and Small Cap Equity and Debt FundIDBI Hybrid Equity FundBaroda Pioneer Hybrid Equity FundBandhan Hybrid Equity Fund
Point 1Lower mid AUM (₹1,954 Cr).Upper mid AUM (₹2,051 Cr).Bottom quartile AUM (₹179 Cr).Bottom quartile AUM (₹389 Cr).Highest AUM (₹2,410 Cr).
Point 2Oldest track record among peers (26 yrs).Established history (10+ yrs).Established history (9+ yrs).Established history (23+ yrs).Established history (9+ yrs).
Point 3Rating: 2★ (upper mid).Not Rated.Not Rated.Top rated.Not Rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 14.20% (top quartile).5Y return: 12.54% (upper mid).5Y return: 7.09% (bottom quartile).5Y return: 11.17% (lower mid).5Y return: 9.11% (bottom quartile).
Point 63Y return: 16.03% (top quartile).3Y return: 15.43% (upper mid).3Y return: 14.43% (lower mid).3Y return: 14.26% (bottom quartile).3Y return: 12.28% (bottom quartile).
Point 71Y return: 27.10% (top quartile).1Y return: 11.65% (bottom quartile).1Y return: 12.06% (lower mid).1Y return: 14.82% (upper mid).1Y return: 2.00% (bottom quartile).
Point 81M return: 1.80% (upper mid).1M return: -1.98% (lower mid).1M return: 2.10% (top quartile).1M return: -2.79% (bottom quartile).1M return: -3.14% (bottom quartile).
Point 9Alpha: 5.81 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: -0.26 (bottom quartile).Alpha: 6.53 (top quartile).Alpha: 6.08 (upper mid).
Point 10Sharpe: 2.64 (top quartile).Sharpe: 0.71 (bottom quartile).Sharpe: 1.03 (lower mid).Sharpe: 2.59 (upper mid).Sharpe: 0.40 (bottom quartile).

Sundaram Equity Hybrid Fund

  • Lower mid AUM (₹1,954 Cr).
  • Oldest track record among peers (26 yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.20% (top quartile).
  • 3Y return: 16.03% (top quartile).
  • 1Y return: 27.10% (top quartile).
  • 1M return: 1.80% (upper mid).
  • Alpha: 5.81 (lower mid).
  • Sharpe: 2.64 (top quartile).

BOI AXA Mid and Small Cap Equity and Debt Fund

  • Upper mid AUM (₹2,051 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 12.54% (upper mid).
  • 3Y return: 15.43% (upper mid).
  • 1Y return: 11.65% (bottom quartile).
  • 1M return: -1.98% (lower mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.71 (bottom quartile).

IDBI Hybrid Equity Fund

  • Bottom quartile AUM (₹179 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 7.09% (bottom quartile).
  • 3Y return: 14.43% (lower mid).
  • 1Y return: 12.06% (lower mid).
  • 1M return: 2.10% (top quartile).
  • Alpha: -0.26 (bottom quartile).
  • Sharpe: 1.03 (lower mid).

Baroda Pioneer Hybrid Equity Fund

  • Bottom quartile AUM (₹389 Cr).
  • Established history (23+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 11.17% (lower mid).
  • 3Y return: 14.26% (bottom quartile).
  • 1Y return: 14.82% (upper mid).
  • 1M return: -2.79% (bottom quartile).
  • Alpha: 6.53 (top quartile).
  • Sharpe: 2.59 (upper mid).

Bandhan Hybrid Equity Fund

  • Highest AUM (₹2,410 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 9.11% (bottom quartile).
  • 3Y return: 12.28% (bottom quartile).
  • 1Y return: 2.00% (bottom quartile).
  • 1M return: -3.14% (bottom quartile).
  • Alpha: 6.08 (upper mid).
  • Sharpe: 0.40 (bottom quartile).

Top 5 Conservative Hybrid Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Sundaram Equity Hybrid Fund Growth ₹135.137
↑ 0.78 		₹1,9540.510.527.11614.2
BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹42.54
↑ 0.17 		₹2,0512.412.411.715.412.5-0.9
IDBI Hybrid Equity Fund Growth ₹17.1253
↓ -0.01 		₹1797.89.812.114.47.1
Baroda Pioneer Hybrid Equity Fund Growth ₹81.2894
↑ 0.36 		₹389-3.5-0.814.814.311.2
UTI Multi Asset Fund Growth ₹75.8525
↑ 1.03 		₹7,063-2.7-0.7-0.913.511.411.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21

Research Highlights & Commentary of 5 Funds showcased

CommentarySundaram Equity Hybrid FundBOI AXA Mid and Small Cap Equity and Debt FundIDBI Hybrid Equity FundBaroda Pioneer Hybrid Equity FundUTI Multi Asset Fund
Point 1Lower mid AUM (₹1,954 Cr).Upper mid AUM (₹2,051 Cr).Bottom quartile AUM (₹179 Cr).Bottom quartile AUM (₹389 Cr).Highest AUM (₹7,063 Cr).
Point 2Oldest track record among peers (26 yrs).Established history (10+ yrs).Established history (9+ yrs).Established history (23+ yrs).Established history (17+ yrs).
Point 3Rating: 2★ (upper mid).Not Rated.Not Rated.Top rated.Rating: 1★ (lower mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 14.20% (top quartile).5Y return: 12.54% (upper mid).5Y return: 7.09% (bottom quartile).5Y return: 11.17% (bottom quartile).5Y return: 11.36% (lower mid).
Point 63Y return: 16.03% (top quartile).3Y return: 15.43% (upper mid).3Y return: 14.43% (lower mid).3Y return: 14.26% (bottom quartile).3Y return: 13.48% (bottom quartile).
Point 71Y return: 27.10% (top quartile).1Y return: 11.65% (bottom quartile).1Y return: 12.06% (lower mid).1Y return: 14.82% (upper mid).1Y return: -0.85% (bottom quartile).
Point 81M return: 1.80% (upper mid).1M return: -1.98% (lower mid).1M return: 2.10% (top quartile).1M return: -2.79% (bottom quartile).1M return: -3.22% (bottom quartile).
Point 9Alpha: 5.81 (upper mid).Alpha: 0.00 (lower mid).Alpha: -0.26 (bottom quartile).Alpha: 6.53 (top quartile).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: 2.64 (top quartile).Sharpe: 0.71 (bottom quartile).Sharpe: 1.03 (lower mid).Sharpe: 2.59 (upper mid).Sharpe: 0.30 (bottom quartile).

Sundaram Equity Hybrid Fund

  • Lower mid AUM (₹1,954 Cr).
  • Oldest track record among peers (26 yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.20% (top quartile).
  • 3Y return: 16.03% (top quartile).
  • 1Y return: 27.10% (top quartile).
  • 1M return: 1.80% (upper mid).
  • Alpha: 5.81 (upper mid).
  • Sharpe: 2.64 (top quartile).

BOI AXA Mid and Small Cap Equity and Debt Fund

  • Upper mid AUM (₹2,051 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 12.54% (upper mid).
  • 3Y return: 15.43% (upper mid).
  • 1Y return: 11.65% (bottom quartile).
  • 1M return: -1.98% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.71 (bottom quartile).

IDBI Hybrid Equity Fund

  • Bottom quartile AUM (₹179 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 7.09% (bottom quartile).
  • 3Y return: 14.43% (lower mid).
  • 1Y return: 12.06% (lower mid).
  • 1M return: 2.10% (top quartile).
  • Alpha: -0.26 (bottom quartile).
  • Sharpe: 1.03 (lower mid).

Baroda Pioneer Hybrid Equity Fund

  • Bottom quartile AUM (₹389 Cr).
  • Established history (23+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 11.17% (bottom quartile).
  • 3Y return: 14.26% (bottom quartile).
  • 1Y return: 14.82% (upper mid).
  • 1M return: -2.79% (bottom quartile).
  • Alpha: 6.53 (top quartile).
  • Sharpe: 2.59 (upper mid).

UTI Multi Asset Fund

  • Highest AUM (₹7,063 Cr).
  • Established history (17+ yrs).
  • Rating: 1★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 11.36% (lower mid).
  • 3Y return: 13.48% (bottom quartile).
  • 1Y return: -0.85% (bottom quartile).
  • 1M return: -3.22% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.30 (bottom quartile).

Top 5 Arbitrage Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Kotak Equity Arbitrage Fund Growth ₹40.3248
↓ 0.00 		₹75,7121.42.96.16.86.36.4
UTI Arbitrage Fund Growth ₹37.7089
↑ 0.01 		₹11,1321.42.96.16.76.26.5
Invesco India Arbitrage Fund Growth ₹34.3606
↓ 0.00 		₹30,6181.436.16.76.46.5
ICICI Prudential Equity Arbitrage Fund Growth ₹36.9173
↓ 0.00 		₹34,8501.42.96.16.76.26.5
HDFC Arbitrage Fund Growth ₹32.962
↓ 0.00 		₹25,5091.42.966.76.16.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Oct 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryKotak Equity Arbitrage FundUTI Arbitrage FundInvesco India Arbitrage FundICICI Prudential Equity Arbitrage FundHDFC Arbitrage Fund
Point 1Highest AUM (₹75,712 Cr).Bottom quartile AUM (₹11,132 Cr).Lower mid AUM (₹30,618 Cr).Upper mid AUM (₹34,850 Cr).Bottom quartile AUM (₹25,509 Cr).
Point 2Oldest track record among peers (21 yrs).Established history (20+ yrs).Established history (19+ yrs).Established history (19+ yrs).Established history (18+ yrs).
Point 3Top rated.Rating: 3★ (lower mid).Rating: 3★ (bottom quartile).Rating: 4★ (upper mid).Rating: 3★ (bottom quartile).
Point 4Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderately Low.
Point 55Y return: 6.32% (upper mid).5Y return: 6.16% (bottom quartile).5Y return: 6.38% (top quartile).5Y return: 6.16% (lower mid).5Y return: 6.13% (bottom quartile).
Point 63Y return: 6.79% (top quartile).3Y return: 6.74% (upper mid).3Y return: 6.72% (lower mid).3Y return: 6.68% (bottom quartile).3Y return: 6.68% (bottom quartile).
Point 71Y return: 6.09% (upper mid).1Y return: 6.06% (bottom quartile).1Y return: 6.15% (top quartile).1Y return: 6.09% (lower mid).1Y return: 6.05% (bottom quartile).
Point 81M return: 0.43% (bottom quartile).1M return: 0.50% (upper mid).1M return: 0.50% (top quartile).1M return: 0.47% (bottom quartile).1M return: 0.50% (lower mid).
Point 9Alpha: 0.00 (top quartile).Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: 0.69 (upper mid).Sharpe: 0.60 (bottom quartile).Sharpe: 0.80 (top quartile).Sharpe: 0.43 (bottom quartile).Sharpe: 0.65 (lower mid).

Kotak Equity Arbitrage Fund

  • Highest AUM (₹75,712 Cr).
  • Oldest track record among peers (21 yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 5Y return: 6.32% (upper mid).
  • 3Y return: 6.79% (top quartile).
  • 1Y return: 6.09% (upper mid).
  • 1M return: 0.43% (bottom quartile).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 0.69 (upper mid).

UTI Arbitrage Fund

  • Bottom quartile AUM (₹11,132 Cr).
  • Established history (20+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately Low.
  • 5Y return: 6.16% (bottom quartile).
  • 3Y return: 6.74% (upper mid).
  • 1Y return: 6.06% (bottom quartile).
  • 1M return: 0.50% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.60 (bottom quartile).

Invesco India Arbitrage Fund

  • Lower mid AUM (₹30,618 Cr).
  • Established history (19+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 5Y return: 6.38% (top quartile).
  • 3Y return: 6.72% (lower mid).
  • 1Y return: 6.15% (top quartile).
  • 1M return: 0.50% (top quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.80 (top quartile).

ICICI Prudential Equity Arbitrage Fund

  • Upper mid AUM (₹34,850 Cr).
  • Established history (19+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderate.
  • 5Y return: 6.16% (lower mid).
  • 3Y return: 6.68% (bottom quartile).
  • 1Y return: 6.09% (lower mid).
  • 1M return: 0.47% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.43 (bottom quartile).

HDFC Arbitrage Fund

  • Bottom quartile AUM (₹25,509 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 5Y return: 6.13% (bottom quartile).
  • 3Y return: 6.68% (bottom quartile).
  • 1Y return: 6.05% (bottom quartile).
  • 1M return: 0.50% (lower mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.65 (lower mid).

Top 5 Dynamic Allocation Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Franklin India Multi - Asset Solution Fund Growth ₹22.5034
↑ 0.00 		₹1431.235.612.69.914.1
Aditya Birla Sun Life Balanced Advantage Fund Growth ₹109.93
↑ 0.94 		₹10,125-1.232.7108.310.1
ICICI Prudential Balanced Advantage Fund Growth ₹75.75
↑ 0.60 		₹75,399-2.30.50.29.69.112.2
Axis Dynamic Equity Fund Growth ₹20.8
↑ 0.15 		₹3,859-2.80.1-1.29.67.67
Edelweiss Balanced Advantage Fund Growth ₹51.57
↑ 0.43 		₹13,445-1.21.30.48.87.37
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Oct 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryFranklin India Multi - Asset Solution FundAditya Birla Sun Life Balanced Advantage FundICICI Prudential Balanced Advantage FundAxis Dynamic Equity FundEdelweiss Balanced Advantage Fund
Point 1Bottom quartile AUM (₹143 Cr).Lower mid AUM (₹10,125 Cr).Highest AUM (₹75,399 Cr).Bottom quartile AUM (₹3,859 Cr).Upper mid AUM (₹13,445 Cr).
Point 2Established history (11+ yrs).Oldest track record among peers (26 yrs).Established history (19+ yrs).Established history (9+ yrs).Established history (17+ yrs).
Point 3Not Rated.Top rated.Rating: 3★ (upper mid).Not Rated.Rating: 2★ (lower mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 9.86% (top quartile).5Y return: 8.32% (lower mid).5Y return: 9.13% (upper mid).5Y return: 7.57% (bottom quartile).5Y return: 7.33% (bottom quartile).
Point 63Y return: 12.62% (top quartile).3Y return: 9.98% (upper mid).3Y return: 9.62% (lower mid).3Y return: 9.55% (bottom quartile).3Y return: 8.83% (bottom quartile).
Point 71Y return: 5.60% (top quartile).1Y return: 2.68% (upper mid).1Y return: 0.21% (bottom quartile).1Y return: -1.19% (bottom quartile).1Y return: 0.43% (lower mid).
Point 81M return: 0.25% (top quartile).1M return: -2.73% (lower mid).1M return: -3.15% (bottom quartile).1M return: -2.21% (upper mid).1M return: -2.94% (bottom quartile).
Point 9Alpha: 0.00 (top quartile).Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: 0.56 (top quartile).Sharpe: 0.35 (upper mid).Sharpe: 0.27 (bottom quartile).Sharpe: -0.14 (bottom quartile).Sharpe: 0.28 (lower mid).

Franklin India Multi - Asset Solution Fund

  • Bottom quartile AUM (₹143 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 9.86% (top quartile).
  • 3Y return: 12.62% (top quartile).
  • 1Y return: 5.60% (top quartile).
  • 1M return: 0.25% (top quartile).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 0.56 (top quartile).

Aditya Birla Sun Life Balanced Advantage Fund

  • Lower mid AUM (₹10,125 Cr).
  • Oldest track record among peers (26 yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 8.32% (lower mid).
  • 3Y return: 9.98% (upper mid).
  • 1Y return: 2.68% (upper mid).
  • 1M return: -2.73% (lower mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.35 (upper mid).

ICICI Prudential Balanced Advantage Fund

  • Highest AUM (₹75,399 Cr).
  • Established history (19+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 9.13% (upper mid).
  • 3Y return: 9.62% (lower mid).
  • 1Y return: 0.21% (bottom quartile).
  • 1M return: -3.15% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.27 (bottom quartile).

Axis Dynamic Equity Fund

  • Bottom quartile AUM (₹3,859 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 7.57% (bottom quartile).
  • 3Y return: 9.55% (bottom quartile).
  • 1Y return: -1.19% (bottom quartile).
  • 1M return: -2.21% (upper mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.14 (bottom quartile).

Edelweiss Balanced Advantage Fund

  • Upper mid AUM (₹13,445 Cr).
  • Established history (17+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 7.33% (bottom quartile).
  • 3Y return: 8.83% (bottom quartile).
  • 1Y return: 0.43% (lower mid).
  • 1M return: -2.94% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.28 (lower mid).

Top 5 Multi Asset Allocation Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
UTI Multi Asset Fund Growth ₹75.8525
↑ 1.03 		₹7,063-2.7-0.7-0.913.511.411.1
SBI Multi Asset Allocation Fund Growth ₹64.6136
↓ -0.71 		₹20,935-2.1-0.64.31311.518.6
ICICI Prudential Multi-Asset Fund Growth ₹770.873
↓ -9.87 		₹87,833-4-3.3-212.313.318.6
Axis Triple Advantage Fund Growth ₹43.6988
↑ 0.40 		₹2,611-1.61.82.812.1715.3
Edelweiss Multi Asset Allocation Fund Growth ₹62.76
↑ 0.54 		₹3,998-2.21.2-2.110.610.46
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Oct 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryUTI Multi Asset FundSBI Multi Asset Allocation FundICICI Prudential Multi-Asset FundAxis Triple Advantage FundEdelweiss Multi Asset Allocation Fund
Point 1Lower mid AUM (₹7,063 Cr).Upper mid AUM (₹20,935 Cr).Highest AUM (₹87,833 Cr).Bottom quartile AUM (₹2,611 Cr).Bottom quartile AUM (₹3,998 Cr).
Point 2Established history (17+ yrs).Established history (20+ yrs).Oldest track record among peers (23 yrs).Established history (16+ yrs).Established history (17+ yrs).
Point 3Rating: 1★ (bottom quartile).Top rated.Rating: 2★ (upper mid).Rating: 2★ (lower mid).Rating: 1★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderate.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 11.36% (lower mid).5Y return: 11.53% (upper mid).5Y return: 13.26% (top quartile).5Y return: 7.01% (bottom quartile).5Y return: 10.43% (bottom quartile).
Point 63Y return: 13.48% (top quartile).3Y return: 12.99% (upper mid).3Y return: 12.29% (lower mid).3Y return: 12.08% (bottom quartile).3Y return: 10.60% (bottom quartile).
Point 71Y return: -0.85% (lower mid).1Y return: 4.27% (top quartile).1Y return: -2.02% (bottom quartile).1Y return: 2.81% (upper mid).1Y return: -2.06% (bottom quartile).
Point 81M return: -3.22% (upper mid).1M return: -3.62% (bottom quartile).1M return: -4.76% (bottom quartile).1M return: -3.13% (top quartile).1M return: -3.33% (lower mid).
Point 9Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).Alpha: 1.21 (top quartile).
Point 10Sharpe: 0.30 (lower mid).Sharpe: 0.80 (top quartile).Sharpe: 0.28 (bottom quartile).Sharpe: 0.71 (upper mid).Sharpe: 0.05 (bottom quartile).

UTI Multi Asset Fund

  • Lower mid AUM (₹7,063 Cr).
  • Established history (17+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 11.36% (lower mid).
  • 3Y return: 13.48% (top quartile).
  • 1Y return: -0.85% (lower mid).
  • 1M return: -3.22% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.30 (lower mid).

SBI Multi Asset Allocation Fund

  • Upper mid AUM (₹20,935 Cr).
  • Established history (20+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 5Y return: 11.53% (upper mid).
  • 3Y return: 12.99% (upper mid).
  • 1Y return: 4.27% (top quartile).
  • 1M return: -3.62% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.80 (top quartile).

ICICI Prudential Multi-Asset Fund

  • Highest AUM (₹87,833 Cr).
  • Oldest track record among peers (23 yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 13.26% (top quartile).
  • 3Y return: 12.29% (lower mid).
  • 1Y return: -2.02% (bottom quartile).
  • 1M return: -4.76% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.28 (bottom quartile).

Axis Triple Advantage Fund

  • Bottom quartile AUM (₹2,611 Cr).
  • Established history (16+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 7.01% (bottom quartile).
  • 3Y return: 12.08% (bottom quartile).
  • 1Y return: 2.81% (upper mid).
  • 1M return: -3.13% (top quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.71 (upper mid).

Edelweiss Multi Asset Allocation Fund

  • Bottom quartile AUM (₹3,998 Cr).
  • Established history (17+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 10.43% (bottom quartile).
  • 3Y return: 10.60% (bottom quartile).
  • 1Y return: -2.06% (bottom quartile).
  • 1M return: -3.33% (lower mid).
  • Alpha: 1.21 (top quartile).
  • Sharpe: 0.05 (bottom quartile).

Top 5 Equity Savings Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Edelweiss Equity Savings Fund Growth ₹27.1786
↑ 0.09 		₹1,6601.155.79.98.18
Tata Equity Savings Fund Growth ₹56.3583
↑ 0.03 		₹285-0.11.86.99.88
Kotak Equity Savings Fund Growth ₹27.1502
↑ 0.10 		₹10,684-0.62.21.28.58.47.9
Axis Equity Saver Fund Growth ₹22.75
↑ 0.05 		₹889-0.72.61.77.665.4
DSP Equity Savings Fund Growth ₹22.002
↑ 0.06 		₹3,464-1.40.30.37.46.36.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Oct 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryEdelweiss Equity Savings FundTata Equity Savings FundKotak Equity Savings FundAxis Equity Saver FundDSP Equity Savings Fund
Point 1Lower mid AUM (₹1,660 Cr).Bottom quartile AUM (₹285 Cr).Highest AUM (₹10,684 Cr).Bottom quartile AUM (₹889 Cr).Upper mid AUM (₹3,464 Cr).
Point 2Established history (12+ yrs).Oldest track record among peers (29 yrs).Established history (12+ yrs).Established history (11+ yrs).Established history (10+ yrs).
Point 3Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 8.09% (upper mid).5Y return: 8.02% (lower mid).5Y return: 8.44% (top quartile).5Y return: 5.98% (bottom quartile).5Y return: 6.27% (bottom quartile).
Point 63Y return: 9.93% (top quartile).3Y return: 9.85% (upper mid).3Y return: 8.55% (lower mid).3Y return: 7.62% (bottom quartile).3Y return: 7.37% (bottom quartile).
Point 71Y return: 5.72% (upper mid).1Y return: 6.88% (top quartile).1Y return: 1.24% (bottom quartile).1Y return: 1.65% (lower mid).1Y return: 0.33% (bottom quartile).
Point 81M return: -0.81% (lower mid).1M return: 0.34% (top quartile).1M return: -1.17% (bottom quartile).1M return: -1.77% (bottom quartile).1M return: -0.26% (upper mid).
Point 9Alpha: 0.00 (top quartile).Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: 0.49 (top quartile).Sharpe: 0.00 (lower mid).Sharpe: 0.04 (upper mid).Sharpe: -0.03 (bottom quartile).Sharpe: -0.85 (bottom quartile).

Edelweiss Equity Savings Fund

  • Lower mid AUM (₹1,660 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 8.09% (upper mid).
  • 3Y return: 9.93% (top quartile).
  • 1Y return: 5.72% (upper mid).
  • 1M return: -0.81% (lower mid).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 0.49 (top quartile).

Tata Equity Savings Fund

  • Bottom quartile AUM (₹285 Cr).
  • Oldest track record among peers (29 yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 8.02% (lower mid).
  • 3Y return: 9.85% (upper mid).
  • 1Y return: 6.88% (top quartile).
  • 1M return: 0.34% (top quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.00 (lower mid).

Kotak Equity Savings Fund

  • Highest AUM (₹10,684 Cr).
  • Established history (12+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 8.44% (top quartile).
  • 3Y return: 8.55% (lower mid).
  • 1Y return: 1.24% (bottom quartile).
  • 1M return: -1.17% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.04 (upper mid).

Axis Equity Saver Fund

  • Bottom quartile AUM (₹889 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 5.98% (bottom quartile).
  • 3Y return: 7.62% (bottom quartile).
  • 1Y return: 1.65% (lower mid).
  • 1M return: -1.77% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.03 (bottom quartile).

DSP Equity Savings Fund

  • Upper mid AUM (₹3,464 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 6.27% (bottom quartile).
  • 3Y return: 7.37% (bottom quartile).
  • 1Y return: 0.33% (bottom quartile).
  • 1M return: -0.26% (upper mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.85 (bottom quartile).

Top 5 Solution Oriented Schemes

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
ICICI Prudential Child Care Plan (Gift) Growth ₹312.09
↑ 1.72 		₹1,436-4.6-0.4-5.111108.3
SBI Magnum Children's Benefit Plan Growth ₹119.411
↑ 0.12 		₹1491.17.38.610.99.93.2
HDFC Retirement Savings Fund - Equity Plan Growth ₹46.365
↑ 0.51 		₹6,998-4.1-2.4-8.87.59.55.2
Tata Retirement Savings Fund-Moderate Growth ₹64.7288
↑ 0.50 		₹2,251-3.25.90.69.97.71
Tata Retirement Savings Fund - Progressive Growth ₹65.2067
↑ 0.59 		₹2,255-3.76.60.410.37.6-1.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Oct 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryICICI Prudential Child Care Plan (Gift)SBI Magnum Children's Benefit PlanHDFC Retirement Savings Fund - Equity Plan Tata Retirement Savings Fund-ModerateTata Retirement Savings Fund - Progressive
Point 1Bottom quartile AUM (₹1,436 Cr).Bottom quartile AUM (₹149 Cr).Highest AUM (₹6,998 Cr).Lower mid AUM (₹2,251 Cr).Upper mid AUM (₹2,255 Cr).
Point 2Oldest track record among peers (25 yrs).Established history (24+ yrs).Established history (10+ yrs).Established history (14+ yrs).Established history (14+ yrs).
Point 3Rating: 2★ (bottom quartile).Top rated.Not Rated.Rating: 5★ (upper mid).Rating: 5★ (lower mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 9.97% (top quartile).5Y return: 9.86% (upper mid).5Y return: 9.51% (lower mid).5Y return: 7.70% (bottom quartile).5Y return: 7.62% (bottom quartile).
Point 63Y return: 10.99% (top quartile).3Y return: 10.95% (upper mid).3Y return: 7.49% (bottom quartile).3Y return: 9.86% (bottom quartile).3Y return: 10.34% (lower mid).
Point 71Y return: -5.11% (bottom quartile).1Y return: 8.62% (top quartile).1Y return: -8.76% (bottom quartile).1Y return: 0.61% (upper mid).1Y return: 0.43% (lower mid).
Point 81M return: -3.59% (lower mid).1M return: -0.74% (top quartile).1M return: -3.02% (upper mid).1M return: -5.38% (bottom quartile).1M return: -5.99% (bottom quartile).
Point 9Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: -6.38 (bottom quartile).Alpha: 0.00 (bottom quartile).Alpha: 5.12 (top quartile).
Point 10Sharpe: -0.13 (bottom quartile).Sharpe: 0.73 (top quartile).Sharpe: -0.35 (bottom quartile).Sharpe: 0.33 (lower mid).Sharpe: 0.34 (upper mid).

ICICI Prudential Child Care Plan (Gift)

  • Bottom quartile AUM (₹1,436 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 9.97% (top quartile).
  • 3Y return: 10.99% (top quartile).
  • 1Y return: -5.11% (bottom quartile).
  • 1M return: -3.59% (lower mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.13 (bottom quartile).

SBI Magnum Children's Benefit Plan

  • Bottom quartile AUM (₹149 Cr).
  • Established history (24+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 9.86% (upper mid).
  • 3Y return: 10.95% (upper mid).
  • 1Y return: 8.62% (top quartile).
  • 1M return: -0.74% (top quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.73 (top quartile).

HDFC Retirement Savings Fund - Equity Plan

  • Highest AUM (₹6,998 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 9.51% (lower mid).
  • 3Y return: 7.49% (bottom quartile).
  • 1Y return: -8.76% (bottom quartile).
  • 1M return: -3.02% (upper mid).
  • Alpha: -6.38 (bottom quartile).
  • Sharpe: -0.35 (bottom quartile).

Tata Retirement Savings Fund-Moderate

  • Lower mid AUM (₹2,251 Cr).
  • Established history (14+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 7.70% (bottom quartile).
  • 3Y return: 9.86% (bottom quartile).
  • 1Y return: 0.61% (upper mid).
  • 1M return: -5.38% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.33 (lower mid).

Tata Retirement Savings Fund - Progressive

  • Upper mid AUM (₹2,255 Cr).
  • Established history (14+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 7.62% (bottom quartile).
  • 3Y return: 10.34% (lower mid).
  • 1Y return: 0.43% (lower mid).
  • 1M return: -5.99% (bottom quartile).
  • Alpha: 5.12 (top quartile).
  • Sharpe: 0.34 (upper mid).

Top 5 Gold Funds 2026 - 2027

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
SBI Gold Fund Growth ₹43.206
↑ 0.63 		₹17,6473.6-0.520.535.724.671.5
ICICI Prudential Regular Gold Savings Fund Growth ₹45.7187
↑ 0.73 		₹7,1493.5-0.521.135.524.472
HDFC Gold Fund Growth ₹44.0289
↑ 0.62 		₹12,3593.6-0.620.135.424.471.3
Nippon India Gold Savings Fund Growth ₹56.4297
↑ 0.83 		₹7,6023.6-0.520.635.424.371.2
Kotak Gold Fund Growth ₹56.6873
↑ 0.82 		₹7,1953.6-0.420.635.324.170.4
Aditya Birla Sun Life Gold Fund Growth ₹42.8021
↑ 0.57 		₹1,8433.4-0.819.935.224.372
Axis Gold Fund Growth ₹42.8919
↑ 0.69 		₹3,1913.3-0.420.43524.469.8
IDBI Gold Fund Growth ₹38.0817
↑ 0.43 		₹8583.2-1.219.13524.479
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Oct 26

Research Highlights & Commentary of 8 Funds showcased

CommentarySBI Gold FundICICI Prudential Regular Gold Savings FundHDFC Gold FundNippon India Gold Savings FundKotak Gold FundAditya Birla Sun Life Gold FundAxis Gold FundIDBI Gold Fund
Point 1Highest AUM (₹17,647 Cr).Lower mid AUM (₹7,149 Cr).Top quartile AUM (₹12,359 Cr).Upper mid AUM (₹7,602 Cr).Upper mid AUM (₹7,195 Cr).Bottom quartile AUM (₹1,843 Cr).Lower mid AUM (₹3,191 Cr).Bottom quartile AUM (₹858 Cr).
Point 2Oldest track record among peers (15 yrs).Established history (15+ yrs).Established history (14+ yrs).Established history (15+ yrs).Established history (15+ yrs).Established history (14+ yrs).Established history (14+ yrs).Established history (14+ yrs).
Point 3Rating: 2★ (top quartile).Rating: 1★ (upper mid).Rating: 1★ (lower mid).Rating: 2★ (upper mid).Rating: 1★ (lower mid).Top rated.Rating: 1★ (bottom quartile).Not Rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 24.57% (top quartile).5Y return: 24.44% (top quartile).5Y return: 24.41% (upper mid).5Y return: 24.35% (lower mid).5Y return: 24.10% (bottom quartile).5Y return: 24.29% (bottom quartile).5Y return: 24.43% (upper mid).5Y return: 24.38% (lower mid).
Point 63Y return: 35.72% (top quartile).3Y return: 35.51% (top quartile).3Y return: 35.44% (upper mid).3Y return: 35.44% (upper mid).3Y return: 35.35% (lower mid).3Y return: 35.18% (lower mid).3Y return: 34.97% (bottom quartile).3Y return: 34.97% (bottom quartile).
Point 71Y return: 20.46% (upper mid).1Y return: 21.07% (top quartile).1Y return: 20.14% (lower mid).1Y return: 20.57% (upper mid).1Y return: 20.62% (top quartile).1Y return: 19.86% (bottom quartile).1Y return: 20.40% (lower mid).1Y return: 19.07% (bottom quartile).
Point 81M return: -2.51% (lower mid).1M return: -2.36% (top quartile).1M return: -2.54% (lower mid).1M return: -2.43% (upper mid).1M return: -2.37% (top quartile).1M return: -2.73% (bottom quartile).1M return: -2.45% (upper mid).1M return: -2.68% (bottom quartile).
Point 9Alpha: 0.00 (top quartile).Alpha: 0.00 (top quartile).Alpha: 0.00 (upper mid).Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: 1.38 (upper mid).Sharpe: 1.30 (lower mid).Sharpe: 1.38 (upper mid).Sharpe: 1.27 (bottom quartile).Sharpe: 1.46 (top quartile).Sharpe: 1.28 (bottom quartile).Sharpe: 1.42 (top quartile).Sharpe: 1.32 (lower mid).

SBI Gold Fund

  • Highest AUM (₹17,647 Cr).
  • Oldest track record among peers (15 yrs).
  • Rating: 2★ (top quartile).
  • Risk profile: Moderately High.
  • 5Y return: 24.57% (top quartile).
  • 3Y return: 35.72% (top quartile).
  • 1Y return: 20.46% (upper mid).
  • 1M return: -2.51% (lower mid).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 1.38 (upper mid).

ICICI Prudential Regular Gold Savings Fund

  • Lower mid AUM (₹7,149 Cr).
  • Established history (15+ yrs).
  • Rating: 1★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 24.44% (top quartile).
  • 3Y return: 35.51% (top quartile).
  • 1Y return: 21.07% (top quartile).
  • 1M return: -2.36% (top quartile).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 1.30 (lower mid).

HDFC Gold Fund

  • Top quartile AUM (₹12,359 Cr).
  • Established history (14+ yrs).
  • Rating: 1★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 24.41% (upper mid).
  • 3Y return: 35.44% (upper mid).
  • 1Y return: 20.14% (lower mid).
  • 1M return: -2.54% (lower mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 1.38 (upper mid).

Nippon India Gold Savings Fund

  • Upper mid AUM (₹7,602 Cr).
  • Established history (15+ yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 24.35% (lower mid).
  • 3Y return: 35.44% (upper mid).
  • 1Y return: 20.57% (upper mid).
  • 1M return: -2.43% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 1.27 (bottom quartile).

Kotak Gold Fund

  • Upper mid AUM (₹7,195 Cr).
  • Established history (15+ yrs).
  • Rating: 1★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 24.10% (bottom quartile).
  • 3Y return: 35.35% (lower mid).
  • 1Y return: 20.62% (top quartile).
  • 1M return: -2.37% (top quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 1.46 (top quartile).

Aditya Birla Sun Life Gold Fund

  • Bottom quartile AUM (₹1,843 Cr).
  • Established history (14+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 24.29% (bottom quartile).
  • 3Y return: 35.18% (lower mid).
  • 1Y return: 19.86% (bottom quartile).
  • 1M return: -2.73% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 1.28 (bottom quartile).

Axis Gold Fund

  • Lower mid AUM (₹3,191 Cr).
  • Established history (14+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 24.43% (upper mid).
  • 3Y return: 34.97% (bottom quartile).
  • 1Y return: 20.40% (lower mid).
  • 1M return: -2.45% (upper mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 1.42 (top quartile).

IDBI Gold Fund

  • Bottom quartile AUM (₹858 Cr).
  • Established history (14+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 24.38% (lower mid).
  • 3Y return: 34.97% (bottom quartile).
  • 1Y return: 19.07% (bottom quartile).
  • 1M return: -2.68% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 1.32 (lower mid).

How to Invest in Best Mutual Funds Online?

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Smart Tips to Invest in Mutual Funds (SIP & Lump Sum)

A smart way to invest in mutual funds is by evaluating both qualitative and quantitative factors. Instead of just chasing returns, investors should focus on consistency, risk, and fund structure.

1. Scheme Asset Size (AUM)

The size of a mutual fund (Assets Under Management – AUM) plays an important role in its performance and stability. Investors should avoid funds that are:

  • Too small – These funds may face liquidity issues and higher risk due to limited diversification
  • Too large – Very large funds may struggle to generate high returns, especially in mid and small cap categories

What is an Ideal AUM Range?

While there is no fixed “perfect size”, here’s a practical benchmark:

  • Large cap funds: ₹20,000 crore – ₹50,000+ crore is generally healthy
  • mid cap funds: ₹5,000 crore – ₹20,000 crore works well
  • Small cap funds: ₹1,000 crore – ₹10,000 crore is considered reasonable
  • Debt Funds: Stability matters more, so higher AUM is usually safer

The key idea is to choose a fund that is well-established but still flexible enough to generate returns.

2. Fund Performance

To identify the best performing mutual funds, investors should evaluate performance over a longer period.

A good fund should:

  • Consistently beat its benchmark over 3–5 years
  • Perform reasonably well even during market downturns
  • Avoid extreme fluctuations in returns

Do not select a fund based only on 1-year or recent performance.

3. Total Expense Ratio

The expense ratio includes management fees and operational costs charged by the fund house.

  • Lower expense ratio = better for long-term returns
  • But extremely low cost should not come at the expense of performance

Ideally:

  • Equity Funds: Below 1% (Direct plans)
  • Debt Funds: Even lower is preferable

4. Investment Mode – SIP vs Lump Sum

Choosing the right investment method is equally important.

  • SIP (Systematic Investment plan) - Best for salaried investors and volatile markets. Helps average out cost over time
  • Lump Sum Investment - Suitable when markets are undervalued or during corrections

For most investors, SIP remains the safer and more disciplined approach.

5. Exit Load & Holding Period

Before investing, always check the exit load of a fund.

  • Most equity funds have an exit load of ~1% if redeemed within 1 year
  • Debt funds may have shorter exit load periods

Always align your investment horizon with the fund’s exit rules to avoid unnecessary charges.

6. Risk Level & Portfolio Fit

Every mutual fund carries a different level of risk.

  • Large Cap → Lower risk
  • Mid Cap → Moderate risk
  • Small Cap → High risk

Instead of investing in multiple random funds, build a balanced portfolio across categories.

Common Mistakes to Avoid

Many investors fail to generate returns due to:

  • Chasing short-term returns
  • Ignoring risk factors
  • Not aligning investments with goals
  • Frequent buying and selling

Final Thoughts

The best performing mutual fund is not the one with the highest return—but the one that aligns with your Financial goals and risk appetite.

Instead of chasing trends, focus on:

  • Consistency
  • Discipline
  • Long-term investing

That is how real wealth is created.

FAQs on Best Mutual Funds in India

1. Which mutual fund is best?

A: There is no single best fund. The right choice depends on your financial goals and risk tolerance.

2. How many mutual funds should I invest in?

A: Ideally, 3–5 funds are enough for proper diversification.

3. Is SIP better than lump sum?

A: SIP is better for most investors as it reduces timing risk.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.

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Mahendra, posted on 19 Dec 20 2:00 PM

Excellent Very helpful for seclecting top most mutual funds for Investment

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Very in-depth and unbiased analysis useful for evaluation of MF performance and prospects.

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