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Best Performing Mutual Funds 2026 - 2027

Updated on June 1, 2026 , 190805 views

Most people invest in Mutual Funds the wrong way.

They chase last year’s top performers, follow ratings blindly, and expect consistent high returns. And that’s exactly why many investors fail to build real wealth.

The truth is—there is no permanent “best mutual fund”.

In this guide, we break down the best Mutual Funds in India using a smarter approach—focused on consistency, risk, and long-term performance—so you can invest with clarity, not confusion.

Why to Invest in Mutual Funds?

Investing in mutual funds does not just offer one benefit—it provides multiple advantages that help investors grow their wealth over time.

It helps in achieving:

  • Short-term goals
  • Medium-term goals
  • Long-term financial objectives

There are various fund options available, ranging from low-risk debt funds to high-risk Equity Funds.

One of the biggest advantages is that you can start investing through SIP with as low as ₹500.

1. Liquidity

In open-ended mutual fund schemes, investors can easily buy and redeem units at any time at the prevailing Net Asset Value (NAV), subject to exit load. This makes mutual funds a highly liquid investment option compared to many traditional assets.

2. Diversification

Mutual funds invest across multiple financial instruments such as:

This diversification reduces overall investment risk. On the other hand, direct stock investing requires extensive research and active monitoring.

3. Well-Regulated

The mutual fund industry in India is regulated by Securities and Exchange Board of India. SEBI ensures:

  • Transparency
  • Fair practices
  • Regular disclosures

This makes mutual funds a relatively safe and structured investment option.

4. Expert Management

Each mutual fund scheme is managed by a professional fund manager. Their role includes:

  • Tracking market movements
  • Adjusting Portfolio allocation
  • Maximising returns while managing risk

Best Equity Mutual Funds 2026 - 2027

Below are the top-ranked funds across different equity categories such as large cap, mid cap, small cap, multi-cap, ELSS, and sectoral funds.

Fund Selection Methodology used to find 5 funds

  • Category: Equity
  • Sub-category: Large%20Cap
  • AUM Range: 500 to 100000 Cr
  • Sorted On : 3-year return (high to low)
  • Tags: fcpro
  • No Of Funds: 5
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Top 5 Large Cap Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
IDBI India Top 100 Equity Fund Growth ₹44.16
↑ 0.05 		₹6559.212.515.421.912.6
Invesco India Largecap Fund Growth ₹67.57
↓ -0.23 		₹1,722-0.7-5.3-0.313.711.85.5
Nippon India Large Cap Fund Growth ₹86.5312
↓ -0.23 		₹51,690-4.7-7.8-2.313.514.59.2
ICICI Prudential Bluechip Fund Growth ₹104.52
↓ -0.15 		₹75,650-5.4-9.5-3.113.412.711.3
Bandhan Large Cap Fund Growth ₹74.261
↓ -0.26 		₹2,007-3.7-7.3-0.712.7118.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23

Research Highlights & Commentary of 5 Funds showcased

CommentaryIDBI India Top 100 Equity FundInvesco India Largecap FundNippon India Large Cap FundICICI Prudential Bluechip FundBandhan Large Cap Fund
Point 1Bottom quartile AUM (₹655 Cr).Bottom quartile AUM (₹1,722 Cr).Upper mid AUM (₹51,690 Cr).Highest AUM (₹75,650 Cr).Lower mid AUM (₹2,007 Cr).
Point 2Established history (14+ yrs).Established history (16+ yrs).Established history (18+ yrs).Established history (18+ yrs).Oldest track record among peers (20 yrs).
Point 3Rating: 3★ (lower mid).Rating: 3★ (bottom quartile).Top rated.Rating: 4★ (upper mid).Rating: 2★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 12.61% (lower mid).5Y return: 11.79% (bottom quartile).5Y return: 14.54% (top quartile).5Y return: 12.74% (upper mid).5Y return: 11.01% (bottom quartile).
Point 63Y return: 21.88% (top quartile).3Y return: 13.68% (upper mid).3Y return: 13.47% (lower mid).3Y return: 13.41% (bottom quartile).3Y return: 12.69% (bottom quartile).
Point 71Y return: 15.39% (top quartile).1Y return: -0.31% (upper mid).1Y return: -2.32% (bottom quartile).1Y return: -3.07% (bottom quartile).1Y return: -0.68% (lower mid).
Point 8Alpha: 2.11 (top quartile).Alpha: 1.01 (bottom quartile).Alpha: 1.61 (upper mid).Alpha: -1.90 (bottom quartile).Alpha: 1.34 (lower mid).
Point 9Sharpe: 1.09 (top quartile).Sharpe: -0.11 (bottom quartile).Sharpe: -0.07 (upper mid).Sharpe: -0.29 (bottom quartile).Sharpe: -0.09 (lower mid).
Point 10Information ratio: 0.14 (bottom quartile).Information ratio: 0.75 (lower mid).Information ratio: 1.16 (top quartile).Information ratio: 0.86 (upper mid).Information ratio: 0.66 (bottom quartile).

IDBI India Top 100 Equity Fund

  • Bottom quartile AUM (₹655 Cr).
  • Established history (14+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 12.61% (lower mid).
  • 3Y return: 21.88% (top quartile).
  • 1Y return: 15.39% (top quartile).
  • Alpha: 2.11 (top quartile).
  • Sharpe: 1.09 (top quartile).
  • Information ratio: 0.14 (bottom quartile).

Invesco India Largecap Fund

  • Bottom quartile AUM (₹1,722 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 11.79% (bottom quartile).
  • 3Y return: 13.68% (upper mid).
  • 1Y return: -0.31% (upper mid).
  • Alpha: 1.01 (bottom quartile).
  • Sharpe: -0.11 (bottom quartile).
  • Information ratio: 0.75 (lower mid).

Nippon India Large Cap Fund

  • Upper mid AUM (₹51,690 Cr).
  • Established history (18+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 14.54% (top quartile).
  • 3Y return: 13.47% (lower mid).
  • 1Y return: -2.32% (bottom quartile).
  • Alpha: 1.61 (upper mid).
  • Sharpe: -0.07 (upper mid).
  • Information ratio: 1.16 (top quartile).

ICICI Prudential Bluechip Fund

  • Highest AUM (₹75,650 Cr).
  • Established history (18+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 12.74% (upper mid).
  • 3Y return: 13.41% (bottom quartile).
  • 1Y return: -3.07% (bottom quartile).
  • Alpha: -1.90 (bottom quartile).
  • Sharpe: -0.29 (bottom quartile).
  • Information ratio: 0.86 (upper mid).

Bandhan Large Cap Fund

  • Lower mid AUM (₹2,007 Cr).
  • Oldest track record among peers (20 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 11.01% (bottom quartile).
  • 3Y return: 12.69% (bottom quartile).
  • 1Y return: -0.68% (lower mid).
  • Alpha: 1.34 (lower mid).
  • Sharpe: -0.09 (lower mid).
  • Information ratio: 0.66 (bottom quartile).

Top 5 Mid Cap Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Motilal Oswal Midcap 30 Fund  Growth ₹90.2583
↓ -1.32 		₹35,7352.5-11.5-9.216.920.9-12.1
Invesco India Mid Cap Fund Growth ₹181.43
↓ -0.60 		₹11,7674-2.16.623.719.46.3
Edelweiss Mid Cap Fund Growth ₹104.086
↓ -0.36 		₹15,9112.20.5622.819.23.8
ICICI Prudential MidCap Fund Growth ₹332.04
↓ -0.24 		₹7,5574.87.714.724.918.711.1
Sundaram Mid Cap Fund Growth ₹1,418.85
↓ -6.69 		₹13,3781.3-0.8521.918.34.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Jun 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryMotilal Oswal Midcap 30 Fund Invesco India Mid Cap FundEdelweiss Mid Cap FundICICI Prudential MidCap FundSundaram Mid Cap Fund
Point 1Highest AUM (₹35,735 Cr).Bottom quartile AUM (₹11,767 Cr).Upper mid AUM (₹15,911 Cr).Bottom quartile AUM (₹7,557 Cr).Lower mid AUM (₹13,378 Cr).
Point 2Established history (12+ yrs).Established history (19+ yrs).Established history (18+ yrs).Established history (21+ yrs).Oldest track record among peers (23 yrs).
Point 3Rating: 3★ (upper mid).Rating: 2★ (bottom quartile).Rating: 3★ (lower mid).Rating: 2★ (bottom quartile).Top rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 20.88% (top quartile).5Y return: 19.42% (upper mid).5Y return: 19.17% (lower mid).5Y return: 18.69% (bottom quartile).5Y return: 18.27% (bottom quartile).
Point 63Y return: 16.93% (bottom quartile).3Y return: 23.72% (upper mid).3Y return: 22.80% (lower mid).3Y return: 24.91% (top quartile).3Y return: 21.94% (bottom quartile).
Point 71Y return: -9.23% (bottom quartile).1Y return: 6.60% (upper mid).1Y return: 6.01% (lower mid).1Y return: 14.68% (top quartile).1Y return: 5.04% (bottom quartile).
Point 8Alpha: -14.22 (bottom quartile).Alpha: 0.00 (lower mid).Alpha: -0.24 (bottom quartile).Alpha: 11.02 (top quartile).Alpha: 0.31 (upper mid).
Point 9Sharpe: -0.34 (bottom quartile).Sharpe: 0.42 (upper mid).Sharpe: 0.33 (bottom quartile).Sharpe: 0.85 (top quartile).Sharpe: 0.36 (lower mid).
Point 10Information ratio: -0.21 (bottom quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.31 (upper mid).Information ratio: 0.64 (top quartile).Information ratio: 0.26 (lower mid).

Motilal Oswal Midcap 30 Fund 

  • Highest AUM (₹35,735 Cr).
  • Established history (12+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 20.88% (top quartile).
  • 3Y return: 16.93% (bottom quartile).
  • 1Y return: -9.23% (bottom quartile).
  • Alpha: -14.22 (bottom quartile).
  • Sharpe: -0.34 (bottom quartile).
  • Information ratio: -0.21 (bottom quartile).

Invesco India Mid Cap Fund

  • Bottom quartile AUM (₹11,767 Cr).
  • Established history (19+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 19.42% (upper mid).
  • 3Y return: 23.72% (upper mid).
  • 1Y return: 6.60% (upper mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.42 (upper mid).
  • Information ratio: 0.00 (bottom quartile).

Edelweiss Mid Cap Fund

  • Upper mid AUM (₹15,911 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: High.
  • 5Y return: 19.17% (lower mid).
  • 3Y return: 22.80% (lower mid).
  • 1Y return: 6.01% (lower mid).
  • Alpha: -0.24 (bottom quartile).
  • Sharpe: 0.33 (bottom quartile).
  • Information ratio: 0.31 (upper mid).

ICICI Prudential MidCap Fund

  • Bottom quartile AUM (₹7,557 Cr).
  • Established history (21+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 18.69% (bottom quartile).
  • 3Y return: 24.91% (top quartile).
  • 1Y return: 14.68% (top quartile).
  • Alpha: 11.02 (top quartile).
  • Sharpe: 0.85 (top quartile).
  • Information ratio: 0.64 (top quartile).

Sundaram Mid Cap Fund

  • Lower mid AUM (₹13,378 Cr).
  • Oldest track record among peers (23 yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 18.27% (bottom quartile).
  • 3Y return: 21.94% (bottom quartile).
  • 1Y return: 5.04% (bottom quartile).
  • Alpha: 0.31 (upper mid).
  • Sharpe: 0.36 (lower mid).
  • Information ratio: 0.26 (lower mid).

Top 5 Small Cap Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
DSP Small Cap Fund  Growth ₹207.466
↑ 0.52 		₹17,9068.95.76.51917.9-2.8
Franklin India Smaller Companies Fund Growth ₹169.504
↑ 0.33 		₹13,8507.51.8-1.216.317.7-8.4
IDBI Small Cap Fund Growth ₹31.4475
↑ 0.02 		₹66012.87.46.817.117.6-13.4
Sundaram Small Cap Fund Growth ₹272.939
↓ -0.46 		₹3,56310.74.1818.417.30.4
HDFC Small Cap Fund Growth ₹132.693
↓ -0.06 		₹38,1681.1-5.3-2.31416.4-0.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Jun 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryDSP Small Cap Fund Franklin India Smaller Companies FundIDBI Small Cap FundSundaram Small Cap FundHDFC Small Cap Fund
Point 1Upper mid AUM (₹17,906 Cr).Lower mid AUM (₹13,850 Cr).Bottom quartile AUM (₹660 Cr).Bottom quartile AUM (₹3,563 Cr).Highest AUM (₹38,168 Cr).
Point 2Established history (18+ yrs).Established history (20+ yrs).Established history (8+ yrs).Oldest track record among peers (21 yrs).Established history (18+ yrs).
Point 3Top rated.Rating: 4★ (upper mid).Not Rated.Rating: 3★ (bottom quartile).Rating: 4★ (lower mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 17.89% (top quartile).5Y return: 17.75% (upper mid).5Y return: 17.57% (lower mid).5Y return: 17.33% (bottom quartile).5Y return: 16.44% (bottom quartile).
Point 63Y return: 19.00% (top quartile).3Y return: 16.32% (bottom quartile).3Y return: 17.09% (lower mid).3Y return: 18.42% (upper mid).3Y return: 13.96% (bottom quartile).
Point 71Y return: 6.49% (lower mid).1Y return: -1.16% (bottom quartile).1Y return: 6.78% (upper mid).1Y return: 8.03% (top quartile).1Y return: -2.34% (bottom quartile).
Point 8Alpha: 0.00 (lower mid).Alpha: -1.42 (bottom quartile).Alpha: 1.25 (upper mid).Alpha: 5.65 (top quartile).Alpha: 0.00 (bottom quartile).
Point 9Sharpe: 0.60 (top quartile).Sharpe: 0.19 (bottom quartile).Sharpe: 0.30 (lower mid).Sharpe: 0.48 (upper mid).Sharpe: 0.16 (bottom quartile).
Point 10Information ratio: 0.00 (top quartile).Information ratio: -0.47 (bottom quartile).Information ratio: -0.45 (bottom quartile).Information ratio: -0.23 (lower mid).Information ratio: 0.00 (upper mid).

DSP Small Cap Fund 

  • Upper mid AUM (₹17,906 Cr).
  • Established history (18+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 17.89% (top quartile).
  • 3Y return: 19.00% (top quartile).
  • 1Y return: 6.49% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.60 (top quartile).
  • Information ratio: 0.00 (top quartile).

Franklin India Smaller Companies Fund

  • Lower mid AUM (₹13,850 Cr).
  • Established history (20+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.75% (upper mid).
  • 3Y return: 16.32% (bottom quartile).
  • 1Y return: -1.16% (bottom quartile).
  • Alpha: -1.42 (bottom quartile).
  • Sharpe: 0.19 (bottom quartile).
  • Information ratio: -0.47 (bottom quartile).

IDBI Small Cap Fund

  • Bottom quartile AUM (₹660 Cr).
  • Established history (8+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 17.57% (lower mid).
  • 3Y return: 17.09% (lower mid).
  • 1Y return: 6.78% (upper mid).
  • Alpha: 1.25 (upper mid).
  • Sharpe: 0.30 (lower mid).
  • Information ratio: -0.45 (bottom quartile).

Sundaram Small Cap Fund

  • Bottom quartile AUM (₹3,563 Cr).
  • Oldest track record among peers (21 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 17.33% (bottom quartile).
  • 3Y return: 18.42% (upper mid).
  • 1Y return: 8.03% (top quartile).
  • Alpha: 5.65 (top quartile).
  • Sharpe: 0.48 (upper mid).
  • Information ratio: -0.23 (lower mid).

HDFC Small Cap Fund

  • Highest AUM (₹38,168 Cr).
  • Established history (18+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.44% (bottom quartile).
  • 3Y return: 13.96% (bottom quartile).
  • 1Y return: -2.34% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.16 (bottom quartile).
  • Information ratio: 0.00 (upper mid).

Top 5 Diversified/Multi-Cap Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
IDBI Diversified Equity Fund Growth ₹37.99
↑ 0.14 		₹38210.213.213.522.712
Aditya Birla Sun Life Manufacturing Equity Fund Growth ₹36.29
↓ -0.05 		₹1,1588.79.316.121.514.13.5
ICICI Prudential Multicap Fund Growth ₹829.39
↓ -0.37 		₹16,9975.14.5618.915.95.7
Mahindra Badhat Yojana Growth ₹36.5021
↓ -0.11 		₹6,4393.31.76.618.615.93.4
Motilal Oswal Multicap 35 Fund Growth ₹56.6317
↓ -0.25 		₹12,7701.7-7.9-4.817.711.5-5.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 23

Research Highlights & Commentary of 5 Funds showcased

CommentaryIDBI Diversified Equity FundAditya Birla Sun Life Manufacturing Equity FundICICI Prudential Multicap FundMahindra Badhat YojanaMotilal Oswal Multicap 35 Fund
Point 1Bottom quartile AUM (₹382 Cr).Bottom quartile AUM (₹1,158 Cr).Highest AUM (₹16,997 Cr).Lower mid AUM (₹6,439 Cr).Upper mid AUM (₹12,770 Cr).
Point 2Established history (12+ yrs).Established history (11+ yrs).Oldest track record among peers (31 yrs).Established history (9+ yrs).Established history (12+ yrs).
Point 3Rating: 2★ (lower mid).Not Rated.Rating: 3★ (upper mid).Not Rated.Top rated.
Point 4Risk profile: Moderately High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 12.03% (bottom quartile).5Y return: 14.12% (lower mid).5Y return: 15.94% (top quartile).5Y return: 15.90% (upper mid).5Y return: 11.46% (bottom quartile).
Point 63Y return: 22.73% (top quartile).3Y return: 21.49% (upper mid).3Y return: 18.86% (lower mid).3Y return: 18.59% (bottom quartile).3Y return: 17.73% (bottom quartile).
Point 71Y return: 13.54% (upper mid).1Y return: 16.09% (top quartile).1Y return: 6.00% (bottom quartile).1Y return: 6.64% (lower mid).1Y return: -4.76% (bottom quartile).
Point 8Alpha: -1.07 (bottom quartile).Alpha: 0.00 (lower mid).Alpha: 1.73 (upper mid).Alpha: 3.76 (top quartile).Alpha: -6.56 (bottom quartile).
Point 9Sharpe: 1.01 (top quartile).Sharpe: 0.76 (upper mid).Sharpe: 0.19 (bottom quartile).Sharpe: 0.30 (lower mid).Sharpe: -0.37 (bottom quartile).
Point 10Information ratio: -0.53 (bottom quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.63 (top quartile).Information ratio: 0.62 (upper mid).Information ratio: 0.45 (lower mid).

IDBI Diversified Equity Fund

  • Bottom quartile AUM (₹382 Cr).
  • Established history (12+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 12.03% (bottom quartile).
  • 3Y return: 22.73% (top quartile).
  • 1Y return: 13.54% (upper mid).
  • Alpha: -1.07 (bottom quartile).
  • Sharpe: 1.01 (top quartile).
  • Information ratio: -0.53 (bottom quartile).

Aditya Birla Sun Life Manufacturing Equity Fund

  • Bottom quartile AUM (₹1,158 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 14.12% (lower mid).
  • 3Y return: 21.49% (upper mid).
  • 1Y return: 16.09% (top quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.76 (upper mid).
  • Information ratio: 0.00 (bottom quartile).

ICICI Prudential Multicap Fund

  • Highest AUM (₹16,997 Cr).
  • Oldest track record among peers (31 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 15.94% (top quartile).
  • 3Y return: 18.86% (lower mid).
  • 1Y return: 6.00% (bottom quartile).
  • Alpha: 1.73 (upper mid).
  • Sharpe: 0.19 (bottom quartile).
  • Information ratio: 0.63 (top quartile).

Mahindra Badhat Yojana

  • Lower mid AUM (₹6,439 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 15.90% (upper mid).
  • 3Y return: 18.59% (bottom quartile).
  • 1Y return: 6.64% (lower mid).
  • Alpha: 3.76 (top quartile).
  • Sharpe: 0.30 (lower mid).
  • Information ratio: 0.62 (upper mid).

Motilal Oswal Multicap 35 Fund

  • Upper mid AUM (₹12,770 Cr).
  • Established history (12+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 11.46% (bottom quartile).
  • 3Y return: 17.73% (bottom quartile).
  • 1Y return: -4.76% (bottom quartile).
  • Alpha: -6.56 (bottom quartile).
  • Sharpe: -0.37 (bottom quartile).
  • Information ratio: 0.45 (lower mid).

Top 5 (ELSS) Equity Linked Saving Schemes

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Motilal Oswal Long Term Equity Fund Growth ₹53.7245
↑ 0.19 		₹4,65912.25.44.222.617.6-9.1
IDBI Equity Advantage Fund Growth ₹43.39
↑ 0.04 		₹4859.715.116.920.810
HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 		₹1,3181.215.435.520.617.4
SBI Magnum Tax Gain Fund Growth ₹421.652
↓ -1.08 		₹31,094-4-6-218.416.26.6
Baroda Pioneer ELSS 96 Growth ₹68.6676
↑ 0.33 		₹210-6.1-3.517.616.711.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Jun 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryMotilal Oswal Long Term Equity FundIDBI Equity Advantage FundHDFC Long Term Advantage FundSBI Magnum Tax Gain FundBaroda Pioneer ELSS 96
Point 1Upper mid AUM (₹4,659 Cr).Bottom quartile AUM (₹485 Cr).Lower mid AUM (₹1,318 Cr).Highest AUM (₹31,094 Cr).Bottom quartile AUM (₹210 Cr).
Point 2Established history (11+ yrs).Established history (12+ yrs).Oldest track record among peers (25 yrs).Established history (19+ yrs).Established history (11+ yrs).
Point 3Not Rated.Top rated.Rating: 3★ (upper mid).Rating: 2★ (lower mid).Not Rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 17.61% (top quartile).5Y return: 9.97% (bottom quartile).5Y return: 17.39% (upper mid).5Y return: 16.24% (lower mid).5Y return: 11.62% (bottom quartile).
Point 63Y return: 22.55% (top quartile).3Y return: 20.84% (upper mid).3Y return: 20.64% (lower mid).3Y return: 18.37% (bottom quartile).3Y return: 16.70% (bottom quartile).
Point 71Y return: 4.23% (bottom quartile).1Y return: 16.92% (lower mid).1Y return: 35.51% (top quartile).1Y return: -1.95% (bottom quartile).1Y return: 17.56% (upper mid).
Point 8Alpha: 11.45 (top quartile).Alpha: 1.78 (lower mid).Alpha: 1.75 (bottom quartile).Alpha: -1.51 (bottom quartile).Alpha: 5.69 (upper mid).
Point 9Sharpe: 0.48 (bottom quartile).Sharpe: 1.21 (lower mid).Sharpe: 2.27 (upper mid).Sharpe: -0.11 (bottom quartile).Sharpe: 2.51 (top quartile).
Point 10Information ratio: 0.80 (upper mid).Information ratio: -1.13 (bottom quartile).Information ratio: -0.15 (bottom quartile).Information ratio: 1.48 (top quartile).Information ratio: -0.09 (lower mid).

Motilal Oswal Long Term Equity Fund

  • Upper mid AUM (₹4,659 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 17.61% (top quartile).
  • 3Y return: 22.55% (top quartile).
  • 1Y return: 4.23% (bottom quartile).
  • Alpha: 11.45 (top quartile).
  • Sharpe: 0.48 (bottom quartile).
  • Information ratio: 0.80 (upper mid).

IDBI Equity Advantage Fund

  • Bottom quartile AUM (₹485 Cr).
  • Established history (12+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 9.97% (bottom quartile).
  • 3Y return: 20.84% (upper mid).
  • 1Y return: 16.92% (lower mid).
  • Alpha: 1.78 (lower mid).
  • Sharpe: 1.21 (lower mid).
  • Information ratio: -1.13 (bottom quartile).

HDFC Long Term Advantage Fund

  • Lower mid AUM (₹1,318 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.39% (upper mid).
  • 3Y return: 20.64% (lower mid).
  • 1Y return: 35.51% (top quartile).
  • Alpha: 1.75 (bottom quartile).
  • Sharpe: 2.27 (upper mid).
  • Information ratio: -0.15 (bottom quartile).

SBI Magnum Tax Gain Fund

  • Highest AUM (₹31,094 Cr).
  • Established history (19+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 16.24% (lower mid).
  • 3Y return: 18.37% (bottom quartile).
  • 1Y return: -1.95% (bottom quartile).
  • Alpha: -1.51 (bottom quartile).
  • Sharpe: -0.11 (bottom quartile).
  • Information ratio: 1.48 (top quartile).

Baroda Pioneer ELSS 96

  • Bottom quartile AUM (₹210 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 11.62% (bottom quartile).
  • 3Y return: 16.70% (bottom quartile).
  • 1Y return: 17.56% (upper mid).
  • Alpha: 5.69 (upper mid).
  • Sharpe: 2.51 (top quartile).
  • Information ratio: -0.09 (lower mid).

Top 5 Sector Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
SBI PSU Fund Growth ₹34.6796
↑ 0.17 		₹6,669-5.64.9929.323.211.3
LIC MF Infrastructure Fund Growth ₹52.8969
↑ 0.09 		₹1,0476.97.77.627.423.1-3.7
Invesco India PSU Equity Fund Growth ₹65.04
↑ 0.32 		₹1,520-41.21.925.921.810.3
DSP India T.I.G.E.R Fund Growth ₹349.712
↑ 0.29 		₹5,7898.311.713.625.923.3-2.5
UTI Healthcare Fund Growth ₹304.279
↑ 0.36 		₹1,1447.85.49.925.613.7-3.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Jun 26

Research Highlights & Commentary of 5 Funds showcased

CommentarySBI PSU FundLIC MF Infrastructure FundInvesco India PSU Equity FundDSP India T.I.G.E.R FundUTI Healthcare Fund
Point 1Highest AUM (₹6,669 Cr).Bottom quartile AUM (₹1,047 Cr).Lower mid AUM (₹1,520 Cr).Upper mid AUM (₹5,789 Cr).Bottom quartile AUM (₹1,144 Cr).
Point 2Established history (15+ yrs).Established history (18+ yrs).Established history (16+ yrs).Established history (21+ yrs).Oldest track record among peers (26 yrs).
Point 3Rating: 2★ (lower mid).Not Rated.Rating: 3★ (upper mid).Top rated.Rating: 1★ (bottom quartile).
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.
Point 55Y return: 23.25% (upper mid).5Y return: 23.06% (lower mid).5Y return: 21.77% (bottom quartile).5Y return: 23.26% (top quartile).5Y return: 13.71% (bottom quartile).
Point 63Y return: 29.31% (top quartile).3Y return: 27.36% (upper mid).3Y return: 25.86% (lower mid).3Y return: 25.85% (bottom quartile).3Y return: 25.59% (bottom quartile).
Point 71Y return: 9.00% (lower mid).1Y return: 7.63% (bottom quartile).1Y return: 1.93% (bottom quartile).1Y return: 13.58% (top quartile).1Y return: 9.88% (upper mid).
Point 8Alpha: -2.06 (bottom quartile).Alpha: 10.33 (top quartile).Alpha: -6.52 (bottom quartile).Alpha: 0.00 (lower mid).Alpha: 1.95 (upper mid).
Point 9Sharpe: 0.58 (lower mid).Sharpe: 0.59 (upper mid).Sharpe: 0.38 (bottom quartile).Sharpe: 0.68 (top quartile).Sharpe: 0.24 (bottom quartile).
Point 10Information ratio: -0.34 (bottom quartile).Information ratio: 0.50 (top quartile).Information ratio: -0.68 (bottom quartile).Information ratio: 0.00 (upper mid).Information ratio: -0.12 (lower mid).

SBI PSU Fund

  • Highest AUM (₹6,669 Cr).
  • Established history (15+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: High.
  • 5Y return: 23.25% (upper mid).
  • 3Y return: 29.31% (top quartile).
  • 1Y return: 9.00% (lower mid).
  • Alpha: -2.06 (bottom quartile).
  • Sharpe: 0.58 (lower mid).
  • Information ratio: -0.34 (bottom quartile).

LIC MF Infrastructure Fund

  • Bottom quartile AUM (₹1,047 Cr).
  • Established history (18+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 23.06% (lower mid).
  • 3Y return: 27.36% (upper mid).
  • 1Y return: 7.63% (bottom quartile).
  • Alpha: 10.33 (top quartile).
  • Sharpe: 0.59 (upper mid).
  • Information ratio: 0.50 (top quartile).

Invesco India PSU Equity Fund

  • Lower mid AUM (₹1,520 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 21.77% (bottom quartile).
  • 3Y return: 25.86% (lower mid).
  • 1Y return: 1.93% (bottom quartile).
  • Alpha: -6.52 (bottom quartile).
  • Sharpe: 0.38 (bottom quartile).
  • Information ratio: -0.68 (bottom quartile).

DSP India T.I.G.E.R Fund

  • Upper mid AUM (₹5,789 Cr).
  • Established history (21+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 23.26% (top quartile).
  • 3Y return: 25.85% (bottom quartile).
  • 1Y return: 13.58% (top quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.68 (top quartile).
  • Information ratio: 0.00 (upper mid).

UTI Healthcare Fund

  • Bottom quartile AUM (₹1,144 Cr).
  • Oldest track record among peers (26 yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 13.71% (bottom quartile).
  • 3Y return: 25.59% (bottom quartile).
  • 1Y return: 9.88% (upper mid).
  • Alpha: 1.95 (upper mid).
  • Sharpe: 0.24 (bottom quartile).
  • Information ratio: -0.12 (lower mid).

Top 5 Value Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Aditya Birla Sun Life Pure Value Fund Growth ₹130.646
↓ -0.86 		₹6,3884.62.46.317.914.42.6
Nippon India Value Fund Growth ₹217.649
↓ -0.92 		₹8,919-3.1-6-1.217.915.34.2
HDFC Capital Builder Value Fund Growth ₹735.11
↓ -2.07 		₹7,324-1.7-4.21.916.414.28.6
ICICI Prudential Value Discovery Fund Growth ₹450.82
↓ -2.56 		₹59,588-6-9.2-215.916.213.8
JM Value Fund Growth ₹90.5744
↓ -0.42 		₹8260.2-6-6.815.315-4.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Jun 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryAditya Birla Sun Life Pure Value FundNippon India Value FundHDFC Capital Builder Value FundICICI Prudential Value Discovery FundJM Value Fund
Point 1Bottom quartile AUM (₹6,388 Cr).Upper mid AUM (₹8,919 Cr).Lower mid AUM (₹7,324 Cr).Highest AUM (₹59,588 Cr).Bottom quartile AUM (₹826 Cr).
Point 2Established history (18+ yrs).Established history (21+ yrs).Oldest track record among peers (32 yrs).Established history (21+ yrs).Established history (29+ yrs).
Point 3Rating: 3★ (upper mid).Not Rated.Rating: 3★ (lower mid).Rating: 2★ (bottom quartile).Top rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: High.
Point 55Y return: 14.39% (bottom quartile).5Y return: 15.34% (upper mid).5Y return: 14.23% (bottom quartile).5Y return: 16.24% (top quartile).5Y return: 15.00% (lower mid).
Point 63Y return: 17.93% (top quartile).3Y return: 17.86% (upper mid).3Y return: 16.45% (lower mid).3Y return: 15.90% (bottom quartile).3Y return: 15.25% (bottom quartile).
Point 71Y return: 6.27% (top quartile).1Y return: -1.20% (lower mid).1Y return: 1.85% (upper mid).1Y return: -1.98% (bottom quartile).1Y return: -6.84% (bottom quartile).
Point 8Alpha: 6.63 (top quartile).Alpha: -0.16 (lower mid).Alpha: 1.67 (upper mid).Alpha: -2.49 (bottom quartile).Alpha: -2.81 (bottom quartile).
Point 9Sharpe: 0.32 (top quartile).Sharpe: -0.01 (lower mid).Sharpe: 0.09 (upper mid).Sharpe: -0.18 (bottom quartile).Sharpe: -0.15 (bottom quartile).
Point 10Information ratio: 0.64 (lower mid).Information ratio: 1.64 (top quartile).Information ratio: 1.44 (upper mid).Information ratio: 0.46 (bottom quartile).Information ratio: 0.39 (bottom quartile).

Aditya Birla Sun Life Pure Value Fund

  • Bottom quartile AUM (₹6,388 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.39% (bottom quartile).
  • 3Y return: 17.93% (top quartile).
  • 1Y return: 6.27% (top quartile).
  • Alpha: 6.63 (top quartile).
  • Sharpe: 0.32 (top quartile).
  • Information ratio: 0.64 (lower mid).

Nippon India Value Fund

  • Upper mid AUM (₹8,919 Cr).
  • Established history (21+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 15.34% (upper mid).
  • 3Y return: 17.86% (upper mid).
  • 1Y return: -1.20% (lower mid).
  • Alpha: -0.16 (lower mid).
  • Sharpe: -0.01 (lower mid).
  • Information ratio: 1.64 (top quartile).

HDFC Capital Builder Value Fund

  • Lower mid AUM (₹7,324 Cr).
  • Oldest track record among peers (32 yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.23% (bottom quartile).
  • 3Y return: 16.45% (lower mid).
  • 1Y return: 1.85% (upper mid).
  • Alpha: 1.67 (upper mid).
  • Sharpe: 0.09 (upper mid).
  • Information ratio: 1.44 (upper mid).

ICICI Prudential Value Discovery Fund

  • Highest AUM (₹59,588 Cr).
  • Established history (21+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 16.24% (top quartile).
  • 3Y return: 15.90% (bottom quartile).
  • 1Y return: -1.98% (bottom quartile).
  • Alpha: -2.49 (bottom quartile).
  • Sharpe: -0.18 (bottom quartile).
  • Information ratio: 0.46 (bottom quartile).

JM Value Fund

  • Bottom quartile AUM (₹826 Cr).
  • Established history (29+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 15.00% (lower mid).
  • 3Y return: 15.25% (bottom quartile).
  • 1Y return: -6.84% (bottom quartile).
  • Alpha: -2.81 (bottom quartile).
  • Sharpe: -0.15 (bottom quartile).
  • Information ratio: 0.39 (bottom quartile).

Top 5 Focused Equity Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
ICICI Prudential Focused Equity Fund Growth ₹88.57
↓ -0.42 		₹16,009-4.5-8.7-117.615.615.4
Sundaram Select Focus Fund Growth ₹264.968
↓ -1.18 		₹1,354-58.524.51717.3
SBI Focused Equity Fund Growth ₹381.033
↓ -0.72 		₹46,0423.20.21116.713.415.7
HDFC Focused 30 Fund Growth ₹219.18
↑ 0.04 		₹26,182-6.7-8.3-2.216.217.710.9
DSP Focus Fund Growth ₹51.581
↓ -0.16 		₹2,490-4.7-7.9-3.814.210.47.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Jun 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryICICI Prudential Focused Equity FundSundaram Select Focus FundSBI Focused Equity FundHDFC Focused 30 FundDSP Focus Fund
Point 1Lower mid AUM (₹16,009 Cr).Bottom quartile AUM (₹1,354 Cr).Highest AUM (₹46,042 Cr).Upper mid AUM (₹26,182 Cr).Bottom quartile AUM (₹2,490 Cr).
Point 2Established history (17+ yrs).Oldest track record among peers (23 yrs).Established history (21+ yrs).Established history (21+ yrs).Established history (15+ yrs).
Point 3Rating: 2★ (bottom quartile).Top rated.Rating: 2★ (bottom quartile).Rating: 3★ (upper mid).Rating: 3★ (lower mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 15.57% (lower mid).5Y return: 17.29% (upper mid).5Y return: 13.37% (bottom quartile).5Y return: 17.75% (top quartile).5Y return: 10.40% (bottom quartile).
Point 63Y return: 17.56% (top quartile).3Y return: 17.03% (upper mid).3Y return: 16.67% (lower mid).3Y return: 16.20% (bottom quartile).3Y return: 14.22% (bottom quartile).
Point 71Y return: -0.96% (lower mid).1Y return: 24.49% (top quartile).1Y return: 11.03% (upper mid).1Y return: -2.16% (bottom quartile).1Y return: -3.76% (bottom quartile).
Point 8Alpha: -0.51 (upper mid).Alpha: -5.62 (bottom quartile).Alpha: 11.44 (top quartile).Alpha: -3.83 (bottom quartile).Alpha: -3.58 (lower mid).
Point 9Sharpe: -0.05 (lower mid).Sharpe: 1.85 (top quartile).Sharpe: 0.56 (upper mid).Sharpe: -0.25 (bottom quartile).Sharpe: -0.21 (bottom quartile).
Point 10Information ratio: 1.24 (top quartile).Information ratio: -0.52 (bottom quartile).Information ratio: 0.59 (upper mid).Information ratio: 0.51 (lower mid).Information ratio: 0.35 (bottom quartile).

ICICI Prudential Focused Equity Fund

  • Lower mid AUM (₹16,009 Cr).
  • Established history (17+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 15.57% (lower mid).
  • 3Y return: 17.56% (top quartile).
  • 1Y return: -0.96% (lower mid).
  • Alpha: -0.51 (upper mid).
  • Sharpe: -0.05 (lower mid).
  • Information ratio: 1.24 (top quartile).

Sundaram Select Focus Fund

  • Bottom quartile AUM (₹1,354 Cr).
  • Oldest track record among peers (23 yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 17.29% (upper mid).
  • 3Y return: 17.03% (upper mid).
  • 1Y return: 24.49% (top quartile).
  • Alpha: -5.62 (bottom quartile).
  • Sharpe: 1.85 (top quartile).
  • Information ratio: -0.52 (bottom quartile).

SBI Focused Equity Fund

  • Highest AUM (₹46,042 Cr).
  • Established history (21+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 13.37% (bottom quartile).
  • 3Y return: 16.67% (lower mid).
  • 1Y return: 11.03% (upper mid).
  • Alpha: 11.44 (top quartile).
  • Sharpe: 0.56 (upper mid).
  • Information ratio: 0.59 (upper mid).

HDFC Focused 30 Fund

  • Upper mid AUM (₹26,182 Cr).
  • Established history (21+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.75% (top quartile).
  • 3Y return: 16.20% (bottom quartile).
  • 1Y return: -2.16% (bottom quartile).
  • Alpha: -3.83 (bottom quartile).
  • Sharpe: -0.25 (bottom quartile).
  • Information ratio: 0.51 (lower mid).

DSP Focus Fund

  • Bottom quartile AUM (₹2,490 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 10.40% (bottom quartile).
  • 3Y return: 14.22% (bottom quartile).
  • 1Y return: -3.76% (bottom quartile).
  • Alpha: -3.58 (lower mid).
  • Sharpe: -0.21 (bottom quartile).
  • Information ratio: 0.35 (bottom quartile).

About the Fincash Research Team

At Fincash, our mission is to help investors make informed, confident decisions. With over 10 years in Mutual Fund distribution, our team blends deep industry expertise with a commitment to transparency, accuracy, and investor education.

Who We Are

AMFI Registration No.
112358
MCA CIN
U74999MH2016PTC282153
Location
Thane, Maharashtra, India
Experience
10+ years in Mutual Fund distribution

Our Expertise

  • Certified Mutual Fund Distributors with hands-on advisory experience.
  • Market analysts tracking performance, macro trends, and sectors.
  • Data specialists processing NAVs, allocations, and risk metrics from Morning Star.

Our Research Process

  • Data sourcing: SEBI-registered fund houses & verified third-party provider Morning Star
  • Screening: Returns, manager track record, expenses, sector mix, risk-adjusted metrics.
  • Expert review: Senior team members review every article and list for accuracy.
  • Updates: Regular refreshes so performance data reflects current market conditions.

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Disclaimer

Content is for educational and informational purposes only and is not investment advice. Please consider your risk profile and consult a financial advisor before investing.

Written by: Fincash Research Team
Reviewed by:Rohini, Senior Team Member, Fincash

Best Debt Funds 2026 - 2027

Below are the top ranked funds from difference categories like. Liquid, Ultra Short, Short Term, GILT, Credit Risk and Corporate Debt from Debt.

Top 5 Ultra Short Term Debt Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2025 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Aditya Birla Sun Life Savings Fund Growth ₹578.614
↑ 0.16 		₹19,9851.32.667.27.47.45%5M 26D7M 2D
ICICI Prudential Ultra Short Term Fund Growth ₹29.2142
↑ 0.00 		₹15,9291.32.75.96.97.17.73%5M 16D6M 29D
SBI Magnum Ultra Short Duration Fund Growth ₹6,295.04
↑ 1.38 		₹12,5531.32.65.86.877.51%5M 16D10M 2D
Invesco India Ultra Short Term Fund Growth ₹2,839.83
↑ 0.44 		₹1,0731.42.75.76.86.87.66%5M 24D6M 1D
Kotak Savings Fund Growth ₹45.1033
↑ 0.01 		₹16,8241.22.55.66.76.87.53%5M 23D6M 18D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Jun 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryAditya Birla Sun Life Savings FundICICI Prudential Ultra Short Term FundSBI Magnum Ultra Short Duration FundInvesco India Ultra Short Term FundKotak Savings Fund
Point 1Highest AUM (₹19,985 Cr).Lower mid AUM (₹15,929 Cr).Bottom quartile AUM (₹12,553 Cr).Bottom quartile AUM (₹1,073 Cr).Upper mid AUM (₹16,824 Cr).
Point 2Established history (23+ yrs).Established history (15+ yrs).Oldest track record among peers (27 yrs).Established history (15+ yrs).Established history (21+ yrs).
Point 3Top rated.Rating: 3★ (upper mid).Rating: 3★ (lower mid).Rating: 3★ (bottom quartile).Rating: 3★ (bottom quartile).
Point 4Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Low.Risk profile: Moderate.Risk profile: Moderately Low.
Point 51Y return: 5.97% (top quartile).1Y return: 5.90% (upper mid).1Y return: 5.78% (lower mid).1Y return: 5.72% (bottom quartile).1Y return: 5.59% (bottom quartile).
Point 61M return: 0.31% (bottom quartile).1M return: 0.35% (upper mid).1M return: 0.32% (lower mid).1M return: 0.37% (top quartile).1M return: 0.25% (bottom quartile).
Point 7Sharpe: 1.75 (top quartile).Sharpe: 1.75 (upper mid).Sharpe: 1.67 (lower mid).Sharpe: 0.98 (bottom quartile).Sharpe: 1.26 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 7.45% (bottom quartile).Yield to maturity (debt): 7.73% (top quartile).Yield to maturity (debt): 7.51% (bottom quartile).Yield to maturity (debt): 7.66% (upper mid).Yield to maturity (debt): 7.53% (lower mid).
Point 10Modified duration: 0.49 yrs (bottom quartile).Modified duration: 0.46 yrs (top quartile).Modified duration: 0.46 yrs (upper mid).Modified duration: 0.48 yrs (bottom quartile).Modified duration: 0.48 yrs (lower mid).

Aditya Birla Sun Life Savings Fund

  • Highest AUM (₹19,985 Cr).
  • Established history (23+ yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 1Y return: 5.97% (top quartile).
  • 1M return: 0.31% (bottom quartile).
  • Sharpe: 1.75 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.45% (bottom quartile).
  • Modified duration: 0.49 yrs (bottom quartile).

ICICI Prudential Ultra Short Term Fund

  • Lower mid AUM (₹15,929 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 5.90% (upper mid).
  • 1M return: 0.35% (upper mid).
  • Sharpe: 1.75 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.73% (top quartile).
  • Modified duration: 0.46 yrs (top quartile).

SBI Magnum Ultra Short Duration Fund

  • Bottom quartile AUM (₹12,553 Cr).
  • Oldest track record among peers (27 yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Low.
  • 1Y return: 5.78% (lower mid).
  • 1M return: 0.32% (lower mid).
  • Sharpe: 1.67 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.51% (bottom quartile).
  • Modified duration: 0.46 yrs (upper mid).

Invesco India Ultra Short Term Fund

  • Bottom quartile AUM (₹1,073 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 5.72% (bottom quartile).
  • 1M return: 0.37% (top quartile).
  • Sharpe: 0.98 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.66% (upper mid).
  • Modified duration: 0.48 yrs (bottom quartile).

Kotak Savings Fund

  • Upper mid AUM (₹16,824 Cr).
  • Established history (21+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 5.59% (bottom quartile).
  • 1M return: 0.25% (bottom quartile).
  • Sharpe: 1.26 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.53% (lower mid).
  • Modified duration: 0.48 yrs (lower mid).

Top 5 Short Term Debt Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2025 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Franklin India Short Term Income Plan - Retail Plan Growth ₹15,041.3
↑ 0.11 		₹13192.1192.1192.147.3 0%
IDBI Short Term Bond Fund Growth ₹23.8418
↓ 0.00 		₹261.43.26.27.2 6.43%3M3M 14D
ICICI Prudential Short Term Fund Growth ₹62.9845
↓ -0.02 		₹21,4500.61.64.7787.89%2Y 4M 24D3Y 11M 8D
HDFC Short Term Debt Fund Growth ₹33.4339
↓ 0.00 		₹15,4630.41.44.277.87.85%2Y 4M 17D3Y 5M 12D
Axis Short Term Fund Growth ₹32.3296
↓ -0.01 		₹8,9550.51.64.46.98.17.67%2Y 3M3Y
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 May 25

Research Highlights & Commentary of 5 Funds showcased

CommentaryFranklin India Short Term Income Plan - Retail PlanIDBI Short Term Bond FundICICI Prudential Short Term FundHDFC Short Term Debt FundAxis Short Term Fund
Point 1Bottom quartile AUM (₹13 Cr).Bottom quartile AUM (₹26 Cr).Highest AUM (₹21,450 Cr).Upper mid AUM (₹15,463 Cr).Lower mid AUM (₹8,955 Cr).
Point 2Oldest track record among peers (24 yrs).Established history (15+ yrs).Established history (24+ yrs).Established history (15+ yrs).Established history (16+ yrs).
Point 3Rating: 2★ (bottom quartile).Rating: 2★ (bottom quartile).Top rated.Rating: 3★ (upper mid).Rating: 3★ (lower mid).
Point 4Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderately Low.
Point 51Y return: 192.10% (top quartile).1Y return: 6.21% (upper mid).1Y return: 4.67% (lower mid).1Y return: 4.20% (bottom quartile).1Y return: 4.41% (bottom quartile).
Point 61M return: 192.10% (top quartile).1M return: 0.43% (upper mid).1M return: 0.21% (bottom quartile).1M return: 0.22% (bottom quartile).1M return: 0.23% (lower mid).
Point 7Sharpe: -90.89 (bottom quartile).Sharpe: 0.10 (top quartile).Sharpe: -0.17 (upper mid).Sharpe: -0.38 (bottom quartile).Sharpe: -0.26 (lower mid).
Point 8Information ratio: -2.42 (bottom quartile).Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 0.00% (bottom quartile).Yield to maturity (debt): 6.43% (bottom quartile).Yield to maturity (debt): 7.89% (top quartile).Yield to maturity (debt): 7.85% (upper mid).Yield to maturity (debt): 7.67% (lower mid).
Point 10Modified duration: 0.00 yrs (top quartile).Modified duration: 0.25 yrs (upper mid).Modified duration: 2.40 yrs (bottom quartile).Modified duration: 2.38 yrs (bottom quartile).Modified duration: 2.25 yrs (lower mid).

Franklin India Short Term Income Plan - Retail Plan

  • Bottom quartile AUM (₹13 Cr).
  • Oldest track record among peers (24 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 192.10% (top quartile).
  • 1M return: 192.10% (top quartile).
  • Sharpe: -90.89 (bottom quartile).
  • Information ratio: -2.42 (bottom quartile).
  • Yield to maturity (debt): 0.00% (bottom quartile).
  • Modified duration: 0.00 yrs (top quartile).

IDBI Short Term Bond Fund

  • Bottom quartile AUM (₹26 Cr).
  • Established history (15+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 1Y return: 6.21% (upper mid).
  • 1M return: 0.43% (upper mid).
  • Sharpe: 0.10 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.43% (bottom quartile).
  • Modified duration: 0.25 yrs (upper mid).

ICICI Prudential Short Term Fund

  • Highest AUM (₹21,450 Cr).
  • Established history (24+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 4.67% (lower mid).
  • 1M return: 0.21% (bottom quartile).
  • Sharpe: -0.17 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.89% (top quartile).
  • Modified duration: 2.40 yrs (bottom quartile).

HDFC Short Term Debt Fund

  • Upper mid AUM (₹15,463 Cr).
  • Established history (15+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 4.20% (bottom quartile).
  • 1M return: 0.22% (bottom quartile).
  • Sharpe: -0.38 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.85% (upper mid).
  • Modified duration: 2.38 yrs (bottom quartile).

Axis Short Term Fund

  • Lower mid AUM (₹8,955 Cr).
  • Established history (16+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 4.41% (bottom quartile).
  • 1M return: 0.23% (lower mid).
  • Sharpe: -0.26 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.67% (lower mid).
  • Modified duration: 2.25 yrs (lower mid).

Top 5 Liquid Funds

FundNAVNet Assets (Cr)1 MO (%)3 MO (%)6 MO (%)1 YR (%)2025 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Axis Liquid Fund Growth ₹3,073.4
↑ 0.45 		₹51,1600.51.73.26.26.66.23%1M 5D1M 5D
Edelweiss Liquid Fund Growth ₹3,529.51
↑ 0.49 		₹15,0910.51.73.26.26.57.42%2M 8D2M 8D
Canara Robeco Liquid Growth ₹3,321.39
↑ 0.48 		₹6,3950.51.73.26.16.56.18%1M 8D1M 10D
UTI Liquid Cash Plan Growth ₹4,527.09
↑ 0.67 		₹31,1840.51.73.26.26.57.55%2M 6D2M 6D
Tata Liquid Fund Growth ₹4,344.95
↑ 0.64 		₹27,4000.51.73.16.16.57.58%1M 29D1Y 11M 16D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Jun 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryAxis Liquid FundEdelweiss Liquid FundCanara Robeco LiquidUTI Liquid Cash PlanTata Liquid Fund
Point 1Highest AUM (₹51,160 Cr).Bottom quartile AUM (₹15,091 Cr).Bottom quartile AUM (₹6,395 Cr).Upper mid AUM (₹31,184 Cr).Lower mid AUM (₹27,400 Cr).
Point 2Established history (16+ yrs).Established history (18+ yrs).Established history (17+ yrs).Oldest track record among peers (22 yrs).Established history (21+ yrs).
Point 3Top rated.Rating: 2★ (bottom quartile).Rating: 3★ (lower mid).Rating: 3★ (bottom quartile).Rating: 4★ (upper mid).
Point 4Risk profile: Low.Risk profile: Low.Risk profile: Low.Risk profile: Low.Risk profile: Low.
Point 51Y return: 6.19% (top quartile).1Y return: 6.18% (upper mid).1Y return: 6.15% (bottom quartile).1Y return: 6.16% (lower mid).1Y return: 6.13% (bottom quartile).
Point 61M return: 0.50% (top quartile).1M return: 0.50% (upper mid).1M return: 0.50% (lower mid).1M return: 0.49% (bottom quartile).1M return: 0.49% (bottom quartile).
Point 7Sharpe: 2.32 (upper mid).Sharpe: 2.28 (bottom quartile).Sharpe: 2.05 (bottom quartile).Sharpe: 2.31 (lower mid).Sharpe: 2.34 (top quartile).
Point 8Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.81 (top quartile).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 6.23% (bottom quartile).Yield to maturity (debt): 7.42% (lower mid).Yield to maturity (debt): 6.18% (bottom quartile).Yield to maturity (debt): 7.55% (upper mid).Yield to maturity (debt): 7.58% (top quartile).
Point 10Modified duration: 0.10 yrs (top quartile).Modified duration: 0.19 yrs (bottom quartile).Modified duration: 0.11 yrs (upper mid).Modified duration: 0.18 yrs (bottom quartile).Modified duration: 0.16 yrs (lower mid).

Axis Liquid Fund

  • Highest AUM (₹51,160 Cr).
  • Established history (16+ yrs).
  • Top rated.
  • Risk profile: Low.
  • 1Y return: 6.19% (top quartile).
  • 1M return: 0.50% (top quartile).
  • Sharpe: 2.32 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.23% (bottom quartile).
  • Modified duration: 0.10 yrs (top quartile).

Edelweiss Liquid Fund

  • Bottom quartile AUM (₹15,091 Cr).
  • Established history (18+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 6.18% (upper mid).
  • 1M return: 0.50% (upper mid).
  • Sharpe: 2.28 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.42% (lower mid).
  • Modified duration: 0.19 yrs (bottom quartile).

Canara Robeco Liquid

  • Bottom quartile AUM (₹6,395 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Low.
  • 1Y return: 6.15% (bottom quartile).
  • 1M return: 0.50% (lower mid).
  • Sharpe: 2.05 (bottom quartile).
  • Information ratio: 0.81 (top quartile).
  • Yield to maturity (debt): 6.18% (bottom quartile).
  • Modified duration: 0.11 yrs (upper mid).

UTI Liquid Cash Plan

  • Upper mid AUM (₹31,184 Cr).
  • Oldest track record among peers (22 yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Low.
  • 1Y return: 6.16% (lower mid).
  • 1M return: 0.49% (bottom quartile).
  • Sharpe: 2.31 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.55% (upper mid).
  • Modified duration: 0.18 yrs (bottom quartile).

Tata Liquid Fund

  • Lower mid AUM (₹27,400 Cr).
  • Established history (21+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Low.
  • 1Y return: 6.13% (bottom quartile).
  • 1M return: 0.49% (bottom quartile).
  • Sharpe: 2.34 (top quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.58% (top quartile).
  • Modified duration: 0.16 yrs (lower mid).

Top 5 Banking and PSU Debt Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2025 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
ICICI Prudential Banking and PSU Debt Fund Growth ₹34.0911
↓ -0.01 		₹9,1440.31.346.87.67.64%2Y 9M 29D5Y 18D
Kotak Banking and PSU Debt fund Growth ₹68.0401
↓ -0.01 		₹5,1290.213.66.77.77.55%2Y 9M 14D3Y 6M 7D
HDFC Banking and PSU Debt Fund Growth ₹23.8416
↓ -0.01 		₹5,3160.10.93.16.57.57.58%3Y 22D4Y 3M 22D
Aditya Birla Sun Life Banking & PSU Debt Fund Growth ₹379.973
↓ -0.06 		₹8,8050.30.93.16.57.37.5%2Y 9M 4D3Y 10M 28D
Bandhan Banking & PSU Debt Fund Growth ₹25.6248
↓ -0.01 		₹12,1080.71.63.96.47.17.32%1Y 10M 6D2Y 3M
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Jun 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryICICI Prudential Banking and PSU Debt FundKotak Banking and PSU Debt fundHDFC Banking and PSU Debt FundAditya Birla Sun Life Banking & PSU Debt FundBandhan Banking & PSU Debt Fund
Point 1Upper mid AUM (₹9,144 Cr).Bottom quartile AUM (₹5,129 Cr).Bottom quartile AUM (₹5,316 Cr).Lower mid AUM (₹8,805 Cr).Highest AUM (₹12,108 Cr).
Point 2Established history (16+ yrs).Oldest track record among peers (27 yrs).Established history (12+ yrs).Established history (18+ yrs).Established history (13+ yrs).
Point 3Rating: 4★ (upper mid).Rating: 4★ (lower mid).Top rated.Rating: 4★ (bottom quartile).Rating: 2★ (bottom quartile).
Point 4Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderate.
Point 51Y return: 3.96% (top quartile).1Y return: 3.57% (lower mid).1Y return: 3.12% (bottom quartile).1Y return: 3.10% (bottom quartile).1Y return: 3.95% (upper mid).
Point 61M return: 0.22% (lower mid).1M return: 0.14% (bottom quartile).1M return: 0.24% (upper mid).1M return: 0.14% (bottom quartile).1M return: 0.29% (top quartile).
Point 7Sharpe: -0.59 (top quartile).Sharpe: -0.62 (upper mid).Sharpe: -0.85 (bottom quartile).Sharpe: -0.85 (lower mid).Sharpe: -0.87 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 7.64% (top quartile).Yield to maturity (debt): 7.55% (lower mid).Yield to maturity (debt): 7.58% (upper mid).Yield to maturity (debt): 7.50% (bottom quartile).Yield to maturity (debt): 7.32% (bottom quartile).
Point 10Modified duration: 2.83 yrs (bottom quartile).Modified duration: 2.79 yrs (lower mid).Modified duration: 3.06 yrs (bottom quartile).Modified duration: 2.76 yrs (upper mid).Modified duration: 1.85 yrs (top quartile).

ICICI Prudential Banking and PSU Debt Fund

  • Upper mid AUM (₹9,144 Cr).
  • Established history (16+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 3.96% (top quartile).
  • 1M return: 0.22% (lower mid).
  • Sharpe: -0.59 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.64% (top quartile).
  • Modified duration: 2.83 yrs (bottom quartile).

Kotak Banking and PSU Debt fund

  • Bottom quartile AUM (₹5,129 Cr).
  • Oldest track record among peers (27 yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 3.57% (lower mid).
  • 1M return: 0.14% (bottom quartile).
  • Sharpe: -0.62 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.55% (lower mid).
  • Modified duration: 2.79 yrs (lower mid).

HDFC Banking and PSU Debt Fund

  • Bottom quartile AUM (₹5,316 Cr).
  • Established history (12+ yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 1Y return: 3.12% (bottom quartile).
  • 1M return: 0.24% (upper mid).
  • Sharpe: -0.85 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.58% (upper mid).
  • Modified duration: 3.06 yrs (bottom quartile).

Aditya Birla Sun Life Banking & PSU Debt Fund

  • Lower mid AUM (₹8,805 Cr).
  • Established history (18+ yrs).
  • Rating: 4★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 3.10% (bottom quartile).
  • 1M return: 0.14% (bottom quartile).
  • Sharpe: -0.85 (lower mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.50% (bottom quartile).
  • Modified duration: 2.76 yrs (upper mid).

Bandhan Banking & PSU Debt Fund

  • Highest AUM (₹12,108 Cr).
  • Established history (13+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 3.95% (upper mid).
  • 1M return: 0.29% (top quartile).
  • Sharpe: -0.87 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.32% (bottom quartile).
  • Modified duration: 1.85 yrs (top quartile).

Top 5 Credit Risk Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2025 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
DSP Credit Risk Fund Growth ₹54.015
↓ -0.01 		₹2427.16.6915.7218.23%2Y 29D2Y 9M 22D
Aditya Birla Sun Life Credit Risk Fund Growth ₹24.7007
↓ 0.00 		₹1,3531.36.11111.713.48.59%2Y 14D2Y 8M 19D
Franklin India Credit Risk Fund Growth ₹25.3348
↑ 0.04 		₹1042.957.511 0%
BOI AXA Credit Risk Fund Growth ₹14.1759
↑ 0.00 		₹1056.713.216.69.56.55.76%5M 16D7M 6D
Invesco India Credit Risk Fund Growth ₹2,038.44
↓ -0.42 		₹15922.95.38.19.27.81%1Y 9M 29D2Y 3M 25D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Jun 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryDSP Credit Risk FundAditya Birla Sun Life Credit Risk FundFranklin India Credit Risk FundBOI AXA Credit Risk FundInvesco India Credit Risk Fund
Point 1Upper mid AUM (₹242 Cr).Highest AUM (₹1,353 Cr).Bottom quartile AUM (₹104 Cr).Bottom quartile AUM (₹105 Cr).Lower mid AUM (₹159 Cr).
Point 2Oldest track record among peers (23 yrs).Established history (11+ yrs).Established history (14+ yrs).Established history (11+ yrs).Established history (11+ yrs).
Point 3Top rated.Not Rated.Rating: 1★ (lower mid).Not Rated.Rating: 4★ (upper mid).
Point 4Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.
Point 51Y return: 8.95% (lower mid).1Y return: 10.98% (upper mid).1Y return: 7.45% (bottom quartile).1Y return: 16.59% (top quartile).1Y return: 5.29% (bottom quartile).
Point 61M return: 1.09% (top quartile).1M return: 0.41% (lower mid).1M return: 0.91% (upper mid).1M return: 0.32% (bottom quartile).1M return: 0.37% (bottom quartile).
Point 7Sharpe: 0.64 (lower mid).Sharpe: 1.88 (top quartile).Sharpe: 0.29 (bottom quartile).Sharpe: 1.53 (upper mid).Sharpe: 0.16 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 8.23% (upper mid).Yield to maturity (debt): 8.59% (top quartile).Yield to maturity (debt): 0.00% (bottom quartile).Yield to maturity (debt): 5.76% (bottom quartile).Yield to maturity (debt): 7.81% (lower mid).
Point 10Modified duration: 2.08 yrs (bottom quartile).Modified duration: 2.04 yrs (bottom quartile).Modified duration: 0.00 yrs (top quartile).Modified duration: 0.46 yrs (upper mid).Modified duration: 1.83 yrs (lower mid).

DSP Credit Risk Fund

  • Upper mid AUM (₹242 Cr).
  • Oldest track record among peers (23 yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 8.95% (lower mid).
  • 1M return: 1.09% (top quartile).
  • Sharpe: 0.64 (lower mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 8.23% (upper mid).
  • Modified duration: 2.08 yrs (bottom quartile).

Aditya Birla Sun Life Credit Risk Fund

  • Highest AUM (₹1,353 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 10.98% (upper mid).
  • 1M return: 0.41% (lower mid).
  • Sharpe: 1.88 (top quartile).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 8.59% (top quartile).
  • Modified duration: 2.04 yrs (bottom quartile).

Franklin India Credit Risk Fund

  • Bottom quartile AUM (₹104 Cr).
  • Established history (14+ yrs).
  • Rating: 1★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 7.45% (bottom quartile).
  • 1M return: 0.91% (upper mid).
  • Sharpe: 0.29 (bottom quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 0.00% (bottom quartile).
  • Modified duration: 0.00 yrs (top quartile).

BOI AXA Credit Risk Fund

  • Bottom quartile AUM (₹105 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderate.
  • 1Y return: 16.59% (top quartile).
  • 1M return: 0.32% (bottom quartile).
  • Sharpe: 1.53 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 5.76% (bottom quartile).
  • Modified duration: 0.46 yrs (upper mid).

Invesco India Credit Risk Fund

  • Lower mid AUM (₹159 Cr).
  • Established history (11+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 5.29% (bottom quartile).
  • 1M return: 0.37% (bottom quartile).
  • Sharpe: 0.16 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.81% (lower mid).
  • Modified duration: 1.83 yrs (lower mid).

Top 5 Corporate Bond Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2025 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Franklin India Corporate Debt Fund Growth ₹104.518
↑ 0.02 		₹1,2830.724.87.29.17.79%3Y 1M 24D5Y 4M 17D
ICICI Prudential Corporate Bond Fund Growth ₹31.2133
↓ -0.01 		₹32,6820.51.64.57.187.75%2Y 11M 19D5Y 2M 12D
BNP Paribas Corporate Bond Fund Growth ₹28.7225
↓ -0.01 		₹2420.61.346.98.37.44%2Y 25D2Y 8M 12D
Nippon India Prime Debt Fund Growth ₹62.3133
↓ -0.02 		₹8,2460.213.46.97.87.66%2Y 6M 4D3Y 22D
Kotak Corporate Bond Fund Standard Growth ₹3,921.43
↓ -0.27 		₹16,8770.113.56.87.87.74%2Y 8M 26D3Y 10M 24D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Jun 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryFranklin India Corporate Debt FundICICI Prudential Corporate Bond FundBNP Paribas Corporate Bond FundNippon India Prime Debt FundKotak Corporate Bond Fund Standard
Point 1Bottom quartile AUM (₹1,283 Cr).Highest AUM (₹32,682 Cr).Bottom quartile AUM (₹242 Cr).Lower mid AUM (₹8,246 Cr).Upper mid AUM (₹16,877 Cr).
Point 2Oldest track record among peers (28 yrs).Established history (16+ yrs).Established history (17+ yrs).Established history (25+ yrs).Established history (18+ yrs).
Point 3Rating: 2★ (bottom quartile).Top rated.Rating: 3★ (bottom quartile).Rating: 4★ (upper mid).Rating: 4★ (lower mid).
Point 4Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderately Low.Risk profile: Moderately Low.
Point 51Y return: 4.75% (top quartile).1Y return: 4.52% (upper mid).1Y return: 3.99% (lower mid).1Y return: 3.36% (bottom quartile).1Y return: 3.52% (bottom quartile).
Point 61M return: 0.21% (lower mid).1M return: 0.29% (upper mid).1M return: 0.38% (top quartile).1M return: 0.19% (bottom quartile).1M return: 0.15% (bottom quartile).
Point 7Sharpe: 0.09 (top quartile).Sharpe: -0.28 (upper mid).Sharpe: -0.38 (lower mid).Sharpe: -0.72 (bottom quartile).Sharpe: -0.66 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 7.79% (top quartile).Yield to maturity (debt): 7.75% (upper mid).Yield to maturity (debt): 7.44% (bottom quartile).Yield to maturity (debt): 7.66% (bottom quartile).Yield to maturity (debt): 7.74% (lower mid).
Point 10Modified duration: 3.15 yrs (bottom quartile).Modified duration: 2.97 yrs (bottom quartile).Modified duration: 2.07 yrs (top quartile).Modified duration: 2.51 yrs (upper mid).Modified duration: 2.74 yrs (lower mid).

Franklin India Corporate Debt Fund

  • Bottom quartile AUM (₹1,283 Cr).
  • Oldest track record among peers (28 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 4.75% (top quartile).
  • 1M return: 0.21% (lower mid).
  • Sharpe: 0.09 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.79% (top quartile).
  • Modified duration: 3.15 yrs (bottom quartile).

ICICI Prudential Corporate Bond Fund

  • Highest AUM (₹32,682 Cr).
  • Established history (16+ yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 1Y return: 4.52% (upper mid).
  • 1M return: 0.29% (upper mid).
  • Sharpe: -0.28 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.75% (upper mid).
  • Modified duration: 2.97 yrs (bottom quartile).

BNP Paribas Corporate Bond Fund

  • Bottom quartile AUM (₹242 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 3.99% (lower mid).
  • 1M return: 0.38% (top quartile).
  • Sharpe: -0.38 (lower mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.44% (bottom quartile).
  • Modified duration: 2.07 yrs (top quartile).

Nippon India Prime Debt Fund

  • Lower mid AUM (₹8,246 Cr).
  • Established history (25+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderately Low.
  • 1Y return: 3.36% (bottom quartile).
  • 1M return: 0.19% (bottom quartile).
  • Sharpe: -0.72 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.66% (bottom quartile).
  • Modified duration: 2.51 yrs (upper mid).

Kotak Corporate Bond Fund Standard

  • Upper mid AUM (₹16,877 Cr).
  • Established history (18+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderately Low.
  • 1Y return: 3.52% (bottom quartile).
  • 1M return: 0.15% (bottom quartile).
  • Sharpe: -0.66 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.74% (lower mid).
  • Modified duration: 2.74 yrs (lower mid).

Top 5 GILT Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2025 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
ICICI Prudential Gilt Fund Growth ₹104.939
↓ -0.10 		₹9,062-0.60.81.36.46.87.59%8Y 4M 20D20Y 7D
Bandhan Government Securities Fund - Investment Plan Growth ₹36.3209
↓ -0.04 		₹1,9471.82.51.46.43.77.44%7Y 5M 16D19Y 6M
UTI Gilt Fund Growth ₹64.8347
↓ -0.01 		₹5480.82.31.86.35.16.52%4Y 5M 5D11Y 6M 22D
Axis Gilt Fund Growth ₹25.968
↓ -0.03 		₹438-0.31.10.26.25.27.25%8Y 1M 13D19Y 9M 11D
SBI Magnum Gilt Fund Growth ₹67.0146
↓ -0.07 		₹9,0470.10.905.84.56.91%5Y 2M 26D11Y 11M 19D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Jun 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryICICI Prudential Gilt FundBandhan Government Securities Fund - Investment PlanUTI Gilt FundAxis Gilt FundSBI Magnum Gilt Fund
Point 1Highest AUM (₹9,062 Cr).Lower mid AUM (₹1,947 Cr).Bottom quartile AUM (₹548 Cr).Bottom quartile AUM (₹438 Cr).Upper mid AUM (₹9,047 Cr).
Point 2Oldest track record among peers (26 yrs).Established history (17+ yrs).Established history (24+ yrs).Established history (14+ yrs).Established history (25+ yrs).
Point 3Top rated.Rating: 3★ (bottom quartile).Rating: 4★ (upper mid).Rating: 1★ (bottom quartile).Rating: 4★ (lower mid).
Point 4Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.
Point 51Y return: 1.33% (lower mid).1Y return: 1.45% (upper mid).1Y return: 1.76% (top quartile).1Y return: 0.24% (bottom quartile).1Y return: -0.04% (bottom quartile).
Point 61M return: 0.22% (lower mid).1M return: 0.94% (top quartile).1M return: 0.13% (bottom quartile).1M return: 0.27% (upper mid).1M return: 0.22% (bottom quartile).
Point 7Sharpe: -1.04 (upper mid).Sharpe: -1.15 (lower mid).Sharpe: -0.84 (top quartile).Sharpe: -1.36 (bottom quartile).Sharpe: -1.56 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 7.59% (top quartile).Yield to maturity (debt): 7.44% (upper mid).Yield to maturity (debt): 6.52% (bottom quartile).Yield to maturity (debt): 7.25% (lower mid).Yield to maturity (debt): 6.91% (bottom quartile).
Point 10Modified duration: 8.39 yrs (bottom quartile).Modified duration: 7.46 yrs (lower mid).Modified duration: 4.43 yrs (top quartile).Modified duration: 8.12 yrs (bottom quartile).Modified duration: 5.24 yrs (upper mid).

ICICI Prudential Gilt Fund

  • Highest AUM (₹9,062 Cr).
  • Oldest track record among peers (26 yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 1Y return: 1.33% (lower mid).
  • 1M return: 0.22% (lower mid).
  • Sharpe: -1.04 (upper mid).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 7.59% (top quartile).
  • Modified duration: 8.39 yrs (bottom quartile).

Bandhan Government Securities Fund - Investment Plan

  • Lower mid AUM (₹1,947 Cr).
  • Established history (17+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 1.45% (upper mid).
  • 1M return: 0.94% (top quartile).
  • Sharpe: -1.15 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 7.44% (upper mid).
  • Modified duration: 7.46 yrs (lower mid).

UTI Gilt Fund

  • Bottom quartile AUM (₹548 Cr).
  • Established history (24+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 1.76% (top quartile).
  • 1M return: 0.13% (bottom quartile).
  • Sharpe: -0.84 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 6.52% (bottom quartile).
  • Modified duration: 4.43 yrs (top quartile).

Axis Gilt Fund

  • Bottom quartile AUM (₹438 Cr).
  • Established history (14+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 0.24% (bottom quartile).
  • 1M return: 0.27% (upper mid).
  • Sharpe: -1.36 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 7.25% (lower mid).
  • Modified duration: 8.12 yrs (bottom quartile).

SBI Magnum Gilt Fund

  • Upper mid AUM (₹9,047 Cr).
  • Established history (25+ yrs).
  • Rating: 4★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: -0.04% (bottom quartile).
  • 1M return: 0.22% (bottom quartile).
  • Sharpe: -1.56 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.91% (bottom quartile).
  • Modified duration: 5.24 yrs (upper mid).

Best Hybrid Funds 2026 - 2027

Below are the top ranked funds from difference categories like. Aggresive, Conservative, Arbitrage, Dynamic Allocation, Multi Asset, Equity Savings and solution oriented Hybrid schemes.

Top 5 Balanced Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹40.49
↑ 0.11 		₹1,4826.97.56.419.316.1-0.9
SBI Multi Asset Allocation Fund Growth ₹66.0713
↓ -0.14 		₹17,666-1.72.813.616.813.318.6
ICICI Prudential Multi-Asset Fund Growth ₹796.067
↑ 2.30 		₹83,547-2.5-1.96.716.617.218.6
UTI Multi Asset Fund Growth ₹77.1736
↓ -0.46 		₹6,865-2.6-25.816.313.311.1
Sundaram Equity Hybrid Fund Growth ₹135.137
↑ 0.78 		₹1,9540.510.527.11614.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Jun 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryBOI AXA Mid and Small Cap Equity and Debt FundSBI Multi Asset Allocation FundICICI Prudential Multi-Asset FundUTI Multi Asset FundSundaram Equity Hybrid Fund
Point 1Bottom quartile AUM (₹1,482 Cr).Upper mid AUM (₹17,666 Cr).Highest AUM (₹83,547 Cr).Lower mid AUM (₹6,865 Cr).Bottom quartile AUM (₹1,954 Cr).
Point 2Established history (9+ yrs).Established history (20+ yrs).Established history (23+ yrs).Established history (17+ yrs).Oldest track record among peers (25 yrs).
Point 3Not Rated.Top rated.Rating: 2★ (upper mid).Rating: 1★ (bottom quartile).Rating: 2★ (lower mid).
Point 4Risk profile: Moderately High.Risk profile: Moderate.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 16.14% (upper mid).5Y return: 13.29% (bottom quartile).5Y return: 17.19% (top quartile).5Y return: 13.27% (bottom quartile).5Y return: 14.20% (lower mid).
Point 63Y return: 19.33% (top quartile).3Y return: 16.83% (upper mid).3Y return: 16.63% (lower mid).3Y return: 16.32% (bottom quartile).3Y return: 16.03% (bottom quartile).
Point 71Y return: 6.38% (bottom quartile).1Y return: 13.62% (upper mid).1Y return: 6.68% (lower mid).1Y return: 5.81% (bottom quartile).1Y return: 27.10% (top quartile).
Point 81M return: 1.17% (upper mid).1M return: 0.13% (lower mid).1M return: -0.51% (bottom quartile).1M return: -0.12% (bottom quartile).1M return: 1.80% (top quartile).
Point 9Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).Alpha: 5.81 (top quartile).
Point 10Sharpe: 0.50 (lower mid).Sharpe: 0.97 (upper mid).Sharpe: 0.34 (bottom quartile).Sharpe: 0.19 (bottom quartile).Sharpe: 2.64 (top quartile).

BOI AXA Mid and Small Cap Equity and Debt Fund

  • Bottom quartile AUM (₹1,482 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 16.14% (upper mid).
  • 3Y return: 19.33% (top quartile).
  • 1Y return: 6.38% (bottom quartile).
  • 1M return: 1.17% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.50 (lower mid).

SBI Multi Asset Allocation Fund

  • Upper mid AUM (₹17,666 Cr).
  • Established history (20+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 5Y return: 13.29% (bottom quartile).
  • 3Y return: 16.83% (upper mid).
  • 1Y return: 13.62% (upper mid).
  • 1M return: 0.13% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.97 (upper mid).

ICICI Prudential Multi-Asset Fund

  • Highest AUM (₹83,547 Cr).
  • Established history (23+ yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.19% (top quartile).
  • 3Y return: 16.63% (lower mid).
  • 1Y return: 6.68% (lower mid).
  • 1M return: -0.51% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.34 (bottom quartile).

UTI Multi Asset Fund

  • Lower mid AUM (₹6,865 Cr).
  • Established history (17+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 13.27% (bottom quartile).
  • 3Y return: 16.32% (bottom quartile).
  • 1Y return: 5.81% (bottom quartile).
  • 1M return: -0.12% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.19 (bottom quartile).

Sundaram Equity Hybrid Fund

  • Bottom quartile AUM (₹1,954 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.20% (lower mid).
  • 3Y return: 16.03% (bottom quartile).
  • 1Y return: 27.10% (top quartile).
  • 1M return: 1.80% (top quartile).
  • Alpha: 5.81 (top quartile).
  • Sharpe: 2.64 (top quartile).

Top 5 Aggressive Hybrid Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹40.49
↑ 0.11 		₹1,4826.97.56.419.316.1-0.9
Sundaram Equity Hybrid Fund Growth ₹135.137
↑ 0.78 		₹1,9540.510.527.11614.2
ICICI Prudential Equity and Debt Fund Growth ₹391.74
↓ -0.92 		₹50,368-2.7-4.82.115.816.213.3
IDBI Hybrid Equity Fund Growth ₹17.1253
↓ -0.01 		₹1797.89.812.114.47.1
Baroda Pioneer Hybrid Equity Fund Growth ₹81.2894
↑ 0.36 		₹389-3.5-0.814.814.311.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Jun 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryBOI AXA Mid and Small Cap Equity and Debt FundSundaram Equity Hybrid FundICICI Prudential Equity and Debt FundIDBI Hybrid Equity FundBaroda Pioneer Hybrid Equity Fund
Point 1Lower mid AUM (₹1,482 Cr).Upper mid AUM (₹1,954 Cr).Highest AUM (₹50,368 Cr).Bottom quartile AUM (₹179 Cr).Bottom quartile AUM (₹389 Cr).
Point 2Established history (9+ yrs).Established history (25+ yrs).Oldest track record among peers (26 yrs).Established history (9+ yrs).Established history (22+ yrs).
Point 3Not Rated.Rating: 2★ (lower mid).Top rated.Not Rated.Rating: 3★ (upper mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 16.14% (upper mid).5Y return: 14.20% (lower mid).5Y return: 16.16% (top quartile).5Y return: 7.09% (bottom quartile).5Y return: 11.17% (bottom quartile).
Point 63Y return: 19.33% (top quartile).3Y return: 16.03% (upper mid).3Y return: 15.82% (lower mid).3Y return: 14.43% (bottom quartile).3Y return: 14.26% (bottom quartile).
Point 71Y return: 6.38% (bottom quartile).1Y return: 27.10% (top quartile).1Y return: 2.06% (bottom quartile).1Y return: 12.06% (lower mid).1Y return: 14.82% (upper mid).
Point 81M return: 1.17% (lower mid).1M return: 1.80% (upper mid).1M return: -2.03% (bottom quartile).1M return: 2.10% (top quartile).1M return: -2.79% (bottom quartile).
Point 9Alpha: 0.00 (bottom quartile).Alpha: 5.81 (upper mid).Alpha: 2.05 (lower mid).Alpha: -0.26 (bottom quartile).Alpha: 6.53 (top quartile).
Point 10Sharpe: 0.50 (bottom quartile).Sharpe: 2.64 (top quartile).Sharpe: 0.01 (bottom quartile).Sharpe: 1.03 (lower mid).Sharpe: 2.59 (upper mid).

BOI AXA Mid and Small Cap Equity and Debt Fund

  • Lower mid AUM (₹1,482 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 16.14% (upper mid).
  • 3Y return: 19.33% (top quartile).
  • 1Y return: 6.38% (bottom quartile).
  • 1M return: 1.17% (lower mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.50 (bottom quartile).

Sundaram Equity Hybrid Fund

  • Upper mid AUM (₹1,954 Cr).
  • Established history (25+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.20% (lower mid).
  • 3Y return: 16.03% (upper mid).
  • 1Y return: 27.10% (top quartile).
  • 1M return: 1.80% (upper mid).
  • Alpha: 5.81 (upper mid).
  • Sharpe: 2.64 (top quartile).

ICICI Prudential Equity and Debt Fund

  • Highest AUM (₹50,368 Cr).
  • Oldest track record among peers (26 yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 16.16% (top quartile).
  • 3Y return: 15.82% (lower mid).
  • 1Y return: 2.06% (bottom quartile).
  • 1M return: -2.03% (bottom quartile).
  • Alpha: 2.05 (lower mid).
  • Sharpe: 0.01 (bottom quartile).

IDBI Hybrid Equity Fund

  • Bottom quartile AUM (₹179 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 7.09% (bottom quartile).
  • 3Y return: 14.43% (bottom quartile).
  • 1Y return: 12.06% (lower mid).
  • 1M return: 2.10% (top quartile).
  • Alpha: -0.26 (bottom quartile).
  • Sharpe: 1.03 (lower mid).

Baroda Pioneer Hybrid Equity Fund

  • Bottom quartile AUM (₹389 Cr).
  • Established history (22+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 11.17% (bottom quartile).
  • 3Y return: 14.26% (bottom quartile).
  • 1Y return: 14.82% (upper mid).
  • 1M return: -2.79% (bottom quartile).
  • Alpha: 6.53 (top quartile).
  • Sharpe: 2.59 (upper mid).

Top 5 Conservative Hybrid Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
BOI AXA Mid and Small Cap Equity and Debt Fund Growth ₹40.49
↑ 0.11 		₹1,4826.97.56.419.316.1-0.9
SBI Multi Asset Allocation Fund Growth ₹66.0713
↓ -0.14 		₹17,666-1.72.813.616.813.318.6
ICICI Prudential Multi-Asset Fund Growth ₹796.067
↑ 2.30 		₹83,547-2.5-1.96.716.617.218.6
UTI Multi Asset Fund Growth ₹77.1736
↓ -0.46 		₹6,865-2.6-25.816.313.311.1
Sundaram Equity Hybrid Fund Growth ₹135.137
↑ 0.78 		₹1,9540.510.527.11614.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Jun 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryBOI AXA Mid and Small Cap Equity and Debt FundSBI Multi Asset Allocation FundICICI Prudential Multi-Asset FundUTI Multi Asset FundSundaram Equity Hybrid Fund
Point 1Bottom quartile AUM (₹1,482 Cr).Upper mid AUM (₹17,666 Cr).Highest AUM (₹83,547 Cr).Lower mid AUM (₹6,865 Cr).Bottom quartile AUM (₹1,954 Cr).
Point 2Established history (9+ yrs).Established history (20+ yrs).Established history (23+ yrs).Established history (17+ yrs).Oldest track record among peers (25 yrs).
Point 3Not Rated.Top rated.Rating: 2★ (upper mid).Rating: 1★ (bottom quartile).Rating: 2★ (lower mid).
Point 4Risk profile: Moderately High.Risk profile: Moderate.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 16.14% (upper mid).5Y return: 13.29% (bottom quartile).5Y return: 17.19% (top quartile).5Y return: 13.27% (bottom quartile).5Y return: 14.20% (lower mid).
Point 63Y return: 19.33% (top quartile).3Y return: 16.83% (upper mid).3Y return: 16.63% (lower mid).3Y return: 16.32% (bottom quartile).3Y return: 16.03% (bottom quartile).
Point 71Y return: 6.38% (bottom quartile).1Y return: 13.62% (upper mid).1Y return: 6.68% (lower mid).1Y return: 5.81% (bottom quartile).1Y return: 27.10% (top quartile).
Point 81M return: 1.17% (upper mid).1M return: 0.13% (lower mid).1M return: -0.51% (bottom quartile).1M return: -0.12% (bottom quartile).1M return: 1.80% (top quartile).
Point 9Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).Alpha: 5.81 (top quartile).
Point 10Sharpe: 0.50 (lower mid).Sharpe: 0.97 (upper mid).Sharpe: 0.34 (bottom quartile).Sharpe: 0.19 (bottom quartile).Sharpe: 2.64 (top quartile).

BOI AXA Mid and Small Cap Equity and Debt Fund

  • Bottom quartile AUM (₹1,482 Cr).
  • Established history (9+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 16.14% (upper mid).
  • 3Y return: 19.33% (top quartile).
  • 1Y return: 6.38% (bottom quartile).
  • 1M return: 1.17% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.50 (lower mid).

SBI Multi Asset Allocation Fund

  • Upper mid AUM (₹17,666 Cr).
  • Established history (20+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 5Y return: 13.29% (bottom quartile).
  • 3Y return: 16.83% (upper mid).
  • 1Y return: 13.62% (upper mid).
  • 1M return: 0.13% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.97 (upper mid).

ICICI Prudential Multi-Asset Fund

  • Highest AUM (₹83,547 Cr).
  • Established history (23+ yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.19% (top quartile).
  • 3Y return: 16.63% (lower mid).
  • 1Y return: 6.68% (lower mid).
  • 1M return: -0.51% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.34 (bottom quartile).

UTI Multi Asset Fund

  • Lower mid AUM (₹6,865 Cr).
  • Established history (17+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 13.27% (bottom quartile).
  • 3Y return: 16.32% (bottom quartile).
  • 1Y return: 5.81% (bottom quartile).
  • 1M return: -0.12% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.19 (bottom quartile).

Sundaram Equity Hybrid Fund

  • Bottom quartile AUM (₹1,954 Cr).
  • Oldest track record among peers (25 yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 14.20% (lower mid).
  • 3Y return: 16.03% (bottom quartile).
  • 1Y return: 27.10% (top quartile).
  • 1M return: 1.80% (top quartile).
  • Alpha: 5.81 (top quartile).
  • Sharpe: 2.64 (top quartile).

Top 5 Arbitrage Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Kotak Equity Arbitrage Fund Growth ₹39.4
↑ 0.02 		₹69,9511.12.75.776.16.4
UTI Arbitrage Fund Growth ₹36.8541
↑ 0.02 		₹10,8581.12.75.76.95.96.5
Invesco India Arbitrage Fund Growth ₹33.5749
↑ 0.02 		₹27,3211.22.75.86.96.16.5
SBI Arbitrage Opportunities Fund Growth ₹35.5609
↑ 0.02 		₹42,8471.12.75.76.96.16.5
HDFC Arbitrage Fund Growth ₹32.214
↑ 0.02 		₹24,4391.12.75.76.85.96.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Jun 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryKotak Equity Arbitrage FundUTI Arbitrage FundInvesco India Arbitrage FundSBI Arbitrage Opportunities FundHDFC Arbitrage Fund
Point 1Highest AUM (₹69,951 Cr).Bottom quartile AUM (₹10,858 Cr).Lower mid AUM (₹27,321 Cr).Upper mid AUM (₹42,847 Cr).Bottom quartile AUM (₹24,439 Cr).
Point 2Oldest track record among peers (20 yrs).Established history (19+ yrs).Established history (19+ yrs).Established history (19+ yrs).Established history (18+ yrs).
Point 3Top rated.Rating: 3★ (upper mid).Rating: 3★ (lower mid).Rating: 2★ (bottom quartile).Rating: 3★ (bottom quartile).
Point 4Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Moderately Low.Risk profile: Moderately Low.
Point 55Y return: 6.11% (lower mid).5Y return: 5.95% (bottom quartile).5Y return: 6.13% (upper mid).5Y return: 6.13% (top quartile).5Y return: 5.91% (bottom quartile).
Point 63Y return: 6.96% (top quartile).3Y return: 6.91% (upper mid).3Y return: 6.88% (lower mid).3Y return: 6.86% (bottom quartile).3Y return: 6.85% (bottom quartile).
Point 71Y return: 5.67% (bottom quartile).1Y return: 5.71% (bottom quartile).1Y return: 5.77% (top quartile).1Y return: 5.74% (upper mid).1Y return: 5.72% (lower mid).
Point 81M return: 0.25% (bottom quartile).1M return: 0.26% (bottom quartile).1M return: 0.31% (top quartile).1M return: 0.28% (upper mid).1M return: 0.27% (lower mid).
Point 9Alpha: 0.00 (top quartile).Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: 0.52 (bottom quartile).Sharpe: 0.71 (lower mid).Sharpe: 0.72 (upper mid).Sharpe: 0.87 (top quartile).Sharpe: 0.50 (bottom quartile).

Kotak Equity Arbitrage Fund

  • Highest AUM (₹69,951 Cr).
  • Oldest track record among peers (20 yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 5Y return: 6.11% (lower mid).
  • 3Y return: 6.96% (top quartile).
  • 1Y return: 5.67% (bottom quartile).
  • 1M return: 0.25% (bottom quartile).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 0.52 (bottom quartile).

UTI Arbitrage Fund

  • Bottom quartile AUM (₹10,858 Cr).
  • Established history (19+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately Low.
  • 5Y return: 5.95% (bottom quartile).
  • 3Y return: 6.91% (upper mid).
  • 1Y return: 5.71% (bottom quartile).
  • 1M return: 0.26% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.71 (lower mid).

Invesco India Arbitrage Fund

  • Lower mid AUM (₹27,321 Cr).
  • Established history (19+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately Low.
  • 5Y return: 6.13% (upper mid).
  • 3Y return: 6.88% (lower mid).
  • 1Y return: 5.77% (top quartile).
  • 1M return: 0.31% (top quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.72 (upper mid).

SBI Arbitrage Opportunities Fund

  • Upper mid AUM (₹42,847 Cr).
  • Established history (19+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 5Y return: 6.13% (top quartile).
  • 3Y return: 6.86% (bottom quartile).
  • 1Y return: 5.74% (upper mid).
  • 1M return: 0.28% (upper mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.87 (top quartile).

HDFC Arbitrage Fund

  • Bottom quartile AUM (₹24,439 Cr).
  • Established history (18+ yrs).
  • Rating: 3★ (bottom quartile).
  • Risk profile: Moderately Low.
  • 5Y return: 5.91% (bottom quartile).
  • 3Y return: 6.85% (bottom quartile).
  • 1Y return: 5.72% (lower mid).
  • 1M return: 0.27% (lower mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.50 (bottom quartile).

Top 5 Dynamic Allocation Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Franklin India Multi - Asset Solution Fund Growth ₹21.9699
↓ -0.01 		₹1350.82.35.712.71114.1
Axis Dynamic Equity Fund Growth ₹20.79
↓ -0.05 		₹3,764-2.1-3.6011.59.67
ICICI Prudential Balanced Advantage Fund Growth ₹75.1
↓ -0.25 		₹70,551-1.7-2.93.411.310.312.2
Aditya Birla Sun Life Balanced Advantage Fund Growth ₹108.43
↓ -0.21 		₹9,1820.4-0.93.611.29.510.1
Nippon India Balanced Advantage Fund Growth ₹176.333
↓ -0.38 		₹9,620-1.2-2.61.510.49.17.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Jun 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryFranklin India Multi - Asset Solution FundAxis Dynamic Equity FundICICI Prudential Balanced Advantage FundAditya Birla Sun Life Balanced Advantage FundNippon India Balanced Advantage Fund
Point 1Bottom quartile AUM (₹135 Cr).Bottom quartile AUM (₹3,764 Cr).Highest AUM (₹70,551 Cr).Lower mid AUM (₹9,182 Cr).Upper mid AUM (₹9,620 Cr).
Point 2Established history (11+ yrs).Established history (8+ yrs).Established history (19+ yrs).Oldest track record among peers (26 yrs).Established history (21+ yrs).
Point 3Not Rated.Not Rated.Top rated.Rating: 3★ (upper mid).Rating: 3★ (lower mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 11.03% (top quartile).5Y return: 9.61% (lower mid).5Y return: 10.25% (upper mid).5Y return: 9.46% (bottom quartile).5Y return: 9.05% (bottom quartile).
Point 63Y return: 12.73% (top quartile).3Y return: 11.52% (upper mid).3Y return: 11.25% (lower mid).3Y return: 11.24% (bottom quartile).3Y return: 10.42% (bottom quartile).
Point 71Y return: 5.74% (top quartile).1Y return: 0.05% (bottom quartile).1Y return: 3.40% (lower mid).1Y return: 3.61% (upper mid).1Y return: 1.47% (bottom quartile).
Point 81M return: 0.21% (top quartile).1M return: -1.05% (bottom quartile).1M return: -0.77% (lower mid).1M return: -0.08% (upper mid).1M return: -0.99% (bottom quartile).
Point 9Alpha: 0.00 (top quartile).Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: 0.67 (top quartile).Sharpe: -0.31 (bottom quartile).Sharpe: 0.06 (upper mid).Sharpe: 0.00 (lower mid).Sharpe: -0.16 (bottom quartile).

Franklin India Multi - Asset Solution Fund

  • Bottom quartile AUM (₹135 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 11.03% (top quartile).
  • 3Y return: 12.73% (top quartile).
  • 1Y return: 5.74% (top quartile).
  • 1M return: 0.21% (top quartile).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 0.67 (top quartile).

Axis Dynamic Equity Fund

  • Bottom quartile AUM (₹3,764 Cr).
  • Established history (8+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 9.61% (lower mid).
  • 3Y return: 11.52% (upper mid).
  • 1Y return: 0.05% (bottom quartile).
  • 1M return: -1.05% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: -0.31 (bottom quartile).

ICICI Prudential Balanced Advantage Fund

  • Highest AUM (₹70,551 Cr).
  • Established history (19+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 10.25% (upper mid).
  • 3Y return: 11.25% (lower mid).
  • 1Y return: 3.40% (lower mid).
  • 1M return: -0.77% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.06 (upper mid).

Aditya Birla Sun Life Balanced Advantage Fund

  • Lower mid AUM (₹9,182 Cr).
  • Oldest track record among peers (26 yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 9.46% (bottom quartile).
  • 3Y return: 11.24% (bottom quartile).
  • 1Y return: 3.61% (upper mid).
  • 1M return: -0.08% (upper mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.00 (lower mid).

Nippon India Balanced Advantage Fund

  • Upper mid AUM (₹9,620 Cr).
  • Established history (21+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 9.05% (bottom quartile).
  • 3Y return: 10.42% (bottom quartile).
  • 1Y return: 1.47% (bottom quartile).
  • 1M return: -0.99% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.16 (bottom quartile).

Top 5 Multi Asset Allocation Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
SBI Multi Asset Allocation Fund Growth ₹66.0713
↓ -0.14 		₹17,666-1.72.813.616.813.318.6
ICICI Prudential Multi-Asset Fund Growth ₹796.067
↑ 2.30 		₹83,547-2.5-1.96.716.617.218.6
UTI Multi Asset Fund Growth ₹77.1736
↓ -0.46 		₹6,865-2.6-25.816.313.311.1
Edelweiss Multi Asset Allocation Fund Growth ₹62.84
↑ 0.01 		₹3,627-0.8-2.70.913.7136
Axis Triple Advantage Fund Growth ₹43.3074
↓ -0.14 		₹2,229-4.8-0.310.213.19.515.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Jun 26

Research Highlights & Commentary of 5 Funds showcased

CommentarySBI Multi Asset Allocation FundICICI Prudential Multi-Asset FundUTI Multi Asset FundEdelweiss Multi Asset Allocation FundAxis Triple Advantage Fund
Point 1Upper mid AUM (₹17,666 Cr).Highest AUM (₹83,547 Cr).Lower mid AUM (₹6,865 Cr).Bottom quartile AUM (₹3,627 Cr).Bottom quartile AUM (₹2,229 Cr).
Point 2Established history (20+ yrs).Oldest track record among peers (23 yrs).Established history (17+ yrs).Established history (16+ yrs).Established history (15+ yrs).
Point 3Top rated.Rating: 2★ (upper mid).Rating: 1★ (bottom quartile).Rating: 1★ (bottom quartile).Rating: 2★ (lower mid).
Point 4Risk profile: Moderate.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 13.29% (upper mid).5Y return: 17.19% (top quartile).5Y return: 13.27% (lower mid).5Y return: 12.95% (bottom quartile).5Y return: 9.50% (bottom quartile).
Point 63Y return: 16.83% (top quartile).3Y return: 16.63% (upper mid).3Y return: 16.32% (lower mid).3Y return: 13.73% (bottom quartile).3Y return: 13.08% (bottom quartile).
Point 71Y return: 13.62% (top quartile).1Y return: 6.68% (lower mid).1Y return: 5.81% (bottom quartile).1Y return: 0.85% (bottom quartile).1Y return: 10.16% (upper mid).
Point 81M return: 0.13% (top quartile).1M return: -0.51% (lower mid).1M return: -0.12% (upper mid).1M return: -0.65% (bottom quartile).1M return: -0.56% (bottom quartile).
Point 9Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 1.20 (top quartile).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: 0.97 (top quartile).Sharpe: 0.34 (lower mid).Sharpe: 0.19 (bottom quartile).Sharpe: -0.08 (bottom quartile).Sharpe: 0.64 (upper mid).

SBI Multi Asset Allocation Fund

  • Upper mid AUM (₹17,666 Cr).
  • Established history (20+ yrs).
  • Top rated.
  • Risk profile: Moderate.
  • 5Y return: 13.29% (upper mid).
  • 3Y return: 16.83% (top quartile).
  • 1Y return: 13.62% (top quartile).
  • 1M return: 0.13% (top quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.97 (top quartile).

ICICI Prudential Multi-Asset Fund

  • Highest AUM (₹83,547 Cr).
  • Oldest track record among peers (23 yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.19% (top quartile).
  • 3Y return: 16.63% (upper mid).
  • 1Y return: 6.68% (lower mid).
  • 1M return: -0.51% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.34 (lower mid).

UTI Multi Asset Fund

  • Lower mid AUM (₹6,865 Cr).
  • Established history (17+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 13.27% (lower mid).
  • 3Y return: 16.32% (lower mid).
  • 1Y return: 5.81% (bottom quartile).
  • 1M return: -0.12% (upper mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.19 (bottom quartile).

Edelweiss Multi Asset Allocation Fund

  • Bottom quartile AUM (₹3,627 Cr).
  • Established history (16+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 12.95% (bottom quartile).
  • 3Y return: 13.73% (bottom quartile).
  • 1Y return: 0.85% (bottom quartile).
  • 1M return: -0.65% (bottom quartile).
  • Alpha: 1.20 (top quartile).
  • Sharpe: -0.08 (bottom quartile).

Axis Triple Advantage Fund

  • Bottom quartile AUM (₹2,229 Cr).
  • Established history (15+ yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 9.50% (bottom quartile).
  • 3Y return: 13.08% (bottom quartile).
  • 1Y return: 10.16% (upper mid).
  • 1M return: -0.56% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.64 (upper mid).

Top 5 Equity Savings Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
Edelweiss Equity Savings Fund Growth ₹26.3259
↑ 0.00 		₹1,3131.31.66.210.48.88
Tata Equity Savings Fund Growth ₹56.3583
↑ 0.03 		₹285-0.11.86.99.88
Kotak Equity Savings Fund Growth ₹26.8722
↑ 0.00 		₹10,0320.1-14.79.89.37.9
SBI Equity Savings Fund Growth ₹24.2934
↓ 0.00 		₹5,700-0.2-0.42.69.68.25
Axis Equity Saver Fund Growth ₹22.35
↓ -0.01 		₹866-0.7-1.51.88.67.45.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Jun 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryEdelweiss Equity Savings FundTata Equity Savings FundKotak Equity Savings FundSBI Equity Savings FundAxis Equity Saver Fund
Point 1Lower mid AUM (₹1,313 Cr).Bottom quartile AUM (₹285 Cr).Highest AUM (₹10,032 Cr).Upper mid AUM (₹5,700 Cr).Bottom quartile AUM (₹866 Cr).
Point 2Established history (11+ yrs).Oldest track record among peers (28 yrs).Established history (11+ yrs).Established history (11+ yrs).Established history (10+ yrs).
Point 3Not Rated.Not Rated.Not Rated.Not Rated.Not Rated.
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 8.80% (upper mid).5Y return: 8.02% (bottom quartile).5Y return: 9.29% (top quartile).5Y return: 8.18% (lower mid).5Y return: 7.37% (bottom quartile).
Point 63Y return: 10.43% (top quartile).3Y return: 9.85% (upper mid).3Y return: 9.77% (lower mid).3Y return: 9.55% (bottom quartile).3Y return: 8.60% (bottom quartile).
Point 71Y return: 6.21% (upper mid).1Y return: 6.88% (top quartile).1Y return: 4.67% (lower mid).1Y return: 2.59% (bottom quartile).1Y return: 1.82% (bottom quartile).
Point 81M return: 0.23% (upper mid).1M return: 0.34% (top quartile).1M return: -0.73% (bottom quartile).1M return: -0.30% (bottom quartile).1M return: -0.13% (lower mid).
Point 9Alpha: 0.00 (top quartile).Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: 0.32 (top quartile).Sharpe: 0.00 (lower mid).Sharpe: 0.14 (upper mid).Sharpe: -0.12 (bottom quartile).Sharpe: -0.42 (bottom quartile).

Edelweiss Equity Savings Fund

  • Lower mid AUM (₹1,313 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 8.80% (upper mid).
  • 3Y return: 10.43% (top quartile).
  • 1Y return: 6.21% (upper mid).
  • 1M return: 0.23% (upper mid).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 0.32 (top quartile).

Tata Equity Savings Fund

  • Bottom quartile AUM (₹285 Cr).
  • Oldest track record among peers (28 yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 8.02% (bottom quartile).
  • 3Y return: 9.85% (upper mid).
  • 1Y return: 6.88% (top quartile).
  • 1M return: 0.34% (top quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.00 (lower mid).

Kotak Equity Savings Fund

  • Highest AUM (₹10,032 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 9.29% (top quartile).
  • 3Y return: 9.77% (lower mid).
  • 1Y return: 4.67% (lower mid).
  • 1M return: -0.73% (bottom quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.14 (upper mid).

SBI Equity Savings Fund

  • Upper mid AUM (₹5,700 Cr).
  • Established history (11+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 8.18% (lower mid).
  • 3Y return: 9.55% (bottom quartile).
  • 1Y return: 2.59% (bottom quartile).
  • 1M return: -0.30% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.12 (bottom quartile).

Axis Equity Saver Fund

  • Bottom quartile AUM (₹866 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 7.37% (bottom quartile).
  • 3Y return: 8.60% (bottom quartile).
  • 1Y return: 1.82% (bottom quartile).
  • 1M return: -0.13% (lower mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: -0.42 (bottom quartile).

Top 5 Solution Oriented Schemes

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
ICICI Prudential Child Care Plan (Gift) Growth ₹322.27
↓ -1.63 		₹1,4120.1-2.61.815.413.18.3
HDFC Retirement Savings Fund - Equity Plan Growth ₹46.848
↓ -0.15 		₹6,733-5.8-9.3-6.211.213.15.2
Tata Retirement Savings Fund - Progressive Growth ₹65.6911
↓ -0.27 		₹2,0866.10.71.11410.8-1.2
SBI Magnum Children's Benefit Plan Growth ₹113.856
↑ 0.05 		₹1372.62.74.111.410.63.2
Tata Retirement Savings Fund-Moderate Growth ₹64.9002
↓ -0.25 		₹2,1144.80.21.512.810.41
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Jun 26

Research Highlights & Commentary of 5 Funds showcased

CommentaryICICI Prudential Child Care Plan (Gift)HDFC Retirement Savings Fund - Equity Plan Tata Retirement Savings Fund - ProgressiveSBI Magnum Children's Benefit PlanTata Retirement Savings Fund-Moderate
Point 1Bottom quartile AUM (₹1,412 Cr).Highest AUM (₹6,733 Cr).Lower mid AUM (₹2,086 Cr).Bottom quartile AUM (₹137 Cr).Upper mid AUM (₹2,114 Cr).
Point 2Oldest track record among peers (24 yrs).Established history (10+ yrs).Established history (14+ yrs).Established history (24+ yrs).Established history (14+ yrs).
Point 3Rating: 2★ (bottom quartile).Not Rated.Top rated.Rating: 5★ (upper mid).Rating: 5★ (lower mid).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 13.13% (top quartile).5Y return: 13.09% (upper mid).5Y return: 10.79% (lower mid).5Y return: 10.56% (bottom quartile).5Y return: 10.42% (bottom quartile).
Point 63Y return: 15.36% (top quartile).3Y return: 11.16% (bottom quartile).3Y return: 13.97% (upper mid).3Y return: 11.37% (bottom quartile).3Y return: 12.81% (lower mid).
Point 71Y return: 1.77% (upper mid).1Y return: -6.18% (bottom quartile).1Y return: 1.06% (bottom quartile).1Y return: 4.12% (top quartile).1Y return: 1.54% (lower mid).
Point 81M return: -1.28% (bottom quartile).1M return: -2.31% (bottom quartile).1M return: 1.24% (top quartile).1M return: 0.90% (lower mid).1M return: 0.93% (upper mid).
Point 9Alpha: 0.00 (upper mid).Alpha: -5.83 (bottom quartile).Alpha: 1.88 (top quartile).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: 0.15 (top quartile).Sharpe: -0.38 (bottom quartile).Sharpe: 0.09 (upper mid).Sharpe: -0.17 (bottom quartile).Sharpe: 0.06 (lower mid).

ICICI Prudential Child Care Plan (Gift)

  • Bottom quartile AUM (₹1,412 Cr).
  • Oldest track record among peers (24 yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 13.13% (top quartile).
  • 3Y return: 15.36% (top quartile).
  • 1Y return: 1.77% (upper mid).
  • 1M return: -1.28% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.15 (top quartile).

HDFC Retirement Savings Fund - Equity Plan

  • Highest AUM (₹6,733 Cr).
  • Established history (10+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 13.09% (upper mid).
  • 3Y return: 11.16% (bottom quartile).
  • 1Y return: -6.18% (bottom quartile).
  • 1M return: -2.31% (bottom quartile).
  • Alpha: -5.83 (bottom quartile).
  • Sharpe: -0.38 (bottom quartile).

Tata Retirement Savings Fund - Progressive

  • Lower mid AUM (₹2,086 Cr).
  • Established history (14+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 10.79% (lower mid).
  • 3Y return: 13.97% (upper mid).
  • 1Y return: 1.06% (bottom quartile).
  • 1M return: 1.24% (top quartile).
  • Alpha: 1.88 (top quartile).
  • Sharpe: 0.09 (upper mid).

SBI Magnum Children's Benefit Plan

  • Bottom quartile AUM (₹137 Cr).
  • Established history (24+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 10.56% (bottom quartile).
  • 3Y return: 11.37% (bottom quartile).
  • 1Y return: 4.12% (top quartile).
  • 1M return: 0.90% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.17 (bottom quartile).

Tata Retirement Savings Fund-Moderate

  • Upper mid AUM (₹2,114 Cr).
  • Established history (14+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 10.42% (bottom quartile).
  • 3Y return: 12.81% (lower mid).
  • 1Y return: 1.54% (lower mid).
  • 1M return: 0.93% (upper mid).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 0.06 (lower mid).

Top 5 Gold Funds 2026 - 2027

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
SBI Gold Fund Growth ₹45.0074
↓ -0.37 		₹15,691-7.82057.635.124.571.5
ICICI Prudential Regular Gold Savings Fund Growth ₹47.5514
↓ -0.37 		₹6,452-7.919.857.135.124.372
Nippon India Gold Savings Fund Growth ₹58.7284
↓ -0.47 		₹7,179-7.819.6573524.171.2
HDFC Gold Fund Growth ₹45.8823
↓ -0.65 		₹11,464-7.719.757.134.924.271.3
IDBI Gold Fund Growth ₹39.8292
↓ -0.23 		₹779-8.219.656.634.924.379
Aditya Birla Sun Life Gold Fund Growth ₹44.7154
↓ -0.24 		₹1,732-7.62057.334.924.272
Kotak Gold Fund Growth ₹58.9671
↓ -0.39 		₹6,693-7.819.956.934.82470.4
Axis Gold Fund Growth ₹44.5935
↓ -0.38 		₹2,942-8.819.456.534.724.269.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Jun 26

Research Highlights & Commentary of 8 Funds showcased

CommentarySBI Gold FundICICI Prudential Regular Gold Savings FundNippon India Gold Savings FundHDFC Gold FundIDBI Gold FundAditya Birla Sun Life Gold FundKotak Gold FundAxis Gold Fund
Point 1Highest AUM (₹15,691 Cr).Lower mid AUM (₹6,452 Cr).Upper mid AUM (₹7,179 Cr).Top quartile AUM (₹11,464 Cr).Bottom quartile AUM (₹779 Cr).Bottom quartile AUM (₹1,732 Cr).Upper mid AUM (₹6,693 Cr).Lower mid AUM (₹2,942 Cr).
Point 2Established history (14+ yrs).Established history (14+ yrs).Oldest track record among peers (15 yrs).Established history (14+ yrs).Established history (13+ yrs).Established history (14+ yrs).Established history (15+ yrs).Established history (14+ yrs).
Point 3Rating: 2★ (top quartile).Rating: 1★ (upper mid).Rating: 2★ (upper mid).Rating: 1★ (lower mid).Not Rated.Top rated.Rating: 1★ (lower mid).Rating: 1★ (bottom quartile).
Point 4Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 24.46% (top quartile).5Y return: 24.31% (upper mid).5Y return: 24.13% (bottom quartile).5Y return: 24.22% (lower mid).5Y return: 24.35% (top quartile).5Y return: 24.19% (lower mid).5Y return: 23.98% (bottom quartile).5Y return: 24.24% (upper mid).
Point 63Y return: 35.12% (top quartile).3Y return: 35.08% (top quartile).3Y return: 34.99% (upper mid).3Y return: 34.92% (upper mid).3Y return: 34.91% (lower mid).3Y return: 34.85% (lower mid).3Y return: 34.83% (bottom quartile).3Y return: 34.69% (bottom quartile).
Point 71Y return: 57.60% (top quartile).1Y return: 57.05% (upper mid).1Y return: 57.02% (lower mid).1Y return: 57.05% (upper mid).1Y return: 56.59% (bottom quartile).1Y return: 57.34% (top quartile).1Y return: 56.94% (lower mid).1Y return: 56.53% (bottom quartile).
Point 81M return: 3.31% (lower mid).1M return: 3.25% (lower mid).1M return: 3.39% (upper mid).1M return: 3.44% (upper mid).1M return: 3.57% (top quartile).1M return: 3.71% (top quartile).1M return: 3.24% (bottom quartile).1M return: 3.02% (bottom quartile).
Point 9Alpha: 0.00 (top quartile).Alpha: 0.00 (top quartile).Alpha: 0.00 (upper mid).Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (lower mid).Alpha: 0.00 (bottom quartile).Alpha: 0.00 (bottom quartile).
Point 10Sharpe: 1.76 (upper mid).Sharpe: 1.65 (lower mid).Sharpe: 1.58 (bottom quartile).Sharpe: 1.74 (upper mid).Sharpe: 1.60 (lower mid).Sharpe: 1.58 (bottom quartile).Sharpe: 1.94 (top quartile).Sharpe: 1.89 (top quartile).

SBI Gold Fund

  • Highest AUM (₹15,691 Cr).
  • Established history (14+ yrs).
  • Rating: 2★ (top quartile).
  • Risk profile: Moderately High.
  • 5Y return: 24.46% (top quartile).
  • 3Y return: 35.12% (top quartile).
  • 1Y return: 57.60% (top quartile).
  • 1M return: 3.31% (lower mid).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 1.76 (upper mid).

ICICI Prudential Regular Gold Savings Fund

  • Lower mid AUM (₹6,452 Cr).
  • Established history (14+ yrs).
  • Rating: 1★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 24.31% (upper mid).
  • 3Y return: 35.08% (top quartile).
  • 1Y return: 57.05% (upper mid).
  • 1M return: 3.25% (lower mid).
  • Alpha: 0.00 (top quartile).
  • Sharpe: 1.65 (lower mid).

Nippon India Gold Savings Fund

  • Upper mid AUM (₹7,179 Cr).
  • Oldest track record among peers (15 yrs).
  • Rating: 2★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 24.13% (bottom quartile).
  • 3Y return: 34.99% (upper mid).
  • 1Y return: 57.02% (lower mid).
  • 1M return: 3.39% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 1.58 (bottom quartile).

HDFC Gold Fund

  • Top quartile AUM (₹11,464 Cr).
  • Established history (14+ yrs).
  • Rating: 1★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 24.22% (lower mid).
  • 3Y return: 34.92% (upper mid).
  • 1Y return: 57.05% (upper mid).
  • 1M return: 3.44% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 1.74 (upper mid).

IDBI Gold Fund

  • Bottom quartile AUM (₹779 Cr).
  • Established history (13+ yrs).
  • Not Rated.
  • Risk profile: Moderately High.
  • 5Y return: 24.35% (top quartile).
  • 3Y return: 34.91% (lower mid).
  • 1Y return: 56.59% (bottom quartile).
  • 1M return: 3.57% (top quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 1.60 (lower mid).

Aditya Birla Sun Life Gold Fund

  • Bottom quartile AUM (₹1,732 Cr).
  • Established history (14+ yrs).
  • Top rated.
  • Risk profile: Moderately High.
  • 5Y return: 24.19% (lower mid).
  • 3Y return: 34.85% (lower mid).
  • 1Y return: 57.34% (top quartile).
  • 1M return: 3.71% (top quartile).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 1.58 (bottom quartile).

Kotak Gold Fund

  • Upper mid AUM (₹6,693 Cr).
  • Established history (15+ yrs).
  • Rating: 1★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 23.98% (bottom quartile).
  • 3Y return: 34.83% (bottom quartile).
  • 1Y return: 56.94% (lower mid).
  • 1M return: 3.24% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 1.94 (top quartile).

Axis Gold Fund

  • Lower mid AUM (₹2,942 Cr).
  • Established history (14+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 24.24% (upper mid).
  • 3Y return: 34.69% (bottom quartile).
  • 1Y return: 56.53% (bottom quartile).
  • 1M return: 3.02% (bottom quartile).
  • Alpha: 0.00 (bottom quartile).
  • Sharpe: 1.89 (top quartile).

How to Invest in Best Mutual Funds Online?

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Smart Tips to Invest in Mutual Funds (SIP & Lump Sum)

A smart way to invest in mutual funds is by evaluating both qualitative and quantitative factors. Instead of just chasing returns, investors should focus on consistency, risk, and fund structure.

1. Scheme Asset Size (AUM)

The size of a mutual fund (Assets Under Management – AUM) plays an important role in its performance and stability. Investors should avoid funds that are:

  • Too small – These funds may face liquidity issues and higher risk due to limited diversification
  • Too large – Very large funds may struggle to generate high returns, especially in mid and small cap categories

What is an Ideal AUM Range?

While there is no fixed “perfect size”, here’s a practical benchmark:

  • Large cap funds: ₹20,000 crore – ₹50,000+ crore is generally healthy
  • mid cap funds: ₹5,000 crore – ₹20,000 crore works well
  • Small cap funds: ₹1,000 crore – ₹10,000 crore is considered reasonable
  • Debt Funds: Stability matters more, so higher AUM is usually safer

The key idea is to choose a fund that is well-established but still flexible enough to generate returns.

2. Fund Performance

To identify the best performing mutual funds, investors should evaluate performance over a longer period.

A good fund should:

  • Consistently beat its benchmark over 3–5 years
  • Perform reasonably well even during market downturns
  • Avoid extreme fluctuations in returns

Do not select a fund based only on 1-year or recent performance.

3. Total Expense Ratio

The expense ratio includes management fees and operational costs charged by the fund house.

  • Lower expense ratio = better for long-term returns
  • But extremely low cost should not come at the expense of performance

Ideally:

  • Equity Funds: Below 1% (Direct plans)
  • Debt Funds: Even lower is preferable

4. Investment Mode – SIP vs Lump Sum

Choosing the right investment method is equally important.

  • SIP (Systematic Investment plan) - Best for salaried investors and volatile markets. Helps average out cost over time
  • Lump Sum Investment - Suitable when markets are undervalued or during corrections

For most investors, SIP remains the safer and more disciplined approach.

5. Exit Load & Holding Period

Before investing, always check the exit load of a fund.

  • Most equity funds have an exit load of ~1% if redeemed within 1 year
  • Debt funds may have shorter exit load periods

Always align your investment horizon with the fund’s exit rules to avoid unnecessary charges.

6. Risk Level & Portfolio Fit

Every mutual fund carries a different level of risk.

  • Large Cap → Lower risk
  • Mid Cap → Moderate risk
  • Small Cap → High risk

Instead of investing in multiple random funds, build a balanced portfolio across categories.

Common Mistakes to Avoid

Many investors fail to generate returns due to:

  • Chasing short-term returns
  • Ignoring risk factors
  • Not aligning investments with goals
  • Frequent buying and selling

Final Thoughts

The best performing mutual fund is not the one with the highest return—but the one that aligns with your Financial goals and risk appetite.

Instead of chasing trends, focus on:

  • Consistency
  • Discipline
  • Long-term investing

That is how real wealth is created.

FAQs on Best Mutual Funds in India

1. Which mutual fund is best?

A: There is no single best fund. The right choice depends on your financial goals and risk tolerance.

2. How many mutual funds should I invest in?

A: Ideally, 3–5 funds are enough for proper diversification.

3. Is SIP better than lump sum?

A: SIP is better for most investors as it reduces timing risk.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.

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Mahendra, posted on 19 Dec 20 2:00 PM

Excellent Very helpful for seclecting top most mutual funds for Investment

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Very in-depth and unbiased analysis useful for evaluation of MF performance and prospects.

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