Table of Contents
Top 10 Funds
Best SIP plans? How to choose them? These are some of the common questions that occur in the mind of investors when thinking of Investing in Mutual Funds through a SIP or Systematic Investment plan.
SIP investment is one of the most disciplined investing options when investing in Mutual Funds. Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.
Generally, some of the best SIP plans in India offer good returns when invested for a longer duration. To know how much one can earn by investing a SIP or Systematic Investment Plan, check the sip calculator (also known as SIP return calculator) section below.
A systematic investment plan comes with multiple benefits. Its minimum investment amount INR 500
has not only gained attention most population, but also of many youngsters to begin their investment journey in mutual funds. An investor who wants to invest in a SIP can plan their major Financial goals like- child's education, marriage expenses, purchase of a house/car, etc., in a disciplined manner. One can simply start investing as per their goals (short-term, mid-term and long-term) and attain an increase in wealth over a certain period of time.
SIPs offer major benefits like rupee cost averaging and Power of Compounding. Rupee cost averaging helps an individual to average out the cost of an asset purchase. In a SIP, the purchase of units is done over a long period and these are spread out equally over monthly intervals (usually). Due to the investment being spread out over time, the investment is made into the stock Market at different price points giving the investor the benefit of averaging cost, hence the term rupee cost averaging.
In the case of compound interest, unlike simple interest where you gain interest on only the principal, here the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since the mutual funds in the SIP are in instalments, they are compounded, which adds more to the initially invested sum.
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The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in Information Technology Sector in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The Scheme does not assure or guarantee any returns. TATA Digital India Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a Below is the key information for TATA Digital India Fund Returns up to 1 year are on To generate long-term capital appreciation for you from a portfolio made up predominantly of equity and equity-related securities of technology intensive companies. ICICI Prudential Technology Fund is a Equity - Sectoral fund was launched on 3 Mar 00. It is a fund with High risk and has given a Below is the key information for ICICI Prudential Technology Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life New Millennium Fund) A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of dividend. Aditya Birla Sun Life Digital India Fund is a Equity - Sectoral fund was launched on 15 Jan 00. It is a fund with High risk and has given a Below is the key information for Aditya Birla Sun Life Digital India Fund Returns up to 1 year are on (Erstwhile SBI IT Fund) To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. SBI Technology Opportunities Fund is a Equity - Sectoral fund was launched on 9 Jan 13. It is a fund with High risk and has given a Below is the key information for SBI Technology Opportunities Fund Returns up to 1 year are on The primary objective of the Scheme is to achieve long-term capital appreciation by investing in equity & equity related instruments of mid cap & small cap companies. Principal Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 12 Nov 08. It is a fund with Moderately High risk and has given a Below is the key information for Principal Emerging Bluechip Fund Returns up to 1 year are on To provide long-term capital appreciation by predominantly investing in equity and equity related securities of technology and technology related companies. Franklin India Technology Fund is a Equity - Sectoral fund was launched on 22 Aug 98. It is a fund with High risk and has given a Below is the key information for Franklin India Technology Fund Returns up to 1 year are on (Erstwhile SBI Small & Midcap Fund) The Scheme seeks to generate income and long term capital appreciation by
investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies SBI Small Cap Fund is a Equity - Small Cap fund was launched on 9 Sep 09. It is a fund with Moderately High risk and has given a Below is the key information for SBI Small Cap Fund Returns up to 1 year are on (Erstwhile Parag Parikh Long Term Value Fund) The investment objective of the scheme is to seek to generate long-term capital growth from an actively managed portfolio primarily of equity and equity related securities. Parag Parikh Long Term Equity Fund is a Equity - Multi Cap fund was launched on 24 May 13. It is a fund with Moderately High risk and has given a Below is the key information for Parag Parikh Long Term Equity Fund Returns up to 1 year are on To achieve capital appreciation by investing in
equity and equity related instruments of select
stocks Sundaram Select Focus Fund is a Equity - Focused fund was launched on 30 Jul 02. It is a fund with Moderately High risk and has given a Below is the key information for Sundaram Select Focus Fund Returns up to 1 year are on To achieve long term capital appreciation by investing predominantly in equity & equity related instruments of mid size companies. The focus of the fund would be to invest in relatively larger companies within this category. Axis Mid Cap Fund is a Equity - Mid Cap fund was launched on 18 Feb 11. It is a fund with Moderately High risk and has given a Below is the key information for Axis Mid Cap Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2021 (%) TATA Digital India Fund Growth ₹31.0293
↑ 0.47 ₹5,584 150 -14.1 -19.6 16.1 27.3 27.2 74.4 ICICI Prudential Technology Fund Growth ₹132.65
↑ 2.18 ₹8,478 100 -13.5 -19.7 17.6 31.7 27 75.7 Aditya Birla Sun Life Digital India Fund Growth ₹113.37
↑ 1.77 ₹3,161 100 -13.7 -18.2 12.5 29.5 26.3 70.5 SBI Technology Opportunities Fund Growth ₹129.599
↑ 2.01 ₹2,432 500 -11.9 -18.1 15.9 26.3 24 66.4 Principal Emerging Bluechip Fund Growth ₹183.316
↑ 2.03 ₹3,124 100 2.9 13.6 38.9 21.9 19.2 Franklin India Technology Fund Growth ₹276.97
↓ -9.21 ₹711 500 -14.8 -23.4 1.3 20.4 18.9 39 SBI Small Cap Fund Growth ₹99.5833
↑ 1.21 ₹12,098 500 -2.2 -6 15.1 25.2 18.2 47.6 Parag Parikh Long Term Equity Fund Growth ₹45.2887
↑ 0.56 ₹21,907 1,000 -6.5 -12.2 11.7 22.1 17.8 45.5 Sundaram Select Focus Fund Growth ₹264.968
↓ -1.18 ₹1,354 100 -5 8.5 24.5 17 17.3 Axis Mid Cap Fund Growth ₹61.23
↑ 0.81 ₹17,679 500 -6.1 -15 7.9 19.4 16.7 39.9 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 20 May 22 Assets >= 200 Crore
& Sorted on 5 Year Return
.
1. TATA Digital India Fund
CAGR/Annualized
return of 19.4% since its launch. Return for 2021 was 74.4% , 2020 was 54.8% and 2019 was 7.5% . TATA Digital India Fund
Growth Launch Date 28 Dec 15 NAV (20 May 22) ₹31.0293 ↑ 0.47 (1.54 %) Net Assets (Cr) ₹5,584 on 30 Apr 22 Category Equity - Sectoral AMC Tata Asset Management Limited Rating Risk High Expense Ratio 1.73 Sharpe Ratio 1.08 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 150 Exit Load 0-3 Months (0.25%),3 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 17 ₹10,000 30 Apr 18 ₹15,832 30 Apr 19 ₹17,439 30 Apr 20 ₹15,060 30 Apr 21 ₹29,378 30 Apr 22 ₹38,280 Returns for TATA Digital India Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 20 May 22 Duration Returns 1 Month -10.6% 3 Month -14.1% 6 Month -19.6% 1 Year 16.1% 3 Year 27.3% 5 Year 27.2% 10 Year 15 Year Since launch 19.4% Historical performance (Yearly) on absolute basis
Year Returns 2021 74.4% 2020 54.8% 2019 7.5% 2018 24.9% 2017 19.6% 2016 -6% 2015 2014 2013 2012 Fund Manager information for TATA Digital India Fund
Name Since Tenure Meeta Shetty 9 Mar 21 1.14 Yr. Venkat Samala 26 Nov 20 1.43 Yr. Data below for TATA Digital India Fund as on 30 Apr 22
Equity Sector Allocation
Sector Value Technology 81.61% Communication Services 9.63% Industrials 3.84% Consumer Cyclical 1.06% Consumer Defensive 0.13% Asset Allocation
Asset Class Value Cash 3.74% Equity 96.26% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 31 Jan 16 | INFY24% ₹1,335 Cr 8,519,598
↑ 1,450,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jan 16 | TCS10% ₹540 Cr 1,523,501
↑ 150,000 HCL Technologies Ltd (Technology)
Equity, Since 31 Jan 16 | HCLTECH7% ₹380 Cr 3,524,713 Tech Mahindra Ltd (Technology)
Equity, Since 30 Apr 16 | TECHM7% ₹367 Cr 2,914,334
↑ 250,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 21 | BHARTIARTL6% ₹336 Cr 4,544,200
↑ 550,000 Larsen & Toubro Infotech Ltd (Technology)
Equity, Since 28 Feb 21 | LTI4% ₹242 Cr 500,010
↑ 119,050 Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 16 | PERSISTENT4% ₹239 Cr 552,558 Mphasis Ltd (Technology)
Equity, Since 30 Sep 20 | MPHASIS4% ₹234 Cr 823,149
↑ 106,371 Wipro Ltd (Technology)
Equity, Since 31 Jul 18 | WIPRO3% ₹188 Cr 3,700,000
↑ 500,000 Coforge Ltd (Technology)
Equity, Since 31 Oct 21 | COFORGE3% ₹172 Cr 410,484 2. ICICI Prudential Technology Fund
CAGR/Annualized
return of 12.3% since its launch. Ranked 37 in Sectoral
category. Return for 2021 was 75.7% , 2020 was 70.6% and 2019 was 2.3% . ICICI Prudential Technology Fund
Growth Launch Date 3 Mar 00 NAV (20 May 22) ₹132.65 ↑ 2.18 (1.67 %) Net Assets (Cr) ₹8,478 on 30 Apr 22 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk High Expense Ratio 2.53 Sharpe Ratio 1.07 Information Ratio 1.06 Alpha Ratio 6.65 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 17 ₹10,000 30 Apr 18 ₹14,049 30 Apr 19 ₹15,493 30 Apr 20 ₹13,141 30 Apr 21 ₹28,160 30 Apr 22 ₹36,898 Returns for ICICI Prudential Technology Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 20 May 22 Duration Returns 1 Month -9.3% 3 Month -13.5% 6 Month -19.7% 1 Year 17.6% 3 Year 31.7% 5 Year 27% 10 Year 15 Year Since launch 12.3% Historical performance (Yearly) on absolute basis
Year Returns 2021 75.7% 2020 70.6% 2019 2.3% 2018 19.1% 2017 19.8% 2016 -4% 2015 3.9% 2014 26.3% 2013 62.6% 2012 17.1% Fund Manager information for ICICI Prudential Technology Fund
Name Since Tenure Priyanka Khandelwal 8 Jul 20 1.81 Yr. Vaibhav Dusad 2 May 20 2 Yr. Data below for ICICI Prudential Technology Fund as on 30 Apr 22
Equity Sector Allocation
Sector Value Technology 81.3% Communication Services 10.89% Industrials 1.26% Consumer Cyclical 0.27% Consumer Defensive 0% Asset Allocation
Asset Class Value Cash 6.22% Equity 93.73% Other 0.06% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY33% ₹2,927 Cr 15,350,671
↑ 276,555 Wipro Ltd (Technology)
Equity, Since 30 Sep 19 | 50768510% ₹843 Cr 14,237,984
↑ 2,526,850 HCL Technologies Ltd (Technology)
Equity, Since 30 Sep 20 | HCLTECH10% ₹836 Cr 7,180,738
↑ 262,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 Oct 16 | 5327559% ₹774 Cr 5,163,544
↑ 28,241 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 20 | BHARTIARTL6% ₹544 Cr 7,205,190
↑ 80,602 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Sep 19 | TCS4% ₹352 Cr 942,423
↓ -168,311 Mphasis Ltd (Technology)
Equity, Since 30 Jun 20 | 5262992% ₹178 Cr 527,295
↓ -92,973 Cognizant Technology Solutions Corp Class A (Technology)
Equity, Since 31 Jul 21 | CTSH2% ₹172 Cr 247,668
↓ -59,790 MindTree Ltd (Technology)
Equity, Since 30 Jun 20 | 5328191% ₹124 Cr 288,374
↑ 43,000 Accenture PLC Class A (Technology)
Equity, Since 28 Feb 21 | ACN1% ₹112 Cr 43,600
↓ -7,000 3. Aditya Birla Sun Life Digital India Fund
CAGR/Annualized
return of 11.5% since its launch. Ranked 33 in Sectoral
category. Return for 2021 was 70.5% , 2020 was 59% and 2019 was 9.6% . Aditya Birla Sun Life Digital India Fund
Growth Launch Date 15 Jan 00 NAV (20 May 22) ₹113.37 ↑ 1.77 (1.59 %) Net Assets (Cr) ₹3,161 on 30 Apr 22 Category Equity - Sectoral AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆ Risk High Expense Ratio 2.56 Sharpe Ratio 0.99 Information Ratio 1.08 Alpha Ratio 4.1 Min Investment 1,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 17 ₹10,000 30 Apr 18 ₹14,655 30 Apr 19 ₹15,843 30 Apr 20 ₹14,343 30 Apr 21 ₹28,506 30 Apr 22 ₹36,126 Returns for Aditya Birla Sun Life Digital India Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 20 May 22 Duration Returns 1 Month -10.2% 3 Month -13.7% 6 Month -18.2% 1 Year 12.5% 3 Year 29.5% 5 Year 26.3% 10 Year 15 Year Since launch 11.5% Historical performance (Yearly) on absolute basis
Year Returns 2021 70.5% 2020 59% 2019 9.6% 2018 15.6% 2017 22.4% 2016 -3.5% 2015 11.2% 2014 21.1% 2013 50.2% 2012 3.7% Fund Manager information for Aditya Birla Sun Life Digital India Fund
Name Since Tenure Kunal Sangoi 15 Jan 14 8.3 Yr. Data below for Aditya Birla Sun Life Digital India Fund as on 30 Apr 22
Equity Sector Allocation
Sector Value Technology 77.07% Communication Services 9.84% Industrials 7.11% Consumer Cyclical 1.69% Asset Allocation
Asset Class Value Cash 4.29% Equity 95.71% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 30 Apr 05 | INFY22% ₹685 Cr 4,371,816
↑ 650,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 05 | TCS10% ₹310 Cr 875,450 HCL Technologies Ltd (Technology)
Equity, Since 31 Dec 10 | HCLTECH8% ₹261 Cr 2,421,227
↓ -202,704 Tech Mahindra Ltd (Technology)
Equity, Since 31 May 13 | TECHM7% ₹229 Cr 1,814,943
↑ 200,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 19 | BHARTIARTL6% ₹189 Cr 2,551,670
↑ 100,000 Wipro Ltd (Technology)
Equity, Since 31 Jan 21 | WIPRO5% ₹166 Cr 3,261,888
↓ -200,000 Cyient Ltd (Industrials)
Equity, Since 31 May 14 | CYIENT3% ₹108 Cr 1,221,725
↑ 33,062 MindTree Ltd (Technology)
Equity, Since 30 Nov 20 | MINDTREE2% ₹79 Cr 221,745
↑ 86,745 Coforge Ltd (Technology)
Equity, Since 30 Jun 20 | COFORGE2% ₹78 Cr 185,774
↑ 20,000 Mphasis Ltd (Technology)
Equity, Since 29 Feb 20 | MPHASIS2% ₹76 Cr 265,923 4. SBI Technology Opportunities Fund
CAGR/Annualized
return of 20.3% since its launch. Ranked 42 in Sectoral
category. Return for 2021 was 66.4% , 2020 was 47.3% and 2019 was 12.2% . SBI Technology Opportunities Fund
Growth Launch Date 9 Jan 13 NAV (20 May 22) ₹129.599 ↑ 2.01 (1.58 %) Net Assets (Cr) ₹2,432 on 30 Apr 22 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆ Risk High Expense Ratio 2.61 Sharpe Ratio 0.99 Information Ratio 0.59 Alpha Ratio 4.76 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-15 Days (0.5%),15 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 17 ₹10,000 30 Apr 18 ₹13,969 30 Apr 19 ₹15,598 30 Apr 20 ₹14,613 30 Apr 21 ₹25,592 30 Apr 22 ₹32,407 Returns for SBI Technology Opportunities Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 20 May 22 Duration Returns 1 Month -8.6% 3 Month -11.9% 6 Month -18.1% 1 Year 15.9% 3 Year 26.3% 5 Year 24% 10 Year 15 Year Since launch 20.3% Historical performance (Yearly) on absolute basis
Year Returns 2021 66.4% 2020 47.3% 2019 12.2% 2018 17.1% 2017 13% 2016 -3.3% 2015 2.4% 2014 29.2% 2013 2012 Fund Manager information for SBI Technology Opportunities Fund
Name Since Tenure Saurabh Pant 1 Jan 22 0.33 Yr. Mohit Jain 1 Jan 22 0.33 Yr. Data below for SBI Technology Opportunities Fund as on 30 Apr 22
Equity Sector Allocation
Sector Value Technology 70.75% Communication Services 18.2% Industrials 1.13% Consumer Cyclical 0.82% Asset Allocation
Asset Class Value Cash 9.1% Equity 90.9% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY24% ₹629 Cr 3,300,000 Alphabet Inc Class A (Communication Services)
Equity, Since 30 Sep 18 | GOOGL8% ₹208 Cr 9,645 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 06 | TCS8% ₹207 Cr 553,680
↓ -6,320 HCL Technologies Ltd (Technology)
Equity, Since 31 Mar 06 | HCLTECH8% ₹198 Cr 1,700,000 Wipro Ltd (Technology)
Equity, Since 30 Apr 21 | 5076857% ₹182 Cr 3,080,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 Aug 15 | 5327555% ₹136 Cr 909,735 Microsoft Corp (Technology)
Equity, Since 31 Aug 20 | MSFT5% ₹133 Cr 56,000
↑ 14,410 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 18 | BHARTIARTL5% ₹131 Cr 1,735,130 PVR Ltd (Communication Services)
Equity, Since 31 Jan 22 | PVR4% ₹102 Cr 530,000 NVIDIA Corp (Technology)
Equity, Since 30 Apr 21 | NVDA4% ₹99 Cr 47,000
↑ 12,700 5. Principal Emerging Bluechip Fund
CAGR/Annualized
return of 24.8% since its launch. Ranked 1 in Large & Mid Cap
category. . Principal Emerging Bluechip Fund
Growth Launch Date 12 Nov 08 NAV (31 Dec 21) ₹183.316 ↑ 2.03 (1.12 %) Net Assets (Cr) ₹3,124 on 30 Nov 21 Category Equity - Large & Mid Cap AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.08 Sharpe Ratio 2.74 Information Ratio 0.22 Alpha Ratio 2.18 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 17 ₹10,000 30 Apr 18 ₹11,789 30 Apr 19 ₹10,884 30 Apr 20 ₹9,730 30 Apr 21 ₹15,350 Returns for Principal Emerging Bluechip Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 20 May 22 Duration Returns 1 Month 2.9% 3 Month 2.9% 6 Month 13.6% 1 Year 38.9% 3 Year 21.9% 5 Year 19.2% 10 Year 15 Year Since launch 24.8% Historical performance (Yearly) on absolute basis
Year Returns 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 Fund Manager information for Principal Emerging Bluechip Fund
Name Since Tenure Data below for Principal Emerging Bluechip Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 6. Franklin India Technology Fund
CAGR/Annualized
return of 18.4% since its launch. Ranked 41 in Sectoral
category. Return for 2021 was 39% , 2020 was 56.8% and 2019 was 12.4% . Franklin India Technology Fund
Growth Launch Date 22 Aug 98 NAV (19 May 22) ₹276.97 ↓ -9.21 (-3.22 %) Net Assets (Cr) ₹711 on 30 Apr 22 Category Equity - Sectoral AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆ Risk High Expense Ratio 2.51 Sharpe Ratio 0.36 Information Ratio -0.26 Alpha Ratio -8.3 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 17 ₹10,000 30 Apr 18 ₹13,342 30 Apr 19 ₹15,012 30 Apr 20 ₹14,075 30 Apr 21 ₹24,819 30 Apr 22 ₹27,021 Returns for Franklin India Technology Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 20 May 22 Duration Returns 1 Month -11.1% 3 Month -14.8% 6 Month -23.4% 1 Year 1.3% 3 Year 20.4% 5 Year 18.9% 10 Year 15 Year Since launch 18.4% Historical performance (Yearly) on absolute basis
Year Returns 2021 39% 2020 56.8% 2019 12.4% 2018 11.9% 2017 19.1% 2016 -2.6% 2015 3.8% 2014 16.8% 2013 53.3% 2012 0.3% Fund Manager information for Franklin India Technology Fund
Name Since Tenure Anand Radhakrishnan 3 Mar 07 15.17 Yr. Varun Sharma 30 Nov 15 6.42 Yr. Mayank Bukrediwala 24 Aug 20 1.68 Yr. Data below for Franklin India Technology Fund as on 30 Apr 22
Equity Sector Allocation
Sector Value Technology 60.84% Communication Services 18.98% Consumer Cyclical 8.93% Industrials 2.94% Financial Services 0.74% Basic Materials 0.56% Real Estate 0.13% Health Care 0.05% Asset Allocation
Asset Class Value Cash 6.55% Equity 93.26% Other 0.07% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY17% ₹118 Cr 751,465 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Aug 04 | TCS15% ₹105 Cr 297,407 HCL Technologies Ltd (Technology)
Equity, Since 30 Jun 14 | HCLTECH9% ₹67 Cr 620,392 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 18 | BHARTIARTL6% ₹44 Cr 600,000 Franklin Technology I Acc USD
Investment Fund | -6% ₹42 Cr 116,868 Info Edge (India) Ltd (Communication Services)
Equity, Since 31 Jan 17 | NAUKRI5% ₹34 Cr 73,699 Cyient Ltd (Industrials)
Equity, Since 31 Dec 06 | CYIENT3% ₹21 Cr 236,084
↑ 78,273 Tech Mahindra Ltd (Technology)
Equity, Since 28 Feb 14 | TECHM3% ₹20 Cr 160,000 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 5433202% ₹18 Cr 2,468,616 MakeMyTrip Ltd (Consumer Cyclical)
Equity, Since 31 Mar 20 | MMYT2% ₹16 Cr 82,135 7. SBI Small Cap Fund
CAGR/Annualized
return of 19.9% since its launch. Ranked 4 in Small Cap
category. Return for 2021 was 47.6% , 2020 was 33.6% and 2019 was 6.1% . SBI Small Cap Fund
Growth Launch Date 9 Sep 09 NAV (20 May 22) ₹99.5833 ↑ 1.21 (1.23 %) Net Assets (Cr) ₹12,098 on 30 Apr 22 Category Equity - Small Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.97 Sharpe Ratio 1.99 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 17 ₹10,000 30 Apr 18 ₹13,844 30 Apr 19 ₹11,965 30 Apr 20 ₹10,600 30 Apr 21 ₹19,201 30 Apr 22 ₹24,450 Returns for SBI Small Cap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 20 May 22 Duration Returns 1 Month -4.9% 3 Month -2.2% 6 Month -6% 1 Year 15.1% 3 Year 25.2% 5 Year 18.2% 10 Year 15 Year Since launch 19.9% Historical performance (Yearly) on absolute basis
Year Returns 2021 47.6% 2020 33.6% 2019 6.1% 2018 -19.6% 2017 78.7% 2016 1.3% 2015 20.6% 2014 110.7% 2013 7.8% 2012 31.9% Fund Manager information for SBI Small Cap Fund
Name Since Tenure R. Srinivasan 16 Nov 13 8.46 Yr. Data below for SBI Small Cap Fund as on 30 Apr 22
Equity Sector Allocation
Sector Value Industrials 37.05% Consumer Cyclical 25.44% Basic Materials 16.56% Consumer Defensive 5.69% Health Care 3.46% Financial Services 2.59% Communication Services 0.02% Asset Allocation
Asset Class Value Cash 9.06% Equity 90.8% Debt 0.14% Top Securities Holdings / Portfolio
Name Holding Value Quantity Sheela Foam Ltd (Consumer Cyclical)
Equity, Since 31 Mar 19 | SFL5% ₹546 Cr 1,570,000 Vedant Fashions Ltd (Consumer Cyclical)
Equity, Since 28 Feb 22 | 5434634% ₹440 Cr 4,547,646 Blue Star Ltd (Industrials)
Equity, Since 30 Jun 18 | BLUESTARCO4% ₹421 Cr 4,000,000 Carborundum Universal Ltd (Industrials)
Equity, Since 31 May 19 | CARBORUNIV3% ₹394 Cr 4,939,842 Elgi Equipments Ltd (Industrials)
Equity, Since 31 Dec 13 | 5220743% ₹387 Cr 13,833,663 Narayana Hrudayalaya Ltd (Healthcare)
Equity, Since 31 Dec 19 | NH3% ₹328 Cr 4,400,000 Navin Fluorine International Ltd (Basic Materials)
Equity, Since 31 Mar 20 | NAVINFLUOR3% ₹322 Cr 790,000 Lemon Tree Hotels Ltd (Consumer Cyclical)
Equity, Since 30 Sep 19 | LEMONTREE3% ₹317 Cr 50,000,000 Fine Organic Industries Ltd Ordinary Shares (Basic Materials)
Equity, Since 31 Mar 19 | FINEORG3% ₹316 Cr 790,000 Triveni Turbine Ltd (Industrials)
Equity, Since 31 Jan 19 | 5336553% ₹312 Cr 15,435,443 8. Parag Parikh Long Term Equity Fund
CAGR/Annualized
return of 18.3% since its launch. Ranked 34 in Multi Cap
category. Return for 2021 was 45.5% , 2020 was 32.3% and 2019 was 14.4% . Parag Parikh Long Term Equity Fund
Growth Launch Date 24 May 13 NAV (20 May 22) ₹45.2887 ↑ 0.56 (1.25 %) Net Assets (Cr) ₹21,907 on 30 Apr 22 Category Equity - Multi Cap AMC PPFAS Asset Management Pvt. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.97 Sharpe Ratio 1.21 Information Ratio 0.73 Alpha Ratio 2.19 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (2%),365-730 Days (1%),730 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 17 ₹10,000 30 Apr 18 ₹11,789 30 Apr 19 ₹12,680 30 Apr 20 ₹12,025 30 Apr 21 ₹20,035 30 Apr 22 ₹23,962 Returns for Parag Parikh Long Term Equity Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 20 May 22 Duration Returns 1 Month -6.9% 3 Month -6.5% 6 Month -12.2% 1 Year 11.7% 3 Year 22.1% 5 Year 17.8% 10 Year 15 Year Since launch 18.3% Historical performance (Yearly) on absolute basis
Year Returns 2021 45.5% 2020 32.3% 2019 14.4% 2018 -0.4% 2017 29.4% 2016 3.3% 2015 8.9% 2014 44.8% 2013 2012 Fund Manager information for Parag Parikh Long Term Equity Fund
Name Since Tenure Raj Mehta 27 Jan 16 6.26 Yr. Rajeev Thakkar 24 May 13 8.94 Yr. Raunak Onkar 24 May 13 8.94 Yr. Data below for Parag Parikh Long Term Equity Fund as on 30 Apr 22
Equity Sector Allocation
Sector Value Financial Services 36.17% Consumer Cyclical 13.14% Technology 12.52% Communication Services 11.67% Consumer Defensive 8.88% Health Care 5.11% Utility 4.86% Asset Allocation
Asset Class Value Cash 7.64% Equity 92.36% Top Securities Holdings / Portfolio
Name Holding Value Quantity ITC Ltd (Consumer Defensive)
Equity, Since 31 Mar 20 | ITC9% ₹1,945 Cr 74,936,399 Bajaj Holdings and Investment Ltd (Financial Services)
Equity, Since 31 Oct 16 | BAJAJHLDNG8% ₹1,784 Cr 3,450,461
↑ 14,714 Alphabet Inc Class A (Communication Services)
Equity, Since 31 May 21 | ABEA7% ₹1,628 Cr 89,892 Microsoft Corp (Technology)
Equity, Since 30 Apr 20 | MSF7% ₹1,578 Cr 712,983 Amazon.com Inc (Consumer Cyclical)
Equity, Since 31 Jan 19 | AMZN-RM6% ₹1,414 Cr 64,002 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Apr 22 | HDFC6% ₹1,309 Cr 5,871,020
↑ 5,871,020 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 14 | ICICIBANK5% ₹1,166 Cr 15,680,614 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 13 | AXISBANK5% ₹1,118 Cr 15,339,011 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 30 Sep 21 | POWERGRID5% ₹1,066 Cr 46,787,602 Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Oct 18 | HEROMOTOCO5% ₹1,049 Cr 4,186,832 9. Sundaram Select Focus Fund
CAGR/Annualized
return of 18.4% since its launch. Ranked 55 in Focused
category. . Sundaram Select Focus Fund
Growth Launch Date 30 Jul 02 NAV (24 Dec 21) ₹264.968 ↓ -1.18 (-0.45 %) Net Assets (Cr) ₹1,354 on 30 Nov 21 Category Equity - Focused AMC Sundaram Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.52 Sharpe Ratio 1.85 Information Ratio -0.52 Alpha Ratio -5.62 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 17 ₹10,000 30 Apr 18 ₹11,738 30 Apr 19 ₹12,454 30 Apr 20 ₹11,227 30 Apr 21 ₹15,647 Returns for Sundaram Select Focus Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 20 May 22 Duration Returns 1 Month -2.6% 3 Month -5% 6 Month 8.5% 1 Year 24.5% 3 Year 17% 5 Year 17.3% 10 Year 15 Year Since launch 18.4% Historical performance (Yearly) on absolute basis
Year Returns 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 Fund Manager information for Sundaram Select Focus Fund
Name Since Tenure Data below for Sundaram Select Focus Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 10. Axis Mid Cap Fund
CAGR/Annualized
return of 17.5% since its launch. Ranked 41 in Mid Cap
category. Return for 2021 was 39.9% , 2020 was 26% and 2019 was 11.3% . Axis Mid Cap Fund
Growth Launch Date 18 Feb 11 NAV (20 May 22) ₹61.23 ↑ 0.81 (1.34 %) Net Assets (Cr) ₹17,679 on 30 Apr 22 Category Equity - Mid Cap AMC Axis Asset Management Company Limited Rating ☆ Risk Moderately High Expense Ratio 1.91 Sharpe Ratio 1.26 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 17 ₹10,000 30 Apr 18 ₹12,451 30 Apr 19 ₹12,570 30 Apr 20 ₹12,559 30 Apr 21 ₹19,172 30 Apr 22 ₹22,931 Returns for Axis Mid Cap Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 20 May 22 Duration Returns 1 Month -7.5% 3 Month -6.1% 6 Month -15% 1 Year 7.9% 3 Year 19.4% 5 Year 16.7% 10 Year 15 Year Since launch 17.5% Historical performance (Yearly) on absolute basis
Year Returns 2021 39.9% 2020 26% 2019 11.3% 2018 3.5% 2017 42% 2016 -3.1% 2015 0.8% 2014 76.5% 2013 4.1% 2012 52.6% Fund Manager information for Axis Mid Cap Fund
Name Since Tenure Shreyash Devalkar 23 Nov 16 5.44 Yr. Hitesh Das 18 Dec 20 1.36 Yr. Data below for Axis Mid Cap Fund as on 30 Apr 22
Equity Sector Allocation
Sector Value Consumer Cyclical 20.94% Financial Services 15.44% Industrials 13.24% Technology 12.47% Basic Materials 10.76% Health Care 5.93% Consumer Defensive 2.67% Utility 2.37% Communication Services 1.45% Real Estate 0.08% Asset Allocation
Asset Class Value Cash 14.37% Equity 85.63% Top Securities Holdings / Portfolio
Name Holding Value Quantity Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 29 Feb 16 | CHOLAFIN5% ₹875 Cr 11,844,194 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIBANK4% ₹670 Cr 9,018,750 Astral Ltd (Industrials)
Equity, Since 30 Nov 17 | ASTRAL3% ₹554 Cr 2,570,603 Trent Ltd (Consumer Cyclical)
Equity, Since 30 Nov 17 | TRENT3% ₹552 Cr 4,494,345 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Jun 17 | BAJFINANCE3% ₹524 Cr 785,000 Coforge Ltd (Technology)
Equity, Since 31 May 20 | COFORGE3% ₹499 Cr 1,188,706
↓ -18,515 Voltas Ltd (Industrials)
Equity, Since 31 May 17 | VOLTAS3% ₹483 Cr 3,827,127
↑ 237,896 Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 31 Mar 17 | DMART3% ₹473 Cr 1,198,595 Bata India Ltd (Consumer Cyclical)
Equity, Since 30 Nov 18 | BATAINDIA3% ₹451 Cr 2,316,371 PI Industries Ltd (Basic Materials)
Equity, Since 31 Mar 19 | PIIND3% ₹449 Cr 1,576,532
There are various Mutual Funds that allow you to invest through a SIP. But the main problem is selecting the best mutual funds for SIP. Though the best Mutual Funds might vary from person to person, below is a list of some points that investors might consider before choosing a best SIP Mutual Fund.
When it comes to investing, each one of us has a different objective. So before investing in Mutual Funds through a SIP, it is advised to get a clear picture of your investment goals and risk profile. Generally, Equity Mutual Funds are considered to be beneficial for long-term objectives while money market and Debt fund are suitable for short-term objectives.
A large part of the SIP returns depends on the Fund House managing your money on your behalf. If the Fund House fails its objective, you will be the one losing your money. To make sure you have the best SIP plan choose a well-reputed fund house.
One of the basic reasons due to which people invest in Mutual Funds through SIP is to make money. Therefore, it is important to analyse the performance of funds over a period of time to choose the best fund and then invest in the best SIP plans. Typically, for equity Mutual Funds long-term performance is looked at, while for the debt Mutual Funds short to mid-term returns are considered.
Last but not the least, the exit load and the expense ratio incurred if the investment in redeemed before a specified period (usually called the lock-in period).
So, it is advised to choose the best SIP plans considering these parameters in mind. Think before you invest!
For financial planning, SIP calculator or SIP return calculator is one of the best tools.
To monitor how your SIP grows through the power of compounding consider the below example.
Monthly Investment | Time Period of Investment | Total Amount Invested | Final Value @ 14% p.a. |
---|---|---|---|
1,000 | 5 years | 60,000 | 87,200 |
1,000 | 10 years | 1,20,000 | 2,62,091 |
1,000 | 15 years | 1,80,000 | 6,12,853 |
The above table mentions that if you invest INR 1,000 per month in a SIP Mutual Fund, your total investment in 5 years would be INR 60,000 and your SIP returns at an assumed return percentage of 14% p.a. would be INR 87,2001
, respectively. Similarly, in 10 years the total investment would be INR 1,20,000
and the SIP return at the assumed percentage of 14% p.a. would be INR 2,62,091
.
The same way, the investment in 15 years would be INR 1,80,000
and the final value at the return percentage of 14% p.a would be INR 6,12,853
, respectively.
So, by simply investing INR 1,000 in a month, see how your money will grow in the years to come. Consider the above calculations when choosing a best SIP Mutual Fund to invest.
A: SIP or a Systematic Investment Plan is an investment route offered under a mutual fund scheme, where a certain sum of money is invested under the scheme at regular intervals. This installment can be as small as Rs.500.
A: The primary advantage of SIP is that it makes investments more disciplined. It allows the investor to make Financial plan useful and helps develop the investor a habit of investing in the investor.
A: Anyone can invest in SIP. But, you must do your risk analysis, mean how much risk you wish to take. Also, to start, you need PAN details, address proof, and Bank details.
A: To invest in offline mode, you will have to fill-up the application form, submit a cheque for the monthly or quarterly SIP amount, provide a copy of the PAN Card, address proof, and a canceled cheque as proof of your bank details.
A: The ICICI Prudential Technology Fund has shown a return of 11.9% since its launching on 3rd March 2000. Unlike other funds, in the year 2020, it has established a return of 70.6%. Hence, investing in ICICI Prudential Technology Fund has proven worthwhile and has invested in the SIP for five years.
A: The SBI Bluechip Fund Regular Growth has shown a five-year growth rate of 5.29%
, which is relatively high.
A: When you invest in SIP, you should consider the Net Asset Value or the NAV. This is the investment you make for the scheme. You must also check its ratings and its historical performance. It is essential to understand the returns the SIP would produce to ensure that your investment is safe.
A: Yes, KYC is essential even for SIP. As the SIP falls under the mutual fund's scheme, you will have to provide KYC documents to invest in SIP.
A: Yes, some SIPs require minimum investments. For example, the Aditya Birla Sun Life Digital India Fund has a minimum SIP investment requirement of Rs.1000. The SBI Bluechip Fund Regular Growth has a minimum requirement of Rs.5000. Thus, depending on the SIP you are investing in, you will have to increase your investment amount.
helpful to invest in SIP