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Table of Contents
- Why to Invest in a Systematic Investment Plan?
- Best SIP Plans to Invest In FY 19 - 20
- How to Choose Best SIP Investment?
- SIP Calculator (SIP Return Calculator)
- How Invest in Systematic Investment Plan?
Top 10 Funds
- Axis Focused 25 Fund
- Aditya Birla Sun Life Banking And Financial Services Fund
- ICICI Prudential Banking and Financial Services Fund
- Tata India Tax Savings Fund
- DSP BlackRock Equity Opportunities Fund
- Motilal Oswal Multicap 35 Fund
- Kotak Standard Multicap Fund
- Kotak Equity Opportunities Fund
- Invesco India Growth Opportunities Fund
- Mirae Asset India Equity Fund
Best Performing SIP Plans in India 2019
Best SIP plans? How to choose them? These are some of the common questions that occur in the mind of investors when thinking of Investing in Mutual Funds through a SIP or Systematic Investment plan.
SIP investment is one of the most disciplined investing options when investing in Mutual Funds. Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.
Generally, some of the best SIP plans in India offer good returns when invested for a longer duration. To know how much one can earn by investing a SIP or Systematic Investment Plan, check the sip calculator (also known as SIP return calculator) section below.
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Why to Invest in a Systematic Investment Plan?
A systematic investment plan comes with multiple benefits. Its minimum investment amount INR 500 has not only gained attention most population, but also of many youngsters to begin their investment journey in mutual funds. An investor who wants to invest in a SIP can plan their major Financial goals like- child's education, marriage expenses, purchase of a house/car, etc., in a disciplined manner. One can simply start investing as per their goals (short-term, mid-term and long-term) and attain an increase in wealth over a certain period of time.
SIPs offer major benefits like rupee cost averaging and Power of Compounding. Rupee cost averaging helps an individual to average out the cost of an asset purchase. In a SIP, the purchase of units is done over a long period and these are spread out equally over monthly intervals (usually). Due to the investment being spread out over time, the investment is made into the stock market at different price points giving the investor the benefit of averaging cost, hence the term rupee cost averaging.
In the case of compound interest, unlike simple interest where you gain interest on only the principal, here the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since the mutual funds in the SIP are in instalments, they are compounded, which adds more to the initially invested sum.
Best SIP Plans to Invest In FY 19 - 20
To generate long term capital appreciation by investing in a concentrated portfolio of equity & equity related instruments of up to 25 companies. Axis Focused 25 Fund is a Equity - Focused fund was launched on 29 Jun 12. It is a fund with Moderately High risk and has given a Below is the key information for Axis Focused 25 Fund Returns up to 1 year are on The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved. Aditya Birla Sun Life Banking And Financial Services Fund is a Equity - Sectoral fund was launched on 14 Dec 13. It is a fund with High risk and has given a Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund Returns up to 1 year are on ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized. ICICI Prudential Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 22 Aug 08. It is a fund with High risk and has given a Below is the key information for ICICI Prudential Banking and Financial Services Fund Returns up to 1 year are on To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.. Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a Below is the key information for Tata India Tax Savings Fund Returns up to 1 year are on (Erstwhile DSP BlackRock Opportunities Fund) The primary investment objective is to seek to generate long term capital appreciation from a portfolio that is substantially constituted of equity and equity related securities of large and midcap companies. From time to time, the fund manager will also seek participation in other equity and equity related securities to achieve optimal portfolio construction. There is no assurance that the investment objective of the Scheme will be realized DSP BlackRock Equity Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 16 May 00. It is a fund with Moderately High risk and has given a Below is the key information for DSP BlackRock Equity Opportunities Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused Multicap 35 Fund) The investment objective of the Scheme is to achieve long term capital appreciation by primarily investing in a maximum of 35 equity & equity related instruments across sectors and market-capitalization levels.However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Motilal Oswal Multicap 35 Fund is a Equity - Multi Cap fund was launched on 28 Apr 14. It is a fund with Moderately High risk and has given a Below is the key information for Motilal Oswal Multicap 35 Fund Returns up to 1 year are on (Erstwhile Kotak Select Focus Fund) The investment objective of the scheme is to generate long term appreciation from the portfolio of equity and equity related sectors, generally focussed on few selected sectors. Kotak Standard Multicap Fund is a Equity - Multi Cap fund was launched on 11 Sep 09. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Standard Multicap Fund Returns up to 1 year are on (Erstwhile Kotak Opportunities Scheme) To generate capital appreciation from a diversified portfolio of equity and equity
related securities. However, there is no assurance that the objective of the scheme will be realized. Kotak Equity Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 9 Sep 04. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Equity Opportunities Fund Returns up to 1 year are on (Erstwhile Invesco India Growth Fund) The investment objective of the Scheme is to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. However, there can be no assurance that the objectives of the scheme will be achieved. Invesco India Growth Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 9 Aug 07. It is a fund with Moderately High risk and has given a Below is the key information for Invesco India Growth Opportunities Fund Returns up to 1 year are on (Erstwhile Mirae Asset India Opportunities Fund) The investment objective of the scheme is to generate long term capital appreciation by capitalizing on potential investment opportunities through predominantly investing in equities, equity related securities. Mirae Asset India Equity Fund is a Equity - Multi Cap fund was launched on 4 Apr 08. It is a fund with Moderately High risk and has given a Below is the key information for Mirae Asset India Equity Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2018 (%) Axis Focused 25 Fund Growth ₹29.91
↑ 0.15 ₹7,841 1,000 6.5 8.5 18.2 14.1 14.9 0.6 Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹28.82
↑ 0.10 ₹1,715 1,000 -1.8 -1.8 16.8 9 16 -2.4 ICICI Prudential Banking and Financial Services Fund Growth ₹63.17
↑ 0.36 ₹3,102 100 -5.5 -4.3 16.7 10.8 14.7 -0.4 Tata India Tax Savings Fund Growth ₹18.3856
↑ 0.13 ₹1,815 500 0.3 1.6 15.8 9.2 13.3 -8.4 DSP BlackRock Equity Opportunities Fund Growth ₹226.963
↑ 2.41 ₹5,166 500 5.2 2.2 14.3 8.3 12.2 -9.2 Motilal Oswal Multicap 35 Fund Growth ₹26.7012
↑ 0.20 ₹12,693 500 3.3 2.6 14.2 9.1 15.3 -7.8 Kotak Standard Multicap Fund Growth ₹35.876
↑ 0.27 ₹25,385 500 1.3 0.5 14.1 10 13 -0.9 Kotak Equity Opportunities Fund Growth ₹119.665
↑ 1.32 ₹2,488 1,000 1.6 -0.9 13.4 7.8 11.4 -5.6 Invesco India Growth Opportunities Fund Growth ₹35.29
↑ 0.44 ₹1,659 500 5.6 2.2 13.3 11.8 12.1 -0.2 Mirae Asset India Equity Fund Growth ₹51.609
↑ 0.40 ₹13,946 1,000 0.7 0.2 12.5 11.5 12.7 -0.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Oct 19 1. Axis Focused 25 Fund
CAGR/Annualized return of 16.2% since its launch. Ranked 7 in Focused category. Return for 2018 was 0.6% , 2017 was 45.2% and 2016 was 4.6% . Axis Focused 25 Fund
Growth Launch Date 29 Jun 12 NAV (18 Oct 19) ₹29.91 ↑ 0.15 (0.50 %) Net Assets (Cr) ₹7,841 on 31 Aug 19 Category Equity - Focused AMC Axis Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.73 Sharpe Ratio -0.58 Information Ratio 0.24 Alpha Ratio -2.6 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 14 ₹10,000 30 Sep 15 ₹11,274 30 Sep 16 ₹12,859 30 Sep 17 ₹15,861 30 Sep 18 ₹17,349 30 Sep 19 ₹19,058 Returns for Axis Focused 25 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Oct 19 Duration Returns 1 Month 10.7% 3 Month 6.5% 6 Month 8.5% 1 Year 18.2% 3 Year 14.1% 5 Year 14.9% 10 Year 15 Year Since launch 16.2% Historical performance (Yearly) on absolute basis
Year Returns 2018 0.6% 2017 45.2% 2016 4.6% 2015 3.9% 2014 38.8% 2013 5.8% 2012 2011 2010 2009 Fund Manager information for Axis Focused 25 Fund
Name Since Tenure Jinesh Gopani 7 Jun 16 3.23 Yr. Data below for Axis Focused 25 Fund as on 31 Aug 19
Equity Sector Allocation
Sector Value Financial Services 42.01% Technology 14.21% Basic Materials 13.9% Consumer Cyclical 13.32% Consumer Defensive 5.47% Health Care 3% Industrials 2.42% Energy 2.39% Asset Allocation
Asset Class Value Cash 5.43% Equity 94.57% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 5000349% ₹693 Cr 2,078,583
↑ 120,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 12 | HDFCBANK8% ₹665 Cr 2,985,246
↑ 400,546 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 13 | KOTAKBANK7% ₹574 Cr 4,006,457
↓ -700,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 18 | TCS7% ₹571 Cr 2,526,916
↓ -272,089 Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Oct 16 | 5329787% ₹532 Cr 747,220
↑ 25,000 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 May 18 | HDFC6% ₹499 Cr 2,303,287 Pidilite Industries Ltd (Basic Materials)
Equity, Since 30 Jun 16 | PIDILITIND6% ₹483 Cr 3,503,558 Asian Paints Ltd (Basic Materials)
Equity, Since 30 Nov 18 | 5008206% ₹433 Cr 2,676,200
↑ 200,000 Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 30 Apr 17 | 5403765% ₹429 Cr 2,730,122 Supreme Industries Ltd (Consumer Cyclical)
Equity, Since 31 Dec 16 | 5099305% ₹371 Cr 3,352,718 2. Aditya Birla Sun Life Banking And Financial Services Fund
CAGR/Annualized return of 19.9% since its launch. Ranked 3 in Sectoral category. Return for 2018 was -2.4% , 2017 was 47.6% and 2016 was 15.7% . Aditya Birla Sun Life Banking And Financial Services Fund
Growth Launch Date 14 Dec 13 NAV (18 Oct 19) ₹28.82 ↑ 0.10 (0.35 %) Net Assets (Cr) ₹1,715 on 31 Aug 19 Category Equity - Sectoral AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 2.64 Sharpe Ratio -0.45 Information Ratio -0.95 Alpha Ratio -18.24 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 14 ₹10,000 30 Sep 15 ₹12,135 30 Sep 16 ₹16,056 30 Sep 17 ₹20,215 30 Sep 18 ₹18,762 30 Sep 19 ₹21,127 Returns for Aditya Birla Sun Life Banking And Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Oct 19 Duration Returns 1 Month 8.2% 3 Month -1.8% 6 Month -1.8% 1 Year 16.8% 3 Year 9% 5 Year 16% 10 Year 15 Year Since launch 19.9% Historical performance (Yearly) on absolute basis
Year Returns 2018 -2.4% 2017 47.6% 2016 15.7% 2015 -0.5% 2014 65.8% 2013 2012 2011 2010 2009 Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund
Name Since Tenure Satyabrata Mohanty 14 Dec 13 5.13 Yr. Dhaval Gala 26 Aug 15 3.44 Yr. Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 31 Aug 19
Equity Sector Allocation
Sector Value Financial Services 98.15% Asset Allocation
Asset Class Value Cash 1.85% Equity 98.15% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | HDFCBANK17% ₹312 Cr 2,542,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | ICICIBANK12% ₹216 Cr 4,970,190
↓ -700,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 5000348% ₹141 Cr 347,931 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 5322157% ₹123 Cr 1,790,739
↑ 306,739 Bandhan Bank Ltd (Financial Services)
Equity, Since 30 Apr 18 | 5411536% ₹107 Cr 2,183,900 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | KOTAKBANK6% ₹107 Cr 652,830 IndusInd Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | INDUSINDBK5% ₹87 Cr 631,373
↓ -109,761 Bajaj Finserv Ltd (Financial Services)
Equity, Since 30 Nov 15 | 5329785% ₹83 Cr 97,200 ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | 5407165% ₹82 Cr 674,427
↑ 674,427 State Bank of India (Financial Services)
Equity, Since 31 Oct 17 | SBIN4% ₹73 Cr 2,709,080
↓ -2,250,000 3. ICICI Prudential Banking and Financial Services Fund
CAGR/Annualized return of 18% since its launch. Return for 2018 was -0.4% , 2017 was 45.1% and 2016 was 21.1% . ICICI Prudential Banking and Financial Services Fund
Growth Launch Date 22 Aug 08 NAV (18 Oct 19) ₹63.17 ↑ 0.36 (0.57 %) Net Assets (Cr) ₹3,102 on 31 Aug 19 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆☆ Risk High Expense Ratio 2.52 Sharpe Ratio -0.23 Information Ratio -0.88 Alpha Ratio -10.97 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 14 ₹10,000 30 Sep 15 ₹11,581 30 Sep 16 ₹14,470 30 Sep 17 ₹18,571 30 Sep 18 ₹17,302 30 Sep 19 ₹20,178 Returns for ICICI Prudential Banking and Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Oct 19 Duration Returns 1 Month 5% 3 Month -5.5% 6 Month -4.3% 1 Year 16.7% 3 Year 10.8% 5 Year 14.7% 10 Year 15 Year Since launch 18% Historical performance (Yearly) on absolute basis
Year Returns 2018 -0.4% 2017 45.1% 2016 21.1% 2015 -7.2% 2014 69% 2013 -2.6% 2012 72.2% 2011 -31.6% 2010 32.8% 2009 77.6% Fund Manager information for ICICI Prudential Banking and Financial Services Fund
Name Since Tenure Priyanka Khandelwal 15 Jun 17 1.71 Yr. Roshan Chutkey 29 Jan 18 1.08 Yr. Data below for ICICI Prudential Banking and Financial Services Fund as on 31 Aug 19
Equity Sector Allocation
Sector Value Financial Services 90.27% Asset Allocation
Asset Class Value Cash 7.43% Equity 92.5% Other 0.07% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | ICICIBANK14% ₹426 Cr 10,407,280
↑ 107,234 Treps
CBLO/Reverse Repo | -10% ₹318 Cr HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK9% ₹278 Cr 1,248,288
↑ 58,554 State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN8% ₹262 Cr 9,577,269 Bank of Baroda (Financial Services)
Equity, Since 31 May 17 | 5321347% ₹210 Cr 22,685,774
↑ 1,078,920 Bajaj Finserv Ltd (Financial Services)
Equity, Since 30 Jun 13 | 5329785% ₹168 Cr 236,613
↓ -10,326 Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | 5322155% ₹164 Cr 2,465,934
↓ -109,917 The Federal Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | FEDERALBNK4% ₹125 Cr 15,107,314
↑ 1,469,705 Mahindra & Mahindra Financial Services Ltd (Financial Services)
Equity, Since 30 Jun 18 | M&MFIN4% ₹111 Cr 3,476,303 Muthoot Finance Ltd (Financial Services)
Equity, Since 30 Apr 14 | 5333983% ₹101 Cr 1,662,779 4. Tata India Tax Savings Fund
CAGR/Annualized return of 12.9% since its launch. Ranked 1 in ELSS category. Return for 2018 was -8.4% , 2017 was 46% and 2016 was 2.1% . Tata India Tax Savings Fund
Growth Launch Date 13 Oct 14 NAV (18 Oct 19) ₹18.3856 ↑ 0.13 (0.72 %) Net Assets (Cr) ₹1,815 on 31 Aug 19 Category Equity - ELSS AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.08 Sharpe Ratio -0.41 Information Ratio -0.34 Alpha Ratio -1.76 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Sep 15 ₹11,442 30 Sep 16 ₹13,426 30 Sep 17 ₹15,983 30 Sep 18 ₹15,683 30 Sep 19 ₹17,578 Returns for Tata India Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Oct 19 Duration Returns 1 Month 6.5% 3 Month 0.3% 6 Month 1.6% 1 Year 15.8% 3 Year 9.2% 5 Year 13.3% 10 Year 15 Year Since launch 12.9% Historical performance (Yearly) on absolute basis
Year Returns 2018 -8.4% 2017 46% 2016 2.1% 2015 13.3% 2014 2013 2012 2011 2010 2009 Fund Manager information for Tata India Tax Savings Fund
Name Since Tenure Rupesh Patel 1 Apr 15 3.84 Yr. Ennette Fernandes 18 Jun 18 0.62 Yr. Data below for Tata India Tax Savings Fund as on 31 Aug 19
Equity Sector Allocation
Sector Value Financial Services 42.52% Technology 10.66% Industrials 9.47% Consumer Cyclical 8.59% Consumer Defensive 7.1% Health Care 6.51% Energy 5.16% Basic Materials 3.64% Real Estate 0.83% Asset Allocation
Asset Class Value Cash 5.53% Equity 94.47% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK9% ₹164 Cr 4,015,000 HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK8% ₹143 Cr 641,000
↑ 81,000 Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY8% ₹137 Cr 1,680,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN6% ₹103 Cr 3,750,000
↑ 650,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | 5322155% ₹100 Cr 1,500,000 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Jun 17 | HDFC4% ₹74 Cr 340,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 May 15 | KOTAKBANK4% ₹71 Cr 495,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE3% ₹62 Cr 500,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jul 18 | TCS3% ₹56 Cr 250,000 (A) Treps
CBLO/Reverse Repo | -3% ₹56 Cr 5. DSP BlackRock Equity Opportunities Fund
CAGR/Annualized return of 17.4% since its launch. Ranked 4 in Large & Mid Cap category. Return for 2018 was -9.2% , 2017 was 40.1% and 2016 was 11.2% . DSP BlackRock Equity Opportunities Fund
Growth Launch Date 16 May 00 NAV (18 Oct 19) ₹226.963 ↑ 2.41 (1.07 %) Net Assets (Cr) ₹5,166 on 31 Aug 19 Category Equity - Large & Mid Cap AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.42 Sharpe Ratio -0.63 Information Ratio -0.31 Alpha Ratio 2.12 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 14 ₹10,000 30 Sep 15 ₹11,172 30 Sep 16 ₹13,382 30 Sep 17 ₹15,816 30 Sep 18 ₹15,806 30 Sep 19 ₹17,108 Returns for DSP BlackRock Equity Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Oct 19 Duration Returns 1 Month 7.8% 3 Month 5.2% 6 Month 2.2% 1 Year 14.3% 3 Year 8.3% 5 Year 12.2% 10 Year 15 Year Since launch 17.4% Historical performance (Yearly) on absolute basis
Year Returns 2018 -9.2% 2017 40.1% 2016 11.2% 2015 6.1% 2014 45.4% 2013 6.5% 2012 29.4% 2011 -25.1% 2010 24.2% 2009 86.4% Fund Manager information for DSP BlackRock Equity Opportunities Fund
Name Since Tenure Rohit Singhania 1 Jun 15 4.33 Yr. Jay Kothari 16 Mar 18 1.54 Yr. Data below for DSP BlackRock Equity Opportunities Fund as on 31 Aug 19
Equity Sector Allocation
Sector Value Financial Services 32.66% Technology 9.75% Basic Materials 9.7% Consumer Cyclical 9.68% Industrials 7.99% Health Care 7.96% Consumer Defensive 6.26% Energy 4.77% Utility 4.18% Communication Services 2.03% Real Estate 1.98% Asset Allocation
Asset Class Value Cash 2.96% Equity 97.04% Debt 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK9% ₹517 Cr 4,211,156
↑ 775,354 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 16 | ICICIBANK9% ₹514 Cr 11,858,269
↑ 1,002,159 Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | 5322155% ₹276 Cr 4,030,622
↑ 999,469 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 16 | RELIANCE4% ₹219 Cr 1,642,975
↑ 88,246 Treps / Reverse Repo Investments / Corporate Debt Repo
CBLO/Reverse Repo | -3% ₹164 Cr Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jan 16 | LT3% ₹159 Cr 1,076,196
↑ 267,164 Kansai Nerolac Paints Ltd (Basic Materials)
Equity, Since 30 Nov 17 | 5001653% ₹154 Cr 2,941,964
↑ 200,275 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 17 | KOTAKBANK3% ₹149 Cr 908,939
↓ -187,963 Coromandel International Ltd (Basic Materials)
Equity, Since 30 Nov 16 | 5063952% ₹127 Cr 3,048,851
↑ 335,220 Alkem Laboratories Ltd (Healthcare)
Equity, Since 31 Dec 17 | ALKEM2% ₹121 Cr 636,916
↓ -142,205 6. Motilal Oswal Multicap 35 Fund
CAGR/Annualized return of 19.7% since its launch. Ranked 5 in Multi Cap category. Return for 2018 was -7.8% , 2017 was 43.1% and 2016 was 8.5% . Motilal Oswal Multicap 35 Fund
Growth Launch Date 28 Apr 14 NAV (18 Oct 19) ₹26.7012 ↑ 0.20 (0.77 %) Net Assets (Cr) ₹12,693 on 31 Aug 19 Category Equity - Multi Cap AMC Motilal Oswal Asset Management Co. Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.06 Sharpe Ratio -0.52 Information Ratio 0.07 Alpha Ratio 4.21 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 14 ₹10,000 30 Sep 15 ₹13,007 30 Sep 16 ₹14,963 30 Sep 17 ₹18,829 30 Sep 18 ₹18,121 30 Sep 19 ₹19,434 Returns for Motilal Oswal Multicap 35 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Oct 19 Duration Returns 1 Month 8.2% 3 Month 3.3% 6 Month 2.6% 1 Year 14.2% 3 Year 9.1% 5 Year 15.3% 10 Year 15 Year Since launch 19.7% Historical performance (Yearly) on absolute basis
Year Returns 2018 -7.8% 2017 43.1% 2016 8.5% 2015 14.6% 2014 2013 2012 2011 2010 2009 Fund Manager information for Motilal Oswal Multicap 35 Fund
Name Since Tenure Abhiroop Mukherjee 28 Apr 14 5.18 Yr. Akash Singhania 17 May 19 0.12 Yr. Herin Visaria 26 Jul 19 0 Yr. Data below for Motilal Oswal Multicap 35 Fund as on 31 Aug 19
Equity Sector Allocation
Sector Value Financial Services 45.23% Technology 13.77% Consumer Cyclical 12.2% Consumer Defensive 6.85% Energy 6.11% Industrials 5.8% Health Care 4.34% Basic Materials 3.06% Asset Allocation
Asset Class Value Cash 1.94% Equity 98.04% Debt 0.03% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 14 | HDFCBANK10% ₹1,280 Cr 5,745,342 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Jun 14 | HDFC8% ₹975 Cr 4,500,000 Infosys Ltd (Technology)
Equity, Since 31 May 18 | INFY7% ₹922 Cr 11,314,855 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | 5322157% ₹830 Cr 12,500,000 HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Nov 17 | 5407776% ₹780 Cr 14,000,000
↑ 500,414 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 18 | LT6% ₹736 Cr 5,540,750 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 15 | MARUTI5% ₹612 Cr 1,000,000
↑ 106,952 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 5000345% ₹606 Cr 1,817,855 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jan 18 | TCS5% ₹599 Cr 2,652,616 United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Jul 14 | 5324324% ₹560 Cr 8,909,387 7. Kotak Standard Multicap Fund
CAGR/Annualized return of 13.5% since its launch. Ranked 3 in Multi Cap category. Return for 2018 was -0.9% , 2017 was 34.3% and 2016 was 9.4% . Kotak Standard Multicap Fund
Growth Launch Date 11 Sep 09 NAV (18 Oct 19) ₹35.876 ↑ 0.27 (0.76 %) Net Assets (Cr) ₹25,385 on 31 Aug 19 Category Equity - Multi Cap AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.01 Sharpe Ratio -0.46 Information Ratio 0.11 Alpha Ratio 3.77 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 14 ₹10,000 30 Sep 15 ₹11,565 30 Sep 16 ₹13,328 30 Sep 17 ₹15,820 30 Sep 18 ₹16,519 30 Sep 19 ₹17,965 Returns for Kotak Standard Multicap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Oct 19 Duration Returns 1 Month 6.5% 3 Month 1.3% 6 Month 0.5% 1 Year 14.1% 3 Year 10% 5 Year 13% 10 Year 15 Year Since launch 13.5% Historical performance (Yearly) on absolute basis
Year Returns 2018 -0.9% 2017 34.3% 2016 9.4% 2015 3% 2014 57.9% 2013 6.1% 2012 33.5% 2011 -22.3% 2010 20% 2009 Fund Manager information for Kotak Standard Multicap Fund
Name Since Tenure Harsha Upadhyaya 4 Aug 12 7.08 Yr. Data below for Kotak Standard Multicap Fund as on 31 Aug 19
Equity Sector Allocation
Sector Value Financial Services 35.14% Industrials 11.38% Energy 10.15% Basic Materials 9.74% Technology 8.5% Consumer Cyclical 5.76% Consumer Defensive 3.96% Utility 3.13% Health Care 1.85% Asset Allocation
Asset Class Value Cash 7.47% Equity 92.51% Debt 0.01% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity Triparty Repo
CBLO/Reverse Repo | -10% ₹2,503 Cr ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 10 | ICICIBANK7% ₹1,659 Cr 40,500,000
↑ 1,000,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK6% ₹1,630 Cr 7,315,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 16 | RELIANCE6% ₹1,623 Cr 13,000,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 13 | LT5% ₹1,262 Cr 9,500,000
↑ 300,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 12 | 5322155% ₹1,185 Cr 17,850,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 10 | INFY4% ₹1,119 Cr 13,730,562 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 May 18 | TCS4% ₹994 Cr 4,400,000
↑ 200,000 Cash Offset For Derivatives
Derivative Margin | -3% -₹736 Cr 73,579
↑ 15,300 Cnx Nifty-Sep2019
- | -3% ₹702 Cr 634,650
↑ 634,650 8. Kotak Equity Opportunities Fund
CAGR/Annualized return of 17.9% since its launch. Ranked 2 in Large & Mid Cap category. Return for 2018 was -5.6% , 2017 was 34.9% and 2016 was 9.6% . Kotak Equity Opportunities Fund
Growth Launch Date 9 Sep 04 NAV (18 Oct 19) ₹119.665 ↑ 1.32 (1.12 %) Net Assets (Cr) ₹2,488 on 31 Aug 19 Category Equity - Large & Mid Cap AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.4 Sharpe Ratio -0.47 Information Ratio -0.36 Alpha Ratio 3.45 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 14 ₹10,000 30 Sep 15 ₹11,448 30 Sep 16 ₹13,145 30 Sep 17 ₹15,512 30 Sep 18 ₹15,491 30 Sep 19 ₹16,773 Returns for Kotak Equity Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Oct 19 Duration Returns 1 Month 5.4% 3 Month 1.6% 6 Month -0.9% 1 Year 13.4% 3 Year 7.8% 5 Year 11.4% 10 Year 15 Year Since launch 17.9% Historical performance (Yearly) on absolute basis
Year Returns 2018 -5.6% 2017 34.9% 2016 9.6% 2015 3.3% 2014 49.9% 2013 4.2% 2012 30.1% 2011 -22.8% 2010 18.5% 2009 80.1% Fund Manager information for Kotak Equity Opportunities Fund
Name Since Tenure Harsha Upadhyaya 4 Aug 12 7.16 Yr. Data below for Kotak Equity Opportunities Fund as on 31 Aug 19
Equity Sector Allocation
Sector Value Financial Services 27.35% Industrials 17.46% Basic Materials 14.78% Technology 9.75% Energy 8.15% Utility 7.04% Consumer Cyclical 5.72% Health Care 3.91% Consumer Defensive 3.1% Asset Allocation
Asset Class Value Cash 1.43% Equity 98.54% Other 0.03% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | HDFCBANK7% ₹167 Cr 750,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 10 | ICICIBANK6% ₹147 Cr 3,600,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 16 | RELIANCE6% ₹144 Cr 1,150,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 18 | TCS5% ₹136 Cr 600,000 Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY5% ₹130 Cr 1,600,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | 5322154% ₹98 Cr 1,470,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 13 | LT4% ₹93 Cr 700,000 Gujarat State Petronet Ltd (Utilities)
Equity, Since 31 Oct 17 | 5327023% ₹84 Cr 3,800,000 Triparty Repo
CBLO/Reverse Repo | -3% ₹72 Cr Ramco Cements Ltd (Basic Materials)
Equity, Since 30 Nov 12 | RAMCOCEM3% ₹69 Cr 950,000
↑ 25,000 9. Invesco India Growth Opportunities Fund
CAGR/Annualized return of 10.9% since its launch. Ranked 6 in Large & Mid Cap category. Return for 2018 was -0.2% , 2017 was 39.6% and 2016 was 3.3% . Invesco India Growth Opportunities Fund
Growth Launch Date 9 Aug 07 NAV (18 Oct 19) ₹35.29 ↑ 0.44 (1.26 %) Net Assets (Cr) ₹1,659 on 31 Aug 19 Category Equity - Large & Mid Cap AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.16 Sharpe Ratio -0.67 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 14 ₹10,000 30 Sep 15 ₹11,206 30 Sep 16 ₹12,160 30 Sep 17 ₹14,582 30 Sep 18 ₹15,710 30 Sep 19 ₹16,873 Returns for Invesco India Growth Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Oct 19 Duration Returns 1 Month 8.6% 3 Month 5.6% 6 Month 2.2% 1 Year 13.3% 3 Year 11.8% 5 Year 12.1% 10 Year 15 Year Since launch 10.9% Historical performance (Yearly) on absolute basis
Year Returns 2018 -0.2% 2017 39.6% 2016 3.3% 2015 3.8% 2014 43.7% 2013 11.5% 2012 26.5% 2011 -21.8% 2010 22.3% 2009 62.2% Fund Manager information for Invesco India Growth Opportunities Fund
Name Since Tenure Amit Ganatra 23 Jun 14 4.77 Yr. Taher Badshah 10 Jan 17 2.22 Yr. Data below for Invesco India Growth Opportunities Fund as on 31 Aug 19
Equity Sector Allocation
Sector Value Financial Services 28.41% Consumer Cyclical 11.79% Technology 10.32% Industrials 10.03% Health Care 8.73% Consumer Defensive 8.59% Basic Materials 5.75% Energy 5.62% Utility 3.99% Communication Services 1.83% Asset Allocation
Asset Class Value Cash 4.54% Equity 95.46% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 09 | HDFCBANK8% ₹129 Cr 580,078
↑ 20,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 17 | RELIANCE6% ₹92 Cr 732,851
↑ 63,246 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK5% ₹83 Cr 2,037,454
↑ 189,282 Triparty Repo
CBLO/Reverse Repo | -5% ₹76 Cr Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 13 | TCS4% ₹66 Cr 293,897 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 17 | LT4% ₹65 Cr 485,605 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 17 | KOTAKBANK3% ₹48 Cr 333,667 Hexaware Technologies Ltd (Technology)
Equity, Since 31 Aug 18 | 5321293% ₹43 Cr 1,120,084 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Jun 19 | 5006963% ₹43 Cr 230,131
↑ 34,632 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Jul 17 | CHOLAFIN3% ₹43 Cr 1,604,767
↑ 271,303 10. Mirae Asset India Equity Fund
CAGR/Annualized return of 15.3% since its launch. Ranked 19 in Multi Cap category. Return for 2018 was -0.6% , 2017 was 38.6% and 2016 was 8.1% . Mirae Asset India Equity Fund
Growth Launch Date 4 Apr 08 NAV (18 Oct 19) ₹51.609 ↑ 0.40 (0.77 %) Net Assets (Cr) ₹13,946 on 31 Aug 19 Category Equity - Multi Cap AMC Mirae Asset Global Inv (India) Pvt. Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.17 Sharpe Ratio -0.46 Information Ratio 0.54 Alpha Ratio 1.67 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 14 ₹10,000 30 Sep 15 ₹11,075 30 Sep 16 ₹12,583 30 Sep 17 ₹15,262 30 Sep 18 ₹16,388 30 Sep 19 ₹17,572 Returns for Mirae Asset India Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Oct 19 Duration Returns 1 Month 6.3% 3 Month 0.7% 6 Month 0.2% 1 Year 12.5% 3 Year 11.5% 5 Year 12.7% 10 Year 15 Year Since launch 15.3% Historical performance (Yearly) on absolute basis
Year Returns 2018 -0.6% 2017 38.6% 2016 8.1% 2015 4.3% 2014 52.9% 2013 8.9% 2012 33.3% 2011 -19.6% 2010 23.1% 2009 109.3% Fund Manager information for Mirae Asset India Equity Fund
Name Since Tenure Neelesh Surana 10 Mar 08 11.48 Yr. Harshad Borawake 1 May 17 2.33 Yr. Gaurav Misra 31 Jan 19 0.58 Yr. Data below for Mirae Asset India Equity Fund as on 31 Aug 19
Equity Sector Allocation
Sector Value Financial Services 35.4% Consumer Cyclical 9.52% Technology 9.5% Energy 9.08% Consumer Defensive 8.5% Industrials 7.15% Health Care 6.95% Basic Materials 6.04% Utility 2.97% Communication Services 1.25% Asset Allocation
Asset Class Value Cash 3.62% Equity 96.37% Debt 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 09 | HDFCBANK9% ₹1,251 Cr 5,613,742
↑ 251,116 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK6% ₹883 Cr 21,555,331
↑ 845,756 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 08 | RELIANCE6% ₹850 Cr 6,805,705
↑ 445,905 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 14 | 5322154% ₹621 Cr 9,347,673
↑ 500,640 Infosys Ltd (Technology)
Equity, Since 31 May 08 | INFY4% ₹561 Cr 6,880,800 ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC4% ₹557 Cr 22,669,494
↑ 4,958,676 Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT4% ₹532 Cr 4,002,345
↑ 547,536 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 May 09 | TCS4% ₹516 Cr 2,284,972 State Bank of India (Financial Services)
Equity, Since 31 Jul 08 | SBIN4% ₹502 Cr 18,343,291
↑ 1,814,716 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Jun 08 | HDFC3% ₹397 Cr 1,830,451
How to Choose Best SIP Investment?
There are various Mutual Funds that allow you to invest through a SIP. But the main problem is selecting the best mutual funds for SIP. Though the best Mutual Funds might vary from person to person, below is a list of some points that investors might consider before choosing a best SIP Mutual Fund.
Understand Objective of the SIP Investment
When it comes to investing, each one of us has a different objective. So before investing in Mutual Funds through a SIP, it is advised to get a clear picture of your investment goals and risk profile. Generally, Equity Mutual Funds are considered to be beneficial for long-term objectives while money market and Debt fund are suitable for short-term objectives.
Know the Fund House
A large part of the SIP returns depends on the Fund House managing your money on your behalf. If the Fund House fails its objective, you will be the one losing your money. To make sure you have the best SIP plan choose a well-reputed fund house.
Monitor Fund Performance of the SIP Mutual Fund
One of the basic reasons due to which people invest in Mutual Funds through SIP is to make money. Therefore, it is important to analyse the performance of funds over a period of time to choose the best fund and then invest in the best SIP plans. Typically, for equity Mutual Funds long-term performance is looked at, while for the debt Mutual Funds short to mid-term returns are considered.
Analyse Loads and Recurring Expenses of SIP
Last but not the least, the exit load and the expense ratio incurred if the investment in redeemed before a specified period (usually called the lock-in period).
So, it is advised to choose the best SIP plans considering these parameters in mind. Think before you invest!
SIP Calculator (SIP Return Calculator)
For financial planning, SIP calculator or SIP return calculator is one of the best tools.
To monitor how your SIP grows through the power of compounding consider the below example.
| Monthly Investment | Time Period of Investment | Total Amount Invested | Final Value @ 14% p.a. |
|---|---|---|---|
| 1,000 | 5 years | 60,000 | 87,200 |
| 1,000 | 10 years | 1,20,000 | 2,62,091 |
| 1,000 | 15 years | 1,80,000 | 6,12,853 |
The above table mentions that if you invest INR 1,000 per month in a SIP Mutual Fund, your total investment in 5 years would be INR 60,000 and your SIP returns at an assumed return percentage of 14% p.a. would be INR 87,2001, respectively. Similarly, in 10 years the total investment would be INR 1,20,000 and the SIP return at the assumed percentage of 14% p.a. would be INR 2,62,091.
The same way, the investment in 15 years would be INR 1,80,000 and the final value at the return percentage of 14% p.a would be INR 6,12,853, respectively.
So, by simply investing INR 1,000 in a month, see how your money will grow in the years to come. Consider the above calculations when choosing a best SIP Mutual Fund to invest.
How Invest in Systematic Investment Plan?
Open Free Investment Account for Lifetime at Fincash.com
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
So, what are you waiting for? Get started with your SIP or Systematic Investment Plan and save better, now!
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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