+91-22-48913909Best Performing SIP Plans in India 2025
Best SIP plans? How to choose them? These are some of the common questions that occur in the mind of investors when thinking of Investing in Mutual Funds through a SIP or Systematic Investment plan.
SIP investment is one of the most disciplined investing options when investing in Mutual Funds. Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.
Generally, some of the best SIP plans in India offer good returns when invested for a longer duration. To know how much one can earn by investing a SIP or Systematic Investment Plan, check the sip calculator (also known as SIP return calculator) section below.
Why to Invest in a Systematic Investment Plan?
A systematic investment plan comes with multiple benefits. Its minimum investment amount INR 500 has not only gained attention most population, but also of many youngsters to begin their investment journey in mutual funds. An investor who wants to invest in a SIP can plan their major Financial goals like- child's education, marriage expenses, purchase of a house/car, etc., in a disciplined manner. One can simply start investing as per their goals (short-term, mid-term and long-term) and attain an increase in wealth over a certain period of time.
SIPs offer major benefits like rupee cost averaging and Power of Compounding. Rupee cost averaging helps an individual to average out the cost of an asset purchase. In a SIP, the purchase of units is done over a long period and these are spread out equally over monthly intervals (usually). Due to the investment being spread out over time, the investment is made into the stock Market at different price points giving the investor the benefit of averaging cost, hence the term rupee cost averaging.
In the case of compound interest, unlike simple interest where you gain interest on only the principal, here the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since the mutual funds in the SIP are in instalments, they are compounded, which adds more to the initially invested sum.
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Fund Selection Methodology used to find 10 funds
Best SIP Plans to Invest In FY 25 - 26
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) ICICI Prudential Infrastructure Fund Growth ₹195.05
↓ -0.08 ₹8,160 100 0.9 -2.1 5.7 24.7 30.2 27.4 SBI PSU Fund Growth ₹33.4117
↑ 0.22 ₹5,763 500 3.4 2.6 10.4 27.8 28.9 23.5 Motilal Oswal Midcap 30 Fund Growth ₹97.8181
↓ -0.70 ₹38,003 500 -0.9 -6.5 -13.3 24.6 27.4 57.1 Invesco India PSU Equity Fund Growth ₹65.2
↑ 0.17 ₹1,445 500 2.5 -0.2 9.5 28.2 27.3 25.6 HDFC Infrastructure Fund Growth ₹47.044
↓ -0.10 ₹2,514 300 -0.5 -2.7 1.7 24.6 27.1 23 Nippon India Small Cap Fund Growth ₹164.585
↓ -0.44 ₹68,572 100 -0.7 -5.1 -5.1 21 27 26.1 DSP India T.I.G.E.R Fund Growth ₹310.188
↓ -1.87 ₹5,419 500 -0.1 -2.8 -3 23.8 26.8 32.4 Nippon India Power and Infra Fund Growth ₹342.046
↓ -1.15 ₹7,301 100 -0.7 -3 -0.6 25.5 26.6 26.9 Canara Robeco Infrastructure Growth ₹156.03
↓ -0.41 ₹916 1,000 -2.6 -4.4 -0.1 23.7 26.4 35.3 Bandhan Infrastructure Fund Growth ₹47.749
↓ -0.11 ₹1,566 100 -2.7 -8.5 -7.1 24.5 26.4 39.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Dec 25 Research Highlights & Commentary of 10 Funds showcased
Commentary ICICI Prudential Infrastructure Fund SBI PSU Fund Motilal Oswal Midcap 30 Fund Invesco India PSU Equity Fund HDFC Infrastructure Fund Nippon India Small Cap Fund DSP India T.I.G.E.R Fund Nippon India Power and Infra Fund Canara Robeco Infrastructure Bandhan Infrastructure Fund Point 1 Upper mid AUM (₹8,160 Cr). Upper mid AUM (₹5,763 Cr). Top quartile AUM (₹38,003 Cr). Bottom quartile AUM (₹1,445 Cr). Lower mid AUM (₹2,514 Cr). Highest AUM (₹68,572 Cr). Lower mid AUM (₹5,419 Cr). Upper mid AUM (₹7,301 Cr). Bottom quartile AUM (₹916 Cr). Bottom quartile AUM (₹1,566 Cr). Point 2 Established history (20+ yrs). Established history (15+ yrs). Established history (11+ yrs). Established history (16+ yrs). Established history (17+ yrs). Established history (15+ yrs). Oldest track record among peers (21 yrs). Established history (21+ yrs). Established history (20+ yrs). Established history (14+ yrs). Point 3 Rating: 3★ (upper mid). Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Rating: 4★ (top quartile). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Not Rated. Top rated. Point 4 Risk profile: High. Risk profile: High. Risk profile: Moderately High. Risk profile: High. Risk profile: High. Risk profile: Moderately High. Risk profile: High. Risk profile: High. Risk profile: High. Risk profile: High. Point 5 5Y return: 30.23% (top quartile). 5Y return: 28.93% (top quartile). 5Y return: 27.39% (upper mid). 5Y return: 27.29% (upper mid). 5Y return: 27.05% (upper mid). 5Y return: 26.98% (lower mid). 5Y return: 26.78% (lower mid). 5Y return: 26.63% (bottom quartile). 5Y return: 26.43% (bottom quartile). 5Y return: 26.42% (bottom quartile). Point 6 3Y return: 24.68% (upper mid). 3Y return: 27.76% (top quartile). 3Y return: 24.61% (lower mid). 3Y return: 28.22% (top quartile). 3Y return: 24.62% (upper mid). 3Y return: 20.96% (bottom quartile). 3Y return: 23.84% (bottom quartile). 3Y return: 25.45% (upper mid). 3Y return: 23.68% (bottom quartile). 3Y return: 24.51% (lower mid). Point 7 1Y return: 5.70% (upper mid). 1Y return: 10.44% (top quartile). 1Y return: -13.28% (bottom quartile). 1Y return: 9.47% (top quartile). 1Y return: 1.74% (upper mid). 1Y return: -5.09% (bottom quartile). 1Y return: -2.95% (lower mid). 1Y return: -0.60% (lower mid). 1Y return: -0.15% (upper mid). 1Y return: -7.10% (bottom quartile). Point 8 Alpha: 0.00 (top quartile). Alpha: -0.83 (lower mid). Alpha: -11.47 (bottom quartile). Alpha: -0.45 (lower mid). Alpha: 0.00 (top quartile). Alpha: -1.19 (bottom quartile). Alpha: 0.00 (upper mid). Alpha: -12.90 (bottom quartile). Alpha: 0.00 (upper mid). Alpha: 0.00 (upper mid). Point 9 Sharpe: 0.00 (upper mid). Sharpe: 0.03 (top quartile). Sharpe: -0.40 (bottom quartile). Sharpe: 0.06 (top quartile). Sharpe: -0.15 (upper mid). Sharpe: -0.40 (bottom quartile). Sharpe: -0.39 (lower mid). Sharpe: -0.26 (lower mid). Sharpe: -0.13 (upper mid). Sharpe: -0.40 (bottom quartile). Point 10 Information ratio: 0.00 (upper mid). Information ratio: -0.53 (bottom quartile). Information ratio: 0.21 (top quartile). Information ratio: -0.49 (bottom quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.05 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.42 (top quartile). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). ICICI Prudential Infrastructure Fund
SBI PSU Fund
Motilal Oswal Midcap 30 Fund
Invesco India PSU Equity Fund
HDFC Infrastructure Fund
Nippon India Small Cap Fund
DSP India T.I.G.E.R Fund
Nippon India Power and Infra Fund
Canara Robeco Infrastructure
Bandhan Infrastructure Fund
*List of funds based on To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments. Research Highlights for ICICI Prudential Infrastructure Fund Below is the key information for ICICI Prudential Infrastructure Fund Returns up to 1 year are on The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others. Research Highlights for SBI PSU Fund Below is the key information for SBI PSU Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund) The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Research Highlights for Motilal Oswal Midcap 30 Fund Below is the key information for Motilal Oswal Midcap 30 Fund Returns up to 1 year are on To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns. Research Highlights for Invesco India PSU Equity Fund Below is the key information for Invesco India PSU Equity Fund Returns up to 1 year are on To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure. Research Highlights for HDFC Infrastructure Fund Below is the key information for HDFC Infrastructure Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related instruments of small cap companies and the secondary objective is to generate consistent returns by investing in debt and money market securities. Research Highlights for Nippon India Small Cap Fund Below is the key information for Nippon India Small Cap Fund Returns up to 1 year are on To generate capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of corporates, which could benefit from structural changes brought about by continuing liberalization in economic policies by the government and/or continuing investments in infrastructure, both by the public and private sector. Research Highlights for DSP India T.I.G.E.R Fund Below is the key information for DSP India T.I.G.E.R Fund Returns up to 1 year are on (Erstwhile Reliance Diversified Power Sector Fund) The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector. Research Highlights for Nippon India Power and Infra Fund Below is the key information for Nippon India Power and Infra Fund Returns up to 1 year are on T o g e n e r a t e income/capital appreciation by investing in equities and equity related instruments of companies in the infrastructure sector. However, there can be no assurance that the investment objective of the scheme will be realized. Research Highlights for Canara Robeco Infrastructure Below is the key information for Canara Robeco Infrastructure Returns up to 1 year are on The investment objective of the scheme is to seek to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities. However, there can be no assurance that the investment objective of the scheme will be realized. Research Highlights for Bandhan Infrastructure Fund Below is the key information for Bandhan Infrastructure Fund Returns up to 1 year are on Assets >= 200 Crore & Sorted on 5 Year Return.
1. ICICI Prudential Infrastructure Fund
ICICI Prudential Infrastructure Fund
Growth Launch Date 31 Aug 05 NAV (30 Dec 25) ₹195.05 ↓ -0.08 (-0.04 %) Net Assets (Cr) ₹8,160 on 30 Nov 25 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk High Expense Ratio 1.89 Sharpe Ratio 0 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹16,536 30 Nov 22 ₹21,423 30 Nov 23 ₹28,347 30 Nov 24 ₹40,177 30 Nov 25 ₹42,083 Returns for ICICI Prudential Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Dec 25 Duration Returns 1 Month -1.4% 3 Month 0.9% 6 Month -2.1% 1 Year 5.7% 3 Year 24.7% 5 Year 30.2% 10 Year 15 Year Since launch 15.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 27.4% 2023 44.6% 2022 28.8% 2021 50.1% 2020 3.6% 2019 2.6% 2018 -14% 2017 40.8% 2016 2% 2015 -3.4% Fund Manager information for ICICI Prudential Infrastructure Fund
Name Since Tenure Ihab Dalwai 3 Jun 17 8.5 Yr. Sharmila D’mello 30 Jun 22 3.42 Yr. Data below for ICICI Prudential Infrastructure Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Industrials 40.39% Financial Services 14.64% Basic Materials 12.34% Utility 10.24% Energy 9.18% Real Estate 3.73% Consumer Cyclical 2.03% Communication Services 1.47% Asset Allocation
Asset Class Value Cash 5.66% Equity 94.34% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 09 | LT9% ₹715 Cr 1,755,704
↓ -87,500 NTPC Ltd (Utilities)
Equity, Since 29 Feb 16 | NTPC4% ₹358 Cr 10,976,448 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 24 | ADANIPORTS3% ₹281 Cr 1,854,934 AIA Engineering Ltd (Industrials)
Equity, Since 28 Feb 21 | AIAENG3% ₹259 Cr 669,751
↓ -32,202 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 23 | RELIANCE3% ₹240 Cr 1,529,725
↓ -250,000 Vedanta Ltd (Basic Materials)
Equity, Since 31 Jul 24 | VEDL3% ₹231 Cr 4,400,100
↓ -299,900 NCC Ltd (Industrials)
Equity, Since 31 Aug 21 | NCC3% ₹224 Cr 13,053,905 Kalpataru Projects International Ltd (Industrials)
Equity, Since 30 Sep 06 | 5222873% ₹216 Cr 1,803,566 Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 20 | AXISBANK3% ₹215 Cr 1,683,557
↓ -312,500 IndusInd Bank Ltd (Financial Services)
Equity, Since 31 Oct 24 | INDUSINDBK3% ₹208 Cr 2,424,016 2. SBI PSU Fund
SBI PSU Fund
Growth Launch Date 7 Jul 10 NAV (30 Dec 25) ₹33.4117 ↑ 0.22 (0.67 %) Net Assets (Cr) ₹5,763 on 30 Nov 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆ Risk High Expense Ratio 1.89 Sharpe Ratio 0.03 Information Ratio -0.53 Alpha Ratio -0.83 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹13,886 30 Nov 22 ₹18,323 30 Nov 23 ₹23,973 30 Nov 24 ₹36,302 30 Nov 25 ₹38,023 Returns for SBI PSU Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Dec 25 Duration Returns 1 Month -0.5% 3 Month 3.4% 6 Month 2.6% 1 Year 10.4% 3 Year 27.8% 5 Year 28.9% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 23.5% 2023 54% 2022 29% 2021 32.4% 2020 -10% 2019 6% 2018 -23.8% 2017 21.9% 2016 16.2% 2015 -11.1% Fund Manager information for SBI PSU Fund
Name Since Tenure Rohit Shimpi 1 Jun 24 1.5 Yr. Data below for SBI PSU Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Financial Services 36.69% Utility 27.73% Energy 13.4% Industrials 12.38% Basic Materials 5.83% Asset Allocation
Asset Class Value Cash 3.88% Equity 96.04% Debt 0.08% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Bank of India (Financial Services)
Equity, Since 31 Jul 10 | SBIN17% ₹972 Cr 9,927,500 Bharat Electronics Ltd (Industrials)
Equity, Since 30 Jun 24 | BEL9% ₹534 Cr 12,975,000 NTPC Ltd (Utilities)
Equity, Since 31 Jul 10 | NTPC8% ₹475 Cr 14,543,244 GAIL (India) Ltd (Utilities)
Equity, Since 31 May 24 | GAIL8% ₹453 Cr 25,750,000 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jul 10 | POWERGRID8% ₹446 Cr 16,535,554 Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Aug 24 | BPCL6% ₹348 Cr 9,700,000 Bank of Baroda (Financial Services)
Equity, Since 31 Aug 24 | BANKBARODA6% ₹319 Cr 11,000,000 Indian Bank (Financial Services)
Equity, Since 30 Jun 21 | INDIANB4% ₹211 Cr 2,427,235 NMDC Ltd (Basic Materials)
Equity, Since 31 Oct 23 | NMDC4% ₹206 Cr 27,900,000 General Insurance Corp of India (Financial Services)
Equity, Since 31 May 24 | GICRE3% ₹161 Cr 4,150,000 3. Motilal Oswal Midcap 30 Fund
Motilal Oswal Midcap 30 Fund
Growth Launch Date 24 Feb 14 NAV (30 Dec 25) ₹97.8181 ↓ -0.70 (-0.72 %) Net Assets (Cr) ₹38,003 on 30 Nov 25 Category Equity - Mid Cap AMC Motilal Oswal Asset Management Co. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.56 Sharpe Ratio -0.4 Information Ratio 0.21 Alpha Ratio -11.47 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹15,596 30 Nov 22 ₹18,569 30 Nov 23 ₹24,148 30 Nov 24 ₹38,652 30 Nov 25 ₹36,880 Returns for Motilal Oswal Midcap 30 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Dec 25 Duration Returns 1 Month -5.4% 3 Month -0.9% 6 Month -6.5% 1 Year -13.3% 3 Year 24.6% 5 Year 27.4% 10 Year 15 Year Since launch 21.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 57.1% 2023 41.7% 2022 10.7% 2021 55.8% 2020 9.3% 2019 9.7% 2018 -12.7% 2017 30.8% 2016 5.2% 2015 16.5% Fund Manager information for Motilal Oswal Midcap 30 Fund
Name Since Tenure Ajay Khandelwal 1 Oct 24 1.17 Yr. Niket Shah 1 Jul 20 5.42 Yr. Rakesh Shetty 22 Nov 22 3.03 Yr. Sunil Sawant 1 Jul 24 1.42 Yr. Data below for Motilal Oswal Midcap 30 Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Technology 37.64% Consumer Cyclical 18.46% Industrials 11.9% Financial Services 11.71% Communication Services 8.74% Real Estate 2.43% Health Care 1.61% Asset Allocation
Asset Class Value Cash 7.92% Equity 92.08% Top Securities Holdings / Portfolio
Name Holding Value Quantity Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 23 | PERSISTENT10% ₹3,812 Cr 6,000,000 Coforge Ltd (Technology)
Equity, Since 31 Mar 23 | COFORGE10% ₹3,770 Cr 19,750,000
↑ 99,301 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Aug 25 | 5433209% ₹3,301 Cr 110,001,000
↑ 10,001,000 Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Mar 23 | DIXON8% ₹3,066 Cr 2,100,000 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | KALYANKJIL8% ₹3,034 Cr 60,043,240
↑ 43,240 One97 Communications Ltd (Technology)
Equity, Since 30 Sep 24 | 5433968% ₹2,969 Cr 22,479,961
↓ -2,520,039 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 25 | BHARTIARTL5% ₹1,997 Cr 9,500,000
↑ 9,500,000 Polycab India Ltd (Industrials)
Equity, Since 30 Sep 23 | POLYCAB5% ₹1,889 Cr 2,528,264
↓ -145,406 Aditya Birla Capital Ltd (Financial Services)
Equity, Since 30 Jun 25 | ABCAPITAL4% ₹1,701 Cr 47,500,000
↑ 7,482,572 KEI Industries Ltd (Industrials)
Equity, Since 30 Nov 24 | KEI4% ₹1,658 Cr 4,000,000 4. Invesco India PSU Equity Fund
Invesco India PSU Equity Fund
Growth Launch Date 18 Nov 09 NAV (30 Dec 25) ₹65.2 ↑ 0.17 (0.26 %) Net Assets (Cr) ₹1,445 on 30 Nov 25 Category Equity - Sectoral AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk High Expense Ratio 2.14 Sharpe Ratio 0.06 Information Ratio -0.49 Alpha Ratio -0.45 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹13,532 30 Nov 22 ₹16,574 30 Nov 23 ₹21,911 30 Nov 24 ₹33,100 30 Nov 25 ₹34,463 Returns for Invesco India PSU Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Dec 25 Duration Returns 1 Month -0.4% 3 Month 2.5% 6 Month -0.2% 1 Year 9.5% 3 Year 28.2% 5 Year 27.3% 10 Year 15 Year Since launch 12.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 25.6% 2023 54.5% 2022 20.5% 2021 31.1% 2020 6.1% 2019 10.1% 2018 -16.9% 2017 24.3% 2016 17.9% 2015 2.5% Fund Manager information for Invesco India PSU Equity Fund
Name Since Tenure Hiten Jain 1 Jul 25 0.42 Yr. Sagar Gandhi 1 Jul 25 0.42 Yr. Data below for Invesco India PSU Equity Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Industrials 31.46% Financial Services 29.47% Utility 20.02% Energy 13.28% Basic Materials 2.92% Asset Allocation
Asset Class Value Cash 2.85% Equity 97.15% Top Securities Holdings / Portfolio
Name Holding Value Quantity State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN10% ₹140 Cr 1,426,314 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Mar 17 | BEL9% ₹123 Cr 2,997,692 Bharat Petroleum Corp Ltd (Energy)
Equity, Since 30 Sep 18 | BPCL7% ₹104 Cr 2,901,565 Indian Bank (Financial Services)
Equity, Since 30 Jun 21 | INDIANB7% ₹94 Cr 1,080,618 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | HAL6% ₹89 Cr 196,158 NTPC Green Energy Ltd (Utilities)
Equity, Since 30 Nov 24 | NTPCGREEN6% ₹83 Cr 8,790,786 NTPC Ltd (Utilities)
Equity, Since 31 May 19 | NTPC5% ₹66 Cr 2,024,963 Bharat Dynamics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | BDL4% ₹64 Cr 424,045 Bank of Baroda (Financial Services)
Equity, Since 30 Jun 21 | BANKBARODA4% ₹61 Cr 2,116,392 Dredging Corp of India Ltd (Industrials)
Equity, Since 31 Jul 25 | DREDGECORP4% ₹55 Cr 646,300
↑ 174,490 5. HDFC Infrastructure Fund
HDFC Infrastructure Fund
Growth Launch Date 10 Mar 08 NAV (30 Dec 25) ₹47.044 ↓ -0.10 (-0.21 %) Net Assets (Cr) ₹2,514 on 30 Nov 25 Category Equity - Sectoral AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk High Expense Ratio 2.06 Sharpe Ratio -0.15 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹16,017 30 Nov 22 ₹19,623 30 Nov 23 ₹27,687 30 Nov 24 ₹38,227 30 Nov 25 ₹38,951 Returns for HDFC Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Dec 25 Duration Returns 1 Month -2.2% 3 Month -0.5% 6 Month -2.7% 1 Year 1.7% 3 Year 24.6% 5 Year 27.1% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 23% 2023 55.4% 2022 19.3% 2021 43.2% 2020 -7.5% 2019 -3.4% 2018 -29% 2017 43.3% 2016 -1.9% 2015 -2.5% Fund Manager information for HDFC Infrastructure Fund
Name Since Tenure Dhruv Muchhal 22 Jun 23 2.45 Yr. Ashish Shah 1 Nov 25 0.08 Yr. Data below for HDFC Infrastructure Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Industrials 39.35% Financial Services 20.43% Basic Materials 10.2% Energy 6.93% Utility 6.76% Communication Services 4.12% Real Estate 2.48% Health Care 1.75% Technology 1.41% Consumer Cyclical 0.66% Asset Allocation
Asset Class Value Cash 5.91% Equity 94.09% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 12 | LT6% ₹155 Cr 380,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK6% ₹153 Cr 1,100,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 23 | HDFCBANK6% ₹141 Cr 1,400,000 Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 Jan 23 | 5222874% ₹91 Cr 758,285 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Dec 21 | INDIGO4% ₹89 Cr 150,000 J Kumar Infraprojects Ltd (Industrials)
Equity, Since 31 Oct 15 | JKIL3% ₹82 Cr 1,400,000 Reliance Industries Ltd (Energy)
Equity, Since 31 May 24 | RELIANCE3% ₹78 Cr 500,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 20 | BHARTIARTL3% ₹74 Cr 350,000 NTPC Ltd (Utilities)
Equity, Since 31 Dec 17 | NTPC3% ₹72 Cr 2,200,000 State Bank of India (Financial Services)
Equity, Since 31 Mar 08 | SBIN3% ₹69 Cr 704,361 6. Nippon India Small Cap Fund
Nippon India Small Cap Fund
Growth Launch Date 16 Sep 10 NAV (30 Dec 25) ₹164.585 ↓ -0.44 (-0.27 %) Net Assets (Cr) ₹68,572 on 30 Nov 25 Category Equity - Small Cap AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.44 Sharpe Ratio -0.4 Information Ratio 0.05 Alpha Ratio -1.19 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹17,553 30 Nov 22 ₹20,288 30 Nov 23 ₹28,079 30 Nov 24 ₹37,706 30 Nov 25 ₹36,088 Returns for Nippon India Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Dec 25 Duration Returns 1 Month -2.3% 3 Month -0.7% 6 Month -5.1% 1 Year -5.1% 3 Year 21% 5 Year 27% 10 Year 15 Year Since launch 20.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 26.1% 2023 48.9% 2022 6.5% 2021 74.3% 2020 29.2% 2019 -2.5% 2018 -16.7% 2017 63% 2016 5.6% 2015 15.1% Fund Manager information for Nippon India Small Cap Fund
Name Since Tenure Samir Rachh 2 Jan 17 8.92 Yr. Kinjal Desai 25 May 18 7.53 Yr. Lokesh Maru 5 Sep 25 0.24 Yr. Divya Sharma 5 Sep 25 0.24 Yr. Data below for Nippon India Small Cap Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Industrials 20.06% Financial Services 16.18% Consumer Cyclical 15.33% Basic Materials 11.01% Consumer Defensive 10.83% Health Care 8.81% Technology 7.25% Utility 2.37% Energy 1.83% Communication Services 1.23% Real Estate 0.95% Asset Allocation
Asset Class Value Cash 4.15% Equity 95.85% Top Securities Holdings / Portfolio
Name Holding Value Quantity Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 28 Feb 21 | MCX3% ₹1,865 Cr 1,851,010 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 22 | HDFCBANK2% ₹1,340 Cr 13,300,000 State Bank of India (Financial Services)
Equity, Since 31 Oct 19 | SBIN1% ₹1,013 Cr 10,347,848 Karur Vysya Bank Ltd (Financial Services)
Equity, Since 28 Feb 17 | KARURVYSYA1% ₹946 Cr 38,140,874 Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 30 Sep 22 | BHEL1% ₹858 Cr 29,507,422
↑ 969,190 Apar Industries Ltd (Industrials)
Equity, Since 31 Mar 17 | APARINDS1% ₹824 Cr 899,271 TD Power Systems Ltd (Industrials)
Equity, Since 31 Dec 15 | TDPOWERSYS1% ₹799 Cr 10,278,244 eClerx Services Ltd (Technology)
Equity, Since 31 Jul 20 | ECLERX1% ₹779 Cr 1,712,794 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 24 | RELIANCE1% ₹778 Cr 4,964,128 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jul 24 | AXISBANK1% ₹765 Cr 5,977,976 7. DSP India T.I.G.E.R Fund
DSP India T.I.G.E.R Fund
Growth Launch Date 11 Jun 04 NAV (30 Dec 25) ₹310.188 ↓ -1.87 (-0.60 %) Net Assets (Cr) ₹5,419 on 30 Nov 25 Category Equity - Sectoral AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆ Risk High Expense Ratio 1.89 Sharpe Ratio -0.39 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹16,064 30 Nov 22 ₹18,724 30 Nov 23 ₹25,483 30 Nov 24 ₹37,523 30 Nov 25 ₹35,951 Returns for DSP India T.I.G.E.R Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Dec 25 Duration Returns 1 Month -1.9% 3 Month -0.1% 6 Month -2.8% 1 Year -3% 3 Year 23.8% 5 Year 26.8% 10 Year 15 Year Since launch 17.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 32.4% 2023 49% 2022 13.9% 2021 51.6% 2020 2.7% 2019 6.7% 2018 -17.2% 2017 47% 2016 4.1% 2015 0.7% Fund Manager information for DSP India T.I.G.E.R Fund
Name Since Tenure Rohit Singhania 21 Jun 10 15.46 Yr. Data below for DSP India T.I.G.E.R Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Industrials 31.28% Basic Materials 14.28% Financial Services 11% Utility 10.18% Consumer Cyclical 8.97% Energy 7.34% Health Care 5.54% Communication Services 3.04% Technology 1.8% Real Estate 1.6% Consumer Defensive 1.22% Asset Allocation
Asset Class Value Cash 3.74% Equity 96.26% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 04 | LT5% ₹284 Cr 697,669 NTPC Ltd (Utilities)
Equity, Since 30 Nov 17 | NTPC4% ₹233 Cr 7,145,883 Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 31 Dec 24 | APOLLOHOSP3% ₹180 Cr 245,928 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 18 | BHARTIARTL3% ₹159 Cr 756,154 Kirloskar Oil Engines Ltd (Industrials)
Equity, Since 31 Mar 23 | KIRLOSENG3% ₹159 Cr 1,412,412 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jan 25 | POWERGRID3% ₹150 Cr 5,567,574 Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Dec 24 | AMBER3% ₹142 Cr 197,265 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Oct 25 | HAL3% ₹139 Cr 305,098
↑ 112,311 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 31 May 25 | MCX3% ₹137 Cr 136,165 Coal India Ltd (Energy)
Equity, Since 31 Dec 23 | COALINDIA2% ₹125 Cr 3,321,453 8. Nippon India Power and Infra Fund
Nippon India Power and Infra Fund
Growth Launch Date 8 May 04 NAV (30 Dec 25) ₹342.046 ↓ -1.15 (-0.34 %) Net Assets (Cr) ₹7,301 on 30 Nov 25 Category Equity - Sectoral AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk High Expense Ratio 1.85 Sharpe Ratio -0.26 Information Ratio 0.42 Alpha Ratio -12.9 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹15,847 30 Nov 22 ₹18,308 30 Nov 23 ₹25,579 30 Nov 24 ₹36,521 30 Nov 25 ₹35,852 Returns for Nippon India Power and Infra Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Dec 25 Duration Returns 1 Month -2.1% 3 Month -0.7% 6 Month -3% 1 Year -0.6% 3 Year 25.5% 5 Year 26.6% 10 Year 15 Year Since launch 17.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 26.9% 2023 58% 2022 10.9% 2021 48.9% 2020 10.8% 2019 -2.9% 2018 -21.1% 2017 61.7% 2016 0.1% 2015 0.3% Fund Manager information for Nippon India Power and Infra Fund
Name Since Tenure Kinjal Desai 25 May 18 7.53 Yr. Rahul Modi 19 Aug 24 1.28 Yr. Lokesh Maru 5 Sep 25 0.24 Yr. Divya Sharma 5 Sep 25 0.24 Yr. Data below for Nippon India Power and Infra Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Industrials 32.74% Utility 22.88% Energy 9.92% Consumer Cyclical 9.2% Basic Materials 6.97% Communication Services 6.04% Technology 4.89% Real Estate 2.32% Financial Services 2.26% Health Care 2.11% Asset Allocation
Asset Class Value Cash 0.65% Equity 99.35% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 18 | RELIANCE10% ₹694 Cr 4,425,000
↑ 150,000 NTPC Ltd (Utilities)
Equity, Since 31 May 09 | NTPC8% ₹555 Cr 17,000,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 18 | BHARTIARTL6% ₹441 Cr 2,100,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 07 | LT6% ₹433 Cr 1,064,337
↓ -50,000 Tata Power Co Ltd (Utilities)
Equity, Since 30 Apr 23 | TATAPOWER4% ₹308 Cr 7,900,789 Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 30 Sep 24 | BHEL3% ₹233 Cr 8,000,838
↓ -1,300,000 CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 30 Sep 24 | CGPOWER3% ₹203 Cr 3,020,014 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Oct 19 | ULTRACEMCO3% ₹197 Cr 170,000 Bharat Forge Ltd (Consumer Cyclical)
Equity, Since 31 Oct 24 | BHARATFORG2% ₹169 Cr 1,179,635 Kaynes Technology India Ltd (Technology)
Equity, Since 30 Nov 22 | KAYNES2% ₹165 Cr 300,113
↑ 50,000 9. Canara Robeco Infrastructure
Canara Robeco Infrastructure
Growth Launch Date 2 Dec 05 NAV (30 Dec 25) ₹156.03 ↓ -0.41 (-0.26 %) Net Assets (Cr) ₹916 on 30 Nov 25 Category Equity - Sectoral AMC Canara Robeco Asset Management Co. Ltd. Rating Risk High Expense Ratio 2.32 Sharpe Ratio -0.13 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹16,180 30 Nov 22 ₹18,616 30 Nov 23 ₹23,198 30 Nov 24 ₹35,257 30 Nov 25 ₹35,720 Returns for Canara Robeco Infrastructure
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Dec 25 Duration Returns 1 Month -3.3% 3 Month -2.6% 6 Month -4.4% 1 Year -0.1% 3 Year 23.7% 5 Year 26.4% 10 Year 15 Year Since launch 14.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 35.3% 2023 41.2% 2022 9% 2021 56.1% 2020 9% 2019 2.3% 2018 -19.1% 2017 40.2% 2016 2.1% 2015 6.7% Fund Manager information for Canara Robeco Infrastructure
Name Since Tenure Vishal Mishra 26 Jun 21 4.44 Yr. Shridatta Bhandwaldar 29 Sep 18 7.18 Yr. Data below for Canara Robeco Infrastructure as on 30 Nov 25
Equity Sector Allocation
Sector Value Industrials 45.45% Utility 11.55% Energy 8.72% Basic Materials 8.65% Financial Services 7.34% Technology 6.43% Communication Services 3.13% Consumer Cyclical 2.94% Real Estate 1.22% Asset Allocation
Asset Class Value Cash 4.57% Equity 95.43% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 11 | LT10% ₹91 Cr 222,901
↓ -5,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 22 | RELIANCE5% ₹44 Cr 279,250 State Bank of India (Financial Services)
Equity, Since 31 Jul 24 | SBIN5% ₹43 Cr 442,500 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Jul 19 | BEL4% ₹36 Cr 869,000 NTPC Ltd (Utilities)
Equity, Since 30 Nov 18 | NTPC4% ₹35 Cr 1,066,480 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Jan 23 | INDIGO4% ₹34 Cr 58,250 Tata Power Co Ltd (Utilities)
Equity, Since 30 Sep 24 | TATAPOWER3% ₹31 Cr 785,000 GE Vernova T&D India Ltd (Industrials)
Equity, Since 31 Jan 24 | GVT&D3% ₹30 Cr 105,185 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 24 | BHARTIARTL3% ₹29 Cr 136,600 CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 31 Oct 23 | CGPOWER3% ₹28 Cr 413,150 10. Bandhan Infrastructure Fund
Bandhan Infrastructure Fund
Growth Launch Date 8 Mar 11 NAV (30 Dec 25) ₹47.749 ↓ -0.11 (-0.22 %) Net Assets (Cr) ₹1,566 on 30 Nov 25 Category Equity - Sectoral AMC IDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk High Expense Ratio 2.1 Sharpe Ratio -0.4 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹17,586 30 Nov 22 ₹18,616 30 Nov 23 ₹25,550 30 Nov 24 ₹38,310 30 Nov 25 ₹35,897 Returns for Bandhan Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Dec 25 Duration Returns 1 Month -2.4% 3 Month -2.7% 6 Month -8.5% 1 Year -7.1% 3 Year 24.5% 5 Year 26.4% 10 Year 15 Year Since launch 11.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 39.3% 2023 50.3% 2022 1.7% 2021 64.8% 2020 6.3% 2019 -5.3% 2018 -25.9% 2017 58.7% 2016 10.7% 2015 -0.2% Fund Manager information for Bandhan Infrastructure Fund
Name Since Tenure Vishal Biraia 24 Jan 24 1.85 Yr. Ritika Behera 7 Oct 23 2.15 Yr. Gaurav Satra 7 Jun 24 1.48 Yr. Data below for Bandhan Infrastructure Fund as on 30 Nov 25
Equity Sector Allocation
Sector Value Industrials 53.33% Utility 12.43% Basic Materials 7.51% Communication Services 4.68% Energy 4.48% Technology 4.12% Financial Services 2.76% Health Care 2.6% Real Estate 1.38% Consumer Cyclical 0.97% Asset Allocation
Asset Class Value Cash 5.75% Equity 94.25% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT5% ₹83 Cr 204,050 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 19 | BHARTIARTL5% ₹73 Cr 348,551 Kirloskar Brothers Ltd (Industrials)
Equity, Since 31 Dec 17 | KIRLOSBROS5% ₹72 Cr 426,772 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 24 | RELIANCE4% ₹70 Cr 447,851 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Oct 19 | BEL4% ₹58 Cr 1,416,343 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 14 | ULTRACEMCO4% ₹57 Cr 49,239 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Aug 24 | INDIGO3% ₹53 Cr 89,351
↑ 6,363 GPT Infraprojects Ltd (Industrials)
Equity, Since 30 Nov 17 | GPTINFRA3% ₹51 Cr 4,733,244 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 Dec 23 | ADANIPORTS3% ₹46 Cr 303,494 Ahluwalia Contracts (India) Ltd (Industrials)
Equity, Since 30 Apr 15 | AHLUCONT3% ₹46 Cr 457,644
How to Choose Best SIP Investment?
There are various Mutual Funds that allow you to invest through a SIP. But the main problem is selecting the best mutual funds for SIP. Though the best Mutual Funds might vary from person to person, below is a list of some points that investors might consider before choosing a best SIP Mutual Fund.
Understand Objective of the SIP Investment
When it comes to investing, each one of us has a different objective. So before investing in Mutual Funds through a SIP, it is advised to get a clear picture of your investment goals and risk profile. Generally, Equity Mutual Funds are considered to be beneficial for long-term objectives while money market and Debt fund are suitable for short-term objectives.
Know the Fund House
A large part of the SIP returns depends on the Fund House managing your money on your behalf. If the Fund House fails its objective, you will be the one losing your money. To make sure you have the best SIP plan choose a well-reputed fund house.
Monitor Fund Performance of the SIP Mutual Fund
One of the basic reasons due to which people invest in Mutual Funds through SIP is to make money. Therefore, it is important to analyse the performance of funds over a period of time to choose the best fund and then invest in the best SIP plans. Typically, for equity Mutual Funds long-term performance is looked at, while for the debt Mutual Funds short to mid-term returns are considered.
Analyse Loads and Recurring Expenses of SIP
Last but not the least, the exit load and the expense ratio incurred if the investment in redeemed before a specified period (usually called the lock-in period).
So, it is advised to choose the best SIP plans considering these parameters in mind. Think before you invest!
SIP Calculator (SIP Return Calculator)
For financial planning, SIP calculator or SIP return calculator is one of the best tools.
To monitor how your SIP grows through the power of compounding consider the below example.
| Monthly Investment | Time Period of Investment | Total Amount Invested | Final Value @ 14% p.a. |
|---|---|---|---|
| 1,000 | 5 years | 60,000 | 87,200 |
| 1,000 | 10 years | 1,20,000 | 2,62,091 |
| 1,000 | 15 years | 1,80,000 | 6,12,853 |
The above table mentions that if you invest INR 1,000 per month in a SIP Mutual Fund, your total investment in 5 years would be INR 60,000 and your SIP returns at an assumed return percentage of 14% p.a. would be INR 87,2001, respectively. Similarly, in 10 years the total investment would be INR 1,20,000 and the SIP return at the assumed percentage of 14% p.a. would be INR 2,62,091.
The same way, the investment in 15 years would be INR 1,80,000 and the final value at the return percentage of 14% p.a would be INR 6,12,853, respectively.
So, by simply investing INR 1,000 in a month, see how your money will grow in the years to come. Consider the above calculations when choosing a best SIP Mutual Fund to invest.
FAQs
1. What is a SIP?
A: SIP or a Systematic Investment Plan is an investment route offered under a mutual fund scheme, where a certain sum of money is invested under the scheme at regular intervals. This installment can be as small as Rs.500.
2. What are the benefits of SIP?
A: The primary advantage of SIP is that it makes investments more disciplined. It allows the investor to make Financial plan useful and helps develop the investor a habit of investing in the investor.
3. Who can invest in SIP?
A: Anyone can invest in SIP. But, you must do your risk analysis, mean how much risk you wish to take. Also, to start, you need PAN details, address proof, and Bank details.
4. What are the steps to invest in SIP in offline mode?
A: To invest in offline mode, you will have to fill-up the application form, submit a cheque for the monthly or quarterly SIP amount, provide a copy of the PAN Card, address proof, and a canceled cheque as proof of your bank details.
5. Why should I invest in ICICI Prudential Technology Fund?
A: The ICICI Prudential Technology Fund has shown a return of 11.9% since its launching on 3rd March 2000. Unlike other funds, in the year 2020, it has established a return of 70.6%. Hence, investing in ICICI Prudential Technology Fund has proven worthwhile and has invested in the SIP for five years.
6. Why should I invest in SBI Bluechip Fund Regular Growth?
A: The SBI Bluechip Fund Regular Growth has shown a five-year growth rate of 5.29%, which is relatively high.
7. What should you consider while investing in SIP?
A: When you invest in SIP, you should consider the Net Asset Value or the NAV. This is the investment you make for the scheme. You must also check its ratings and its historical performance. It is essential to understand the returns the SIP would produce to ensure that your investment is safe.
8. Is KYC important for SIP?
A: Yes, KYC is essential even for SIP. As the SIP falls under the mutual fund's scheme, you will have to provide KYC documents to invest in SIP.
9. Do SIPs have a minimum investment requirement?
A: Yes, some SIPs require minimum investments. For example, the Aditya Birla Sun Life Digital India Fund has a minimum SIP investment requirement of Rs.1000. The SBI Bluechip Fund Regular Growth has a minimum requirement of Rs.5000. Thus, depending on the SIP you are investing in, you will have to increase your investment amount.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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helpful to invest in SIP