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Top 10 Best Performing SIP Plans for investment in India 2020

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Best Performing SIP Plans in India 2020

Updated on January 26, 2020 , 8011 views

Best SIP plans? How to choose them? These are some of the common questions that occur in the mind of investors when thinking of Investing in Mutual Funds through a SIP or Systematic Investment plan.

SIP investment is one of the most disciplined investing options when investing in Mutual Funds. Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.

Generally, some of the best SIP plans in India offer good returns when invested for a longer duration. To know how much one can earn by investing a SIP or Systematic Investment Plan, check the sip calculator (also known as SIP return calculator) section below.

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Why to Invest in a Systematic Investment Plan?

A systematic investment plan comes with multiple benefits. Its minimum investment amount INR 500 has not only gained attention most population, but also of many youngsters to begin their investment journey in mutual funds. An investor who wants to invest in a SIP can plan their major Financial goals like- child's education, marriage expenses, purchase of a house/car, etc., in a disciplined manner. One can simply start investing as per their goals (short-term, mid-term and long-term) and attain an increase in wealth over a certain period of time.

SIPs offer major benefits like rupee cost averaging and Power of Compounding. Rupee cost averaging helps an individual to average out the cost of an asset purchase. In a SIP, the purchase of units is done over a long period and these are spread out equally over monthly intervals (usually). Due to the investment being spread out over time, the investment is made into the stock market at different price points giving the investor the benefit of averaging cost, hence the term rupee cost averaging.

In the case of compound interest, unlike simple interest where you gain interest on only the principal, here the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since the mutual funds in the SIP are in instalments, they are compounded, which adds more to the initially invested sum.

Best SIP Plans to Invest In FY 20 - 21

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
Axis Focused 25 Fund Growth ₹31.12
↓ -0.06
₹9,110 1,000 4.613.224.316.911.314.7
Kotak Equity Opportunities Fund Growth ₹134.149
↓ -0.38
₹2,928 1,000 11.615.822.812.29.713.2
ICICI Prudential Banking and Financial Services Fund Growth ₹70.07
↓ -0.18
₹3,592 100 9.48.920.614.711.814.5
Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹30.81
↓ -0.05
₹1,995 1,000 5.79.720.413.111.314.9
SBI Small Cap Fund Growth ₹57.3773
↑ 0.11
₹3,156 500 9.817.420.114.913.66.1
DSP BlackRock Equity Opportunities Fund Growth ₹240.891
↓ -1.10
₹5,589 500 613.919.610.21011.4
Kotak Standard Multicap Fund Growth ₹38.263
↓ -0.11
₹29,598 500 710.618.812.69.712.3
Invesco India Growth Opportunities Fund Growth ₹37.21
↓ -0.02
₹2,239 100 4.91418.214.19.610.7
Franklin Asian Equity Fund Growth ₹24.616
↓ -0.29
₹138 500 10.39.817.711.78.928.2
Tata India Tax Savings Fund Growth ₹19.3814
↓ -0.08
₹2,094 500 5.48.817.712.210.413.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jan 20

1. Axis Focused 25 Fund

To generate long term capital appreciation by investing in a concentrated portfolio of equity & equity related instruments of up to 25 companies.

Axis Focused 25 Fund is a Equity - Focused fund was launched on 29 Jun 12. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.2% since its launch.  Ranked 7 in Focused category.  Return for 2019 was 14.7% , 2018 was 0.6% and 2017 was 45.2% .

Below is the key information for Axis Focused 25 Fund

Axis Focused 25 Fund
Growth
Launch Date 29 Jun 12
NAV (28 Jan 20) ₹31.12 ↓ -0.06   (-0.19 %)
Net Assets (Cr) ₹9,110 on 31 Dec 19
Category Equity - Focused
AMC Axis Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.32
Sharpe Ratio 0.87
Information Ratio 0.4
Alpha Ratio 2.39
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,391
31 Dec 16₹10,864
31 Dec 17₹15,769
31 Dec 18₹15,870
31 Dec 19₹18,195

Axis Focused 25 Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for Axis Focused 25 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 20

DurationReturns
1 Month 0.4%
3 Month 4.6%
6 Month 13.2%
1 Year 24.3%
3 Year 16.9%
5 Year 11.3%
10 Year
15 Year
Since launch 16.2%
Historical performance (Yearly) on absolute basis
YearReturns
2018 14.7%
2017 0.6%
2016 45.2%
2015 4.6%
2014 3.9%
2013 38.8%
2012 5.8%
2011
2010
2009
Fund Manager information for Axis Focused 25 Fund
NameSinceTenure
Jinesh Gopani7 Jun 163.48 Yr.

Data below for Axis Focused 25 Fund as on 31 Dec 19

Equity Sector Allocation
SectorValue
Financial Services43.02%
Basic Materials12.02%
Consumer Cyclical10.68%
Consumer Defensive6.42%
Technology6.01%
Energy5.47%
Communication Services5.4%
Industrials2.64%
Health Care2.04%
Asset Allocation
Asset ClassValue
Cash4.51%
Equity95.49%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
9%₹804 Cr1,899,523
↑ 50,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 13 | KOTAKBANK
8%₹709 Cr4,206,457
↑ 200,000
Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Oct 16 | 532978
8%₹702 Cr747,220
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 12 | HDFCBANK
7%₹603 Cr4,738,000
Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 30 Apr 17 | 540376
6%₹585 Cr3,180,122
↑ 350,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 18 | TCS
6%₹548 Cr2,534,738
Clearing Corporation Of India Ltd
CBLO | -
6%₹519 Cr
Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 19 | RELIANCE
5%₹499 Cr3,293,000
↓ -899,000
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 May 18 | HDFC
5%₹478 Cr1,981,971
Asian Paints Ltd (Basic Materials)
Equity, Since 30 Nov 18 | 500820
5%₹442 Cr2,475,200

2. Kotak Equity Opportunities Fund

(Erstwhile Kotak Opportunities Scheme)

To generate capital appreciation from a diversified portfolio of equity and equity related securities. However, there is no assurance that the objective of the scheme will be realized.

Kotak Equity Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 9 Sep 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.4% since its launch.  Ranked 2 in Large & Mid Cap category.  Return for 2019 was 13.2% , 2018 was -5.6% and 2017 was 34.9% .

Below is the key information for Kotak Equity Opportunities Fund

Kotak Equity Opportunities Fund
Growth
Launch Date 9 Sep 04
NAV (28 Jan 20) ₹134.149 ↓ -0.38   (-0.29 %)
Net Assets (Cr) ₹2,928 on 31 Dec 19
Category Equity - Large & Mid Cap
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 2.11
Sharpe Ratio 0.8
Information Ratio -0.4
Alpha Ratio 2.73
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,327
31 Dec 16₹11,318
31 Dec 17₹15,264
31 Dec 18₹14,407
31 Dec 19₹16,303

Kotak Equity Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for Kotak Equity Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 20

DurationReturns
1 Month 4.8%
3 Month 11.6%
6 Month 15.8%
1 Year 22.8%
3 Year 12.2%
5 Year 9.7%
10 Year
15 Year
Since launch 18.4%
Historical performance (Yearly) on absolute basis
YearReturns
2018 13.2%
2017 -5.6%
2016 34.9%
2015 9.6%
2014 3.3%
2013 49.9%
2012 4.2%
2011 30.1%
2010 -22.8%
2009 18.5%
Fund Manager information for Kotak Equity Opportunities Fund
NameSinceTenure
Harsha Upadhyaya4 Aug 127.33 Yr.

Data below for Kotak Equity Opportunities Fund as on 31 Dec 19

Equity Sector Allocation
SectorValue
Financial Services28.77%
Basic Materials17.09%
Industrials16.98%
Energy8.49%
Consumer Cyclical7.11%
Utility6.84%
Technology6.76%
Health Care3.91%
Consumer Defensive1.81%
Asset Allocation
Asset ClassValue
Cash1.87%
Equity98.11%
Other0.02%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 10 | ICICIBANK
7%₹194 Cr3,600,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | HDFCBANK
7%₹191 Cr1,500,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 16 | RELIANCE
6%₹174 Cr1,150,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | 532215
4%₹117 Cr1,550,000
↑ 50,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 13 | LT
4%₹110 Cr850,000
↑ 50,000
Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY
4%₹110 Cr1,500,000
Coromandel International Ltd (Basic Materials)
Equity, Since 30 Nov 16 | 506395
3%₹97 Cr1,815,449
↑ 25,446
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 18 | TCS
3%₹92 Cr425,000
SRF Ltd (Basic Materials)
Equity, Since 30 Nov 16 | SRF
3%₹90 Cr260,514
↑ 514
Indraprastha Gas Ltd (Utilities)
Equity, Since 30 Nov 17 | 532514
3%₹86 Cr2,000,000

3. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

ICICI Prudential Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 22 Aug 08. It is a fund with High risk and has given a CAGR/Annualized return of 18.6% since its launch.  Return for 2019 was 14.5% , 2018 was -0.4% and 2017 was 45.1% .

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund
Growth
Launch Date 22 Aug 08
NAV (28 Jan 20) ₹70.07 ↓ -0.18   (-0.26 %)
Net Assets (Cr) ₹3,592 on 31 Dec 19
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.22
Sharpe Ratio 0.62
Information Ratio -1.16
Alpha Ratio -12.25
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹9,278
31 Dec 16₹11,232
31 Dec 17₹16,292
31 Dec 18₹16,222
31 Dec 19₹18,574

ICICI Prudential Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 20

DurationReturns
1 Month -0.4%
3 Month 9.4%
6 Month 8.9%
1 Year 20.6%
3 Year 14.7%
5 Year 11.8%
10 Year
15 Year
Since launch 18.6%
Historical performance (Yearly) on absolute basis
YearReturns
2018 14.5%
2017 -0.4%
2016 45.1%
2015 21.1%
2014 -7.2%
2013 69%
2012 -2.6%
2011 72.2%
2010 -31.6%
2009 32.8%
Fund Manager information for ICICI Prudential Banking and Financial Services Fund
NameSinceTenure
Roshan Chutkey29 Jan 181.92 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 31 Dec 19

Equity Sector Allocation
SectorValue
Financial Services95.79%
Asset Allocation
Asset ClassValue
Cash3.35%
Equity96.63%
Other0.02%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | ICICIBANK
14%₹506 Cr9,394,396
↓ -1,106,541
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK
9%₹340 Cr2,672,219
State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN
9%₹327 Cr9,781,717
↓ -823,590
Bank of Baroda (Financial Services)
Equity, Since 31 May 17 | 532134
7%₹242 Cr23,791,202
↓ -185,939
Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | 532215
6%₹199 Cr2,632,941
Bajaj Finserv Ltd (Financial Services)
Equity, Since 30 Jun 13 | 532978
6%₹198 Cr210,498
↓ -19,583
Treps
CBLO/Reverse Repo | -
5%₹193 Cr
The Federal Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | FEDERALBNK
4%₹161 Cr18,266,314
Mahindra & Mahindra Financial Services Ltd (Financial Services)
Equity, Since 30 Jun 18 | M&MFIN
4%₹140 Cr4,335,775
↑ 557,043
Muthoot Finance Ltd (Financial Services)
Equity, Since 30 Apr 14 | 533398
3%₹113 Cr1,478,957

4. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Aditya Birla Sun Life Banking And Financial Services Fund is a Equity - Sectoral fund was launched on 14 Dec 13. It is a fund with High risk and has given a CAGR/Annualized return of 20.2% since its launch.  Ranked 3 in Sectoral category.  Return for 2019 was 14.9% , 2018 was -2.4% and 2017 was 47.6% .

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund
Growth
Launch Date 14 Dec 13
NAV (28 Jan 20) ₹30.81 ↓ -0.05   (-0.16 %)
Net Assets (Cr) ₹1,995 on 31 Dec 19
Category Equity - Sectoral
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk High
Expense Ratio 2.35
Sharpe Ratio 0.63
Information Ratio -0.87
Alpha Ratio -12.05
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹9,945
31 Dec 16₹11,508
31 Dec 17₹16,990
31 Dec 18₹16,578
31 Dec 19₹19,055

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 20

DurationReturns
1 Month -2.6%
3 Month 5.7%
6 Month 9.7%
1 Year 20.4%
3 Year 13.1%
5 Year 11.3%
10 Year
15 Year
Since launch 20.2%
Historical performance (Yearly) on absolute basis
YearReturns
2018 14.9%
2017 -2.4%
2016 47.6%
2015 15.7%
2014 -0.5%
2013 65.8%
2012
2011
2010
2009
Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund
NameSinceTenure
Satyabrata Mohanty14 Dec 135.13 Yr.
Dhaval Gala26 Aug 153.44 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 31 Dec 19

Equity Sector Allocation
SectorValue
Financial Services92.19%
Asset Allocation
Asset ClassValue
Cash7.81%
Equity92.19%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | HDFCBANK
14%₹280 Cr2,200,000
↓ -183,400
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | ICICIBANK
11%₹219 Cr4,280,190
↓ -800,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
8%₹160 Cr393,716
↑ 45,785
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | 540716
6%₹124 Cr910,929
↓ -3,098
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 532215
6%₹118 Cr1,600,739
↓ -190,000
Clearing Corporation Of India Limited
CBLO | -
6%₹112 Cr
Bandhan Bank Ltd (Financial Services)
Equity, Since 30 Apr 18 | 541153
6%₹109 Cr1,869,288
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | KOTAKBANK
5%₹96 Cr594,830
↓ -58,000
State Bank of India (Financial Services)
Equity, Since 31 Oct 17 | SBIN
5%₹93 Cr2,709,080
Bajaj Finserv Ltd (Financial Services)
Equity, Since 30 Nov 15 | 532978
4%₹89 Cr97,200

5. SBI Small Cap Fund

(Erstwhile SBI Small & Midcap Fund)

The Scheme seeks to generate income and long term capital appreciation by investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies

SBI Small Cap Fund is a Equity - Small Cap fund was launched on 9 Sep 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.3% since its launch.  Ranked 4 in Small Cap category.  Return for 2019 was 6.1% , 2018 was -19.6% and 2017 was 78.7% .

Below is the key information for SBI Small Cap Fund

SBI Small Cap Fund
Growth
Launch Date 9 Sep 09
NAV (28 Jan 20) ₹57.3773 ↑ 0.11   (0.19 %)
Net Assets (Cr) ₹3,156 on 31 Dec 19
Category Equity - Small Cap
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 2.57
Sharpe Ratio 0.24
Information Ratio 1.34
Alpha Ratio 10.09
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹12,056
31 Dec 16₹12,212
31 Dec 17₹21,818
31 Dec 18₹17,537
31 Dec 19₹18,606

SBI Small Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for SBI Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 20

DurationReturns
1 Month 7.4%
3 Month 9.8%
6 Month 17.4%
1 Year 20.1%
3 Year 14.9%
5 Year 13.6%
10 Year
15 Year
Since launch 18.3%
Historical performance (Yearly) on absolute basis
YearReturns
2018 6.1%
2017 -19.6%
2016 78.7%
2015 1.3%
2014 20.6%
2013 110.7%
2012 7.8%
2011 31.9%
2010 -24.3%
2009 19%
Fund Manager information for SBI Small Cap Fund
NameSinceTenure
R. Srinivasan16 Nov 136.13 Yr.

Data below for SBI Small Cap Fund as on 31 Dec 19

Equity Sector Allocation
SectorValue
Industrials26.06%
Consumer Cyclical21.63%
Basic Materials11.35%
Consumer Defensive11.02%
Financial Services7.56%
Technology4.11%
Health Care2.35%
Utility2.15%
Energy1.17%
Real Estate0.72%
Communication Services0.14%
Asset Allocation
Asset ClassValue
Cash7.24%
Equity92.3%
Other0.46%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps
CBLO/Reverse Repo | -
6%₹204 Cr
Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Aug 18 | 540699
5%₹143 Cr377,000
Hawkins Cookers Ltd (Consumer Cyclical)
Equity, Since 30 Jun 15 | 508486
4%₹128 Cr352,000
JK Cement Ltd (Basic Materials)
Equity, Since 31 Oct 18 | JKCEMENT
4%₹126 Cr1,077,439
Hatsun Agro Product Ltd (Consumer Defensive)
Equity, Since 31 Jul 17 | 531531
4%₹123 Cr2,100,000
↑ 119,785
CSB Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Dec 19 | 542867
4%₹119 Cr5,500,000
↑ 5,500,000
Relaxo Footwears Ltd (Consumer Cyclical)
Equity, Since 30 Nov 13 | 530517
4%₹111 Cr1,800,000
Tube Investments of India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Jan 19 | 540762
4%₹111 Cr2,300,000
Blue Star Ltd (Industrials)
Equity, Since 30 Jun 18 | BLUESTARCO
3%₹109 Cr1,300,000
↑ 200,000
Triveni Turbine Ltd (Industrials)
Equity, Since 31 Jan 19 | 533655
3%₹94 Cr10,000,000
↑ 1,000,000

6. DSP BlackRock Equity Opportunities Fund

(Erstwhile DSP BlackRock Opportunities Fund)

The primary investment objective is to seek to generate long term capital appreciation from a portfolio that is substantially constituted of equity and equity related securities of large and midcap companies. From time to time, the fund manager will also seek participation in other equity and equity related securities to achieve optimal portfolio construction. There is no assurance that the investment objective of the Scheme will be realized

DSP BlackRock Equity Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 16 May 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.5% since its launch.  Ranked 4 in Large & Mid Cap category.  Return for 2019 was 11.4% , 2018 was -9.2% and 2017 was 40.1% .

Below is the key information for DSP BlackRock Equity Opportunities Fund

DSP BlackRock Equity Opportunities Fund
Growth
Launch Date 16 May 00
NAV (28 Jan 20) ₹240.891 ↓ -1.10   (-0.45 %)
Net Assets (Cr) ₹5,589 on 31 Dec 19
Category Equity - Large & Mid Cap
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.14
Sharpe Ratio 0.62
Information Ratio -0.22
Alpha Ratio 5.09
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,609
31 Dec 16₹11,794
31 Dec 17₹16,524
31 Dec 18₹14,997
31 Dec 19₹16,714

DSP BlackRock Equity Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for DSP BlackRock Equity Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 20

DurationReturns
1 Month 2.8%
3 Month 6%
6 Month 13.9%
1 Year 19.6%
3 Year 10.2%
5 Year 10%
10 Year
15 Year
Since launch 17.5%
Historical performance (Yearly) on absolute basis
YearReturns
2018 11.4%
2017 -9.2%
2016 40.1%
2015 11.2%
2014 6.1%
2013 45.4%
2012 6.5%
2011 29.4%
2010 -25.1%
2009 24.2%
Fund Manager information for DSP BlackRock Equity Opportunities Fund
NameSinceTenure
Rohit Singhania1 Jun 154.59 Yr.
Jay Kothari16 Mar 181.79 Yr.

Data below for DSP BlackRock Equity Opportunities Fund as on 31 Dec 19

Equity Sector Allocation
SectorValue
Financial Services33.18%
Basic Materials11.57%
Industrials8.56%
Energy8.03%
Consumer Cyclical7.37%
Technology7%
Communication Services5.92%
Health Care5.3%
Consumer Defensive4.09%
Utility4.01%
Real Estate2.57%
Asset Allocation
Asset ClassValue
Cash2.36%
Equity97.64%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK
7%₹418 Cr3,277,116
↓ -800,453
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 16 | ICICIBANK
7%₹405 Cr7,902,393
↓ -1,723,413
Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | 532215
5%₹265 Cr3,591,352
↑ 389,254
State Bank of India (Financial Services)
Equity, Since 30 Sep 19 | SBIN
5%₹261 Cr7,645,607
↑ 2,595,048
Infosys Ltd (Technology)
Equity, Since 28 Feb 18 | INFY
5%₹258 Cr3,703,934
↑ 845,194
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Dec 18 | BHARTIARTL
4%₹219 Cr4,951,224
↑ 1,345,886
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 16 | RELIANCE
3%₹196 Cr1,260,735
↓ -191,283
Kansai Nerolac Paints Ltd (Basic Materials)
Equity, Since 30 Nov 17 | 500165
3%₹148 Cr2,823,542
↓ -215,818
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 30 Sep 19 | 500547
2%₹140 Cr2,731,792
↑ 212,153
Coromandel International Ltd (Basic Materials)
Equity, Since 30 Nov 16 | 506395
2%₹136 Cr2,871,723
↓ -177,128

7. Kotak Standard Multicap Fund

(Erstwhile Kotak Select Focus Fund)

The investment objective of the scheme is to generate long term appreciation from the portfolio of equity and equity related sectors, generally focussed on few selected sectors.

Kotak Standard Multicap Fund is a Equity - Multi Cap fund was launched on 11 Sep 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.8% since its launch.  Ranked 3 in Multi Cap category.  Return for 2019 was 12.3% , 2018 was -0.9% and 2017 was 34.3% .

Below is the key information for Kotak Standard Multicap Fund

Kotak Standard Multicap Fund
Growth
Launch Date 11 Sep 09
NAV (28 Jan 20) ₹38.263 ↓ -0.11   (-0.28 %)
Net Assets (Cr) ₹29,598 on 31 Dec 19
Category Equity - Multi Cap
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.84
Sharpe Ratio 0.71
Information Ratio 0.02
Alpha Ratio 1.7
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,296
31 Dec 16₹11,268
31 Dec 17₹15,133
31 Dec 18₹15,000
31 Dec 19₹16,842

Kotak Standard Multicap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for Kotak Standard Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 20

DurationReturns
1 Month 1.9%
3 Month 7%
6 Month 10.6%
1 Year 18.8%
3 Year 12.6%
5 Year 9.7%
10 Year
15 Year
Since launch 13.8%
Historical performance (Yearly) on absolute basis
YearReturns
2018 12.3%
2017 -0.9%
2016 34.3%
2015 9.4%
2014 3%
2013 57.9%
2012 6.1%
2011 33.5%
2010 -22.3%
2009 20%
Fund Manager information for Kotak Standard Multicap Fund
NameSinceTenure
Harsha Upadhyaya4 Aug 127.33 Yr.

Data below for Kotak Standard Multicap Fund as on 31 Dec 19

Equity Sector Allocation
SectorValue
Financial Services36.1%
Industrials12.02%
Energy10.94%
Basic Materials10.82%
Technology6.83%
Consumer Cyclical6.54%
Utility3.22%
Consumer Defensive3.09%
Health Care1.74%
Asset Allocation
Asset ClassValue
Cash6.33%
Equity93.66%
Debt0.01%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Triparty Repo
CBLO/Reverse Repo | -
8%₹2,394 Cr
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 10 | ICICIBANK
7%₹2,209 Cr41,000,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 16 | RELIANCE
7%₹2,044 Cr13,500,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK
6%₹1,861 Cr14,630,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 May 12 | 532215
5%₹1,493 Cr19,800,000
↑ 1,000,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 13 | LT
5%₹1,454 Cr11,200,000
↑ 1,000,000
Infosys Ltd (Technology)
Equity, Since 30 Nov 10 | INFY
3%₹1,004 Cr13,730,562
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 May 18 | TCS
3%₹951 Cr4,400,000
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 14 | ULTRACEMCO
3%₹850 Cr2,100,000
↑ 50,000
Petronet LNG Ltd (Energy)
Equity, Since 31 Aug 12 | 532522
3%₹809 Cr30,200,000
↑ 505,941

8. Invesco India Growth Opportunities Fund

(Erstwhile Invesco India Growth Fund)

The investment objective of the Scheme is to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. However, there can be no assurance that the objectives of the scheme will be achieved.

Invesco India Growth Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 9 Aug 07. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 11.1% since its launch.  Ranked 6 in Large & Mid Cap category.  Return for 2019 was 10.7% , 2018 was -0.2% and 2017 was 39.6% .

Below is the key information for Invesco India Growth Opportunities Fund

Invesco India Growth Opportunities Fund
Growth
Launch Date 9 Aug 07
NAV (28 Jan 20) ₹37.21 ↓ -0.02   (-0.05 %)
Net Assets (Cr) ₹2,239 on 31 Dec 19
Category Equity - Large & Mid Cap
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderately High
Expense Ratio 2.16
Sharpe Ratio 0.62
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,383
31 Dec 16₹10,729
31 Dec 17₹14,980
31 Dec 18₹14,943
31 Dec 19₹16,542

Invesco India Growth Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for Invesco India Growth Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 20

DurationReturns
1 Month 2.3%
3 Month 4.9%
6 Month 14%
1 Year 18.2%
3 Year 14.1%
5 Year 9.6%
10 Year
15 Year
Since launch 11.1%
Historical performance (Yearly) on absolute basis
YearReturns
2018 10.7%
2017 -0.2%
2016 39.6%
2015 3.3%
2014 3.8%
2013 43.7%
2012 11.5%
2011 26.5%
2010 -21.8%
2009 22.3%
Fund Manager information for Invesco India Growth Opportunities Fund
NameSinceTenure
Amit Ganatra23 Jun 145.53 Yr.
Taher Badshah10 Jan 172.97 Yr.

Data below for Invesco India Growth Opportunities Fund as on 31 Dec 19

Equity Sector Allocation
SectorValue
Financial Services30.02%
Consumer Cyclical11.69%
Technology9.5%
Health Care8.71%
Industrials8.52%
Consumer Defensive8.28%
Energy6.55%
Basic Materials5.56%
Utility4.72%
Communication Services1.8%
Asset Allocation
Asset ClassValue
Cash3.6%
Equity96.4%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 09 | HDFCBANK
7%₹166 Cr1,304,474
↑ 89,001
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 17 | RELIANCE
6%₹135 Cr890,606
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK
6%₹132 Cr2,448,600
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Dec 19 | HDFC
3%₹77 Cr320,951
↑ 320,951
Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 13 | TCS
3%₹77 Cr358,069
↑ 49,925
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 17 | KOTAKBANK
3%₹74 Cr440,014
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 17 | LT
3%₹67 Cr515,142
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 532215
3%₹65 Cr861,778
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Jun 19 | 500696
3%₹58 Cr301,403
↑ 26,653
Indraprastha Gas Ltd (Utilities)
Equity, Since 28 Feb 18 | 532514
3%₹58 Cr1,352,830

9. Franklin Asian Equity Fund

An open-end diversified equity fund that seeks to provide medium to long term appreciation through investments primarily in Asian Companies / sectors (excluding Japan) with long term potential across market capitalisation.

Franklin Asian Equity Fund is a Equity - Global fund was launched on 16 Jan 08. It is a fund with High risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 1 in Global category.  Return for 2019 was 28.2% , 2018 was -13.6% and 2017 was 35.5% .

Below is the key information for Franklin Asian Equity Fund

Franklin Asian Equity Fund
Growth
Launch Date 16 Jan 08
NAV (28 Jan 20) ₹24.616 ↓ -0.29   (-1.15 %)
Net Assets (Cr) ₹138 on 31 Dec 19
Category Equity - Global
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk High
Expense Ratio 2.85
Sharpe Ratio 1.49
Information Ratio -0.06
Alpha Ratio 6.87
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹9,541
31 Dec 16₹10,227
31 Dec 17₹13,854
31 Dec 18₹11,966
31 Dec 19₹15,335

Franklin Asian Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for Franklin Asian Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 20

DurationReturns
1 Month -0.6%
3 Month 10.3%
6 Month 9.8%
1 Year 17.7%
3 Year 11.7%
5 Year 8.9%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2018 28.2%
2017 -13.6%
2016 35.5%
2015 7.2%
2014 -4.6%
2013 9.2%
2012 12.4%
2011 19.3%
2010 -1.6%
2009 8.1%
Fund Manager information for Franklin Asian Equity Fund
NameSinceTenure
Roshi Jain16 Jan 0811.88 Yr.
Pyari Menon26 Sep 190.18 Yr.

Data below for Franklin Asian Equity Fund as on 31 Dec 19

Equity Sector Allocation
SectorValue
Financial Services27.63%
Consumer Cyclical19.88%
Technology19.37%
Communication Services7.91%
Consumer Defensive6.96%
Basic Materials4.47%
Real Estate3.66%
Industrials3.06%
Energy1.46%
Health Care0.83%
Asset Allocation
Asset ClassValue
Equity97.37%
Other2.63%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Alibaba Group Holding Ltd ADR (Consumer Cyclical)
Equity, Since 30 Sep 14 | BABA
10%₹13 Cr9,063
Taiwan Semiconductor Manufacturing Co Ltd (Technology)
Equity, Since 31 Mar 09 | 2330
8%₹11 Cr146,714
Samsung Electronics Co Ltd (Technology)
Equity, Since 31 Mar 08 | 005930
8%₹10 Cr32,100
Tencent Holdings Ltd (Communication Services)
Equity, Since 31 Jul 14 | 00700
8%₹10 Cr31,700
AIA Group Ltd (Financial Services)
Equity, Since 31 Mar 12 | 01299
7%₹10 Cr132,124
Ping An Insurance (Group) Co. of China Ltd Class H (Financial Services)
Equity, Since 31 Dec 14 | 02318
5%₹7 Cr80,310
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 17 | HDFCBANK
5%₹6 Cr49,254
Call, Cash & Other Assets
Receivables | -
3%₹3 Cr
New Oriental Education & Technology Group Inc ADR (Consumer Defensive)
Equity, Since 31 Dec 16 | EDU
3%₹3 Cr3,660
PT Bank Central Asia Tbk (Financial Services)
Equity, Since 30 Nov 12 | BBCA
2%₹3 Cr195,429

10. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.3% since its launch.  Ranked 1 in ELSS category.  Return for 2019 was 13.6% , 2018 was -8.4% and 2017 was 46% .

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund
Growth
Launch Date 13 Oct 14
NAV (28 Jan 20) ₹19.3814 ↓ -0.08   (-0.40 %)
Net Assets (Cr) ₹2,094 on 31 Dec 19
Category Equity - ELSS
AMC Tata Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 2.08
Sharpe Ratio 0.79
Information Ratio -0.26
Alpha Ratio -3.75
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹11,331
31 Dec 16₹11,574
31 Dec 17₹16,898
31 Dec 18₹15,482
31 Dec 19₹17,586

Tata India Tax Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 20

DurationReturns
1 Month 0.2%
3 Month 5.4%
6 Month 8.8%
1 Year 17.7%
3 Year 12.2%
5 Year 10.4%
10 Year
15 Year
Since launch 13.3%
Historical performance (Yearly) on absolute basis
YearReturns
2018 13.6%
2017 -8.4%
2016 46%
2015 2.1%
2014 13.3%
2013
2012
2011
2010
2009
Fund Manager information for Tata India Tax Savings Fund
NameSinceTenure
Rupesh Patel1 Apr 154.59 Yr.
Ennette Fernandes18 Jun 181.37 Yr.

Data below for Tata India Tax Savings Fund as on 31 Dec 19

Equity Sector Allocation
SectorValue
Financial Services45.51%
Energy9.78%
Industrials9.08%
Technology8.96%
Consumer Cyclical8.65%
Health Care5.25%
Basic Materials3.13%
Consumer Defensive2.73%
Communication Services2.07%
Real Estate0.78%
Asset Allocation
Asset ClassValue
Cash3.9%
Equity96.1%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK
10%₹205 Cr3,800,000
↓ -200,000
State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN
8%₹178 Cr5,325,000
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK
8%₹163 Cr1,282,000
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Jun 17 | HDFC
7%₹136 Cr565,000
Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY
6%₹123 Cr1,680,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | 532215
5%₹113 Cr1,500,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE
5%₹111 Cr730,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 May 15 | KOTAKBANK
4%₹83 Cr495,000
A) Repo
CBLO/Reverse Repo | -
3%₹73 Cr
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jul 18 | TCS
3%₹65 Cr300,000

How to Choose Best SIP Investment?

Things-to-consider-for-best-SIP

There are various Mutual Funds that allow you to invest through a SIP. But the main problem is selecting the best mutual funds for SIP. Though the best Mutual Funds might vary from person to person, below is a list of some points that investors might consider before choosing a best SIP Mutual Fund.

Understand Objective of the SIP Investment

When it comes to investing, each one of us has a different objective. So before investing in Mutual Funds through a SIP, it is advised to get a clear picture of your investment goals and risk profile. Generally, Equity Mutual Funds are considered to be beneficial for long-term objectives while money market and Debt fund are suitable for short-term objectives.

Know the Fund House

A large part of the SIP returns depends on the Fund House managing your money on your behalf. If the Fund House fails its objective, you will be the one losing your money. To make sure you have the best SIP plan choose a well-reputed fund house.

Monitor Fund Performance of the SIP Mutual Fund

One of the basic reasons due to which people invest in Mutual Funds through SIP is to make money. Therefore, it is important to analyse the performance of funds over a period of time to choose the best fund and then invest in the best SIP plans. Typically, for equity Mutual Funds long-term performance is looked at, while for the debt Mutual Funds short to mid-term returns are considered.

Analyse Loads and Recurring Expenses of SIP

Last but not the least, the exit load and the expense ratio incurred if the investment in redeemed before a specified period (usually called the lock-in period).

So, it is advised to choose the best SIP plans considering these parameters in mind. Think before you invest!

SIP Calculator (SIP Return Calculator)

For financial planning, SIP calculator or SIP return calculator is one of the best tools.

To monitor how your SIP grows through the power of compounding consider the below example.

Monthly Investment Time Period of Investment Total Amount Invested Final Value @ 14% p.a.
1,000 5 years 60,000 87,200
1,000 10 years 1,20,000 2,62,091
1,000 15 years 1,80,000 6,12,853

The above table mentions that if you invest INR 1,000 per month in a SIP Mutual Fund, your total investment in 5 years would be INR 60,000 and your SIP returns at an assumed return percentage of 14% p.a. would be INR 87,2001, respectively. Similarly, in 10 years the total investment would be INR 1,20,000 and the SIP return at the assumed percentage of 14% p.a. would be INR 2,62,091.

The same way, the investment in 15 years would be INR 1,80,000 and the final value at the return percentage of 14% p.a would be INR 6,12,853, respectively.

So, by simply investing INR 1,000 in a month, see how your money will grow in the years to come. Consider the above calculations when choosing a best SIP Mutual Fund to invest.

How Invest in Systematic Investment Plan?

  1. Open Free Investment Account for Lifetime at Fincash.com

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

    Get Started

So, what are you waiting for? Get started with your SIP or Systematic Investment Plan and save better, now!

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Manoj Kumar, posted on 21 Jan 20 5:26 PM

helpful to invest in SIP

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