+91-22-62820123
Table of Contents
- Why to Invest in a Systematic Investment Plan?
- Best SIP Plans to Invest In FY 20 - 21
- How to Choose Best SIP Investment?
- SIP Calculator (SIP Return Calculator)
- How Invest in Systematic Investment Plan?
Top 10 Funds
- DSP BlackRock World Gold Fund
- Franklin India Feeder - Franklin U S Opportunities Fund
- ICICI Prudential US Bluechip Equity Fund
- DSP BlackRock US Flexible Equity Fund
- Mirae Asset Emerging Bluechip Fund
- Aditya Birla Sun Life Digital India Fund
- Franklin India Technology Fund
- Parag Parikh Long Term Equity Fund
- SBI Small Cap Fund
- SBI Banking & Financial Services Fund
Best Performing SIP Plans in India 2020
Best SIP plans? How to choose them? These are some of the common questions that occur in the mind of investors when thinking of Investing in Mutual Funds through a SIP or Systematic Investment plan.
SIP investment is one of the most disciplined investing options when investing in Mutual Funds. Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.
Generally, some of the best SIP plans in India offer good returns when invested for a longer duration. To know how much one can earn by investing a SIP or Systematic Investment Plan, check the sip calculator (also known as SIP return calculator) section below.
Talk to our investment specialist
Why to Invest in a Systematic Investment Plan?
A systematic investment plan comes with multiple benefits. Its minimum investment amount INR 500 has not only gained attention most population, but also of many youngsters to begin their investment journey in mutual funds. An investor who wants to invest in a SIP can plan their major Financial goals like- child's education, marriage expenses, purchase of a house/car, etc., in a disciplined manner. One can simply start investing as per their goals (short-term, mid-term and long-term) and attain an increase in wealth over a certain period of time.
SIPs offer major benefits like rupee cost averaging and Power of Compounding. Rupee cost averaging helps an individual to average out the cost of an asset purchase. In a SIP, the purchase of units is done over a long period and these are spread out equally over monthly intervals (usually). Due to the investment being spread out over time, the investment is made into the stock market at different price points giving the investor the benefit of averaging cost, hence the term rupee cost averaging.
In the case of compound interest, unlike simple interest where you gain interest on only the principal, here the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since the mutual funds in the SIP are in instalments, they are compounded, which adds more to the initially invested sum.
Best SIP Plans to Invest In FY 20 - 21
"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized." DSP BlackRock World Gold Fund is a Equity - Global fund was launched on 14 Sep 07. It is a fund with High risk and has given a Below is the key information for DSP BlackRock World Gold Fund Returns up to 1 year are on The Fund seeks to provide capital appreciation by investing predominantly in units of Franklin U. S. Opportunities Fund, an overseas Franklin Templeton mutual fund, which primarily invests in securities in the United States of America. Franklin India Feeder - Franklin U S Opportunities Fund is a Equity - Global fund was launched on 6 Feb 12. It is a fund with High risk and has given a Below is the key information for Franklin India Feeder - Franklin U S Opportunities Fund Returns up to 1 year are on The investment objective of ICICI Prudential US Bluechip Equity Fund is to provide long term capital appreciation to investors by primarily investing in equity and equity related securities (including ADRs/GDRs issued by Indian and foreign companies) of companies listed on New York Stock Exchange and/or NASDAQ. However, there can be no assurance that the investment objective of the Scheme will be realized. ICICI Prudential US Bluechip Equity Fund is a Equity - Global fund was launched on 6 Jul 12. It is a fund with High risk and has given a Below is the key information for ICICI Prudential US Bluechip Equity Fund Returns up to 1 year are on The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF. DSP BlackRock US Flexible Equity Fund is a Equity - Global fund was launched on 3 Aug 12. It is a fund with High risk and has given a Below is the key information for DSP BlackRock US Flexible Equity Fund Returns up to 1 year are on The investment objective of the scheme is to generate income and capital appreciation from a portfolio primarily investing in Indian equities and equity related securities of large cap and mid cap companies at the time of investment. From time to time, the fund manager may also seek participation in other Indian equity and equity related securities to achieve optimal Portfolio construction. The Scheme does not guarantee or assure any returns. Mirae Asset Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 9 Jul 10. It is a fund with Moderately High risk and has given a Below is the key information for Mirae Asset Emerging Bluechip Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life New Millennium Fund) A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of dividend. Aditya Birla Sun Life Digital India Fund is a Equity - Sectoral fund was launched on 15 Jan 00. It is a fund with High risk and has given a Below is the key information for Aditya Birla Sun Life Digital India Fund Returns up to 1 year are on To provide long-term capital appreciation by predominantly investing in equity and equity related securities of technology and technology related companies. Franklin India Technology Fund is a Equity - Sectoral fund was launched on 22 Aug 98. It is a fund with High risk and has given a Below is the key information for Franklin India Technology Fund Returns up to 1 year are on (Erstwhile Parag Parikh Long Term Value Fund) The investment objective of the scheme is to seek to generate long-term capital growth from an actively managed portfolio primarily of equity and equity related securities. Parag Parikh Long Term Equity Fund is a Equity - Multi Cap fund was launched on 24 May 13. It is a fund with Moderately High risk and has given a Below is the key information for Parag Parikh Long Term Equity Fund Returns up to 1 year are on (Erstwhile SBI Small & Midcap Fund) The Scheme seeks to generate income and long term capital appreciation by
investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies SBI Small Cap Fund is a Equity - Small Cap fund was launched on 9 Sep 09. It is a fund with Moderately High risk and has given a Below is the key information for SBI Small Cap Fund Returns up to 1 year are on The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized. SBI Banking & Financial Services Fund is a Equity - Sectoral fund was launched on 26 Feb 15. It is a fund with High risk and has given a Below is the key information for SBI Banking & Financial Services Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2019 (%) DSP BlackRock World Gold Fund Growth ₹20.7632
↑ 0.14 ₹465 500 38.1 47.3 59.8 20.4 18.2 35.1 Franklin India Feeder - Franklin U S Opportunities Fund Growth ₹42.8142
↓ -1.18 ₹1,515 500 25.1 20.4 30.7 23.4 15.5 34.2 ICICI Prudential US Bluechip Equity Fund Growth ₹33.19
↓ -0.24 ₹587 100 8.9 2.6 20.4 16.3 13 34.3 DSP BlackRock US Flexible Equity Fund Growth ₹29.4095
↑ 0.52 ₹260 500 15 5.3 17.8 13.7 11.6 27.5 Mirae Asset Emerging Bluechip Fund Growth ₹53.046
↓ -0.83 ₹8,839 1,000 19 -10.4 0.3 4.1 11.5 14.7 Aditya Birla Sun Life Digital India Fund Growth ₹56.04
↓ -0.49 ₹375 1,000 22.8 -1.9 8.1 15.8 11 9.6 Franklin India Technology Fund Growth ₹181.766
↑ 1.42 ₹239 500 25.1 5.6 15 15.2 10.7 12.4 Parag Parikh Long Term Equity Fund Growth ₹27.9846
↓ -0.32 ₹2,925 1,000 23.7 2.8 11.1 10.1 10.7 14.4 SBI Small Cap Fund Growth ₹49.8439
↓ -0.26 ₹3,280 500 16.6 -9.1 -1.3 3.1 9.3 6.1 SBI Banking & Financial Services Fund Growth ₹14.9572
↓ -0.33 ₹1,267 500 11.8 -26 -20.1 1.2 8.8 20.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 13 Jul 20 Assets >= 200 Crore & Sorted on 5 Year Return.
1. DSP BlackRock World Gold Fund
CAGR/Annualized return of 5.9% since its launch. Ranked 11 in Global category. Return for 2019 was 35.1% , 2018 was -10.7% and 2017 was -4% . DSP BlackRock World Gold Fund
Growth Launch Date 14 Sep 07 NAV (13 Jul 20) ₹20.7632 ↑ 0.14 (0.70 %) Net Assets (Cr) ₹465 on 30 Apr 20 Category Equity - Global AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk High Expense Ratio 1.67 Sharpe Ratio 1.19 Information Ratio -1.14 Alpha Ratio -9.76 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 15 ₹10,000 30 Jun 16 ₹16,113 30 Jun 17 ₹12,630 30 Jun 18 ₹11,951 30 Jun 19 ₹13,529 30 Jun 20 ₹20,015 Returns for DSP BlackRock World Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jul 20 Duration Returns 1 Month 14.3% 3 Month 38.1% 6 Month 47.3% 1 Year 59.8% 3 Year 20.4% 5 Year 18.2% 10 Year 15 Year Since launch 5.9% Historical performance (Yearly) on absolute basis
Year Returns 2019 35.1% 2018 -10.7% 2017 -4% 2016 52.7% 2015 -18.5% 2014 -3% 2013 -41.5% 2012 -5.8% 2011 -2.6% 2010 29% Fund Manager information for DSP BlackRock World Gold Fund
Name Since Tenure Jay Kothari 1 Mar 13 7.34 Yr. Data below for DSP BlackRock World Gold Fund as on 30 Apr 20
Equity Sector Allocation
Sector Value Basic Materials 93.62% Industrials 0.31% Asset Allocation
Asset Class Value Cash 4.13% Equity 94.85% Debt 0.02% Other 1% Top Securities Holdings / Portfolio
Name Holding Value Quantity BGF World Gold I2
Investment Fund | -97% ₹486 Cr 1,440,008
↑ 2,643 Treps / Reverse Repo Investments / Corporate Debt Repo
CBLO/Reverse Repo | -6% ₹29 Cr Net Receivables/Payables
Net Current Assets | -3% -₹14 Cr 2. Franklin India Feeder - Franklin U S Opportunities Fund
CAGR/Annualized return of 18.8% since its launch. Ranked 6 in Global category. Return for 2019 was 34.2% , 2018 was 6.5% and 2017 was 18.1% . Franklin India Feeder - Franklin U S Opportunities Fund
Growth Launch Date 6 Feb 12 NAV (13 Jul 20) ₹42.8142 ↓ -1.18 (-2.69 %) Net Assets (Cr) ₹1,515 on 30 Apr 20 Category Equity - Global AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆☆ Risk High Expense Ratio 1.74 Sharpe Ratio 0.63 Information Ratio -0.1 Alpha Ratio -1.46 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-3 Years (1%),3 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 15 ₹10,000 30 Jun 16 ₹9,525 30 Jun 17 ₹10,890 30 Jun 18 ₹14,061 30 Jun 19 ₹15,500 30 Jun 20 ₹20,537 Returns for Franklin India Feeder - Franklin U S Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jul 20 Duration Returns 1 Month 6.4% 3 Month 25.1% 6 Month 20.4% 1 Year 30.7% 3 Year 23.4% 5 Year 15.5% 10 Year 15 Year Since launch 18.8% Historical performance (Yearly) on absolute basis
Year Returns 2019 34.2% 2018 6.5% 2017 18.1% 2016 -0.8% 2015 8.8% 2014 8.4% 2013 55.2% 2012 2011 2010 Fund Manager information for Franklin India Feeder - Franklin U S Opportunities Fund
Name Since Tenure Pyari Menon 26 Sep 19 0.76 Yr. Data below for Franklin India Feeder - Franklin U S Opportunities Fund as on 30 Apr 20
Equity Sector Allocation
Sector Value Technology 25.58% Financial Services 16.28% Health Care 15.39% Consumer Cyclical 10.99% Communication Services 7.84% Real Estate 6.44% Industrials 6.37% Consumer Defensive 2.38% Basic Materials 1.32% Asset Allocation
Asset Class Value Cash 2.68% Equity 92.86% Other 4.47% Top Securities Holdings / Portfolio
Name Holding Value Quantity Franklin US Opportunities I(acc)USD
Investment Fund | -100% ₹1,689 Cr 3,971,177
↑ 69,899 Call, Cash & Other Assets
-, Since 31 May 20 | -0% ₹5 Cr 3. ICICI Prudential US Bluechip Equity Fund
CAGR/Annualized return of 16.1% since its launch. Ranked 7 in Global category. Return for 2019 was 34.3% , 2018 was 5.2% and 2017 was 14.1% . ICICI Prudential US Bluechip Equity Fund
Growth Launch Date 6 Jul 12 NAV (13 Jul 20) ₹33.19 ↓ -0.24 (-0.72 %) Net Assets (Cr) ₹587 on 30 Apr 20 Category Equity - Global AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk High Expense Ratio 2.08 Sharpe Ratio 0.55 Information Ratio 0.13 Alpha Ratio 3.54 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-3 Months (3%),3-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 15 ₹10,000 30 Jun 16 ₹10,527 30 Jun 17 ₹11,889 30 Jun 18 ₹13,935 30 Jun 19 ₹15,179 30 Jun 20 ₹18,464 Returns for ICICI Prudential US Bluechip Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jul 20 Duration Returns 1 Month 0.4% 3 Month 8.9% 6 Month 2.6% 1 Year 20.4% 3 Year 16.3% 5 Year 13% 10 Year 15 Year Since launch 16.1% Historical performance (Yearly) on absolute basis
Year Returns 2019 34.3% 2018 5.2% 2017 14.1% 2016 11.6% 2015 0.7% 2014 12.7% 2013 45.7% 2012 2011 2010 Fund Manager information for ICICI Prudential US Bluechip Equity Fund
Name Since Tenure Rohan Maru 19 Sep 13 6.79 Yr. Priyanka Khandelwal 30 Jun 17 3.01 Yr. Data below for ICICI Prudential US Bluechip Equity Fund as on 30 Apr 20
Equity Sector Allocation
Sector Value Health Care 16.45% Industrials 16.03% Technology 15.36% Financial Services 13.65% Consumer Cyclical 10.66% Consumer Defensive 10.41% Communication Services 7.95% Basic Materials 2.43% Energy 1.22% Asset Allocation
Asset Class Value Cash 5.83% Equity 94.17% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps
CBLO/Reverse Repo | -6% ₹41 Cr Amazon.com Inc (Consumer Cyclical)
Equity, Since 30 Jun 16 | AMZN5% ₹33 Cr 1,763 ServiceNow Inc (Technology)
Equity, Since 30 Sep 19 | NOW3% ₹21 Cr 7,102 Raytheon Technologies Corp (Industrials)
Equity, Since 30 Apr 20 | RTX3% ₹20 Cr 40,221 Pfizer Inc (Healthcare)
Equity, Since 31 Dec 19 | PFE3% ₹18 Cr 62,531 Facebook Inc A (Communication Services)
Equity, Since 31 Jan 18 | FB3% ₹18 Cr 10,419 Nike Inc B (Consumer Cyclical)
Equity, Since 30 Jun 19 | NKE3% ₹17 Cr 22,351 Merck & Co Inc (Healthcare)
Equity, Since 30 Sep 19 | MRK3% ₹17 Cr 27,126 Boeing Co (Industrials)
Equity, Since 31 Mar 20 | BA3% ₹16 Cr 14,790 Salesforce.com Inc (Technology)
Equity, Since 31 Dec 18 | CRM3% ₹16 Cr 12,340 4. DSP BlackRock US Flexible Equity Fund
CAGR/Annualized return of 14.5% since its launch. Ranked 3 in Global category. Return for 2019 was 27.5% , 2018 was -1.1% and 2017 was 15.5% . DSP BlackRock US Flexible Equity Fund
Growth Launch Date 3 Aug 12 NAV (13 Jul 20) ₹29.4095 ↑ 0.52 (1.80 %) Net Assets (Cr) ₹260 on 30 Apr 20 Category Equity - Global AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆☆ Risk High Expense Ratio 1.97 Sharpe Ratio 0.14 Information Ratio -0.85 Alpha Ratio -3.74 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 15 ₹10,000 30 Jun 16 ₹10,006 30 Jun 17 ₹11,720 30 Jun 18 ₹14,047 30 Jun 19 ₹14,437 30 Jun 20 ₹16,702 Returns for DSP BlackRock US Flexible Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jul 20 Duration Returns 1 Month 2.4% 3 Month 15% 6 Month 5.3% 1 Year 17.8% 3 Year 13.7% 5 Year 11.6% 10 Year 15 Year Since launch 14.5% Historical performance (Yearly) on absolute basis
Year Returns 2019 27.5% 2018 -1.1% 2017 15.5% 2016 9.8% 2015 2.5% 2014 13.1% 2013 46.7% 2012 2011 2010 Fund Manager information for DSP BlackRock US Flexible Equity Fund
Name Since Tenure Kedar Karnik 17 Jul 16 3.96 Yr. Laukik Bagwe 3 Aug 12 7.91 Yr. Jay Kothari 1 Mar 13 7.34 Yr. Data below for DSP BlackRock US Flexible Equity Fund as on 30 Apr 20
Equity Sector Allocation
Sector Value Technology 20.98% Communication Services 14.44% Health Care 14.21% Financial Services 11.25% Consumer Cyclical 11% Consumer Defensive 9.92% Industrials 7.42% Energy 3.52% Basic Materials 1.83% Utility 1.06% Asset Allocation
Asset Class Value Cash 4.35% Equity 95.65% Top Securities Holdings / Portfolio
Name Holding Value Quantity BGF US Flexible Equity I2 USD
Investment Fund | -97% ₹167 Cr 909,426
↓ -498,472 Treps / Reverse Repo Investments / Corporate Debt Repo
CBLO/Reverse Repo | -4% ₹6 Cr Net Receivables/Payables
Net Current Assets | -1% -₹2 Cr 5. Mirae Asset Emerging Bluechip Fund
CAGR/Annualized return of 18.1% since its launch. Return for 2019 was 14.7% , 2018 was -5.4% and 2017 was 49% . Mirae Asset Emerging Bluechip Fund
Growth Launch Date 9 Jul 10 NAV (14 Jul 20) ₹53.046 ↓ -0.83 (-1.54 %) Net Assets (Cr) ₹8,839 on 30 Apr 20 Category Equity - Large & Mid Cap AMC Mirae Asset Global Inv (India) Pvt. Ltd Rating Risk Moderately High Expense Ratio 2 Sharpe Ratio -0.21 Information Ratio 1.07 Alpha Ratio 7.49 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 15 ₹10,000 30 Jun 16 ₹11,269 30 Jun 17 ₹15,200 30 Jun 18 ₹15,957 30 Jun 19 ₹18,112 30 Jun 20 ₹17,264 Returns for Mirae Asset Emerging Bluechip Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jul 20 Duration Returns 1 Month 7.3% 3 Month 19% 6 Month -10.4% 1 Year 0.3% 3 Year 4.1% 5 Year 11.5% 10 Year 15 Year Since launch 18.1% Historical performance (Yearly) on absolute basis
Year Returns 2019 14.7% 2018 -5.4% 2017 49% 2016 12.2% 2015 14.1% 2014 84.6% 2013 8.6% 2012 45.6% 2011 -15.2% 2010 Fund Manager information for Mirae Asset Emerging Bluechip Fund
Name Since Tenure Neelesh Surana 9 Jul 10 9.99 Yr. Ankit Jain 31 Jan 19 1.42 Yr. Data below for Mirae Asset Emerging Bluechip Fund as on 30 Apr 20
Equity Sector Allocation
Sector Value Financial Services 30.04% Industrials 10.44% Consumer Defensive 10.04% Health Care 9.63% Technology 8.6% Consumer Cyclical 8% Basic Materials 7.8% Energy 7.23% Utility 4.27% Communication Services 1.59% Asset Allocation
Asset Class Value Cash 2.3% Equity 97.69% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 17 | HDFCBANK7% ₹588 Cr 6,180,544
↓ -190,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 18 | RELIANCE5% ₹483 Cr 3,296,696 ICICI Bank Ltd (Financial Services)
Equity, Since 29 Feb 12 | ICICIBANK4% ₹364 Cr 10,959,341 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jul 18 | 5322154% ₹330 Cr 8,570,588 Infosys Ltd (Technology)
Equity, Since 31 Jan 18 | INFY4% ₹309 Cr 4,477,720
↑ 855,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 19 | LT3% ₹265 Cr 2,846,381 Max Financial Services Ltd (Financial Services)
Equity, Since 31 Jan 18 | 5002713% ₹253 Cr 5,273,944
↑ 315,725 State Bank of India (Financial Services)
Equity, Since 30 Apr 18 | SBIN3% ₹245 Cr 15,210,277
↑ 1,190,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 May 19 | TCS3% ₹232 Cr 1,178,005 MindTree Ltd (Technology)
Equity, Since 31 Jul 19 | 5328192% ₹216 Cr 2,413,189
↑ 90,475 6. Aditya Birla Sun Life Digital India Fund
CAGR/Annualized return of since its launch. Ranked 33 in Sectoral category. Return for 2019 was 9.6% , 2018 was 15.6% and 2017 was 22.4% . Aditya Birla Sun Life Digital India Fund
Growth Launch Date 15 Jan 00 NAV (14 Jul 20) ₹56.04 ↓ -0.49 (-0.87 %) Net Assets (Cr) ₹375 on 30 Apr 20 Category Equity - Sectoral AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆ Risk High Expense Ratio 2.75 Sharpe Ratio -0.39 Information Ratio 0.16 Alpha Ratio 1.3 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 15 ₹10,000 30 Jun 16 ₹11,256 30 Jun 17 ₹10,803 30 Jun 18 ₹15,040 30 Jun 19 ₹15,955 30 Jun 20 ₹16,442 Returns for Aditya Birla Sun Life Digital India Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jul 20 Duration Returns 1 Month 8.6% 3 Month 22.8% 6 Month -1.9% 1 Year 8.1% 3 Year 15.8% 5 Year 11% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2019 9.6% 2018 15.6% 2017 22.4% 2016 -3.5% 2015 11.2% 2014 21.1% 2013 50.2% 2012 3.7% 2011 -21.8% 2010 16.6% Fund Manager information for Aditya Birla Sun Life Digital India Fund
Name Since Tenure Kunal Sangoi 15 Jan 14 6.46 Yr. Data below for Aditya Birla Sun Life Digital India Fund as on 30 Apr 20
Equity Sector Allocation
Sector Value Technology 65.98% Communication Services 20.44% Industrials 10.46% Asset Allocation
Asset Class Value Cash 3.11% Equity 96.88% Other 0.02% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 30 Apr 05 | INFY26% ₹100 Cr 1,450,117
↑ 209,806 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 19 | BHARTIARTL13% ₹51 Cr 929,480
↑ 60,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 May 13 | 5327558% ₹30 Cr 574,510
↑ 135,062 HCL Technologies Ltd (Technology)
Equity, Since 31 Dec 10 | HCLTECH7% ₹28 Cr 506,776
↑ 31,354 Honeywell Automation India Ltd (Industrials)
Equity, Since 30 Jun 18 | 5171746% ₹22 Cr 8,159 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 05 | TCS5% ₹18 Cr 88,792
↑ 14,210 Just Dial Ltd (Communication Services)
Equity, Since 30 Sep 19 | 5356484% ₹16 Cr 401,818 Cyient Ltd (Industrials)
Equity, Since 31 May 14 | CYIENT4% ₹16 Cr 784,609 Apple Inc (Technology)
Equity, Since 30 Nov 18 | AAPL4% ₹15 Cr 6,286 Majesco Ltd (Technology)
Equity, Since 31 Jan 18 | 5392894% ₹14 Cr 458,334
↑ 37,421 7. Franklin India Technology Fund
CAGR/Annualized return of 17.8% since its launch. Ranked 41 in Sectoral category. Return for 2019 was 12.4% , 2018 was 11.9% and 2017 was 19.1% . Franklin India Technology Fund
Growth Launch Date 22 Aug 98 NAV (13 Jul 20) ₹181.766 ↑ 1.42 (0.79 %) Net Assets (Cr) ₹239 on 30 Apr 20 Category Equity - Sectoral AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆ Risk High Expense Ratio 2.67 Sharpe Ratio -0.29 Information Ratio 0.08 Alpha Ratio 3.49 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 15 ₹10,000 30 Jun 16 ₹10,434 30 Jun 17 ₹10,599 30 Jun 18 ₹13,897 30 Jun 19 ₹14,492 30 Jun 20 ₹15,581 Returns for Franklin India Technology Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jul 20 Duration Returns 1 Month 8.8% 3 Month 25.1% 6 Month 5.6% 1 Year 15% 3 Year 15.2% 5 Year 10.7% 10 Year 15 Year Since launch 17.8% Historical performance (Yearly) on absolute basis
Year Returns 2019 12.4% 2018 11.9% 2017 19.1% 2016 -2.6% 2015 3.8% 2014 16.8% 2013 53.3% 2012 0.3% 2011 -15.5% 2010 32.6% Fund Manager information for Franklin India Technology Fund
Name Since Tenure Anand Radhakrishnan 3 Mar 07 13.34 Yr. Varun Sharma 30 Nov 15 4.59 Yr. Pyari Menon 26 Sep 19 0.76 Yr. Data below for Franklin India Technology Fund as on 30 Apr 20
Equity Sector Allocation
Sector Value Technology 71.73% Communication Services 16.36% Industrials 1.7% Consumer Cyclical 1.51% Financial Services 0.99% Real Estate 0.48% Health Care 0.15% Asset Allocation
Asset Class Value Cash 0.56% Equity 92.93% Other 6.51% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY27% ₹65 Cr 945,647 Franklin Technology I Acc USD
Investment Fund | -11% ₹27 Cr 91,868 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Aug 04 | TCS8% ₹21 Cr 105,766 HCL Technologies Ltd (Technology)
Equity, Since 30 Jun 14 | HCLTECH8% ₹20 Cr 370,716 Call, Cash & Other Assets
Receivables | -6% ₹15 Cr Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 18 | BHARTIARTL6% ₹14 Cr 248,973 Info Edge (India) Ltd (Communication Services)
Equity, Since 31 Jan 17 | NAUKRI5% ₹12 Cr 46,300 Tech Mahindra Ltd (Technology)
Equity, Since 28 Feb 14 | 5327554% ₹10 Cr 193,656 Cognizant Technology Solutions Corp A (Technology)
Equity, Since 30 Apr 16 | CTSH4% ₹9 Cr 22,500 Taiwan Semiconductor Manufacturing Co Ltd (Technology)
Equity, Since 30 Nov 18 | 23303% ₹6 Cr 88,000 8. Parag Parikh Long Term Equity Fund
CAGR/Annualized return of 15.5% since its launch. Ranked 34 in Multi Cap category. Return for 2019 was 14.4% , 2018 was -0.4% and 2017 was 29.4% . Parag Parikh Long Term Equity Fund
Growth Launch Date 24 May 13 NAV (14 Jul 20) ₹27.9846 ↓ -0.32 (-1.12 %) Net Assets (Cr) ₹2,925 on 30 Apr 20 Category Equity - Multi Cap AMC PPFAS Asset Management Pvt. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.48 Sharpe Ratio -0.18 Information Ratio 0.76 Alpha Ratio 7.99 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (2%),365-730 Days (1%),730 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 15 ₹10,000 30 Jun 16 ₹10,429 30 Jun 17 ₹12,436 30 Jun 18 ₹14,387 30 Jun 19 ₹15,215 30 Jun 20 ₹16,069 Returns for Parag Parikh Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jul 20 Duration Returns 1 Month 8.1% 3 Month 23.7% 6 Month 2.8% 1 Year 11.1% 3 Year 10.1% 5 Year 10.7% 10 Year 15 Year Since launch 15.5% Historical performance (Yearly) on absolute basis
Year Returns 2019 14.4% 2018 -0.4% 2017 29.4% 2016 3.3% 2015 8.9% 2014 44.8% 2013 2012 2011 2010 Fund Manager information for Parag Parikh Long Term Equity Fund
Name Since Tenure Raj Mehta 27 Jan 16 4.43 Yr. Rajeev Thakkar 24 May 13 7.11 Yr. Raunak Onkar 24 May 13 7.11 Yr. Data below for Parag Parikh Long Term Equity Fund as on 30 Apr 20
Equity Sector Allocation
Sector Value Consumer Cyclical 24.8% Financial Services 24.39% Technology 15.58% Communication Services 15.53% Health Care 8.91% Consumer Defensive 7.97% Asset Allocation
Asset Class Value Cash 2.82% Equity 97.18% Top Securities Holdings / Portfolio
Name Holding Value Quantity Alphabet Inc Class C (Communication Services)
Equity, Since 31 Oct 15 | GOOG9% ₹283 Cr 26,373 Amazon.com Inc (Consumer Cyclical)
Equity, Since 31 Jan 19 | AMZN9% ₹278 Cr 15,323 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 14 | HDFCBANK7% ₹218 Cr 2,285,909 Facebook Inc A (Communication Services)
Equity, Since 31 Jul 17 | FB7% ₹212 Cr 124,349 Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Oct 18 | HEROMOTOCO6% ₹187 Cr 792,207
↑ 30,000 Bajaj Holdings and Investment Ltd (Financial Services)
Equity, Since 31 Oct 16 | 5004905% ₹173 Cr 863,323
↑ 3,228 Mphasis Ltd (Technology)
Equity, Since 30 Jun 13 | 5262995% ₹168 Cr 1,955,578 ITC Ltd (Consumer Defensive)
Equity, Since 31 Mar 20 | ITC5% ₹163 Cr 8,265,842
↑ 1,265,842 Suzuki Motor Corp ADR (Consumer Cyclical)
Equity, Since 31 Dec 17 | SZKMY5% ₹157 Cr 142,519
↑ 21,350 Persistent Systems Ltd (Technology)
Equity, Since 30 Nov 14 | PERSISTENT5% ₹155 Cr 2,958,527
↑ 474,772 9. SBI Small Cap Fund
CAGR/Annualized return of 16% since its launch. Ranked 4 in Small Cap category. Return for 2019 was 6.1% , 2018 was -19.6% and 2017 was 78.7% . SBI Small Cap Fund
Growth Launch Date 9 Sep 09 NAV (14 Jul 20) ₹49.8439 ↓ -0.26 (-0.52 %) Net Assets (Cr) ₹3,280 on 30 Apr 20 Category Equity - Small Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.57 Sharpe Ratio -0.3 Information Ratio 1.44 Alpha Ratio 7.72 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 15 ₹10,000 30 Jun 16 ₹11,153 30 Jun 17 ₹14,504 30 Jun 18 ₹16,738 30 Jun 19 ₹16,889 30 Jun 20 ₹15,950 Returns for SBI Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jul 20 Duration Returns 1 Month 6.5% 3 Month 16.6% 6 Month -9.1% 1 Year -1.3% 3 Year 3.1% 5 Year 9.3% 10 Year 15 Year Since launch 16% Historical performance (Yearly) on absolute basis
Year Returns 2019 6.1% 2018 -19.6% 2017 78.7% 2016 1.3% 2015 20.6% 2014 110.7% 2013 7.8% 2012 31.9% 2011 -24.3% 2010 19% Fund Manager information for SBI Small Cap Fund
Name Since Tenure R. Srinivasan 16 Nov 13 6.63 Yr. Data below for SBI Small Cap Fund as on 30 Apr 20
Equity Sector Allocation
Sector Value Industrials 28.42% Consumer Cyclical 20.2% Basic Materials 14.54% Financial Services 8.54% Consumer Defensive 6.37% Technology 4.93% Health Care 2.99% Utility 2.26% Communication Services 0.92% Energy 0.64% Real Estate 0.31% Asset Allocation
Asset Class Value Cash 9.44% Equity 90.56% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps
CBLO/Reverse Repo | -8% ₹253 Cr Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Aug 18 | 5406995% ₹166 Cr 341,444 Hawkins Cookers Ltd (Consumer Cyclical)
Equity, Since 30 Jun 15 | 5084864% ₹148 Cr 352,000 Elgi Equipments Ltd (Industrials)
Equity, Since 31 Dec 13 | 5220744% ₹146 Cr 11,000,000
↑ 961,699 Navin Fluorine International Ltd (Basic Materials)
Equity, Since 31 Mar 20 | 5325044% ₹124 Cr 790,000 Relaxo Footwears Ltd (Consumer Cyclical)
Equity, Since 30 Nov 13 | 5305174% ₹122 Cr 1,800,000 Indostar Capital Finance Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Aug 18 | 5413364% ₹120 Cr 4,300,000 JK Cement Ltd (Basic Materials)
Equity, Since 31 Oct 18 | JKCEMENT3% ₹117 Cr 1,005,235 Hatsun Agro Product Ltd (Consumer Defensive)
Equity, Since 31 Jul 17 | 5315313% ₹112 Cr 2,135,000 Narayana Hrudayalaya Ltd (Healthcare)
Equity, Since 31 Dec 19 | NH3% ₹101 Cr 3,700,000 10. SBI Banking & Financial Services Fund
CAGR/Annualized return of 7.8% since its launch. Return for 2019 was 20.7% , 2018 was 9.5% and 2017 was 40.7% . SBI Banking & Financial Services Fund
Growth Launch Date 26 Feb 15 NAV (14 Jul 20) ₹14.9572 ↓ -0.33 (-2.16 %) Net Assets (Cr) ₹1,267 on 30 Apr 20 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating Risk High Expense Ratio 2.74 Sharpe Ratio -0.38 Information Ratio -0.38 Alpha Ratio -3.29 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 15 ₹10,000 30 Jun 16 ₹11,085 30 Jun 17 ₹14,341 30 Jun 18 ₹16,335 30 Jun 19 ₹19,597 30 Jun 20 ₹15,456 Returns for SBI Banking & Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jul 20 Duration Returns 1 Month 5.5% 3 Month 11.8% 6 Month -26% 1 Year -20.1% 3 Year 1.2% 5 Year 8.8% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2019 20.7% 2018 9.5% 2017 40.7% 2016 17% 2015 2014 2013 2012 2011 2010 Fund Manager information for SBI Banking & Financial Services Fund
Name Since Tenure Milind Agrawal 1 Aug 19 0.92 Yr. Data below for SBI Banking & Financial Services Fund as on 30 Apr 20
Equity Sector Allocation
Sector Value Financial Services 97.17% Asset Allocation
Asset Class Value Cash 2.83% Equity 97.17% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 15 | HDFCBANK27% ₹329 Cr 3,458,360
↑ 65,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | ICICIBANK14% ₹166 Cr 4,995,814 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 15 | KOTAKBANK10% ₹123 Cr 1,005,000
↑ 49,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | 5322157% ₹88 Cr 2,277,122 State Bank of India (Financial Services)
Equity, Since 31 Jul 18 | SBIN6% ₹79 Cr 4,885,000 ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | 5407166% ₹79 Cr 605,000 Muthoot Finance Ltd (Financial Services)
Equity, Since 30 Sep 19 | 5333984% ₹45 Cr 517,665 ICICI Prudential Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Mar 19 | 5401333% ₹38 Cr 975,000
↑ 300,000 Treps
CBLO/Reverse Repo | -3% ₹38 Cr ICICI Securities Ltd (Financial Services)
Equity, Since 30 Nov 19 | 5411792% ₹30 Cr 775,000
How to Choose Best SIP Investment?
There are various Mutual Funds that allow you to invest through a SIP. But the main problem is selecting the best mutual funds for SIP. Though the best Mutual Funds might vary from person to person, below is a list of some points that investors might consider before choosing a best SIP Mutual Fund.
Understand Objective of the SIP Investment
When it comes to investing, each one of us has a different objective. So before investing in Mutual Funds through a SIP, it is advised to get a clear picture of your investment goals and risk profile. Generally, Equity Mutual Funds are considered to be beneficial for long-term objectives while money market and Debt fund are suitable for short-term objectives.
Know the Fund House
A large part of the SIP returns depends on the Fund House managing your money on your behalf. If the Fund House fails its objective, you will be the one losing your money. To make sure you have the best SIP plan choose a well-reputed fund house.
Monitor Fund Performance of the SIP Mutual Fund
One of the basic reasons due to which people invest in Mutual Funds through SIP is to make money. Therefore, it is important to analyse the performance of funds over a period of time to choose the best fund and then invest in the best SIP plans. Typically, for equity Mutual Funds long-term performance is looked at, while for the debt Mutual Funds short to mid-term returns are considered.
Analyse Loads and Recurring Expenses of SIP
Last but not the least, the exit load and the expense ratio incurred if the investment in redeemed before a specified period (usually called the lock-in period).
So, it is advised to choose the best SIP plans considering these parameters in mind. Think before you invest!
SIP Calculator (SIP Return Calculator)
For financial planning, SIP calculator or SIP return calculator is one of the best tools.
To monitor how your SIP grows through the power of compounding consider the below example.
| Monthly Investment | Time Period of Investment | Total Amount Invested | Final Value @ 14% p.a. |
|---|---|---|---|
| 1,000 | 5 years | 60,000 | 87,200 |
| 1,000 | 10 years | 1,20,000 | 2,62,091 |
| 1,000 | 15 years | 1,80,000 | 6,12,853 |
The above table mentions that if you invest INR 1,000 per month in a SIP Mutual Fund, your total investment in 5 years would be INR 60,000 and your SIP returns at an assumed return percentage of 14% p.a. would be INR 87,2001, respectively. Similarly, in 10 years the total investment would be INR 1,20,000 and the SIP return at the assumed percentage of 14% p.a. would be INR 2,62,091.
The same way, the investment in 15 years would be INR 1,80,000 and the final value at the return percentage of 14% p.a would be INR 6,12,853, respectively.
So, by simply investing INR 1,000 in a month, see how your money will grow in the years to come. Consider the above calculations when choosing a best SIP Mutual Fund to invest.
How Invest in Systematic Investment Plan?
Open Free Investment Account for Lifetime at Fincash.com
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
So, what are you waiting for? Get started with your SIP or Systematic Investment Plan and save better, now!
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
You Might Also Like
AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153
Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.
©2020 Shepard Technologies Private Limited. All Rights Reserved
helpful to invest in SIP