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Table of Contents
- Why to Invest in a Systematic Investment Plan?
- How Invest in Systematic Investment Plan?
- Best SIP Plans to Invest In FY 25 - 26
- How to Choose Best SIP Investment?
- SIP Calculator (SIP Return Calculator)
- FAQs
- 1. What is a SIP?
- 2. What are the benefits of SIP?
- 3. Who can invest in SIP?
- 4. What are the steps to invest in SIP in offline mode?
- 5. Why should I invest in ICICI Prudential Technology Fund?
- 6. Why should I invest in SBI Bluechip Fund Regular Growth?
- 7. What should you consider while investing in SIP?
- 8. Is KYC important for SIP?
- 9. Do SIPs have a minimum investment requirement?
Top 10 Funds
Best Performing SIP Plans in India 2025
Best SIP plans? How to choose them? These are some of the common questions that occur in the mind of investors when thinking of Investing in Mutual Funds through a SIP or Systematic Investment plan.
SIP investment is one of the most disciplined investing options when investing in Mutual Funds. Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.
Generally, some of the best SIP plans in India offer good returns when invested for a longer duration. To know how much one can earn by investing a SIP or Systematic Investment Plan, check the sip calculator (also known as SIP return calculator) section below.
Why to Invest in a Systematic Investment Plan?
A systematic investment plan comes with multiple benefits. Its minimum investment amount INR 500 has not only gained attention most population, but also of many youngsters to begin their investment journey in mutual funds. An investor who wants to invest in a SIP can plan their major Financial goals like- child's education, marriage expenses, purchase of a house/car, etc., in a disciplined manner. One can simply start investing as per their goals (short-term, mid-term and long-term) and attain an increase in wealth over a certain period of time.
SIPs offer major benefits like rupee cost averaging and Power of Compounding. Rupee cost averaging helps an individual to average out the cost of an asset purchase. In a SIP, the purchase of units is done over a long period and these are spread out equally over monthly intervals (usually). Due to the investment being spread out over time, the investment is made into the stock Market at different price points giving the investor the benefit of averaging cost, hence the term rupee cost averaging.
In the case of compound interest, unlike simple interest where you gain interest on only the principal, here the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since the mutual funds in the SIP are in instalments, they are compounded, which adds more to the initially invested sum.
How Invest in Systematic Investment Plan?
Open Free Investment Account for Lifetime at Fincash.com
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
So, what are you waiting for? Get started with your SIP or Systematic Investment Plan and save better, now!
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Best SIP Plans to Invest In FY 25 - 26
The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related instruments of small cap companies and the secondary objective is to generate consistent returns by investing in debt and money market securities. Nippon India Small Cap Fund is a Equity - Small Cap fund was launched on 16 Sep 10. It is a fund with Moderately High risk and has given a Below is the key information for Nippon India Small Cap Fund Returns up to 1 year are on To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments. ICICI Prudential Infrastructure Fund is a Equity - Sectoral fund was launched on 31 Aug 05. It is a fund with High risk and has given a Below is the key information for ICICI Prudential Infrastructure Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund) The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Motilal Oswal Midcap 30 Fund is a Equity - Mid Cap fund was launched on 24 Feb 14. It is a fund with Moderately High risk and has given a Below is the key information for Motilal Oswal Midcap 30 Fund Returns up to 1 year are on To generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian markets with key theme focus being emerging companies (small cap stocks). The Scheme could also additionally invest in Foreign Securities. L&T Emerging Businesses Fund is a Equity - Small Cap fund was launched on 12 May 14. It is a fund with High risk and has given a Below is the key information for L&T Emerging Businesses Fund Returns up to 1 year are on To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure. HDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 10 Mar 08. It is a fund with High risk and has given a Below is the key information for HDFC Infrastructure Fund Returns up to 1 year are on The Fund seeks to provide long-term capital appreciation by investing in mid and small cap companies. Franklin India Smaller Companies Fund is a Equity - Small Cap fund was launched on 13 Jan 06. It is a fund with Moderately High risk and has given a Below is the key information for Franklin India Smaller Companies Fund Returns up to 1 year are on The investment objective of the scheme is to seek to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities. However, there can be no assurance that the investment objective of the scheme will be realized. IDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 8 Mar 11. It is a fund with High risk and has given a Below is the key information for IDFC Infrastructure Fund Returns up to 1 year are on To generate capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of corporates, which could benefit from structural changes brought about by continuing liberalization in economic policies by the government and/or continuing investments in infrastructure, both by the public and private sector. DSP BlackRock India T.I.G.E.R Fund is a Equity - Sectoral fund was launched on 11 Jun 04. It is a fund with High risk and has given a Below is the key information for DSP BlackRock India T.I.G.E.R Fund Returns up to 1 year are on To provide long-term capital appreciation by investing predominantly in Small-Cap and Mid-Cap companies. HDFC Small Cap Fund is a Equity - Small Cap fund was launched on 3 Apr 08. It is a fund with Moderately High risk and has given a Below is the key information for HDFC Small Cap Fund Returns up to 1 year are on (Erstwhile Reliance Diversified Power Sector Fund) The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector. Nippon India Power and Infra Fund is a Equity - Sectoral fund was launched on 8 May 04. It is a fund with High risk and has given a Below is the key information for Nippon India Power and Infra Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Nippon India Small Cap Fund Growth ₹168.485
↑ 0.49 ₹58,029 100 15.8 -6.9 7.2 28 38.5 26.1 ICICI Prudential Infrastructure Fund Growth ₹196.47
↑ 1.77 ₹7,416 100 15 0.8 10.1 33 38.2 27.4 Motilal Oswal Midcap 30 Fund Growth ₹101.035
↑ 0.60 ₹27,780 500 11.8 -10 16.3 32.8 36.9 57.1 L&T Emerging Businesses Fund Growth ₹82.2862
↑ 0.99 ₹14,737 500 17.2 -9.9 5.2 24.5 35.8 28.5 HDFC Infrastructure Fund Growth ₹47.762
↑ 0.17 ₹2,392 300 16.5 -1.5 7 33.8 35.7 23 Franklin India Smaller Companies Fund Growth ₹173.823
↑ 0.80 ₹12,530 500 17.5 -5.5 4.3 28.2 35.1 23.2 IDFC Infrastructure Fund Growth ₹50.514
↑ 0.00 ₹1,577 100 16.9 -6.5 1.9 32.3 35.1 39.3 DSP BlackRock India T.I.G.E.R Fund Growth ₹311.765
↑ 1.29 ₹4,950 500 15.2 -7.8 1.6 30.3 34.8 32.4 HDFC Small Cap Fund Growth ₹137.037
↑ 0.22 ₹30,880 300 15.6 -5.1 9.9 26.8 34.6 20.4 Nippon India Power and Infra Fund Growth ₹346.797
↑ 1.57 ₹7,026 100 15.9 -5.2 2 33.8 34.1 26.9 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Jun 25 Assets >= 200 Crore & Sorted on 5 Year Return.
1. Nippon India Small Cap Fund
CAGR/Annualized return of 21.1% since its launch. Ranked 6 in Small Cap category. Return for 2024 was 26.1% , 2023 was 48.9% and 2022 was 6.5% . Nippon India Small Cap Fund
Growth Launch Date 16 Sep 10 NAV (06 Jun 25) ₹168.485 ↑ 0.49 (0.29 %) Net Assets (Cr) ₹58,029 on 30 Apr 25 Category Equity - Small Cap AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.55 Sharpe Ratio -0.21 Information Ratio 0.55 Alpha Ratio 1.49 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹22,034 31 May 22 ₹26,339 31 May 23 ₹33,417 31 May 24 ₹51,089 31 May 25 ₹54,222 Returns for Nippon India Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25 Duration Returns 1 Month 10.5% 3 Month 15.8% 6 Month -6.9% 1 Year 7.2% 3 Year 28% 5 Year 38.5% 10 Year 15 Year Since launch 21.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 26.1% 2023 48.9% 2022 6.5% 2021 74.3% 2020 29.2% 2019 -2.5% 2018 -16.7% 2017 63% 2016 5.6% 2015 15.1% Fund Manager information for Nippon India Small Cap Fund
Name Since Tenure Samir Rachh 2 Jan 17 8.41 Yr. Kinjal Desai 25 May 18 7.02 Yr. Data below for Nippon India Small Cap Fund as on 30 Apr 25
Equity Sector Allocation
Sector Value Industrials 22.85% Consumer Cyclical 14.12% Financial Services 13.91% Basic Materials 12.5% Consumer Defensive 9.15% Health Care 8.25% Technology 8.09% Energy 1.92% Utility 1.9% Communication Services 1.47% Real Estate 0.5% Asset Allocation
Asset Class Value Cash 5.34% Equity 94.66% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 22 | HDFCBANK2% ₹1,280 Cr 6,650,000 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 28 Feb 21 | MCX2% ₹1,134 Cr 1,851,010 Dixon Technologies (India) Ltd (Technology)
Equity, Since 30 Nov 18 | DIXON1% ₹773 Cr 470,144 Kirloskar Brothers Ltd (Industrials)
Equity, Since 31 Oct 12 | KIRLOSBROS1% ₹766 Cr 4,472,130 Tube Investments of India Ltd Ordinary Shares (Industrials)
Equity, Since 30 Apr 18 | TIINDIA1% ₹724 Cr 2,499,222 State Bank of India (Financial Services)
Equity, Since 31 Oct 19 | SBIN1% ₹718 Cr 9,100,000 Karur Vysya Bank Ltd (Financial Services)
Equity, Since 28 Feb 17 | 5900031% ₹693 Cr 31,784,062 Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 30 Sep 22 | 5001031% ₹624 Cr 27,500,000 Emami Ltd (Consumer Defensive)
Equity, Since 31 Jul 23 | 5311621% ₹623 Cr 9,970,126 NLC India Ltd (Utilities)
Equity, Since 31 Oct 22 | NLCINDIA1% ₹619 Cr 27,190,940 2. ICICI Prudential Infrastructure Fund
CAGR/Annualized return of 16.3% since its launch. Ranked 27 in Sectoral category. Return for 2024 was 27.4% , 2023 was 44.6% and 2022 was 28.8% . ICICI Prudential Infrastructure Fund
Growth Launch Date 31 Aug 05 NAV (06 Jun 25) ₹196.47 ↑ 1.77 (0.91 %) Net Assets (Cr) ₹7,416 on 30 Apr 25 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk High Expense Ratio 2.22 Sharpe Ratio -0.12 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹18,721 31 May 22 ₹23,007 31 May 23 ₹29,843 31 May 24 ₹49,203 31 May 25 ₹53,203 Returns for ICICI Prudential Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25 Duration Returns 1 Month 9.2% 3 Month 15% 6 Month 0.8% 1 Year 10.1% 3 Year 33% 5 Year 38.2% 10 Year 15 Year Since launch 16.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 27.4% 2023 44.6% 2022 28.8% 2021 50.1% 2020 3.6% 2019 2.6% 2018 -14% 2017 40.8% 2016 2% 2015 -3.4% Fund Manager information for ICICI Prudential Infrastructure Fund
Name Since Tenure Ihab Dalwai 3 Jun 17 8 Yr. Sharmila D’mello 30 Jun 22 2.92 Yr. Data below for ICICI Prudential Infrastructure Fund as on 30 Apr 25
Equity Sector Allocation
Sector Value Industrials 39.73% Basic Materials 18.96% Financial Services 14.34% Utility 8.93% Energy 6.65% Real Estate 2.45% Communication Services 1.71% Consumer Cyclical 0.89% Asset Allocation
Asset Class Value Cash 6.34% Equity 93.66% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 09 | LT10% ₹722 Cr 2,160,204
↑ 220,204 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 24 | ADANIPORTS4% ₹306 Cr 2,515,859
↓ -121,785 NCC Ltd (Industrials)
Equity, Since 31 Aug 21 | NCC4% ₹265 Cr 12,522,005 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 23 | RELIANCE3% ₹234 Cr 1,662,727
↑ 103,241 NTPC Ltd (Utilities)
Equity, Since 29 Feb 16 | 5325553% ₹227 Cr 6,400,000
↓ -600,000 Shree Cement Ltd (Basic Materials)
Equity, Since 30 Apr 24 | 5003873% ₹224 Cr 75,408
↓ -11,000 Vedanta Ltd (Basic Materials)
Equity, Since 31 Jul 24 | 5002953% ₹219 Cr 5,223,662
↑ 500,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | ICICIBANK3% ₹203 Cr 1,425,000
↓ -175,000 CESC Ltd (Utilities)
Equity, Since 30 Jun 23 | CESC3% ₹191 Cr 12,000,502 Kalpataru Projects International Ltd (Industrials)
Equity, Since 30 Sep 06 | KPIL2% ₹185 Cr 1,903,566 3. Motilal Oswal Midcap 30 Fund
CAGR/Annualized return of 22.8% since its launch. Ranked 27 in Mid Cap category. Return for 2024 was 57.1% , 2023 was 41.7% and 2022 was 10.7% . Motilal Oswal Midcap 30 Fund
Growth Launch Date 24 Feb 14 NAV (06 Jun 25) ₹101.035 ↑ 0.60 (0.60 %) Net Assets (Cr) ₹27,780 on 30 Apr 25 Category Equity - Mid Cap AMC Motilal Oswal Asset Management Co. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 0.66 Sharpe Ratio 0.38 Information Ratio 0.46 Alpha Ratio 8.89 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹17,139 31 May 22 ₹21,910 31 May 23 ₹27,996 31 May 24 ₹41,746 31 May 25 ₹49,975 Returns for Motilal Oswal Midcap 30 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25 Duration Returns 1 Month 6.5% 3 Month 11.8% 6 Month -10% 1 Year 16.3% 3 Year 32.8% 5 Year 36.9% 10 Year 15 Year Since launch 22.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 57.1% 2023 41.7% 2022 10.7% 2021 55.8% 2020 9.3% 2019 9.7% 2018 -12.7% 2017 30.8% 2016 5.2% 2015 16.5% Fund Manager information for Motilal Oswal Midcap 30 Fund
Name Since Tenure Ajay Khandelwal 1 Oct 24 0.66 Yr. Niket Shah 1 Jul 20 4.92 Yr. Rakesh Shetty 22 Nov 22 2.52 Yr. Sunil Sawant 1 Jul 24 0.92 Yr. Data below for Motilal Oswal Midcap 30 Fund as on 30 Apr 25
Equity Sector Allocation
Sector Value Technology 29.99% Consumer Cyclical 16.64% Industrials 14.58% Health Care 4.76% Communication Services 3.95% Real Estate 3.03% Basic Materials 2.07% Utility 0.35% Financial Services 0.09% Asset Allocation
Asset Class Value Cash 32.1% Equity 67.9% Top Securities Holdings / Portfolio
Name Holding Value Quantity Coforge Ltd (Technology)
Equity, Since 31 Mar 23 | COFORGE10% ₹3,078 Cr 3,600,000 Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 23 | PERSISTENT10% ₹2,960 Cr 5,250,000 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | KALYANKJIL8% ₹2,437 Cr 43,490,250 Polycab India Ltd (Industrials)
Equity, Since 30 Sep 23 | POLYCAB5% ₹1,498 Cr 2,500,000 Bharti Hexacom Ltd (Communication Services)
Equity, Since 31 Oct 24 | BHARTIHEXA4% ₹1,236 Cr 6,750,000
↑ 250,000 Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Mar 23 | DIXON4% ₹1,227 Cr 835,200
↑ 100,000 Trent Ltd (Consumer Cyclical)
Equity, Since 30 Nov 24 | TRENT4% ₹1,210 Cr 2,143,194
↑ 7,450 One97 Communications Ltd (Technology)
Equity, Since 30 Sep 24 | 5433964% ₹1,149 Cr 12,900,814
↑ 512,314 Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 31 Mar 24 | MAXHEALTH4% ₹1,122 Cr 9,969,361 KEI Industries Ltd (Industrials)
Equity, Since 30 Nov 24 | KEI3% ₹993 Cr 2,750,000
↑ 50,000 4. L&T Emerging Businesses Fund
CAGR/Annualized return of 21% since its launch. Ranked 2 in Small Cap category. Return for 2024 was 28.5% , 2023 was 46.1% and 2022 was 1% . L&T Emerging Businesses Fund
Growth Launch Date 12 May 14 NAV (06 Jun 25) ₹82.2862 ↑ 0.99 (1.22 %) Net Assets (Cr) ₹14,737 on 30 Apr 25 Category Equity - Small Cap AMC L&T Investment Management Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 1.73 Sharpe Ratio -0.3 Information Ratio -0.1 Alpha Ratio -0.46 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹21,275 31 May 22 ₹25,707 31 May 23 ₹31,323 31 May 24 ₹46,528 31 May 25 ₹48,396 Returns for L&T Emerging Businesses Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25 Duration Returns 1 Month 13.8% 3 Month 17.2% 6 Month -9.9% 1 Year 5.2% 3 Year 24.5% 5 Year 35.8% 10 Year 15 Year Since launch 21% Historical performance (Yearly) on absolute basis
Year Returns 2024 28.5% 2023 46.1% 2022 1% 2021 77.4% 2020 15.5% 2019 -8.1% 2018 -13.7% 2017 66.5% 2016 10.2% 2015 12.3% Fund Manager information for L&T Emerging Businesses Fund
Name Since Tenure Venugopal Manghat 17 Dec 19 5.46 Yr. Sonal Gupta 1 Oct 23 1.67 Yr. Data below for L&T Emerging Businesses Fund as on 30 Apr 25
Equity Sector Allocation
Sector Value Industrials 26.56% Consumer Cyclical 15.68% Financial Services 15.22% Basic Materials 10.89% Technology 9.44% Health Care 7.99% Real Estate 4.93% Consumer Defensive 4.43% Energy 0.97% Asset Allocation
Asset Class Value Cash 3.89% Equity 96.11% Top Securities Holdings / Portfolio
Name Holding Value Quantity K.P.R. Mill Ltd (Consumer Cyclical)
Equity, Since 28 Feb 15 | KPRMILL2% ₹351 Cr 3,518,200
↑ 72,900 Neuland Laboratories Ltd (Healthcare)
Equity, Since 31 Jan 24 | 5245582% ₹313 Cr 261,377
↑ 261,377 Aditya Birla Real Estate Ltd (Basic Materials)
Equity, Since 30 Sep 22 | 5000402% ₹306 Cr 1,595,574 The Federal Bank Ltd (Financial Services)
Equity, Since 30 Sep 22 | FEDERALBNK2% ₹306 Cr 15,544,000 KFin Technologies Ltd (Technology)
Equity, Since 31 Aug 24 | KFINTECH2% ₹291 Cr 2,429,736 Nippon Life India Asset Management Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Aug 24 | NAM-INDIA2% ₹284 Cr 4,446,300
↑ 355,900 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 29 Feb 24 | MCX2% ₹279 Cr 455,150
↑ 50,216 Cohance Lifesciences Ltd (Healthcare)
Equity, Since 31 Mar 20 | SUVENPHAR2% ₹261 Cr 2,298,085 Karur Vysya Bank Ltd (Financial Services)
Equity, Since 31 Oct 22 | 5900032% ₹260 Cr 11,912,400 PNB Housing Finance Ltd (Financial Services)
Equity, Since 31 Jul 24 | PNBHOUSING2% ₹259 Cr 2,566,200 5. HDFC Infrastructure Fund
CAGR/Annualized return of since its launch. Ranked 26 in Sectoral category. Return for 2024 was 23% , 2023 was 55.4% and 2022 was 19.3% . HDFC Infrastructure Fund
Growth Launch Date 10 Mar 08 NAV (06 Jun 25) ₹47.762 ↑ 0.17 (0.35 %) Net Assets (Cr) ₹2,392 on 30 Apr 25 Category Equity - Sectoral AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk High Expense Ratio 2.31 Sharpe Ratio -0.27 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹18,382 31 May 22 ₹20,960 31 May 23 ₹26,577 31 May 24 ₹47,409 31 May 25 ₹49,598 Returns for HDFC Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25 Duration Returns 1 Month 7.8% 3 Month 16.5% 6 Month -1.5% 1 Year 7% 3 Year 33.8% 5 Year 35.7% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 23% 2023 55.4% 2022 19.3% 2021 43.2% 2020 -7.5% 2019 -3.4% 2018 -29% 2017 43.3% 2016 -1.9% 2015 -2.5% Fund Manager information for HDFC Infrastructure Fund
Name Since Tenure Srinivasan Ramamurthy 12 Jan 24 1.38 Yr. Dhruv Muchhal 22 Jun 23 1.94 Yr. Data below for HDFC Infrastructure Fund as on 30 Apr 25
Equity Sector Allocation
Sector Value Industrials 37.51% Financial Services 20.97% Basic Materials 11.02% Utility 7.56% Energy 6.75% Communication Services 4.01% Real Estate 2.2% Health Care 1.75% Technology 1.27% Consumer Cyclical 0.48% Asset Allocation
Asset Class Value Cash 6.48% Equity 93.52% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK8% ₹186 Cr 1,300,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 23 | HDFCBANK6% ₹135 Cr 700,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 12 | LT5% ₹127 Cr 380,000 J Kumar Infraprojects Ltd (Industrials)
Equity, Since 31 Oct 15 | JKIL4% ₹94 Cr 1,450,000 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Dec 21 | INDIGO3% ₹79 Cr 150,000 NTPC Ltd (Utilities)
Equity, Since 31 Dec 17 | 5325553% ₹78 Cr 2,200,000 Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 Jan 23 | KPIL3% ₹74 Cr 758,285 Reliance Industries Ltd (Energy)
Equity, Since 31 May 24 | RELIANCE3% ₹70 Cr 500,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 20 | BHARTIARTL3% ₹65 Cr 350,000 Paradeep Phosphates Ltd (Basic Materials)
Equity, Since 31 May 22 | 5435303% ₹62 Cr 4,300,000
↓ -400,000 6. Franklin India Smaller Companies Fund
CAGR/Annualized return of 15.9% since its launch. Ranked 11 in Small Cap category. Return for 2024 was 23.2% , 2023 was 52.1% and 2022 was 3.6% . Franklin India Smaller Companies Fund
Growth Launch Date 13 Jan 06 NAV (06 Jun 25) ₹173.823 ↑ 0.80 (0.46 %) Net Assets (Cr) ₹12,530 on 30 Apr 25 Category Equity - Small Cap AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.78 Sharpe Ratio -0.31 Information Ratio 0.37 Alpha Ratio -0.69 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹20,929 31 May 22 ₹23,362 31 May 23 ₹30,009 31 May 24 ₹46,268 31 May 25 ₹48,054 Returns for Franklin India Smaller Companies Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25 Duration Returns 1 Month 10.9% 3 Month 17.5% 6 Month -5.5% 1 Year 4.3% 3 Year 28.2% 5 Year 35.1% 10 Year 15 Year Since launch 15.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 23.2% 2023 52.1% 2022 3.6% 2021 56.4% 2020 18.7% 2019 -5% 2018 -17.4% 2017 43.5% 2016 10.2% 2015 9.6% Fund Manager information for Franklin India Smaller Companies Fund
Name Since Tenure R. Janakiraman 1 Feb 11 14.34 Yr. Sandeep Manam 18 Oct 21 3.62 Yr. Akhil Kalluri 8 Sep 22 2.73 Yr. Data below for Franklin India Smaller Companies Fund as on 30 Apr 25
Equity Sector Allocation
Sector Value Financial Services 19.29% Industrials 18.43% Consumer Cyclical 15.94% Health Care 11.17% Basic Materials 9.67% Technology 5.83% Real Estate 4.61% Consumer Defensive 3.63% Utility 2.72% Energy 0.88% Asset Allocation
Asset Class Value Cash 7.67% Equity 92.16% Top Securities Holdings / Portfolio
Name Holding Value Quantity Aster DM Healthcare Ltd Ordinary Shares (Healthcare)
Equity, Since 31 Jul 23 | ASTERDM3% ₹405 Cr 8,018,630 Brigade Enterprises Ltd (Real Estate)
Equity, Since 30 Jun 14 | 5329293% ₹398 Cr 3,868,691 Equitas Small Finance Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Oct 20 | EQUITASBNK3% ₹322 Cr 48,064,081 Karur Vysya Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | 5900032% ₹305 Cr 13,998,917 Deepak Nitrite Ltd (Basic Materials)
Equity, Since 31 Jan 16 | DEEPAKNTR2% ₹269 Cr 1,387,967 Eris Lifesciences Ltd Registered Shs (Healthcare)
Equity, Since 30 Sep 19 | ERIS2% ₹267 Cr 1,866,828 Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 31 May 22 | KALYANKJIL2% ₹256 Cr 4,963,469 J.B. Chemicals & Pharmaceuticals Ltd (Healthcare)
Equity, Since 30 Jun 14 | JBCHEPHARM2% ₹234 Cr 1,448,723 Crompton Greaves Consumer Electricals Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | CROMPTON2% ₹233 Cr 6,900,000 Zensar Technologies Ltd (Technology)
Equity, Since 28 Feb 23 | ZENSARTECH2% ₹232 Cr 3,220,340
↑ 157,640 7. IDFC Infrastructure Fund
CAGR/Annualized return of 12% since its launch. Ranked 1 in Sectoral category. Return for 2024 was 39.3% , 2023 was 50.3% and 2022 was 1.7% . IDFC Infrastructure Fund
Growth Launch Date 8 Mar 11 NAV (06 Jun 25) ₹50.514 ↑ 0.00 (0.00 %) Net Assets (Cr) ₹1,577 on 30 Apr 25 Category Equity - Sectoral AMC IDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk High Expense Ratio 2.33 Sharpe Ratio -0.13 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹20,010 31 May 22 ₹21,463 31 May 23 ₹26,973 31 May 24 ₹48,493 31 May 25 ₹48,898 Returns for IDFC Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25 Duration Returns 1 Month 9% 3 Month 16.9% 6 Month -6.5% 1 Year 1.9% 3 Year 32.3% 5 Year 35.1% 10 Year 15 Year Since launch 12% Historical performance (Yearly) on absolute basis
Year Returns 2024 39.3% 2023 50.3% 2022 1.7% 2021 64.8% 2020 6.3% 2019 -5.3% 2018 -25.9% 2017 58.7% 2016 10.7% 2015 -0.2% Fund Manager information for IDFC Infrastructure Fund
Name Since Tenure Vishal Biraia 24 Jan 24 1.35 Yr. Ritika Behera 7 Oct 23 1.65 Yr. Gaurav Satra 7 Jun 24 0.98 Yr. Data below for IDFC Infrastructure Fund as on 30 Apr 25
Equity Sector Allocation
Sector Value Industrials 55.04% Utility 13% Basic Materials 9.55% Communication Services 5.07% Energy 4.03% Financial Services 2.72% Technology 2.49% Consumer Cyclical 2.37% Health Care 1.93% Asset Allocation
Asset Class Value Cash 3.24% Equity 96.76% Top Securities Holdings / Portfolio
Name Holding Value Quantity Kirloskar Brothers Ltd (Industrials)
Equity, Since 31 Dec 17 | KIRLOSBROS5% ₹76 Cr 443,385 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 24 | RELIANCE4% ₹64 Cr 452,706 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 19 | BHARTIARTL4% ₹62 Cr 330,018 Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT4% ₹61 Cr 183,173 GPT Infraprojects Ltd (Industrials)
Equity, Since 30 Nov 17 | GPTINFRA4% ₹60 Cr 4,797,143 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 14 | 5325384% ₹59 Cr 50,452 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Oct 19 | BEL3% ₹45 Cr 1,431,700 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 Dec 23 | ADANIPORTS3% ₹44 Cr 365,137 Ahluwalia Contracts (India) Ltd (Industrials)
Equity, Since 30 Apr 15 | AHLUCONT3% ₹40 Cr 468,237 PTC India Financial Services Ltd (Financial Services)
Equity, Since 31 Dec 23 | PFS2% ₹39 Cr 12,400,122 8. DSP BlackRock India T.I.G.E.R Fund
CAGR/Annualized return of 17.8% since its launch. Ranked 12 in Sectoral category. Return for 2024 was 32.4% , 2023 was 49% and 2022 was 13.9% . DSP BlackRock India T.I.G.E.R Fund
Growth Launch Date 11 Jun 04 NAV (06 Jun 25) ₹311.765 ↑ 1.29 (0.41 %) Net Assets (Cr) ₹4,950 on 30 Apr 25 Category Equity - Sectoral AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆ Risk High Expense Ratio 2.24 Sharpe Ratio -0.29 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹18,391 31 May 22 ₹21,435 31 May 23 ₹26,572 31 May 24 ₹47,601 31 May 25 ₹46,897 Returns for DSP BlackRock India T.I.G.E.R Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25 Duration Returns 1 Month 8.9% 3 Month 15.2% 6 Month -7.8% 1 Year 1.6% 3 Year 30.3% 5 Year 34.8% 10 Year 15 Year Since launch 17.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 32.4% 2023 49% 2022 13.9% 2021 51.6% 2020 2.7% 2019 6.7% 2018 -17.2% 2017 47% 2016 4.1% 2015 0.7% Fund Manager information for DSP BlackRock India T.I.G.E.R Fund
Name Since Tenure Rohit Singhania 21 Jun 10 14.95 Yr. Data below for DSP BlackRock India T.I.G.E.R Fund as on 30 Apr 25
Equity Sector Allocation
Sector Value Industrials 27.2% Basic Materials 14.98% Utility 9.76% Financial Services 8.12% Consumer Cyclical 7.52% Health Care 6.82% Energy 5.82% Communication Services 2.7% Technology 2.55% Real Estate 1.72% Consumer Defensive 1.53% Asset Allocation
Asset Class Value Cash 9.39% Equity 90.61% Top Securities Holdings / Portfolio
Name Holding Value Quantity NTPC Ltd (Utilities)
Equity, Since 30 Nov 17 | 5325555% ₹253 Cr 7,145,883 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 04 | LT4% ₹187 Cr 559,286 Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 31 Dec 24 | APOLLOHOSP3% ₹172 Cr 245,928 Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jan 25 | 5328983% ₹171 Cr 5,567,574
↑ 1,647,526 Rainbow Childrens Medicare Ltd (Healthcare)
Equity, Since 31 Jan 25 | 5435243% ₹129 Cr 935,870 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 18 | BHARTIARTL3% ₹128 Cr 688,435
↓ -534,680 Coal India Ltd (Energy)
Equity, Since 31 Dec 23 | COALINDIA3% ₹128 Cr 3,321,453 Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Dec 24 | AMBER3% ₹128 Cr 207,277
↑ 1,525 Kirloskar Oil Engines Ltd (Industrials)
Equity, Since 31 Mar 23 | KIRLOSENG2% ₹120 Cr 1,608,534
↑ 38,005 Siemens Ltd (Industrials)
Equity, Since 30 Nov 18 | 5005502% ₹107 Cr 369,482 9. HDFC Small Cap Fund
CAGR/Annualized return of 16.5% since its launch. Ranked 9 in Small Cap category. Return for 2024 was 20.4% , 2023 was 44.8% and 2022 was 4.6% . HDFC Small Cap Fund
Growth Launch Date 3 Apr 08 NAV (06 Jun 25) ₹137.037 ↑ 0.22 (0.16 %) Net Assets (Cr) ₹30,880 on 30 Apr 25 Category Equity - Small Cap AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.64 Sharpe Ratio -0.39 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹21,753 31 May 22 ₹24,075 31 May 23 ₹31,855 31 May 24 ₹44,049 31 May 25 ₹48,298 Returns for HDFC Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25 Duration Returns 1 Month 12.8% 3 Month 15.6% 6 Month -5.1% 1 Year 9.9% 3 Year 26.8% 5 Year 34.6% 10 Year 15 Year Since launch 16.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 20.4% 2023 44.8% 2022 4.6% 2021 64.9% 2020 20.2% 2019 -9.5% 2018 -8.1% 2017 60.8% 2016 5.4% 2015 6.4% Fund Manager information for HDFC Small Cap Fund
Name Since Tenure Chirag Setalvad 28 Jun 14 10.93 Yr. Dhruv Muchhal 22 Jun 23 1.94 Yr. Data below for HDFC Small Cap Fund as on 30 Apr 25
Equity Sector Allocation
Sector Value Industrials 22.59% Consumer Cyclical 17.44% Financial Services 14.26% Technology 13.79% Health Care 12.78% Basic Materials 7.28% Consumer Defensive 2.01% Communication Services 1.98% Utility 0.31% Asset Allocation
Asset Class Value Cash 7.56% Equity 92.44% Top Securities Holdings / Portfolio
Name Holding Value Quantity Firstsource Solutions Ltd (Technology)
Equity, Since 31 Mar 18 | FSL6% ₹1,853 Cr 54,385,267
↑ 102,686 Aster DM Healthcare Ltd Ordinary Shares (Healthcare)
Equity, Since 30 Jun 19 | ASTERDM4% ₹1,232 Cr 24,394,493
↑ 67,840 Bank of Baroda (Financial Services)
Equity, Since 31 Mar 19 | 5321344% ₹1,170 Cr 46,828,792 eClerx Services Ltd (Technology)
Equity, Since 31 Mar 18 | ECLERX3% ₹948 Cr 3,769,293
↑ 19,197 Eris Lifesciences Ltd Registered Shs (Healthcare)
Equity, Since 31 Jul 23 | ERIS3% ₹856 Cr 5,974,796 Sonata Software Ltd (Technology)
Equity, Since 31 Oct 17 | SONATSOFTW3% ₹780 Cr 18,501,699
↑ 1,121,276 Fortis Healthcare Ltd (Healthcare)
Equity, Since 31 Jul 23 | 5328433% ₹777 Cr 11,340,132
↓ -1,113,143 Krishna Institute of Medical Sciences Ltd (Healthcare)
Equity, Since 31 Jul 23 | 5433082% ₹752 Cr 11,442,105 Gabriel India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 18 | GABRIEL2% ₹655 Cr 12,105,104
↑ 49,104 Power Mech Projects Ltd (Industrials)
Equity, Since 31 Aug 15 | POWERMECH2% ₹647 Cr 2,469,936 10. Nippon India Power and Infra Fund
CAGR/Annualized return of 18.3% since its launch. Ranked 13 in Sectoral category. Return for 2024 was 26.9% , 2023 was 58% and 2022 was 10.9% . Nippon India Power and Infra Fund
Growth Launch Date 8 May 04 NAV (06 Jun 25) ₹346.797 ↑ 1.57 (0.45 %) Net Assets (Cr) ₹7,026 on 30 Apr 25 Category Equity - Sectoral AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk High Expense Ratio 2.05 Sharpe Ratio -0.19 Information Ratio 1.09 Alpha Ratio -2.32 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹17,696 31 May 22 ₹19,981 31 May 23 ₹25,995 31 May 24 ₹46,664 31 May 25 ₹46,582 Returns for Nippon India Power and Infra Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25 Duration Returns 1 Month 8% 3 Month 15.9% 6 Month -5.2% 1 Year 2% 3 Year 33.8% 5 Year 34.1% 10 Year 15 Year Since launch 18.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 26.9% 2023 58% 2022 10.9% 2021 48.9% 2020 10.8% 2019 -2.9% 2018 -21.1% 2017 61.7% 2016 0.1% 2015 0.3% Fund Manager information for Nippon India Power and Infra Fund
Name Since Tenure Kinjal Desai 25 May 18 7.02 Yr. Rahul Modi 19 Aug 24 0.78 Yr. Data below for Nippon India Power and Infra Fund as on 30 Apr 25
Equity Sector Allocation
Sector Value Industrials 38.96% Utility 20.7% Energy 9.63% Communication Services 7.86% Basic Materials 7.5% Consumer Cyclical 4.3% Real Estate 3.02% Financial Services 2.18% Health Care 2.09% Technology 2.02% Asset Allocation
Asset Class Value Cash 0.52% Equity 99.48% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 18 | RELIANCE8% ₹576 Cr 4,100,000 NTPC Ltd (Utilities)
Equity, Since 31 May 09 | 5325558% ₹550 Cr 15,500,000
↑ 100,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 18 | BHARTIARTL7% ₹485 Cr 2,600,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 07 | LT6% ₹449 Cr 1,344,337
↓ -127,664 Tata Power Co Ltd (Utilities)
Equity, Since 30 Apr 23 | 5004004% ₹296 Cr 7,700,789
↑ 570,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Oct 19 | 5325383% ₹233 Cr 200,000
↓ -40,038 Kaynes Technology India Ltd (Industrials)
Equity, Since 30 Nov 22 | KAYNES3% ₹213 Cr 370,000
↓ -53,938 Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 30 Sep 24 | 5001033% ₹193 Cr 8,513,730
↑ 513,730 CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 30 Sep 24 | 5000933% ₹192 Cr 3,057,923
↑ 425,000 Carborundum Universal Ltd (Industrials)
Equity, Since 30 Sep 23 | CARBORUNIV3% ₹184 Cr 1,800,000
How to Choose Best SIP Investment?
There are various Mutual Funds that allow you to invest through a SIP. But the main problem is selecting the best mutual funds for SIP. Though the best Mutual Funds might vary from person to person, below is a list of some points that investors might consider before choosing a best SIP Mutual Fund.
Understand Objective of the SIP Investment
When it comes to investing, each one of us has a different objective. So before investing in Mutual Funds through a SIP, it is advised to get a clear picture of your investment goals and risk profile. Generally, Equity Mutual Funds are considered to be beneficial for long-term objectives while money market and Debt fund are suitable for short-term objectives.
Know the Fund House
A large part of the SIP returns depends on the Fund House managing your money on your behalf. If the Fund House fails its objective, you will be the one losing your money. To make sure you have the best SIP plan choose a well-reputed fund house.
Monitor Fund Performance of the SIP Mutual Fund
One of the basic reasons due to which people invest in Mutual Funds through SIP is to make money. Therefore, it is important to analyse the performance of funds over a period of time to choose the best fund and then invest in the best SIP plans. Typically, for equity Mutual Funds long-term performance is looked at, while for the debt Mutual Funds short to mid-term returns are considered.
Analyse Loads and Recurring Expenses of SIP
Last but not the least, the exit load and the expense ratio incurred if the investment in redeemed before a specified period (usually called the lock-in period).
So, it is advised to choose the best SIP plans considering these parameters in mind. Think before you invest!
SIP Calculator (SIP Return Calculator)
For financial planning, SIP calculator or SIP return calculator is one of the best tools.
To monitor how your SIP grows through the power of compounding consider the below example.
| Monthly Investment | Time Period of Investment | Total Amount Invested | Final Value @ 14% p.a. |
|---|---|---|---|
| 1,000 | 5 years | 60,000 | 87,200 |
| 1,000 | 10 years | 1,20,000 | 2,62,091 |
| 1,000 | 15 years | 1,80,000 | 6,12,853 |
The above table mentions that if you invest INR 1,000 per month in a SIP Mutual Fund, your total investment in 5 years would be INR 60,000 and your SIP returns at an assumed return percentage of 14% p.a. would be INR 87,2001, respectively. Similarly, in 10 years the total investment would be INR 1,20,000 and the SIP return at the assumed percentage of 14% p.a. would be INR 2,62,091.
The same way, the investment in 15 years would be INR 1,80,000 and the final value at the return percentage of 14% p.a would be INR 6,12,853, respectively.
So, by simply investing INR 1,000 in a month, see how your money will grow in the years to come. Consider the above calculations when choosing a best SIP Mutual Fund to invest.
FAQs
1. What is a SIP?
A: SIP or a Systematic Investment Plan is an investment route offered under a mutual fund scheme, where a certain sum of money is invested under the scheme at regular intervals. This installment can be as small as Rs.500.
2. What are the benefits of SIP?
A: The primary advantage of SIP is that it makes investments more disciplined. It allows the investor to make Financial plan useful and helps develop the investor a habit of investing in the investor.
3. Who can invest in SIP?
A: Anyone can invest in SIP. But, you must do your risk analysis, mean how much risk you wish to take. Also, to start, you need PAN details, address proof, and Bank details.
4. What are the steps to invest in SIP in offline mode?
A: To invest in offline mode, you will have to fill-up the application form, submit a cheque for the monthly or quarterly SIP amount, provide a copy of the PAN Card, address proof, and a canceled cheque as proof of your bank details.
5. Why should I invest in ICICI Prudential Technology Fund?
A: The ICICI Prudential Technology Fund has shown a return of 11.9% since its launching on 3rd March 2000. Unlike other funds, in the year 2020, it has established a return of 70.6%. Hence, investing in ICICI Prudential Technology Fund has proven worthwhile and has invested in the SIP for five years.
6. Why should I invest in SBI Bluechip Fund Regular Growth?
A: The SBI Bluechip Fund Regular Growth has shown a five-year growth rate of 5.29%, which is relatively high.
7. What should you consider while investing in SIP?
A: When you invest in SIP, you should consider the Net Asset Value or the NAV. This is the investment you make for the scheme. You must also check its ratings and its historical performance. It is essential to understand the returns the SIP would produce to ensure that your investment is safe.
8. Is KYC important for SIP?
A: Yes, KYC is essential even for SIP. As the SIP falls under the mutual fund's scheme, you will have to provide KYC documents to invest in SIP.
9. Do SIPs have a minimum investment requirement?
A: Yes, some SIPs require minimum investments. For example, the Aditya Birla Sun Life Digital India Fund has a minimum SIP investment requirement of Rs.1000. The SBI Bluechip Fund Regular Growth has a minimum requirement of Rs.5000. Thus, depending on the SIP you are investing in, you will have to increase your investment amount.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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helpful to invest in SIP