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Which SIP Gives the Best Returns in India? Complete Guide

Updated on October 7, 2026 , 201189 views

Which SIP gives the best returns in India? Most investors begin their SIP journey with this exact question. But very soon, they realise that different SIPs deliver very different results — even when the monthly investment amount is the same.

  • Some funds grow steadily over time
  • Others show sharp ups and downs
  • And a few perform well only during favourable market phases

The difference lies not in SIP itself, but in the mutual fund chosen and the time period for which the investment is made.

Best SIP Plans

SIP returns depend on factors such as fund category, market Volatility, investment horizon, and how consistently the fund performs across cycles. This is why selecting the right SIP is less about chasing the highest past return and more about understanding how that return was generated.

In this guide, we explain how SIP returns actually work, which mutual fund categories have historically delivered stronger long-term outcomes, and how to identify SIPs that are better suited for sustainable wealth creation.

There is no single SIP that gives the best returns in India. Historically, SIPs invested in equity Mutual Funds — especially flexi-cap, mid-cap and small-cap categories — have delivered higher long-term returns when investors remain invested for 10 years or more.

Why to Invest in a Systematic Investment Plan?

A Systematic Investment plan (SIP) comes with multiple benefits. Its minimum investment amount of INR 500 has attracted not only working professionals but also young investors who are beginning their investment journey in mutual funds. An investor who wishes to invest through SIPs can plan major Financial goals such as a child’s education, marriage expenses, or the purchase of a house or car in a disciplined manner.

One can start Investing based on individual goals — short-term, medium-term, or long-term — and build wealth gradually over time.

SIPs offer key advantages such as rupee cost averaging and the Power of Compounding.Rupee cost averaging helps investors average out the purchase cost of mutual fund units. In a SIP, investments are made at regular intervals, usually monthly, across different market levels. This reduces the impact of market volatility and lowers the average cost of investment over time.

In the case of compounding, unlike simple interest where returns are earned only on the principal amount, the returns generated are reinvested along with the principal. Over time, interest is earned on both the invested amount and previous gains, significantly increasing the overall corpus.

Since SIP investments are made periodically, the compounding effect becomes more powerful as the investment duration increases.

Which Mutual Fund Categories Have Historically Delivered the Best Long-Term Returns?

Over long investment periods, SIP returns are driven more by Asset Allocation and fund category selection than by market timing or short-term performance. In India, historical data across multiple market cycles shows that equity-oriented mutual fund categories have consistently outperformed debt funds and traditional savings instruments when investors remain invested for eight to ten years or longer.

Below is how major mutual fund categories have performed historically -

1. Flexi-Cap Funds

Historically among the most consistent long-term performers. Flexi-cap funds have the freedom to invest across large-cap, mid-cap and small-cap stocks without allocation restrictions. This flexibility allows fund managers to shift exposure based on valuations and market conditions.

Historical long-term return range (10+ years): 12% – 15% CAGR

Benchmark: Nifty 500 TRI

Why they perform well:

  • Dynamic allocation across market caps
  • Lower drawdowns compared to pure mid or small caps
  • Ability to protect capital during market corrections

Flexi-cap funds have emerged as one of the most suitable categories for long-term SIP investors seeking growth with controlled volatility.

2. Large-Cap Funds

Lower volatility, steady long-term returns. Large cap funds invest in India’s top 100 companies by market capitalisation. These businesses tend to be financially stable and market leaders.

Historical long-term return range: 10% – 12% CAGR

Benchmark: NIFTY 50 TRI / NIFTY 100 TRI

Best suited for:

  • Conservative equity investors
  • First-time SIP investors
  • Investors with medium-term goals (5–7 years)

While large-cap funds may not always top return charts, they provide consistency and downside protection during volatile markets.

3. Mid-Cap Funds

Higher growth potential with higher volatility. Mid-cap companies represent emerging businesses with strong expansion potential. This category has historically delivered superior returns over long horizons.

Historical long-term return range: 13% – 17% CAGR

Benchmark: NIFTY Midcap 150 TRI

Important to note:

  • Sharp fluctuations during market corrections
  • Strong rebound potential during bull markets

Mid-cap SIPs work best when investors remain disciplined during downturns and stay invested for 10 years or more.

4. Small-Cap Funds

Highest return potential — with the highest risk. Small cap funds invest in early-stage companies with high growth prospects. Over full market cycles, they have delivered the highest long-term returns among equity categories.

Historical long-term return range: 14% – 20% CAGR

Benchmark: NIFTY Smallcap 250 TRI

Key risks:

  • Extreme volatility
  • Deep drawdowns during bear markets
  • Performance dispersion between funds is very high

Small-cap SIPs are suitable only for investors with long horizons and strong risk tolerance.

5. Hybrid Equity Funds

Moderate returns with lower volatility. Hybrid Fund invest in both equity and debt, helping reduce Portfolio fluctuations.

Historical long-term return range: 8% – 11% CAGR

Best for:

  • Conservative investors
  • 3–5 year investment goals
  • Lower downside risk preference

Historical Return Comparison (Long-Term)

They offer smoother returns but limited wealth-creation potential compared to pure Equity Funds.

Category Typical 10-Year CAGR Range Risk Level
Flexi-Cap Funds 12% – 15% Moderate
Large & Mid-Cap 11% – 14% Moderate
Large-Cap Funds 10% – 12% Low–Moderate
mid cap funds 13% – 17% High
Small-Cap Funds 14% – 20% Very High
Hybrid Funds 8% – 11% Low

(Returns are indicative ranges based on long-term category averages, not guaranteed outcomes.)

What This Means for SIP Investors

  • SIPs generate the best results when aligned with long investment horizons
  • Equity categories outperform only when investors stay invested through volatility
  • Higher returns always come with higher risk
  • Category selection is more important than chasing top-performing funds

In practice, investors who combine flexi-cap, large and selective mid-cap exposure tend to achieve the most stable long-term SIP outcomes.

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Fund Selection Methodology used to find 10 funds

  • Category: Equity
  • Investment Option: SIP
  • AUM Range: 200 to 100000 Cr
  • Sorted On : 5-year return (high to low)
  • Tags: SmartSip, fcpro
  • No Of Funds: 10

Best SIP Plans to Invest In FY 26 - 27

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2025 (%)
DSP World Gold Fund Growth ₹57.6624
↑ 0.60
₹1,828 500 17.2-7.524.757.327.7167.1
SBI PSU Fund Growth ₹32.0155
↑ 0.36
₹6,703 500 -5.9-7.9-217.519.411.3
LIC MF Infrastructure Fund Growth ₹52.2605
↑ 0.49
₹1,174 1,000 -47.34.820.619-3.7
DSP US Flexible Equity Fund Growth ₹95.5255
↑ 0.16
₹1,270 500 3.518.733.629.818.633.8
DSP India T.I.G.E.R Fund Growth ₹341.206
↑ 1.71
₹6,325 500 -56.98.817.818.6-2.5
ICICI Prudential Infrastructure Fund Growth ₹189.16
↑ 1.55
₹8,558 100 -6.7-0.1-3.815.118.26.7
BOI AXA Manufacturing and Infrastructure Fund Growth ₹65.02
↑ 0.48
₹949 1,000 -1.410.61319.618.17.8
Nippon India Power and Infra Fund Growth ₹361.392
↑ 2.07
₹8,137 100 -3.94.63.71618-0.5
Motilal Oswal Midcap 30 Fund  Growth ₹99.3871
↑ 1.10
₹42,852 500 3.210.8-4.117.117.9-12.1
Sundaram Select Focus Fund Growth ₹264.968
↓ -1.18
₹1,354 100 -58.524.51717.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Oct 26

Research Highlights & Commentary of 10 Funds showcased

CommentaryDSP World Gold FundSBI PSU FundLIC MF Infrastructure FundDSP US Flexible Equity FundDSP India T.I.G.E.R FundICICI Prudential Infrastructure FundBOI AXA Manufacturing and Infrastructure FundNippon India Power and Infra FundMotilal Oswal Midcap 30 Fund Sundaram Select Focus Fund
Point 1Lower mid AUM (₹1,828 Cr).Upper mid AUM (₹6,703 Cr).Bottom quartile AUM (₹1,174 Cr).Bottom quartile AUM (₹1,270 Cr).Upper mid AUM (₹6,325 Cr).Top quartile AUM (₹8,558 Cr).Bottom quartile AUM (₹949 Cr).Upper mid AUM (₹8,137 Cr).Highest AUM (₹42,852 Cr).Lower mid AUM (₹1,354 Cr).
Point 2Established history (19+ yrs).Established history (16+ yrs).Established history (18+ yrs).Established history (14+ yrs).Established history (22+ yrs).Established history (21+ yrs).Established history (16+ yrs).Established history (22+ yrs).Established history (12+ yrs).Oldest track record among peers (24 yrs).
Point 3Rating: 3★ (upper mid).Rating: 2★ (bottom quartile).Not Rated.Top rated.Rating: 4★ (top quartile).Rating: 3★ (upper mid).Not Rated.Rating: 4★ (upper mid).Rating: 3★ (lower mid).Rating: 3★ (lower mid).
Point 4Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderately High.
Point 55Y return: 27.71% (top quartile).5Y return: 19.40% (top quartile).5Y return: 19.04% (upper mid).5Y return: 18.61% (upper mid).5Y return: 18.57% (upper mid).5Y return: 18.16% (lower mid).5Y return: 18.11% (lower mid).5Y return: 17.97% (bottom quartile).5Y return: 17.92% (bottom quartile).5Y return: 17.29% (bottom quartile).
Point 63Y return: 57.28% (top quartile).3Y return: 17.49% (lower mid).3Y return: 20.60% (upper mid).3Y return: 29.76% (top quartile).3Y return: 17.83% (upper mid).3Y return: 15.05% (bottom quartile).3Y return: 19.62% (upper mid).3Y return: 16.01% (bottom quartile).3Y return: 17.14% (lower mid).3Y return: 17.03% (bottom quartile).
Point 71Y return: 24.73% (top quartile).1Y return: -1.95% (bottom quartile).1Y return: 4.76% (lower mid).1Y return: 33.59% (top quartile).1Y return: 8.80% (upper mid).1Y return: -3.80% (bottom quartile).1Y return: 13.04% (upper mid).1Y return: 3.67% (lower mid).1Y return: -4.13% (bottom quartile).1Y return: 24.49% (upper mid).
Point 8Alpha: 4.18 (upper mid).Alpha: -0.10 (lower mid).Alpha: 10.92 (top quartile).Alpha: -7.01 (bottom quartile).Alpha: 0.00 (upper mid).Alpha: 0.00 (upper mid).Alpha: 0.00 (lower mid).Alpha: 6.69 (top quartile).Alpha: -7.99 (bottom quartile).Alpha: -5.62 (bottom quartile).
Point 9Sharpe: 1.25 (upper mid).Sharpe: 0.48 (bottom quartile).Sharpe: 0.53 (upper mid).Sharpe: 1.42 (top quartile).Sharpe: 0.52 (lower mid).Sharpe: 0.17 (bottom quartile).Sharpe: 0.91 (upper mid).Sharpe: 0.48 (lower mid).Sharpe: 0.06 (bottom quartile).Sharpe: 1.85 (top quartile).
Point 10Information ratio: -1.01 (bottom quartile).Information ratio: -0.55 (bottom quartile).Information ratio: 0.47 (top quartile).Information ratio: -0.07 (lower mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.40 (top quartile).Information ratio: 0.16 (upper mid).Information ratio: -0.52 (bottom quartile).

DSP World Gold Fund

  • Lower mid AUM (₹1,828 Cr).
  • Established history (19+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 27.71% (top quartile).
  • 3Y return: 57.28% (top quartile).
  • 1Y return: 24.73% (top quartile).
  • Alpha: 4.18 (upper mid).
  • Sharpe: 1.25 (upper mid).
  • Information ratio: -1.01 (bottom quartile).

SBI PSU Fund

  • Upper mid AUM (₹6,703 Cr).
  • Established history (16+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 19.40% (top quartile).
  • 3Y return: 17.49% (lower mid).
  • 1Y return: -1.95% (bottom quartile).
  • Alpha: -0.10 (lower mid).
  • Sharpe: 0.48 (bottom quartile).
  • Information ratio: -0.55 (bottom quartile).

LIC MF Infrastructure Fund

  • Bottom quartile AUM (₹1,174 Cr).
  • Established history (18+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 19.04% (upper mid).
  • 3Y return: 20.60% (upper mid).
  • 1Y return: 4.76% (lower mid).
  • Alpha: 10.92 (top quartile).
  • Sharpe: 0.53 (upper mid).
  • Information ratio: 0.47 (top quartile).

DSP US Flexible Equity Fund

  • Bottom quartile AUM (₹1,270 Cr).
  • Established history (14+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 18.61% (upper mid).
  • 3Y return: 29.76% (top quartile).
  • 1Y return: 33.59% (top quartile).
  • Alpha: -7.01 (bottom quartile).
  • Sharpe: 1.42 (top quartile).
  • Information ratio: -0.07 (lower mid).

DSP India T.I.G.E.R Fund

  • Upper mid AUM (₹6,325 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (top quartile).
  • Risk profile: High.
  • 5Y return: 18.57% (upper mid).
  • 3Y return: 17.83% (upper mid).
  • 1Y return: 8.80% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.52 (lower mid).
  • Information ratio: 0.00 (upper mid).

ICICI Prudential Infrastructure Fund

  • Top quartile AUM (₹8,558 Cr).
  • Established history (21+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 18.16% (lower mid).
  • 3Y return: 15.05% (bottom quartile).
  • 1Y return: -3.80% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.17 (bottom quartile).
  • Information ratio: 0.00 (upper mid).

BOI AXA Manufacturing and Infrastructure Fund

  • Bottom quartile AUM (₹949 Cr).
  • Established history (16+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 18.11% (lower mid).
  • 3Y return: 19.62% (upper mid).
  • 1Y return: 13.04% (upper mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.91 (upper mid).
  • Information ratio: 0.00 (lower mid).

Nippon India Power and Infra Fund

  • Upper mid AUM (₹8,137 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: High.
  • 5Y return: 17.97% (bottom quartile).
  • 3Y return: 16.01% (bottom quartile).
  • 1Y return: 3.67% (lower mid).
  • Alpha: 6.69 (top quartile).
  • Sharpe: 0.48 (lower mid).
  • Information ratio: 0.40 (top quartile).

Motilal Oswal Midcap 30 Fund 

  • Highest AUM (₹42,852 Cr).
  • Established history (12+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.92% (bottom quartile).
  • 3Y return: 17.14% (lower mid).
  • 1Y return: -4.13% (bottom quartile).
  • Alpha: -7.99 (bottom quartile).
  • Sharpe: 0.06 (bottom quartile).
  • Information ratio: 0.16 (upper mid).

Sundaram Select Focus Fund

  • Lower mid AUM (₹1,354 Cr).
  • Oldest track record among peers (24 yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.29% (bottom quartile).
  • 3Y return: 17.03% (bottom quartile).
  • 1Y return: 24.49% (upper mid).
  • Alpha: -5.62 (bottom quartile).
  • Sharpe: 1.85 (top quartile).
  • Information ratio: -0.52 (bottom quartile).

About the Fincash Research Team

At Fincash, our mission is to help investors make informed, confident decisions. With over 10 years in Mutual Fund distribution, our team blends deep industry expertise with a commitment to transparency, accuracy, and investor education.

Who We Are

AMFI Registration No.
112358
MCA CIN
U74999MH2016PTC282153
Location
Thane, Maharashtra, India
Experience
10+ years in Mutual Fund distribution

Our Expertise

  • Certified Mutual Fund Distributors with hands-on advisory experience.
  • Market analysts tracking performance, macro trends, and sectors.
  • Data specialists processing NAVs, allocations, and risk metrics from Morning Star.

Our Research Process

  • Data sourcing: SEBI-registered fund houses & verified third-party provider Morning Star
  • Screening: Returns, manager track record, expenses, sector mix, risk-adjusted metrics.
  • Expert review: Senior team members review every article and list for accuracy.
  • Updates: Regular refreshes so performance data reflects current market conditions.

Why Trust Us

  • Regulated & compliant: AMFI-registered and MCA-incorporated.
  • Investor-first: No pay-to-promote lists; suitability and performance drive coverage.
  • Education-focused: We simplify complex concepts for everyday investors.

Disclaimer

Content is for educational and informational purposes only and is not investment advice. Please consider your risk profile and consult a financial advisor before investing.

*List of funds based on Assets >= 200 Crore & Sorted on 5 Year Return.

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

  • Lower mid AUM (₹1,828 Cr).
  • Established history (19+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 27.71% (top quartile).
  • 3Y return: 57.28% (top quartile).
  • 1Y return: 24.73% (top quartile).
  • Alpha: 4.18 (upper mid).
  • Sharpe: 1.25 (upper mid).
  • Information ratio: -1.01 (bottom quartile).
  • Higher exposure to Basic Materials vs peer median.
  • Higher exposure to Cash Equivalent (bond sector) vs peer median.
  • Equity-heavy allocation (~94%).
  • Largest holding BGF World Gold I2 (~66.7%).
  • Top-3 holdings concentration ~100.3%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund
Growth
Launch Date 14 Sep 07
NAV (08 Oct 26) ₹57.6624 ↑ 0.60   (1.04 %)
Net Assets (Cr) ₹1,828 on 31 Aug 26
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating ☆☆☆
Risk High
Expense Ratio 1.41
Sharpe Ratio 1.25
Information Ratio -1.01
Alpha Ratio 4.18
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹8,263
30 Sep 23₹9,670
30 Sep 24₹14,147
30 Sep 25₹28,247
30 Sep 26₹37,014

DSP World Gold Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181
Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Oct 26

DurationReturns
1 Month -9.8%
3 Month 17.2%
6 Month -7.5%
1 Year 24.7%
3 Year 57.3%
5 Year 27.7%
10 Year
15 Year
Since launch 9.6%
Historical performance (Yearly) on absolute basis
YearReturns
2025 167.1%
2024 15.9%
2023 7%
2022 -7.7%
2021 -9%
2020 31.4%
2019 35.1%
2018 -10.7%
2017 -4%
2016 52.7%
Fund Manager information for DSP World Gold Fund
NameSinceTenure
Kaivalya Nadkarni1 May 251.34 Yr.

Data below for DSP World Gold Fund as on 31 Aug 26

Equity Sector Allocation
SectorValue
Basic Materials92.97%
Asset Allocation
Asset ClassValue
Cash4.49%
Equity93.67%
Debt0%
Other1.84%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF World Gold I2
Investment Fund | -
67%₹1,220 Cr958,135
↓ -25,317
VanEck Gold Miners ETF
- | GDX
30%₹539 Cr573,719
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -
4%₹74 Cr
Net Receivables/Payables
Net Current Assets | -
0%-₹5 Cr

2. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

  • Upper mid AUM (₹6,703 Cr).
  • Established history (16+ yrs).
  • Rating: 2★ (bottom quartile).
  • Risk profile: High.
  • 5Y return: 19.40% (top quartile).
  • 3Y return: 17.49% (lower mid).
  • 1Y return: -1.95% (bottom quartile).
  • Alpha: -0.10 (lower mid).
  • Sharpe: 0.48 (bottom quartile).
  • Information ratio: -0.55 (bottom quartile).
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~98%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding State Bank of India (~16.4%).

Below is the key information for SBI PSU Fund

SBI PSU Fund
Growth
Launch Date 7 Jul 10
NAV (09 Oct 26) ₹32.0155 ↑ 0.36   (1.14 %)
Net Assets (Cr) ₹6,703 on 31 Aug 26
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating ☆☆
Risk High
Expense Ratio 1.89
Sharpe Ratio 0.48
Information Ratio -0.55
Alpha Ratio -0.1
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,843
30 Sep 23₹15,956
30 Sep 24₹26,406
30 Sep 25₹25,132
30 Sep 26₹25,384

SBI PSU Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Oct 26

DurationReturns
1 Month -5.7%
3 Month -5.9%
6 Month -7.9%
1 Year -2%
3 Year 17.5%
5 Year 19.4%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2025 11.3%
2024 23.5%
2023 54%
2022 29%
2021 32.4%
2020 -10%
2019 6%
2018 -23.8%
2017 21.9%
2016 16.2%
Fund Manager information for SBI PSU Fund
NameSinceTenure
Rohit Shimpi1 Jun 242.25 Yr.

Data below for SBI PSU Fund as on 31 Aug 26

Equity Sector Allocation
SectorValue
Financial Services36.49%
Utility26.54%
Industrials17.76%
Energy11.6%
Basic Materials5.21%
Asset Allocation
Asset ClassValue
Cash2.15%
Equity97.85%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
State Bank of India (Financial Services)
Equity, Since 31 Jul 10 | SBIN
16%₹1,099 Cr10,367,500
↓ -460,000
NTPC Ltd (Utilities)
Equity, Since 31 Jul 10 | 532555
8%₹555 Cr16,943,244
↓ -500,000
Bharat Electronics Ltd (Industrials)
Equity, Since 30 Jun 24 | BEL
8%₹534 Cr12,885,000
↓ -1,300,000
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jul 10 | 532898
7%₹477 Cr18,085,554
↓ -1,850,000
GAIL (India) Ltd (Utilities)
Equity, Since 31 May 24 | 532155
7%₹454 Cr25,590,000
↓ -8,560,000
Bank of Baroda (Financial Services)
Equity, Since 31 Aug 24 | 532134
5%₹342 Cr14,350,000
Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 May 20 | 500312
5%₹340 Cr14,655,000
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Aug 24 | 500547
5%₹314 Cr9,700,000
Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 30 Jun 25 | 500103
4%₹288 Cr6,500,000
Container Corporation of India Ltd (Industrials)
Equity, Since 31 Jul 26 | CONCOR
4%₹266 Cr5,200,000
↑ 3,786,557

3. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

  • Bottom quartile AUM (₹1,174 Cr).
  • Established history (18+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 19.04% (upper mid).
  • 3Y return: 20.60% (upper mid).
  • 1Y return: 4.76% (lower mid).
  • Alpha: 10.92 (top quartile).
  • Sharpe: 0.53 (upper mid).
  • Information ratio: 0.47 (top quartile).
  • Higher exposure to Industrials vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~94%).
  • Largest holding Tata Motors Passenger Vehicles Ltd (~5.1%).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund
Growth
Launch Date 29 Feb 08
NAV (09 Oct 26) ₹52.2605 ↑ 0.49   (0.94 %)
Net Assets (Cr) ₹1,174 on 31 Aug 26
Category Equity - Sectoral
AMC LIC Mutual Fund Asset Mgmt Co Ltd
Rating Not Rated
Risk High
Expense Ratio 2.21
Sharpe Ratio 0.53
Information Ratio 0.47
Alpha Ratio 10.92
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹11,040
30 Sep 23₹14,013
30 Sep 24₹24,274
30 Sep 25₹22,885
30 Sep 26₹25,047

LIC MF Infrastructure Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Oct 26

DurationReturns
1 Month -4.3%
3 Month -4%
6 Month 7.3%
1 Year 4.8%
3 Year 20.6%
5 Year 19%
10 Year
15 Year
Since launch 9.3%
Historical performance (Yearly) on absolute basis
YearReturns
2025 -3.7%
2024 47.8%
2023 44.4%
2022 7.9%
2021 46.6%
2020 -0.1%
2019 13.3%
2018 -14.6%
2017 42.2%
2016 -2.2%
Fund Manager information for LIC MF Infrastructure Fund
NameSinceTenure
Mahesh Bendre1 Jul 242.17 Yr.

Data below for LIC MF Infrastructure Fund as on 31 Aug 26

Equity Sector Allocation
SectorValue
Industrials36.85%
Consumer Cyclical21.34%
Basic Materials9.27%
Utility8.26%
Financial Services7.55%
Real Estate5.37%
Communication Services3.33%
Health Care2.11%
Asset Allocation
Asset ClassValue
Cash5.82%
Equity94.18%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Tata Motors Passenger Vehicles Ltd (Consumer Cyclical)
Equity, Since 28 Feb 26 | TMPV
5%₹59 Cr1,924,915
↑ 700,000
Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 Oct 25 | TMCV
4%₹44 Cr944,348
Phoenix Mills Ltd (Real Estate)
Equity, Since 31 Jul 26 | 503100
3%₹39 Cr206,535
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 09 | LT
3%₹39 Cr96,023
Indo MIM Ltd (Industrials)
Equity, Since 31 Jul 26 | INDOMIM
3%₹38 Cr437,792
↓ -368,205
Garware Hi-Tech Films Ltd (Basic Materials)
Equity, Since 31 Aug 23 | 500655
3%₹38 Cr53,599
↓ -3,718
Tenneco Clean Air India Ltd (Consumer Cyclical)
Equity, Since 30 Nov 25 | TENNIND
3%₹35 Cr659,798
↑ 353,388
KSH International Ltd (Industrials)
Equity, Since 31 Dec 25 | KSHINTL
3%₹33 Cr353,095
↓ -14,406
Bharat Forge Ltd (Industrials)
Equity, Since 30 Sep 21 | 500493
3%₹31 Cr145,969
↑ 90,000
Tata Power Co Ltd (Utilities)
Equity, Since 29 Feb 24 | 500400
3%₹30 Cr861,040

4. DSP US Flexible Equity Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF.

Research Highlights for DSP US Flexible Equity Fund

  • Bottom quartile AUM (₹1,270 Cr).
  • Established history (14+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 18.61% (upper mid).
  • 3Y return: 29.76% (top quartile).
  • 1Y return: 33.59% (top quartile).
  • Alpha: -7.01 (bottom quartile).
  • Sharpe: 1.42 (top quartile).
  • Information ratio: -0.07 (lower mid).
  • Higher exposure to Technology vs peer median.
  • Higher exposure to Cash Equivalent (bond sector) vs peer median.
  • Equity-heavy allocation (~94%).
  • Largest holding BGF US Flexible Equity I2 (~96.0%).
  • Top-3 holdings concentration ~100.3%.

Below is the key information for DSP US Flexible Equity Fund

DSP US Flexible Equity Fund
Growth
Launch Date 3 Aug 12
NAV (08 Oct 26) ₹95.5255 ↑ 0.16   (0.17 %)
Net Assets (Cr) ₹1,270 on 31 Aug 26
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating ☆☆☆☆☆
Risk High
Expense Ratio 1.55
Sharpe Ratio 1.42
Information Ratio -0.07
Alpha Ratio -7.01
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹9,295
30 Sep 23₹11,197
30 Sep 24₹13,853
30 Sep 25₹17,875
30 Sep 26₹23,358

DSP US Flexible Equity Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for DSP US Flexible Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Oct 26

DurationReturns
1 Month 2.9%
3 Month 3.5%
6 Month 18.7%
1 Year 33.6%
3 Year 29.8%
5 Year 18.6%
10 Year
15 Year
Since launch 17.3%
Historical performance (Yearly) on absolute basis
YearReturns
2025 33.8%
2024 17.8%
2023 22%
2022 -5.9%
2021 24.2%
2020 22.6%
2019 27.5%
2018 -1.1%
2017 15.5%
2016 9.8%
Fund Manager information for DSP US Flexible Equity Fund
NameSinceTenure
Kaivalya Nadkarni1 May 251.34 Yr.

Data below for DSP US Flexible Equity Fund as on 31 Aug 26

Equity Sector Allocation
SectorValue
Technology32.91%
Industrials12.97%
Communication Services11.37%
Consumer Cyclical9.78%
Financial Services9.58%
Health Care9.41%
Energy2.81%
Basic Materials2.31%
Utility2.1%
Consumer Defensive0.65%
Asset Allocation
Asset ClassValue
Cash6.12%
Equity93.87%
Debt0.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF US Flexible Equity I2
Investment Fund | -
96%₹1,220 Cr1,784,131
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -
4%₹52 Cr
Net Receivables/Payables
Net Current Assets | -
0%-₹2 Cr

5. DSP India T.I.G.E.R Fund

To generate capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of corporates, which could benefit from structural changes brought about by continuing liberalization in economic policies by the government and/or continuing investments in infrastructure, both by the public and private sector.

Research Highlights for DSP India T.I.G.E.R Fund

  • Upper mid AUM (₹6,325 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (top quartile).
  • Risk profile: High.
  • 5Y return: 18.57% (upper mid).
  • 3Y return: 17.83% (upper mid).
  • 1Y return: 8.80% (upper mid).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.52 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Top sector: Industrials.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~93%).
  • Largest holding Reliance Industries Ltd (~6.7%).

Below is the key information for DSP India T.I.G.E.R Fund

DSP India T.I.G.E.R Fund
Growth
Launch Date 11 Jun 04
NAV (09 Oct 26) ₹341.206 ↑ 1.71   (0.50 %)
Net Assets (Cr) ₹6,325 on 31 Jul 26
Category Equity - Sectoral
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating ☆☆☆☆
Risk High
Expense Ratio 1.89
Sharpe Ratio 0.52
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,803
30 Sep 23₹14,864
30 Sep 24₹24,412
30 Sep 25₹21,759
30 Sep 26₹24,380

DSP India T.I.G.E.R Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for DSP India T.I.G.E.R Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Oct 26

DurationReturns
1 Month -5.4%
3 Month -5%
6 Month 6.9%
1 Year 8.8%
3 Year 17.8%
5 Year 18.6%
10 Year
15 Year
Since launch 17.1%
Historical performance (Yearly) on absolute basis
YearReturns
2025 -2.5%
2024 32.4%
2023 49%
2022 13.9%
2021 51.6%
2020 2.7%
2019 6.7%
2018 -17.2%
2017 47%
2016 4.1%
Fund Manager information for DSP India T.I.G.E.R Fund
NameSinceTenure
Rohit Singhania21 Jun 1016.21 Yr.

Data below for DSP India T.I.G.E.R Fund as on 31 Jul 26

Equity Sector Allocation
SectorValue
Industrials27.71%
Energy12.62%
Basic Materials11.28%
Financial Services10.77%
Utility8.88%
Health Care5.58%
Consumer Cyclical5.01%
Communication Services2.83%
Real Estate1.5%
Technology0.97%
Consumer Defensive0.17%
Asset Allocation
Asset ClassValue
Cash6.65%
Equity93.35%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 19 | RELIANCE
7%₹433 Cr3,388,108
↑ 120,944
Future on NIFTY Sep26
- | -
6%₹376 Cr155,155
↑ 155,155
NTPC Ltd (Utilities)
Equity, Since 30 Nov 17 | 532555
5%₹303 Cr9,249,176
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 04 | LT
4%₹287 Cr709,133
↑ 120,468
Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 31 Dec 24 | APOLLOHOSP
4%₹268 Cr301,630
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 18 | BHARTIARTL
3%₹183 Cr1,011,761
↑ 161,792
Bharat Electronics Ltd (Industrials)
Equity, Since 31 May 26 | BEL
3%₹169 Cr4,081,390
Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Oct 25 | HAL
2%₹156 Cr324,769
↓ -99,010
Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 Mar 24 | 500312
2%₹136 Cr5,888,442
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Dec 14 | 532538
2%₹135 Cr118,010

6. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

Research Highlights for ICICI Prudential Infrastructure Fund

  • Top quartile AUM (₹8,558 Cr).
  • Established history (21+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: High.
  • 5Y return: 18.16% (lower mid).
  • 3Y return: 15.05% (bottom quartile).
  • 1Y return: -3.80% (bottom quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.17 (bottom quartile).
  • Information ratio: 0.00 (upper mid).
  • Higher exposure to Industrials vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~97%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding InterGlobe Aviation Ltd (~8.3%).

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund
Growth
Launch Date 31 Aug 05
NAV (09 Oct 26) ₹189.16 ↑ 1.55   (0.83 %)
Net Assets (Cr) ₹8,558 on 31 Aug 26
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating ☆☆☆
Risk High
Expense Ratio 1.89
Sharpe Ratio 0.17
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹11,227
30 Sep 23₹15,579
30 Sep 24₹25,072
30 Sep 25₹23,949
30 Sep 26₹24,128

ICICI Prudential Infrastructure Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Oct 26

DurationReturns
1 Month -6.8%
3 Month -6.7%
6 Month -0.1%
1 Year -3.8%
3 Year 15.1%
5 Year 18.2%
10 Year
15 Year
Since launch 14.9%
Historical performance (Yearly) on absolute basis
YearReturns
2025 6.7%
2024 27.4%
2023 44.6%
2022 28.8%
2021 50.1%
2020 3.6%
2019 2.6%
2018 -14%
2017 40.8%
2016 2%
Fund Manager information for ICICI Prudential Infrastructure Fund
NameSinceTenure
Ihab Dalwai3 Jun 179.25 Yr.
Sharmila D’mello30 Jun 224.17 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 31 Aug 26

Equity Sector Allocation
SectorValue
Industrials44.97%
Basic Materials13.15%
Financial Services10.25%
Utility9.72%
Real Estate8.67%
Energy7.29%
Consumer Cyclical2.13%
Communication Services0.06%
Asset Allocation
Asset ClassValue
Cash2.79%
Equity97.21%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
InterGlobe Aviation Ltd (Industrials)
Equity, Since 28 Feb 23 | INDIGO
8%₹708 Cr1,351,985
↑ 50,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 09 | LT
6%₹476 Cr1,176,819
↓ -91,666
Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 23 | RELIANCE
5%₹387 Cr3,029,725
Oberoi Realty Ltd (Real Estate)
Equity, Since 31 May 23 | OBEROIRLTY
4%₹381 Cr2,038,517
NTPC Ltd (Utilities)
Equity, Since 29 Feb 16 | 532555
3%₹282 Cr8,626,448
Brigade Enterprises Ltd (Real Estate)
Equity, Since 30 Nov 25 | 532929
3%₹279 Cr4,257,556
Kalpataru Projects International Ltd (Industrials)
Equity, Since 30 Sep 06 | KPIL
3%₹256 Cr1,830,742
Shree Cement Ltd (Basic Materials)
Equity, Since 30 Apr 24 | 500387
3%₹248 Cr106,892
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 22 | HDFCBANK
3%₹238 Cr3,357,506
Cummins India Ltd (Industrials)
Equity, Since 31 Jul 26 | 500480
3%₹218 Cr427,819
↑ 260,447

7. BOI AXA Manufacturing and Infrastructure Fund

The Scheme seeks to generate long term capital appreciation through a portfolio of predominantly equity and equity related securities of companies engaged in manufacturing and infrastructure and related sectors. Further, there can be no assurance that the investment objectives of the scheme will be realized. The Scheme is not providing any assured or guaranteed returns

Research Highlights for BOI AXA Manufacturing and Infrastructure Fund

  • Bottom quartile AUM (₹949 Cr).
  • Established history (16+ yrs).
  • Not Rated.
  • Risk profile: High.
  • 5Y return: 18.11% (lower mid).
  • 3Y return: 19.62% (upper mid).
  • 1Y return: 13.04% (upper mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: 0.91 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Top sector: Industrials.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~92%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding Reliance Industries Ltd (~7.9%).

Below is the key information for BOI AXA Manufacturing and Infrastructure Fund

BOI AXA Manufacturing and Infrastructure Fund
Growth
Launch Date 5 Mar 10
NAV (09 Oct 26) ₹65.02 ↑ 0.48   (0.74 %)
Net Assets (Cr) ₹949 on 31 Aug 26
Category Equity - Sectoral
AMC BOI AXA Investment Mngrs Private Ltd
Rating Not Rated
Risk High
Expense Ratio 2.25
Sharpe Ratio 0.91
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,704
30 Sep 23₹13,959
30 Sep 24₹21,796
30 Sep 25₹20,435
30 Sep 26₹24,009

BOI AXA Manufacturing and Infrastructure Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for BOI AXA Manufacturing and Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Oct 26

DurationReturns
1 Month -2.4%
3 Month -1.4%
6 Month 10.6%
1 Year 13%
3 Year 19.6%
5 Year 18.1%
10 Year
15 Year
Since launch 11.9%
Historical performance (Yearly) on absolute basis
YearReturns
2025 7.8%
2024 25.7%
2023 44.7%
2022 3.3%
2021 52.5%
2020 28.1%
2019 2.5%
2018 -22.8%
2017 56%
2016 1%
Fund Manager information for BOI AXA Manufacturing and Infrastructure Fund
NameSinceTenure
Nitin Gosar27 Sep 223.93 Yr.

Data below for BOI AXA Manufacturing and Infrastructure Fund as on 31 Aug 26

Equity Sector Allocation
SectorValue
Industrials21.57%
Consumer Cyclical14.41%
Health Care13.66%
Energy12.21%
Basic Materials10.45%
Consumer Defensive6.85%
Utility4.71%
Technology3.87%
Communication Services3.31%
Real Estate0.95%
Asset Allocation
Asset ClassValue
Cash7.92%
Equity91.99%
Debt0.09%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 20 | RELIANCE
8%₹75 Cr589,447
↑ 51,469
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 10 | LT
5%₹52 Cr127,443
NTPC Ltd (Utilities)
Equity, Since 31 May 21 | 532555
5%₹45 Cr1,363,654
Dixon Technologies (India) Ltd (Technology)
Equity, Since 30 Apr 26 | DIXON
4%₹37 Cr24,700
ITC Ltd (Consumer Defensive)
Equity, Since 30 Apr 26 | ITC
4%₹34 Cr1,318,102
Petronet LNG Ltd (Energy)
Equity, Since 31 Jan 26 | 532522
3%₹33 Cr1,103,649
Aurobindo Pharma Ltd (Healthcare)
Equity, Since 31 May 25 | AUROPHARMA
3%₹33 Cr192,168
↓ -4,163
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Dec 22 | BHARTIARTL
3%₹31 Cr173,416
Quality Power Electrical Equipments Ltd (Industrials)
Equity, Since 28 Feb 25 | QPOWER
3%₹29 Cr204,943
Vedanta Aluminium Metal Ltd (Basic Materials)
Equity, Since 30 Jun 26 | VAML
2%₹21 Cr491,712

8. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Research Highlights for Nippon India Power and Infra Fund

  • Upper mid AUM (₹8,137 Cr).
  • Established history (22+ yrs).
  • Rating: 4★ (upper mid).
  • Risk profile: High.
  • 5Y return: 17.97% (bottom quartile).
  • 3Y return: 16.01% (bottom quartile).
  • 1Y return: 3.67% (lower mid).
  • Alpha: 6.69 (top quartile).
  • Sharpe: 0.48 (lower mid).
  • Information ratio: 0.40 (top quartile).
  • Higher exposure to Industrials vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~99%).
  • Largest holding Reliance Industries Ltd (~7.3%).

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund
Growth
Launch Date 8 May 04
NAV (09 Oct 26) ₹361.392 ↑ 2.07   (0.58 %)
Net Assets (Cr) ₹8,137 on 31 Aug 26
Category Equity - Sectoral
AMC Nippon Life Asset Management Ltd.
Rating ☆☆☆☆
Risk High
Expense Ratio 1.85
Sharpe Ratio 0.48
Information Ratio 0.4
Alpha Ratio 6.69
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹10,577
30 Sep 23₹15,028
30 Sep 24₹24,578
30 Sep 25₹22,234
30 Sep 26₹23,786

Nippon India Power and Infra Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Oct 26

DurationReturns
1 Month -5.1%
3 Month -3.9%
6 Month 4.6%
1 Year 3.7%
3 Year 16%
5 Year 18%
10 Year
15 Year
Since launch 17.4%
Historical performance (Yearly) on absolute basis
YearReturns
2025 -0.5%
2024 26.9%
2023 58%
2022 10.9%
2021 48.9%
2020 10.8%
2019 -2.9%
2018 -21.1%
2017 61.7%
2016 0.1%
Fund Manager information for Nippon India Power and Infra Fund
NameSinceTenure
Kinjal Desai25 May 188.28 Yr.
Rahul Modi19 Aug 242.04 Yr.
Amber Singhania11 Mar 260.48 Yr.

Data below for Nippon India Power and Infra Fund as on 31 Aug 26

Equity Sector Allocation
SectorValue
Industrials39.33%
Utility19.66%
Consumer Cyclical11.2%
Energy8.76%
Basic Materials6.98%
Technology3.77%
Financial Services3.29%
Communication Services2.29%
Real Estate1.79%
Health Care1.44%
Asset Allocation
Asset ClassValue
Cash1.49%
Equity98.51%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 18 | RELIANCE
7%₹595 Cr4,660,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 07 | LT
7%₹544 Cr1,344,337
↓ -52,621
NTPC Ltd (Utilities)
Equity, Since 31 May 09 | 532555
5%₹413 Cr12,600,000
NTPC Green Energy Ltd (Utilities)
Equity, Since 30 Nov 24 | NTPCGREEN
4%₹311 Cr34,785,607
↑ 2,037,961
Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 30 Sep 24 | 500103
3%₹283 Cr6,400,000
Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 30 Sep 20 | HAL
2%₹188 Cr392,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 18 | BHARTIARTL
2%₹187 Cr1,030,000
Triveni Turbine Ltd (Industrials)
Equity, Since 30 Jun 25 | 533655
2%₹179 Cr3,103,288
↑ 50,000
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Oct 19 | 532538
2%₹172 Cr150,000
Ambuja Cements Ltd (Basic Materials)
Equity, Since 31 Mar 26 | 500425
2%₹168 Cr4,188,394

9. Motilal Oswal Midcap 30 Fund 

(Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Research Highlights for Motilal Oswal Midcap 30 Fund 

  • Highest AUM (₹42,852 Cr).
  • Established history (12+ yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.92% (bottom quartile).
  • 3Y return: 17.14% (lower mid).
  • 1Y return: -4.13% (bottom quartile).
  • Alpha: -7.99 (bottom quartile).
  • Sharpe: 0.06 (bottom quartile).
  • Information ratio: 0.16 (upper mid).
  • Higher exposure to Technology vs peer median.
  • Top bond sector: Cash Equivalent.
  • Equity-heavy allocation (~96%).
  • Largest holding One97 Communications Ltd (~9.1%).

Below is the key information for Motilal Oswal Midcap 30 Fund 

Motilal Oswal Midcap 30 Fund 
Growth
Launch Date 24 Feb 14
NAV (09 Oct 26) ₹99.3871 ↑ 1.10   (1.12 %)
Net Assets (Cr) ₹42,852 on 31 Aug 26
Category Equity - Mid Cap
AMC Motilal Oswal Asset Management Co. Ltd
Rating ☆☆☆
Risk Moderately High
Expense Ratio 1.56
Sharpe Ratio 0.06
Information Ratio 0.16
Alpha Ratio -7.99
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 21₹10,000
30 Sep 22₹12,302
30 Sep 23₹14,891
30 Sep 24₹25,582
30 Sep 25₹23,487
30 Sep 26₹23,526

Motilal Oswal Midcap 30 Fund  SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Returns for Motilal Oswal Midcap 30 Fund 

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Oct 26

DurationReturns
1 Month -4.9%
3 Month 3.2%
6 Month 10.8%
1 Year -4.1%
3 Year 17.1%
5 Year 17.9%
10 Year
15 Year
Since launch 20%
Historical performance (Yearly) on absolute basis
YearReturns
2025 -12.1%
2024 57.1%
2023 41.7%
2022 10.7%
2021 55.8%
2020 9.3%
2019 9.7%
2018 -12.7%
2017 30.8%
2016 5.2%
Fund Manager information for Motilal Oswal Midcap 30 Fund 
NameSinceTenure
Varun Sharma21 Jan 260.61 Yr.
Swapnil Mayekar18 Nov 250.79 Yr.
Ajay Khandelwal1 Oct 241.92 Yr.
Ankit Agarwal21 Jan 260.61 Yr.
Rakesh Shetty22 Nov 223.78 Yr.

Data below for Motilal Oswal Midcap 30 Fund  as on 31 Aug 26

Equity Sector Allocation
SectorValue
Technology29.51%
Financial Services26.92%
Consumer Cyclical16.81%
Industrials13.61%
Health Care3.55%
Real Estate2.37%
Communication Services2.27%
Energy0.81%
Consumer Defensive0.52%
Asset Allocation
Asset ClassValue
Cash3.64%
Equity96.36%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
One97 Communications Ltd (Technology)
Equity, Since 30 Sep 24 | PAYTM
9%₹3,886 Cr22,630,476
↓ -1,470,000
Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | KALYANKJIL
8%₹3,486 Cr58,000,000
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Aug 25 | ETERNAL
6%₹2,769 Cr84,386,866
Coforge Ltd (Technology)
Equity, Since 31 Mar 23 | COFORGE
6%₹2,479 Cr12,488,926
↓ -500,000
KEI Industries Ltd (Industrials)
Equity, Since 30 Nov 24 | KEI
5%₹2,210 Cr3,850,000
Aditya Birla Capital Ltd (Financial Services)
Equity, Since 30 Jun 25 | ABCAPITAL
5%₹2,088 Cr51,000,000
↓ -500,000
Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 23 | PERSISTENT
4%₹1,888 Cr3,375,000
↓ -50,000
Shriram Finance Ltd (Financial Services)
Equity, Since 31 Jan 26 | SHRIRAMFIN
4%₹1,568 Cr14,128,296
↓ -200,000
Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Mar 23 | DIXON
3%₹1,474 Cr992,735
Billionbrains Garage Ventures Ltd (Financial Services)
Equity, Since 31 Jan 26 | GROWW
3%₹1,471 Cr76,595,094
↓ -7,500,000

10. Sundaram Select Focus Fund

To achieve capital appreciation by investing in equity and equity related instruments of select stocks

Research Highlights for Sundaram Select Focus Fund

  • Lower mid AUM (₹1,354 Cr).
  • Oldest track record among peers (24 yrs).
  • Rating: 3★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 17.29% (bottom quartile).
  • 3Y return: 17.03% (bottom quartile).
  • 1Y return: 24.49% (upper mid).
  • Alpha: -5.62 (bottom quartile).
  • Sharpe: 1.85 (top quartile).
  • Information ratio: -0.52 (bottom quartile).

Below is the key information for Sundaram Select Focus Fund

Sundaram Select Focus Fund
Growth
Launch Date 30 Jul 02
NAV (24 Dec 21) ₹264.968 ↓ -1.18   (-0.45 %)
Net Assets (Cr) ₹1,354 on 30 Nov 21
Category Equity - Focused
AMC Sundaram Asset Management Company Ltd
Rating ☆☆☆
Risk Moderately High
Expense Ratio 2.52
Sharpe Ratio 1.85
Information Ratio -0.52
Alpha Ratio -5.62
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue

Sundaram Select Focus Fund SIP Returns

   
My Monthly Investment:
₹
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Returns for Sundaram Select Focus Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Oct 26

DurationReturns
1 Month -2.6%
3 Month -5%
6 Month 8.5%
1 Year 24.5%
3 Year 17%
5 Year 17.3%
10 Year
15 Year
Since launch 18.4%
Historical performance (Yearly) on absolute basis
YearReturns
2025
2024
2023
2022
2021
2020
2019
2018
2017
2016
Fund Manager information for Sundaram Select Focus Fund
NameSinceTenure

Data below for Sundaram Select Focus Fund as on 30 Nov 21

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

How to Choose Best SIP Investment?

Things-to-consider-for-best-SIP

There are hundreds of mutual fund schemes available for SIP investments. However, the real challenge lies in selecting the right mutual fund rather than simply starting a SIP.

While the “Top SIP” can differ from one investor to another, the following factors can help you make a more informed and suitable choice.

1. Understand the Objective of the SIP Investment

  • Every investor has a different financial goal. Before investing through a SIP, it is important to clearly define your investment objective and risk tolerance
  • Equity mutual funds are generally suitable for long-term goals such as retirement or wealth creation
  • Debt and Money market funds are more appropriate for short-term goals where capital stability is important
  • Choosing a fund category aligned with your goal significantly improves the chances of achieving the desired outcome

2. Know the Fund House

A significant portion of SIP performance depends on the asset management company (AMC) managing your investments.

Well-established fund houses usually have:

  • Experienced fund managers
  • Strong risk management frameworks
  • Consistent investment processes

Selecting a reputable fund house reduces operational and execution risks over long investment periods.

3. Monitor the Fund’s Long-Term Performance

One of the primary reasons for investing in Mutual Funds is long-term wealth creation. Therefore, it is essential to analyse how a fund has performed across different market cycles.

  • For equity mutual funds, long-term performance (5–10 years) should be evaluated
  • For debt mutual funds, short- to medium-term performance is more relevant

Rather than focusing on recent returns, investors should assess consistency, downside protection, and performance during market corrections.

4. Analyse Exit Load and Expense Ratio

Before investing, it is important to understand the costs associated with the fund:

  • Exit load: A charge applied if the investment is redeemed before a specified period
  • Expense ratio: The annual fee charged by the fund house for managing the scheme

Lower expense ratios and reasonable exit loads help improve long-term SIP returns, especially when investments are held for many years.

FAQs

1. What is a SIP?

A: A Systematic Investment Plan (SIP) is a method of investing in mutual funds where a fixed amount is invested at regular intervals, such as monthly or quarterly.

2. What are the benefits of SIP?

A: SIPs promote disciplined investing, reduce the impact of market volatility through rupee cost averaging, and enable long-term wealth creation through compounding.

3. Who can invest in SIP?

A: Any individual with a PAN Card, Bank account, and completed KYC process can invest in SIPs, subject to their risk profile.

4. Do SIPs have a minimum investment requirement?

A: Yes. Most SIPs allow investments starting from INR 500 per month, though the minimum amount may vary across mutual fund schemes.

5. Is KYC important for SIP?

A: Yes, completing the KYC process is mandatory for all mutual fund investments, including SIPs.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Manoj Kumar, posted on 21 Jan 20 5:26 PM

helpful to invest in SIP

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