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Top 10 Best Performing SIP Plans 2021 - 2022

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Best Performing SIP Plans in India 2021

Updated on January 14, 2021 , 17072 views

Best SIP plans? How to choose them? These are some of the common questions that occur in the mind of investors when thinking of Investing in Mutual Funds through a SIP or Systematic Investment plan.

SIP investment is one of the most disciplined investing options when investing in Mutual Funds. Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.

Best SIP Plans

Generally, some of the best SIP plans in India offer good returns when invested for a longer duration. To know how much one can earn by investing a SIP or Systematic Investment Plan, check the sip calculator (also known as SIP return calculator) section below.

Why to Invest in a Systematic Investment Plan?

A systematic investment plan comes with multiple benefits. Its minimum investment amount INR 500 has not only gained attention most population, but also of many youngsters to begin their investment journey in mutual funds. An investor who wants to invest in a SIP can plan their major Financial goals like- child's education, marriage expenses, purchase of a house/car, etc., in a disciplined manner. One can simply start investing as per their goals (short-term, mid-term and long-term) and attain an increase in wealth over a certain period of time.

SIPs offer major benefits like rupee cost averaging and Power of Compounding. Rupee cost averaging helps an individual to average out the cost of an asset purchase. In a SIP, the purchase of units is done over a long period and these are spread out equally over monthly intervals (usually). Due to the investment being spread out over time, the investment is made into the stock market at different price points giving the investor the benefit of averaging cost, hence the term rupee cost averaging.

In the case of compound interest, unlike simple interest where you gain interest on only the principal, here the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since the mutual funds in the SIP are in instalments, they are compounded, which adds more to the initially invested sum.

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Best SIP Plans to Invest In FY 21 - 22

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
Aditya Birla Sun Life Digital India Fund Growth ₹92.09
↓ -1.67
₹735 1,000 23.860.561.12721.259
ICICI Prudential Technology Fund Growth ₹103.96
↓ -2.34
₹938 100 23.370.170.828.920.970.6
Franklin India Feeder - Franklin U S Opportunities Fund Growth ₹49.5076
↓ -0.62
₹2,545 500 3.813.939.62520.845.2
SBI Banking & Financial Services Fund Growth ₹21.704
↓ -0.25
₹1,997 500 33.645.37.311.320.64.8
Mirae Asset Tax Saver Fund Growth ₹24.179
↓ -0.22
₹5,044 500 25.840.923.911.420.421.5
Franklin India Technology Fund Growth ₹281.347
↓ -1.06
₹418 500 2155.462.727.220.456.8
TATA Digital India Fund Growth ₹24.9307
↓ -0.63
₹673 500 21.759.657.72920.154.8
Mirae Asset Emerging Bluechip Fund Growth ₹74.143
↓ -0.76
₹13,405 0 2740.224.910.920.122.4
TATA Banking and Financial Services Fund Growth ₹22.8033
↓ -0.23
₹597 500 31.340.14.89.218.72.7
IIFL Focused Equity Fund Growth ₹23.4409
↓ -0.30
₹1,210 1,000 26.141.826.51418.523.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 15 Jan 21
*List of funds based on Assets >= 200 Crore & Sorted on 5 Year Return.

1. Aditya Birla Sun Life Digital India Fund

(Erstwhile Aditya Birla Sun Life New Millennium Fund)

A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of dividend.

Aditya Birla Sun Life Digital India Fund is a Equity - Sectoral fund was launched on 15 Jan 00. It is a fund with High risk and has given a CAGR/Annualized return of 11.2% since its launch.  Ranked 33 in Sectoral category.  Return for 2020 was 59% , 2019 was 9.6% and 2018 was 15.6% .

Below is the key information for Aditya Birla Sun Life Digital India Fund

Aditya Birla Sun Life Digital India Fund
Growth
Launch Date 15 Jan 00
NAV (15 Jan 21) ₹92.09 ↓ -1.67   (-1.78 %)
Net Assets (Cr) ₹735 on 30 Nov 20
Category Equity - Sectoral
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk High
Expense Ratio 2.6
Sharpe Ratio 1.2
Information Ratio 0.46
Alpha Ratio 4.42
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 15₹10,000
31 Dec 16₹9,653
31 Dec 17₹11,810
31 Dec 18₹13,656
31 Dec 19₹14,963
31 Dec 20₹23,795

Aditya Birla Sun Life Digital India Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for Aditya Birla Sun Life Digital India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21

DurationReturns
1 Month 13.3%
3 Month 23.8%
6 Month 60.5%
1 Year 61.1%
3 Year 27%
5 Year 21.2%
10 Year
15 Year
Since launch 11.2%
Historical performance (Yearly) on absolute basis
YearReturns
2020 59%
2019 9.6%
2018 15.6%
2017 22.4%
2016 -3.5%
2015 11.2%
2014 21.1%
2013 50.2%
2012 3.7%
2011 -21.8%
Fund Manager information for Aditya Birla Sun Life Digital India Fund
NameSinceTenure
Kunal Sangoi15 Jan 146.97 Yr.

Data below for Aditya Birla Sun Life Digital India Fund as on 30 Nov 20

Equity Sector Allocation
SectorValue
Technology72.92%
Communication Services14.28%
Industrials9.77%
Asset Allocation
Asset ClassValue
Cash3.03%
Equity96.96%
Other0.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 30 Apr 05 | INFY
25%₹217 Cr1,724,259
↑ 64,563
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 05 | TCS
11%₹92 Cr322,076
↑ 41,479
HCL Technologies Ltd (Technology)
Equity, Since 31 Dec 10 | HCLTECH
8%₹67 Cr709,931
↑ 142,924
Tech Mahindra Ltd (Technology)
Equity, Since 31 May 13 | 532755
7%₹63 Cr642,992
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 19 | BHARTIARTL
7%₹58 Cr1,146,907
↑ 256,493
Cyient Ltd (Industrials)
Equity, Since 31 May 14 | CYIENT
5%₹39 Cr769,609
Just Dial Ltd (Communication Services)
Equity, Since 30 Sep 19 | 535648
4%₹38 Cr603,953
Honeywell Automation India Ltd (Industrials)
Equity, Since 30 Jun 18 | 517174
4%₹30 Cr8,159
Apple Inc (Technology)
Equity, Since 30 Nov 18 | AAPL
3%₹24 Cr24,481
Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 13 | PERSISTENT
3%₹24 Cr156,326
↑ 5,000

2. ICICI Prudential Technology Fund

To generate long-term capital appreciation for you from a portfolio made up predominantly of equity and equity-related securities of technology intensive companies.

ICICI Prudential Technology Fund is a Equity - Sectoral fund was launched on 3 Mar 00. It is a fund with High risk and has given a CAGR/Annualized return of 11.9% since its launch.  Ranked 37 in Sectoral category.  Return for 2020 was 70.6% , 2019 was 2.3% and 2018 was 19.1% .

Below is the key information for ICICI Prudential Technology Fund

ICICI Prudential Technology Fund
Growth
Launch Date 3 Mar 00
NAV (15 Jan 21) ₹103.96 ↓ -2.34   (-2.20 %)
Net Assets (Cr) ₹938 on 30 Nov 20
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.6
Sharpe Ratio 1.35
Information Ratio -0.48
Alpha Ratio 4.59
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 15₹10,000
31 Dec 16₹9,603
31 Dec 17₹11,505
31 Dec 18₹13,704
31 Dec 19₹14,026
31 Dec 20₹23,927

ICICI Prudential Technology Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644
Invest Now

Returns for ICICI Prudential Technology Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21

DurationReturns
1 Month 12.7%
3 Month 23.3%
6 Month 70.1%
1 Year 70.8%
3 Year 28.9%
5 Year 20.9%
10 Year
15 Year
Since launch 11.9%
Historical performance (Yearly) on absolute basis
YearReturns
2020 70.6%
2019 2.3%
2018 19.1%
2017 19.8%
2016 -4%
2015 3.9%
2014 26.3%
2013 62.6%
2012 17.1%
2011 -18.9%
Fund Manager information for ICICI Prudential Technology Fund
NameSinceTenure
Sankaran Naren14 Jul 173.47 Yr.
Priyanka Khandelwal8 Jul 200.48 Yr.
Vaibhav Dusad2 May 200.67 Yr.

Data below for ICICI Prudential Technology Fund as on 30 Nov 20

Equity Sector Allocation
SectorValue
Technology67.26%
Communication Services16.32%
Industrials9.44%
Consumer Cyclical1.26%
Financial Services0.83%
Consumer Defensive0.74%
Health Care0.53%
Asset Allocation
Asset ClassValue
Cash3.62%
Equity96.38%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY
21%₹247 Cr1,966,037
↑ 40,000
HCL Technologies Ltd (Technology)
Equity, Since 30 Sep 20 | HCLTECH
8%₹98 Cr1,039,744
↑ 260,000
Tech Mahindra Ltd (Technology)
Equity, Since 31 Oct 16 | 532755
6%₹73 Cr749,505
↑ 126,374
Persistent Systems Ltd (Technology)
Equity, Since 31 May 20 | PERSISTENT
4%₹48 Cr317,847
↑ 79,802
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 20 | BHARTIARTL
4%₹48 Cr936,840
↓ -50,000
IndiaMART InterMESH Ltd (Communication Services)
Equity, Since 30 Jun 20 | 542726
4%₹43 Cr66,804
↑ 4,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Sep 19 | TCS
3%₹34 Cr120,185
Cyient Ltd (Industrials)
Equity, Since 30 Jun 18 | CYIENT
3%₹34 Cr657,374
↑ 52,966
Coforge Ltd (Technology)
Equity, Since 31 Jul 20 | 532541
3%₹32 Cr118,903
↓ -10,000
Firstsource Solutions Ltd (Technology)
Equity, Since 31 Aug 20 | 532809
3%₹31 Cr3,049,435
↓ -100,000

3. Franklin India Feeder - Franklin U S Opportunities Fund

The Fund seeks to provide capital appreciation by investing predominantly in units of Franklin U. S. Opportunities Fund, an overseas Franklin Templeton mutual fund, which primarily invests in securities in the United States of America.

Franklin India Feeder - Franklin U S Opportunities Fund is a Equity - Global fund was launched on 6 Feb 12. It is a fund with High risk and has given a CAGR/Annualized return of 19.6% since its launch.  Ranked 6 in Global category.  Return for 2020 was 45.2% , 2019 was 34.2% and 2018 was 6.5% .

Below is the key information for Franklin India Feeder - Franklin U S Opportunities Fund

Franklin India Feeder - Franklin U S Opportunities Fund
Growth
Launch Date 6 Feb 12
NAV (14 Jan 21) ₹49.5076 ↓ -0.62   (-1.24 %)
Net Assets (Cr) ₹2,545 on 30 Nov 20
Category Equity - Global
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk High
Expense Ratio 1.56
Sharpe Ratio 1.46
Information Ratio 0.12
Alpha Ratio 3.66
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 15₹10,000
31 Dec 16₹9,923
31 Dec 17₹11,721
31 Dec 18₹12,482
31 Dec 19₹16,751
31 Dec 20₹24,326

Franklin India Feeder - Franklin U S Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644
Invest Now

Returns for Franklin India Feeder - Franklin U S Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21

DurationReturns
1 Month 1.7%
3 Month 3.8%
6 Month 13.9%
1 Year 39.6%
3 Year 25%
5 Year 20.8%
10 Year
15 Year
Since launch 19.6%
Historical performance (Yearly) on absolute basis
YearReturns
2020 45.2%
2019 34.2%
2018 6.5%
2017 18.1%
2016 -0.8%
2015 8.8%
2014 8.4%
2013 55.2%
2012
2011
Fund Manager information for Franklin India Feeder - Franklin U S Opportunities Fund
NameSinceTenure
Mayank Bukrediwala24 Aug 200.35 Yr.

Data below for Franklin India Feeder - Franklin U S Opportunities Fund as on 30 Nov 20

Equity Sector Allocation
SectorValue
Technology28.21%
Health Care15.48%
Financial Services13.29%
Consumer Cyclical12.31%
Communication Services8.06%
Industrials5.96%
Real Estate4.94%
Consumer Defensive2.75%
Basic Materials1.3%
Utility0.35%
Asset Allocation
Asset ClassValue
Cash3.36%
Equity93.33%
Other3.31%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Franklin US Opportunities I(acc)USD
Investment Fund | -
100%₹2,718 Cr5,070,258
↑ 188,608
Call, Cash & Other Assets
Net Current Assets | -
0%₹5 Cr

4. SBI Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

SBI Banking & Financial Services Fund is a Equity - Sectoral fund was launched on 26 Feb 15. It is a fund with High risk and has given a CAGR/Annualized return of 14.1% since its launch.  Return for 2020 was 4.8% , 2019 was 20.7% and 2018 was 9.5% .

Below is the key information for SBI Banking & Financial Services Fund

SBI Banking & Financial Services Fund
Growth
Launch Date 26 Feb 15
NAV (15 Jan 21) ₹21.704 ↓ -0.25   (-1.12 %)
Net Assets (Cr) ₹1,997 on 30 Nov 20
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating Not Rated
Risk High
Expense Ratio 2.44
Sharpe Ratio 0.17
Information Ratio -0.26
Alpha Ratio 0.43
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 15₹10,000
31 Dec 16₹11,702
31 Dec 17₹16,465
31 Dec 18₹18,035
31 Dec 19₹21,773
31 Dec 20₹22,826

SBI Banking & Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644
Invest Now

Returns for SBI Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21

DurationReturns
1 Month 5.7%
3 Month 33.6%
6 Month 45.3%
1 Year 7.3%
3 Year 11.3%
5 Year 20.6%
10 Year
15 Year
Since launch 14.1%
Historical performance (Yearly) on absolute basis
YearReturns
2020 4.8%
2019 20.7%
2018 9.5%
2017 40.7%
2016 17%
2015
2014
2013
2012
2011
Fund Manager information for SBI Banking & Financial Services Fund
NameSinceTenure
Milind Agrawal1 Aug 191.42 Yr.

Data below for SBI Banking & Financial Services Fund as on 30 Nov 20

Equity Sector Allocation
SectorValue
Financial Services98.29%
Asset Allocation
Asset ClassValue
Cash0.65%
Equity99.35%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 15 | HDFCBANK
26%₹536 Cr3,728,360
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | ICICIBANK
14%₹298 Cr5,575,814
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 15 | KOTAKBANK
11%₹232 Cr1,165,000
State Bank of India (Financial Services)
Equity, Since 31 Jul 18 | SBIN
10%₹202 Cr7,335,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | 532215
9%₹191 Cr3,077,122
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | 540716
4%₹92 Cr605,000
Muthoot Finance Ltd (Financial Services)
Equity, Since 30 Sep 19 | 533398
3%₹72 Cr592,665
↑ 225,000
Mahindra & Mahindra Financial Services Ltd (Financial Services)
Equity, Since 31 Aug 19 | M&MFIN
3%₹69 Cr3,960,000
↑ 800,000
Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Aug 19 | CHOLAFIN
3%₹66 Cr1,700,000
ICICI Prudential Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Mar 19 | 540133
2%₹49 Cr975,000

5. Mirae Asset Tax Saver Fund

The investment objective of the scheme is to generate long term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. The Scheme does not guarantee or assure any returns.

Mirae Asset Tax Saver Fund is a Equity - ELSS fund was launched on 28 Dec 15. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 19.1% since its launch.  Return for 2020 was 21.5% , 2019 was 14.1% and 2018 was -2.3% .

Below is the key information for Mirae Asset Tax Saver Fund

Mirae Asset Tax Saver Fund
Growth
Launch Date 28 Dec 15
NAV (15 Jan 21) ₹24.179 ↓ -0.22   (-0.92 %)
Net Assets (Cr) ₹5,044 on 30 Nov 20
Category Equity - ELSS
AMC Mirae Asset Global Inv (India) Pvt. Ltd
Rating Not Rated
Risk Moderately High
Expense Ratio 1.63
Sharpe Ratio 0.44
Information Ratio 0.69
Alpha Ratio 5.12
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Dec 15₹10,000
31 Dec 16₹11,480
31 Dec 17₹16,977
31 Dec 18₹16,591
31 Dec 19₹18,925
31 Dec 20₹23,001

Mirae Asset Tax Saver Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644
Invest Now

Returns for Mirae Asset Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21

DurationReturns
1 Month 7.4%
3 Month 25.8%
6 Month 40.9%
1 Year 23.9%
3 Year 11.4%
5 Year 20.4%
10 Year
15 Year
Since launch 19.1%
Historical performance (Yearly) on absolute basis
YearReturns
2020 21.5%
2019 14.1%
2018 -2.3%
2017 47.9%
2016 14.8%
2015
2014
2013
2012
2011
Fund Manager information for Mirae Asset Tax Saver Fund
NameSinceTenure
Neelesh Surana28 Dec 155.01 Yr.

Data below for Mirae Asset Tax Saver Fund as on 30 Nov 20

Equity Sector Allocation
SectorValue
Financial Services38.7%
Technology11.23%
Consumer Defensive8.57%
Basic Materials8.04%
Health Care7.52%
Consumer Cyclical6.43%
Industrials5.42%
Energy4.68%
Communication Services3.5%
Utility1.66%
Asset Allocation
Asset ClassValue
Cash0.97%
Equity99.02%
Other0.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | HDFCBANK
10%₹533 Cr3,710,722
↑ 80,000
Infosys Ltd (Technology)
Equity, Since 31 Dec 15 | INFY
7%₹390 Cr3,106,693
↓ -10,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK
7%₹381 Cr7,123,912
↑ 187,500
Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 18 | 532215
5%₹258 Cr4,166,266
↑ 445,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Dec 15 | TCS
4%₹220 Cr768,179
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 20 | BHARTIARTL
3%₹191 Cr3,748,000
Reliance Industries Limited
Equity, Since 30 Jun 20 | -
3%₹180 Cr1,610,338
Dr Reddy's Laboratories Ltd (Healthcare)
Equity, Since 28 Feb 19 | 500124
3%₹155 Cr298,090
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Apr 17 | HDFC
3%₹155 Cr606,263
Max Financial Services Ltd (Financial Services)
Equity, Since 31 Mar 18 | 500271
3%₹145 Cr2,151,203

6. Franklin India Technology Fund

To provide long-term capital appreciation by predominantly investing in equity and equity related securities of technology and technology related companies.

Franklin India Technology Fund is a Equity - Sectoral fund was launched on 22 Aug 98. It is a fund with High risk and has given a CAGR/Annualized return of 19.7% since its launch.  Ranked 41 in Sectoral category.  Return for 2020 was 56.8% , 2019 was 12.4% and 2018 was 11.9% .

Below is the key information for Franklin India Technology Fund

Franklin India Technology Fund
Growth
Launch Date 22 Aug 98
NAV (14 Jan 21) ₹281.347 ↓ -1.06   (-0.37 %)
Net Assets (Cr) ₹418 on 30 Nov 20
Category Equity - Sectoral
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk High
Expense Ratio 2.46
Sharpe Ratio 1.34
Information Ratio 0.52
Alpha Ratio 7.26
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 15₹10,000
31 Dec 16₹9,737
31 Dec 17₹11,595
31 Dec 18₹12,978
31 Dec 19₹14,587
31 Dec 20₹22,867

Franklin India Technology Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644
Invest Now

Returns for Franklin India Technology Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21

DurationReturns
1 Month 13.4%
3 Month 21%
6 Month 55.4%
1 Year 62.7%
3 Year 27.2%
5 Year 20.4%
10 Year
15 Year
Since launch 19.7%
Historical performance (Yearly) on absolute basis
YearReturns
2020 56.8%
2019 12.4%
2018 11.9%
2017 19.1%
2016 -2.6%
2015 3.8%
2014 16.8%
2013 53.3%
2012 0.3%
2011 -15.5%
Fund Manager information for Franklin India Technology Fund
NameSinceTenure
Anand Radhakrishnan3 Mar 0713.84 Yr.
Varun Sharma30 Nov 155.09 Yr.
Mayank Bukrediwala24 Aug 200.35 Yr.

Data below for Franklin India Technology Fund as on 30 Nov 20

Equity Sector Allocation
SectorValue
Technology67.78%
Communication Services17.28%
Consumer Cyclical4.7%
Industrials2.36%
Financial Services0.64%
Real Estate0.24%
Health Care0.11%
Asset Allocation
Asset ClassValue
Cash6.7%
Equity93.14%
Other0.16%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY
25%₹119 Cr945,647
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Aug 04 | TCS
10%₹49 Cr170,000
HCL Technologies Ltd (Technology)
Equity, Since 30 Jun 14 | HCLTECH
9%₹43 Cr450,000
Franklin Technology I Acc USD
Investment Fund | -
8%₹37 Cr91,868
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 18 | BHARTIARTL
6%₹31 Cr600,000
Info Edge (India) Ltd (Communication Services)
Equity, Since 31 Jan 17 | NAUKRI
5%₹22 Cr46,300
Tech Mahindra Ltd (Technology)
Equity, Since 28 Feb 14 | 532755
5%₹21 Cr220,000
MakeMyTrip Ltd (Consumer Cyclical)
Equity, Since 31 Mar 20 | MMYT
3%₹13 Cr60,135
Taiwan Semiconductor Manufacturing Co Ltd (Technology)
Equity, Since 30 Nov 18 | 2330
3%₹12 Cr88,000
Larsen & Toubro Infotech Ltd (Technology)
Equity, Since 30 Apr 19 | 540005
2%₹11 Cr31,000

7. TATA Digital India Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in Information Technology Sector in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The Scheme does not assure or guarantee any returns.

TATA Digital India Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a CAGR/Annualized return of 19.8% since its launch.  Return for 2020 was 54.8% , 2019 was 7.5% and 2018 was 24.9% .

Below is the key information for TATA Digital India Fund

TATA Digital India Fund
Growth
Launch Date 28 Dec 15
NAV (15 Jan 21) ₹24.9307 ↓ -0.63   (-2.47 %)
Net Assets (Cr) ₹673 on 30 Nov 20
Category Equity - Sectoral
AMC Tata Asset Management Limited
Rating Not Rated
Risk High
Expense Ratio 2.05
Sharpe Ratio 1.1
Information Ratio -0.74
Alpha Ratio -4.44
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 15₹10,000
31 Dec 16₹9,405
31 Dec 17₹11,251
31 Dec 18₹14,055
31 Dec 19₹15,105
31 Dec 20₹23,386

TATA Digital India Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644
Invest Now

Returns for TATA Digital India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21

DurationReturns
1 Month 16.6%
3 Month 21.7%
6 Month 59.6%
1 Year 57.7%
3 Year 29%
5 Year 20.1%
10 Year
15 Year
Since launch 19.8%
Historical performance (Yearly) on absolute basis
YearReturns
2020 54.8%
2019 7.5%
2018 24.9%
2017 19.6%
2016 -6%
2015
2014
2013
2012
2011
Fund Manager information for TATA Digital India Fund
NameSinceTenure
Rahul Singh20 Apr 200.7 Yr.
Meeta Shetty20 Apr 200.7 Yr.

Data below for TATA Digital India Fund as on 30 Nov 20

Equity Sector Allocation
SectorValue
Technology89.85%
Industrials2.64%
Communication Services2.07%
Asset Allocation
Asset ClassValue
Cash5.44%
Equity94.56%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 31 Jan 16 | INFY
28%₹230 Cr1,830,000
↑ 125,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jan 16 | TCS
11%₹90 Cr314,000
HCL Technologies Ltd (Technology)
Equity, Since 31 Jan 16 | HCLTECH
9%₹75 Cr794,000
↑ 41,000
Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 16 | PERSISTENT
9%₹71 Cr470,363
↑ 60,000
Tech Mahindra Ltd (Technology)
Equity, Since 30 Apr 16 | 532755
6%₹51 Cr525,000
Wipro Ltd (Technology)
Equity, Since 31 Jul 18 | 507685
6%₹45 Cr1,176,000
MindTree Ltd (Technology)
Equity, Since 31 Jul 19 | 532819
5%₹41 Cr245,000
Birlasoft Ltd (Technology)
Equity, Since 31 Jul 20 | 532400
4%₹31 Cr1,240,000
KPIT Technologies Ltd (Technology)
Equity, Since 31 Jan 19 | 542651
3%₹24 Cr1,665,000
Tata Elxsi Ltd (Technology)
Equity, Since 31 May 20 | 500408
3%₹23 Cr124,000

8. Mirae Asset Emerging Bluechip Fund

The investment objective of the scheme is to generate income and capital appreciation from a portfolio primarily investing in Indian equities and equity related securities of large cap and mid cap companies at the time of investment. From time to time, the fund manager may also seek participation in other Indian equity and equity related securities to achieve optimal Portfolio construction. The Scheme does not guarantee or assure any returns.

Mirae Asset Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 9 Jul 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 21% since its launch.  Return for 2020 was 22.4% , 2019 was 14.7% and 2018 was -5.4% .

Below is the key information for Mirae Asset Emerging Bluechip Fund

Mirae Asset Emerging Bluechip Fund
Growth
Launch Date 9 Jul 10
NAV (15 Jan 21) ₹74.143 ↓ -0.76   (-1.02 %)
Net Assets (Cr) ₹13,405 on 30 Nov 20
Category Equity - Large & Mid Cap
AMC Mirae Asset Global Inv (India) Pvt. Ltd
Rating Not Rated
Risk Moderately High
Expense Ratio 1.61
Sharpe Ratio 0.48
Information Ratio 0.92
Alpha Ratio 2.2
Min Investment 5,000
Min SIP Investment 0
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 15₹10,000
31 Dec 16₹11,217
31 Dec 17₹16,714
31 Dec 18₹15,808
31 Dec 19₹18,135
31 Dec 20₹22,196

Mirae Asset Emerging Bluechip Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644
Invest Now

Returns for Mirae Asset Emerging Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21

DurationReturns
1 Month 7.5%
3 Month 27%
6 Month 40.2%
1 Year 24.9%
3 Year 10.9%
5 Year 20.1%
10 Year
15 Year
Since launch 21%
Historical performance (Yearly) on absolute basis
YearReturns
2020 22.4%
2019 14.7%
2018 -5.4%
2017 49%
2016 12.2%
2015 14.1%
2014 84.6%
2013 8.6%
2012 45.6%
2011 -15.2%
Fund Manager information for Mirae Asset Emerging Bluechip Fund
NameSinceTenure
Neelesh Surana9 Jul 1010.49 Yr.
Ankit Jain31 Jan 191.92 Yr.

Data below for Mirae Asset Emerging Bluechip Fund as on 30 Nov 20

Equity Sector Allocation
SectorValue
Financial Services33.98%
Consumer Cyclical9.97%
Technology9.76%
Health Care9.66%
Industrials8.41%
Consumer Defensive7.87%
Basic Materials7.1%
Energy4.94%
Communication Services3.39%
Utility2.06%
Asset Allocation
Asset ClassValue
Cash1.27%
Equity98.73%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 17 | HDFCBANK
7%₹1,018 Cr7,090,544
↑ 140,000
ICICI Bank Ltd (Financial Services)
Equity, Since 29 Feb 12 | ICICIBANK
7%₹938 Cr17,524,841
↑ 662,500
Infosys Ltd (Technology)
Equity, Since 31 Jan 18 | INFY
5%₹766 Cr6,097,584
↑ 48,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Jul 18 | 532215
5%₹693 Cr11,165,088
↑ 905,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 20 | BHARTIARTL
3%₹484 Cr9,504,000
Max Financial Services Ltd (Financial Services)
Equity, Since 31 Jan 18 | 500271
3%₹424 Cr6,283,046
State Bank of India (Financial Services)
Equity, Since 30 Apr 18 | SBIN
3%₹407 Cr14,810,277
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 May 19 | TCS
3%₹396 Cr1,385,005
Voltas Ltd (Industrials)
Equity, Since 31 Dec 14 | VOLTAS
2%₹347 Cr4,207,977
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 18 | RELIANCE
2%₹326 Cr1,644,196
↑ 245,000

9. TATA Banking and Financial Services Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in the Banking and Financial Services sector in India.

TATA Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a CAGR/Annualized return of 17.7% since its launch.  Return for 2020 was 2.7% , 2019 was 25.7% and 2018 was -0.1% .

Below is the key information for TATA Banking and Financial Services Fund

TATA Banking and Financial Services Fund
Growth
Launch Date 28 Dec 15
NAV (15 Jan 21) ₹22.8033 ↓ -0.23   (-1.01 %)
Net Assets (Cr) ₹597 on 30 Nov 20
Category Equity - Sectoral
AMC Tata Asset Management Limited
Rating Not Rated
Risk High
Expense Ratio 2.5
Sharpe Ratio 0.09
Information Ratio -0.56
Alpha Ratio -3.03
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 15₹10,000
31 Dec 16₹11,777
31 Dec 17₹17,078
31 Dec 18₹17,069
31 Dec 19₹21,452
31 Dec 20₹22,026

TATA Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for TATA Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21

DurationReturns
1 Month 6.1%
3 Month 31.3%
6 Month 40.1%
1 Year 4.8%
3 Year 9.2%
5 Year 18.7%
10 Year
15 Year
Since launch 17.7%
Historical performance (Yearly) on absolute basis
YearReturns
2020 2.7%
2019 25.7%
2018 -0.1%
2017 45%
2016 17.8%
2015
2014
2013
2012
2011
Fund Manager information for TATA Banking and Financial Services Fund
NameSinceTenure
Sonam Udasi1 Apr 164.75 Yr.
Amey Sathe18 Jun 182.54 Yr.

Data below for TATA Banking and Financial Services Fund as on 30 Nov 20

Equity Sector Allocation
SectorValue
Financial Services98.21%
Asset Allocation
Asset ClassValue
Cash1.79%
Equity98.21%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | HDFCBANK
20%₹121 Cr840,000
↓ -63,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK
15%₹95 Cr1,782,000
↓ -27,000
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Mar 17 | HDFC
13%₹77 Cr302,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | KOTAKBANK
9%₹57 Cr287,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | 532215
8%₹50 Cr800,000
↑ 70,000
State Bank of India (Financial Services)
Equity, Since 30 Nov 20 | SBIN
6%₹37 Cr1,340,000
↑ 230,000
HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Jul 19 | 540777
5%₹32 Cr467,000
↑ 20,000
HDFC Asset Management Company Limited (Financial Services)
Equity, Since 31 Dec 19 | 541729
3%₹21 Cr71,000
↓ -9,500
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Mar 20 | 543066
3%₹18 Cr214,771
↓ -50,000
ICICI Securities Ltd (Financial Services)
Equity, Since 31 Oct 19 | 541179
3%₹18 Cr387,000
↑ 260,000

10. IIFL Focused Equity Fund

(Erstwhile IIFL India Growth Fund)

The investment objective of the scheme is to generate long term capital appreciation for investors from a portfolio of equity and equity related securities. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

IIFL Focused Equity Fund is a Equity - Focused fund was launched on 30 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.7% since its launch.  Return for 2020 was 23.8% , 2019 was 27.3% and 2018 was -6.8% .

Below is the key information for IIFL Focused Equity Fund

IIFL Focused Equity Fund
Growth
Launch Date 30 Oct 14
NAV (15 Jan 21) ₹23.4409 ↓ -0.30   (-1.27 %)
Net Assets (Cr) ₹1,210 on 30 Nov 20
Category Equity - Focused
AMC IIFL Asset Management Limited
Rating Not Rated
Risk Moderately High
Expense Ratio 2.34
Sharpe Ratio 0.54
Information Ratio 0.46
Alpha Ratio 8.18
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-2 Months (2%),2 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 15₹10,000
31 Dec 16₹10,988
31 Dec 17₹14,280
31 Dec 18₹13,308
31 Dec 19₹16,942
31 Dec 20₹20,979

IIFL Focused Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for IIFL Focused Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21

DurationReturns
1 Month 7.6%
3 Month 26.1%
6 Month 41.8%
1 Year 26.5%
3 Year 14%
5 Year 18.5%
10 Year
15 Year
Since launch 14.7%
Historical performance (Yearly) on absolute basis
YearReturns
2020 23.8%
2019 27.3%
2018 -6.8%
2017 30%
2016 9.9%
2015 1.8%
2014
2013
2012
2011
Fund Manager information for IIFL Focused Equity Fund
NameSinceTenure
Mayur Patel11 Nov 191.14 Yr.

Data below for IIFL Focused Equity Fund as on 30 Nov 20

Equity Sector Allocation
SectorValue
Financial Services31.58%
Consumer Cyclical12.59%
Technology11.44%
Health Care11.17%
Basic Materials9.9%
Energy7.29%
Communication Services5.94%
Industrials2.83%
Utility2.46%
Consumer Defensive1.27%
Asset Allocation
Asset ClassValue
Cash3.53%
Equity96.47%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | ICICIBANK
10%₹132 Cr2,466,649
HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 17 | HDFCBANK
6%₹81 Cr561,918
Infosys Ltd (Technology)
Equity, Since 28 Feb 18 | INFY
6%₹77 Cr614,576
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
5%₹71 Cr134,988
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jul 19 | BHARTIARTL
5%₹65 Cr1,273,094
↑ 165,502
Crompton Greaves Consumer Electricals Ltd (Consumer Cyclical)
Equity, Since 31 May 19 | CROMPTON
5%₹62 Cr1,636,932
Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 20 | 532215
5%₹61 Cr985,100
↑ 202,000
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Sep 20 | M&M
4%₹57 Cr787,248
↑ 46,309
Larsen & Toubro Infotech Ltd (Technology)
Equity, Since 31 Dec 18 | 540005
4%₹56 Cr152,967
Dr Reddy's Laboratories Ltd (Healthcare)
Equity, Since 31 Oct 19 | 500124
4%₹52 Cr99,687

How to Choose Best SIP Investment?

Things-to-consider-for-best-SIP

There are various Mutual Funds that allow you to invest through a SIP. But the main problem is selecting the best mutual funds for SIP. Though the best Mutual Funds might vary from person to person, below is a list of some points that investors might consider before choosing a best SIP Mutual Fund.

Understand Objective of the SIP Investment

When it comes to investing, each one of us has a different objective. So before investing in Mutual Funds through a SIP, it is advised to get a clear picture of your investment goals and risk profile. Generally, Equity Mutual Funds are considered to be beneficial for long-term objectives while money market and Debt fund are suitable for short-term objectives.

Know the Fund House

A large part of the SIP returns depends on the Fund House managing your money on your behalf. If the Fund House fails its objective, you will be the one losing your money. To make sure you have the best SIP plan choose a well-reputed fund house.

Monitor Fund Performance of the SIP Mutual Fund

One of the basic reasons due to which people invest in Mutual Funds through SIP is to make money. Therefore, it is important to analyse the performance of funds over a period of time to choose the best fund and then invest in the best SIP plans. Typically, for equity Mutual Funds long-term performance is looked at, while for the debt Mutual Funds short to mid-term returns are considered.

Analyse Loads and Recurring Expenses of SIP

Last but not the least, the exit load and the expense ratio incurred if the investment in redeemed before a specified period (usually called the lock-in period).

So, it is advised to choose the best SIP plans considering these parameters in mind. Think before you invest!

SIP Calculator (SIP Return Calculator)

For financial planning, SIP calculator or SIP return calculator is one of the best tools.

To monitor how your SIP grows through the power of compounding consider the below example.

Monthly Investment Time Period of Investment Total Amount Invested Final Value @ 14% p.a.
1,000 5 years 60,000 87,200
1,000 10 years 1,20,000 2,62,091
1,000 15 years 1,80,000 6,12,853

The above table mentions that if you invest INR 1,000 per month in a SIP Mutual Fund, your total investment in 5 years would be INR 60,000 and your SIP returns at an assumed return percentage of 14% p.a. would be INR 87,2001, respectively. Similarly, in 10 years the total investment would be INR 1,20,000 and the SIP return at the assumed percentage of 14% p.a. would be INR 2,62,091.

The same way, the investment in 15 years would be INR 1,80,000 and the final value at the return percentage of 14% p.a would be INR 6,12,853, respectively.

So, by simply investing INR 1,000 in a month, see how your money will grow in the years to come. Consider the above calculations when choosing a best SIP Mutual Fund to invest.

How Invest in Systematic Investment Plan?

  1. Open Free Investment Account for Lifetime at Fincash.com

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

    Get Started

So, what are you waiting for? Get started with your SIP or Systematic Investment Plan and save better, now!

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Manoj Kumar, posted on 21 Jan 20 5:26 PM

helpful to invest in SIP

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