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Best Performing SIP Plans in India 2020
Best SIP plans? How to choose them? These are some of the common questions that occur in the mind of investors when thinking of Investing in Mutual Funds through a SIP or Systematic Investment plan.
SIP investment is one of the most disciplined investing options when investing in Mutual Funds. Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.
Generally, some of the best SIP plans in India offer good returns when invested for a longer duration. To know how much one can earn by investing a SIP or Systematic Investment Plan, check the sip calculator (also known as SIP return calculator) section below.
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Why to Invest in a Systematic Investment Plan?
A systematic investment plan comes with multiple benefits. Its minimum investment amount INR 500 has not only gained attention most population, but also of many youngsters to begin their investment journey in mutual funds. An investor who wants to invest in a SIP can plan their major Financial goals like- child's education, marriage expenses, purchase of a house/car, etc., in a disciplined manner. One can simply start investing as per their goals (short-term, mid-term and long-term) and attain an increase in wealth over a certain period of time.
SIPs offer major benefits like rupee cost averaging and Power of Compounding. Rupee cost averaging helps an individual to average out the cost of an asset purchase. In a SIP, the purchase of units is done over a long period and these are spread out equally over monthly intervals (usually). Due to the investment being spread out over time, the investment is made into the stock market at different price points giving the investor the benefit of averaging cost, hence the term rupee cost averaging.
In the case of compound interest, unlike simple interest where you gain interest on only the principal, here the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since the mutual funds in the SIP are in instalments, they are compounded, which adds more to the initially invested sum.
Best SIP Plans to Invest In FY 20 - 21
An open-end diversified equity fund that seeks to provide medium to long term appreciation through investments primarily in Asian Companies / sectors (excluding Japan) with long term potential across market capitalisation. Franklin Asian Equity Fund is a Equity - Global fund was launched on 16 Jan 08. It is a fund with High risk and has given a Below is the key information for Franklin Asian Equity Fund Returns up to 1 year are on The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF. DSP BlackRock US Flexible Equity Fund is a Equity - Global fund was launched on 3 Aug 12. It is a fund with High risk and has given a Below is the key information for DSP BlackRock US Flexible Equity Fund Returns up to 1 year are on To generate long term capital appreciation by investing in a concentrated portfolio of equity & equity related instruments of up to 25 companies. Axis Focused 25 Fund is a Equity - Focused fund was launched on 29 Jun 12. It is a fund with Moderately High risk and has given a Below is the key information for Axis Focused 25 Fund Returns up to 1 year are on (Erstwhile SBI Small & Midcap Fund) The Scheme seeks to generate income and long term capital appreciation by
investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies SBI Small Cap Fund is a Equity - Small Cap fund was launched on 9 Sep 09. It is a fund with Moderately High risk and has given a Below is the key information for SBI Small Cap Fund Returns up to 1 year are on The primary objective of the Scheme is to achieve long-term capital appreciation by investing in equity & equity related instruments of mid cap & small cap companies. Principal Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 12 Nov 08. It is a fund with Moderately High risk and has given a Below is the key information for Principal Emerging Bluechip Fund Returns up to 1 year are on (Erstwhile Invesco India Growth Fund) The investment objective of the Scheme is to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. However, there can be no assurance that the objectives of the scheme will be achieved. Invesco India Growth Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 9 Aug 07. It is a fund with Moderately High risk and has given a Below is the key information for Invesco India Growth Opportunities Fund Returns up to 1 year are on (Erstwhile Kotak Opportunities Scheme) To generate capital appreciation from a diversified portfolio of equity and equity
related securities. However, there is no assurance that the objective of the scheme will be realized. Kotak Equity Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 9 Sep 04. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Equity Opportunities Fund Returns up to 1 year are on To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.. Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a Below is the key information for Tata India Tax Savings Fund Returns up to 1 year are on (Erstwhile Mirae Asset India Opportunities Fund) The investment objective of the scheme is to generate long term capital appreciation by capitalizing on potential investment opportunities through predominantly investing in equities, equity related securities. Mirae Asset India Equity Fund is a Equity - Multi Cap fund was launched on 4 Apr 08. It is a fund with Moderately High risk and has given a Below is the key information for Mirae Asset India Equity Fund Returns up to 1 year are on (Erstwhile Motilal Oswal MOSt Focused Multicap 35 Fund) The investment objective of the Scheme is to achieve long term capital appreciation by primarily investing in a maximum of 35 equity & equity related instruments across sectors and market-capitalization levels.However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Motilal Oswal Multicap 35 Fund is a Equity - Multi Cap fund was launched on 28 Apr 14. It is a fund with Moderately High risk and has given a Below is the key information for Motilal Oswal Multicap 35 Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2019 (%) Franklin Asian Equity Fund Growth ₹20.763
↑ 0.11 ₹142 500 -16.2 -5.7 -3.5 4.6 5.2 28.2 DSP BlackRock US Flexible Equity Fund Growth ₹23.1276
↑ 1.22 ₹234 500 -17.1 -9.8 -3.7 5.9 7 27.5 Axis Focused 25 Fund Growth ₹23.9
↓ -0.12 ₹9,764 1,000 -22.9 -18.9 -10.6 4.6 6.2 14.7 SBI Small Cap Fund Growth ₹40.8191
↑ 0.51 ₹3,476 500 -23.6 -22 -19.7 0.4 7.8 6.1 Principal Emerging Bluechip Fund Growth ₹81.94
↑ 0.07 ₹2,117 500 -24.1 -20.4 -20 -2.5 4.1 6.8 Invesco India Growth Opportunities Fund Growth ₹27.1
↓ -0.14 ₹2,498 100 -25.5 -22.1 -20.1 1.2 3.1 10.7 Kotak Equity Opportunities Fund Growth ₹94.601
↓ -0.12 ₹3,168 1,000 -26.1 -21.1 -20.2 -1.9 3.1 13.2 Tata India Tax Savings Fund Growth ₹13.9333
↑ 0.03 ₹2,060 500 -28 -24.4 -22.4 -1.2 3.6 13.6 Mirae Asset India Equity Fund Growth ₹39.032
↑ 0.11 ₹16,734 1,000 -28.3 -23.9 -22.7 -0.1 4.2 12.7 Motilal Oswal Multicap 35 Fund Growth ₹19.7189
↓ -0.22 ₹12,372 500 -27.6 -25.5 -22.7 -4.3 3.3 7.9 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Mar 20 1. Franklin Asian Equity Fund
CAGR/Annualized return of 6.2% since its launch. Ranked 1 in Global category. Return for 2019 was 28.2% , 2018 was -13.6% and 2017 was 35.5% . Franklin Asian Equity Fund
Growth Launch Date 16 Jan 08 NAV (27 Mar 20) ₹20.763 ↑ 0.11 (0.54 %) Net Assets (Cr) ₹142 on 29 Feb 20 Category Equity - Global AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 2.85 Sharpe Ratio 0.38 Information Ratio 0.02 Alpha Ratio 5.71 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-3 Years (1%),3 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 15 ₹10,000 29 Feb 16 ₹9,253 28 Feb 17 ₹11,109 28 Feb 18 ₹14,245 28 Feb 19 ₹13,548 29 Feb 20 ₹14,590 Returns for Franklin Asian Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 20 Duration Returns 1 Month -12.8% 3 Month -16.2% 6 Month -5.7% 1 Year -3.5% 3 Year 4.6% 5 Year 5.2% 10 Year 15 Year Since launch 6.2% Historical performance (Yearly) on absolute basis
Year Returns 2019 28.2% 2018 -13.6% 2017 35.5% 2016 7.2% 2015 -4.6% 2014 9.2% 2013 12.4% 2012 19.3% 2011 -1.6% 2010 8.1% Fund Manager information for Franklin Asian Equity Fund
Name Since Tenure Roshi Jain 16 Jan 08 11.97 Yr. Pyari Menon 26 Sep 19 0.26 Yr. Data below for Franklin Asian Equity Fund as on 29 Feb 20
Equity Sector Allocation
Sector Value Financial Services 26.4% Consumer Cyclical 19.07% Technology 16.87% Communication Services 12.67% Consumer Defensive 8.04% Basic Materials 5.32% Real Estate 5.15% Industrials 2.29% Energy 1.18% Health Care 0.88% Asset Allocation
Asset Class Value Cash 1.68% Equity 98.32% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tencent Holdings Ltd (Communication Services)
Equity, Since 31 Jul 14 | 007009% ₹14 Cr 40,000
↑ 8,300 Alibaba Group Holding Ltd ADR (Consumer Cyclical)
Equity, Since 30 Sep 14 | BABA9% ₹14 Cr 9,063 Taiwan Semiconductor Manufacturing Co Ltd (Technology)
Equity, Since 31 Mar 09 | 23308% ₹11 Cr 146,714 Samsung Electronics Co Ltd (Technology)
Equity, Since 31 Mar 08 | 0059307% ₹11 Cr 32,100 AIA Group Ltd (Financial Services)
Equity, Since 31 Mar 12 | 012996% ₹8 Cr 112,524
↓ -19,600 Ping An Insurance (Group) Co. of China Ltd Class H (Financial Services)
Equity, Since 31 Dec 14 | 023185% ₹7 Cr 80,310 HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 17 | HDFCBANK4% ₹6 Cr 49,254 Siam Cement PCL (Basic Materials)
Equity, Since 31 Oct 13 | SCC-F3% ₹4 Cr 45,612
↑ 22,100 DBS Group Holdings Ltd (Financial Services)
Equity, Since 31 May 14 | D053% ₹4 Cr 27,842
↑ 10,700 PT Bank Central Asia Tbk (Financial Services)
Equity, Since 30 Nov 12 | BBCA2% ₹3 Cr 195,429 2. DSP BlackRock US Flexible Equity Fund
CAGR/Annualized return of 11.6% since its launch. Ranked 3 in Global category. Return for 2019 was 27.5% , 2018 was -1.1% and 2017 was 15.5% . DSP BlackRock US Flexible Equity Fund
Growth Launch Date 3 Aug 12 NAV (26 Mar 20) ₹23.1276 ↑ 1.22 (5.55 %) Net Assets (Cr) ₹234 on 29 Feb 20 Category Equity - Global AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆☆ Risk High Expense Ratio 1.97 Sharpe Ratio -0.06 Information Ratio -1.16 Alpha Ratio -8.54 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 15 ₹10,000 29 Feb 16 ₹9,961 28 Feb 17 ₹11,930 28 Feb 18 ₹13,638 28 Feb 19 ₹14,746 29 Feb 20 ₹14,873 Returns for DSP BlackRock US Flexible Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 20 Duration Returns 1 Month -13.9% 3 Month -17.1% 6 Month -9.8% 1 Year -3.7% 3 Year 5.9% 5 Year 7% 10 Year 15 Year Since launch 11.6% Historical performance (Yearly) on absolute basis
Year Returns 2019 27.5% 2018 -1.1% 2017 15.5% 2016 9.8% 2015 2.5% 2014 13.1% 2013 46.7% 2012 2011 2010 Fund Manager information for DSP BlackRock US Flexible Equity Fund
Name Since Tenure Kedar Karnik 17 Jul 16 3.46 Yr. Laukik Bagwe 3 Aug 12 7.41 Yr. Jay Kothari 1 Mar 13 6.84 Yr. Data below for DSP BlackRock US Flexible Equity Fund as on 29 Feb 20
Equity Sector Allocation
Sector Value Technology 22.06% Health Care 13.26% Communication Services 12.79% Financial Services 11.89% Consumer Defensive 10.48% Consumer Cyclical 9.28% Industrials 6.66% Energy 4.78% Basic Materials 1.85% Utility 1.65% Asset Allocation
Asset Class Value Cash 5.29% Equity 94.71% Top Securities Holdings / Portfolio
Name Holding Value Quantity BGF US Flexible Equity I2 USD
Investment Fund | -96% ₹223 Cr 1,338,598
↓ -82,033 Treps / Reverse Repo Investments / Corporate Debt Repo
CBLO/Reverse Repo | -5% ₹11 Cr Net Receivables/Payables
Net Current Assets | -0% ₹0 Cr 3. Axis Focused 25 Fund
CAGR/Annualized return of 11.9% since its launch. Ranked 7 in Focused category. Return for 2019 was 14.7% , 2018 was 0.6% and 2017 was 45.2% . Axis Focused 25 Fund
Growth Launch Date 29 Jun 12 NAV (27 Mar 20) ₹23.9 ↓ -0.12 (-0.50 %) Net Assets (Cr) ₹9,764 on 29 Feb 20 Category Equity - Focused AMC Axis Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.32 Sharpe Ratio 1.29 Information Ratio 0.61 Alpha Ratio 12.57 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 15 ₹10,000 29 Feb 16 ₹8,285 28 Feb 17 ₹11,176 28 Feb 18 ₹14,096 28 Feb 19 ₹14,151 29 Feb 20 ₹16,756 Returns for Axis Focused 25 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 20 Duration Returns 1 Month -23.7% 3 Month -22.9% 6 Month -18.9% 1 Year -10.6% 3 Year 4.6% 5 Year 6.2% 10 Year 15 Year Since launch 11.9% Historical performance (Yearly) on absolute basis
Year Returns 2019 14.7% 2018 0.6% 2017 45.2% 2016 4.6% 2015 3.9% 2014 38.8% 2013 5.8% 2012 2011 2010 Fund Manager information for Axis Focused 25 Fund
Name Since Tenure Jinesh Gopani 7 Jun 16 3.57 Yr. Data below for Axis Focused 25 Fund as on 29 Feb 20
Equity Sector Allocation
Sector Value Financial Services 37.76% Basic Materials 13% Consumer Cyclical 10.76% Consumer Defensive 8.25% Technology 6.39% Communication Services 6.26% Energy 3.09% Health Care 2.53% Industrials 2.32% Asset Allocation
Asset Class Value Cash 6.53% Equity 93.47% Top Securities Holdings / Portfolio
Name Holding Value Quantity Clearing Corporation Of India Ltd
CBLO | -9% ₹862 Cr Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 30 Apr 17 | 5403768% ₹805 Cr 3,465,808
↑ 317,227 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 5000348% ₹804 Cr 1,799,845
↓ -99,678 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 13 | KOTAKBANK8% ₹779 Cr 4,806,457 Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Oct 16 | 5329787% ₹672 Cr 742,964
↓ -94,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 18 | TCS6% ₹624 Cr 3,121,738
↑ 815,000 Pidilite Industries Ltd (Basic Materials)
Equity, Since 30 Jun 16 | PIDILITIND5% ₹477 Cr 3,154,464 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 12 | HDFCBANK5% ₹464 Cr 3,938,000 Supreme Industries Ltd (Consumer Cyclical)
Equity, Since 31 Dec 16 | 5099305% ₹463 Cr 3,509,023 Info Edge (India) Ltd (Communication Services)
Equity, Since 31 Jul 16 | NAUKRI5% ₹446 Cr 1,717,870 4. SBI Small Cap Fund
CAGR/Annualized return of 14.3% since its launch. Ranked 4 in Small Cap category. Return for 2019 was 6.1% , 2018 was -19.6% and 2017 was 78.7% . SBI Small Cap Fund
Growth Launch Date 9 Sep 09 NAV (27 Mar 20) ₹40.8191 ↑ 0.51 (1.26 %) Net Assets (Cr) ₹3,476 on 29 Feb 20 Category Equity - Small Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.57 Sharpe Ratio 0.79 Information Ratio 1.52 Alpha Ratio 12.71 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 15 ₹10,000 29 Feb 16 ₹9,701 28 Feb 17 ₹13,168 28 Feb 18 ₹19,854 28 Feb 19 ₹15,985 29 Feb 20 ₹18,488 Returns for SBI Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 20 Duration Returns 1 Month -27.6% 3 Month -23.6% 6 Month -22% 1 Year -19.7% 3 Year 0.4% 5 Year 7.8% 10 Year 15 Year Since launch 14.3% Historical performance (Yearly) on absolute basis
Year Returns 2019 6.1% 2018 -19.6% 2017 78.7% 2016 1.3% 2015 20.6% 2014 110.7% 2013 7.8% 2012 31.9% 2011 -24.3% 2010 19% Fund Manager information for SBI Small Cap Fund
Name Since Tenure R. Srinivasan 16 Nov 13 6.13 Yr. Data below for SBI Small Cap Fund as on 29 Feb 20
Equity Sector Allocation
Sector Value Industrials 26.1% Consumer Cyclical 20.67% Financial Services 10.54% Basic Materials 10.16% Consumer Defensive 9.56% Health Care 5.88% Technology 5.02% Utility 1.92% Energy 0.96% Real Estate 0.74% Communication Services 0.04% Asset Allocation
Asset Class Value Cash 9.17% Equity 89.73% Other 1.11% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps
CBLO/Reverse Repo | -9% ₹319 Cr Hawkins Cookers Ltd (Consumer Cyclical)
Equity, Since 30 Jun 15 | 5084865% ₹168 Cr 352,000 Hatsun Agro Product Ltd (Consumer Defensive)
Equity, Since 31 Jul 17 | 5315314% ₹147 Cr 2,135,000 JK Cement Ltd (Basic Materials)
Equity, Since 31 Oct 18 | JKCEMENT4% ₹143 Cr 1,027,439 Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Aug 18 | 5406994% ₹131 Cr 341,444
↓ -35,556 Relaxo Footwears Ltd (Consumer Cyclical)
Equity, Since 30 Nov 13 | 5305174% ₹125 Cr 1,800,000 Tube Investments of India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Jan 19 | 5407623% ₹121 Cr 2,300,000 Blue Star Ltd (Industrials)
Equity, Since 30 Jun 18 | BLUESTARCO3% ₹120 Cr 1,500,000
↑ 200,000 Triveni Turbine Ltd (Industrials)
Equity, Since 31 Jan 19 | 5336553% ₹120 Cr 12,623,851
↑ 2,623,851 Indostar Capital Finance Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Aug 18 | 5413363% ₹120 Cr 4,300,000 5. Principal Emerging Bluechip Fund
CAGR/Annualized return of 20.3% since its launch. Ranked 1 in Large & Mid Cap category. Return for 2019 was 6.8% , 2018 was -11% and 2017 was 49.1% . Principal Emerging Bluechip Fund
Growth Launch Date 12 Nov 08 NAV (27 Mar 20) ₹81.94 ↑ 0.07 (0.09 %) Net Assets (Cr) ₹2,117 on 29 Feb 20 Category Equity - Large & Mid Cap AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.22 Sharpe Ratio 0.6 Information Ratio 0.2 Alpha Ratio 6.04 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 15 ₹10,000 29 Feb 16 ₹8,428 28 Feb 17 ₹12,599 28 Feb 18 ₹15,969 28 Feb 19 ₹14,311 29 Feb 20 ₹15,957 Returns for Principal Emerging Bluechip Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 20 Duration Returns 1 Month -26.5% 3 Month -24.1% 6 Month -20.4% 1 Year -20% 3 Year -2.5% 5 Year 4.1% 10 Year 15 Year Since launch 20.3% Historical performance (Yearly) on absolute basis
Year Returns 2019 6.8% 2018 -11% 2017 49.1% 2016 11.2% 2015 6% 2014 80.2% 2013 5.8% 2012 55% 2011 -34.7% 2010 19.7% Fund Manager information for Principal Emerging Bluechip Fund
Name Since Tenure Ravi Gopalakrishnan 11 Oct 19 0.22 Yr. Data below for Principal Emerging Bluechip Fund as on 29 Feb 20
Equity Sector Allocation
Sector Value Financial Services 27.14% Consumer Cyclical 14.87% Industrials 12.79% Basic Materials 11.96% Health Care 7.77% Technology 7.1% Consumer Defensive 4.54% Energy 4.41% Utility 4.32% Communication Services 2.43% Asset Allocation
Asset Class Value Cash 2.66% Equity 97.34% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 17 | HDFCBANK6% ₹127 Cr 1,034,250 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | ICICIBANK4% ₹97 Cr 1,839,375 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 18 | RELIANCE4% ₹81 Cr 572,073 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | KOTAKBANK3% ₹62 Cr 366,100 Treps 03-Feb-2020
CBLO/Reverse Repo | -3% ₹61 Cr Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Mar 18 | 5329782% ₹55 Cr 58,020 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 5000342% ₹54 Cr 123,900 Infosys Ltd (Technology)
Equity, Since 31 Jan 16 | INFY2% ₹51 Cr 652,380 AIA Engineering Ltd (Industrials)
Equity, Since 31 May 14 | AIAENG2% ₹49 Cr 273,900 Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Aug 18 | DIVISLAB2% ₹47 Cr 240,900 6. Invesco India Growth Opportunities Fund
CAGR/Annualized return of 8.2% since its launch. Ranked 6 in Large & Mid Cap category. Return for 2019 was 10.7% , 2018 was -0.2% and 2017 was 39.6% . Invesco India Growth Opportunities Fund
Growth Launch Date 9 Aug 07 NAV (27 Mar 20) ₹27.1 ↓ -0.14 (-0.51 %) Net Assets (Cr) ₹2,498 on 29 Feb 20 Category Equity - Large & Mid Cap AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.16 Sharpe Ratio 0.59 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 15 ₹10,000 29 Feb 16 ₹8,213 28 Feb 17 ₹10,712 28 Feb 18 ₹13,566 28 Feb 19 ₹13,445 29 Feb 20 ₹14,830 Returns for Invesco India Growth Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 20 Duration Returns 1 Month -25.7% 3 Month -25.5% 6 Month -22.1% 1 Year -20.1% 3 Year 1.2% 5 Year 3.1% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2019 10.7% 2018 -0.2% 2017 39.6% 2016 3.3% 2015 3.8% 2014 43.7% 2013 11.5% 2012 26.5% 2011 -21.8% 2010 22.3% Fund Manager information for Invesco India Growth Opportunities Fund
Name Since Tenure Amit Ganatra 23 Jun 14 5.53 Yr. Taher Badshah 10 Jan 17 2.97 Yr. Data below for Invesco India Growth Opportunities Fund as on 29 Feb 20
Equity Sector Allocation
Sector Value Financial Services 34.77% Consumer Cyclical 10.94% Technology 9.42% Industrials 8.58% Health Care 7.46% Energy 6.07% Consumer Defensive 6.07% Utility 4.91% Basic Materials 3.54% Communication Services 1.51% Real Estate 1% Asset Allocation
Asset Class Value Cash 4.31% Equity 95.69% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 09 | HDFCBANK7% ₹182 Cr 1,544,620
↑ 189,847 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 17 | RELIANCE6% ₹158 Cr 1,186,849
↑ 134,055 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK5% ₹127 Cr 2,555,532
↑ 106,932 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Dec 19 | HDFC5% ₹126 Cr 581,066
↑ 81,821 Triparty Repo
CBLO/Reverse Repo | -5% ₹122 Cr Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 13 | TCS3% ₹83 Cr 412,594
↑ 25,837 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 17 | KOTAKBANK3% ₹77 Cr 477,338 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Jun 19 | 5006963% ₹72 Cr 331,066 Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 28 Feb 18 | APOLLOHOSP3% ₹67 Cr 383,839 Net Receivables / (Payables)
Net Current Assets | -3% -₹64 Cr 7. Kotak Equity Opportunities Fund
CAGR/Annualized return of 15.6% since its launch. Ranked 2 in Large & Mid Cap category. Return for 2019 was 13.2% , 2018 was -5.6% and 2017 was 34.9% . Kotak Equity Opportunities Fund
Growth Launch Date 9 Sep 04 NAV (27 Mar 20) ₹94.601 ↓ -0.12 (-0.12 %) Net Assets (Cr) ₹3,168 on 29 Feb 20 Category Equity - Large & Mid Cap AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.11 Sharpe Ratio 0.68 Information Ratio 0.13 Alpha Ratio 7.86 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 15 ₹10,000 29 Feb 16 ₹8,366 28 Feb 17 ₹11,677 28 Feb 18 ₹13,721 28 Feb 19 ₹13,274 29 Feb 20 ₹14,931 Returns for Kotak Equity Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 20 Duration Returns 1 Month -26.9% 3 Month -26.1% 6 Month -21.1% 1 Year -20.2% 3 Year -1.9% 5 Year 3.1% 10 Year 15 Year Since launch 15.6% Historical performance (Yearly) on absolute basis
Year Returns 2019 13.2% 2018 -5.6% 2017 34.9% 2016 9.6% 2015 3.3% 2014 49.9% 2013 4.2% 2012 30.1% 2011 -22.8% 2010 18.5% Fund Manager information for Kotak Equity Opportunities Fund
Name Since Tenure Harsha Upadhyaya 4 Aug 12 7.33 Yr. Data below for Kotak Equity Opportunities Fund as on 29 Feb 20
Equity Sector Allocation
Sector Value Financial Services 25.72% Basic Materials 18.1% Industrials 15.73% Consumer Cyclical 7.46% Energy 7.01% Technology 6.42% Utility 6.29% Health Care 3.81% Consumer Defensive 2.86% Asset Allocation
Asset Class Value Cash 2.86% Equity 97.13% Other 0.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 10 | ICICIBANK6% ₹189 Cr 3,800,000
↑ 200,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | HDFCBANK6% ₹177 Cr 1,500,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 16 | RELIANCE5% ₹153 Cr 1,150,000 SRF Ltd (Basic Materials)
Equity, Since 30 Nov 16 | SRF4% ₹118 Cr 302,477
↑ 41,963 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 13 | LT4% ₹113 Cr 950,000 Coromandel International Ltd (Basic Materials)
Equity, Since 30 Nov 16 | 5063954% ₹112 Cr 1,815,449 Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY3% ₹110 Cr 1,500,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | 5322153% ₹108 Cr 1,550,000 Triparty Repo
CBLO/Reverse Repo | -3% ₹104 Cr Gujarat State Petronet Ltd (Utilities)
Equity, Since 31 Oct 17 | 5327023% ₹95 Cr 4,200,000
↑ 200,000 8. Tata India Tax Savings Fund
CAGR/Annualized return of 6.3% since its launch. Ranked 1 in ELSS category. Return for 2019 was 13.6% , 2018 was -8.4% and 2017 was 46% . Tata India Tax Savings Fund
Growth Launch Date 13 Oct 14 NAV (27 Mar 20) ₹13.9333 ↑ 0.03 (0.19 %) Net Assets (Cr) ₹2,060 on 29 Feb 20 Category Equity - ELSS AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.08 Sharpe Ratio 0.46 Information Ratio -0.3 Alpha Ratio 0.94 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 28 Feb 15 ₹10,000 29 Feb 16 ₹8,762 28 Feb 17 ₹11,804 28 Feb 18 ₹14,663 28 Feb 19 ₹13,985 29 Feb 20 ₹15,266 Returns for Tata India Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 20 Duration Returns 1 Month -26.4% 3 Month -28% 6 Month -24.4% 1 Year -22.4% 3 Year -1.2% 5 Year 3.6% 10 Year 15 Year Since launch 6.3% Historical performance (Yearly) on absolute basis
Year Returns 2019 13.6% 2018 -8.4% 2017 46% 2016 2.1% 2015 13.3% 2014 2013 2012 2011 2010 Fund Manager information for Tata India Tax Savings Fund
Name Since Tenure Rupesh Patel 1 Apr 15 4.59 Yr. Ennette Fernandes 18 Jun 18 1.37 Yr. Data below for Tata India Tax Savings Fund as on 29 Feb 20
Equity Sector Allocation
Sector Value Financial Services 40.83% Consumer Cyclical 10.91% Energy 9.34% Technology 8.88% Industrials 8.03% Basic Materials 4.57% Health Care 4.13% Communication Services 2.92% Consumer Defensive 2.34% Real Estate 0.84% Asset Allocation
Asset Class Value Cash 7.19% Equity 92.81% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK9% ₹189 Cr 3,800,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN8% ₹161 Cr 5,325,000 HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK7% ₹151 Cr 1,282,000 (A) Treps
CBLO/Reverse Repo | -6% ₹125 Cr Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Jun 17 | HDFC6% ₹123 Cr 565,000 Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY6% ₹123 Cr 1,680,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE6% ₹116 Cr 870,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | 5322155% ₹105 Cr 1,500,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 19 | BHARTIARTL3% ₹60 Cr 1,150,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jul 18 | TCS3% ₹60 Cr 300,000 9. Mirae Asset India Equity Fund
CAGR/Annualized return of 12% since its launch. Ranked 19 in Multi Cap category. Return for 2019 was 12.7% , 2018 was -0.6% and 2017 was 38.6% . Mirae Asset India Equity Fund
Growth Launch Date 4 Apr 08 NAV (27 Mar 20) ₹39.032 ↑ 0.11 (0.27 %) Net Assets (Cr) ₹16,734 on 29 Feb 20 Category Equity - Multi Cap AMC Mirae Asset Global Inv (India) Pvt. Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.17 Sharpe Ratio 0.31 Information Ratio 0.42 Alpha Ratio 2 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 15 ₹10,000 29 Feb 16 ₹8,491 28 Feb 17 ₹11,686 28 Feb 18 ₹14,272 28 Feb 19 ₹14,466 29 Feb 20 ₹15,410 Returns for Mirae Asset India Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 20 Duration Returns 1 Month -25.5% 3 Month -28.3% 6 Month -23.9% 1 Year -22.7% 3 Year -0.1% 5 Year 4.2% 10 Year 15 Year Since launch 12% Historical performance (Yearly) on absolute basis
Year Returns 2019 12.7% 2018 -0.6% 2017 38.6% 2016 8.1% 2015 4.3% 2014 52.9% 2013 8.9% 2012 33.3% 2011 -19.6% 2010 23.1% Fund Manager information for Mirae Asset India Equity Fund
Name Since Tenure Harshad Borawake 1 May 17 2.67 Yr. Gaurav Misra 31 Jan 19 0.92 Yr. Data below for Mirae Asset India Equity Fund as on 29 Feb 20
Equity Sector Allocation
Sector Value Financial Services 39.19% Energy 11.56% Industrials 9.52% Consumer Cyclical 9.47% Technology 9.24% Consumer Defensive 8.86% Health Care 5.98% Basic Materials 2.58% Utility 1.87% Communication Services 0.82% Asset Allocation
Asset Class Value Cash 0.91% Equity 99.09% Other 0.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 09 | HDFCBANK10% ₹1,710 Cr 14,518,565
↑ 1,287,253 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK8% ₹1,290 Cr 25,934,629
↑ 480,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 08 | RELIANCE8% ₹1,273 Cr 9,577,476
↑ 1,844,787 Infosys Ltd (Technology)
Equity, Since 31 May 08 | INFY5% ₹906 Cr 12,381,597
↑ 740,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 14 | 5322155% ₹765 Cr 10,965,638 State Bank of India (Financial Services)
Equity, Since 31 Jul 08 | SBIN4% ₹736 Cr 24,281,723 Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT4% ₹705 Cr 5,934,374 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Mar 12 | MARUTI3% ₹528 Cr 839,757
↑ 184,346 ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC3% ₹516 Cr 26,118,817 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 May 09 | TCS3% ₹505 Cr 2,525,302 10. Motilal Oswal Multicap 35 Fund
CAGR/Annualized return of 12.2% since its launch. Ranked 5 in Multi Cap category. Return for 2019 was 7.9% , 2018 was -7.8% and 2017 was 43.1% . Motilal Oswal Multicap 35 Fund
Growth Launch Date 28 Apr 14 NAV (27 Mar 20) ₹19.7189 ↓ -0.22 (-1.08 %) Net Assets (Cr) ₹12,372 on 29 Feb 20 Category Equity - Multi Cap AMC Motilal Oswal Asset Management Co. Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.79 Sharpe Ratio 0.37 Information Ratio -0.22 Alpha Ratio 3.34 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 15 ₹10,000 29 Feb 16 ₹9,219 28 Feb 17 ₹13,033 28 Feb 18 ₹15,863 28 Feb 19 ₹14,487 29 Feb 20 ₹15,598 Returns for Motilal Oswal Multicap 35 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Mar 20 Duration Returns 1 Month -26.7% 3 Month -27.6% 6 Month -25.5% 1 Year -22.7% 3 Year -4.3% 5 Year 3.3% 10 Year 15 Year Since launch 12.2% Historical performance (Yearly) on absolute basis
Year Returns 2019 7.9% 2018 -7.8% 2017 43.1% 2016 8.5% 2015 14.6% 2014 2013 2012 2011 2010 Fund Manager information for Motilal Oswal Multicap 35 Fund
Name Since Tenure Abhiroop Mukherjee 28 Apr 14 5.68 Yr. Akash Singhania 17 May 19 0.63 Yr. Herin Visaria 26 Jul 19 0.43 Yr. Data below for Motilal Oswal Multicap 35 Fund as on 29 Feb 20
Equity Sector Allocation
Sector Value Financial Services 47.41% Consumer Cyclical 16.47% Technology 10.73% Consumer Defensive 9.06% Industrials 5.32% Energy 5.29% Basic Materials 3.49% Health Care 1.38% Asset Allocation
Asset Class Value Cash 0.85% Equity 99.15% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 14 | HDFCBANK9% ₹1,060 Cr 9,000,000
↓ -2,000,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | 5322157% ₹872 Cr 12,500,000 HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Nov 17 | 5407777% ₹816 Cr 15,000,000 AU Small Finance Bank Ltd (Financial Services)
Equity, Since 31 Jul 17 | 5406116% ₹745 Cr 6,410,000
↑ 160,000 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Jun 14 | HDFC6% ₹718 Cr 3,300,000 Infosys Ltd (Technology)
Equity, Since 31 May 18 | INFY6% ₹688 Cr 9,400,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 5000345% ₹670 Cr 1,500,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 18 | LT5% ₹658 Cr 5,540,750 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jan 18 | TCS5% ₹640 Cr 3,200,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 15 | MARUTI5% ₹628 Cr 1,000,000
How to Choose Best SIP Investment?
There are various Mutual Funds that allow you to invest through a SIP. But the main problem is selecting the best mutual funds for SIP. Though the best Mutual Funds might vary from person to person, below is a list of some points that investors might consider before choosing a best SIP Mutual Fund.
Understand Objective of the SIP Investment
When it comes to investing, each one of us has a different objective. So before investing in Mutual Funds through a SIP, it is advised to get a clear picture of your investment goals and risk profile. Generally, Equity Mutual Funds are considered to be beneficial for long-term objectives while money market and Debt fund are suitable for short-term objectives.
Know the Fund House
A large part of the SIP returns depends on the Fund House managing your money on your behalf. If the Fund House fails its objective, you will be the one losing your money. To make sure you have the best SIP plan choose a well-reputed fund house.
Monitor Fund Performance of the SIP Mutual Fund
One of the basic reasons due to which people invest in Mutual Funds through SIP is to make money. Therefore, it is important to analyse the performance of funds over a period of time to choose the best fund and then invest in the best SIP plans. Typically, for equity Mutual Funds long-term performance is looked at, while for the debt Mutual Funds short to mid-term returns are considered.
Analyse Loads and Recurring Expenses of SIP
Last but not the least, the exit load and the expense ratio incurred if the investment in redeemed before a specified period (usually called the lock-in period).
So, it is advised to choose the best SIP plans considering these parameters in mind. Think before you invest!
SIP Calculator (SIP Return Calculator)
For financial planning, SIP calculator or SIP return calculator is one of the best tools.
To monitor how your SIP grows through the power of compounding consider the below example.
| Monthly Investment | Time Period of Investment | Total Amount Invested | Final Value @ 14% p.a. |
|---|---|---|---|
| 1,000 | 5 years | 60,000 | 87,200 |
| 1,000 | 10 years | 1,20,000 | 2,62,091 |
| 1,000 | 15 years | 1,80,000 | 6,12,853 |
The above table mentions that if you invest INR 1,000 per month in a SIP Mutual Fund, your total investment in 5 years would be INR 60,000 and your SIP returns at an assumed return percentage of 14% p.a. would be INR 87,2001, respectively. Similarly, in 10 years the total investment would be INR 1,20,000 and the SIP return at the assumed percentage of 14% p.a. would be INR 2,62,091.
The same way, the investment in 15 years would be INR 1,80,000 and the final value at the return percentage of 14% p.a would be INR 6,12,853, respectively.
So, by simply investing INR 1,000 in a month, see how your money will grow in the years to come. Consider the above calculations when choosing a best SIP Mutual Fund to invest.
How Invest in Systematic Investment Plan?
Open Free Investment Account for Lifetime at Fincash.com
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
So, what are you waiting for? Get started with your SIP or Systematic Investment Plan and save better, now!
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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helpful to invest in SIP