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Top 10 Best Performing SIP Plans for investment in India 2019

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Best Performing SIP Plans in India 2019

Updated on March 22, 2019 , 2479 views

Best SIP plans? How to choose them? These are some of the common questions that occur in the mind of investors when thinking of Investing in Mutual Funds through a SIP or Systematic Investment plan.

SIP investment is one of the most disciplined investing options when investing in Mutual Funds. Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.

Generally, some of the best SIP plans in India offer good returns when invested for a longer duration. To know how much one can earn by investing a SIP or Systematic Investment Plan, check the sip calculator (also known as SIP return calculator) section below.

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Why to Invest in a Systematic Investment Plan?

A systematic investment plan comes with multiple benefits. Its minimum investment amount INR 500 has not only gained attention most population, but also of many youngsters to begin their investment journey in mutual funds. An investor who wants to invest in a SIP can plan their major Financial goals like- child's education, marriage expenses, purchase of a house/car, etc., in a disciplined manner. One can simply start investing as per their goals (short-term, mid-term and long-term) and attain an increase in wealth over a certain period of time.

SIPs offer major benefits like rupee cost averaging and Power of Compounding. Rupee cost averaging helps an individual to average out the cost of an asset purchase. In a SIP, the purchase of units is done over a long period and these are spread out equally over monthly intervals (usually). Due to the investment being spread out over time, the investment is made into the stock market at different price points giving the investor the benefit of averaging cost, hence the term rupee cost averaging.

In the case of compound interest, unlike simple interest where you gain interest on only the principal, here the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since the mutual funds in the SIP are in instalments, they are compounded, which adds more to the initially invested sum.

Best SIP Plans to Invest In FY 19 - 20

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
ICICI Prudential Banking and Financial Services Fund Growth ₹63.74
↓ -0.55
₹2,604 100 6.41113.425.123.3-0.4
Mirae Asset India Equity Fund  Growth ₹50.465
↓ -0.24
₹10,560 1,000 5.53.512.417.718.8-0.6
Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹28.51
↓ -0.19
₹1,533 1,000 5.46.910.521.522-2.4
Kotak Standard Multicap Fund Growth ₹34.866
↓ -0.13
₹21,682 500 5.53.610.316.619-0.9
DSP BlackRock US Flexible Equity Fund Growth ₹24.2531
↓ -0.14
₹216 500 10.2-10.18.212.79.9-1.1
Axis Focused 25 Fund Growth ₹26.68
↓ -0.14
₹6,762 1,000 -0.1-3.67.51716.70.6
Invesco India Growth Opportunities Fund Growth ₹33.72
↓ -0.29
₹1,115 500 4.31.47.415.916.3-0.2
Tata India Tax Savings Fund Growth ₹17.9189
↓ -0.05
₹1,598 500 6.45.96.715.7 -8.4
Kotak Equity Opportunities Fund Growth ₹118.353
↓ -0.13
₹2,312 1,000 5.44.26.71517.1-5.6
Franklin Build India Fund Growth ₹41.7987
↓ -0.15
₹1,122 500 6.15.36.115.322.6-10.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Mar 19

1. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

ICICI Prudential Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 22 Aug 08. It is a fund with High risk and has given a CAGR/Annualized return of 19.1% since its launch.  Return for 2018 was -0.4% , 2017 was 45.1% and 2016 was 21.1% .

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund
Growth
Launch Date 22 Aug 08
NAV (22 Mar 19) ₹63.74 ↓ -0.55   (-0.86 %)
Net Assets (Cr) ₹2,604 on 28 Feb 19
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.52
Sharpe Ratio -0.1
Information Ratio 0.03
Alpha Ratio -8.73
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 14₹10,000
28 Feb 15₹18,551
29 Feb 16₹14,290
28 Feb 17₹24,026
28 Feb 18₹28,580
28 Feb 19₹28,380

ICICI Prudential Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623
Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Mar 19

DurationReturns
1 Month 10.1%
3 Month 6.4%
6 Month 11%
1 Year 13.4%
3 Year 25.1%
5 Year 23.3%
10 Year
15 Year
Since launch 19.1%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -0.4%
2017 45.1%
2016 21.1%
2015 -7.2%
2014 69%
2013 -2.6%
2012 72.2%
2011 -31.6%
2010 32.8%
2009 77.6%
Fund Manager information for ICICI Prudential Banking and Financial Services Fund
NameSinceTenure
Roshan Chutkey29 Jan 181.01 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 28 Feb 19

Equity Sector Allocation
SectorValue
Financial Services96.32%
Asset Allocation
Asset ClassValue
Cash2.77%
Equity97.12%
Other0.1%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | ICICIBANK
14%₹356 Cr10,167,356
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK
9%₹247 Cr1,189,734
State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN
9%₹240 Cr8,913,537
↑ 1,209,421
Bank of Baroda (Financial Services)
Equity, Since 31 May 17 | 532134
6%₹154 Cr15,238,223
↑ 5,205,886
Bajaj Finserv Ltd (Financial Services)
Equity, Since 30 Jun 13 | 532978
5%₹142 Cr220,497
↑ 11,724
SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 17 | 540719
5%₹119 Cr2,048,602
↑ 723,596
Treps
CBLO/Reverse Repo | -
4%₹104 Cr
Mahindra & Mahindra Financial Services Ltd (Financial Services)
Equity, Since 30 Jun 18 | M&MFIN
4%₹103 Cr2,601,948
↑ 289,341
Muthoot Finance Ltd (Financial Services)
Equity, Since 30 Apr 14 | 533398
3%₹88 Cr1,662,779
LIC Housing Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | LICHSGFIN
3%₹83 Cr1,745,821

2. Mirae Asset India Equity Fund 

(Erstwhile Mirae Asset India Opportunities Fund)

The investment objective of the scheme is to generate long term capital appreciation by capitalizing on potential investment opportunities through predominantly investing in equities, equity related securities.

Mirae Asset India Equity Fund  is a Equity - Multi Cap fund was launched on 4 Apr 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.9% since its launch.  Ranked 19 in Multi Cap category.  Return for 2018 was -0.6% , 2017 was 38.6% and 2016 was 8.1% .

Below is the key information for Mirae Asset India Equity Fund 

Mirae Asset India Equity Fund 
Growth
Launch Date 4 Apr 08
NAV (22 Mar 19) ₹50.465 ↓ -0.24   (-0.47 %)
Net Assets (Cr) ₹10,560 on 28 Feb 19
Category Equity - Multi Cap
AMC Mirae Asset Global Inv (India) Pvt. Ltd
Rating
Risk Moderately High
Expense Ratio 2.17
Sharpe Ratio -0.08
Information Ratio 1.02
Alpha Ratio 0.36
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 14₹10,000
28 Feb 15₹15,884
29 Feb 16₹13,487
28 Feb 17₹18,562
28 Feb 18₹22,669
28 Feb 19₹22,978

Mirae Asset India Equity Fund  SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for Mirae Asset India Equity Fund 

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Mar 19

DurationReturns
1 Month 6.7%
3 Month 5.5%
6 Month 3.5%
1 Year 12.4%
3 Year 17.7%
5 Year 18.8%
10 Year
15 Year
Since launch 15.9%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -0.6%
2017 38.6%
2016 8.1%
2015 4.3%
2014 52.9%
2013 8.9%
2012 33.3%
2011 -19.6%
2010 23.1%
2009 109.3%
Fund Manager information for Mirae Asset India Equity Fund 
NameSinceTenure
Neelesh Surana10 Mar 0810.9 Yr.
Harshad Borawake1 May 171.75 Yr.
Gaurav Misra31 Jan 190 Yr.

Data below for Mirae Asset India Equity Fund  as on 28 Feb 19

Equity Sector Allocation
SectorValue
Financial Services32.37%
Consumer Cyclical10.91%
Technology10.39%
Energy9.25%
Basic Materials8.35%
Health Care7.38%
Consumer Defensive7.36%
Industrials6.7%
Utility2.6%
Communication Services0.51%
Asset Allocation
Asset ClassValue
Cash4.16%
Equity95.84%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 09 | HDFCBANK
9%₹899 Cr4,327,626
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 08 | RELIANCE
6%₹631 Cr5,122,882
Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 14 | 532215
5%₹545 Cr7,674,614
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
5%₹522 Cr14,899,931
↑ 400,582
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 May 09 | TCS
4%₹409 Cr2,063,792
Cblo
CBLO | -
4%₹398 Cr
State Bank of India (Financial Services)
Equity, Since 31 Jul 08 | SBIN
3%₹350 Cr13,017,764
ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC
3%₹339 Cr12,269,315
↑ 386,441
Infosys Ltd (Technology)
Equity, Since 31 May 08 | INFY
3%₹332 Cr4,515,015
Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT
3%₹331 Cr2,561,756

3. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Aditya Birla Sun Life Banking And Financial Services Fund is a Equity - Sectoral fund was launched on 14 Dec 13. It is a fund with High risk and has given a CAGR/Annualized return of 22% since its launch.  Ranked 3 in Sectoral category.  Return for 2018 was -2.4% , 2017 was 47.6% and 2016 was 15.7% .

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund
Growth
Launch Date 14 Dec 13
NAV (22 Mar 19) ₹28.51 ↓ -0.19   (-0.66 %)
Net Assets (Cr) ₹1,533 on 28 Feb 19
Category Equity - Sectoral
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk High
Expense Ratio 2.64
Sharpe Ratio -0.13
Information Ratio -0.32
Alpha Ratio -11.28
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 14₹10,000
28 Feb 15₹17,814
29 Feb 16₹14,649
28 Feb 17₹23,134
28 Feb 18₹27,536
28 Feb 19₹26,773

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691
Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Mar 19

DurationReturns
1 Month 9.8%
3 Month 5.4%
6 Month 6.9%
1 Year 10.5%
3 Year 21.5%
5 Year 22%
10 Year
15 Year
Since launch 22%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -2.4%
2017 47.6%
2016 15.7%
2015 -0.5%
2014 65.8%
2013
2012
2011
2010
2009
Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund
NameSinceTenure
Satyabrata Mohanty14 Dec 135.13 Yr.
Dhaval Gala26 Aug 153.44 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 28 Feb 19

Equity Sector Allocation
SectorValue
Financial Services97.63%
Asset Allocation
Asset ClassValue
Cash2.37%
Equity97.63%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | HDFCBANK
17%₹264 Cr1,271,000
↓ -150,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | ICICIBANK
13%₹199 Cr5,670,190
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 532215
7%₹112 Cr1,574,000
↑ 700,000
Bandhan Bank Ltd (Financial Services)
Equity, Since 30 Apr 18 | 541153
7%₹111 Cr2,319,500
↓ -8,000
State Bank of India (Financial Services)
Equity, Since 31 Oct 17 | SBIN
6%₹98 Cr3,641,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
5%₹83 Cr312,931
↓ -43,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | KOTAKBANK
5%₹79 Cr650,000
↑ 600,000
Bharat Financial Inclusion Ltd (Financial Services)
Equity, Since 31 May 14 | BHARATFIN
5%₹77 Cr832,607
L&T Finance Holdings Ltd (Financial Services)
Equity, Since 31 Aug 16 | 533519
5%₹70 Cr5,663,000
PNB Housing Finance Ltd (Financial Services)
Equity, Since 31 Oct 16 | PNBHOUSING
4%₹59 Cr658,724

4. Kotak Standard Multicap Fund

(Erstwhile Kotak Select Focus Fund)

The investment objective of the scheme is to generate long term appreciation from the portfolio of equity and equity related sectors, generally focussed on few selected sectors.

Kotak Standard Multicap Fund is a Equity - Multi Cap fund was launched on 11 Sep 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14% since its launch.  Ranked 3 in Multi Cap category.  Return for 2018 was -0.9% , 2017 was 34.3% and 2016 was 9.4% .

Below is the key information for Kotak Standard Multicap Fund

Kotak Standard Multicap Fund
Growth
Launch Date 11 Sep 09
NAV (22 Mar 19) ₹34.866 ↓ -0.13   (-0.38 %)
Net Assets (Cr) ₹21,682 on 28 Feb 19
Category Equity - Multi Cap
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 2.01
Sharpe Ratio -0.19
Information Ratio 0.24
Alpha Ratio -0.79
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 14₹10,000
28 Feb 15₹16,666
29 Feb 16₹14,180
28 Feb 17₹19,704
28 Feb 18₹23,216
28 Feb 19₹23,172

Kotak Standard Multicap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for Kotak Standard Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Mar 19

DurationReturns
1 Month 7.5%
3 Month 5.5%
6 Month 3.6%
1 Year 10.3%
3 Year 16.6%
5 Year 19%
10 Year
15 Year
Since launch 14%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -0.9%
2017 34.3%
2016 9.4%
2015 3%
2014 57.9%
2013 6.1%
2012 33.5%
2011 -22.3%
2010 20%
2009
Fund Manager information for Kotak Standard Multicap Fund
NameSinceTenure
Harsha Upadhyaya4 Aug 126.5 Yr.

Data below for Kotak Standard Multicap Fund as on 28 Feb 19

Equity Sector Allocation
SectorValue
Financial Services37.26%
Energy10.34%
Industrials9.3%
Technology8.49%
Consumer Cyclical8.32%
Basic Materials7.53%
Consumer Defensive5.2%
Utility4.6%
Health Care2.85%
Asset Allocation
Asset ClassValue
Cash4.89%
Equity95.11%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 16 | RELIANCE
7%₹1,539 Cr12,500,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK
7%₹1,520 Cr7,315,000
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 10 | ICICIBANK
6%₹1,350 Cr38,550,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 May 12 | 532215
5%₹1,171 Cr16,500,000
↑ 1,475,000
Triparty Repo
CBLO/Reverse Repo | -
5%₹1,134 Cr
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 13 | LT
5%₹1,034 Cr8,000,000
Infosys Ltd (Technology)
Equity, Since 30 Nov 10 | INFY
5%₹1,008 Cr13,730,562
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 May 18 | TCS
4%₹793 Cr4,000,000
RBL Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | RBLBANK
3%₹580 Cr10,035,000
Petronet LNG Ltd (Energy)
Equity, Since 31 Aug 12 | 532522
3%₹559 Cr25,000,000

5. DSP BlackRock US Flexible Equity Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF.

DSP BlackRock US Flexible Equity Fund is a Equity - Global fund was launched on 3 Aug 12. It is a fund with High risk and has given a CAGR/Annualized return of 14.3% since its launch.  Ranked 3 in Global category.  Return for 2018 was -1.1% , 2017 was 15.5% and 2016 was 9.8% .

Below is the key information for DSP BlackRock US Flexible Equity Fund

DSP BlackRock US Flexible Equity Fund
Growth
Launch Date 3 Aug 12
NAV (20 Mar 19) ₹24.2531 ↓ -0.14   (-0.56 %)
Net Assets (Cr) ₹216 on 28 Feb 19
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 2.1
Sharpe Ratio 0.33
Information Ratio -0.64
Alpha Ratio -0.76
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 14₹10,000
28 Feb 15₹10,940
29 Feb 16₹10,897
28 Feb 17₹13,051
28 Feb 18₹14,919
28 Feb 19₹16,132

DSP BlackRock US Flexible Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for DSP BlackRock US Flexible Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Mar 19

DurationReturns
1 Month -2%
3 Month 10.2%
6 Month -10.1%
1 Year 8.2%
3 Year 12.7%
5 Year 9.9%
10 Year
15 Year
Since launch 14.3%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -1.1%
2017 15.5%
2016 9.8%
2015 2.5%
2014 13.1%
2013 46.7%
2012
2011
2010
2009
Fund Manager information for DSP BlackRock US Flexible Equity Fund
NameSinceTenure
Kedar Karnik17 Jul 162.54 Yr.
Laukik Bagwe3 Aug 126.5 Yr.
Jay Kothari1 Mar 135.92 Yr.

Data below for DSP BlackRock US Flexible Equity Fund as on 28 Feb 19

Equity Sector Allocation
SectorValue
Technology24.85%
Health Care17.47%
Financial Services14.12%
Consumer Cyclical11.42%
Consumer Defensive7.26%
Energy6.27%
Industrials4.73%
Communication Services4.06%
Basic Materials3.08%
Utility1.78%
Asset Allocation
Asset ClassValue
Cash4.95%
Equity95.05%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF US Flexible Equity I2 USD
Investment Fund | -
96%₹207 Cr1,274,011
↑ 22,279
Treps / Reverse Repo Investments / Corporate Debt Repo
CBLO/Reverse Repo | -
4%₹10 Cr
Net Receivables/Payables
Net Current Assets | -
0%₹0 Cr

6. Axis Focused 25 Fund

To generate long term capital appreciation by investing in a concentrated portfolio of equity & equity related instruments of up to 25 companies.

Axis Focused 25 Fund is a Equity - Focused fund was launched on 29 Jun 12. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.7% since its launch.  Ranked 7 in Focused category.  Return for 2018 was 0.6% , 2017 was 45.2% and 2016 was 4.6% .

Below is the key information for Axis Focused 25 Fund

Axis Focused 25 Fund
Growth
Launch Date 29 Jun 12
NAV (22 Mar 19) ₹26.68 ↓ -0.14   (-0.52 %)
Net Assets (Cr) ₹6,762 on 28 Feb 19
Category Equity - Focused
AMC Axis Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.73
Sharpe Ratio -0.06
Information Ratio 0.3
Alpha Ratio -3.46
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 14₹10,000
28 Feb 15₹14,996
29 Feb 16₹12,424
28 Feb 17₹16,760
28 Feb 18₹21,138
28 Feb 19₹21,220

Axis Focused 25 Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for Axis Focused 25 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Mar 19

DurationReturns
1 Month 5.4%
3 Month -0.1%
6 Month -3.6%
1 Year 7.5%
3 Year 17%
5 Year 16.7%
10 Year
15 Year
Since launch 15.7%
Historical performance (Yearly) on absolute basis
YearReturns
2018 0.6%
2017 45.2%
2016 4.6%
2015 3.9%
2014 38.8%
2013 5.8%
2012
2011
2010
2009
Fund Manager information for Axis Focused 25 Fund
NameSinceTenure
Jinesh Gopani7 Jun 162.65 Yr.

Data below for Axis Focused 25 Fund as on 28 Feb 19

Equity Sector Allocation
SectorValue
Financial Services42.29%
Consumer Cyclical25.6%
Technology14.74%
Basic Materials10.1%
Industrials4.05%
Asset Allocation
Asset ClassValue
Cash3.21%
Equity96.79%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 18 | TCS
9%₹599 Cr3,020,097
↑ 194,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
9%₹588 Cr2,218,135
↑ 195,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 13 | KOTAKBANK
7%₹486 Cr4,006,457
↑ 210,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 12 | HDFCBANK
7%₹469 Cr2,255,069
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 16 | MARUTI
7%₹447 Cr654,460
↑ 53,500
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 May 18 | HDFC
6%₹428 Cr2,322,956
↑ 175,000
Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Oct 16 | 532978
6%₹399 Cr617,050
↑ 50,000
Pidilite Industries Ltd (Basic Materials)
Equity, Since 30 Jun 16 | PIDILITIND
6%₹394 Cr3,419,936
↑ 560,000
Avenue Supermarts Ltd (Consumer Cyclical)
Equity, Since 30 Apr 17 | 540376
6%₹388 Cr2,665,122
↑ 189,773
Supreme Industries Ltd (Consumer Cyclical)
Equity, Since 31 Dec 16 | 509930
5%₹356 Cr3,113,026
↑ 565,197

7. Invesco India Growth Opportunities Fund

(Erstwhile Invesco India Growth Fund)

The investment objective of the Scheme is to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. However, there can be no assurance that the objectives of the scheme will be achieved.

Invesco India Growth Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 9 Aug 07. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 11% since its launch.  Ranked 6 in Large & Mid Cap category.  Return for 2018 was -0.2% , 2017 was 39.6% and 2016 was 3.3% .

Below is the key information for Invesco India Growth Opportunities Fund

Invesco India Growth Opportunities Fund
Growth
Launch Date 9 Aug 07
NAV (22 Mar 19) ₹33.72 ↓ -0.29   (-0.85 %)
Net Assets (Cr) ₹1,115 on 28 Feb 19
Category Equity - Large & Mid Cap
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderately High
Expense Ratio 2.8
Sharpe Ratio -0.18
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 14₹10,000
28 Feb 15₹15,666
29 Feb 16₹12,866
28 Feb 17₹16,780
28 Feb 18₹21,252
28 Feb 19₹21,062

Invesco India Growth Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for Invesco India Growth Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Mar 19

DurationReturns
1 Month 6.2%
3 Month 4.3%
6 Month 1.4%
1 Year 7.4%
3 Year 15.9%
5 Year 16.3%
10 Year
15 Year
Since launch 11%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -0.2%
2017 39.6%
2016 3.3%
2015 3.8%
2014 43.7%
2013 11.5%
2012 26.5%
2011 -21.8%
2010 22.3%
2009 62.2%
Fund Manager information for Invesco India Growth Opportunities Fund
NameSinceTenure
Amit Ganatra23 Jun 144.61 Yr.
Taher Badshah10 Jan 172.06 Yr.

Data below for Invesco India Growth Opportunities Fund as on 28 Feb 19

Equity Sector Allocation
SectorValue
Financial Services28.95%
Consumer Cyclical17.55%
Technology9.1%
Industrials9.08%
Energy8.98%
Health Care8.66%
Basic Materials5.42%
Consumer Defensive5.18%
Utility2.58%
Asset Allocation
Asset ClassValue
Cash4.52%
Equity95.48%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 09 | HDFCBANK
7%₹80 Cr385,112
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 17 | RELIANCE
6%₹63 Cr508,593
Triparty Repo
CBLO/Reverse Repo | -
5%₹56 Cr
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK
5%₹54 Cr1,531,149
Indian Oil Corp Ltd (Energy)
Equity, Since 31 Mar 17 | IOC
3%₹38 Cr2,595,781
↓ -80,418
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 17 | LT
3%₹35 Cr272,564
Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 13 | TCS
3%₹34 Cr171,492
Aditya Birla Fashion and Retail Ltd (Consumer Cyclical)
Equity, Since 31 Mar 18 | ABFRL
3%₹33 Cr1,444,034
↑ 328,952
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Jun 18 | 500034
3%₹32 Cr121,673
United Breweries Ltd (Consumer Defensive)
Equity, Since 31 Jan 15 | 532478
3%₹31 Cr227,657
↑ 10,943

8. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14% since its launch.  Ranked 1 in ELSS category.  Return for 2018 was -8.4% , 2017 was 46% and 2016 was 2.1% .

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund
Growth
Launch Date 13 Oct 14
NAV (22 Mar 19) ₹17.9189 ↓ -0.05   (-0.30 %)
Net Assets (Cr) ₹1,598 on 28 Feb 19
Category Equity - ELSS
AMC Tata Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 2.61
Sharpe Ratio -0.38
Information Ratio -0.08
Alpha Ratio -10.52
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
28 Feb 15₹11,512
29 Feb 16₹10,087
28 Feb 17₹13,589
28 Feb 18₹16,880
28 Feb 19₹16,099

Tata India Tax Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Mar 19

DurationReturns
1 Month 7.2%
3 Month 6.4%
6 Month 5.9%
1 Year 6.7%
3 Year 15.7%
5 Year
10 Year
15 Year
Since launch 14%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -8.4%
2017 46%
2016 2.1%
2015 13.3%
2014
2013
2012
2011
2010
2009
Fund Manager information for Tata India Tax Savings Fund
NameSinceTenure
Rupesh Patel1 Apr 153.84 Yr.
Ennette Fernandes18 Jun 180.62 Yr.

Data below for Tata India Tax Savings Fund as on 28 Feb 19

Equity Sector Allocation
SectorValue
Financial Services40.47%
Consumer Cyclical13.63%
Consumer Defensive10.96%
Technology10.82%
Industrials9.37%
Health Care4.93%
Energy3.85%
Basic Materials3.16%
Real Estate0.62%
Asset Allocation
Asset ClassValue
Cash2.24%
Equity97.81%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK
9%₹141 Cr4,015,000
Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY
8%₹123 Cr1,680,000
↑ 660,000
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK
7%₹116 Cr560,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | 532215
7%₹106 Cr1,500,000
State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN
5%₹83 Cr3,100,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE
4%₹62 Cr500,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 May 15 | KOTAKBANK
4%₹60 Cr495,000
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Jun 17 | HDFC
4%₹57 Cr310,000
ITC Ltd (Consumer Defensive)
Equity, Since 30 Sep 16 | ITC
3%₹52 Cr1,900,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jul 18 | TCS
3%₹50 Cr250,000

9. Kotak Equity Opportunities Fund

(Erstwhile Kotak Opportunities Scheme)

To generate capital appreciation from a diversified portfolio of equity and equity related securities. However, there is no assurance that the objective of the scheme will be realized.

Kotak Equity Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 9 Sep 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.5% since its launch.  Ranked 2 in Large & Mid Cap category.  Return for 2018 was -5.6% , 2017 was 34.9% and 2016 was 9.6% .

Below is the key information for Kotak Equity Opportunities Fund

Kotak Equity Opportunities Fund
Growth
Launch Date 9 Sep 04
NAV (22 Mar 19) ₹118.353 ↓ -0.13   (-0.11 %)
Net Assets (Cr) ₹2,312 on 28 Feb 19
Category Equity - Large & Mid Cap
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 2.4
Sharpe Ratio -0.42
Information Ratio -0.13
Alpha Ratio -4.02
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 14₹10,000
28 Feb 15₹16,066
29 Feb 16₹13,441
28 Feb 17₹18,760
28 Feb 18₹22,044
28 Feb 19₹21,325

Kotak Equity Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Returns for Kotak Equity Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Mar 19

DurationReturns
1 Month 7.3%
3 Month 5.4%
6 Month 4.2%
1 Year 6.7%
3 Year 15%
5 Year 17.1%
10 Year
15 Year
Since launch 18.5%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -5.6%
2017 34.9%
2016 9.6%
2015 3.3%
2014 49.9%
2013 4.2%
2012 30.1%
2011 -22.8%
2010 18.5%
2009 80.1%
Fund Manager information for Kotak Equity Opportunities Fund
NameSinceTenure
Harsha Upadhyaya4 Aug 126.5 Yr.

Data below for Kotak Equity Opportunities Fund as on 28 Feb 19

Equity Sector Allocation
SectorValue
Financial Services28.04%
Industrials15.39%
Basic Materials12.85%
Technology10.36%
Energy8.25%
Consumer Cyclical7.36%
Utility6.61%
Health Care5.23%
Consumer Defensive4.33%
Asset Allocation
Asset ClassValue
Cash1.01%
Equity98.96%
Other0.03%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | HDFCBANK
7%₹156 Cr750,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 16 | RELIANCE
6%₹142 Cr1,150,000
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 10 | ICICIBANK
5%₹125 Cr3,575,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 18 | TCS
5%₹122 Cr615,000
Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY
5%₹117 Cr1,600,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | 532215
4%₹99 Cr1,400,000
↑ 150,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 13 | LT
4%₹91 Cr700,000
Bharat Financial Inclusion Ltd (Financial Services)
Equity, Since 31 Jan 18 | BHARATFIN
4%₹85 Cr925,000
AIA Engineering Ltd (Industrials)
Equity, Since 31 Jul 14 | AIAENG
3%₹69 Cr400,000
Coromandel International Ltd (Basic Materials)
Equity, Since 30 Nov 16 | 506395
3%₹65 Cr1,475,000

10. Franklin Build India Fund

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Franklin Build India Fund is a Equity - Sectoral fund was launched on 4 Sep 09. It is a fund with High risk and has given a CAGR/Annualized return of 16.2% since its launch.  Ranked 4 in Sectoral category.  Return for 2018 was -10.7% , 2017 was 43.3% and 2016 was 8.4% .

Below is the key information for Franklin Build India Fund

Franklin Build India Fund
Growth
Launch Date 4 Sep 09
NAV (22 Mar 19) ₹41.7987 ↓ -0.15   (-0.35 %)
Net Assets (Cr) ₹1,122 on 28 Feb 19
Category Equity - Sectoral
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk High
Expense Ratio 2.73
Sharpe Ratio -0.71
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 14₹10,000
28 Feb 15₹20,563
29 Feb 16₹17,131
28 Feb 17₹24,655
28 Feb 18₹29,109
28 Feb 19₹27,028

Franklin Build India Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691
Invest Now

Returns for Franklin Build India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Mar 19

DurationReturns
1 Month 10.7%
3 Month 6.1%
6 Month 5.3%
1 Year 6.1%
3 Year 15.3%
5 Year 22.6%
10 Year
15 Year
Since launch 16.2%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -10.7%
2017 43.3%
2016 8.4%
2015 2.1%
2014 93.8%
2013 6.1%
2012 39.9%
2011 -24.6%
2010 11.9%
2009
Fund Manager information for Franklin Build India Fund
NameSinceTenure
Anand Radhakrishnan4 Sep 099.49 Yr.
Roshi Jain4 Sep 099.49 Yr.
Srikesh Nair1 Dec 153.25 Yr.

Data below for Franklin Build India Fund as on 28 Feb 19

Equity Sector Allocation
SectorValue
Financial Services34.46%
Energy13.57%
Basic Materials12.84%
Industrials9.01%
Utility7.34%
Communication Services6.73%
Technology5.01%
Consumer Cyclical4.42%
Real Estate2.3%
Asset Allocation
Asset ClassValue
Equity95.69%
Other4.31%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | ICICIBANK
9%₹105 Cr3,000,000
State Bank of India (Financial Services)
Equity, Since 31 Jul 14 | SBIN
9%₹102 Cr3,800,000
↑ 31,599
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 14 | HDFCBANK
7%₹83 Cr400,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | 532215
7%₹78 Cr1,100,000
Indian Oil Corp Ltd (Energy)
Equity, Since 30 Apr 16 | IOC
6%₹65 Cr4,478,673
↓ -121,327
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 09 | BHARTIARTL
6%₹64 Cr2,000,000
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 30 Jun 16 | 500547
5%₹54 Cr1,600,000
↑ 100,000
Call, Cash & Other Assets
Receivables | -
4%₹48 Cr
UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Sep 18 | ULTRACEMCO
3%₹38 Cr98,906
NTPC Ltd (Utilities)
Equity, Since 30 Nov 16 | 532555
3%₹35 Cr2,500,000

How to Choose Best SIP Investment?

Things-to-consider-for-best-SIP

There are various Mutual Funds that allow you to invest through a SIP. But the main problem is selecting the best mutual funds for SIP. Though the best Mutual Funds might vary from person to person, below is a list of some points that investors might consider before choosing a best SIP Mutual Fund.

Understand Objective of the SIP Investment

When it comes to investing, each one of us has a different objective. So before investing in Mutual Funds through a SIP, it is advised to get a clear picture of your investment goals and risk profile. Generally, Equity Mutual Funds are considered to be beneficial for long-term objectives while money market and Debt fund are suitable for short-term objectives.

Know the Fund House

A large part of the SIP returns depends on the Fund House managing your money on your behalf. If the Fund House fails its objective, you will be the one losing your money. To make sure you have the best SIP plan choose a well-reputed fund house.

Monitor Fund Performance of the SIP Mutual Fund

One of the basic reasons due to which people invest in Mutual Funds through SIP is to make money. Therefore, it is important to analyse the performance of funds over a period of time to choose the best fund and then invest in the best SIP plans. Typically, for equity Mutual Funds long-term performance is looked at, while for the debt Mutual Funds short to mid-term returns are considered.

Analyse Loads and Recurring Expenses of SIP

Last but not the least, the exit load and the expense ratio incurred if the investment in redeemed before a specified period (usually called the lock-in period).

So, it is advised to choose the best SIP plans considering these parameters in mind. Think before you invest!

SIP Calculator (SIP Return Calculator)

For financial planning, SIP calculator or SIP return calculator is one of the best tools.

To monitor how your SIP grows through the power of compounding consider the below example.

Monthly Investment Time Period of Investment Total Amount Invested Final Value @ 14% p.a.
1,000 5 years 60,000 87,200
1,000 10 years 1,20,000 2,62,091
1,000 15 years 1,80,000 6,12,853

The above table mentions that if you invest INR 1,000 per month in a SIP Mutual Fund, your total investment in 5 years would be INR 60,000 and your SIP returns at an assumed return percentage of 14% p.a. would be INR 87,2001, respectively. Similarly, in 10 years the total investment would be INR 1,20,000 and the SIP return at the assumed percentage of 14% p.a. would be INR 2,62,091.

The same way, the investment in 15 years would be INR 1,80,000 and the final value at the return percentage of 14% p.a would be INR 6,12,853, respectively.

So, by simply investing INR 1,000 in a month, see how your money will grow in the years to come. Consider the above calculations when choosing a best SIP Mutual Fund to invest.

How Invest in Systematic Investment Plan?

  1. Open Free Investment Account for Lifetime at Fincash.com

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

    Get Started

So, what are you waiting for? Get started with your SIP or Systematic Investment Plan and save better, now!

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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