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Table of Contents
- Why to Invest in a Systematic Investment Plan?
- Best SIP Plans to Invest In FY 19 - 20
- How to Choose Best SIP Investment?
- SIP Calculator (SIP Return Calculator)
- How Invest in Systematic Investment Plan?
Top 10 Funds
- ICICI Prudential Banking and Financial Services Fund
- Franklin Asian Equity Fund
- Aditya Birla Sun Life Banking And Financial Services Fund
- Axis Focused 25 Fund
- Tata India Tax Savings Fund
- Kotak Equity Opportunities Fund
- DSP BlackRock Equity Opportunities Fund
- Invesco India Growth Opportunities Fund
- Mirae Asset India Equity Fund
- Kotak Standard Multicap Fund
Best Performing SIP Plans in India 2019
Best SIP plans? How to choose them? These are some of the common questions that occur in the mind of investors when thinking of Investing in Mutual Funds through a SIP or Systematic Investment plan.
SIP investment is one of the most disciplined investing options when investing in Mutual Funds. Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.
Generally, some of the best SIP plans in India offer good returns when invested for a longer duration. To know how much one can earn by investing a SIP or Systematic Investment Plan, check the sip calculator (also known as SIP return calculator) section below.
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Why to Invest in a Systematic Investment Plan?
A systematic investment plan comes with multiple benefits. Its minimum investment amount INR 500 has not only gained attention most population, but also of many youngsters to begin their investment journey in mutual funds. An investor who wants to invest in a SIP can plan their major Financial goals like- child's education, marriage expenses, purchase of a house/car, etc., in a disciplined manner. One can simply start investing as per their goals (short-term, mid-term and long-term) and attain an increase in wealth over a certain period of time.
SIPs offer major benefits like rupee cost averaging and Power of Compounding. Rupee cost averaging helps an individual to average out the cost of an asset purchase. In a SIP, the purchase of units is done over a long period and these are spread out equally over monthly intervals (usually). Due to the investment being spread out over time, the investment is made into the stock market at different price points giving the investor the benefit of averaging cost, hence the term rupee cost averaging.
In the case of compound interest, unlike simple interest where you gain interest on only the principal, here the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since the mutual funds in the SIP are in instalments, they are compounded, which adds more to the initially invested sum.
Best SIP Plans to Invest In FY 19 - 20
ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized. ICICI Prudential Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 22 Aug 08. It is a fund with High risk and has given a Below is the key information for ICICI Prudential Banking and Financial Services Fund Returns up to 1 year are on An open-end diversified equity fund that seeks to provide medium to long term appreciation through investments primarily in Asian Companies / sectors (excluding Japan) with long term potential across market capitalisation. Franklin Asian Equity Fund is a Equity - Global fund was launched on 16 Jan 08. It is a fund with High risk and has given a Below is the key information for Franklin Asian Equity Fund Returns up to 1 year are on The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved. Aditya Birla Sun Life Banking And Financial Services Fund is a Equity - Sectoral fund was launched on 14 Dec 13. It is a fund with High risk and has given a Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund Returns up to 1 year are on To generate long term capital appreciation by investing in a concentrated portfolio of equity & equity related instruments of up to 25 companies. Axis Focused 25 Fund is a Equity - Focused fund was launched on 29 Jun 12. It is a fund with Moderately High risk and has given a Below is the key information for Axis Focused 25 Fund Returns up to 1 year are on To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.. Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a Below is the key information for Tata India Tax Savings Fund Returns up to 1 year are on (Erstwhile Kotak Opportunities Scheme) To generate capital appreciation from a diversified portfolio of equity and equity
related securities. However, there is no assurance that the objective of the scheme will be realized. Kotak Equity Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 9 Sep 04. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Equity Opportunities Fund Returns up to 1 year are on (Erstwhile DSP BlackRock Opportunities Fund) The primary investment objective is to seek to generate long term capital appreciation from a portfolio that is substantially constituted of equity and equity related securities of large and midcap companies. From time to time, the fund manager will also seek participation in other equity and equity related securities to achieve optimal portfolio construction. There is no assurance that the investment objective of the Scheme will be realized DSP BlackRock Equity Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 16 May 00. It is a fund with Moderately High risk and has given a Below is the key information for DSP BlackRock Equity Opportunities Fund Returns up to 1 year are on (Erstwhile Invesco India Growth Fund) The investment objective of the Scheme is to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. However, there can be no assurance that the objectives of the scheme will be achieved. Invesco India Growth Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 9 Aug 07. It is a fund with Moderately High risk and has given a Below is the key information for Invesco India Growth Opportunities Fund Returns up to 1 year are on (Erstwhile Mirae Asset India Opportunities Fund) The investment objective of the scheme is to generate long term capital appreciation by capitalizing on potential investment opportunities through predominantly investing in equities, equity related securities. Mirae Asset India Equity Fund is a Equity - Multi Cap fund was launched on 4 Apr 08. It is a fund with Moderately High risk and has given a Below is the key information for Mirae Asset India Equity Fund Returns up to 1 year are on (Erstwhile Kotak Select Focus Fund) The investment objective of the scheme is to generate long term appreciation from the portfolio of equity and equity related sectors, generally focussed on few selected sectors. Kotak Standard Multicap Fund is a Equity - Multi Cap fund was launched on 11 Sep 09. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Standard Multicap Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2018 (%) ICICI Prudential Banking and Financial Services Fund Growth ₹68.17
↓ -1.13 ₹3,445 100 13.2 0.2 19.3 16.3 13.2 -0.4 Franklin Asian Equity Fund Growth ₹23.3781
↑ 0.20 ₹126 500 4.5 12.2 18.2 11.8 8 -13.6 Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹30.66
↓ -0.33 ₹1,888 1,000 14.8 2 18.2 16.2 13.7 -2.4 Axis Focused 25 Fund Growth ₹30.11
↓ -0.18 ₹8,800 1,000 10.9 5.4 16.8 17.8 12 0.6 Tata India Tax Savings Fund Growth ₹18.9448
↓ -0.18 ₹2,009 500 9.4 2.1 15.9 14 11.4 -8.4 Kotak Equity Opportunities Fund Growth ₹125.221
↓ -0.57 ₹2,732 1,000 10.4 3 13.9 12.1 9.6 -5.6 DSP BlackRock Equity Opportunities Fund Growth ₹230.487
↓ -2.17 ₹5,631 500 9.8 4.2 13.8 11.3 10 -9.2 Invesco India Growth Opportunities Fund Growth ₹35.89
↓ -0.20 ₹1,991 500 9.6 4.7 13.8 15.4 10.1 -0.2 Mirae Asset India Equity Fund Growth ₹53.212
↓ -0.49 ₹15,897 1,000 8.7 2.3 13.8 15.1 11.1 -0.6 Kotak Standard Multicap Fund Growth ₹36.7
↓ -0.27 ₹28,348 500 8.8 1.1 13.6 13.5 10.4 -0.9 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Dec 19 1. ICICI Prudential Banking and Financial Services Fund
CAGR/Annualized return of 18.5% since its launch. Return for 2018 was -0.4% , 2017 was 45.1% and 2016 was 21.1% . ICICI Prudential Banking and Financial Services Fund
Growth Launch Date 22 Aug 08 NAV (06 Dec 19) ₹68.17 ↓ -1.13 (-1.63 %) Net Assets (Cr) ₹3,445 on 31 Oct 19 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆☆ Risk High Expense Ratio 2.22 Sharpe Ratio 0.77 Information Ratio -1.14 Alpha Ratio -9.22 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 14 ₹10,000 30 Nov 15 ₹9,901 30 Nov 16 ₹12,129 30 Nov 17 ₹16,722 30 Nov 18 ₹16,217 30 Nov 19 ₹19,274 Returns for ICICI Prudential Banking and Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Dec 19 Duration Returns 1 Month 1.6% 3 Month 13.2% 6 Month 0.2% 1 Year 19.3% 3 Year 16.3% 5 Year 13.2% 10 Year 15 Year Since launch 18.5% Historical performance (Yearly) on absolute basis
Year Returns 2018 -0.4% 2017 45.1% 2016 21.1% 2015 -7.2% 2014 69% 2013 -2.6% 2012 72.2% 2011 -31.6% 2010 32.8% 2009 77.6% Fund Manager information for ICICI Prudential Banking and Financial Services Fund
Name Since Tenure Roshan Chutkey 29 Jan 18 1.67 Yr. Data below for ICICI Prudential Banking and Financial Services Fund as on 31 Oct 19
Equity Sector Allocation
Sector Value Financial Services 92.9% Asset Allocation
Asset Class Value Cash 7.36% Equity 92.57% Other 0.07% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | ICICIBANK14% ₹486 Cr 10,500,937 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK10% ₹329 Cr 2,672,219
↑ 175,643 State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN9% ₹299 Cr 9,577,269 Treps
CBLO/Reverse Repo | -7% ₹251 Cr Bank of Baroda (Financial Services)
Equity, Since 31 May 17 | 5321346% ₹220 Cr 22,659,417
↓ -1,531,051 Bajaj Finserv Ltd (Financial Services)
Equity, Since 30 Jun 13 | 5329786% ₹192 Cr 236,613 Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | 5322155% ₹173 Cr 2,346,664
↓ -119,270 The Federal Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | FEDERALBNK4% ₹127 Cr 15,107,314 Mahindra & Mahindra Financial Services Ltd (Financial Services)
Equity, Since 30 Jun 18 | M&MFIN4% ₹123 Cr 3,476,303 ICICI Prudential Life Insurance Co Ltd (Financial Services)
Equity, Since 28 Feb 18 | ICICIPRULI3% ₹112 Cr 2,191,300 2. Franklin Asian Equity Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 1 in Global category. Return for 2018 was -13.6% , 2017 was 35.5% and 2016 was 7.2% . Franklin Asian Equity Fund
Growth Launch Date 16 Jan 08 NAV (06 Dec 19) ₹23.3781 ↑ 0.20 (0.87 %) Net Assets (Cr) ₹126 on 31 Oct 19 Category Equity - Global AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 2.85 Sharpe Ratio 0.86 Information Ratio -0.38 Alpha Ratio 7.46 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-3 Years (1%),3 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 14 ₹10,000 30 Nov 15 ₹9,658 30 Nov 16 ₹10,580 30 Nov 17 ₹13,592 30 Nov 18 ₹12,241 30 Nov 19 ₹14,548 Returns for Franklin Asian Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Dec 19 Duration Returns 1 Month -0.9% 3 Month 4.5% 6 Month 12.2% 1 Year 18.2% 3 Year 11.8% 5 Year 8% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2018 -13.6% 2017 35.5% 2016 7.2% 2015 -4.6% 2014 9.2% 2013 12.4% 2012 19.3% 2011 -1.6% 2010 8.1% 2009 51.4% Fund Manager information for Franklin Asian Equity Fund
Name Since Tenure Roshi Jain 16 Jan 08 11.8 Yr. Pyari Menon 26 Sep 19 0.1 Yr. Data below for Franklin Asian Equity Fund as on 31 Oct 19
Equity Sector Allocation
Sector Value Financial Services 28.86% Consumer Cyclical 21.34% Technology 18.92% Consumer Defensive 9.07% Communication Services 7.53% Basic Materials 4.71% Industrials 3.15% Real Estate 2.67% Energy 1.44% Health Care 0.79% Asset Allocation
Asset Class Value Equity 98.48% Other 1.52% Top Securities Holdings / Portfolio
Name Holding Value Quantity Alibaba Group Holding Ltd ADR (Consumer Cyclical)
Equity, Since 30 Sep 14 | BABA9% ₹11 Cr 9,063 Taiwan Semiconductor Manufacturing Co Ltd (Technology)
Equity, Since 31 Mar 09 | 23308% ₹10 Cr 146,714 Samsung Electronics Co Ltd (Technology)
Equity, Since 31 Mar 08 | 0059308% ₹10 Cr 32,100 AIA Group Ltd (Financial Services)
Equity, Since 31 Mar 12 | 012997% ₹9 Cr 132,124 Tencent Holdings Ltd (Communication Services)
Equity, Since 31 Jul 14 | 007007% ₹9 Cr 31,700 Ping An Insurance (Group) Co. of China Ltd Class H (Financial Services)
Equity, Since 31 Dec 14 | 023185% ₹7 Cr 80,310 HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 17 | HDFCBANK5% ₹6 Cr 49,254 New Oriental Education & Technology Group Inc ADR (Consumer Defensive)
Equity, Since 31 Dec 16 | EDU3% ₹3 Cr 3,660 PT Bank Central Asia Tbk (Financial Services)
Equity, Since 30 Nov 12 | BBCA2% ₹3 Cr 195,429 Trent Ltd (Consumer Cyclical)
Equity, Since 30 Sep 16 | 5002512% ₹3 Cr 54,190 3. Aditya Birla Sun Life Banking And Financial Services Fund
CAGR/Annualized return of 20.6% since its launch. Ranked 3 in Sectoral category. Return for 2018 was -2.4% , 2017 was 47.6% and 2016 was 15.7% . Aditya Birla Sun Life Banking And Financial Services Fund
Growth Launch Date 14 Dec 13 NAV (06 Dec 19) ₹30.66 ↓ -0.33 (-1.06 %) Net Assets (Cr) ₹1,888 on 31 Oct 19 Category Equity - Sectoral AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 2.35 Sharpe Ratio 0.8 Information Ratio -1.01 Alpha Ratio -9.03 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 14 ₹10,000 30 Nov 15 ₹10,333 30 Nov 16 ₹12,456 30 Nov 17 ₹17,368 30 Nov 18 ₹16,740 30 Nov 19 ₹19,623 Returns for Aditya Birla Sun Life Banking And Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Dec 19 Duration Returns 1 Month 1.7% 3 Month 14.8% 6 Month 2% 1 Year 18.2% 3 Year 16.2% 5 Year 13.7% 10 Year 15 Year Since launch 20.6% Historical performance (Yearly) on absolute basis
Year Returns 2018 -2.4% 2017 47.6% 2016 15.7% 2015 -0.5% 2014 65.8% 2013 2012 2011 2010 2009 Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund
Name Since Tenure Satyabrata Mohanty 14 Dec 13 5.13 Yr. Dhaval Gala 26 Aug 15 3.44 Yr. Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 31 Oct 19
Equity Sector Allocation
Sector Value Financial Services 97.2% Asset Allocation
Asset Class Value Cash 1.72% Equity 97.2% Other 1.08% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | HDFCBANK16% ₹293 Cr 2,383,400
↓ -158,600 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | ICICIBANK12% ₹235 Cr 5,080,190
↑ 110,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 5000347% ₹140 Cr 347,931 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 5322157% ₹132 Cr 1,790,739 ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | 5407166% ₹123 Cr 914,027
↑ 239,600 Bandhan Bank Ltd (Financial Services)
Equity, Since 30 Apr 18 | 5411536% ₹114 Cr 1,869,288
↓ -314,612 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | KOTAKBANK5% ₹103 Cr 652,830 State Bank of India (Financial Services)
Equity, Since 31 Oct 17 | SBIN4% ₹85 Cr 2,709,080 IndusInd Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | INDUSINDBK4% ₹83 Cr 631,373 Bajaj Finserv Ltd (Financial Services)
Equity, Since 30 Nov 15 | 5329784% ₹79 Cr 97,200 4. Axis Focused 25 Fund
CAGR/Annualized return of 16% since its launch. Ranked 7 in Focused category. Return for 2018 was 0.6% , 2017 was 45.2% and 2016 was 4.6% . Axis Focused 25 Fund
Growth Launch Date 29 Jun 12 NAV (06 Dec 19) ₹30.11 ↓ -0.18 (-0.59 %) Net Assets (Cr) ₹8,800 on 31 Oct 19 Category Equity - Focused AMC Axis Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.32 Sharpe Ratio 1.24 Information Ratio 0.24 Alpha Ratio 5.78 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 14 ₹10,000 30 Nov 15 ₹10,194 30 Nov 16 ₹11,060 30 Nov 17 ₹14,976 30 Nov 18 ₹15,601 30 Nov 19 ₹17,962 Returns for Axis Focused 25 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Dec 19 Duration Returns 1 Month -1.2% 3 Month 10.9% 6 Month 5.4% 1 Year 16.8% 3 Year 17.8% 5 Year 12% 10 Year 15 Year Since launch 16% Historical performance (Yearly) on absolute basis
Year Returns 2018 0.6% 2017 45.2% 2016 4.6% 2015 3.9% 2014 38.8% 2013 5.8% 2012 2011 2010 2009 Fund Manager information for Axis Focused 25 Fund
Name Since Tenure Jinesh Gopani 7 Jun 16 3.4 Yr. Data below for Axis Focused 25 Fund as on 31 Oct 19
Equity Sector Allocation
Sector Value Financial Services 42.57% Basic Materials 13.17% Consumer Cyclical 11.37% Technology 7.38% Consumer Defensive 6.42% Industrials 5.83% Energy 5.04% Communication Services 4.83% Health Care 1.41% Asset Allocation
Asset Class Value Cash 1.99% Equity 98.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 12 | HDFCBANK9% ₹799 Cr 6,490,492
↑ 520,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 5000348% ₹693 Cr 1,721,318
↓ -357,265 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 13 | KOTAKBANK7% ₹631 Cr 4,006,457 Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Oct 16 | 5329787% ₹608 Cr 747,220 Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 18 | TCS7% ₹575 Cr 2,534,738
↑ 207,822 Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 30 Apr 17 | 5403766% ₹565 Cr 2,830,122 Asian Paints Ltd (Basic Materials)
Equity, Since 30 Nov 18 | 5008206% ₹484 Cr 2,676,200 Pidilite Industries Ltd (Basic Materials)
Equity, Since 30 Jun 16 | PIDILITIND5% ₹450 Cr 3,207,659
↓ -295,899 Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 19 | RELIANCE5% ₹444 Cr 3,031,000
↑ 1,532,000 Bandhan Bank Ltd (Financial Services)
Equity, Since 31 Oct 19 | 5411535% ₹431 Cr 7,044,854
↓ -7,219,050,010 5. Tata India Tax Savings Fund
CAGR/Annualized return of 13.2% since its launch. Ranked 1 in ELSS category. Return for 2018 was -8.4% , 2017 was 46% and 2016 was 2.1% . Tata India Tax Savings Fund
Growth Launch Date 13 Oct 14 NAV (06 Dec 19) ₹18.9448 ↓ -0.18 (-0.96 %) Net Assets (Cr) ₹2,009 on 31 Oct 19 Category Equity - ELSS AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.08 Sharpe Ratio 1.04 Information Ratio -0.44 Alpha Ratio -1.42 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 14 ₹10,000 30 Nov 15 ₹11,178 30 Nov 16 ₹12,000 30 Nov 17 ₹16,418 30 Nov 18 ₹15,442 30 Nov 19 ₹17,724 Returns for Tata India Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Dec 19 Duration Returns 1 Month 0.1% 3 Month 9.4% 6 Month 2.1% 1 Year 15.9% 3 Year 14% 5 Year 11.4% 10 Year 15 Year Since launch 13.2% Historical performance (Yearly) on absolute basis
Year Returns 2018 -8.4% 2017 46% 2016 2.1% 2015 13.3% 2014 2013 2012 2011 2010 2009 Fund Manager information for Tata India Tax Savings Fund
Name Since Tenure Rupesh Patel 1 Apr 15 4.59 Yr. Ennette Fernandes 18 Jun 18 1.37 Yr. Data below for Tata India Tax Savings Fund as on 31 Oct 19
Equity Sector Allocation
Sector Value Financial Services 44.53% Energy 10.67% Industrials 10.45% Consumer Cyclical 9.34% Technology 9.12% Health Care 5.08% Basic Materials 3.39% Consumer Defensive 3.26% Communication Services 1.77% Real Estate 0.77% Asset Allocation
Asset Class Value Cash 1.61% Equity 98.39% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6. Kotak Equity Opportunities Fund
CAGR/Annualized return of 18% since its launch. Ranked 2 in Large & Mid Cap category. Return for 2018 was -5.6% , 2017 was 34.9% and 2016 was 9.6% . Kotak Equity Opportunities Fund
Growth Launch Date 9 Sep 04 NAV (06 Dec 19) ₹125.221 ↓ -0.57 (-0.45 %) Net Assets (Cr) ₹2,732 on 31 Oct 19 Category Equity - Large & Mid Cap AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.11 Sharpe Ratio 0.94 Information Ratio -0.67 Alpha Ratio 2.06 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 14 ₹10,000 30 Nov 15 ₹10,258 30 Nov 16 ₹11,432 30 Nov 17 ₹14,715 30 Nov 18 ₹14,112 30 Nov 19 ₹16,003 Returns for Kotak Equity Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Dec 19 Duration Returns 1 Month 1.4% 3 Month 10.4% 6 Month 3% 1 Year 13.9% 3 Year 12.1% 5 Year 9.6% 10 Year 15 Year Since launch 18% Historical performance (Yearly) on absolute basis
Year Returns 2018 -5.6% 2017 34.9% 2016 9.6% 2015 3.3% 2014 49.9% 2013 4.2% 2012 30.1% 2011 -22.8% 2010 18.5% 2009 80.1% Fund Manager information for Kotak Equity Opportunities Fund
Name Since Tenure Harsha Upadhyaya 4 Aug 12 7.16 Yr. Data below for Kotak Equity Opportunities Fund as on 31 Oct 19
Equity Sector Allocation
Sector Value Financial Services 27.48% Industrials 17.69% Basic Materials 15.99% Energy 8.58% Technology 7.5% Consumer Cyclical 7.1% Utility 6.96% Health Care 3.98% Consumer Defensive 2.66% Asset Allocation
Asset Class Value Cash 2.04% Equity 97.94% Other 0.02% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | HDFCBANK7% ₹185 Cr 1,500,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 16 | RELIANCE6% ₹168 Cr 1,150,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 10 | ICICIBANK6% ₹167 Cr 3,600,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 13 | LT4% ₹118 Cr 800,000
↑ 100,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | 5322154% ₹110 Cr 1,500,000
↑ 30,000 Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY4% ₹103 Cr 1,500,000
↓ -100,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 18 | TCS4% ₹102 Cr 450,000
↓ -150,000 Coromandel International Ltd (Basic Materials)
Equity, Since 30 Nov 16 | 5063953% ₹85 Cr 1,790,003
↑ 140,003 Gujarat State Petronet Ltd (Utilities)
Equity, Since 31 Oct 17 | 5327023% ₹80 Cr 3,800,000 Indraprastha Gas Ltd (Utilities)
Equity, Since 30 Nov 17 | 5325143% ₹78 Cr 2,000,000 7. DSP BlackRock Equity Opportunities Fund
CAGR/Annualized return of 17.4% since its launch. Ranked 4 in Large & Mid Cap category. Return for 2018 was -9.2% , 2017 was 40.1% and 2016 was 11.2% . DSP BlackRock Equity Opportunities Fund
Growth Launch Date 16 May 00 NAV (06 Dec 19) ₹230.487 ↓ -2.17 (-0.93 %) Net Assets (Cr) ₹5,631 on 31 Oct 19 Category Equity - Large & Mid Cap AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.14 Sharpe Ratio 0.84 Information Ratio -0.08 Alpha Ratio 5.6 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 14 ₹10,000 30 Nov 15 ₹10,528 30 Nov 16 ₹11,926 30 Nov 17 ₹15,720 30 Nov 18 ₹14,573 30 Nov 19 ₹16,411 Returns for DSP BlackRock Equity Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Dec 19 Duration Returns 1 Month -0.2% 3 Month 9.8% 6 Month 4.2% 1 Year 13.8% 3 Year 11.3% 5 Year 10% 10 Year 15 Year Since launch 17.4% Historical performance (Yearly) on absolute basis
Year Returns 2018 -9.2% 2017 40.1% 2016 11.2% 2015 6.1% 2014 45.4% 2013 6.5% 2012 29.4% 2011 -25.1% 2010 24.2% 2009 86.4% Fund Manager information for DSP BlackRock Equity Opportunities Fund
Name Since Tenure Rohit Singhania 1 Jun 15 4.33 Yr. Jay Kothari 16 Mar 18 1.54 Yr. Data below for DSP BlackRock Equity Opportunities Fund as on 31 Oct 19
Equity Sector Allocation
Sector Value Financial Services 36.05% Basic Materials 9.93% Energy 9.67% Industrials 8.93% Technology 7.28% Health Care 6.67% Consumer Cyclical 5.29% Consumer Defensive 4.55% Utility 3.76% Communication Services 3.49% Real Estate 2.59% Asset Allocation
Asset Class Value Cash 1.79% Equity 98.21% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK9% ₹502 Cr 4,077,569
↓ -133,587 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 16 | ICICIBANK8% ₹446 Cr 9,625,806
↓ -2,232,463 Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | 5322154% ₹236 Cr 3,202,098
↓ -828,524 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 16 | RELIANCE4% ₹213 Cr 1,452,018
↓ -190,957 Infosys Ltd (Technology)
Equity, Since 28 Feb 18 | INFY3% ₹196 Cr 2,858,740
↑ 1,849,515 Kansai Nerolac Paints Ltd (Basic Materials)
Equity, Since 30 Nov 17 | 5001653% ₹169 Cr 3,039,360
↑ 97,396 Treps / Reverse Repo Investments / Corporate Debt Repo
CBLO/Reverse Repo | -3% ₹160 Cr State Bank of India (Financial Services)
Equity, Since 30 Sep 19 | SBIN3% ₹158 Cr 5,050,559
↑ 3,177,114 Coromandel International Ltd (Basic Materials)
Equity, Since 30 Nov 16 | 5063953% ₹145 Cr 3,048,851 Hindustan Petroleum Corp Ltd (Energy)
Equity, Since 31 Aug 19 | HINDPETRO3% ₹141 Cr 4,341,403
↑ 670,171 8. Invesco India Growth Opportunities Fund
CAGR/Annualized return of 10.9% since its launch. Ranked 6 in Large & Mid Cap category. Return for 2018 was -0.2% , 2017 was 39.6% and 2016 was 3.3% . Invesco India Growth Opportunities Fund
Growth Launch Date 9 Aug 07 NAV (06 Dec 19) ₹35.89 ↓ -0.20 (-0.55 %) Net Assets (Cr) ₹1,991 on 31 Oct 19 Category Equity - Large & Mid Cap AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.16 Sharpe Ratio 0.99 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 14 ₹10,000 30 Nov 15 ₹10,212 30 Nov 16 ₹10,745 30 Nov 17 ₹14,377 30 Nov 18 ₹14,706 30 Nov 19 ₹16,346 Returns for Invesco India Growth Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Dec 19 Duration Returns 1 Month 0% 3 Month 9.6% 6 Month 4.7% 1 Year 13.8% 3 Year 15.4% 5 Year 10.1% 10 Year 15 Year Since launch 10.9% Historical performance (Yearly) on absolute basis
Year Returns 2018 -0.2% 2017 39.6% 2016 3.3% 2015 3.8% 2014 43.7% 2013 11.5% 2012 26.5% 2011 -21.8% 2010 22.3% 2009 62.2% Fund Manager information for Invesco India Growth Opportunities Fund
Name Since Tenure Amit Ganatra 23 Jun 14 5.36 Yr. Taher Badshah 10 Jan 17 2.81 Yr. Data below for Invesco India Growth Opportunities Fund as on 31 Oct 19
Equity Sector Allocation
Sector Value Financial Services 27.05% Consumer Cyclical 13.3% Technology 10.05% Industrials 9.29% Consumer Defensive 9.16% Health Care 8.96% Energy 5.65% Basic Materials 5.61% Utility 4.62% Communication Services 1.71% Asset Allocation
Asset Class Value Cash 4.61% Equity 95.39% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 09 | HDFCBANK7% ₹143 Cr 1,160,156 Triparty Repo
CBLO/Reverse Repo | -7% ₹134 Cr ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK6% ₹113 Cr 2,448,600 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 17 | RELIANCE6% ₹112 Cr 767,875 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 17 | LT4% ₹76 Cr 515,142 Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 13 | TCS3% ₹67 Cr 293,897 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Jun 19 | 5006963% ₹60 Cr 274,750
↑ 44,619 ITC Ltd (Consumer Defensive)
Equity, Since 30 Sep 19 | ITC3% ₹54 Cr 2,076,776
↑ 636,477 Indraprastha Gas Ltd (Utilities)
Equity, Since 28 Feb 18 | 5325143% ₹53 Cr 1,352,830
↑ 74,870 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Jul 17 | CHOLAFIN3% ₹52 Cr 1,700,309
↑ 95,542 9. Mirae Asset India Equity Fund
CAGR/Annualized return of 15.4% since its launch. Ranked 19 in Multi Cap category. Return for 2018 was -0.6% , 2017 was 38.6% and 2016 was 8.1% . Mirae Asset India Equity Fund
Growth Launch Date 4 Apr 08 NAV (06 Dec 19) ₹53.212 ↓ -0.49 (-0.92 %) Net Assets (Cr) ₹15,897 on 31 Oct 19 Category Equity - Multi Cap AMC Mirae Asset Global Inv (India) Pvt. Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.17 Sharpe Ratio 0.99 Information Ratio 0.15 Alpha Ratio 0.51 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 14 ₹10,000 30 Nov 15 ₹10,248 30 Nov 16 ₹11,296 30 Nov 17 ₹14,926 30 Nov 18 ₹15,342 30 Nov 19 ₹17,220 Returns for Mirae Asset India Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Dec 19 Duration Returns 1 Month -0.1% 3 Month 8.7% 6 Month 2.3% 1 Year 13.8% 3 Year 15.1% 5 Year 11.1% 10 Year 15 Year Since launch 15.4% Historical performance (Yearly) on absolute basis
Year Returns 2018 -0.6% 2017 38.6% 2016 8.1% 2015 4.3% 2014 52.9% 2013 8.9% 2012 33.3% 2011 -19.6% 2010 23.1% 2009 109.3% Fund Manager information for Mirae Asset India Equity Fund
Name Since Tenure Neelesh Surana 10 Mar 08 11.65 Yr. Harshad Borawake 1 May 17 2.5 Yr. Gaurav Misra 31 Jan 19 0.75 Yr. Data below for Mirae Asset India Equity Fund as on 31 Oct 19
Equity Sector Allocation
Sector Value Financial Services 36.21% Energy 10.82% Technology 9.24% Consumer Cyclical 8.84% Consumer Defensive 8.44% Industrials 7.44% Health Care 6.79% Basic Materials 4.59% Utility 2.76% Communication Services 2.71% Asset Allocation
Asset Class Value Cash 2.16% Equity 97.84% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 09 | HDFCBANK9% ₹1,399 Cr 11,370,912 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK7% ₹1,052 Cr 22,709,454 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 08 | RELIANCE6% ₹997 Cr 6,805,705 Infosys Ltd (Technology)
Equity, Since 31 May 08 | INFY5% ₹760 Cr 11,089,682
↑ 4,208,882 State Bank of India (Financial Services)
Equity, Since 31 Jul 08 | SBIN5% ₹759 Cr 24,281,723
↑ 587,280 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 14 | 5322154% ₹712 Cr 9,665,638 ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC4% ₹673 Cr 26,118,817
↑ 603,277 Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT4% ₹616 Cr 4,181,467 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 May 09 | TCS3% ₹552 Cr 2,430,069 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Mar 12 | MARUTI3% ₹435 Cr 575,523 10. Kotak Standard Multicap Fund
CAGR/Annualized return of 13.5% since its launch. Ranked 3 in Multi Cap category. Return for 2018 was -0.9% , 2017 was 34.3% and 2016 was 9.4% . Kotak Standard Multicap Fund
Growth Launch Date 11 Sep 09 NAV (06 Dec 19) ₹36.7 ↓ -0.27 (-0.72 %) Net Assets (Cr) ₹28,348 on 31 Oct 19 Category Equity - Multi Cap AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.84 Sharpe Ratio 0.93 Information Ratio -0.06 Alpha Ratio 2.12 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 14 ₹10,000 30 Nov 15 ₹10,341 30 Nov 16 ₹11,480 30 Nov 17 ₹14,770 30 Nov 18 ₹14,904 30 Nov 19 ₹16,811 Returns for Kotak Standard Multicap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Dec 19 Duration Returns 1 Month 0% 3 Month 8.8% 6 Month 1.1% 1 Year 13.6% 3 Year 13.5% 5 Year 10.4% 10 Year 15 Year Since launch 13.5% Historical performance (Yearly) on absolute basis
Year Returns 2018 -0.9% 2017 34.3% 2016 9.4% 2015 3% 2014 57.9% 2013 6.1% 2012 33.5% 2011 -22.3% 2010 20% 2009 Fund Manager information for Kotak Standard Multicap Fund
Name Since Tenure Harsha Upadhyaya 4 Aug 12 7.24 Yr. Data below for Kotak Standard Multicap Fund as on 31 Oct 19
Equity Sector Allocation
Sector Value Financial Services 34.39% Industrials 12.21% Energy 11.26% Basic Materials 9.96% Technology 7.06% Consumer Cyclical 6.21% Consumer Defensive 4.09% Utility 3.31% Health Care 1.78% Asset Allocation
Asset Class Value Cash 6.98% Equity 93.01% Debt 0.01% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity Triparty Repo
CBLO/Reverse Repo | -9% ₹2,663 Cr Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 16 | RELIANCE7% ₹1,977 Cr 13,500,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 10 | ICICIBANK7% ₹1,899 Cr 41,000,000
↑ 300,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK6% ₹1,800 Cr 14,630,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 13 | LT5% ₹1,473 Cr 10,000,000
↑ 500,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 12 | 5322155% ₹1,355 Cr 18,400,000
↑ 550,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 May 18 | TCS4% ₹999 Cr 4,400,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 10 | INFY3% ₹941 Cr 13,730,562 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 14 | ULTRACEMCO3% ₹849 Cr 2,050,000
↑ 250,000 Petronet LNG Ltd (Energy)
Equity, Since 31 Aug 12 | 5325223% ₹831 Cr 29,000,000
↑ 2,000,000
How to Choose Best SIP Investment?
There are various Mutual Funds that allow you to invest through a SIP. But the main problem is selecting the best mutual funds for SIP. Though the best Mutual Funds might vary from person to person, below is a list of some points that investors might consider before choosing a best SIP Mutual Fund.
Understand Objective of the SIP Investment
When it comes to investing, each one of us has a different objective. So before investing in Mutual Funds through a SIP, it is advised to get a clear picture of your investment goals and risk profile. Generally, Equity Mutual Funds are considered to be beneficial for long-term objectives while money market and Debt fund are suitable for short-term objectives.
Know the Fund House
A large part of the SIP returns depends on the Fund House managing your money on your behalf. If the Fund House fails its objective, you will be the one losing your money. To make sure you have the best SIP plan choose a well-reputed fund house.
Monitor Fund Performance of the SIP Mutual Fund
One of the basic reasons due to which people invest in Mutual Funds through SIP is to make money. Therefore, it is important to analyse the performance of funds over a period of time to choose the best fund and then invest in the best SIP plans. Typically, for equity Mutual Funds long-term performance is looked at, while for the debt Mutual Funds short to mid-term returns are considered.
Analyse Loads and Recurring Expenses of SIP
Last but not the least, the exit load and the expense ratio incurred if the investment in redeemed before a specified period (usually called the lock-in period).
So, it is advised to choose the best SIP plans considering these parameters in mind. Think before you invest!
SIP Calculator (SIP Return Calculator)
For financial planning, SIP calculator or SIP return calculator is one of the best tools.
To monitor how your SIP grows through the power of compounding consider the below example.
| Monthly Investment | Time Period of Investment | Total Amount Invested | Final Value @ 14% p.a. |
|---|---|---|---|
| 1,000 | 5 years | 60,000 | 87,200 |
| 1,000 | 10 years | 1,20,000 | 2,62,091 |
| 1,000 | 15 years | 1,80,000 | 6,12,853 |
The above table mentions that if you invest INR 1,000 per month in a SIP Mutual Fund, your total investment in 5 years would be INR 60,000 and your SIP returns at an assumed return percentage of 14% p.a. would be INR 87,2001, respectively. Similarly, in 10 years the total investment would be INR 1,20,000 and the SIP return at the assumed percentage of 14% p.a. would be INR 2,62,091.
The same way, the investment in 15 years would be INR 1,80,000 and the final value at the return percentage of 14% p.a would be INR 6,12,853, respectively.
So, by simply investing INR 1,000 in a month, see how your money will grow in the years to come. Consider the above calculations when choosing a best SIP Mutual Fund to invest.
How Invest in Systematic Investment Plan?
Open Free Investment Account for Lifetime at Fincash.com
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
So, what are you waiting for? Get started with your SIP or Systematic Investment Plan and save better, now!
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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