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Top 10 Best Performing SIP Plans for investment in India 2019- 2020

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Best Performing SIP Plans in India 2019 - 2020

Updated on January 17, 2019 , 1543 views

Best SIP plans? How to choose them? These are some of the common questions that occur in the mind of investors when thinking of Investing in Mutual Funds through a SIP or Systematic Investment plan.

SIP investment is one of the most disciplined investing options when investing in Mutual Funds. Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.

Generally, some of the best SIP plans in India offer good returns when invested for a longer duration. To know how much one can earn by investing a SIP or Systematic Investment Plan, check the sip calculator (also known as SIP return calculator) section below.

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Why to Invest in a Systematic Investment Plan?

A systematic investment plan comes with multiple benefits. Its minimum investment amount INR 500 has not only gained attention most population, but also of many youngsters to begin their investment journey in mutual funds. An investor who wants to invest in a SIP can plan their major Financial goals like- child's education, marriage expenses, purchase of a house/car, etc., in a disciplined manner. One can simply start investing as per their goals (short-term, mid-term and long-term) and attain an increase in wealth over a certain period of time.

SIPs offer major benefits like rupee cost averaging and Power of Compounding. Rupee cost averaging helps an individual to average out the cost of an asset purchase. In a SIP, the purchase of units is done over a long period and these are spread out equally over monthly intervals (usually). Due to the investment being spread out over time, the investment is made into the stock market at different price points giving the investor the benefit of averaging cost, hence the term rupee cost averaging.

In the case of compound interest, unlike simple interest where you gain interest on only the principal, here the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since the mutual funds in the SIP are in instalments, they are compounded, which adds more to the initially invested sum.

Best SIP Plans to Invest In 2019

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2017 (%)
DSP BlackRock US Flexible Equity Fund Growth ₹23.3421
↑ 0.04
₹201 500 -10.5-4.11.813.29.2-1.1
ICICI Prudential Banking and Financial Services Fund Growth ₹61.34
↓ -0.31
₹2,595 1,000 13.35.2-2.325.724-0.4
Invesco India Growth Opportunities Fund Growth ₹32.39
↓ -0.04
₹969 500 4-2-2.415.416.4-0.2
Kotak Standard Multicap Fund Growth ₹33.104
↓ -0.15
₹21,369 500 5.3-0.8-2.416.319-0.9
Mirae Asset India Equity Fund  Growth ₹47.959
↓ -0.13
₹9,697 1,000 4.62.2-2.617.318.9-0.6
Axis Focused 25 Fund Growth ₹25.74
↓ -0.06
₹6,455 1,000 1.7-9.9-4.417.116.30.6
Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹26.85
↓ -0.20
₹1,561 1,000 8.8-5.1-5.622.322.7-2.4
Kotak Equity Opportunities Fund Growth ₹112.668
↓ -0.56
₹2,345 1,000 6.7-0.2-615.116.9-5.6
Tata India Tax Savings Fund Growth ₹16.9407
↓ -0.04
₹1,512 500 6.70.3-8.214.7 -8.4
Sundaram Rural and Consumption Fund Growth ₹40.5851
↓ -0.17
₹2,431 250 6.9-0.7-8.51819.4-7.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Jan 19

1. DSP BlackRock US Flexible Equity Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF.

DSP BlackRock US Flexible Equity Fund is a Equity - Global fund was launched on 3 Aug 12. It is a fund with High risk and has given a CAGR/Annualized return of 14% since its launch.  Ranked 3 in Global category.  Return for 2018 was -1.1% , 2017 was 15.5% and 2016 was 9.8% .

Below is the key information for DSP BlackRock US Flexible Equity Fund

DSP BlackRock US Flexible Equity Fund
Growth
Launch Date 3 Aug 12
NAV (17 Jan 19) ₹23.3421 ↑ 0.04   (0.16 %)
Net Assets (Cr) ₹201 on 30 Nov 18
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 2.1
Sharpe Ratio 0.51
Information Ratio -0.64
Alpha Ratio -0.76
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 13₹10,000
31 Dec 14₹11,312
31 Dec 15₹11,598
31 Dec 16₹12,736
31 Dec 17₹14,710
31 Dec 18₹14,553

DSP BlackRock US Flexible Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for DSP BlackRock US Flexible Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jan 19

DurationReturns
1 Month 0.9%
3 Month -10.5%
6 Month -4.1%
1 Year 1.8%
3 Year 13.2%
5 Year 9.2%
10 Year
15 Year
Since launch 14%
Historical performance (Yearly) on absolute basis
YearReturns
2017 -1.1%
2016 15.5%
2015 9.8%
2014 2.5%
2013 13.1%
2012 46.7%
2011
2010
2009
2008
Fund Manager information for DSP BlackRock US Flexible Equity Fund
NameSinceTenure
Kedar Karnik17 Jul 162.29 Yr.
Laukik Bagwe3 Aug 126.25 Yr.
Jay Kothari1 Mar 135.67 Yr.

Data below for DSP BlackRock US Flexible Equity Fund as on 30 Nov 18

Equity Sector Allocation
SectorValue
Technology26.04%
Health Care17.97%
Financial Services14.27%
Consumer Cyclical10.34%
Consumer Defensive6.24%
Energy6.18%
Industrials5.02%
Communication Services3.8%
Basic Materials2.93%
Utility2.85%
Asset Allocation
Asset ClassValue
Cash6.37%
Equity95.63%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF US Flexible Equity I2 USD
Investment Fund | -
96%₹179 Cr1,251,731
↑ 24,613
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -
6%₹11 Cr
Net Receivables/Payables
Receivables | -
2%-₹4 Cr

2. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

ICICI Prudential Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 22 Aug 08. It is a fund with High risk and has given a CAGR/Annualized return of 19% since its launch.  Return for 2018 was -0.4% , 2017 was 45.1% and 2016 was 21.1% .

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund
Growth
Launch Date 22 Aug 08
NAV (18 Jan 19) ₹61.34 ↓ -0.31   (-0.50 %)
Net Assets (Cr) ₹2,595 on 30 Nov 18
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.52
Sharpe Ratio -0.19
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 13₹10,000
31 Dec 14₹16,896
31 Dec 15₹15,676
31 Dec 16₹18,977
31 Dec 17₹27,527
31 Dec 18₹27,410

ICICI Prudential Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jan 19

DurationReturns
1 Month 2.5%
3 Month 13.3%
6 Month 5.2%
1 Year -2.3%
3 Year 25.7%
5 Year 24%
10 Year
15 Year
Since launch 19%
Historical performance (Yearly) on absolute basis
YearReturns
2017 -0.4%
2016 45.1%
2015 21.1%
2014 -7.2%
2013 69%
2012 -2.6%
2011 72.2%
2010 -31.6%
2009 32.8%
2008 77.6%
Fund Manager information for ICICI Prudential Banking and Financial Services Fund
NameSinceTenure
Roshan Chutkey29 Jan 180.76 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 30 Nov 18

Equity Sector Allocation
SectorValue
Financial Services92.4%
Asset Allocation
Asset ClassValue
Cash9.22%
Equity90.78%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | ICICIBANK
14%₹366 Cr10,167,356
↑ 65,754
State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN
8%₹228 Cr7,704,116
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK
8%₹226 Cr1,065,261
↑ 26,671
Treps
CBLO/Reverse Repo | -
5%₹146 Cr
Bajaj Finserv Ltd (Financial Services)
Equity, Since 30 Jun 13 | 532978
5%₹135 Cr208,773
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 May 16 | HDFC
5%₹131 Cr665,920
Bank of Baroda (Financial Services)
Equity, Since 31 May 17 | 532134
4%₹119 Cr10,032,337
↑ 340,661
Muthoot Finance Ltd (Financial Services)
Equity, Since 30 Apr 14 | 533398
4%₹97 Cr1,877,339
Mahindra & Mahindra Financial Services Ltd (Financial Services)
Equity, Since 30 Jun 18 | M&MFIN
3%₹92 Cr1,949,638
Net Current Assets
Net Current Assets | -
3%₹86 Cr

3. Invesco India Growth Opportunities Fund

(Erstwhile Invesco India Growth Fund)

The investment objective of the Scheme is to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. However, there can be no assurance that the objectives of the scheme will be achieved.

Invesco India Growth Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 9 Aug 07. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10.8% since its launch.  Ranked 6 in Large & Mid Cap category.  Return for 2018 was -0.2% , 2017 was 39.6% and 2016 was 3.3% .

Below is the key information for Invesco India Growth Opportunities Fund

Invesco India Growth Opportunities Fund
Growth
Launch Date 9 Aug 07
NAV (18 Jan 19) ₹32.39 ↓ -0.04   (-0.12 %)
Net Assets (Cr) ₹969 on 30 Nov 18
Category Equity - Large & Mid Cap
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderately High
Expense Ratio 2.8
Sharpe Ratio 0.02
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 13₹10,000
31 Dec 14₹14,375
31 Dec 15₹14,925
31 Dec 16₹15,422
31 Dec 17₹21,532
31 Dec 18₹21,480

Invesco India Growth Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for Invesco India Growth Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jan 19

DurationReturns
1 Month -0.9%
3 Month 4%
6 Month -2%
1 Year -2.4%
3 Year 15.4%
5 Year 16.4%
10 Year
15 Year
Since launch 10.8%
Historical performance (Yearly) on absolute basis
YearReturns
2017 -0.2%
2016 39.6%
2015 3.3%
2014 3.8%
2013 43.7%
2012 11.5%
2011 26.5%
2010 -21.8%
2009 22.3%
2008 62.2%
Fund Manager information for Invesco India Growth Opportunities Fund
NameSinceTenure
Amit Ganatra23 Jun 144.44 Yr.
Taher Badshah10 Jan 171.89 Yr.

Data below for Invesco India Growth Opportunities Fund as on 30 Nov 18

Equity Sector Allocation
SectorValue
Financial Services29.53%
Consumer Cyclical18.14%
Health Care10.05%
Industrials8.63%
Energy8.33%
Technology7.42%
Basic Materials5.91%
Consumer Defensive4.89%
Utility2.58%
Asset Allocation
Asset ClassValue
Cash4.54%
Equity95.46%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 09 | HDFCBANK
8%₹79 Cr372,365
↑ 24,355
Triparty Repo
CBLO/Reverse Repo | -
7%₹71 Cr
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 17 | RELIANCE
6%₹57 Cr508,593
↑ 1,678
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK
5%₹47 Cr1,318,359
↑ 154,066
IndusInd Bank Ltd (Financial Services)
Equity, Since 30 Sep 15 | INDUSINDBK
4%₹36 Cr226,180
↑ 15,946
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 17 | LT
3%₹32 Cr225,835
↑ 50,749
Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 13 | TCS
3%₹32 Cr171,492
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Jun 18 | 500034
3%₹32 Cr121,673
United Breweries Ltd (Consumer Defensive)
Equity, Since 31 Jan 15 | 532478
3%₹30 Cr216,714
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 17 | KOTAKBANK
3%₹30 Cr235,965

4. Kotak Standard Multicap Fund

(Erstwhile Kotak Select Focus Fund)

The investment objective of the scheme is to generate long term appreciation from the portfolio of equity and equity related sectors, generally focussed on few selected sectors.

Kotak Standard Multicap Fund is a Equity - Multi Cap fund was launched on 11 Sep 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.7% since its launch.  Ranked 3 in Multi Cap category.  Return for 2018 was -0.9% , 2017 was 34.3% and 2016 was 9.4% .

Below is the key information for Kotak Standard Multicap Fund

Kotak Standard Multicap Fund
Growth
Launch Date 11 Sep 09
NAV (18 Jan 19) ₹33.104 ↓ -0.15   (-0.46 %)
Net Assets (Cr) ₹21,369 on 30 Nov 18
Category Equity - Multi Cap
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 2.05
Sharpe Ratio -0.09
Information Ratio 0.61
Alpha Ratio -1.33
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 13₹10,000
31 Dec 14₹15,787
31 Dec 15₹16,254
31 Dec 16₹17,788
31 Dec 17₹23,891
31 Dec 18₹23,681

Kotak Standard Multicap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for Kotak Standard Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jan 19

DurationReturns
1 Month -0.9%
3 Month 5.3%
6 Month -0.8%
1 Year -2.4%
3 Year 16.3%
5 Year 19%
10 Year
15 Year
Since launch 13.7%
Historical performance (Yearly) on absolute basis
YearReturns
2017 -0.9%
2016 34.3%
2015 9.4%
2014 3%
2013 57.9%
2012 6.1%
2011 33.5%
2010 -22.3%
2009 20%
2008
Fund Manager information for Kotak Standard Multicap Fund
NameSinceTenure
Harsha Upadhyaya4 Aug 126.24 Yr.

Data below for Kotak Standard Multicap Fund as on 30 Nov 18

Equity Sector Allocation
SectorValue
Financial Services35.29%
Industrials9.92%
Energy9.49%
Consumer Cyclical8.58%
Basic Materials7.69%
Technology7.35%
Consumer Defensive5.26%
Utility4.69%
Health Care2.88%
Asset Allocation
Asset ClassValue
Cash6.91%
Equity92.45%
Other0.63%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Triparty Repo
CBLO/Reverse Repo | -
8%₹1,656 Cr
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK
7%₹1,552 Cr7,315,000
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 10 | ICICIBANK
6%₹1,388 Cr38,550,000
↑ 550,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 16 | RELIANCE
6%₹1,346 Cr12,000,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 13 | LT
5%₹1,150 Cr8,000,000
↑ 100,000
Infosys Ltd (Technology)
Equity, Since 30 Nov 10 | INFY
4%₹905 Cr13,730,562
Axis Bank Ltd (Financial Services)
Equity, Since 31 May 12 | 532215
4%₹826 Cr13,325,000
↑ 325,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 May 18 | TCS
3%₹653 Cr3,450,000
State Bank of India (Financial Services)
Equity, Since 31 Jan 12 | SBIN
3%₹607 Cr20,500,000
RBL Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | RBLBANK
3%₹578 Cr10,035,000

5. Mirae Asset India Equity Fund 

(Erstwhile Mirae Asset India Opportunities Fund)

The investment objective of the scheme is to generate long term capital appreciation by capitalizing on potential investment opportunities through predominantly investing in equities, equity related securities.

Mirae Asset India Equity Fund  is a Equity - Multi Cap fund was launched on 4 Apr 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.6% since its launch.  Ranked 19 in Multi Cap category.  Return for 2018 was -0.6% , 2017 was 38.6% and 2016 was 8.1% .

Below is the key information for Mirae Asset India Equity Fund 

Mirae Asset India Equity Fund 
Growth
Launch Date 4 Apr 08
NAV (18 Jan 19) ₹47.959 ↓ -0.13   (-0.28 %)
Net Assets (Cr) ₹9,697 on 30 Nov 18
Category Equity - Multi Cap
AMC Mirae Asset Global Inv (India) Pvt. Ltd
Rating
Risk Moderately High
Expense Ratio 2.17
Sharpe Ratio 0.04
Information Ratio 0.81
Alpha Ratio -0.75
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 13₹10,000
31 Dec 14₹15,286
31 Dec 15₹15,936
31 Dec 16₹17,225
31 Dec 17₹23,871
31 Dec 18₹23,719

Mirae Asset India Equity Fund  SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for Mirae Asset India Equity Fund 

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jan 19

DurationReturns
1 Month -0.9%
3 Month 4.6%
6 Month 2.2%
1 Year -2.6%
3 Year 17.3%
5 Year 18.9%
10 Year
15 Year
Since launch 15.6%
Historical performance (Yearly) on absolute basis
YearReturns
2017 -0.6%
2016 38.6%
2015 8.1%
2014 4.3%
2013 52.9%
2012 8.9%
2011 33.3%
2010 -19.6%
2009 23.1%
2008 109.3%
Fund Manager information for Mirae Asset India Equity Fund 
NameSinceTenure
Neelesh Surana10 Mar 0810.65 Yr.
Harshad Borawake1 May 171.5 Yr.

Data below for Mirae Asset India Equity Fund  as on 30 Nov 18

Equity Sector Allocation
SectorValue
Financial Services33.4%
Consumer Cyclical10.98%
Basic Materials9.86%
Technology9.53%
Energy9.26%
Consumer Defensive7.54%
Industrials7.42%
Health Care6.64%
Utility1.35%
Communication Services0.53%
Asset Allocation
Asset ClassValue
Cash3.13%
Equity96.5%
Other0.36%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 09 | HDFCBANK
9%₹915 Cr4,311,034
↑ 376,176
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 08 | RELIANCE
6%₹574 Cr5,122,882
↑ 280,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
5%₹491 Cr13,619,349
Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 14 | 532215
5%₹470 Cr7,575,272
↑ 930,385
Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT
4%₹368 Cr2,561,756
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 May 09 | TCS
4%₹355 Cr1,876,792
State Bank of India (Financial Services)
Equity, Since 31 Jul 08 | SBIN
4%₹354 Cr11,967,764
ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC
3%₹312 Cr11,077,874
↑ 776,180
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 15 | KOTAKBANK
3%₹300 Cr2,385,150
↓ -365,000
Infosys Ltd (Technology)
Equity, Since 31 May 08 | INFY
3%₹294 Cr4,465,015

6. Axis Focused 25 Fund

To generate long term capital appreciation by investing in a concentrated portfolio of equity & equity related instruments of up to 25 companies.

Axis Focused 25 Fund is a Equity - Focused fund was launched on 29 Jun 12. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.5% since its launch.  Ranked 7 in Focused category.  Return for 2018 was 0.6% , 2017 was 45.2% and 2016 was 4.6% .

Below is the key information for Axis Focused 25 Fund

Axis Focused 25 Fund
Growth
Launch Date 29 Jun 12
NAV (18 Jan 19) ₹25.74 ↓ -0.06   (-0.23 %)
Net Assets (Cr) ₹6,455 on 30 Nov 18
Category Equity - Focused
AMC Axis Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.73
Sharpe Ratio 0.14
Information Ratio 0.6
Alpha Ratio -1.97
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 13₹10,000
31 Dec 14₹13,875
31 Dec 15₹14,417
31 Dec 16₹15,074
31 Dec 17₹21,880
31 Dec 18₹22,020

Axis Focused 25 Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for Axis Focused 25 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jan 19

DurationReturns
1 Month -4.4%
3 Month 1.7%
6 Month -9.9%
1 Year -4.4%
3 Year 17.1%
5 Year 16.3%
10 Year
15 Year
Since launch 15.5%
Historical performance (Yearly) on absolute basis
YearReturns
2017 0.6%
2016 45.2%
2015 4.6%
2014 3.9%
2013 38.8%
2012 5.8%
2011
2010
2009
2008
Fund Manager information for Axis Focused 25 Fund
NameSinceTenure
Jinesh Gopani7 Jun 162.4 Yr.

Data below for Axis Focused 25 Fund as on 30 Nov 18

Equity Sector Allocation
SectorValue
Financial Services41.62%
Consumer Cyclical26.65%
Technology11.77%
Basic Materials6.48%
Industrials3.8%
Health Care0.21%
Asset Allocation
Asset ClassValue
Cash9.88%
Equity90.53%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 12 | HDFCBANK
9%₹580 Cr2,732,069
Clearing Corporation Of India Ltd
CBLO | -
9%₹579 Cr
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
8%₹562 Cr2,123,135
↑ 300,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 18 | TCS
7%₹499 Cr2,635,007
↑ 290,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 13 | KOTAKBANK
7%₹463 Cr3,686,855
↓ -2,489
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 May 18 | HDFC
7%₹444 Cr2,257,956
↑ 100,000
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 16 | MARUTI
6%₹426 Cr570,470
↓ -4,500
Avenue Supermarts Ltd (Consumer Cyclical)
Equity, Since 30 Apr 17 | 540376
6%₹411 Cr2,556,636
Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Oct 16 | 532978
5%₹335 Cr517,050
↑ 20,000
Supreme Industries Ltd (Consumer Cyclical)
Equity, Since 31 Dec 16 | 509930
4%₹296 Cr2,522,829
↑ 521,212

7. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Aditya Birla Sun Life Banking And Financial Services Fund is a Equity - Sectoral fund was launched on 14 Dec 13. It is a fund with High risk and has given a CAGR/Annualized return of 21.4% since its launch.  Ranked 3 in Sectoral category.  Return for 2018 was -2.4% , 2017 was 47.6% and 2016 was 15.7% .

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund
Growth
Launch Date 14 Dec 13
NAV (18 Jan 19) ₹26.85 ↓ -0.20   (-0.74 %)
Net Assets (Cr) ₹1,561 on 30 Nov 18
Category Equity - Sectoral
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk High
Expense Ratio 2.64
Sharpe Ratio -0.16
Information Ratio -0.08
Alpha Ratio -14.53
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 13₹10,000
31 Dec 14₹16,576
31 Dec 15₹16,486
31 Dec 16₹19,076
31 Dec 17₹28,163
31 Dec 18₹27,480

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691
Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jan 19

DurationReturns
1 Month -1.1%
3 Month 8.8%
6 Month -5.1%
1 Year -5.6%
3 Year 22.3%
5 Year 22.7%
10 Year
15 Year
Since launch 21.4%
Historical performance (Yearly) on absolute basis
YearReturns
2017 -2.4%
2016 47.6%
2015 15.7%
2014 -0.5%
2013 65.8%
2012
2011
2010
2009
2008
Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund
NameSinceTenure
Satyabrata Mohanty14 Dec 134.88 Yr.
Dhaval Gala26 Aug 153.18 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 30 Nov 18

Equity Sector Allocation
SectorValue
Financial Services92.6%
Asset Allocation
Asset ClassValue
Cash7.55%
Equity92.6%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | HDFCBANK
19%₹301 Cr1,421,000
↑ 51,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | ICICIBANK
13%₹204 Cr5,670,190
Bandhan Bank Ltd (Financial Services)
Equity, Since 30 Apr 18 | 541153
8%₹128 Cr2,327,500
↑ 618,000
Clearing Corporation Of India Limited
CBLO | -
7%₹110 Cr
State Bank of India (Financial Services)
Equity, Since 31 Oct 17 | SBIN
7%₹108 Cr3,641,000
↑ 300,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
6%₹94 Cr355,931
↓ -100,000
L&T Finance Holdings Ltd (Financial Services)
Equity, Since 31 Aug 16 | 533519
5%₹86 Cr5,663,000
Bharat Financial Inclusion Ltd (Financial Services)
Equity, Since 31 May 14 | BHARATFIN
5%₹84 Cr829,610
↑ 83,000
PNB Housing Finance Ltd (Financial Services)
Equity, Since 31 Oct 16 | PNBHOUSING
3%₹56 Cr608,724
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 532215
3%₹54 Cr874,000
↑ 500,000

8. Kotak Equity Opportunities Fund

(Erstwhile Kotak Opportunities Scheme)

To generate capital appreciation from a diversified portfolio of equity and equity related securities. However, there is no assurance that the objective of the scheme will be realized.

Kotak Equity Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 9 Sep 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.4% since its launch.  Ranked 2 in Large & Mid Cap category.  Return for 2018 was -5.6% , 2017 was 34.9% and 2016 was 9.6% .

Below is the key information for Kotak Equity Opportunities Fund

Kotak Equity Opportunities Fund
Growth
Launch Date 9 Sep 04
NAV (18 Jan 19) ₹112.668 ↓ -0.56   (-0.49 %)
Net Assets (Cr) ₹2,345 on 30 Nov 18
Category Equity - Large & Mid Cap
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 2.47
Sharpe Ratio -0.45
Information Ratio 0.04
Alpha Ratio -6.45
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 13₹10,000
31 Dec 14₹14,995
31 Dec 15₹15,485
31 Dec 16₹16,970
31 Dec 17₹22,888
31 Dec 18₹21,603

Kotak Equity Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for Kotak Equity Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jan 19

DurationReturns
1 Month -0.6%
3 Month 6.7%
6 Month -0.2%
1 Year -6%
3 Year 15.1%
5 Year 16.9%
10 Year
15 Year
Since launch 18.4%
Historical performance (Yearly) on absolute basis
YearReturns
2017 -5.6%
2016 34.9%
2015 9.6%
2014 3.3%
2013 49.9%
2012 4.2%
2011 30.1%
2010 -22.8%
2009 18.5%
2008 80.1%
Fund Manager information for Kotak Equity Opportunities Fund
NameSinceTenure
Harsha Upadhyaya4 Aug 126.24 Yr.

Data below for Kotak Equity Opportunities Fund as on 30 Nov 18

Equity Sector Allocation
SectorValue
Financial Services27.3%
Industrials15.72%
Basic Materials13.03%
Technology9.86%
Consumer Cyclical8.33%
Energy7.23%
Utility6.63%
Health Care4.92%
Consumer Defensive4.53%
Asset Allocation
Asset ClassValue
Cash1.37%
Equity97.63%
Other1.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | HDFCBANK
7%₹159 Cr750,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 16 | RELIANCE
5%₹129 Cr1,150,000
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 10 | ICICIBANK
5%₹129 Cr3,575,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 18 | TCS
5%₹116 Cr615,000
Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY
4%₹105 Cr1,600,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 13 | LT
4%₹101 Cr700,000
Bharat Financial Inclusion Ltd (Financial Services)
Equity, Since 31 Jan 18 | BHARATFIN
4%₹94 Cr925,000
Thermax Ltd (Industrials)
Equity, Since 31 Dec 17 | THERMAX
3%₹71 Cr630,812
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | 532215
3%₹68 Cr1,100,000
AIA Engineering Ltd (Industrials)
Equity, Since 31 Jul 14 | AIAENG
3%₹67 Cr400,000

9. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.2% since its launch.  Ranked 1 in ELSS category.  Return for 2018 was -8.4% , 2017 was 46% and 2016 was 2.1% .

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund
Growth
Launch Date 13 Oct 14
NAV (18 Jan 19) ₹16.9407 ↓ -0.04   (-0.25 %)
Net Assets (Cr) ₹1,512 on 30 Nov 18
Category Equity - ELSS
AMC Tata Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 2.61
Sharpe Ratio -0.42
Information Ratio -0.18
Alpha Ratio -15.19
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,530
31 Dec 15₹11,931
31 Dec 16₹12,187
31 Dec 17₹17,793
31 Dec 18₹16,302

Tata India Tax Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jan 19

DurationReturns
1 Month -0.1%
3 Month 6.7%
6 Month 0.3%
1 Year -8.2%
3 Year 14.7%
5 Year
10 Year
15 Year
Since launch 13.2%
Historical performance (Yearly) on absolute basis
YearReturns
2017 -8.4%
2016 46%
2015 2.1%
2014 13.3%
2013
2012
2011
2010
2009
2008
Fund Manager information for Tata India Tax Savings Fund
NameSinceTenure
Rupesh Patel1 Apr 153.59 Yr.
Ennette Fernandes18 Jun 180.37 Yr.

Data below for Tata India Tax Savings Fund as on 30 Nov 18

Equity Sector Allocation
SectorValue
Financial Services41.2%
Consumer Cyclical15.5%
Consumer Defensive10.42%
Industrials9.22%
Technology7.36%
Health Care4.98%
Energy3.6%
Basic Materials3.42%
Real Estate0.7%
Asset Allocation
Asset ClassValue
Cash2.86%
Equity96.41%
Debt0.8%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK
9%₹145 Cr4,015,000
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK
8%₹119 Cr560,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | 532215
5%₹84 Cr1,360,000
↑ 260,000
State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN
5%₹84 Cr2,830,000
↑ 790,000
Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY
4%₹67 Cr1,020,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 May 15 | KOTAKBANK
4%₹62 Cr495,000
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Jun 17 | HDFC
4%₹61 Cr310,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE
4%₹56 Cr500,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jul 18 | TCS
3%₹47 Cr250,000
Havells India Ltd (Industrials)
Equity, Since 31 Aug 17 | 517354
3%₹45 Cr656,000

10. Sundaram Rural and Consumption Fund

(Erstwhile Sundaram Rural India Fund)

The primary investment objective of the scheme is to generate consistent long-term returns by investing predominantly in equity & equity related instruments of companies that are focusing on Rural India.

Sundaram Rural and Consumption Fund is a Equity - Sectoral fund was launched on 12 May 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 11.7% since its launch.  Ranked 2 in Sectoral category.  Return for 2018 was -7.8% , 2017 was 38.7% and 2016 was 21.1% .

Below is the key information for Sundaram Rural and Consumption Fund

Sundaram Rural and Consumption Fund
Growth
Launch Date 12 May 06
NAV (18 Jan 19) ₹40.5851 ↓ -0.17   (-0.41 %)
Net Assets (Cr) ₹2,431 on 30 Nov 18
Category Equity - Sectoral
AMC Sundaram Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 2.54
Sharpe Ratio -0.48
Information Ratio 0.66
Alpha Ratio -6.27
Min Investment 5,000
Min SIP Investment 250
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 13₹10,000
31 Dec 14₹14,737
31 Dec 15₹15,668
31 Dec 16₹18,978
31 Dec 17₹26,320
31 Dec 18₹24,262

Sundaram Rural and Consumption Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for Sundaram Rural and Consumption Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jan 19

DurationReturns
1 Month -0.6%
3 Month 6.9%
6 Month -0.7%
1 Year -8.5%
3 Year 18%
5 Year 19.4%
10 Year
15 Year
Since launch 11.7%
Historical performance (Yearly) on absolute basis
YearReturns
2017 -7.8%
2016 38.7%
2015 21.1%
2014 6.3%
2013 47.4%
2012 -0.6%
2011 34.1%
2010 -23.1%
2009 20.8%
2008 75.4%
Fund Manager information for Sundaram Rural and Consumption Fund
NameSinceTenure
S Krishnakumar1 Jan 162.83 Yr.
S. Bharath25 Apr 180.52 Yr.

Data below for Sundaram Rural and Consumption Fund as on 30 Nov 18

Equity Sector Allocation
SectorValue
Consumer Defensive34.57%
Basic Materials21.23%
Consumer Cyclical16.6%
Financial Services13.27%
Industrials3.79%
Technology2.37%
Asset Allocation
Asset ClassValue
Cash4.33%
Equity95.67%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 16 | 500696
5%₹127 Cr700,000
ITC Ltd (Consumer Defensive)
Equity, Since 31 Jul 13 | ITC
5%₹124 Cr4,388,000
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Dec 15 | M&M
5%₹121 Cr1,509,724
Treps
CBLO/Reverse Repo | -
4%₹104 Cr
UPL Ltd (Basic Materials)
Equity, Since 28 Feb 07 | UPL
3%₹76 Cr1,000,000
State Bank of India (Financial Services)
Equity, Since 30 Nov 16 | SBIN
3%₹63 Cr2,114,265
Britannia Industries Ltd (Consumer Defensive)
Equity, Since 31 Dec 16 | 500825
3%₹62 Cr200,000
Asian Paints Ltd (Basic Materials)
Equity, Since 31 Jul 10 | 500820
2%₹58 Cr425,000
Colgate-Palmolive (India) Ltd (Consumer Defensive)
Equity, Since 30 Nov 16 | 500830
2%₹56 Cr420,000
City Union Bank Ltd (Financial Services)
Equity, Since 28 Feb 18 | CUB
2%₹54 Cr2,750,000

How to Choose Best SIP Investment?

Things-to-consider-for-best-SIP

There are various Mutual Funds that allow you to invest through a SIP. But the main problem is selecting the best mutual funds for SIP. Though the best Mutual Funds might vary from person to person, below is a list of some points that investors might consider before choosing a best SIP Mutual Fund.

Understand Objective of the SIP Investment

When it comes to investing, each one of us has a different objective. So before investing in Mutual Funds through a SIP, it is advised to get a clear picture of your investment goals and risk profile. Generally, Equity Mutual Funds are considered to be beneficial for long-term objectives while money market and Debt fund are suitable for short-term objectives.

Know the Fund House

A large part of the SIP returns depends on the Fund House managing your money on your behalf. If the Fund House fails its objective, you will be the one losing your money. To make sure you have the best SIP plan choose a well-reputed fund house.

Monitor Fund Performance of the SIP Mutual Fund

One of the basic reasons due to which people invest in Mutual Funds through SIP is to make money. Therefore, it is important to analyse the performance of funds over a period of time to choose the best fund and then invest in the best SIP plans. Typically, for equity Mutual Funds long-term performance is looked at, while for the debt Mutual Funds short to mid-term returns are considered.

Analyse Loads and Recurring Expenses of SIP

Last but not the least, the exit load and the expense ratio incurred if the investment in redeemed before a specified period (usually called the lock-in period).

So, it is advised to choose the best SIP plans considering these parameters in mind. Think before you invest!

SIP Calculator (SIP Return Calculator)

For financial planning, SIP calculator or SIP return calculator is one of the best tools.

To monitor how your SIP grows through the power of compounding consider the below example.

Monthly Investment Time Period of Investment Total Amount Invested Final Value @ 14% p.a.
1,000 5 years 60,000 87,200
1,000 10 years 1,20,000 2,62,091
1,000 15 years 1,80,000 6,12,853

The above table mentions that if you invest INR 1,000 per month in a SIP Mutual Fund, your total investment in 5 years would be INR 60,000 and your SIP returns at an assumed return percentage of 14% p.a. would be INR 87,2001, respectively. Similarly, in 10 years the total investment would be INR 1,20,000 and the SIP return at the assumed percentage of 14% p.a. would be INR 2,62,091.

The same way, the investment in 15 years would be INR 1,80,000 and the final value at the return percentage of 14% p.a would be INR 6,12,853, respectively.

So, by simply investing INR 1,000 in a month, see how your money will grow in the years to come. Consider the above calculations when choosing a best SIP Mutual Fund to invest.

How Invest in Systematic Investment Plan?

  1. Open Free Investment Account for Lifetime at Fincash.com

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

    Get Started

So, what are you waiting for? Get started with your SIP or Systematic Investment Plan and save better, now!

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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