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Table of Contents
- Why to Invest in a Systematic Investment Plan?
- Best SIP Plans to Invest In FY 20 - 21
- How to Choose Best SIP Investment?
- SIP Calculator (SIP Return Calculator)
- How Invest in Systematic Investment Plan?
Top 10 Funds
- Axis Focused 25 Fund
- Kotak Equity Opportunities Fund
- ICICI Prudential Banking and Financial Services Fund
- Aditya Birla Sun Life Banking And Financial Services Fund
- SBI Small Cap Fund
- DSP BlackRock Equity Opportunities Fund
- Kotak Standard Multicap Fund
- Invesco India Growth Opportunities Fund
- Franklin Asian Equity Fund
- Tata India Tax Savings Fund
Best Performing SIP Plans in India 2020
Best SIP plans? How to choose them? These are some of the common questions that occur in the mind of investors when thinking of Investing in Mutual Funds through a SIP or Systematic Investment plan.
SIP investment is one of the most disciplined investing options when investing in Mutual Funds. Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.
Generally, some of the best SIP plans in India offer good returns when invested for a longer duration. To know how much one can earn by investing a SIP or Systematic Investment Plan, check the sip calculator (also known as SIP return calculator) section below.
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Why to Invest in a Systematic Investment Plan?
A systematic investment plan comes with multiple benefits. Its minimum investment amount INR 500 has not only gained attention most population, but also of many youngsters to begin their investment journey in mutual funds. An investor who wants to invest in a SIP can plan their major Financial goals like- child's education, marriage expenses, purchase of a house/car, etc., in a disciplined manner. One can simply start investing as per their goals (short-term, mid-term and long-term) and attain an increase in wealth over a certain period of time.
SIPs offer major benefits like rupee cost averaging and Power of Compounding. Rupee cost averaging helps an individual to average out the cost of an asset purchase. In a SIP, the purchase of units is done over a long period and these are spread out equally over monthly intervals (usually). Due to the investment being spread out over time, the investment is made into the stock market at different price points giving the investor the benefit of averaging cost, hence the term rupee cost averaging.
In the case of compound interest, unlike simple interest where you gain interest on only the principal, here the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since the mutual funds in the SIP are in instalments, they are compounded, which adds more to the initially invested sum.
Best SIP Plans to Invest In FY 20 - 21
To generate long term capital appreciation by investing in a concentrated portfolio of equity & equity related instruments of up to 25 companies. Axis Focused 25 Fund is a Equity - Focused fund was launched on 29 Jun 12. It is a fund with Moderately High risk and has given a Below is the key information for Axis Focused 25 Fund Returns up to 1 year are on (Erstwhile Kotak Opportunities Scheme) To generate capital appreciation from a diversified portfolio of equity and equity
related securities. However, there is no assurance that the objective of the scheme will be realized. Kotak Equity Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 9 Sep 04. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Equity Opportunities Fund Returns up to 1 year are on ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized. ICICI Prudential Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 22 Aug 08. It is a fund with High risk and has given a Below is the key information for ICICI Prudential Banking and Financial Services Fund Returns up to 1 year are on The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved. Aditya Birla Sun Life Banking And Financial Services Fund is a Equity - Sectoral fund was launched on 14 Dec 13. It is a fund with High risk and has given a Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund Returns up to 1 year are on (Erstwhile SBI Small & Midcap Fund) The Scheme seeks to generate income and long term capital appreciation by
investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies SBI Small Cap Fund is a Equity - Small Cap fund was launched on 9 Sep 09. It is a fund with Moderately High risk and has given a Below is the key information for SBI Small Cap Fund Returns up to 1 year are on (Erstwhile DSP BlackRock Opportunities Fund) The primary investment objective is to seek to generate long term capital appreciation from a portfolio that is substantially constituted of equity and equity related securities of large and midcap companies. From time to time, the fund manager will also seek participation in other equity and equity related securities to achieve optimal portfolio construction. There is no assurance that the investment objective of the Scheme will be realized DSP BlackRock Equity Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 16 May 00. It is a fund with Moderately High risk and has given a Below is the key information for DSP BlackRock Equity Opportunities Fund Returns up to 1 year are on (Erstwhile Kotak Select Focus Fund) The investment objective of the scheme is to generate long term appreciation from the portfolio of equity and equity related sectors, generally focussed on few selected sectors. Kotak Standard Multicap Fund is a Equity - Multi Cap fund was launched on 11 Sep 09. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Standard Multicap Fund Returns up to 1 year are on (Erstwhile Invesco India Growth Fund) The investment objective of the Scheme is to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. However, there can be no assurance that the objectives of the scheme will be achieved. Invesco India Growth Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 9 Aug 07. It is a fund with Moderately High risk and has given a Below is the key information for Invesco India Growth Opportunities Fund Returns up to 1 year are on An open-end diversified equity fund that seeks to provide medium to long term appreciation through investments primarily in Asian Companies / sectors (excluding Japan) with long term potential across market capitalisation. Franklin Asian Equity Fund is a Equity - Global fund was launched on 16 Jan 08. It is a fund with High risk and has given a Below is the key information for Franklin Asian Equity Fund Returns up to 1 year are on To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.. Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a Below is the key information for Tata India Tax Savings Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2018 (%) Axis Focused 25 Fund Growth ₹31.12
↓ -0.06 ₹9,110 1,000 4.6 13.2 24.3 16.9 11.3 14.7 Kotak Equity Opportunities Fund Growth ₹134.149
↓ -0.38 ₹2,928 1,000 11.6 15.8 22.8 12.2 9.7 13.2 ICICI Prudential Banking and Financial Services Fund Growth ₹70.07
↓ -0.18 ₹3,592 100 9.4 8.9 20.6 14.7 11.8 14.5 Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹30.81
↓ -0.05 ₹1,995 1,000 5.7 9.7 20.4 13.1 11.3 14.9 SBI Small Cap Fund Growth ₹57.3773
↑ 0.11 ₹3,156 500 9.8 17.4 20.1 14.9 13.6 6.1 DSP BlackRock Equity Opportunities Fund Growth ₹240.891
↓ -1.10 ₹5,589 500 6 13.9 19.6 10.2 10 11.4 Kotak Standard Multicap Fund Growth ₹38.263
↓ -0.11 ₹29,598 500 7 10.6 18.8 12.6 9.7 12.3 Invesco India Growth Opportunities Fund Growth ₹37.21
↓ -0.02 ₹2,239 100 4.9 14 18.2 14.1 9.6 10.7 Franklin Asian Equity Fund Growth ₹24.616
↓ -0.29 ₹138 500 10.3 9.8 17.7 11.7 8.9 28.2 Tata India Tax Savings Fund Growth ₹19.3814
↓ -0.08 ₹2,094 500 5.4 8.8 17.7 12.2 10.4 13.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jan 20 1. Axis Focused 25 Fund
CAGR/Annualized return of 16.2% since its launch. Ranked 7 in Focused category. Return for 2019 was 14.7% , 2018 was 0.6% and 2017 was 45.2% . Axis Focused 25 Fund
Growth Launch Date 29 Jun 12 NAV (28 Jan 20) ₹31.12 ↓ -0.06 (-0.19 %) Net Assets (Cr) ₹9,110 on 31 Dec 19 Category Equity - Focused AMC Axis Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.32 Sharpe Ratio 0.87 Information Ratio 0.4 Alpha Ratio 2.39 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 14 ₹10,000 31 Dec 15 ₹10,391 31 Dec 16 ₹10,864 31 Dec 17 ₹15,769 31 Dec 18 ₹15,870 31 Dec 19 ₹18,195 Returns for Axis Focused 25 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 20 Duration Returns 1 Month 0.4% 3 Month 4.6% 6 Month 13.2% 1 Year 24.3% 3 Year 16.9% 5 Year 11.3% 10 Year 15 Year Since launch 16.2% Historical performance (Yearly) on absolute basis
Year Returns 2018 14.7% 2017 0.6% 2016 45.2% 2015 4.6% 2014 3.9% 2013 38.8% 2012 5.8% 2011 2010 2009 Fund Manager information for Axis Focused 25 Fund
Name Since Tenure Jinesh Gopani 7 Jun 16 3.48 Yr. Data below for Axis Focused 25 Fund as on 31 Dec 19
Equity Sector Allocation
Sector Value Financial Services 43.02% Basic Materials 12.02% Consumer Cyclical 10.68% Consumer Defensive 6.42% Technology 6.01% Energy 5.47% Communication Services 5.4% Industrials 2.64% Health Care 2.04% Asset Allocation
Asset Class Value Cash 4.51% Equity 95.49% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 5000349% ₹804 Cr 1,899,523
↑ 50,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 13 | KOTAKBANK8% ₹709 Cr 4,206,457
↑ 200,000 Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Oct 16 | 5329788% ₹702 Cr 747,220 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 12 | HDFCBANK7% ₹603 Cr 4,738,000 Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 30 Apr 17 | 5403766% ₹585 Cr 3,180,122
↑ 350,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 18 | TCS6% ₹548 Cr 2,534,738 Clearing Corporation Of India Ltd
CBLO | -6% ₹519 Cr Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 19 | RELIANCE5% ₹499 Cr 3,293,000
↓ -899,000 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 May 18 | HDFC5% ₹478 Cr 1,981,971 Asian Paints Ltd (Basic Materials)
Equity, Since 30 Nov 18 | 5008205% ₹442 Cr 2,475,200 2. Kotak Equity Opportunities Fund
CAGR/Annualized return of 18.4% since its launch. Ranked 2 in Large & Mid Cap category. Return for 2019 was 13.2% , 2018 was -5.6% and 2017 was 34.9% . Kotak Equity Opportunities Fund
Growth Launch Date 9 Sep 04 NAV (28 Jan 20) ₹134.149 ↓ -0.38 (-0.29 %) Net Assets (Cr) ₹2,928 on 31 Dec 19 Category Equity - Large & Mid Cap AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.11 Sharpe Ratio 0.8 Information Ratio -0.4 Alpha Ratio 2.73 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 14 ₹10,000 31 Dec 15 ₹10,327 31 Dec 16 ₹11,318 31 Dec 17 ₹15,264 31 Dec 18 ₹14,407 31 Dec 19 ₹16,303 Returns for Kotak Equity Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 20 Duration Returns 1 Month 4.8% 3 Month 11.6% 6 Month 15.8% 1 Year 22.8% 3 Year 12.2% 5 Year 9.7% 10 Year 15 Year Since launch 18.4% Historical performance (Yearly) on absolute basis
Year Returns 2018 13.2% 2017 -5.6% 2016 34.9% 2015 9.6% 2014 3.3% 2013 49.9% 2012 4.2% 2011 30.1% 2010 -22.8% 2009 18.5% Fund Manager information for Kotak Equity Opportunities Fund
Name Since Tenure Harsha Upadhyaya 4 Aug 12 7.33 Yr. Data below for Kotak Equity Opportunities Fund as on 31 Dec 19
Equity Sector Allocation
Sector Value Financial Services 28.77% Basic Materials 17.09% Industrials 16.98% Energy 8.49% Consumer Cyclical 7.11% Utility 6.84% Technology 6.76% Health Care 3.91% Consumer Defensive 1.81% Asset Allocation
Asset Class Value Cash 1.87% Equity 98.11% Other 0.02% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 10 | ICICIBANK7% ₹194 Cr 3,600,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | HDFCBANK7% ₹191 Cr 1,500,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 16 | RELIANCE6% ₹174 Cr 1,150,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | 5322154% ₹117 Cr 1,550,000
↑ 50,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 13 | LT4% ₹110 Cr 850,000
↑ 50,000 Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY4% ₹110 Cr 1,500,000 Coromandel International Ltd (Basic Materials)
Equity, Since 30 Nov 16 | 5063953% ₹97 Cr 1,815,449
↑ 25,446 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 18 | TCS3% ₹92 Cr 425,000 SRF Ltd (Basic Materials)
Equity, Since 30 Nov 16 | SRF3% ₹90 Cr 260,514
↑ 514 Indraprastha Gas Ltd (Utilities)
Equity, Since 30 Nov 17 | 5325143% ₹86 Cr 2,000,000 3. ICICI Prudential Banking and Financial Services Fund
CAGR/Annualized return of 18.6% since its launch. Return for 2019 was 14.5% , 2018 was -0.4% and 2017 was 45.1% . ICICI Prudential Banking and Financial Services Fund
Growth Launch Date 22 Aug 08 NAV (28 Jan 20) ₹70.07 ↓ -0.18 (-0.26 %) Net Assets (Cr) ₹3,592 on 31 Dec 19 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆☆ Risk High Expense Ratio 2.22 Sharpe Ratio 0.62 Information Ratio -1.16 Alpha Ratio -12.25 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 14 ₹10,000 31 Dec 15 ₹9,278 31 Dec 16 ₹11,232 31 Dec 17 ₹16,292 31 Dec 18 ₹16,222 31 Dec 19 ₹18,574 Returns for ICICI Prudential Banking and Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 20 Duration Returns 1 Month -0.4% 3 Month 9.4% 6 Month 8.9% 1 Year 20.6% 3 Year 14.7% 5 Year 11.8% 10 Year 15 Year Since launch 18.6% Historical performance (Yearly) on absolute basis
Year Returns 2018 14.5% 2017 -0.4% 2016 45.1% 2015 21.1% 2014 -7.2% 2013 69% 2012 -2.6% 2011 72.2% 2010 -31.6% 2009 32.8% Fund Manager information for ICICI Prudential Banking and Financial Services Fund
Name Since Tenure Roshan Chutkey 29 Jan 18 1.92 Yr. Data below for ICICI Prudential Banking and Financial Services Fund as on 31 Dec 19
Equity Sector Allocation
Sector Value Financial Services 95.79% Asset Allocation
Asset Class Value Cash 3.35% Equity 96.63% Other 0.02% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | ICICIBANK14% ₹506 Cr 9,394,396
↓ -1,106,541 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK9% ₹340 Cr 2,672,219 State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN9% ₹327 Cr 9,781,717
↓ -823,590 Bank of Baroda (Financial Services)
Equity, Since 31 May 17 | 5321347% ₹242 Cr 23,791,202
↓ -185,939 Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | 5322156% ₹199 Cr 2,632,941 Bajaj Finserv Ltd (Financial Services)
Equity, Since 30 Jun 13 | 5329786% ₹198 Cr 210,498
↓ -19,583 Treps
CBLO/Reverse Repo | -5% ₹193 Cr The Federal Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | FEDERALBNK4% ₹161 Cr 18,266,314 Mahindra & Mahindra Financial Services Ltd (Financial Services)
Equity, Since 30 Jun 18 | M&MFIN4% ₹140 Cr 4,335,775
↑ 557,043 Muthoot Finance Ltd (Financial Services)
Equity, Since 30 Apr 14 | 5333983% ₹113 Cr 1,478,957 4. Aditya Birla Sun Life Banking And Financial Services Fund
CAGR/Annualized return of 20.2% since its launch. Ranked 3 in Sectoral category. Return for 2019 was 14.9% , 2018 was -2.4% and 2017 was 47.6% . Aditya Birla Sun Life Banking And Financial Services Fund
Growth Launch Date 14 Dec 13 NAV (28 Jan 20) ₹30.81 ↓ -0.05 (-0.16 %) Net Assets (Cr) ₹1,995 on 31 Dec 19 Category Equity - Sectoral AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 2.35 Sharpe Ratio 0.63 Information Ratio -0.87 Alpha Ratio -12.05 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 14 ₹10,000 31 Dec 15 ₹9,945 31 Dec 16 ₹11,508 31 Dec 17 ₹16,990 31 Dec 18 ₹16,578 31 Dec 19 ₹19,055 Returns for Aditya Birla Sun Life Banking And Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 20 Duration Returns 1 Month -2.6% 3 Month 5.7% 6 Month 9.7% 1 Year 20.4% 3 Year 13.1% 5 Year 11.3% 10 Year 15 Year Since launch 20.2% Historical performance (Yearly) on absolute basis
Year Returns 2018 14.9% 2017 -2.4% 2016 47.6% 2015 15.7% 2014 -0.5% 2013 65.8% 2012 2011 2010 2009 Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund
Name Since Tenure Satyabrata Mohanty 14 Dec 13 5.13 Yr. Dhaval Gala 26 Aug 15 3.44 Yr. Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 31 Dec 19
Equity Sector Allocation
Sector Value Financial Services 92.19% Asset Allocation
Asset Class Value Cash 7.81% Equity 92.19% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | HDFCBANK14% ₹280 Cr 2,200,000
↓ -183,400 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | ICICIBANK11% ₹219 Cr 4,280,190
↓ -800,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 5000348% ₹160 Cr 393,716
↑ 45,785 ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | 5407166% ₹124 Cr 910,929
↓ -3,098 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 5322156% ₹118 Cr 1,600,739
↓ -190,000 Clearing Corporation Of India Limited
CBLO | -6% ₹112 Cr Bandhan Bank Ltd (Financial Services)
Equity, Since 30 Apr 18 | 5411536% ₹109 Cr 1,869,288 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | KOTAKBANK5% ₹96 Cr 594,830
↓ -58,000 State Bank of India (Financial Services)
Equity, Since 31 Oct 17 | SBIN5% ₹93 Cr 2,709,080 Bajaj Finserv Ltd (Financial Services)
Equity, Since 30 Nov 15 | 5329784% ₹89 Cr 97,200 5. SBI Small Cap Fund
CAGR/Annualized return of 18.3% since its launch. Ranked 4 in Small Cap category. Return for 2019 was 6.1% , 2018 was -19.6% and 2017 was 78.7% . SBI Small Cap Fund
Growth Launch Date 9 Sep 09 NAV (28 Jan 20) ₹57.3773 ↑ 0.11 (0.19 %) Net Assets (Cr) ₹3,156 on 31 Dec 19 Category Equity - Small Cap AMC SBI Funds Management Private Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.57 Sharpe Ratio 0.24 Information Ratio 1.34 Alpha Ratio 10.09 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 14 ₹10,000 31 Dec 15 ₹12,056 31 Dec 16 ₹12,212 31 Dec 17 ₹21,818 31 Dec 18 ₹17,537 31 Dec 19 ₹18,606 Returns for SBI Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 20 Duration Returns 1 Month 7.4% 3 Month 9.8% 6 Month 17.4% 1 Year 20.1% 3 Year 14.9% 5 Year 13.6% 10 Year 15 Year Since launch 18.3% Historical performance (Yearly) on absolute basis
Year Returns 2018 6.1% 2017 -19.6% 2016 78.7% 2015 1.3% 2014 20.6% 2013 110.7% 2012 7.8% 2011 31.9% 2010 -24.3% 2009 19% Fund Manager information for SBI Small Cap Fund
Name Since Tenure R. Srinivasan 16 Nov 13 6.13 Yr. Data below for SBI Small Cap Fund as on 31 Dec 19
Equity Sector Allocation
Sector Value Industrials 26.06% Consumer Cyclical 21.63% Basic Materials 11.35% Consumer Defensive 11.02% Financial Services 7.56% Technology 4.11% Health Care 2.35% Utility 2.15% Energy 1.17% Real Estate 0.72% Communication Services 0.14% Asset Allocation
Asset Class Value Cash 7.24% Equity 92.3% Other 0.46% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps
CBLO/Reverse Repo | -6% ₹204 Cr Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Aug 18 | 5406995% ₹143 Cr 377,000 Hawkins Cookers Ltd (Consumer Cyclical)
Equity, Since 30 Jun 15 | 5084864% ₹128 Cr 352,000 JK Cement Ltd (Basic Materials)
Equity, Since 31 Oct 18 | JKCEMENT4% ₹126 Cr 1,077,439 Hatsun Agro Product Ltd (Consumer Defensive)
Equity, Since 31 Jul 17 | 5315314% ₹123 Cr 2,100,000
↑ 119,785 CSB Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Dec 19 | 5428674% ₹119 Cr 5,500,000
↑ 5,500,000 Relaxo Footwears Ltd (Consumer Cyclical)
Equity, Since 30 Nov 13 | 5305174% ₹111 Cr 1,800,000 Tube Investments of India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Jan 19 | 5407624% ₹111 Cr 2,300,000 Blue Star Ltd (Industrials)
Equity, Since 30 Jun 18 | BLUESTARCO3% ₹109 Cr 1,300,000
↑ 200,000 Triveni Turbine Ltd (Industrials)
Equity, Since 31 Jan 19 | 5336553% ₹94 Cr 10,000,000
↑ 1,000,000 6. DSP BlackRock Equity Opportunities Fund
CAGR/Annualized return of 17.5% since its launch. Ranked 4 in Large & Mid Cap category. Return for 2019 was 11.4% , 2018 was -9.2% and 2017 was 40.1% . DSP BlackRock Equity Opportunities Fund
Growth Launch Date 16 May 00 NAV (28 Jan 20) ₹240.891 ↓ -1.10 (-0.45 %) Net Assets (Cr) ₹5,589 on 31 Dec 19 Category Equity - Large & Mid Cap AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.14 Sharpe Ratio 0.62 Information Ratio -0.22 Alpha Ratio 5.09 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 14 ₹10,000 31 Dec 15 ₹10,609 31 Dec 16 ₹11,794 31 Dec 17 ₹16,524 31 Dec 18 ₹14,997 31 Dec 19 ₹16,714 Returns for DSP BlackRock Equity Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 20 Duration Returns 1 Month 2.8% 3 Month 6% 6 Month 13.9% 1 Year 19.6% 3 Year 10.2% 5 Year 10% 10 Year 15 Year Since launch 17.5% Historical performance (Yearly) on absolute basis
Year Returns 2018 11.4% 2017 -9.2% 2016 40.1% 2015 11.2% 2014 6.1% 2013 45.4% 2012 6.5% 2011 29.4% 2010 -25.1% 2009 24.2% Fund Manager information for DSP BlackRock Equity Opportunities Fund
Name Since Tenure Rohit Singhania 1 Jun 15 4.59 Yr. Jay Kothari 16 Mar 18 1.79 Yr. Data below for DSP BlackRock Equity Opportunities Fund as on 31 Dec 19
Equity Sector Allocation
Sector Value Financial Services 33.18% Basic Materials 11.57% Industrials 8.56% Energy 8.03% Consumer Cyclical 7.37% Technology 7% Communication Services 5.92% Health Care 5.3% Consumer Defensive 4.09% Utility 4.01% Real Estate 2.57% Asset Allocation
Asset Class Value Cash 2.36% Equity 97.64% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK7% ₹418 Cr 3,277,116
↓ -800,453 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 16 | ICICIBANK7% ₹405 Cr 7,902,393
↓ -1,723,413 Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | 5322155% ₹265 Cr 3,591,352
↑ 389,254 State Bank of India (Financial Services)
Equity, Since 30 Sep 19 | SBIN5% ₹261 Cr 7,645,607
↑ 2,595,048 Infosys Ltd (Technology)
Equity, Since 28 Feb 18 | INFY5% ₹258 Cr 3,703,934
↑ 845,194 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Dec 18 | BHARTIARTL4% ₹219 Cr 4,951,224
↑ 1,345,886 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 16 | RELIANCE3% ₹196 Cr 1,260,735
↓ -191,283 Kansai Nerolac Paints Ltd (Basic Materials)
Equity, Since 30 Nov 17 | 5001653% ₹148 Cr 2,823,542
↓ -215,818 Bharat Petroleum Corp Ltd (Energy)
Equity, Since 30 Sep 19 | 5005472% ₹140 Cr 2,731,792
↑ 212,153 Coromandel International Ltd (Basic Materials)
Equity, Since 30 Nov 16 | 5063952% ₹136 Cr 2,871,723
↓ -177,128 7. Kotak Standard Multicap Fund
CAGR/Annualized return of 13.8% since its launch. Ranked 3 in Multi Cap category. Return for 2019 was 12.3% , 2018 was -0.9% and 2017 was 34.3% . Kotak Standard Multicap Fund
Growth Launch Date 11 Sep 09 NAV (28 Jan 20) ₹38.263 ↓ -0.11 (-0.28 %) Net Assets (Cr) ₹29,598 on 31 Dec 19 Category Equity - Multi Cap AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.84 Sharpe Ratio 0.71 Information Ratio 0.02 Alpha Ratio 1.7 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 14 ₹10,000 31 Dec 15 ₹10,296 31 Dec 16 ₹11,268 31 Dec 17 ₹15,133 31 Dec 18 ₹15,000 31 Dec 19 ₹16,842 Returns for Kotak Standard Multicap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 20 Duration Returns 1 Month 1.9% 3 Month 7% 6 Month 10.6% 1 Year 18.8% 3 Year 12.6% 5 Year 9.7% 10 Year 15 Year Since launch 13.8% Historical performance (Yearly) on absolute basis
Year Returns 2018 12.3% 2017 -0.9% 2016 34.3% 2015 9.4% 2014 3% 2013 57.9% 2012 6.1% 2011 33.5% 2010 -22.3% 2009 20% Fund Manager information for Kotak Standard Multicap Fund
Name Since Tenure Harsha Upadhyaya 4 Aug 12 7.33 Yr. Data below for Kotak Standard Multicap Fund as on 31 Dec 19
Equity Sector Allocation
Sector Value Financial Services 36.1% Industrials 12.02% Energy 10.94% Basic Materials 10.82% Technology 6.83% Consumer Cyclical 6.54% Utility 3.22% Consumer Defensive 3.09% Health Care 1.74% Asset Allocation
Asset Class Value Cash 6.33% Equity 93.66% Debt 0.01% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity Triparty Repo
CBLO/Reverse Repo | -8% ₹2,394 Cr ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 10 | ICICIBANK7% ₹2,209 Cr 41,000,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 16 | RELIANCE7% ₹2,044 Cr 13,500,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK6% ₹1,861 Cr 14,630,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 12 | 5322155% ₹1,493 Cr 19,800,000
↑ 1,000,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 13 | LT5% ₹1,454 Cr 11,200,000
↑ 1,000,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 10 | INFY3% ₹1,004 Cr 13,730,562 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 May 18 | TCS3% ₹951 Cr 4,400,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 14 | ULTRACEMCO3% ₹850 Cr 2,100,000
↑ 50,000 Petronet LNG Ltd (Energy)
Equity, Since 31 Aug 12 | 5325223% ₹809 Cr 30,200,000
↑ 505,941 8. Invesco India Growth Opportunities Fund
CAGR/Annualized return of 11.1% since its launch. Ranked 6 in Large & Mid Cap category. Return for 2019 was 10.7% , 2018 was -0.2% and 2017 was 39.6% . Invesco India Growth Opportunities Fund
Growth Launch Date 9 Aug 07 NAV (28 Jan 20) ₹37.21 ↓ -0.02 (-0.05 %) Net Assets (Cr) ₹2,239 on 31 Dec 19 Category Equity - Large & Mid Cap AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.16 Sharpe Ratio 0.62 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 14 ₹10,000 31 Dec 15 ₹10,383 31 Dec 16 ₹10,729 31 Dec 17 ₹14,980 31 Dec 18 ₹14,943 31 Dec 19 ₹16,542 Returns for Invesco India Growth Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 20 Duration Returns 1 Month 2.3% 3 Month 4.9% 6 Month 14% 1 Year 18.2% 3 Year 14.1% 5 Year 9.6% 10 Year 15 Year Since launch 11.1% Historical performance (Yearly) on absolute basis
Year Returns 2018 10.7% 2017 -0.2% 2016 39.6% 2015 3.3% 2014 3.8% 2013 43.7% 2012 11.5% 2011 26.5% 2010 -21.8% 2009 22.3% Fund Manager information for Invesco India Growth Opportunities Fund
Name Since Tenure Amit Ganatra 23 Jun 14 5.53 Yr. Taher Badshah 10 Jan 17 2.97 Yr. Data below for Invesco India Growth Opportunities Fund as on 31 Dec 19
Equity Sector Allocation
Sector Value Financial Services 30.02% Consumer Cyclical 11.69% Technology 9.5% Health Care 8.71% Industrials 8.52% Consumer Defensive 8.28% Energy 6.55% Basic Materials 5.56% Utility 4.72% Communication Services 1.8% Asset Allocation
Asset Class Value Cash 3.6% Equity 96.4% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 09 | HDFCBANK7% ₹166 Cr 1,304,474
↑ 89,001 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 17 | RELIANCE6% ₹135 Cr 890,606 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK6% ₹132 Cr 2,448,600 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Dec 19 | HDFC3% ₹77 Cr 320,951
↑ 320,951 Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 13 | TCS3% ₹77 Cr 358,069
↑ 49,925 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 17 | KOTAKBANK3% ₹74 Cr 440,014 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 17 | LT3% ₹67 Cr 515,142 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 5322153% ₹65 Cr 861,778 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Jun 19 | 5006963% ₹58 Cr 301,403
↑ 26,653 Indraprastha Gas Ltd (Utilities)
Equity, Since 28 Feb 18 | 5325143% ₹58 Cr 1,352,830 9. Franklin Asian Equity Fund
CAGR/Annualized return of 7.8% since its launch. Ranked 1 in Global category. Return for 2019 was 28.2% , 2018 was -13.6% and 2017 was 35.5% . Franklin Asian Equity Fund
Growth Launch Date 16 Jan 08 NAV (28 Jan 20) ₹24.616 ↓ -0.29 (-1.15 %) Net Assets (Cr) ₹138 on 31 Dec 19 Category Equity - Global AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 2.85 Sharpe Ratio 1.49 Information Ratio -0.06 Alpha Ratio 6.87 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-3 Years (1%),3 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Dec 14 ₹10,000 31 Dec 15 ₹9,541 31 Dec 16 ₹10,227 31 Dec 17 ₹13,854 31 Dec 18 ₹11,966 31 Dec 19 ₹15,335 Returns for Franklin Asian Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 20 Duration Returns 1 Month -0.6% 3 Month 10.3% 6 Month 9.8% 1 Year 17.7% 3 Year 11.7% 5 Year 8.9% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2018 28.2% 2017 -13.6% 2016 35.5% 2015 7.2% 2014 -4.6% 2013 9.2% 2012 12.4% 2011 19.3% 2010 -1.6% 2009 8.1% Fund Manager information for Franklin Asian Equity Fund
Name Since Tenure Roshi Jain 16 Jan 08 11.88 Yr. Pyari Menon 26 Sep 19 0.18 Yr. Data below for Franklin Asian Equity Fund as on 31 Dec 19
Equity Sector Allocation
Sector Value Financial Services 27.63% Consumer Cyclical 19.88% Technology 19.37% Communication Services 7.91% Consumer Defensive 6.96% Basic Materials 4.47% Real Estate 3.66% Industrials 3.06% Energy 1.46% Health Care 0.83% Asset Allocation
Asset Class Value Equity 97.37% Other 2.63% Top Securities Holdings / Portfolio
Name Holding Value Quantity Alibaba Group Holding Ltd ADR (Consumer Cyclical)
Equity, Since 30 Sep 14 | BABA10% ₹13 Cr 9,063 Taiwan Semiconductor Manufacturing Co Ltd (Technology)
Equity, Since 31 Mar 09 | 23308% ₹11 Cr 146,714 Samsung Electronics Co Ltd (Technology)
Equity, Since 31 Mar 08 | 0059308% ₹10 Cr 32,100 Tencent Holdings Ltd (Communication Services)
Equity, Since 31 Jul 14 | 007008% ₹10 Cr 31,700 AIA Group Ltd (Financial Services)
Equity, Since 31 Mar 12 | 012997% ₹10 Cr 132,124 Ping An Insurance (Group) Co. of China Ltd Class H (Financial Services)
Equity, Since 31 Dec 14 | 023185% ₹7 Cr 80,310 HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 17 | HDFCBANK5% ₹6 Cr 49,254 Call, Cash & Other Assets
Receivables | -3% ₹3 Cr New Oriental Education & Technology Group Inc ADR (Consumer Defensive)
Equity, Since 31 Dec 16 | EDU3% ₹3 Cr 3,660 PT Bank Central Asia Tbk (Financial Services)
Equity, Since 30 Nov 12 | BBCA2% ₹3 Cr 195,429 10. Tata India Tax Savings Fund
CAGR/Annualized return of 13.3% since its launch. Ranked 1 in ELSS category. Return for 2019 was 13.6% , 2018 was -8.4% and 2017 was 46% . Tata India Tax Savings Fund
Growth Launch Date 13 Oct 14 NAV (28 Jan 20) ₹19.3814 ↓ -0.08 (-0.40 %) Net Assets (Cr) ₹2,094 on 31 Dec 19 Category Equity - ELSS AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.08 Sharpe Ratio 0.79 Information Ratio -0.26 Alpha Ratio -3.75 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Dec 14 ₹10,000 31 Dec 15 ₹11,331 31 Dec 16 ₹11,574 31 Dec 17 ₹16,898 31 Dec 18 ₹15,482 31 Dec 19 ₹17,586 Returns for Tata India Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 20 Duration Returns 1 Month 0.2% 3 Month 5.4% 6 Month 8.8% 1 Year 17.7% 3 Year 12.2% 5 Year 10.4% 10 Year 15 Year Since launch 13.3% Historical performance (Yearly) on absolute basis
Year Returns 2018 13.6% 2017 -8.4% 2016 46% 2015 2.1% 2014 13.3% 2013 2012 2011 2010 2009 Fund Manager information for Tata India Tax Savings Fund
Name Since Tenure Rupesh Patel 1 Apr 15 4.59 Yr. Ennette Fernandes 18 Jun 18 1.37 Yr. Data below for Tata India Tax Savings Fund as on 31 Dec 19
Equity Sector Allocation
Sector Value Financial Services 45.51% Energy 9.78% Industrials 9.08% Technology 8.96% Consumer Cyclical 8.65% Health Care 5.25% Basic Materials 3.13% Consumer Defensive 2.73% Communication Services 2.07% Real Estate 0.78% Asset Allocation
Asset Class Value Cash 3.9% Equity 96.1% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK10% ₹205 Cr 3,800,000
↓ -200,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN8% ₹178 Cr 5,325,000 HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK8% ₹163 Cr 1,282,000 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Jun 17 | HDFC7% ₹136 Cr 565,000 Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY6% ₹123 Cr 1,680,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | 5322155% ₹113 Cr 1,500,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE5% ₹111 Cr 730,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 May 15 | KOTAKBANK4% ₹83 Cr 495,000 A) Repo
CBLO/Reverse Repo | -3% ₹73 Cr Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jul 18 | TCS3% ₹65 Cr 300,000
How to Choose Best SIP Investment?
There are various Mutual Funds that allow you to invest through a SIP. But the main problem is selecting the best mutual funds for SIP. Though the best Mutual Funds might vary from person to person, below is a list of some points that investors might consider before choosing a best SIP Mutual Fund.
Understand Objective of the SIP Investment
When it comes to investing, each one of us has a different objective. So before investing in Mutual Funds through a SIP, it is advised to get a clear picture of your investment goals and risk profile. Generally, Equity Mutual Funds are considered to be beneficial for long-term objectives while money market and Debt fund are suitable for short-term objectives.
Know the Fund House
A large part of the SIP returns depends on the Fund House managing your money on your behalf. If the Fund House fails its objective, you will be the one losing your money. To make sure you have the best SIP plan choose a well-reputed fund house.
Monitor Fund Performance of the SIP Mutual Fund
One of the basic reasons due to which people invest in Mutual Funds through SIP is to make money. Therefore, it is important to analyse the performance of funds over a period of time to choose the best fund and then invest in the best SIP plans. Typically, for equity Mutual Funds long-term performance is looked at, while for the debt Mutual Funds short to mid-term returns are considered.
Analyse Loads and Recurring Expenses of SIP
Last but not the least, the exit load and the expense ratio incurred if the investment in redeemed before a specified period (usually called the lock-in period).
So, it is advised to choose the best SIP plans considering these parameters in mind. Think before you invest!
SIP Calculator (SIP Return Calculator)
For financial planning, SIP calculator or SIP return calculator is one of the best tools.
To monitor how your SIP grows through the power of compounding consider the below example.
| Monthly Investment | Time Period of Investment | Total Amount Invested | Final Value @ 14% p.a. |
|---|---|---|---|
| 1,000 | 5 years | 60,000 | 87,200 |
| 1,000 | 10 years | 1,20,000 | 2,62,091 |
| 1,000 | 15 years | 1,80,000 | 6,12,853 |
The above table mentions that if you invest INR 1,000 per month in a SIP Mutual Fund, your total investment in 5 years would be INR 60,000 and your SIP returns at an assumed return percentage of 14% p.a. would be INR 87,2001, respectively. Similarly, in 10 years the total investment would be INR 1,20,000 and the SIP return at the assumed percentage of 14% p.a. would be INR 2,62,091.
The same way, the investment in 15 years would be INR 1,80,000 and the final value at the return percentage of 14% p.a would be INR 6,12,853, respectively.
So, by simply investing INR 1,000 in a month, see how your money will grow in the years to come. Consider the above calculations when choosing a best SIP Mutual Fund to invest.
How Invest in Systematic Investment Plan?
Open Free Investment Account for Lifetime at Fincash.com
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
So, what are you waiting for? Get started with your SIP or Systematic Investment Plan and save better, now!
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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helpful to invest in SIP