+91-22-62820123
Table of Contents
- Why to Invest in a Systematic Investment Plan?
- Best SIP Plans to Invest In FY 19 - 20
- How to Choose Best SIP Investment?
- SIP Calculator (SIP Return Calculator)
- How Invest in Systematic Investment Plan?
Top 10 Funds
- ICICI Prudential Banking and Financial Services Fund
- Franklin Build India Fund
- Mirae Asset India Equity Fund
- Tata India Tax Savings Fund
- Kotak Standard Multicap Fund
- Aditya Birla Sun Life Banking And Financial Services Fund
- Kotak Equity Opportunities Fund
- DSP BlackRock Equity Opportunities Fund
- DSP BlackRock US Flexible Equity Fund
- Franklin Asian Equity Fund
Best Performing SIP Plans in India 2019
Best SIP plans? How to choose them? These are some of the common questions that occur in the mind of investors when thinking of Investing in Mutual Funds through a SIP or Systematic Investment plan.
SIP investment is one of the most disciplined investing options when investing in Mutual Funds. Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.
Generally, some of the best SIP plans in India offer good returns when invested for a longer duration. To know how much one can earn by investing a SIP or Systematic Investment Plan, check the sip calculator (also known as SIP return calculator) section below.
Talk to our investment specialist
Why to Invest in a Systematic Investment Plan?
A systematic investment plan comes with multiple benefits. Its minimum investment amount INR 500 has not only gained attention most population, but also of many youngsters to begin their investment journey in mutual funds. An investor who wants to invest in a SIP can plan their major Financial goals like- child's education, marriage expenses, purchase of a house/car, etc., in a disciplined manner. One can simply start investing as per their goals (short-term, mid-term and long-term) and attain an increase in wealth over a certain period of time.
SIPs offer major benefits like rupee cost averaging and Power of Compounding. Rupee cost averaging helps an individual to average out the cost of an asset purchase. In a SIP, the purchase of units is done over a long period and these are spread out equally over monthly intervals (usually). Due to the investment being spread out over time, the investment is made into the stock market at different price points giving the investor the benefit of averaging cost, hence the term rupee cost averaging.
In the case of compound interest, unlike simple interest where you gain interest on only the principal, here the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since the mutual funds in the SIP are in instalments, they are compounded, which adds more to the initially invested sum.
Best SIP Plans to Invest In FY 19 - 20
ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized. ICICI Prudential Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 22 Aug 08. It is a fund with High risk and has given a Below is the key information for ICICI Prudential Banking and Financial Services Fund Returns up to 1 year are on The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities. Franklin Build India Fund is a Equity - Sectoral fund was launched on 4 Sep 09. It is a fund with High risk and has given a Below is the key information for Franklin Build India Fund Returns up to 1 year are on (Erstwhile Mirae Asset India Opportunities Fund) The investment objective of the scheme is to generate long term capital appreciation by capitalizing on potential investment opportunities through predominantly investing in equities, equity related securities. Mirae Asset India Equity Fund is a Equity - Multi Cap fund was launched on 4 Apr 08. It is a fund with Moderately High risk and has given a Below is the key information for Mirae Asset India Equity Fund Returns up to 1 year are on To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.. Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a Below is the key information for Tata India Tax Savings Fund Returns up to 1 year are on (Erstwhile Kotak Select Focus Fund) The investment objective of the scheme is to generate long term appreciation from the portfolio of equity and equity related sectors, generally focussed on few selected sectors. Kotak Standard Multicap Fund is a Equity - Multi Cap fund was launched on 11 Sep 09. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Standard Multicap Fund Returns up to 1 year are on The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved. Aditya Birla Sun Life Banking And Financial Services Fund is a Equity - Sectoral fund was launched on 14 Dec 13. It is a fund with High risk and has given a Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund Returns up to 1 year are on (Erstwhile Kotak Opportunities Scheme) To generate capital appreciation from a diversified portfolio of equity and equity
related securities. However, there is no assurance that the objective of the scheme will be realized. Kotak Equity Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 9 Sep 04. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Equity Opportunities Fund Returns up to 1 year are on (Erstwhile DSP BlackRock Opportunities Fund) The primary investment objective is to seek to generate long term capital appreciation from a portfolio that is substantially constituted of equity and equity related securities of large and midcap companies. From time to time, the fund manager will also seek participation in other equity and equity related securities to achieve optimal portfolio construction. There is no assurance that the investment objective of the Scheme will be realized DSP BlackRock Equity Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 16 May 00. It is a fund with Moderately High risk and has given a Below is the key information for DSP BlackRock Equity Opportunities Fund Returns up to 1 year are on The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF. DSP BlackRock US Flexible Equity Fund is a Equity - Global fund was launched on 3 Aug 12. It is a fund with High risk and has given a Below is the key information for DSP BlackRock US Flexible Equity Fund Returns up to 1 year are on An open-end diversified equity fund that seeks to provide medium to long term appreciation through investments primarily in Asian Companies / sectors (excluding Japan) with long term potential across market capitalisation. Franklin Asian Equity Fund is a Equity - Global fund was launched on 16 Jan 08. It is a fund with High risk and has given a Below is the key information for Franklin Asian Equity Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2018 (%) ICICI Prudential Banking and Financial Services Fund Growth ₹67.84
↑ 0.19 ₹3,068 100 2 10 15.3 17 17.1 -0.4 Franklin Build India Fund Growth ₹42.3986
↑ 0.07 ₹1,256 500 -1.6 6.7 10.5 10 15.1 -10.7 Mirae Asset India Equity Fund Growth ₹51.715
↑ 0.12 ₹12,315 1,000 -0.1 7.5 9.5 13.9 13.9 -0.6 Tata India Tax Savings Fund Growth ₹18.4744
↑ 0.05 ₹1,790 500 1.6 8.8 9 12 -8.4 Kotak Standard Multicap Fund Growth ₹35.738
↑ 0.03 ₹24,297 500 -0.1 7.5 6.6 12.6 14.6 -0.9 Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹29.69
↓ -0.02 ₹1,741 1,000 0.5 9.8 5.1 13.9 17 -2.4 Kotak Equity Opportunities Fund Growth ₹118.849
↓ -0.05 ₹2,536 1,000 -1.8 5 4.7 10.7 12.5 -5.6 DSP BlackRock Equity Opportunities Fund Growth ₹218.224
↑ 0.49 ₹5,674 500 -2.2 4.7 3.6 10.1 12.2 -9.2 DSP BlackRock US Flexible Equity Fund Growth ₹25.0714
↑ 0.03 ₹231 500 -0.2 7.6 2.5 12.5 10.1 -1.1 Franklin Asian Equity Fund Growth ₹22.3349
↑ 0.00 ₹126 500 -1.8 9.8 2 9.9 7.5 -13.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Jul 19 1. ICICI Prudential Banking and Financial Services Fund
CAGR/Annualized return of 19.2% since its launch. Return for 2018 was -0.4% , 2017 was 45.1% and 2016 was 21.1% . ICICI Prudential Banking and Financial Services Fund
Growth Launch Date 22 Aug 08 NAV (17 Jul 19) ₹67.84 ↑ 0.19 (0.28 %) Net Assets (Cr) ₹3,068 on 30 Apr 19 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆☆ Risk High Expense Ratio 2.52 Sharpe Ratio 0.31 Information Ratio -0.13 Alpha Ratio -10.31 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 14 ₹10,000 30 Jun 15 ₹12,042 30 Jun 16 ₹13,032 30 Jun 17 ₹18,347 30 Jun 18 ₹18,659 30 Jun 19 ₹22,269 Returns for ICICI Prudential Banking and Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jul 19 Duration Returns 1 Month 1.7% 3 Month 2% 6 Month 10% 1 Year 15.3% 3 Year 17% 5 Year 17.1% 10 Year 15 Year Since launch 19.2% Historical performance (Yearly) on absolute basis
Year Returns 2018 -0.4% 2017 45.1% 2016 21.1% 2015 -7.2% 2014 69% 2013 -2.6% 2012 72.2% 2011 -31.6% 2010 32.8% 2009 77.6% Fund Manager information for ICICI Prudential Banking and Financial Services Fund
Name Since Tenure Priyanka Khandelwal 15 Jun 17 1.71 Yr. Roshan Chutkey 29 Jan 18 1.08 Yr. Data below for ICICI Prudential Banking and Financial Services Fund as on 30 Apr 19
Equity Sector Allocation
Sector Value Financial Services 89.55% Asset Allocation
Asset Class Value Cash 8.35% Equity 91.6% Other 0.05% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | ICICIBANK13% ₹450 Cr 10,300,046 State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN10% ₹346 Cr 9,577,269 Treps
CBLO/Reverse Repo | -10% ₹319 Cr HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK9% ₹291 Cr 1,189,734 Bank of Baroda (Financial Services)
Equity, Since 31 May 17 | 5321346% ₹218 Cr 17,895,811
↑ 1,194,874 Bajaj Finserv Ltd (Financial Services)
Equity, Since 30 Jun 13 | 5329786% ₹188 Cr 220,497 Mahindra & Mahindra Financial Services Ltd (Financial Services)
Equity, Since 30 Jun 18 | M&MFIN4% ₹130 Cr 3,350,444 LIC Housing Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | LICHSGFIN3% ₹114 Cr 2,049,132 Muthoot Finance Ltd (Financial Services)
Equity, Since 30 Apr 14 | 5333983% ₹107 Cr 1,662,779 Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | 5322153% ₹100 Cr 1,234,079 2. Franklin Build India Fund
CAGR/Annualized return of 15.8% since its launch. Ranked 4 in Sectoral category. Return for 2018 was -10.7% , 2017 was 43.3% and 2016 was 8.4% . Franklin Build India Fund
Growth Launch Date 4 Sep 09 NAV (17 Jul 19) ₹42.3986 ↑ 0.07 (0.18 %) Net Assets (Cr) ₹1,256 on 30 Apr 19 Category Equity - Sectoral AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 2.73 Sharpe Ratio 0.25 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 14 ₹10,000 30 Jun 15 ₹14,077 30 Jun 16 ₹14,656 30 Jun 17 ₹17,980 30 Jun 18 ₹18,519 30 Jun 19 ₹20,991 Returns for Franklin Build India Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jul 19 Duration Returns 1 Month -0.3% 3 Month -1.6% 6 Month 6.7% 1 Year 10.5% 3 Year 10% 5 Year 15.1% 10 Year 15 Year Since launch 15.8% Historical performance (Yearly) on absolute basis
Year Returns 2018 -10.7% 2017 43.3% 2016 8.4% 2015 2.1% 2014 93.8% 2013 6.1% 2012 39.9% 2011 -24.6% 2010 11.9% 2009 Fund Manager information for Franklin Build India Fund
Name Since Tenure Anand Radhakrishnan 4 Sep 09 9.58 Yr. Roshi Jain 4 Sep 09 9.58 Yr. Srikesh Nair 1 Dec 15 3.33 Yr. Data below for Franklin Build India Fund as on 30 Apr 19
Equity Sector Allocation
Sector Value Financial Services 29.64% Energy 13.09% Basic Materials 12.23% Industrials 9.36% Communication Services 8.62% Utility 7.94% Technology 4.63% Consumer Cyclical 3.63% Real Estate 2.46% Asset Allocation
Asset Class Value Equity 92.45% Other 7.55% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | ICICIBANK9% ₹123 Cr 2,900,000
↓ -100,000 State Bank of India (Financial Services)
Equity, Since 31 Jul 14 | SBIN8% ₹106 Cr 3,000,000
↓ -800,000 Call, Cash & Other Assets
Receivables | -8% ₹99 Cr Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | 5322156% ₹81 Cr 1,000,000
↓ -100,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 09 | BHARTIARTL5% ₹70 Cr 2,000,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 14 | HDFCBANK5% ₹67 Cr 275,000
↓ -50,000 Indian Oil Corp Ltd (Energy)
Equity, Since 30 Apr 16 | IOC5% ₹66 Cr 4,000,000 Bharat Petroleum Corp Ltd (Energy)
Equity, Since 30 Jun 16 | 5005475% ₹61 Cr 1,500,000 NTPC Ltd (Utilities)
Equity, Since 30 Nov 16 | 5325554% ₹53 Cr 4,000,000
↑ 1,000,000 Vodafone Idea Ltd (Communication Services)
Equity, Since 31 Dec 14 | 5328224% ₹49 Cr 35,000,000
↑ 31,000,000 3. Mirae Asset India Equity Fund
CAGR/Annualized return of 15.7% since its launch. Ranked 19 in Multi Cap category. Return for 2018 was -0.6% , 2017 was 38.6% and 2016 was 8.1% . Mirae Asset India Equity Fund
Growth Launch Date 4 Apr 08 NAV (17 Jul 19) ₹51.715 ↑ 0.12 (0.23 %) Net Assets (Cr) ₹12,315 on 30 Apr 19 Category Equity - Multi Cap AMC Mirae Asset Global Inv (India) Pvt. Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.17 Sharpe Ratio 0.42 Information Ratio 0.61 Alpha Ratio 0.87 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 14 ₹10,000 30 Jun 15 ₹12,195 30 Jun 16 ₹12,745 30 Jun 17 ₹15,891 30 Jun 18 ₹17,474 30 Jun 19 ₹19,592 Returns for Mirae Asset India Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jul 19 Duration Returns 1 Month 0.9% 3 Month -0.1% 6 Month 7.5% 1 Year 9.5% 3 Year 13.9% 5 Year 13.9% 10 Year 15 Year Since launch 15.7% Historical performance (Yearly) on absolute basis
Year Returns 2018 -0.6% 2017 38.6% 2016 8.1% 2015 4.3% 2014 52.9% 2013 8.9% 2012 33.3% 2011 -19.6% 2010 23.1% 2009 109.3% Fund Manager information for Mirae Asset India Equity Fund
Name Since Tenure Neelesh Surana 10 Mar 08 11.15 Yr. Harshad Borawake 1 May 17 2 Yr. Gaurav Misra 31 Jan 19 0.24 Yr. Data below for Mirae Asset India Equity Fund as on 30 Apr 19
Equity Sector Allocation
Sector Value Financial Services 35.26% Consumer Cyclical 10.31% Technology 10.22% Energy 7.85% Industrials 7.54% Consumer Defensive 7.5% Basic Materials 7.31% Health Care 6.26% Utility 2.39% Communication Services 0.7% Asset Allocation
Asset Class Value Cash 4.67% Equity 95.33% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 09 | HDFCBANK9% ₹1,118 Cr 4,610,480 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK6% ₹735 Cr 17,348,291
↑ 511,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 08 | RELIANCE5% ₹681 Cr 5,122,882 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 14 | 5322155% ₹620 Cr 7,674,614 Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT4% ₹538 Cr 3,454,809
↑ 216,000 State Bank of India (Financial Services)
Equity, Since 31 Jul 08 | SBIN4% ₹518 Cr 14,687,389 Infosys Ltd (Technology)
Equity, Since 31 May 08 | INFY4% ₹512 Cr 6,944,121
↑ 1,015,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 May 09 | TCS4% ₹502 Cr 2,284,972
↑ 221,180 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Jun 08 | HDFC3% ₹400 Cr 1,830,451 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Mar 12 | MARUTI3% ₹373 Cr 543,000
↑ 20,000 4. Tata India Tax Savings Fund
CAGR/Annualized return of 13.8% since its launch. Ranked 1 in ELSS category. Return for 2018 was -8.4% , 2017 was 46% and 2016 was 2.1% . Tata India Tax Savings Fund
Growth Launch Date 13 Oct 14 NAV (17 Jul 19) ₹18.4744 ↑ 0.05 (0.29 %) Net Assets (Cr) ₹1,790 on 30 Apr 19 Category Equity - ELSS AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.61 Sharpe Ratio -0.05 Information Ratio -0.22 Alpha Ratio -11.12 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Jun 15 ₹11,139 30 Jun 16 ₹12,422 30 Jun 17 ₹15,082 30 Jun 18 ₹16,166 30 Jun 19 ₹18,096 Returns for Tata India Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jul 19 Duration Returns 1 Month 0.3% 3 Month 1.6% 6 Month 8.8% 1 Year 9% 3 Year 12% 5 Year 10 Year 15 Year Since launch 13.8% Historical performance (Yearly) on absolute basis
Year Returns 2018 -8.4% 2017 46% 2016 2.1% 2015 13.3% 2014 2013 2012 2011 2010 2009 Fund Manager information for Tata India Tax Savings Fund
Name Since Tenure Rupesh Patel 1 Apr 15 3.84 Yr. Ennette Fernandes 18 Jun 18 0.62 Yr. Data below for Tata India Tax Savings Fund as on 30 Apr 19
Equity Sector Allocation
Sector Value Financial Services 41.5% Industrials 11.2% Technology 9.55% Consumer Cyclical 9.38% Consumer Defensive 7.25% Health Care 6.3% Energy 5.63% Basic Materials 2.79% Real Estate 0.67% Asset Allocation
Asset Class Value Cash 5.73% Equity 94.27% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK9% ₹170 Cr 4,015,000 HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK7% ₹136 Cr 560,000 Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY7% ₹124 Cr 1,680,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | 5322156% ₹121 Cr 1,500,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN6% ₹109 Cr 3,100,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 May 15 | KOTAKBANK4% ₹75 Cr 495,000 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Jun 17 | HDFC4% ₹74 Cr 340,000
↑ 30,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE4% ₹67 Cr 500,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jul 18 | TCS3% ₹55 Cr 250,000 ITC Ltd (Consumer Defensive)
Equity, Since 30 Sep 16 | ITC3% ₹53 Cr 1,900,000 5. Kotak Standard Multicap Fund
CAGR/Annualized return of 13.8% since its launch. Ranked 3 in Multi Cap category. Return for 2018 was -0.9% , 2017 was 34.3% and 2016 was 9.4% . Kotak Standard Multicap Fund
Growth Launch Date 11 Sep 09 NAV (17 Jul 19) ₹35.738 ↑ 0.03 (0.07 %) Net Assets (Cr) ₹24,297 on 30 Apr 19 Category Equity - Multi Cap AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.01 Sharpe Ratio 0.29 Information Ratio 0.38 Alpha Ratio 1.71 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 14 ₹10,000 30 Jun 15 ₹12,640 30 Jun 16 ₹13,478 30 Jun 17 ₹16,721 30 Jun 18 ₹18,121 30 Jun 19 ₹20,074 Returns for Kotak Standard Multicap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jul 19 Duration Returns 1 Month 0.1% 3 Month -0.1% 6 Month 7.5% 1 Year 6.6% 3 Year 12.6% 5 Year 14.6% 10 Year 15 Year Since launch 13.8% Historical performance (Yearly) on absolute basis
Year Returns 2018 -0.9% 2017 34.3% 2016 9.4% 2015 3% 2014 57.9% 2013 6.1% 2012 33.5% 2011 -22.3% 2010 20% 2009 Fund Manager information for Kotak Standard Multicap Fund
Name Since Tenure Harsha Upadhyaya 4 Aug 12 6.83 Yr. Data below for Kotak Standard Multicap Fund as on 30 Apr 19
Equity Sector Allocation
Sector Value Financial Services 37.54% Industrials 11.18% Basic Materials 10.51% Energy 9.84% Technology 7.42% Consumer Cyclical 6.51% Consumer Defensive 4.26% Utility 3.22% Health Care 1.97% Asset Allocation
Asset Class Value Cash 3.17% Equity 96.83% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK7% ₹1,788 Cr 7,315,000
↓ -513,204 Triparty Repo
CBLO/Reverse Repo | -7% ₹1,782 Cr ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 10 | ICICIBANK7% ₹1,685 Cr 38,550,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 16 | RELIANCE6% ₹1,629 Cr 13,000,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 12 | 5322156% ₹1,443 Cr 17,850,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 13 | LT5% ₹1,320 Cr 8,500,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 10 | INFY4% ₹1,005 Cr 13,730,562 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 May 18 | TCS4% ₹913 Cr 4,100,000 State Bank of India (Financial Services)
Equity, Since 31 Jan 12 | SBIN3% ₹777 Cr 21,500,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 14 | ULTRACEMCO3% ₹718 Cr 1,575,000
↑ 107,450 6. Aditya Birla Sun Life Banking And Financial Services Fund
CAGR/Annualized return of 21.5% since its launch. Ranked 3 in Sectoral category. Return for 2018 was -2.4% , 2017 was 47.6% and 2016 was 15.7% . Aditya Birla Sun Life Banking And Financial Services Fund
Growth Launch Date 14 Dec 13 NAV (17 Jul 19) ₹29.69 ↓ -0.02 (-0.07 %) Net Assets (Cr) ₹1,741 on 30 Apr 19 Category Equity - Sectoral AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 2.64 Sharpe Ratio 0.07 Information Ratio -0.5 Alpha Ratio -18.45 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 14 ₹10,000 30 Jun 15 ₹12,201 30 Jun 16 ₹13,896 30 Jun 17 ₹18,342 30 Jun 18 ₹19,906 30 Jun 19 ₹21,789 Returns for Aditya Birla Sun Life Banking And Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jul 19 Duration Returns 1 Month 1.4% 3 Month 0.5% 6 Month 9.8% 1 Year 5.1% 3 Year 13.9% 5 Year 17% 10 Year 15 Year Since launch 21.5% Historical performance (Yearly) on absolute basis
Year Returns 2018 -2.4% 2017 47.6% 2016 15.7% 2015 -0.5% 2014 65.8% 2013 2012 2011 2010 2009 Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund
Name Since Tenure Satyabrata Mohanty 14 Dec 13 5.13 Yr. Dhaval Gala 26 Aug 15 3.44 Yr. Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 30 Apr 19
Equity Sector Allocation
Sector Value Financial Services 99.08% Asset Allocation
Asset Class Value Cash 0.92% Equity 99.08% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | HDFCBANK17% ₹308 Cr 1,271,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | ICICIBANK13% ₹240 Cr 5,670,190 State Bank of India (Financial Services)
Equity, Since 31 Oct 17 | SBIN10% ₹178 Cr 5,058,080
↑ 260,000 Bandhan Bank Ltd (Financial Services)
Equity, Since 30 Apr 18 | 5411537% ₹129 Cr 2,183,900
↓ -130,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 5322157% ₹127 Cr 1,574,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 5000346% ₹108 Cr 312,931 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | KOTAKBANK5% ₹99 Cr 650,000 DCB Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | 5327725% ₹86 Cr 3,668,828
↑ 1,000,000 Bharat Financial Inclusion Ltd (Financial Services)
Equity, Since 31 May 14 | BHARATFIN4% ₹83 Cr 832,607 L&T Finance Holdings Ltd (Financial Services)
Equity, Since 31 Aug 16 | 5335194% ₹76 Cr 5,663,000 7. Kotak Equity Opportunities Fund
CAGR/Annualized return of 18.1% since its launch. Ranked 2 in Large & Mid Cap category. Return for 2018 was -5.6% , 2017 was 34.9% and 2016 was 9.6% . Kotak Equity Opportunities Fund
Growth Launch Date 9 Sep 04 NAV (17 Jul 19) ₹118.849 ↓ -0.05 (-0.04 %) Net Assets (Cr) ₹2,536 on 30 Apr 19 Category Equity - Large & Mid Cap AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.4 Sharpe Ratio 0.1 Information Ratio -0.13 Alpha Ratio -1.18 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 14 ₹10,000 30 Jun 15 ₹12,633 30 Jun 16 ₹13,016 30 Jun 17 ₹16,340 30 Jun 18 ₹17,091 30 Jun 19 ₹18,500 Returns for Kotak Equity Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jul 19 Duration Returns 1 Month -0.4% 3 Month -1.8% 6 Month 5% 1 Year 4.7% 3 Year 10.7% 5 Year 12.5% 10 Year 15 Year Since launch 18.1% Historical performance (Yearly) on absolute basis
Year Returns 2018 -5.6% 2017 34.9% 2016 9.6% 2015 3.3% 2014 49.9% 2013 4.2% 2012 30.1% 2011 -22.8% 2010 18.5% 2009 80.1% Fund Manager information for Kotak Equity Opportunities Fund
Name Since Tenure Harsha Upadhyaya 4 Aug 12 6.5 Yr. Data below for Kotak Equity Opportunities Fund as on 30 Apr 19
Equity Sector Allocation
Sector Value Financial Services 29.71% Basic Materials 16.19% Industrials 15.36% Technology 10.01% Energy 8% Utility 6.94% Consumer Cyclical 5.8% Health Care 3.82% Consumer Defensive 3.15% Asset Allocation
Asset Class Value Cash 2.3% Equity 97.67% Other 0.03% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | HDFCBANK7% ₹182 Cr 750,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 16 | RELIANCE6% ₹153 Cr 1,150,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 10 | ICICIBANK6% ₹151 Cr 3,575,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 18 | TCS5% ₹132 Cr 600,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | 5322155% ₹119 Cr 1,470,000 Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY5% ₹118 Cr 1,600,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 13 | LT4% ₹109 Cr 700,000 Ramco Cements Ltd (Basic Materials)
Equity, Since 30 Nov 12 | RAMCOCEM3% ₹75 Cr 925,000 Gujarat State Petronet Ltd (Utilities)
Equity, Since 31 Oct 17 | 5327023% ₹74 Cr 3,800,000 AIA Engineering Ltd (Industrials)
Equity, Since 31 Jul 14 | AIAENG3% ₹72 Cr 400,000 8. DSP BlackRock Equity Opportunities Fund
CAGR/Annualized return of 17.4% since its launch. Ranked 4 in Large & Mid Cap category. Return for 2018 was -9.2% , 2017 was 40.1% and 2016 was 11.2% . DSP BlackRock Equity Opportunities Fund
Growth Launch Date 16 May 00 NAV (17 Jul 19) ₹218.224 ↑ 0.49 (0.23 %) Net Assets (Cr) ₹5,674 on 30 Apr 19 Category Equity - Large & Mid Cap AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.42 Sharpe Ratio -0.19 Information Ratio -0.18 Alpha Ratio -4.03 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 14 ₹10,000 30 Jun 15 ₹12,084 30 Jun 16 ₹13,014 30 Jun 17 ₹16,152 30 Jun 18 ₹17,046 30 Jun 19 ₹18,197 Returns for DSP BlackRock Equity Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jul 19 Duration Returns 1 Month 0.3% 3 Month -2.2% 6 Month 4.7% 1 Year 3.6% 3 Year 10.1% 5 Year 12.2% 10 Year 15 Year Since launch 17.4% Historical performance (Yearly) on absolute basis
Year Returns 2018 -9.2% 2017 40.1% 2016 11.2% 2015 6.1% 2014 45.4% 2013 6.5% 2012 29.4% 2011 -25.1% 2010 24.2% 2009 86.4% Fund Manager information for DSP BlackRock Equity Opportunities Fund
Name Since Tenure Rohit Singhania 1 Jun 15 4 Yr. Jay Kothari 16 Mar 18 1.21 Yr. Data below for DSP BlackRock Equity Opportunities Fund as on 30 Apr 19
Equity Sector Allocation
Sector Value Financial Services 40.09% Technology 11.06% Basic Materials 10.82% Health Care 9.66% Industrials 8.19% Consumer Cyclical 5.26% Utility 4.51% Consumer Defensive 3.69% Energy 2.33% Real Estate 1.51% Communication Services 1.45% Asset Allocation
Asset Class Value Cash 1.43% Equity 98.57% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 16 | ICICIBANK9% ₹538 Cr 12,690,987
↓ -1,156,432 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK8% ₹458 Cr 1,889,411 Axis Bank Ltd (Financial Services)
Equity, Since 30 Nov 18 | 5322156% ₹366 Cr 4,522,334
↑ 663,316 Bharat Financial Inclusion Ltd (Financial Services)
Equity, Since 31 Jan 18 | BHARATFIN4% ₹226 Cr 2,262,301
↑ 335,036 State Bank of India (Financial Services)
Equity, Since 31 Jan 16 | SBIN4% ₹215 Cr 6,101,019
↓ -2,608,986 Treps / Reverse Repo Investments / Corporate Debt Repo
CBLO/Reverse Repo | -4% ₹208 Cr HCL Technologies Ltd (Technology)
Equity, Since 28 Feb 18 | HCLTECH3% ₹187 Cr 1,707,096
↑ 238,838 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 16 | RELIANCE3% ₹167 Cr 1,255,512
↓ -358,679 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jan 16 | LT3% ₹166 Cr 1,063,075
↓ -389,880 Infosys Ltd (Technology)
Equity, Since 28 Feb 18 | INFY3% ₹151 Cr 2,045,624
↑ 769,102 9. DSP BlackRock US Flexible Equity Fund
CAGR/Annualized return of 14.1% since its launch. Ranked 3 in Global category. Return for 2018 was -1.1% , 2017 was 15.5% and 2016 was 9.8% . DSP BlackRock US Flexible Equity Fund
Growth Launch Date 3 Aug 12 NAV (16 Jul 19) ₹25.0714 ↑ 0.03 (0.13 %) Net Assets (Cr) ₹231 on 30 Apr 19 Category Equity - Global AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆☆ Risk High Expense Ratio 2.1 Sharpe Ratio 0.48 Information Ratio -0.64 Alpha Ratio -0.76 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 14 ₹10,000 30 Jun 15 ₹11,095 30 Jun 16 ₹11,101 30 Jun 17 ₹13,003 30 Jun 18 ₹15,584 30 Jun 19 ₹16,017 Returns for DSP BlackRock US Flexible Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jul 19 Duration Returns 1 Month 2.5% 3 Month -0.2% 6 Month 7.6% 1 Year 2.5% 3 Year 12.5% 5 Year 10.1% 10 Year 15 Year Since launch 14.1% Historical performance (Yearly) on absolute basis
Year Returns 2018 -1.1% 2017 15.5% 2016 9.8% 2015 2.5% 2014 13.1% 2013 46.7% 2012 2011 2010 2009 Fund Manager information for DSP BlackRock US Flexible Equity Fund
Name Since Tenure Kedar Karnik 17 Jul 16 2.87 Yr. Laukik Bagwe 3 Aug 12 6.83 Yr. Jay Kothari 1 Mar 13 6.25 Yr. Data below for DSP BlackRock US Flexible Equity Fund as on 30 Apr 19
Equity Sector Allocation
Sector Value Technology 26.33% Health Care 14.93% Financial Services 13.44% Consumer Cyclical 10.97% Consumer Defensive 10.25% Energy 5.73% Communication Services 5.15% Industrials 4.04% Basic Materials 2.77% Utility 1.34% Asset Allocation
Asset Class Value Cash 5.03% Equity 94.97% Top Securities Holdings / Portfolio
Name Holding Value Quantity BGF US Flexible Equity I2 USD
Investment Fund | -96% ₹210 Cr 1,346,224
↑ 25,785 Treps / Reverse Repo Investments / Corporate Debt Repo
CBLO/Reverse Repo | -5% ₹10 Cr Net Receivables/Payables
Net Current Assets | -0% -₹1 Cr 10. Franklin Asian Equity Fund
CAGR/Annualized return of 7.2% since its launch. Ranked 1 in Global category. Return for 2018 was -13.6% , 2017 was 35.5% and 2016 was 7.2% . Franklin Asian Equity Fund
Growth Launch Date 16 Jan 08 NAV (17 Jul 19) ₹22.3349 ↑ 0.00 (0.00 %) Net Assets (Cr) ₹126 on 30 Apr 19 Category Equity - Global AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 2.98 Sharpe Ratio -0.07 Information Ratio -0.46 Alpha Ratio 1.48 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-3 Years (1%),3 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 14 ₹10,000 30 Jun 15 ₹10,796 30 Jun 16 ₹10,637 30 Jun 17 ₹12,839 30 Jun 18 ₹14,455 30 Jun 19 ₹14,528 Returns for Franklin Asian Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jul 19 Duration Returns 1 Month 5.9% 3 Month -1.8% 6 Month 9.8% 1 Year 2% 3 Year 9.9% 5 Year 7.5% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2018 -13.6% 2017 35.5% 2016 7.2% 2015 -4.6% 2014 9.2% 2013 12.4% 2012 19.3% 2011 -1.6% 2010 8.1% 2009 51.4% Fund Manager information for Franklin Asian Equity Fund
Name Since Tenure Roshi Jain 16 Jan 08 11.38 Yr. Srikesh Nair 1 Dec 15 3.5 Yr. Data below for Franklin Asian Equity Fund as on 30 Apr 19
Equity Sector Allocation
Sector Value Financial Services 29.61% Technology 24.51% Consumer Cyclical 20.09% Consumer Defensive 8.42% Basic Materials 5.3% Real Estate 2.73% Industrials 2.49% Energy 1.67% Communication Services 0.8% Health Care 0.77% Asset Allocation
Asset Class Value Equity 96.4% Other 3.6% Top Securities Holdings / Portfolio
Name Holding Value Quantity Alibaba Group Holding Ltd ADR (Consumer Cyclical)
Equity, Since 30 Sep 14 | BABA8% ₹10 Cr 9,063 AIA Group Ltd (Financial Services)
Equity, Since 31 Mar 12 | 012998% ₹9 Cr 140,524 Tencent Holdings Ltd (Technology)
Equity, Since 31 Jul 14 | 007008% ₹9 Cr 31,700 Samsung Electronics Co Ltd (Technology)
Equity, Since 31 Mar 08 | 0059307% ₹8 Cr 32,100 Taiwan Semiconductor Manufacturing Co Ltd (Technology)
Equity, Since 31 Mar 09 | 23307% ₹8 Cr 146,714 Ping An Insurance (Group) Co. of China Ltd Class H (Financial Services)
Equity, Since 31 Dec 14 | 023185% ₹6 Cr 80,310 HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 17 | HDFCBANK5% ₹6 Cr 24,627 Call, Cash & Other Assets
Receivables | -4% ₹4 Cr PT Bank Central Asia Tbk (Financial Services)
Equity, Since 30 Nov 12 | BBCA2% ₹3 Cr 195,429 Ctrip.com International Ltd ADR (Consumer Cyclical)
Equity, Since 31 Aug 14 | CTRP2% ₹2 Cr 10,238
How to Choose Best SIP Investment?
There are various Mutual Funds that allow you to invest through a SIP. But the main problem is selecting the best mutual funds for SIP. Though the best Mutual Funds might vary from person to person, below is a list of some points that investors might consider before choosing a best SIP Mutual Fund.
Understand Objective of the SIP Investment
When it comes to investing, each one of us has a different objective. So before investing in Mutual Funds through a SIP, it is advised to get a clear picture of your investment goals and risk profile. Generally, Equity Mutual Funds are considered to be beneficial for long-term objectives while money market and Debt fund are suitable for short-term objectives.
Know the Fund House
A large part of the SIP returns depends on the Fund House managing your money on your behalf. If the Fund House fails its objective, you will be the one losing your money. To make sure you have the best SIP plan choose a well-reputed fund house.
Monitor Fund Performance of the SIP Mutual Fund
One of the basic reasons due to which people invest in Mutual Funds through SIP is to make money. Therefore, it is important to analyse the performance of funds over a period of time to choose the best fund and then invest in the best SIP plans. Typically, for equity Mutual Funds long-term performance is looked at, while for the debt Mutual Funds short to mid-term returns are considered.
Analyse Loads and Recurring Expenses of SIP
Last but not the least, the exit load and the expense ratio incurred if the investment in redeemed before a specified period (usually called the lock-in period).
So, it is advised to choose the best SIP plans considering these parameters in mind. Think before you invest!
SIP Calculator (SIP Return Calculator)
For financial planning, SIP calculator or SIP return calculator is one of the best tools.
To monitor how your SIP grows through the power of compounding consider the below example.
| Monthly Investment | Time Period of Investment | Total Amount Invested | Final Value @ 14% p.a. |
|---|---|---|---|
| 1,000 | 5 years | 60,000 | 87,200 |
| 1,000 | 10 years | 1,20,000 | 2,62,091 |
| 1,000 | 15 years | 1,80,000 | 6,12,853 |
The above table mentions that if you invest INR 1,000 per month in a SIP Mutual Fund, your total investment in 5 years would be INR 60,000 and your SIP returns at an assumed return percentage of 14% p.a. would be INR 87,2001, respectively. Similarly, in 10 years the total investment would be INR 1,20,000 and the SIP return at the assumed percentage of 14% p.a. would be INR 2,62,091.
The same way, the investment in 15 years would be INR 1,80,000 and the final value at the return percentage of 14% p.a would be INR 6,12,853, respectively.
So, by simply investing INR 1,000 in a month, see how your money will grow in the years to come. Consider the above calculations when choosing a best SIP Mutual Fund to invest.
How Invest in Systematic Investment Plan?
Open Free Investment Account for Lifetime at Fincash.com
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
So, what are you waiting for? Get started with your SIP or Systematic Investment Plan and save better, now!
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
You Might Also Like
AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153
Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.
©2019 Shepard Technologies Private Limited. All Rights Reserved