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Table of Contents
- Why to Invest in a Systematic Investment Plan?
- Best SIP Plans to Invest In FY 19 - 20
- How to Choose Best SIP Investment?
- SIP Calculator (SIP Return Calculator)
- How Invest in Systematic Investment Plan?
Top 10 Funds
- ICICI Prudential Banking and Financial Services Fund
- Mirae Asset India Equity Fund
- Kotak Standard Multicap Fund
- DSP BlackRock US Flexible Equity Fund
- Franklin Build India Fund
- Tata India Tax Savings Fund
- Aditya Birla Sun Life Banking And Financial Services Fund
- Kotak Equity Opportunities Fund
- Axis Focused 25 Fund
- Invesco India Growth Opportunities Fund
Best Performing SIP Plans in India 2019
Best SIP plans? How to choose them? These are some of the common questions that occur in the mind of investors when thinking of Investing in Mutual Funds through a SIP or Systematic Investment plan.
SIP investment is one of the most disciplined investing options when investing in Mutual Funds. Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.
Generally, some of the best SIP plans in India offer good returns when invested for a longer duration. To know how much one can earn by investing a SIP or Systematic Investment Plan, check the sip calculator (also known as SIP return calculator) section below.
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Why to Invest in a Systematic Investment Plan?
A systematic investment plan comes with multiple benefits. Its minimum investment amount INR 500 has not only gained attention most population, but also of many youngsters to begin their investment journey in mutual funds. An investor who wants to invest in a SIP can plan their major Financial goals like- child's education, marriage expenses, purchase of a house/car, etc., in a disciplined manner. One can simply start investing as per their goals (short-term, mid-term and long-term) and attain an increase in wealth over a certain period of time.
SIPs offer major benefits like rupee cost averaging and Power of Compounding. Rupee cost averaging helps an individual to average out the cost of an asset purchase. In a SIP, the purchase of units is done over a long period and these are spread out equally over monthly intervals (usually). Due to the investment being spread out over time, the investment is made into the stock market at different price points giving the investor the benefit of averaging cost, hence the term rupee cost averaging.
In the case of compound interest, unlike simple interest where you gain interest on only the principal, here the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since the mutual funds in the SIP are in instalments, they are compounded, which adds more to the initially invested sum.
Best SIP Plans to Invest In FY 19 - 20
ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized. ICICI Prudential Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 22 Aug 08. It is a fund with High risk and has given a Below is the key information for ICICI Prudential Banking and Financial Services Fund Returns up to 1 year are on (Erstwhile Mirae Asset India Opportunities Fund) The investment objective of the scheme is to generate long term capital appreciation by capitalizing on potential investment opportunities through predominantly investing in equities, equity related securities. Mirae Asset India Equity Fund is a Equity - Multi Cap fund was launched on 4 Apr 08. It is a fund with Moderately High risk and has given a Below is the key information for Mirae Asset India Equity Fund Returns up to 1 year are on (Erstwhile Kotak Select Focus Fund) The investment objective of the scheme is to generate long term appreciation from the portfolio of equity and equity related sectors, generally focussed on few selected sectors. Kotak Standard Multicap Fund is a Equity - Multi Cap fund was launched on 11 Sep 09. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Standard Multicap Fund Returns up to 1 year are on The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF. DSP BlackRock US Flexible Equity Fund is a Equity - Global fund was launched on 3 Aug 12. It is a fund with High risk and has given a Below is the key information for DSP BlackRock US Flexible Equity Fund Returns up to 1 year are on The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities. Franklin Build India Fund is a Equity - Sectoral fund was launched on 4 Sep 09. It is a fund with High risk and has given a Below is the key information for Franklin Build India Fund Returns up to 1 year are on To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.. Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a Below is the key information for Tata India Tax Savings Fund Returns up to 1 year are on The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved. Aditya Birla Sun Life Banking And Financial Services Fund is a Equity - Sectoral fund was launched on 14 Dec 13. It is a fund with High risk and has given a Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund Returns up to 1 year are on (Erstwhile Kotak Opportunities Scheme) To generate capital appreciation from a diversified portfolio of equity and equity
related securities. However, there is no assurance that the objective of the scheme will be realized. Kotak Equity Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 9 Sep 04. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Equity Opportunities Fund Returns up to 1 year are on To generate long term capital appreciation by investing in a concentrated portfolio of equity & equity related instruments of up to 25 companies. Axis Focused 25 Fund is a Equity - Focused fund was launched on 29 Jun 12. It is a fund with Moderately High risk and has given a Below is the key information for Axis Focused 25 Fund Returns up to 1 year are on (Erstwhile Invesco India Growth Fund) The investment objective of the Scheme is to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. However, there can be no assurance that the objectives of the scheme will be achieved. Invesco India Growth Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 9 Aug 07. It is a fund with Moderately High risk and has given a Below is the key information for Invesco India Growth Opportunities Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2018 (%) ICICI Prudential Banking and Financial Services Fund Growth ₹64.4
↑ 0.93 ₹3,036 100 13.7 10.6 7.9 21.7 18.2 -0.4 Mirae Asset India Equity Fund Growth ₹49.732
↑ 0.57 ₹11,893 1,000 5.8 5 6.6 15.7 15.9 -0.6 Kotak Standard Multicap Fund Growth ₹34.728
↑ 0.48 ₹23,881 500 8.2 6.8 5.5 14.9 16.1 -0.9 DSP BlackRock US Flexible Equity Fund Growth ₹24.6973
↑ 0.49 ₹216 500 0.4 -0.3 5.3 13.6 11.6 -1.1 Franklin Build India Fund Growth ₹41.1236
↑ 0.31 ₹1,256 500 11.6 5.8 4.5 13.3 18.3 -10.7 Tata India Tax Savings Fund Growth ₹17.7419
↑ 0.21 ₹1,770 500 6.9 6.9 1.1 13.3 -8.4 Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹28.52
↑ 0.50 ₹1,759 1,000 11.1 9.4 1.1 17.5 17.1 -2.4 Kotak Equity Opportunities Fund Growth ₹115.795
↑ 1.07 ₹2,533 1,000 6 5.9 1 12.8 14.1 -5.6 Axis Focused 25 Fund Growth ₹27.06
↑ 0.42 ₹7,190 1,000 6.9 5.3 -0.6 15.2 15.1 0.6 Invesco India Growth Opportunities Fund Growth ₹32.89
↑ 0.44 ₹1,248 500 4.4 3.1 -1 13.5 13.9 -0.2 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 May 19 1. ICICI Prudential Banking and Financial Services Fund
CAGR/Annualized return of 19% since its launch. Return for 2018 was -0.4% , 2017 was 45.1% and 2016 was 21.1% . ICICI Prudential Banking and Financial Services Fund
Growth Launch Date 22 Aug 08 NAV (17 May 19) ₹64.4 ↑ 0.93 (1.47 %) Net Assets (Cr) ₹3,036 on 31 Mar 19 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆☆ Risk High Expense Ratio 2.52 Sharpe Ratio 0.55 Information Ratio 0.1 Alpha Ratio -9.78 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 14 ₹10,000 30 Apr 15 ₹14,675 30 Apr 16 ₹14,175 30 Apr 17 ₹22,187 30 Apr 18 ₹24,492 30 Apr 19 ₹26,516 Returns for ICICI Prudential Banking and Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 19 Duration Returns 1 Month -3.1% 3 Month 13.7% 6 Month 10.6% 1 Year 7.9% 3 Year 21.7% 5 Year 18.2% 10 Year 15 Year Since launch 19% Historical performance (Yearly) on absolute basis
Year Returns 2018 -0.4% 2017 45.1% 2016 21.1% 2015 -7.2% 2014 69% 2013 -2.6% 2012 72.2% 2011 -31.6% 2010 32.8% 2009 77.6% Fund Manager information for ICICI Prudential Banking and Financial Services Fund
Name Since Tenure Priyanka Khandelwal 15 Jun 17 1.71 Yr. Roshan Chutkey 29 Jan 18 1.08 Yr. Data below for ICICI Prudential Banking and Financial Services Fund as on 31 Mar 19
Equity Sector Allocation
Sector Value Financial Services 89.2% Asset Allocation
Asset Class Value Cash 14.13% Equity 85.82% Other 0.05% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | ICICIBANK14% ₹414 Cr 10,167,356 Treps
CBLO/Reverse Repo | -10% ₹308 Cr State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN9% ₹276 Cr 8,913,537 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK9% ₹276 Cr 1,189,734 Bank of Baroda (Financial Services)
Equity, Since 31 May 17 | 5321346% ₹191 Cr 16,333,758 Bajaj Finserv Ltd (Financial Services)
Equity, Since 30 Jun 13 | 5329785% ₹166 Cr 220,497 Mahindra & Mahindra Financial Services Ltd (Financial Services)
Equity, Since 30 Jun 18 | M&MFIN4% ₹129 Cr 3,218,383
↓ -79,092 Net Current Assets
Net Current Assets | -3% ₹101 Cr Muthoot Finance Ltd (Financial Services)
Equity, Since 30 Apr 14 | 5333983% ₹99 Cr 1,662,779 LIC Housing Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | LICHSGFIN3% ₹87 Cr 1,745,821 2. Mirae Asset India Equity Fund
CAGR/Annualized return of 15.5% since its launch. Ranked 19 in Multi Cap category. Return for 2018 was -0.6% , 2017 was 38.6% and 2016 was 8.1% . Mirae Asset India Equity Fund
Growth Launch Date 4 Apr 08 NAV (17 May 19) ₹49.732 ↑ 0.57 (1.16 %) Net Assets (Cr) ₹11,893 on 31 Mar 19 Category Equity - Multi Cap AMC Mirae Asset Global Inv (India) Pvt. Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.17 Sharpe Ratio 0.75 Information Ratio 0.93 Alpha Ratio 2.63 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 14 ₹10,000 30 Apr 15 ₹14,113 30 Apr 16 ₹14,288 30 Apr 17 ₹18,358 30 Apr 18 ₹21,275 30 Apr 19 ₹23,090 Returns for Mirae Asset India Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 19 Duration Returns 1 Month -3.9% 3 Month 5.8% 6 Month 5% 1 Year 6.6% 3 Year 15.7% 5 Year 15.9% 10 Year 15 Year Since launch 15.5% Historical performance (Yearly) on absolute basis
Year Returns 2018 -0.6% 2017 38.6% 2016 8.1% 2015 4.3% 2014 52.9% 2013 8.9% 2012 33.3% 2011 -19.6% 2010 23.1% 2009 109.3% Fund Manager information for Mirae Asset India Equity Fund
Name Since Tenure Neelesh Surana 10 Mar 08 11.15 Yr. Harshad Borawake 1 May 17 2 Yr. Gaurav Misra 31 Jan 19 0.24 Yr. Data below for Mirae Asset India Equity Fund as on 31 Mar 19
Equity Sector Allocation
Sector Value Financial Services 35.11% Consumer Cyclical 10.39% Technology 10.19% Energy 9.02% Basic Materials 7.31% Consumer Defensive 7.03% Industrials 6.89% Health Care 6.31% Utility 2.45% Communication Services 0.44% Asset Allocation
Asset Class Value Cash 4.8% Equity 95.2% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 09 | HDFCBANK9% ₹1,068 Cr 4,610,480
↑ 106,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 08 | RELIANCE6% ₹714 Cr 5,122,882 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK6% ₹686 Cr 16,837,291
↑ 732,052 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 14 | 5322155% ₹589 Cr 7,674,614 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 May 09 | TCS4% ₹466 Cr 2,063,792 State Bank of India (Financial Services)
Equity, Since 31 Jul 08 | SBIN4% ₹455 Cr 14,687,389 Infosys Ltd (Technology)
Equity, Since 31 May 08 | INFY4% ₹445 Cr 5,929,121
↑ 344,070 Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT4% ₹437 Cr 3,238,809 Tri Party Repo
CBLO/Reverse Repo | -3% ₹421 Cr ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC3% ₹370 Cr 12,269,315 3. Kotak Standard Multicap Fund
CAGR/Annualized return of 13.7% since its launch. Ranked 3 in Multi Cap category. Return for 2018 was -0.9% , 2017 was 34.3% and 2016 was 9.4% . Kotak Standard Multicap Fund
Growth Launch Date 11 Sep 09 NAV (17 May 19) ₹34.728 ↑ 0.48 (1.41 %) Net Assets (Cr) ₹23,881 on 31 Mar 19 Category Equity - Multi Cap AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.01 Sharpe Ratio 0.55 Information Ratio 0.34 Alpha Ratio -0.09 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 14 ₹10,000 30 Apr 15 ₹14,617 30 Apr 16 ₹14,889 30 Apr 17 ₹19,839 30 Apr 18 ₹21,983 30 Apr 19 ₹23,524 Returns for Kotak Standard Multicap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 19 Duration Returns 1 Month -3% 3 Month 8.2% 6 Month 6.8% 1 Year 5.5% 3 Year 14.9% 5 Year 16.1% 10 Year 15 Year Since launch 13.7% Historical performance (Yearly) on absolute basis
Year Returns 2018 -0.9% 2017 34.3% 2016 9.4% 2015 3% 2014 57.9% 2013 6.1% 2012 33.5% 2011 -22.3% 2010 20% 2009 Fund Manager information for Kotak Standard Multicap Fund
Name Since Tenure Harsha Upadhyaya 4 Aug 12 6.5 Yr. Data below for Kotak Standard Multicap Fund as on 31 Mar 19
Equity Sector Allocation
Sector Value Financial Services 37.7% Energy 10.71% Industrials 9.96% Consumer Cyclical 8.93% Technology 8.22% Basic Materials 7.99% Consumer Defensive 4.73% Utility 3.64% Health Care 2.67% Asset Allocation
Asset Class Value Cash 5.32% Equity 94.68% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 16 | RELIANCE7% ₹1,741 Cr 12,500,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK7% ₹1,695 Cr 7,315,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 10 | ICICIBANK6% ₹1,571 Cr 38,550,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 12 | 5322155% ₹1,327 Cr 17,300,000 Triparty Repo
CBLO/Reverse Repo | -5% ₹1,207 Cr Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 13 | LT4% ₹1,079 Cr 8,000,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 10 | INFY4% ₹1,032 Cr 13,730,562 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 May 18 | TCS4% ₹927 Cr 4,100,000
↑ 100,000 RBL Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | RBLBANK3% ₹681 Cr 10,035,000
↑ 9,600 State Bank of India (Financial Services)
Equity, Since 31 Jan 12 | SBIN3% ₹635 Cr 20,500,000 4. DSP BlackRock US Flexible Equity Fund
CAGR/Annualized return of 14.3% since its launch. Ranked 3 in Global category. Return for 2018 was -1.1% , 2017 was 15.5% and 2016 was 9.8% . DSP BlackRock US Flexible Equity Fund
Growth Launch Date 3 Aug 12 NAV (16 May 19) ₹24.6973 ↑ 0.49 (2.03 %) Net Assets (Cr) ₹216 on 31 Mar 19 Category Equity - Global AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆☆ Risk High Expense Ratio 2.1 Sharpe Ratio 0.48 Information Ratio -0.64 Alpha Ratio -0.76 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 14 ₹10,000 30 Apr 15 ₹11,560 30 Apr 16 ₹11,505 30 Apr 17 ₹13,257 30 Apr 18 ₹15,488 30 Apr 19 ₹17,212 Returns for DSP BlackRock US Flexible Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 19 Duration Returns 1 Month -1.6% 3 Month 0.4% 6 Month -0.3% 1 Year 5.3% 3 Year 13.6% 5 Year 11.6% 10 Year 15 Year Since launch 14.3% Historical performance (Yearly) on absolute basis
Year Returns 2018 -1.1% 2017 15.5% 2016 9.8% 2015 2.5% 2014 13.1% 2013 46.7% 2012 2011 2010 2009 Fund Manager information for DSP BlackRock US Flexible Equity Fund
Name Since Tenure Kedar Karnik 17 Jul 16 2.54 Yr. Laukik Bagwe 3 Aug 12 6.5 Yr. Jay Kothari 1 Mar 13 5.92 Yr. Data below for DSP BlackRock US Flexible Equity Fund as on 31 Mar 19
Equity Sector Allocation
Sector Value Technology 26.26% Health Care 16.42% Financial Services 12.75% Consumer Cyclical 10.96% Consumer Defensive 10.02% Energy 5.98% Communication Services 4.44% Industrials 4.08% Basic Materials 2.9% Utility 1.48% Asset Allocation
Asset Class Value Cash 4.72% Equity 95.28% Top Securities Holdings / Portfolio
Name Holding Value Quantity BGF US Flexible Equity I2 USD
Investment Fund | -96% ₹220 Cr 1,320,438
↑ 21,791 Treps / Reverse Repo Investments / Corporate Debt Repo
CBLO/Reverse Repo | -5% ₹11 Cr Net Receivables/Payables
Net Current Assets | -0% ₹0 Cr 5. Franklin Build India Fund
CAGR/Annualized return of 15.7% since its launch. Ranked 4 in Sectoral category. Return for 2018 was -10.7% , 2017 was 43.3% and 2016 was 8.4% . Franklin Build India Fund
Growth Launch Date 4 Sep 09 NAV (17 May 19) ₹41.1236 ↑ 0.31 (0.77 %) Net Assets (Cr) ₹1,256 on 31 Mar 19 Category Equity - Sectoral AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 2.73 Sharpe Ratio 0.35 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 14 ₹10,000 30 Apr 15 ₹17,777 30 Apr 16 ₹17,546 30 Apr 17 ₹22,951 30 Apr 18 ₹24,606 30 Apr 19 ₹26,254 Returns for Franklin Build India Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 19 Duration Returns 1 Month -4.5% 3 Month 11.6% 6 Month 5.8% 1 Year 4.5% 3 Year 13.3% 5 Year 18.3% 10 Year 15 Year Since launch 15.7% Historical performance (Yearly) on absolute basis
Year Returns 2018 -10.7% 2017 43.3% 2016 8.4% 2015 2.1% 2014 93.8% 2013 6.1% 2012 39.9% 2011 -24.6% 2010 11.9% 2009 Fund Manager information for Franklin Build India Fund
Name Since Tenure Anand Radhakrishnan 4 Sep 09 9.58 Yr. Roshi Jain 4 Sep 09 9.58 Yr. Srikesh Nair 1 Dec 15 3.33 Yr. Data below for Franklin Build India Fund as on 31 Mar 19
Equity Sector Allocation
Sector Value Financial Services 33.43% Basic Materials 12.99% Energy 12.45% Industrials 9.48% Utility 6.51% Communication Services 5.59% Technology 4.42% Consumer Cyclical 4.15% Real Estate 2.26% Asset Allocation
Asset Class Value Cash 5.91% Equity 94.09% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | ICICIBANK10% ₹122 Cr 3,000,000 State Bank of India (Financial Services)
Equity, Since 31 Jul 14 | SBIN9% ₹118 Cr 3,800,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | 5322157% ₹84 Cr 1,100,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 14 | HDFCBANK6% ₹75 Cr 325,000
↓ -75,000 Call, Cash & Other Assets
Net Current Assets | -6% ₹74 Cr Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 09 | BHARTIARTL5% ₹64 Cr 2,000,000 Indian Oil Corp Ltd (Energy)
Equity, Since 30 Apr 16 | IOC5% ₹63 Cr 4,000,000 Bharat Petroleum Corp Ltd (Energy)
Equity, Since 30 Jun 16 | 5005475% ₹57 Cr 1,500,000
↑ 100,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Sep 18 | ULTRACEMCO3% ₹44 Cr 95,000 NTPC Ltd (Utilities)
Equity, Since 30 Nov 16 | 5325553% ₹40 Cr 3,000,000 6. Tata India Tax Savings Fund
CAGR/Annualized return of 13.3% since its launch. Ranked 1 in ELSS category. Return for 2018 was -8.4% , 2017 was 46% and 2016 was 2.1% . Tata India Tax Savings Fund
Growth Launch Date 13 Oct 14 NAV (17 May 19) ₹17.7419 ↑ 0.21 (1.20 %) Net Assets (Cr) ₹1,770 on 31 Mar 19 Category Equity - ELSS AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.61 Sharpe Ratio 0.32 Information Ratio -0.08 Alpha Ratio -10.6 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Apr 15 ₹10,951 30 Apr 16 ₹11,582 30 Apr 17 ₹14,949 30 Apr 18 ₹17,303 30 Apr 19 ₹17,474 Returns for Tata India Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 19 Duration Returns 1 Month -2.5% 3 Month 6.9% 6 Month 6.9% 1 Year 1.1% 3 Year 13.3% 5 Year 10 Year 15 Year Since launch 13.3% Historical performance (Yearly) on absolute basis
Year Returns 2018 -8.4% 2017 46% 2016 2.1% 2015 13.3% 2014 2013 2012 2011 2010 2009 Fund Manager information for Tata India Tax Savings Fund
Name Since Tenure Rupesh Patel 1 Apr 15 3.84 Yr. Ennette Fernandes 18 Jun 18 0.62 Yr. Data below for Tata India Tax Savings Fund as on 31 Mar 19
Equity Sector Allocation
Sector Value Financial Services 40.7% Technology 10.21% Consumer Cyclical 9.33% Industrials 9.28% Consumer Defensive 9.05% Energy 5.84% Health Care 5.22% Basic Materials 3.29% Real Estate 0.62% Asset Allocation
Asset Class Value Cash 6.46% Equity 93.54% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK9% ₹164 Cr 4,015,000 HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK7% ₹130 Cr 560,000 Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY7% ₹126 Cr 1,680,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | 5322156% ₹115 Cr 1,500,000 (A) Treps
CBLO/Reverse Repo | -6% ₹113 Cr State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN5% ₹96 Cr 3,100,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE4% ₹70 Cr 500,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 May 15 | KOTAKBANK4% ₹69 Cr 495,000 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Jun 17 | HDFC3% ₹62 Cr 310,000 ITC Ltd (Consumer Defensive)
Equity, Since 30 Sep 16 | ITC3% ₹57 Cr 1,900,000 7. Aditya Birla Sun Life Banking And Financial Services Fund
CAGR/Annualized return of 21.3% since its launch. Ranked 3 in Sectoral category. Return for 2018 was -2.4% , 2017 was 47.6% and 2016 was 15.7% . Aditya Birla Sun Life Banking And Financial Services Fund
Growth Launch Date 14 Dec 13 NAV (17 May 19) ₹28.52 ↑ 0.50 (1.78 %) Net Assets (Cr) ₹1,759 on 31 Mar 19 Category Equity - Sectoral AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 2.64 Sharpe Ratio 0.42 Information Ratio -0.31 Alpha Ratio -15.31 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 14 ₹10,000 30 Apr 15 ₹14,386 30 Apr 16 ₹14,974 30 Apr 17 ₹21,658 30 Apr 18 ₹25,026 30 Apr 19 ₹25,474 Returns for Aditya Birla Sun Life Banking And Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 19 Duration Returns 1 Month -3.5% 3 Month 11.1% 6 Month 9.4% 1 Year 1.1% 3 Year 17.5% 5 Year 17.1% 10 Year 15 Year Since launch 21.3% Historical performance (Yearly) on absolute basis
Year Returns 2018 -2.4% 2017 47.6% 2016 15.7% 2015 -0.5% 2014 65.8% 2013 2012 2011 2010 2009 Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund
Name Since Tenure Satyabrata Mohanty 14 Dec 13 5.13 Yr. Dhaval Gala 26 Aug 15 3.44 Yr. Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 31 Mar 19
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Cash 1.83% Equity 97.64% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | HDFCBANK17% ₹295 Cr 1,271,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | ICICIBANK13% ₹231 Cr 5,670,190 State Bank of India (Financial Services)
Equity, Since 31 Oct 17 | SBIN9% ₹149 Cr 4,798,080 Bandhan Bank Ltd (Financial Services)
Equity, Since 30 Apr 18 | 5411538% ₹139 Cr 2,313,900
↓ -5,600 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 5322157% ₹121 Cr 1,574,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 5000346% ₹97 Cr 312,931 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | KOTAKBANK5% ₹90 Cr 650,000 Bharat Financial Inclusion Ltd (Financial Services)
Equity, Since 31 May 14 | BHARATFIN5% ₹84 Cr 832,607 L&T Finance Holdings Ltd (Financial Services)
Equity, Since 31 Aug 16 | 5335194% ₹74 Cr 5,663,000 DCB Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | 5327723% ₹57 Cr 2,668,828
↓ -177,000 8. Kotak Equity Opportunities Fund
CAGR/Annualized return of 18.2% since its launch. Ranked 2 in Large & Mid Cap category. Return for 2018 was -5.6% , 2017 was 34.9% and 2016 was 9.6% . Kotak Equity Opportunities Fund
Growth Launch Date 9 Sep 04 NAV (17 May 19) ₹115.795 ↑ 1.07 (0.93 %) Net Assets (Cr) ₹2,533 on 31 Mar 19 Category Equity - Large & Mid Cap AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.4 Sharpe Ratio 0.38 Information Ratio -0.09 Alpha Ratio -2.69 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 14 ₹10,000 30 Apr 15 ₹14,429 30 Apr 16 ₹14,380 30 Apr 17 ₹19,191 30 Apr 18 ₹20,983 30 Apr 19 ₹21,807 Returns for Kotak Equity Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 19 Duration Returns 1 Month -4.4% 3 Month 6% 6 Month 5.9% 1 Year 1% 3 Year 12.8% 5 Year 14.1% 10 Year 15 Year Since launch 18.2% Historical performance (Yearly) on absolute basis
Year Returns 2018 -5.6% 2017 34.9% 2016 9.6% 2015 3.3% 2014 49.9% 2013 4.2% 2012 30.1% 2011 -22.8% 2010 18.5% 2009 80.1% Fund Manager information for Kotak Equity Opportunities Fund
Name Since Tenure Harsha Upadhyaya 4 Aug 12 6.5 Yr. Data below for Kotak Equity Opportunities Fund as on 31 Mar 19
Equity Sector Allocation
Sector Value Financial Services 27.97% Industrials 14.56% Basic Materials 13.41% Technology 10.47% Energy 8.41% Consumer Cyclical 7.82% Utility 6.99% Health Care 4.49% Consumer Defensive 4.1% Asset Allocation
Asset Class Value Cash 1.76% Equity 98.22% Other 0.03% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | HDFCBANK7% ₹174 Cr 750,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 16 | RELIANCE6% ₹160 Cr 1,150,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 10 | ICICIBANK6% ₹146 Cr 3,575,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 18 | TCS5% ₹136 Cr 600,000 Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY5% ₹120 Cr 1,600,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | 5322154% ₹113 Cr 1,470,000
↑ 70,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 13 | LT4% ₹94 Cr 700,000 Gujarat State Petronet Ltd (Utilities)
Equity, Since 31 Oct 17 | 5327023% ₹76 Cr 3,800,000 AIA Engineering Ltd (Industrials)
Equity, Since 31 Jul 14 | AIAENG3% ₹73 Cr 400,000 Ramco Cements Ltd (Basic Materials)
Equity, Since 30 Nov 12 | RAMCOCEM3% ₹72 Cr 925,000 9. Axis Focused 25 Fund
CAGR/Annualized return of 15.6% since its launch. Ranked 7 in Focused category. Return for 2018 was 0.6% , 2017 was 45.2% and 2016 was 4.6% . Axis Focused 25 Fund
Growth Launch Date 29 Jun 12 NAV (17 May 19) ₹27.06 ↑ 0.42 (1.58 %) Net Assets (Cr) ₹7,190 on 31 Mar 19 Category Equity - Focused AMC Axis Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.73 Sharpe Ratio 0.3 Information Ratio 0.12 Alpha Ratio -9.69 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 14 ₹10,000 30 Apr 15 ₹13,339 30 Apr 16 ₹13,598 30 Apr 17 ₹17,502 30 Apr 18 ₹21,697 30 Apr 19 ₹21,705 Returns for Axis Focused 25 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 19 Duration Returns 1 Month -2.3% 3 Month 6.9% 6 Month 5.3% 1 Year -0.6% 3 Year 15.2% 5 Year 15.1% 10 Year 15 Year Since launch 15.6% Historical performance (Yearly) on absolute basis
Year Returns 2018 0.6% 2017 45.2% 2016 4.6% 2015 3.9% 2014 38.8% 2013 5.8% 2012 2011 2010 2009 Fund Manager information for Axis Focused 25 Fund
Name Since Tenure Jinesh Gopani 7 Jun 16 2.65 Yr. Data below for Axis Focused 25 Fund as on 31 Mar 19
Equity Sector Allocation
Sector Value Financial Services 48.41% Consumer Cyclical 16.58% Technology 14.25% Basic Materials 10.23% Industrials 2.92% Asset Allocation
Asset Class Value Cash 7.61% Equity 92.39% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 18 | TCS9% ₹682 Cr 3,018,709
↑ 286,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 13 | KOTAKBANK9% ₹663 Cr 4,781,457
↑ 575,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 5000349% ₹650 Cr 2,097,993
↓ -61,641 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 12 | HDFCBANK8% ₹641 Cr 2,765,069
↑ 510,000 Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Oct 16 | 5329786% ₹490 Cr 652,050
↑ 35,000 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 May 18 | HDFC6% ₹463 Cr 2,322,956 Pidilite Industries Ltd (Basic Materials)
Equity, Since 30 Jun 16 | PIDILITIND5% ₹380 Cr 3,077,558
↓ -15,378 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 16 | MARUTI5% ₹354 Cr 531,460
↓ -18,000 Avenue Supermarts Ltd (Consumer Cyclical)
Equity, Since 30 Apr 17 | 5403765% ₹354 Cr 2,730,122
↑ 35,000 Clearing Corporation Of India Ltd
CBLO | -5% ₹347 Cr 10. Invesco India Growth Opportunities Fund
CAGR/Annualized return of 10.6% since its launch. Ranked 6 in Large & Mid Cap category. Return for 2018 was -0.2% , 2017 was 39.6% and 2016 was 3.3% . Invesco India Growth Opportunities Fund
Growth Launch Date 9 Aug 07 NAV (17 May 19) ₹32.89 ↑ 0.44 (1.36 %) Net Assets (Cr) ₹1,248 on 31 Mar 19 Category Equity - Large & Mid Cap AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.8 Sharpe Ratio 0.36 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 14 ₹10,000 30 Apr 15 ₹14,033 30 Apr 16 ₹13,804 30 Apr 17 ₹16,970 30 Apr 18 ₹21,090 30 Apr 19 ₹21,165 Returns for Invesco India Growth Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 19 Duration Returns 1 Month -5.1% 3 Month 4.4% 6 Month 3.1% 1 Year -1% 3 Year 13.5% 5 Year 13.9% 10 Year 15 Year Since launch 10.6% Historical performance (Yearly) on absolute basis
Year Returns 2018 -0.2% 2017 39.6% 2016 3.3% 2015 3.8% 2014 43.7% 2013 11.5% 2012 26.5% 2011 -21.8% 2010 22.3% 2009 62.2% Fund Manager information for Invesco India Growth Opportunities Fund
Name Since Tenure Amit Ganatra 23 Jun 14 4.77 Yr. Taher Badshah 10 Jan 17 2.22 Yr. Data below for Invesco India Growth Opportunities Fund as on 31 Mar 19
Equity Sector Allocation
Sector Value Financial Services 31.86% Consumer Cyclical 14.21% Technology 9.74% Industrials 9.36% Health Care 8.7% Energy 7.22% Basic Materials 6.62% Consumer Defensive 4.84% Utility 2.53% Asset Allocation
Asset Class Value Cash 4.91% Equity 95.09% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 09 | HDFCBANK9% ₹111 Cr 479,678
↑ 27,712 Triparty Repo
CBLO/Reverse Repo | -7% ₹90 Cr ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK6% ₹75 Cr 1,848,172
↑ 317,023 Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 13 | TCS4% ₹56 Cr 246,594
↑ 31,500 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 17 | LT4% ₹52 Cr 386,407
↑ 62,217 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 17 | RELIANCE4% ₹50 Cr 357,976
↓ -150,617 Indian Oil Corp Ltd (Energy)
Equity, Since 31 Mar 17 | IOC3% ₹44 Cr 2,800,065
↑ 204,284 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Jun 18 | 5000343% ₹38 Cr 121,673 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 5322153% ₹36 Cr 470,968
↑ 43,155 IndusInd Bank Ltd (Financial Services)
Equity, Since 30 Sep 15 | INDUSINDBK3% ₹34 Cr 209,257
↑ 11,166
How to Choose Best SIP Investment?
There are various Mutual Funds that allow you to invest through a SIP. But the main problem is selecting the best mutual funds for SIP. Though the best Mutual Funds might vary from person to person, below is a list of some points that investors might consider before choosing a best SIP Mutual Fund.
Understand Objective of the SIP Investment
When it comes to investing, each one of us has a different objective. So before investing in Mutual Funds through a SIP, it is advised to get a clear picture of your investment goals and risk profile. Generally, Equity Mutual Funds are considered to be beneficial for long-term objectives while money market and Debt fund are suitable for short-term objectives.
Know the Fund House
A large part of the SIP returns depends on the Fund House managing your money on your behalf. If the Fund House fails its objective, you will be the one losing your money. To make sure you have the best SIP plan choose a well-reputed fund house.
Monitor Fund Performance of the SIP Mutual Fund
One of the basic reasons due to which people invest in Mutual Funds through SIP is to make money. Therefore, it is important to analyse the performance of funds over a period of time to choose the best fund and then invest in the best SIP plans. Typically, for equity Mutual Funds long-term performance is looked at, while for the debt Mutual Funds short to mid-term returns are considered.
Analyse Loads and Recurring Expenses of SIP
Last but not the least, the exit load and the expense ratio incurred if the investment in redeemed before a specified period (usually called the lock-in period).
So, it is advised to choose the best SIP plans considering these parameters in mind. Think before you invest!
SIP Calculator (SIP Return Calculator)
For financial planning, SIP calculator or SIP return calculator is one of the best tools.
To monitor how your SIP grows through the power of compounding consider the below example.
| Monthly Investment | Time Period of Investment | Total Amount Invested | Final Value @ 14% p.a. |
|---|---|---|---|
| 1,000 | 5 years | 60,000 | 87,200 |
| 1,000 | 10 years | 1,20,000 | 2,62,091 |
| 1,000 | 15 years | 1,80,000 | 6,12,853 |
The above table mentions that if you invest INR 1,000 per month in a SIP Mutual Fund, your total investment in 5 years would be INR 60,000 and your SIP returns at an assumed return percentage of 14% p.a. would be INR 87,2001, respectively. Similarly, in 10 years the total investment would be INR 1,20,000 and the SIP return at the assumed percentage of 14% p.a. would be INR 2,62,091.
The same way, the investment in 15 years would be INR 1,80,000 and the final value at the return percentage of 14% p.a would be INR 6,12,853, respectively.
So, by simply investing INR 1,000 in a month, see how your money will grow in the years to come. Consider the above calculations when choosing a best SIP Mutual Fund to invest.
How Invest in Systematic Investment Plan?
Open Free Investment Account for Lifetime at Fincash.com
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
So, what are you waiting for? Get started with your SIP or Systematic Investment Plan and save better, now!
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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