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Top 10 Best Performing SIP Plans for investment in India 2020

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Best Performing SIP Plans in India 2020

Updated on July 12, 2020 , 10969 views

Best SIP plans? How to choose them? These are some of the common questions that occur in the mind of investors when thinking of Investing in Mutual Funds through a SIP or Systematic Investment plan.

SIP investment is one of the most disciplined investing options when investing in Mutual Funds. Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.

Generally, some of the best SIP plans in India offer good returns when invested for a longer duration. To know how much one can earn by investing a SIP or Systematic Investment Plan, check the sip calculator (also known as SIP return calculator) section below.

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Why to Invest in a Systematic Investment Plan?

A systematic investment plan comes with multiple benefits. Its minimum investment amount INR 500 has not only gained attention most population, but also of many youngsters to begin their investment journey in mutual funds. An investor who wants to invest in a SIP can plan their major Financial goals like- child's education, marriage expenses, purchase of a house/car, etc., in a disciplined manner. One can simply start investing as per their goals (short-term, mid-term and long-term) and attain an increase in wealth over a certain period of time.

SIPs offer major benefits like rupee cost averaging and Power of Compounding. Rupee cost averaging helps an individual to average out the cost of an asset purchase. In a SIP, the purchase of units is done over a long period and these are spread out equally over monthly intervals (usually). Due to the investment being spread out over time, the investment is made into the stock market at different price points giving the investor the benefit of averaging cost, hence the term rupee cost averaging.

In the case of compound interest, unlike simple interest where you gain interest on only the principal, here the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since the mutual funds in the SIP are in instalments, they are compounded, which adds more to the initially invested sum.

Best SIP Plans to Invest In FY 20 - 21

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2019 (%)
DSP BlackRock World Gold Fund Growth ₹20.7632
↑ 0.14
₹465 500 38.147.359.820.418.235.1
Franklin India Feeder - Franklin U S Opportunities Fund Growth ₹42.8142
↓ -1.18
₹1,515 500 25.120.430.723.415.534.2
ICICI Prudential US Bluechip Equity Fund Growth ₹33.19
↓ -0.24
₹587 100 8.92.620.416.31334.3
DSP BlackRock US Flexible Equity Fund Growth ₹29.4095
↑ 0.52
₹260 500 155.317.813.711.627.5
Mirae Asset Emerging Bluechip Fund Growth ₹53.046
↓ -0.83
₹8,839 1,000 19-10.40.34.111.514.7
Aditya Birla Sun Life Digital India Fund Growth ₹56.04
↓ -0.49
₹375 1,000 22.8-1.98.115.8119.6
Franklin India Technology Fund Growth ₹181.766
↑ 1.42
₹239 500 25.15.61515.210.712.4
Parag Parikh Long Term Equity Fund Growth ₹27.9846
↓ -0.32
₹2,925 1,000 23.72.811.110.110.714.4
SBI Small Cap Fund Growth ₹49.8439
↓ -0.26
₹3,280 500 16.6-9.1-1.33.19.36.1
SBI Banking & Financial Services Fund Growth ₹14.9572
↓ -0.33
₹1,267 500 11.8-26-20.11.28.820.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 13 Jul 20
*List of funds based on Assets >= 200 Crore & Sorted on 5 Year Return.

1. DSP BlackRock World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

DSP BlackRock World Gold Fund is a Equity - Global fund was launched on 14 Sep 07. It is a fund with High risk and has given a CAGR/Annualized return of 5.9% since its launch.  Ranked 11 in Global category.  Return for 2019 was 35.1% , 2018 was -10.7% and 2017 was -4% .

Below is the key information for DSP BlackRock World Gold Fund

DSP BlackRock World Gold Fund
Growth
Launch Date 14 Sep 07
NAV (13 Jul 20) ₹20.7632 ↑ 0.14   (0.70 %)
Net Assets (Cr) ₹465 on 30 Apr 20
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.67
Sharpe Ratio 1.19
Information Ratio -1.14
Alpha Ratio -9.76
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 15₹10,000
30 Jun 16₹16,113
30 Jun 17₹12,630
30 Jun 18₹11,951
30 Jun 19₹13,529
30 Jun 20₹20,015

DSP BlackRock World Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for DSP BlackRock World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jul 20

DurationReturns
1 Month 14.3%
3 Month 38.1%
6 Month 47.3%
1 Year 59.8%
3 Year 20.4%
5 Year 18.2%
10 Year
15 Year
Since launch 5.9%
Historical performance (Yearly) on absolute basis
YearReturns
2019 35.1%
2018 -10.7%
2017 -4%
2016 52.7%
2015 -18.5%
2014 -3%
2013 -41.5%
2012 -5.8%
2011 -2.6%
2010 29%
Fund Manager information for DSP BlackRock World Gold Fund
NameSinceTenure
Jay Kothari1 Mar 137.34 Yr.

Data below for DSP BlackRock World Gold Fund as on 30 Apr 20

Equity Sector Allocation
SectorValue
Basic Materials93.62%
Industrials0.31%
Asset Allocation
Asset ClassValue
Cash4.13%
Equity94.85%
Debt0.02%
Other1%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF World Gold I2
Investment Fund | -
97%₹486 Cr1,440,008
↑ 2,643
Treps / Reverse Repo Investments / Corporate Debt Repo
CBLO/Reverse Repo | -
6%₹29 Cr
Net Receivables/Payables
Net Current Assets | -
3%-₹14 Cr

2. Franklin India Feeder - Franklin U S Opportunities Fund

The Fund seeks to provide capital appreciation by investing predominantly in units of Franklin U. S. Opportunities Fund, an overseas Franklin Templeton mutual fund, which primarily invests in securities in the United States of America.

Franklin India Feeder - Franklin U S Opportunities Fund is a Equity - Global fund was launched on 6 Feb 12. It is a fund with High risk and has given a CAGR/Annualized return of 18.8% since its launch.  Ranked 6 in Global category.  Return for 2019 was 34.2% , 2018 was 6.5% and 2017 was 18.1% .

Below is the key information for Franklin India Feeder - Franklin U S Opportunities Fund

Franklin India Feeder - Franklin U S Opportunities Fund
Growth
Launch Date 6 Feb 12
NAV (13 Jul 20) ₹42.8142 ↓ -1.18   (-2.69 %)
Net Assets (Cr) ₹1,515 on 30 Apr 20
Category Equity - Global
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk High
Expense Ratio 1.74
Sharpe Ratio 0.63
Information Ratio -0.1
Alpha Ratio -1.46
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 15₹10,000
30 Jun 16₹9,525
30 Jun 17₹10,890
30 Jun 18₹14,061
30 Jun 19₹15,500
30 Jun 20₹20,537

Franklin India Feeder - Franklin U S Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for Franklin India Feeder - Franklin U S Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jul 20

DurationReturns
1 Month 6.4%
3 Month 25.1%
6 Month 20.4%
1 Year 30.7%
3 Year 23.4%
5 Year 15.5%
10 Year
15 Year
Since launch 18.8%
Historical performance (Yearly) on absolute basis
YearReturns
2019 34.2%
2018 6.5%
2017 18.1%
2016 -0.8%
2015 8.8%
2014 8.4%
2013 55.2%
2012
2011
2010
Fund Manager information for Franklin India Feeder - Franklin U S Opportunities Fund
NameSinceTenure
Pyari Menon26 Sep 190.76 Yr.

Data below for Franklin India Feeder - Franklin U S Opportunities Fund as on 30 Apr 20

Equity Sector Allocation
SectorValue
Technology25.58%
Financial Services16.28%
Health Care15.39%
Consumer Cyclical10.99%
Communication Services7.84%
Real Estate6.44%
Industrials6.37%
Consumer Defensive2.38%
Basic Materials1.32%
Asset Allocation
Asset ClassValue
Cash2.68%
Equity92.86%
Other4.47%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Franklin US Opportunities I(acc)USD
Investment Fund | -
100%₹1,689 Cr3,971,177
↑ 69,899
Call, Cash & Other Assets
-, Since 31 May 20 | -
0%₹5 Cr

3. ICICI Prudential US Bluechip Equity Fund

The investment objective of ICICI Prudential US Bluechip Equity Fund is to provide long term capital appreciation to investors by primarily investing in equity and equity related securities (including ADRs/GDRs issued by Indian and foreign companies) of companies listed on New York Stock Exchange and/or NASDAQ. However, there can be no assurance that the investment objective of the Scheme will be realized.

ICICI Prudential US Bluechip Equity Fund is a Equity - Global fund was launched on 6 Jul 12. It is a fund with High risk and has given a CAGR/Annualized return of 16.1% since its launch.  Ranked 7 in Global category.  Return for 2019 was 34.3% , 2018 was 5.2% and 2017 was 14.1% .

Below is the key information for ICICI Prudential US Bluechip Equity Fund

ICICI Prudential US Bluechip Equity Fund
Growth
Launch Date 6 Jul 12
NAV (13 Jul 20) ₹33.19 ↓ -0.24   (-0.72 %)
Net Assets (Cr) ₹587 on 30 Apr 20
Category Equity - Global
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.08
Sharpe Ratio 0.55
Information Ratio 0.13
Alpha Ratio 3.54
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-3 Months (3%),3-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 15₹10,000
30 Jun 16₹10,527
30 Jun 17₹11,889
30 Jun 18₹13,935
30 Jun 19₹15,179
30 Jun 20₹18,464

ICICI Prudential US Bluechip Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for ICICI Prudential US Bluechip Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jul 20

DurationReturns
1 Month 0.4%
3 Month 8.9%
6 Month 2.6%
1 Year 20.4%
3 Year 16.3%
5 Year 13%
10 Year
15 Year
Since launch 16.1%
Historical performance (Yearly) on absolute basis
YearReturns
2019 34.3%
2018 5.2%
2017 14.1%
2016 11.6%
2015 0.7%
2014 12.7%
2013 45.7%
2012
2011
2010
Fund Manager information for ICICI Prudential US Bluechip Equity Fund
NameSinceTenure
Rohan Maru19 Sep 136.79 Yr.
Priyanka Khandelwal30 Jun 173.01 Yr.

Data below for ICICI Prudential US Bluechip Equity Fund as on 30 Apr 20

Equity Sector Allocation
SectorValue
Health Care16.45%
Industrials16.03%
Technology15.36%
Financial Services13.65%
Consumer Cyclical10.66%
Consumer Defensive10.41%
Communication Services7.95%
Basic Materials2.43%
Energy1.22%
Asset Allocation
Asset ClassValue
Cash5.83%
Equity94.17%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps
CBLO/Reverse Repo | -
6%₹41 Cr
Amazon.com Inc (Consumer Cyclical)
Equity, Since 30 Jun 16 | AMZN
5%₹33 Cr1,763
ServiceNow Inc (Technology)
Equity, Since 30 Sep 19 | NOW
3%₹21 Cr7,102
Raytheon Technologies Corp (Industrials)
Equity, Since 30 Apr 20 | RTX
3%₹20 Cr40,221
Pfizer Inc (Healthcare)
Equity, Since 31 Dec 19 | PFE
3%₹18 Cr62,531
Facebook Inc A (Communication Services)
Equity, Since 31 Jan 18 | FB
3%₹18 Cr10,419
Nike Inc B (Consumer Cyclical)
Equity, Since 30 Jun 19 | NKE
3%₹17 Cr22,351
Merck & Co Inc (Healthcare)
Equity, Since 30 Sep 19 | MRK
3%₹17 Cr27,126
Boeing Co (Industrials)
Equity, Since 31 Mar 20 | BA
3%₹16 Cr14,790
Salesforce.com Inc (Technology)
Equity, Since 31 Dec 18 | CRM
3%₹16 Cr12,340

4. DSP BlackRock US Flexible Equity Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF.

DSP BlackRock US Flexible Equity Fund is a Equity - Global fund was launched on 3 Aug 12. It is a fund with High risk and has given a CAGR/Annualized return of 14.5% since its launch.  Ranked 3 in Global category.  Return for 2019 was 27.5% , 2018 was -1.1% and 2017 was 15.5% .

Below is the key information for DSP BlackRock US Flexible Equity Fund

DSP BlackRock US Flexible Equity Fund
Growth
Launch Date 3 Aug 12
NAV (13 Jul 20) ₹29.4095 ↑ 0.52   (1.80 %)
Net Assets (Cr) ₹260 on 30 Apr 20
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.97
Sharpe Ratio 0.14
Information Ratio -0.85
Alpha Ratio -3.74
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 15₹10,000
30 Jun 16₹10,006
30 Jun 17₹11,720
30 Jun 18₹14,047
30 Jun 19₹14,437
30 Jun 20₹16,702

DSP BlackRock US Flexible Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for DSP BlackRock US Flexible Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jul 20

DurationReturns
1 Month 2.4%
3 Month 15%
6 Month 5.3%
1 Year 17.8%
3 Year 13.7%
5 Year 11.6%
10 Year
15 Year
Since launch 14.5%
Historical performance (Yearly) on absolute basis
YearReturns
2019 27.5%
2018 -1.1%
2017 15.5%
2016 9.8%
2015 2.5%
2014 13.1%
2013 46.7%
2012
2011
2010
Fund Manager information for DSP BlackRock US Flexible Equity Fund
NameSinceTenure
Kedar Karnik17 Jul 163.96 Yr.
Laukik Bagwe3 Aug 127.91 Yr.
Jay Kothari1 Mar 137.34 Yr.

Data below for DSP BlackRock US Flexible Equity Fund as on 30 Apr 20

Equity Sector Allocation
SectorValue
Technology20.98%
Communication Services14.44%
Health Care14.21%
Financial Services11.25%
Consumer Cyclical11%
Consumer Defensive9.92%
Industrials7.42%
Energy3.52%
Basic Materials1.83%
Utility1.06%
Asset Allocation
Asset ClassValue
Cash4.35%
Equity95.65%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF US Flexible Equity I2 USD
Investment Fund | -
97%₹167 Cr909,426
↓ -498,472
Treps / Reverse Repo Investments / Corporate Debt Repo
CBLO/Reverse Repo | -
4%₹6 Cr
Net Receivables/Payables
Net Current Assets | -
1%-₹2 Cr

5. Mirae Asset Emerging Bluechip Fund

The investment objective of the scheme is to generate income and capital appreciation from a portfolio primarily investing in Indian equities and equity related securities of large cap and mid cap companies at the time of investment. From time to time, the fund manager may also seek participation in other Indian equity and equity related securities to achieve optimal Portfolio construction. The Scheme does not guarantee or assure any returns.

Mirae Asset Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 9 Jul 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.1% since its launch.  Return for 2019 was 14.7% , 2018 was -5.4% and 2017 was 49% .

Below is the key information for Mirae Asset Emerging Bluechip Fund

Mirae Asset Emerging Bluechip Fund
Growth
Launch Date 9 Jul 10
NAV (14 Jul 20) ₹53.046 ↓ -0.83   (-1.54 %)
Net Assets (Cr) ₹8,839 on 30 Apr 20
Category Equity - Large & Mid Cap
AMC Mirae Asset Global Inv (India) Pvt. Ltd
Rating Not Rated
Risk Moderately High
Expense Ratio 2
Sharpe Ratio -0.21
Information Ratio 1.07
Alpha Ratio 7.49
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 15₹10,000
30 Jun 16₹11,269
30 Jun 17₹15,200
30 Jun 18₹15,957
30 Jun 19₹18,112
30 Jun 20₹17,264

Mirae Asset Emerging Bluechip Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for Mirae Asset Emerging Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jul 20

DurationReturns
1 Month 7.3%
3 Month 19%
6 Month -10.4%
1 Year 0.3%
3 Year 4.1%
5 Year 11.5%
10 Year
15 Year
Since launch 18.1%
Historical performance (Yearly) on absolute basis
YearReturns
2019 14.7%
2018 -5.4%
2017 49%
2016 12.2%
2015 14.1%
2014 84.6%
2013 8.6%
2012 45.6%
2011 -15.2%
2010
Fund Manager information for Mirae Asset Emerging Bluechip Fund
NameSinceTenure
Neelesh Surana9 Jul 109.99 Yr.
Ankit Jain31 Jan 191.42 Yr.

Data below for Mirae Asset Emerging Bluechip Fund as on 30 Apr 20

Equity Sector Allocation
SectorValue
Financial Services30.04%
Industrials10.44%
Consumer Defensive10.04%
Health Care9.63%
Technology8.6%
Consumer Cyclical8%
Basic Materials7.8%
Energy7.23%
Utility4.27%
Communication Services1.59%
Asset Allocation
Asset ClassValue
Cash2.3%
Equity97.69%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 17 | HDFCBANK
7%₹588 Cr6,180,544
↓ -190,000
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 18 | RELIANCE
5%₹483 Cr3,296,696
ICICI Bank Ltd (Financial Services)
Equity, Since 29 Feb 12 | ICICIBANK
4%₹364 Cr10,959,341
Axis Bank Ltd (Financial Services)
Equity, Since 31 Jul 18 | 532215
4%₹330 Cr8,570,588
Infosys Ltd (Technology)
Equity, Since 31 Jan 18 | INFY
4%₹309 Cr4,477,720
↑ 855,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 19 | LT
3%₹265 Cr2,846,381
Max Financial Services Ltd (Financial Services)
Equity, Since 31 Jan 18 | 500271
3%₹253 Cr5,273,944
↑ 315,725
State Bank of India (Financial Services)
Equity, Since 30 Apr 18 | SBIN
3%₹245 Cr15,210,277
↑ 1,190,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 May 19 | TCS
3%₹232 Cr1,178,005
MindTree Ltd (Technology)
Equity, Since 31 Jul 19 | 532819
2%₹216 Cr2,413,189
↑ 90,475

6. Aditya Birla Sun Life Digital India Fund

(Erstwhile Aditya Birla Sun Life New Millennium Fund)

A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of dividend.

Aditya Birla Sun Life Digital India Fund is a Equity - Sectoral fund was launched on 15 Jan 00. It is a fund with High risk and has given a CAGR/Annualized return of since its launch.  Ranked 33 in Sectoral category.  Return for 2019 was 9.6% , 2018 was 15.6% and 2017 was 22.4% .

Below is the key information for Aditya Birla Sun Life Digital India Fund

Aditya Birla Sun Life Digital India Fund
Growth
Launch Date 15 Jan 00
NAV (14 Jul 20) ₹56.04 ↓ -0.49   (-0.87 %)
Net Assets (Cr) ₹375 on 30 Apr 20
Category Equity - Sectoral
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk High
Expense Ratio 2.75
Sharpe Ratio -0.39
Information Ratio 0.16
Alpha Ratio 1.3
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 15₹10,000
30 Jun 16₹11,256
30 Jun 17₹10,803
30 Jun 18₹15,040
30 Jun 19₹15,955
30 Jun 20₹16,442

Aditya Birla Sun Life Digital India Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for Aditya Birla Sun Life Digital India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jul 20

DurationReturns
1 Month 8.6%
3 Month 22.8%
6 Month -1.9%
1 Year 8.1%
3 Year 15.8%
5 Year 11%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2019 9.6%
2018 15.6%
2017 22.4%
2016 -3.5%
2015 11.2%
2014 21.1%
2013 50.2%
2012 3.7%
2011 -21.8%
2010 16.6%
Fund Manager information for Aditya Birla Sun Life Digital India Fund
NameSinceTenure
Kunal Sangoi15 Jan 146.46 Yr.

Data below for Aditya Birla Sun Life Digital India Fund as on 30 Apr 20

Equity Sector Allocation
SectorValue
Technology65.98%
Communication Services20.44%
Industrials10.46%
Asset Allocation
Asset ClassValue
Cash3.11%
Equity96.88%
Other0.02%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 30 Apr 05 | INFY
26%₹100 Cr1,450,117
↑ 209,806
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 19 | BHARTIARTL
13%₹51 Cr929,480
↑ 60,000
Tech Mahindra Ltd (Technology)
Equity, Since 31 May 13 | 532755
8%₹30 Cr574,510
↑ 135,062
HCL Technologies Ltd (Technology)
Equity, Since 31 Dec 10 | HCLTECH
7%₹28 Cr506,776
↑ 31,354
Honeywell Automation India Ltd (Industrials)
Equity, Since 30 Jun 18 | 517174
6%₹22 Cr8,159
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 05 | TCS
5%₹18 Cr88,792
↑ 14,210
Just Dial Ltd (Communication Services)
Equity, Since 30 Sep 19 | 535648
4%₹16 Cr401,818
Cyient Ltd (Industrials)
Equity, Since 31 May 14 | CYIENT
4%₹16 Cr784,609
Apple Inc (Technology)
Equity, Since 30 Nov 18 | AAPL
4%₹15 Cr6,286
Majesco Ltd (Technology)
Equity, Since 31 Jan 18 | 539289
4%₹14 Cr458,334
↑ 37,421

7. Franklin India Technology Fund

To provide long-term capital appreciation by predominantly investing in equity and equity related securities of technology and technology related companies.

Franklin India Technology Fund is a Equity - Sectoral fund was launched on 22 Aug 98. It is a fund with High risk and has given a CAGR/Annualized return of 17.8% since its launch.  Ranked 41 in Sectoral category.  Return for 2019 was 12.4% , 2018 was 11.9% and 2017 was 19.1% .

Below is the key information for Franklin India Technology Fund

Franklin India Technology Fund
Growth
Launch Date 22 Aug 98
NAV (13 Jul 20) ₹181.766 ↑ 1.42   (0.79 %)
Net Assets (Cr) ₹239 on 30 Apr 20
Category Equity - Sectoral
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk High
Expense Ratio 2.67
Sharpe Ratio -0.29
Information Ratio 0.08
Alpha Ratio 3.49
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 15₹10,000
30 Jun 16₹10,434
30 Jun 17₹10,599
30 Jun 18₹13,897
30 Jun 19₹14,492
30 Jun 20₹15,581

Franklin India Technology Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for Franklin India Technology Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jul 20

DurationReturns
1 Month 8.8%
3 Month 25.1%
6 Month 5.6%
1 Year 15%
3 Year 15.2%
5 Year 10.7%
10 Year
15 Year
Since launch 17.8%
Historical performance (Yearly) on absolute basis
YearReturns
2019 12.4%
2018 11.9%
2017 19.1%
2016 -2.6%
2015 3.8%
2014 16.8%
2013 53.3%
2012 0.3%
2011 -15.5%
2010 32.6%
Fund Manager information for Franklin India Technology Fund
NameSinceTenure
Anand Radhakrishnan3 Mar 0713.34 Yr.
Varun Sharma30 Nov 154.59 Yr.
Pyari Menon26 Sep 190.76 Yr.

Data below for Franklin India Technology Fund as on 30 Apr 20

Equity Sector Allocation
SectorValue
Technology71.73%
Communication Services16.36%
Industrials1.7%
Consumer Cyclical1.51%
Financial Services0.99%
Real Estate0.48%
Health Care0.15%
Asset Allocation
Asset ClassValue
Cash0.56%
Equity92.93%
Other6.51%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY
27%₹65 Cr945,647
Franklin Technology I Acc USD
Investment Fund | -
11%₹27 Cr91,868
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Aug 04 | TCS
8%₹21 Cr105,766
HCL Technologies Ltd (Technology)
Equity, Since 30 Jun 14 | HCLTECH
8%₹20 Cr370,716
Call, Cash & Other Assets
Receivables | -
6%₹15 Cr
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 18 | BHARTIARTL
6%₹14 Cr248,973
Info Edge (India) Ltd (Communication Services)
Equity, Since 31 Jan 17 | NAUKRI
5%₹12 Cr46,300
Tech Mahindra Ltd (Technology)
Equity, Since 28 Feb 14 | 532755
4%₹10 Cr193,656
Cognizant Technology Solutions Corp A (Technology)
Equity, Since 30 Apr 16 | CTSH
4%₹9 Cr22,500
Taiwan Semiconductor Manufacturing Co Ltd (Technology)
Equity, Since 30 Nov 18 | 2330
3%₹6 Cr88,000

8. Parag Parikh Long Term Equity Fund

(Erstwhile Parag Parikh Long Term Value Fund)

The investment objective of the scheme is to seek to generate long-term capital growth from an actively managed portfolio primarily of equity and equity related securities.

Parag Parikh Long Term Equity Fund is a Equity - Multi Cap fund was launched on 24 May 13. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.5% since its launch.  Ranked 34 in Multi Cap category.  Return for 2019 was 14.4% , 2018 was -0.4% and 2017 was 29.4% .

Below is the key information for Parag Parikh Long Term Equity Fund

Parag Parikh Long Term Equity Fund
Growth
Launch Date 24 May 13
NAV (14 Jul 20) ₹27.9846 ↓ -0.32   (-1.12 %)
Net Assets (Cr) ₹2,925 on 30 Apr 20
Category Equity - Multi Cap
AMC PPFAS Asset Management Pvt. Ltd
Rating
Risk Moderately High
Expense Ratio 2.48
Sharpe Ratio -0.18
Information Ratio 0.76
Alpha Ratio 7.99
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (2%),365-730 Days (1%),730 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 15₹10,000
30 Jun 16₹10,429
30 Jun 17₹12,436
30 Jun 18₹14,387
30 Jun 19₹15,215
30 Jun 20₹16,069

Parag Parikh Long Term Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for Parag Parikh Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jul 20

DurationReturns
1 Month 8.1%
3 Month 23.7%
6 Month 2.8%
1 Year 11.1%
3 Year 10.1%
5 Year 10.7%
10 Year
15 Year
Since launch 15.5%
Historical performance (Yearly) on absolute basis
YearReturns
2019 14.4%
2018 -0.4%
2017 29.4%
2016 3.3%
2015 8.9%
2014 44.8%
2013
2012
2011
2010
Fund Manager information for Parag Parikh Long Term Equity Fund
NameSinceTenure
Raj Mehta27 Jan 164.43 Yr.
Rajeev Thakkar24 May 137.11 Yr.
Raunak Onkar24 May 137.11 Yr.

Data below for Parag Parikh Long Term Equity Fund as on 30 Apr 20

Equity Sector Allocation
SectorValue
Consumer Cyclical24.8%
Financial Services24.39%
Technology15.58%
Communication Services15.53%
Health Care8.91%
Consumer Defensive7.97%
Asset Allocation
Asset ClassValue
Cash2.82%
Equity97.18%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Alphabet Inc Class C (Communication Services)
Equity, Since 31 Oct 15 | GOOG
9%₹283 Cr26,373
Amazon.com Inc (Consumer Cyclical)
Equity, Since 31 Jan 19 | AMZN
9%₹278 Cr15,323
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 14 | HDFCBANK
7%₹218 Cr2,285,909
Facebook Inc A (Communication Services)
Equity, Since 31 Jul 17 | FB
7%₹212 Cr124,349
Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Oct 18 | HEROMOTOCO
6%₹187 Cr792,207
↑ 30,000
Bajaj Holdings and Investment Ltd (Financial Services)
Equity, Since 31 Oct 16 | 500490
5%₹173 Cr863,323
↑ 3,228
Mphasis Ltd (Technology)
Equity, Since 30 Jun 13 | 526299
5%₹168 Cr1,955,578
ITC Ltd (Consumer Defensive)
Equity, Since 31 Mar 20 | ITC
5%₹163 Cr8,265,842
↑ 1,265,842
Suzuki Motor Corp ADR (Consumer Cyclical)
Equity, Since 31 Dec 17 | SZKMY
5%₹157 Cr142,519
↑ 21,350
Persistent Systems Ltd (Technology)
Equity, Since 30 Nov 14 | PERSISTENT
5%₹155 Cr2,958,527
↑ 474,772

9. SBI Small Cap Fund

(Erstwhile SBI Small & Midcap Fund)

The Scheme seeks to generate income and long term capital appreciation by investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies

SBI Small Cap Fund is a Equity - Small Cap fund was launched on 9 Sep 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16% since its launch.  Ranked 4 in Small Cap category.  Return for 2019 was 6.1% , 2018 was -19.6% and 2017 was 78.7% .

Below is the key information for SBI Small Cap Fund

SBI Small Cap Fund
Growth
Launch Date 9 Sep 09
NAV (14 Jul 20) ₹49.8439 ↓ -0.26   (-0.52 %)
Net Assets (Cr) ₹3,280 on 30 Apr 20
Category Equity - Small Cap
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 2.57
Sharpe Ratio -0.3
Information Ratio 1.44
Alpha Ratio 7.72
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 15₹10,000
30 Jun 16₹11,153
30 Jun 17₹14,504
30 Jun 18₹16,738
30 Jun 19₹16,889
30 Jun 20₹15,950

SBI Small Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for SBI Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jul 20

DurationReturns
1 Month 6.5%
3 Month 16.6%
6 Month -9.1%
1 Year -1.3%
3 Year 3.1%
5 Year 9.3%
10 Year
15 Year
Since launch 16%
Historical performance (Yearly) on absolute basis
YearReturns
2019 6.1%
2018 -19.6%
2017 78.7%
2016 1.3%
2015 20.6%
2014 110.7%
2013 7.8%
2012 31.9%
2011 -24.3%
2010 19%
Fund Manager information for SBI Small Cap Fund
NameSinceTenure
R. Srinivasan16 Nov 136.63 Yr.

Data below for SBI Small Cap Fund as on 30 Apr 20

Equity Sector Allocation
SectorValue
Industrials28.42%
Consumer Cyclical20.2%
Basic Materials14.54%
Financial Services8.54%
Consumer Defensive6.37%
Technology4.93%
Health Care2.99%
Utility2.26%
Communication Services0.92%
Energy0.64%
Real Estate0.31%
Asset Allocation
Asset ClassValue
Cash9.44%
Equity90.56%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps
CBLO/Reverse Repo | -
8%₹253 Cr
Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Aug 18 | 540699
5%₹166 Cr341,444
Hawkins Cookers Ltd (Consumer Cyclical)
Equity, Since 30 Jun 15 | 508486
4%₹148 Cr352,000
Elgi Equipments Ltd (Industrials)
Equity, Since 31 Dec 13 | 522074
4%₹146 Cr11,000,000
↑ 961,699
Navin Fluorine International Ltd (Basic Materials)
Equity, Since 31 Mar 20 | 532504
4%₹124 Cr790,000
Relaxo Footwears Ltd (Consumer Cyclical)
Equity, Since 30 Nov 13 | 530517
4%₹122 Cr1,800,000
Indostar Capital Finance Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Aug 18 | 541336
4%₹120 Cr4,300,000
JK Cement Ltd (Basic Materials)
Equity, Since 31 Oct 18 | JKCEMENT
3%₹117 Cr1,005,235
Hatsun Agro Product Ltd (Consumer Defensive)
Equity, Since 31 Jul 17 | 531531
3%₹112 Cr2,135,000
Narayana Hrudayalaya Ltd (Healthcare)
Equity, Since 31 Dec 19 | NH
3%₹101 Cr3,700,000

10. SBI Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

SBI Banking & Financial Services Fund is a Equity - Sectoral fund was launched on 26 Feb 15. It is a fund with High risk and has given a CAGR/Annualized return of 7.8% since its launch.  Return for 2019 was 20.7% , 2018 was 9.5% and 2017 was 40.7% .

Below is the key information for SBI Banking & Financial Services Fund

SBI Banking & Financial Services Fund
Growth
Launch Date 26 Feb 15
NAV (14 Jul 20) ₹14.9572 ↓ -0.33   (-2.16 %)
Net Assets (Cr) ₹1,267 on 30 Apr 20
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating Not Rated
Risk High
Expense Ratio 2.74
Sharpe Ratio -0.38
Information Ratio -0.38
Alpha Ratio -3.29
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 15₹10,000
30 Jun 16₹11,085
30 Jun 17₹14,341
30 Jun 18₹16,335
30 Jun 19₹19,597
30 Jun 20₹15,456

SBI Banking & Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for SBI Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Jul 20

DurationReturns
1 Month 5.5%
3 Month 11.8%
6 Month -26%
1 Year -20.1%
3 Year 1.2%
5 Year 8.8%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2019 20.7%
2018 9.5%
2017 40.7%
2016 17%
2015
2014
2013
2012
2011
2010
Fund Manager information for SBI Banking & Financial Services Fund
NameSinceTenure
Milind Agrawal1 Aug 190.92 Yr.

Data below for SBI Banking & Financial Services Fund as on 30 Apr 20

Equity Sector Allocation
SectorValue
Financial Services97.17%
Asset Allocation
Asset ClassValue
Cash2.83%
Equity97.17%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 15 | HDFCBANK
27%₹329 Cr3,458,360
↑ 65,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | ICICIBANK
14%₹166 Cr4,995,814
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Mar 15 | KOTAKBANK
10%₹123 Cr1,005,000
↑ 49,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | 532215
7%₹88 Cr2,277,122
State Bank of India (Financial Services)
Equity, Since 31 Jul 18 | SBIN
6%₹79 Cr4,885,000
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | 540716
6%₹79 Cr605,000
Muthoot Finance Ltd (Financial Services)
Equity, Since 30 Sep 19 | 533398
4%₹45 Cr517,665
ICICI Prudential Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Mar 19 | 540133
3%₹38 Cr975,000
↑ 300,000
Treps
CBLO/Reverse Repo | -
3%₹38 Cr
ICICI Securities Ltd (Financial Services)
Equity, Since 30 Nov 19 | 541179
2%₹30 Cr775,000

How to Choose Best SIP Investment?

Things-to-consider-for-best-SIP

There are various Mutual Funds that allow you to invest through a SIP. But the main problem is selecting the best mutual funds for SIP. Though the best Mutual Funds might vary from person to person, below is a list of some points that investors might consider before choosing a best SIP Mutual Fund.

Understand Objective of the SIP Investment

When it comes to investing, each one of us has a different objective. So before investing in Mutual Funds through a SIP, it is advised to get a clear picture of your investment goals and risk profile. Generally, Equity Mutual Funds are considered to be beneficial for long-term objectives while money market and Debt fund are suitable for short-term objectives.

Know the Fund House

A large part of the SIP returns depends on the Fund House managing your money on your behalf. If the Fund House fails its objective, you will be the one losing your money. To make sure you have the best SIP plan choose a well-reputed fund house.

Monitor Fund Performance of the SIP Mutual Fund

One of the basic reasons due to which people invest in Mutual Funds through SIP is to make money. Therefore, it is important to analyse the performance of funds over a period of time to choose the best fund and then invest in the best SIP plans. Typically, for equity Mutual Funds long-term performance is looked at, while for the debt Mutual Funds short to mid-term returns are considered.

Analyse Loads and Recurring Expenses of SIP

Last but not the least, the exit load and the expense ratio incurred if the investment in redeemed before a specified period (usually called the lock-in period).

So, it is advised to choose the best SIP plans considering these parameters in mind. Think before you invest!

SIP Calculator (SIP Return Calculator)

For financial planning, SIP calculator or SIP return calculator is one of the best tools.

To monitor how your SIP grows through the power of compounding consider the below example.

Monthly Investment Time Period of Investment Total Amount Invested Final Value @ 14% p.a.
1,000 5 years 60,000 87,200
1,000 10 years 1,20,000 2,62,091
1,000 15 years 1,80,000 6,12,853

The above table mentions that if you invest INR 1,000 per month in a SIP Mutual Fund, your total investment in 5 years would be INR 60,000 and your SIP returns at an assumed return percentage of 14% p.a. would be INR 87,2001, respectively. Similarly, in 10 years the total investment would be INR 1,20,000 and the SIP return at the assumed percentage of 14% p.a. would be INR 2,62,091.

The same way, the investment in 15 years would be INR 1,80,000 and the final value at the return percentage of 14% p.a would be INR 6,12,853, respectively.

So, by simply investing INR 1,000 in a month, see how your money will grow in the years to come. Consider the above calculations when choosing a best SIP Mutual Fund to invest.

How Invest in Systematic Investment Plan?

  1. Open Free Investment Account for Lifetime at Fincash.com

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

    Get Started

So, what are you waiting for? Get started with your SIP or Systematic Investment Plan and save better, now!

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Manoj Kumar, posted on 21 Jan 20 5:26 PM

helpful to invest in SIP

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