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Table of Contents
- Why to Invest in a Systematic Investment Plan?
- Best SIP Plans to Invest In FY 19 - 20
- How to Choose Best SIP Investment?
- SIP Calculator (SIP Return Calculator)
- How Invest in Systematic Investment Plan?
Top 10 Funds
- ICICI Prudential Banking and Financial Services Fund
- Mirae Asset India Equity Fund
- Aditya Birla Sun Life Banking And Financial Services Fund
- Kotak Standard Multicap Fund
- DSP BlackRock US Flexible Equity Fund
- Axis Focused 25 Fund
- Invesco India Growth Opportunities Fund
- Tata India Tax Savings Fund
- Kotak Equity Opportunities Fund
- Franklin Build India Fund
Best Performing SIP Plans in India 2019
Best SIP plans? How to choose them? These are some of the common questions that occur in the mind of investors when thinking of Investing in Mutual Funds through a SIP or Systematic Investment plan.
SIP investment is one of the most disciplined investing options when investing in Mutual Funds. Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.
Generally, some of the best SIP plans in India offer good returns when invested for a longer duration. To know how much one can earn by investing a SIP or Systematic Investment Plan, check the sip calculator (also known as SIP return calculator) section below.
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Why to Invest in a Systematic Investment Plan?
A systematic investment plan comes with multiple benefits. Its minimum investment amount INR 500 has not only gained attention most population, but also of many youngsters to begin their investment journey in mutual funds. An investor who wants to invest in a SIP can plan their major Financial goals like- child's education, marriage expenses, purchase of a house/car, etc., in a disciplined manner. One can simply start investing as per their goals (short-term, mid-term and long-term) and attain an increase in wealth over a certain period of time.
SIPs offer major benefits like rupee cost averaging and Power of Compounding. Rupee cost averaging helps an individual to average out the cost of an asset purchase. In a SIP, the purchase of units is done over a long period and these are spread out equally over monthly intervals (usually). Due to the investment being spread out over time, the investment is made into the stock market at different price points giving the investor the benefit of averaging cost, hence the term rupee cost averaging.
In the case of compound interest, unlike simple interest where you gain interest on only the principal, here the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since the mutual funds in the SIP are in instalments, they are compounded, which adds more to the initially invested sum.
Best SIP Plans to Invest In FY 19 - 20
ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized. ICICI Prudential Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 22 Aug 08. It is a fund with High risk and has given a Below is the key information for ICICI Prudential Banking and Financial Services Fund Returns up to 1 year are on (Erstwhile Mirae Asset India Opportunities Fund) The investment objective of the scheme is to generate long term capital appreciation by capitalizing on potential investment opportunities through predominantly investing in equities, equity related securities. Mirae Asset India Equity Fund is a Equity - Multi Cap fund was launched on 4 Apr 08. It is a fund with Moderately High risk and has given a Below is the key information for Mirae Asset India Equity Fund Returns up to 1 year are on The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved. Aditya Birla Sun Life Banking And Financial Services Fund is a Equity - Sectoral fund was launched on 14 Dec 13. It is a fund with High risk and has given a Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund Returns up to 1 year are on (Erstwhile Kotak Select Focus Fund) The investment objective of the scheme is to generate long term appreciation from the portfolio of equity and equity related sectors, generally focussed on few selected sectors. Kotak Standard Multicap Fund is a Equity - Multi Cap fund was launched on 11 Sep 09. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Standard Multicap Fund Returns up to 1 year are on The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF. DSP BlackRock US Flexible Equity Fund is a Equity - Global fund was launched on 3 Aug 12. It is a fund with High risk and has given a Below is the key information for DSP BlackRock US Flexible Equity Fund Returns up to 1 year are on To generate long term capital appreciation by investing in a concentrated portfolio of equity & equity related instruments of up to 25 companies. Axis Focused 25 Fund is a Equity - Focused fund was launched on 29 Jun 12. It is a fund with Moderately High risk and has given a Below is the key information for Axis Focused 25 Fund Returns up to 1 year are on (Erstwhile Invesco India Growth Fund) The investment objective of the Scheme is to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. However, there can be no assurance that the objectives of the scheme will be achieved. Invesco India Growth Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 9 Aug 07. It is a fund with Moderately High risk and has given a Below is the key information for Invesco India Growth Opportunities Fund Returns up to 1 year are on To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.. Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a Below is the key information for Tata India Tax Savings Fund Returns up to 1 year are on (Erstwhile Kotak Opportunities Scheme) To generate capital appreciation from a diversified portfolio of equity and equity
related securities. However, there is no assurance that the objective of the scheme will be realized. Kotak Equity Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 9 Sep 04. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Equity Opportunities Fund Returns up to 1 year are on The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities. Franklin Build India Fund is a Equity - Sectoral fund was launched on 4 Sep 09. It is a fund with High risk and has given a Below is the key information for Franklin Build India Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2018 (%) ICICI Prudential Banking and Financial Services Fund Growth ₹63.74
↓ -0.55 ₹2,604 100 6.4 11 13.4 25.1 23.3 -0.4 Mirae Asset India Equity Fund Growth ₹50.465
↓ -0.24 ₹10,560 1,000 5.5 3.5 12.4 17.7 18.8 -0.6 Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹28.51
↓ -0.19 ₹1,533 1,000 5.4 6.9 10.5 21.5 22 -2.4 Kotak Standard Multicap Fund Growth ₹34.866
↓ -0.13 ₹21,682 500 5.5 3.6 10.3 16.6 19 -0.9 DSP BlackRock US Flexible Equity Fund Growth ₹24.2531
↓ -0.14 ₹216 500 10.2 -10.1 8.2 12.7 9.9 -1.1 Axis Focused 25 Fund Growth ₹26.68
↓ -0.14 ₹6,762 1,000 -0.1 -3.6 7.5 17 16.7 0.6 Invesco India Growth Opportunities Fund Growth ₹33.72
↓ -0.29 ₹1,115 500 4.3 1.4 7.4 15.9 16.3 -0.2 Tata India Tax Savings Fund Growth ₹17.9189
↓ -0.05 ₹1,598 500 6.4 5.9 6.7 15.7 -8.4 Kotak Equity Opportunities Fund Growth ₹118.353
↓ -0.13 ₹2,312 1,000 5.4 4.2 6.7 15 17.1 -5.6 Franklin Build India Fund Growth ₹41.7987
↓ -0.15 ₹1,122 500 6.1 5.3 6.1 15.3 22.6 -10.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Mar 19 1. ICICI Prudential Banking and Financial Services Fund
CAGR/Annualized return of 19.1% since its launch. Return for 2018 was -0.4% , 2017 was 45.1% and 2016 was 21.1% . ICICI Prudential Banking and Financial Services Fund
Growth Launch Date 22 Aug 08 NAV (22 Mar 19) ₹63.74 ↓ -0.55 (-0.86 %) Net Assets (Cr) ₹2,604 on 28 Feb 19 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆☆ Risk High Expense Ratio 2.52 Sharpe Ratio -0.1 Information Ratio 0.03 Alpha Ratio -8.73 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 14 ₹10,000 28 Feb 15 ₹18,551 29 Feb 16 ₹14,290 28 Feb 17 ₹24,026 28 Feb 18 ₹28,580 28 Feb 19 ₹28,380 Returns for ICICI Prudential Banking and Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Mar 19 Duration Returns 1 Month 10.1% 3 Month 6.4% 6 Month 11% 1 Year 13.4% 3 Year 25.1% 5 Year 23.3% 10 Year 15 Year Since launch 19.1% Historical performance (Yearly) on absolute basis
Year Returns 2018 -0.4% 2017 45.1% 2016 21.1% 2015 -7.2% 2014 69% 2013 -2.6% 2012 72.2% 2011 -31.6% 2010 32.8% 2009 77.6% Fund Manager information for ICICI Prudential Banking and Financial Services Fund
Name Since Tenure Roshan Chutkey 29 Jan 18 1.01 Yr. Data below for ICICI Prudential Banking and Financial Services Fund as on 28 Feb 19
Equity Sector Allocation
Sector Value Financial Services 96.32% Asset Allocation
Asset Class Value Cash 2.77% Equity 97.12% Other 0.1% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | ICICIBANK14% ₹356 Cr 10,167,356 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK9% ₹247 Cr 1,189,734 State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN9% ₹240 Cr 8,913,537
↑ 1,209,421 Bank of Baroda (Financial Services)
Equity, Since 31 May 17 | 5321346% ₹154 Cr 15,238,223
↑ 5,205,886 Bajaj Finserv Ltd (Financial Services)
Equity, Since 30 Jun 13 | 5329785% ₹142 Cr 220,497
↑ 11,724 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 17 | 5407195% ₹119 Cr 2,048,602
↑ 723,596 Treps
CBLO/Reverse Repo | -4% ₹104 Cr Mahindra & Mahindra Financial Services Ltd (Financial Services)
Equity, Since 30 Jun 18 | M&MFIN4% ₹103 Cr 2,601,948
↑ 289,341 Muthoot Finance Ltd (Financial Services)
Equity, Since 30 Apr 14 | 5333983% ₹88 Cr 1,662,779 LIC Housing Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | LICHSGFIN3% ₹83 Cr 1,745,821 2. Mirae Asset India Equity Fund
CAGR/Annualized return of 15.9% since its launch. Ranked 19 in Multi Cap category. Return for 2018 was -0.6% , 2017 was 38.6% and 2016 was 8.1% . Mirae Asset India Equity Fund
Growth Launch Date 4 Apr 08 NAV (22 Mar 19) ₹50.465 ↓ -0.24 (-0.47 %) Net Assets (Cr) ₹10,560 on 28 Feb 19 Category Equity - Multi Cap AMC Mirae Asset Global Inv (India) Pvt. Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.17 Sharpe Ratio -0.08 Information Ratio 1.02 Alpha Ratio 0.36 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 14 ₹10,000 28 Feb 15 ₹15,884 29 Feb 16 ₹13,487 28 Feb 17 ₹18,562 28 Feb 18 ₹22,669 28 Feb 19 ₹22,978 Returns for Mirae Asset India Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Mar 19 Duration Returns 1 Month 6.7% 3 Month 5.5% 6 Month 3.5% 1 Year 12.4% 3 Year 17.7% 5 Year 18.8% 10 Year 15 Year Since launch 15.9% Historical performance (Yearly) on absolute basis
Year Returns 2018 -0.6% 2017 38.6% 2016 8.1% 2015 4.3% 2014 52.9% 2013 8.9% 2012 33.3% 2011 -19.6% 2010 23.1% 2009 109.3% Fund Manager information for Mirae Asset India Equity Fund
Name Since Tenure Neelesh Surana 10 Mar 08 10.9 Yr. Harshad Borawake 1 May 17 1.75 Yr. Gaurav Misra 31 Jan 19 0 Yr. Data below for Mirae Asset India Equity Fund as on 28 Feb 19
Equity Sector Allocation
Sector Value Financial Services 32.37% Consumer Cyclical 10.91% Technology 10.39% Energy 9.25% Basic Materials 8.35% Health Care 7.38% Consumer Defensive 7.36% Industrials 6.7% Utility 2.6% Communication Services 0.51% Asset Allocation
Asset Class Value Cash 4.16% Equity 95.84% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 09 | HDFCBANK9% ₹899 Cr 4,327,626 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 08 | RELIANCE6% ₹631 Cr 5,122,882 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 14 | 5322155% ₹545 Cr 7,674,614 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK5% ₹522 Cr 14,899,931
↑ 400,582 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 May 09 | TCS4% ₹409 Cr 2,063,792 Cblo
CBLO | -4% ₹398 Cr State Bank of India (Financial Services)
Equity, Since 31 Jul 08 | SBIN3% ₹350 Cr 13,017,764 ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC3% ₹339 Cr 12,269,315
↑ 386,441 Infosys Ltd (Technology)
Equity, Since 31 May 08 | INFY3% ₹332 Cr 4,515,015 Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT3% ₹331 Cr 2,561,756 3. Aditya Birla Sun Life Banking And Financial Services Fund
CAGR/Annualized return of 22% since its launch. Ranked 3 in Sectoral category. Return for 2018 was -2.4% , 2017 was 47.6% and 2016 was 15.7% . Aditya Birla Sun Life Banking And Financial Services Fund
Growth Launch Date 14 Dec 13 NAV (22 Mar 19) ₹28.51 ↓ -0.19 (-0.66 %) Net Assets (Cr) ₹1,533 on 28 Feb 19 Category Equity - Sectoral AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 2.64 Sharpe Ratio -0.13 Information Ratio -0.32 Alpha Ratio -11.28 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 14 ₹10,000 28 Feb 15 ₹17,814 29 Feb 16 ₹14,649 28 Feb 17 ₹23,134 28 Feb 18 ₹27,536 28 Feb 19 ₹26,773 Returns for Aditya Birla Sun Life Banking And Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Mar 19 Duration Returns 1 Month 9.8% 3 Month 5.4% 6 Month 6.9% 1 Year 10.5% 3 Year 21.5% 5 Year 22% 10 Year 15 Year Since launch 22% Historical performance (Yearly) on absolute basis
Year Returns 2018 -2.4% 2017 47.6% 2016 15.7% 2015 -0.5% 2014 65.8% 2013 2012 2011 2010 2009 Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund
Name Since Tenure Satyabrata Mohanty 14 Dec 13 5.13 Yr. Dhaval Gala 26 Aug 15 3.44 Yr. Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 28 Feb 19
Equity Sector Allocation
Sector Value Financial Services 97.63% Asset Allocation
Asset Class Value Cash 2.37% Equity 97.63% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | HDFCBANK17% ₹264 Cr 1,271,000
↓ -150,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | ICICIBANK13% ₹199 Cr 5,670,190 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 5322157% ₹112 Cr 1,574,000
↑ 700,000 Bandhan Bank Ltd (Financial Services)
Equity, Since 30 Apr 18 | 5411537% ₹111 Cr 2,319,500
↓ -8,000 State Bank of India (Financial Services)
Equity, Since 31 Oct 17 | SBIN6% ₹98 Cr 3,641,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 5000345% ₹83 Cr 312,931
↓ -43,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | KOTAKBANK5% ₹79 Cr 650,000
↑ 600,000 Bharat Financial Inclusion Ltd (Financial Services)
Equity, Since 31 May 14 | BHARATFIN5% ₹77 Cr 832,607 L&T Finance Holdings Ltd (Financial Services)
Equity, Since 31 Aug 16 | 5335195% ₹70 Cr 5,663,000 PNB Housing Finance Ltd (Financial Services)
Equity, Since 31 Oct 16 | PNBHOUSING4% ₹59 Cr 658,724 4. Kotak Standard Multicap Fund
CAGR/Annualized return of 14% since its launch. Ranked 3 in Multi Cap category. Return for 2018 was -0.9% , 2017 was 34.3% and 2016 was 9.4% . Kotak Standard Multicap Fund
Growth Launch Date 11 Sep 09 NAV (22 Mar 19) ₹34.866 ↓ -0.13 (-0.38 %) Net Assets (Cr) ₹21,682 on 28 Feb 19 Category Equity - Multi Cap AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.01 Sharpe Ratio -0.19 Information Ratio 0.24 Alpha Ratio -0.79 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 14 ₹10,000 28 Feb 15 ₹16,666 29 Feb 16 ₹14,180 28 Feb 17 ₹19,704 28 Feb 18 ₹23,216 28 Feb 19 ₹23,172 Returns for Kotak Standard Multicap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Mar 19 Duration Returns 1 Month 7.5% 3 Month 5.5% 6 Month 3.6% 1 Year 10.3% 3 Year 16.6% 5 Year 19% 10 Year 15 Year Since launch 14% Historical performance (Yearly) on absolute basis
Year Returns 2018 -0.9% 2017 34.3% 2016 9.4% 2015 3% 2014 57.9% 2013 6.1% 2012 33.5% 2011 -22.3% 2010 20% 2009 Fund Manager information for Kotak Standard Multicap Fund
Name Since Tenure Harsha Upadhyaya 4 Aug 12 6.5 Yr. Data below for Kotak Standard Multicap Fund as on 28 Feb 19
Equity Sector Allocation
Sector Value Financial Services 37.26% Energy 10.34% Industrials 9.3% Technology 8.49% Consumer Cyclical 8.32% Basic Materials 7.53% Consumer Defensive 5.2% Utility 4.6% Health Care 2.85% Asset Allocation
Asset Class Value Cash 4.89% Equity 95.11% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 16 | RELIANCE7% ₹1,539 Cr 12,500,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK7% ₹1,520 Cr 7,315,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 10 | ICICIBANK6% ₹1,350 Cr 38,550,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 12 | 5322155% ₹1,171 Cr 16,500,000
↑ 1,475,000 Triparty Repo
CBLO/Reverse Repo | -5% ₹1,134 Cr Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 13 | LT5% ₹1,034 Cr 8,000,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 10 | INFY5% ₹1,008 Cr 13,730,562 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 May 18 | TCS4% ₹793 Cr 4,000,000 RBL Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | RBLBANK3% ₹580 Cr 10,035,000 Petronet LNG Ltd (Energy)
Equity, Since 31 Aug 12 | 5325223% ₹559 Cr 25,000,000 5. DSP BlackRock US Flexible Equity Fund
CAGR/Annualized return of 14.3% since its launch. Ranked 3 in Global category. Return for 2018 was -1.1% , 2017 was 15.5% and 2016 was 9.8% . DSP BlackRock US Flexible Equity Fund
Growth Launch Date 3 Aug 12 NAV (20 Mar 19) ₹24.2531 ↓ -0.14 (-0.56 %) Net Assets (Cr) ₹216 on 28 Feb 19 Category Equity - Global AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆☆ Risk High Expense Ratio 2.1 Sharpe Ratio 0.33 Information Ratio -0.64 Alpha Ratio -0.76 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 14 ₹10,000 28 Feb 15 ₹10,940 29 Feb 16 ₹10,897 28 Feb 17 ₹13,051 28 Feb 18 ₹14,919 28 Feb 19 ₹16,132 Returns for DSP BlackRock US Flexible Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Mar 19 Duration Returns 1 Month -2% 3 Month 10.2% 6 Month -10.1% 1 Year 8.2% 3 Year 12.7% 5 Year 9.9% 10 Year 15 Year Since launch 14.3% Historical performance (Yearly) on absolute basis
Year Returns 2018 -1.1% 2017 15.5% 2016 9.8% 2015 2.5% 2014 13.1% 2013 46.7% 2012 2011 2010 2009 Fund Manager information for DSP BlackRock US Flexible Equity Fund
Name Since Tenure Kedar Karnik 17 Jul 16 2.54 Yr. Laukik Bagwe 3 Aug 12 6.5 Yr. Jay Kothari 1 Mar 13 5.92 Yr. Data below for DSP BlackRock US Flexible Equity Fund as on 28 Feb 19
Equity Sector Allocation
Sector Value Technology 24.85% Health Care 17.47% Financial Services 14.12% Consumer Cyclical 11.42% Consumer Defensive 7.26% Energy 6.27% Industrials 4.73% Communication Services 4.06% Basic Materials 3.08% Utility 1.78% Asset Allocation
Asset Class Value Cash 4.95% Equity 95.05% Top Securities Holdings / Portfolio
Name Holding Value Quantity BGF US Flexible Equity I2 USD
Investment Fund | -96% ₹207 Cr 1,274,011
↑ 22,279 Treps / Reverse Repo Investments / Corporate Debt Repo
CBLO/Reverse Repo | -4% ₹10 Cr Net Receivables/Payables
Net Current Assets | -0% ₹0 Cr 6. Axis Focused 25 Fund
CAGR/Annualized return of 15.7% since its launch. Ranked 7 in Focused category. Return for 2018 was 0.6% , 2017 was 45.2% and 2016 was 4.6% . Axis Focused 25 Fund
Growth Launch Date 29 Jun 12 NAV (22 Mar 19) ₹26.68 ↓ -0.14 (-0.52 %) Net Assets (Cr) ₹6,762 on 28 Feb 19 Category Equity - Focused AMC Axis Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.73 Sharpe Ratio -0.06 Information Ratio 0.3 Alpha Ratio -3.46 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 14 ₹10,000 28 Feb 15 ₹14,996 29 Feb 16 ₹12,424 28 Feb 17 ₹16,760 28 Feb 18 ₹21,138 28 Feb 19 ₹21,220 Returns for Axis Focused 25 Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Mar 19 Duration Returns 1 Month 5.4% 3 Month -0.1% 6 Month -3.6% 1 Year 7.5% 3 Year 17% 5 Year 16.7% 10 Year 15 Year Since launch 15.7% Historical performance (Yearly) on absolute basis
Year Returns 2018 0.6% 2017 45.2% 2016 4.6% 2015 3.9% 2014 38.8% 2013 5.8% 2012 2011 2010 2009 Fund Manager information for Axis Focused 25 Fund
Name Since Tenure Jinesh Gopani 7 Jun 16 2.65 Yr. Data below for Axis Focused 25 Fund as on 28 Feb 19
Equity Sector Allocation
Sector Value Financial Services 42.29% Consumer Cyclical 25.6% Technology 14.74% Basic Materials 10.1% Industrials 4.05% Asset Allocation
Asset Class Value Cash 3.21% Equity 96.79% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 18 | TCS9% ₹599 Cr 3,020,097
↑ 194,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 5000349% ₹588 Cr 2,218,135
↑ 195,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 13 | KOTAKBANK7% ₹486 Cr 4,006,457
↑ 210,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 12 | HDFCBANK7% ₹469 Cr 2,255,069 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 16 | MARUTI7% ₹447 Cr 654,460
↑ 53,500 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 May 18 | HDFC6% ₹428 Cr 2,322,956
↑ 175,000 Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Oct 16 | 5329786% ₹399 Cr 617,050
↑ 50,000 Pidilite Industries Ltd (Basic Materials)
Equity, Since 30 Jun 16 | PIDILITIND6% ₹394 Cr 3,419,936
↑ 560,000 Avenue Supermarts Ltd (Consumer Cyclical)
Equity, Since 30 Apr 17 | 5403766% ₹388 Cr 2,665,122
↑ 189,773 Supreme Industries Ltd (Consumer Cyclical)
Equity, Since 31 Dec 16 | 5099305% ₹356 Cr 3,113,026
↑ 565,197 7. Invesco India Growth Opportunities Fund
CAGR/Annualized return of 11% since its launch. Ranked 6 in Large & Mid Cap category. Return for 2018 was -0.2% , 2017 was 39.6% and 2016 was 3.3% . Invesco India Growth Opportunities Fund
Growth Launch Date 9 Aug 07 NAV (22 Mar 19) ₹33.72 ↓ -0.29 (-0.85 %) Net Assets (Cr) ₹1,115 on 28 Feb 19 Category Equity - Large & Mid Cap AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.8 Sharpe Ratio -0.18 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 14 ₹10,000 28 Feb 15 ₹15,666 29 Feb 16 ₹12,866 28 Feb 17 ₹16,780 28 Feb 18 ₹21,252 28 Feb 19 ₹21,062 Returns for Invesco India Growth Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Mar 19 Duration Returns 1 Month 6.2% 3 Month 4.3% 6 Month 1.4% 1 Year 7.4% 3 Year 15.9% 5 Year 16.3% 10 Year 15 Year Since launch 11% Historical performance (Yearly) on absolute basis
Year Returns 2018 -0.2% 2017 39.6% 2016 3.3% 2015 3.8% 2014 43.7% 2013 11.5% 2012 26.5% 2011 -21.8% 2010 22.3% 2009 62.2% Fund Manager information for Invesco India Growth Opportunities Fund
Name Since Tenure Amit Ganatra 23 Jun 14 4.61 Yr. Taher Badshah 10 Jan 17 2.06 Yr. Data below for Invesco India Growth Opportunities Fund as on 28 Feb 19
Equity Sector Allocation
Sector Value Financial Services 28.95% Consumer Cyclical 17.55% Technology 9.1% Industrials 9.08% Energy 8.98% Health Care 8.66% Basic Materials 5.42% Consumer Defensive 5.18% Utility 2.58% Asset Allocation
Asset Class Value Cash 4.52% Equity 95.48% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 09 | HDFCBANK7% ₹80 Cr 385,112 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 17 | RELIANCE6% ₹63 Cr 508,593 Triparty Repo
CBLO/Reverse Repo | -5% ₹56 Cr ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK5% ₹54 Cr 1,531,149 Indian Oil Corp Ltd (Energy)
Equity, Since 31 Mar 17 | IOC3% ₹38 Cr 2,595,781
↓ -80,418 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 17 | LT3% ₹35 Cr 272,564 Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 13 | TCS3% ₹34 Cr 171,492 Aditya Birla Fashion and Retail Ltd (Consumer Cyclical)
Equity, Since 31 Mar 18 | ABFRL3% ₹33 Cr 1,444,034
↑ 328,952 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Jun 18 | 5000343% ₹32 Cr 121,673 United Breweries Ltd (Consumer Defensive)
Equity, Since 31 Jan 15 | 5324783% ₹31 Cr 227,657
↑ 10,943 8. Tata India Tax Savings Fund
CAGR/Annualized return of 14% since its launch. Ranked 1 in ELSS category. Return for 2018 was -8.4% , 2017 was 46% and 2016 was 2.1% . Tata India Tax Savings Fund
Growth Launch Date 13 Oct 14 NAV (22 Mar 19) ₹17.9189 ↓ -0.05 (-0.30 %) Net Assets (Cr) ₹1,598 on 28 Feb 19 Category Equity - ELSS AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.61 Sharpe Ratio -0.38 Information Ratio -0.08 Alpha Ratio -10.52 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 28 Feb 15 ₹11,512 29 Feb 16 ₹10,087 28 Feb 17 ₹13,589 28 Feb 18 ₹16,880 28 Feb 19 ₹16,099 Returns for Tata India Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Mar 19 Duration Returns 1 Month 7.2% 3 Month 6.4% 6 Month 5.9% 1 Year 6.7% 3 Year 15.7% 5 Year 10 Year 15 Year Since launch 14% Historical performance (Yearly) on absolute basis
Year Returns 2018 -8.4% 2017 46% 2016 2.1% 2015 13.3% 2014 2013 2012 2011 2010 2009 Fund Manager information for Tata India Tax Savings Fund
Name Since Tenure Rupesh Patel 1 Apr 15 3.84 Yr. Ennette Fernandes 18 Jun 18 0.62 Yr. Data below for Tata India Tax Savings Fund as on 28 Feb 19
Equity Sector Allocation
Sector Value Financial Services 40.47% Consumer Cyclical 13.63% Consumer Defensive 10.96% Technology 10.82% Industrials 9.37% Health Care 4.93% Energy 3.85% Basic Materials 3.16% Real Estate 0.62% Asset Allocation
Asset Class Value Cash 2.24% Equity 97.81% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK9% ₹141 Cr 4,015,000 Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY8% ₹123 Cr 1,680,000
↑ 660,000 HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK7% ₹116 Cr 560,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | 5322157% ₹106 Cr 1,500,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN5% ₹83 Cr 3,100,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE4% ₹62 Cr 500,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 May 15 | KOTAKBANK4% ₹60 Cr 495,000 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Jun 17 | HDFC4% ₹57 Cr 310,000 ITC Ltd (Consumer Defensive)
Equity, Since 30 Sep 16 | ITC3% ₹52 Cr 1,900,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jul 18 | TCS3% ₹50 Cr 250,000 9. Kotak Equity Opportunities Fund
CAGR/Annualized return of 18.5% since its launch. Ranked 2 in Large & Mid Cap category. Return for 2018 was -5.6% , 2017 was 34.9% and 2016 was 9.6% . Kotak Equity Opportunities Fund
Growth Launch Date 9 Sep 04 NAV (22 Mar 19) ₹118.353 ↓ -0.13 (-0.11 %) Net Assets (Cr) ₹2,312 on 28 Feb 19 Category Equity - Large & Mid Cap AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.4 Sharpe Ratio -0.42 Information Ratio -0.13 Alpha Ratio -4.02 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 14 ₹10,000 28 Feb 15 ₹16,066 29 Feb 16 ₹13,441 28 Feb 17 ₹18,760 28 Feb 18 ₹22,044 28 Feb 19 ₹21,325 Returns for Kotak Equity Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Mar 19 Duration Returns 1 Month 7.3% 3 Month 5.4% 6 Month 4.2% 1 Year 6.7% 3 Year 15% 5 Year 17.1% 10 Year 15 Year Since launch 18.5% Historical performance (Yearly) on absolute basis
Year Returns 2018 -5.6% 2017 34.9% 2016 9.6% 2015 3.3% 2014 49.9% 2013 4.2% 2012 30.1% 2011 -22.8% 2010 18.5% 2009 80.1% Fund Manager information for Kotak Equity Opportunities Fund
Name Since Tenure Harsha Upadhyaya 4 Aug 12 6.5 Yr. Data below for Kotak Equity Opportunities Fund as on 28 Feb 19
Equity Sector Allocation
Sector Value Financial Services 28.04% Industrials 15.39% Basic Materials 12.85% Technology 10.36% Energy 8.25% Consumer Cyclical 7.36% Utility 6.61% Health Care 5.23% Consumer Defensive 4.33% Asset Allocation
Asset Class Value Cash 1.01% Equity 98.96% Other 0.03% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | HDFCBANK7% ₹156 Cr 750,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 16 | RELIANCE6% ₹142 Cr 1,150,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 10 | ICICIBANK5% ₹125 Cr 3,575,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 18 | TCS5% ₹122 Cr 615,000 Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY5% ₹117 Cr 1,600,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | 5322154% ₹99 Cr 1,400,000
↑ 150,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 13 | LT4% ₹91 Cr 700,000 Bharat Financial Inclusion Ltd (Financial Services)
Equity, Since 31 Jan 18 | BHARATFIN4% ₹85 Cr 925,000 AIA Engineering Ltd (Industrials)
Equity, Since 31 Jul 14 | AIAENG3% ₹69 Cr 400,000 Coromandel International Ltd (Basic Materials)
Equity, Since 30 Nov 16 | 5063953% ₹65 Cr 1,475,000 10. Franklin Build India Fund
CAGR/Annualized return of 16.2% since its launch. Ranked 4 in Sectoral category. Return for 2018 was -10.7% , 2017 was 43.3% and 2016 was 8.4% . Franklin Build India Fund
Growth Launch Date 4 Sep 09 NAV (22 Mar 19) ₹41.7987 ↓ -0.15 (-0.35 %) Net Assets (Cr) ₹1,122 on 28 Feb 19 Category Equity - Sectoral AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 2.73 Sharpe Ratio -0.71 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 28 Feb 14 ₹10,000 28 Feb 15 ₹20,563 29 Feb 16 ₹17,131 28 Feb 17 ₹24,655 28 Feb 18 ₹29,109 28 Feb 19 ₹27,028 Returns for Franklin Build India Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Mar 19 Duration Returns 1 Month 10.7% 3 Month 6.1% 6 Month 5.3% 1 Year 6.1% 3 Year 15.3% 5 Year 22.6% 10 Year 15 Year Since launch 16.2% Historical performance (Yearly) on absolute basis
Year Returns 2018 -10.7% 2017 43.3% 2016 8.4% 2015 2.1% 2014 93.8% 2013 6.1% 2012 39.9% 2011 -24.6% 2010 11.9% 2009 Fund Manager information for Franklin Build India Fund
Name Since Tenure Anand Radhakrishnan 4 Sep 09 9.49 Yr. Roshi Jain 4 Sep 09 9.49 Yr. Srikesh Nair 1 Dec 15 3.25 Yr. Data below for Franklin Build India Fund as on 28 Feb 19
Equity Sector Allocation
Sector Value Financial Services 34.46% Energy 13.57% Basic Materials 12.84% Industrials 9.01% Utility 7.34% Communication Services 6.73% Technology 5.01% Consumer Cyclical 4.42% Real Estate 2.3% Asset Allocation
Asset Class Value Equity 95.69% Other 4.31% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | ICICIBANK9% ₹105 Cr 3,000,000 State Bank of India (Financial Services)
Equity, Since 31 Jul 14 | SBIN9% ₹102 Cr 3,800,000
↑ 31,599 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 14 | HDFCBANK7% ₹83 Cr 400,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | 5322157% ₹78 Cr 1,100,000 Indian Oil Corp Ltd (Energy)
Equity, Since 30 Apr 16 | IOC6% ₹65 Cr 4,478,673
↓ -121,327 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 09 | BHARTIARTL6% ₹64 Cr 2,000,000 Bharat Petroleum Corp Ltd (Energy)
Equity, Since 30 Jun 16 | 5005475% ₹54 Cr 1,600,000
↑ 100,000 Call, Cash & Other Assets
Receivables | -4% ₹48 Cr UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Sep 18 | ULTRACEMCO3% ₹38 Cr 98,906 NTPC Ltd (Utilities)
Equity, Since 30 Nov 16 | 5325553% ₹35 Cr 2,500,000
How to Choose Best SIP Investment?
There are various Mutual Funds that allow you to invest through a SIP. But the main problem is selecting the best mutual funds for SIP. Though the best Mutual Funds might vary from person to person, below is a list of some points that investors might consider before choosing a best SIP Mutual Fund.
Understand Objective of the SIP Investment
When it comes to investing, each one of us has a different objective. So before investing in Mutual Funds through a SIP, it is advised to get a clear picture of your investment goals and risk profile. Generally, Equity Mutual Funds are considered to be beneficial for long-term objectives while money market and Debt fund are suitable for short-term objectives.
Know the Fund House
A large part of the SIP returns depends on the Fund House managing your money on your behalf. If the Fund House fails its objective, you will be the one losing your money. To make sure you have the best SIP plan choose a well-reputed fund house.
Monitor Fund Performance of the SIP Mutual Fund
One of the basic reasons due to which people invest in Mutual Funds through SIP is to make money. Therefore, it is important to analyse the performance of funds over a period of time to choose the best fund and then invest in the best SIP plans. Typically, for equity Mutual Funds long-term performance is looked at, while for the debt Mutual Funds short to mid-term returns are considered.
Analyse Loads and Recurring Expenses of SIP
Last but not the least, the exit load and the expense ratio incurred if the investment in redeemed before a specified period (usually called the lock-in period).
So, it is advised to choose the best SIP plans considering these parameters in mind. Think before you invest!
SIP Calculator (SIP Return Calculator)
For financial planning, SIP calculator or SIP return calculator is one of the best tools.
To monitor how your SIP grows through the power of compounding consider the below example.
| Monthly Investment | Time Period of Investment | Total Amount Invested | Final Value @ 14% p.a. |
|---|---|---|---|
| 1,000 | 5 years | 60,000 | 87,200 |
| 1,000 | 10 years | 1,20,000 | 2,62,091 |
| 1,000 | 15 years | 1,80,000 | 6,12,853 |
The above table mentions that if you invest INR 1,000 per month in a SIP Mutual Fund, your total investment in 5 years would be INR 60,000 and your SIP returns at an assumed return percentage of 14% p.a. would be INR 87,2001, respectively. Similarly, in 10 years the total investment would be INR 1,20,000 and the SIP return at the assumed percentage of 14% p.a. would be INR 2,62,091.
The same way, the investment in 15 years would be INR 1,80,000 and the final value at the return percentage of 14% p.a would be INR 6,12,853, respectively.
So, by simply investing INR 1,000 in a month, see how your money will grow in the years to come. Consider the above calculations when choosing a best SIP Mutual Fund to invest.
How Invest in Systematic Investment Plan?
Open Free Investment Account for Lifetime at Fincash.com
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
So, what are you waiting for? Get started with your SIP or Systematic Investment Plan and save better, now!
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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