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Top 10 Best Performing SIP Plans 2024 - 2025

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Best Performing SIP Plans in India 2024

Updated on June 10, 2024 , 178692 views

Best SIP plans? How to choose them? These are some of the common questions that occur in the mind of investors when thinking of Investing in Mutual Funds through a SIP or Systematic Investment plan.

SIP investment is one of the most disciplined investing options when investing in Mutual Funds. Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.

Best SIP Plans

Generally, some of the best SIP plans in India offer good returns when invested for a longer duration. To know how much one can earn by investing a SIP or Systematic Investment Plan, check the sip calculator (also known as SIP return calculator) section below.

Why to Invest in a Systematic Investment Plan?

A systematic investment plan comes with multiple benefits. Its minimum investment amount INR 500 has not only gained attention most population, but also of many youngsters to begin their investment journey in mutual funds. An investor who wants to invest in a SIP can plan their major Financial goals like- child's education, marriage expenses, purchase of a house/car, etc., in a disciplined manner. One can simply start investing as per their goals (short-term, mid-term and long-term) and attain an increase in wealth over a certain period of time.

SIPs offer major benefits like rupee cost averaging and Power of Compounding. Rupee cost averaging helps an individual to average out the cost of an asset purchase. In a SIP, the purchase of units is done over a long period and these are spread out equally over monthly intervals (usually). Due to the investment being spread out over time, the investment is made into the stock Market at different price points giving the investor the benefit of averaging cost, hence the term rupee cost averaging.

In the case of compound interest, unlike simple interest where you gain interest on only the principal, here the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since the mutual funds in the SIP are in instalments, they are compounded, which adds more to the initially invested sum.

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Best SIP Plans to Invest In FY 24 - 25

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2023 (%)
Nippon India Small Cap Fund Growth ₹165.21
↑ 1.63
₹50,423 100 19.223.456.532.632.848.9
Invesco India Infrastructure Fund Growth ₹65.12
↑ 0.88
₹1,063 500 23.24079.434.930.151.1
Invesco India PSU Equity Fund Growth ₹65.33
↑ 0.77
₹957 500 17.145.393.738.129.554.5
Kotak Small Cap Fund Growth ₹257.112
↑ 2.48
₹14,815 1,000 20.320.844.423.129.134.8
Motilal Oswal Midcap 30 Fund  Growth ₹89.5182
↑ 0.65
₹9,819 500 16.128.75735.528.941.7
Nippon India Power and Infra Fund Growth ₹356.605
↑ 2.75
₹5,043 100 18.336.17937.828.558
ICICI Prudential Infrastructure Fund Growth ₹186.2
↑ 1.65
₹5,005 100 14.633.567.938.428.444.6
BOI AXA Manufacturing and Infrastructure Fund Growth ₹54.96
↑ 0.33
₹294 1,000 18.230.463.53028.344.7
L&T Emerging Businesses Fund Growth ₹81.6352
↑ 0.44
₹14,619 500 20.120.353.630.627.746.1
DSP BlackRock India T.I.G.E.R Fund Growth ₹321.351
↑ 3.48
₹3,815 500 24.637.977.73727.749
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 Jun 24
*List of funds based on Assets >= 200 Crore & Sorted on 5 Year Return.

1. Nippon India Small Cap Fund

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related instruments of small cap companies and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Nippon India Small Cap Fund is a Equity - Small Cap fund was launched on 16 Sep 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 22.6% since its launch.  Ranked 6 in Small Cap category.  Return for 2023 was 48.9% , 2022 was 6.5% and 2021 was 74.3% .

Below is the key information for Nippon India Small Cap Fund

Nippon India Small Cap Fund
Growth
Launch Date 16 Sep 10
NAV (12 Jun 24) ₹165.21 ↑ 1.63   (1.00 %)
Net Assets (Cr) ₹50,423 on 30 Apr 24
Category Equity - Small Cap
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately High
Expense Ratio 1.82
Sharpe Ratio 3.31
Information Ratio 0.82
Alpha Ratio 6.4
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 May 19₹10,000
31 May 20₹7,454
31 May 21₹16,424
31 May 22₹19,634
31 May 23₹24,909
31 May 24₹38,083

Nippon India Small Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹673,113.
Net Profit of ₹373,113
Invest Now

Returns for Nippon India Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Jun 24

DurationReturns
1 Month 10.6%
3 Month 19.2%
6 Month 23.4%
1 Year 56.5%
3 Year 32.6%
5 Year 32.8%
10 Year
15 Year
Since launch 22.6%
Historical performance (Yearly) on absolute basis
YearReturns
2023 48.9%
2022 6.5%
2021 74.3%
2020 29.2%
2019 -2.5%
2018 -16.7%
2017 63%
2016 5.6%
2015 15.1%
2014 97.6%
Fund Manager information for Nippon India Small Cap Fund
NameSinceTenure
Samir Rachh2 Jan 177.33 Yr.
Kinjal Desai25 May 185.94 Yr.

Data below for Nippon India Small Cap Fund as on 30 Apr 24

Equity Sector Allocation
SectorValue
Industrials32.4%
Financial Services13.63%
Consumer Cyclical11.76%
Basic Materials10.49%
Technology8.57%
Health Care7.11%
Consumer Defensive6.77%
Communication Services1.59%
Utility1.36%
Energy1.01%
Real Estate0.31%
Asset Allocation
Asset ClassValue
Cash4.45%
Equity95.55%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Tube Investments of India Ltd Ordinary Shares (Industrials)
Equity, Since 30 Apr 18 | TIINDIA
2%₹973 Cr2,599,222
↓ -324,941
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 22 | HDFCBANK
2%₹935 Cr6,150,000
Voltamp Transformers Ltd (Industrials)
Equity, Since 30 Sep 16 | VOLTAMP
2%₹899 Cr864,398
Apar Industries Ltd (Industrials)
Equity, Since 31 Mar 17 | APARINDS
2%₹851 Cr1,080,116
Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 28 Feb 21 | MCX
2%₹761 Cr1,851,010
Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 30 Sep 22 | 500103
1%₹704 Cr25,000,000
ELANTAS Beck India Ltd (Basic Materials)
Equity, Since 28 Feb 13 | 500123
1%₹701 Cr614,625
State Bank of India (Financial Services)
Equity, Since 31 Oct 19 | SBIN
1%₹669 Cr8,100,000
Tejas Networks Ltd (Technology)
Equity, Since 30 Jun 17 | TEJASNET
1%₹660 Cr5,763,697
Karur Vysya Bank Ltd (Financial Services)
Equity, Since 28 Feb 17 | 590003
1%₹648 Cr31,784,062

2. Invesco India Infrastructure Fund

The Scheme seeks to provide long term capital appreciation by investing in a portfolio that is predominantly constituted of equity and equity related instruments of infrastructure companies. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Invesco India Infrastructure Fund is a Equity - Sectoral fund was launched on 21 Nov 07. It is a fund with High risk and has given a CAGR/Annualized return of 12% since its launch.  Ranked 24 in Sectoral category.  Return for 2023 was 51.1% , 2022 was 2.3% and 2021 was 55.4% .

Below is the key information for Invesco India Infrastructure Fund

Invesco India Infrastructure Fund
Growth
Launch Date 21 Nov 07
NAV (12 Jun 24) ₹65.12 ↑ 0.88   (1.37 %)
Net Assets (Cr) ₹1,063 on 30 Apr 24
Category Equity - Sectoral
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk High
Expense Ratio 2.49
Sharpe Ratio 3.85
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 May 19₹10,000
31 May 20₹8,745
31 May 21₹14,622
31 May 22₹16,831
31 May 23₹20,114
31 May 24₹35,974

Invesco India Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208
Invest Now

Returns for Invesco India Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Jun 24

DurationReturns
1 Month 13.9%
3 Month 23.2%
6 Month 40%
1 Year 79.4%
3 Year 34.9%
5 Year 30.1%
10 Year
15 Year
Since launch 12%
Historical performance (Yearly) on absolute basis
YearReturns
2023 51.1%
2022 2.3%
2021 55.4%
2020 16.2%
2019 6.1%
2018 -15.8%
2017 48.1%
2016 0.8%
2015 -2.6%
2014 83.6%
Fund Manager information for Invesco India Infrastructure Fund
NameSinceTenure
Amit Nigam3 Sep 203.66 Yr.

Data below for Invesco India Infrastructure Fund as on 30 Apr 24

Equity Sector Allocation
SectorValue
Industrials50.65%
Utility22.4%
Basic Materials8.97%
Health Care4.11%
Energy3.11%
Financial Services2.88%
Consumer Cyclical2.67%
Technology1.56%
Communication Services1.26%
Real Estate0.96%
Asset Allocation
Asset ClassValue
Cash1.43%
Equity98.57%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 30 Apr 22 | 532898
6%₹67 Cr2,234,017
Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT
6%₹61 Cr169,760
Tata Power Co Ltd (Utilities)
Equity, Since 31 Jan 21 | 500400
4%₹46 Cr1,019,084
NTPC Ltd (Utilities)
Equity, Since 31 Dec 23 | 532555
4%₹43 Cr1,170,223
↑ 659,296
Bharat Electronics Ltd (Industrials)
Equity, Since 30 Nov 17 | BEL
4%₹38 Cr1,623,224
Thermax Ltd (Industrials)
Equity, Since 30 Jun 21 | THERMAX
3%₹36 Cr76,244
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Jan 23 | 500547
3%₹33 Cr543,643
Container Corporation of India Ltd (Industrials)
Equity, Since 31 Mar 17 | CONCOR
3%₹32 Cr312,742
Gujarat State Petronet Ltd (Utilities)
Equity, Since 30 Nov 22 | 532702
3%₹31 Cr1,061,584
REC Ltd (Financial Services)
Equity, Since 31 Oct 23 | 532955
3%₹31 Cr604,625
↑ 77,760

3. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Invesco India PSU Equity Fund is a Equity - Sectoral fund was launched on 18 Nov 09. It is a fund with High risk and has given a CAGR/Annualized return of 13.8% since its launch.  Ranked 33 in Sectoral category.  Return for 2023 was 54.5% , 2022 was 20.5% and 2021 was 31.1% .

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund
Growth
Launch Date 18 Nov 09
NAV (12 Jun 24) ₹65.33 ↑ 0.77   (1.19 %)
Net Assets (Cr) ₹957 on 30 Apr 24
Category Equity - Sectoral
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk High
Expense Ratio 2.46
Sharpe Ratio 3.14
Information Ratio -1.52
Alpha Ratio -0.54
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 May 19₹10,000
31 May 20₹8,952
31 May 21₹13,139
31 May 22₹14,105
31 May 23₹17,799
31 May 24₹35,873

Invesco India PSU Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226
Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Jun 24

DurationReturns
1 Month 12.4%
3 Month 17.1%
6 Month 45.3%
1 Year 93.7%
3 Year 38.1%
5 Year 29.5%
10 Year
15 Year
Since launch 13.8%
Historical performance (Yearly) on absolute basis
YearReturns
2023 54.5%
2022 20.5%
2021 31.1%
2020 6.1%
2019 10.1%
2018 -16.9%
2017 24.3%
2016 17.9%
2015 2.5%
2014 54.5%
Fund Manager information for Invesco India PSU Equity Fund
NameSinceTenure
Dhimant Kothari19 May 203.95 Yr.

Data below for Invesco India PSU Equity Fund as on 30 Apr 24

Equity Sector Allocation
SectorValue
Industrials31.72%
Utility24.87%
Financial Services23.89%
Energy16.05%
Asset Allocation
Asset ClassValue
Cash3.47%
Equity96.53%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bharat Electronics Ltd (Industrials)
Equity, Since 31 Mar 17 | BEL
9%₹89 Cr3,801,222
Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | HAL
9%₹87 Cr221,859
State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN
9%₹82 Cr990,944
NTPC Ltd (Utilities)
Equity, Since 31 May 19 | 532555
9%₹82 Cr2,254,157
Coal India Ltd (Energy)
Equity, Since 31 Aug 23 | COALINDIA
8%₹73 Cr1,612,886
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 28 Feb 22 | 532898
7%₹68 Cr2,261,566
NHPC Ltd (Utilities)
Equity, Since 31 Oct 22 | NHPC
5%₹44 Cr4,587,137
↓ -848,481
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 30 Sep 18 | 500547
4%₹43 Cr699,865
Bank of Baroda (Financial Services)
Equity, Since 30 Jun 21 | 532134
4%₹40 Cr1,431,527
Container Corporation of India Ltd (Industrials)
Equity, Since 31 Mar 17 | CONCOR
4%₹40 Cr386,333

4. Kotak Small Cap Fund

(Erstwhile Kotak Midcap Scheme)

The investment objective of the Scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities.

Kotak Small Cap Fund is a Equity - Small Cap fund was launched on 24 Feb 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.3% since its launch.  Ranked 23 in Small Cap category.  Return for 2023 was 34.8% , 2022 was -3.1% and 2021 was 70.9% .

Below is the key information for Kotak Small Cap Fund

Kotak Small Cap Fund
Growth
Launch Date 24 Feb 05
NAV (12 Jun 24) ₹257.112 ↑ 2.48   (0.98 %)
Net Assets (Cr) ₹14,815 on 30 Apr 24
Category Equity - Small Cap
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.48
Sharpe Ratio 2.22
Information Ratio -0.86
Alpha Ratio -6.02
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 May 19₹10,000
31 May 20₹7,838
31 May 21₹18,458
31 May 22₹21,235
31 May 23₹23,776
31 May 24₹33,339

Kotak Small Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹627,226.
Net Profit of ₹327,226
Invest Now

Returns for Kotak Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Jun 24

DurationReturns
1 Month 11.8%
3 Month 20.3%
6 Month 20.8%
1 Year 44.4%
3 Year 23.1%
5 Year 29.1%
10 Year
15 Year
Since launch 18.3%
Historical performance (Yearly) on absolute basis
YearReturns
2023 34.8%
2022 -3.1%
2021 70.9%
2020 34.2%
2019 5%
2018 -17.3%
2017 44%
2016 8.9%
2015 7.4%
2014 74%
Fund Manager information for Kotak Small Cap Fund
NameSinceTenure
Arjun Khanna30 Apr 222.01 Yr.
Harish Bihani20 Oct 230.53 Yr.

Data below for Kotak Small Cap Fund as on 30 Apr 24

Equity Sector Allocation
SectorValue
Industrials37.98%
Consumer Cyclical21.41%
Basic Materials15.63%
Health Care8.72%
Consumer Defensive3.1%
Financial Services2.7%
Technology2.37%
Communication Services2.11%
Real Estate1.84%
Asset Allocation
Asset ClassValue
Cash3.66%
Equity96.34%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Cyient Ltd (Industrials)
Equity, Since 31 Dec 19 | CYIENT
4%₹544 Cr3,013,563
Carborundum Universal Ltd (Industrials)
Equity, Since 30 Jun 18 | CARBORUNIV
3%₹495 Cr3,483,229
↓ -516,822
Blue Star Ltd (Industrials)
Equity, Since 31 May 18 | BLUESTARCO
3%₹488 Cr3,264,838
Ratnamani Metals & Tubes Ltd (Basic Materials)
Equity, Since 31 Jan 18 | RATNAMANI
3%₹420 Cr1,328,764
Century Plyboards (India) Ltd (Basic Materials)
Equity, Since 31 Oct 18 | 532548
3%₹405 Cr6,353,571
Techno Electric & Engineering Co Ltd (Industrials)
Equity, Since 31 Dec 18 | TECHNOE
3%₹377 Cr3,718,309
↓ -466,320
Exide Industries Ltd (Consumer Cyclical)
Equity, Since 30 Sep 22 | 500086
2%₹344 Cr7,281,980
Alembic Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Jan 22 | APLLTD
2%₹344 Cr3,441,355
Galaxy Surfactants Ltd (Basic Materials)
Equity, Since 31 Jan 18 | GALAXYSURF
2%₹328 Cr1,268,161
Great Eastern Shipping Co Ltd (Industrials)
Equity, Since 31 Aug 18 | GESHIP
2%₹311 Cr2,851,787

5. Motilal Oswal Midcap 30 Fund 

(Erstwhile Motilal Oswal MOSt Focused Midcap 30 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by investing in a maximum of 30 quality mid-cap companies having long-term competitive advantages and potential for growth. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Motilal Oswal Midcap 30 Fund  is a Equity - Mid Cap fund was launched on 24 Feb 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 23.7% since its launch.  Ranked 27 in Mid Cap category.  Return for 2023 was 41.7% , 2022 was 10.7% and 2021 was 55.8% .

Below is the key information for Motilal Oswal Midcap 30 Fund 

Motilal Oswal Midcap 30 Fund 
Growth
Launch Date 24 Feb 14
NAV (12 Jun 24) ₹89.5182 ↑ 0.65   (0.73 %)
Net Assets (Cr) ₹9,819 on 30 Apr 24
Category Equity - Mid Cap
AMC Motilal Oswal Asset Management Co. Ltd
Rating
Risk Moderately High
Expense Ratio 1.45
Sharpe Ratio 4.03
Information Ratio 1.04
Alpha Ratio 18.94
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 May 19₹10,000
31 May 20₹7,943
31 May 21₹13,614
31 May 22₹17,404
31 May 23₹22,238
31 May 24₹33,160

Motilal Oswal Midcap 30 Fund  SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552
Invest Now

Returns for Motilal Oswal Midcap 30 Fund 

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Jun 24

DurationReturns
1 Month 9.3%
3 Month 16.1%
6 Month 28.7%
1 Year 57%
3 Year 35.5%
5 Year 28.9%
10 Year
15 Year
Since launch 23.7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 41.7%
2022 10.7%
2021 55.8%
2020 9.3%
2019 9.7%
2018 -12.7%
2017 30.8%
2016 5.2%
2015 16.5%
2014
Fund Manager information for Motilal Oswal Midcap 30 Fund 
NameSinceTenure
Niket Shah1 Jul 203.84 Yr.
Ankush Sood11 Nov 221.47 Yr.
Rakesh Shetty22 Nov 221.44 Yr.

Data below for Motilal Oswal Midcap 30 Fund  as on 30 Apr 24

Equity Sector Allocation
SectorValue
Industrials17.81%
Technology16.28%
Consumer Cyclical15.83%
Financial Services13.5%
Communication Services13.17%
Health Care6.79%
Real Estate5.98%
Basic Materials3.71%
Asset Allocation
Asset ClassValue
Cash6.91%
Equity93.09%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Jio Financial Services Ltd (Financial Services)
Equity, Since 31 Aug 23 | 543940
12%₹1,131 Cr30,000,000
Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 29 Feb 24 | KALYANKJIL
8%₹828 Cr20,000,000
↓ -500,000
Vodafone Idea Ltd (Communication Services)
Equity, Since 30 Apr 24 | 532822
7%₹733 Cr555,000,000
↑ 555,000,000
Tube Investments of India Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 20 | TIINDIA
7%₹682 Cr1,822,978
↓ -192,194
Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 23 | PERSISTENT
7%₹674 Cr2,000,000
Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 31 Mar 24 | 534816
5%₹479 Cr13,500,000
↑ 116,080
Coforge Ltd (Technology)
Equity, Since 31 Mar 23 | COFORGE
5%₹459 Cr900,000
Prestige Estates Projects Ltd (Real Estate)
Equity, Since 31 Jul 23 | PRESTIGE
4%₹414 Cr3,000,000
↓ -1,500,000
Zomato Ltd (Consumer Cyclical)
Equity, Since 30 Apr 23 | 543320
4%₹386 Cr20,000,000
Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 31 Mar 24 | MAXHEALTH
4%₹378 Cr4,500,000

6. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Nippon India Power and Infra Fund is a Equity - Sectoral fund was launched on 8 May 04. It is a fund with High risk and has given a CAGR/Annualized return of 19.5% since its launch.  Ranked 13 in Sectoral category.  Return for 2023 was 58% , 2022 was 10.9% and 2021 was 48.9% .

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund
Growth
Launch Date 8 May 04
NAV (12 Jun 24) ₹356.605 ↑ 2.75   (0.78 %)
Net Assets (Cr) ₹5,043 on 30 Apr 24
Category Equity - Sectoral
AMC Nippon Life Asset Management Ltd.
Rating
Risk High
Expense Ratio 2.23
Sharpe Ratio 3.98
Information Ratio 1.65
Alpha Ratio 14.69
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 May 19₹10,000
31 May 20₹7,121
31 May 21₹12,601
31 May 22₹14,229
31 May 23₹18,511
31 May 24₹33,229

Nippon India Power and Infra Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552
Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Jun 24

DurationReturns
1 Month 11.6%
3 Month 18.3%
6 Month 36.1%
1 Year 79%
3 Year 37.8%
5 Year 28.5%
10 Year
15 Year
Since launch 19.5%
Historical performance (Yearly) on absolute basis
YearReturns
2023 58%
2022 10.9%
2021 48.9%
2020 10.8%
2019 -2.9%
2018 -21.1%
2017 61.7%
2016 0.1%
2015 0.3%
2014 50.8%
Fund Manager information for Nippon India Power and Infra Fund
NameSinceTenure
Sanjay Doshi2 Jan 177.33 Yr.
Kinjal Desai25 May 185.94 Yr.

Data below for Nippon India Power and Infra Fund as on 30 Apr 24

Equity Sector Allocation
SectorValue
Industrials39.34%
Utility14.25%
Basic Materials8.99%
Communication Services7.89%
Energy7.3%
Technology5.13%
Real Estate4.64%
Consumer Cyclical4.07%
Health Care2.95%
Asset Allocation
Asset ClassValue
Cash5.43%
Equity94.57%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 18 | RELIANCE
6%₹293 Cr1,000,000
↑ 75,000
NTPC Ltd (Utilities)
Equity, Since 31 May 09 | 532555
6%₹291 Cr8,000,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 07 | LT
6%₹288 Cr800,000
↑ 50,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 18 | BHARTIARTL
5%₹238 Cr1,800,000
↑ 300,000
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Oct 19 | ULTRACEMCO
4%₹224 Cr225,000
↑ 15,000
Kaynes Technology India Ltd (Industrials)
Equity, Since 30 Nov 22 | KAYNES
4%₹213 Cr800,000
↑ 100,000
Bosch Ltd (Consumer Cyclical)
Equity, Since 31 Aug 21 | 500530
4%₹205 Cr70,000
↓ -10,000
Honeywell Automation India Ltd (Industrials)
Equity, Since 31 Jan 24 | HONAUT
4%₹181 Cr40,000
↑ 1,000
Cyient DLM Ltd (Technology)
Equity, Since 31 Jul 23 | 543933
3%₹173 Cr2,500,000
↑ 600,000
Carborundum Universal Ltd (Industrials)
Equity, Since 30 Sep 23 | CARBORUNIV
3%₹168 Cr1,178,326
↑ 28,326

7. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

ICICI Prudential Infrastructure Fund is a Equity - Sectoral fund was launched on 31 Aug 05. It is a fund with High risk and has given a CAGR/Annualized return of 16.8% since its launch.  Ranked 27 in Sectoral category.  Return for 2023 was 44.6% , 2022 was 28.8% and 2021 was 50.1% .

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund
Growth
Launch Date 31 Aug 05
NAV (12 Jun 24) ₹186.2 ↑ 1.65   (0.89 %)
Net Assets (Cr) ₹5,005 on 30 Apr 24
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.22
Sharpe Ratio 3.75
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 May 19₹10,000
31 May 20₹6,771
31 May 21₹12,676
31 May 22₹15,579
31 May 23₹20,207
31 May 24₹33,317

ICICI Prudential Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552
Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Jun 24

DurationReturns
1 Month 9.3%
3 Month 14.6%
6 Month 33.5%
1 Year 67.9%
3 Year 38.4%
5 Year 28.4%
10 Year
15 Year
Since launch 16.8%
Historical performance (Yearly) on absolute basis
YearReturns
2023 44.6%
2022 28.8%
2021 50.1%
2020 3.6%
2019 2.6%
2018 -14%
2017 40.8%
2016 2%
2015 -3.4%
2014 56.2%
Fund Manager information for ICICI Prudential Infrastructure Fund
NameSinceTenure
Ihab Dalwai3 Jun 176.92 Yr.
Sharmila D’mello30 Jun 221.84 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 30 Apr 24

Equity Sector Allocation
SectorValue
Industrials31.85%
Basic Materials16.77%
Financial Services15.97%
Utility14.25%
Energy8.57%
Consumer Cyclical3.38%
Real Estate2.26%
Communication Services1.72%
Asset Allocation
Asset ClassValue
Cash4.38%
Equity94.77%
Debt0.85%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
NTPC Ltd (Utilities)
Equity, Since 29 Feb 16 | 532555
7%₹367 Cr10,112,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 09 | LT
5%₹270 Cr750,393
↑ 110,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | ICICIBANK
5%₹253 Cr2,200,000
↓ -90,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 22 | HDFCBANK
5%₹228 Cr1,500,000
↓ -309,500
Kalpataru Projects International Ltd (Industrials)
Equity, Since 30 Sep 06 | KPIL
4%₹198 Cr1,612,013
↓ -58,568
Gujarat Gas Ltd (Utilities)
Equity, Since 31 Jan 23 | GUJGASLTD
3%₹164 Cr2,998,077
↑ 103,100
Grasim Industries Ltd (Basic Materials)
Equity, Since 31 Aug 23 | GRASIM
3%₹156 Cr645,155
↓ -94,446
NCC Ltd (Industrials)
Equity, Since 31 Aug 21 | NCC
3%₹155 Cr6,380,000
↓ -227,507
InterGlobe Aviation Ltd (Industrials)
Equity, Since 28 Feb 23 | INDIGO
3%₹143 Cr360,000
↓ -203,217
Cummins India Ltd (Industrials)
Equity, Since 31 May 17 | 500480
3%₹136 Cr415,782

8. BOI AXA Manufacturing and Infrastructure Fund

The Scheme seeks to generate long term capital appreciation through a portfolio of predominantly equity and equity related securities of companies engaged in manufacturing and infrastructure and related sectors. Further, there can be no assurance that the investment objectives of the scheme will be realized. The Scheme is not providing any assured or guaranteed returns

BOI AXA Manufacturing and Infrastructure Fund is a Equity - Sectoral fund was launched on 5 Mar 10. It is a fund with High risk and has given a CAGR/Annualized return of 12.7% since its launch.  Return for 2023 was 44.7% , 2022 was 3.3% and 2021 was 52.5% .

Below is the key information for BOI AXA Manufacturing and Infrastructure Fund

BOI AXA Manufacturing and Infrastructure Fund
Growth
Launch Date 5 Mar 10
NAV (12 Jun 24) ₹54.96 ↑ 0.33   (0.60 %)
Net Assets (Cr) ₹294 on 30 Apr 24
Category Equity - Sectoral
AMC BOI AXA Investment Mngrs Private Ltd
Rating Not Rated
Risk High
Expense Ratio 2.55
Sharpe Ratio 3.83
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 May 19₹10,000
31 May 20₹8,189
31 May 21₹14,843
31 May 22₹16,377
31 May 23₹19,975
31 May 24₹32,249

BOI AXA Manufacturing and Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹612,552.
Net Profit of ₹312,552
Invest Now

Returns for BOI AXA Manufacturing and Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Jun 24

DurationReturns
1 Month 9.8%
3 Month 18.2%
6 Month 30.4%
1 Year 63.5%
3 Year 30%
5 Year 28.3%
10 Year
15 Year
Since launch 12.7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 44.7%
2022 3.3%
2021 52.5%
2020 28.1%
2019 2.5%
2018 -22.8%
2017 56%
2016 1%
2015 0.3%
2014 54.1%
Fund Manager information for BOI AXA Manufacturing and Infrastructure Fund
NameSinceTenure
Nitin Gosar27 Sep 221.59 Yr.

Data below for BOI AXA Manufacturing and Infrastructure Fund as on 30 Apr 24

Equity Sector Allocation
SectorValue
Industrials19.74%
Basic Materials17.89%
Energy14.36%
Consumer Cyclical13.36%
Health Care7.81%
Communication Services7.75%
Utility6.7%
Consumer Defensive4.82%
Real Estate2.78%
Technology2.37%
Asset Allocation
Asset ClassValue
Cash2.39%
Equity97.58%
Debt0.03%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 20 | RELIANCE
7%₹22 Cr73,563
↑ 4,407
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 10 | LT
6%₹18 Cr50,207
NTPC Ltd (Utilities)
Equity, Since 31 May 21 | 532555
5%₹13 Cr370,539
Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 30 Nov 23 | HEROMOTOCO
3%₹10 Cr22,106
Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 31 Jan 24 | 534816
3%₹10 Cr275,782
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Dec 22 | BHARTIARTL
3%₹9 Cr64,808
↑ 22,066
Vedanta Ltd (Basic Materials)
Equity, Since 31 Mar 24 | 500295
2%₹7 Cr180,307
↑ 115,196
Ashok Leyland Ltd (Industrials)
Equity, Since 31 Dec 22 | 500477
2%₹7 Cr359,131
↑ 38,670
ITD Cementation India Ltd (Industrials)
Equity, Since 31 Dec 22 | 509496
2%₹7 Cr177,327
Aegis Logistics Ltd (Energy)
Equity, Since 31 Dec 23 | 500003
2%₹6 Cr91,404
↑ 29,377

9. L&T Emerging Businesses Fund

To generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian markets with key theme focus being emerging companies (small cap stocks). The Scheme could also additionally invest in Foreign Securities.

L&T Emerging Businesses Fund is a Equity - Small Cap fund was launched on 12 May 14. It is a fund with High risk and has given a CAGR/Annualized return of 23.1% since its launch.  Ranked 2 in Small Cap category.  Return for 2023 was 46.1% , 2022 was 1% and 2021 was 77.4% .

Below is the key information for L&T Emerging Businesses Fund

L&T Emerging Businesses Fund
Growth
Launch Date 12 May 14
NAV (12 Jun 24) ₹81.6352 ↑ 0.44   (0.54 %)
Net Assets (Cr) ₹14,619 on 30 Apr 24
Category Equity - Small Cap
AMC L&T Investment Management Ltd
Rating
Risk High
Expense Ratio 1.84
Sharpe Ratio 2.58
Information Ratio 0.43
Alpha Ratio -3.92
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 May 19₹10,000
31 May 20₹6,774
31 May 21₹14,412
31 May 22₹17,415
31 May 23₹21,219
31 May 24₹31,520

L&T Emerging Businesses Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181
Invest Now

Returns for L&T Emerging Businesses Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Jun 24

DurationReturns
1 Month 10.7%
3 Month 20.1%
6 Month 20.3%
1 Year 53.6%
3 Year 30.6%
5 Year 27.7%
10 Year
15 Year
Since launch 23.1%
Historical performance (Yearly) on absolute basis
YearReturns
2023 46.1%
2022 1%
2021 77.4%
2020 15.5%
2019 -8.1%
2018 -13.7%
2017 66.5%
2016 10.2%
2015 12.3%
2014
Fund Manager information for L&T Emerging Businesses Fund
NameSinceTenure
Venugopal Manghat17 Dec 194.37 Yr.
Cheenu Gupta1 Oct 230.58 Yr.
Sonal Gupta1 Oct 230.58 Yr.

Data below for L&T Emerging Businesses Fund as on 30 Apr 24

Equity Sector Allocation
SectorValue
Industrials32.23%
Consumer Cyclical14.85%
Basic Materials14.46%
Financial Services10.01%
Technology9.27%
Real Estate6.98%
Health Care4.83%
Consumer Defensive2.39%
Energy1.5%
Asset Allocation
Asset ClassValue
Cash1.9%
Equity98.1%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Apar Industries Ltd (Industrials)
Equity, Since 31 Mar 17 | APARINDS
3%₹501 Cr635,400
EIH Ltd (Consumer Cyclical)
Equity, Since 31 May 17 | 500840
3%₹413 Cr8,627,473
Brigade Enterprises Ltd (Real Estate)
Equity, Since 31 Jul 19 | 532929
3%₹399 Cr3,866,279
KEI Industries Ltd (Industrials)
Equity, Since 31 Jan 20 | KEI
3%₹379 Cr947,670
Sonata Software Ltd (Technology)
Equity, Since 31 Jul 18 | SONATSOFTW
2%₹338 Cr4,896,490
KPIT Technologies Ltd (Technology)
Equity, Since 30 Sep 21 | KPITTECH
2%₹327 Cr2,188,200
Century Textiles & Industries Ltd (Basic Materials)
Equity, Since 30 Sep 22 | 500040
2%₹321 Cr1,607,279
Sobha Ltd (Real Estate)
Equity, Since 31 Mar 17 | SOBHA
2%₹306 Cr1,721,853
K.P.R. Mill Ltd (Consumer Cyclical)
Equity, Since 28 Feb 15 | KPRMILL
2%₹304 Cr3,586,897
NCC Ltd (Industrials)
Equity, Since 28 Feb 21 | NCC
2%₹273 Cr11,291,100

10. DSP BlackRock India T.I.G.E.R Fund

To generate capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of corporates, which could benefit from structural changes brought about by continuing liberalization in economic policies by the government and/or continuing investments in infrastructure, both by the public and private sector.

DSP BlackRock India T.I.G.E.R Fund is a Equity - Sectoral fund was launched on 11 Jun 04. It is a fund with High risk and has given a CAGR/Annualized return of 18.9% since its launch.  Ranked 12 in Sectoral category.  Return for 2023 was 49% , 2022 was 13.9% and 2021 was 51.6% .

Below is the key information for DSP BlackRock India T.I.G.E.R Fund

DSP BlackRock India T.I.G.E.R Fund
Growth
Launch Date 11 Jun 04
NAV (12 Jun 24) ₹321.351 ↑ 3.48   (1.09 %)
Net Assets (Cr) ₹3,815 on 30 Apr 24
Category Equity - Sectoral
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 2.24
Sharpe Ratio 3.41
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 May 19₹10,000
31 May 20₹6,834
31 May 21₹12,568
31 May 22₹14,649
31 May 23₹18,160
31 May 24₹32,531

DSP BlackRock India T.I.G.E.R Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181
Invest Now

Returns for DSP BlackRock India T.I.G.E.R Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Jun 24

DurationReturns
1 Month 11.1%
3 Month 24.6%
6 Month 37.9%
1 Year 77.7%
3 Year 37%
5 Year 27.7%
10 Year
15 Year
Since launch 18.9%
Historical performance (Yearly) on absolute basis
YearReturns
2023 49%
2022 13.9%
2021 51.6%
2020 2.7%
2019 6.7%
2018 -17.2%
2017 47%
2016 4.1%
2015 0.7%
2014 61.3%
Fund Manager information for DSP BlackRock India T.I.G.E.R Fund
NameSinceTenure
Rohit Singhania21 Jun 1013.87 Yr.
Jay Kothari16 Mar 186.13 Yr.
Charanjit Singh1 Jan 213.33 Yr.

Data below for DSP BlackRock India T.I.G.E.R Fund as on 30 Apr 24

Equity Sector Allocation
SectorValue
Industrials47.1%
Basic Materials18.22%
Energy7.36%
Utility7.1%
Technology5.75%
Consumer Cyclical5.67%
Communication Services3.99%
Real Estate1.02%
Consumer Defensive0.72%
Asset Allocation
Asset ClassValue
Cash3.07%
Equity96.93%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
NTPC Ltd (Utilities)
Equity, Since 30 Nov 17 | 532555
5%₹181 Cr4,971,991
↑ 973,497
Kirloskar Oil Engines Ltd (Industrials)
Equity, Since 31 Mar 23 | KIRLOSENG
4%₹148 Cr1,447,045
Siemens Ltd (Industrials)
Equity, Since 30 Nov 18 | 500550
4%₹137 Cr234,753
Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Mar 22 | HAL
3%₹126 Cr320,004
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 04 | LT
3%₹123 Cr341,272
Apar Industries Ltd (Industrials)
Equity, Since 31 Dec 22 | APARINDS
3%₹119 Cr151,604
↓ -6,125
Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 Jan 22 | KPIL
3%₹117 Cr957,039
Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 19 | RELIANCE
3%₹100 Cr339,790
Polycab India Ltd (Industrials)
Equity, Since 31 Jan 21 | POLYCAB
2%₹90 Cr159,290
↑ 9,985
KFin Technologies Ltd (Technology)
Equity, Since 31 Jan 24 | KFINTECH
2%₹83 Cr1,103,354

How to Choose Best SIP Investment?

Things-to-consider-for-best-SIP

There are various Mutual Funds that allow you to invest through a SIP. But the main problem is selecting the best mutual funds for SIP. Though the best Mutual Funds might vary from person to person, below is a list of some points that investors might consider before choosing a best SIP Mutual Fund.

Understand Objective of the SIP Investment

When it comes to investing, each one of us has a different objective. So before investing in Mutual Funds through a SIP, it is advised to get a clear picture of your investment goals and risk profile. Generally, Equity Mutual Funds are considered to be beneficial for long-term objectives while money market and Debt fund are suitable for short-term objectives.

Know the Fund House

A large part of the SIP returns depends on the Fund House managing your money on your behalf. If the Fund House fails its objective, you will be the one losing your money. To make sure you have the best SIP plan choose a well-reputed fund house.

Monitor Fund Performance of the SIP Mutual Fund

One of the basic reasons due to which people invest in Mutual Funds through SIP is to make money. Therefore, it is important to analyse the performance of funds over a period of time to choose the best fund and then invest in the best SIP plans. Typically, for equity Mutual Funds long-term performance is looked at, while for the debt Mutual Funds short to mid-term returns are considered.

Analyse Loads and Recurring Expenses of SIP

Last but not the least, the exit load and the expense ratio incurred if the investment in redeemed before a specified period (usually called the lock-in period).

So, it is advised to choose the best SIP plans considering these parameters in mind. Think before you invest!

SIP Calculator (SIP Return Calculator)

For financial planning, SIP calculator or SIP return calculator is one of the best tools.

To monitor how your SIP grows through the power of compounding consider the below example.

Monthly Investment Time Period of Investment Total Amount Invested Final Value @ 14% p.a.
1,000 5 years 60,000 87,200
1,000 10 years 1,20,000 2,62,091
1,000 15 years 1,80,000 6,12,853

The above table mentions that if you invest INR 1,000 per month in a SIP Mutual Fund, your total investment in 5 years would be INR 60,000 and your SIP returns at an assumed return percentage of 14% p.a. would be INR 87,2001, respectively. Similarly, in 10 years the total investment would be INR 1,20,000 and the SIP return at the assumed percentage of 14% p.a. would be INR 2,62,091.

The same way, the investment in 15 years would be INR 1,80,000 and the final value at the return percentage of 14% p.a would be INR 6,12,853, respectively.

So, by simply investing INR 1,000 in a month, see how your money will grow in the years to come. Consider the above calculations when choosing a best SIP Mutual Fund to invest.

FAQs

1. What is a SIP?

A: SIP or a Systematic Investment Plan is an investment route offered under a mutual fund scheme, where a certain sum of money is invested under the scheme at regular intervals. This installment can be as small as Rs.500.

2. What are the benefits of SIP?

A: The primary advantage of SIP is that it makes investments more disciplined. It allows the investor to make Financial plan useful and helps develop the investor a habit of investing in the investor.

3. Who can invest in SIP?

A: Anyone can invest in SIP. But, you must do your risk analysis, mean how much risk you wish to take. Also, to start, you need PAN details, address proof, and Bank details.

4. What are the steps to invest in SIP in offline mode?

A: To invest in offline mode, you will have to fill-up the application form, submit a cheque for the monthly or quarterly SIP amount, provide a copy of the PAN Card, address proof, and a canceled cheque as proof of your bank details.

5. Why should I invest in ICICI Prudential Technology Fund?

A: The ICICI Prudential Technology Fund has shown a return of 11.9% since its launching on 3rd March 2000. Unlike other funds, in the year 2020, it has established a return of 70.6%. Hence, investing in ICICI Prudential Technology Fund has proven worthwhile and has invested in the SIP for five years.

6. Why should I invest in SBI Bluechip Fund Regular Growth?

A: The SBI Bluechip Fund Regular Growth has shown a five-year growth rate of 5.29%, which is relatively high.

7. What should you consider while investing in SIP?

A: When you invest in SIP, you should consider the Net Asset Value or the NAV. This is the investment you make for the scheme. You must also check its ratings and its historical performance. It is essential to understand the returns the SIP would produce to ensure that your investment is safe.

8. Is KYC important for SIP?

A: Yes, KYC is essential even for SIP. As the SIP falls under the mutual fund's scheme, you will have to provide KYC documents to invest in SIP.

9. Do SIPs have a minimum investment requirement?

A: Yes, some SIPs require minimum investments. For example, the Aditya Birla Sun Life Digital India Fund has a minimum SIP investment requirement of Rs.1000. The SBI Bluechip Fund Regular Growth has a minimum requirement of Rs.5000. Thus, depending on the SIP you are investing in, you will have to increase your investment amount.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Manoj Kumar, posted on 21 Jan 20 5:26 PM

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