Top 10 Best Performing SIP Plans 2021 - 2022

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Best Performing SIP Plans in India 2021

Updated on July 25, 2021 , 46579 views

Best SIP plans? How to choose them? These are some of the common questions that occur in the mind of investors when thinking of Investing in Mutual Funds through a SIP or Systematic Investment plan.

SIP investment is one of the most disciplined investing options when investing in Mutual Funds. Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.

Generally, some of the best SIP plans in India offer good returns when invested for a longer duration. To know how much one can earn by investing a SIP or Systematic Investment Plan, check the sip calculator (also known as SIP return calculator) section below.

Why to Invest in a Systematic Investment Plan?

A systematic investment plan comes with multiple benefits. Its minimum investment amount INR 500 has not only gained attention most population, but also of many youngsters to begin their investment journey in mutual funds. An investor who wants to invest in a SIP can plan their major Financial goals like- child's education, marriage expenses, purchase of a house/car, etc., in a disciplined manner. One can simply start investing as per their goals (short-term, mid-term and long-term) and attain an increase in wealth over a certain period of time.

SIPs offer major benefits like rupee cost averaging and Power of Compounding. Rupee cost averaging helps an individual to average out the cost of an asset purchase. In a SIP, the purchase of units is done over a long period and these are spread out equally over monthly intervals (usually). Due to the investment being spread out over time, the investment is made into the stock market at different price points giving the investor the benefit of averaging cost, hence the term rupee cost averaging.

In the case of compound interest, unlike simple interest where you gain interest on only the principal, here the interest amount is added to the principal, and interest is calculated on the new principal (old principal plus gains). This process continues every time. Since the mutual funds in the SIP are in instalments, they are compounded, which adds more to the initially invested sum.

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Best SIP Plans to Invest In FY 21 - 22

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2020 (%)
ICICI Prudential Technology Fund Growth	₹136.95 ↓ -0.31	₹3,494	100	24.8	34	106	33.7	27.8	70.6
Aditya Birla Sun Life Digital India Fund Growth	₹119.37 ↓ -0.29	₹1,662	1,000	21.7	30.7	92.7	32.2	27.4	59
TATA Digital India Fund Growth	₹31.885 ↓ -0.11	₹1,797	500	21.3	29.9	90.6	29.3	26.5	54.8
Franklin India Feeder - Franklin U S Opportunities Fund Growth	₹59.0749 ↓ -0.29	₹3,610	500	8.2	16.9	35.8	25.3	23.8	45.2
SBI Technology Opportunities Fund Growth	₹134.635 ↓ -0.46	₹915	500	22.6	30.1	82.5	29	23.5	47.3
Franklin India Technology Fund Growth	₹313.697 ↑ 0.55	₹605	500	11.3	13	61.5	25.9	22.3	56.8
Nippon India Small Cap Fund Growth	₹76.5618 ↓ -0.16	₹15,353	100	25.1	52.3	113.5	22.2	22.1	29.2
SBI Small Cap Fund Growth	₹94.4043 ↓ -0.47	₹9,091	500	15.7	32	85.2	21.5	21.9	33.6
Parag Parikh Long Term Equity Fund Growth	₹46.0871 ↓ -0.32	₹11,360	1,000	16.3	27.5	59.8	22.7	20.8	32.3
Mirae Asset Emerging Bluechip Fund Growth	₹89.958 ↓ -0.37	₹18,676	0	13.4	25	64.7	21.9	20.7	22.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jul 21

*List of funds based on Assets >= 200 Crore & Sorted on 5 Year Return.

1. ICICI Prudential Technology Fund

To generate long-term capital appreciation for you from a portfolio made up predominantly of equity and equity-related securities of technology intensive companies.

ICICI Prudential Technology Fund is a Equity - Sectoral fund was launched on 3 Mar 00. It is a fund with High risk and has given a CAGR/Annualized return of 13% since its launch. Ranked 37 in Sectoral category. Return for 2020 was 70.6% , 2019 was 2.3% and 2018 was 19.1% .

Below is the key information for ICICI Prudential Technology Fund

ICICI Prudential Technology Fund Growth
Launch Date	3 Mar 00
NAV (27 Jul 21)	₹136.95 ↓ -0.31 (-0.23 %)
Net Assets (Cr)	₹3,494 on 30 Jun 21
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	High
Expense Ratio	2.6
Sharpe Ratio	3.89
Information Ratio	0.12
Alpha Ratio	24.87
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 16	₹10,000
30 Jun 17	₹9,534
30 Jun 18	₹13,291
30 Jun 19	₹14,037
30 Jun 20	₹13,298
30 Jun 21	₹31,119

ICICI Prudential Technology Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for ICICI Prudential Technology Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jul 21

Duration	Returns
1 Month	6.8%
3 Month	24.8%
6 Month	34%
1 Year	106%
3 Year	33.7%
5 Year	27.8%
10 Year
15 Year
Since launch	13%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	70.6%
2019	2.3%
2018	19.1%
2017	19.8%
2016	-4%
2015	3.9%
2014	26.3%
2013	62.6%
2012	17.1%
2011	-18.9%

Fund Manager information for ICICI Prudential Technology Fund

Name	Since	Tenure
Sankaran Naren	14 Jul 17	3.97 Yr.
Priyanka Khandelwal	8 Jul 20	0.98 Yr.
Vaibhav Dusad	2 May 20	1.16 Yr.

Data below for ICICI Prudential Technology Fund as on 30 Jun 21

Equity Sector Allocation

Sector	Value
Technology	78.14%
Communication Services	9.19%
Industrials	7.68%
Consumer Defensive	1.35%

Asset Allocation

Asset Class	Value
Cash	3.64%
Equity	96.36%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	24%	₹849 Cr	5,370,218 ↑ 794,019
HCL Technologies Ltd Shs Dematerialised (Technology) Equity, Since 30 Sep 20 \| HCLTECH	8%	₹276 Cr	2,805,807 ↑ 250,000
Tech Mahindra Ltd (Technology) Equity, Since 31 Oct 16 \| 532755	8%	₹273 Cr	2,496,107 ↑ 635,000
Tata Consultancy Services Ltd (Technology) Equity, Since 30 Sep 19 \| TCS	7%	₹243 Cr	725,185 ↑ 45,000
Persistent Systems Ltd (Technology) Equity, Since 31 May 20 \| PERSISTENT	4%	₹146 Cr	498,305 ↑ 40,234
Indian Railway Catering And Tourism Corp Ltd (Industrials) Equity, Since 31 Dec 20 \| 542830	3%	₹104 Cr	513,609 ↑ 150,000
Coforge Ltd Shs Dematerialised (Technology) Equity, Since 31 Jul 20 \| 532541	3%	₹102 Cr	245,969 ↓ -8,000
Wipro Ltd (Technology) Equity, Since 30 Sep 19 \| 507685	3%	₹99 Cr	1,821,450 ↑ 130,000
MindTree Ltd (Technology) Equity, Since 30 Jun 20 \| 532819	3%	₹96 Cr	367,684 ↑ 49,000
eClerx Services Ltd (Technology) Equity, Since 31 Aug 20 \| 532927	3%	₹95 Cr	489,394 ↑ 123,541

2. Aditya Birla Sun Life Digital India Fund

(Erstwhile Aditya Birla Sun Life New Millennium Fund)

A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of dividend.

Aditya Birla Sun Life Digital India Fund is a Equity - Sectoral fund was launched on 15 Jan 00. It is a fund with High risk and has given a CAGR/Annualized return of 12.2% since its launch. Ranked 33 in Sectoral category. Return for 2020 was 59% , 2019 was 9.6% and 2018 was 15.6% .

Below is the key information for Aditya Birla Sun Life Digital India Fund

Aditya Birla Sun Life Digital India Fund Growth
Launch Date	15 Jan 00
NAV (27 Jul 21)	₹119.37 ↓ -0.29 (-0.24 %)
Net Assets (Cr)	₹1,662 on 30 Jun 21
Category	Equity - Sectoral
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆
Risk	High
Expense Ratio	2.6
Sharpe Ratio	4.65
Information Ratio	0.96
Alpha Ratio	29.69
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 16	₹10,000
30 Jun 17	₹9,597
30 Jun 18	₹13,361
30 Jun 19	₹14,175
30 Jun 20	₹14,607
30 Jun 21	₹30,873

Aditya Birla Sun Life Digital India Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for Aditya Birla Sun Life Digital India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jul 21

Duration	Returns
1 Month	5.5%
3 Month	21.7%
6 Month	30.7%
1 Year	92.7%
3 Year	32.2%
5 Year	27.4%
10 Year
15 Year
Since launch	12.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	59%
2019	9.6%
2018	15.6%
2017	22.4%
2016	-3.5%
2015	11.2%
2014	21.1%
2013	50.2%
2012	3.7%
2011	-21.8%

Fund Manager information for Aditya Birla Sun Life Digital India Fund

Name	Since	Tenure
Kunal Sangoi	15 Jan 14	7.46 Yr.

Data below for Aditya Birla Sun Life Digital India Fund as on 30 Jun 21

Equity Sector Allocation

Sector	Value
Technology	73.1%
Communication Services	14.43%
Industrials	7.92%

Asset Allocation

Asset Class	Value
Cash	4.55%
Equity	95.45%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Infosys Ltd (Technology) Equity, Since 30 Apr 05 \| INFY	21%	₹353 Cr	2,235,259 ↑ 125,000
Tata Consultancy Services Ltd (Technology) Equity, Since 30 Apr 05 \| TCS	10%	₹167 Cr	499,487 ↑ 95,000
Tech Mahindra Ltd (Technology) Equity, Since 31 May 13 \| 532755	9%	₹156 Cr	1,419,943 ↑ 205,000
HCL Technologies Ltd Shs Dematerialised (Technology) Equity, Since 31 Dec 10 \| HCLTECH	7%	₹113 Cr	1,143,931 ↑ 275,000
Cyient Ltd (Industrials) Equity, Since 31 May 14 \| CYIENT	5%	₹76 Cr	882,609
Persistent Systems Ltd (Technology) Equity, Since 31 Jul 13 \| PERSISTENT	4%	₹68 Cr	231,326 ↑ 25,000
Just Dial Ltd (Communication Services) Equity, Since 30 Sep 19 \| 535648	4%	₹63 Cr	658,953
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 19 \| BHARTIARTL	3%	₹56 Cr	1,066,937
Firstsource Solutions Ltd (Technology) Equity, Since 31 Aug 20 \| 532809	3%	₹49 Cr	2,605,109 ↓ -448,543
Wipro Ltd (Technology) Equity, Since 31 Jan 21 \| 507685	3%	₹43 Cr	789,307 ↓ -100,000

3. TATA Digital India Fund

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in Information Technology Sector in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The Scheme does not assure or guarantee any returns.

TATA Digital India Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a CAGR/Annualized return of 23.1% since its launch. Return for 2020 was 54.8% , 2019 was 7.5% and 2018 was 24.9% .

Below is the key information for TATA Digital India Fund

TATA Digital India Fund Growth
Launch Date	28 Dec 15
NAV (27 Jul 21)	₹31.885 ↓ -0.11 (-0.33 %)
Net Assets (Cr)	₹1,797 on 30 Jun 21
Category	Equity - Sectoral
AMC	Tata Asset Management Limited
Rating	Not Rated
Risk	High
Expense Ratio	2.05
Sharpe Ratio	3.47
Information Ratio	-0.42
Alpha Ratio	12.22
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-3 Months (0.25%),3 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 16	₹10,000
30 Jun 17	₹9,267
30 Jun 18	₹13,767
30 Jun 19	₹14,852
30 Jun 20	₹13,909
30 Jun 21	₹29,896

TATA Digital India Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for TATA Digital India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jul 21

Duration	Returns
1 Month	5.8%
3 Month	21.3%
6 Month	29.9%
1 Year	90.6%
3 Year	29.3%
5 Year	26.5%
10 Year
15 Year
Since launch	23.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	54.8%
2019	7.5%
2018	24.9%
2017	19.6%
2016	-6%
2015
2014
2013
2012
2011

Fund Manager information for TATA Digital India Fund

Name	Since	Tenure
Rahul Singh	20 Apr 20	1.2 Yr.
Meeta Shetty	20 Apr 20	1.2 Yr.
Venkat Samala	26 Nov 20	0.59 Yr.

Data below for TATA Digital India Fund as on 30 Jun 21

Equity Sector Allocation

Sector	Value
Technology	83.89%
Communication Services	6.84%
Industrials	6.61%
Consumer Cyclical	0.71%

Asset Allocation

Asset Class	Value
Cash	1.94%
Equity	98.06%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Infosys Ltd (Technology) Equity, Since 31 Jan 16 \| INFY	20%	₹353 Cr	2,230,000 ↑ 200,000
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Jan 16 \| TCS	15%	₹272 Cr	813,126 ↑ 200,000
Tech Mahindra Ltd (Technology) Equity, Since 30 Apr 16 \| 532755	8%	₹140 Cr	1,275,000 ↑ 440,000
HCL Technologies Ltd Shs Dematerialised (Technology) Equity, Since 31 Jan 16 \| HCLTECH	7%	₹130 Cr	1,323,741 ↑ 124,741
Persistent Systems Ltd (Technology) Equity, Since 31 Jan 16 \| PERSISTENT	6%	₹110 Cr	375,363
Wipro Ltd (Technology) Equity, Since 31 Jul 18 \| 507685	4%	₹74 Cr	1,350,000
Cyient Ltd (Industrials) Equity, Since 28 Feb 21 \| CYIENT	4%	₹67 Cr	783,339 ↑ 50,000
Birlasoft Ltd (Technology) Equity, Since 31 Jul 20 \| 532400	3%	₹61 Cr	1,531,048 ↑ 26,048
Larsen & Toubro Infotech Ltd (Technology) Equity, Since 28 Feb 21 \| 540005	3%	₹56 Cr	138,331 ↑ 25,600
Info Edge (India) Ltd (Communication Services) Equity, Since 31 Aug 20 \| NAUKRI	3%	₹53 Cr	107,330

4. Franklin India Feeder - Franklin U S Opportunities Fund

The Fund seeks to provide capital appreciation by investing predominantly in units of Franklin U. S. Opportunities Fund, an overseas Franklin Templeton mutual fund, which primarily invests in securities in the United States of America.

Franklin India Feeder - Franklin U S Opportunities Fund is a Equity - Global fund was launched on 6 Feb 12. It is a fund with High risk and has given a CAGR/Annualized return of 20.6% since its launch. Ranked 6 in Global category. Return for 2020 was 45.2% , 2019 was 34.2% and 2018 was 6.5% .

Below is the key information for Franklin India Feeder - Franklin U S Opportunities Fund

Franklin India Feeder - Franklin U S Opportunities Fund Growth
Launch Date	6 Feb 12
NAV (26 Jul 21)	₹59.0749 ↓ -0.29 (-0.49 %)
Net Assets (Cr)	₹3,610 on 30 Jun 21
Category	Equity - Global
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.56
Sharpe Ratio	1.55
Information Ratio	-0.19
Alpha Ratio	-1.64
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 16	₹10,000
30 Jun 17	₹11,433
30 Jun 18	₹14,763
30 Jun 19	₹16,274
30 Jun 20	₹21,562
30 Jun 21	₹29,249

Franklin India Feeder - Franklin U S Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for Franklin India Feeder - Franklin U S Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jul 21

Duration	Returns
1 Month	4.2%
3 Month	8.2%
6 Month	16.9%
1 Year	35.8%
3 Year	25.3%
5 Year	23.8%
10 Year
15 Year
Since launch	20.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	45.2%
2019	34.2%
2018	6.5%
2017	18.1%
2016	-0.8%
2015	8.8%
2014	8.4%
2013	55.2%
2012
2011

Fund Manager information for Franklin India Feeder - Franklin U S Opportunities Fund

Name	Since	Tenure
Mayank Bukrediwala	24 Aug 20	0.85 Yr.

Data below for Franklin India Feeder - Franklin U S Opportunities Fund as on 30 Jun 21

Equity Sector Allocation

Sector	Value
Technology	27.03%
Health Care	16.11%
Financial Services	15.29%
Consumer Cyclical	13.95%
Communication Services	8.53%
Real Estate	4.47%
Industrials	4.46%
Consumer Defensive	3.28%
Basic Materials	1.39%
Utility	0.42%

Asset Allocation

Asset Class	Value
Cash	1.03%
Equity	95.27%
Other	3.7%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Franklin US Opportunities I(acc)USD Investment Fund \| -	100%	₹3,606 Cr	5,866,459 ↑ 123,458
Call, Cash & Other Assets Net Current Assets \| -	0%	₹4 Cr

5. SBI Technology Opportunities Fund

(Erstwhile SBI IT Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

SBI Technology Opportunities Fund is a Equity - Sectoral fund was launched on 9 Jan 13. It is a fund with High risk and has given a CAGR/Annualized return of 23% since its launch. Ranked 42 in Sectoral category. Return for 2020 was 47.3% , 2019 was 12.2% and 2018 was 17.1% .

Below is the key information for SBI Technology Opportunities Fund

SBI Technology Opportunities Fund Growth
Launch Date	9 Jan 13
NAV (27 Jul 21)	₹134.635 ↓ -0.46 (-0.34 %)
Net Assets (Cr)	₹915 on 30 Jun 21
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆
Risk	High
Expense Ratio	2.62
Sharpe Ratio	4.18
Information Ratio	0.58
Alpha Ratio	20.77
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 16	₹10,000
30 Jun 17	₹9,607
30 Jun 18	₹13,415
30 Jun 19	₹14,323
30 Jun 20	₹14,278
30 Jun 21	₹27,851

SBI Technology Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for SBI Technology Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jul 21

Duration	Returns
1 Month	7.3%
3 Month	22.6%
6 Month	30.1%
1 Year	82.5%
3 Year	29%
5 Year	23.5%
10 Year
15 Year
Since launch	23%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	47.3%
2019	12.2%
2018	17.1%
2017	13%
2016	-3.3%
2015	2.4%
2014	29.2%
2013
2012
2011

Fund Manager information for SBI Technology Opportunities Fund

Name	Since	Tenure
Anup Upadhyay	1 Jun 11	10.09 Yr.

Data below for SBI Technology Opportunities Fund as on 30 Jun 21

Equity Sector Allocation

Sector	Value
Technology	74.86%
Communication Services	13.53%
Industrials	3.4%
Financial Services	1.84%

Asset Allocation

Asset Class	Value
Cash	6.37%
Equity	93.63%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Infosys Ltd (Technology) Equity, Since 31 Jan 03 \| INFY	24%	₹218 Cr	1,376,700 ↑ 156,500
Alphabet Inc Class A (Communication Services) Equity, Since 30 Sep 18 \| GOOGL	9%	₹80 Cr	4,425 ↑ 1,370
HCL Technologies Ltd Shs Dematerialised (Technology) Equity, Since 31 Mar 06 \| HCLTECH	8%	₹74 Cr	750,374 ↑ 103,000
Tata Consultancy Services Ltd (Technology) Equity, Since 30 Apr 06 \| TCS	7%	₹64 Cr	191,411
Tech Mahindra Ltd (Technology) Equity, Since 31 Aug 15 \| 532755	5%	₹46 Cr	417,935 ↑ 65,000
Persistent Systems Ltd (Technology) Equity, Since 31 Aug 20 \| PERSISTENT	5%	₹42 Cr	144,100
Larsen & Toubro Infotech Ltd (Technology) Equity, Since 31 May 20 \| 540005	5%	₹42 Cr	103,000 ↑ 84,500
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 18 \| BHARTIARTL	4%	₹35 Cr	673,130
Firstsource Solutions Ltd (Technology) Equity, Since 31 Oct 20 \| 532809	4%	₹35 Cr	1,857,000 ↓ -1,098,000
Cyient Ltd (Industrials) Equity, Since 30 Apr 20 \| CYIENT	3%	₹31 Cr	362,150

6. Franklin India Technology Fund

To provide long-term capital appreciation by predominantly investing in equity and equity related securities of technology and technology related companies.

Franklin India Technology Fund is a Equity - Sectoral fund was launched on 22 Aug 98. It is a fund with High risk and has given a CAGR/Annualized return of 19.8% since its launch. Ranked 41 in Sectoral category. Return for 2020 was 56.8% , 2019 was 12.4% and 2018 was 11.9% .

Below is the key information for Franklin India Technology Fund

Franklin India Technology Fund Growth
Launch Date	22 Aug 98
NAV (26 Jul 21)	₹313.697 ↑ 0.55 (0.17 %)
Net Assets (Cr)	₹605 on 30 Jun 21
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆
Risk	High
Expense Ratio	2.46
Sharpe Ratio	3.38
Information Ratio	0.14
Alpha Ratio	11.29
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 16	₹10,000
30 Jun 17	₹10,158
30 Jun 18	₹13,319
30 Jun 19	₹13,889
30 Jun 20	₹14,933
30 Jun 21	₹26,511

Franklin India Technology Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Franklin India Technology Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jul 21

Duration	Returns
1 Month	2.5%
3 Month	11.3%
6 Month	13%
1 Year	61.5%
3 Year	25.9%
5 Year	22.3%
10 Year
15 Year
Since launch	19.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	56.8%
2019	12.4%
2018	11.9%
2017	19.1%
2016	-2.6%
2015	3.8%
2014	16.8%
2013	53.3%
2012	0.3%
2011	-15.5%

Fund Manager information for Franklin India Technology Fund

Name	Since	Tenure
Anand Radhakrishnan	3 Mar 07	14.34 Yr.
Varun Sharma	30 Nov 15	5.59 Yr.
Mayank Bukrediwala	24 Aug 20	0.85 Yr.

Data below for Franklin India Technology Fund as on 30 Jun 21

Equity Sector Allocation

Sector	Value
Technology	71.24%
Communication Services	14.8%
Consumer Cyclical	4.16%
Industrials	2.84%
Financial Services	0.68%
Real Estate	0.19%
Health Care	0.09%
Consumer Defensive	0.03%

Asset Allocation

Asset Class	Value
Cash	5.65%
Equity	94.09%
Other	0.26%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Infosys Ltd (Technology) Equity, Since 29 Feb 12 \| INFY	25%	₹149 Cr	945,647
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Aug 04 \| TCS	10%	₹59 Cr	176,000 ↑ 1,000
HCL Technologies Ltd Shs Dematerialised (Technology) Equity, Since 30 Jun 14 \| HCLTECH	9%	₹56 Cr	570,000
Franklin Technology I Acc USD Investment Fund \| -	7%	₹44 Cr	91,868
Info Edge (India) Ltd (Communication Services) Equity, Since 31 Jan 17 \| NAUKRI	6%	₹36 Cr	73,229 ↑ 13,974
Tech Mahindra Ltd (Technology) Equity, Since 28 Feb 14 \| 532755	6%	₹35 Cr	320,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 18 \| BHARTIARTL	5%	₹32 Cr	600,000
Cyient Ltd (Industrials) Equity, Since 31 Dec 06 \| CYIENT	3%	₹17 Cr	200,000
NVIDIA Corp (Technology) Equity, Since 30 Apr 19 \| NVDA	3%	₹17 Cr	2,800
MakeMyTrip Ltd (Consumer Cyclical) Equity, Since 31 Mar 20 \| MMYT	2%	₹13 Cr	60,135

7. Nippon India Small Cap Fund

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related instruments of small cap companies and the secondary objective is to generate consistent returns by investing in debt and money market securities.

Nippon India Small Cap Fund is a Equity - Small Cap fund was launched on 16 Sep 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 20.6% since its launch. Ranked 6 in Small Cap category. Return for 2020 was 29.2% , 2019 was -2.5% and 2018 was -16.7% .

Below is the key information for Nippon India Small Cap Fund

Nippon India Small Cap Fund Growth
Launch Date	16 Sep 10
NAV (27 Jul 21)	₹76.5618 ↓ -0.16 (-0.21 %)
Net Assets (Cr)	₹15,353 on 30 Jun 21
Category	Equity - Small Cap
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.08
Sharpe Ratio	4.38
Information Ratio	1.01
Alpha Ratio	0.75
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 16	₹10,000
30 Jun 17	₹13,479
30 Jun 18	₹15,029
30 Jun 19	₹14,409
30 Jun 20	₹12,545
30 Jun 21	₹26,159

Nippon India Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Nippon India Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jul 21

Duration	Returns
1 Month	8.2%
3 Month	25.1%
6 Month	52.3%
1 Year	113.5%
3 Year	22.2%
5 Year	22.1%
10 Year
15 Year
Since launch	20.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	29.2%
2019	-2.5%
2018	-16.7%
2017	63%
2016	5.6%
2015	15.1%
2014	97.6%
2013	11.9%
2012	41.9%
2011	-25%

Fund Manager information for Nippon India Small Cap Fund

Name	Since	Tenure
Samir Rachh	2 Jan 17	4.5 Yr.
Kinjal Desai	25 May 18	3.1 Yr.

Data below for Nippon India Small Cap Fund as on 30 Jun 21

Equity Sector Allocation

Sector	Value
Industrials	23.9%
Basic Materials	20.72%
Consumer Cyclical	12.06%
Consumer Defensive	11.89%
Technology	10.21%
Financial Services	7.79%
Health Care	5.06%
Communication Services	3.79%
Utility	2.23%
Real Estate	0.27%

Asset Allocation

Asset Class	Value
Cash	2.07%
Equity	97.93%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Deepak Nitrite Ltd (Basic Materials) Equity, Since 31 Dec 16 \| 506401	4%	₹578 Cr	3,193,921
Navin Fluorine International Ltd (Basic Materials) Equity, Since 30 Sep 11 \| 532504	3%	₹417 Cr	1,111,721
Tube Investments of India Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 30 Apr 18 \| 540762	3%	₹385 Cr	3,296,395
Balrampur Chini Mills Ltd (Consumer Defensive) Equity, Since 28 Feb 19 \| 500038	2%	₹353 Cr	9,917,135
Birla Corp Ltd (Basic Materials) Equity, Since 31 May 18 \| 500335	2%	₹346 Cr	2,850,086
Bajaj Electricals Ltd (Utilities) Equity, Since 31 Mar 16 \| 500031	2%	₹343 Cr	3,339,223 ↓ -51,703
Orient Electric Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 31 May 18 \| 541301	2%	₹336 Cr	10,706,033
Radico Khaitan Ltd Shs Dematerialised (Consumer Defensive) Equity, Since 31 Jan 15 \| 532497	2%	₹288 Cr	3,793,800
Dixon Technologies (India) Ltd (Technology) Equity, Since 30 Nov 18 \| 540699	2%	₹275 Cr	623,042
NIIT Ltd (Consumer Defensive) Equity, Since 29 Feb 12 \| 500304	2%	₹275 Cr	9,572,735 ↑ 528,621

8. SBI Small Cap Fund

(Erstwhile SBI Small & Midcap Fund)

The Scheme seeks to generate income and long term capital appreciation by investing in a diversified portfolio of predominantly in equity and equity related securities of small & midcap Companies

SBI Small Cap Fund is a Equity - Small Cap fund was launched on 9 Sep 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 20.8% since its launch. Ranked 4 in Small Cap category. Return for 2020 was 33.6% , 2019 was 6.1% and 2018 was -19.6% .

Below is the key information for SBI Small Cap Fund

SBI Small Cap Fund Growth
Launch Date	9 Sep 09
NAV (27 Jul 21)	₹94.4043 ↓ -0.47 (-0.50 %)
Net Assets (Cr)	₹9,091 on 30 Jun 21
Category	Equity - Small Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	2.29
Sharpe Ratio	3.84
Information Ratio	0.59
Alpha Ratio	-9.4
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 16	₹10,000
30 Jun 17	₹13,005
30 Jun 18	₹15,008
30 Jun 19	₹15,144
30 Jun 20	₹14,301
30 Jun 21	₹27,050

SBI Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for SBI Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jul 21

Duration	Returns
1 Month	3.7%
3 Month	15.7%
6 Month	32%
1 Year	85.2%
3 Year	21.5%
5 Year	21.9%
10 Year
15 Year
Since launch	20.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	33.6%
2019	6.1%
2018	-19.6%
2017	78.7%
2016	1.3%
2015	20.6%
2014	110.7%
2013	7.8%
2012	31.9%
2011	-24.3%

Fund Manager information for SBI Small Cap Fund

Name	Since	Tenure
R. Srinivasan	16 Nov 13	7.63 Yr.

Data below for SBI Small Cap Fund as on 30 Jun 21

Equity Sector Allocation

Sector	Value
Industrials	40.06%
Consumer Cyclical	20.36%
Basic Materials	17.09%
Consumer Defensive	6.88%
Financial Services	4.12%
Health Care	3.93%
Communication Services	2.31%

Asset Allocation

Asset Class	Value
Cash	2.91%
Equity	96.47%
Debt	0.18%
Other	0.44%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Elgi Equipments Ltd (Industrials) Equity, Since 31 Dec 13 \| 522074	4%	₹397 Cr	19,173,605 ↓ -194,329
V-Guard Industries Ltd (Industrials) Equity, Since 31 Aug 20 \| 532953	4%	₹336 Cr	12,689,795 ↑ 2,689,795
Carborundum Universal Ltd (Industrials) Equity, Since 31 May 19 \| 513375	4%	₹321 Cr	5,300,000
Sheela Foam Ltd (Consumer Cyclical) Equity, Since 31 Mar 19 \| 540203	3%	₹297 Cr	1,330,000
Navin Fluorine International Ltd (Basic Materials) Equity, Since 31 Mar 20 \| 532504	3%	₹296 Cr	790,000
JK Cement Ltd (Basic Materials) Equity, Since 31 Oct 18 \| JKCEMENT	3%	₹285 Cr	1,000,000 ↓ -241,570
Kalpataru Power Transmission Ltd (Industrials) Equity, Since 31 May 20 \| 522287	3%	₹267 Cr	6,266,658 ↑ 70,849
Hatsun Agro Product Ltd (Consumer Defensive) Equity, Since 31 Jul 17 \| 531531	3%	₹254 Cr	2,846,666
Rossari Biotech Ltd Ordinary Shares (Basic Materials) Equity, Since 31 Jul 20 \| 543213	3%	₹239 Cr	2,016,798
Blue Star Ltd Shs Dematerialised (Industrials) Equity, Since 30 Jun 18 \| BLUESTARCO	3%	₹237 Cr	2,900,000

9. Parag Parikh Long Term Equity Fund

(Erstwhile Parag Parikh Long Term Value Fund)

The investment objective of the scheme is to seek to generate long-term capital growth from an actively managed portfolio primarily of equity and equity related securities.

Parag Parikh Long Term Equity Fund is a Equity - Multi Cap fund was launched on 24 May 13. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 20.6% since its launch. Ranked 34 in Multi Cap category. Return for 2020 was 32.3% , 2019 was 14.4% and 2018 was -0.4% .

Below is the key information for Parag Parikh Long Term Equity Fund

Parag Parikh Long Term Equity Fund Growth
Launch Date	24 May 13
NAV (27 Jul 21)	₹46.0871 ↓ -0.32 (-0.70 %)
Net Assets (Cr)	₹11,360 on 30 Jun 21
Category	Equity - Multi Cap
AMC	PPFAS Asset Management Pvt. Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.06
Sharpe Ratio	4.33
Information Ratio	0.68
Alpha Ratio	24.16
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (2%),365-730 Days (1%),730 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 16	₹10,000
30 Jun 17	₹11,924
30 Jun 18	₹13,795
30 Jun 19	₹14,589
30 Jun 20	₹15,408
30 Jun 21	₹24,894

Parag Parikh Long Term Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Parag Parikh Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jul 21

Duration	Returns
1 Month	7.8%
3 Month	16.3%
6 Month	27.5%
1 Year	59.8%
3 Year	22.7%
5 Year	20.8%
10 Year
15 Year
Since launch	20.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	32.3%
2019	14.4%
2018	-0.4%
2017	29.4%
2016	3.3%
2015	8.9%
2014	44.8%
2013
2012
2011

Fund Manager information for Parag Parikh Long Term Equity Fund

Name	Since	Tenure
Raj Mehta	27 Jan 16	5.43 Yr.
Rajeev Thakkar	24 May 13	8.11 Yr.
Raunak Onkar	24 May 13	8.11 Yr.

Data below for Parag Parikh Long Term Equity Fund as on 30 Jun 21

Equity Sector Allocation

Sector	Value
Financial Services	29.9%
Technology	23.55%
Consumer Cyclical	15.01%
Communication Services	14.61%
Consumer Defensive	7.76%
Health Care	4.32%

Asset Allocation

Asset Class	Value
Cash	4.85%
Equity	95.15%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Alphabet Inc A (Communication Services) Equity, Since 31 May 21 \| GOOGL	8%	₹958 Cr	52,721 ↑ 27,210
Bajaj Holdings and Investment Ltd (Financial Services) Equity, Since 31 Oct 16 \| 500490	8%	₹903 Cr	2,497,769 ↑ 142,900
ITC Ltd (Consumer Defensive) Equity, Since 31 Mar 20 \| ITC	8%	₹881 Cr	43,481,703 ↑ 5,066,000
Microsoft Corp (Technology) Equity, Since 30 Apr 20 \| MSFT	7%	₹844 Cr	418,297 ↑ 11,600
Facebook Inc A (Communication Services) Equity, Since 31 Jul 17 \| FB	6%	₹702 Cr	268,306
Amazon.com Inc (Consumer Cyclical) Equity, Since 31 Jan 19 \| AMZN	6%	₹681 Cr	26,573 ↑ 5,500
Persistent Systems Ltd (Technology) Equity, Since 30 Nov 14 \| PERSISTENT	6%	₹681 Cr	2,316,910
HCL Technologies Ltd Shs Dematerialised (Technology) Equity, Since 31 Jan 21 \| HCLTECH	5%	₹573 Cr	5,824,625 ↑ 457,900
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Oct 18 \| HEROMOTOCO	5%	₹567 Cr	1,954,896 ↑ 235,000
Indian Energy Exchange Ltd (Financial Services) Equity, Since 31 Jul 20 \| 540750	5%	₹553 Cr	14,735,528

10. Mirae Asset Emerging Bluechip Fund

The investment objective of the scheme is to generate income and capital appreciation from a portfolio primarily investing in Indian equities and equity related securities of large cap and mid cap companies at the time of investment. From time to time, the fund manager may also seek participation in other Indian equity and equity related securities to achieve optimal Portfolio construction. The Scheme does not guarantee or assure any returns.

Mirae Asset Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 9 Jul 10. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 22% since its launch. Return for 2020 was 22.4% , 2019 was 14.7% and 2018 was -5.4% .

Below is the key information for Mirae Asset Emerging Bluechip Fund

Mirae Asset Emerging Bluechip Fund Growth
Launch Date	9 Jul 10
NAV (27 Jul 21)	₹89.958 ↓ -0.37 (-0.40 %)
Net Assets (Cr)	₹18,676 on 30 Jun 21
Category	Equity - Large & Mid Cap
AMC	Mirae Asset Global Inv (India) Pvt. Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.61
Sharpe Ratio	4.13
Information Ratio	2.13
Alpha Ratio	8.59
Min Investment	5,000
Min SIP Investment	0
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 16	₹10,000
30 Jun 17	₹13,488
30 Jun 18	₹14,160
30 Jun 19	₹16,072
30 Jun 20	₹15,319
30 Jun 21	₹26,029

Mirae Asset Emerging Bluechip Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Mirae Asset Emerging Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jul 21

Duration	Returns
1 Month	2.5%
3 Month	13.4%
6 Month	25%
1 Year	64.7%
3 Year	21.9%
5 Year	20.7%
10 Year
15 Year
Since launch	22%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	22.4%
2019	14.7%
2018	-5.4%
2017	49%
2016	12.2%
2015	14.1%
2014	84.6%
2013	8.6%
2012	45.6%
2011	-15.2%

Fund Manager information for Mirae Asset Emerging Bluechip Fund

Name	Since	Tenure
Neelesh Surana	9 Jul 10	10.99 Yr.
Ankit Jain	31 Jan 19	2.42 Yr.

Data below for Mirae Asset Emerging Bluechip Fund as on 30 Jun 21

Equity Sector Allocation

Sector	Value
Financial Services	33.23%
Consumer Cyclical	11.68%
Basic Materials	10.8%
Technology	10.11%
Health Care	9.91%
Industrials	8.59%
Consumer Defensive	3.64%
Communication Services	3.55%
Energy	2.82%
Utility	2.37%

Asset Allocation

Asset Class	Value
Cash	1.3%
Equity	98.7%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 29 Feb 12 \| ICICIBANK	6%	₹1,153 Cr	18,274,841 ↑ 620,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 17 \| HDFCBANK	6%	₹1,111 Cr	7,414,044 ↑ 200,000
Infosys Ltd (Technology) Equity, Since 31 Jan 18 \| INFY	5%	₹961 Cr	6,077,584
Axis Bank Ltd (Financial Services) Equity, Since 31 Jul 18 \| 532215	4%	₹838 Cr	11,195,088 ↑ 225,000
State Bank of India (Financial Services) Equity, Since 30 Apr 18 \| SBIN	4%	₹667 Cr	15,910,277 ↑ 400,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 20 \| BHARTIARTL	3%	₹504 Cr	9,579,000
Tata Consultancy Services Ltd (Technology) Equity, Since 31 May 19 \| TCS	3%	₹500 Cr	1,495,005 ↓ -115,000
Tata Steel Ltd (Basic Materials) Equity, Since 31 Dec 15 \| TATASTEEL	2%	₹450 Cr	3,860,142 ↓ -125,000
JK Cement Ltd (Basic Materials) Equity, Since 31 Oct 12 \| JKCEMENT	2%	₹447 Cr	1,566,379 ↑ 23,229
Gujarat State Petronet Ltd Shs Dematerialised (Utilities) Equity, Since 31 Jan 19 \| 532702	2%	₹442 Cr	13,250,511 ↓ -1,047,426

How to Choose Best SIP Investment?

There are various Mutual Funds that allow you to invest through a SIP. But the main problem is selecting the best mutual funds for SIP. Though the best Mutual Funds might vary from person to person, below is a list of some points that investors might consider before choosing a best SIP Mutual Fund.

Understand Objective of the SIP Investment

When it comes to investing, each one of us has a different objective. So before investing in Mutual Funds through a SIP, it is advised to get a clear picture of your investment goals and risk profile. Generally, Equity Mutual Funds are considered to be beneficial for long-term objectives while money market and Debt fund are suitable for short-term objectives.

Know the Fund House

A large part of the SIP returns depends on the Fund House managing your money on your behalf. If the Fund House fails its objective, you will be the one losing your money. To make sure you have the best SIP plan choose a well-reputed fund house.

Monitor Fund Performance of the SIP Mutual Fund

One of the basic reasons due to which people invest in Mutual Funds through SIP is to make money. Therefore, it is important to analyse the performance of funds over a period of time to choose the best fund and then invest in the best SIP plans. Typically, for equity Mutual Funds long-term performance is looked at, while for the debt Mutual Funds short to mid-term returns are considered.

Analyse Loads and Recurring Expenses of SIP

Last but not the least, the exit load and the expense ratio incurred if the investment in redeemed before a specified period (usually called the lock-in period).

So, it is advised to choose the best SIP plans considering these parameters in mind. Think before you invest!

SIP Calculator (SIP Return Calculator)

For financial planning, SIP calculator or SIP return calculator is one of the best tools.

To monitor how your SIP grows through the power of compounding consider the below example.

Monthly Investment	Time Period of Investment	Total Amount Invested	Final Value @ 14% p.a.
1,000	5 years	60,000	87,200
1,000	10 years	1,20,000	2,62,091
1,000	15 years	1,80,000	6,12,853

The above table mentions that if you invest INR 1,000 per month in a SIP Mutual Fund, your total investment in 5 years would be INR 60,000 and your SIP returns at an assumed return percentage of 14% p.a. would be INR 87,2001, respectively. Similarly, in 10 years the total investment would be INR 1,20,000 and the SIP return at the assumed percentage of 14% p.a. would be INR 2,62,091.

The same way, the investment in 15 years would be INR 1,80,000 and the final value at the return percentage of 14% p.a would be INR 6,12,853, respectively.

So, by simply investing INR 1,000 in a month, see how your money will grow in the years to come. Consider the above calculations when choosing a best SIP Mutual Fund to invest.

FAQs

1. What is a SIP?

A: SIP or a Systematic Investment Plan is an investment route offered under a mutual fund scheme, where a certain sum of money is invested under the scheme at regular intervals. This installment can be as small as Rs.500.

2. What are the benefits of SIP?

A: The primary advantage of SIP is that it makes investments more disciplined. It allows the investor to make Financial plan useful and helps develop the investor a habit of investing in the investor.

3. Who can invest in SIP?

A: Anyone can invest in SIP. But, you must do your risk analysis, mean how much risk you wish to take. Also, to start, you need PAN details, address proof, and Bank details.

4. What are the steps to invest in SIP in offline mode?

A: To invest in offline mode, you will have to fill-up the application form, submit a cheque for the monthly or quarterly SIP amount, provide a copy of the PAN card, address proof, and a canceled cheque as proof of your bank details.

5. Why should I invest in ICICI Prudential Technology Fund?

A: The ICICI Prudential Technology Fund has shown a return of 11.9% since its launching on 3rd March 2000. Unlike other funds, in the year 2020, it has established a return of 70.6%. Hence, investing in ICICI Prudential Technology Fund has proven worthwhile and has invested in the SIP for five years.

6. Why should I invest in SBI Bluechip Fund Regular Growth?

A: The SBI Bluechip Fund Regular Growth has shown a five-year growth rate of 5.29%, which is relatively high.

7. What should you consider while investing in SIP?

A: When you invest in SIP, you should consider the Net Asset Value or the NAV. This is the investment you make for the scheme. You must also check its ratings and its historical performance. It is essential to understand the returns the SIP would produce to ensure that your investment is safe.

8. Is KYC important for SIP?

A: Yes, KYC is essential even for SIP. As the SIP falls under the mutual fund's scheme, you will have to provide KYC documents to invest in SIP.

9. Do SIPs have a minimum investment requirement?

A: Yes, some SIPs require minimum investments. For example, the Aditya Birla Sun Life Digital India Fund has a minimum SIP investment requirement of Rs.1000. The SBI Bluechip Fund Regular Growth has a minimum requirement of Rs.5000. Thus, depending on the SIP you are investing in, you will have to increase your investment amount.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.