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- কে ELSS ফান্ডে বিনিয়োগ করতে পারে?
- অন্যান্য ট্যাক্স সংরক্ষণ বিকল্প?
- 22 - 23 অর্থবছরে বিনিয়োগের জন্য সেরা 11 সেরা পারফর্মিং ELSS মিউচুয়াল ফান্ড
- ELSS SIP ক্যালকুলেটর
- ELSS-এ বিনিয়োগের মোড
- সেরা ট্যাক্স সেভিং ELSS ফান্ডে বিনিয়োগ করার টিপস
- কীভাবে অনলাইনে ইএলএসএস ফান্ডে বিনিয়োগ করবেন?
Top 11 Equity - ELSS Funds
- Tata India Tax Savings Fund
- IDFC Tax Advantage (ELSS) Fund
- Principal Tax Savings Fund
- L&T Tax Advantage Fund
- HDFC Long Term Advantage Fund
- Kotak Tax Saver Fund
- Sundaram Diversified Equity Fund
- BOI AXA Tax Advantage Fund
- IDBI Equity Advantage Fund
- BNP Paribas Long Term Equity Fund (ELSS)
- Invesco India Tax Plan
11টি সেরা ট্যাক্স সেভিং ELSS মিউচুয়াল ফান্ড 2022৷
সেরা এলএসএস ফান্ড বা ইক্যুইটি লিঙ্কড সেভিংস স্কিমগুলি ইক্যুইটি বৈচিত্রপূর্ণযৌথ পুঁজি যে প্রধানত ইক্যুইটি-সংযুক্ত উপকরণ (শেয়ার এবং স্টক মত) প্রদান করার জন্য বিনিয়োগবাজার- লিঙ্কযুক্ত রিটার্ন এবং সরাসরি ট্যাক্স সংরক্ষণে সহায়তা করেআয়. সাধারণত, তহবিলের 80% ইক্যুইটিতে বিনিয়োগ করা হয় এবং বাকিটা ঋণের উপকরণে।
ইএলএসএস তহবিলগুলি ট্যাক্স সেভিং মিউচুয়াল ফান্ড হিসাবেও পরিচিত কারণ তারা কর সুবিধা প্রদান করেধারা 80C এরআয়কর আইন. অধিকন্তু, ELSS মিউচুয়াল ফান্ডগুলি ওপেন-এন্ডেড, যার অর্থ হল যে বিনিয়োগকারীরা যখন খুশি এই তহবিলে সাবস্ক্রাইব করতে পারেন।
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কে ELSS ফান্ডে বিনিয়োগ করতে পারে?
সাধারণত, ELSS মিউচুয়াল ফান্ড সব ধরনের বিনিয়োগকারীদের জন্য উপযুক্ত যারা বাজার-সংযুক্ত ঝুঁকি নিতে ইচ্ছুক।কর পরিকল্পনা এবং অর্থ সঞ্চয়। যে কেউ তাদের জীবনের যেকোনো সময়ে ELSS ফান্ডে বিনিয়োগ করতে পারে। যাইহোক, আপনার কর্মজীবনের প্রাথমিক পর্যায়ে কর সাশ্রয়ী ELSS তহবিলে বিনিয়োগ করার পরামর্শ দেওয়া হচ্ছে যাতে আপনার অর্থ সময়ের সাথে বৃদ্ধি পায় এবং আপনি আরও ভাল রিটার্ন অর্জন করেন।
অতএব, ট্যাক্স সংরক্ষণ করুন এবং একই সময়ে উভয়ই ভাল রিটার্ন উপার্জন করুনবিনিয়োগ সেরা ELSS তহবিলে। বিনিয়োগকারীদের সচেতন হওয়া উচিত যে ELSS তহবিলে বিনিয়োগ করা পরিমাণ 3 বছরের জন্য লক করা আছে।
বিনিয়োগকারীরা ELSS মিউচুয়াল ফান্ডে একমাস (এক সময়) হিসাবে বিনিয়োগ করতে পারেনচুমুক (সিস্টেমেটিকবিনিয়োগ পরিকল্পনা) নতুনদের সাধারণত SIP ব্যবহার করে বিনিয়োগ করার পরামর্শ দেওয়া হয় কারণ এটি তাদের জন্য আরও উপযুক্ত।
অন্যান্য ট্যাক্স সংরক্ষণ বিকল্প?
ELSS অনুরূপ ধারা 80c এর অধীনে অন্যান্য বিকল্পগুলি অন্তর্ভুক্ত করে:জীবনবীমা প্রিমিয়াম,ট্যাক্স সংরক্ষণ স্থায়ী আমানত,পিপিএফ,NSC,ইপিএফ, ইউনিট লিঙ্কড ইক্যুইটি প্ল্যান (ইউলিপ) একজনের জানা উচিত যে ধারা 80c এর অধীনে সঞ্চয়ের সীমা প্রতি আর্থিক বছরে 1.5 লাখে সীমাবদ্ধ।
22 - 23 অর্থবছরে বিনিয়োগের জন্য সেরা 11টি সেরা পারফর্মিং ELSS মিউচুয়াল ফান্ড
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2022 (%) Tata India Tax Savings Fund Growth ₹27.8926
↑ 0.17 ₹3,112 -7.4 -3.9 0.5 23.6 10.3 5.9 IDFC Tax Advantage (ELSS) Fund Growth ₹97.596
↑ 0.61 ₹4,033 -4.7 -1.6 1.3 32.6 11.5 4.2 Principal Tax Savings Fund Growth ₹320.801
↑ 1.61 ₹950 -7 -6 -0.3 25.8 9.1 4.3 L&T Tax Advantage Fund Growth ₹76.5698
↑ 0.69 ₹3,036 -4.5 -3.6 -2.2 21.7 6.9 -3 HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 ₹1,318 1.2 15.4 35.5 20.6 17.4 Kotak Tax Saver Fund Growth ₹73.384
↑ 0.36 ₹3,143 -4.9 -1.6 3.2 25.6 12.9 6.9 Sundaram Diversified Equity Fund Growth ₹146.235
↑ 0.79 ₹1,671 -6.5 -5.7 1.1 22.9 7.9 4 BOI AXA Tax Advantage Fund Growth ₹96.01
↑ 0.52 ₹679 -6.4 -4.7 -0.4 25.3 11.7 -1.3 IDBI Equity Advantage Fund Growth ₹37.71
↑ 0.35 ₹461 -5.1 -3.8 -0.6 16.5 7.9 2.2 BNP Paribas Long Term Equity Fund (ELSS) Growth ₹55.5697
↑ 0.38 ₹661 -6.3 -4.2 -4 18 9 -2.1 Invesco India Tax Plan Growth ₹73.8
↑ 0.53 ₹1,830 -6.6 -6 -7.2 19.2 9.4 -7.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Mar 23
*উপরে শীর্ষ তালিকা আছেইএলএসএস (ইক্যুইটি লিঙ্কড সেভিং স্কিম) এর থেকে উপরে AUM/নেট সম্পদ থাকা500 কোটি এবং ফান্ডের বয়স >= 3 বছর।
To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.. Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a Below is the key information for Tata India Tax Savings Fund Returns up to 1 year are on The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised. IDFC Tax Advantage (ELSS) Fund is a Equity - ELSS fund was launched on 26 Dec 08. It is a fund with Moderately High risk and has given a Below is the key information for IDFC Tax Advantage (ELSS) Fund Returns up to 1 year are on To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation. Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a Below is the key information for Principal Tax Savings Fund Returns up to 1 year are on To generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. L&T Tax Advantage Fund is a Equity - ELSS fund was launched on 27 Feb 06. It is a fund with Moderately High risk and has given a Below is the key information for L&T Tax Advantage Fund Returns up to 1 year are on To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments HDFC Long Term Advantage Fund is a Equity - ELSS fund was launched on 2 Jan 01. It is a fund with Moderately High risk and has given a Below is the key information for HDFC Long Term Advantage Fund Returns up to 1 year are on The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time. Kotak Tax Saver Fund is a Equity - ELSS fund was launched on 23 Nov 05. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Tax Saver Fund Returns up to 1 year are on To achieve capital appreciation by investing
predominantly in equities and equity-related
instruments. A three-year lock-in period shall
apply in line with the regulation for ELSS
schemes. Sundaram Diversified Equity Fund is a Equity - ELSS fund was launched on 22 Nov 99. It is a fund with Moderately High risk and has given a Below is the key information for Sundaram Diversified Equity Fund Returns up to 1 year are on The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.) BOI AXA Tax Advantage Fund is a Equity - ELSS fund was launched on 25 Feb 09. It is a fund with Moderately High risk and has given a Below is the key information for BOI AXA Tax Advantage Fund Returns up to 1 year are on The Scheme will seek to invest predominantly in a diversified portfolio of equity and equity related instruments with the objective to provide investors with opportunities for capital appreciation and income along with the benefit of income-tax deduction(under section 80C of the Income-tax Act, 1961) on their investments. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to be eligible for income-tax benefits under Section 80C. There can be no assurance that the investment objective under the scheme will be realized. IDBI Equity Advantage Fund is a Equity - ELSS fund was launched on 10 Sep 13. It is a fund with Moderately High risk and has given a Below is the key information for IDBI Equity Advantage Fund Returns up to 1 year are on The investment objective of the Scheme is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate, as may be prevalent fromtime to time. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. BNP Paribas Long Term Equity Fund (ELSS) is a Equity - ELSS fund was launched on 5 Jan 06. It is a fund with Moderately High risk and has given a Below is the key information for BNP Paribas Long Term Equity Fund (ELSS) Returns up to 1 year are on The investment objective of the Scheme is to generate long term capital growth from a diversified portfolio of predominantly equity and equity-related securities. Invesco India Tax Plan is a Equity - ELSS fund was launched on 29 Dec 06. It is a fund with Moderately High risk and has given a Below is the key information for Invesco India Tax Plan Returns up to 1 year are on 1. Tata India Tax Savings Fund
CAGR/Annualized return of 12.9% since its launch. Ranked 1 in ELSS category. Return for 2022 was 5.9% , 2021 was 30.4% and 2020 was 11.9% . Tata India Tax Savings Fund
Growth Launch Date 13 Oct 14 NAV (17 Mar 23) ₹27.8926 ↑ 0.17 (0.60 %) Net Assets (Cr) ₹3,112 on 31 Jan 23 Category Equity - ELSS AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 0 Sharpe Ratio -0.1 Information Ratio -0.48 Alpha Ratio 0.79 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹9,537 29 Feb 20 ₹10,412 28 Feb 21 ₹13,291 28 Feb 22 ₹15,346 28 Feb 23 ₹16,201 Returns for Tata India Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Mar 23 Duration Returns 1 Month -4.4% 3 Month -7.4% 6 Month -3.9% 1 Year 0.5% 3 Year 23.6% 5 Year 10.3% 10 Year 15 Year Since launch 12.9% Historical performance (Yearly) on absolute basis
Year Returns 2022 5.9% 2021 30.4% 2020 11.9% 2019 13.6% 2018 -8.4% 2017 46% 2016 2.1% 2015 13.3% 2014 2013 Fund Manager information for Tata India Tax Savings Fund
Name Since Tenure Tejas Gutka 9 Mar 21 1.9 Yr. Data below for Tata India Tax Savings Fund as on 31 Jan 23
Equity Sector Allocation
Sector Value Financial Services 35.7% Industrials 17.88% Technology 9.03% Consumer Cyclical 8.54% Health Care 5.67% Basic Materials 5.39% Communication Services 5.32% Energy 5.11% Utility 2.44% Consumer Defensive 2.35% Real Estate 1.22% Asset Allocation
Asset Class Value Cash 1.35% Equity 98.65% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK7% ₹209 Cr 1,305,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK6% ₹193 Cr 2,325,000 Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY6% ₹178 Cr 1,160,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE5% ₹159 Cr 675,000 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Jun 17 | HDFC5% ₹151 Cr 575,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN4% ₹138 Cr 2,500,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | 5322154% ₹128 Cr 1,465,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 19 | BHARTIARTL3% ₹88 Cr 1,140,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 16 | LT3% ₹83 Cr 390,000 INOX Leisure Ltd (Communication Services)
Equity, Since 30 Nov 21 | INOXLEISUR2% ₹74 Cr 1,470,000
↑ 150,000 2. IDFC Tax Advantage (ELSS) Fund
CAGR/Annualized return of 17.4% since its launch. Ranked 3 in ELSS category. Return for 2022 was 4.2% , 2021 was 49.2% and 2020 was 18.7% . IDFC Tax Advantage (ELSS) Fund
Growth Launch Date 26 Dec 08 NAV (17 Mar 23) ₹97.596 ↑ 0.61 (0.62 %) Net Assets (Cr) ₹4,033 on 31 Jan 23 Category Equity - ELSS AMC IDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.95 Sharpe Ratio -0.16 Information Ratio 0.69 Alpha Ratio -0.49 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value Returns for IDFC Tax Advantage (ELSS) Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Mar 23 Duration Returns 1 Month -3.2% 3 Month -4.7% 6 Month -1.6% 1 Year 1.3% 3 Year 32.6% 5 Year 11.5% 10 Year 15 Year Since launch 17.4% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.2% 2021 49.2% 2020 18.7% 2019 1.9% 2018 -9.4% 2017 53.4% 2016 0.4% 2015 6.9% 2014 42.2% 2013 15% Fund Manager information for IDFC Tax Advantage (ELSS) Fund
Name Since Tenure Daylynn Pinto 20 Oct 16 6.29 Yr. Data below for IDFC Tax Advantage (ELSS) Fund as on 31 Jan 23
Equity Sector Allocation
Sector Value Financial Services 26.83% Consumer Cyclical 15.59% Industrials 12.6% Technology 9.99% Basic Materials 9.74% Health Care 6.34% Consumer Defensive 3.89% Energy 3.65% Communication Services 2.67% Utility 1.49% Asset Allocation
Asset Class Value Cash 7.21% Equity 92.79% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 16 | ICICIBANK8% ₹316 Cr 3,800,000 Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY5% ₹207 Cr 1,350,000 State Bank of India (Financial Services)
Equity, Since 30 Jun 20 | SBIN5% ₹194 Cr 3,500,000 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 14 | HDFCBANK4% ₹168 Cr 1,050,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE4% ₹147 Cr 625,000
↑ 25,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | 5322153% ₹122 Cr 1,400,000 Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 May 20 | TATAMOTORS3% ₹118 Cr 2,600,000 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Jul 20 | M&M3% ₹110 Cr 800,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 20 | BHARTIARTL3% ₹108 Cr 1,400,000 Jindal Steel & Power Ltd (Basic Materials)
Equity, Since 31 Mar 18 | 5322862% ₹93 Cr 1,600,000
↓ -100,000 3. Principal Tax Savings Fund
CAGR/Annualized return of 15.5% since its launch. Ranked 8 in ELSS category. Return for 2022 was 4.3% , 2021 was 32.1% and 2020 was 18.9% . Principal Tax Savings Fund
Growth Launch Date 31 Mar 96 NAV (17 Mar 23) ₹320.801 ↑ 1.61 (0.51 %) Net Assets (Cr) ₹950 on 31 Jan 23 Category Equity - ELSS AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.44 Sharpe Ratio -0.23 Information Ratio 0.32 Alpha Ratio -1.05 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value Returns for Principal Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Mar 23 Duration Returns 1 Month -4.6% 3 Month -7% 6 Month -6% 1 Year -0.3% 3 Year 25.8% 5 Year 9.1% 10 Year 15 Year Since launch 15.5% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.3% 2021 32.1% 2020 18.9% 2019 2.5% 2018 -9.2% 2017 48.8% 2016 6.2% 2015 2.7% 2014 49.4% 2013 8.5% Fund Manager information for Principal Tax Savings Fund
Name Since Tenure Sudhir Kedia 29 Oct 19 3.26 Yr. Rohit Seksaria 1 Jan 22 1.08 Yr. Data below for Principal Tax Savings Fund as on 31 Jan 23
Equity Sector Allocation
Sector Value Financial Services 35.2% Consumer Cyclical 14.43% Industrials 12.89% Technology 10.24% Energy 6.29% Consumer Defensive 5.61% Health Care 4.14% Basic Materials 3.45% Communication Services 1.16% Real Estate 1% Asset Allocation
Asset Class Value Cash 5.33% Equity 94.67% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK7% ₹67 Cr 803,000
↓ -58,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | RELIANCE6% ₹60 Cr 254,000
↑ 79,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK6% ₹54 Cr 335,117 Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY5% ₹44 Cr 288,000 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Jun 08 | HDFC4% ₹41 Cr 157,000 State Bank of India (Financial Services)
Equity, Since 30 Apr 05 | SBIN4% ₹38 Cr 683,000
↓ -87,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | 5322153% ₹31 Cr 356,000
↓ -54,005 Ashok Leyland Ltd (Industrials)
Equity, Since 31 Aug 20 | 5004773% ₹29 Cr 1,960,000
↓ -445,310 Polycab India Ltd (Industrials)
Equity, Since 30 Nov 20 | POLYCAB3% ₹29 Cr 99,000
↓ -7,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 14 | TCS3% ₹26 Cr 78,000 4. L&T Tax Advantage Fund
CAGR/Annualized return of 12.7% since its launch. Ranked 7 in ELSS category. Return for 2022 was -3% , 2021 was 30.3% and 2020 was 13.5% . L&T Tax Advantage Fund
Growth Launch Date 27 Feb 06 NAV (17 Mar 23) ₹76.5698 ↑ 0.69 (0.90 %) Net Assets (Cr) ₹3,036 on 31 Jan 23 Category Equity - ELSS AMC L&T Investment Management Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.97 Sharpe Ratio -0.36 Information Ratio -0.95 Alpha Ratio -3.53 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹8,872 29 Feb 20 ₹9,409 28 Feb 21 ₹11,676 28 Feb 22 ₹13,496 28 Feb 23 ₹13,767 Returns for L&T Tax Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Mar 23 Duration Returns 1 Month -3.7% 3 Month -4.5% 6 Month -3.6% 1 Year -2.2% 3 Year 21.7% 5 Year 6.9% 10 Year 15 Year Since launch 12.7% Historical performance (Yearly) on absolute basis
Year Returns 2022 -3% 2021 30.3% 2020 13.5% 2019 4.6% 2018 -8.1% 2017 42.3% 2016 8.1% 2015 2.9% 2014 44.8% 2013 6.8% Fund Manager information for L&T Tax Advantage Fund
Name Since Tenure Gautam Bhupal 25 Nov 22 0.19 Yr. Cheenu Gupta 2 Jul 21 1.59 Yr. Data below for L&T Tax Advantage Fund as on 31 Jan 23
Equity Sector Allocation
Sector Value Financial Services 31.48% Consumer Cyclical 18.53% Technology 12.84% Industrials 12.84% Consumer Defensive 7.26% Basic Materials 6.43% Health Care 3.41% Energy 2.97% Utility 1.91% Real Estate 0.96% Asset Allocation
Asset Class Value Cash 1.35% Equity 98.65% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 09 | ICICIBANK7% ₹203 Cr 2,442,000
↓ -177,900 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | HDFCBANK6% ₹183 Cr 1,140,100 State Bank of India (Financial Services)
Equity, Since 31 Jan 19 | SBIN6% ₹174 Cr 3,140,300 Infosys Ltd (Technology)
Equity, Since 31 Mar 06 | INFY5% ₹141 Cr 919,900
↓ -103,900 Indian Hotels Co Ltd (Consumer Cyclical)
Equity, Since 31 Oct 21 | 5008504% ₹128 Cr 4,240,500 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 22 | LT4% ₹114 Cr 538,300 Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 21 | PERSISTENT4% ₹111 Cr 236,700
↓ -39,700 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 Jul 22 | HINDUNILVR4% ₹108 Cr 419,300 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 21 | RELIANCE3% ₹90 Cr 383,700 KPIT Technologies Ltd (Technology)
Equity, Since 30 Sep 21 | KPITTECH3% ₹81 Cr 1,059,800 5. HDFC Long Term Advantage Fund
CAGR/Annualized return of 21.4% since its launch. Ranked 23 in ELSS category. . HDFC Long Term Advantage Fund
Growth Launch Date 2 Jan 01 NAV (14 Jan 22) ₹595.168 ↑ 0.28 (0.05 %) Net Assets (Cr) ₹1,318 on 30 Nov 21 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.25 Sharpe Ratio 2.27 Information Ratio -0.15 Alpha Ratio 1.75 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value
Purchase not allowed Returns for HDFC Long Term Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Mar 23 Duration Returns 1 Month 4.4% 3 Month 1.2% 6 Month 15.4% 1 Year 35.5% 3 Year 20.6% 5 Year 17.4% 10 Year 15 Year Since launch 21.4% Historical performance (Yearly) on absolute basis
Year Returns 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 Fund Manager information for HDFC Long Term Advantage Fund
Name Since Tenure Data below for HDFC Long Term Advantage Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 6. Kotak Tax Saver Fund
CAGR/Annualized return of 12.2% since its launch. Ranked 19 in ELSS category. Return for 2022 was 6.9% , 2021 was 33.2% and 2020 was 14.9% . Kotak Tax Saver Fund
Growth Launch Date 23 Nov 05 NAV (17 Mar 23) ₹73.384 ↑ 0.36 (0.49 %) Net Assets (Cr) ₹3,143 on 31 Jan 23 Category Equity - ELSS AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.97 Sharpe Ratio -0.04 Information Ratio -0.16 Alpha Ratio 1.8 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value Returns for Kotak Tax Saver Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Mar 23 Duration Returns 1 Month -2.7% 3 Month -4.9% 6 Month -1.6% 1 Year 3.2% 3 Year 25.6% 5 Year 12.9% 10 Year 15 Year Since launch 12.2% Historical performance (Yearly) on absolute basis
Year Returns 2022 6.9% 2021 33.2% 2020 14.9% 2019 12.7% 2018 -3.8% 2017 33.8% 2016 7.5% 2015 1.5% 2014 56.6% 2013 -6.3% Fund Manager information for Kotak Tax Saver Fund
Name Since Tenure Harsha Upadhyaya 25 Aug 15 7.44 Yr. Data below for Kotak Tax Saver Fund as on 31 Jan 23
Equity Sector Allocation
Sector Value Financial Services 27% Industrials 17.08% Basic Materials 15.35% Consumer Cyclical 10.94% Consumer Defensive 9.69% Technology 6.27% Health Care 4.16% Energy 3.74% Utility 2.12% Communication Services 1.79% Asset Allocation
Asset Class Value Cash 1.84% Equity 98.16% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK7% ₹216 Cr 2,600,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN5% ₹166 Cr 3,000,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | 5322155% ₹157 Cr 1,800,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 14 | LT4% ₹127 Cr 600,000
↑ 25,000 Infosys Ltd (Technology)
Equity, Since 31 Dec 05 | INFY4% ₹123 Cr 800,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 06 | RELIANCE4% ₹118 Cr 500,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Mar 21 | MARUTI4% ₹111 Cr 125,000
↑ 10,000 ITC Ltd (Consumer Defensive)
Equity, Since 31 Oct 21 | ITC3% ₹109 Cr 3,100,000 Jindal Steel & Power Ltd (Basic Materials)
Equity, Since 28 Feb 18 | 5322863% ₹79 Cr 1,350,000 SRF Ltd (Basic Materials)
Equity, Since 30 Apr 16 | SRF2% ₹79 Cr 360,000 7. Sundaram Diversified Equity Fund
CAGR/Annualized return of 15.6% since its launch. Ranked 14 in ELSS category. Return for 2022 was 4% , 2021 was 31.5% and 2020 was 9.9% . Sundaram Diversified Equity Fund
Growth Launch Date 22 Nov 99 NAV (17 Mar 23) ₹146.235 ↑ 0.79 (0.55 %) Net Assets (Cr) ₹1,671 on 31 Jan 23 Category Equity - ELSS AMC Sundaram Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.1 Sharpe Ratio -0.09 Information Ratio -0.66 Alpha Ratio 0.95 Min Investment 500 Min SIP Investment 250 Exit Load NIL Growth of 10,000 investment over the years.
Date Value Returns for Sundaram Diversified Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Mar 23 Duration Returns 1 Month -4.6% 3 Month -6.5% 6 Month -5.7% 1 Year 1.1% 3 Year 22.9% 5 Year 7.9% 10 Year 15 Year Since launch 15.6% Historical performance (Yearly) on absolute basis
Year Returns 2022 4% 2021 31.5% 2020 9.9% 2019 6.2% 2018 -10.6% 2017 38.4% 2016 6.8% 2015 3.1% 2014 45.7% 2013 1.4% Fund Manager information for Sundaram Diversified Equity Fund
Name Since Tenure Sudhir Kedia 1 Jan 22 1.08 Yr. Rohit Seksaria 24 Feb 21 1.94 Yr. Data below for Sundaram Diversified Equity Fund as on 31 Jan 23
Equity Sector Allocation
Sector Value Financial Services 35.03% Industrials 15.67% Technology 11.7% Consumer Cyclical 11.51% Energy 6% Consumer Defensive 4.87% Basic Materials 4.15% Health Care 2.89% Communication Services 1.7% Real Estate 1.1% Asset Allocation
Asset Class Value Cash 5.21% Equity 94.79% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | ICICIBANK7% ₹118 Cr 1,424,000
↓ -101,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 12 | RELIANCE6% ₹100 Cr 426,000
↑ 84,405 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | HDFCBANK6% ₹98 Cr 611,000
↓ -103,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 16 | INFY5% ₹87 Cr 570,000 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Jul 19 | HDFC4% ₹71 Cr 272,000 State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN4% ₹67 Cr 1,207,000
↓ -183,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jul 20 | TCS3% ₹55 Cr 165,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | 5322153% ₹55 Cr 628,000
↓ -111,000 Polycab India Ltd (Industrials)
Equity, Since 31 Jan 22 | POLYCAB3% ₹51 Cr 175,000
↓ -16,000 Ashok Leyland Ltd (Industrials)
Equity, Since 31 Jan 22 | 5004773% ₹51 Cr 3,409,000
↓ -680,762 8. BOI AXA Tax Advantage Fund
CAGR/Annualized return of 17.5% since its launch. Ranked 13 in ELSS category. Return for 2022 was -1.3% , 2021 was 41.5% and 2020 was 31.2% . BOI AXA Tax Advantage Fund
Growth Launch Date 25 Feb 09 NAV (17 Mar 23) ₹96.01 ↑ 0.52 (0.54 %) Net Assets (Cr) ₹679 on 31 Jan 23 Category Equity - ELSS AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.54 Sharpe Ratio -0.26 Information Ratio 0.41 Alpha Ratio -2.12 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value Returns for BOI AXA Tax Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Mar 23 Duration Returns 1 Month -3.3% 3 Month -6.4% 6 Month -4.7% 1 Year -0.4% 3 Year 25.3% 5 Year 11.7% 10 Year 15 Year Since launch 17.5% Historical performance (Yearly) on absolute basis
Year Returns 2022 -1.3% 2021 41.5% 2020 31.2% 2019 14.6% 2018 -16.3% 2017 57.7% 2016 -1.2% 2015 2.1% 2014 44% 2013 9.1% Fund Manager information for BOI AXA Tax Advantage Fund
Name Since Tenure Alok Singh 27 Apr 22 0.77 Yr. Data below for BOI AXA Tax Advantage Fund as on 31 Jan 23
Equity Sector Allocation
Sector Value Financial Services 36.86% Industrials 13.11% Consumer Cyclical 10.18% Basic Materials 9.53% Consumer Defensive 9.3% Health Care 6.25% Energy 4.05% Technology 3.52% Utility 3.17% Real Estate 2.1% Communication Services 0.73% Asset Allocation
Asset Class Value Cash 1.2% Equity 98.8% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK6% ₹44 Cr 529,340 State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN6% ₹43 Cr 770,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK6% ₹42 Cr 265,000 Canara Bank (Financial Services)
Equity, Since 31 Aug 22 | 5324834% ₹27 Cr 895,000 NTPC Ltd (Utilities)
Equity, Since 30 Apr 22 | 5325553% ₹22 Cr 1,260,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 18 | RELIANCE3% ₹21 Cr 91,009 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 22 | 5322153% ₹18 Cr 204,000 ITC Ltd (Consumer Defensive)
Equity, Since 31 May 22 | ITC2% ₹17 Cr 473,223 UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Apr 22 | ULTRACEMCO2% ₹16 Cr 23,000 J.B. Chemicals & Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Jan 20 | JBCHEPHARM2% ₹15 Cr 74,000 9. IDBI Equity Advantage Fund
CAGR/Annualized return of 15% since its launch. Ranked 21 in ELSS category. Return for 2022 was 2.2% , 2021 was 25.6% and 2020 was 8.4% . IDBI Equity Advantage Fund
Growth Launch Date 10 Sep 13 NAV (17 Mar 23) ₹37.71 ↑ 0.35 (0.94 %) Net Assets (Cr) ₹461 on 31 Jan 23 Category Equity - ELSS AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.39 Sharpe Ratio -0.26 Information Ratio -0.83 Alpha Ratio -1.81 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹9,339 29 Feb 20 ₹10,199 28 Feb 21 ₹11,896 28 Feb 22 ₹13,868 28 Feb 23 ₹14,258 Returns for IDBI Equity Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Mar 23 Duration Returns 1 Month -3.5% 3 Month -5.1% 6 Month -3.8% 1 Year -0.6% 3 Year 16.5% 5 Year 7.9% 10 Year 15 Year Since launch 15% Historical performance (Yearly) on absolute basis
Year Returns 2022 2.2% 2021 25.6% 2020 8.4% 2019 5.7% 2018 -1.7% 2017 35.3% 2016 0% 2015 3.1% 2014 71.2% 2013 Fund Manager information for IDBI Equity Advantage Fund
Name Since Tenure Alok Ranjan 16 Aug 21 1.46 Yr. Data below for IDBI Equity Advantage Fund as on 31 Jan 23
Equity Sector Allocation
Sector Value Financial Services 36.85% Industrials 14.37% Basic Materials 14.36% Technology 12.71% Consumer Cyclical 10.2% Energy 4.72% Consumer Defensive 2.68% Health Care 1.85% Communication Services 1.05% Real Estate 0.41% Asset Allocation
Asset Class Value Cash 0.81% Equity 99.19% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 20 | HDFCBANK9% ₹40 Cr 247,297 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 20 | ICICIBANK9% ₹40 Cr 475,423 State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN5% ₹25 Cr 446,147 Infosys Ltd (Technology)
Equity, Since 31 Oct 20 | INFY5% ₹25 Cr 159,800 ABB India Ltd (Industrials)
Equity, Since 30 Apr 15 | ABB4% ₹20 Cr 71,781 Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 21 | 5322154% ₹19 Cr 213,065 Reliance Industries Ltd (Energy)
Equity, Since 30 Sep 20 | RELIANCE4% ₹18 Cr 77,980 HCL Technologies Ltd (Technology)
Equity, Since 31 May 20 | HCLTECH4% ₹16 Cr 146,618 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 30 Nov 13 | CHOLAFIN4% ₹16 Cr 232,325 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 20 | LT3% ₹15 Cr 71,038 10. BNP Paribas Long Term Equity Fund (ELSS)
CAGR/Annualized return of 10.5% since its launch. Ranked 22 in ELSS category. Return for 2022 was -2.1% , 2021 was 23.6% and 2020 was 17.8% . BNP Paribas Long Term Equity Fund (ELSS)
Growth Launch Date 5 Jan 06 NAV (17 Mar 23) ₹55.5697 ↑ 0.38 (0.69 %) Net Assets (Cr) ₹661 on 31 Jan 23 Category Equity - ELSS AMC BNP Paribas Asset Mgmt India Pvt. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.38 Sharpe Ratio -0.6 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value Returns for BNP Paribas Long Term Equity Fund (ELSS)
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Mar 23 Duration Returns 1 Month -4.2% 3 Month -6.3% 6 Month -4.2% 1 Year -4% 3 Year 18% 5 Year 9% 10 Year 15 Year Since launch 10.5% Historical performance (Yearly) on absolute basis
Year Returns 2022 -2.1% 2021 23.6% 2020 17.8% 2019 14.3% 2018 -9.3% 2017 42.3% 2016 -6.6% 2015 7.7% 2014 53% 2013 7.7% Fund Manager information for BNP Paribas Long Term Equity Fund (ELSS)
Name Since Tenure Sanjay Chawla 14 Mar 22 0.89 Yr. Pratish Krishnan 14 Mar 22 0.89 Yr. Miten Vora 1 Dec 22 0.17 Yr. Data below for BNP Paribas Long Term Equity Fund (ELSS) as on 31 Jan 23
Equity Sector Allocation
Sector Value Financial Services 33.67% Consumer Cyclical 11.7% Industrials 10.77% Technology 9.76% Basic Materials 7.54% Health Care 5.32% Energy 5.24% Consumer Defensive 4.83% Communication Services 3.23% Utility 2.78% Real Estate 2.67% Asset Allocation
Asset Class Value Cash 2.48% Equity 97.52% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK9% ₹59 Cr 365,000
↓ -40,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | ICICIBANK7% ₹45 Cr 544,000 Infosys Ltd (Technology)
Equity, Since 31 Mar 09 | INFY5% ₹31 Cr 200,000
↓ -70,000 State Bank of India (Financial Services)
Equity, Since 31 Mar 22 | SBIN4% ₹29 Cr 530,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 18 | RELIANCE4% ₹28 Cr 117,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Jul 18 | ULTRACEMCO3% ₹23 Cr 32,250 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 20 | LT3% ₹19 Cr 91,500 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | HINDUNILVR3% ₹18 Cr 68,600 Five-Star Business Finance Ltd (Financial Services)
Equity, Since 30 Nov 22 | 5436632% ₹14 Cr 238,236
↓ -34,300 ITC Ltd (Consumer Defensive)
Equity, Since 30 Sep 22 | ITC2% ₹14 Cr 405,000
↓ -45,000 11. Invesco India Tax Plan
CAGR/Annualized return of 13.1% since its launch. Ranked 17 in ELSS category. Return for 2022 was -7.7% , 2021 was 32.6% and 2020 was 19.2% . Invesco India Tax Plan
Growth Launch Date 29 Dec 06 NAV (17 Mar 23) ₹73.8 ↑ 0.53 (0.72 %) Net Assets (Cr) ₹1,830 on 31 Jan 23 Category Equity - ELSS AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.11 Sharpe Ratio -0.82 Information Ratio -1.04 Alpha Ratio -11.53 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value Returns for Invesco India Tax Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Mar 23 Duration Returns 1 Month -4.1% 3 Month -6.6% 6 Month -6% 1 Year -7.2% 3 Year 19.2% 5 Year 9.4% 10 Year 15 Year Since launch 13.1% Historical performance (Yearly) on absolute basis
Year Returns 2022 -7.7% 2021 32.6% 2020 19.2% 2019 9.4% 2018 -1.3% 2017 35.7% 2016 3.4% 2015 5.8% 2014 54.3% 2013 10.1% Fund Manager information for Invesco India Tax Plan
Name Since Tenure Amit Nigam 3 Sep 20 2.41 Yr. Dhimant Kothari 29 Mar 18 4.85 Yr. Data below for Invesco India Tax Plan as on 31 Jan 23
Equity Sector Allocation
Sector Value Financial Services 32.66% Technology 13.11% Industrials 11.59% Consumer Cyclical 8.77% Basic Materials 7.46% Consumer Defensive 7.01% Energy 5.97% Utility 5.16% Health Care 4.7% Communication Services 2.05% Asset Allocation
Asset Class Value Cash 1.52% Equity 98.48% Top Securities Holdings / Portfolio
Name Holding Value Quantity Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Apr 22 | HDFC10% ₹189 Cr 720,597 Infosys Ltd (Technology)
Equity, Since 31 Dec 19 | INFY8% ₹145 Cr 946,733 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 17 | RELIANCE6% ₹109 Cr 464,434 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK6% ₹109 Cr 1,310,060 Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 20 | 5322153% ₹59 Cr 672,570 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 21 | ULTRACEMCO3% ₹58 Cr 81,940 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 22 | HDFCBANK3% ₹56 Cr 350,466
↑ 245,073 LTIMindtree Ltd (Technology)
Equity, Since 30 Apr 22 | LTIM3% ₹54 Cr 123,552 KEI Industries Ltd (Industrials)
Equity, Since 30 Apr 21 | KEI2% ₹43 Cr 267,380
↓ -70,455 Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 31 Dec 20 | MOTHERSON2% ₹42 Cr 5,528,402
ELSS SIP ক্যালকুলেটর
Know Your SIP Returns
ELSS-এ বিনিয়োগের মোড
ইএলএসএস-এ এসআইপি (সিস্টেমেটিক ইনভেস্টমেন্ট প্ল্যান)
ট্যাক্স সেভিং মিউচুয়াল ফান্ডে (ইএলএসএস) বিনিয়োগের জন্য বিনিয়োগের মোড হিসেবে এসআইপি বেছে নিতে পারেন কারণ প্রতি মাসে নির্দিষ্ট পরিমাণ বিনিয়োগ করা হয়।
নীচের নমুনায় দেখানো হয়েছে-
| মাস | পরিমাণ | মোড | |||
|---|---|---|---|---|---|
| এপ্রিল | 12,500 | চুমুক | মে | 12,500 | চুমুক |
| জুন | 12,500 | চুমুক | জুলাই | 12,500 | চুমুক |
| আগস্ট | 12,500 | চুমুক | সেপ্টেম্বর | 12,500 | চুমুক |
| অক্টোবর | 12,500 | চুমুক | নভেম্বর | 12,500 | চুমুক |
| ডিসেম্বর | 12,500 | চুমুক | জানুয়ারি | 12,500 | চুমুক |
| ফেব্রুয়ারী | 12,500 | চুমুক | মার্চ | 12,500 | চুমুক |
| মোট | 1,50,000 |
SIP পদ্ধতির মাধ্যমে বিনিয়োগ করার সময় রুপি খরচের গড় SIP সুবিধাগুলি কাটা হয় কারণ এটি প্রতি মাসে কেনাকাটা ছড়িয়ে দেয় এবং বিনিয়োগ করা হয় নির্দিষ্ট মূল্যের পরিবর্তে গড় মূল্যে যা লাম্পসাম বিনিয়োগের ক্ষেত্রে হতে পারে।
ELSS-এ একমুঠো বিনিয়োগ
যেহেতু কেউ ইউলিপ, এনএসসি, পিএফ/ইপিএফের মতো অন্যান্য ট্যাক্স সেভিং ইনট্রুমেন্টে সঞ্চয় করতে পারে,বীমা (সেক্টর 80c-এর অধীনে) অন্য যন্ত্রগুলি কেটে নেওয়ার পরে ট্যাক্স সংরক্ষণের জন্য যে পরিমাণ প্রয়োজন তা নির্ধারণ করতে পারেন এবং বছরে বা আর্থিক বছরের (জানুয়ারি - মার্চ) শেষের দিকে একবার লাম্পসাম ক্রয় হিসাবে বিনিয়োগ করতে পারেন।
সেরা ট্যাক্স সেভিং ELSS ফান্ডে বিনিয়োগ করার টিপস
আর্থিক বছরের শুরুতে (অর্থাৎ এপ্রিলে) SIP (সিস্টেমেটিক ইনভেস্টমেন্ট প্ল্যান) এর মাধ্যমে সেরা ELSS ফান্ডে বিনিয়োগ করুন এবং আর্থিক বছর শেষ হওয়ার সময় নয়।
সেরা ELSS ফান্ডের তালিকার মধ্যে থেকে সাবধানে একটি ELSS মিউচুয়াল ফান্ড বেছে নিন এবং প্রতি বছর অন্য ট্যাক্স সাশ্রয়ী ELSS ফান্ডে না গিয়ে এক বছরের জন্য বিনিয়োগ করুন।
5-7 বছরের জন্য বিনিয়োগ করলে ভাল ELSS রিটার্ন অর্জন করা যেতে পারে, তাই একবার আপনার টাকা না তোলার পরামর্শ দেওয়া হচ্ছেলক-ইন 3 বছর পর শেষ হয়. ভাল রিটার্ন অর্জনের জন্য এটি দীর্ঘ সময়ের জন্য ধরে রাখার চেষ্টা করুন।
আপনি যদি ঝুঁকি-প্রতিরোধী হনবিনিয়োগকারী এবং একটি কম-অস্থির তহবিল চান, একটি বড়-ক্যাপ মিউচুয়াল ফান্ডে বিনিয়োগ করার কথা বিবেচনা করুন।
কীভাবে অনলাইনে ইএলএসএস ফান্ডে বিনিয়োগ করবেন?
Fincash.com এ আজীবনের জন্য বিনামূল্যে বিনিয়োগ অ্যাকাউন্ট খুলুন
আপনার রেজিস্ট্রেশন এবং KYC প্রক্রিয়া সম্পূর্ণ করুন
নথি আপলোড করুন (প্যান, আধার, ইত্যাদি)।এবং, আপনি বিনিয়োগ করতে প্রস্তুত!
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।
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Nice article. Highly recommended for guys who are looking to save tax under section 80c.