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2022 সালে বিনিয়োগের জন্য 11টি সেরা পারফরম্যান্স ট্যাক্স সেভিং (ELSS) মিউচুয়াল ফান্ড

ফিনক্যাশ »যৌথ পুঁজি »সেরা ELSS ফান্ড

11টি সেরা ট্যাক্স সেভিং ELSS মিউচুয়াল ফান্ড 2022৷

Updated on May 17, 2024 , 20782 views

সেরা এলএসএস ফান্ড বা ইক্যুইটি লিঙ্কড সেভিংস স্কিমগুলি ইক্যুইটি বৈচিত্রপূর্ণযৌথ পুঁজি যে প্রধানত ইক্যুইটি-সংযুক্ত উপকরণ (শেয়ার এবং স্টক মত) প্রদান করার জন্য বিনিয়োগবাজার- লিঙ্কযুক্ত রিটার্ন এবং সরাসরি ট্যাক্স সংরক্ষণে সহায়তা করেআয়. সাধারণত, তহবিলের 80% ইক্যুইটিতে বিনিয়োগ করা হয় এবং বাকিটা ঋণের উপকরণে।

ইএলএসএস তহবিলগুলি ট্যাক্স সেভিং মিউচুয়াল ফান্ড হিসাবেও পরিচিত কারণ তারা কর সুবিধা প্রদান করেধারা 80C এরআয়কর আইন. অধিকন্তু, ELSS মিউচুয়াল ফান্ডগুলি ওপেন-এন্ডেড, যার অর্থ হল যে বিনিয়োগকারীরা যখন খুশি এই তহবিলে সাবস্ক্রাইব করতে পারেন।

ELSS

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কে ELSS ফান্ডে বিনিয়োগ করতে পারে?

সাধারণত, ELSS মিউচুয়াল ফান্ড সব ধরনের বিনিয়োগকারীদের জন্য উপযুক্ত যারা বাজার-সংযুক্ত ঝুঁকি নিতে ইচ্ছুক।কর পরিকল্পনা এবং অর্থ সঞ্চয়। যে কেউ তাদের জীবনের যেকোনো সময়ে ELSS ফান্ডে বিনিয়োগ করতে পারে। যাইহোক, আপনার কর্মজীবনের প্রাথমিক পর্যায়ে কর সাশ্রয়ী ELSS তহবিলে বিনিয়োগ করার পরামর্শ দেওয়া হচ্ছে যাতে আপনার অর্থ সময়ের সাথে বৃদ্ধি পায় এবং আপনি আরও ভাল রিটার্ন অর্জন করেন।

অতএব, ট্যাক্স সংরক্ষণ করুন এবং একই সময়ে উভয়ই ভাল রিটার্ন উপার্জন করুনবিনিয়োগ সেরা ELSS তহবিলে। বিনিয়োগকারীদের সচেতন হওয়া উচিত যে ELSS তহবিলে বিনিয়োগ করা পরিমাণ 3 বছরের জন্য লক করা আছে।

বিনিয়োগকারীরা ELSS মিউচুয়াল ফান্ডে একমাস (এক সময়) হিসাবে বিনিয়োগ করতে পারেনচুমুক (সিস্টেমেটিকবিনিয়োগ পরিকল্পনা) নতুনদের সাধারণত SIP ব্যবহার করে বিনিয়োগ করার পরামর্শ দেওয়া হয় কারণ এটি তাদের জন্য আরও উপযুক্ত।

অন্যান্য ট্যাক্স সংরক্ষণ বিকল্প?

ELSS অনুরূপ ধারা 80c এর অধীনে অন্যান্য বিকল্পগুলি অন্তর্ভুক্ত করে:জীবনবীমা প্রিমিয়াম,ট্যাক্স সংরক্ষণ স্থায়ী আমানত,পিপিএফ,NSC,ইপিএফ, ইউনিট লিঙ্কড ইক্যুইটি প্ল্যান (ইউলিপ) একজনের জানা উচিত যে ধারা 80c এর অধীনে সঞ্চয়ের সীমা প্রতি আর্থিক বছরে 1.5 লাখে সীমাবদ্ধ।

22 - 23 অর্থবছরে বিনিয়োগের জন্য সেরা 11টি সেরা পারফর্মিং ELSS মিউচুয়াল ফান্ড

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2023 (%)
Tata India Tax Savings Fund Growth ₹38.9952
↑ 0.24
₹4,1974.116.132.218.417.124
L&T Tax Advantage Fund Growth ₹118.669
↑ 1.29
₹3,88910.625.943.119.91828.4
Principal Tax Savings Fund Growth ₹459.73
↑ 2.32
₹1,2876.417.333.719.31824.5
BOI AXA Tax Advantage Fund Growth ₹160.16
↑ 1.32
₹1,2988.329.554.82526.734.8
JM Tax Gain Fund Growth ₹44.7548
↑ 0.59
₹14110.827.250.224.12230.9
Invesco India Tax Plan Growth ₹110.73
↑ 0.70
₹2,6333.317.639.117.317.730.9
BNP Paribas Long Term Equity Fund (ELSS) Growth ₹85.5711
↑ 0.44
₹8817.923.343.718.318.331.3
HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28
₹1,3181.215.435.520.617.4
Sundaram Diversified Equity Fund Growth ₹198.775
↑ 0.86
₹1,603413.626.617.414.923.3
IDBI Equity Advantage Fund Growth ₹43.39
↑ 0.04
₹4859.715.116.920.810
Edelweiss Long Term Equity Fund Growth ₹98.05
↑ 0.46
₹3434.718.933.81816.726.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 May 24

*উপরে শীর্ষ তালিকা আছেইএলএসএস (ইক্যুইটি লিঙ্কড সেভিং স্কিম) এর থেকে উপরে AUM/নেট সম্পদ থাকা500 কোটি এবং ফান্ডের বয়স >= 3 বছর।

1. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.2% since its launch.  Ranked 1 in ELSS category.  Return for 2023 was 24% , 2022 was 5.9% and 2021 was 30.4% .

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund
Growth
Launch Date 13 Oct 14
NAV (17 May 24) ₹38.9952 ↑ 0.24   (0.62 %)
Net Assets (Cr) ₹4,197 on 30 Apr 24
Category Equity - ELSS
AMC Tata Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 1.75
Sharpe Ratio 2.22
Information Ratio -0.36
Alpha Ratio -2.77
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
30 Apr 19₹10,000
30 Apr 20₹8,621
30 Apr 21₹12,683
30 Apr 22₹15,084
30 Apr 23₹15,997
30 Apr 24₹21,551

Tata India Tax Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 24

DurationReturns
1 Month 2.5%
3 Month 4.1%
6 Month 16.1%
1 Year 32.2%
3 Year 18.4%
5 Year 17.1%
10 Year
15 Year
Since launch 15.2%
Historical performance (Yearly) on absolute basis
YearReturns
2023 24%
2022 5.9%
2021 30.4%
2020 11.9%
2019 13.6%
2018 -8.4%
2017 46%
2016 2.1%
2015 13.3%
2014
Fund Manager information for Tata India Tax Savings Fund
NameSinceTenure
Sailesh Jain16 Dec 212.29 Yr.
Tejas Gutka9 Mar 213.07 Yr.

Data below for Tata India Tax Savings Fund as on 30 Apr 24

Equity Sector Allocation
SectorValue
Financial Services31.98%
Industrials15.23%
Consumer Cyclical12.42%
Technology7.95%
Basic Materials6.92%
Energy4.98%
Communication Services4.52%
Health Care4.47%
Utility3.69%
Consumer Defensive2.32%
Real Estate2.27%
Asset Allocation
Asset ClassValue
Cash3.25%
Equity96.75%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK
8%₹313 Cr2,160,000
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK
6%₹254 Cr2,325,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE
5%₹201 Cr675,000
State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN
5%₹188 Cr2,500,000
Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY
4%₹174 Cr1,160,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | 532215
3%₹136 Cr1,300,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 16 | LT
3%₹133 Cr352,147
NTPC Ltd (Utilities)
Equity, Since 30 Jun 21 | 532555
3%₹116 Cr3,451,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 19 | BHARTIARTL
3%₹115 Cr940,000
Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 30 Jun 22 | 532497
2%₹93 Cr540,000

2. L&T Tax Advantage Fund

To generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities.

L&T Tax Advantage Fund is a Equity - ELSS fund was launched on 27 Feb 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.5% since its launch.  Ranked 7 in ELSS category.  Return for 2023 was 28.4% , 2022 was -3% and 2021 was 30.3% .

Below is the key information for L&T Tax Advantage Fund

L&T Tax Advantage Fund
Growth
Launch Date 27 Feb 06
NAV (17 May 24) ₹118.669 ↑ 1.29   (1.10 %)
Net Assets (Cr) ₹3,889 on 30 Apr 24
Category Equity - ELSS
AMC L&T Investment Management Ltd
Rating
Risk Moderately High
Expense Ratio 1.98
Sharpe Ratio 2.85
Information Ratio -0.13
Alpha Ratio 6.1
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
30 Apr 19₹10,000
30 Apr 20₹8,402
30 Apr 21₹12,591
30 Apr 22₹14,387
30 Apr 23₹15,046
30 Apr 24₹21,653

L&T Tax Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for L&T Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 24

DurationReturns
1 Month 6.5%
3 Month 10.6%
6 Month 25.9%
1 Year 43.1%
3 Year 19.9%
5 Year 18%
10 Year
15 Year
Since launch 14.5%
Historical performance (Yearly) on absolute basis
YearReturns
2023 28.4%
2022 -3%
2021 30.3%
2020 13.5%
2019 4.6%
2018 -8.1%
2017 42.3%
2016 8.1%
2015 2.9%
2014 44.8%
Fund Manager information for L&T Tax Advantage Fund
NameSinceTenure
Gautam Bhupal26 Nov 221.35 Yr.
Sonal Gupta21 Jul 212.7 Yr.
Abhishek Gupta1 Mar 240.08 Yr.

Data below for L&T Tax Advantage Fund as on 30 Apr 24

Equity Sector Allocation
SectorValue
Industrials24.57%
Financial Services22.01%
Consumer Cyclical17.05%
Technology10%
Energy6.3%
Health Care4.05%
Basic Materials3.86%
Utility3.67%
Real Estate3.37%
Consumer Defensive2.03%
Communication Services1.05%
Asset Allocation
Asset ClassValue
Cash2.04%
Equity97.96%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 22 | LT
5%₹168 Cr447,600
↓ -126,500
Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 21 | RELIANCE
4%₹160 Cr537,600
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | HDFCBANK
4%₹141 Cr971,700
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 09 | ICICIBANK
3%₹126 Cr1,155,500
CG Power & Industrial Solutions Ltd (Industrials)
Equity, Since 30 Apr 22 | 500093
3%₹114 Cr2,107,000
↓ -379,300
Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 21 | PERSISTENT
3%₹112 Cr281,200
KPIT Technologies Ltd (Technology)
Equity, Since 30 Sep 21 | 542651
3%₹98 Cr662,200
Infosys Ltd (Technology)
Equity, Since 31 Mar 06 | INFY
3%₹93 Cr622,100
Trent Ltd (Consumer Cyclical)
Equity, Since 30 Nov 23 | 500251
2%₹79 Cr199,227
Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 543320
2%₹78 Cr4,258,282
↓ -648,518

3. Principal Tax Savings Fund

To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation.

Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.3% since its launch.  Ranked 8 in ELSS category.  Return for 2023 was 24.5% , 2022 was 4.3% and 2021 was 32.1% .

Below is the key information for Principal Tax Savings Fund

Principal Tax Savings Fund
Growth
Launch Date 31 Mar 96
NAV (17 May 24) ₹459.73 ↑ 2.32   (0.51 %)
Net Assets (Cr) ₹1,287 on 30 Apr 24
Category Equity - ELSS
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.36
Sharpe Ratio 2.51
Information Ratio -0.04
Alpha Ratio 0.94
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
30 Apr 19₹10,000
30 Apr 20₹8,312
30 Apr 21₹12,608
30 Apr 22₹15,410
30 Apr 23₹16,148
30 Apr 24₹22,001

Principal Tax Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for Principal Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 24

DurationReturns
1 Month 3.7%
3 Month 6.4%
6 Month 17.3%
1 Year 33.7%
3 Year 19.3%
5 Year 18%
10 Year
15 Year
Since launch 16.3%
Historical performance (Yearly) on absolute basis
YearReturns
2023 24.5%
2022 4.3%
2021 32.1%
2020 18.9%
2019 2.5%
2018 -9.2%
2017 48.8%
2016 6.2%
2015 2.7%
2014 49.4%
Fund Manager information for Principal Tax Savings Fund
NameSinceTenure
Sudhir Kedia29 Oct 194.43 Yr.
Rohit Seksaria1 Jan 222.25 Yr.

Data below for Principal Tax Savings Fund as on 30 Apr 24

Equity Sector Allocation
SectorValue
Financial Services31.8%
Consumer Cyclical11.08%
Industrials9.99%
Technology9.84%
Health Care8.44%
Consumer Defensive8.28%
Energy6.54%
Basic Materials5.26%
Communication Services2.86%
Real Estate0.45%
Asset Allocation
Asset ClassValue
Cash5.28%
Equity94.56%
Debt0.16%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK
7%₹88 Cr606,077
Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | RELIANCE
7%₹81 Cr274,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
6%₹72 Cr661,000
Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY
4%₹47 Cr313,000
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Aug 15 | SUNPHARMA
3%₹38 Cr233,000
Force Motors Ltd (Consumer Cyclical)
Equity, Since 30 Nov 21 | 500033
3%₹37 Cr50,500
↓ -5,500
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 13 | LT
3%₹34 Cr89,021
↑ 20,000
State Bank of India (Financial Services)
Equity, Since 30 Apr 05 | SBIN
3%₹33 Cr444,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | 532215
3%₹33 Cr311,000
Sundaram Liquid Dir Gr
Investment Fund | -
3%₹32 Cr150,576
↑ 93,913

4. BOI AXA Tax Advantage Fund

The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.)

BOI AXA Tax Advantage Fund is a Equity - ELSS fund was launched on 25 Feb 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 20% since its launch.  Ranked 13 in ELSS category.  Return for 2023 was 34.8% , 2022 was -1.3% and 2021 was 41.5% .

Below is the key information for BOI AXA Tax Advantage Fund

BOI AXA Tax Advantage Fund
Growth
Launch Date 25 Feb 09
NAV (17 May 24) ₹160.16 ↑ 1.32   (0.83 %)
Net Assets (Cr) ₹1,298 on 30 Apr 24
Category Equity - ELSS
AMC BOI AXA Investment Mngrs Private Ltd
Rating
Risk Moderately High
Expense Ratio 2.49
Sharpe Ratio 3.02
Information Ratio 0.7
Alpha Ratio 8.56
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
30 Apr 19₹10,000
30 Apr 20₹10,168
30 Apr 21₹16,354
30 Apr 22₹19,161
30 Apr 23₹20,449
30 Apr 24₹31,762

BOI AXA Tax Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107
Invest Now

Returns for BOI AXA Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 24

DurationReturns
1 Month 4.4%
3 Month 8.3%
6 Month 29.5%
1 Year 54.8%
3 Year 25%
5 Year 26.7%
10 Year
15 Year
Since launch 20%
Historical performance (Yearly) on absolute basis
YearReturns
2023 34.8%
2022 -1.3%
2021 41.5%
2020 31.2%
2019 14.6%
2018 -16.3%
2017 57.7%
2016 -1.2%
2015 2.1%
2014 44%
Fund Manager information for BOI AXA Tax Advantage Fund
NameSinceTenure
Alok Singh27 Apr 221.93 Yr.

Data below for BOI AXA Tax Advantage Fund as on 30 Apr 24

Equity Sector Allocation
SectorValue
Financial Services26.09%
Industrials15.01%
Basic Materials13.12%
Consumer Cyclical11.68%
Health Care7.86%
Energy6.67%
Technology4.65%
Utility4.07%
Consumer Defensive3.51%
Real Estate1.84%
Asset Allocation
Asset ClassValue
Cash5.45%
Equity94.51%
Debt0.04%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN
4%₹50 Cr660,000
↑ 40,000
Canara Bank (Financial Services)
Equity, Since 31 Aug 22 | 532483
4%₹43 Cr745,000
↑ 50,000
Oil India Ltd (Energy)
Equity, Since 31 Mar 23 | 533106
3%₹42 Cr702,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK
3%₹41 Cr280,000
Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 18 | RELIANCE
3%₹39 Cr130,000
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Jun 22 | SUNPHARMA
3%₹35 Cr217,000
Bank of Baroda (Financial Services)
Equity, Since 31 Oct 22 | 532134
3%₹33 Cr1,236,338
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 22 | LT
3%₹31 Cr82,800
NTPC Ltd (Utilities)
Equity, Since 30 Apr 22 | 532555
3%₹31 Cr920,000
Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 23 | 541154
2%₹29 Cr86,000
↑ 18,000

5. JM Tax Gain Fund

The investment objective is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities and to enable investors a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.

JM Tax Gain Fund is a Equity - ELSS fund was launched on 31 Mar 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.7% since its launch.  Ranked 18 in ELSS category.  Return for 2023 was 30.9% , 2022 was 0.5% and 2021 was 32.2% .

Below is the key information for JM Tax Gain Fund

JM Tax Gain Fund
Growth
Launch Date 31 Mar 08
NAV (17 May 24) ₹44.7548 ↑ 0.59   (1.34 %)
Net Assets (Cr) ₹141 on 30 Apr 24
Category Equity - ELSS
AMC JM Financial Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 2.43
Sharpe Ratio 2.99
Information Ratio 0.58
Alpha Ratio 11.5
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
30 Apr 19₹10,000
30 Apr 20₹8,658
30 Apr 21₹13,663
30 Apr 22₹16,023
30 Apr 23₹17,041
30 Apr 24₹25,902

JM Tax Gain Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for JM Tax Gain Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 24

DurationReturns
1 Month 8.7%
3 Month 10.8%
6 Month 27.2%
1 Year 50.2%
3 Year 24.1%
5 Year 22%
10 Year
15 Year
Since launch 9.7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 30.9%
2022 0.5%
2021 32.2%
2020 18.3%
2019 14.9%
2018 -4.6%
2017 42.6%
2016 5.2%
2015 -0.6%
2014 54.9%
Fund Manager information for JM Tax Gain Fund
NameSinceTenure
Asit Bhandarkar31 Dec 212.25 Yr.
Gurvinder Wasan1 Dec 221.33 Yr.
Chaitanya Choksi18 Jul 149.71 Yr.

Data below for JM Tax Gain Fund as on 30 Apr 24

Equity Sector Allocation
SectorValue
Financial Services22.56%
Industrials18.83%
Technology13.07%
Consumer Cyclical12.05%
Basic Materials9.4%
Communication Services6.09%
Consumer Defensive5.06%
Utility4%
Real Estate3.25%
Health Care2.76%
Asset Allocation
Asset ClassValue
Cash2.93%
Equity97.07%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 11 | HDFCBANK
5%₹7 Cr46,131
↓ -1,750
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | ICICIBANK
5%₹7 Cr60,975
↑ 11,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 10 | LT
5%₹6 Cr15,500
↑ 2,000
Infosys Ltd (Technology)
Equity, Since 31 Aug 18 | INFY
4%₹5 Cr34,215
Tata Motors Ltd Class A (Consumer Cyclical)
Equity, Since 31 Jul 23 | TATAMTRDVR
3%₹4 Cr57,500
↑ 10,000
Power Finance Corp Ltd (Financial Services)
Equity, Since 30 Nov 22 | 532810
3%₹3 Cr89,125
↑ 7,500
State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN
3%₹3 Cr45,400
Thermax Ltd (Industrials)
Equity, Since 31 Dec 23 | THERMAX
3%₹3 Cr7,900
↓ -350
NTPC Ltd (Utilities)
Equity, Since 31 Dec 23 | 532555
3%₹3 Cr97,000
Bank of Baroda (Financial Services)
Equity, Since 30 Sep 22 | 532134
3%₹3 Cr123,000

6. Invesco India Tax Plan

The investment objective of the Scheme is to generate long term capital growth from a diversified portfolio of predominantly equity and equity-related securities.

Invesco India Tax Plan is a Equity - ELSS fund was launched on 29 Dec 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.8% since its launch.  Ranked 17 in ELSS category.  Return for 2023 was 30.9% , 2022 was -7.7% and 2021 was 32.6% .

Below is the key information for Invesco India Tax Plan

Invesco India Tax Plan
Growth
Launch Date 29 Dec 06
NAV (17 May 24) ₹110.73 ↑ 0.70   (0.64 %)
Net Assets (Cr) ₹2,633 on 30 Apr 24
Category Equity - ELSS
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderately High
Expense Ratio 2.11
Sharpe Ratio 2.92
Information Ratio -0.62
Alpha Ratio 5.44
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
30 Apr 19₹10,000
30 Apr 20₹9,063
30 Apr 21₹13,382
30 Apr 22₹15,204
30 Apr 23₹15,273
30 Apr 24₹21,783

Invesco India Tax Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Returns for Invesco India Tax Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 24

DurationReturns
1 Month 2.2%
3 Month 3.3%
6 Month 17.6%
1 Year 39.1%
3 Year 17.3%
5 Year 17.7%
10 Year
15 Year
Since launch 14.8%
Historical performance (Yearly) on absolute basis
YearReturns
2023 30.9%
2022 -7.7%
2021 32.6%
2020 19.2%
2019 9.4%
2018 -1.3%
2017 35.7%
2016 3.4%
2015 5.8%
2014 54.3%
Fund Manager information for Invesco India Tax Plan
NameSinceTenure
Amit Nigam3 Sep 203.58 Yr.
Dhimant Kothari29 Mar 186.01 Yr.

Data below for Invesco India Tax Plan as on 30 Apr 24

Equity Sector Allocation
SectorValue
Financial Services27.37%
Consumer Cyclical12.67%
Health Care11.26%
Technology10.53%
Industrials10.29%
Basic Materials6.8%
Consumer Defensive6.24%
Energy5.34%
Utility5.18%
Communication Services1.59%
Real Estate1.28%
Asset Allocation
Asset ClassValue
Cash1.44%
Equity98.56%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK
5%₹138 Cr1,261,235
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 22 | HDFCBANK
5%₹134 Cr926,657
↑ 308,302
Infosys Ltd (Technology)
Equity, Since 31 Dec 19 | INFY
5%₹119 Cr797,089
↑ 74,546
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 17 | RELIANCE
5%₹114 Cr385,239
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jul 23 | TCS
4%₹108 Cr278,855
↑ 90,789
Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 20 | 532215
3%₹69 Cr656,279
IndusInd Bank Ltd (Financial Services)
Equity, Since 30 Nov 22 | INDUSINDBK
3%₹67 Cr429,280
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Sep 23 | MARUTI
2%₹63 Cr49,860
Mankind Pharma Ltd (Healthcare)
Equity, Since 31 Dec 23 | 543904
2%₹60 Cr260,894
↑ 50,742
Bank of Baroda (Financial Services)
Equity, Since 30 Sep 22 | 532134
2%₹57 Cr2,166,901

7. BNP Paribas Long Term Equity Fund (ELSS)

The investment objective of the Scheme is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate, as may be prevalent fromtime to time. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

BNP Paribas Long Term Equity Fund (ELSS) is a Equity - ELSS fund was launched on 5 Jan 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.4% since its launch.  Ranked 22 in ELSS category.  Return for 2023 was 31.3% , 2022 was -2.1% and 2021 was 23.6% .

Below is the key information for BNP Paribas Long Term Equity Fund (ELSS)

BNP Paribas Long Term Equity Fund (ELSS)
Growth
Launch Date 5 Jan 06
NAV (17 May 24) ₹85.5711 ↑ 0.44   (0.51 %)
Net Assets (Cr) ₹881 on 30 Apr 24
Category Equity - ELSS
AMC BNP Paribas Asset Mgmt India Pvt. Ltd
Rating
Risk Moderately High
Expense Ratio 2.37
Sharpe Ratio 2.63
Information Ratio 0
Alpha Ratio 0
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
30 Apr 19₹10,000
30 Apr 20₹9,386
30 Apr 21₹13,364
30 Apr 22₹14,905
30 Apr 23₹15,349
30 Apr 24₹22,294

BNP Paribas Long Term Equity Fund (ELSS) SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for BNP Paribas Long Term Equity Fund (ELSS)

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 24

DurationReturns
1 Month 5.1%
3 Month 7.9%
6 Month 23.3%
1 Year 43.7%
3 Year 18.3%
5 Year 18.3%
10 Year
15 Year
Since launch 12.4%
Historical performance (Yearly) on absolute basis
YearReturns
2023 31.3%
2022 -2.1%
2021 23.6%
2020 17.8%
2019 14.3%
2018 -9.3%
2017 42.3%
2016 -6.6%
2015 7.7%
2014 53%
Fund Manager information for BNP Paribas Long Term Equity Fund (ELSS)
NameSinceTenure
Sanjay Chawla14 Mar 222.05 Yr.
Pratish Krishnan14 Mar 222.05 Yr.
Miten Vora1 Dec 221.33 Yr.

Data below for BNP Paribas Long Term Equity Fund (ELSS) as on 30 Apr 24

Equity Sector Allocation
SectorValue
Financial Services28.38%
Consumer Cyclical15.04%
Industrials12.21%
Technology11.46%
Health Care7.18%
Energy6.39%
Basic Materials4.77%
Utility4.68%
Communication Services3.67%
Real Estate2.78%
Consumer Defensive1.78%
Asset Allocation
Asset ClassValue
Cash1.66%
Equity98.34%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK
6%₹50 Cr342,160
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | ICICIBANK
5%₹41 Cr371,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 18 | RELIANCE
4%₹36 Cr121,600
↓ -30,400
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 20 | LT
3%₹29 Cr77,620
Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Jul 23 | 543320
3%₹24 Cr1,345,013
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jan 23 | TCS
3%₹21 Cr55,120
↓ -5,000
Trent Ltd (Consumer Cyclical)
Equity, Since 31 May 22 | 500251
2%₹20 Cr49,614
↓ -4,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 19 | BHARTIARTL
2%₹19 Cr157,566
↑ 35,000
Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 31 Jan 24 | 500103
2%₹19 Cr775,000
State Bank of India (Financial Services)
Equity, Since 31 Mar 22 | SBIN
2%₹18 Cr243,000
↑ 25,000

8. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

HDFC Long Term Advantage Fund is a Equity - ELSS fund was launched on 2 Jan 01. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 21.4% since its launch.  Ranked 23 in ELSS category. .

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund
Growth
Launch Date 2 Jan 01
NAV (14 Jan 22) ₹595.168 ↑ 0.28   (0.05 %)
Net Assets (Cr) ₹1,318 on 30 Nov 21
Category Equity - ELSS
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.25
Sharpe Ratio 2.27
Information Ratio -0.15
Alpha Ratio 1.75
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
30 Apr 19₹10,000
30 Apr 20₹8,117
30 Apr 21₹12,547

HDFC Long Term Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 24

DurationReturns
1 Month 4.4%
3 Month 1.2%
6 Month 15.4%
1 Year 35.5%
3 Year 20.6%
5 Year 17.4%
10 Year
15 Year
Since launch 21.4%
Historical performance (Yearly) on absolute basis
YearReturns
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
Fund Manager information for HDFC Long Term Advantage Fund
NameSinceTenure

Data below for HDFC Long Term Advantage Fund as on 30 Nov 21

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

9. Sundaram Diversified Equity Fund

To achieve capital appreciation by investing predominantly in equities and equity-related instruments. A three-year lock-in period shall apply in line with the regulation for ELSS schemes.

Sundaram Diversified Equity Fund is a Equity - ELSS fund was launched on 22 Nov 99. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.2% since its launch.  Ranked 14 in ELSS category.  Return for 2023 was 23.3% , 2022 was 4% and 2021 was 31.5% .

Below is the key information for Sundaram Diversified Equity Fund

Sundaram Diversified Equity Fund
Growth
Launch Date 22 Nov 99
NAV (17 May 24) ₹198.775 ↑ 0.86   (0.43 %)
Net Assets (Cr) ₹1,603 on 30 Apr 24
Category Equity - ELSS
AMC Sundaram Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 2.13
Sharpe Ratio 1.9
Information Ratio -0.74
Alpha Ratio -5.51
Min Investment 500
Min SIP Investment 250
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
30 Apr 19₹10,000
30 Apr 20₹7,861
30 Apr 21₹11,875
30 Apr 22₹14,228
30 Apr 23₹15,136
30 Apr 24₹19,510

Sundaram Diversified Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for Sundaram Diversified Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 24

DurationReturns
1 Month 3.1%
3 Month 4%
6 Month 13.6%
1 Year 26.6%
3 Year 17.4%
5 Year 14.9%
10 Year
15 Year
Since launch 16.2%
Historical performance (Yearly) on absolute basis
YearReturns
2023 23.3%
2022 4%
2021 31.5%
2020 9.9%
2019 6.2%
2018 -10.6%
2017 38.4%
2016 6.8%
2015 3.1%
2014 45.7%
Fund Manager information for Sundaram Diversified Equity Fund
NameSinceTenure
Sudhir Kedia1 Jan 222.25 Yr.
Rohit Seksaria24 Feb 213.1 Yr.

Data below for Sundaram Diversified Equity Fund as on 30 Apr 24

Equity Sector Allocation
SectorValue
Financial Services34.86%
Industrials10.48%
Consumer Defensive10.28%
Technology9.95%
Consumer Cyclical8.85%
Energy8.57%
Health Care6.43%
Basic Materials6.13%
Communication Services2.91%
Real Estate0.51%
Asset Allocation
Asset ClassValue
Cash1.02%
Equity98.98%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 12 | RELIANCE
9%₹137 Cr460,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | HDFCBANK
8%₹135 Cr929,000
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | ICICIBANK
7%₹112 Cr1,021,000
↓ -45,000
Infosys Ltd (Technology)
Equity, Since 30 Nov 16 | INFY
4%₹65 Cr436,000
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 May 20 | SUNPHARMA
4%₹63 Cr388,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 May 18 | LT
4%₹59 Cr156,446
State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN
3%₹47 Cr626,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | 532215
3%₹47 Cr446,000
↓ -37,000
Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 Jan 22 | TATAMOTORS
3%₹45 Cr457,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jul 20 | TCS
3%₹44 Cr114,734

10. IDBI Equity Advantage Fund

The Scheme will seek to invest predominantly in a diversified portfolio of equity and equity related instruments with the objective to provide investors with opportunities for capital appreciation and income along with the benefit of income-tax deduction(under section 80C of the Income-tax Act, 1961) on their investments. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to be eligible for income-tax benefits under Section 80C. There can be no assurance that the investment objective under the scheme will be realized.

IDBI Equity Advantage Fund is a Equity - ELSS fund was launched on 10 Sep 13. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16% since its launch.  Ranked 21 in ELSS category. .

Below is the key information for IDBI Equity Advantage Fund

IDBI Equity Advantage Fund
Growth
Launch Date 10 Sep 13
NAV (28 Jul 23) ₹43.39 ↑ 0.04   (0.09 %)
Net Assets (Cr) ₹485 on 30 Jun 23
Category Equity - ELSS
AMC IDBI Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 2.39
Sharpe Ratio 1.21
Information Ratio -1.13
Alpha Ratio 1.78
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
30 Apr 19₹10,000
30 Apr 20₹9,099
30 Apr 21₹12,175
30 Apr 22₹14,400
30 Apr 23₹15,231

IDBI Equity Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for IDBI Equity Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 24

DurationReturns
1 Month 3.1%
3 Month 9.7%
6 Month 15.1%
1 Year 16.9%
3 Year 20.8%
5 Year 10%
10 Year
15 Year
Since launch 16%
Historical performance (Yearly) on absolute basis
YearReturns
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014
Fund Manager information for IDBI Equity Advantage Fund
NameSinceTenure

Data below for IDBI Equity Advantage Fund as on 30 Jun 23

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

11. Edelweiss Long Term Equity Fund

(Erstwhile Edelweiss ELSS Fund)

The primary objective of the scheme is to generate long-term capital appreciation with an option of periodic payouts at the end of lock in periods from a portfolio that invests predominantly in equity and equity related instruments.

Edelweiss Long Term Equity Fund is a Equity - ELSS fund was launched on 30 Dec 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16% since its launch.  Ranked 25 in ELSS category.  Return for 2023 was 26.8% , 2022 was -0.1% and 2021 was 30.4% .

Below is the key information for Edelweiss Long Term Equity Fund

Edelweiss Long Term Equity Fund
Growth
Launch Date 30 Dec 08
NAV (17 May 24) ₹98.05 ↑ 0.46   (0.47 %)
Net Assets (Cr) ₹343 on 30 Apr 24
Category Equity - ELSS
AMC Edelweiss Asset Management Limited
Rating
Risk Moderately High
Expense Ratio 2.42
Sharpe Ratio 2.36
Information Ratio -0.5
Alpha Ratio -2.18
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
30 Apr 19₹10,000
30 Apr 20₹8,625
30 Apr 21₹12,623
30 Apr 22₹14,748
30 Apr 23₹15,483
30 Apr 24₹21,060

Edelweiss Long Term Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for Edelweiss Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 24

DurationReturns
1 Month 3.4%
3 Month 4.7%
6 Month 18.9%
1 Year 33.8%
3 Year 18%
5 Year 16.7%
10 Year
15 Year
Since launch 16%
Historical performance (Yearly) on absolute basis
YearReturns
2023 26.8%
2022 -0.1%
2021 30.4%
2020 13.7%
2019 9.2%
2018 -9.1%
2017 37.7%
2016 -1.1%
2015 6.7%
2014 40.5%
Fund Manager information for Edelweiss Long Term Equity Fund
NameSinceTenure
Ashwani Agarwalla1 Aug 230.67 Yr.
Trideep Bhattacharya1 Aug 230.67 Yr.

Data below for Edelweiss Long Term Equity Fund as on 30 Apr 24

Equity Sector Allocation
SectorValue
Financial Services31.93%
Industrials15.19%
Consumer Cyclical10.83%
Technology9.78%
Health Care7.35%
Energy5.84%
Consumer Defensive5.14%
Basic Materials4.3%
Communication Services2.29%
Utility2.18%
Real Estate1.58%
Asset Allocation
Asset ClassValue
Cash3.59%
Equity96.41%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 15 | LT
6%₹19 Cr51,257
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 10 | HDFCBANK
6%₹19 Cr132,882
ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 17 | ICICIBANK
6%₹18 Cr167,677
Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 15 | RELIANCE
5%₹16 Cr54,330
State Bank of India (Financial Services)
Equity, Since 31 May 18 | SBIN
3%₹11 Cr149,214
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 May 19 | ULTRACEMCO
3%₹9 Cr9,300
Trent Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 500251
3%₹9 Cr22,899
Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | 532215
3%₹9 Cr86,178
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Nov 20 | SUNPHARMA
2%₹8 Cr50,230
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 19 | BHARTIARTL
2%₹8 Cr61,438


ELSS SIP ক্যালকুলেটর

Know Your SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹720,000
expected amount after 5 Years is ₹1,074,189.
Net Profit of ₹354,189
Invest Now

ELSS-এ বিনিয়োগের মোড

ইএলএসএস-এ এসআইপি (সিস্টেমেটিক ইনভেস্টমেন্ট প্ল্যান)

ট্যাক্স সেভিং মিউচুয়াল ফান্ডে (ইএলএসএস) বিনিয়োগের জন্য বিনিয়োগের মোড হিসেবে এসআইপি বেছে নিতে পারেন কারণ প্রতি মাসে নির্দিষ্ট পরিমাণ বিনিয়োগ করা হয়।

নীচের নমুনায় দেখানো হয়েছে-

মাস পরিমাণ মোড
এপ্রিল 12,500 চুমুক মে 12,500 চুমুক
জুন 12,500 চুমুক জুলাই 12,500 চুমুক
আগস্ট 12,500 চুমুক সেপ্টেম্বর 12,500 চুমুক
অক্টোবর 12,500 চুমুক নভেম্বর 12,500 চুমুক
ডিসেম্বর 12,500 চুমুক জানুয়ারি 12,500 চুমুক
ফেব্রুয়ারী 12,500 চুমুক মার্চ 12,500 চুমুক
মোট 1,50,000

SIP পদ্ধতির মাধ্যমে বিনিয়োগ করার সময় রুপি খরচের গড় SIP সুবিধাগুলি কাটা হয় কারণ এটি প্রতি মাসে কেনাকাটা ছড়িয়ে দেয় এবং বিনিয়োগ করা হয় নির্দিষ্ট মূল্যের পরিবর্তে গড় মূল্যে যা লাম্পসাম বিনিয়োগের ক্ষেত্রে হতে পারে।

ELSS-এ একমুঠো বিনিয়োগ

যেহেতু কেউ ইউলিপ, এনএসসি, পিএফ/ইপিএফের মতো অন্যান্য ট্যাক্স সেভিং ইনট্রুমেন্টে সঞ্চয় করতে পারে,বীমা (সেক্টর 80c-এর অধীনে) অন্য যন্ত্রগুলি কেটে নেওয়ার পরে ট্যাক্স সংরক্ষণের জন্য যে পরিমাণ প্রয়োজন তা নির্ধারণ করতে পারেন এবং বছরে বা আর্থিক বছরের (জানুয়ারি - মার্চ) শেষের দিকে একবার লাম্পসাম ক্রয় হিসাবে বিনিয়োগ করতে পারেন।

সেরা ট্যাক্স সেভিং ELSS ফান্ডে বিনিয়োগ করার টিপস

  • আর্থিক বছরের শুরুতে (অর্থাৎ এপ্রিলে) SIP (সিস্টেমেটিক ইনভেস্টমেন্ট প্ল্যান) এর মাধ্যমে সেরা ELSS ফান্ডে বিনিয়োগ করুন এবং আর্থিক বছর শেষ হওয়ার সময় নয়।

  • সেরা ELSS ফান্ডের তালিকার মধ্যে থেকে সাবধানে একটি ELSS মিউচুয়াল ফান্ড বেছে নিন এবং প্রতি বছর অন্য ট্যাক্স সাশ্রয়ী ELSS ফান্ডে না গিয়ে এক বছরের জন্য বিনিয়োগ করুন।

  • 5-7 বছরের জন্য বিনিয়োগ করলে ভাল ELSS রিটার্ন অর্জন করা যেতে পারে, তাই একবার আপনার টাকা না তোলার পরামর্শ দেওয়া হচ্ছেলক-ইন 3 বছর পর শেষ হয়. ভাল রিটার্ন অর্জনের জন্য এটি দীর্ঘ সময়ের জন্য ধরে রাখার চেষ্টা করুন।

  • আপনি যদি ঝুঁকি-প্রতিরোধী হনবিনিয়োগকারী এবং একটি কম-অস্থির তহবিল চান, একটি বড়-ক্যাপ মিউচুয়াল ফান্ডে বিনিয়োগ করার কথা বিবেচনা করুন।

কীভাবে অনলাইনে ইএলএসএস ফান্ডে বিনিয়োগ করবেন?

  1. Fincash.com এ আজীবনের জন্য বিনামূল্যে বিনিয়োগ অ্যাকাউন্ট খুলুন

  2. আপনার রেজিস্ট্রেশন এবং KYC প্রক্রিয়া সম্পূর্ণ করুন

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    এবার শুরু করা যাক

Disclaimer:
এখানে প্রদত্ত তথ্য সঠিক কিনা তা নিশ্চিত করার জন্য সমস্ত প্রচেষ্টা করা হয়েছে। যাইহোক, তথ্যের সঠিকতা সম্পর্কে কোন গ্যারান্টি দেওয়া হয় না। কোনো বিনিয়োগ করার আগে স্কিমের তথ্য নথির সাথে যাচাই করুন।
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Kruti, posted on 23 Nov 18 9:57 PM

Nice article. Highly recommended for guys who are looking to save tax under section 80c.

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