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Table of Contents
- ईएलएसएस फंड में कौन निवेश कर सकता है?
- अन्य टैक्स सेविंग विकल्प?
- वित्त वर्ष 22 - 23 में निवेश के लिए शीर्ष 11 सर्वश्रेष्ठ प्रदर्शन करने वाले ईएलएसएस म्युचुअल फंड
- ईएलएसएस एसआईपी कैलकुलेटर
- ईएलएसएस में निवेश के तरीके
- बेस्ट टैक्स सेविंग ईएलएसएस फंड में निवेश करने के टिप्स
- ईएलएसएस फंड में ऑनलाइन निवेश कैसे करें?
Top 11 Equity - ELSS Funds
- Tata India Tax Savings Fund
- IDFC Tax Advantage (ELSS) Fund
- Principal Tax Savings Fund
- L&T Tax Advantage Fund
- HDFC Long Term Advantage Fund
- Kotak Tax Saver Fund
- Sundaram Diversified Equity Fund
- IDBI Equity Advantage Fund
- BOI AXA Tax Advantage Fund
- BNP Paribas Long Term Equity Fund (ELSS)
- Invesco India Tax Plan
11 बेस्ट टैक्स सेविंग ईएलएसएस म्यूचुअल फंड 2022
बेस्ट एल्स फंड्स या इक्विटी लिंक्ड सेविंग्स स्कीम इक्विटी डायवर्सिफाइड हैंम्यूचुअल फंड्स प्रदान करने के लिए मुख्य रूप से इक्विटी से जुड़े उपकरणों (जैसे शेयर और स्टॉक) में निवेश करते हैंमंडी-लिंक्ड रिटर्न और प्रत्यक्ष कर बचाने में मददआय. आमतौर पर, फंड कॉर्पस का 80% इक्विटी में और शेष डेट इंस्ट्रूमेंट्स में निवेश किया जाता है।
ईएलएसएस फंड को टैक्स सेविंग म्यूचुअल फंड के रूप में भी जाना जाता है क्योंकि वे कर लाभ प्रदान करते हैंधारा 80सी काआयकर कार्य। इसके अलावा, ईएलएसएस म्यूचुअल फंड ओपन-एंडेड हैं, जिसका अर्थ है कि निवेशक जब चाहें इन फंडों में सदस्यता ले सकते हैं।
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ईएलएसएस फंड में कौन निवेश कर सकता है?
आम तौर पर, ईएलएसएस म्यूचुअल फंड उन सभी प्रकार के निवेशकों के लिए उपयुक्त होते हैं जो बाजार से जुड़े जोखिम लेने के इच्छुक हैंकर योजना और पैसे की बचत। कोई भी व्यक्ति अपने जीवन में किसी भी समय ईएलएसएस फंड में निवेश कर सकता है। हालांकि, अपने करियर के शुरुआती चरण में टैक्स सेविंग ईएलएसएस फंड में निवेश करने का सुझाव दिया जाता है ताकि आपका पैसा समय के साथ बढ़े और आपको बेहतर रिटर्न मिले।
इसलिए, टैक्स बचाएं और एक ही समय में अच्छा रिटर्न अर्जित करेंनिवेश सर्वश्रेष्ठ ईएलएसएस फंड में। निवेशकों को पता होना चाहिए कि ईएलएसएस फंड में निवेश की गई राशि 3 साल के लिए लॉक है।
निवेशक ईएलएसएस म्यूचुअल फंड में एकमुश्त (वन टाइम) के रूप में निवेश कर सकते हैंसिप (व्यवस्थितनिवेश योजना) शुरुआती लोगों को सलाह दी जाती है कि वे आम तौर पर एसआईपी का उपयोग करके निवेश करें क्योंकि यह उनके लिए बेहतर अनुकूल है।
अन्य टैक्स सेविंग विकल्प?
ईएलएसएस के समान धारा 80 सी के तहत अन्य विकल्पों में शामिल हैं:बीमा अधिमूल्य,टैक्स सेविंग फिक्स्ड डिपॉजिट,पीपीएफ,एनएससी,ईपीएफ, यूनिट लिंक्ड इक्विटी प्लान (ULIP) किसी को पता होना चाहिए कि धारा 80 सी के तहत बचत की सीमा 1.5 लाख प्रति वित्तीय वर्ष तक सीमित है।
वित्त वर्ष 22 - 23 में निवेश के लिए शीर्ष 11 सर्वश्रेष्ठ प्रदर्शन करने वाले ईएलएसएस म्युचुअल फंड
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2022 (%) Tata India Tax Savings Fund Growth ₹27.8807
↑ 0.04 ₹3,078 -5.9 -4.2 0.2 24.9 10.7 5.9 IDFC Tax Advantage (ELSS) Fund Growth ₹97.904
↑ 0.43 ₹4,024 -2.6 -2.2 1.4 35.7 11.9 4.2 Principal Tax Savings Fund Growth ₹321.954
↑ 1.13 ₹931 -5.3 -6.1 0.2 27.1 9.5 4.3 L&T Tax Advantage Fund Growth ₹76.6847
↑ 0.13 ₹3,007 -2.8 -4.7 -2 23.2 7.3 -3 HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 ₹1,318 1.2 15.4 35.5 20.6 17.4 Kotak Tax Saver Fund Growth ₹73.548
↑ 0.21 ₹3,167 -3.6 -2.3 3.3 27.3 13.1 6.9 Sundaram Diversified Equity Fund Growth ₹146.82
↑ 0.52 ₹1,623 -4.8 -5.5 1.5 25.4 8.3 4 IDBI Equity Advantage Fund Growth ₹37.72
↑ 0.01 ₹456 -4.1 -4 -0.3 18.3 8.2 2.2 BOI AXA Tax Advantage Fund Growth ₹96.02
↑ 0.22 ₹677 -5.1 -5.5 -0.5 27.7 12.2 -1.3 BNP Paribas Long Term Equity Fund (ELSS) Growth ₹55.6646
↑ 0.19 ₹652 -4.8 -4.5 -3.8 19 9.4 -2.1 Invesco India Tax Plan Growth ₹74.02
↑ 0.17 ₹1,833 -5.1 -5.9 -7 21 9.5 -7.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Mar 23
*ऊपर शीर्ष की सूची हैईएलएसएस (इक्विटी लिंक्ड सेविंग स्कीम) जिसका एयूएम/नेट एसेट . से अधिक हो500 करोड़ और फंड की उम्र>= 3 साल।
To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.. Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a Below is the key information for Tata India Tax Savings Fund Returns up to 1 year are on The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised. IDFC Tax Advantage (ELSS) Fund is a Equity - ELSS fund was launched on 26 Dec 08. It is a fund with Moderately High risk and has given a Below is the key information for IDFC Tax Advantage (ELSS) Fund Returns up to 1 year are on To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation. Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a Below is the key information for Principal Tax Savings Fund Returns up to 1 year are on To generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. L&T Tax Advantage Fund is a Equity - ELSS fund was launched on 27 Feb 06. It is a fund with Moderately High risk and has given a Below is the key information for L&T Tax Advantage Fund Returns up to 1 year are on To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments HDFC Long Term Advantage Fund is a Equity - ELSS fund was launched on 2 Jan 01. It is a fund with Moderately High risk and has given a Below is the key information for HDFC Long Term Advantage Fund Returns up to 1 year are on The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time. Kotak Tax Saver Fund is a Equity - ELSS fund was launched on 23 Nov 05. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Tax Saver Fund Returns up to 1 year are on To achieve capital appreciation by investing
predominantly in equities and equity-related
instruments. A three-year lock-in period shall
apply in line with the regulation for ELSS
schemes. Sundaram Diversified Equity Fund is a Equity - ELSS fund was launched on 22 Nov 99. It is a fund with Moderately High risk and has given a Below is the key information for Sundaram Diversified Equity Fund Returns up to 1 year are on The Scheme will seek to invest predominantly in a diversified portfolio of equity and equity related instruments with the objective to provide investors with opportunities for capital appreciation and income along with the benefit of income-tax deduction(under section 80C of the Income-tax Act, 1961) on their investments. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to be eligible for income-tax benefits under Section 80C. There can be no assurance that the investment objective under the scheme will be realized. IDBI Equity Advantage Fund is a Equity - ELSS fund was launched on 10 Sep 13. It is a fund with Moderately High risk and has given a Below is the key information for IDBI Equity Advantage Fund Returns up to 1 year are on The Scheme seeks to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities across all market capitalisations. The Scheme is in the nature of diversified multi-cap fund. The Scheme is not providing any assured or guaranteed returns.(There can be no assurance that the investment objectives of the Scheme will be realized.) BOI AXA Tax Advantage Fund is a Equity - ELSS fund was launched on 25 Feb 09. It is a fund with Moderately High risk and has given a Below is the key information for BOI AXA Tax Advantage Fund Returns up to 1 year are on The investment objective of the Scheme is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate, as may be prevalent fromtime to time. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. BNP Paribas Long Term Equity Fund (ELSS) is a Equity - ELSS fund was launched on 5 Jan 06. It is a fund with Moderately High risk and has given a Below is the key information for BNP Paribas Long Term Equity Fund (ELSS) Returns up to 1 year are on The investment objective of the Scheme is to generate long term capital growth from a diversified portfolio of predominantly equity and equity-related securities. Invesco India Tax Plan is a Equity - ELSS fund was launched on 29 Dec 06. It is a fund with Moderately High risk and has given a Below is the key information for Invesco India Tax Plan Returns up to 1 year are on 1. Tata India Tax Savings Fund
CAGR/Annualized return of 12.9% since its launch. Ranked 1 in ELSS category. Return for 2022 was 5.9% , 2021 was 30.4% and 2020 was 11.9% . Tata India Tax Savings Fund
Growth Launch Date 13 Oct 14 NAV (22 Mar 23) ₹27.8807 ↑ 0.04 (0.14 %) Net Assets (Cr) ₹3,078 on 28 Feb 23 Category Equity - ELSS AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 0 Sharpe Ratio 0.08 Information Ratio -0.49 Alpha Ratio 2.71 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹9,537 29 Feb 20 ₹10,412 28 Feb 21 ₹13,291 28 Feb 22 ₹15,346 28 Feb 23 ₹16,201 Returns for Tata India Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Mar 23 Duration Returns 1 Month -2.8% 3 Month -5.9% 6 Month -4.2% 1 Year 0.2% 3 Year 24.9% 5 Year 10.7% 10 Year 15 Year Since launch 12.9% Historical performance (Yearly) on absolute basis
Year Returns 2022 5.9% 2021 30.4% 2020 11.9% 2019 13.6% 2018 -8.4% 2017 46% 2016 2.1% 2015 13.3% 2014 2013 Fund Manager information for Tata India Tax Savings Fund
Name Since Tenure Tejas Gutka 9 Mar 21 1.9 Yr. Data below for Tata India Tax Savings Fund as on 28 Feb 23
Equity Sector Allocation
Sector Value Financial Services 35.7% Industrials 17.88% Technology 9.03% Consumer Cyclical 8.54% Health Care 5.67% Basic Materials 5.39% Communication Services 5.32% Energy 5.11% Utility 2.44% Consumer Defensive 2.35% Real Estate 1.22% Asset Allocation
Asset Class Value Cash 1.35% Equity 98.65% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK7% ₹209 Cr 1,305,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK6% ₹193 Cr 2,325,000 Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY6% ₹178 Cr 1,160,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE5% ₹159 Cr 675,000 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Jun 17 | HDFC5% ₹151 Cr 575,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN4% ₹138 Cr 2,500,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | 5322154% ₹128 Cr 1,465,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 19 | BHARTIARTL3% ₹88 Cr 1,140,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 16 | LT3% ₹83 Cr 390,000 INOX Leisure Ltd (Communication Services)
Equity, Since 30 Nov 21 | INOXLEISUR2% ₹74 Cr 1,470,000
↑ 150,000 2. IDFC Tax Advantage (ELSS) Fund
CAGR/Annualized return of 17.4% since its launch. Ranked 3 in ELSS category. Return for 2022 was 4.2% , 2021 was 49.2% and 2020 was 18.7% . IDFC Tax Advantage (ELSS) Fund
Growth Launch Date 26 Dec 08 NAV (22 Mar 23) ₹97.904 ↑ 0.43 (0.44 %) Net Assets (Cr) ₹4,024 on 28 Feb 23 Category Equity - ELSS AMC IDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.95 Sharpe Ratio 0.05 Information Ratio 0.74 Alpha Ratio 1.94 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹8,871 29 Feb 20 ₹9,006 28 Feb 21 ₹12,724 28 Feb 22 ₹15,945 28 Feb 23 ₹16,776 Returns for IDFC Tax Advantage (ELSS) Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Mar 23 Duration Returns 1 Month -1.2% 3 Month -2.6% 6 Month -2.2% 1 Year 1.4% 3 Year 35.7% 5 Year 11.9% 10 Year 15 Year Since launch 17.4% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.2% 2021 49.2% 2020 18.7% 2019 1.9% 2018 -9.4% 2017 53.4% 2016 0.4% 2015 6.9% 2014 42.2% 2013 15% Fund Manager information for IDFC Tax Advantage (ELSS) Fund
Name Since Tenure Daylynn Pinto 20 Oct 16 6.29 Yr. Data below for IDFC Tax Advantage (ELSS) Fund as on 28 Feb 23
Equity Sector Allocation
Sector Value Financial Services 26.83% Consumer Cyclical 15.59% Industrials 12.6% Technology 9.99% Basic Materials 9.74% Health Care 6.34% Consumer Defensive 3.89% Energy 3.65% Communication Services 2.67% Utility 1.49% Asset Allocation
Asset Class Value Cash 7.21% Equity 92.79% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 16 | ICICIBANK8% ₹316 Cr 3,800,000 Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY5% ₹207 Cr 1,350,000 State Bank of India (Financial Services)
Equity, Since 30 Jun 20 | SBIN5% ₹194 Cr 3,500,000 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 14 | HDFCBANK4% ₹168 Cr 1,050,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 18 | RELIANCE4% ₹147 Cr 625,000
↑ 25,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Apr 21 | 5322153% ₹122 Cr 1,400,000 Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 May 20 | TATAMOTORS3% ₹118 Cr 2,600,000 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Jul 20 | M&M3% ₹110 Cr 800,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 20 | BHARTIARTL3% ₹108 Cr 1,400,000 Jindal Steel & Power Ltd (Basic Materials)
Equity, Since 31 Mar 18 | 5322862% ₹93 Cr 1,600,000
↓ -100,000 3. Principal Tax Savings Fund
CAGR/Annualized return of 15.5% since its launch. Ranked 8 in ELSS category. Return for 2022 was 4.3% , 2021 was 32.1% and 2020 was 18.9% . Principal Tax Savings Fund
Growth Launch Date 31 Mar 96 NAV (22 Mar 23) ₹321.954 ↑ 1.13 (0.35 %) Net Assets (Cr) ₹931 on 28 Feb 23 Category Equity - ELSS AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.44 Sharpe Ratio -0.1 Information Ratio 0.22 Alpha Ratio -0.04 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹9,014 29 Feb 20 ₹9,197 28 Feb 21 ₹12,232 28 Feb 22 ₹14,764 28 Feb 23 ₹15,223 Returns for Principal Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Mar 23 Duration Returns 1 Month -2.5% 3 Month -5.3% 6 Month -6.1% 1 Year 0.2% 3 Year 27.1% 5 Year 9.5% 10 Year 15 Year Since launch 15.5% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.3% 2021 32.1% 2020 18.9% 2019 2.5% 2018 -9.2% 2017 48.8% 2016 6.2% 2015 2.7% 2014 49.4% 2013 8.5% Fund Manager information for Principal Tax Savings Fund
Name Since Tenure Sudhir Kedia 29 Oct 19 3.26 Yr. Rohit Seksaria 1 Jan 22 1.08 Yr. Data below for Principal Tax Savings Fund as on 28 Feb 23
Equity Sector Allocation
Sector Value Financial Services 35.2% Consumer Cyclical 14.43% Industrials 12.89% Technology 10.24% Energy 6.29% Consumer Defensive 5.61% Health Care 4.14% Basic Materials 3.45% Communication Services 1.16% Real Estate 1% Asset Allocation
Asset Class Value Cash 5.33% Equity 94.67% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK7% ₹67 Cr 803,000
↓ -58,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | RELIANCE6% ₹60 Cr 254,000
↑ 79,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK6% ₹54 Cr 335,117 Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY5% ₹44 Cr 288,000 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Jun 08 | HDFC4% ₹41 Cr 157,000 State Bank of India (Financial Services)
Equity, Since 30 Apr 05 | SBIN4% ₹38 Cr 683,000
↓ -87,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | 5322153% ₹31 Cr 356,000
↓ -54,005 Ashok Leyland Ltd (Industrials)
Equity, Since 31 Aug 20 | 5004773% ₹29 Cr 1,960,000
↓ -445,310 Polycab India Ltd (Industrials)
Equity, Since 30 Nov 20 | POLYCAB3% ₹29 Cr 99,000
↓ -7,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 14 | TCS3% ₹26 Cr 78,000 4. L&T Tax Advantage Fund
CAGR/Annualized return of 12.7% since its launch. Ranked 7 in ELSS category. Return for 2022 was -3% , 2021 was 30.3% and 2020 was 13.5% . L&T Tax Advantage Fund
Growth Launch Date 27 Feb 06 NAV (22 Mar 23) ₹76.6847 ↑ 0.13 (0.17 %) Net Assets (Cr) ₹3,007 on 28 Feb 23 Category Equity - ELSS AMC L&T Investment Management Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.97 Sharpe Ratio -0.13 Information Ratio -0.8 Alpha Ratio -0.62 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹8,872 29 Feb 20 ₹9,409 28 Feb 21 ₹11,676 28 Feb 22 ₹13,496 28 Feb 23 ₹13,767 Returns for L&T Tax Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Mar 23 Duration Returns 1 Month -1.9% 3 Month -2.8% 6 Month -4.7% 1 Year -2% 3 Year 23.2% 5 Year 7.3% 10 Year 15 Year Since launch 12.7% Historical performance (Yearly) on absolute basis
Year Returns 2022 -3% 2021 30.3% 2020 13.5% 2019 4.6% 2018 -8.1% 2017 42.3% 2016 8.1% 2015 2.9% 2014 44.8% 2013 6.8% Fund Manager information for L&T Tax Advantage Fund
Name Since Tenure Gautam Bhupal 25 Nov 22 0.19 Yr. Cheenu Gupta 2 Jul 21 1.59 Yr. Data below for L&T Tax Advantage Fund as on 28 Feb 23
Equity Sector Allocation
Sector Value Financial Services 31.48% Consumer Cyclical 18.53% Technology 12.84% Industrials 12.84% Consumer Defensive 7.26% Basic Materials 6.43% Health Care 3.41% Energy 2.97% Utility 1.91% Real Estate 0.96% Asset Allocation
Asset Class Value Cash 1.35% Equity 98.65% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 09 | ICICIBANK7% ₹203 Cr 2,442,000
↓ -177,900 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 06 | HDFCBANK6% ₹183 Cr 1,140,100 State Bank of India (Financial Services)
Equity, Since 31 Jan 19 | SBIN6% ₹174 Cr 3,140,300 Infosys Ltd (Technology)
Equity, Since 31 Mar 06 | INFY5% ₹141 Cr 919,900
↓ -103,900 Indian Hotels Co Ltd (Consumer Cyclical)
Equity, Since 31 Oct 21 | 5008504% ₹128 Cr 4,240,500 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jul 22 | LT4% ₹114 Cr 538,300 Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 21 | PERSISTENT4% ₹111 Cr 236,700
↓ -39,700 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 Jul 22 | HINDUNILVR4% ₹108 Cr 419,300 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 21 | RELIANCE3% ₹90 Cr 383,700 KPIT Technologies Ltd (Technology)
Equity, Since 30 Sep 21 | KPITTECH3% ₹81 Cr 1,059,800 5. HDFC Long Term Advantage Fund
CAGR/Annualized return of 21.4% since its launch. Ranked 23 in ELSS category. . HDFC Long Term Advantage Fund
Growth Launch Date 2 Jan 01 NAV (14 Jan 22) ₹595.168 ↑ 0.28 (0.05 %) Net Assets (Cr) ₹1,318 on 30 Nov 21 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.25 Sharpe Ratio 2.27 Information Ratio -0.15 Alpha Ratio 1.75 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹9,805 29 Feb 20 ₹10,176 28 Feb 21 ₹13,439
Purchase not allowed Returns for HDFC Long Term Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Mar 23 Duration Returns 1 Month 4.4% 3 Month 1.2% 6 Month 15.4% 1 Year 35.5% 3 Year 20.6% 5 Year 17.4% 10 Year 15 Year Since launch 21.4% Historical performance (Yearly) on absolute basis
Year Returns 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 Fund Manager information for HDFC Long Term Advantage Fund
Name Since Tenure Data below for HDFC Long Term Advantage Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 6. Kotak Tax Saver Fund
CAGR/Annualized return of 12.2% since its launch. Ranked 19 in ELSS category. Return for 2022 was 6.9% , 2021 was 33.2% and 2020 was 14.9% . Kotak Tax Saver Fund
Growth Launch Date 23 Nov 05 NAV (22 Mar 23) ₹73.548 ↑ 0.21 (0.29 %) Net Assets (Cr) ₹3,167 on 28 Feb 23 Category Equity - ELSS AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.97 Sharpe Ratio 0.16 Information Ratio -0.08 Alpha Ratio 3.8 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹9,988 29 Feb 20 ₹11,135 28 Feb 21 ₹14,116 28 Feb 22 ₹16,778 28 Feb 23 ₹17,932 Returns for Kotak Tax Saver Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Mar 23 Duration Returns 1 Month -0.7% 3 Month -3.6% 6 Month -2.3% 1 Year 3.3% 3 Year 27.3% 5 Year 13.1% 10 Year 15 Year Since launch 12.2% Historical performance (Yearly) on absolute basis
Year Returns 2022 6.9% 2021 33.2% 2020 14.9% 2019 12.7% 2018 -3.8% 2017 33.8% 2016 7.5% 2015 1.5% 2014 56.6% 2013 -6.3% Fund Manager information for Kotak Tax Saver Fund
Name Since Tenure Harsha Upadhyaya 25 Aug 15 7.44 Yr. Data below for Kotak Tax Saver Fund as on 28 Feb 23
Equity Sector Allocation
Sector Value Financial Services 27% Industrials 17.08% Basic Materials 15.35% Consumer Cyclical 10.94% Consumer Defensive 9.69% Technology 6.27% Health Care 4.16% Energy 3.74% Utility 2.12% Communication Services 1.79% Asset Allocation
Asset Class Value Cash 1.84% Equity 98.16% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK7% ₹216 Cr 2,600,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN5% ₹166 Cr 3,000,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | 5322155% ₹157 Cr 1,800,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 14 | LT4% ₹127 Cr 600,000
↑ 25,000 Infosys Ltd (Technology)
Equity, Since 31 Dec 05 | INFY4% ₹123 Cr 800,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 06 | RELIANCE4% ₹118 Cr 500,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Mar 21 | MARUTI4% ₹111 Cr 125,000
↑ 10,000 ITC Ltd (Consumer Defensive)
Equity, Since 31 Oct 21 | ITC3% ₹109 Cr 3,100,000 Jindal Steel & Power Ltd (Basic Materials)
Equity, Since 28 Feb 18 | 5322863% ₹79 Cr 1,350,000 SRF Ltd (Basic Materials)
Equity, Since 30 Apr 16 | SRF2% ₹79 Cr 360,000 7. Sundaram Diversified Equity Fund
CAGR/Annualized return of 15.6% since its launch. Ranked 14 in ELSS category. Return for 2022 was 4% , 2021 was 31.5% and 2020 was 9.9% . Sundaram Diversified Equity Fund
Growth Launch Date 22 Nov 99 NAV (22 Mar 23) ₹146.82 ↑ 0.52 (0.35 %) Net Assets (Cr) ₹1,623 on 28 Feb 23 Category Equity - ELSS AMC Sundaram Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.1 Sharpe Ratio 0.05 Information Ratio -0.73 Alpha Ratio 2.02 Min Investment 500 Min SIP Investment 250 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹9,110 29 Feb 20 ₹9,518 28 Feb 21 ₹11,662 28 Feb 22 ₹13,662 28 Feb 23 ₹14,366 Returns for Sundaram Diversified Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Mar 23 Duration Returns 1 Month -2.5% 3 Month -4.8% 6 Month -5.5% 1 Year 1.5% 3 Year 25.4% 5 Year 8.3% 10 Year 15 Year Since launch 15.6% Historical performance (Yearly) on absolute basis
Year Returns 2022 4% 2021 31.5% 2020 9.9% 2019 6.2% 2018 -10.6% 2017 38.4% 2016 6.8% 2015 3.1% 2014 45.7% 2013 1.4% Fund Manager information for Sundaram Diversified Equity Fund
Name Since Tenure Sudhir Kedia 1 Jan 22 1.08 Yr. Rohit Seksaria 24 Feb 21 1.94 Yr. Data below for Sundaram Diversified Equity Fund as on 28 Feb 23
Equity Sector Allocation
Sector Value Financial Services 35.03% Industrials 15.67% Technology 11.7% Consumer Cyclical 11.51% Energy 6% Consumer Defensive 4.87% Basic Materials 4.15% Health Care 2.89% Communication Services 1.7% Real Estate 1.1% Asset Allocation
Asset Class Value Cash 5.21% Equity 94.79% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | ICICIBANK7% ₹118 Cr 1,424,000
↓ -101,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 12 | RELIANCE6% ₹100 Cr 426,000
↑ 84,405 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 13 | HDFCBANK6% ₹98 Cr 611,000
↓ -103,000 Infosys Ltd (Technology)
Equity, Since 30 Nov 16 | INFY5% ₹87 Cr 570,000 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Jul 19 | HDFC4% ₹71 Cr 272,000 State Bank of India (Financial Services)
Equity, Since 31 Aug 20 | SBIN4% ₹67 Cr 1,207,000
↓ -183,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jul 20 | TCS3% ₹55 Cr 165,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 18 | 5322153% ₹55 Cr 628,000
↓ -111,000 Polycab India Ltd (Industrials)
Equity, Since 31 Jan 22 | POLYCAB3% ₹51 Cr 175,000
↓ -16,000 Ashok Leyland Ltd (Industrials)
Equity, Since 31 Jan 22 | 5004773% ₹51 Cr 3,409,000
↓ -680,762 8. IDBI Equity Advantage Fund
CAGR/Annualized return of 15% since its launch. Ranked 21 in ELSS category. Return for 2022 was 2.2% , 2021 was 25.6% and 2020 was 8.4% . IDBI Equity Advantage Fund
Growth Launch Date 10 Sep 13 NAV (22 Mar 23) ₹37.72 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹456 on 28 Feb 23 Category Equity - ELSS AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.39 Sharpe Ratio -0.08 Information Ratio -0.8 Alpha Ratio 0.3 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹9,339 29 Feb 20 ₹10,199 28 Feb 21 ₹11,896 28 Feb 22 ₹13,868 28 Feb 23 ₹14,258 Returns for IDBI Equity Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Mar 23 Duration Returns 1 Month -1.7% 3 Month -4.1% 6 Month -4% 1 Year -0.3% 3 Year 18.3% 5 Year 8.2% 10 Year 15 Year Since launch 15% Historical performance (Yearly) on absolute basis
Year Returns 2022 2.2% 2021 25.6% 2020 8.4% 2019 5.7% 2018 -1.7% 2017 35.3% 2016 0% 2015 3.1% 2014 71.2% 2013 Fund Manager information for IDBI Equity Advantage Fund
Name Since Tenure Alok Ranjan 16 Aug 21 1.46 Yr. Data below for IDBI Equity Advantage Fund as on 28 Feb 23
Equity Sector Allocation
Sector Value Financial Services 36.85% Industrials 14.37% Basic Materials 14.36% Technology 12.71% Consumer Cyclical 10.2% Energy 4.72% Consumer Defensive 2.68% Health Care 1.85% Communication Services 1.05% Real Estate 0.41% Asset Allocation
Asset Class Value Cash 0.81% Equity 99.19% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 20 | HDFCBANK9% ₹40 Cr 247,297 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 20 | ICICIBANK9% ₹40 Cr 475,423 State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN5% ₹25 Cr 446,147 Infosys Ltd (Technology)
Equity, Since 31 Oct 20 | INFY5% ₹25 Cr 159,800 ABB India Ltd (Industrials)
Equity, Since 30 Apr 15 | ABB4% ₹20 Cr 71,781 Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 21 | 5322154% ₹19 Cr 213,065 Reliance Industries Ltd (Energy)
Equity, Since 30 Sep 20 | RELIANCE4% ₹18 Cr 77,980 HCL Technologies Ltd (Technology)
Equity, Since 31 May 20 | HCLTECH4% ₹16 Cr 146,618 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 30 Nov 13 | CHOLAFIN4% ₹16 Cr 232,325 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 20 | LT3% ₹15 Cr 71,038 9. BOI AXA Tax Advantage Fund
CAGR/Annualized return of 17.4% since its launch. Ranked 13 in ELSS category. Return for 2022 was -1.3% , 2021 was 41.5% and 2020 was 31.2% . BOI AXA Tax Advantage Fund
Growth Launch Date 25 Feb 09 NAV (22 Mar 23) ₹96.02 ↑ 0.22 (0.23 %) Net Assets (Cr) ₹677 on 28 Feb 23 Category Equity - ELSS AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.54 Sharpe Ratio -0.09 Information Ratio 0.19 Alpha Ratio -0.26 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹8,381 29 Feb 20 ₹10,261 28 Feb 21 ₹13,855 28 Feb 22 ₹16,911 28 Feb 23 ₹17,399 Returns for BOI AXA Tax Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Mar 23 Duration Returns 1 Month -1.2% 3 Month -5.1% 6 Month -5.5% 1 Year -0.5% 3 Year 27.7% 5 Year 12.2% 10 Year 15 Year Since launch 17.4% Historical performance (Yearly) on absolute basis
Year Returns 2022 -1.3% 2021 41.5% 2020 31.2% 2019 14.6% 2018 -16.3% 2017 57.7% 2016 -1.2% 2015 2.1% 2014 44% 2013 9.1% Fund Manager information for BOI AXA Tax Advantage Fund
Name Since Tenure Alok Singh 27 Apr 22 0.77 Yr. Data below for BOI AXA Tax Advantage Fund as on 28 Feb 23
Equity Sector Allocation
Sector Value Financial Services 36.86% Industrials 13.11% Consumer Cyclical 10.18% Basic Materials 9.53% Consumer Defensive 9.3% Health Care 6.25% Energy 4.05% Technology 3.52% Utility 3.17% Real Estate 2.1% Communication Services 0.73% Asset Allocation
Asset Class Value Cash 1.2% Equity 98.8% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK6% ₹44 Cr 529,340 State Bank of India (Financial Services)
Equity, Since 31 Oct 21 | SBIN6% ₹43 Cr 770,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK6% ₹42 Cr 265,000 Canara Bank (Financial Services)
Equity, Since 31 Aug 22 | 5324834% ₹27 Cr 895,000 NTPC Ltd (Utilities)
Equity, Since 30 Apr 22 | 5325553% ₹22 Cr 1,260,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 18 | RELIANCE3% ₹21 Cr 91,009 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 22 | 5322153% ₹18 Cr 204,000 ITC Ltd (Consumer Defensive)
Equity, Since 31 May 22 | ITC2% ₹17 Cr 473,223 UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Apr 22 | ULTRACEMCO2% ₹16 Cr 23,000 J.B. Chemicals & Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Jan 20 | JBCHEPHARM2% ₹15 Cr 74,000 10. BNP Paribas Long Term Equity Fund (ELSS)
CAGR/Annualized return of 10.5% since its launch. Ranked 22 in ELSS category. Return for 2022 was -2.1% , 2021 was 23.6% and 2020 was 17.8% . BNP Paribas Long Term Equity Fund (ELSS)
Growth Launch Date 5 Jan 06 NAV (22 Mar 23) ₹55.6646 ↑ 0.19 (0.35 %) Net Assets (Cr) ₹652 on 28 Feb 23 Category Equity - ELSS AMC BNP Paribas Asset Mgmt India Pvt. Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.38 Sharpe Ratio -0.42 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹9,522 29 Feb 20 ₹10,962 28 Feb 21 ₹13,674 28 Feb 22 ₹15,476 28 Feb 23 ₹15,217 Returns for BNP Paribas Long Term Equity Fund (ELSS)
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Mar 23 Duration Returns 1 Month -2.3% 3 Month -4.8% 6 Month -4.5% 1 Year -3.8% 3 Year 19% 5 Year 9.4% 10 Year 15 Year Since launch 10.5% Historical performance (Yearly) on absolute basis
Year Returns 2022 -2.1% 2021 23.6% 2020 17.8% 2019 14.3% 2018 -9.3% 2017 42.3% 2016 -6.6% 2015 7.7% 2014 53% 2013 7.7% Fund Manager information for BNP Paribas Long Term Equity Fund (ELSS)
Name Since Tenure Sanjay Chawla 14 Mar 22 0.89 Yr. Pratish Krishnan 14 Mar 22 0.89 Yr. Miten Vora 1 Dec 22 0.17 Yr. Data below for BNP Paribas Long Term Equity Fund (ELSS) as on 28 Feb 23
Equity Sector Allocation
Sector Value Financial Services 33.67% Consumer Cyclical 11.7% Industrials 10.77% Technology 9.76% Basic Materials 7.54% Health Care 5.32% Energy 5.24% Consumer Defensive 4.83% Communication Services 3.23% Utility 2.78% Real Estate 2.67% Asset Allocation
Asset Class Value Cash 2.48% Equity 97.52% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK9% ₹59 Cr 365,000
↓ -40,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | ICICIBANK7% ₹45 Cr 544,000 Infosys Ltd (Technology)
Equity, Since 31 Mar 09 | INFY5% ₹31 Cr 200,000
↓ -70,000 State Bank of India (Financial Services)
Equity, Since 31 Mar 22 | SBIN4% ₹29 Cr 530,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 18 | RELIANCE4% ₹28 Cr 117,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Jul 18 | ULTRACEMCO3% ₹23 Cr 32,250 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 20 | LT3% ₹19 Cr 91,500 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | HINDUNILVR3% ₹18 Cr 68,600 Five-Star Business Finance Ltd (Financial Services)
Equity, Since 30 Nov 22 | 5436632% ₹14 Cr 238,236
↓ -34,300 ITC Ltd (Consumer Defensive)
Equity, Since 30 Sep 22 | ITC2% ₹14 Cr 405,000
↓ -45,000 11. Invesco India Tax Plan
CAGR/Annualized return of 13.1% since its launch. Ranked 17 in ELSS category. Return for 2022 was -7.7% , 2021 was 32.6% and 2020 was 19.2% . Invesco India Tax Plan
Growth Launch Date 29 Dec 06 NAV (22 Mar 23) ₹74.02 ↑ 0.17 (0.23 %) Net Assets (Cr) ₹1,833 on 28 Feb 23 Category Equity - ELSS AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.11 Sharpe Ratio -0.5 Information Ratio -1.4 Alpha Ratio -6.73 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 28 Feb 18 ₹10,000 28 Feb 19 ₹9,810 29 Feb 20 ₹11,044 28 Feb 21 ₹13,838 28 Feb 22 ₹16,090 28 Feb 23 ₹15,510 Returns for Invesco India Tax Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Mar 23 Duration Returns 1 Month -2.2% 3 Month -5.1% 6 Month -5.9% 1 Year -7% 3 Year 21% 5 Year 9.5% 10 Year 15 Year Since launch 13.1% Historical performance (Yearly) on absolute basis
Year Returns 2022 -7.7% 2021 32.6% 2020 19.2% 2019 9.4% 2018 -1.3% 2017 35.7% 2016 3.4% 2015 5.8% 2014 54.3% 2013 10.1% Fund Manager information for Invesco India Tax Plan
Name Since Tenure Amit Nigam 3 Sep 20 2.41 Yr. Dhimant Kothari 29 Mar 18 4.85 Yr. Data below for Invesco India Tax Plan as on 28 Feb 23
Equity Sector Allocation
Sector Value Financial Services 32.66% Technology 13.11% Industrials 11.59% Consumer Cyclical 8.77% Basic Materials 7.46% Consumer Defensive 7.01% Energy 5.97% Utility 5.16% Health Care 4.7% Communication Services 2.05% Asset Allocation
Asset Class Value Cash 1.52% Equity 98.48% Top Securities Holdings / Portfolio
Name Holding Value Quantity Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Apr 22 | HDFC10% ₹189 Cr 720,597 Infosys Ltd (Technology)
Equity, Since 31 Dec 19 | INFY8% ₹145 Cr 946,733 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 17 | RELIANCE6% ₹109 Cr 464,434 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | ICICIBANK6% ₹109 Cr 1,310,060 Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 20 | 5322153% ₹59 Cr 672,570 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 21 | ULTRACEMCO3% ₹58 Cr 81,940 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 22 | HDFCBANK3% ₹56 Cr 350,466
↑ 245,073 LTIMindtree Ltd (Technology)
Equity, Since 30 Apr 22 | LTIM3% ₹54 Cr 123,552 KEI Industries Ltd (Industrials)
Equity, Since 30 Apr 21 | KEI2% ₹43 Cr 267,380
↓ -70,455 Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 31 Dec 20 | MOTHERSON2% ₹42 Cr 5,528,402
ईएलएसएस एसआईपी कैलकुलेटर
Know Your SIP Returns
ईएलएसएस में निवेश के तरीके
ELSS में SIP (सिस्टमैटिक इन्वेस्टमेंट प्लान)
टैक्स सेविंग म्यूचुअल फंड (ईएलएसएस) में निवेश के लिए एसआईपी को निवेश मोड के रूप में चुन सकते हैं क्योंकि हर महीने एक निश्चित राशि का निवेश किया जाता है।
जैसा कि नीचे नमूने में दिखाया गया है-
| महीना | राशि | तरीका | |||
|---|---|---|---|---|---|
| अप्रैल | 12,500 | सिप | मई | 12,500 | सिप |
| जून | 12,500 | सिप | जुलाई | 12,500 | सिप |
| अगस्त | 12,500 | सिप | सितंबर | 12,500 | सिप |
| अक्टूबर | 12,500 | सिप | नवंबर | 12,500 | सिप |
| दिसंबर | 12,500 | सिप | जनवरी | 12,500 | सिप |
| फ़रवरी | 12,500 | सिप | जुलूस | 12,500 | सिप |
| कुल | 1,50,000 |
एसआईपी पद्धति के माध्यम से निवेश करते समय रुपये की लागत औसत के एसआईपी लाभ काटा जाता है क्योंकि यह हर महीने खरीदारी को बिखेरता है और निवेश विशेष मूल्य के बजाय औसत मूल्य पर किया जाता है जो कि लंपसम निवेश के मामले में हो सकता है।
ईएलएसएस में एकमुश्त निवेश
जैसा कि यूलिप, एनएससी, पीएफ/ईपीएफ जैसे अन्य कर बचत साधनों में बचत हो सकती है,बीमा (सेक्टर 80सी के तहत) कोई भी अन्य लिखतों को काटने के बाद कर बचाने के लिए जो भी राशि की आवश्यकता है, उसे तय कर सकता है और वित्तीय वर्ष (जनवरी-मार्च) के अंत में या एक बार में एकमुश्त खरीद के रूप में निवेश कर सकता है।
बेस्ट टैक्स सेविंग ईएलएसएस फंड में निवेश करने के टिप्स
वित्तीय वर्ष की शुरुआत में (यानी अप्रैल में) एसआईपी (सिस्टमैटिक इन्वेस्टमेंट प्लान) के माध्यम से सर्वश्रेष्ठ ईएलएसएस फंड में निवेश करें, न कि वित्तीय वर्ष समाप्त होने पर।
सर्वश्रेष्ठ ईएलएसएस फंडों की सूची में से एक ईएलएसएस म्यूचुअल फंड सावधानी से चुनें, और हर साल अन्य टैक्स सेविंग ईएलएसएस फंडों में कूदने के बजाय एक साल के लिए उसी में निवेश करें।
5-7 वर्षों के लिए निवेश करने पर अच्छा ईएलएसएस रिटर्न प्राप्त किया जा सकता है, इसलिए यह सुझाव दिया जाता है कि एक बार पैसे निकालने के बाद न निकालेंलॉक-इन 3 साल के बाद समाप्त होता है. बेहतर रिटर्न अर्जित करने के लिए इसे लंबी अवधि के लिए रखने की कोशिश करें।
यदि आप जोखिम से बचने वाले हैंइन्वेस्टर और कम-वाष्पशील फंड चाहते हैं, लार्ज-कैप म्यूचुअल फंड में निवेश करने पर विचार करें।
ईएलएसएस फंड में ऑनलाइन निवेश कैसे करें?
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यहां प्रदान की गई जानकारी सटीक है, यह सुनिश्चित करने के लिए सभी प्रयास किए गए हैं। हालांकि, डेटा की शुद्धता के संबंध में कोई गारंटी नहीं दी जाती है। कृपया कोई भी निवेश करने से पहले योजना सूचना दस्तावेज के साथ सत्यापित करें।
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Nice article. Highly recommended for guys who are looking to save tax under section 80c.