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Fincash » Search » Allahabad Bank

Allahabad Bank

Updated on July 10, 2019

Stock/Share Code - ALBK

Allahabad Bank is a banking company. The Company's principal products/services are debenture/ security trusteeship fees and custodian fees. It operates through four business segments: Treasury Operations, Corporate/ wholesale Banking, Retail Banking and Other Banking business.

Below is the details of ALBK Allahabad Bank

Market Cap₹16,729 Cr.
Current Price ₹44.35 as on 16 Jul 19
52 Week High / Low Price₹59 / ₹33.15
Face Value₹10
Stock P/E
Book Value₹27.59
Dividend Yield0.00 %
ROCE2.12 %
ROE-38.06 %
Sales Growth (3yrs)-6.03 %
SectorBanks
IndustryBanks - Public Sector
Listed onBSE  AND  NSE
Company WebsiteCompany Website
Pros: Promoter's stake has increased
Cons: Company has low interest coverage ratio. The company has delivered a poor growth of -1.27% over past five years. Company has a low return on equity of -14.39% for last 3 years. Contingent liabilities of Rs.225024.29 Cr. Company might be capitalizing the interest cost Earnings include an other income of Rs.1700.21 Cr.

Allahabad Bank Price Chart

Allahabad Bank Price Chart

Allahabad Bank Peer Comparison in Banks

S.No. Name CMP Rs. P/E Mar Cap Rs.Cr. Div Yld % NP Qtr Rs.Cr. Qtr Profit Var % Qtr Sales Var % Sales Qtr Rs.Cr. ROCE %
1. St Bk of India ₹84.9 148.40 ₹314,592.56 Cr. 0.00 ₹1,244.47 Cr. 116.50 13.01 65784.53 4.15
2. Bank of Baroda ₹124.2 105.06 ₹45,547.09 Cr. 0.00 -₹991.37 Cr. 68.04 20.61 13314.18 3.69
3. Punjab Natl.Bank ₹75.75 ₹37,131.64 Cr. 0.00 -₹4,749.64 Cr. 64.60 12.75 12835.72 1.86
4. Bank of India ₹84.9 ₹31,016.08 Cr. 0.00 ₹251.79 Cr. 106.34 15.70 10814.12 3.12
5. Canara Bank ₹276.65 58.13 ₹20,171.9 Cr. 0.00 -₹551.53 Cr. 88.65 18.73 12138.48 3.86
6. Allahabad Bank ₹16,729.12 Cr. 0.00 -₹3,834.07 Cr. -9.24 6.89 4036.99 2.12
7. Corporation Bank ₹26.85 ₹15,045.4 Cr. 0.00 -₹6,581.49 Cr. -258.00 -13.11 3643.37 3.83

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Allahabad Bank Fundamentals

Quarterly Results

Quarterly reports are issued by companies every three months. Most companies have a financial year-end of Mar. 31 and quarters that end on June 30, Sept. 30, Dec. 31 and March 31.

Standalone Figures in Rs. Crores

Jun 2016Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019
Revenue4,5704,4224,2954,3724,1484,1904,2443,7774,6004,0004,2284,037
Interest3,1773,0733,1123,0112,9052,9362,8972,8882,8962,8492,8302,779
Expenses2,3091,8231,9462,4582,2282,4063,3506,0313,8313,3842,6546,473
Employee Cost %12.49%13.13%13.89%12.3%10.79%10.84%11.6%20.23%13.63%14.27%16.18%16.05%
Financing Profit-916-473-763-1,097-986-1,152-2,003-5,143-2,128-2,233-1,255-5,215
Financing Margin %-20%-11%-18%-25%-24%-27%-47%-136%-46%-56%-30%-129%
Other Income552629730733821878512483195411529566
Depreciation000000000000
Profit before tax-363156-33-364-165-274-1,491-4,661-1,933-1,822-726-4,649
Tax %-55%58%330%130%117%126%15%25%-1%-0%-1%18%
Net Profit-56565751112970-1,264-3,510-1,944-1,823-733-3,834
Gross NPA %12.33%12.28%12.51%13.09%13.85%14.10%14.38%15.96%15.97%17.53%17.81%17.55%
Net NPA %8.69%8.59%8.65%8.92%8.96%8.84%8.97%8.04%7.32%7.96%7.70%5.22%
NotesNotesNotesNotesNotesNotesNotesNotesNotesNotesNotesNotes

Profit & Loss

The profit and loss (P&L) statement is a financial statement that summarizes the revenues, costs and expenses incurred during a specified period, usually a fiscal quarter or year. The P&L statement is synonymous with the income statement. These records provide information about a company's ability or inability to generate profit" by increasing revenue, reducing costs or both. Some refer to the P&L statement as a statement of profit and loss, income statement, statement of operations, statement of financial results or income, earnings statement or expense statement.

Standalone Figures in Rs. Crores

Mar 2007Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018TTM
Revenue4,8846,1717,3658,36911,01515,52317,43618,74719,71618,88517,66016,35816,864
Interest3,1334,4995,2065,7196,99210,36112,56913,43513,53812,98612,37311,62611,353
Expenses1,4551,5282,2832,4783,3964,2254,7185,7596,4718,8128,37913,87316,342
Manufacturing Cost %0.4%0.35%0.33%0.29%0.37%0.27%0.33%0.36%0.56%0.59%0.78%0.76%%
Employee Cost %12.71%11.18%11.87%12.08%14.14%11.82%11.39%11.98%11.7%11.28%12.94%13.19%%
Other Cost %16.68%13.24%18.8%17.24%16.31%15.13%15.34%18.38%20.56%34.78%33.72%70.85%%
Financing Profit296144-124172627937149-447-294-2,913-3,092-9,140-10,831
Financing Margin %6%2%-2%2%6%6%1%-2%-1%-15%-18%-56%-64%
Other Income5871,0311,2561,6621,3701,2991,4772,1661,9961,9102,6442,6931,700
Depreciation4853566366747382991161571430
Profit before tax8351,1221,0761,7721,9312,1631,5531,6371,603-1,119-605-6,591-9,131
Tax %10%13%29%32%26%14%24%28%61%34%48%29%
Net Profit7509757691,2061,4231,8671,1851,172621-743-314-4,674-8,334
EPS in Rs16.2821.2316.7826.0728.9136.3622.6821.1010.530.000.000.00
Dividend Payout %18%16%15%20%20%16%25%12%15%-0%-0%-0%

Compounded Sales Growth

  • 10 Years:: 10.24%
  • 5 Years:: -1.27%
  • 3 Years:: -6.03%
  • TTM:: 3.09%

Compounded Profit Growth

  • TTM:: 78.29%

Return on Equity

  • 10 Years:: 2.43%
  • 5 Years:: -6.19%
  • 3 Years:: -14.39%
  • Last Year:: -38.06%

Balance Sheet

A balance sheet is a financial statement that reports a company's assets, liabilities and shareholders' equity at a specific point in time, and provides a basis for computing rates of return and evaluating its capital structure. It is a financial statement that provides a snapshot of what a company owns and owes, as well as the amount invested by shareholders. It is used alongside other important financial statements such as the income statement and statement of cash flows in conducting fundamental analysis or calculating financial ratios.

Standalone Figures in Rs. Crores

Mar 2007Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018
Share Capital447447447447476500500545571614744844
Equity Capital446.7446.7446.7446.7476.22500.03500.03544.61571.38613.8743.69844.04
Reserves4,0304,7745,4056,3068,03110,00710,85211,25612,07113,45013,5539,424
Borrowings59,80173,40888,821111,491138,805168,688188,839202,974207,740219,351216,541235,004
Other Liabilities3,3984,3142,9853,4603,9783,7634,2375,7417,2067,0976,9068,061
Total Liabilities67,67682,94497,658121,704151,291182,958204,429220,515227,589240,513237,743253,334
Fixed Assets1,0561,0711,1101,1181,1481,1761,2141,2791,3743,2153,1773,122
Gross Block1414.111482.581577.671648.891745.241846.611957.712104.162298.294255.664374.824462.35
Accumulated Depreciation357.78411.11467.92530.62597.01670.51743.34825.16924.521040.831197.581340.68
CWIP0000022373132411510
Investments18,74623,40029,65138,42943,24754,28358,30663,96154,98557,15555,13667,714
Other Assets47,87458,47266,89782,157106,896127,477144,872155,245171,198180,102179,415182,488
Cash Equivalents4941.977042.096636.779168.2311027.3814025.2113070.7414295.117133.6722356.1522055.3221421.89
Loans n Advances1641.531709.241458.441384.112243.492306.332311.392943.34187.895373.766607.159005.49
Total Assets67,67682,94497,658121,704151,291182,958204,429220,515227,589240,513237,743253,334

Cash Flows

Cash flow is the net amount of cash and cash-equivalents being transferred into and out of a business. At the most fundamental level, a company’s ability to create value for shareholders is determined by its ability to generate positive cash flows, or more specifically, maximize long-term free cash flow.

Standalone Figures in Rs. Crores

Mar 2007Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018
Cash from Operating Activity268703-21,5235841,435-961222,5533,916-1,113-2,563
Profit from operations913.81215.631140.451640.651978.952553.811775.261829.274895.824644.74388.494083.55
Working Capital Changes-646.2-512.36-1142.84-117.55-1394.82-1118.84-2736.3-1807.76-1471.37-43.37-4987.27-6271.74
Taxes paid00000000-871-685-514-375
Cash from Investing Activity-63-68-95-71-96-123-127-140-195-164-93-83
Fixed Assets Purchased-65.46-68.81-95.11-72.01-97.62-132.23-135.79-150.27-194.95-164.26-92.74-83.34
Fixed Assets Sold2.650.510.510.791.289.239.1710.280000
Cash from Financing Activity3471,465-3081,0801,3711,6861331,3434801,0209052,013
Proceeds from Shares0000670459.40400320340.51161.14315.22
Proceeds from Borrowings210.381534.850486.541482.72176.3000000
Repayment of Borrowings00-854.96000000000
Interest Paid-119.72-192.9-320.46-376.31-493.9-617.76-521.23-580.04-339.93-398-412.57-502.11
Dividends Paid-203.74-156.79-182.92-130.65-287.44-332.08-348.69-510.290-93.1300
Net Cash Flow5522,100-4052,5311,8592,998-9541,2242,8394,772-301-633

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Ratios

Mar 2007Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018
ROE %18%20%14%19%19%20%11%10%5%-6%-2%-38%

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate as per time to time filling by company to exchanges. However, no guarantees are made regarding correctness of data. Investors are advised to validate/check information with exchanges or companies website before making any investment decisions.