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Fincash » Search » Bank of Baroda

Bank of Baroda

Updated on December 8, 2019

Stock/Share Code - BANKBARODA

Bank of Baroda is engaged in providing various services, such as personal banking, corporate banking, international banking, small and medium enterprise (SME) banking, rural banking, non-resident Indian (NRI) services and treasury services.(Source : Company Web-Site)

Below is the details of BANKBARODA Bank of Baroda

Market Cap₹41,636 Cr.
Current Price ₹95.6 as on 10 Dec 19
52 Week High / Low Price₹144 / ₹85.65
Face Value₹2
Stock P/E44.94
Book Value₹115.75
Dividend Yield0.00 %
ROCE4.41 %
ROE0.94 %
Sales Growth (3yrs)4.29 %
SectorBanks
IndustryBanks - Public Sector
Listed onBSE  AND  NSE
Company WebsiteCompany Website
Pros: Stock is trading at 0.91 times its book value Company is expected to give good quarter Promoter's stake has increased
Cons: Company has low interest coverage ratio. The company has delivered a poor growth of 5.12% over past five years. Company has a low return on equity of -0.61% for last 3 years. Contingent liabilities of Rs.429372.92 Cr. Company might be capitalizing the interest cost

Bank of Baroda Price Chart

Bank of Baroda Price Chart

Bank of Baroda Peer Comparison in Banks

S.No. Name CMP Rs. P/E Mar Cap Rs.Cr. Div Yld % NP Qtr Rs.Cr. Qtr Profit Var % Qtr Sales Var % Sales Qtr Rs.Cr. ROCE %
1. St Bk of India ₹67.05 29.47 ₹305,087.85 Cr. 0.00 ₹3,375.4 Cr. 264.96 9.65 67356.24 4.66
2. Punjab Natl.Bank ₹59.65 ₹44,198.43 Cr. 0.00 ₹507.05 Cr. 111.19 7.83 13291.92 2.50
3. Bank of Baroda 44.94 ₹41,635.87 Cr. 0.00 ₹736.68 Cr. 73.18 59.57 19273.97 4.41
4. Bank of India ₹67.05 ₹24,871.85 Cr. 0.00 ₹257.31 Cr. 122.38 8.98 10715.29 2.99
5. Union Bank (I) ₹53.95 ₹21,580.87 Cr. 0.00 -₹1,192.34 Cr. -1492.43 10.07 9468.46 4.12
6. Canara Bank ₹210.65 23.79 ₹17,109.96 Cr. 0.00 ₹442.86 Cr. 20.37 13.48 12500.37 4.73
7. UCO Bank ₹15.6 ₹15,306.35 Cr. 0.00 -₹891.98 Cr. 21.51 9.34 3804.64 2.69
8. Corporation Bank ₹23.75 ₹14,505.93 Cr. 0.00 ₹131.18 Cr. 26.50 0.97 4009.09 1.78

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Bank of Baroda Fundamentals

Quarterly Results

Quarterly reports are issued by companies every three months. Most companies have a financial year-end of Mar. 31 and quarters that end on June 30, Sept. 30, Dec. 31 and March 31.

Standalone Figures in Rs. Crores

Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019Sep 2019
Revenue10,40610,87510,55310,75311,30311,03911,64012,07812,94213,11118,94519,274
Interest7,2727,2937,1487,0336,9097,0377,2597,5868,1988,24712,44712,246
Expenses4,3945,1624,6764,7455,8439,7054,6895,1925,6208,5767,4228,725
Employee Cost %10.94%11.24%9.62%11.28%9.82%11.49%9.46%10.11%10.07%10.78%10.24%11.84%
Financing Profit-1,259-1,580-1,271-1,025-1,449-5,703-308-699-877-3,712-924-1,697
Financing Margin %-12%-15%-12%-10%-13%-52%-3%-6%-7%-28%-5%-9%
Other Income1,7751,9771,5511,7371,6731,6961,1481,3521,6212,1741,9162,824
Depreciation000000000000
Profit before tax516397280712224-4,007840652744-1,5389911,127
Tax %51%61%27%50%50%23%37%35%37%36%28%35%
Net Profit253155203355112-3,102528425471-991710737
EPS in Rs1.100.670.881.540.49-13.442.001.601.78-3.752.042.01
Gross NPA %11.40%10.46%11.40%11.16%11.31%12.26%12.46%11.78%11.01%9.61%10.28%10.25%
Net NPA %5.43%4.72%5.17%5.05%4.97%5.49%5.40%4.86%4.26%3.33%3.95%3.91%
NotesNotesNotesNotesNotesNotesNotesNotesNotesNotesNotesNotes

Profit & Loss

The profit and loss (P&L) statement is a financial statement that summarizes the revenues, costs and expenses incurred during a specified period, usually a fiscal quarter or year. The P&L statement is synonymous with the income statement. These records provide information about a company's ability or inability to generate profit" by increasing revenue, reducing costs or both. Some refer to the P&L statement as a statement of profit and loss, income statement, statement of operations, statement of financial results or income, earnings statement or expense statement.

Standalone Figures in Rs. Crores

Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019TTM
Revenue11,81315,09216,69821,88629,67435,19738,94042,96444,06142,20043,64949,97464,272
Interest7,9029,96810,75913,08419,35723,88126,97429,77631,32128,68728,12731,29041,139
Expenses3,5514,3344,2775,7187,3889,81310,58611,82823,93517,28723,98923,16630,343
Manufacturing Cost %0.5%0.69%0.71%0.5%0.57%0.52%0.96%1.1%1.23%1.45%1.7%1.85%%
Employee Cost %16.12%15.56%14.08%13.33%10.06%9.8%10.63%9.92%11.3%10.99%10.55%10.08%%
Other Cost %13.45%12.47%10.83%12.29%14.27%17.56%15.6%16.52%41.8%28.52%42.7%34.43%%
Financing Profit3607891,6633,0842,9291,5021,3801,359-11,196-3,774-8,467-4,482-7,211
Financing Margin %3%5%10%14%10%4%4%3%-25%-9%-19%-9%-11%
Other Income2,0792,7852,8062,8093,3733,6304,4634,4024,9996,7586,6576,0918,535
Depreciation2322302312432773013453405015118639100
Profit before tax2,2073,3434,2385,6506,0264,8315,4975,421-6,6982,473-2,6736981,324
Tax %35%33%28%25%17%7%17%37%19%44%9%38%
Net Profit1,4362,2273,0584,2425,0074,4814,5413,398-5,3961,383-2,432434926
EPS in Rs7.5811.8916.2421.0623.7420.4920.3614.680.005.990.001.632.08
Dividend Payout %20%15%18%15%14%20%20%21%-0%20%-0%0%

Compounded Sales Growth

  • 10 Years:: 12.72%
  • 5 Years:: 5.12%
  • 3 Years:: 4.29%
  • TTM:: 39.54%

Compounded Profit Growth

  • 10 Years:: -15.16%
  • 5 Years:: -37.94%
  • 3 Years:: 27.60%
  • TTM:: 145.48%

Return on Equity

  • 10 Years:: -0.15%
  • 5 Years:: -13.52%
  • 3 Years:: -13.41%
  • 1 Year:: -0.14%

Balance Sheet

A balance sheet is a financial statement that reports a company's assets, liabilities and shareholders' equity at a specific point in time, and provides a basis for computing rates of return and evaluating its capital structure. It is a financial statement that provides a snapshot of what a company owns and owes, as well as the amount invested by shareholders. It is used alongside other important financial statements such as the income statement and statement of cash flows in conducting fundamental analysis or calculating financial ratios.

Standalone Figures in Rs. Crores

Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019
Share Capital366366366393412423431444462462530530
Equity Capital365.53365.53365.53392.81412.38422.52430.68443.56462.09462.09530.36530.36
Reserves10,67812,51414,74120,65127,06431,54735,55539,39239,73739,84142,86445,411
Borrowings155,961205,165254,612327,747408,444500,463605,707652,824607,510632,287653,887705,891
Other Liabilities12,5948,6288,5989,60611,40014,70317,81122,32923,66822,28622,71829,155
Total Liabilities179,600226,672278,317358,397447,321547,135659,505714,989671,376694,875720,000780,987
Fixed Assets2,4272,3102,2852,3002,3422,4532,7342,8756,2545,7585,3676,990
Gross Block3801.113968.094266.64562.124921.595380.976058.076541.4910494.7710955.2511401.6313810.57
Accumulated Depreciation1374.11658.371981.842262.42580.092927.853323.953666.644240.995196.886034.246820.27
CWIP000000000000
Investments43,87052,44661,18271,39783,209121,394116,113116,812120,451129,631163,185182,298
Other Assets133,302171,917214,850284,701361,771423,289540,658595,301544,672559,487551,448591,699
Cash Equivalents22299.2924087.1135467.0649934.0764168.5485398.9130877.91148353.15133900.35150469.9192897.3889229.62
Loans n Advances4301.834578.124347.226090.4410224.739703.9312774.0318883.1827001.6525757.3731118.6433650.68
Other Assets etc106701.32143251.41175035.29228676.36287377.29328185.77397005.81428065.13383770.18383259.24427431.84468818.72
Total Assets179,600226,672278,317358,397447,321547,135659,505714,989671,376694,875720,000780,987

Cash Flows

Cash flow is the net amount of cash and cash-equivalents being transferred into and out of a business. At the most fundamental level, a company’s ability to create value for shareholders is determined by its ability to generate positive cash flows, or more specifically, maximize long-term free cash flow.

Standalone Figures in Rs. Crores

Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019
Cash from Operating Activity2,1531,12511,25211,77914,40622,79341,01618,021-9,84217,194-61,088-4,120
Profit from operations3599.694972.35696.28042.529745.1610192.5410596.7111372.7310443.612487.6913853.0415415.15
Working Capital Changes-1023.86-2524.217060.135167.736357.0114332.4632827.479399.93-21782.553292.66-76150.26-15395.47
Taxes paid-422.49-1322.62-1503.88-1431.44-1695.67-1731.92-2407.8-2751.611497.291413.521209.38-4139.3
Cash from Investing Activity-235-239-335-490-337-772-689-539-3,995-426-563-3,957
Fixed Assets Purchased-293.05-207.83-338.71-358.31-434.54-518.02-726.78-607.76-4016.87-731.94-574.56-2616.87
Fixed Assets Sold114.6740.840.2520.5940.5635.9837.2967.6537.34275.87172.0698.95
Investments purchased000000-39.95-36.24-61.35-21.45-294.23-1593.21
Cash from Financing Activity2,1019014623,178165-7905,151-6-616-1984,0794,409
Proceeds from Shares00024611644.6985055012601786053755042
Interest Paid-350.45-466.87-559.32-846.16-914.36-930.28-1001.59-1154.17-1174.32-1130.73-1187.38-1187.38
Dividends Paid-252.46-340.94-383.56-639.26-753.35-812.29-1059.63-1083.67-851.69000
Net Cash Flow4,0191,78811,38014,46714,23421,23045,47917,475-14,45316,570-57,573-3,668

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Ratios

Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019
ROE %15%18%21%23%21%15%13%9%-13%3%-6%1%

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate as per time to time filling by company to exchanges. However, no guarantees are made regarding correctness of data. Investors are advised to validate/check information with exchanges or companies website before making any investment decisions.