fincash logo SOLUTIONS
EXPLORE FUNDS
CALCULATORS
LOG IN
SIGN UP

Fincash » Search » Bank of India

Bank of India

Updated on October 14, 2019

Stock/Share Code - BANKINDIA

Bank of India is an India-based bank. The Bank's segments include Treasury Operations, Wholesale Banking and Retail Banking(Source : Company Web-Site)

Below is the details of BANKINDIA Bank of India

Market Cap₹21,480 Cr.
Current Price ₹64.2 as on 18 Oct 19
52 Week High / Low Price₹110.15 / ₹61.4
Face Value₹10
Stock P/E
Book Value₹127.2
Dividend Yield0.00 %
ROCE2.98 %
ROE-15.48 %
Sales Growth (3yrs)-0.83 %
SectorBanks
IndustryBanks - Public Sector
Listed onBSE  AND  NSE
Company WebsiteCompany Website
Pros: Stock is trading at 0.52 times its book value Promoter's stake has increased
Cons: Company has low interest coverage ratio. The company has delivered a poor growth of 1.46% over past five years. Company has a low return on equity of -13.28% for last 3 years. Contingent liabilities of Rs.339809.61 Cr. Company might be capitalizing the interest cost Earnings include an other income of Rs.5373.19 Cr.

Bank of India Price Chart

Bank of India Price Chart

Bank of India Peer Comparison in Banks

S.No. Name CMP Rs. P/E Mar Cap Rs.Cr. Div Yld % NP Qtr Rs.Cr. Qtr Profit Var % Qtr Sales Var % Sales Qtr Rs.Cr. ROCE %
1. St Bk of India 26.28 ₹244,400.49 Cr. 0.00 ₹2,950.5 Cr. 169.74 7.18 65594.42 4.66
2. Bank of Baroda ₹89.8 32.84 ₹35,620.7 Cr. 0.00 ₹833.96 Cr. 27.09 60.75 19723.31 4.53
3. Punjab Natl.Bank ₹60.25 ₹29,880.27 Cr. 0.00 ₹1,074.16 Cr. 224.89 0.23 13326.97 2.52
4. Bank of India ₹21,480.23 Cr. 0.00 ₹242.62 Cr. 155.09 3.19 10332.17 2.98
5. Canara Bank ₹188.85 27.48 ₹16,616.58 Cr. 0.00 ₹383.04 Cr. 12.43 7.08 12515.60 4.73
6. Allahabad Bank ₹25.7 ₹13,137.66 Cr. 0.00 ₹128 Cr. 106.58 -6.01 4323.11 0.92
7. UCO Bank ₹11.8 ₹11,669.08 Cr. 0.00 -₹601.45 Cr. 5.12 2.27 3816.53 2.69

Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

Bank of India Fundamentals

Quarterly Results

Quarterly reports are issued by companies every three months. Most companies have a financial year-end of Mar. 31 and quarters that end on June 30, Sept. 30, Dec. 31 and March 31.

Standalone Figures in Rs. Crores

Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019
Revenue9,4589,82510,5829,4969,8949,3359,34710,0139,77010,17110,81410,332
Interest6,7396,9627,1136,9636,9866,8346,7836,6596,8436,8396,7706,847
Expenses4,5344,4766,8314,0104,3357,0889,4414,6675,65311,7295,1184,321
Employee Cost %14.75%13.42%13.18%9.71%12.83%12.67%16.37%10.88%14.23%14.82%18.81%13.62%
Financing Profit-1,814-1,613-3,363-1,477-1,427-4,587-6,877-1,313-2,727-8,396-1,074-835
Financing Margin %-19%-16%-32%-16%-14%-49%-74%-13%-28%-83%-10%-8%
Other Income2,0111,7691,7541,6111,7061,0411,3756181,0301,6691,4791,195
Depreciation000000000000
Profit before tax197156-1,609134280-3,545-5,502-695-1,696-6,728406359
Tax %35%35%35%35%36%34%28%114%32%30%38%32%
Net Profit127102-1,04688179-2,341-3,96995-1,156-4,738252243
EPS in Rs1.320.96-9.910.831.57-19.76-32.650.55-6.63-27.181.130.77
Gross NPA %13.45%13.38%13.22%13.05%12.62%16.93%16.58%16.66%16.36%16.31%15.84%16.50%
Net NPA %7.56%7.09%6.90%6.70%6.47%10.29%8.26%8.45%7.64%5.87%5.61%5.79%
NotesNotesNotesNotesNotesNotesNotesNotesNotesNotesNotesNotes

Profit & Loss

The profit and loss (P&L) statement is a financial statement that summarizes the revenues, costs and expenses incurred during a specified period, usually a fiscal quarter or year. The P&L statement is synonymous with the income statement. These records provide information about a company's ability or inability to generate profit" by increasing revenue, reducing costs or both. Some refer to the P&L statement as a statement of profit and loss, income statement, statement of operations, statement of financial results or income, earnings statement or expense statement.

Standalone Figures in Rs. Crores

Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019TTM
Revenue12,35516,34717,87821,75228,48131,90937,91043,43041,79639,29138,07140,76841,087
Interest8,12610,84812,12213,94120,16722,88527,08032,08630,07227,46527,56527,11027,298
Expenses3,5884,3175,7776,8177,8909,59811,34913,49622,88220,98324,35427,13626,821
Manufacturing Cost %0.26%0.24%0.24%0.21%0.16%0.19%0.17%0.14%0.15%0.16%0.17%0.15%%
Employee Cost %13.41%11.85%12.84%15.98%10.78%9.81%10.53%11.48%12.82%13.74%12.88%14.77%%
Other Cost %15.37%14.31%19.23%15.15%16.77%20.08%19.24%19.45%41.78%39.51%50.92%51.64%%
Financing Profit6411,182-22994423-574-519-2,152-11,157-9,157-13,847-13,479-13,032
Financing Margin %5%7%-0%5%1%-2%-1%-5%-27%-23%-36%-33%-32%
Other Income2,1173,0522,6172,6423,3213,7664,2924,2333,6536,7725,7345,1325,373
Depreciation7369101141167184228285286-125203670
Profit before tax2,6854,1642,4943,4953,5783,0083,5451,795-7,791-2,373-8,633-8,713-7,659
Tax %25%28%30%29%25%9%23%5%22%34%30%36%
Net Profit2,0093,0071,7412,4892,6782,7492,7291,709-6,089-1,558-6,044-5,547-5,399
EPS in Rs37.5355.8431.9644.3645.4944.4042.4525.670.000.000.000.00-31.91
Dividend Payout %10%14%21%15%15%22%12%19%-0%-0%-0%-0%

Compounded Sales Growth

  • 10 Years:: 9.57%
  • 5 Years:: 1.46%
  • 3 Years:: -0.83%
  • TTM:: 6.47%

Compounded Profit Growth

  • 3 Years:: 0.61%
  • TTM:: 10.55%

Return on Equity

  • 10 Years:: -2.14%
  • 5 Years:: -10.95%
  • 3 Years:: -13.28%
  • Last Year:: -15.48%

Balance Sheet

A balance sheet is a financial statement that reports a company's assets, liabilities and shareholders' equity at a specific point in time, and provides a basis for computing rates of return and evaluating its capital structure. It is a financial statement that provides a snapshot of what a company owns and owes, as well as the amount invested by shareholders. It is used alongside other important financial statements such as the income statement and statement of cash flows in conducting fundamental analysis or calculating financial ratios.

Standalone Figures in Rs. Crores

Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019
Share Capital5265265265475755976436668171,0551,7442,760
Equity Capital525.91525.91525.91547.22574.52596.64643665.65817.291055.431743.722760.03
Reserves10,06312,96913,70416,74320,38723,32229,28030,78130,19629,71033,79738,921
Borrowings157,184205,382252,162320,907350,330417,207525,402571,964564,088579,438564,443565,104
Other Liabilities11,0877,0558,57512,97513,24311,47717,86615,28716,66018,25011,44220,389
Total Liabilities178,861225,932274,966351,173384,535452,603573,190618,698611,761628,453611,426627,174
Fixed Assets2,3992,4212,2872,3662,7232,7795,6445,7738,2908,2658,1078,720
Gross Block3448.443578.233790.814020.124628.214918.078181.468765.2811991.710518.0910888.7411541.45
Accumulated Depreciation1049.291156.751504.071654.191905.262139.142537.962992.363701.932252.772781.512821.24
CWIP27110651154991143113191197158200
Investments41,80352,60767,08085,87286,75494,613114,152119,792118,849127,827137,111147,639
Other Assets134,632170,793205,534262,819295,010355,119453,252493,020484,432492,164466,050470,615
Cash Equivalents17717.3921761.2631230.1337309.9934711.2554835.8661382.2976403.799141.395887.9595882.5194811.49
Loans n Advances3437.966121.95813.6312413.2211465.710915.821135.8714590.9326101.3529794.8428787.1734797.59
Other Assets etc113476.33142909.37168490.71213096.18248833.34289367.5370733.54402025.55359188.96366481.67341380.18341005.93
Total Assets178,861225,932274,966351,173384,535452,603573,190618,698611,761628,453611,426627,174

Cash Flows

Cash flow is the net amount of cash and cash-equivalents being transferred into and out of a business. At the most fundamental level, a company’s ability to create value for shareholders is determined by its ability to generate positive cash flows, or more specifically, maximize long-term free cash flow.

Standalone Figures in Rs. Crores

Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019
Cash from Operating Activity-5654,0188,4405,947-2,03020,7576,42414,53322,025-7,478-6,423-9,192
Profit from operations4415.886152.075562.616359.387744.498545.799730.029015.257724.0910399.889011.689352.14
Working Capital Changes-4132.07-235.353980.32720.3-8458.9113949.79-3055.496631.4614606.87-19035.04-13936.51-15157.52
Taxes paid-848.83-1898.33-1103.12-1132.88-1315.91-1738.56-250.03-1113.5-306.441157.58-1498.21-3386.16
Cash from Investing Activity-183-360-225-557-597-301-624-807-427265-499151
Fixed Assets Purchased-101.22-244.13-210.88-396.93-616.95-372.6-618.39-1716.84-471.36-515.5-337.99-286.59
Fixed Assets Sold6.0916.088.0418.375.6836.0234.281144.7341.42225.7585.8419.57
Investments purchased-94.5-142.75-40.73000000000
Cash from Financing Activity1,0603861,25469029-3317451,2954,8643,9596,9177,970
Proceeds from Shares1359.810010101037.4580910006422759.122641.6510953.9210746.8
Interest Paid-401.11-424.22-573.24-730.99-770.21-786.74-920.31-1074.92-1187.33-1557.57-1608.42-1015.11
Dividends Paid-85.53-430.1-307.21-428.65-444.29-465.98-1072.620-399.72000
Net Cash Flow3124,0449,4696,080-2,59920,1256,54615,02126,461-3,253-5-1,071

Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

Ratios

Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019
ROE %24%25%13%16%14%12%10%6%-20%-5%-18%-15%

Announcements & News

Recent Announcements

Annual Reports

How to Invest in Mutual Funds SIP Online?

  1. Open Free Investment Account for Lifetime at Fincash.com.
  2. Complete your Registration and KYC Process
  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest! Get Started
  4. Invest in Mutual Funds which invests in Bank of India & Get More Returns than Bank Deposit

Disclaimer:
All efforts have been made to ensure the information provided here is accurate as per time to time filling by company to exchanges. However, no guarantees are made regarding correctness of data. Investors are advised to validate/check information with exchanges or companies website before making any investment decisions.