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Fincash » Search » Central Bank of India

Central Bank of India

Updated on July 10, 2019

Stock/Share Code - CENTRALBK

Central Bank of India is a commercial bank. The Bank's segments include Treasury Operations, Corporate/Wholesale Banking, Retail Banking and other Banking business.

Below is the details of CENTRALBK Central Bank of India

Market Cap₹10,118 Cr.
Current Price ₹19.65 as on 16 Jul 19
52 Week High / Low Price₹84.9 / ₹24.85
Face Value₹10
Stock P/E
Book Value₹44.44
Dividend Yield0.00 %
ROCE3.00 %
ROE-28.94 %
Sales Growth (3yrs)-3.09 %
SectorBanks
IndustryBanks - Public Sector
Listed onBSE  AND  NSE
Company WebsiteCompany Website
Pros: Stock is trading at 0.56 times its book value Promoter's stake has increased
Cons: Company has low interest coverage ratio. The company has delivered a poor growth of 1.91% over past five years. Company has a low return on equity of -17.15% for last 3 years. Contingent liabilities of Rs.133883.93 Cr. Earnings include an other income of Rs.2412.93 Cr.

Central Bank of India Price Chart

Central Bank of India Price Chart

Central Bank of India Peer Comparison in Banks

S.No. Name CMP Rs. P/E Mar Cap Rs.Cr. Div Yld % NP Qtr Rs.Cr. Qtr Profit Var % Qtr Sales Var % Sales Qtr Rs.Cr. ROCE %
1. St Bk of India ₹84.9 148.40 ₹314,592.56 Cr. 0.00 ₹1,244.47 Cr. 116.50 13.01 65784.53 4.15
2. Bank of Baroda ₹124.2 105.06 ₹45,547.09 Cr. 0.00 -₹991.37 Cr. 68.04 20.61 13314.18 3.69
3. Punjab Natl.Bank ₹75.75 ₹37,131.64 Cr. 0.00 -₹4,749.64 Cr. 64.60 12.75 12835.72 1.86
4. Bank of India ₹84.9 ₹31,016.08 Cr. 0.00 ₹251.79 Cr. 106.34 15.70 10814.12 3.12
5. Canara Bank ₹276.65 58.13 ₹20,171.9 Cr. 0.00 -₹551.53 Cr. 88.65 18.73 12138.48 3.86
6. Allahabad Bank ₹44.35 ₹16,729.12 Cr. 0.00 -₹3,834.07 Cr. -9.24 6.89 4036.99 2.12
7. Corporation Bank ₹26.85 ₹15,045.4 Cr. 0.00 -₹6,581.49 Cr. -258.00 -13.11 3643.37 3.83
8. Central Bank ₹10,118 Cr. 0.00 -₹2,477.41 Cr. -17.22 -2.76 5476.82 3.00

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Central Bank of India Fundamentals

Quarterly Results

Quarterly reports are issued by companies every three months. Most companies have a financial year-end of Mar. 31 and quarters that end on June 30, Sept. 30, Dec. 31 and March 31.

Standalone Figures in Rs. Crores

Jun 2016Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019
Revenue6,1686,1896,0646,2406,2116,1666,0275,6325,6925,6855,7855,477
Interest4,5094,4954,5584,5244,8804,4584,0494,1324,0144,0103,9693,874
Expenses3,1113,2763,1343,4572,8093,5315,1015,5934,2763,6613,4575,961
Employee Cost %17.69%17.76%18.48%14.47%16.18%16.16%17.72%16.23%16.97%17.88%17.93%9.96%
Financing Profit-1,452-1,583-1,627-1,742-1,478-1,823-3,124-4,094-2,598-1,986-1,641-4,359
Financing Margin %-24%-26%-27%-28%-24%-30%-52%-73%-46%-35%-28%-80%
Other Income4947777248816607305636702135125441,144
Depreciation000000000000
Profit before tax-958-806-904-861-818-1,092-2,561-3,424-2,385-1,474-1,097-3,215
Tax %37%20%33%31%30%31%35%38%36%37%35%23%
Net Profit-600-642-606-592-577-750-1,664-2,114-1,522-924-718-2,477
Gross NPA %13.52%13.70%14.14%17.81%18.23%17.27%18.08%21.48%22.17%21.48%20.64%19.29%
Net NPA %8.17%8.17%8.54%10.20%11.04%9.53%9.45%11.10%10.58%10.36%10.32%7.73%
NotesNotesNotesNotesNotesNotesNotesNotesNotesNotesNotesNotes

Profit & Loss

The profit and loss (P&L) statement is a financial statement that summarizes the revenues, costs and expenses incurred during a specified period, usually a fiscal quarter or year. The P&L statement is synonymous with the income statement. These records provide information about a company's ability or inability to generate profit" by increasing revenue, reducing costs or both. Some refer to the P&L statement as a statement of profit and loss, income statement, statement of operations, statement of financial results or income, earnings statement or expense statement.

Standalone Figures in Rs. Crores

Mar 2007Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018TTM
Revenue6,2347,88410,45512,06415,22119,15021,86124,42826,40925,88824,66124,03622,639
Interest3,7605,7728,2279,5199,89513,98116,12317,93319,16218,82218,08717,51915,866
Expenses2,4392,1202,2902,6524,8125,7745,9009,2028,02111,43412,72016,77117,355
Manufacturing Cost %0.54%0.26%0.31%0.2%0.43%0.44%0.26%0.24%0.28%0.27%0.49%0.47%%
Employee Cost %18.85%15.4%12.17%12.8%19.48%13.09%13.23%14.48%14.48%17.25%17.09%16.57%%
Other Cost %19.73%11.22%9.42%8.98%11.72%16.63%13.5%22.95%15.61%26.65%34%52.73%%
Financing Profit35-8-61-107513-605-162-2,708-774-4,369-6,146-10,254-10,583
Financing Margin %1%-0%-1%-1%3%-3%-1%-11%-3%-17%-25%-43%-47%
Other Income7259331,0701,7351,2651,3951,6671,9211,8941,9392,8742,6182,413
Depreciation657484791191441842092292392572600
Profit before tax6958529251,5501,6596461,320-995890-2,669-3,529-7,896-8,170
Tax %28%35%38%32%25%18%23%-27%32%47%31%35%
Net Profit4985505711,0581,2525331,015-1,263606-1,418-2,439-5,105-5,641
EPS in Rs9.5710.0620.6427.134.897.610.003.560.000.000.00
Dividend Payout %20%15%14%8%8%28%26%-0%14%-0%-0%-0%

Compounded Sales Growth

  • 10 Years:: 11.79%
  • 5 Years:: 1.91%
  • 3 Years:: -3.09%
  • TTM:: -5.81%

Compounded Profit Growth

  • TTM:: 10.51%

Return on Equity

  • 10 Years:: -4.02%
  • 5 Years:: -11.42%
  • 3 Years:: -17.15%
  • Last Year:: -28.94%

Balance Sheet

A balance sheet is a financial statement that reports a company's assets, liabilities and shareholders' equity at a specific point in time, and provides a basis for computing rates of return and evaluating its capital structure. It is a financial statement that provides a snapshot of what a company owns and owes, as well as the amount invested by shareholders. It is used alongside other important financial statements such as the income statement and statement of cash flows in conducting fundamental analysis or calculating financial ratios.

Standalone Figures in Rs. Crores

Mar 2007Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018
Share Capital1,1241,2041,3211,7712,0212,3532,6622,9671,6581,6901,9022,618
Preference Capital800800917136716171617161716170000
Equity Capital324.14404.14404.14404.14404.14736.121044.581350.441658.271689.711902.172618.16
Reserves2,6664,7395,0915,9216,82710,09812,65112,82115,79915,98915,36615,367
Borrowings83,558110,769132,076169,434192,244209,093244,344262,149281,547275,392305,954300,545
Other Liabilities6,7968,55210,4467,34110,65610,13210,30313,90613,46912,94710,7618,338
Total Liabilities93,344124,464148,017183,101210,131230,059268,342290,226312,472306,018333,983326,868
Fixed Assets7672,3202,2782,3432,4252,4742,6852,8042,8334,3594,2904,343
Gross Block1483.033119.813181.693333.973559.313770.84180.664517.784777.186479.256647.046938.91
Accumulated Depreciation715.76799.52903.7990.681133.921296.891495.911713.391944.022119.962356.672595.53
CWIP000000000000
Investments27,74231,45543,06150,56354,50459,24372,60486,13589,74088,86892,095102,632
Other Assets64,83490,688102,678130,195153,201168,342193,054201,286219,899212,791237,597219,893
Cash Equivalents8812.8912839.2412251.2419217.0115282.7914126.614092.2112378.0314810.2815541.0578766.5339228.44
Loans n Advances4226.134851.414943.725594.18192.536702.77025.8711593.216611.2817240.4419431.9824122.41
Total Assets93,344124,464148,017183,101210,131230,059268,342290,226312,472306,018333,983326,868

Cash Flows

Cash flow is the net amount of cash and cash-equivalents being transferred into and out of a business. At the most fundamental level, a company’s ability to create value for shareholders is determined by its ability to generate positive cash flows, or more specifically, maximize long-term free cash flow.

Standalone Figures in Rs. Crores

Mar 2007Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018
Cash from Operating Activity3,9043,383-1,0896,455-6,365-2,077-1,109-2,0232,24830861,847-44,396
Profit from operations1470.671508.351729.842239.943147.413521.253855.664081.534481.612798.033334.422987.7
Working Capital Changes2630.982176.37-2465.393724.95-8879.52-5490.09-4964.38-5403.84-1273.3-1543.0459603.8-47089.88
Taxes paid-197.3-301.78-353.74490.58-633.14-108.650-700.53-959.85-946.83-1090.91-293.85
Cash from Investing Activity-113-70-61-132-233-222-422-363-328-179-176-300
Fixed Assets Purchased-137.37-88.99-72.21-141.9-235.54-227.32-425.95-405.01-1099.77-305.97-191.53-314.25
Fixed Assets Sold23.1617.759.988.21.273.191.2749.45815.15117.073.064.12
Cash from Financing Activity2277145626432,6641,1431,4966715126011,5545,158
Proceeds from Shares08161174502275.681417.0124061799.991207.85165.571453.795158
Interest Paid-156.63-170.04-219.74-362.32-475.97-527.72-589.52-647.43-696.03000
Dividends Paid-99.6-150.83-148.87-142-142-211.86-275.81-411.640-82.9100
Net Cash Flow4,0194,026-5886,966-3,934-1,156-34-1,7142,43273163,225-39,538

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Ratios

Mar 2007Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018
ROE %14%11%9%15%15%5%7%-8%4%-8%-14%-29%

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All efforts have been made to ensure the information provided here is accurate as per time to time filling by company to exchanges. However, no guarantees are made regarding correctness of data. Investors are advised to validate/check information with exchanges or companies website before making any investment decisions.