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Fincash » Search » Central Bank of India

Central Bank of India

Updated on September 11, 2019

Stock/Share Code - CENTRALBK

Central Bank of India is a commercial bank. The Bank's segments include Treasury Operations, Corporate/Wholesale Banking, Retail Banking and other Banking business.(Source : Company Web-Site)

Below is the details of CENTRALBK Central Bank of India

Market Cap₹8,149 Cr.
Current Price ₹19.75 as on 17 Sep 19
52 Week High / Low Price₹73.8 / ₹15.7
Face Value₹10
Stock P/E
Book Value₹45.89
Dividend Yield0.00 %
ROCE2.40 %
ROE-30.54 %
Sales Growth (3yrs)-4.37 %
SectorBanks
IndustryBanks - Public Sector
Listed onBSE  AND  NSE
Company WebsiteCompany Website
Pros: Stock is trading at 0.43 times its book value Promoter's stake has increased
Cons: Company has low interest coverage ratio. The company has delivered a poor growth of -1.51% over past five years. Company has a low return on equity of -24.60% for last 3 years. Contingent liabilities of Rs.102915.59 Cr. Earnings include an other income of Rs.2979.09 Cr.

Central Bank of India Price Chart

Central Bank of India Price Chart

Central Bank of India Peer Comparison in Banks

S.No. Name CMP Rs. P/E Mar Cap Rs.Cr. Div Yld % NP Qtr Rs.Cr. Qtr Profit Var % Qtr Sales Var % Sales Qtr Rs.Cr. ROCE %
1. St Bk of India ₹64.75 26.28 ₹244,400.49 Cr. 0.00 ₹2,950.5 Cr. 169.74 7.18 65594.42 4.66
2. Bank of Baroda ₹95.15 32.84 ₹35,620.7 Cr. 0.00 ₹833.96 Cr. 27.09 60.75 19723.31 4.53
3. Punjab Natl.Bank ₹62.4 ₹29,880.27 Cr. 0.00 ₹1,074.16 Cr. 224.89 0.23 13326.97 2.52
4. Bank of India ₹64.75 ₹21,480.23 Cr. 0.00 ₹242.62 Cr. 155.09 3.19 10332.17 2.98
5. Canara Bank ₹194.05 27.48 ₹16,616.58 Cr. 0.00 ₹383.04 Cr. 12.43 7.08 12515.60 4.73
6. Allahabad Bank ₹32.55 ₹13,137.66 Cr. 0.00 ₹128 Cr. 106.58 -6.01 4323.11 0.92
7. UCO Bank ₹14.7 ₹11,669.08 Cr. 0.00 -₹601.45 Cr. 5.12 2.27 3816.53 2.69
8. Central Bank ₹8,148.69 Cr. 0.00 ₹118.33 Cr. 107.77 0.40 5714.44 2.40

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Central Bank of India Fundamentals

Quarterly Results

Quarterly reports are issued by companies every three months. Most companies have a financial year-end of Mar. 31 and quarters that end on June 30, Sept. 30, Dec. 31 and March 31.

Standalone Figures in Rs. Crores

Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019
Revenue6,1896,0646,2406,2116,1666,0275,6325,6925,6855,7855,4775,714
Interest4,4954,5584,5244,8804,4584,0494,1324,0144,0103,9693,8743,924
Expenses3,2763,1343,4572,8093,5315,1015,5934,2763,6613,4575,9612,499
Employee Cost %17.76%18.48%14.47%16.18%16.16%17.72%16.23%16.97%17.88%17.93%9.96%15.45%
Financing Profit-1,583-1,627-1,742-1,478-1,823-3,124-4,094-2,598-1,986-1,641-4,359-709
Financing Margin %-26%-27%-28%-24%-30%-52%-73%-46%-35%-28%-80%-12%
Other Income7777248816607305636702135125441,144779
Depreciation000000000000
Profit before tax-806-904-861-818-1,092-2,561-3,424-2,385-1,474-1,097-3,21570
Tax %20%33%31%30%31%35%38%36%37%35%23%-69%
Net Profit-642-606-592-577-750-1,664-2,114-1,522-924-718-2,477118
EPS in Rs-3.58-3.20-3.11-3.03-3.94-8.58-10.55-5.81-3.53-2.56-7.890.29
Gross NPA %13.70%14.14%17.81%18.23%17.27%18.08%21.48%22.17%21.48%20.64%19.29%19.93%
Net NPA %8.17%8.54%10.20%11.04%9.53%9.45%11.10%10.58%10.36%10.32%7.73%7.98%
NotesNotesNotesNotesNotesNotesNotesNotesNotesNotesNotesNotes

Profit & Loss

The profit and loss (P&L) statement is a financial statement that summarizes the revenues, costs and expenses incurred during a specified period, usually a fiscal quarter or year. The P&L statement is synonymous with the income statement. These records provide information about a company's ability or inability to generate profit" by increasing revenue, reducing costs or both. Some refer to the P&L statement as a statement of profit and loss, income statement, statement of operations, statement of financial results or income, earnings statement or expense statement.

Standalone Figures in Rs. Crores

Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019TTM
Revenue7,88410,45512,06415,22119,15021,86124,42826,40925,88824,66124,03622,63922,661
Interest5,7728,2279,5199,89513,98116,12317,93319,16218,82218,08717,51915,86615,777
Expenses2,1202,2902,6524,8125,7745,9009,2028,02111,43412,72016,77117,07315,579
Manufacturing Cost %0.26%0.31%0.2%0.43%0.44%0.26%0.24%0.28%0.27%0.49%0.47%0.44%%
Employee Cost %15.4%12.17%12.8%19.48%13.09%13.23%14.48%14.48%17.25%17.09%16.57%15.75%%
Other Cost %11.22%9.42%8.98%11.72%16.63%13.5%22.95%15.61%26.65%34%52.73%59.23%%
Financing Profit-8-61-107513-605-162-2,708-774-4,369-6,146-10,254-10,301-8,695
Financing Margin %-0%-1%-1%3%-3%-1%-11%-3%-17%-25%-43%-46%-38%
Other Income9331,0701,7351,2651,3951,6671,9211,8941,9392,8742,6182,4092,979
Depreciation7484791191441842092292392572602780
Profit before tax8529251,5501,6596461,320-995890-2,669-3,529-7,896-8,170-5,716
Tax %35%38%32%25%18%23%-27%32%47%31%35%31%
Net Profit5505711,0581,2525331,015-1,263606-1,418-2,439-5,105-5,641-4,001
EPS in Rs9.5710.0620.6427.134.897.610.003.560.000.000.000.00-13.69
Dividend Payout %15%14%8%8%28%26%-0%14%-0%-0%-0%-0%

Compounded Sales Growth

  • 10 Years:: 8.03%
  • 5 Years:: -1.51%
  • 3 Years:: -4.37%
  • TTM:: -3.64%

Compounded Profit Growth

  • TTM:: 33.87%

Return on Equity

  • 10 Years:: -8.01%
  • 5 Years:: -16.02%
  • 3 Years:: -24.60%
  • Last Year:: -30.54%

Balance Sheet

A balance sheet is a financial statement that reports a company's assets, liabilities and shareholders' equity at a specific point in time, and provides a basis for computing rates of return and evaluating its capital structure. It is a financial statement that provides a snapshot of what a company owns and owes, as well as the amount invested by shareholders. It is used alongside other important financial statements such as the income statement and statement of cash flows in conducting fundamental analysis or calculating financial ratios.

Standalone Figures in Rs. Crores

Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019
Share Capital1,2041,3211,7712,0212,3532,6622,9671,6581,6901,9022,6184,047
Preference Capital8009171367161716171617161700000
Equity Capital404.14404.14404.14404.14736.121044.581350.441658.271689.711902.172618.164047.2
Reserves4,7395,0915,9216,82710,09812,65112,82115,79915,98915,36615,36714,888
Borrowings110,769132,076169,434192,244209,093244,344262,149281,547275,392305,954300,545305,094
Other Liabilities8,55210,4467,34110,65610,13210,30313,90613,46912,94710,7618,3387,396
Total Liabilities124,464148,017183,101210,131230,059268,342290,226312,472306,018333,983326,868331,426
Fixed Assets2,3202,2782,3432,4252,4742,6852,8042,8334,3594,2904,3434,310
Gross Block3119.813181.693333.973559.313770.84180.664517.784777.186479.256647.046938.917143.99
Accumulated Depreciation799.52903.7990.681133.921296.891495.911713.391944.022119.962356.672595.532833.75
CWIP000000000000
Investments31,45543,06150,56354,50459,24372,60486,13589,74088,86892,095102,632125,298
Other Assets90,688102,678130,195153,201168,342193,054201,286219,899212,791237,597219,893201,817
Cash Equivalents12839.2412251.2419217.0115282.7914126.614092.2112378.0314810.2815541.0578766.5339228.4431199.93
Loans n Advances4851.414943.725594.18192.536702.77025.8711593.216611.2817240.4419431.9824122.4124091.92
Other Assets etc72997.4385483.2105383.49129725.41147512.85171935.85177315.17188477.54180009.58139398.78156542.18146525.37
Total Assets124,464148,017183,101210,131230,059268,342290,226312,472306,018333,983326,868331,426

Cash Flows

Cash flow is the net amount of cash and cash-equivalents being transferred into and out of a business. At the most fundamental level, a company’s ability to create value for shareholders is determined by its ability to generate positive cash flows, or more specifically, maximize long-term free cash flow.

Standalone Figures in Rs. Crores

Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019
Cash from Operating Activity3,383-1,0896,455-6,365-2,077-1,109-2,0232,24830861,847-44,396-14,588
Profit from operations1508.351729.842239.943147.413521.253855.664081.534481.612798.033334.422987.73403.42
Working Capital Changes2176.37-2465.393724.95-8879.52-5490.09-4964.38-5403.84-1273.3-1543.0459603.8-47089.88-18178.47
Taxes paid-301.78-353.74490.58-633.14-108.650-700.53-959.85-946.83-1090.91-293.85187.43
Cash from Investing Activity-70-61-132-233-222-422-363-328-179-176-300-245
Fixed Assets Purchased-88.99-72.21-141.9-235.54-227.32-425.95-405.01-1099.77-305.97-191.53-314.25-254.12
Fixed Assets Sold17.759.988.21.273.191.2749.45815.15117.073.064.123.48
Cash from Financing Activity7145626432,6641,1431,4966715126011,5545,1586,805
Proceeds from Shares8161174502275.681417.0124061799.991207.85165.571453.7951586592
Interest Paid-170.04-219.74-362.32-475.97-527.72-589.52-647.43-696.030000
Dividends Paid-150.83-148.87-142-142-211.86-275.81-411.640-82.91000
Net Cash Flow4,026-5886,966-3,934-1,156-34-1,7142,43273163,225-39,538-8,028

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Ratios

Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019
ROE %11%9%15%15%5%7%-8%4%-8%-14%-29%-31%

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All efforts have been made to ensure the information provided here is accurate as per time to time filling by company to exchanges. However, no guarantees are made regarding correctness of data. Investors are advised to validate/check information with exchanges or companies website before making any investment decisions.