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Fincash » Search » Cholamandalam Financial Holdings Ltd

Cholamandalam Financial Holdings Ltd

Updated on July 4, 2020

Stock/Share Code - CHOLAHLDNG

Cholamandalam Financial Holdings undertakes financial services business through its Subsidiaries - Cholamandalam MS General Insurance Company Limited for general insurance business, Cholamandalam Heal...show more

Below is the details of CHOLAHLDNG Cholamandalam Financial Holdings Ltd

Market Cap₹4,606 Cr.
Current Price ₹330.1 as on 9 Jul 20
52 Week High / Low Price₹569.85 / ₹222
Face Value₹1
Stock P/E49.94
Book Value₹56.97
Dividend Yield0.51 %
ROCE6.81 %
ROE6.38 %
Sales Growth (3yrs)-75.11 %
SectorFinance
IndustryFinance & Investments
Listed onBSE  AND  NSE
Company WebsiteCompany Website
Pros: Company is virtually debt free. Company is expected to give good quarter Company has been maintaining a healthy dividend payout of 46.44%
Cons: Stock is trading at 4.31 times its book value The company has delivered a poor growth of -53.92% over past five years. Tax rate seems low Company has a low return on equity of 4.65% for last 3 years.

Cholamandalam Financial Holdings Ltd Price Chart

Cholamandalam Financial Holdings Ltd Price Chart

Cholamandalam Financial Holdings Ltd Peer Comparison in Finance

S.No. Name CMP Rs. P/E Mar Cap Rs.Cr. Div Yld % NP Qtr Rs.Cr. Qtr Profit Var % Qtr Sales Var % Sales Qtr Rs.Cr. ROCE %
1. Bajaj Fin. ₹2,882 24.08 ₹117,548.98 Cr. 0.51 ₹891.57 Cr. -19.94 33.45 6511.09 13.02
2. Bajaj Finserv ₹2,882 20.81 ₹70,098.38 Cr. 0.11 ₹194.43 Cr. -76.82 2.31 13294.25 14.02
3. HDFC AMC ₹1,941.85 42.56 ₹53,722.5 Cr. 0.95 ₹249.83 Cr. -9.54 -2.13 476.13 51.64
4. SBI Cards ₹698.15 58.65 ₹50,595.69 Cr. 0.19 ₹83.54 Cr. -66.41 22.69 2433.24 15.15
5. Muthoot Finance ₹1,088.1 12.80 ₹34,595.48 Cr. 1.74 ₹803.41 Cr. 65.57 34.57 2310.00 16.22
6. Bajaj Holdings ₹2,882 7.44 ₹22,264.68 Cr. 2.00 ₹361.41 Cr. -54.34 33.05 110.46 12.16
7. Nippon Life Ind. ₹346.35 37.89 ₹15,621.09 Cr. 2.35 ₹11.88 Cr. -91.80 -21.43 254.51 28.19
8. Chola Financial ₹1,337.2 49.94 ₹4,605.61 Cr. 0.51 ₹38.48 Cr. 1777.07 996.69 39.81 6.81

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Cholamandalam Financial Holdings Ltd Fundamentals

Quarterly Results

Quarterly reports are issued by companies every three months. Most companies have a financial year-end of Mar. 31 and quarters that end on June 30, Sept. 30, Dec. 31 and March 31.

Standalone Figures in Rs. Crores

Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019Sep 2019Dec 2019
Sales -2502633643043641840
YOY Sales Growth %-98%-100%79%41%12%30%2%4%-38%997%
Expenses -101110111010
Employee Cost %0.00%0.53%8.57%0.67%4.88%0.71%6.34%0.77%5.91%1.42%0.65%
Operating Profit24-02523542933541839
OPM %95%95%76%98%92%98%86%97%89%97%99%
Other Income000000000000
Interest000000000000
Depreciation000000000000
Profit before tax24-02523542933541839
Tax %0%-0%0%41%3%32%4%34%3%29%5%2%
Net Profit24-02513422823431738
EPS in Rs1.28-0.021.330.071.790.131.480.111.830.140.902.05
NotesNotesNotesNotesNotesNotesNotesNotesNotesNotesNotesNotes

Profit & Loss

The profit and loss (P&L) statement is a financial statement that summarizes the revenues, costs and expenses incurred during a specified period, usually a fiscal quarter or year. The P&L statement is synonymous with the income statement. These records provide information about a company's ability or inability to generate profit" by increasing revenue, reducing costs or both. Some refer to the P&L statement as a statement of profit and loss, income statement, statement of operations, statement of financial results or income, earnings statement or expense statement.

Standalone Figures in Rs. Crores

Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019TTM
Sales -1,7272,0422,3222,9513,4873,5753,5393,8364,76940657499
Sales Growth %9.15%18.23%13.69%27.07%18.17%2.54%-1.02%8.40%24.31%-99.16%61.34%13.69%
Expenses -1,5961,9482,0722,6043,0873,2423,1963,5103,6014333
Material Cost %63.35%66.54%61.14%61.02%62.00%63.16%61.59%63.20%50.99%0.00%0.00%0.00%
Manufacturing Cost %12.49%11.69%11.87%12.23%11.20%11.68%12.07%11.95%10.11%0.00%0.00%0.00%
Employee Cost %8.25%7.68%7.74%8.27%7.47%7.70%8.50%9.14%7.54%0.47%1.58%1.74%
Other Cost %8.26%9.46%8.48%6.73%7.87%8.14%8.16%7.21%6.87%8.96%3.42%1.81%
Operating Profit132942503473993333433261,16836617196
OPM %8%5%11%12%11%9%10%8%24%91%95%96%97%
Other Income2676-25311086630000
Interest21282968791071251401370000
Depreciation53596769768084971110000
Profit before tax838313024124514714115592436617196
Tax %32%13%37%30%27%29%33%22%21%0%3%6%
Net Profit5672811701801049412173036596792
EPS in Rs8.709.275.404.926.2837.981.943.173.544.92
Dividend Payout %33%26%34%33%31%36%40%31%13%65%39%35%

Compounded Sales Growth

  • 10 Years:: -28.28%
  • 5 Years:: -53.92%
  • 3 Years:: -75.11%
  • TTM:: 35.86%

Compounded Profit Growth

  • 10 Years:: 7.54%
  • 5 Years:: -6.23%
  • 3 Years:: -11.13%
  • TTM:: 40.02%

Return on Equity

  • 10 Years:: 12.67%
  • 5 Years:: 1.01%
  • 3 Years:: -19.61%
  • 1 Year:: -50.85%

Balance Sheet

A balance sheet is a financial statement that reports a company's assets, liabilities and shareholders' equity at a specific point in time, and provides a basis for computing rates of return and evaluating its capital structure. It is a financial statement that provides a snapshot of what a company owns and owes, as well as the amount invested by shareholders. It is used alongside other important financial statements such as the income statement and statement of cash flows in conducting fundamental analysis or calculating financial ratios.

Standalone Figures in Rs. Crores

Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019Sep 2019
Share Capital -37373737373737373719191919
Equity Capital36.9536.9536.9537.1337.2637.3337.3837.4337.4718.7518.7518.77
Reserves6817007809541,0781,1441,2011,2831,9029501,0011,0461,051
Borrowings3284007067248321,3021,3631,4211,3740000
Other Liabilities -4284415256627016557738228652333
Trade Payables296.95221.34298.95455.50491.28328.37358.73420.28612.440.000.360.340.00
Advance from Customers3.223.777.237.285.175.428.956.567.220.000.000.00
Other liability items128.26216.22219.25198.83204.33320.91405.35395.22245.592.472.672.922.77
Total Liabilities1,4741,5782,0482,3772,6483,1383,3753,5634,1789711,0231,0681,072
Fixed Assets -4615145285616076326949048320000
Gross Block861.91964.021,028.091,105.751,218.321,299.751,433.191,732.201,795.360.000.000.00
Accumulated Depreciation400.43449.87500.46544.91611.81668.14738.91827.95926.710.000.000.00
CWIP573043273816019736560000
Investments3174547499119301,4441,5061,5231,461914940956979
Other Assets -6385807288781,0739039781,1001,829578311294
Inventories2272342943884103573704684580000
Trade receivables2882443263734363944464784910000
Cash Equivalents18129148633302673528211293
Loans n Advances116100118565851798811755000
Other asset items-11-10-184783675340290000
Total Assets1,4741,5782,0482,3772,6483,1383,3753,5634,1789711,0231,0681,072

Cash Flows

Cash flow is the net amount of cash and cash-equivalents being transferred into and out of a business. At the most fundamental level, a company’s ability to create value for shareholders is determined by its ability to generate positive cash flows, or more specifically, maximize long-term free cash flow.

Standalone Figures in Rs. Crores

Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019
Cash from Operating Activity -151110152261254301279167135-1966-34
Profit from operations148115264350365298303297352365863
Receivables-1443-82-50-6342-51-34-15000
Inventory-21-7-61-93-2253-13-9810000
Payables52-241076240-659944-11000
Loans Advances-9-0-234-012-27-10-9000
Operating investments0000000000-45-98
Interest paid000000000005
Direct taxes-6-18-54-66-68-38-38-34-2010-2-4
Other operating items000533-1629-55550
Cash from Investing Activity --217-127-421-164-153-697-186-54794-60800
Fixed assets purchased0.000.00-96.38-86.77-165.30-217.16-168.90-135.80-123.950.000.000.00
Fixed assets sold11.883.001.4813.951.511.485.4466.682.360.000.000.00
Capital WIP-108.83-86.910.000.000.000.000.000.000.000.000.000.00
Investments purchased-50.010.00-191.980.000.000.00-3.190.000.000.000.000.00
Investments sold1.30137.540.08235.5918.053.981.530.06883.470.000.000.00
Interest received1.303.081.551.193.926.392.832.651.760.000.000.00
Dividends received8.0211.691.819.6926.5025.9134.7929.6129.890.000.000.00
Invest in subsidiaries-18.99-3.40-137.94-338.01-37.65-517.69-56.510.000.000.000.000.00
Investment in group cos-61.63-191.820.000.000.000.000.000.000.000.000.000.00
Issue of shares on acq0.000.000.000.000.000.00-2.00-17.500.000.000.000.00
Shares acq cancelled0.000.000.000.000.000.000.060.000.000.000.000.00
Other investing items0.000.000.000.000.000.000.000.000.00-607.540.000.00
Cash from Financing Activity -6711266-92-29343-96-117-220-106-11-21
Proceeds from shares0.000.000.000.000.002.051.302.512.440.810.685.20
Proceeds from borrowings157.9898.94367.78303.67210.53550.00480.57386.68375.000.000.000.00
Repayment of borrowings-38.16-38.33-52.43-284.53-102.74-78.20-414.49-317.98-423.790.000.000.00
Investment subsidy0.000.000.000.000.000.470.000.000.000.000.000.00
Interest paid fin-20.60-27.73-27.37-52.52-69.15-77.81-121.30-138.18-130.610.000.000.00
Dividends paid-32.35-21.59-21.56-63.49-72.15-50.08-37.84-39.20-43.01-107.12-11.67-25.96
Other financing items0.000.000.015.224.11-2.98-3.76-10.520.000.000.000.00
Net Cash Flow1-6-3572-53-3-4709-73355-55

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Ratios

Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019
ROCE %10%6%15%18%18%11%10%10%8%2%6%7%
Debtor Days614451464640464538000
Inventory Turnover7.988.868.798.658.749.339.749.1510.290.17

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate as per time to time filling by company to exchanges. However, no guarantees are made regarding correctness of data. Investors are advised to validate/check information with exchanges or companies website before making any investment decisions.