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Fincash » Search » IndusInd Bank Ltd

IndusInd Bank Ltd

Updated on December 8, 2019

Stock/Share Code - INDUSINDBK

IndusInd Bank is engaged in Business of Banking Services.(Source : 201903 Annual Report Page No: 120)

Below is the details of INDUSINDBK IndusInd Bank Ltd

Market Cap₹108,746 Cr.
Current Price ₹1,411.6 as on 10 Dec 19
52 Week High / Low Price₹1,835 / ₹1,188.05
Face Value₹10
Stock P/E26.13
Book Value₹384.89
Dividend Yield0.42 %
ROCE7.62 %
ROE13.08 %
Sales Growth (3yrs)23.31 %
SectorBanks
IndustryBanks - Private Sector
Listed onBSE  AND  NSE
Company WebsiteCompany Website
Pros: Company is expected to give good quarter
Cons: Stock is trading at 4.08 times its book value Company has low interest coverage ratio. Promoter's stake has decreased Promoter holding is low: 13.04% Contingent liabilities of Rs.985639.95 Cr. Promoters have pledged 26.33% of their holding Earnings include an other income of Rs.6417.75 Cr. Dividend payout has been low at 12.90% of profits over last 3 years

IndusInd Bank Ltd Price Chart

IndusInd Bank Ltd Price Chart

IndusInd Bank Ltd Peer Comparison in Banks

S.No. Name CMP Rs. P/E Mar Cap Rs.Cr. Div Yld % NP Qtr Rs.Cr. Qtr Profit Var % Qtr Sales Var % Sales Qtr Rs.Cr. ROCE %
1. HDFC Bank ₹1,249.5 28.48 ₹698,110.04 Cr. 0.59 ₹6,638.03 Cr. 24.72 16.78 30016.88 7.69
2. ICICI Bank ₹528.7 49.55 ₹331,431.82 Cr. 0.19 ₹1,131.2 Cr. -6.09 22.54 21106.28 4.82
3. Kotak Mah. Bank ₹1,662.4 39.48 ₹308,573.58 Cr. 0.05 ₹2,407.25 Cr. 30.61 15.56 8418.75 7.92
4. Axis Bank ₹715.7 44.53 ₹208,369.08 Cr. 0.12 -₹21.58 Cr. -102.46 16.08 15712.66 5.70
5. IndusInd Bank 26.13 ₹108,745.93 Cr. 0.42 ₹1,383.37 Cr. 50.33 31.49 7150.36 7.62
6. Bandhan Bank ₹521.05 33.93 ₹93,577.04 Cr. ₹971.8 Cr. 99.28 67.55 2690.27 10.48
7. IDBI Bank ₹33.55 ₹39,186.74 Cr. 0.00 -₹3,448.88 Cr. 3.48 -2.96 5205.59 0.38

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IndusInd Bank Ltd Fundamentals

Quarterly Results

Quarterly reports are issued by companies every three months. Most companies have a financial year-end of Mar. 31 and quarters that end on June 30, Sept. 30, Dec. 31 and March 31.

Standalone Figures in Rs. Crores

Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019Sep 2019
Revenue3,6993,8304,1364,2084,2874,6505,0685,4385,7635,9916,9617,150
Interest2,1212,1632,3612,3872,3922,6432,9463,2353,4753,7594,1174,241
Expenses1,4491,7371,6631,6691,6531,7821,8632,1182,2473,2842,3472,774
Employee Cost %10.65%10.3%10.21%10.58%10.73%9.75%9.12%8.43%7.84%8.03%9.3%7.21%
Financing Profit130-691111522422252608541-1,052497136
Financing Margin %4%-2%3%4%6%5%5%2%1%-18%7%2%
Other Income1,0171,2111,1671,1881,1871,2091,3021,3171,4691,5591,6631,727
Depreciation000000000000
Profit before tax1,1461,1421,2791,3401,4291,4341,5611,4021,5105072,1601,862
Tax %35%34%35%34%34%34%34%34%35%29%34%26%
Net Profit7517528378809369531,0369209853601,4321,383
EPS in Rs12.5712.5713.9814.7015.6215.8817.2515.3216.375.9820.6819.97
Gross NPA %0.94%0.93%1.09%1.08%1.16%1.17%1.15%1.09%1.13%2.10%2.15%2.19%
Net NPA %0.39%0.39%0.44%0.44%0.46%0.51%0.51%0.48%0.59%1.21%1.23%1.12%
NotesNotesNotesNotesNotesNotesNotesNotesNotesNotesNotesNotes

Profit & Loss

The profit and loss (P&L) statement is a financial statement that summarizes the revenues, costs and expenses incurred during a specified period, usually a fiscal quarter or year. The P&L statement is synonymous with the income statement. These records provide information about a company's ability or inability to generate profit" by increasing revenue, reducing costs or both. Some refer to the P&L statement as a statement of profit and loss, income statement, statement of operations, statement of financial results or income, earnings statement or expense statement.

Standalone Figures in Rs. Crores

Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019TTM
Revenue1,8812,3092,7073,5895,3596,9838,2549,69211,87214,40617,28122,26125,867
Interest1,5801,8501,8212,2133,6554,7505,3636,2727,3558,3439,78313,41515,593
Expenses4446478281,1471,4491,9472,5553,1314,1885,6846,5559,28210,652
Manufacturing Cost %1.64%1.81%1.77%1.46%1.4%1.38%1.52%1.7%1.7%1.77%1.98%1.51%%
Employee Cost %6.48%8.1%10.73%10.66%9.06%9.47%9.81%10.12%10.41%10.56%10.3%8.33%%
Other Cost %15.5%18.11%18.09%19.85%16.58%17.02%19.63%20.49%23.16%27.13%25.65%31.86%%
Financing Profit-143-18858229255286335289329379942-436-378
Financing Margin %-8%-8%2%6%5%4%4%3%3%3%5%-2%-1%
Other Income2984595197111,0121,3631,8912,5463,2974,1714,7505,6466,418
Depreciation404445617573981271571912122290
Profit before tax1142275338791,1921,5762,1282,7093,4694,3605,4814,9816,040
Tax %34%35%34%34%33%33%34%34%34%34%34%34%
Net Profit751483505778031,0611,4081,7942,2862,8683,6063,3014,161
EPS in Rs2.243.968.2312.0716.8019.7826.1933.0638.4347.9560.0854.7763.00
Dividend Payout %26%29%21%16%13%15%13%12%12%13%12%14%

Compounded Sales Growth

  • 10 Years:: 25.43%
  • 5 Years:: 21.95%
  • 3 Years:: 23.31%
  • TTM:: 33.04%

Compounded Profit Growth

  • 10 Years:: 34.64%
  • 5 Years:: 18.59%
  • 3 Years:: 13.10%
  • TTM:: 8.21%

Return on Equity

  • 10 Years:: 27.25%
  • 5 Years:: 15.53%
  • 3 Years:: 13.24%
  • 1 Year:: -3.84%

Balance Sheet

A balance sheet is a financial statement that reports a company's assets, liabilities and shareholders' equity at a specific point in time, and provides a basis for computing rates of return and evaluating its capital structure. It is a financial statement that provides a snapshot of what a company owns and owes, as well as the amount invested by shareholders. It is used alongside other important financial statements such as the income statement and statement of cash flows in conducting fundamental analysis or calculating financial ratios.

Standalone Figures in Rs. Crores

Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019
Share Capital320355411466468523526529595598600603
Equity Capital320355.19410.65465.97467.7522.87525.64529.45594.99598.15600.22602.69
Reserves1,0301,3091,9843,5764,2637,0978,50610,10117,08720,03323,22726,072
Borrowings20,13324,92731,64439,89151,04463,57675,26494,752117,996149,026189,928242,189
Other Liabilities1,8371,0231,3911,7581,8982,2292,8936,6067,3909,2038,1409,317
Total Liabilities23,31927,61535,43045,69157,67273,42487,190111,988143,068178,860221,896278,181
Fixed Assets6166096275726147419911,1201,2181,3071,3131,688
Gross Block969.931006.651054.02971.251082.812751605.181828.342055.652321.962520.743096.5
Accumulated Depreciation354.41397.41427.02399.2468.7534.4613.93708.78837.81015.161207.431408.44
CWIP101418244316253837282522
Investments6,6308,08310,40213,55114,57219,65421,56322,87834,05436,70250,07759,266
Other Assets16,06418,90824,38331,54342,44453,01464,61087,953107,758140,822170,480217,204
Cash Equivalents2178.031923.72603.184024.65539.626848.736769.4410779.1410111.8718628.2513215.8814783.4
Loans n Advances1091.141213.751229.611353.051840.161844.862738.988385.259227.19113.5612310.6816027.58
Other Assets etc12795.3115770.6320550.5926165.6535063.9544320.655101.8468788.1988419.35113080.51144953.66186393.5
Total Assets23,31927,61535,43045,69157,67273,42487,190111,988143,068178,860221,896278,181

Cash Flows

Cash flow is the net amount of cash and cash-equivalents being transferred into and out of a business. At the most fundamental level, a company’s ability to create value for shareholders is determined by its ability to generate positive cash flows, or more specifically, maximize long-term free cash flow.

Standalone Figures in Rs. Crores

Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019
Cash from Operating Activity-327-39086609-840-486-4,106-1,421-2,92711,569-20,700-6,389
Profit from operations257.75492.93836.631263.512036.812645.273700.793261.594329.55720.377040.288612.95
Working Capital Changes-519.6-815.56-593.25-342.46-2561.22-2567.95-7027.31-3560.64-5907.597733.71-25765.27-12677.45
Taxes paid-65.26-67.22-157.82-311.95-315.97-563.08-779.24-1122.01-1348.84-1884.78-1975.45-2324.45
Cash from Investing Activity-41-49-75-21-141-174-174-276-258-285-217-633
Fixed Assets Purchased-56.98-51.05-78.51-101.87-150.31-184.39-177.06-278.63-269.02-287.19-235.79-643.46
Fixed Assets Sold15.752.063.9480.559.5910.413.362.4711.5113.5516.245.53
Cash from Financing Activity-491846688342,4961,9694,2005,7072,517-2,76815,5058,590
Proceeds from Shares0222.19471.631184.5111.512018.0335.1666.255125.21596.62101.97100.54
Proceeds from Borrowings00003156.59827.54000000
Interest Paid-76.58-77.27-82.75-112.64-578.64-723.58-980.4100000
Dividends Paid-22.45-24.92-73.88-93.23-93.34-103.14-156.98-215.43-284.83-322.71-432.24-542.94
Net Cash Flow-417-2546791,4211,5151,309-794,010-6678,516-5,4121,568

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Ratios

Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019
ROE %6%11%18%18%18%17%17%18%16%15%16%13%

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All efforts have been made to ensure the information provided here is accurate as per time to time filling by company to exchanges. However, no guarantees are made regarding correctness of data. Investors are advised to validate/check information with exchanges or companies website before making any investment decisions.