Table of Contents
IndusInd Bank is engaged in Business of Banking Services.(Source : 201903 Annual Report Page No: 120) Below is the details of INDUSINDBK IndusInd Bank Ltd Quarterly reports are issued by companies every three months. Most companies have a financial year-end of Mar. 31 and quarters that end on June 30, Sept. 30, Dec. 31 and March 31. Standalone Figures in The profit and loss (P&L) statement is a financial statement that summarizes the revenues, costs and expenses incurred during a specified period, usually a fiscal quarter or year. The P&L statement is synonymous with the income statement. These records provide information about a company's ability or inability to generate profit" by increasing revenue, reducing costs or both. Some refer to the P&L statement as a statement of profit and loss, income statement, statement of operations, statement of financial results or income, earnings statement or expense statement. Standalone Figures in A balance sheet is a financial statement that reports a company's assets, liabilities and shareholders' equity at a specific point in time, and provides a basis for computing rates of return and evaluating its capital structure. It is a financial statement that provides a snapshot of what a company owns and owes, as well as the amount invested by shareholders. It is used alongside other important financial statements such as the income statement and statement of cash flows in conducting fundamental analysis or calculating financial ratios. Standalone Figures in Cash flow is the net amount of cash and cash-equivalents being transferred into and out of a business. At the most fundamental level, a company’s ability to create value for shareholders is determined by its ability to generate positive cash flows, or more specifically, maximize long-term free cash flow. Standalone Figures in IndusInd Bank Ltd
Stock/Share Code - INDUSINDBK
Market Cap ₹108,746 Cr. Current Price ₹1,411.6 as on 10 Dec 19 52 Week High / Low Price ₹1,835 / ₹1,188.05 Face Value ₹10 Stock P/E 26.13 Book Value ₹384.89 Dividend Yield 0.42 % ROCE 7.62 % ROE 13.08 % Sales Growth (3yrs) 23.31 % Sector Banks Industry Banks - Private Sector Listed on BSE AND NSE Company Website Company Website IndusInd Bank Ltd Price Chart
IndusInd Bank Ltd Peer Comparison in Banks
S.No. Name CMP Rs. P/E Mar Cap Rs.Cr. Div Yld % NP Qtr Rs.Cr. Qtr Profit Var % Qtr Sales Var % Sales Qtr Rs.Cr. ROCE % 1. HDFC Bank ₹1,249.5 28.48 ₹698,110.04 Cr. 0.59 ₹6,638.03 Cr. 24.72 16.78 30016.88 7.69 2. ICICI Bank ₹528.7 49.55 ₹331,431.82 Cr. 0.19 ₹1,131.2 Cr. -6.09 22.54 21106.28 4.82 3. Kotak Mah. Bank ₹1,662.4 39.48 ₹308,573.58 Cr. 0.05 ₹2,407.25 Cr. 30.61 15.56 8418.75 7.92 4. Axis Bank ₹715.7 44.53 ₹208,369.08 Cr. 0.12 -₹21.58 Cr. -102.46 16.08 15712.66 5.70 5. IndusInd Bank 26.13 ₹108,745.93 Cr. 0.42 ₹1,383.37 Cr. 50.33 31.49 7150.36 7.62 6. Bandhan Bank ₹521.05 33.93 ₹93,577.04 Cr. ₹971.8 Cr. 99.28 67.55 2690.27 10.48 7. IDBI Bank ₹33.55 ₹39,186.74 Cr. 0.00 -₹3,448.88 Cr. 3.48 -2.96 5205.59 0.38
Talk to our investment specialistIndusInd Bank Ltd Fundamentals
Quarterly Results
Rs. Crores
Dec 2016 Mar 2017 Jun 2017 Sep 2017 Dec 2017 Mar 2018 Jun 2018 Sep 2018 Dec 2018 Mar 2019 Jun 2019 Sep 2019 Revenue 3,699 3,830 4,136 4,208 4,287 4,650 5,068 5,438 5,763 5,991 6,961 7,150 Interest 2,121 2,163 2,361 2,387 2,392 2,643 2,946 3,235 3,475 3,759 4,117 4,241 Expenses 1,449 1,737 1,663 1,669 1,653 1,782 1,863 2,118 2,247 3,284 2,347 2,774 Employee Cost % 10.65% 10.3% 10.21% 10.58% 10.73% 9.75% 9.12% 8.43% 7.84% 8.03% 9.3% 7.21% Financing Profit 130 -69 111 152 242 225 260 85 41 -1,052 497 136 Financing Margin % 4% -2% 3% 4% 6% 5% 5% 2% 1% -18% 7% 2% Other Income 1,017 1,211 1,167 1,188 1,187 1,209 1,302 1,317 1,469 1,559 1,663 1,727 Depreciation 0 0 0 0 0 0 0 0 0 0 0 0 Profit before tax 1,146 1,142 1,279 1,340 1,429 1,434 1,561 1,402 1,510 507 2,160 1,862 Tax % 35% 34% 35% 34% 34% 34% 34% 34% 35% 29% 34% 26% Net Profit 751 752 837 880 936 953 1,036 920 985 360 1,432 1,383 EPS in Rs 12.57 12.57 13.98 14.70 15.62 15.88 17.25 15.32 16.37 5.98 20.68 19.97 Gross NPA % 0.94% 0.93% 1.09% 1.08% 1.16% 1.17% 1.15% 1.09% 1.13% 2.10% 2.15% 2.19% Net NPA % 0.39% 0.39% 0.44% 0.44% 0.46% 0.51% 0.51% 0.48% 0.59% 1.21% 1.23% 1.12% Notes Notes Notes Notes Notes Notes Notes Notes Notes Notes Notes Notes Profit & Loss
Rs. Crores
Mar 2008 Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 TTM Revenue 1,881 2,309 2,707 3,589 5,359 6,983 8,254 9,692 11,872 14,406 17,281 22,261 25,867 Interest 1,580 1,850 1,821 2,213 3,655 4,750 5,363 6,272 7,355 8,343 9,783 13,415 15,593 Expenses 444 647 828 1,147 1,449 1,947 2,555 3,131 4,188 5,684 6,555 9,282 10,652 Manufacturing Cost % 1.64% 1.81% 1.77% 1.46% 1.4% 1.38% 1.52% 1.7% 1.7% 1.77% 1.98% 1.51% % Employee Cost % 6.48% 8.1% 10.73% 10.66% 9.06% 9.47% 9.81% 10.12% 10.41% 10.56% 10.3% 8.33% % Other Cost % 15.5% 18.11% 18.09% 19.85% 16.58% 17.02% 19.63% 20.49% 23.16% 27.13% 25.65% 31.86% % Financing Profit -143 -188 58 229 255 286 335 289 329 379 942 -436 -378 Financing Margin % -8% -8% 2% 6% 5% 4% 4% 3% 3% 3% 5% -2% -1% Other Income 298 459 519 711 1,012 1,363 1,891 2,546 3,297 4,171 4,750 5,646 6,418 Depreciation 40 44 45 61 75 73 98 127 157 191 212 229 0 Profit before tax 114 227 533 879 1,192 1,576 2,128 2,709 3,469 4,360 5,481 4,981 6,040 Tax % 34% 35% 34% 34% 33% 33% 34% 34% 34% 34% 34% 34% Net Profit 75 148 350 577 803 1,061 1,408 1,794 2,286 2,868 3,606 3,301 4,161 EPS in Rs 2.24 3.96 8.23 12.07 16.80 19.78 26.19 33.06 38.43 47.95 60.08 54.77 63.00 Dividend Payout % 26% 29% 21% 16% 13% 15% 13% 12% 12% 13% 12% 14% Compounded Sales Growth
Compounded Profit Growth
Return on Equity
Balance Sheet
Rs. Crores
Mar 2008 Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Share Capital 320 355 411 466 468 523 526 529 595 598 600 603 Equity Capital 320 355.19 410.65 465.97 467.7 522.87 525.64 529.45 594.99 598.15 600.22 602.69 Reserves 1,030 1,309 1,984 3,576 4,263 7,097 8,506 10,101 17,087 20,033 23,227 26,072 Borrowings 20,133 24,927 31,644 39,891 51,044 63,576 75,264 94,752 117,996 149,026 189,928 242,189 Other Liabilities 1,837 1,023 1,391 1,758 1,898 2,229 2,893 6,606 7,390 9,203 8,140 9,317 Total Liabilities 23,319 27,615 35,430 45,691 57,672 73,424 87,190 111,988 143,068 178,860 221,896 278,181 Fixed Assets 616 609 627 572 614 741 991 1,120 1,218 1,307 1,313 1,688 Gross Block 969.93 1006.65 1054.02 971.25 1082.8 1275 1605.18 1828.34 2055.65 2321.96 2520.74 3096.5 Accumulated Depreciation 354.41 397.41 427.02 399.2 468.7 534.4 613.93 708.78 837.8 1015.16 1207.43 1408.44 CWIP 10 14 18 24 43 16 25 38 37 28 25 22 Investments 6,630 8,083 10,402 13,551 14,572 19,654 21,563 22,878 34,054 36,702 50,077 59,266 Other Assets 16,064 18,908 24,383 31,543 42,444 53,014 64,610 87,953 107,758 140,822 170,480 217,204 Cash Equivalents 2178.03 1923.7 2603.18 4024.6 5539.62 6848.73 6769.44 10779.14 10111.87 18628.25 13215.88 14783.4 Loans n Advances 1091.14 1213.75 1229.61 1353.05 1840.16 1844.86 2738.98 8385.25 9227.1 9113.56 12310.68 16027.58 Other Assets etc 12795.31 15770.63 20550.59 26165.65 35063.95 44320.6 55101.84 68788.19 88419.35 113080.51 144953.66 186393.5 Total Assets 23,319 27,615 35,430 45,691 57,672 73,424 87,190 111,988 143,068 178,860 221,896 278,181 Cash Flows
Rs. Crores
Mar 2008 Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 Cash from Operating Activity -327 -390 86 609 -840 -486 -4,106 -1,421 -2,927 11,569 -20,700 -6,389 Profit from operations 257.75 492.93 836.63 1263.51 2036.81 2645.27 3700.79 3261.59 4329.5 5720.37 7040.28 8612.95 Working Capital Changes -519.6 -815.56 -593.25 -342.46 -2561.22 -2567.95 -7027.31 -3560.64 -5907.59 7733.71 -25765.27 -12677.45 Taxes paid -65.26 -67.22 -157.82 -311.95 -315.97 -563.08 -779.24 -1122.01 -1348.84 -1884.78 -1975.45 -2324.45 Cash from Investing Activity -41 -49 -75 -21 -141 -174 -174 -276 -258 -285 -217 -633 Fixed Assets Purchased -56.98 -51.05 -78.51 -101.87 -150.31 -184.39 -177.06 -278.63 -269.02 -287.19 -235.79 -643.46 Fixed Assets Sold 15.75 2.06 3.94 80.55 9.59 10.41 3.36 2.47 11.51 13.55 16.24 5.53 Cash from Financing Activity -49 184 668 834 2,496 1,969 4,200 5,707 2,517 -2,768 15,505 8,590 Proceeds from Shares 0 222.19 471.63 1184.51 11.51 2018.03 35.16 66.25 5125.2 1596.62 101.97 100.54 Proceeds from Borrowings 0 0 0 0 3156.59 827.54 0 0 0 0 0 0 Interest Paid -76.58 -77.27 -82.75 -112.64 -578.64 -723.58 -980.41 0 0 0 0 0 Dividends Paid -22.45 -24.92 -73.88 -93.23 -93.34 -103.14 -156.98 -215.43 -284.83 -322.71 -432.24 -542.94 Net Cash Flow -417 -254 679 1,421 1,515 1,309 -79 4,010 -667 8,516 -5,412 1,568
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Mar 2008 Mar 2009 Mar 2010 Mar 2011 Mar 2012 Mar 2013 Mar 2014 Mar 2015 Mar 2016 Mar 2017 Mar 2018 Mar 2019 ROE % 6% 11% 18% 18% 18% 17% 17% 18% 16% 15% 16% 13% Announcements & News
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