fincash logo SOLUTIONS
EXPLORE FUNDS
CALCULATORS
LOG IN
SIGN UP

Fincash » Search » Karur Vysya Bank Ltd

Karur Vysya Bank Ltd

Updated on March 14, 2019

Stock/Share Code - KARURVYSYA

Karur Vysya Bank is engaged in providing a wide range of banking and financial services including commercial banking and treasury operations.

Below is the details of KARURVYSYA Karur Vysya Bank Ltd

Market Cap₹5,527 Cr.
Current Price ₹71.5 as on 19 Mar 19
52 Week High / Low Price₹100.95 / ₹63.4
Face Value₹2
Stock P/E27.44
Book Value₹78.37
Dividend Yield0.79 %
ROCE6.20 %
ROE6.11 %
Sales Growth (3yrs)1.84 %
SectorBanks
IndustryBanks - Private Sector
Listed onBSE  AND  NSE
Company WebsiteCompany Website
Pros: Stock is trading at 0.88 times its book value Company has been maintaining a healthy dividend payout of 22.94%
Cons: Company has low interest coverage ratio. The company has delivered a poor growth of 6.08% over past five years. Promoter holding is low: 2.10% Company has a low return on equity of 10.22% for last 3 years. Contingent liabilities of Rs.17153.66 Cr.

Karur Vysya Bank Ltd Price Chart

Karur Vysya Bank Ltd Price Chart

Karur Vysya Bank Ltd Peer Comparison in Banks

S.No. Name CMP Rs. P/E Mar Cap Rs.Cr. Div Yld % NP Qtr Rs.Cr. Qtr Profit Var % Qtr Sales Var % Sales Qtr Rs.Cr. ROCE %
1. HDFC Bank ₹2,267.75 28.29 ₹565,498.26 Cr. 0.60 ₹5,585.85 Cr. 20.32 25.80 25890.26 7.32
2. Kotak Mah. Bank ₹1,347.75 33.66 ₹231,463.61 Cr. 0.06 ₹1,844.01 Cr. 20.70 21.18 7744.58 7.93
3. Yes Bank ₹248.8 12.14 ₹53,484.09 Cr. 1.16 ₹1,001.85 Cr. -6.97 56.97 7958.94 7.42
4. IndusInd Bank ₹1,725.2 22.81 ₹88,820.53 Cr. 0.51 ₹985.03 Cr. 5.21 34.45 5763.47 7.97
5. ICICI Bank ₹398.4 66.08 ₹225,611.94 Cr. 0.43 ₹1,604.91 Cr. -2.75 19.14 16280.40 4.98
6. Bandhan Bank ₹500.6 33.92 ₹57,272.56 Cr. 0.21 ₹331.27 Cr. 10.40 40.00 1649.55 10.59
7. Federal Bank ₹93.8 16.52 ₹16,638.02 Cr. 1.19 ₹333.63 Cr. 28.31 18.12 2954.41 6.05
8. Karur Vysya Bank 27.44 ₹5,527.18 Cr. 0.79 ₹21.2 Cr. -70.35 1.44 1442.76 6.20

Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

Karur Vysya Bank Ltd Fundamentals

Quarterly Results

Quarterly reports are issued by companies every three months. Most companies have a financial year-end of Mar. 31 and quarters that end on June 30, Sept. 30, Dec. 31 and March 31.

Standalone Figures in Rs. Crores

Mar 2016Jun 2016Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018
Revenue1,370.181,385.031,392.921,411.161,433.241,384.081,402.371,422.321,490.881,442.531,456.941,442.76
Interest897.52903.91897.96893.53853.25845.51847.36860.68847.99858.91877.80861.93
Expenses367.28427.30512.50510.22522.42558.90679.49690.00766.00801.54606.45816.11
Employee Cost %10.16%10.11%11.08%12.45%9.63%10.94%11.06%10.78%12.02%12.38%11.85%13.7%
Financing Profit105.3853.82-17.547.4157.57-20.33-124.48-128.36-123.11-217.92-27.31-235.28
Financing Margin %7.69%3.89%-1.26%0.53%4.02%-1.47%-8.88%-9.02%-8.26%-15.11%-1.87%-16.31%
Other Income166.12162.28217.85170.10231.99236.30230.13224.85208.65254.87175.56259.89
Depreciation0.000.000.000.000.000.000.000.000.000.000.000.00
Profit before tax271.50216.10200.31177.51289.56215.97105.6596.4985.5436.95148.2524.61
Tax %49.17%32.28%36.94%34.79%24.87%31.49%28.40%25.91%40.89%-24.25%43.51%13.86%
Net Profit138.00146.35126.31115.76217.56147.9775.6571.4950.5645.9183.7421.20
Gross NPA %1.30%1.79%2.29%2.66%3.58%4.27%4.83%5.94%6.56%7.44%7.70%8.49%
Net NPA %0.55%0.79%1.44%1.68%2.53%2.85%3.24%3.88%4.16%4.50%4.41%4.99%
NotesNotesNotesNotesNotesNotesNotesNotesNotesNotesNotesNotes

Profit & Loss

The profit and loss (P&L) statement is a financial statement that summarizes the revenues, costs and expenses incurred during a specified period, usually a fiscal quarter or year. The P&L statement is synonymous with the income statement. These records provide information about a company's ability or inability to generate profit" by increasing revenue, reducing costs or both. Some refer to the P&L statement as a statement of profit and loss, income statement, statement of operations, statement of financial results or income, earnings statement or expense statement.

Standalone Figures in Rs. Crores

Mar 2007Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018TTM
Revenue8671,1061,4461,7582,2183,2704,2425,1165,3965,4435,6225,7005,833
Interest5207651,0361,1931,4512,3533,0843,8323,9303,6623,5493,4023,447
Expenses2412053243634405978291,3781,5031,4941,8872,6092,990
Manufacturing Cost %0.48%0.57%0.5%0.39%0.48%0.37%0.49%0.39%0.59%0.83%0.78%1.06%%
Employee Cost %10.69%9.2%8.5%9.29%10.35%8.09%8.1%10.32%10.14%10.06%10.81%11.21%%
Other Cost %16.62%8.77%13.44%10.99%9.01%9.79%10.95%16.23%17.12%16.56%21.96%33.51%%
Financing Profit10613686202327320329-94-37288187-311-604
Financing Margin %12%12%6%11%15%10%8%-2%-1%5%3%-5%-10%
Other Income146192265247264350453564590707782900899
Depreciation2220212330385675818386850
Profit before tax230308331426561632725395471912883504295
Tax %30%32%29%21%26%21%24%-9%2%38%31%31%
Net Profit160208236336416502550430464568606346201
EPS in Rs2.933.524.015.747.087.558.296.416.027.418.434.33
Dividend Payout %31%31%27%19%27%30%27%32%34%30%26%13%

Compounded Sales Growth

  • 10 Years:: 17.81%
  • 5 Years:: 6.08%
  • 3 Years:: 1.84%
  • TTM:: 3.39%

Compounded Profit Growth

  • 10 Years:: 5.19%
  • 5 Years:: -8.88%
  • 3 Years:: -8.84%
  • TTM:: -60.71%

Return on Equity

  • 10 Years:: 13.97%
  • 5 Years:: 11.00%
  • 3 Years:: 10.22%
  • TTM:: 6.11%

Balance Sheet

A balance sheet is a financial statement that reports a company's assets, liabilities and shareholders' equity at a specific point in time, and provides a basis for computing rates of return and evaluating its capital structure. It is a financial statement that provides a snapshot of what a company owns and owes, as well as the amount invested by shareholders. It is used alongside other important financial statements such as the income statement and statement of cash flows in conducting fundamental analysis or calculating financial ratios.

Standalone Figures in Rs. Crores

Mar 2007Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018
Share Capital4954545494107107107122122122145
Equity Capital49.4953.9453.9554.4494.49107.18107.18107.18121.63121.86121.86145.33
Reserves1,0141,1361,2961,5662,0202,6012,9783,2194,1244,4514,9146,119
Borrowings9,56912,87815,12419,74825,25234,08442,65247,05147,59152,97355,39559,272
Other Liabilities4495155865758688531,0091,2541,3721,5171,4881,497
Total Liabilities11,08114,58317,06121,94328,23537,64646,74751,63153,20959,06461,91967,033
Fixed Assets97109116135197244320376395417411475
Gross Block219.61251.92278.75320.75412.43498.62631.04761.22855.89960.721040.91189.48
Accumulated Depreciation122.93142.53163.06185.69215.77254.25310.63385.28461.39544.18629.96714.77
CWIP000314029174853
Investments2,8743,5264,7166,6027,73210,50613,83713,24712,37514,44314,85715,803
Other Assets8,11110,94712,22915,20320,29226,89532,58738,00040,42244,20146,64350,702
Cash Equivalents771.951186.571374.171235.061774.462035.451796.022678.142749.092891.64345.094296.91
Loans n Advances298.3339.19445.02520.96703.27910.221311.271329.521564.262224.781389.841604.97
Total Assets11,08114,58317,06121,94328,23537,64646,74751,63153,20959,06461,91967,033

Cash Flows

Cash flow is the net amount of cash and cash-equivalents being transferred into and out of a business. At the most fundamental level, a company’s ability to create value for shareholders is determined by its ability to generate positive cash flows, or more specifically, maximize long-term free cash flow.

Standalone Figures in Rs. Crores

Mar 2007Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018
Cash from Operating Activity-60515282-180482249821,184-3095801,611-537
Profit from operations271.26300.19346.71430.48608.85756.32856.53884.181018.421287.761520.881828.25
Working Capital Changes-260.97333.9270.02-496.415.04-354.99-497.51410.07-1222.37-532.89305.38-2165.5
Taxes paid-70.58-118.74-134.25-113.65-132.15-152.32-277.19-110-105-175-215-200
Cash from Investing Activity-20-32-19-44-102-72-133-113-102-92-84-194
Fixed Assets Purchased-20.7-32.63-19.92-45.11-103.21-73.11-134.2-137.96-102.82-91.83-85.21-194.31
Fixed Assets Sold0.540.360.530.80.990.621.2124.950.50.181.350
Cash from Financing Activity70-68-758516084-188-189482-346-74683
Proceeds from Shares94.6331.170.0710.2250.92247.9200665.486.460888.43
Interest Paid0000-14.79-14.82-14.76-14.79-14.79-14.82-14.76-14.79
Dividends Paid-21.55-53.55-75.56-75.42-76.25-148.63-173.51-174.33-168.47-337.35-59.14-190.26
Net Cash Flow-10415188-139539261-239882711431,453-48

Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

Ratios

Mar 2007Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018
ROE %17%18%19%23%22%21%19%13%12%13%13%6%

Announcements & News

Recent Announcements

How to Invest in Mutual Funds SIP Online?

  1. Open Free Investment Account for Lifetime at Fincash.com.
  2. Complete your Registration and KYC Process
  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest! Get Started
  4. Invest in Mutual Funds which invests in Karur Vysya Bank Ltd & Get More Returns than Bank Deposit

Disclaimer:
All efforts have been made to ensure the information provided here is accurate as per time to time filling by company to exchanges. However, no guarantees are made regarding correctness of data. Investors are advised to validate/check information with exchanges or companies website before making any investment decisions.