fincash logo SOLUTIONS
EXPLORE FUNDS
CALCULATORS
LOG IN
SIGN UP

Fincash » Search » Mahindra & Mahindra Financial Services Ltd

Mahindra Mahindra Financial Services Ltd

Updated on October 13, 2019

Stock/Share Code - M&MFIN

MMFSL is primarily engaged in providing financing for new and pre-owned auto and utility vehicles, tractors, cars and commercial vehicles. It also provides housing finance, personal loans, financing t...Read more

Below is the details of M&MFIN Mahindra Mahindra Financial Services Ltd

Market Cap₹19,765 Cr.
Current Price ₹319.25 as on 18 Oct 19
52 Week High / Low Price₹496 / ₹284.85
Face Value₹2
Stock P/E14.57
Book Value₹176.57
Dividend Yield2.02 %
ROCE11.15 %
ROE15.16 %
Sales Growth (3yrs)14.29 %
SectorFinance
IndustryFinance & Investments
Listed onBSE  AND  NSE
Company WebsiteCompany Website
Pros: Company is expected to give good quarter Company has been maintaining a healthy dividend payout of 27.46%
Cons: Company has low interest coverage ratio. Company has a low return on equity of 12.16% for last 3 years.

Mahindra Mahindra Financial Services Ltd Price Chart

Mahindra Mahindra Financial Services Ltd Price Chart

Mahindra Mahindra Financial Services Ltd Peer Comparison in Finance

S.No. Name CMP Rs. P/E Mar Cap Rs.Cr. Div Yld % NP Qtr Rs.Cr. Qtr Profit Var % Qtr Sales Var % Sales Qtr Rs.Cr. ROCE %
1. Bajaj Fin. ₹3,087.05 46.22 ₹193,249.74 Cr. 0.18 ₹1,124.73 Cr. 34.90 39.77 5297.78 13.02
2. Bajaj Finserv ₹3,087.05 34.98 ₹113,297.75 Cr. 0.04 ₹845.34 Cr. 2.37 39.92 12271.66 14.02
3. HDFC AMC ₹2,094.45 53.35 ₹54,262.28 Cr. 0.94 ₹291.79 Cr. 42.16 7.04 504.39 51.64
4. Bajaj Holdings ₹3,087.05 12.04 ₹36,192.06 Cr. 1.00 ₹669.28 Cr. -5.90 -24.91 78.63 12.16
5. Muthoot Finance ₹675.8 12.10 ₹24,336.51 Cr. 1.98 ₹530.03 Cr. 7.83 13.74 1856.82 16.22
6. Shriram Trans. ₹10.1 8.51 ₹21,920.01 Cr. 1.24 ₹637.44 Cr. 10.79 8.70 4053.80 11.36
7. Cholaman.Inv.&Fn 17.53 ₹21,007.57 Cr. 0.48 ₹315.17 Cr. 12.05 24.51 2045.23 10.81
8. M & M Fin. Serv. ₹593.3 14.57 ₹19,765.39 Cr. 2.02 ₹68.43 Cr. -74.57 24.14 2394.01 11.15

Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

Mahindra Mahindra Financial Services Ltd Fundamentals

Quarterly Results

Quarterly reports are issued by companies every three months. Most companies have a financial year-end of Mar. 31 and quarters that end on June 30, Sept. 30, Dec. 31 and March 31.

Standalone Figures in Rs. Crores

Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019
Revenue1,4921,4901,8251,4981,5171,8191,7971,9292,1032,2302,4552,394
Interest7097447147557348167788499371,0201,1441,128
Expenses6507727524435444655056656416914231,145
Employee Cost %11.47%10.91%9.84%13.08%12.31%11.24%13.66%13.66%11.46%12.18%12.79%14.71%
Financing Profit133-26360299239538514414525519888121
Financing Margin %9%-2%20%20%16%30%29%21%25%23%36%5%
Other Income241317112277111145162418
Depreciation111114111111121314151734
Profit before tax146-24364299251604513412556520895105
Tax %35%35%36%33%35%34%39%35%31%39%34%35%
Net Profit95-1623420116439631426938131958868
EPS in Rs1.68-0.284.143.562.906.895.164.386.215.189.561.11
Gross NPA %11.00%11.10%9.00%14.50%13.10%12.30%9.00%9.40%9.00%7.70%5.90%7.40%
Net NPA %5.60%5.20%3.60%9.30%8.80%8.20%6.20%6.30%6.00%5.80%4.80%5.70%
NotesNotesNotesNotesNotesNotesNotesNotesNotesNotesNotesNotes

Profit & Loss

The profit and loss (P&L) statement is a financial statement that summarizes the revenues, costs and expenses incurred during a specified period, usually a fiscal quarter or year. The P&L statement is synonymous with the income statement. These records provide information about a company's ability or inability to generate profit" by increasing revenue, reducing costs or both. Some refer to the P&L statement as a statement of profit and loss, income statement, statement of operations, statement of financial results or income, earnings statement or expense statement.

Standalone Figures in Rs. Crores

Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019TTM
Revenue1,2221,3791,5621,9682,7903,9564,9495,5785,9006,2346,7488,8089,183
Interest4565105026601,1201,6192,1882,4972,6392,8573,0823,9454,230
Expenses4905405375997291,0391,3951,7932,1872,7141,9582,4232,901
Manufacturing Cost %0.45%0.32%0.34%1.24%4.14%3.98%0.4%0.4%0.47%0.56%0.85%1.11%%
Employee Cost %7.86%8.5%8.09%7.7%7.16%5.65%6.01%8.23%9.47%10.92%12.34%12.38%%
Other Cost %31.81%30.36%25.93%21.5%14.84%16.63%21.78%23.51%27.12%32.05%15.83%14.02%%
Financing Profit2753295237089401,2981,3661,2891,0746631,7092,4412,053
Financing Margin %23%24%34%36%34%33%28%23%18%11%25%28%22%
Other Income5671043465422104
Depreciation991016202224424146446081
Profit before tax2723265217029251,2791,3461,2541,0386201,6672,3822,075
Tax %35%34%34%34%33%31%34%34%35%35%35%35%
Net Profit1772153434636208838878326734001,0761,5571,356
EPS in Rs3.724.487.149.0412.0815.6815.7414.7411.917.0817.5125.3222.06
Dividend Payout %24%25%21%22%23%23%24%27%34%34%23%26%

Compounded Sales Growth

  • 10 Years:: 20.37%
  • 5 Years:: 12.22%
  • 3 Years:: 14.29%
  • TTM:: 30.04%

Compounded Profit Growth

  • 10 Years:: 21.92%
  • 5 Years:: 11.90%
  • 3 Years:: 32.31%
  • TTM:: 18.59%

Return on Equity

  • 10 Years:: 15.11%
  • 5 Years:: 12.53%
  • 3 Years:: 12.16%
  • Last Year:: 15.16%

Balance Sheet

A balance sheet is a financial statement that reports a company's assets, liabilities and shareholders' equity at a specific point in time, and provides a basis for computing rates of return and evaluating its capital structure. It is a financial statement that provides a snapshot of what a company owns and owes, as well as the amount invested by shareholders. It is used alongside other important financial statements such as the income statement and statement of cash flows in conducting fundamental analysis or calculating financial ratios.

Standalone Figures in Rs. Crores

Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019
Share Capital959696102103113113113113113123123
Equity Capital95.2995.7195.98102.45102.69112.6112.71112.83112.92113.01122.9122.98
Reserves1,2191,3731,6312,3882,8484,3424,9825,5575,9756,3649,49910,785
Borrowings5,0425,2136,4589,67513,96118,87223,93126,26329,45234,53840,09352,847
Other Liabilities6657621,3301,5181,6502,1662,6413,1414,0394,8213,1883,496
Trade Payables199.36254.96229.3285.53376.54478.84437.86477.9478.84577.571055.39979.47
Total Liabilities7,0227,4459,51513,68318,56225,49331,66635,07439,57945,83752,90367,251
Fixed Assets3237417297106119110113112120163
Gross Block59.7871.1582.2125.9168.55197.99215.04249.82284.76317.03356.5446.61
Accumulated Depreciation27.9534.0441.4154.1571.4692.3995.74140.08171.29205.52236.84283.54
CWIP007721000000
Investments31102166755035618698541,4831,8732,7343,792
Other Assets6,9877,2979,25212,93017,96124,82530,67734,11037,98343,85250,05063,296
Trade receivables0.940.784.266.957.689.8114.355.675.115.833.695.19
Cash Equivalents215.28276.31241.99297.62230.04345.43553.29479.38585.21578.07411.12958.49
Loans n Advances6770.857020.339005.646312.878449.9411379.2314194.1916389.6518814.0920911.581049.691026.08
Other Assets etc0006312.149272.8813090.3515915.3817235.7218578.2422356.2948585.0161306.7
Total Assets7,0227,4459,51513,68318,56225,49331,66635,07439,57945,83752,90367,251

Cash Flows

Cash flow is the net amount of cash and cash-equivalents being transferred into and out of a business. At the most fundamental level, a company’s ability to create value for shareholders is determined by its ability to generate positive cash flows, or more specifically, maximize long-term free cash flow.

Standalone Figures in Rs. Crores

Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019
Cash from Operating Activity-1,303-860-2,079-4,084-5,927-6,953-5,917-2,989-3,381-4,907-7,106-10,918
Profit from operations291.55334.68417.12599.68816.41103.481395.871826.741877.711796.742137.562935.02
Working Capital Changes-1437.1-1026.96-2282.19-4420.41-6439.98-7615.56-6791.09-4278.27-4680.22-6276.14-8692.44-13176.69
Taxes paid-157.23-167.69-214.31-263.04-303.68-440.66-522.25-537.45-578.9-427.5-550.99-676.41
Cash from Investing Activity13-116-118-440116-188-515-16-506-256211-1,317
Fixed Assets Purchased-11.5-14.65-21.29-50.53-38.07-30.93-37.01-39.79-43.21-45.46-52.47-109.58
Fixed Assets Sold0.560.631.430.680.640.6115.92.270.941.341.9
Investments purchased-2.53-107.16-203.38-617.39-359.53-959.91-2193.2-2674.45-2289.8-5367.55-6895.64-35091.15
Investments sold26.380.5498.09159.29538.92968.021885.092747.5818005141.56913.0134063.24
Cash from Financing Activity1,2849552,1554,6405,7217,2156,4112,9743,9155,3606,75512,465
Proceeds from Shares409.42.161.38418.271.06855.320.912.39002097.90
Proceeds from Borrowings373.91221.411407.43004.723744.993916.26399.93705.05430958580.4100
Repayment of Borrowings-44.88-1123.3-569.55-141.9041.88-56.500-52791.0800
Dividends Paid-20.68-51.02-62.35-85.03-120.88-168.16-238.88-251.58-271.75-271.27-160.97-293.78
Net Cash Flow-5-21-42116-8974-22-3127196-140230

Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

Ratios

Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019
ROE %17%15%21%22%23%23%19%15%11%6%13%15%

Announcements & News

Recent Announcements

Credit Ratings

Annual Reports

How to Invest in Mutual Funds SIP Online?

  1. Open Free Investment Account for Lifetime at Fincash.com.
  2. Complete your Registration and KYC Process
  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest! Get Started
  4. Invest in Mutual Funds which invests in Mahindra Mahindra Financial Services Ltd & Get More Returns than Bank Deposit

Disclaimer:
All efforts have been made to ensure the information provided here is accurate as per time to time filling by company to exchanges. However, no guarantees are made regarding correctness of data. Investors are advised to validate/check information with exchanges or companies website before making any investment decisions.