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Fincash » Search » Satin Creditcare Network Ltd

Satin Creditcare Network Ltd

Updated on November 15, 2019

Stock/Share Code - SATIN

Satin Creditcare Network is a nondeposit accepting Non-Banking Financial Company (NBFC-ND) and is registered as a Non-Banking Financial Company Micro Finance Institution (NBFC-MFI) with the Reserve B...Read more

Below is the details of SATIN Satin Creditcare Network Ltd

Market Cap₹1,402 Cr.
Current Price ₹211.25 as on 20 Nov 19
52 Week High / Low Price₹398 / ₹183
Face Value₹10
Stock P/E6.63
Book Value₹221.26
Dividend Yield0.00 %
ROCE15.30 %
ROE19.39 %
Sales Growth (3yrs)35.00 %
SectorFinance
IndustryFinance & Investments
Listed onBSE  AND  NSE
Company WebsiteCompany Website
Pros: Company is expected to give good quarter Company has good consistent profit growth of 65.77% over 5 years
Cons: Though the company is reporting repeated profits, it is not paying out dividend Company has low interest coverage ratio. Promoter's stake has decreased Promoter holding is low: 29.70% Company has a low return on equity of 13.31% for last 3 years.

Satin Creditcare Network Ltd Price Chart

Satin Creditcare Network Ltd Price Chart

Satin Creditcare Network Ltd Peer Comparison in Finance

S.No. Name CMP Rs. P/E Mar Cap Rs.Cr. Div Yld % NP Qtr Rs.Cr. Qtr Profit Var % Qtr Sales Var % Sales Qtr Rs.Cr. ROCE %
1. Bajaj Fin. ₹3,162.4 46.22 ₹193,249.74 Cr. 0.18 ₹1,124.73 Cr. 34.90 39.77 5297.78 13.02
2. Bajaj Finserv ₹3,162.4 34.98 ₹113,297.75 Cr. 0.04 ₹845.34 Cr. 2.37 39.92 12271.66 14.02
3. HDFC AMC ₹2,200.95 53.35 ₹54,262.28 Cr. 0.94 ₹291.79 Cr. 42.16 7.04 504.39 51.64
4. Bajaj Holdings ₹3,162.4 12.04 ₹36,192.06 Cr. 1.00 ₹669.28 Cr. -5.90 -24.91 78.63 12.16
5. Muthoot Finance ₹696.4 12.10 ₹24,336.51 Cr. 1.98 ₹530.03 Cr. 7.83 13.74 1856.82 16.22
6. Shriram Trans. ₹6.1 8.51 ₹21,920.01 Cr. 1.24 ₹637.44 Cr. 10.79 8.70 4053.80 11.36
7. Cholaman.Inv.&Fn 17.53 ₹21,007.57 Cr. 0.48 ₹315.17 Cr. 12.05 24.51 2045.23 10.81
8. Satin Creditcare 6.63 ₹1,401.65 Cr. 0.00 ₹41.38 Cr. 65.12 7.55 332.75 15.30

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Satin Creditcare Network Ltd Fundamentals

Quarterly Results

Quarterly reports are issued by companies every three months. Most companies have a financial year-end of Mar. 31 and quarters that end on June 30, Sept. 30, Dec. 31 and March 31.

Standalone Figures in Rs. Crores

Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019
Revenue209208165243235246278309347381330333
Interest0116120129127132144153168167151151
Expenses16866106237-1034671161079891114
Employee Cost %18.23%21.11%27.16%18.09%19.8%20.88%17.08%19.29%17.78%18.44%22.17%21.92%
Financing Profit4026-61-123118796640721178868
Financing Margin %19%12%-37%-51%50%32%24%13%21%31%27%21%
Other Income000000000000
Depreciation112433423333
Profit before tax3924-63-126115766238691148565
Tax %34%33%32%35%35%36%34%34%36%39%35%36%
Net Profit2616-43-827449412544705541
EPS in Rs8.184.06-12.92-21.4519.1611.148.715.269.1614.4411.448.51
Gross NPA %0.00%0.00%14.45%0.00%0.00%0.00%4.44%0.00%4.09%3.21%2.90%0.00%
Net NPA %0.00%0.00%12.76%0.00%0.00%0.00%2.62%0.00%0.00%0.00%0.00%0.00%
NotesNotesNotesNotesNotesNotesNotesNotesNotesNotesNotesNotes

Profit & Loss

The profit and loss (P&L) statement is a financial statement that summarizes the revenues, costs and expenses incurred during a specified period, usually a fiscal quarter or year. The P&L statement is synonymous with the income statement. These records provide information about a company's ability or inability to generate profit" by increasing revenue, reducing costs or both. Some refer to the P&L statement as a statement of profit and loss, income statement, statement of operations, statement of financial results or income, earnings statement or expense statement.

Standalone Figures in Rs. Crores

Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019TTM
Revenue1117365956941913245587779771,3731,391
Interest5816282754106177290435533643636
Expenses58152627346198178298303413410
Manufacturing Cost %0%0.06%0.17%0.15%4.52%4.84%3.44%2.16%0.46%0.5%0.41%0.42%%
Employee Cost %9.39%9.79%16.44%25.44%27.33%16.85%12.36%12.1%15.84%20.19%19.37%19.29%%
Other Cost %37.85%33.47%25.68%19.12%15.56%14.47%16.45%16.07%15.65%17.74%11.21%10.4%%
Financing Profit11543623489043141317345
Financing Margin %8%8%14%7%5%6%12%15%16%6%14%23%25%
Other Income00-0-000101-0000
Depreciation0001111236141112
Profit before tax11432523468837127306333
Tax %39%34%35%36%33%27%34%32%34%34%35%36%
Net Profit1132141632582482195211
EPS in Rs18.216.6017.3840.1743.55
Dividend Payout %0%0%0%0%0%0%0%0%0%0%0%0%

Compounded Sales Growth

  • 10 Years:: 54.81%
  • 5 Years:: 48.43%
  • 3 Years:: 35.00%
  • TTM:: 30.27%

Compounded Profit Growth

  • 10 Years:: 73.91%
  • 5 Years:: 65.77%
  • 3 Years:: 49.85%
  • TTM:: 11.52%

Return on Equity

  • 10 Years:: 13.52%
  • 5 Years:: 14.49%
  • 3 Years:: 13.31%
  • Last Year:: 19.39%

Balance Sheet

A balance sheet is a financial statement that reports a company's assets, liabilities and shareholders' equity at a specific point in time, and provides a basis for computing rates of return and evaluating its capital structure. It is a financial statement that provides a snapshot of what a company owns and owes, as well as the amount invested by shareholders. It is used alongside other important financial statements such as the income statement and statement of cash flows in conducting fundamental analysis or calculating financial ratios.

Standalone Figures in Rs. Crores

Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019
Share Capital9911181823293132624749
Preference Capital0000006602500
Equity Capital8.868.851117.817.8522.6922.6925.3831.537.1447.2748.53
Reserves671361621011161682936008271,088
Borrowings53801842072165909091,6302,7483,8555,1515,235
Other Liabilities22129213269187231257242351
Trade Payables0.980.624.54.38026.3651.65013.080.410.371.3
Total Liabilities69982202953177451,1162,0113,3034,7496,2676,722
Fixed Assets3445445614383945
Gross Block4.24.795.596.86.887.499.1611.7822.6351.2266.779.75
Accumulated Depreciation0.781.071.361.992.653.233.745.728.5513.4627.4834.38
CWIP112344787121616
Investments11111100070149422
Other Assets64922142863087361,1041,9963,2824,6296,0636,239
Trade receivables2.252.922.21182.12190.49453.26778.940.471.590.010.196.52
Cash Equivalents23.2123.6382.9185.3483.4205.25215.22348.68709.771107.931083.21697.84
Loans n Advances38.4565.58128.73.7610.2312.4335.951134.671844.982534.39125.4768.01
Other Assets etc00014.523.8165.2673.6512.41725.74986.524854.044466.38
Total Assets69982202953177451,1162,0113,3034,7496,2676,722

Cash Flows

Cash flow is the net amount of cash and cash-equivalents being transferred into and out of a business. At the most fundamental level, a company’s ability to create value for shareholders is determined by its ability to generate positive cash flows, or more specifically, maximize long-term free cash flow.

Standalone Figures in Rs. Crores

Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019
Cash from Operating Activity-12-27-52-5232-105-44-443-615-953-1,528718
Profit from operations5.849.9120.7632.410.6760.26130.2225.9380.2694.09174.92227.26
Working Capital Changes-12.25-27.65-55.64-54.629.66-108.87-58.87-473.51-672.01-1020.45-1697.53554.51
Taxes paid-5.11-8.83-17.36-29.761.41-55.97-115.72-195.06-322.86-26.64-5.19-63.98
Cash from Investing Activity-2-1-1-3-0-1-4-4-10-84-80-264
Fixed Assets Purchased-1.66-0.71-1.060-0.48-0.95-4.4-4.43-9.74-34.51-19.13-17.97
Fixed Assets Sold00000000000.030.11
Investments purchased00-0.05-3.100000-49.79-34.23-165.6
Investments sold0000000.6300000
Cash from Financing Activity282811372-24269655217011,4201,39063
Proceeds from Shares6.410.798.0248.73039.815.2323.3366.580356.830.23
Proceeds from Borrowings25.1228.33104.8323.1938.96229.0159.72497.96634.142739.0900
Repayment of Borrowings-3.55-1.43-0.210-62.710000-1632.0500
Net Cash Flow15059177163177476383-218516

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Ratios

Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019
ROE %4%5%15%4%2%4%12%18%22%5%11%19%

Announcements & News

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate as per time to time filling by company to exchanges. However, no guarantees are made regarding correctness of data. Investors are advised to validate/check information with exchanges or companies website before making any investment decisions.