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Fincash » Search » State Bank of India

State Bank of India

Updated on July 14, 2019

Stock/Share Code - SBIN

State Bank of India is engaged in providing a wide range of banking and financial services including retail banking, corporate banking and treasury operations.

Below is the details of SBIN State Bank of India

Market Cap₹314,593 Cr.
Current Price ₹356 as on 19 Jul 19
52 Week High / Low Price₹364 / ₹247.4
Face Value₹1
Stock P/E6,449
Book Value₹245.53
Dividend Yield0.00 %
ROCE4.46 %
ROE-3.20 %
Sales Growth (3yrs)13.10 %
SectorBanks
IndustryBanks - Public Sector
Listed onBSE  AND  NSE
Company WebsiteCompany Website
Pros:
Cons: Company has low interest coverage ratio. Promoter's stake has decreased Company has a low return on equity of 2.76% for last 3 years. Contingent liabilities of Rs.1236048.60 Cr.

State Bank of India Price Chart

State Bank of India Price Chart

State Bank of India Peer Comparison in Banks

S.No. Name CMP Rs. P/E Mar Cap Rs.Cr. Div Yld % NP Qtr Rs.Cr. Qtr Profit Var % Qtr Sales Var % Sales Qtr Rs.Cr. ROCE %
1. St Bk of India ₹80.15 6449.21 ₹314,592.56 Cr. 0.00 ₹838.4 Cr. 110.86 12.59 62985.38 4.46
2. St Bk of India ₹80.15 148.40 ₹314,592.56 Cr. 0.00 ₹1,244.47 Cr. 116.50 13.01 65784.53 4.15
3. Bank of Baroda ₹118 105.06 ₹45,547.09 Cr. 0.00 -₹991.37 Cr. 68.04 20.61 13314.18 3.69
4. Punjab Natl.Bank ₹72.8 ₹37,131.64 Cr. 0.00 -₹4,749.64 Cr. 64.60 12.75 12835.72 1.86
5. Bank of India ₹80.15 ₹31,016.08 Cr. 0.00 ₹251.79 Cr. 106.34 15.70 10814.12 3.12
6. Canara Bank ₹265.35 58.13 ₹20,171.9 Cr. 0.00 -₹551.53 Cr. 88.65 18.73 12138.48 3.86
7. Allahabad Bank ₹41 ₹16,729.12 Cr. 0.00 -₹3,834.07 Cr. -9.24 6.89 4036.99 2.12
8. Corporation Bank ₹25.15 ₹15,045.4 Cr. 0.00 -₹6,581.49 Cr. -258.00 -13.11 3643.37 3.83

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State Bank of India Fundamentals

Quarterly Results

Quarterly reports are issued by companies every three months. Most companies have a financial year-end of Mar. 31 and quarters that end on June 30, Sept. 30, Dec. 31 and March 31.

Standalone Figures in Rs. Crores

Jun 2016Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019
Revenue41,71942,48243,92647,39354,90554,85054,80355,94158,81358,79362,27762,985
Interest27,28127,88129,17429,32237,29936,26436,11535,96737,01537,88839,58640,032
Expenses18,00719,53420,81324,11222,66733,74033,89344,68235,73328,46824,10735,208
Employee Cost %15%16.13%16.25%13.17%14.07%14.04%15.5%16.54%16.51%16.49%17.94%16.64%
Financing Profit-3,569-4,934-6,061-6,041-5,061-15,154-15,206-24,708-13,935-7,562-1,416-12,254
Financing Margin %-9%-12%-14%-13%-9%-28%-28%-44%-24%-13%-2%-19%
Other Income7,2108,2619,66210,3288,00616,0168,08412,4956,6799,3758,03512,685
Depreciation000000000000
Profit before tax3,6413,3283,6004,2862,945862-7,122-12,213-7,2551,8136,619431
Tax %31%24%28%34%32%-84%66%37%33%48%40%-94%
Net Profit2,5212,5382,6102,8152,0061,582-2,416-7,718-4,8769453,955838
Gross NPA %6.94%7.14%7.23%6.90%9.97%9.83%10.35%10.91%10.69%9.95%8.71%7.53%
Net NPA %4.05%4.19%4.24%3.71%5.97%5.43%5.61%5.73%5.29%4.84%3.95%3.01%
NotesNotesNotesNotesNotesNotesNotesNotesNotesNotesNotesNotes

Profit & Loss

The profit and loss (P&L) statement is a financial statement that summarizes the revenues, costs and expenses incurred during a specified period, usually a fiscal quarter or year. The P&L statement is synonymous with the income statement. These records provide information about a company's ability or inability to generate profit" by increasing revenue, reducing costs or both. Some refer to the P&L statement as a statement of profit and loss, income statement, statement of operations, statement of financial results or income, earnings statement or expense statement.

Standalone Figures in Rs. Crores

Mar 2007Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018TTM
Revenue37,24248,95063,78870,99481,394106,521119,655136,351152,397163,998175,518220,499242,869
Interest22,18431,92942,91547,32248,86863,23075,32687,06997,382106,803113,658145,646154,520
Expenses14,23715,30118,62123,77032,38838,10839,24350,28957,11869,54980,135132,033123,516
Manufacturing Cost %0.51%0.48%0.25%0.46%0.46%0.35%0.33%0.32%0.36%0.36%0.36%0.38%%
Employee Cost %21.3%15.91%15.28%17.97%18.69%15.93%15.36%16.5%15.44%15.31%15.09%15.05%%
Other Cost %16.42%14.87%13.66%15.05%20.64%19.49%17.11%20.06%21.68%26.73%30.2%44.46%%
Financing Profit8211,7202,252-991395,1835,086-1,006-2,103-12,354-18,275-57,179-35,167
Financing Margin %2%4%4%-0%0%5%4%-1%-1%-8%-10%-26%-14%
Other Income7,4069,39812,69114,95815,80614,30716,00418,51422,53327,82935,42444,57136,775
Depreciation6026807639339901,0071,1401,3341,1161,7002,2932,9190
Profit before tax7,62510,43914,18113,92614,95418,48319,95116,17419,31413,77414,855-15,5281,607
Tax %40%36%36%34%45%37%29%33%32%28%29%58%
Net Profit4,5416,7299,1219,1668,26511,70714,10510,89113,1029,95110,484-6,547862
EPS in Rs7.9210.3913.9814.0612.6317.0120.0714.1916.9712.3912.760.00
Dividend Payout %16%20%20%21%23%20%20%21%20%20%20%-0%

Compounded Sales Growth

  • 10 Years:: 16.24%
  • 5 Years:: 13.00%
  • 3 Years:: 13.10%
  • TTM:: 10.14%

Compounded Profit Growth

  • TTM:: -113.17%

Return on Equity

  • 10 Years:: 8.33%
  • 5 Years:: 5.15%
  • 3 Years:: 2.76%
  • Last Year:: -3.20%

Balance Sheet

A balance sheet is a financial statement that reports a company's assets, liabilities and shareholders' equity at a specific point in time, and provides a basis for computing rates of return and evaluating its capital structure. It is a financial statement that provides a snapshot of what a company owns and owes, as well as the amount invested by shareholders. It is used alongside other important financial statements such as the income statement and statement of cash flows in conducting fundamental analysis or calculating financial ratios.

Standalone Figures in Rs. Crores

Mar 2007Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018
Share Capital526631635635635671684747747776797892
Equity Capital526.3631.47634.88634.88635671.04684.03746.57746.57776.28797.35892.46
Reserves30,77248,40157,31365,31464,35183,28098,200117,536127,692143,498187,489218,236
Borrowings475,224589,131826,131907,1281,053,5021,170,6531,371,9221,577,5391,781,9442,054,0672,362,4453,068,485
Other Liabilities60,28383,96180,96480,880106,20682,80597,89398,748141,114163,185155,235167,138
Total Liabilities566,806722,125965,0431,053,9571,224,6941,337,4091,568,6991,794,5702,051,4962,361,5272,705,9663,454,752
Fixed Assets2,6773,1393,5744,1184,4325,1346,5967,7169,0429,81942,34539,201
Gross Block8061.928988.3510403.0611773.9913189.2914792.3317374.5418919.3821170.4523185.7857817.6560316.45
Accumulated Depreciation5315.175843.846831.017656.468757.539658.6610779.0311202.9212128.6513366.6215472.6621115.74
CWIP142234263295332333409286287570574792
Investments149,149189,501275,954295,785295,601312,198350,878398,800481,759575,652765,9901,060,987
Other Assets414,838529,250685,251753,758924,3291,019,7451,210,8171,387,7681,560,4081,775,4861,897,0582,353,773
Cash Equivalents51968.6967466.33104403.886188.71122874.1497163.16114820.16132549.63154755.78167467.66171971.65191898.64
Loans n Advances25533.245015.838344.1535655.6444735.4655003.2250379.9545390.01105625.54144317.75154007.72226994.2
Total Assets566,806722,125965,0431,053,9571,224,6941,337,4091,568,6991,794,5702,051,4962,361,5272,705,9663,454,752

Cash Flows

Cash flow is the net amount of cash and cash-equivalents being transferred into and out of a business. At the most fundamental level, a company’s ability to create value for shareholders is determined by its ability to generate positive cash flows, or more specifically, maximize long-term free cash flow.

Standalone Figures in Rs. Crores

Mar 2007Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018
Cash from Operating Activity-1,789-1,07531,538-11,80034,282-28,46921,65314,10727,62111,19711,060-85,425
Profit from operations10917.114344.1624791.7819112.4327615.7636369.4535157.2136874.1243842.2648265.4654930.1461964.69
Working Capital Changes-8399.05-10965.4814025.57-23997.6813185.88-56129.29-13504.54-11629.71-11962.33-29883.49-43762.19-140409.73
Taxes paid-4282.12-4235.54-7279.46-6914.87-6519.37-8708.750-11136.99-4258.9-7185.43-107.63-6980.21
Cash from Investing Activity-297-2,798302-3,055346610-736-189-3,126-2,991-4,776101,061
Fixed Assets Purchased-660.85-1223.55-1137.87-1518.18-1245.49-1710.35-2702.24-2333.02-2490.36-2738.43-2960.56-4104.98
Cash from Financing Activity9,49419,3715,097-3,3602,0572,148-3,2603,811-2,2894,506-1,7804,291
Proceeds from Shares016693.57562.370.390.287891.313000.3410006.0305384.55674.8323782.45
Interest Paid-847.43-1711.41-1900.43-2538.67-3019.94-3592.21-3614.9-3686.48-3822.78-3722.8-4195.24-4472.04
Dividends Paid-840.16-862.04-1532.12-2821.39-1420.22-2151.44-2645.16-4508.38-1236.34-3058.66-2337.46-2416.27
Net Cash Flow7,40915,49836,937-18,21536,685-25,71117,65717,72922,20612,7124,50419,927

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Ratios

Mar 2007Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018
ROE %15%17%17%15%13%16%15%10%11%7%6%-3%

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All efforts have been made to ensure the information provided here is accurate as per time to time filling by company to exchanges. However, no guarantees are made regarding correctness of data. Investors are advised to validate/check information with exchanges or companies website before making any investment decisions.