fincash logo SOLUTIONS
EXPLORE FUNDS
CALCULATORS
LOG IN
SIGN UP

Fincash » Search » UCO Bank

UCO Bank

Updated on November 12, 2019

Stock/Share Code - UCOBANK

UCO Bank is a commercial bank. The Bank's segments include Treasury, Corporate/Wholesale Banking, Retail Banking and Other Banking Operations. The Bank offers personal banking, corporate banking, international banking and rural banking services.

Below is the details of UCOBANK UCO Bank

Market Cap₹11,669 Cr.
Current Price ₹13.3 as on 15 Nov 19
52 Week High / Low Price₹23.5 / ₹14.1
Face Value₹10
Stock P/E
Book Value₹18.74
Dividend Yield0.00 %
ROCE2.69 %
ROE-36.67 %
Sales Growth (3yrs)-8.26 %
SectorBanks
IndustryBanks - Public Sector
Listed onBSE  AND  NSE
Company WebsiteCompany Website
Pros: Stock is trading at 0.85 times its book value Promoter's stake has increased
Cons: Company has low interest coverage ratio. The company has delivered a poor growth of -4.70% over past five years. Company has a low return on equity of -31.12% for last 3 years. Contingent liabilities of Rs.95923.82 Cr. Earnings include an other income of Rs.1514.51 Cr.

UCO Bank Price Chart

UCO Bank Price Chart

UCO Bank Peer Comparison in Banks

S.No. Name CMP Rs. P/E Mar Cap Rs.Cr. Div Yld % NP Qtr Rs.Cr. Qtr Profit Var % Qtr Sales Var % Sales Qtr Rs.Cr. ROCE %
1. St Bk of India ₹69.35 26.28 ₹244,400.49 Cr. 0.00 ₹2,950.5 Cr. 169.74 7.18 65594.42 4.66
2. Bank of Baroda ₹94.3 32.84 ₹35,620.7 Cr. 0.00 ₹833.96 Cr. 27.09 60.75 19723.31 4.53
3. Punjab Natl.Bank ₹61.9 ₹29,880.27 Cr. 0.00 ₹1,074.16 Cr. 224.89 0.23 13326.97 2.52
4. Bank of India ₹69.35 ₹21,480.23 Cr. 0.00 ₹242.62 Cr. 155.09 3.19 10332.17 2.98
5. Canara Bank ₹205.2 27.48 ₹16,616.58 Cr. 0.00 ₹383.04 Cr. 12.43 7.08 12515.60 4.73
6. Allahabad Bank ₹25.6 ₹13,137.66 Cr. 0.00 ₹128 Cr. 106.58 -6.01 4323.11 0.92
7. UCO Bank ₹11,669.08 Cr. 0.00 -₹601.45 Cr. 5.12 2.27 3816.53 2.69

Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

UCO Bank Fundamentals

Quarterly Results

Quarterly reports are issued by companies every three months. Most companies have a financial year-end of Mar. 31 and quarters that end on June 30, Sept. 30, Dec. 31 and March 31.

Standalone Figures in Rs. Crores

Sep 2016Dec 2016Mar 2017Jun 2017Sep 2017Dec 2017Mar 2018Jun 2018Sep 2018Dec 2018Mar 2019Jun 2019
Revenue4,3294,1923,6143,7673,4463,4503,3583,7323,4803,3373,7823,817
Interest3,0833,2173,0052,9252,7912,6302,5502,5042,5152,5112,4902,482
Expenses2,2392,0851,4841,9751,5882,1093,0012,4562,3702,0933,2112,566
Employee Cost %11.05%11.37%13.23%12.13%13.42%13.22%13.9%12.06%13.24%14.06%14.96%12.24%
Financing Profit-992-1,109-875-1,133-932-1,289-2,193-1,228-1,406-1,266-1,919-1,232
Financing Margin %-23%-26%-24%-30%-27%-37%-65%-33%-40%-38%-51%-32%
Other Income61267229247031127267629269248367630
Depreciation000000000000
Profit before tax-380-437-582-663-621-1,016-2,127-599-1,136-1,018-1,552-601
Tax %-1%-0%-1%-0%-0%-0%-0%-6%-0%2%-0%-0%
Net Profit-385-437-588-663-623-1,016-2,134-634-1,136-999-1,552-601
EPS in Rs-2.96-2.90-3.77-4.25-3.58-5.44-11.40-2.08-2.87-2.53-3.43-0.87
Gross NPA %16.51%17.18%17.12%19.87%19.74%20.64%24.64%25.71%25.37%27.39%25.00%24.85%
Net NPA %8.83%8.99%8.94%10.63%9.98%10.90%13.10%12.74%11.97%12.48%9.72%8.98%
NotesNotesNotesNotesNotesNotesNotesNotesNotesNotesNotesNotes

Profit & Loss

The profit and loss (P&L) statement is a financial statement that summarizes the revenues, costs and expenses incurred during a specified period, usually a fiscal quarter or year. The P&L statement is synonymous with the income statement. These records provide information about a company's ability or inability to generate profit" by increasing revenue, reducing costs or both. Some refer to the P&L statement as a statement of profit and loss, income statement, statement of operations, statement of financial results or income, earnings statement or expense statement.

Standalone Figures in Rs. Crores

Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019TTM
Revenue6,5098,1219,52611,37114,63216,75218,23019,35918,56116,32614,02014,33114,415
Interest5,0216,4777,2027,52610,73012,17012,17113,79713,71312,50910,89510,0199,997
Expenses1,8182,0342,2443,7763,7184,8005,5465,84910,7686,7898,5219,99410,241
Manufacturing Cost %0.08%0.07%0.06%0.06%0.05%0.06%0.07%0.07%0.06%0.07%0.07%0.06%%
Employee Cost %13.74%12.28%11.1%13.02%9.45%8.32%8.49%8.48%9.89%12.02%13.14%13.58%%
Other Cost %14.11%12.7%12.4%20.13%15.91%20.28%21.87%21.66%48.07%29.49%47.57%56.09%%
Financing Profit-331-3908069184-218513-286-5,920-2,972-5,396-5,682-5,823
Financing Margin %-5%-5%1%1%1%-1%3%-1%-32%-18%-38%-40%-40%
Other Income7791,0379669259669521,3212,0041,5962,1141,1211,5141,515
Depreciation7084748178871101361371531521370
Profit before tax3795649729141,0716471,7241,582-4,460-1,011-4,427-4,306-4,308
Tax %-9%1%-4%1%-3%4%12%28%37%-83%-0%-0%
Net Profit4125581,0129071,1096181,5111,138-2,799-1,851-4,436-4,321-4,289
EPS in Rs4.999.9718.0313.6815.845.3214.4610.180.000.000.000.00-9.70
Dividend Payout %19%10%8%21%18%19%20%19%-0%-0%-0%-0%

Compounded Sales Growth

  • 10 Years:: 5.84%
  • 5 Years:: -4.70%
  • 3 Years:: -8.26%
  • TTM:: 3.07%

Compounded Profit Growth

  • 3 Years:: -23.17%
  • TTM:: 2.69%

Return on Equity

  • 10 Years:: -7.38%
  • 5 Years:: -21.15%
  • 3 Years:: -31.12%
  • Last Year:: -36.67%

Balance Sheet

A balance sheet is a financial statement that reports a company's assets, liabilities and shareholders' equity at a specific point in time, and provides a basis for computing rates of return and evaluating its capital structure. It is a financial statement that provides a snapshot of what a company owns and owes, as well as the amount invested by shareholders. It is used alongside other important financial statements such as the income statement and statement of cash flows in conducting fundamental analysis or calculating financial ratios.

Standalone Figures in Rs. Crores

Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019
Share Capital7991,2491,6992,4512,4882,5761,0151,0761,0761,5602,3085,423
Preference Capital07001150182318231823000000
Equity Capital799.36549.36549.36627.52664.71752.631014.711075.591075.591559.732308.165423.4
Reserves2,1272,7083,5114,9696,1267,10710,21211,47310,51110,0447,5178,371
Borrowings81,625105,359128,679150,752166,905182,923220,252224,589224,359210,819194,299206,230
Other Liabilities5,2443,3805,0687,5417,3738,1578,1369,1378,9859,06812,13210,459
Total Liabilities89,795111,996137,808163,890181,068198,940239,614246,275244,931231,491216,256230,484
Fixed Assets6847197107388028791,0181,0662,8782,8432,8672,814
Gross Block1211.741339.441401.261514.51670.241839.82102.012291.544253.34364.524510.674595.27
Accumulated Depreciation527.4620.58691.4776.83868.69961.191083.731225.261375.041521.131643.791780.97
CWIP000131143486688
Investments24,25029,38543,52142,92745,77252,24567,45264,22383,97474,01970,96282,232
Other Assets64,86181,89293,577120,223134,492145,806171,101180,938158,072154,622142,418145,430
Cash Equivalents8103.5210853.458104.3316980.4413603.6712344.1215012.0122168.9718559.2318099.8814748.0424432.1
Loans n Advances1675.562234.692967.944172.215348.275178.616504.5911417.9313607.1916797.6620200.221684.13
Other Assets etc55081.8968803.8682504.5499070.81115540.01128282.86149584.21147350.86125905.38119724.45107470.0199313.85
Total Assets89,795111,996137,808163,890181,068198,940239,614246,275244,931231,491216,256230,484

Cash Flows

Cash flow is the net amount of cash and cash-equivalents being transferred into and out of a business. At the most fundamental level, a company’s ability to create value for shareholders is determined by its ability to generate positive cash flows, or more specifically, maximize long-term free cash flow.

Standalone Figures in Rs. Crores

Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019
Cash from Operating Activity2,0032,574-4,0617,830-3,019-2,0903,5747,861-2,978-3,852-9,0824,056
Profit from operations1130.971507.672022.113112.413251.43829.565042.985007.543834.553806.011898.7331.02
Working Capital Changes953.361068.91-5867.875067.67-5901.97-5535.75-1469.352853.82-6812.61-7607.61-10960.543199.79
Taxes paid-46.33-76.02-215.43-350-368-384000-50-20525.41
Cash from Investing Activity-74-60-95-3855-50-135-151-52-217-2444
Fixed Assets Purchased-95.49-87.99-81.03-101.29-88.69-114.08-236.63-176.45-148.87-141.07-109.43-75.5
Fixed Assets Sold0.824.596.185.863.572.175.333.444.851.944.7225.02
Cash from Financing Activity-402351,4071,084-413880-771-553-5793,6095,7545,583
Proceeds from Shares000940306.82681174.09366.5701496.46933.731607.74
Interest Paid-218.84-246.27-272.85-380.49-381.04-402.93-456.97-435.84-406.35-291.39-432.73-239.25
Dividends Paid-91.14-93.52-70.46-148.62-338.77-397.7-514.15-294.82-258.13000
Net Cash Flow1,8892,750-2,7498,876-3,377-1,2602,6687,157-3,610-459-3,3529,684

Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

Ratios

Mar 2008Mar 2009Mar 2010Mar 2011Mar 2012Mar 2013Mar 2014Mar 2015Mar 2016Mar 2017Mar 2018Mar 2019
ROE %15%16%22%14%14%7%14%10%-23%-16%-41%-37%

Announcements & News

Recent Announcements

Annual Reports

How to Invest in Mutual Funds SIP Online?

  1. Open Free Investment Account for Lifetime at Fincash.com.
  2. Complete your Registration and KYC Process
  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest! Get Started
  4. Invest in Mutual Funds which invests in UCO Bank & Get More Returns than Bank Deposit

Disclaimer:
All efforts have been made to ensure the information provided here is accurate as per time to time filling by company to exchanges. However, no guarantees are made regarding correctness of data. Investors are advised to validate/check information with exchanges or companies website before making any investment decisions.