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சிறந்த 10 திரவ மியூச்சுவல் ஃபண்டுகள் 2022

Updated on July 20, 2025 , 14587 views

திரவ நிதிகள் பணத்தில் இருக்கும் உபரி பணத்திற்கான சிறந்த விருப்பங்கள்வங்கி கணக்கு. திரவ நிதிகள் அவைபரஸ்பர நிதி உங்கள் பணத்தை மிகக் குறுகிய காலத்தில் முதலீடு செய்யுங்கள்பண சந்தை கருவூல பில்கள், வணிக ஆவணங்கள் போன்ற கருவிகள்,வைப்புச் சான்றிதழ், முதலியன

இந்த நிதிகள் இயற்கையில் அதிக திரவம் கொண்டவை மற்றும் அவைகளுக்கு நுழைவு அல்லது வெளியேறும் சுமை இல்லை. திரவ நிதிகள் வழங்கும் உச்ச நன்மைகள் காரணமாக; அவை பெரும்பாலும் நிலையான வைப்புகளை விட சிறந்த முதலீட்டு விருப்பமாக கருதப்படுகின்றனசேமிப்பு கணக்கு.

சிறந்த 10 லிக்விட் மியூச்சுவல் ஃபண்டுகள் சமரசம் செய்யாமல் சிறந்த வருமானத்தைப் பெறுவதற்கான வாய்ப்பை வழங்குகின்றன.நீர்மை நிறை காரணிகள். சிறந்த செயல்திறன் கொண்ட திரவ நிதிகள் குறுகிய காலத்தில் சிறந்த வருமானத்தை ஈட்ட உங்களை அனுமதிக்கின்றன. திரவ நிதிகளின் சராசரி முதிர்வு 91 நாட்களுக்கு குறைவாக இருப்பதால், குறுகிய காலத்தை எதிர்பார்க்கும் முதலீட்டாளர்களுக்கு இது மிகவும் பொருத்தமானது.முதலீட்டுத் திட்டம். மேலும், திரவ மியூச்சுவல் ஃபண்டுகள் அதிகம் பாதிக்கப்படுவதில்லைசந்தை ஏற்ற இறக்கம், முதலீட்டாளர்கள் ஆபத்து காரணிகளைப் பற்றி கவலைப்படாமல் எளிதாக முதலீடு செய்யலாம்.

திரவ நிதிகளில் முதலீடு செய்வதன் முக்கிய நன்மைகள்

முக்கிய சிலமுதலீட்டின் நன்மைகள் திரவ மியூச்சுவல் ஃபண்டுகளில்:

திரவ நிதியில், 24 மணி நேரத்திற்குள் உங்கள் பணத்தை திரும்பப் பெறலாம்
திரவ நிதிகள் முக்கியமாக நிலையானவற்றில் முதலீடு செய்கின்றனவருமானம் குறுகிய முதிர்வுக் காலத்தைக் கொண்ட பத்திரங்கள், மற்றவற்றுடன் ஒப்பிடும்போது அவை குறைந்த வட்டி விகித அபாயத்தைக் கொண்டுள்ளனகடன் பரஸ்பர நிதி
லிக்விட் மியூச்சுவல் ஃபண்டுகள் ஆண்டுக்கு சராசரியாக 7.5-8% வருமானத்தை அளிக்கின்றன
இந்த ஃபண்டுகளுக்கு லாக்-இன் காலம் இல்லை, அதாவது தேவைப்படும் இடங்களில் உங்கள் பணத்தை மீட்டுக்கொள்ளலாம்
திரவ நிதிகள் மதிப்புமிக்க வரிச் சலுகைகளை வழங்குகின்றன

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FY 22 - 23 முதல் 10 திரவ மியூச்சுவல் ஃபண்டுகள்

Fund	NAV	Net Assets (Cr)	1 MO (%)	3 MO (%)	6 MO (%)	1 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
Indiabulls Liquid Fund Growth	₹2,534.32 ↑ 0.38	₹328	0.5	1.5	3.5	7.1	7.4	5.87%	1M 28D	1M 29D
PGIM India Insta Cash Fund Growth	₹341.148 ↑ 0.05	₹357	0.5	1.5	3.4	7.1	7.3	5.9%	1M 20D	1M 24D
Principal Cash Management Fund Growth	₹2,311.22 ↑ 0.34	₹5,649	0.5	1.5	3.4	7	7.3	5.94%	1M 28D	1M 28D
JM Liquid Fund Growth	₹71.4969 ↑ 0.01	₹1,909	0.5	1.5	3.4	7	7.2	5.87%	1M 16D	1M 19D
Axis Liquid Fund Growth	₹2,917.88 ↑ 0.45	₹33,529	0.5	1.6	3.5	7.1	7.4	5.96%	1M 27D	2M 1D
Invesco India Liquid Fund Growth	₹3,601.85 ↑ 0.54	₹12,320	0.5	1.6	3.4	7.1	7.4	6.19%	1M 22D	1M 22D
Tata Liquid Fund Growth	₹4,127.42 ↑ 0.63	₹23,368	0.5	1.6	3.4	7.1	7.3	6%	2M	2M
Aditya Birla Sun Life Liquid Fund Growth	₹422.255 ↑ 0.06	₹54,838	0.5	1.5	3.4	7.1	7.3	6.39%	1M 17D	1M 17D
ICICI Prudential Liquid Fund Growth	₹387.932 ↑ 0.06	₹49,517	0.5	1.5	3.4	7.1	7.4	5.95%	1M 25D	1M 30D
Nippon India Liquid Fund Growth	₹6,395.63 ↑ 0.98	₹34,490	0.5	1.6	3.4	7.1	7.3	6.01%	1M 27D	2M 1D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Jul 25

1. Indiabulls Liquid Fund

To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved.

Indiabulls Liquid Fund is a Debt - Liquid Fund fund was launched on 27 Oct 11. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 2 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 6.8% and 2022 was 4.6% .

Below is the key information for Indiabulls Liquid Fund

Indiabulls Liquid Fund Growth
Launch Date	27 Oct 11
NAV (22 Jul 25)	₹2,534.32 ↑ 0.38 (0.01 %)
Net Assets (Cr)	₹328 on 15 Jul 25
Category	Debt - Liquid Fund
AMC	Indiabulls Asset Management Company Ltd.
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.25
Sharpe Ratio	3.32
Information Ratio	-1.49
Alpha Ratio	-0.1
Min Investment	500
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	5.87%
Effective Maturity	1 Month 29 Days
Modified Duration	1 Month 28 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,311
30 Jun 22	₹10,650
30 Jun 23	₹11,298
30 Jun 24	₹12,118
30 Jun 25	₹12,993

Indiabulls Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Indiabulls Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jul 25

Duration	Returns
1 Month	0.5%
3 Month	1.5%
6 Month	3.5%
1 Year	7.1%
3 Year	6.9%
5 Year	5.4%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	6.8%
2022	4.6%
2021	3.1%
2020	3.9%
2019	6.6%
2018	7.3%
2017	6.7%
2016	7.8%
2015	8.5%

Fund Manager information for Indiabulls Liquid Fund

Name	Since	Tenure
Kaustubh Sule	11 May 23	2.14 Yr.

Data below for Indiabulls Liquid Fund as on 15 Jul 25

Asset Allocation

Asset Class	Value
Cash	99.8%
Other	0.2%

Debt Sector Allocation

Sector	Value
Cash Equivalent	65.74%
Corporate	27.19%
Government	6.87%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reverse Repo 16-Jun-25 CBLO/Reverse Repo \| -	12%	₹34 Cr
Indian Bank Domestic Bonds \| -	9%	₹25 Cr	2,500,000 ↑ 2,500,000
Power Finance Corporation Limited Debentures \| -	9%	₹25 Cr	2,450,000 ↑ 2,450,000
Bajaj Financial Securities Limited Commercial Paper \| -	8%	₹24 Cr	2,400,000 ↑ 2,400,000
Punjab National Bank Certificate of Deposit \| -	7%	₹20 Cr	2,000,000
Bank Of Baroda Certificate of Deposit \| -	7%	₹20 Cr	2,000,000 ↑ 2,000,000
India (Republic of) - \| -	7%	₹20 Cr	2,000,000 ↑ 2,000,000
Small Industries Development Bank of India Commercial Paper \| -	7%	₹20 Cr	2,000,000 ↑ 2,000,000
Canara Bank Certificate of Deposit \| -	7%	₹19 Cr	1,900,000 ↑ 1,900,000
Bajaj Housing Finance Ltd. Commercial Paper \| -	6%	₹17 Cr	1,700,000 ↑ 1,700,000

2. PGIM India Insta Cash Fund

(Erstwhile DHFL Pramerica Insta Cash Plus Fund)

To generate steady returns along with high liquidity by investing in a portfolio of short-term, high quality money market and debt instruments.

PGIM India Insta Cash Fund is a Debt - Liquid Fund fund was launched on 5 Sep 07. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 4 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for PGIM India Insta Cash Fund

PGIM India Insta Cash Fund Growth
Launch Date	5 Sep 07
NAV (22 Jul 25)	₹341.148 ↑ 0.05 (0.02 %)
Net Assets (Cr)	₹357 on 30 Jun 25
Category	Debt - Liquid Fund
AMC	Pramerica Asset Managers Private Limited
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.27
Sharpe Ratio	3.56
Information Ratio	-0.92
Alpha Ratio	-0.09
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	5.9%
Effective Maturity	1 Month 24 Days
Modified Duration	1 Month 20 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,319
30 Jun 22	₹10,687
30 Jun 23	₹11,369
30 Jun 24	₹12,192
30 Jun 25	₹13,069

PGIM India Insta Cash Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for PGIM India Insta Cash Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jul 25

Duration	Returns
1 Month	0.5%
3 Month	1.5%
6 Month	3.4%
1 Year	7.1%
3 Year	7%
5 Year	5.5%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.3%
2023	7%
2022	4.8%
2021	3.3%
2020	4.2%
2019	6.7%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.4%

Fund Manager information for PGIM India Insta Cash Fund

Name	Since	Tenure
Bhupesh Kalyani	13 Sep 22	2.8 Yr.
Puneet Pal	16 Jul 22	2.96 Yr.

Data below for PGIM India Insta Cash Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	99.44%
Other	0.56%

Debt Sector Allocation

Sector	Value
Cash Equivalent	69.13%
Corporate	29.07%
Government	1.24%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Clearing Corporation Of India Ltd. CBLO/Reverse Repo \| -	16%	₹66 Cr
ICICI Bank Limited Certificate of Deposit \| -	12%	₹47 Cr	4,750,000
LIC Housing Finance Ltd Debentures \| -	6%	₹25 Cr	2,500,000
Indian Bank Certificate of Deposit \| -	6%	₹25 Cr	2,500,000
Canara Bank Certificate of Deposit \| -	6%	₹25 Cr	2,500,000
Small Industries Development Bank of India Commercial Paper \| -	6%	₹25 Cr	2,500,000 ↑ 2,500,000
Indian Oil Corp Ltd. Commercial Paper \| -	6%	₹25 Cr	2,500,000 ↑ 2,500,000
DCM Shriram Ltd Commercial Paper \| -	6%	₹25 Cr	2,500,000 ↑ 2,500,000
Export Import Bank Of India Debentures \| -	5%	₹20 Cr	2,000,000
Sundaram Finance Limited Commercial Paper \| -	5%	₹20 Cr	2,000,000

3. Principal Cash Management Fund

To provide investors with as high a level of income available from short-term investments as is considered consistent with preservation of capital and maintenance of liquidity, by investing in a portfolio of money market and investment grade debt instruments. The scheme will invest its assets in a portfolio of money market instruments. The investments will be in securities, which the Investment Manager believes present minimal liquidity and/or credit risks.

Principal Cash Management Fund is a Debt - Liquid Fund fund was launched on 30 Aug 04. It is a fund with Low risk and has given a CAGR/Annualized return of 6.5% since its launch. Ranked 5 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for Principal Cash Management Fund

Principal Cash Management Fund Growth
Launch Date	30 Aug 04
NAV (22 Jul 25)	₹2,311.22 ↑ 0.34 (0.01 %)
Net Assets (Cr)	₹5,649 on 30 Jun 25
Category	Debt - Liquid Fund
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.29
Sharpe Ratio	2.93
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	2,000
Exit Load	NIL
Yield to Maturity	5.94%
Effective Maturity	1 Month 28 Days
Modified Duration	1 Month 28 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,311
30 Jun 22	₹10,673
30 Jun 23	₹11,355
30 Jun 24	₹12,178
30 Jun 25	₹13,043

Principal Cash Management Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Principal Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jul 25

Duration	Returns
1 Month	0.5%
3 Month	1.5%
6 Month	3.4%
1 Year	7%
3 Year	6.9%
5 Year	5.5%
10 Year
15 Year
Since launch	6.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.3%
2023	7%
2022	4.8%
2021	3.2%
2020	3.8%
2019	6.2%
2018	-1.8%
2017	6.8%
2016	7.7%
2015	8.4%

Fund Manager information for Principal Cash Management Fund

Name	Since	Tenure
Dwijendra Srivastava	1 Jan 22	3.5 Yr.
Sandeep Agarwal	16 May 22	3.13 Yr.

Data below for Principal Cash Management Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	99.79%
Other	0.21%

Debt Sector Allocation

Sector	Value
Cash Equivalent	88.29%
Corporate	7.31%
Government	4.19%

Credit Quality

Rating	Value
AA	0.84%
AAA	99.16%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reverse Repo CBLO/Reverse Repo \| -	10%	₹706 Cr
India (Republic of) - \| -	3%	₹199 Cr	20,000,000
364 DTB 28082025 Sovereign Bonds \| -	3%	₹198 Cr	20,000,000 ↑ 15,000,000
National Bank for Agriculture and Rural Development Commercial Paper \| -	2%	₹150 Cr	3,000
Reliance Industries Ltd. Commercial Paper \| -	2%	₹150 Cr	3,000
Reliance Jio Infocomm Ltd. Commercial Paper \| -	2%	₹149 Cr	3,000
Punjab National Bank Certificate of Deposit \| -	2%	₹149 Cr	3,000
Punjab National Bank Domestic Bonds \| -	2%	₹148 Cr	3,000 ↑ 3,000
91 Days Tbill Red 19-06-2025 Sovereign Bonds \| -	2%	₹125 Cr	12,500,000
Reliance Industries Ltd. Commercial Paper \| -	2%	₹125 Cr	2,500

4. JM Liquid Fund

(Erstwhile JM High Liquidity Fund)

To provide income by way of dividend (dividend plans) and capital gains (growth plan) through investing in debt and money market instruments.

JM Liquid Fund is a Debt - Liquid Fund fund was launched on 31 Dec 97. It is a fund with Low risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 3 in Liquid Fund category. Return for 2024 was 7.2% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for JM Liquid Fund

JM Liquid Fund Growth
Launch Date	31 Dec 97
NAV (22 Jul 25)	₹71.4969 ↑ 0.01 (0.01 %)
Net Assets (Cr)	₹1,909 on 30 Jun 25
Category	Debt - Liquid Fund
AMC	JM Financial Asset Management Limited
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.25
Sharpe Ratio	3.11
Information Ratio	-2.34
Alpha Ratio	-0.17
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	5.87%
Effective Maturity	1 Month 19 Days
Modified Duration	1 Month 16 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,318
30 Jun 22	₹10,690
30 Jun 23	₹11,368
30 Jun 24	₹12,189
30 Jun 25	₹13,052

JM Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for JM Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jul 25

Duration	Returns
1 Month	0.5%
3 Month	1.5%
6 Month	3.4%
1 Year	7%
3 Year	6.9%
5 Year	5.5%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.2%
2023	7%
2022	4.8%
2021	3.3%
2020	4%
2019	6.6%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.4%

Fund Manager information for JM Liquid Fund

Name	Since	Tenure
Killol Pandya	5 Nov 24	0.57 Yr.
Naghma Khoja	21 Oct 21	3.61 Yr.
Ruchi Fozdar	3 Apr 24	1.16 Yr.

Data below for JM Liquid Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	99.68%
Other	0.32%

Debt Sector Allocation

Sector	Value
Cash Equivalent	82.03%
Corporate	13.26%
Government	4.39%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Ccil CBLO/Reverse Repo \| -	11%	₹263 Cr	262,864 ↑ 262,864
91 Days Tbill (Md 28/08/2025) Sovereign Bonds \| -	8%	₹198 Cr	20,000,000
Export-Import Bank Of India Commercial Paper \| -	4%	₹99 Cr	10,000,000
HDFC Bank Limited Certificate of Deposit \| -	4%	₹99 Cr	10,000,000
Small Industries Development Bank Of India Commercial Paper \| -	4%	₹99 Cr	10,000,000
Bank of Baroda Debentures \| -	4%	₹99 Cr	10,000,000 ↑ 10,000,000
Punjab National Bank Domestic Bonds \| -	4%	₹99 Cr	10,000,000 ↑ 10,000,000
Canara Bank Certificate of Deposit \| -	3%	₹75 Cr	7,500,000 ↑ 7,500,000
Godrej Agrovet Ltd. Commercial Paper \| -	3%	₹74 Cr	7,500,000
Bank of Baroda Debentures \| -	2%	₹50 Cr	5,000,000 ↑ 5,000,000

5. Axis Liquid Fund

To provide a high level of liquidity with reasonable returns commensurating with low risk through a portfolio of money market and debt securities. However there can be no assurance that the investment objective of the scheme will be achieved.

Axis Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Oct 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 21 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7.1% and 2022 was 4.9% .

Below is the key information for Axis Liquid Fund

Axis Liquid Fund Growth
Launch Date	9 Oct 09
NAV (22 Jul 25)	₹2,917.88 ↑ 0.45 (0.02 %)
Net Assets (Cr)	₹33,529 on 30 Jun 25
Category	Debt - Liquid Fund
AMC	Axis Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.23
Sharpe Ratio	3.87
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	1,000
Exit Load	NIL
Yield to Maturity	5.96%
Effective Maturity	2 Months 1 Day
Modified Duration	1 Month 27 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,320
30 Jun 22	₹10,692
30 Jun 23	₹11,383
30 Jun 24	₹12,217
30 Jun 25	₹13,098

Axis Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Axis Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jul 25

Duration	Returns
1 Month	0.5%
3 Month	1.6%
6 Month	3.5%
1 Year	7.1%
3 Year	7%
5 Year	5.6%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	7.1%
2022	4.9%
2021	3.3%
2020	4.3%
2019	6.6%
2018	7.5%
2017	6.7%
2016	7.6%
2015	8.4%

Fund Manager information for Axis Liquid Fund

Name	Since	Tenure
Devang Shah	5 Nov 12	12.58 Yr.
Aditya Pagaria	13 Aug 16	8.81 Yr.
Sachin Jain	3 Jul 23	1.91 Yr.

Data below for Axis Liquid Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	99.8%
Other	0.2%

Debt Sector Allocation

Sector	Value
Cash Equivalent	84.19%
Corporate	13.01%
Government	2.6%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Clearing Corporation Of India Ltd CBLO/Reverse Repo \| -	7%	₹2,740 Cr
Canara Bank Domestic Bonds \| -	5%	₹1,978 Cr	40,000
Indian Oil Corp Ltd. Commercial Paper \| -	4%	₹1,802 Cr	36,500 ↑ 36,500
HDFC Bank Limited Certificate of Deposit \| -	4%	₹1,584 Cr	32,000
Reliance Jio Infocomm Ltd. Commercial Paper \| -	4%	₹1,492 Cr	30,000
182 DTB 17072025 Sovereign Bonds \| -	3%	₹1,244 Cr	125,000,000
Reliance Industries Ltd. Commercial Paper \| -	2%	₹1,048 Cr	21,000 ↓ -5,000
Bharti Airtel Ltd. Commercial Paper \| -	2%	₹1,012 Cr	20,500 ↑ 20,500
Reliance Jio Infocomm Ltd. Commercial Paper \| -	2%	₹999 Cr	20,000
National Bank for Agriculture and Rural Development Commercial Paper \| -	2%	₹996 Cr	20,000

6. Invesco India Liquid Fund

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities.

Invesco India Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 06. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 9 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for Invesco India Liquid Fund

Invesco India Liquid Fund Growth
Launch Date	17 Nov 06
NAV (22 Jul 25)	₹3,601.85 ↑ 0.54 (0.01 %)
Net Assets (Cr)	₹12,320 on 30 Jun 25
Category	Debt - Liquid Fund
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.22
Sharpe Ratio	3.96
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.19%
Effective Maturity	1 Month 22 Days
Modified Duration	1 Month 22 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,316
30 Jun 22	₹10,685
30 Jun 23	₹11,367
30 Jun 24	₹12,195
30 Jun 25	₹13,073

Invesco India Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Invesco India Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jul 25

Duration	Returns
1 Month	0.5%
3 Month	1.6%
6 Month	3.4%
1 Year	7.1%
3 Year	7%
5 Year	5.5%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	7%
2022	4.8%
2021	3.3%
2020	4.1%
2019	6.5%
2018	7.4%
2017	6.7%
2016	7.6%
2015	8.4%

Fund Manager information for Invesco India Liquid Fund

Name	Since	Tenure
Krishna Cheemalapati	25 Apr 11	14.11 Yr.
Prateek Jain	14 Feb 22	3.3 Yr.

Data below for Invesco India Liquid Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	99.8%
Other	0.2%

Debt Sector Allocation

Sector	Value
Cash Equivalent	85.57%
Corporate	9.37%
Government	4.86%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Triparty Repo CBLO/Reverse Repo \| -	11%	₹1,715 Cr
182 DTB 24072025 Sovereign Bonds \| -	3%	₹547 Cr	55,000,000
Canara Bank Certificate of Deposit \| -	2%	₹396 Cr	40,000,000
Small Industries Development Bank Of India Commercial Paper \| -	2%	₹395 Cr	40,000,000
Indian Oil Corp Ltd. Commercial Paper \| -	2%	₹395 Cr	40,000,000 ↑ 40,000,000
National Bank for Agriculture and Rural Development Commercial Paper \| -	2%	₹299 Cr	30,000,000
Export-Import Bank Of India Commercial Paper \| -	2%	₹297 Cr	30,000,000
Reliance Retail Ventures Limited Commercial Paper \| -	2%	₹297 Cr	30,000,000
India (Republic of) - \| -	2%	₹297 Cr	30,000,000
Punjab National Bank Domestic Bonds \| -	2%	₹297 Cr	30,000,000

7. Tata Liquid Fund

(Erstwhile TATA Money Market Fund )

To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Tata Liquid Fund is a Debt - Liquid Fund fund was launched on 1 Sep 04. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 18 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for Tata Liquid Fund

Tata Liquid Fund Growth
Launch Date	1 Sep 04
NAV (22 Jul 25)	₹4,127.42 ↑ 0.63 (0.02 %)
Net Assets (Cr)	₹23,368 on 30 Jun 25
Category	Debt - Liquid Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0
Sharpe Ratio	3.53
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6%
Effective Maturity	2 Months
Modified Duration	2 Months

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,316
30 Jun 22	₹10,681
30 Jun 23	₹11,355
30 Jun 24	₹12,179
30 Jun 25	₹13,053

Tata Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Tata Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jul 25

Duration	Returns
1 Month	0.5%
3 Month	1.6%
6 Month	3.4%
1 Year	7.1%
3 Year	6.9%
5 Year	5.5%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.3%
2023	7%
2022	4.8%
2021	3.2%
2020	4.3%
2019	6.6%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.4%

Fund Manager information for Tata Liquid Fund

Name	Since	Tenure
Amit Somani	16 Oct 13	11.63 Yr.
Abhishek Sonthalia	6 Feb 20	5.32 Yr.
Harsh Dave	1 Aug 24	0.83 Yr.

Data below for Tata Liquid Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	99.73%
Other	0.27%

Debt Sector Allocation

Sector	Value
Cash Equivalent	78.86%
Corporate	12.96%
Government	7.91%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bank of Baroda Debentures \| -	6%	₹1,506 Cr	30,500 ↑ 30,500
India (Republic of) - \| -	5%	₹1,279 Cr	129,500,000 ↑ 129,500,000
Punjab National Bank ** # Certificate of Deposit \| -	5%	₹1,275 Cr	25,500
91 Days Tbill (Md 28/08/2025) Sovereign Bonds \| -	5%	₹1,187 Cr	120,000,000
D) Repo CBLO/Reverse Repo \| -	5%	₹1,091 Cr
Indian Oil Corp Ltd. Commercial Paper \| -	3%	₹750 Cr	15,000 ↓ -5,000
Godrej Consumer Products Ltd. Commercial Paper \| -	3%	₹744 Cr	15,000
PNB Housing Finance Ltd. Commercial Paper \| -	3%	₹742 Cr	15,000
National Bank for Agriculture and Rural Development Commercial Paper \| -	3%	₹741 Cr	15,000 ↑ 15,000
Reliance Retail Ventures Limited Commercial Paper \| -	3%	₹643 Cr	13,000

8. Aditya Birla Sun Life Liquid Fund

(Erstwhile Aditya Birla Sun Life Cash Plus Fund)

An Open-ended liquid scheme with the objective to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments.

Aditya Birla Sun Life Liquid Fund is a Debt - Liquid Fund fund was launched on 30 Mar 04. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 15 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7.1% and 2022 was 4.8% .

Below is the key information for Aditya Birla Sun Life Liquid Fund

Aditya Birla Sun Life Liquid Fund Growth
Launch Date	30 Mar 04
NAV (22 Jul 25)	₹422.255 ↑ 0.06 (0.01 %)
Net Assets (Cr)	₹54,838 on 15 Jul 25
Category	Debt - Liquid Fund
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.34
Sharpe Ratio	3.56
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	6.39%
Effective Maturity	1 Month 17 Days
Modified Duration	1 Month 17 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,320
30 Jun 22	₹10,688
30 Jun 23	₹11,378
30 Jun 24	₹12,206
30 Jun 25	₹13,082

Aditya Birla Sun Life Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Aditya Birla Sun Life Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jul 25

Duration	Returns
1 Month	0.5%
3 Month	1.5%
6 Month	3.4%
1 Year	7.1%
3 Year	7%
5 Year	5.6%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.3%
2023	7.1%
2022	4.8%
2021	3.3%
2020	4.3%
2019	6.7%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.4%

Fund Manager information for Aditya Birla Sun Life Liquid Fund

Name	Since	Tenure
Sunaina Cunha	15 Jul 11	13.89 Yr.
Kaustubh Gupta	15 Jul 11	13.89 Yr.
Sanjay Pawar	1 Jul 22	2.92 Yr.

Data below for Aditya Birla Sun Life Liquid Fund as on 15 Jul 25

Asset Allocation

Asset Class	Value
Cash	99.79%
Other	0.21%

Debt Sector Allocation

Sector	Value
Cash Equivalent	89.73%
Corporate	9.02%
Government	1.04%

Credit Quality

Rating	Value
AA	0.12%
AAA	99.88%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Net Receivables / (Payables) Net Current Assets \| -	6%	-₹3,171 Cr
91 Days Tbill (Md 28/08/2025) Sovereign Bonds \| -	3%	₹1,840 Cr	186,000,000 ↑ 186,000,000
182 DTB 27062025 Sovereign Bonds \| -	2%	₹1,308 Cr	131,000,000
National Bank for Agriculture and Rural Development Commercial Paper \| -	2%	₹1,274 Cr	25,500 ↓ -4,500
Bank Of Baroda Certificate of Deposit \| -	2%	₹991 Cr	20,000
National Bank For Agriculture And Rural Development Commercial Paper \| -	2%	₹970 Cr	19,500
Punjab National Bank Domestic Bonds \| -	2%	₹964 Cr	19,500 ↓ -500
Bharti Airtel Ltd. Commercial Paper \| -	2%	₹962 Cr	19,500 ↑ 19,500
Indian Oil Corp Ltd. Commercial Paper \| -	1%	₹799 Cr	16,000
Bank of Baroda Debentures \| -	1%	₹748 Cr	15,000

9. ICICI Prudential Liquid Fund

(Erstwhile ICICI Prudential Liquid Plan)

To provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through investments made primarily in money market and debt securities.

ICICI Prudential Liquid Fund is a Debt - Liquid Fund fund was launched on 17 Nov 05. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 20 in Liquid Fund category. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for ICICI Prudential Liquid Fund

ICICI Prudential Liquid Fund Growth
Launch Date	17 Nov 05
NAV (22 Jul 25)	₹387.932 ↑ 0.06 (0.01 %)
Net Assets (Cr)	₹49,517 on 30 Jun 25
Category	Debt - Liquid Fund
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.29
Sharpe Ratio	3.5
Information Ratio	-1
Alpha Ratio	-0.1
Min Investment	500
Min SIP Investment	99
Exit Load	NIL
Yield to Maturity	5.95%
Effective Maturity	1 Month 30 Days
Modified Duration	1 Month 25 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,317
30 Jun 22	₹10,681
30 Jun 23	₹11,360
30 Jun 24	₹12,187
30 Jun 25	₹13,059

ICICI Prudential Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for ICICI Prudential Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jul 25

Duration	Returns
1 Month	0.5%
3 Month	1.5%
6 Month	3.4%
1 Year	7.1%
3 Year	7%
5 Year	5.5%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	7%
2022	4.8%
2021	3.2%
2020	4.3%
2019	6.6%
2018	7.4%
2017	6.6%
2016	7.7%
2015	8.3%

Fund Manager information for ICICI Prudential Liquid Fund

Name	Since	Tenure
Nikhil Kabra	1 Dec 23	1.5 Yr.
Darshil Dedhia	12 Jun 23	1.97 Yr.

Data below for ICICI Prudential Liquid Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	99.73%
Other	0.27%

Debt Sector Allocation

Sector	Value
Cash Equivalent	76.28%
Corporate	17.29%
Government	6.16%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Net Current Assets Net Current Assets \| -	11%	-₹5,707 Cr
91 Days Tbill Red 21-08-2025 Sovereign Bonds \| -	6%	₹3,161 Cr	320,000,000 ↑ 320,000,000
Punjab National Bank ** # Certificate of Deposit \| -	4%	₹2,243 Cr	45,000
91 Days Tbill Red 19-06-2025 Sovereign Bonds \| -	4%	₹2,144 Cr	215,000,000 ↓ -35,000,000
Small Industries Development Bank of India Commercial Paper \| -	3%	₹1,492 Cr	30,000
Bank of India Ltd. Debentures \| -	3%	₹1,478 Cr	30,000 ↑ 30,000
Reliance Retail Ventures Limited Commercial Paper \| -	2%	₹1,235 Cr	25,000 ↑ 25,000
Reliance Retail Ventures Limited Commercial Paper \| -	2%	₹1,233 Cr	25,000 ↑ 25,000
Small Industries Development Bank Of India Commercial Paper \| -	2%	₹1,232 Cr	25,000 ↑ 25,000
India (Republic of) - \| -	2%	₹1,193 Cr	120,000,000

10. Nippon India Liquid Fund

(Erstwhile Reliance Liquid Fund - Treasury Plan)

The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Nippon India Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Dec 03. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch. Ranked 11 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for Nippon India Liquid Fund

Nippon India Liquid Fund Growth
Launch Date	9 Dec 03
NAV (22 Jul 25)	₹6,395.63 ↑ 0.98 (0.02 %)
Net Assets (Cr)	₹34,490 on 30 Jun 25
Category	Debt - Liquid Fund
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0.33
Sharpe Ratio	3.37
Information Ratio	0
Alpha Ratio	0
Min Investment	100
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	6.01%
Effective Maturity	2 Months 1 Day
Modified Duration	1 Month 27 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,316
30 Jun 22	₹10,679
30 Jun 23	₹11,358
30 Jun 24	₹12,183
30 Jun 25	₹13,053

Nippon India Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Nippon India Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jul 25

Duration	Returns
1 Month	0.5%
3 Month	1.6%
6 Month	3.4%
1 Year	7.1%
3 Year	6.9%
5 Year	5.5%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.3%
2023	7%
2022	4.8%
2021	3.2%
2020	4.3%
2019	6.7%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.3%

Fund Manager information for Nippon India Liquid Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	7.02 Yr.
Vikash Agarwal	14 Sep 24	0.71 Yr.

Data below for Nippon India Liquid Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	99.82%
Other	0.18%

Debt Sector Allocation

Sector	Value
Cash Equivalent	86.27%
Government	7.25%
Corporate	6.3%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reverse Repo CBLO/Reverse Repo \| -	5%	₹2,279 Cr
Triparty Repo CBLO/Reverse Repo \| -	4%	₹1,722 Cr
Indian Oil Corp Ltd. Commercial Paper \| -	2%	₹992 Cr	20,000
India (Republic of) - \| -	2%	₹987 Cr	100,000,000 ↑ 100,000,000
India (Republic of) - \| -	2%	₹845 Cr	85,000,000 ↑ 85,000,000
Indian Oil Corp Ltd. Commercial Paper \| -	2%	₹790 Cr	16,000 ↑ 16,000
Bank of Baroda Debentures \| -	2%	₹740 Cr	15,000 ↑ 15,000
National Bank For Agriculture And Rural Development** Commercial Paper \| -	1%	₹599 Cr	12,000
Reliance Industries Limited Commercial Paper \| -	1%	₹599 Cr	12,000 ↑ 2,000
HDFC Bank Limited Certificate of Deposit \| -	1%	₹599 Cr	12,000

Disclaimer:
இங்கு வழங்கப்பட்ட தகவல்கள் துல்லியமானவை என்பதை உறுதிப்படுத்த அனைத்து முயற்சிகளும் மேற்கொள்ளப்பட்டுள்ளன. இருப்பினும், தரவுகளின் சரியான தன்மை குறித்து எந்த உத்தரவாதமும் அளிக்கப்படவில்லை. முதலீடு செய்வதற்கு முன் திட்டத் தகவல் ஆவணத்துடன் சரிபார்க்கவும்.