சிறந்த 10 மியூச்சுவல் ஃபண்டுகள் 2022 | சிறந்த செயல்திறன் மியூச்சுவல் ஃபண்டுகள்

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மியூச்சுவல் ஃபண்டுகளில் ஏன் முதலீடு செய்ய வேண்டும்?
2022 இல் முதலீடு செய்ய சிறந்த 10 மியூச்சுவல் ஃபண்டுகள்
சிறப்பாக செயல்படும் மியூச்சுவல் ஃபண்டை எவ்வாறு தேர்வு செய்வது?
ஆன்லைனில் மியூச்சுவல் ஃபண்டில் முதலீடு செய்வது எப்படி?
Top 10 Funds

2022க்கான சிறந்த 10 மியூச்சுவல் ஃபண்டுகள்

Updated on July 18, 2025 , 43331 views

2022 இல் முதலீடு செய்ய சிறந்த மியூச்சுவல் ஃபண்டைத் தேடுகிறீர்களா? போதுமுதலீடு உள்ளேபரஸ்பர நிதி, முதலீட்டாளர்கள் நிலையான வருமானத்தைத் தரும் ஒரு நிதியைத் தேர்ந்தெடுப்பதில் அடிக்கடி சிரமப்படுகிறார்கள்.

எல்லா இடையூறுகளையும் தீர்க்க, நீங்கள் முதலீடு செய்ய விரும்பும் முதல் 10 மியூச்சுவல் ஃபண்ட் திட்டங்களின் பட்டியலை நாங்கள் கொண்டு வந்துள்ளோம். இந்த ஃபண்டுகள் AUM போன்ற சில அளவுருக்களை மேற்கொள்வதன் மூலம் பட்டியலிடப்பட்டுள்ளன.இல்லை, கடந்தகால செயல்திறன், சராசரி வருமானம் போன்றவை. இந்த திட்டங்களில் நீங்கள் இரண்டு வழிகளில் முதலீடு செய்யலாம்- ஒன்றுஎஸ்ஐபி பாதை அல்லது மொத்த வழி.

மொத்த முதலீட்டு முறையில், முதலீட்டாளர்கள் கணிசமான தொகையை திட்டத்தில் ஒரு முறை முன்பணமாக முதலீடு செய்யலாம், அதேசமயம் SIP முறையில், முதலீட்டாளர்கள் மாதாந்திர, காலாண்டு மற்றும் ஆண்டுக்கு ஒரு முறையான இடைவெளியில் முதலீடு செய்யலாம். ஒரு மொத்த தொகையில் குறைந்தபட்ச முதலீட்டுத் தொகைசரகம் INR 1000-5000 இலிருந்து, SIP இல் நீங்கள் வெறும் INR 500 இல் முதலீடு செய்யத் தொடங்கலாம்.

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மியூச்சுவல் ஃபண்டுகளில் ஏன் முதலீடு செய்ய வேண்டும்?

உன்னால் முடியும்மியூச்சுவல் ஃபண்டுகளில் முதலீடு செய்யுங்கள் உங்கள் படிஆபத்து பசியின்மை. அனைத்து வகையான ரிஸ்க் எடுப்பவர்களுக்கான திட்டங்களின் வரிசை உள்ளது. பழமைவாத முதலீட்டாளர்கள் முதல் அதிக ஆபத்துள்ள முதலீட்டாளர்கள் வரை அனைவரும் மியூச்சுவல் ஃபண்ட் திட்டங்களில் முதலீடு செய்யலாம்
மியூச்சுவல் ஃபண்டுகள் உங்களுக்கு ஏராளமான வரிச் சலுகைகளை வழங்குகின்றன
மியூச்சுவல் ஃபண்டுகள் உங்களுக்கு சிறந்த வருவாயைக் கொடுக்கலாம்பணப்புழக்கங்கள் FD கள் போன்ற பிற பாரம்பரிய முதலீட்டு விருப்பங்களை விட.
மியூச்சுவல் ஃபண்டுகளில் முதலீடு செய்வதன் மூலம் சரியான அளவு பல்வகைப்படுத்தலைப் பெறலாம். உங்கள் போர்ட்ஃபோலியோவில் பல்வேறு திட்டங்களின் எண்ணிக்கையை வைத்திருக்கலாம்
மியூச்சுவல் ஃபண்டுகள் மலிவு. ஒரு SIP மூலம் INR 500க்கு குறைவான தொகையில் ஒருவர் தங்கள் முதலீட்டைத் தொடங்கலாம்
நீங்கள் முதலீடு செய்யும் பணம் ஒரு நிபுணர் குழுவால் நிர்வகிக்கப்படுகிறது. அவர்களுக்கு நிகழ்நேர அணுகல் உள்ளதுசந்தை மேலும் அவர்கள் மிகவும் செலவு குறைந்த அளவில் வர்த்தகங்களைச் செய்ய முடியும்
உங்கள் மியூச்சுவல் ஃபண்ட் முதலீடுகள் பாதுகாப்பான கைகளில் உள்ளன. ஒவ்வொரு மியூச்சுவல் ஃபண்டும் கட்டுப்படுத்தப்படுகிறதுசெபி (இந்தியப் பத்திரங்கள் மற்றும் பரிவர்த்தனை வாரியம்), எனவே நீங்கள் முதலீடு செய்யும் அனைத்து நிதியும் வெளிப்படையான முறையில் இயங்குகிறது மற்றும் பாதுகாப்பானது.

2022 இல் முதலீடு செய்ய சிறந்த 10 மியூச்சுவல் ஃபண்டுகள்

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Principal Emerging Bluechip Fund Growth	₹183.316 ↑ 2.03	₹3,124	2.9	13.6	38.9	21.9	19.2
DSP BlackRock US Flexible Equity Fund Growth	₹63.5134 ↑ 0.42	₹935	26.9	6.8	14.3	18.2	16.4	17.8
Invesco India Growth Opportunities Fund Growth	₹101.91 ↓ -0.29	₹7,887	13.8	12.5	13.4	28.4	25.5	37.5
ICICI Prudential Banking and Financial Services Fund Growth	₹134.44 ↓ -1.27	₹10,088	5	15	10.8	19.2	22	11.6
Motilal Oswal Multicap 35 Fund Growth	₹62.3708 ↓ -0.38	₹13,894	10.7	6.6	9.7	26.6	20.5	45.7
ICICI Prudential Long Term Plan Growth	₹37.2788 ↑ 0.03	₹14,952	1.8	5.3	9.5	8.4	6.7	8.2
Aditya Birla Sun Life Corporate Bond Fund Growth	₹113.864 ↑ 0.09	₹28,675	1.8	5.1	9.3	8.1	6.5	8.5
HDFC Corporate Bond Fund Growth	₹32.8273 ↑ 0.02	₹35,686	1.9	5.1	9.3	8.1	6.3	8.6
SBI Magnum Children's Benefit Plan Growth	₹110.703 ↓ -0.07	₹128	2.7	4.6	9.2	13.7	14	17.4
Axis Credit Risk Fund Growth	₹21.5533 ↑ 0.01	₹367	2.2	5	9.1	7.7	6.9	8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21

1. Principal Emerging Bluechip Fund

The primary objective of the Scheme is to achieve long-term capital appreciation by investing in equity & equity related instruments of mid cap & small cap companies.

Principal Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 12 Nov 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 24.8% since its launch. Ranked 1 in Large & Mid Cap category. .

Below is the key information for Principal Emerging Bluechip Fund

Principal Emerging Bluechip Fund Growth
Launch Date	12 Nov 08
NAV (31 Dec 21)	₹183.316 ↑ 2.03 (1.12 %)
Net Assets (Cr)	₹3,124 on 30 Nov 21
Category	Equity - Large & Mid Cap
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	2.08
Sharpe Ratio	2.74
Information Ratio	0.22
Alpha Ratio	2.18
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Large & Mid Cap

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹16,780

Principal Emerging Bluechip Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Principal Emerging Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	2.9%
3 Month	2.9%
6 Month	13.6%
1 Year	38.9%
3 Year	21.9%
5 Year	19.2%
10 Year
15 Year
Since launch	24.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Principal Emerging Bluechip Fund

Name	Since	Tenure

Data below for Principal Emerging Bluechip Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. DSP BlackRock US Flexible Equity Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF.

DSP BlackRock US Flexible Equity Fund is a Equity - Global fund was launched on 3 Aug 12. It is a fund with High risk and has given a CAGR/Annualized return of 15.3% since its launch. Ranked 3 in Global category. Return for 2024 was 17.8% , 2023 was 22% and 2022 was -5.9% .

Below is the key information for DSP BlackRock US Flexible Equity Fund

DSP BlackRock US Flexible Equity Fund Growth
Launch Date	3 Aug 12
NAV (17 Jul 25)	₹63.5134 ↑ 0.42 (0.66 %)
Net Assets (Cr)	₹935 on 30 Jun 25
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.54
Sharpe Ratio	0.51
Information Ratio	-0.49
Alpha Ratio	-4.34
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Sub Cat.	Global

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹14,201
30 Jun 22	₹13,169
30 Jun 23	₹15,997
30 Jun 24	₹19,252
30 Jun 25	₹22,416

DSP BlackRock US Flexible Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for DSP BlackRock US Flexible Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	3.4%
3 Month	26.9%
6 Month	6.8%
1 Year	14.3%
3 Year	18.2%
5 Year	16.4%
10 Year
15 Year
Since launch	15.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.8%
2023	22%
2022	-5.9%
2021	24.2%
2020	22.6%
2019	27.5%
2018	-1.1%
2017	15.5%
2016	9.8%
2015	2.5%

Fund Manager information for DSP BlackRock US Flexible Equity Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	12.26 Yr.

Data below for DSP BlackRock US Flexible Equity Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Technology	28.15%
Financial Services	19.4%
Communication Services	14.66%
Health Care	13.24%
Consumer Cyclical	8.96%
Industrials	6.76%
Basic Materials	3.47%
Energy	3.16%

Asset Allocation

Asset Class	Value
Cash	2.18%
Equity	97.81%
Debt	0.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF US Flexible Equity I2 Investment Fund \| -	99%	₹860 Cr	2,038,389 ↓ -14,475
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	1%	₹9 Cr
Net Receivables/Payables Net Current Assets \| -	0%	-₹3 Cr

3. Invesco India Growth Opportunities Fund

(Erstwhile Invesco India Growth Fund)

The investment objective of the Scheme is to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. However, there can be no assurance that the objectives of the scheme will be achieved.

Invesco India Growth Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 9 Aug 07. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.8% since its launch. Ranked 6 in Large & Mid Cap category. Return for 2024 was 37.5% , 2023 was 31.6% and 2022 was -0.4% .

Below is the key information for Invesco India Growth Opportunities Fund

Invesco India Growth Opportunities Fund Growth
Launch Date	9 Aug 07
NAV (18 Jul 25)	₹101.91 ↓ -0.29 (-0.28 %)
Net Assets (Cr)	₹7,887 on 30 Jun 25
Category	Equity - Large & Mid Cap
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.88
Sharpe Ratio	0.5
Information Ratio	1.03
Alpha Ratio	9.12
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Large & Mid Cap

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹15,219
30 Jun 22	₹14,635
30 Jun 23	₹18,351
30 Jun 24	₹28,191
30 Jun 25	₹32,577

Invesco India Growth Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for Invesco India Growth Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	4.1%
3 Month	13.8%
6 Month	12.5%
1 Year	13.4%
3 Year	28.4%
5 Year	25.5%
10 Year
15 Year
Since launch	13.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	37.5%
2023	31.6%
2022	-0.4%
2021	29.7%
2020	13.3%
2019	10.7%
2018	-0.2%
2017	39.6%
2016	3.3%
2015	3.8%

Fund Manager information for Invesco India Growth Opportunities Fund

Name	Since	Tenure
Aditya Khemani	9 Nov 23	1.56 Yr.
Amit Ganatra	21 Jan 22	3.36 Yr.

Data below for Invesco India Growth Opportunities Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	28.9%
Consumer Cyclical	20.35%
Health Care	14.87%
Industrials	12.9%
Technology	8.24%
Real Estate	7.41%
Basic Materials	4.92%
Communication Services	1.83%

Asset Allocation

Asset Class	Value
Cash	0.59%
Equity	99.41%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Trent Ltd (Consumer Cyclical) Equity, Since 28 Feb 22 \| TRENT	5%	₹386 Cr	683,586
BSE Ltd (Financial Services) Equity, Since 31 Oct 23 \| BSE	5%	₹361 Cr	1,348,341
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Mar 24 \| INDIGO	5%	₹353 Cr	663,158 ↑ 50,987
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 28 Feb 23 \| CHOLAFIN	4%	₹308 Cr	1,921,954
Swiggy Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| SWIGGY	4%	₹297 Cr	8,909,867 ↑ 2,235,955
Prestige Estates Projects Ltd (Real Estate) Equity, Since 31 Dec 23 \| PRESTIGE	4%	₹281 Cr	1,914,877
Max Healthcare Institute Ltd Ordinary Shares (Healthcare) Equity, Since 30 Nov 22 \| MAXHEALTH	3%	₹247 Cr	2,197,842 ↑ 51,674
L&T Finance Ltd (Financial Services) Equity, Since 30 Apr 24 \| LTF	3%	₹230 Cr	13,404,597
JK Cement Ltd (Basic Materials) Equity, Since 29 Feb 24 \| JKCEMENT	3%	₹226 Cr	411,308 ↑ 59,768
Eternal Ltd (Consumer Cyclical) Equity, Since 30 Jun 23 \| 543320	3%	₹218 Cr	9,152,597

4. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

ICICI Prudential Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 22 Aug 08. It is a fund with High risk and has given a CAGR/Annualized return of 16.6% since its launch. Return for 2024 was 11.6% , 2023 was 17.9% and 2022 was 11.9% .

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund Growth
Launch Date	22 Aug 08
NAV (18 Jul 25)	₹134.44 ↓ -1.27 (-0.94 %)
Net Assets (Cr)	₹10,088 on 30 Jun 25
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.98
Sharpe Ratio	0.72
Information Ratio	0.11
Alpha Ratio	-0.92
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹17,087
30 Jun 22	₹15,933
30 Jun 23	₹20,873
30 Jun 24	₹25,343
30 Jun 25	₹29,116

ICICI Prudential Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	1%
3 Month	5%
6 Month	15%
1 Year	10.8%
3 Year	19.2%
5 Year	22%
10 Year
15 Year
Since launch	16.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.6%
2023	17.9%
2022	11.9%
2021	23.5%
2020	-5.5%
2019	14.5%
2018	-0.4%
2017	45.1%
2016	21.1%
2015	-7.2%

Fund Manager information for ICICI Prudential Banking and Financial Services Fund

Name	Since	Tenure
Roshan Chutkey	29 Jan 18	7.34 Yr.
Sharmila D’mello	30 Jun 22	2.92 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	88.89%
Health Care	0.7%
Industrials	0.33%

Asset Allocation

Asset Class	Value
Cash	9.86%
Equity	89.92%
Other	0.23%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| ICICIBANK	20%	₹1,932 Cr	13,361,620
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| HDFCBANK	17%	₹1,684 Cr	8,660,368 ↑ 1,099,317
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 19 \| AXISBANK	9%	₹857 Cr	7,188,596
State Bank of India (Financial Services) Equity, Since 31 Oct 08 \| SBIN	8%	₹771 Cr	9,489,675
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 17 \| SBILIFE	5%	₹447 Cr	2,465,619 ↓ -409,683
IndusInd Bank Ltd (Financial Services) Equity, Since 30 Apr 24 \| INDUSINDBK	4%	₹345 Cr	4,229,009 ↓ -102,584
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 19 \| ICICIGI	3%	₹310 Cr	1,653,762 ↑ 67,525
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 23 \| KOTAKBANK	3%	₹301 Cr	1,448,500 ↑ 277,316
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 23 \| HDFCLIFE	3%	₹291 Cr	3,744,946 ↓ -1,518,000
Max Financial Services Ltd (Financial Services) Equity, Since 31 Aug 19 \| MFSL	3%	₹286 Cr	1,902,703

5. Motilal Oswal Multicap 35 Fund

(Erstwhile Motilal Oswal MOSt Focused Multicap 35 Fund)

The investment objective of the Scheme is to achieve long term capital appreciation by primarily investing in a maximum of 35 equity & equity related instruments across sectors and market-capitalization levels.However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved.

Motilal Oswal Multicap 35 Fund is a Equity - Multi Cap fund was launched on 28 Apr 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.7% since its launch. Ranked 5 in Multi Cap category. Return for 2024 was 45.7% , 2023 was 31% and 2022 was -3% .

Below is the key information for Motilal Oswal Multicap 35 Fund

Motilal Oswal Multicap 35 Fund Growth
Launch Date	28 Apr 14
NAV (18 Jul 25)	₹62.3708 ↓ -0.38 (-0.60 %)
Net Assets (Cr)	₹13,894 on 30 Jun 25
Category	Equity - Multi Cap
AMC	Motilal Oswal Asset Management Co. Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	0.94
Sharpe Ratio	0.42
Information Ratio	0.73
Alpha Ratio	8.72
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Multi Cap

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹14,465
30 Jun 22	₹12,910
30 Jun 23	₹15,538
30 Jun 24	₹24,143
30 Jun 25	₹27,563

Motilal Oswal Multicap 35 Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Motilal Oswal Multicap 35 Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	3.2%
3 Month	10.7%
6 Month	6.6%
1 Year	9.7%
3 Year	26.6%
5 Year	20.5%
10 Year
15 Year
Since launch	17.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	45.7%
2023	31%
2022	-3%
2021	15.3%
2020	10.3%
2019	7.9%
2018	-7.8%
2017	43.1%
2016	8.5%
2015	14.6%

Fund Manager information for Motilal Oswal Multicap 35 Fund

Name	Since	Tenure
Ajay Khandelwal	1 Oct 24	0.67 Yr.
Niket Shah	1 Jul 22	2.92 Yr.
Rakesh Shetty	22 Nov 22	2.53 Yr.
Atul Mehra	1 Oct 24	0.67 Yr.
Sunil Sawant	1 Jul 24	0.92 Yr.

Data below for Motilal Oswal Multicap 35 Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Technology	22.43%
Industrials	18.22%
Consumer Cyclical	17.08%
Financial Services	8.53%
Communication Services	8.52%
Health Care	1.73%
Consumer Defensive	0.54%

Asset Allocation

Asset Class	Value
Cash	23.56%
Equity	76.44%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Coforge Ltd (Technology) Equity, Since 31 May 23 \| COFORGE	11%	₹1,389 Cr	1,625,000 ↓ -100,000
Persistent Systems Ltd (Technology) Equity, Since 31 Mar 23 \| PERSISTENT	10%	₹1,240 Cr	2,200,000
Polycab India Ltd (Industrials) Equity, Since 31 Jan 24 \| POLYCAB	9%	₹1,164 Cr	1,942,305 ↓ -57,570
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| KALYANKJIL	8%	₹1,009 Cr	18,000,000 ↑ 114,380
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 31 Jan 25 \| CGPOWER	6%	₹841 Cr	12,250,000 ↑ 175,830
Trent Ltd (Consumer Cyclical) Equity, Since 31 Jan 23 \| TRENT	6%	₹787 Cr	1,394,889
Cholamandalam Investment and Finance Co Ltd (Financial Services) Equity, Since 31 Mar 23 \| CHOLAFIN	6%	₹720 Cr	4,500,000
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services) Equity, Since 30 Apr 24 \| 890157	5%	₹701 Cr	4,999,500
Eternal Ltd (Consumer Cyclical) Equity, Since 31 May 25 \| 543320	3%	₹413 Cr	17,331,906 ↑ 17,331,906
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 25 \| BHARTIARTL	3%	₹409 Cr	2,200,826 ↑ 2,200,826

6. ICICI Prudential Long Term Plan

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

ICICI Prudential Long Term Plan is a Debt - Dynamic Bond fund was launched on 20 Jan 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.9% since its launch. Ranked 1 in Dynamic Bond category. Return for 2024 was 8.2% , 2023 was 7.6% and 2022 was 4.5% .

Below is the key information for ICICI Prudential Long Term Plan

ICICI Prudential Long Term Plan Growth
Launch Date	20 Jan 10
NAV (18 Jul 25)	₹37.2788 ↑ 0.03 (0.09 %)
Net Assets (Cr)	₹14,952 on 30 Jun 25
Category	Debt - Dynamic Bond
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderate
Expense Ratio	1.36
Sharpe Ratio	1.66
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity	7.31%
Effective Maturity	7 Years 7 Months 6 Days
Modified Duration	2 Years 11 Months 19 Days
Sub Cat.	Dynamic Bond

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,678
30 Jun 22	₹10,917
30 Jun 23	₹11,865
30 Jun 24	₹12,742
30 Jun 25	₹13,934

ICICI Prudential Long Term Plan SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for ICICI Prudential Long Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	0.7%
3 Month	1.8%
6 Month	5.3%
1 Year	9.5%
3 Year	8.4%
5 Year	6.7%
10 Year
15 Year
Since launch	8.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.2%
2023	7.6%
2022	4.5%
2021	4.3%
2020	11.8%
2019	10.2%
2018	6.2%
2017	5.1%
2016	16.9%
2015	5.7%

Fund Manager information for ICICI Prudential Long Term Plan

Name	Since	Tenure
Manish Banthia	28 Sep 12	12.68 Yr.
Nikhil Kabra	22 Jan 24	1.36 Yr.

Data below for ICICI Prudential Long Term Plan as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	17.41%
Debt	82.34%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	47.71%
Government	41.59%
Cash Equivalent	10.46%

Credit Quality

Rating	Value
AA	33.44%
AAA	66.56%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	14%	₹2,089 Cr	198,132,590 ↓ -66,387,100
7.34% Govt Stock 2064 Sovereign Bonds \| -	8%	₹1,258 Cr	118,212,000
LIC Housing Finance Ltd Debentures \| -	6%	₹964 Cr	94,000
7.81% Govt Stock 2033 Sovereign Bonds \| -	5%	₹694 Cr	66,848,050
6.99% Govt Stock 2034 Sovereign Bonds \| -	3%	₹464 Cr	45,460,800
Vedanta Limited Debentures \| -	3%	₹402 Cr	40,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	2%	₹374 Cr	36,083,000 ↓ -6,180,200
7.09% Govt Stock 2054 Sovereign Bonds \| -	2%	₹310 Cr	30,000,000
7.23% Maharashtra Sdl-04/09/2035 Sovereign Bonds \| -	2%	₹273 Cr	26,457,100
7.14% Maharashtra SDL 2039 Sovereign Bonds \| -	2%	₹249 Cr	24,000,000

7. Aditya Birla Sun Life Corporate Bond Fund

(Erstwhile Aditya Birla Sun Life Short Term Fund)

An Open-ended income scheme with the objective to generate income and capital appreciation by investing 100% of the corpus in a diversified portfolio of debt and money market securities.

Aditya Birla Sun Life Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 3 Mar 97. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 9% since its launch. Ranked 1 in Corporate Bond category. Return for 2024 was 8.5% , 2023 was 7.3% and 2022 was 4.1% .

Below is the key information for Aditya Birla Sun Life Corporate Bond Fund

Aditya Birla Sun Life Corporate Bond Fund Growth
Launch Date	3 Mar 97
NAV (18 Jul 25)	₹113.864 ↑ 0.09 (0.08 %)
Net Assets (Cr)	₹28,675 on 15 Jul 25
Category	Debt - Corporate Bond
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.5
Sharpe Ratio	1.66
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	100
Exit Load	NIL
Yield to Maturity	6.94%
Effective Maturity	6 Years 11 Months 23 Days
Modified Duration	4 Years 5 Months 26 Days
Sub Cat.	Corporate Bond

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,618
30 Jun 22	₹10,926
30 Jun 23	₹11,723
30 Jun 24	₹12,614
30 Jun 25	₹13,788

Aditya Birla Sun Life Corporate Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Aditya Birla Sun Life Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	0.5%
3 Month	1.8%
6 Month	5.1%
1 Year	9.3%
3 Year	8.1%
5 Year	6.5%
10 Year
15 Year
Since launch	9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.5%
2023	7.3%
2022	4.1%
2021	4%
2020	11.9%
2019	9.6%
2018	7%
2017	6.5%
2016	10.2%
2015	8.9%

Fund Manager information for Aditya Birla Sun Life Corporate Bond Fund

Name	Since	Tenure
Kaustubh Gupta	12 Apr 21	4.14 Yr.

Data below for Aditya Birla Sun Life Corporate Bond Fund as on 15 Jul 25

Asset Allocation

Asset Class	Value
Cash	3.07%
Debt	96.69%
Other	0.24%

Debt Sector Allocation

Sector	Value
Corporate	61.56%
Government	35.13%
Cash Equivalent	3.07%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.92% Govt Stock 2039 Sovereign Bonds \| -	9%	₹2,582 Cr	252,236,200 ↑ 133,500,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	7%	₹1,874 Cr	182,000,000 ↑ 17,500,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	3%	₹891 Cr	85,161,700 ↓ -49,000,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	3%	₹765 Cr	74,000,000 ↑ 9,500,000
Small Industries Development Bank Of India Debentures \| -	3%	₹751 Cr	74,550
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹623 Cr	61,000 ↓ -12,500
Small Industries Development Bank Of India Debentures \| -	2%	₹603 Cr	6,000
Jamnagar Utilities & Power Private Limited Debentures \| -	2%	₹593 Cr	59,000
Bajaj Housing Finance Limited Debentures \| -	2%	₹563 Cr	55,000
Bajaj Finance Limited Debentures \| -	2%	₹457 Cr	45,000

8. HDFC Corporate Bond Fund

(Erstwhile HDFC Medium Term Opportunities Fund)

To generate regular income through investments in Debt/ Money Market Instruments and Government Securities with maturities not exceeding 60 months.

HDFC Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 29 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.2% since its launch. Ranked 2 in Corporate Bond category. Return for 2024 was 8.6% , 2023 was 7.2% and 2022 was 3.3% .

Below is the key information for HDFC Corporate Bond Fund

HDFC Corporate Bond Fund Growth
Launch Date	29 Jun 10
NAV (18 Jul 25)	₹32.8273 ↑ 0.02 (0.07 %)
Net Assets (Cr)	₹35,686 on 30 Jun 25
Category	Debt - Corporate Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.59
Sharpe Ratio	1.57
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	6.94%
Effective Maturity	6 Years 10 Months 20 Days
Modified Duration	4 Years 3 Months 14 Days
Sub Cat.	Corporate Bond

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,575
30 Jun 22	₹10,816
30 Jun 23	₹11,616
30 Jun 24	₹12,491
30 Jun 25	₹13,655

HDFC Corporate Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	0.5%
3 Month	1.9%
6 Month	5.1%
1 Year	9.3%
3 Year	8.1%
5 Year	6.3%
10 Year
15 Year
Since launch	8.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.6%
2023	7.2%
2022	3.3%
2021	3.9%
2020	11.8%
2019	10.3%
2018	6.5%
2017	6.5%
2016	10.6%
2015	8.6%

Fund Manager information for HDFC Corporate Bond Fund

Name	Since	Tenure
Anupam Joshi	27 Oct 15	9.6 Yr.
Dhruv Muchhal	22 Jun 23	1.95 Yr.

Data below for HDFC Corporate Bond Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	3.26%
Debt	96.49%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	59.23%
Government	37.25%
Cash Equivalent	3.26%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.92% Govt Stock 2039 Sovereign Bonds \| -	6%	₹1,996 Cr	195,000,000 ↑ 32,500,000
7.23% Govt Stock 2039 Sovereign Bonds \| -	4%	₹1,286 Cr	122,500,000 ↓ -5,000,000
Bajaj Finance Limited Debentures \| -	3%	₹1,125 Cr	112,500
7.81% Govt Stock 2033 Sovereign Bonds \| -	3%	₹925 Cr	89,000,000 ↓ -11,000,000
State Bank Of India Debentures \| -	2%	₹806 Cr	800
HDFC Bank Limited Debentures \| -	1%	₹519 Cr	50,000
6.99% Govt Stock 2034 Sovereign Bonds \| -	1%	₹511 Cr	50,000,000
Small Industries Development Bank Of India Debentures \| -	1%	₹510 Cr	50,000
LIC Housing Finance Ltd Debentures \| -	1%	₹509 Cr	5,000
Rural Electrification Corporation Limited Debentures \| -	1%	₹474 Cr	4,500

9. SBI Magnum Children's Benefit Plan

To provide attractive returns to the Magnum holders / Unit holders by means of capital appreciation through an actively managed portfolio of debt, equity and money market instruments. Income generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio, will be reinvested.

SBI Magnum Children's Benefit Plan is a Solutions - Childrens Fund fund was launched on 21 Feb 02. It is a fund with Moderately High risk and has given a CAGR/Annualized return of since its launch. Ranked 1 in Childrens Fund category. Return for 2024 was 17.4% , 2023 was 16.9% and 2022 was 1.9% .

Below is the key information for SBI Magnum Children's Benefit Plan

SBI Magnum Children's Benefit Plan Growth
Launch Date	21 Feb 02
NAV (18 Jul 25)	₹110.703 ↓ -0.07 (-0.06 %)
Net Assets (Cr)	₹128 on 30 Jun 25
Category	Solutions - Childrens Fund
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.2
Sharpe Ratio	0.64
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (3%),1-2 Years (2%),2-3 Years (1%),3 Years and above(NIL)
Sub Cat.	Childrens Fund

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹12,371
30 Jun 22	₹13,150
30 Jun 23	₹14,736
30 Jun 24	₹17,535
30 Jun 25	₹19,349

SBI Magnum Children's Benefit Plan SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Purchase not allowed

Returns for SBI Magnum Children's Benefit Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	1.5%
3 Month	2.7%
6 Month	4.6%
1 Year	9.2%
3 Year	13.7%
5 Year	14%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.4%
2023	16.9%
2022	1.9%
2021	18.3%
2020	14.8%
2019	2.6%
2018	0.1%
2017	24.3%
2016	16.1%
2015	7%

Fund Manager information for SBI Magnum Children's Benefit Plan

Name	Since	Tenure
R. Srinivasan	13 Jan 21	4.38 Yr.
Rajeev Radhakrishnan	9 Jun 08	16.99 Yr.

Data below for SBI Magnum Children's Benefit Plan as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	7.29%
Equity	22.15%
Debt	70.56%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.38% State Government Of Uttar Pradesh 2036 Sovereign Bonds \| -	12%	₹16 Cr	1,500,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	8%	₹10 Cr	1,000,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	8%	₹10 Cr	1,000,000
6.9% Govt Stock 2065 Sovereign Bonds \| -	8%	₹10 Cr	1,000,000
Rajasthan (Government of ) 7.49% - \| -	4%	₹5 Cr	500,000
Sundaram Finance Limited Debentures \| -	4%	₹5 Cr	500
LIC Housing Finance Ltd Debentures \| -	4%	₹5 Cr	500
Nexus Select TRust Debentures \| -	4%	₹5 Cr	500
Mahindra And Mahindra Financial Services Limited Debentures \| -	4%	₹5 Cr	500
Gs CG 16/12/2026 - (Strips) Tb Sovereign Bonds \| -	3%	₹3 Cr	375,000

10. Axis Credit Risk Fund

(Erstwhile Axis Fixed Income Opportunities Fund)

To generate stable returns by investing in debt & money market instruments across the yield curve & credit spectrum. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns

Axis Credit Risk Fund is a Debt - Credit Risk fund was launched on 15 Jul 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.2% since its launch. Ranked 4 in Credit Risk category. Return for 2024 was 8% , 2023 was 7% and 2022 was 4% .

Below is the key information for Axis Credit Risk Fund

Axis Credit Risk Fund Growth
Launch Date	15 Jul 14
NAV (18 Jul 25)	₹21.5533 ↑ 0.01 (0.03 %)
Net Assets (Cr)	₹367 on 30 Jun 25
Category	Debt - Credit Risk
AMC	Axis Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderate
Expense Ratio	1.58
Sharpe Ratio	2.51
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity	7.9%
Effective Maturity	2 Years 9 Months 11 Days
Modified Duration	2 Years 3 Months 4 Days
Sub Cat.	Credit Risk

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,797
30 Jun 22	₹11,187
30 Jun 23	₹11,962
30 Jun 24	₹12,818
30 Jun 25	₹13,982

Axis Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Axis Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	0.6%
3 Month	2.2%
6 Month	5%
1 Year	9.1%
3 Year	7.7%
5 Year	6.9%
10 Year
15 Year
Since launch	7.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8%
2023	7%
2022	4%
2021	6%
2020	8.2%
2019	4.4%
2018	5.9%
2017	6.4%
2016	9.8%
2015	8.7%

Fund Manager information for Axis Credit Risk Fund

Name	Since	Tenure
Devang Shah	15 Jul 14	10.89 Yr.
Akhil Thakker	9 Nov 21	3.56 Yr.

Data below for Axis Credit Risk Fund as on 30 Jun 25

Asset Allocation

Asset Class	Value
Cash	3.7%
Equity	0.79%
Debt	95.04%
Other	0.48%

Debt Sector Allocation

Sector	Value
Corporate	82.33%
Government	12.71%
Cash Equivalent	3.7%

Credit Quality

Rating	Value
A	14.46%
AA	56.6%
AAA	28.94%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	6%	₹23 Cr	2,200,000
Kohima-Mariani Transmission Limited Debentures \| -	5%	₹20 Cr	2,000
Birla Corporation Limited Debentures \| -	4%	₹16 Cr	230
Aditya Birla Renewables Limited Debentures \| -	4%	₹15 Cr	1,500
Narayana Hrudayalaya Limited Debentures \| -	4%	₹15 Cr	1,500
Nirma Limited Debentures \| -	4%	₹15 Cr	1,500
Jubilant Bevco Limited Debentures \| -	4%	₹15 Cr	1,500 ↑ 1,500
Infopark Properties Limited Debentures \| -	4%	₹15 Cr	1,500
Altius Telecom Infrastructure Trust Debentures \| -	4%	₹15 Cr	1,500
Aditya Birla Real Estate Limited Debentures \| -	4%	₹15 Cr	1,500

சிறப்பாக செயல்படும் மியூச்சுவல் ஃபண்டை எவ்வாறு தேர்வு செய்வது?

ஒரு நல்ல நிதியை நீங்களே கண்டுபிடிப்பதற்கான சிறந்த வழி, அதன் தரம் மற்றும் அளவு ஆகிய இரண்டையும் பார்ப்பதுதான்-

நிதி செயல்திறன்

முதலீட்டாளர்கள் ஒரு குறிப்பிட்ட காலத்திற்கு நிதிகளின் செயல்திறனை நியாயமான மதிப்பீட்டைச் செய்ய வேண்டும். 4-5 ஆண்டுகளுக்கும் மேலாக அதன் அளவுகோலைத் தொடர்ந்து முறியடிக்கும் நிதியைத் தேர்வுசெய்ய பரிந்துரைக்கப்படுகிறது.

AUM

AUM என்பது நிர்வாகத்தின் கீழ் உள்ள சொத்து. ஒருவர் எப்பொழுதும் மிக பெரிய அல்லது சிறிய அளவில் இல்லாத ஒரு நிதிக்கு செல்ல வேண்டும். நிதியின் அளவிற்கு இடையே சரியான வரையறை மற்றும் தொடர்பு இல்லை என்றாலும், மிகவும் சிறியது மற்றும் மிகப் பெரியது இரண்டும் நிதியின் செயல்திறனைத் தடுக்கலாம் என்று கூறப்படுகிறது.

நிதி மேலாளர்

தனது வாழ்க்கையில் நிலையானதாக இருக்கும் நிதி மேலாளரிடம் செல்வது நல்லது. ஃபண்டின் போர்ட்ஃபோலியோவுக்கான முதலீட்டு முடிவுகளை எடுப்பதற்கு நிதி மேலாளர் பொறுப்பு என்பதால், அனுபவம் வாய்ந்த நிதி மேலாளரால் நிர்வகிக்கப்படும் நிதியைக் கருத்தில் கொள்வது முக்கியம்.

ஃபண்ட் ஹவுஸ் புகழ்

ஃபண்ட் ஹவுஸின் தரம் மற்றும் நற்பெயரை எப்போதும் பார்ப்பது முக்கியம். வலுவான-நிலையான சாதனைப் பதிவு, தொடக்க நிதிகள்/நல்ல செயல்திறன் கொண்ட நிதிகள் போன்றவற்றைக் கொண்ட ஒரு ஃபண்ட் ஹவுஸ் முதலீடு செய்ய வேண்டிய ஒன்றாகும்.

ஆன்லைனில் மியூச்சுவல் ஃபண்டில் முதலீடு செய்வது எப்படி?

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