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2022க்கான சிறந்த 10 மியூச்சுவல் ஃபண்டுகள்

Updated on November 3, 2025 , 43925 views

2022 இல் முதலீடு செய்ய சிறந்த மியூச்சுவல் ஃபண்டைத் தேடுகிறீர்களா? போதுமுதலீடு உள்ளேபரஸ்பர நிதி, முதலீட்டாளர்கள் நிலையான வருமானத்தைத் தரும் ஒரு நிதியைத் தேர்ந்தெடுப்பதில் அடிக்கடி சிரமப்படுகிறார்கள்.

எல்லா இடையூறுகளையும் தீர்க்க, நீங்கள் முதலீடு செய்ய விரும்பும் முதல் 10 மியூச்சுவல் ஃபண்ட் திட்டங்களின் பட்டியலை நாங்கள் கொண்டு வந்துள்ளோம். இந்த ஃபண்டுகள் AUM போன்ற சில அளவுருக்களை மேற்கொள்வதன் மூலம் பட்டியலிடப்பட்டுள்ளன.இல்லை, கடந்தகால செயல்திறன், சராசரி வருமானம் போன்றவை. இந்த திட்டங்களில் நீங்கள் இரண்டு வழிகளில் முதலீடு செய்யலாம்- ஒன்றுஎஸ்ஐபி பாதை அல்லது மொத்த வழி.

மொத்த முதலீட்டு முறையில், முதலீட்டாளர்கள் கணிசமான தொகையை திட்டத்தில் ஒரு முறை முன்பணமாக முதலீடு செய்யலாம், அதேசமயம் SIP முறையில், முதலீட்டாளர்கள் மாதாந்திர, காலாண்டு மற்றும் ஆண்டுக்கு ஒரு முறையான இடைவெளியில் முதலீடு செய்யலாம். ஒரு மொத்த தொகையில் குறைந்தபட்ச முதலீட்டுத் தொகைசரகம் INR 1000-5000 இலிருந்து, SIP இல் நீங்கள் வெறும் INR 500 இல் முதலீடு செய்யத் தொடங்கலாம்.

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மியூச்சுவல் ஃபண்டுகளில் ஏன் முதலீடு செய்ய வேண்டும்?

  • உன்னால் முடியும்மியூச்சுவல் ஃபண்டுகளில் முதலீடு செய்யுங்கள் உங்கள் படிஆபத்து பசியின்மை. அனைத்து வகையான ரிஸ்க் எடுப்பவர்களுக்கான திட்டங்களின் வரிசை உள்ளது. பழமைவாத முதலீட்டாளர்கள் முதல் அதிக ஆபத்துள்ள முதலீட்டாளர்கள் வரை அனைவரும் மியூச்சுவல் ஃபண்ட் திட்டங்களில் முதலீடு செய்யலாம்

  • மியூச்சுவல் ஃபண்டுகள் உங்களுக்கு ஏராளமான வரிச் சலுகைகளை வழங்குகின்றன

  • மியூச்சுவல் ஃபண்டுகள் உங்களுக்கு சிறந்த வருவாயைக் கொடுக்கலாம்பணப்புழக்கங்கள் FD கள் போன்ற பிற பாரம்பரிய முதலீட்டு விருப்பங்களை விட.

  • மியூச்சுவல் ஃபண்டுகளில் முதலீடு செய்வதன் மூலம் சரியான அளவு பல்வகைப்படுத்தலைப் பெறலாம். உங்கள் போர்ட்ஃபோலியோவில் பல்வேறு திட்டங்களின் எண்ணிக்கையை வைத்திருக்கலாம்

  • மியூச்சுவல் ஃபண்டுகள் மலிவு. ஒரு SIP மூலம் INR 500க்கு குறைவான தொகையில் ஒருவர் தங்கள் முதலீட்டைத் தொடங்கலாம்

  • நீங்கள் முதலீடு செய்யும் பணம் ஒரு நிபுணர் குழுவால் நிர்வகிக்கப்படுகிறது. அவர்களுக்கு நிகழ்நேர அணுகல் உள்ளதுசந்தை மேலும் அவர்கள் மிகவும் செலவு குறைந்த அளவில் வர்த்தகங்களைச் செய்ய முடியும்

  • உங்கள் மியூச்சுவல் ஃபண்ட் முதலீடுகள் பாதுகாப்பான கைகளில் உள்ளன. ஒவ்வொரு மியூச்சுவல் ஃபண்டும் கட்டுப்படுத்தப்படுகிறதுசெபி (இந்தியப் பத்திரங்கள் மற்றும் பரிவர்த்தனை வாரியம்), எனவே நீங்கள் முதலீடு செய்யும் அனைத்து நிதியும் வெளிப்படையான முறையில் இயங்குகிறது மற்றும் பாதுகாப்பானது.

2022 இல் முதலீடு செய்ய சிறந்த 10 மியூச்சுவல் ஃபண்டுகள்

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
DSP US Flexible Equity Fund Growth ₹74.0706
↓ -0.46
₹1,00011.937.235.423.718.417.8
Franklin Asian Equity Fund Growth ₹35.0912
↓ -0.57
₹2601224.12116.34.414.4
Invesco India Growth Opportunities Fund Growth ₹103.01
↓ -0.53
₹8,1252.514.212.824.423.537.5
ICICI Prudential Banking and Financial Services Fund Growth ₹137.35
↓ -0.21
₹9,6883.25.712.61620.611.6
Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹62.98
↓ -0.01
₹3,3745.47.112.216.120.18.7
Kotak Standard Multicap Fund Growth ₹86.504
↓ -0.63
₹53,6262.88.39.216.31916.5
Axis Credit Risk Fund Growth ₹22.046
↑ 0.01
₹36624.18.886.88
PGIM India Credit Risk Fund Growth ₹15.5876
↑ 0.00
₹390.64.48.434.2
UTI Banking & PSU Debt Fund Growth ₹22.4524
↑ 0.00
₹8131.33.48.17.677.6
ICICI Prudential MIP 25 Growth ₹77.4464
↓ -0.08
₹3,26124.58.110.39.911.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 4 Nov 25

Research Highlights & Commentary of 10 Funds showcased

CommentaryDSP US Flexible Equity FundFranklin Asian Equity FundInvesco India Growth Opportunities FundICICI Prudential Banking and Financial Services FundAditya Birla Sun Life Banking And Financial Services FundKotak Standard Multicap FundAxis Credit Risk Fund PGIM India Credit Risk FundUTI Banking & PSU Debt FundICICI Prudential MIP 25
Point 1Lower mid AUM (₹1,000 Cr).Bottom quartile AUM (₹260 Cr).Upper mid AUM (₹8,125 Cr).Top quartile AUM (₹9,688 Cr).Upper mid AUM (₹3,374 Cr).Highest AUM (₹53,626 Cr).Bottom quartile AUM (₹366 Cr).Bottom quartile AUM (₹39 Cr).Lower mid AUM (₹813 Cr).Upper mid AUM (₹3,261 Cr).
Point 2Established history (13+ yrs).Established history (17+ yrs).Established history (18+ yrs).Established history (17+ yrs).Established history (11+ yrs).Established history (16+ yrs).Established history (11+ yrs).Established history (11+ yrs).Established history (11+ yrs).Oldest track record among peers (21 yrs).
Point 3Top rated.Rating: 5★ (top quartile).Rating: 5★ (upper mid).Rating: 5★ (upper mid).Rating: 5★ (upper mid).Rating: 5★ (lower mid).Rating: 5★ (lower mid).Rating: 5★ (bottom quartile).Rating: 5★ (bottom quartile).Rating: 5★ (bottom quartile).
Point 4Risk profile: High.Risk profile: High.Risk profile: Moderately High.Risk profile: High.Risk profile: High.Risk profile: Moderately High.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderately High.
Point 55Y return: 18.35% (upper mid).5Y return: 4.43% (bottom quartile).5Y return: 23.53% (top quartile).5Y return: 20.55% (top quartile).5Y return: 20.11% (upper mid).5Y return: 19.03% (upper mid).1Y return: 8.78% (lower mid).1Y return: 8.43% (bottom quartile).1Y return: 8.08% (bottom quartile).5Y return: 9.86% (lower mid).
Point 63Y return: 23.68% (top quartile).3Y return: 16.27% (upper mid).3Y return: 24.42% (top quartile).3Y return: 15.96% (lower mid).3Y return: 16.07% (upper mid).3Y return: 16.27% (upper mid).1M return: 0.67% (bottom quartile).1M return: 0.27% (bottom quartile).1M return: 0.51% (bottom quartile).3Y return: 10.26% (lower mid).
Point 71Y return: 35.41% (top quartile).1Y return: 20.96% (top quartile).1Y return: 12.78% (upper mid).1Y return: 12.57% (upper mid).1Y return: 12.16% (upper mid).1Y return: 9.20% (lower mid).Sharpe: 2.16 (top quartile).Sharpe: 1.73 (top quartile).Sharpe: 1.46 (upper mid).1Y return: 8.08% (bottom quartile).
Point 8Alpha: -2.48 (bottom quartile).Alpha: 0.00 (upper mid).Alpha: 11.03 (top quartile).Alpha: -2.57 (bottom quartile).Alpha: -6.06 (bottom quartile).Alpha: 3.91 (top quartile).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).1M return: 0.72% (lower mid).
Point 9Sharpe: 0.77 (upper mid).Sharpe: 0.49 (upper mid).Sharpe: 0.03 (lower mid).Sharpe: 0.03 (lower mid).Sharpe: -0.18 (bottom quartile).Sharpe: -0.37 (bottom quartile).Yield to maturity (debt): 7.93% (top quartile).Yield to maturity (debt): 5.01% (upper mid).Yield to maturity (debt): 6.61% (upper mid).Alpha: 0.00 (lower mid).
Point 10Information ratio: -0.62 (bottom quartile).Information ratio: 0.00 (upper mid).Information ratio: 1.26 (top quartile).Information ratio: 0.32 (top quartile).Information ratio: 0.14 (upper mid).Information ratio: 0.19 (upper mid).Modified duration: 2.30 yrs (bottom quartile).Modified duration: 0.54 yrs (lower mid).Modified duration: 1.70 yrs (bottom quartile).Sharpe: -0.06 (bottom quartile).

DSP US Flexible Equity Fund

  • Lower mid AUM (₹1,000 Cr).
  • Established history (13+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 18.35% (upper mid).
  • 3Y return: 23.68% (top quartile).
  • 1Y return: 35.41% (top quartile).
  • Alpha: -2.48 (bottom quartile).
  • Sharpe: 0.77 (upper mid).
  • Information ratio: -0.62 (bottom quartile).

Franklin Asian Equity Fund

  • Bottom quartile AUM (₹260 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (top quartile).
  • Risk profile: High.
  • 5Y return: 4.43% (bottom quartile).
  • 3Y return: 16.27% (upper mid).
  • 1Y return: 20.96% (top quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.49 (upper mid).
  • Information ratio: 0.00 (upper mid).

Invesco India Growth Opportunities Fund

  • Upper mid AUM (₹8,125 Cr).
  • Established history (18+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 23.53% (top quartile).
  • 3Y return: 24.42% (top quartile).
  • 1Y return: 12.78% (upper mid).
  • Alpha: 11.03 (top quartile).
  • Sharpe: 0.03 (lower mid).
  • Information ratio: 1.26 (top quartile).

ICICI Prudential Banking and Financial Services Fund

  • Top quartile AUM (₹9,688 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 20.55% (top quartile).
  • 3Y return: 15.96% (lower mid).
  • 1Y return: 12.57% (upper mid).
  • Alpha: -2.57 (bottom quartile).
  • Sharpe: 0.03 (lower mid).
  • Information ratio: 0.32 (top quartile).

Aditya Birla Sun Life Banking And Financial Services Fund

  • Upper mid AUM (₹3,374 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 20.11% (upper mid).
  • 3Y return: 16.07% (upper mid).
  • 1Y return: 12.16% (upper mid).
  • Alpha: -6.06 (bottom quartile).
  • Sharpe: -0.18 (bottom quartile).
  • Information ratio: 0.14 (upper mid).

Kotak Standard Multicap Fund

  • Highest AUM (₹53,626 Cr).
  • Established history (16+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 19.03% (upper mid).
  • 3Y return: 16.27% (upper mid).
  • 1Y return: 9.20% (lower mid).
  • Alpha: 3.91 (top quartile).
  • Sharpe: -0.37 (bottom quartile).
  • Information ratio: 0.19 (upper mid).

Axis Credit Risk Fund

  • Bottom quartile AUM (₹366 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 8.78% (lower mid).
  • 1M return: 0.67% (bottom quartile).
  • Sharpe: 2.16 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.93% (top quartile).
  • Modified duration: 2.30 yrs (bottom quartile).

PGIM India Credit Risk Fund

  • Bottom quartile AUM (₹39 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 8.43% (bottom quartile).
  • 1M return: 0.27% (bottom quartile).
  • Sharpe: 1.73 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 5.01% (upper mid).
  • Modified duration: 0.54 yrs (lower mid).

UTI Banking & PSU Debt Fund

  • Lower mid AUM (₹813 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 8.08% (bottom quartile).
  • 1M return: 0.51% (bottom quartile).
  • Sharpe: 1.46 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.61% (upper mid).
  • Modified duration: 1.70 yrs (bottom quartile).

ICICI Prudential MIP 25

  • Upper mid AUM (₹3,261 Cr).
  • Oldest track record among peers (21 yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 9.86% (lower mid).
  • 3Y return: 10.26% (lower mid).
  • 1Y return: 8.08% (bottom quartile).
  • 1M return: 0.72% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.06 (bottom quartile).

1. DSP US Flexible Equity Fund

The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of BGF – USFEF. The Scheme may, at the discretion of the Investment Manager also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized. It shall be noted ‘similar overseas mutual fund schemes’ shall have investment objective, investment strategy and risk profile/consideration similar to those of BGF – USFEF.

Research Highlights for DSP US Flexible Equity Fund

  • Lower mid AUM (₹1,000 Cr).
  • Established history (13+ yrs).
  • Top rated.
  • Risk profile: High.
  • 5Y return: 18.35% (upper mid).
  • 3Y return: 23.68% (top quartile).
  • 1Y return: 35.41% (top quartile).
  • Alpha: -2.48 (bottom quartile).
  • Sharpe: 0.77 (upper mid).
  • Information ratio: -0.62 (bottom quartile).

Below is the key information for DSP US Flexible Equity Fund

DSP US Flexible Equity Fund
Growth
Launch Date 3 Aug 12
NAV (04 Nov 25) ₹74.0706 ↓ -0.46   (-0.62 %)
Net Assets (Cr) ₹1,000 on 31 Aug 25
Category Equity - Global
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 1.55
Sharpe Ratio 0.77
Information Ratio -0.62
Alpha Ratio -2.48
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Sub Cat. Global

Growth of 10,000 investment over the years.

DateValue
31 Oct 20₹10,000
31 Oct 21₹13,624
31 Oct 22₹13,108
31 Oct 23₹14,140
31 Oct 24₹17,846
31 Oct 25₹24,493

DSP US Flexible Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for DSP US Flexible Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 25

DurationReturns
1 Month 3.1%
3 Month 11.9%
6 Month 37.2%
1 Year 35.4%
3 Year 23.7%
5 Year 18.4%
10 Year
15 Year
Since launch 16.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 17.8%
2023 22%
2022 -5.9%
2021 24.2%
2020 22.6%
2019 27.5%
2018 -1.1%
2017 15.5%
2016 9.8%
2015 2.5%
Fund Manager information for DSP US Flexible Equity Fund
NameSinceTenure
Jay Kothari1 Mar 1312.59 Yr.

Data below for DSP US Flexible Equity Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Technology33.17%
Financial Services17.01%
Communication Services14.3%
Health Care10.86%
Consumer Cyclical10.4%
Industrials6.24%
Basic Materials3.03%
Energy2.54%
Asset Allocation
Asset ClassValue
Cash2.43%
Equity97.56%
Debt0.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF US Flexible Equity I2
Investment Fund | -
99%₹1,033 Cr1,994,958
↓ -29,079
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -
1%₹15 Cr
Net Receivables/Payables
Net Current Assets | -
0%-₹2 Cr

2. Franklin Asian Equity Fund

An open-end diversified equity fund that seeks to provide medium to long term appreciation through investments primarily in Asian Companies / sectors (excluding Japan) with long term potential across market capitalisation.

Research Highlights for Franklin Asian Equity Fund

  • Bottom quartile AUM (₹260 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (top quartile).
  • Risk profile: High.
  • 5Y return: 4.43% (bottom quartile).
  • 3Y return: 16.27% (upper mid).
  • 1Y return: 20.96% (top quartile).
  • Alpha: 0.00 (upper mid).
  • Sharpe: 0.49 (upper mid).
  • Information ratio: 0.00 (upper mid).

Below is the key information for Franklin Asian Equity Fund

Franklin Asian Equity Fund
Growth
Launch Date 16 Jan 08
NAV (04 Nov 25) ₹35.0912 ↓ -0.57   (-1.59 %)
Net Assets (Cr) ₹260 on 31 Aug 25
Category Equity - Global
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk High
Expense Ratio 2.54
Sharpe Ratio 0.49
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-3 Years (1%),3 Years and above(NIL)
Sub Cat. Global

Growth of 10,000 investment over the years.

DateValue
31 Oct 20₹10,000
31 Oct 21₹11,140
31 Oct 22₹7,637
31 Oct 23₹8,339
31 Oct 24₹10,369
31 Oct 25₹12,693

Franklin Asian Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹340,450.
Net Profit of ₹40,450
Invest Now

Returns for Franklin Asian Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 25

DurationReturns
1 Month 2.2%
3 Month 12%
6 Month 24.1%
1 Year 21%
3 Year 16.3%
5 Year 4.4%
10 Year
15 Year
Since launch 7.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 14.4%
2023 0.7%
2022 -14.5%
2021 -5.9%
2020 25.8%
2019 28.2%
2018 -13.6%
2017 35.5%
2016 7.2%
2015 -4.6%
Fund Manager information for Franklin Asian Equity Fund
NameSinceTenure
Sandeep Manam18 Oct 213.96 Yr.
Shyam Sriram26 Sep 241.01 Yr.

Data below for Franklin Asian Equity Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Technology25.99%
Consumer Cyclical22.86%
Financial Services21.73%
Industrials6.81%
Communication Services6.37%
Consumer Defensive3.59%
Health Care3.39%
Basic Materials2.97%
Real Estate2.18%
Utility1.16%
Asset Allocation
Asset ClassValue
Cash2.95%
Equity97.05%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Taiwan Semiconductor Manufacturing Co Ltd (Technology)
Equity, Since 31 Mar 09 | 2330
10%₹27 Cr71,000
Tencent Holdings Ltd (Communication Services)
Equity, Since 31 Jul 14 | 00700
6%₹18 Cr23,500
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 24 | HDFCBANK
5%₹14 Cr143,242
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 24 | ICICIBANK
4%₹12 Cr92,546
Alibaba Group Holding Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Dec 20 | 09988
4%₹11 Cr56,904
Samsung Electronics Co Ltd (Technology)
Equity, Since 31 Mar 08 | 005930
4%₹10 Cr18,979
Contemporary Amperex Technology Co Ltd Class A (Industrials)
Equity, Since 30 Apr 24 | 300750
3%₹9 Cr18,100
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 543320
3%₹9 Cr274,237
MediaTek Inc (Technology)
Equity, Since 31 Aug 20 | 2454
3%₹8 Cr21,000
SK Hynix Inc (Technology)
Equity, Since 30 Jun 20 | 000660
3%₹8 Cr3,567

3. Invesco India Growth Opportunities Fund

(Erstwhile Invesco India Growth Fund)

The investment objective of the Scheme is to generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities. However, there can be no assurance that the objectives of the scheme will be achieved.

Research Highlights for Invesco India Growth Opportunities Fund

  • Upper mid AUM (₹8,125 Cr).
  • Established history (18+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: Moderately High.
  • 5Y return: 23.53% (top quartile).
  • 3Y return: 24.42% (top quartile).
  • 1Y return: 12.78% (upper mid).
  • Alpha: 11.03 (top quartile).
  • Sharpe: 0.03 (lower mid).
  • Information ratio: 1.26 (top quartile).

Below is the key information for Invesco India Growth Opportunities Fund

Invesco India Growth Opportunities Fund
Growth
Launch Date 9 Aug 07
NAV (04 Nov 25) ₹103.01 ↓ -0.53   (-0.51 %)
Net Assets (Cr) ₹8,125 on 31 Aug 25
Category Equity - Large & Mid Cap
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk Moderately High
Expense Ratio 1.82
Sharpe Ratio 0.03
Information Ratio 1.26
Alpha Ratio 11.03
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Large & Mid Cap

Growth of 10,000 investment over the years.

DateValue
31 Oct 20₹10,000
31 Oct 21₹15,045
31 Oct 22₹15,159
31 Oct 23₹17,104
31 Oct 24₹26,098
31 Oct 25₹29,206

Invesco India Growth Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623
Invest Now

Returns for Invesco India Growth Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 25

DurationReturns
1 Month 3%
3 Month 2.5%
6 Month 14.2%
1 Year 12.8%
3 Year 24.4%
5 Year 23.5%
10 Year
15 Year
Since launch 13.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 37.5%
2023 31.6%
2022 -0.4%
2021 29.7%
2020 13.3%
2019 10.7%
2018 -0.2%
2017 39.6%
2016 3.3%
2015 3.8%
Fund Manager information for Invesco India Growth Opportunities Fund
NameSinceTenure
Aditya Khemani9 Nov 231.9 Yr.
Amit Ganatra21 Jan 223.7 Yr.

Data below for Invesco India Growth Opportunities Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Financial Services27.61%
Consumer Cyclical20.78%
Health Care19.65%
Industrials11.78%
Technology7.94%
Real Estate6.65%
Basic Materials3.81%
Communication Services1.58%
Asset Allocation
Asset ClassValue
Cash0.18%
Equity99.8%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 30 Nov 22 | MAXHEALTH
5%₹454 Cr4,070,824
↑ 429,553
Eternal Ltd (Consumer Cyclical)
Equity, Since 30 Jun 23 | 543320
5%₹446 Cr13,689,301
InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 Mar 24 | INDIGO
5%₹434 Cr776,436
↑ 28,991
Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 28 Feb 23 | CHOLAFIN
5%₹395 Cr2,449,413
Trent Ltd (Consumer Cyclical)
Equity, Since 28 Feb 22 | 500251
5%₹381 Cr815,029
Swiggy Ltd (Consumer Cyclical)
Equity, Since 30 Nov 24 | SWIGGY
4%₹377 Cr8,909,867
Sai Life Sciences Ltd (Healthcare)
Equity, Since 31 Dec 24 | SAILIFE
4%₹369 Cr4,283,799
L&T Finance Ltd (Financial Services)
Equity, Since 30 Apr 24 | LTF
4%₹334 Cr13,404,597
BSE Ltd (Financial Services)
Equity, Since 31 Oct 23 | BSE
4%₹323 Cr1,580,775
Prestige Estates Projects Ltd (Real Estate)
Equity, Since 31 Dec 23 | PRESTIGE
3%₹289 Cr1,914,877

4. ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund is an Open-ended equity scheme that seeks to generate long-term capital appreciation to unitholders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for ICICI Prudential Banking and Financial Services Fund

  • Top quartile AUM (₹9,688 Cr).
  • Established history (17+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 20.55% (top quartile).
  • 3Y return: 15.96% (lower mid).
  • 1Y return: 12.57% (upper mid).
  • Alpha: -2.57 (bottom quartile).
  • Sharpe: 0.03 (lower mid).
  • Information ratio: 0.32 (top quartile).

Below is the key information for ICICI Prudential Banking and Financial Services Fund

ICICI Prudential Banking and Financial Services Fund
Growth
Launch Date 22 Aug 08
NAV (04 Nov 25) ₹137.35 ↓ -0.21   (-0.15 %)
Net Assets (Cr) ₹9,688 on 31 Aug 25
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 1.83
Sharpe Ratio 0.03
Information Ratio 0.32
Alpha Ratio -2.57
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
31 Oct 20₹10,000
31 Oct 21₹17,106
31 Oct 22₹17,122
31 Oct 23₹19,008
31 Oct 24₹23,905
31 Oct 25₹26,553

ICICI Prudential Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644
Invest Now

Returns for ICICI Prudential Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 25

DurationReturns
1 Month 2.8%
3 Month 3.2%
6 Month 5.7%
1 Year 12.6%
3 Year 16%
5 Year 20.6%
10 Year
15 Year
Since launch 16.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 11.6%
2023 17.9%
2022 11.9%
2021 23.5%
2020 -5.5%
2019 14.5%
2018 -0.4%
2017 45.1%
2016 21.1%
2015 -7.2%
Fund Manager information for ICICI Prudential Banking and Financial Services Fund
NameSinceTenure
Roshan Chutkey29 Jan 187.68 Yr.
Sharmila D’mello30 Jun 223.26 Yr.

Data below for ICICI Prudential Banking and Financial Services Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Financial Services93.8%
Health Care1.4%
Technology0.4%
Industrials0.38%
Asset Allocation
Asset ClassValue
Cash4.02%
Equity95.98%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK
20%₹2,005 Cr21,081,157
↑ 1,721,301
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | ICICIBANK
19%₹1,917 Cr14,219,497
State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN
8%₹828 Cr9,489,675
Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | 532215
8%₹779 Cr6,886,687
↓ -668,750
SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 17 | SBILIFE
6%₹556 Cr3,104,315
↑ 211,968
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 23 | KOTAKBANK
5%₹526 Cr2,638,382
↑ 281,994
HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 23 | HDFCLIFE
4%₹386 Cr5,099,696
Max Financial Services Ltd (Financial Services)
Equity, Since 31 Aug 19 | 500271
3%₹260 Cr1,649,161
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIGI
3%₹256 Cr1,355,046
LIC Housing Finance Ltd (Financial Services)
Equity, Since 30 Nov 24 | LICHSGFIN
2%₹195 Cr3,450,348

5. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Research Highlights for Aditya Birla Sun Life Banking And Financial Services Fund

  • Upper mid AUM (₹3,374 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (upper mid).
  • Risk profile: High.
  • 5Y return: 20.11% (upper mid).
  • 3Y return: 16.07% (upper mid).
  • 1Y return: 12.16% (upper mid).
  • Alpha: -6.06 (bottom quartile).
  • Sharpe: -0.18 (bottom quartile).
  • Information ratio: 0.14 (upper mid).

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund
Growth
Launch Date 14 Dec 13
NAV (04 Nov 25) ₹62.98 ↓ -0.01   (-0.02 %)
Net Assets (Cr) ₹3,374 on 31 Aug 25
Category Equity - Sectoral
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk High
Expense Ratio 1.99
Sharpe Ratio -0.18
Information Ratio 0.14
Alpha Ratio -6.06
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
31 Oct 20₹10,000
31 Oct 21₹16,935
31 Oct 22₹16,859
31 Oct 23₹19,422
31 Oct 24₹23,794
31 Oct 25₹26,408

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644
Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 25

DurationReturns
1 Month 4%
3 Month 5.4%
6 Month 7.1%
1 Year 12.2%
3 Year 16.1%
5 Year 20.1%
10 Year
15 Year
Since launch 16.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.7%
2023 21.7%
2022 11.5%
2021 16.8%
2020 1.1%
2019 14.9%
2018 -2.4%
2017 47.6%
2016 15.7%
2015 -0.5%
Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund
NameSinceTenure
Dhaval Gala26 Aug 1510.11 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Financial Services96.53%
Technology1.14%
Asset Allocation
Asset ClassValue
Cash2.29%
Equity97.67%
Debt0.05%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | ICICIBANK
18%₹631 Cr4,677,929
↓ -250,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 13 | HDFCBANK
18%₹626 Cr6,583,496
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 532215
8%₹261 Cr2,302,100
State Bank of India (Financial Services)
Equity, Since 31 Oct 17 | SBIN
7%₹237 Cr2,718,689
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
6%₹213 Cr2,137,250
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | KOTAKBANK
4%₹141 Cr709,333
↑ 239,361
Cholamandalam Financial Holdings Ltd (Financial Services)
Equity, Since 31 Jan 20 | CHOLAHLDNG
3%₹118 Cr623,906
HDB Financial Services Ltd (Financial Services)
Equity, Since 30 Jun 25 | HDBFS
3%₹107 Cr1,429,781
ICICI Lombard General Insurance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | ICICIGI
3%₹107 Cr565,076
AU Small Finance Bank Ltd (Financial Services)
Equity, Since 30 Nov 23 | 540611
3%₹106 Cr1,446,861

6. Kotak Standard Multicap Fund

(Erstwhile Kotak Select Focus Fund)

The investment objective of the scheme is to generate long term appreciation from the portfolio of equity and equity related sectors, generally focussed on few selected sectors.

Research Highlights for Kotak Standard Multicap Fund

  • Highest AUM (₹53,626 Cr).
  • Established history (16+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderately High.
  • 5Y return: 19.03% (upper mid).
  • 3Y return: 16.27% (upper mid).
  • 1Y return: 9.20% (lower mid).
  • Alpha: 3.91 (top quartile).
  • Sharpe: -0.37 (bottom quartile).
  • Information ratio: 0.19 (upper mid).

Below is the key information for Kotak Standard Multicap Fund

Kotak Standard Multicap Fund
Growth
Launch Date 11 Sep 09
NAV (04 Nov 25) ₹86.504 ↓ -0.63   (-0.73 %)
Net Assets (Cr) ₹53,626 on 31 Aug 25
Category Equity - Multi Cap
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.47
Sharpe Ratio -0.37
Information Ratio 0.19
Alpha Ratio 3.91
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Multi Cap

Growth of 10,000 investment over the years.

DateValue
31 Oct 20₹10,000
31 Oct 21₹14,974
31 Oct 22₹15,429
31 Oct 23₹16,806
31 Oct 24₹22,443
31 Oct 25₹24,419

Kotak Standard Multicap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for Kotak Standard Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 25

DurationReturns
1 Month 1.9%
3 Month 2.8%
6 Month 8.3%
1 Year 9.2%
3 Year 16.3%
5 Year 19%
10 Year
15 Year
Since launch 14.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 16.5%
2023 24.2%
2022 5%
2021 25.4%
2020 11.8%
2019 12.3%
2018 -0.9%
2017 34.3%
2016 9.4%
2015 3%
Fund Manager information for Kotak Standard Multicap Fund
NameSinceTenure
Harsha Upadhyaya4 Aug 1213.17 Yr.

Data below for Kotak Standard Multicap Fund as on 31 Aug 25

Equity Sector Allocation
SectorValue
Financial Services26.21%
Industrials19.61%
Basic Materials14.66%
Consumer Cyclical12.02%
Technology6.83%
Energy5.89%
Utility3.51%
Health Care3.09%
Communication Services2.98%
Consumer Defensive2.25%
Asset Allocation
Asset ClassValue
Cash2.77%
Equity97.23%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 10 | ICICIBANK
7%₹3,572 Cr26,500,000
Bharat Electronics Ltd (Industrials)
Equity, Since 31 Aug 14 | BEL
6%₹3,272 Cr81,000,000
↓ -5,000,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK
6%₹3,043 Cr32,000,000
State Bank of India (Financial Services)
Equity, Since 31 Jan 12 | SBIN
4%₹2,076 Cr23,800,000
Jindal Steel Ltd (Basic Materials)
Equity, Since 31 Mar 18 | 532286
4%₹2,021 Cr19,000,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 13 | LT
4%₹1,976 Cr5,400,000
↓ -200,000
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | 543320
4%₹1,953 Cr60,000,000
↑ 7,500,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 May 12 | 532215
3%₹1,811 Cr16,000,000
SRF Ltd (Industrials)
Equity, Since 31 Dec 18 | SRF
3%₹1,765 Cr6,250,000
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 14 | 532538
3%₹1,681 Cr1,375,000
↓ -350,000

7. Axis Credit Risk Fund

(Erstwhile Axis Fixed Income Opportunities Fund)

To generate stable returns by investing in debt & money market instruments across the yield curve & credit spectrum. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns

Research Highlights for Axis Credit Risk Fund

  • Bottom quartile AUM (₹366 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 8.78% (lower mid).
  • 1M return: 0.67% (bottom quartile).
  • Sharpe: 2.16 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 7.93% (top quartile).
  • Modified duration: 2.30 yrs (bottom quartile).
  • Average maturity: 2.76 yrs (bottom quartile).
  • Exit load: 0-12 Months (1%),12 Months and above(NIL).

Below is the key information for Axis Credit Risk Fund

Axis Credit Risk Fund
Growth
Launch Date 15 Jul 14
NAV (04 Nov 25) ₹22.046 ↑ 0.01   (0.07 %)
Net Assets (Cr) ₹366 on 15 Sep 25
Category Debt - Credit Risk
AMC Axis Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.57
Sharpe Ratio 2.16
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 7.93%
Effective Maturity 2 Years 9 Months 4 Days
Modified Duration 2 Years 3 Months 18 Days
Sub Cat. Credit Risk

Growth of 10,000 investment over the years.

DateValue
31 Oct 20₹10,000
31 Oct 21₹10,660
31 Oct 22₹11,038
31 Oct 23₹11,805
31 Oct 24₹12,776
31 Oct 25₹13,894

Axis Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Axis Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 25

DurationReturns
1 Month 0.7%
3 Month 2%
6 Month 4.1%
1 Year 8.8%
3 Year 8%
5 Year 6.8%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8%
2023 7%
2022 4%
2021 6%
2020 8.2%
2019 4.4%
2018 5.9%
2017 6.4%
2016 9.8%
2015 8.7%
Fund Manager information for Axis Credit Risk Fund
NameSinceTenure
Devang Shah15 Jul 1411.22 Yr.
Akhil Thakker9 Nov 213.9 Yr.

Data below for Axis Credit Risk Fund as on 15 Sep 25

Asset Allocation
Asset ClassValue
Cash1.99%
Equity2.54%
Debt94.99%
Other0.48%
Debt Sector Allocation
SectorValue
Corporate77.14%
Government15.09%
Securitized2.75%
Cash Equivalent1.99%
Credit Quality
RatingValue
A19.69%
AA55.15%
AAA25.16%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.48% Government of India (06/10/2035)
Sovereign Bonds | -
8%₹30 Cr3,000,000
↑ 3,000,000
Jubilant Bevco Limited
Debentures | -
4%₹16 Cr1,500
Aditya Birla Renewables Limited
Debentures | -
4%₹15 Cr1,500
Altius Telecom Infrastructure Trust
Debentures | -
4%₹15 Cr1,500
Narayana Hrudayalaya Limited
Debentures | -
4%₹15 Cr1,500
Jtpm Metal TRaders Limited
Debentures | -
4%₹15 Cr1,500
Nirma Limited
Debentures | -
4%₹15 Cr1,500
Infopark Properties Limited
Debentures | -
4%₹15 Cr1,500
Aditya Birla Digital Fashion Ventures Limited
Debentures | -
4%₹15 Cr1,500
7.18% Govt Stock 2033
Sovereign Bonds | -
3%₹12 Cr1,200,000

8. PGIM India Credit Risk Fund

(Erstwhile DHFL Pramerica Credit Opportunities Fund)

The investment objective of the Scheme is to generate income and capital appreciation by investing predominantly in corporate debt. There can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for PGIM India Credit Risk Fund

  • Bottom quartile AUM (₹39 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 8.43% (bottom quartile).
  • 1M return: 0.27% (bottom quartile).
  • Sharpe: 1.73 (top quartile).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 5.01% (upper mid).
  • Modified duration: 0.54 yrs (lower mid).
  • Average maturity: 0.59 yrs (lower mid).
  • Exit load: 0-1 Years (1%),1 Years and above(NIL).

Below is the key information for PGIM India Credit Risk Fund

PGIM India Credit Risk Fund
Growth
Launch Date 29 Sep 14
NAV (21 Jan 22) ₹15.5876 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹39 on 31 Dec 21
Category Debt - Credit Risk
AMC Pramerica Asset Managers Private Limited
Rating
Risk Moderate
Expense Ratio 1.85
Sharpe Ratio 1.73
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 5.01%
Effective Maturity 7 Months 2 Days
Modified Duration 6 Months 14 Days
Sub Cat. Credit Risk

Growth of 10,000 investment over the years.

DateValue
31 Oct 20₹10,000
31 Oct 21₹11,065

PGIM India Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for PGIM India Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 25

DurationReturns
1 Month 0.3%
3 Month 0.6%
6 Month 4.4%
1 Year 8.4%
3 Year 3%
5 Year 4.2%
10 Year
15 Year
Since launch 6.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Fund Manager information for PGIM India Credit Risk Fund
NameSinceTenure

Data below for PGIM India Credit Risk Fund as on 31 Dec 21

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

9. UTI Banking & PSU Debt Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

Research Highlights for UTI Banking & PSU Debt Fund

  • Lower mid AUM (₹813 Cr).
  • Established history (11+ yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 8.08% (bottom quartile).
  • 1M return: 0.51% (bottom quartile).
  • Sharpe: 1.46 (upper mid).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.61% (upper mid).
  • Modified duration: 1.70 yrs (bottom quartile).
  • Average maturity: 1.94 yrs (bottom quartile).
  • Exit load: NIL.

Below is the key information for UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund
Growth
Launch Date 3 Feb 14
NAV (04 Nov 25) ₹22.4524 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹813 on 31 Aug 25
Category Debt - Banking & PSU Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.54
Sharpe Ratio 1.46
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.61%
Effective Maturity 1 Year 11 Months 8 Days
Modified Duration 1 Year 8 Months 12 Days
Sub Cat. Banking & PSU Debt

Growth of 10,000 investment over the years.

DateValue
31 Oct 20₹10,000
31 Oct 21₹10,298
31 Oct 22₹11,261
31 Oct 23₹12,014
31 Oct 24₹12,979
31 Oct 25₹14,029

UTI Banking & PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for UTI Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 25

DurationReturns
1 Month 0.5%
3 Month 1.3%
6 Month 3.4%
1 Year 8.1%
3 Year 7.6%
5 Year 7%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.6%
2023 6.7%
2022 10.3%
2021 2.8%
2020 8.9%
2019 -1%
2018 6.8%
2017 6.4%
2016 11.7%
2015 8.6%
Fund Manager information for UTI Banking & PSU Debt Fund
NameSinceTenure
Anurag Mittal1 Dec 213.84 Yr.

Data below for UTI Banking & PSU Debt Fund as on 31 Aug 25

Asset Allocation
Asset ClassValue
Cash5.57%
Debt94.11%
Other0.33%
Debt Sector Allocation
SectorValue
Corporate54.57%
Government39.54%
Cash Equivalent5.57%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.38% Govt Stock 2027
Sovereign Bonds | -
11%₹93 Cr900,000,000
Axis Bank Limited
Debentures | -
7%₹56 Cr550
Export Import Bank Of India
Debentures | -
6%₹51 Cr5,000
Small Industries Development Bank Of India
Debentures | -
6%₹51 Cr5,000
Power Finance Corporation Limited
Debentures | -
5%₹41 Cr400
Rural Electrification Corporation Limited
Debentures | -
4%₹36 Cr3,500
National Housing Bank
Debentures | -
4%₹36 Cr3,500
HDFC Bank Limited
Debentures | -
4%₹35 Cr350
National Bank For Agriculture And Rural Development
Debentures | -
4%₹31 Cr3,000
Indian Railway Finance Corporation Limited
Debentures | -
4%₹31 Cr300

10. ICICI Prudential MIP 25

The Scheme seeks to generate regular income through investments primarily in debt and money market instruments. As a secondary objective, the Scheme also seeks to generate long term capital appreciation from the portion of equity investments under the Scheme. However, there can be no assurance that the investment objectives of the Scheme will be realized.

Research Highlights for ICICI Prudential MIP 25

  • Upper mid AUM (₹3,261 Cr).
  • Oldest track record among peers (21 yrs).
  • Rating: 5★ (bottom quartile).
  • Risk profile: Moderately High.
  • 5Y return: 9.86% (lower mid).
  • 3Y return: 10.26% (lower mid).
  • 1Y return: 8.08% (bottom quartile).
  • 1M return: 0.72% (lower mid).
  • Alpha: 0.00 (lower mid).
  • Sharpe: -0.06 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).

Below is the key information for ICICI Prudential MIP 25

ICICI Prudential MIP 25
Growth
Launch Date 30 Mar 04
NAV (04 Nov 25) ₹77.4464 ↓ -0.08   (-0.10 %)
Net Assets (Cr) ₹3,261 on 15 Sep 25
Category Hybrid - Hybrid Debt
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 1.67
Sharpe Ratio -0.06
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Hybrid Debt

Growth of 10,000 investment over the years.

DateValue
31 Oct 20₹10,000
31 Oct 21₹11,451
31 Oct 22₹11,979
31 Oct 23₹12,931
31 Oct 24₹14,875
31 Oct 25₹16,061

ICICI Prudential MIP 25 SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for ICICI Prudential MIP 25

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Nov 25

DurationReturns
1 Month 0.7%
3 Month 2%
6 Month 4.5%
1 Year 8.1%
3 Year 10.3%
5 Year 9.9%
10 Year
15 Year
Since launch 9.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 11.4%
2023 11.4%
2022 5.1%
2021 9.9%
2020 10.9%
2019 9.6%
2018 5.1%
2017 12.9%
2016 10.9%
2015 6.4%
Fund Manager information for ICICI Prudential MIP 25
NameSinceTenure
Manish Banthia19 Sep 1312.04 Yr.
Akhil Kakkar22 Jan 241.69 Yr.
Roshan Chutkey2 May 223.42 Yr.
Sharmila D’mello31 Jul 223.17 Yr.

Data below for ICICI Prudential MIP 25 as on 15 Sep 25

Asset Allocation
Asset ClassValue
Cash7.36%
Equity23.48%
Debt68.86%
Other0.29%
Equity Sector Allocation
SectorValue
Financial Services6.73%
Consumer Cyclical3.71%
Health Care2.56%
Communication Services1.93%
Real Estate1.67%
Technology1.45%
Energy1.32%
Utility1.14%
Basic Materials1.06%
Consumer Defensive0.93%
Industrials0.84%
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
A7.58%
AA34.15%
AAA58.27%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.99% Govt Stock 2034
Sovereign Bonds | -
5%₹169 Cr16,574,750
6.9% Govt Stock 2065
Sovereign Bonds | -
4%₹146 Cr15,000,000
7.1% Govt Stock 2034
Sovereign Bonds | -
3%₹112 Cr10,775,880
National Bank For Agriculture And Rural Development
Debentures | -
3%₹101 Cr10,000
Adani Enterprises Ltd. **
Debentures | -
3%₹100 Cr10,000
↑ 10,000
L&T Metro Rail (Hyderabad) Limited
Debentures | -
2%₹80 Cr800
360 One Prime Limited
Debentures | -
2%₹76 Cr7,500
State Bank Of India
Debentures | -
2%₹75 Cr750
Yes Bank Limited
Debentures | -
2%₹65 Cr650
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 19 | ICICIBANK
2%₹52 Cr372,298

சிறப்பாக செயல்படும் மியூச்சுவல் ஃபண்டை எவ்வாறு தேர்வு செய்வது?

ஒரு நல்ல நிதியை நீங்களே கண்டுபிடிப்பதற்கான சிறந்த வழி, அதன் தரம் மற்றும் அளவு ஆகிய இரண்டையும் பார்ப்பதுதான்-

நிதி செயல்திறன்

முதலீட்டாளர்கள் ஒரு குறிப்பிட்ட காலத்திற்கு நிதிகளின் செயல்திறனை நியாயமான மதிப்பீட்டைச் செய்ய வேண்டும். 4-5 ஆண்டுகளுக்கும் மேலாக அதன் அளவுகோலைத் தொடர்ந்து முறியடிக்கும் நிதியைத் தேர்வுசெய்ய பரிந்துரைக்கப்படுகிறது.

AUM

AUM என்பது நிர்வாகத்தின் கீழ் உள்ள சொத்து. ஒருவர் எப்பொழுதும் மிக பெரிய அல்லது சிறிய அளவில் இல்லாத ஒரு நிதிக்கு செல்ல வேண்டும். நிதியின் அளவிற்கு இடையே சரியான வரையறை மற்றும் தொடர்பு இல்லை என்றாலும், மிகவும் சிறியது மற்றும் மிகப் பெரியது இரண்டும் நிதியின் செயல்திறனைத் தடுக்கலாம் என்று கூறப்படுகிறது.

நிதி மேலாளர்

தனது வாழ்க்கையில் நிலையானதாக இருக்கும் நிதி மேலாளரிடம் செல்வது நல்லது. ஃபண்டின் போர்ட்ஃபோலியோவுக்கான முதலீட்டு முடிவுகளை எடுப்பதற்கு நிதி மேலாளர் பொறுப்பு என்பதால், அனுபவம் வாய்ந்த நிதி மேலாளரால் நிர்வகிக்கப்படும் நிதியைக் கருத்தில் கொள்வது முக்கியம்.

ஃபண்ட் ஹவுஸ் புகழ்

ஃபண்ட் ஹவுஸின் தரம் மற்றும் நற்பெயரை எப்போதும் பார்ப்பது முக்கியம். வலுவான-நிலையான சாதனைப் பதிவு, தொடக்க நிதிகள்/நல்ல செயல்திறன் கொண்ட நிதிகள் போன்றவற்றைக் கொண்ட ஒரு ஃபண்ட் ஹவுஸ் முதலீடு செய்ய வேண்டிய ஒன்றாகும்.

ஆன்லைனில் மியூச்சுவல் ஃபண்டில் முதலீடு செய்வது எப்படி?

  1. Fincash.com இல் வாழ்நாள் முழுவதும் இலவச முதலீட்டுக் கணக்கைத் திறக்கவும்.

  2. உங்கள் பதிவு மற்றும் KYC செயல்முறையை முடிக்கவும்

  3. ஆவணங்களைப் பதிவேற்றவும் (PAN, ஆதார் போன்றவை).மேலும், நீங்கள் முதலீடு செய்ய தயாராக உள்ளீர்கள்!

    தொடங்குங்கள்

Disclaimer:
இங்கு வழங்கப்பட்ட தகவல்கள் துல்லியமானவை என்பதை உறுதிப்படுத்த அனைத்து முயற்சிகளும் மேற்கொள்ளப்பட்டுள்ளன. இருப்பினும், தரவின் சரியான தன்மை குறித்து எந்த உத்தரவாதமும் அளிக்கப்படவில்லை. முதலீடு செய்வதற்கு முன் திட்டத் தகவல் ஆவணத்துடன் சரிபார்க்கவும்.
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Excellent , posted on 13 Jul 23 4:42 PM

Helpful topic

Rangnath Kondaji Khaire, posted on 23 Nov 21 10:42 AM

It is completely guidelines

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