ಹೂಡಿಕೆ ಮಾಡಲು ಟಾಪ್ 10 ಅತ್ಯುತ್ತಮ ನೇರ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು

Updated on March 8, 2026 , 21162 views

ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಗಳು, ಎರಡು ಯೋಜನೆಗಳನ್ನು ನೀಡುತ್ತವೆ- ನಿಯಮಿತ ಮತ್ತು ನೇರ. ಹೆಚ್ಚಿನ ಹೂಡಿಕೆದಾರರುಹೂಡಿಕೆ ಒಳಗೆಮ್ಯೂಚುಯಲ್ ಫಂಡ್ಗಳು ಸಾಮಾನ್ಯವಾಗಿ ನಿಯಮಿತ ನಿಧಿಗಳಿಗೆ ಆದ್ಯತೆ ನೀಡುತ್ತದೆ, ಆದರೆ ಅದೇನೇ ಇದ್ದರೂ, ಹೊಸ ಹೂಡಿಕೆದಾರರಲ್ಲಿ ನೇರ ನಿಧಿಗಳ ಆಸಕ್ತಿಯು ಬೇಡಿಕೆಯನ್ನು ಹೆಚ್ಚಿಸಲು ಅವಕಾಶ ಮಾಡಿಕೊಟ್ಟಿದೆ. ಕೀಅಂಶ ಈ ಎರಡೂ ಯೋಜನೆಗಳ ನಡುವಿನ ವ್ಯತ್ಯಾಸವೆಂದರೆ ವೆಚ್ಚದ ಅನುಪಾತ, ನೇರ ಯೋಜನೆಯ ವೆಚ್ಚದ ಅನುಪಾತವು ಸಾಮಾನ್ಯ ಯೋಜನೆಗೆ ಹೋಲಿಸಿದರೆ ಕಡಿಮೆಯಾಗಿದೆ.

ನೇರ ಯೋಜನೆಗಳು ಪ್ರತ್ಯೇಕ ಯೋಜನೆಗಳಲ್ಲ, ಆದರೆ ಅವು ಕಡಿಮೆ ವೆಚ್ಚದ ಅನುಪಾತದೊಂದಿಗೆ ನಿಯಮಿತ ಯೋಜನೆಯ ಬದಲಾವಣೆಗಳಾಗಿವೆ. ಆದ್ದರಿಂದ, ಒಂದುಹೂಡಿಕೆದಾರ ಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ನಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಬಯಸುವವರು ನಿಯಮಿತ ಯೋಜನೆ ಅಥವಾ ನೇರ ಯೋಜನೆಯನ್ನು ಆರಿಸಿಕೊಳ್ಳಬಹುದು. ತಾತ್ತ್ವಿಕವಾಗಿ, ಸ್ವತಂತ್ರವಾಗಿ ಮಾಡಬಹುದಾದ ಹೂಡಿಕೆದಾರಮ್ಯೂಚುವಲ್ ಫಂಡ್‌ಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಿ ಸಲಹೆಗಾರರ ಸಹಾಯವನ್ನು ಪಡೆಯದೆಯೇ ನೇರ ಯೋಜನೆಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದು.

ಹೂಡಿಕೆ ಮಾಡಲು ಕೆಲವು ಉತ್ತಮ ನೇರ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳ ಜೊತೆಗೆ ನೇರ ನಿಧಿ ಹೂಡಿಕೆಗಳ ಕುರಿತು ಇನ್ನಷ್ಟು ತಿಳಿದುಕೊಳ್ಳೋಣ.

ನೇರ ಮ್ಯೂಚುವಲ್ ಫಂಡ್ ಹೂಡಿಕೆ ಎಂದರೇನು?

ನೇರ ನಿಧಿಗಳು ಸೀಮಿತ ಸಂಖ್ಯೆಯ ಚಾನಲ್‌ಗಳ ಮೂಲಕ ಲಭ್ಯವಿದೆ. ಹೂಡಿಕೆದಾರರು ಮುಖ್ಯವಾಗಿ ಫಂಡ್ ಹೌಸ್ ಮೂಲಕ ಹೂಡಿಕೆ ಮಾಡಬಹುದು, ಕೆಲವೇ ಕೆಲವು ಮೂರನೇ ಪಕ್ಷದ ಸೆಕ್ಯುರಿಟೀಸ್ ಮಧ್ಯವರ್ತಿಗಳು, RTA ಗಳಂತಹCAMS/ಕಾರ್ವಿ, ಮತ್ತು ಫಂಡ್ ಹೌಸ್ನ ಅಧಿಕೃತ ಸ್ಥಳೀಯ ಪ್ರತಿನಿಧಿಗಳು. ಹೆಚ್ಚಾಗಿ, ನೇರ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಹೂಡಿಕೆಗಳಲ್ಲಿ, ಇಲ್ಲಅರ್ನ್ (ಅರ್ಜಿಉಲ್ಲೇಖ ಸಂಖ್ಯೆ) ಹೂಡಿಕೆದಾರರ ಅರ್ಜಿಯಲ್ಲಿ ಉಲ್ಲೇಖಿಸಲಾಗಿದೆ. ಆದ್ದರಿಂದ, ಹೂಡಿಕೆದಾರರಿಗೆ ಪಾವತಿಸುವ ಕಮಿಷನ್ ತುಂಬಾ ಕಡಿಮೆ ಅಥವಾ ಕೆಲವೊಮ್ಮೆ ಶೂನ್ಯವಾಗಿರುತ್ತದೆ. ಇದು ಗ್ರಾಹಕರ ಸ್ವಾಧೀನದ ವೆಚ್ಚವನ್ನು ಕಡಿಮೆ ಮಾಡುತ್ತದೆAMC.

ವೆಚ್ಚದ ಅನುಪಾತವನ್ನು ಹೊರತುಪಡಿಸಿ, ನೇರ ಯೋಜನೆಗಳು ಫಂಡ್ ಹೌಸ್ ಶುಲ್ಕ ವಿಧಿಸುವುದಿಲ್ಲವಿತರಕ ವೆಚ್ಚಗಳು/ವ್ಯವಹಾರ ಶುಲ್ಕಗಳು/ಟ್ರಯಲ್ ಶುಲ್ಕಗಳು. ನಿವ್ವಳ ಆಸ್ತಿ ಮೌಲ್ಯ (ಅವು ಅಲ್ಲ) ಸಾಮಾನ್ಯ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಗೆ ಹೋಲಿಸಿದರೆ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್-ನೇರ ಯೋಜನೆಯು ಹೆಚ್ಚಾಗಿರುತ್ತದೆ.

ನೇರ ಯೋಜನೆಯ ವೆಚ್ಚದ ಅನುಪಾತವು ಕಡಿಮೆಯಿರುವುದರಿಂದ, ಸಾಮಾನ್ಯ ಯೋಜನೆಗಳಿಗೆ ಹೋಲಿಸಿದರೆ ಹೂಡಿಕೆದಾರರು ಹೆಚ್ಚಿನ ಆದಾಯವನ್ನು ಪಡೆಯುತ್ತಾರೆ ಎಂದು ಹೇಳಲಾಗುತ್ತದೆ. ಫಂಡ್ ಹೌಸ್ ವೆಚ್ಚದ ಅನುಪಾತವನ್ನು ಅವಲಂಬಿಸಿ ಸುಮಾರು 0.5 ಪ್ರತಿಶತದಿಂದ 1.5 ಪ್ರತಿಶತದಷ್ಟು ಆದಾಯವು ಹೆಚ್ಚಾಗಿರುತ್ತದೆ. ಆದ್ದರಿಂದ, ಆದರ್ಶಪ್ರಾಯವಾಗಿ, ವೆಚ್ಚದ ಅನುಪಾತವನ್ನು ಕಡಿಮೆ ಮಾಡುವ ಮೂಲಕ ತಮ್ಮ ಆದಾಯವನ್ನು ಹೆಚ್ಚಿಸಲು ಬಯಸುವ ಹೂಡಿಕೆದಾರರು ನೇರ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಗಳಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಬಹುದು.

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ಭಾರತದಲ್ಲಿ ಹೂಡಿಕೆ ಮಾಡಲು ಅತ್ಯುತ್ತಮ ನೇರ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್‌ಗಳು

ಹೂಡಿಕೆ ಮಾಡುವಾಗ ನೀವು ಪರಿಗಣಿಸಬಹುದಾದ ಕೆಲವು ಉತ್ತಮ ನೇರ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಗಳು, ಈಕ್ವಿಟಿ ಮತ್ತು ಹೈಬ್ರಿಡ್ 3 ವರ್ಷಗಳ ರಿಟರ್ನ್ಸ್, 1 ವರ್ಷದ ರಿಟರ್ನ್ಸ್ ಮೇಲಿನ ಸಾಲಗಳು ಇಲ್ಲಿವೆ.

ಅತ್ಯುತ್ತಮ ನೇರ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಗಳು- ಇಕ್ವಿಟಿ ವರ್ಗ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Franklin Build India Fund - Direct Growth	₹164.069 ↑ 1.55	₹3,003	1.5	1.6	18.5	27	23.5	4.8
Franklin India Opportunities Fund - Direct Growth	₹266.028 ↓ -6.30	₹8,271	-6.5	-6.7	10.4	26.6	19.5	4.4
Franklin India Feeder - Franklin U S Opportunities Fund - Direct Growth	₹90.6463 ↑ 1.98	₹4,573	-2.2	-0.3	16.5	24.5	11.6	12.4
Franklin India Prima Fund - Direct Growth	₹2,931.89 ↑ 37.94	₹12,223	-5.4	-5.4	10.5	21.1	15.8	2.4
Edelweiss Economic Resurgence Fund - Direct Growth	₹43.922 ↑ 0.55	₹3,133	-2.9	-0.7	15.1	19.8	16.1	7
DSP Micro Cap Fund - Direct Growth	₹204.897 ↑ 3.47	₹16,135	-3.6	-6.2	14.5	19.3	19.1	-1.9
Sundaram SMILE Fund - Direct Growth	₹270 ↑ 5.50	₹3,285	-5.1	-6.2	13.7	19.2	18.8	1.5
Franklin India Prima Plus - Direct Growth	₹1,755.97 ↑ 19.45	₹19,528	-4.6	-3	9.5	18.2	15.3	4.1
UTI Banking Sector Fund - Direct Growth	₹221.638 ↑ 4.42	₹1,400	-1.3	4.3	20.3	18.1	13.1	17.5
Franklin India Taxshield - Direct Growth	₹1,569.63 ↑ 16.90	₹6,440	-5.5	-4.1	7.9	17.8	15	2.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 10 Mar 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	Franklin Build India Fund - Direct	Franklin India Opportunities Fund - Direct	Franklin India Feeder - Franklin U S Opportunities Fund - Direct	Franklin India Prima Fund - Direct	Edelweiss Economic Resurgence Fund - Direct	DSP Micro Cap Fund - Direct	Sundaram SMILE Fund - Direct	Franklin India Prima Plus - Direct	UTI Banking Sector Fund - Direct	Franklin India Taxshield - Direct
Point 1	Bottom quartile AUM (₹3,003 Cr).	Upper mid AUM (₹8,271 Cr).	Lower mid AUM (₹4,573 Cr).	Upper mid AUM (₹12,223 Cr).	Bottom quartile AUM (₹3,133 Cr).	Top quartile AUM (₹16,135 Cr).	Lower mid AUM (₹3,285 Cr).	Highest AUM (₹19,528 Cr).	Bottom quartile AUM (₹1,400 Cr).	Upper mid AUM (₹6,440 Cr).
Point 2	Oldest track record among peers (13 yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (11+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).
Point 3	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.
Point 4	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 23.46% (top quartile).	5Y return: 19.47% (top quartile).	5Y return: 11.63% (bottom quartile).	5Y return: 15.85% (lower mid).	5Y return: 16.10% (upper mid).	5Y return: 19.07% (upper mid).	5Y return: 18.78% (upper mid).	5Y return: 15.33% (lower mid).	5Y return: 13.11% (bottom quartile).	5Y return: 14.99% (bottom quartile).
Point 6	3Y return: 27.00% (top quartile).	3Y return: 26.58% (top quartile).	3Y return: 24.48% (upper mid).	3Y return: 21.11% (upper mid).	3Y return: 19.81% (upper mid).	3Y return: 19.31% (lower mid).	3Y return: 19.18% (lower mid).	3Y return: 18.20% (bottom quartile).	3Y return: 18.13% (bottom quartile).	3Y return: 17.81% (bottom quartile).
Point 7	1Y return: 18.47% (top quartile).	1Y return: 10.36% (bottom quartile).	1Y return: 16.49% (upper mid).	1Y return: 10.51% (lower mid).	1Y return: 15.06% (upper mid).	1Y return: 14.49% (upper mid).	1Y return: 13.74% (lower mid).	1Y return: 9.48% (bottom quartile).	1Y return: 20.33% (top quartile).	1Y return: 7.92% (bottom quartile).
Point 8	Alpha: 0.00 (upper mid).	Alpha: 0.23 (upper mid).	Alpha: -10.48 (bottom quartile).	Alpha: -3.28 (bottom quartile).	Alpha: 3.20 (top quartile).	Alpha: 0.00 (lower mid).	Alpha: 4.37 (top quartile).	Alpha: -0.86 (lower mid).	Alpha: 2.22 (upper mid).	Alpha: -2.23 (bottom quartile).
Point 9	Sharpe: 0.27 (upper mid).	Sharpe: 0.20 (upper mid).	Sharpe: 0.21 (upper mid).	Sharpe: 0.03 (bottom quartile).	Sharpe: 0.43 (top quartile).	Sharpe: 0.02 (bottom quartile).	Sharpe: 0.07 (lower mid).	Sharpe: 0.13 (lower mid).	Sharpe: 1.15 (top quartile).	Sharpe: 0.02 (bottom quartile).
Point 10	Information ratio: 0.00 (lower mid).	Information ratio: 1.86 (top quartile).	Information ratio: -1.69 (bottom quartile).	Information ratio: -0.29 (bottom quartile).	Information ratio: 1.50 (top quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.04 (lower mid).	Information ratio: 0.93 (upper mid).	Information ratio: 0.57 (upper mid).	Information ratio: 0.82 (upper mid).

Franklin Build India Fund - Direct

Bottom quartile AUM (₹3,003 Cr).
Oldest track record among peers (13 yrs).
Not Rated.
Risk profile: High.
5Y return: 23.46% (top quartile).
3Y return: 27.00% (top quartile).
1Y return: 18.47% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.27 (upper mid).
Information ratio: 0.00 (lower mid).

Franklin India Opportunities Fund - Direct

Upper mid AUM (₹8,271 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 19.47% (top quartile).
3Y return: 26.58% (top quartile).
1Y return: 10.36% (bottom quartile).
Alpha: 0.23 (upper mid).
Sharpe: 0.20 (upper mid).
Information ratio: 1.86 (top quartile).

Franklin India Feeder - Franklin U S Opportunities Fund - Direct

Lower mid AUM (₹4,573 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: High.
5Y return: 11.63% (bottom quartile).
3Y return: 24.48% (upper mid).
1Y return: 16.49% (upper mid).
Alpha: -10.48 (bottom quartile).
Sharpe: 0.21 (upper mid).
Information ratio: -1.69 (bottom quartile).

Franklin India Prima Fund - Direct

Upper mid AUM (₹12,223 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 15.85% (lower mid).
3Y return: 21.11% (upper mid).
1Y return: 10.51% (lower mid).
Alpha: -3.28 (bottom quartile).
Sharpe: 0.03 (bottom quartile).
Information ratio: -0.29 (bottom quartile).

Edelweiss Economic Resurgence Fund - Direct

Bottom quartile AUM (₹3,133 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: High.
5Y return: 16.10% (upper mid).
3Y return: 19.81% (upper mid).
1Y return: 15.06% (upper mid).
Alpha: 3.20 (top quartile).
Sharpe: 0.43 (top quartile).
Information ratio: 1.50 (top quartile).

DSP Micro Cap Fund - Direct

Top quartile AUM (₹16,135 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 19.07% (upper mid).
3Y return: 19.31% (lower mid).
1Y return: 14.49% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.02 (bottom quartile).
Information ratio: 0.00 (bottom quartile).

Sundaram SMILE Fund - Direct

Lower mid AUM (₹3,285 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 18.78% (upper mid).
3Y return: 19.18% (lower mid).
1Y return: 13.74% (lower mid).
Alpha: 4.37 (top quartile).
Sharpe: 0.07 (lower mid).
Information ratio: 0.04 (lower mid).

Franklin India Prima Plus - Direct

Highest AUM (₹19,528 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 15.33% (lower mid).
3Y return: 18.20% (bottom quartile).
1Y return: 9.48% (bottom quartile).
Alpha: -0.86 (lower mid).
Sharpe: 0.13 (lower mid).
Information ratio: 0.93 (upper mid).

UTI Banking Sector Fund - Direct

Bottom quartile AUM (₹1,400 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: High.
5Y return: 13.11% (bottom quartile).
3Y return: 18.13% (bottom quartile).
1Y return: 20.33% (top quartile).
Alpha: 2.22 (upper mid).
Sharpe: 1.15 (top quartile).
Information ratio: 0.57 (upper mid).

Franklin India Taxshield - Direct

Upper mid AUM (₹6,440 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 14.99% (bottom quartile).
3Y return: 17.81% (bottom quartile).
1Y return: 7.92% (bottom quartile).
Alpha: -2.23 (bottom quartile).
Sharpe: 0.02 (bottom quartile).
Information ratio: 0.82 (upper mid).

ಅತ್ಯುತ್ತಮ ನೇರ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಗಳು- ಸಾಲ ವರ್ಗ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Franklin India Income Builder Account - Plan A - Direct Growth	₹112.886 ↑ 0.08	₹1,323	1.6	3.2	9.6	8.4	6.8	9.7
Axis Corporate Debt Opportunities Fund - Direct Growth	₹18.8113 ↑ 0.02	₹8,565	1.1	2.7	7.9	8.2	6.9	8.6
HDFC Floating Rate Income Fund - Short Term Plan - Direct Growth	₹53.2725 ↑ 0.05	₹16,731	1.4	3.1	7.8	8.1	6.9	8.1
Reliance Dynamic Bond Fund - Direct Growth	₹41.5536 ↓ -0.14	₹4,078	1.4	3.5	7.5	8.4	6.8	7.5
UTI Short Term Income Fund - Direct Growth	₹35.0775 ↑ 0.03	₹3,166	1.1	2.6	7.4	7.9	7.7	7.8
UTI Treasury Advantage Fund - Direct Growth	₹3,761.35 ↑ 1.40	₹2,929	1.3	3	7.3	7.5	7.4	7.7
Franklin India Savings Plus Fund Retail Option - Direct Growth	₹54.1295 ↑ 0.01	₹3,898	1.4	3	7.3	7.6	6.3	7.6
UTI Money Market Fund - Direct Growth	₹3,258.35 ↑ 0.63	₹20,497	1.4	2.9	7.2	7.5	6.4	7.6
Edelweiss Bond Fund - Direct Growth	₹32.7164 ↑ 0.01	₹2,745	1.4	3	7.2	7.4	6.1	7.6
Franklin India Treasury Management Account - Regular Plan - Direct Growth	₹4,126.38 ↑ 0.68	₹3,927	1.5	3	6.4	7	6	6.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 10 Mar 26

Research Highlights & Commentary of 10 Funds showcased

Commentary	Franklin India Income Builder Account - Plan A - Direct	Axis Corporate Debt Opportunities Fund - Direct	HDFC Floating Rate Income Fund - Short Term Plan - Direct	Reliance Dynamic Bond Fund - Direct	UTI Short Term Income Fund - Direct	UTI Treasury Advantage Fund - Direct	Franklin India Savings Plus Fund Retail Option - Direct	UTI Money Market Fund - Direct	Edelweiss Bond Fund - Direct	Franklin India Treasury Management Account - Regular Plan - Direct
Point 1	Bottom quartile AUM (₹1,323 Cr).	Upper mid AUM (₹8,565 Cr).	Top quartile AUM (₹16,731 Cr).	Upper mid AUM (₹4,078 Cr).	Lower mid AUM (₹3,166 Cr).	Bottom quartile AUM (₹2,929 Cr).	Lower mid AUM (₹3,898 Cr).	Highest AUM (₹20,497 Cr).	Bottom quartile AUM (₹2,745 Cr).	Upper mid AUM (₹3,927 Cr).
Point 2	Oldest track record among peers (13 yrs).	Established history (8+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).
Point 3	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.
Point 4	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderate.	Risk profile: Moderate.	Risk profile: Moderately Low.	Risk profile: Moderately Low.	Risk profile: Low.	Risk profile: Moderate.	Risk profile: Low.
Point 5	1Y return: 9.57% (top quartile).	1Y return: 7.94% (top quartile).	1Y return: 7.77% (upper mid).	1Y return: 7.53% (upper mid).	1Y return: 7.37% (upper mid).	1Y return: 7.35% (lower mid).	1Y return: 7.29% (lower mid).	1Y return: 7.23% (bottom quartile).	1Y return: 7.20% (bottom quartile).	1Y return: 6.44% (bottom quartile).
Point 6	1M return: 0.67% (top quartile).	1M return: 0.55% (upper mid).	1M return: 0.64% (upper mid).	1M return: 0.92% (top quartile).	1M return: 0.55% (upper mid).	1M return: 0.50% (lower mid).	1M return: 0.43% (bottom quartile).	1M return: 0.45% (bottom quartile).	1M return: 0.45% (lower mid).	1M return: 0.44% (bottom quartile).
Point 7	Sharpe: 1.51 (lower mid).	Sharpe: 0.95 (bottom quartile).	Sharpe: 1.60 (lower mid).	Sharpe: 0.30 (bottom quartile).	Sharpe: 0.85 (bottom quartile).	Sharpe: 1.91 (upper mid).	Sharpe: 2.61 (top quartile).	Sharpe: 2.42 (upper mid).	Sharpe: 2.36 (upper mid).	Sharpe: 3.77 (top quartile).
Point 8	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (top quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.00 (bottom quartile).
Point 9	Yield to maturity (debt): 7.48% (top quartile).	Yield to maturity (debt): 7.25% (upper mid).	Yield to maturity (debt): 7.26% (upper mid).	Yield to maturity (debt): 6.96% (lower mid).	Yield to maturity (debt): 7.33% (top quartile).	Yield to maturity (debt): 7.29% (upper mid).	Yield to maturity (debt): 6.89% (bottom quartile).	Yield to maturity (debt): 6.96% (lower mid).	Yield to maturity (debt): 6.83% (bottom quartile).	Yield to maturity (debt): 6.52% (bottom quartile).
Point 10	Modified duration: 2.49 yrs (bottom quartile).	Modified duration: 2.63 yrs (bottom quartile).	Modified duration: 1.80 yrs (lower mid).	Modified duration: 3.75 yrs (bottom quartile).	Modified duration: 2.22 yrs (lower mid).	Modified duration: 0.93 yrs (upper mid).	Modified duration: 0.44 yrs (upper mid).	Modified duration: 0.41 yrs (upper mid).	Modified duration: 0.34 yrs (top quartile).	Modified duration: 0.09 yrs (top quartile).

Franklin India Income Builder Account - Plan A - Direct

Bottom quartile AUM (₹1,323 Cr).
Oldest track record among peers (13 yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 9.57% (top quartile).
1M return: 0.67% (top quartile).
Sharpe: 1.51 (lower mid).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.48% (top quartile).
Modified duration: 2.49 yrs (bottom quartile).

Axis Corporate Debt Opportunities Fund - Direct

Upper mid AUM (₹8,565 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 7.94% (top quartile).
1M return: 0.55% (upper mid).
Sharpe: 0.95 (bottom quartile).
Information ratio: 0.00 (top quartile).
Yield to maturity (debt): 7.25% (upper mid).
Modified duration: 2.63 yrs (bottom quartile).

HDFC Floating Rate Income Fund - Short Term Plan - Direct

Top quartile AUM (₹16,731 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately Low.
1Y return: 7.77% (upper mid).
1M return: 0.64% (upper mid).
Sharpe: 1.60 (lower mid).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.26% (upper mid).
Modified duration: 1.80 yrs (lower mid).

Reliance Dynamic Bond Fund - Direct

Upper mid AUM (₹4,078 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 7.53% (upper mid).
1M return: 0.92% (top quartile).
Sharpe: 0.30 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 6.96% (lower mid).
Modified duration: 3.75 yrs (bottom quartile).

UTI Short Term Income Fund - Direct

Lower mid AUM (₹3,166 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 7.37% (upper mid).
1M return: 0.55% (upper mid).
Sharpe: 0.85 (bottom quartile).
Information ratio: 0.00 (upper mid).
Yield to maturity (debt): 7.33% (top quartile).
Modified duration: 2.22 yrs (lower mid).

UTI Treasury Advantage Fund - Direct

Bottom quartile AUM (₹2,929 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately Low.
1Y return: 7.35% (lower mid).
1M return: 0.50% (lower mid).
Sharpe: 1.91 (upper mid).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 7.29% (upper mid).
Modified duration: 0.93 yrs (upper mid).

Franklin India Savings Plus Fund Retail Option - Direct

Lower mid AUM (₹3,898 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately Low.
1Y return: 7.29% (lower mid).
1M return: 0.43% (bottom quartile).
Sharpe: 2.61 (top quartile).
Information ratio: 0.00 (lower mid).
Yield to maturity (debt): 6.89% (bottom quartile).
Modified duration: 0.44 yrs (upper mid).

UTI Money Market Fund - Direct

Highest AUM (₹20,497 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Low.
1Y return: 7.23% (bottom quartile).
1M return: 0.45% (bottom quartile).
Sharpe: 2.42 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.96% (lower mid).
Modified duration: 0.41 yrs (upper mid).

Edelweiss Bond Fund - Direct

Bottom quartile AUM (₹2,745 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderate.
1Y return: 7.20% (bottom quartile).
1M return: 0.45% (lower mid).
Sharpe: 2.36 (upper mid).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.83% (bottom quartile).
Modified duration: 0.34 yrs (top quartile).

Franklin India Treasury Management Account - Regular Plan - Direct

Upper mid AUM (₹3,927 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Low.
1Y return: 6.44% (bottom quartile).
1M return: 0.44% (bottom quartile).
Sharpe: 3.77 (top quartile).
Information ratio: 0.00 (bottom quartile).
Yield to maturity (debt): 6.52% (bottom quartile).
Modified duration: 0.09 yrs (top quartile).

ಅತ್ಯುತ್ತಮ ನೇರ ಮ್ಯೂಚುಯಲ್ ಫಂಡ್ ಯೋಜನೆಗಳು- ಹೈಬ್ರಿಡ್ ವರ್ಗ

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
UTI Wealth Builder Fund - Direct Growth	₹86.8556 ↑ 0.97	₹6,848	-0.1	3.6	16.1	20.6	15	12.4
JM Balanced Fund - Direct Growth	₹130.107 ↑ 1.22	₹753	-4.2	-6.2	4.7	17.7	15.2	-1.6
Edelweiss Prudent Advantage Fund - Direct Growth	₹72.5 ↑ 0.60	₹3,453	-2.1	-1.3	11	17.5	15.7	7.6
UTI Balanced Fund - Direct Growth	₹433.573 ↑ 4.80	₹6,654	-2.7	0.1	9.7	16.5	14.5	7.1
Axis Dynamic Equity Fund - Direct Growth	₹23.54 ↑ 0.17	₹3,773	-1.8	0.7	8.6	15.6	11.6	8.2
BNP Paribas Balanced Fund - Direct Growth	₹31.4323 ↑ 0.22	₹1,243	-2.8	-1.4	9.9	15.5	12.6	5.3
Franklin India Balanced Fund - Direct Growth	₹301.603 ↑ 2.34	₹2,341	-3.5	-2.4	7.5	14.7	12.1	4.7
Edelweiss Equity Savings Advantage Fund - Direct Growth	₹28.6805 ↑ 0.07	₹1,223	-0.1	1.5	9.9	12.2	10	9
UTI SPREAD Fund - Direct Growth	₹38.9244 ↓ -0.02	₹10,957	1.5	3.2	6.7	7.6	6.6	7.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 10 Mar 26

Research Highlights & Commentary of 9 Funds showcased

Commentary	UTI Wealth Builder Fund - Direct	JM Balanced Fund - Direct	Edelweiss Prudent Advantage Fund - Direct	UTI Balanced Fund - Direct	Axis Dynamic Equity Fund - Direct	BNP Paribas Balanced Fund - Direct	Franklin India Balanced Fund - Direct	Edelweiss Equity Savings Advantage Fund - Direct	UTI SPREAD Fund - Direct
Point 1	Top quartile AUM (₹6,848 Cr).	Bottom quartile AUM (₹753 Cr).	Lower mid AUM (₹3,453 Cr).	Upper mid AUM (₹6,654 Cr).	Upper mid AUM (₹3,773 Cr).	Bottom quartile AUM (₹1,243 Cr).	Lower mid AUM (₹2,341 Cr).	Bottom quartile AUM (₹1,223 Cr).	Highest AUM (₹10,957 Cr).
Point 2	Oldest track record among peers (13 yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (13+ yrs).	Established history (8+ yrs).	Established history (8+ yrs).	Established history (13+ yrs).	Established history (11+ yrs).	Established history (13+ yrs).
Point 3	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.	Not Rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately Low.
Point 5	5Y return: 15.01% (upper mid).	5Y return: 15.23% (top quartile).	5Y return: 15.74% (top quartile).	5Y return: 14.51% (upper mid).	5Y return: 11.60% (bottom quartile).	5Y return: 12.59% (lower mid).	5Y return: 12.13% (lower mid).	5Y return: 10.03% (bottom quartile).	5Y return: 6.55% (bottom quartile).
Point 6	3Y return: 20.57% (top quartile).	3Y return: 17.66% (top quartile).	3Y return: 17.49% (upper mid).	3Y return: 16.50% (upper mid).	3Y return: 15.57% (lower mid).	3Y return: 15.52% (lower mid).	3Y return: 14.73% (bottom quartile).	3Y return: 12.18% (bottom quartile).	3Y return: 7.63% (bottom quartile).
Point 7	1Y return: 16.05% (top quartile).	1Y return: 4.67% (bottom quartile).	1Y return: 10.99% (top quartile).	1Y return: 9.74% (lower mid).	1Y return: 8.63% (lower mid).	1Y return: 9.85% (upper mid).	1Y return: 7.47% (bottom quartile).	1Y return: 9.94% (upper mid).	1Y return: 6.74% (bottom quartile).
Point 8	1M return: -3.22% (upper mid).	1M return: -5.51% (bottom quartile).	1M return: -4.01% (lower mid).	1M return: -4.12% (bottom quartile).	1M return: -2.97% (upper mid).	1M return: -4.05% (lower mid).	1M return: -4.41% (bottom quartile).	1M return: -1.54% (top quartile).	1M return: 0.39% (top quartile).
Point 9	Alpha: 0.00 (top quartile).	Alpha: -4.71 (bottom quartile).	Alpha: 0.33 (top quartile).	Alpha: -0.10 (lower mid).	Alpha: 0.00 (upper mid).	Alpha: -1.24 (bottom quartile).	Alpha: -1.65 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).
Point 10	Sharpe: 0.90 (top quartile).	Sharpe: -0.21 (bottom quartile).	Sharpe: 0.26 (upper mid).	Sharpe: 0.22 (lower mid).	Sharpe: 0.24 (lower mid).	Sharpe: 0.11 (bottom quartile).	Sharpe: 0.05 (bottom quartile).	Sharpe: 0.81 (upper mid).	Sharpe: 2.68 (top quartile).

UTI Wealth Builder Fund - Direct

Top quartile AUM (₹6,848 Cr).
Oldest track record among peers (13 yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 15.01% (upper mid).
3Y return: 20.57% (top quartile).
1Y return: 16.05% (top quartile).
1M return: -3.22% (upper mid).
Alpha: 0.00 (top quartile).
Sharpe: 0.90 (top quartile).

JM Balanced Fund - Direct

Bottom quartile AUM (₹753 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 15.23% (top quartile).
3Y return: 17.66% (top quartile).
1Y return: 4.67% (bottom quartile).
1M return: -5.51% (bottom quartile).
Alpha: -4.71 (bottom quartile).
Sharpe: -0.21 (bottom quartile).

Edelweiss Prudent Advantage Fund - Direct

Lower mid AUM (₹3,453 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 15.74% (top quartile).
3Y return: 17.49% (upper mid).
1Y return: 10.99% (top quartile).
1M return: -4.01% (lower mid).
Alpha: 0.33 (top quartile).
Sharpe: 0.26 (upper mid).

UTI Balanced Fund - Direct

Upper mid AUM (₹6,654 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 14.51% (upper mid).
3Y return: 16.50% (upper mid).
1Y return: 9.74% (lower mid).
1M return: -4.12% (bottom quartile).
Alpha: -0.10 (lower mid).
Sharpe: 0.22 (lower mid).

Axis Dynamic Equity Fund - Direct

Upper mid AUM (₹3,773 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 11.60% (bottom quartile).
3Y return: 15.57% (lower mid).
1Y return: 8.63% (lower mid).
1M return: -2.97% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: 0.24 (lower mid).

BNP Paribas Balanced Fund - Direct

Bottom quartile AUM (₹1,243 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 12.59% (lower mid).
3Y return: 15.52% (lower mid).
1Y return: 9.85% (upper mid).
1M return: -4.05% (lower mid).
Alpha: -1.24 (bottom quartile).
Sharpe: 0.11 (bottom quartile).

Franklin India Balanced Fund - Direct

Lower mid AUM (₹2,341 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 12.13% (lower mid).
3Y return: 14.73% (bottom quartile).
1Y return: 7.47% (bottom quartile).
1M return: -4.41% (bottom quartile).
Alpha: -1.65 (bottom quartile).
Sharpe: 0.05 (bottom quartile).

Edelweiss Equity Savings Advantage Fund - Direct

Bottom quartile AUM (₹1,223 Cr).
Established history (11+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 10.03% (bottom quartile).
3Y return: 12.18% (bottom quartile).
1Y return: 9.94% (upper mid).
1M return: -1.54% (top quartile).
Alpha: 0.00 (upper mid).
Sharpe: 0.81 (upper mid).

UTI SPREAD Fund - Direct

Highest AUM (₹10,957 Cr).
Established history (13+ yrs).
Not Rated.
Risk profile: Moderately Low.
5Y return: 6.55% (bottom quartile).
3Y return: 7.63% (bottom quartile).
1Y return: 6.74% (bottom quartile).
1M return: 0.39% (top quartile).
Alpha: 0.00 (lower mid).
Sharpe: 2.68 (top quartile).

Disclaimer:
ಇಲ್ಲಿ ಒದಗಿಸಲಾದ ಮಾಹಿತಿಯು ನಿಖರವಾಗಿದೆ ಎಂದು ಖಚಿತಪಡಿಸಿಕೊಳ್ಳಲು ಎಲ್ಲಾ ಪ್ರಯತ್ನಗಳನ್ನು ಮಾಡಲಾಗಿದೆ. ಆದಾಗ್ಯೂ, ಡೇಟಾದ ನಿಖರತೆಯ ಬಗ್ಗೆ ಯಾವುದೇ ಗ್ಯಾರಂಟಿಗಳನ್ನು ನೀಡಲಾಗುವುದಿಲ್ಲ. ಯಾವುದೇ ಹೂಡಿಕೆ ಮಾಡುವ ಮೊದಲು ದಯವಿಟ್ಟು ಸ್ಕೀಮ್ ಮಾಹಿತಿ ದಾಖಲೆಯೊಂದಿಗೆ ಪರಿಶೀಲಿಸಿ.