UTI Balanced Fund - Direct - G

NAV ₹452.45 ↑ 2.30 (0.51 %) as on 31 Dec 25

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The scheme aims to invest in a portfolio of equity/equity related securities and fixed income securities (debt and money market securities) with a view to generating regular income together with capital appreciation.

UTI Balanced Fund - Direct is a Hybrid - Hybrid Equity fund launched on 1 Jan 13. It is a fund with Moderately High risk and has given a CAGR return of 13.4% since its launch. Return for 2025 was 20.5% , 2024 was 26.2% and 2023 was 6.3% .

Below is the key information for UTI Balanced Fund - Direct

NAV as on 31 Dec 25	₹452.45 ↑ 2.30 (0.51 %)
Net Assets (AUM) as on 30 Nov 2025	₹6,718 Cr.
Launch Date	1 Jan 2013
Category	Hybrid - Hybrid Equity
Rating	Not Rated
Type	Open Ended Fund
Risk	Moderately High
AMC	UTI Asset Management Company Ltd

Alpha Ratio	-1.3
Expense Ratio	1.25 %
Sharpe Ratio	0.06
Information Ratio	1.72
Benchmark	Not Available
Min Investment	₹1,000
Min SIP Investment	₹500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 25

Duration	Returns
1 Month	0.4%
3 Month	5.7%
6 Month	2.7%
1 Year	7.1%
3 Year	17.7%
5 Year	17.8%
10 Year
15 Year
Since launch	13.4%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.5%
2023	26.2%
2022	6.3%
2021	31.3%
2020	14.1%
2019	3.1%
2018	-4.9%
2017	26.6%
2016	9.4%

Growth of 10k Over Years

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,132
31 Dec 22	₹13,957
31 Dec 23	₹17,619
31 Dec 24	₹21,222

UTI Balanced Fund - Direct Growth 10k Chart

Asset Allocation

Asset Class	Value
Cash	1.73%
Equity	72.96%
Debt	25.31%

Sector Allocation

Sector	Value
Government	18.68%
Corporate	6.4%
Cash Equivalent	1.96%

Rating	Value
AA	0.47%
AAA	99.53%

UTI Balanced Fund - Direct Debt Allocation

Sector	Value
Financial Services	21.59%
Technology	8.04%
Consumer Cyclical	7.64%
Industrials	6.73%
Energy	6.16%
Consumer Defensive	5.07%
Basic Materials	4.97%
Communication Services	4.33%
Health Care	4.25%
Real Estate	2.71%
Utility	1.46%

UTI Balanced Fund - Direct Equity Allocation

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Global Industry	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 29 Feb 20 \| HDFCBANK	Banks - Regional	6%	₹406 Cr	4,027,946
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 10 \| ICICIBANK	Banks - Regional	5%	₹308 Cr	2,218,644 ↓ -40,000
Infosys Ltd (Technology) Equity, Since 31 Mar 06 \| INFY	Information Technology Services	4%	₹270 Cr	1,729,346 ↑ 30,000
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 19 \| RELIANCE	Oil & Gas Refining & Marketing	3%	₹222 Cr	1,418,588
ITC Ltd (Consumer Defensive) Equity, Since 31 Aug 06 \| ITC	Tobacco	3%	₹198 Cr	4,904,969
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 12 \| LT	Engineering & Construction	2%	₹152 Cr	374,309
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| VEDL	Other Industrial Metals & Mining	2%	₹141 Cr	2,675,574 ↓ -145,000
Wipro Ltd (Technology) Equity, Since 30 Jun 24 \| WIPRO	Information Technology Services	2%	₹136 Cr	5,440,657
7.32% Govt Stock 2030 Sovereign Bonds \| -		2%	₹125 Cr	1,200,000,000
7.24% Govt Stock 2055 Sovereign Bonds \| -		2%	₹124 Cr	1,250,000,000 ↑ 250,000,000

1 - 10 of 122

Ready to Invest?
Talk to our investment specialist

Fund Managers

Name	Since	Tenure
V Srivatsa	24 Sep 09	16.2 Yr.
Sunil Patil	5 Feb 18	7.82 Yr.
Jaydeep Bhowal	3 Nov 25	0.08 Yr.

Custodians

Company	Address
Axis Bank Ltd	null
Deutsche Bank AG MUMBAI	Deitsche bank,Kodak House
Stock Holding Corporation of India	Mittal Court, ‘B’ Wing,,Nariman Point

Registrar & Transfer Agent

KFin Technologies Ltd
Address	138 -Suyesh Solitaire, Nr. Podar International School,Kudasan, Gandhinagar, Gujarat
FAX	N.A
Email	N.A

Administrator Companies

Company	Address
UTI Asset Management Co Ltd	PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
UTI Balanced Fund - Direct Growth	₹452.45 ↑ 2.30	2.68 %	7.11 %	17.66 %	17.85 %
UTI Balanced Fund - Direct Normal Dividend, Payout	₹48.3498 ↑ 0.25	2.59 %	6.94 %	17.52 %	17.71 %
UTI Balanced Fund - Direct Normal Dividend, Reinvestment	₹48.3498 ↑ 0.25	2.59 %	6.94 %	17.52 %	17.71 %
Data as on 31 Dec 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

Shepard Technologies Pvt. Ltd : 1808, Solus, Hiranandani Estate, Thane, Maharashtra - 400607

AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153

Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.

Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.