Table of Contents
- Overview
- Systematic Investment Plans: SIP In Mutual Funds
- Mutual Fund Returns
- Types Of Mutual Funds
- Best Mutual Funds
- Top 10 Mutual Funds: Equity
- Top 10 Mutual Funds: Debt
- Mutual Fund Companies
- How To Invest In Mutual Funds
- Mutual Fund Investment Plans
- Mutual Fund NAV
- Mutual Fund Calculator
- Mutual Funds: Index Funds
- Mutual Fund Ratings
Top 10 Funds
Mutual Fund in India
A Mutual Fund is a collective pool (hence the word mutual) of money given by investors with a common objective for purchasing securities (via the fund). The collective pool is formed by the investors in a Mutual Fund, they are regulated in India by the Securities and Exchange Board of India (SEBI).
Those new to finance, planning and investing often hear the term “Mutual Fund” and ask “what is a Mutual Fund?”, "which are the best Mutual Funds?", "what are the Types of Mutual Funds", "what are the companies?", "How to Invest in Mutual Funds?" etc. Mutual Funds today are becoming more common with investors and have in the recent years become an avenue by which investors can participate in the debt and equity markets.
We shall try to answer to most of the queries related to Mutual Funds here.
Overview
Mutual Funds are a vehicle that collects money from investors to buy securities. These investors have a common objective, and this pool of money is advised by the fund manager who decides how to invest the money. With good fund management, the Mutual Fund Manager (or Portfolio Manager) generates returns for the investors, which are passed back to investors. Mutual Funds are a regulated industry, there are various rules, guidelines & policies for the mutual fund companies, the fund managers and specifically the funds being managed also. These regulations are formed by the Securities and Exchange Board of India (SEBI) who is the regulator for Mutual Funds.
Mutual Funds Meaning
As the two words, Mutual connotes getting together and Fund connotes money. Hence by definition, a Mutual Fund is a vehicle for investing money for investors with a common objective. In India, Mutual Funds is a regulated industry with a long history.
Mutual Funds Basics
The basics of Mutual Funds entails getting a basic understanding of Mutual Fund's, the advantages of Mutual Funds and dis-advantages of Mutual Funds. One can use various sources to obtain knowledge. In this article, we have tried to cover most aspects of Mutual Fund basics.
Mutual Funds History
Mutual Funds in India came into being in 1963 by an act of parliament.This was done by the government of India with the help of the Reserve Bank of India (RBI). Till 1987, there was no other player in India and it was a monopoly. At that time the industry opened up for the public sector and saw the entry of the another player called SBI Mutual Fund. Other players too came in shortly thereafter.In 1993, the government gave permission the private sector to open up asset management companies. In the next 2 years, 11 more private sector funds came in. 1996 marked another era with SEBI and AMFI coming in.
The Association of Mutual Funds in India was formed to develop the industry and setup minimum standards.
Mutual Funds Sahi Hai
mutual fund sahi hai is the recently launched campaign by AMFI (Association of Mutual Funds in India) to create investor awareness on Mutual Funds. This campaign is across various media such as TV, newspaper, radio and across the web too. The campaign is not only in English but also across various vernaculars languages. The aim of the Mutual Funds Sahi Hai campaign is to educate people on the various aspects of the industry and increase the penetration of Mutual Funds.
Mutual Funds Investment
Mutual funds offer investors a route to save money and earn returns over time. One can invest in a lump sum or a fixed amount monthly, more commonly known as a systematic investment plan (SIP). Using a lump sum or SIPs, they inculcate the habit of savings. Investors can start Mutual Fund investments with amounts as low as INR 5000 and in the case of SIPs as low as INR 500. There are various mutual fund calculators, available which help first-time investors decide what amount to start off with. These mutual fund calculators help investors kick-start investments.
Systematic Investment Plans: SIP In Mutual Funds
Mutual Funds offer a route called the "Systematic Investment Plan" or SIP where investors can choose to put in a fixed amount of money every month in a scheme of a mutual fund. SIPs are a very convenient way for investors to invest since after the first investment, subsequent investments are automated and the investor can sit back and relax. Systematic investment plans ( SIPs) also offer rupee cost averaging and there are many benefits of SIPs.
Mutual Fund Returns
5 Year Returns Across Categories
| Category: Equity | Avg. 5Y Ret. | Category: Balanced | Avg. 5Y Ret. | Category: Fixed Income | Avg. 5Y Ret | Category: Money Market | Avg. 5Y Ret. |
|---|---|---|---|---|---|---|---|
| ELSS (Tax Saving) | 18.88 | Conservative Allocation | 10.56 | Corporate Credit | 9.54 | Liquid | 8.3 |
| Equity - Other | 18.72 | Hybrid Allocation | 11.15 | Dynamic Bond | 9.43 | Ultrashort Bond | 8.64 |
| Flexi Cap | 18.89 | Moderate Allocation | 15. 62 | Intermediate Bond | 8.93 | - | |
| Large Cap | 15.33 | - | Intermediate Government Bond | 9.91 | - | ||
| - | - | Long Term Government Bond | 9.87 | - | |||
| - | - | Short Term Bond | 8.72 | - | |||
| - | - | Short Term Government Bond | 8.63 |
(*Return as of 10th June 2017)
Mutual Funds over the last few decades have been a phenomenal vehicle for generating returns for retail investors. To give an idea of returns over the last years, the above table gives an idea of returns across the various categories of Mutual Funds.
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Types Of Mutual Funds
On 6th October 2017, Securities of Exchange Board of India (SEBI) introduced new and broad categories in Mutual Funds in order to bring uniformity in similar schemes launched by the different Mutual Funds. This is to aim and ensure that investors can find it easier to compare the products and evaluate the different options available before investing in a scheme.
SEBI intends to make Mutual Fund investment easier for the investors. Investors could invest according to their needs, financial goals and risk ability. This mandates Mutual Fund Houses to categorize all their schemes (existing & future scheme) into 5 broad categories and 36 sub-categories. Let’s see the new distinct categories introduced by SEBI in Equity Funds, Debt Funds, Hybrid Funds, Solution Oriented Funds and other schemes
1 Equity Funds
Equity Mutual Funds can be the Large cap funds, mid cap funds, small cap funds, or multi-cap, these are for investors wanting to take exposure to the equity markets. As the name goes, equity funds invest in the equity markets. There are specialist fund managers who specialise in stock selection. They try and select the best stocks for their funds, given the Mutual Fund investment mandate. SEBI has set 1- distinct categories for equity funds.
1.1. Large Cap Equity Fund
Large-cap funds invest in large-cap companies which are big sized companies with large balance sheets, big teams and a clear organisation structure in place. The exposure in large-cap stocks has to be a minimum 80 percent of the scheme’s total assets.
1.2. Mid Cap Fund
Mid-cap funds, on the other hand, invest in smaller-sized companies, these are the emerging stars in their sector and have a potential for growth. Being small in size, these mid-cap companies are very nimble footed and can make changes to product & strategy very quickly. Given this, mid-cap investing brings in a larger risk also. The scheme will invest 65 percent of its total assets in mid-cap stocks.
1.3. Large and Mid Cap Fund
These are the schemes that invest in both large & mid cap stocks. These funds will invest a minimum of 35 percent each in mid and large cap stocks.
SEBI has set a clear classification as to what is a large cap, mid cap and small cap:
| Market Capitalization | Description |
|---|---|
| Large cap company | 1st to 100th company in terms of full market capitalization |
| Mid cap company | 101st to 250th company in terms of full market capitalization |
| Small cap company | 251st company onwards in terms of full market capitalization |
1.4. Multi Cap Equity Fund
In multi-cap funds, the fund manager invests across the board in large-caps and mid-caps without any restriction (the only restriction being the fund mandate). A minimum of 65 percent of its total assets should be allocated to equities.
1.5. Equity Linked Savings Scheme
Equity Linked Savings Schemes (ELSS) is a tax saving fund that comes with a lock-in period of three years. A minimum of 80 percent of its total assets has to be invested in equities.
1.6. Dividend Yield Fund
This fund will predominantly invest in dividend yielding stocks. This scheme will invest a minimum 65 percent of its total assets in equities, but in dividend yielding stocks.
1.7. Value Fund
This is an equity fund that will follow the value investment strategy.
1.8. Contra Fund
This equity scheme will follow the contrarian investment strategy. Value/Contra will invest at least 65 percent of its total assets in equities, but a Mutual Fund house can either offer a value fund or a contra fund, but not both.
1.9. Focused Fund
This fund will focus on large, mid, small or multi-cap stocks, but can have a maximum of 30 stocks. focused fund can invest at least 65 percent of its total assets in equities.
1.10. Sector/Thematic Fund
These are the funds that invest in a particular sector or a theme. At least 80 percent of the total assets of these schemes will be invested in a particular sector or theme.
2 Debt Funds
Then there are debt funds, which invest in debt instruments. There are various kinds of debt funds that exist in the Indian markets. These funds invest in various debt & money market instruments such as government securities (G-Secs), commercial papers (CPs), certificate of deposits (CDs) and other instruments. As per SEBI’s new categorization, Debt fund schemes will have 16 categories. Here’s the list:
2.1. Overnight Fund
This debt scheme will invest in overnight securities having a maturity of one day.
2.2. Liquid Fund
These are very "liquid" as the name goes. These are the funds that in most cases would try to generate returns for investors even he/she invests for one day! As per regulations, Liquid Funds invest in debt/money market securities with a maturity of less than 91 days. These are apt for investors looking to park their money for a couple of days. These funds typically don't have any exit load.
2.3. Ultra Short Duration Fund
On the risk scale, these funds have a risk that is slightly above that of liquid funds. Ultra short term funds invest in debt securities with a slightly higher maturity than liquid funds. These types of Mutual funds can give a minor loss in a day if there is a very sharp upward movement in interest rates. However, these are great for investors looking to invest money between three months to six months. Most ultra short term funds don't have any exit load, even if they do, it is for a week to a fortnight at best.
2.4. Low Duration Fund
Low duration debt securities come with a slightly higher maturity than ultra short funds. The scheme will invest in debt and money market securities with a Macaulay duration between six to 12 months.
2.5. Money Market Fund
This scheme will invest in money market instruments such as CDs, CPs, T-Bills having a maturity up to one year.
2.6. Short Term Fund
Short term Mutual Funds are great for investors looking to invest for a year or more. These also invest in debt securities and do take a little bit of interest rate risk. If interest rates move downwards then there will be capital appreciation on the portfolio along with the return earned due to interest. These funds invest in debt and money market instruments with a Macaulay duration of one to three years.
2.7. Medium Duration Fund
This scheme will invest in debt and money market instruments with a Macaulay duration of three to four years.
2.8. Medium to Long Duration Fund
This scheme will invest in debt and money market instruments with a Macaulay duration of four to seven years.
2.9. Long Duration Fund
This scheme will invest in debt and money market instruments with a Macaulay duration greater than seven years.
2.10. Dynamic Bond Fund
A dynamic bond fund is a mutual fund scheme that invests its funds in fixed income securities consisting of varying maturity periods, which means that they invest across all the duration. Here, the fund manager decides on which funds they need to invest based on their perception of the interest rate scenario and future interest rate movements. Based on this decision, they invest in funds across various maturity periods of debt instruments. This mutual fund scheme is suitable for individuals who feel puzzled about the interest rate scenario. Such individuals can rely on the view of the fund managers to earn money through dynamic bonds funds.
2.11. Corporate Bond Fund
Corporate bond funds are essentially a certificate of debt issued by major companies. These are issued as a way of raising money for businesses. Corporate bond funds are a great option when it comes to good return and low-risk type investment. This debt scheme mainly invests in the highest rated corporate bonds. The fund can invest a minimum 80 percent of its total assets in the highest-rated corporate bonds.
2.12. Credit Risk Fund
This scheme will invest in below the high-rated corporate bonds. The credit risk fund should invest at least 65 percent of its assets below the highest-rated instruments.
2.13. Banking and PUS Fund
This scheme predominantly invests in debt instruments of Banks, Public Financial Institutional, Public Sector Undertakings.
2.14. Gilt Fund
This funds invest in government securities. The maturity of the funds various as per the mandate of the fund. And so does the risk in the fund. Gilt funds are usually used as an avenue to invest by seasoned investors who know what they are doing and are clear on interest rate movements. The higher the duration or maturity of the gilt fund, higher the risk. This funds will invest a minimum 80 percent of its total assets in government securities.
2.15. Gilt Fund with 10-year Constant Duration
This scheme will invest in government securities with a maturity of 10 years. Gilt Funds with 10-year Constant Duration will invest a minimum 80 percent in government securities.
2.16. Floater Fund
This debt scheme mainly invests in floating rate instruments. Floater Fund will invest a minimum of 65 percent of its total assets in floating rate instruments.
3. Hybrid Funds
For the investors in the middle who want to be on the fence, there are balanced funds or hybrid funds. According to the new SEBI’s regulation, there will be six categories of Hybrid Funds:
3.1. Conservative Hybrid Fund
Hybrid Funds are also commonly known as Balanced Fund. Hybrid funds are a type of Mutual Funds that invest in both equity and debt mutual fund. In other words, this fund acts as a combination of both debt and equity. The conservative hybrid funds will majorly invested in debt instruments. About 75 to 90 percent of their total assets will be invest in debt instruments and about 10 to 25 percent in equity-related instruments. Hybrid funds are a great option for the investors who fear of investing in equity funds. This fund will reduce the risk portion and also help in gaining optimal returns over the time.
3.2. Balanced Hybrid Fund
This fund will invest around 40-60 percent of its total assets in both debt and equity instruments.
3.3. Aggressive Hybrid Fund
This fund will invest around 65 to 85 percent of its total assets in equity-related instruments and about 20 to 35 percent of their assets in debt instruments. Mutual fund houses can offer either a balanced hybrid or an aggressive hybrid fund, not both.
3.4. Dynamic Asset Allocation or Balanced Advantage Fund
This scheme would dynamically manage their investments in equity and debt instruments.
3.5. Multi Asset Allocation
This scheme can invest in three asset classes, which means that they can invest in an extra asset class apart from equity and debt. The fund should invest at least 10 percent in each of the asset classes. Foreign securities will not be treated as a separate asset class.
3.6. Arbitrage Fund
An arbitrage fund is a popular short-term financial investment in India. Arbitrage funds are Mutual Funds that leverage the differential price between the cash market and derivative market to generate mutual fund returns. The returns generated by arbitrage funds are dependent on the volatility of the stock market. Arbitrage mutual funds are hybrid in nature and in times of high or persistent volatility, these funds offer relatively risk-free returns to investors. This fund invest at least 65 percent of its assets in equity-related instruments.
3.7. Equity Savings
This scheme will invest in equity, arbitrage and debt. Equity savings will invest at least 65 percent of the total assets in stocks and a minimum 10 percent in debt. The scheme would state the minimum hedged and unhedged investments in the scheme information document.
4. Solution Oriented Schemes
4.1. Retirement Fund
This is a retirement solution oriented scheme that will have a lock-in of five years or till the age of retirement.
4.2. Children’s Fund
This is children oriented scheme having a lock-on for five years or until the child attains the age of majority, whichever is earlier.
5. Other Schemes
5.1. Index Fund/ETF
Index Funds refer to the Mutual Fund schemes whose portfolio is constructed using a market index as a base. In other words, the performance of an index fund is dependent on the performance of a particular index. These schemes are passively managed. These funds contain shares in the similar proportion as they are in a particular index. In India, many of the schemes use Nifty or Sensex as the base to construct their portfolio. For example, if the Nifty portfolio constitutes of SBI shares whose proportion is 12% then; the Nifty Index fund will also have 12% equity shares. This fund can invest at least 95 percent of its total asset in securities of a particular index.
5.2. FoFs (Overseas Domestic)
Fund of funds is an option for those whose investment amounts are not too large and it is easier to manage one fund (a fund of funds) rather than a number of Mutual Funds. In this form of mutual fund investment strategy, investors get to hold a number of funds under the umbrella of a single fund, hence the name funds of funds. Often going by the name of multi-manager investment; it is considered as one of the mutual fund categories. One of the key advantages of multi-manager investments is that at a lower ticket size, the investor can diversify themselves across a gamut of mutual fund schemes. This fund can invest a minimum of 95 percent of its total assets in the underlying fund.
Some of the other Mutual Funds to consider:
5.3. International Funds
International Funds invest in international securities or into master funds that are domiciled out of India. Most of these funds invest in equity as an asset class. These can be of various types such as emerging market funds, developed markets funds, commodity-related international funds etc. The DSP Blackrock World Gold Fund is an example of a fund that invests in a master fund based out of India. This fund invests predominantly in gold and other precious metals. Today, there are many international Mutual Funds available in India to the investor.
5.4. Gold Funds
Gold funds are a new class of funds. These invest in gold ETFs. While gold ETFs are available to the retail investor, anyone wanting to buy an ETF has to do it through the stock exchange, which requires one to have a broking account. In a Mutual Fund, there is no such requirement, an investor can simply fill an application form and get the units allotted after making the payment.
Best Mutual Funds
Investors are always searching for the top mutual funds or best mutual funds to invest in. How to select the best mutual fund is another exercise in itself. One needs to look are various things like the goal for investing, fund house, mutual fund rating and over this follow a disciplined approach. Only then can one try and select the best mutual fund.
Top 10 Mutual Funds: Equity
The top 10 equity mutual funds to invest are always something investors try to seek. From the entire list of the funds available in a category getting to the Top 10 Mutual Funds involves doing many activities to filter the list and get the top & Best Performing Mutual Funds. The top 10 equity mutual funds to invest in are:
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2020 (%) L&T Emerging Businesses Fund Growth ₹39.823
↓ -0.11 ₹6,860 24.7 51.3 109.8 14.8 18.4 15.5 Aditya Birla Sun Life Small Cap Fund Growth ₹52.8145
↓ -0.19 ₹2,877 21.2 43.5 103.5 11.2 12.4 19.8 IDFC Infrastructure Fund Growth ₹22.85
↓ -0.04 ₹623 23.9 49.7 98 12.4 14.1 6.3 SBI Small Cap Fund Growth ₹94.152
↓ -0.25 ₹9,091 14.4 32.6 85.6 21.4 21.7 33.6 DSP BlackRock Natural Resources and New Energy Fund Growth ₹51.36
↑ 0.16 ₹702 9.8 42.1 81.9 16 17.9 11.5 IDFC Tax Advantage (ELSS) Fund Growth ₹87.25
↓ -0.26 ₹3,295 12.4 30.8 73.9 15.3 16.2 18.7 Franklin Build India Fund Growth ₹58.7258
↓ -0.08 ₹1,032 17.5 29.9 73.1 13.6 13 5.4 ICICI Prudential Banking and Financial Services Fund Growth ₹81.83
↓ -0.42 ₹4,677 12.5 25.4 62.7 9.8 13.2 -5.5 Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹36.54
↓ -0.11 ₹2,031 8.4 20.5 61 6.8 11.4 1.1 Principal Emerging Bluechip Fund Growth ₹164.03
↓ -0.56 ₹2,841 11.7 25.7 60.5 14.7 16.2 22.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 21
Top 10 Mutual Funds: Debt
The top 10 debt mutual funds to invest are always something investors try to seek. From the entire list of the funds available in a category getting to the top 10 mutual funds involves doing many activities to filter the list and get the top & best performing Mutual Funds. The top 10 debt mutual funds to invest in are:
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2020 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Corporate Bond Fund Growth ₹87.7688
↑ 0.02 ₹24,168 1.5 2.6 5.8 9.2 11.9 5.16% 2Y 18D 2Y 7M 17D ICICI Prudential Long Term Plan Growth ₹28.4764
↓ -0.01 ₹5,926 1.1 2.3 5.4 9.2 11.8 6.39% 3Y 11M 19D 6Y 5M 19D HDFC Banking and PSU Debt Fund Growth ₹18.1935
↑ 0.00 ₹9,927 1.4 2 5.4 8.8 10.6 5.57% 2Y 8M 1D 3Y 11M 12D HDFC Corporate Bond Fund Growth ₹25.4492
↑ 0.00 ₹26,698 1.4 2.2 5.3 9.2 11.8 5.42% 2Y 8M 19D 4Y 3M 4D Aditya Birla Sun Life Savings Fund Growth ₹428.858
↑ 0.04 ₹18,789 1.1 2.2 4.7 7.1 7 4.35% 6M 7D 6M 14D Aditya Birla Sun Life Money Manager Fund Growth ₹288.686
↑ 0.03 ₹13,622 1 2.1 4.1 6.8 6.6 3.98% 4M 20D 4M 20D JM Liquid Fund Growth ₹56.4725
↑ 0.01 ₹1,352 0.8 1.6 3.2 5.2 4 3.41% 28D 30D HDFC Credit Risk Debt Fund Growth ₹18.8109
↑ 0.00 ₹7,784 2.6 4 9.7 9.1 10.9 7.03% 2Y 4M 17D 3Y 22D Aditya Birla Sun Life Medium Term Plan Growth ₹24.7179
↑ 0.01 ₹1,716 1.6 4.4 9.7 3.5 8.1 7.02% 2Y 10M 10D 3Y 10M 2D SBI Credit Risk Fund Growth ₹35.0806
↑ 0.01 ₹3,473 1.7 2.8 7.2 7.4 9.8 6.58% 1Y 11M 26D 2Y 5M 26D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Jul 21
(Erstwhile Kotak Midcap Scheme) The investment objective of the Scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities. Kotak Small Cap Fund is a Equity - Small Cap fund was launched on 24 Feb 05. It is a fund with Moderately High risk and has given a Below is the key information for Kotak Small Cap Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Indo Asia Equity Fund) ICICI Prudential Indo Asia Equity Fund is an OE equity scheme that seeks to generate long term capital appreciation by investing in equity, equity related securities and or share classes/units of equity funds of companies, which are incorporated or have their area of primary activity, in the Asia Pacific region. Initially the Scheme will invest in share classes of International Opportunities Fund Asian Equity Fund and thereafter the Fund Manager of the Indo Asia Equity Fund may choose to make investment in listed equity shares, securities in the Asia Pacific region. However, there can be no assurance that the investment objective of the Scheme will be realized. ICICI Prudential Smallcap Fund is a Equity - Small Cap fund was launched on 18 Oct 07. It is a fund with Moderately High risk and has given a Below is the key information for ICICI Prudential Smallcap Fund Returns up to 1 year are on To generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian markets with key theme focus being emerging companies (small cap stocks). The Scheme could also additionally invest in Foreign Securities. L&T Emerging Businesses Fund is a Equity - Small Cap fund was launched on 12 May 14. It is a fund with High risk and has given a Below is the key information for L&T Emerging Businesses Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Small & Midcap Fund) An Open ended Small and Mid Cap Equity Scheme with an objective to generate consistent long-term capital appreciation by investing predominantly in equity and equity related securities of companies considered to be small and midcap. The Scheme may also invest a certain portion of its corpus in fixed income securities including money market instruments, in order to meet liquidity requirements from time to time. Aditya Birla Sun Life Small Cap Fund is a Equity - Small Cap fund was launched on 31 May 07. It is a fund with Moderately High risk and has given a Below is the key information for Aditya Birla Sun Life Small Cap Fund Returns up to 1 year are on To generate long-term capital appreciation for you from a portfolio made up predominantly of equity and equity-related securities of technology intensive companies. ICICI Prudential Technology Fund is a Equity - Sectoral fund was launched on 3 Mar 00. It is a fund with High risk and has given a Below is the key information for ICICI Prudential Technology Fund Returns up to 1 year are on (Erstwhile IDFC Sterling Equity Fund) To generate capital appreciation from a diversified portfolio of equity and equity related instruments.It will predominantly invest in small and midcap equity and equity related instruments. Small and Midcap equity & equity related instruments will be the stocks included in the Nifty Free Float Midcap 100 or equity and equity related instruments of such companies which have a market capitalization lower than the highest components of Nifty Free Float Midcap 100. It may also invest in stocks other than mid cap stocks (i.e. in stocks, which have a market capitalisation of above the market capitalisation range of the defined small - midcap stocks) & derivatives. On defensive consideration,It may also invest in debt and money market instruments. In case of discontinuation /suspension of Nifty Free Float Midcap 100, the AMC reserves the right tomodify the definition of Mid cap and Small cap companies. In case of such amodification, the interest of investors will be of paramount importance. IDFC Sterling Value Fund is a Equity - Value fund was launched on 7 Mar 08. It is a fund with Moderately High risk and has given a Below is the key information for IDFC Sterling Value Fund Returns up to 1 year are on (Erstwhile Sundaram SMILE Fund) To primarily achieve capital appreciation by
investing in diversified stocks that are
generally termed as small and mid-caps and
by investing in other equities. Sundaram Small Cap Fund is a Equity - Small Cap fund was launched on 15 Feb 05. It is a fund with Moderately High risk and has given a Below is the key information for Sundaram Small Cap Fund Returns up to 1 year are on The Fund seeks to provide long-term capital appreciation by investing in mid and small cap companies. Franklin India Smaller Companies Fund is a Equity - Small Cap fund was launched on 13 Jan 06. It is a fund with Moderately High risk and has given a Below is the key information for Franklin India Smaller Companies Fund Returns up to 1 year are on (Erstwhile DSP BlackRock Micro Cap Fund) The primary investment objective is to seek to generate long term capital appreciation from a portfolio that is substantially constituted of equity and equity related securities of small cap companies. From time to time, the fund manager will also seek participation in other equity and equity related securities to achieve optimal portfolio construction. There is no assurance that the investment objective of the Scheme will be realized DSP BlackRock Small Cap Fund is a Equity - Small Cap fund was launched on 14 Jun 07. It is a fund with Moderately High risk and has given a Below is the key information for DSP BlackRock Small Cap Fund Returns up to 1 year are on The investment objective of the scheme is to seek to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities. However, there can be no assurance that the investment objective of the scheme will be realized. IDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 8 Mar 11. It is a fund with High risk and has given a Below is the key information for IDFC Infrastructure Fund Returns up to 1 year are on 1. Kotak Small Cap Fund
CAGR/Annualized return of 17.8% since its launch. Ranked 23 in Small Cap category. Return for 2020 was 34.2% , 2019 was 5% and 2018 was -17.3% . Kotak Small Cap Fund
Growth Launch Date 24 Feb 05 NAV (28 Jul 21) ₹147.856 ↓ -0.63 (-0.42 %) Net Assets (Cr) ₹4,765 on 30 Jun 21 Category Equity - Small Cap AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.11 Sharpe Ratio 5.32 Information Ratio 1.37 Alpha Ratio 13.3 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 16 ₹10,000 30 Jun 17 ₹12,680 30 Jun 18 ₹12,928 30 Jun 19 ₹12,514 30 Jun 20 ₹11,207 30 Jun 21 ₹24,601 Returns for Kotak Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 21 Duration Returns 1 Month 5.8% 3 Month 20.5% 6 Month 45.7% 1 Year 118.6% 3 Year 25.9% 5 Year 19.7% 10 Year 15 Year Since launch 17.8% Historical performance (Yearly) on absolute basis
Year Returns 2020 34.2% 2019 5% 2018 -17.3% 2017 44% 2016 8.9% 2015 7.4% 2014 74% 2013 -4.9% 2012 50.2% 2011 -26.9% Fund Manager information for Kotak Small Cap Fund
Name Since Tenure Pankaj Tibrewal 21 Jan 10 11.45 Yr. Data below for Kotak Small Cap Fund as on 30 Jun 21
Equity Sector Allocation
Sector Value Industrials 28.43% Consumer Cyclical 25.2% Basic Materials 21.09% Technology 8.23% Financial Services 4.62% Health Care 2.27% Consumer Defensive 1.76% Real Estate 1.08% Energy 0.49% Communication Services 0.19% Asset Allocation
Asset Class Value Cash 6.63% Equity 93.37% Top Securities Holdings / Portfolio
Name Holding Value Quantity Century Plyboards (India) Ltd (Consumer Cyclical)
Equity, Since 31 Oct 18 | 5325485% ₹218 Cr 5,388,506
↑ 274,118 Sheela Foam Ltd (Consumer Cyclical)
Equity, Since 30 Jun 18 | 5402034% ₹172 Cr 770,070
↑ 29,524 Carborundum Universal Ltd (Industrials)
Equity, Since 30 Jun 18 | 5133754% ₹171 Cr 2,822,818
↑ 193,685 Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 13 | PERSISTENT3% ₹159 Cr 540,794
↓ -2,117 Lux Industries Ltd (Consumer Cyclical)
Equity, Since 31 Jan 18 | LUXIND3% ₹155 Cr 433,916
↓ -10,003 Galaxy Surfactants Ltd (Basic Materials)
Equity, Since 31 Jan 18 | 5409353% ₹146 Cr 483,554
↑ 64,636 Blue Star Ltd Shs Dematerialised (Industrials)
Equity, Since 31 May 18 | BLUESTARCO3% ₹136 Cr 1,665,918
↑ 320,846 Supreme Industries Ltd (Consumer Cyclical)
Equity, Since 31 May 14 | 5099303% ₹133 Cr 615,948 Ratnamani Metals & Tubes Ltd (Basic Materials)
Equity, Since 31 Jan 18 | 5201113% ₹131 Cr 638,056
↑ 72,634 Somany Ceramics Ltd (Industrials)
Equity, Since 31 Jan 21 | 5315483% ₹119 Cr 1,939,629
↑ 163,095 2. ICICI Prudential Smallcap Fund
CAGR/Annualized return of 11.9% since its launch. Ranked 26 in Small Cap category. Return for 2020 was 22.8% , 2019 was 10% and 2018 was -22.4% . ICICI Prudential Smallcap Fund
Growth Launch Date 18 Oct 07 NAV (28 Jul 21) ₹47.33 ↓ -0.17 (-0.36 %) Net Assets (Cr) ₹2,664 on 30 Jun 21 Category Equity - Small Cap AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.49 Sharpe Ratio 4.26 Information Ratio 0.88 Alpha Ratio -2.27 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 16 ₹10,000 30 Jun 17 ₹12,619 30 Jun 18 ₹12,275 30 Jun 19 ₹12,516 30 Jun 20 ₹10,349 30 Jun 21 ₹21,400 Returns for ICICI Prudential Smallcap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 21 Duration Returns 1 Month 9.6% 3 Month 27.6% 6 Month 47.4% 1 Year 109.9% 3 Year 22.9% 5 Year 17.3% 10 Year 15 Year Since launch 11.9% Historical performance (Yearly) on absolute basis
Year Returns 2020 22.8% 2019 10% 2018 -22.4% 2017 42.7% 2016 6% 2015 0.5% 2014 50.6% 2013 8.8% 2012 26% 2011 -15.1% Fund Manager information for ICICI Prudential Smallcap Fund
Name Since Tenure Sankaran Naren 17 Feb 15 6.37 Yr. Priyanka Khandelwal 15 Jun 17 4.05 Yr. Harish Bihani 5 Nov 18 2.65 Yr. Data below for ICICI Prudential Smallcap Fund as on 30 Jun 21
Equity Sector Allocation
Sector Value Industrials 17.83% Consumer Cyclical 13.98% Financial Services 13.79% Basic Materials 12.95% Health Care 9.56% Technology 8.48% Real Estate 7.25% Communication Services 5.85% Consumer Defensive 5.52% Asset Allocation
Asset Class Value Cash 4.79% Equity 95.21% Top Securities Holdings / Portfolio
Name Holding Value Quantity Mahindra Lifespace Developers Ltd (Real Estate)
Equity, Since 31 Aug 19 | 5323134% ₹106 Cr 1,755,887
↓ -14,878 Birlasoft Ltd (Technology)
Equity, Since 31 Dec 20 | 5324004% ₹98 Cr 2,451,789
↓ -50,000 INOX Leisure Ltd (Communication Services)
Equity, Since 31 Oct 18 | 5327064% ₹95 Cr 3,089,275
↑ 455,257 Brigade Enterprises Ltd (Real Estate)
Equity, Since 30 Sep 16 | 5329293% ₹87 Cr 3,113,838
↑ 895,522 V-Mart Retail Ltd (Consumer Cyclical)
Equity, Since 31 Jul 19 | 5349763% ₹84 Cr 299,573
↑ 2,348 KEI Industries Ltd (Industrials)
Equity, Since 31 Jan 20 | 5175693% ₹81 Cr 1,160,949
↑ 76,877 Cholamandalam Financial Holdings Ltd (Financial Services)
Equity, Since 30 Jun 19 | 5049733% ₹72 Cr 1,085,421
↑ 29,273 Krishna Institute of Medical Sciences Ltd (Healthcare)
Equity, Since 30 Jun 21 | 5433083% ₹68 Cr 720,000
↑ 720,000 Camlin Fine Sciences Ltd (Basic Materials)
Equity, Since 30 Nov 17 | 5328343% ₹67 Cr 3,618,093 Minda Industries Ltd (Consumer Cyclical)
Equity, Since 30 Nov 19 | 5325393% ₹67 Cr 1,043,161 3. L&T Emerging Businesses Fund
CAGR/Annualized return of 21.1% since its launch. Ranked 2 in Small Cap category. Return for 2020 was 15.5% , 2019 was -8.1% and 2018 was -13.7% . L&T Emerging Businesses Fund
Growth Launch Date 12 May 14 NAV (28 Jul 21) ₹39.823 ↓ -0.11 (-0.27 %) Net Assets (Cr) ₹6,860 on 30 Jun 21 Category Equity - Small Cap AMC L&T Investment Management Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 1.95 Sharpe Ratio 4.48 Information Ratio -0.76 Alpha Ratio -0.43 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 16 ₹10,000 30 Jun 17 ₹14,542 30 Jun 18 ₹15,815 30 Jun 19 ₹14,646 30 Jun 20 ₹11,419 30 Jun 21 ₹23,049 Returns for L&T Emerging Businesses Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 21 Duration Returns 1 Month 7.2% 3 Month 24.7% 6 Month 51.3% 1 Year 109.8% 3 Year 14.8% 5 Year 18.4% 10 Year 15 Year Since launch 21.1% Historical performance (Yearly) on absolute basis
Year Returns 2020 15.5% 2019 -8.1% 2018 -13.7% 2017 66.5% 2016 10.2% 2015 12.3% 2014 2013 2012 2011 Fund Manager information for L&T Emerging Businesses Fund
Name Since Tenure Venugopal Manghat 17 Dec 19 1.54 Yr. Vihang Naik 17 Dec 19 1.54 Yr. Alok Ranjan 1 Oct 19 1.75 Yr. Data below for L&T Emerging Businesses Fund as on 30 Jun 21
Equity Sector Allocation
Sector Value Industrials 29.75% Basic Materials 21.45% Consumer Cyclical 14.9% Technology 13.82% Consumer Defensive 8.48% Health Care 4.6% Real Estate 3.6% Financial Services 2.22% Energy 0.7% Asset Allocation
Asset Class Value Cash 0.46% Equity 99.54% Top Securities Holdings / Portfolio
Name Holding Value Quantity K.P.R. Mill Ltd (Consumer Cyclical)
Equity, Since 28 Feb 15 | 5328895% ₹322 Cr 2,112,579 Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 18 | PERSISTENT4% ₹250 Cr 850,070
↓ -85,000 Balrampur Chini Mills Ltd (Consumer Defensive)
Equity, Since 31 Jul 19 | 5000384% ₹248 Cr 6,974,700 Grindwell Norton Ltd (Industrials)
Equity, Since 30 Sep 17 | 5060763% ₹215 Cr 1,734,948 Sonata Software Ltd (Technology)
Equity, Since 31 Jul 18 | 5322213% ₹175 Cr 2,338,967 Finolex Industries Ltd Shs Dematerialised (Industrials)
Equity, Since 28 Feb 18 | FINPIPE2% ₹161 Cr 8,769,275 Cera Sanitaryware Ltd (Industrials)
Equity, Since 31 Mar 19 | 5324432% ₹150 Cr 334,305
↑ 50,000 Supreme Petrochem Ltd (Basic Materials)
Equity, Since 30 Sep 16 | 5004052% ₹145 Cr 1,969,120 Emami Ltd (Consumer Defensive)
Equity, Since 30 Jun 19 | 5311622% ₹143 Cr 2,550,057
↓ -182,643 Deepak Nitrite Ltd (Basic Materials)
Equity, Since 29 Feb 20 | 5064012% ₹138 Cr 765,500
↓ -223,362 4. Aditya Birla Sun Life Small Cap Fund
CAGR/Annualized return of 12.4% since its launch. Ranked 1 in Small Cap category. Return for 2020 was 19.8% , 2019 was -11.5% and 2018 was -22.6% . Aditya Birla Sun Life Small Cap Fund
Growth Launch Date 31 May 07 NAV (28 Jul 21) ₹52.8145 ↓ -0.19 (-0.35 %) Net Assets (Cr) ₹2,877 on 30 Jun 21 Category Equity - Small Cap AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.28 Sharpe Ratio 4.3 Information Ratio -0.32 Alpha Ratio -3.79 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 16 ₹10,000 30 Jun 17 ₹13,124 30 Jun 18 ₹13,646 30 Jun 19 ₹11,878 30 Jun 20 ₹8,779 30 Jun 21 ₹17,890 Returns for Aditya Birla Sun Life Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 21 Duration Returns 1 Month 6.2% 3 Month 21.2% 6 Month 43.5% 1 Year 103.5% 3 Year 11.2% 5 Year 12.4% 10 Year 15 Year Since launch 12.4% Historical performance (Yearly) on absolute basis
Year Returns 2020 19.8% 2019 -11.5% 2018 -22.6% 2017 56.7% 2016 9.7% 2015 13.4% 2014 66.3% 2013 4.8% 2012 31.9% 2011 -23.3% Fund Manager information for Aditya Birla Sun Life Small Cap Fund
Name Since Tenure Kunal Sangoi 14 May 20 1.13 Yr. Dhaval Gala 14 May 20 1.13 Yr. Nitesh Jain 14 May 20 1.13 Yr. Data below for Aditya Birla Sun Life Small Cap Fund as on 30 Jun 21
Equity Sector Allocation
Sector Value Basic Materials 25.42% Industrials 17.57% Consumer Cyclical 13.33% Financial Services 10.05% Technology 9.96% Consumer Defensive 9.61% Health Care 6.12% Communication Services 5.26% Real Estate 1.37% Asset Allocation
Asset Class Value Cash 1.32% Equity 98.68% Top Securities Holdings / Portfolio
Name Holding Value Quantity Deepak Nitrite Ltd (Basic Materials)
Equity, Since 30 Jun 17 | 5064014% ₹124 Cr 684,353 JK Cement Ltd (Basic Materials)
Equity, Since 31 Mar 18 | JKCEMENT4% ₹113 Cr 395,000
↑ 17,724 Cyient Ltd (Industrials)
Equity, Since 30 Jun 14 | CYIENT3% ₹90 Cr 1,048,104 Just Dial Ltd (Communication Services)
Equity, Since 30 Nov 19 | 5356483% ₹83 Cr 865,783 Cholamandalam Financial Holdings Ltd (Financial Services)
Equity, Since 31 Dec 18 | 5049733% ₹79 Cr 1,187,414 National Aluminium Co Ltd (Basic Materials)
Equity, Since 30 Jun 20 | 5322343% ₹74 Cr 9,425,924 Radico Khaitan Ltd Shs Dematerialised (Consumer Defensive)
Equity, Since 31 May 20 | 5324972% ₹70 Cr 927,169
↓ -286,200 V-Guard Industries Ltd (Industrials)
Equity, Since 30 Apr 16 | 5329532% ₹65 Cr 2,445,000 Steel Authority Of India Ltd Shs Dematerialised (Basic Materials)
Equity, Since 28 Feb 21 | 5001132% ₹61 Cr 4,696,025 Prince Pipes And Fittings Ltd Ordinary Shares (Basic Materials)
Equity, Since 31 Dec 19 | 5429072% ₹59 Cr 819,963
↓ -135,308 5. ICICI Prudential Technology Fund
CAGR/Annualized return of 13% since its launch. Ranked 37 in Sectoral category. Return for 2020 was 70.6% , 2019 was 2.3% and 2018 was 19.1% . ICICI Prudential Technology Fund
Growth Launch Date 3 Mar 00 NAV (28 Jul 21) ₹136.72 ↓ -0.23 (-0.17 %) Net Assets (Cr) ₹3,494 on 30 Jun 21 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk High Expense Ratio 2.6 Sharpe Ratio 3.89 Information Ratio 0.12 Alpha Ratio 24.87 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 16 ₹10,000 30 Jun 17 ₹9,534 30 Jun 18 ₹13,291 30 Jun 19 ₹14,037 30 Jun 20 ₹13,298 30 Jun 21 ₹31,119 Returns for ICICI Prudential Technology Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 21 Duration Returns 1 Month 6.6% 3 Month 23.9% 6 Month 35.6% 1 Year 102.2% 3 Year 33.6% 5 Year 27.8% 10 Year 15 Year Since launch 13% Historical performance (Yearly) on absolute basis
Year Returns 2020 70.6% 2019 2.3% 2018 19.1% 2017 19.8% 2016 -4% 2015 3.9% 2014 26.3% 2013 62.6% 2012 17.1% 2011 -18.9% Fund Manager information for ICICI Prudential Technology Fund
Name Since Tenure Sankaran Naren 14 Jul 17 3.97 Yr. Priyanka Khandelwal 8 Jul 20 0.98 Yr. Vaibhav Dusad 2 May 20 1.16 Yr. Data below for ICICI Prudential Technology Fund as on 30 Jun 21
Equity Sector Allocation
Sector Value Technology 78.14% Communication Services 9.19% Industrials 7.68% Consumer Defensive 1.35% Asset Allocation
Asset Class Value Cash 3.64% Equity 96.36% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY24% ₹849 Cr 5,370,218
↑ 794,019 HCL Technologies Ltd Shs Dematerialised (Technology)
Equity, Since 30 Sep 20 | HCLTECH8% ₹276 Cr 2,805,807
↑ 250,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 Oct 16 | 5327558% ₹273 Cr 2,496,107
↑ 635,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Sep 19 | TCS7% ₹243 Cr 725,185
↑ 45,000 Persistent Systems Ltd (Technology)
Equity, Since 31 May 20 | PERSISTENT4% ₹146 Cr 498,305
↑ 40,234 Indian Railway Catering And Tourism Corp Ltd (Industrials)
Equity, Since 31 Dec 20 | 5428303% ₹104 Cr 513,609
↑ 150,000 Coforge Ltd Shs Dematerialised (Technology)
Equity, Since 31 Jul 20 | 5325413% ₹102 Cr 245,969
↓ -8,000 Wipro Ltd (Technology)
Equity, Since 30 Sep 19 | 5076853% ₹99 Cr 1,821,450
↑ 130,000 MindTree Ltd (Technology)
Equity, Since 30 Jun 20 | 5328193% ₹96 Cr 367,684
↑ 49,000 eClerx Services Ltd (Technology)
Equity, Since 31 Aug 20 | 5329273% ₹95 Cr 489,394
↑ 123,541 6. IDFC Sterling Value Fund
CAGR/Annualized return of 16.7% since its launch. Ranked 21 in Value category. Return for 2020 was 15.2% , 2019 was -6.2% and 2018 was -13% . IDFC Sterling Value Fund
Growth Launch Date 7 Mar 08 NAV (28 Jul 21) ₹79.54 ↑ 0.07 (0.09 %) Net Assets (Cr) ₹3,733 on 30 Jun 21 Category Equity - Value AMC IDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.05 Sharpe Ratio 4.33 Information Ratio -0.63 Alpha Ratio 3.58 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 16 ₹10,000 30 Jun 17 ₹13,395 30 Jun 18 ₹14,843 30 Jun 19 ₹14,074 30 Jun 20 ₹10,520 30 Jun 21 ₹21,078 Returns for IDFC Sterling Value Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 21 Duration Returns 1 Month 5% 3 Month 17.8% 6 Month 42.2% 1 Year 100.8% 3 Year 13.5% 5 Year 16% 10 Year 15 Year Since launch 16.7% Historical performance (Yearly) on absolute basis
Year Returns 2020 15.2% 2019 -6.2% 2018 -13% 2017 61.3% 2016 1.1% 2015 -0.3% 2014 57.3% 2013 4.9% 2012 45% 2011 -22.4% Fund Manager information for IDFC Sterling Value Fund
Name Since Tenure Anoop Bhaskar 30 Apr 16 5.17 Yr. Daylynn Pinto 20 Oct 16 4.7 Yr. Data below for IDFC Sterling Value Fund as on 30 Jun 21
Equity Sector Allocation
Sector Value Consumer Cyclical 23.3% Industrials 17.38% Basic Materials 16.95% Financial Services 15.48% Technology 7.14% Consumer Defensive 6.81% Health Care 5.14% Utility 3.27% Energy 1.44% Asset Allocation
Asset Class Value Cash 3.07% Equity 96.93% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK4% ₹145 Cr 2,300,000 Deepak Nitrite Ltd (Basic Materials)
Equity, Since 31 Mar 17 | 5064013% ₹127 Cr 700,000
↓ -30,000 Gujarat Gas Ltd (Utilities)
Equity, Since 31 May 15 | 5393363% ₹122 Cr 1,850,000
↓ -50,000 KEC International Ltd (Industrials)
Equity, Since 31 Jul 15 | 5327143% ₹104 Cr 2,300,000
↓ -25,000 JK Cement Ltd (Basic Materials)
Equity, Since 31 Oct 17 | JKCEMENT3% ₹100 Cr 350,000
↓ -20,000 Jindal Steel & Power Ltd (Basic Materials)
Equity, Since 30 Apr 17 | 5322863% ₹99 Cr 2,500,000
↑ 300,000 Minda Industries Ltd (Consumer Cyclical)
Equity, Since 31 Aug 16 | 5325393% ₹96 Cr 1,500,000 Emami Ltd (Consumer Defensive)
Equity, Since 31 Jul 18 | 5311623% ₹95 Cr 1,700,000 NCC Ltd (Industrials)
Equity, Since 31 Jan 16 | NCC3% ₹95 Cr 10,900,000
↓ -100,000 Radico Khaitan Ltd Shs Dematerialised (Consumer Defensive)
Equity, Since 31 May 20 | 5324972% ₹87 Cr 1,150,000
↓ -25,000 7. Sundaram Small Cap Fund
CAGR/Annualized return of 17.1% since its launch. Ranked 19 in Small Cap category. Return for 2020 was 26.2% , 2019 was -6.1% and 2018 was -29.2% . Sundaram Small Cap Fund
Growth Launch Date 15 Feb 05 NAV (28 Jul 21) ₹134.638 ↓ -0.37 (-0.27 %) Net Assets (Cr) ₹1,461 on 30 Jun 21 Category Equity - Small Cap AMC Sundaram Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.42 Sharpe Ratio 5.05 Information Ratio 0.16 Alpha Ratio 8.76 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 16 ₹10,000 30 Jun 17 ₹13,140 30 Jun 18 ₹12,200 30 Jun 19 ₹11,120 30 Jun 20 ₹8,779 30 Jun 21 ₹17,654 Returns for Sundaram Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 21 Duration Returns 1 Month 5.5% 3 Month 20.2% 6 Month 44.3% 1 Year 100.7% 3 Year 14.6% 5 Year 11.9% 10 Year 15 Year Since launch 17.1% Historical performance (Yearly) on absolute basis
Year Returns 2020 26.2% 2019 -6.1% 2018 -29.2% 2017 55.6% 2016 -0.1% 2015 7.8% 2014 108.7% 2013 -5% 2012 44.8% 2011 -32.7% Fund Manager information for Sundaram Small Cap Fund
Name Since Tenure Ratish Varier 23 Jul 20 0.94 Yr. Rohit Seksaria 24 Feb 21 0.35 Yr. Data below for Sundaram Small Cap Fund as on 30 Jun 21
Equity Sector Allocation
Sector Value Industrials 18.37% Technology 14.71% Financial Services 14.65% Consumer Cyclical 13.1% Health Care 13.09% Basic Materials 11.88% Consumer Defensive 4% Communication Services 2.72% Real Estate 1.47% Asset Allocation
Asset Class Value Cash 6.02% Equity 93.98% Top Securities Holdings / Portfolio
Name Holding Value Quantity Laurus Labs Ltd (Healthcare)
Equity, Since 31 Mar 19 | 5402223% ₹49 Cr 715,605
↓ -216,310 Persistent Systems Ltd (Technology)
Equity, Since 30 Jun 20 | PERSISTENT3% ₹48 Cr 164,621
↓ -16,138 Navin Fluorine International Ltd (Basic Materials)
Equity, Since 30 Jun 14 | 5325043% ₹47 Cr 125,305
↓ -2,026 KSB Ltd (Industrials)
Equity, Since 31 May 14 | 5002493% ₹47 Cr 462,714
↑ 7,000 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 30 Jun 20 | MCX3% ₹44 Cr 286,930
↑ 20,677 Amrutanjan Health Care Ltd (Healthcare)
Equity, Since 31 Jan 15 | 5900063% ₹42 Cr 603,873
↑ 36,126 Cyient Ltd (Industrials)
Equity, Since 31 Oct 20 | CYIENT3% ₹41 Cr 475,853
↑ 5,413 Can Fin Homes Ltd (Financial Services)
Equity, Since 30 Sep 20 | 5111963% ₹37 Cr 707,375
↑ 119,698 Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Jul 20 | 5406992% ₹35 Cr 78,556 CSB Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 30 Nov 19 | 5428672% ₹34 Cr 975,142 8. Franklin India Smaller Companies Fund
CAGR/Annualized return of 14.6% since its launch. Ranked 11 in Small Cap category. Return for 2020 was 18.7% , 2019 was -5% and 2018 was -17.4% . Franklin India Smaller Companies Fund
Growth Launch Date 13 Jan 06 NAV (28 Jul 21) ₹82.6049 ↓ -0.52 (-0.63 %) Net Assets (Cr) ₹6,768 on 30 Jun 21 Category Equity - Small Cap AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.94 Sharpe Ratio 4.26 Information Ratio -0.55 Alpha Ratio -1.33 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 16 ₹10,000 30 Jun 17 ₹12,312 30 Jun 18 ₹13,019 30 Jun 19 ₹12,147 30 Jun 20 ₹9,034 30 Jun 21 ₹17,753 Returns for Franklin India Smaller Companies Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 21 Duration Returns 1 Month 7.1% 3 Month 20.7% 6 Month 37.9% 1 Year 99% 3 Year 13% 5 Year 12.5% 10 Year 15 Year Since launch 14.6% Historical performance (Yearly) on absolute basis
Year Returns 2020 18.7% 2019 -5% 2018 -17.4% 2017 43.5% 2016 10.2% 2015 9.6% 2014 89.9% 2013 13.2% 2012 51.7% 2011 -25.9% Fund Manager information for Franklin India Smaller Companies Fund
Name Since Tenure R. Janakiraman 1 Apr 07 14.26 Yr. Hari Shyamsunder 2 May 16 5.17 Yr. Mayank Bukrediwala 24 Aug 20 0.85 Yr. Data below for Franklin India Smaller Companies Fund as on 30 Jun 21
Equity Sector Allocation
Sector Value Industrials 27.88% Financial Services 15.22% Basic Materials 12.05% Consumer Cyclical 12.02% Health Care 8.79% Consumer Defensive 6.31% Real Estate 5.07% Communication Services 3.96% Technology 2.42% Energy 2.29% Asset Allocation
Asset Class Value Cash 3.98% Equity 96.02% Top Securities Holdings / Portfolio
Name Holding Value Quantity Deepak Nitrite Ltd (Basic Materials)
Equity, Since 31 Jan 16 | 5064017% ₹449 Cr 2,482,967
↓ -160,000 Brigade Enterprises Ltd (Real Estate)
Equity, Since 30 Jun 14 | 5329293% ₹211 Cr 7,537,595 Cyient Ltd (Industrials)
Equity, Since 30 Jun 14 | CYIENT3% ₹203 Cr 2,359,141 Finolex Cables Ltd Shs Dematerialised (Industrials)
Equity, Since 31 Mar 12 | FINCABLES3% ₹202 Cr 3,884,567
↓ -227,454 J.B. Chemicals & Pharmaceuticals Ltd (Healthcare)
Equity, Since 30 Jun 14 | 5069433% ₹202 Cr 1,211,988
↓ -13,108 CCL Products (India) Ltd (Consumer Defensive)
Equity, Since 30 Apr 19 | 5196003% ₹201 Cr 5,562,185 K.P.R. Mill Ltd (Consumer Cyclical)
Equity, Since 31 Jan 19 | 5328893% ₹198 Cr 1,300,886
↓ -25,000 Quess Corp Ltd (Industrials)
Equity, Since 31 Jan 20 | 5399783% ₹197 Cr 2,410,139 Equitas Holding Ltd (Financial Services)
Equity, Since 30 Apr 16 | 5398442% ₹161 Cr 17,172,603
↑ 900,000 Jyothy Labs Ltd (Consumer Defensive)
Equity, Since 31 Dec 15 | 5329262% ₹159 Cr 10,263,765 9. DSP BlackRock Small Cap Fund
CAGR/Annualized return of 17.9% since its launch. Ranked 7 in Small Cap category. Return for 2020 was 33.1% , 2019 was 0.7% and 2018 was -25.5% . DSP BlackRock Small Cap Fund
Growth Launch Date 14 Jun 07 NAV (28 Jul 21) ₹101.939 ↑ 0.33 (0.33 %) Net Assets (Cr) ₹7,630 on 30 Jun 21 Category Equity - Small Cap AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.01 Sharpe Ratio 4.71 Information Ratio 0.15 Alpha Ratio 3.44 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 16 ₹10,000 30 Jun 17 ₹12,765 30 Jun 18 ₹11,996 30 Jun 19 ₹11,570 30 Jun 20 ₹10,267 30 Jun 21 ₹19,844 Returns for DSP BlackRock Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 21 Duration Returns 1 Month 8.6% 3 Month 23.2% 6 Month 44.3% 1 Year 98% 3 Year 20.9% 5 Year 15.6% 10 Year 15 Year Since launch 17.9% Historical performance (Yearly) on absolute basis
Year Returns 2020 33.1% 2019 0.7% 2018 -25.5% 2017 42.8% 2016 12.7% 2015 20.4% 2014 101.8% 2013 3.8% 2012 40.5% 2011 -27.2% Fund Manager information for DSP BlackRock Small Cap Fund
Name Since Tenure Vinit Sambre 21 Jun 10 11.03 Yr. Jay Kothari 1 Mar 13 8.34 Yr. Resham Jain 16 Mar 18 3.29 Yr. Data below for DSP BlackRock Small Cap Fund as on 30 Jun 21
Equity Sector Allocation
Sector Value Consumer Cyclical 34.63% Basic Materials 24.97% Industrials 12.77% Financial Services 6.59% Health Care 6.52% Consumer Defensive 6.04% Technology 4.76% Communication Services 0.87% Asset Allocation
Asset Class Value Cash 2.75% Equity 97.25% Top Securities Holdings / Portfolio
Name Holding Value Quantity Atul Ltd (Basic Materials)
Equity, Since 31 Jul 13 | ATUL4% ₹324 Cr 360,639
↓ -72,403 Nilkamal Ltd (Consumer Cyclical)
Equity, Since 31 Jan 17 | 5233854% ₹280 Cr 1,256,679 Chambal Fertilisers & Chemicals Ltd Shs Dematerialised (Basic Materials)
Equity, Since 31 Jul 14 | 5000853% ₹249 Cr 8,112,226 Ipca Laboratories Ltd (Healthcare)
Equity, Since 30 Nov 14 | 5244943% ₹249 Cr 1,226,945 K.P.R. Mill Ltd (Consumer Cyclical)
Equity, Since 31 Jul 14 | 5328893% ₹238 Cr 1,566,227 APL Apollo Tubes Ltd (Basic Materials)
Equity, Since 31 Dec 10 | 5337583% ₹217 Cr 1,330,191 Tube Investments of India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Jan 19 | 5407623% ₹215 Cr 1,843,668 Welspun India Ltd (Consumer Cyclical)
Equity, Since 31 Jan 18 | 5141623% ₹212 Cr 21,943,370 Suprajit Engineering Ltd (Consumer Cyclical)
Equity, Since 30 Jun 14 | 5325093% ₹212 Cr 7,495,797 Ratnamani Metals & Tubes Ltd (Basic Materials)
Equity, Since 31 Dec 14 | 5201113% ₹211 Cr 1,030,630 10. IDFC Infrastructure Fund
CAGR/Annualized return of 8.3% since its launch. Ranked 1 in Sectoral category. Return for 2020 was 6.3% , 2019 was -5.3% and 2018 was -25.9% . IDFC Infrastructure Fund
Growth Launch Date 8 Mar 11 NAV (28 Jul 21) ₹22.85 ↓ -0.04 (-0.17 %) Net Assets (Cr) ₹623 on 30 Jun 21 Category Equity - Sectoral AMC IDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk High Expense Ratio 2.35 Sharpe Ratio 2.76 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 16 ₹10,000 30 Jun 17 ₹14,401 30 Jun 18 ₹14,415 30 Jun 19 ₹14,141 30 Jun 20 ₹10,463 30 Jun 21 ₹19,608 Returns for IDFC Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jul 21 Duration Returns 1 Month 6% 3 Month 23.9% 6 Month 49.7% 1 Year 98% 3 Year 12.4% 5 Year 14.1% 10 Year 15 Year Since launch 8.3% Historical performance (Yearly) on absolute basis
Year Returns 2020 6.3% 2019 -5.3% 2018 -25.9% 2017 58.7% 2016 10.7% 2015 -0.2% 2014 43.2% 2013 -10.8% 2012 10% 2011 Fund Manager information for IDFC Infrastructure Fund
Name Since Tenure Sachin Relekar 8 Dec 20 0.56 Yr. Data below for IDFC Infrastructure Fund as on 30 Jun 21
Equity Sector Allocation
Sector Value Industrials 54.75% Basic Materials 23.92% Utility 13.77% Communication Services 4.68% Energy 1.18% Consumer Cyclical 0.47% Asset Allocation
Asset Class Value Cash 1.24% Equity 98.76% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd Shs Dematerialised (Industrials)
Equity, Since 29 Feb 12 | LT9% ₹58 Cr 385,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 14 | ULTRACEMCO8% ₹49 Cr 72,000 JK Cement Ltd (Basic Materials)
Equity, Since 31 Oct 17 | JKCEMENT7% ₹41 Cr 142,284 Gujarat Gas Ltd (Utilities)
Equity, Since 28 Feb 17 | 5393366% ₹39 Cr 591,168 PNC Infratech Ltd (Industrials)
Equity, Since 31 Oct 15 | PNCINFRA6% ₹36 Cr 1,231,125
↓ -206,900 Kirloskar Brothers Ltd (Industrials)
Equity, Since 31 Dec 17 | 5002415% ₹33 Cr 774,850 Transport Corp of India Ltd (Industrials)
Equity, Since 31 Mar 18 | TCI5% ₹30 Cr 728,540 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 19 | BHARTIARTL5% ₹29 Cr 554,700 Torrent Power Ltd (Utilities)
Equity, Since 31 Mar 18 | 5327794% ₹26 Cr 564,800 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 30 Apr 13 | 5329214% ₹24 Cr 345,700
↓ -159,700
Mutual Fund Companies
There are 42 Mutual Fund companies in India (called Asset Management Companies “AMCs”) which provide mutual fund schemes which investors can invest in. These Mutual Fund companies are regulated by SEBI. Some of the noticeable Mutual Fund Companies are:
1. SBI Mutual Fund
SBI Mutual Fund was set up in 1987 by the State Bank of India. Today SBI MF manages INR 1,57,025 crore (Mar-31-2017) of assets. It is one of largest asset management companies in India and offers over 70 funds across categories of equity, debt and balanced.
2. HDFC Mutual Fund
Setup in the year 2000, HDFC asset management company is one of the prominent asset managers looking after some famous names such as HDFC Equity Funds and the HDFC top 200 Fund. Today, it manages INR 2,37,177 crore (Mar-31-2017) of assets. It has schemes across asset classes and boasts of over 63 schemes that it manages. It is backed by the parent of the very large banking institution called Housing Development Finance Corporation (HDFC).
3. Nippon India Mutual Fund
Setup in 1995, Nippon India Mutual Fund (formerly known as Reliance Mutual Fund) is one of the oldest AMCs in India. With explosive growth over the last 2 decades, today it has over 210890 crores (Mar-31-2017) of assets under management. It manages some of the oldest funds in the industry such as Nippon India Vision Fund, Nippon India Banking Fund, Nippon India Liquid Fund, etc.
4. UTI Mutual Fund
UTI Mutual Fund is the oldest asset management company in India. Mutual Funds in India started in 1963 with the formation of the Unit Trust of India (UTI), since then UTI has grown over the years. Today, UTI AMC is a very large asset manager with assets of 1,36,810 crore (Mar-31-2017). Some of its prominent funds are UTI equity fund and UTI MNC Fund. It offers fund across asset classes.
5. Franklin Templeton Mutual Fund
Franklin Mutual Fund was set up in 1995. It is also a large fund house with assets of 81,615 crores (Mar-31-2017). Franklin Templeton Mutual Fund is backed by the US parent Templeton International Inc. Franklin Templeton Mutual Fund is a very process driven fund house
6. LIC Mutual Fund
Backed by the Life Insurance Corporation of India (LIC), this mutual fund company started operations in 1994. Today it manages about INR 21,475 crore (Mar-31-2017) of assets.
7. Blackrock Mutual Fund
DSP BlackRock Mutual Fund is a joint venture of DSP Group and BlackRock Inc. Setup in 1996 the fund house manages across asset classes. It manages names such as the DSP Blackrock Microcap Fund & the DSP Blackrock taxsaver Fund.
How To Invest In Mutual Funds
How to invest in Mutual Funds?There are various avenues to invest, one can go directly to funds houses, also one can use the services of a broker or distributor or one can even use a financial advisor. There are many advantages of using the services of a distributor, instead of going to different AMCs, making the process cumbersome one can use a distributor who can help interact and do the purchases & redemptions with all of them and make the process easy for the investor. Today, investors can also make the purchase of mutual funds online and be sitting at home to complete the entire process.
Mutual Fund Investment Plans
One can make various Mutual Fund investment plans given the risk profile of the investor. For those who can take higher risk, there are equity funds and for those with lower risk, there are debt/money market funds. One can do goal planning with various calculators to achieve a goal such as buying a house, car or any other asset. Using a SIP over a period of time one can try and achieve these goals. Also, using asset allocation one can choose the mix of assets given the level of risk one can tolerate.
Mutual Fund NAV
The industry is very transparent; funds are required to publish their prices daily. The price is known as the Net Asset Value (NAV). All mutual funds are required by SEBI to publish their NAV daily. The NAVs are published on websites of most AMCs as well as at the website of AMFI to ensure transparency.
Mutual Fund Calculator
The mutual fund calculator is a very important tool to plan for goals using SIPs and also to see how one can grow using the systematic investment plan. Taking basic inputs such as expected growth rate and inflation it can do all sorts of calculations. Access the calculator here:
Know Your Monthly SIP Amount
Mutual Funds: Index Funds
Today, there are many index funds also available on the mutual fund platform. These are offered by various mutual fund companies. Other than index funds, there are various Exchange Traded Fund (ETFs) also available on the mutual fund platform.Nifty ETFs, Gold ETFs etc to name a few are all available in the fund's form.
Mutual Fund Ratings
Mutual funds ratings today are provided by many players like CRISIL, ICRA, MorningStar etc to name a few. mutual fund ratings usually take in a number of quantitative as well as qualitative factors to arrive at the final rating. The Mutual Fund rating is a good starting point for an investor in selecting the scheme.
Today, mutual funds have become an important route for retail investors, and choosing the best fund is very important for investors. Investors should always do their bit of research in understanding which funds to invest in and choosing the right distributor/advisor to help them on this journey.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Best mutual fund for 2 to 5 year investment in single schemes
Educative and very Useful information. Thank you.
Great Read. Informative Page about all types of mutual funds.