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Mutual Fund in India

Updated on October 13, 2021 , 61358 views

A Mutual Fund is a collective pool (hence the word mutual) of money given by investors with a common objective for purchasing securities (via the fund). The collective pool is formed by the investors in a Mutual Fund, they are regulated in India by the Securities and Exchange Board of India (SEBI).

Those new to finance, planning and investing often hear the term “Mutual Fund” and ask “what is a Mutual Fund?”, "which are the best Mutual Funds?", "what are the Types of Mutual Funds", "what are the companies?", "How to Invest in Mutual Funds?" etc. Mutual Funds today are becoming more common with investors and have in the recent years become an avenue by which investors can participate in the debt and equity markets.

what-is-a-mutual-fund

We shall try to answer to most of the queries related to Mutual Funds here.

Overview

Mutual Funds are a vehicle that collects money from investors to buy securities. These investors have a common objective, and this pool of money is advised by the fund manager who decides how to invest the money. With good fund management, the Mutual Fund Manager (or Portfolio Manager) generates returns for the investors, which are passed back to investors. Mutual Funds are a regulated industry, there are various rules, guidelines & policies for the mutual fund companies, the fund managers and specifically the funds being managed also. These regulations are formed by the Securities and Exchange Board of India (SEBI) who is the regulator for Mutual Funds.

Mutual Funds Meaning

As the two words, Mutual connotes getting together and Fund connotes money. Hence by definition, a Mutual Fund is a vehicle for investing money for investors with a common objective. In India, Mutual Funds is a regulated industry with a long history.

Mutual Funds Basics

The basics of Mutual Funds entails getting a basic understanding of Mutual Fund's, the advantages of Mutual Funds and dis-advantages of Mutual Funds. One can use various sources to obtain knowledge. In this article, we have tried to cover most aspects of Mutual Fund basics.

Mutual Funds History

Mutual Funds in India came into being in 1963 by an act of parliament.This was done by the government of India with the help of the Reserve Bank of India (RBI). Till 1987, there was no other player in India and it was a monopoly. At that time the industry opened up for the public sector and saw the entry of the another player called SBI Mutual Fund. Other players too came in shortly thereafter.In 1993, the government gave permission the private sector to open up asset management companies. In the next 2 years, 11 more private sector funds came in. 1996 marked another era with SEBI and AMFI coming in.

Mutual Funds India

The Association of Mutual Funds in India was formed to develop the industry and setup minimum standards.

Mutual Funds Sahi Hai

mutual fund sahi hai is the recently launched campaign by AMFI (Association of Mutual Funds in India) to create investor awareness on Mutual Funds. This campaign is across various media such as TV, newspaper, radio and across the web too. The campaign is not only in English but also across various vernaculars languages. The aim of the Mutual Funds Sahi Hai campaign is to educate people on the various aspects of the industry and increase the penetration of Mutual Funds.

Mutual Funds Investment

Mutual funds offer investors a route to save money and earn returns over time. One can invest in a lump sum or a fixed amount monthly, more commonly known as a systematic investment plan (SIP). Using a lump sum or SIPs, they inculcate the habit of savings. Investors can start Mutual Fund investments with amounts as low as INR 5000 and in the case of SIPs as low as INR 500. There are various mutual fund calculators, available which help first-time investors decide what amount to start off with. These mutual fund calculators help investors kick-start investments.

Systematic Investment Plans: SIP In Mutual Funds

Mutual Funds offer a route called the "Systematic Investment Plan" or SIP where investors can choose to put in a fixed amount of money every month in a scheme of a mutual fund. SIPs are a very convenient way for investors to invest since after the first investment, subsequent investments are automated and the investor can sit back and relax. Systematic investment plans ( SIPs) also offer rupee cost averaging and there are many benefits of SIPs.

Mutual Fund Returns

5 Year Returns Across Categories

Category: Equity Avg. 5Y Ret. Category: Balanced Avg. 5Y Ret. Category: Fixed Income Avg. 5Y Ret Category: Money Market Avg. 5Y Ret.
ELSS (Tax Saving) 18.88 Conservative Allocation 10.56 Corporate Credit 9.54 Liquid 8.3
Equity - Other 18.72 Hybrid Allocation 11.15 Dynamic Bond 9.43 Ultrashort Bond 8.64
Flexi Cap 18.89 Moderate Allocation 15. 62 Intermediate Bond 8.93 -
Large Cap 15.33 - Intermediate Government Bond 9.91 -
- - Long Term Government Bond 9.87 -
- - Short Term Bond 8.72 -
- - Short Term Government Bond 8.63

(*Return as of 10th June 2017)

Mutual Funds over the last few decades have been a phenomenal vehicle for generating returns for retail investors. To give an idea of returns over the last years, the above table gives an idea of returns across the various categories of Mutual Funds.

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Types Of Mutual Funds

On 6th October 2017, Securities of Exchange Board of India (SEBI) introduced new and broad categories in Mutual Funds in order to bring uniformity in similar schemes launched by the different Mutual Funds. This is to aim and ensure that investors can find it easier to compare the products and evaluate the different options available before investing in a scheme.

SEBI intends to make Mutual Fund investment easier for the investors. Investors could invest according to their needs, financial goals and risk ability. This mandates Mutual Fund Houses to categorize all their schemes (existing & future scheme) into 5 broad categories and 36 sub-categories. Let’s see the new distinct categories introduced by SEBI in Equity Funds, Debt Funds, Hybrid Funds, Solution Oriented Funds and other schemes

1 Equity Funds

Equity Mutual Funds can be the Large cap funds, mid cap funds, small cap funds, or multi-cap, these are for investors wanting to take exposure to the equity markets. As the name goes, equity funds invest in the equity markets. There are specialist fund managers who specialise in stock selection. They try and select the best stocks for their funds, given the Mutual Fund investment mandate. SEBI has set 1- distinct categories for equity funds.

1.1. Large Cap Equity Fund

Large-cap funds invest in large-cap companies which are big sized companies with large balance sheets, big teams and a clear organisation structure in place. The exposure in large-cap stocks has to be a minimum 80 percent of the scheme’s total assets.

1.2. Mid Cap Fund

Mid-cap funds, on the other hand, invest in smaller-sized companies, these are the emerging stars in their sector and have a potential for growth. Being small in size, these mid-cap companies are very nimble footed and can make changes to product & strategy very quickly. Given this, mid-cap investing brings in a larger risk also. The scheme will invest 65 percent of its total assets in mid-cap stocks.

1.3. Large and Mid Cap Fund

These are the schemes that invest in both large & mid cap stocks. These funds will invest a minimum of 35 percent each in mid and large cap stocks.

SEBI has set a clear classification as to what is a large cap, mid cap and small cap:

Market Capitalization Description
Large cap company 1st to 100th company in terms of full market capitalization
Mid cap company 101st to 250th company in terms of full market capitalization
Small cap company 251st company onwards in terms of full market capitalization

1.4. Multi Cap Equity Fund

In multi-cap funds, the fund manager invests across the board in large-caps and mid-caps without any restriction (the only restriction being the fund mandate). A minimum of 65 percent of its total assets should be allocated to equities.

1.5. Equity Linked Savings Scheme

Equity Linked Savings Schemes (ELSS) is a tax saving fund that comes with a lock-in period of three years. A minimum of 80 percent of its total assets has to be invested in equities.

1.6. Dividend Yield Fund

This fund will predominantly invest in dividend yielding stocks. This scheme will invest a minimum 65 percent of its total assets in equities, but in dividend yielding stocks.

1.7. Value Fund

This is an equity fund that will follow the value investment strategy.

1.8. Contra Fund

This equity scheme will follow the contrarian investment strategy. Value/Contra will invest at least 65 percent of its total assets in equities, but a Mutual Fund house can either offer a value fund or a contra fund, but not both.

1.9. Focused Fund

This fund will focus on large, mid, small or multi-cap stocks, but can have a maximum of 30 stocks. focused fund can invest at least 65 percent of its total assets in equities.

1.10. Sector/Thematic Fund

These are the funds that invest in a particular sector or a theme. At least 80 percent of the total assets of these schemes will be invested in a particular sector or theme.

2 Debt Funds

Then there are debt funds, which invest in debt instruments. There are various kinds of debt funds that exist in the Indian markets. These funds invest in various debt & money market instruments such as government securities (G-Secs), commercial papers (CPs), certificate of deposits (CDs) and other instruments. As per SEBI’s new categorization, Debt fund schemes will have 16 categories. Here’s the list:

2.1. Overnight Fund

This debt scheme will invest in overnight securities having a maturity of one day.

2.2. Liquid Fund

These are very "liquid" as the name goes. These are the funds that in most cases would try to generate returns for investors even he/she invests for one day! As per regulations, Liquid Funds invest in debt/money market securities with a maturity of less than 91 days. These are apt for investors looking to park their money for a couple of days. These funds typically don't have any exit load.

2.3. Ultra Short Duration Fund

On the risk scale, these funds have a risk that is slightly above that of liquid funds. Ultra short term funds invest in debt securities with a slightly higher maturity than liquid funds. These types of Mutual funds can give a minor loss in a day if there is a very sharp upward movement in interest rates. However, these are great for investors looking to invest money between three months to six months. Most ultra short term funds don't have any exit load, even if they do, it is for a week to a fortnight at best.

2.4. Low Duration Fund

Low duration debt securities come with a slightly higher maturity than ultra short funds. The scheme will invest in debt and money market securities with a Macaulay duration between six to 12 months.

2.5. Money Market Fund

This scheme will invest in money market instruments such as CDs, CPs, T-Bills having a maturity up to one year.

2.6. Short Term Fund

Short term Mutual Funds are great for investors looking to invest for a year or more. These also invest in debt securities and do take a little bit of interest rate risk. If interest rates move downwards then there will be capital appreciation on the portfolio along with the return earned due to interest. These funds invest in debt and money market instruments with a Macaulay duration of one to three years.

2.7. Medium Duration Fund

This scheme will invest in debt and money market instruments with a Macaulay duration of three to four years.

2.8. Medium to Long Duration Fund

This scheme will invest in debt and money market instruments with a Macaulay duration of four to seven years.

2.9. Long Duration Fund

This scheme will invest in debt and money market instruments with a Macaulay duration greater than seven years.

2.10. Dynamic Bond Fund

A dynamic bond fund is a mutual fund scheme that invests its funds in fixed income securities consisting of varying maturity periods, which means that they invest across all the duration. Here, the fund manager decides on which funds they need to invest based on their perception of the interest rate scenario and future interest rate movements. Based on this decision, they invest in funds across various maturity periods of debt instruments. This mutual fund scheme is suitable for individuals who feel puzzled about the interest rate scenario. Such individuals can rely on the view of the fund managers to earn money through dynamic bonds funds.

2.11. Corporate Bond Fund

Corporate bond funds are essentially a certificate of debt issued by major companies. These are issued as a way of raising money for businesses. Corporate bond funds are a great option when it comes to good return and low-risk type investment. This debt scheme mainly invests in the highest rated corporate bonds. The fund can invest a minimum 80 percent of its total assets in the highest-rated corporate bonds.

2.12. Credit Risk Fund

This scheme will invest in below the high-rated corporate bonds. The credit risk fund should invest at least 65 percent of its assets below the highest-rated instruments.

2.13. Banking and PUS Fund

This scheme predominantly invests in debt instruments of Banks, Public Financial Institutional, Public Sector Undertakings.

2.14. Gilt Fund

This funds invest in government securities. The maturity of the funds various as per the mandate of the fund. And so does the risk in the fund. Gilt funds are usually used as an avenue to invest by seasoned investors who know what they are doing and are clear on interest rate movements. The higher the duration or maturity of the gilt fund, higher the risk. This funds will invest a minimum 80 percent of its total assets in government securities.

2.15. Gilt Fund with 10-year Constant Duration

This scheme will invest in government securities with a maturity of 10 years. Gilt Funds with 10-year Constant Duration will invest a minimum 80 percent in government securities.

2.16. Floater Fund

This debt scheme mainly invests in floating rate instruments. Floater Fund will invest a minimum of 65 percent of its total assets in floating rate instruments.

3. Hybrid Funds

For the investors in the middle who want to be on the fence, there are balanced funds or hybrid funds. According to the new SEBI’s regulation, there will be six categories of Hybrid Funds:

3.1. Conservative Hybrid Fund

Hybrid Funds are also commonly known as Balanced Fund. Hybrid funds are a type of Mutual Funds that invest in both equity and debt mutual fund. In other words, this fund acts as a combination of both debt and equity. The conservative hybrid funds will majorly invested in debt instruments. About 75 to 90 percent of their total assets will be invest in debt instruments and about 10 to 25 percent in equity-related instruments. Hybrid funds are a great option for the investors who fear of investing in equity funds. This fund will reduce the risk portion and also help in gaining optimal returns over the time.

3.2. Balanced Hybrid Fund

This fund will invest around 40-60 percent of its total assets in both debt and equity instruments.

3.3. Aggressive Hybrid Fund

This fund will invest around 65 to 85 percent of its total assets in equity-related instruments and about 20 to 35 percent of their assets in debt instruments. Mutual fund houses can offer either a balanced hybrid or an aggressive hybrid fund, not both.

3.4. Dynamic Asset Allocation or Balanced Advantage Fund

This scheme would dynamically manage their investments in equity and debt instruments.

3.5. Multi Asset Allocation

This scheme can invest in three asset classes, which means that they can invest in an extra asset class apart from equity and debt. The fund should invest at least 10 percent in each of the asset classes. Foreign securities will not be treated as a separate asset class.

3.6. Arbitrage Fund

An arbitrage fund is a popular short-term financial investment in India. Arbitrage funds are Mutual Funds that leverage the differential price between the cash market and derivative market to generate mutual fund returns. The returns generated by arbitrage funds are dependent on the volatility of the stock market. Arbitrage mutual funds are hybrid in nature and in times of high or persistent volatility, these funds offer relatively risk-free returns to investors. This fund invest at least 65 percent of its assets in equity-related instruments.

3.7. Equity Savings

This scheme will invest in equity, arbitrage and debt. Equity savings will invest at least 65 percent of the total assets in stocks and a minimum 10 percent in debt. The scheme would state the minimum hedged and unhedged investments in the scheme information document.

4. Solution Oriented Schemes

4.1. Retirement Fund

This is a retirement solution oriented scheme that will have a lock-in of five years or till the age of retirement.

4.2. Children’s Fund

This is children oriented scheme having a lock-on for five years or until the child attains the age of majority, whichever is earlier.

5. Other Schemes

5.1. Index Fund/ETF

Index Funds refer to the Mutual Fund schemes whose portfolio is constructed using a market index as a base. In other words, the performance of an index fund is dependent on the performance of a particular index. These schemes are passively managed. These funds contain shares in the similar proportion as they are in a particular index. In India, many of the schemes use Nifty or Sensex as the base to construct their portfolio. For example, if the Nifty portfolio constitutes of SBI shares whose proportion is 12% then; the Nifty Index fund will also have 12% equity shares. This fund can invest at least 95 percent of its total asset in securities of a particular index.

5.2. FoFs (Overseas Domestic)

Fund of funds is an option for those whose investment amounts are not too large and it is easier to manage one fund (a fund of funds) rather than a number of Mutual Funds. In this form of mutual fund investment strategy, investors get to hold a number of funds under the umbrella of a single fund, hence the name funds of funds. Often going by the name of multi-manager investment; it is considered as one of the mutual fund categories. One of the key advantages of multi-manager investments is that at a lower ticket size, the investor can diversify themselves across a gamut of mutual fund schemes. This fund can invest a minimum of 95 percent of its total assets in the underlying fund.

Some of the other Mutual Funds to consider:

5.3. International Funds

International Funds invest in international securities or into master funds that are domiciled out of India. Most of these funds invest in equity as an asset class. These can be of various types such as emerging market funds, developed markets funds, commodity-related international funds etc. The DSP Blackrock World Gold Fund is an example of a fund that invests in a master fund based out of India. This fund invests predominantly in gold and other precious metals. Today, there are many international Mutual Funds available in India to the investor.

5.4. Gold Funds

Gold funds are a new class of funds. These invest in gold ETFs. While gold ETFs are available to the retail investor, anyone wanting to buy an ETF has to do it through the stock exchange, which requires one to have a broking account. In a Mutual Fund, there is no such requirement, an investor can simply fill an application form and get the units allotted after making the payment.

Best Mutual Funds

Investors are always searching for the top mutual funds or best mutual funds to invest in. How to select the best mutual fund is another exercise in itself. One needs to look are various things like the goal for investing, fund house, mutual fund rating and over this follow a disciplined approach. Only then can one try and select the best mutual fund.

Top 10 Mutual Funds: Equity

The top 10 equity mutual funds to invest are always something investors try to seek. From the entire list of the funds available in a category getting to the Top 10 Mutual Funds involves doing many activities to filter the list and get the top & Best Performing Mutual Funds. The top 10 equity mutual funds to invest in are:

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
L&T Emerging Businesses Fund Growth ₹45.682
↑ 0.20
₹7,24816.148.7109.42419.615.5
IDFC Infrastructure Fund Growth ₹24.52
↑ 0.21
₹6559.135108.519.914.46.3
DSP BlackRock Natural Resources and New Energy Fund Growth ₹56.725
↑ 0.67
₹73510.727.2102.721.317.211.5
Franklin Build India Fund Growth ₹66.971
↑ 0.72
₹1,07713.937.497.122.215.45.4
Aditya Birla Sun Life Small Cap Fund Growth ₹58.7711
↑ 0.37
₹2,92311.638.595.72113.319.8
IDFC Tax Advantage (ELSS) Fund Growth ₹100.78
↑ 0.59
₹3,33915.234.38424.818.918.7
SBI Small Cap Fund Growth ₹105.814
↑ 0.22
₹9,71410.633.58229.622.533.6
Principal Emerging Bluechip Fund Growth ₹191.39
↑ 1.57
₹3,08116.535.172.725.61822.3
Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹40.81
↑ 0.49
₹2,1959.629.371.317.413.41.1
ICICI Prudential Banking and Financial Services Fund Growth ₹89.47
↑ 0.97
₹5,0977.429.670.21814.5-5.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 14 Oct 21

Top 10 Mutual Funds: Debt

The top 10 debt mutual funds to invest are always something investors try to seek. From the entire list of the funds available in a category getting to the top 10 mutual funds involves doing many activities to filter the list and get the top & best performing Mutual Funds. The top 10 debt mutual funds to invest in are:

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2020 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
ICICI Prudential Long Term Plan Growth ₹28.8872
↑ 0.00
₹6,0361.62.95.59.511.86.1%4Y 25D7Y 3M 4D
Aditya Birla Sun Life Corporate Bond Fund Growth ₹88.6389
↑ 0.02
₹24,4131.42.85.29.211.94.74%1Y 8M 19D2Y 1M 2D
HDFC Corporate Bond Fund Growth ₹25.7445
↓ 0.00
₹27,5681.62.959.311.85.09%2Y 6M3Y 10M 28D
HDFC Banking and PSU Debt Fund Growth ₹18.3767
↓ -0.01
₹9,7351.32.64.78.910.65.31%2Y 7M 6D3Y 9M 22D
Aditya Birla Sun Life Savings Fund Growth ₹432.348
↑ 0.04
₹18,97312.14.26.974.06%6M6M 4D
Aditya Birla Sun Life Money Manager Fund Growth ₹290.951
↑ 0.02
₹16,6340.923.96.66.63.67%3M 25D3M 25D
JM Liquid Fund Growth ₹56.8649
↑ 0.00
₹1,1870.81.63.24.943.27%24D25D
UTI Short Term Income Fund Growth ₹25.252
↑ 0.05
₹3,60267.49.35.310.54.7%1Y 4M 2D2Y 8M 5D
UTI Treasury Advantage Fund Growth ₹2,808.92
↑ 5.76
₹3,56567.29.24.37.34.14%6M 25D2Y 11D
HDFC Credit Risk Debt Fund Growth ₹19.0925
↑ 0.01
₹8,3111.94.49.19.410.96.67%2Y 3M 11D2Y 11M 12D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 14 Oct 21
*Below is the detailed list of top mutual funds based on last one year CAGR/Annualized returns & having AUM between 200 - 10,000 Crores across categories (Equity, Debt, Hybrid, Gold etc.)

1. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

ICICI Prudential Infrastructure Fund is a Equity - Sectoral fund was launched on 31 Aug 05. It is a fund with High risk and has given a CAGR/Annualized return of 14.1% since its launch.  Ranked 27 in Sectoral category.  Return for 2020 was 3.6% , 2019 was 2.6% and 2018 was -14% .

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund
Growth
Launch Date 31 Aug 05
NAV (14 Oct 21) ₹84.36 ↑ 0.78   (0.93 %)
Net Assets (Cr) ₹1,632 on 31 Aug 21
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.49
Sharpe Ratio 2.1
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹11,994
30 Sep 18₹11,459
30 Sep 19₹11,892
30 Sep 20₹9,739
30 Sep 21₹19,538

ICICI Prudential Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Oct 21

DurationReturns
1 Month 8.9%
3 Month 18.4%
6 Month 41.1%
1 Year 113.6%
3 Year 22.4%
5 Year 15.4%
10 Year
15 Year
Since launch 14.1%
Historical performance (Yearly) on absolute basis
YearReturns
2020 3.6%
2019 2.6%
2018 -14%
2017 40.8%
2016 2%
2015 -3.4%
2014 56.2%
2013 -5%
2012 25.5%
2011 -31%
Fund Manager information for ICICI Prudential Infrastructure Fund
NameSinceTenure
Ihab Dalwai3 Jun 174.25 Yr.
Priyanka Khandelwal15 Jun 174.22 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 31 Aug 21

Equity Sector Allocation
SectorValue
Industrials27.89%
Utility14.01%
Financial Services13.91%
Energy13.62%
Basic Materials11.22%
Communication Services9.36%
Real Estate4.73%
Technology1.04%
Asset Allocation
Asset ClassValue
Cash4.21%
Equity95.79%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 16 | BHARTIARTL
9%₹153 Cr2,300,000
↓ -520,000
NTPC Ltd (Utilities)
Equity, Since 29 Feb 16 | 532555
8%₹138 Cr11,910,685
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 09 | LT
8%₹137 Cr820,000
↑ 40,000
Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 30 Jun 17 | 500312
7%₹109 Cr9,063,553
↑ 1,640,529
Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 20 | 532215
5%₹87 Cr1,100,000
↑ 100,000
Hindalco Industries Ltd (Basic Materials)
Equity, Since 30 Apr 17 | HINDALCO
4%₹61 Cr1,300,000
GAIL (India) Ltd (Utilities)
Equity, Since 31 Oct 16 | 532155
3%₹54 Cr3,700,000
↑ 400,000
State Bank of India (Financial Services)
Equity, Since 30 Nov 16 | SBIN
3%₹51 Cr1,200,000
↓ -100,000
Tata Steel Ltd (Basic Materials)
Equity, Since 31 Jan 20 | TATASTEEL
3%₹44 Cr300,000
↓ -30,901
Kalpataru Power Transmission Ltd (Industrials)
Equity, Since 30 Sep 06 | 522287
2%₹36 Cr878,510
↑ 425,278

2. Kotak Small Cap Fund

(Erstwhile Kotak Midcap Scheme)

The investment objective of the Scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities.

Kotak Small Cap Fund is a Equity - Small Cap fund was launched on 24 Feb 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.5% since its launch.  Ranked 23 in Small Cap category.  Return for 2020 was 34.2% , 2019 was 5% and 2018 was -17.3% .

Below is the key information for Kotak Small Cap Fund

Kotak Small Cap Fund
Growth
Launch Date 24 Feb 05
NAV (14 Oct 21) ₹168.683 ↑ 1.07   (0.64 %)
Net Assets (Cr) ₹5,642 on 31 Aug 21
Category Equity - Small Cap
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.89
Sharpe Ratio 4.75
Information Ratio 1.63
Alpha Ratio 21.51
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹11,556
30 Sep 18₹10,810
30 Sep 19₹11,092
30 Sep 20₹12,635
30 Sep 21₹25,354

Kotak Small Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for Kotak Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Oct 21

DurationReturns
1 Month 5.8%
3 Month 15.8%
6 Month 41.9%
1 Year 111.4%
3 Year 36.3%
5 Year 21.2%
10 Year
15 Year
Since launch 18.5%
Historical performance (Yearly) on absolute basis
YearReturns
2020 34.2%
2019 5%
2018 -17.3%
2017 44%
2016 8.9%
2015 7.4%
2014 74%
2013 -4.9%
2012 50.2%
2011 -26.9%
Fund Manager information for Kotak Small Cap Fund
NameSinceTenure
Pankaj Tibrewal21 Jan 1011.62 Yr.

Data below for Kotak Small Cap Fund as on 31 Aug 21

Equity Sector Allocation
SectorValue
Industrials29.74%
Consumer Cyclical24.99%
Basic Materials21.11%
Technology7.47%
Financial Services4.54%
Health Care1.83%
Consumer Defensive1.65%
Real Estate1.14%
Energy0.58%
Communication Services0.19%
Asset Allocation
Asset ClassValue
Cash6.74%
Equity93.26%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Carborundum Universal Ltd (Industrials)
Equity, Since 30 Jun 18 | 513375
4%₹252 Cr3,038,556
↑ 92,209
Century Plyboards (India) Ltd (Consumer Cyclical)
Equity, Since 31 Oct 18 | 532548
4%₹252 Cr6,248,655
↑ 395,096
Sheela Foam Ltd (Consumer Cyclical)
Equity, Since 30 Jun 18 | 540203
4%₹199 Cr825,682
↑ 15,926
Galaxy Surfactants Ltd (Basic Materials)
Equity, Since 31 Jan 18 | 540935
3%₹188 Cr594,982
↑ 76,003
Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 13 | PERSISTENT
3%₹180 Cr540,794
Ratnamani Metals & Tubes Ltd (Basic Materials)
Equity, Since 31 Jan 18 | 520111
3%₹164 Cr759,316
↑ 22,547
Lux Industries Ltd (Consumer Cyclical)
Equity, Since 31 Jan 18 | LUXIND
3%₹163 Cr408,916
Somany Ceramics Ltd (Industrials)
Equity, Since 31 Jan 21 | 531548
3%₹159 Cr2,264,243
↑ 122,473
Blue Star Ltd (Industrials)
Equity, Since 31 May 18 | BLUESTARCO
3%₹153 Cr1,978,982
↑ 79,295
Nilkamal Ltd (Consumer Cyclical)
Equity, Since 31 May 18 | 523385
3%₹145 Cr523,403
↑ 19,413

3. L&T Emerging Businesses Fund

To generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian markets with key theme focus being emerging companies (small cap stocks). The Scheme could also additionally invest in Foreign Securities.

L&T Emerging Businesses Fund is a Equity - Small Cap fund was launched on 12 May 14. It is a fund with High risk and has given a CAGR/Annualized return of 22.7% since its launch.  Ranked 2 in Small Cap category.  Return for 2020 was 15.5% , 2019 was -8.1% and 2018 was -13.7% .

Below is the key information for L&T Emerging Businesses Fund

L&T Emerging Businesses Fund
Growth
Launch Date 12 May 14
NAV (14 Oct 21) ₹45.682 ↑ 0.20   (0.43 %)
Net Assets (Cr) ₹7,248 on 31 Aug 21
Category Equity - Small Cap
AMC L&T Investment Management Ltd
Rating
Risk High
Expense Ratio 1.95
Sharpe Ratio 4.05
Information Ratio -0.64
Alpha Ratio 2
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹13,502
30 Sep 18₹13,269
30 Sep 19₹12,327
30 Sep 20₹12,096
30 Sep 21₹23,391

L&T Emerging Businesses Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for L&T Emerging Businesses Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Oct 21

DurationReturns
1 Month 7.1%
3 Month 16.1%
6 Month 48.7%
1 Year 109.4%
3 Year 24%
5 Year 19.6%
10 Year
15 Year
Since launch 22.7%
Historical performance (Yearly) on absolute basis
YearReturns
2020 15.5%
2019 -8.1%
2018 -13.7%
2017 66.5%
2016 10.2%
2015 12.3%
2014
2013
2012
2011
Fund Manager information for L&T Emerging Businesses Fund
NameSinceTenure
Venugopal Manghat17 Dec 191.71 Yr.
Vihang Naik17 Dec 191.71 Yr.

Data below for L&T Emerging Businesses Fund as on 31 Aug 21

Equity Sector Allocation
SectorValue
Industrials29.78%
Basic Materials20.82%
Consumer Cyclical15.93%
Technology13.34%
Consumer Defensive7.79%
Real Estate5.11%
Health Care4.31%
Financial Services1.94%
Energy0.52%
Asset Allocation
Asset ClassValue
Cash1.06%
Equity99.54%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
K.P.R. Mill Ltd (Consumer Cyclical)
Equity, Since 28 Feb 15 | 532889
5%₹373 Cr2,102,579
↓ -10,000
Balrampur Chini Mills Ltd (Consumer Defensive)
Equity, Since 31 Jul 19 | 500038
4%₹257 Cr6,974,700
Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 18 | PERSISTENT
3%₹230 Cr693,276
↓ -109,396
Grindwell Norton Ltd (Industrials)
Equity, Since 30 Sep 17 | 506076
3%₹224 Cr1,734,948
Sonata Software Ltd (Technology)
Equity, Since 31 Jul 18 | 532221
3%₹195 Cr2,338,967
Birlasoft Ltd (Technology)
Equity, Since 31 Aug 20 | 532400
3%₹191 Cr4,572,600
↑ 1,029,200
Deepak Nitrite Ltd (Basic Materials)
Equity, Since 29 Feb 20 | 506401
2%₹175 Cr765,500
Carborundum Universal Ltd (Industrials)
Equity, Since 31 Jul 16 | 513375
2%₹161 Cr1,936,279
JK Lakshmi Cement Ltd (Basic Materials)
Equity, Since 31 Oct 20 | JKLAKSHMI
2%₹159 Cr2,240,200
Cera Sanitaryware Ltd (Industrials)
Equity, Since 31 Mar 19 | 532443
2%₹148 Cr334,305

4. IDFC Infrastructure Fund

The investment objective of the scheme is to seek to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities. However, there can be no assurance that the investment objective of the scheme will be realized.

IDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 8 Mar 11. It is a fund with High risk and has given a CAGR/Annualized return of 8.8% since its launch.  Ranked 1 in Sectoral category.  Return for 2020 was 6.3% , 2019 was -5.3% and 2018 was -25.9% .

Below is the key information for IDFC Infrastructure Fund

IDFC Infrastructure Fund
Growth
Launch Date 8 Mar 11
NAV (14 Oct 21) ₹24.52 ↑ 0.21   (0.86 %)
Net Assets (Cr) ₹655 on 31 Aug 21
Category Equity - Sectoral
AMC IDFC Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.51
Sharpe Ratio 2.94
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹13,990
30 Sep 18₹12,072
30 Sep 19₹11,847
30 Sep 20₹9,790
30 Sep 21₹19,662

IDFC Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for IDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Oct 21

DurationReturns
1 Month 1.9%
3 Month 9.1%
6 Month 35%
1 Year 108.5%
3 Year 19.9%
5 Year 14.4%
10 Year
15 Year
Since launch 8.8%
Historical performance (Yearly) on absolute basis
YearReturns
2020 6.3%
2019 -5.3%
2018 -25.9%
2017 58.7%
2016 10.7%
2015 -0.2%
2014 43.2%
2013 -10.8%
2012 10%
2011
Fund Manager information for IDFC Infrastructure Fund
NameSinceTenure
Sachin Relekar8 Dec 200.73 Yr.

Data below for IDFC Infrastructure Fund as on 31 Aug 21

Equity Sector Allocation
SectorValue
Industrials54.09%
Basic Materials26.98%
Utility12.6%
Communication Services4.4%
Energy1.02%
Asset Allocation
Asset ClassValue
Cash0.92%
Equity99.08%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT
10%₹64 Cr385,000
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 14 | ULTRACEMCO
9%₹56 Cr72,000
JK Cement Ltd (Basic Materials)
Equity, Since 31 Oct 17 | JKCEMENT
7%₹47 Cr142,284
Gujarat Gas Ltd (Utilities)
Equity, Since 28 Feb 17 | 539336
5%₹34 Cr464,568
↓ -89,600
PNC Infratech Ltd (Industrials)
Equity, Since 31 Oct 15 | PNCINFRA
5%₹30 Cr955,100
↓ -116,025
Transport Corp of India Ltd (Industrials)
Equity, Since 31 Mar 18 | TCI
5%₹30 Cr728,540
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 19 | BHARTIARTL
4%₹29 Cr433,700
Sagar Cements Ltd (Basic Materials)
Equity, Since 31 Mar 18 | 502090
4%₹28 Cr1,012,665
Torrent Power Ltd (Utilities)
Equity, Since 31 Mar 18 | 532779
4%₹27 Cr564,800
H.G. Infra Engineering Ltd Ordinary Shares (Industrials)
Equity, Since 28 Feb 18 | 541019
4%₹26 Cr461,127

5. DSP BlackRock Natural Resources and New Energy Fund

To seek to generate capital appreciation and provide long term growth opportunities by investing in equity and equity related securities of companies domiciled in India whose predominant economic activity is in the (a) discovery, development, production, or distribution of natural resources, viz., energy, mining etc; (b) alternative energy and energy technology sectors, with emphasis given to renewable energy, automotive and on-site power generation, energy storage and enabling energy technologies. also invest a certain portion of its corpus in the equity and equity related securities of companies domiciled overseas, which are principally engaged in the discovery, development, production or distribution of natural resources and alternative energy and/or the units shares of Merrill Lynch international Investment Funds New Energy Fund, Merrill Lynch International Investment Funds World Energy Fund and similar other overseas mutual fund schemes.

DSP BlackRock Natural Resources and New Energy Fund is a Equity - Sectoral fund was launched on 25 Apr 08. It is a fund with High risk and has given a CAGR/Annualized return of 13.8% since its launch.  Ranked 2 in Sectoral category.  Return for 2020 was 11.5% , 2019 was 4.4% and 2018 was -15.3% .

Below is the key information for DSP BlackRock Natural Resources and New Energy Fund

DSP BlackRock Natural Resources and New Energy Fund
Growth
Launch Date 25 Apr 08
NAV (14 Oct 21) ₹56.725 ↑ 0.67   (1.19 %)
Net Assets (Cr) ₹735 on 31 Aug 21
Category Equity - Sectoral
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 2.32
Sharpe Ratio 2.06
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹14,184
30 Sep 18₹13,876
30 Sep 19₹12,686
30 Sep 20₹11,500
30 Sep 21₹22,057

DSP BlackRock Natural Resources and New Energy Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Returns for DSP BlackRock Natural Resources and New Energy Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Oct 21

DurationReturns
1 Month 5.4%
3 Month 10.7%
6 Month 27.2%
1 Year 102.7%
3 Year 21.3%
5 Year 17.2%
10 Year
15 Year
Since launch 13.8%
Historical performance (Yearly) on absolute basis
YearReturns
2020 11.5%
2019 4.4%
2018 -15.3%
2017 43.1%
2016 43.1%
2015 -1.7%
2014 46.8%
2013 -5.7%
2012 11.5%
2011 -23.2%
Fund Manager information for DSP BlackRock Natural Resources and New Energy Fund
NameSinceTenure
Rohit Singhania1 Jul 129.18 Yr.
Jay Kothari1 Mar 138.51 Yr.
Aayush Ganeriwala1 Jan 210.67 Yr.

Data below for DSP BlackRock Natural Resources and New Energy Fund as on 31 Aug 21

Equity Sector Allocation
SectorValue
Basic Materials44.12%
Energy31.85%
Utility14.12%
Technology4.09%
Industrials3.39%
Consumer Defensive0.6%
Asset Allocation
Asset ClassValue
Cash1.65%
Equity98.34%
Debt0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Tata Steel Ltd (Basic Materials)
Equity, Since 31 Aug 16 | TATASTEEL
11%₹83 Cr573,199
↓ -33,600
BGF Sustainable Energy I2
Investment Fund | -
11%₹82 Cr539,165
BGF World Energy I2
Investment Fund | -
10%₹76 Cr659,173
Hindalco Industries Ltd (Basic Materials)
Equity, Since 31 Oct 15 | HINDALCO
8%₹62 Cr1,313,878
Jindal Steel & Power Ltd (Basic Materials)
Equity, Since 31 Mar 20 | 532286
7%₹49 Cr1,311,360
↑ 189,059
Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 08 | RELIANCE
7%₹49 Cr215,588
↑ 16,153
Steel Authority Of India Ltd (Basic Materials)
Equity, Since 31 Aug 20 | 500113
6%₹43 Cr3,554,148
Hindustan Zinc Ltd (Basic Materials)
Equity, Since 31 Mar 09 | 500188
5%₹35 Cr1,083,501
GAIL (India) Ltd (Utilities)
Equity, Since 31 Aug 20 | 532155
4%₹31 Cr2,139,449
↑ 122,597
Gujarat State Petronet Ltd (Utilities)
Equity, Since 31 Mar 20 | 532702
4%₹31 Cr886,747

6. ICICI Prudential Smallcap Fund

(Erstwhile ICICI Prudential Indo Asia Equity Fund)

ICICI Prudential Indo Asia Equity Fund is an OE equity scheme that seeks to generate long term capital appreciation by investing in equity, equity related securities and or share classes/units of equity funds of companies, which are incorporated or have their area of primary activity, in the Asia Pacific region. Initially the Scheme will invest in share classes of International Opportunities Fund Asian Equity Fund and thereafter the Fund Manager of the Indo Asia Equity Fund may choose to make investment in listed equity shares, securities in the Asia Pacific region. However, there can be no assurance that the investment objective of the Scheme will be realized.

ICICI Prudential Smallcap Fund is a Equity - Small Cap fund was launched on 18 Oct 07. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.6% since its launch.  Ranked 26 in Small Cap category.  Return for 2020 was 22.8% , 2019 was 10% and 2018 was -22.4% .

Below is the key information for ICICI Prudential Smallcap Fund

ICICI Prudential Smallcap Fund
Growth
Launch Date 18 Oct 07
NAV (14 Oct 21) ₹52.63 ↑ 0.11   (0.21 %)
Net Assets (Cr) ₹2,961 on 31 Aug 21
Category Equity - Small Cap
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.25
Sharpe Ratio 3.46
Information Ratio 1.16
Alpha Ratio 2.76
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹11,459
30 Sep 18₹10,026
30 Sep 19₹10,864
30 Sep 20₹11,424
30 Sep 21₹22,014

ICICI Prudential Smallcap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for ICICI Prudential Smallcap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Oct 21

DurationReturns
1 Month 8.1%
3 Month 12.2%
6 Month 46.8%
1 Year 102.1%
3 Year 33%
5 Year 18.2%
10 Year
15 Year
Since launch 12.6%
Historical performance (Yearly) on absolute basis
YearReturns
2020 22.8%
2019 10%
2018 -22.4%
2017 42.7%
2016 6%
2015 0.5%
2014 50.6%
2013 8.8%
2012 26%
2011 -15.1%
Fund Manager information for ICICI Prudential Smallcap Fund
NameSinceTenure
Sankaran Naren17 Feb 156.54 Yr.
Priyanka Khandelwal15 Jun 174.22 Yr.
Harish Bihani5 Nov 182.82 Yr.

Data below for ICICI Prudential Smallcap Fund as on 31 Aug 21

Equity Sector Allocation
SectorValue
Industrials22.18%
Consumer Cyclical16.17%
Basic Materials13.21%
Financial Services11.56%
Technology8.77%
Real Estate7.31%
Health Care7.23%
Communication Services5.79%
Consumer Defensive5.23%
Asset Allocation
Asset ClassValue
Cash2.55%
Equity97.45%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Mahindra Lifespace Developers Ltd (Real Estate)
Equity, Since 31 Aug 19 | 532313
4%₹121 Cr1,588,390
↓ -3,451
V-Mart Retail Ltd (Consumer Cyclical)
Equity, Since 31 Jul 19 | 534976
4%₹116 Cr321,460
↓ -9,213
INOX Leisure Ltd (Communication Services)
Equity, Since 31 Oct 18 | 532706
4%₹108 Cr3,499,258
↑ 223,510
Birlasoft Ltd (Technology)
Equity, Since 31 Dec 20 | 532400
4%₹105 Cr2,519,052
Brigade Enterprises Ltd (Real Estate)
Equity, Since 30 Sep 16 | 532929
3%₹96 Cr2,856,915
Jamna Auto Industries Ltd (Consumer Cyclical)
Equity, Since 30 Apr 21 | 520051
3%₹94 Cr10,457,762
↑ 3,409,900
KEI Industries Ltd (Industrials)
Equity, Since 31 Jan 20 | 517569
3%₹93 Cr1,225,794
↑ 15,250
Camlin Fine Sciences Ltd (Basic Materials)
Equity, Since 30 Nov 17 | 532834
3%₹84 Cr4,836,399
↑ 913,344
Computer Age Management Services Ltd Ordinary Shares (Technology)
Equity, Since 30 Sep 20 | 543232
3%₹82 Cr218,806
Cholamandalam Financial Holdings Ltd (Financial Services)
Equity, Since 30 Jun 19 | 504973
3%₹76 Cr1,108,831
↑ 7,587

7. Aditya Birla Sun Life Infrastructure Fund

An Open-ended growth scheme with the objective to providing for medium to long-term capital appreciation by investing predominantly in a diversified portfolio of equity and equity related securities of companies that are participating in the growth and development of Infrastructure in India.

Aditya Birla Sun Life Infrastructure Fund is a Equity - Sectoral fund was launched on 17 Mar 06. It is a fund with High risk and has given a CAGR/Annualized return of 11.1% since its launch.  Ranked 17 in Sectoral category.  Return for 2020 was 12.3% , 2019 was -3.8% and 2018 was -22.1% .

Below is the key information for Aditya Birla Sun Life Infrastructure Fund

Aditya Birla Sun Life Infrastructure Fund
Growth
Launch Date 17 Mar 06
NAV (14 Oct 21) ₹51.74 ↑ 0.15   (0.29 %)
Net Assets (Cr) ₹537 on 31 Aug 21
Category Equity - Sectoral
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk High
Expense Ratio 2.57
Sharpe Ratio 2.16
Information Ratio -0.24
Alpha Ratio 1.12
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹12,721
30 Sep 18₹10,596
30 Sep 19₹10,321
30 Sep 20₹9,172
30 Sep 21₹17,734

Aditya Birla Sun Life Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for Aditya Birla Sun Life Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Oct 21

DurationReturns
1 Month 4%
3 Month 10.9%
6 Month 33.2%
1 Year 102.1%
3 Year 20.6%
5 Year 12.5%
10 Year
15 Year
Since launch 11.1%
Historical performance (Yearly) on absolute basis
YearReturns
2020 12.3%
2019 -3.8%
2018 -22.1%
2017 52.7%
2016 1.6%
2015 -1.4%
2014 67.6%
2013 -3.6%
2012 35.2%
2011 -35%
Fund Manager information for Aditya Birla Sun Life Infrastructure Fund
NameSinceTenure
Vineet Maloo23 May 165.28 Yr.

Data below for Aditya Birla Sun Life Infrastructure Fund as on 31 Aug 21

Equity Sector Allocation
SectorValue
Industrials59.96%
Basic Materials22.9%
Communication Services5.54%
Utility5.47%
Financial Services2.23%
Energy2.17%
Asset Allocation
Asset ClassValue
Cash1.72%
Equity98.27%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 19 | LT
8%₹42 Cr249,000
↑ 16,675
NCC Ltd (Industrials)
Equity, Since 31 Oct 18 | NCC
7%₹37 Cr4,631,343
↓ -797,012
Honeywell Automation India Ltd (Industrials)
Equity, Since 31 Jan 12 | 517174
7%₹36 Cr9,000
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Jul 19 | ULTRACEMCO
7%₹35 Cr45,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Jun 19 | BHARTIARTL
6%₹30 Cr447,858
↑ 121,523
H.G. Infra Engineering Ltd Ordinary Shares (Industrials)
Equity, Since 28 Feb 18 | 541019
5%₹25 Cr449,170
↓ -50,831
PNC Infratech Ltd (Industrials)
Equity, Since 31 Mar 17 | PNCINFRA
5%₹25 Cr800,001
↓ -86,969
Carborundum Universal Ltd (Industrials)
Equity, Since 31 Jul 16 | 513375
4%₹24 Cr285,463
↓ -12,960
NTPC Ltd (Utilities)
Equity, Since 30 Jun 17 | 532555
4%₹19 Cr1,667,040
Bharat Electronics Ltd (Industrials)
Equity, Since 28 Feb 17 | BEL
3%₹19 Cr1,000,001

8. IDFC Sterling Value Fund

(Erstwhile IDFC Sterling Equity Fund)

To generate capital appreciation from a diversified portfolio of equity and equity related instruments.It will predominantly invest in small and midcap equity and equity related instruments. Small and Midcap equity & equity related instruments will be the stocks included in the Nifty Free Float Midcap 100 or equity and equity related instruments of such companies which have a market capitalization lower than the highest components of Nifty Free Float Midcap 100. It may also invest in stocks other than mid cap stocks (i.e. in stocks, which have a market capitalisation of above the market capitalisation range of the defined small - midcap stocks) & derivatives. On defensive consideration,It may also invest in debt and money market instruments. In case of discontinuation /suspension of Nifty Free Float Midcap 100, the AMC reserves the right tomodify the definition of Mid cap and Small cap companies. In case of such amodification, the interest of investors will be of paramount importance.

IDFC Sterling Value Fund is a Equity - Value fund was launched on 7 Mar 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 17.5% since its launch.  Ranked 21 in Value category.  Return for 2020 was 15.2% , 2019 was -6.2% and 2018 was -13% .

Below is the key information for IDFC Sterling Value Fund

IDFC Sterling Value Fund
Growth
Launch Date 7 Mar 08
NAV (14 Oct 21) ₹89.41 ↑ 0.35   (0.39 %)
Net Assets (Cr) ₹3,990 on 31 Aug 21
Category Equity - Value
AMC IDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.07
Sharpe Ratio 3.76
Information Ratio -0.37
Alpha Ratio 2.35
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹13,314
30 Sep 18₹12,727
30 Sep 19₹11,818
30 Sep 20₹11,484
30 Sep 21₹21,605

IDFC Sterling Value Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Returns for IDFC Sterling Value Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Oct 21

DurationReturns
1 Month 7%
3 Month 13.7%
6 Month 37.4%
1 Year 100.1%
3 Year 23.3%
5 Year 17.5%
10 Year
15 Year
Since launch 17.5%
Historical performance (Yearly) on absolute basis
YearReturns
2020 15.2%
2019 -6.2%
2018 -13%
2017 61.3%
2016 1.1%
2015 -0.3%
2014 57.3%
2013 4.9%
2012 45%
2011 -22.4%
Fund Manager information for IDFC Sterling Value Fund
NameSinceTenure
Anoop Bhaskar30 Apr 165.34 Yr.
Daylynn Pinto20 Oct 164.87 Yr.

Data below for IDFC Sterling Value Fund as on 31 Aug 21

Equity Sector Allocation
SectorValue
Consumer Cyclical21.78%
Basic Materials16.9%
Industrials15.55%
Financial Services15.11%
Consumer Defensive8.79%
Technology7.48%
Health Care6.27%
Utility3.26%
Energy1.36%
Asset Allocation
Asset ClassValue
Cash3.5%
Equity96.5%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK
4%₹165 Cr2,300,000
Deepak Nitrite Ltd (Basic Materials)
Equity, Since 31 Mar 17 | 506401
4%₹160 Cr700,000
Gujarat Gas Ltd (Utilities)
Equity, Since 31 May 15 | 539336
3%₹130 Cr1,800,000
↓ -50,000
Jindal Steel & Power Ltd (Basic Materials)
Equity, Since 30 Apr 17 | 532286
3%₹113 Cr3,000,000
↑ 250,000
Emami Ltd (Consumer Defensive)
Equity, Since 31 Jul 18 | 531162
3%₹102 Cr1,700,000
Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 31 May 20 | 532497
3%₹101 Cr1,150,000
Minda Industries Ltd (Consumer Cyclical)
Equity, Since 31 Aug 16 | 532539
3%₹100 Cr1,400,000
KEC International Ltd (Industrials)
Equity, Since 31 Jul 15 | 532714
2%₹98 Cr2,300,000
JK Cement Ltd (Basic Materials)
Equity, Since 31 Oct 17 | JKCEMENT
2%₹97 Cr295,000
↓ -30,000
HCL Technologies Ltd (Technology)
Equity, Since 30 Nov 20 | HCLTECH
2%₹95 Cr800,000

9. Franklin India Smaller Companies Fund

The Fund seeks to provide long-term capital appreciation by investing in mid and small cap companies.

Franklin India Smaller Companies Fund is a Equity - Small Cap fund was launched on 13 Jan 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.3% since its launch.  Ranked 11 in Small Cap category.  Return for 2020 was 18.7% , 2019 was -5% and 2018 was -17.4% .

Below is the key information for Franklin India Smaller Companies Fund

Franklin India Smaller Companies Fund
Growth
Launch Date 13 Jan 06
NAV (14 Oct 21) ₹94.4281 ↑ 0.24   (0.25 %)
Net Assets (Cr) ₹7,051 on 31 Aug 21
Category Equity - Small Cap
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderately High
Expense Ratio 1.96
Sharpe Ratio 3.65
Information Ratio -0.14
Alpha Ratio 6.39
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹11,820
30 Sep 18₹11,043
30 Sep 19₹10,494
30 Sep 20₹10,064
30 Sep 21₹18,791

Franklin India Smaller Companies Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for Franklin India Smaller Companies Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Oct 21

DurationReturns
1 Month 6.3%
3 Month 15.4%
6 Month 42.2%
1 Year 99.1%
3 Year 22.7%
5 Year 14.2%
10 Year
15 Year
Since launch 15.3%
Historical performance (Yearly) on absolute basis
YearReturns
2020 18.7%
2019 -5%
2018 -17.4%
2017 43.5%
2016 10.2%
2015 9.6%
2014 89.9%
2013 13.2%
2012 51.7%
2011 -25.9%
Fund Manager information for Franklin India Smaller Companies Fund
NameSinceTenure
R. Janakiraman1 Apr 0714.43 Yr.
Krishna Natarajan30 Aug 210.01 Yr.
Mayank Bukrediwala24 Aug 201.02 Yr.

Data below for Franklin India Smaller Companies Fund as on 31 Aug 21

Equity Sector Allocation
SectorValue
Industrials27.45%
Financial Services15.87%
Basic Materials12.42%
Consumer Cyclical11.13%
Health Care7.73%
Consumer Defensive6.36%
Real Estate5.79%
Communication Services3.47%
Technology2.86%
Energy2%
Asset Allocation
Asset ClassValue
Cash4.91%
Equity95.09%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Deepak Nitrite Ltd (Basic Materials)
Equity, Since 31 Jan 16 | 506401
7%₹459 Cr2,007,967
↓ -375,000
Brigade Enterprises Ltd (Real Estate)
Equity, Since 30 Jun 14 | 532929
4%₹252 Cr7,537,595
CCL Products (India) Ltd (Consumer Defensive)
Equity, Since 30 Apr 19 | 519600
3%₹217 Cr5,376,976
Cyient Ltd (Industrials)
Equity, Since 30 Jun 14 | CYIENT
3%₹216 Cr2,209,141
↓ -103,029
J.B. Chemicals & Pharmaceuticals Ltd (Healthcare)
Equity, Since 30 Jun 14 | 506943
3%₹206 Cr1,211,988
Equitas Holding Ltd (Financial Services)
Equity, Since 30 Apr 16 | 539844
3%₹202 Cr17,172,603
Quess Corp Ltd (Industrials)
Equity, Since 31 Jan 20 | 539978
3%₹200 Cr2,365,139
↓ -20,000
K.P.R. Mill Ltd (Consumer Cyclical)
Equity, Since 31 Jan 19 | 532889
3%₹185 Cr1,042,677
↓ -28,189
KPIT Technologies Ltd (Technology)
Equity, Since 31 Aug 20 | 542651
3%₹181 Cr5,366,801
↓ -133,838
Finolex Cables Ltd (Industrials)
Equity, Since 31 Mar 12 | FINCABLES
3%₹177 Cr3,812,021

10. HDFC Infrastructure Fund

To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure.

HDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 10 Mar 08. It is a fund with High risk and has given a CAGR/Annualized return of since its launch.  Ranked 26 in Sectoral category.  Return for 2020 was -7.5% , 2019 was -3.4% and 2018 was -29% .

Below is the key information for HDFC Infrastructure Fund

HDFC Infrastructure Fund
Growth
Launch Date 10 Mar 08
NAV (14 Oct 21) ₹21.359 ↑ 0.16   (0.77 %)
Net Assets (Cr) ₹585 on 31 Aug 21
Category Equity - Sectoral
AMC HDFC Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.61
Sharpe Ratio 1.8
Information Ratio -0.74
Alpha Ratio -16.33
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹11,427
30 Sep 18₹9,328
30 Sep 19₹9,107
30 Sep 20₹6,575
30 Sep 21₹12,432

HDFC Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120
Invest Now

Returns for HDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Oct 21

DurationReturns
1 Month 8.8%
3 Month 12.1%
6 Month 39.3%
1 Year 97.4%
3 Year 12.7%
5 Year 5.1%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2020 -7.5%
2019 -3.4%
2018 -29%
2017 43.3%
2016 -1.9%
2015 -2.5%
2014 73.9%
2013 -14.4%
2012 35.4%
2011 -36.2%
Fund Manager information for HDFC Infrastructure Fund
NameSinceTenure
Rakesh Vyas1 Jun 192.25 Yr.
Sankalp Baid22 Jan 210.61 Yr.

Data below for HDFC Infrastructure Fund as on 31 Aug 21

Equity Sector Allocation
SectorValue
Industrials36.9%
Financial Services25.88%
Utility8.45%
Basic Materials6.38%
Energy5.93%
Consumer Cyclical5.9%
Communication Services5.2%
Technology3.02%
Real Estate0.3%
Asset Allocation
Asset ClassValue
Cash2.04%
Equity97.96%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
9%₹50 Cr700,000
↓ -15,000
State Bank of India (Financial Services)
Equity, Since 31 Mar 08 | SBIN
8%₹49 Cr1,153,050
↓ -5,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 12 | LT
7%₹44 Cr260,550
↓ -3,000
NTPC Ltd (Utilities)
Equity, Since 31 Dec 17 | 532555
6%₹33 Cr2,859,125
J Kumar Infraprojects Ltd (Industrials)
Equity, Since 31 Oct 15 | 532940
6%₹32 Cr1,613,625
Coal India Ltd (Energy)
Equity, Since 31 Oct 18 | COALINDIA
5%₹30 Cr2,065,000
JMC Projects (India) Ltd (Industrials)
Equity, Since 31 Oct 18 | 522263
5%₹30 Cr2,858,885
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 20 | BHARTIARTL
4%₹23 Cr345,000
G R Infraprojects Ltd (Industrials)
Equity, Since 31 Jul 21 | 543317
4%₹22 Cr139,621
Dynamatic Technologies Ltd (Consumer Cyclical)
Equity, Since 31 Oct 14 | 505242
4%₹21 Cr89,485
↓ -3,996

Mutual Fund Companies

There are 42 Mutual Fund companies in India (called Asset Management Companies “AMCs”) which provide mutual fund schemes which investors can invest in. These Mutual Fund companies are regulated by SEBI. Some of the noticeable Mutual Fund Companies are:

1. SBI Mutual Fund

SBI Mutual Fund was set up in 1987 by the State Bank of India. Today SBI MF manages INR 1,57,025 crore (Mar-31-2017) of assets. It is one of largest asset management companies in India and offers over 70 funds across categories of equity, debt and balanced.

2. HDFC Mutual Fund

Setup in the year 2000, HDFC asset management company is one of the prominent asset managers looking after some famous names such as HDFC Equity Funds and the HDFC top 200 Fund. Today, it manages INR 2,37,177 crore (Mar-31-2017) of assets. It has schemes across asset classes and boasts of over 63 schemes that it manages. It is backed by the parent of the very large banking institution called Housing Development Finance Corporation (HDFC).

3. Nippon India Mutual Fund

Setup in 1995, Nippon India Mutual Fund (formerly known as Reliance Mutual Fund) is one of the oldest AMCs in India. With explosive growth over the last 2 decades, today it has over 210890 crores (Mar-31-2017) of assets under management. It manages some of the oldest funds in the industry such as Nippon India Vision Fund, Nippon India Banking Fund, Nippon India Liquid Fund, etc.

4. UTI Mutual Fund

UTI Mutual Fund is the oldest asset management company in India. Mutual Funds in India started in 1963 with the formation of the Unit Trust of India (UTI), since then UTI has grown over the years. Today, UTI AMC is a very large asset manager with assets of 1,36,810 crore (Mar-31-2017). Some of its prominent funds are UTI equity fund and UTI MNC Fund. It offers fund across asset classes.

5. Franklin Templeton Mutual Fund

Franklin Mutual Fund was set up in 1995. It is also a large fund house with assets of 81,615 crores (Mar-31-2017). Franklin Templeton Mutual Fund is backed by the US parent Templeton International Inc. Franklin Templeton Mutual Fund is a very process driven fund house

6. LIC Mutual Fund

Backed by the Life Insurance Corporation of India (LIC), this mutual fund company started operations in 1994. Today it manages about INR 21,475 crore (Mar-31-2017) of assets.

7. Blackrock Mutual Fund

DSP BlackRock Mutual Fund is a joint venture of DSP Group and BlackRock Inc. Setup in 1996 the fund house manages across asset classes. It manages names such as the DSP Blackrock Microcap Fund & the DSP Blackrock taxsaver Fund.

How To Invest In Mutual Funds

How to invest in Mutual Funds?There are various avenues to invest, one can go directly to funds houses, also one can use the services of a broker or distributor or one can even use a financial advisor. There are many advantages of using the services of a distributor, instead of going to different AMCs, making the process cumbersome one can use a distributor who can help interact and do the purchases & redemptions with all of them and make the process easy for the investor. Today, investors can also make the purchase of mutual funds online and be sitting at home to complete the entire process.

Mutual Fund Investment Plans

One can make various Mutual Fund investment plans given the risk profile of the investor. For those who can take higher risk, there are equity funds and for those with lower risk, there are debt/money market funds. One can do goal planning with various calculators to achieve a goal such as buying a house, car or any other asset. Using a SIP over a period of time one can try and achieve these goals. Also, using asset allocation one can choose the mix of assets given the level of risk one can tolerate.

Mutual Fund NAV

The industry is very transparent; funds are required to publish their prices daily. The price is known as the Net Asset Value (NAV). All mutual funds are required by SEBI to publish their NAV daily. The NAVs are published on websites of most AMCs as well as at the website of AMFI to ensure transparency.

Mutual Fund Calculator

The mutual fund calculator is a very important tool to plan for goals using SIPs and also to see how one can grow using the systematic investment plan. Taking basic inputs such as expected growth rate and inflation it can do all sorts of calculations. Access the calculator here:

Know Your Monthly SIP Amount

   
My Goal Amount:
Goal Tenure:
Years
Expected Annual Returns:
%
Total investment required is ₹56/month for 5 Years
  or   ₹2,381 one time (Lumpsum)
to achieve ₹5,000
Invest Now

Mutual Funds: Index Funds

Today, there are many index funds also available on the mutual fund platform. These are offered by various mutual fund companies. Other than index funds, there are various Exchange Traded Fund (ETFs) also available on the mutual fund platform.Nifty ETFs, Gold ETFs etc to name a few are all available in the fund's form.

Mutual Fund Ratings

Mutual funds ratings today are provided by many players like CRISIL, ICRA, MorningStar etc to name a few. mutual fund ratings usually take in a number of quantitative as well as qualitative factors to arrive at the final rating. The Mutual Fund rating is a good starting point for an investor in selecting the scheme.

Today, mutual funds have become an important route for retail investors, and choosing the best fund is very important for investors. Investors should always do their bit of research in understanding which funds to invest in and choosing the right distributor/advisor to help them on this journey.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Narendra kumar bansal, posted on 30 Aug 19 4:09 PM

Best mutual fund for 2 to 5 year investment in single schemes

Unknown, posted on 11 Jul 19 4:53 PM

Educative and very Useful information. Thank you.

Bholanath, posted on 30 Nov 18 4:21 PM

Great Read. Informative Page about all types of mutual funds.

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