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Mutual Fund in India

Updated on May 10, 2021 , 41835 views

A Mutual Fund is a collective pool (hence the word mutual) of money given by investors with a common objective for purchasing securities (via the fund). The collective pool is formed by the investors in a Mutual Fund, they are regulated in India by the Securities and Exchange Board of India (SEBI).

Those new to finance, planning and investing often hear the term “Mutual Fund” and ask “what is a Mutual Fund?”, "which are the best Mutual Funds?", "what are the Types of Mutual Funds", "what are the companies?", "How to Invest in Mutual Funds?" etc. Mutual Funds today are becoming more common with investors and have in the recent years become an avenue by which investors can participate in the debt and equity markets.

what-is-a-mutual-fund

We shall try to answer to most of the queries related to Mutual Funds here.

Overview

Mutual Funds are a vehicle that collects money from investors to buy securities. These investors have a common objective, and this pool of money is advised by the fund manager who decides how to invest the money. With good fund management, the Mutual Fund Manager (or Portfolio Manager) generates returns for the investors, which are passed back to investors. Mutual Funds are a regulated industry, there are various rules, guidelines & policies for the mutual fund companies, the fund managers and specifically the funds being managed also. These regulations are formed by the Securities and Exchange Board of India (SEBI) who is the regulator for Mutual Funds.

Mutual Funds Meaning

As the two words, Mutual connotes getting together and Fund connotes money. Hence by definition, a Mutual Fund is a vehicle for investing money for investors with a common objective. In India, Mutual Funds is a regulated industry with a long history.

Mutual Funds Basics

The basics of Mutual Funds entails getting a basic understanding of Mutual Fund's, the advantages of Mutual Funds and dis-advantages of Mutual Funds. One can use various sources to obtain knowledge. In this article, we have tried to cover most aspects of Mutual Fund basics.

Mutual Funds History

Mutual Funds in India came into being in 1963 by an act of parliament.This was done by the government of India with the help of the Reserve Bank of India (RBI). Till 1987, there was no other player in India and it was a monopoly. At that time the industry opened up for the public sector and saw the entry of the another player called SBI Mutual Fund. Other players too came in shortly thereafter.In 1993, the government gave permission the private sector to open up asset management companies. In the next 2 years, 11 more private sector funds came in. 1996 marked another era with SEBI and AMFI coming in.

Mutual Funds India

The Association of Mutual Funds in India was formed to develop the industry and setup minimum standards.

Mutual Funds Sahi Hai

mutual fund sahi hai is the recently launched campaign by AMFI (Association of Mutual Funds in India) to create investor awareness on Mutual Funds. This campaign is across various media such as TV, newspaper, radio and across the web too. The campaign is not only in English but also across various vernaculars languages. The aim of the Mutual Funds Sahi Hai campaign is to educate people on the various aspects of the industry and increase the penetration of Mutual Funds.

Mutual Funds Investment

Mutual funds offer investors a route to save money and earn returns over time. One can invest in a lump sum or a fixed amount monthly, more commonly known as a systematic investment plan (SIP). Using a lump sum or SIPs, they inculcate the habit of savings. Investors can start Mutual Fund investments with amounts as low as INR 5000 and in the case of SIPs as low as INR 500. There are various mutual fund calculators, available which help first-time investors decide what amount to start off with. These mutual fund calculators help investors kick-start investments.

Systematic Investment Plans: SIP In Mutual Funds

Mutual Funds offer a route called the "Systematic Investment Plan" or SIP where investors can choose to put in a fixed amount of money every month in a scheme of a mutual fund. SIPs are a very convenient way for investors to invest since after the first investment, subsequent investments are automated and the investor can sit back and relax. Systematic investment plans ( SIPs) also offer rupee cost averaging and there are many benefits of SIPs.

Mutual Fund Returns

5 Year Returns Across Categories

Category: Equity Avg. 5Y Ret. Category: Balanced Avg. 5Y Ret. Category: Fixed Income Avg. 5Y Ret Category: Money Market Avg. 5Y Ret.
ELSS (Tax Saving) 18.88 Conservative Allocation 10.56 Corporate Credit 9.54 Liquid 8.3
Equity - Other 18.72 Hybrid Allocation 11.15 Dynamic Bond 9.43 Ultrashort Bond 8.64
Flexi Cap 18.89 Moderate Allocation 15. 62 Intermediate Bond 8.93 -
Large Cap 15.33 - Intermediate Government Bond 9.91 -
- - Long Term Government Bond 9.87 -
- - Short Term Bond 8.72 -
- - Short Term Government Bond 8.63

(*Return as of 10th June 2017)

Mutual Funds over the last few decades have been a phenomenal vehicle for generating returns for retail investors. To give an idea of returns over the last years, the above table gives an idea of returns across the various categories of Mutual Funds.

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Types Of Mutual Funds

On 6th October 2017, Securities of Exchange Board of India (SEBI) introduced new and broad categories in Mutual Funds in order to bring uniformity in similar schemes launched by the different Mutual Funds. This is to aim and ensure that investors can find it easier to compare the products and evaluate the different options available before investing in a scheme.

SEBI intends to make Mutual Fund investment easier for the investors. Investors could invest according to their needs, financial goals and risk ability. This mandates Mutual Fund Houses to categorize all their schemes (existing & future scheme) into 5 broad categories and 36 sub-categories. Let’s see the new distinct categories introduced by SEBI in Equity Funds, Debt Funds, Hybrid Funds, Solution Oriented Funds and other schemes

1 Equity Funds

Equity Mutual Funds can be the Large cap funds, mid cap funds, small cap funds, or multi-cap, these are for investors wanting to take exposure to the equity markets. As the name goes, equity funds invest in the equity markets. There are specialist fund managers who specialise in stock selection. They try and select the best stocks for their funds, given the Mutual Fund investment mandate. SEBI has set 1- distinct categories for equity funds.

1.1. Large Cap Equity Fund

Large-cap funds invest in large-cap companies which are big sized companies with large balance sheets, big teams and a clear organisation structure in place. The exposure in large-cap stocks has to be a minimum 80 percent of the scheme’s total assets.

1.2. Mid Cap Fund

Mid-cap funds, on the other hand, invest in smaller-sized companies, these are the emerging stars in their sector and have a potential for growth. Being small in size, these mid-cap companies are very nimble footed and can make changes to product & strategy very quickly. Given this, mid-cap investing brings in a larger risk also. The scheme will invest 65 percent of its total assets in mid-cap stocks.

1.3. Large and Mid Cap Fund

These are the schemes that invest in both large & mid cap stocks. These funds will invest a minimum of 35 percent each in mid and large cap stocks.

SEBI has set a clear classification as to what is a large cap, mid cap and small cap:

Market Capitalization Description
Large cap company 1st to 100th company in terms of full market capitalization
Mid cap company 101st to 250th company in terms of full market capitalization
Small cap company 251st company onwards in terms of full market capitalization

1.4. Multi Cap Equity Fund

In multi-cap funds, the fund manager invests across the board in large-caps and mid-caps without any restriction (the only restriction being the fund mandate). A minimum of 65 percent of its total assets should be allocated to equities.

1.5. Equity Linked Savings Scheme

Equity Linked Savings Schemes (ELSS) is a tax saving fund that comes with a lock-in period of three years. A minimum of 80 percent of its total assets has to be invested in equities.

1.6. Dividend Yield Fund

This fund will predominantly invest in dividend yielding stocks. This scheme will invest a minimum 65 percent of its total assets in equities, but in dividend yielding stocks.

1.7. Value Fund

This is an equity fund that will follow the value investment strategy.

1.8. Contra Fund

This equity scheme will follow the contrarian investment strategy. Value/Contra will invest at least 65 percent of its total assets in equities, but a Mutual Fund house can either offer a value fund or a contra fund, but not both.

1.9. Focused Fund

This fund will focus on large, mid, small or multi-cap stocks, but can have a maximum of 30 stocks. focused fund can invest at least 65 percent of its total assets in equities.

1.10. Sector/Thematic Fund

These are the funds that invest in a particular sector or a theme. At least 80 percent of the total assets of these schemes will be invested in a particular sector or theme.

2 Debt Funds

Then there are debt funds, which invest in debt instruments. There are various kinds of debt funds that exist in the Indian markets. These funds invest in various debt & money market instruments such as government securities (G-Secs), commercial papers (CPs), certificate of deposits (CDs) and other instruments. As per SEBI’s new categorization, Debt fund schemes will have 16 categories. Here’s the list:

2.1. Overnight Fund

This debt scheme will invest in overnight securities having a maturity of one day.

2.2. Liquid Fund

These are very "liquid" as the name goes. These are the funds that in most cases would try to generate returns for investors even he/she invests for one day! As per regulations, Liquid Funds invest in debt/money market securities with a maturity of less than 91 days. These are apt for investors looking to park their money for a couple of days. These funds typically don't have any exit load.

2.3. Ultra Short Duration Fund

On the risk scale, these funds have a risk that is slightly above that of liquid funds. Ultra short term funds invest in debt securities with a slightly higher maturity than liquid funds. These types of Mutual funds can give a minor loss in a day if there is a very sharp upward movement in interest rates. However, these are great for investors looking to invest money between three months to six months. Most ultra short term funds don't have any exit load, even if they do, it is for a week to a fortnight at best.

2.4. Low Duration Fund

Low duration debt securities come with a slightly higher maturity than ultra short funds. The scheme will invest in debt and money market securities with a Macaulay duration between six to 12 months.

2.5. Money Market Fund

This scheme will invest in money market instruments such as CDs, CPs, T-Bills having a maturity up to one year.

2.6. Short Term Fund

Short term Mutual Funds are great for investors looking to invest for a year or more. These also invest in debt securities and do take a little bit of interest rate risk. If interest rates move downwards then there will be capital appreciation on the portfolio along with the return earned due to interest. These funds invest in debt and money market instruments with a Macaulay duration of one to three years.

2.7. Medium Duration Fund

This scheme will invest in debt and money market instruments with a Macaulay duration of three to four years.

2.8. Medium to Long Duration Fund

This scheme will invest in debt and money market instruments with a Macaulay duration of four to seven years.

2.9. Long Duration Fund

This scheme will invest in debt and money market instruments with a Macaulay duration greater than seven years.

2.10. Dynamic Bond Fund

A dynamic bond fund is a mutual fund scheme that invests its funds in fixed income securities consisting of varying maturity periods, which means that they invest across all the duration. Here, the fund manager decides on which funds they need to invest based on their perception of the interest rate scenario and future interest rate movements. Based on this decision, they invest in funds across various maturity periods of debt instruments. This mutual fund scheme is suitable for individuals who feel puzzled about the interest rate scenario. Such individuals can rely on the view of the fund managers to earn money through dynamic bonds funds.

2.11. Corporate Bond Fund

Corporate bond funds are essentially a certificate of debt issued by major companies. These are issued as a way of raising money for businesses. Corporate bond funds are a great option when it comes to good return and low-risk type investment. This debt scheme mainly invests in the highest rated corporate bonds. The fund can invest a minimum 80 percent of its total assets in the highest-rated corporate bonds.

2.12. Credit Risk Fund

This scheme will invest in below the high-rated corporate bonds. The credit risk fund should invest at least 65 percent of its assets below the highest-rated instruments.

2.13. Banking and PUS Fund

This scheme predominantly invests in debt instruments of Banks, Public Financial Institutional, Public Sector Undertakings.

2.14. Gilt Fund

This funds invest in government securities. The maturity of the funds various as per the mandate of the fund. And so does the risk in the fund. Gilt funds are usually used as an avenue to invest by seasoned investors who know what they are doing and are clear on interest rate movements. The higher the duration or maturity of the gilt fund, higher the risk. This funds will invest a minimum 80 percent of its total assets in government securities.

2.15. Gilt Fund with 10-year Constant Duration

This scheme will invest in government securities with a maturity of 10 years. Gilt Funds with 10-year Constant Duration will invest a minimum 80 percent in government securities.

2.16. Floater Fund

This debt scheme mainly invests in floating rate instruments. Floater Fund will invest a minimum of 65 percent of its total assets in floating rate instruments.

3. Hybrid Funds

For the investors in the middle who want to be on the fence, there are balanced funds or hybrid funds. According to the new SEBI’s regulation, there will be six categories of Hybrid Funds:

3.1. Conservative Hybrid Fund

Hybrid Funds are also commonly known as Balanced Fund. Hybrid funds are a type of Mutual Funds that invest in both equity and debt mutual fund. In other words, this fund acts as a combination of both debt and equity. The conservative hybrid funds will majorly invested in debt instruments. About 75 to 90 percent of their total assets will be invest in debt instruments and about 10 to 25 percent in equity-related instruments. Hybrid funds are a great option for the investors who fear of investing in equity funds. This fund will reduce the risk portion and also help in gaining optimal returns over the time.

3.2. Balanced Hybrid Fund

This fund will invest around 40-60 percent of its total assets in both debt and equity instruments.

3.3. Aggressive Hybrid Fund

This fund will invest around 65 to 85 percent of its total assets in equity-related instruments and about 20 to 35 percent of their assets in debt instruments. Mutual fund houses can offer either a balanced hybrid or an aggressive hybrid fund, not both.

3.4. Dynamic Asset Allocation or Balanced Advantage Fund

This scheme would dynamically manage their investments in equity and debt instruments.

3.5. Multi Asset Allocation

This scheme can invest in three asset classes, which means that they can invest in an extra asset class apart from equity and debt. The fund should invest at least 10 percent in each of the asset classes. Foreign securities will not be treated as a separate asset class.

3.6. Arbitrage Fund

An arbitrage fund is a popular short-term financial investment in India. Arbitrage funds are Mutual Funds that leverage the differential price between the cash market and derivative market to generate mutual fund returns. The returns generated by arbitrage funds are dependent on the volatility of the stock market. Arbitrage mutual funds are hybrid in nature and in times of high or persistent volatility, these funds offer relatively risk-free returns to investors. This fund invest at least 65 percent of its assets in equity-related instruments.

3.7. Equity Savings

This scheme will invest in equity, arbitrage and debt. Equity savings will invest at least 65 percent of the total assets in stocks and a minimum 10 percent in debt. The scheme would state the minimum hedged and unhedged investments in the scheme information document.

4. Solution Oriented Schemes

4.1. Retirement Fund

This is a retirement solution oriented scheme that will have a lock-in of five years or till the age of retirement.

4.2. Children’s Fund

This is children oriented scheme having a lock-on for five years or until the child attains the age of majority, whichever is earlier.

5. Other Schemes

5.1. Index Fund/ETF

Index Funds refer to the Mutual Fund schemes whose portfolio is constructed using a market index as a base. In other words, the performance of an index fund is dependent on the performance of a particular index. These schemes are passively managed. These funds contain shares in the similar proportion as they are in a particular index. In India, many of the schemes use Nifty or Sensex as the base to construct their portfolio. For example, if the Nifty portfolio constitutes of SBI shares whose proportion is 12% then; the Nifty Index fund will also have 12% equity shares. This fund can invest at least 95 percent of its total asset in securities of a particular index.

5.2. FoFs (Overseas Domestic)

Fund of funds is an option for those whose investment amounts are not too large and it is easier to manage one fund (a fund of funds) rather than a number of Mutual Funds. In this form of mutual fund investment strategy, investors get to hold a number of funds under the umbrella of a single fund, hence the name funds of funds. Often going by the name of multi-manager investment; it is considered as one of the mutual fund categories. One of the key advantages of multi-manager investments is that at a lower ticket size, the investor can diversify themselves across a gamut of mutual fund schemes. This fund can invest a minimum of 95 percent of its total assets in the underlying fund.

Some of the other Mutual Funds to consider:

5.3. International Funds

International Funds invest in international securities or into master funds that are domiciled out of India. Most of these funds invest in equity as an asset class. These can be of various types such as emerging market funds, developed markets funds, commodity-related international funds etc. The DSP Blackrock World Gold Fund is an example of a fund that invests in a master fund based out of India. This fund invests predominantly in gold and other precious metals. Today, there are many international Mutual Funds available in India to the investor.

5.4. Gold Funds

Gold funds are a new class of funds. These invest in gold ETFs. While gold ETFs are available to the retail investor, anyone wanting to buy an ETF has to do it through the stock exchange, which requires one to have a broking account. In a Mutual Fund, there is no such requirement, an investor can simply fill an application form and get the units allotted after making the payment.

Best Mutual Funds

Investors are always searching for the top mutual funds or best mutual funds to invest in. How to select the best mutual fund is another exercise in itself. One needs to look are various things like the goal for investing, fund house, mutual fund rating and over this follow a disciplined approach. Only then can one try and select the best mutual fund.

Top 10 Mutual Funds: Equity

The top 10 equity mutual funds to invest are always something investors try to seek. From the entire list of the funds available in a category getting to the Top 10 Mutual Funds involves doing many activities to filter the list and get the top & Best Performing Mutual Funds. The top 10 equity mutual funds to invest in are:

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2020 (%)
DSP BlackRock Natural Resources and New Energy Fund Growth ₹51.54
↓ -0.32
₹5142963.5121.414.121.911.5
Aditya Birla Sun Life Small Cap Fund Growth ₹44.9763
↓ -0.38
₹2,5501141.8109.52.211.619.8
L&T Emerging Businesses Fund Growth ₹33.243
↓ -0.29
₹5,77415.845.2109.25.717.515.5
SBI Small Cap Fund Growth ₹84.6253
↓ -0.61
₹7,5709.537.89713.120.633.6
IDFC Infrastructure Fund Growth ₹18.99
↓ -0.17
₹586749.991.81.812.66.3
IDFC Tax Advantage (ELSS) Fund Growth ₹78.94
↓ -0.57
₹2,9886.136.490.99.915.818.7
Franklin Build India Fund Growth ₹51.4985
↓ -0.28
₹9541.834.278.58.712.65.4
Aditya Birla Sun Life Banking And Financial Services Fund Growth ₹33.42
↓ -0.28
₹1,896-4.920.676.55.713.71.1
ICICI Prudential Banking and Financial Services Fund Growth ₹73.43
↓ -0.60
₹3,865-3.125.576.16.715.7-5.5
L&T India Value Fund Growth ₹46.75
↓ -0.28
₹6,7411.72471.37.513.614.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 May 21

Top 10 Mutual Funds: Debt

The top 10 debt mutual funds to invest are always something investors try to seek. From the entire list of the funds available in a category getting to the top 10 mutual funds involves doing many activities to filter the list and get the top & best performing Mutual Funds. The top 10 debt mutual funds to invest in are:

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2020 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
ICICI Prudential Long Term Plan Growth ₹28.2708
↑ 0.01
₹5,5361.72.59.19.411.86.29%2Y 11M 26D4Y 3M 14D
Aditya Birla Sun Life Corporate Bond Fund Growth ₹86.8454
↑ 0.01
₹23,5081.92.399.411.95.37%2Y 3M 25D2Y 10M 13D
HDFC Corporate Bond Fund Growth ₹25.1798
↓ 0.00
₹29,8801.72.18.59.311.85.44%2Y 7M 15D4Y 23D
HDFC Banking and PSU Debt Fund Growth ₹18.0048
↓ -0.01
₹9,8991.41.98.48.910.65.49%1Y 11M 18D2Y 8M 21D
Aditya Birla Sun Life Savings Fund Growth ₹424.944
↑ 0.05
₹16,0981.226.17.474.27%6M 11D7M 2D
Aditya Birla Sun Life Money Manager Fund Growth ₹286.292
↑ 0.02
₹11,3831.11.95.27.16.64.01%5M 23D5M 26D
JM Liquid Fund Growth ₹56.0815
↑ 0.01
₹1,2160.81.53.25.543.41%1M 1D
Aditya Birla Sun Life Medium Term Plan Growth ₹24.3816
↓ 0.00
₹1,7933.17.2173.58.16.51%2Y 11M 16D3Y 10M 2D
HDFC Credit Risk Debt Fund Growth ₹18.4676
↑ 0.00
₹7,2532.3412.68.810.97.79%2Y 28D2Y 6M 22D
Aditya Birla Sun Life Short Term Opportunities Fund Growth ₹36.9056
↑ 0.01
₹6,8561.62.110.58.611.15.45%2Y 4D2Y 5M 5D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 May 21
*Below is the detailed list of top mutual funds based on last one year CAGR/Annualized returns & having AUM between 200 - 10,000 Crores across categories (Equity, Debt, Hybrid, Gold etc.)

1. Kotak Small Cap Fund

(Erstwhile Kotak Midcap Scheme)

The investment objective of the Scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities.

Kotak Small Cap Fund is a Equity - Small Cap fund was launched on 24 Feb 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.9% since its launch.  Ranked 23 in Small Cap category.  Return for 2020 was 34.2% , 2019 was 5% and 2018 was -17.3% .

Below is the key information for Kotak Small Cap Fund

Kotak Small Cap Fund
Growth
Launch Date 24 Feb 05
NAV (12 May 21) ₹125.3 ↓ -0.85   (-0.67 %)
Net Assets (Cr) ₹3,423 on 31 Mar 21
Category Equity - Small Cap
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 2.11
Sharpe Ratio 4.33
Information Ratio 1.54
Alpha Ratio 11.18
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 16₹10,000
30 Apr 17₹13,622
30 Apr 18₹15,483
30 Apr 19₹13,196
30 Apr 20₹11,010
30 Apr 21₹23,030

Kotak Small Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for Kotak Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 May 21

DurationReturns
1 Month 6.5%
3 Month 10.6%
6 Month 47.4%
1 Year 129%
3 Year 15.6%
5 Year 18.1%
10 Year
15 Year
Since launch 16.9%
Historical performance (Yearly) on absolute basis
YearReturns
2020 34.2%
2019 5%
2018 -17.3%
2017 44%
2016 8.9%
2015 7.4%
2014 74%
2013 -4.9%
2012 50.2%
2011 -26.9%
Fund Manager information for Kotak Small Cap Fund
NameSinceTenure
Pankaj Tibrewal21 Jan 1011.28 Yr.

Data below for Kotak Small Cap Fund as on 31 Mar 21

Equity Sector Allocation
SectorValue
Industrials26.98%
Consumer Cyclical25.23%
Basic Materials22.93%
Technology8.66%
Financial Services5.56%
Health Care2.14%
Consumer Defensive1.93%
Real Estate1.29%
Energy0.56%
Communication Services0.26%
Asset Allocation
Asset ClassValue
Cash4.47%
Equity95.53%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Century Plyboards (India) Ltd (Consumer Cyclical)
Equity, Since 31 Oct 18 | 532548
5%₹155 Cr4,880,357
↑ 372,946
Sheela Foam Ltd (Consumer Cyclical)
Equity, Since 30 Jun 18 | 540203
4%₹132 Cr668,236
↑ 56,781
Carborundum Universal Ltd (Industrials)
Equity, Since 30 Jun 18 | 513375
4%₹128 Cr2,510,655
↑ 192,688
Supreme Industries Ltd (Consumer Cyclical)
Equity, Since 31 May 14 | 509930
4%₹123 Cr602,212
↑ 30,000
Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 13 | PERSISTENT
3%₹104 Cr543,601
↓ -15,000
JK Cement Ltd (Basic Materials)
Equity, Since 31 Jul 14 | JKCEMENT
3%₹104 Cr359,562
Ratnamani Metals & Tubes Ltd (Basic Materials)
Equity, Since 31 Jan 18 | 520111
3%₹104 Cr545,101
↑ 23,280
Galaxy Surfactants Ltd (Basic Materials)
Equity, Since 31 Jan 18 | 540935
3%₹97 Cr382,359
↑ 35,320
APL Apollo Tubes Ltd (Basic Materials)
Equity, Since 31 Dec 17 | 533758
3%₹97 Cr689,605
↓ -58,245
Blue Dart Express Ltd (Industrials)
Equity, Since 31 Oct 19 | 526612
3%₹96 Cr172,920

2. DSP BlackRock Natural Resources and New Energy Fund

To seek to generate capital appreciation and provide long term growth opportunities by investing in equity and equity related securities of companies domiciled in India whose predominant economic activity is in the (a) discovery, development, production, or distribution of natural resources, viz., energy, mining etc; (b) alternative energy and energy technology sectors, with emphasis given to renewable energy, automotive and on-site power generation, energy storage and enabling energy technologies. also invest a certain portion of its corpus in the equity and equity related securities of companies domiciled overseas, which are principally engaged in the discovery, development, production or distribution of natural resources and alternative energy and/or the units shares of Merrill Lynch international Investment Funds New Energy Fund, Merrill Lynch International Investment Funds World Energy Fund and similar other overseas mutual fund schemes.

DSP BlackRock Natural Resources and New Energy Fund is a Equity - Sectoral fund was launched on 25 Apr 08. It is a fund with High risk and has given a CAGR/Annualized return of 13.4% since its launch.  Ranked 2 in Sectoral category.  Return for 2020 was 11.5% , 2019 was 4.4% and 2018 was -15.3% .

Below is the key information for DSP BlackRock Natural Resources and New Energy Fund

DSP BlackRock Natural Resources and New Energy Fund
Growth
Launch Date 25 Apr 08
NAV (11 May 21) ₹51.54 ↓ -0.32   (-0.62 %)
Net Assets (Cr) ₹514 on 31 Mar 21
Category Equity - Sectoral
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 2.42
Sharpe Ratio 2.53
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 16₹10,000
30 Apr 17₹16,092
30 Apr 18₹17,851
30 Apr 19₹17,276
30 Apr 20₹12,676
30 Apr 21₹24,699

DSP BlackRock Natural Resources and New Energy Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for DSP BlackRock Natural Resources and New Energy Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 May 21

DurationReturns
1 Month 13%
3 Month 29%
6 Month 63.5%
1 Year 121.4%
3 Year 14.1%
5 Year 21.9%
10 Year
15 Year
Since launch 13.4%
Historical performance (Yearly) on absolute basis
YearReturns
2020 11.5%
2019 4.4%
2018 -15.3%
2017 43.1%
2016 43.1%
2015 -1.7%
2014 46.8%
2013 -5.7%
2012 11.5%
2011 -23.2%
Fund Manager information for DSP BlackRock Natural Resources and New Energy Fund
NameSinceTenure
Rohit Singhania1 Jul 128.84 Yr.
Jay Kothari1 Mar 138.17 Yr.
Aayush Ganeriwala1 Jan 210.33 Yr.

Data below for DSP BlackRock Natural Resources and New Energy Fund as on 31 Mar 21

Equity Sector Allocation
SectorValue
Basic Materials46.87%
Energy28.89%
Utility10.73%
Technology4.55%
Industrials4.04%
Consumer Defensive0.69%
Asset Allocation
Asset ClassValue
Cash4.06%
Equity95.94%
Debt0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
BGF Sustainable Energy I2
Investment Fund | -
13%₹68 Cr491,217
BGF World Energy I2
Investment Fund | -
12%₹60 Cr519,600
↑ 85,531
Tata Steel Ltd (Basic Materials)
Equity, Since 31 Aug 16 | TATASTEEL
11%₹55 Cr672,716
↑ 34,871
Jindal Steel & Power Ltd (Basic Materials)
Equity, Since 31 Mar 20 | 532286
8%₹43 Cr1,243,094
↑ 38,715
Hindalco Industries Ltd Shs Dematerialised (Basic Materials)
Equity, Since 31 Oct 15 | HINDALCO
8%₹39 Cr1,181,323
↓ -144,353
Hindustan Zinc Ltd (Basic Materials)
Equity, Since 31 Mar 09 | 500188
6%₹32 Cr1,188,908
Reliance Industries Ltd Shs Dematerialised (Energy)
Equity, Since 31 Aug 08 | RELIANCE
5%₹27 Cr136,448
↑ 24,782
Steel Authority Of India Ltd Shs Dematerialised (Basic Materials)
Equity, Since 31 Aug 20 | 500113
4%₹23 Cr2,925,223
↑ 163,582
NMDC Ltd (Basic Materials)
Equity, Since 30 Sep 18 | 526371
3%₹18 Cr1,295,972
↓ -190,917
GAIL (India) Ltd (Utilities)
Equity, Since 31 Aug 20 | 532155
3%₹17 Cr1,250,115
↑ 376,046

3. ICICI Prudential Technology Fund

To generate long-term capital appreciation for you from a portfolio made up predominantly of equity and equity-related securities of technology intensive companies.

ICICI Prudential Technology Fund is a Equity - Sectoral fund was launched on 3 Mar 00. It is a fund with High risk and has given a CAGR/Annualized return of 12% since its launch.  Ranked 37 in Sectoral category.  Return for 2020 was 70.6% , 2019 was 2.3% and 2018 was 19.1% .

Below is the key information for ICICI Prudential Technology Fund

ICICI Prudential Technology Fund
Growth
Launch Date 3 Mar 00
NAV (12 May 21) ₹110.86 ↓ -0.90   (-0.81 %)
Net Assets (Cr) ₹1,818 on 31 Mar 21
Category Equity - Sectoral
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.6
Sharpe Ratio 3.86
Information Ratio -0.4
Alpha Ratio 23.01
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 16₹10,000
30 Apr 17₹9,381
30 Apr 18₹13,179
30 Apr 19₹14,533
30 Apr 20₹12,327
30 Apr 21₹26,415

ICICI Prudential Technology Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for ICICI Prudential Technology Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 May 21

DurationReturns
1 Month -0.9%
3 Month 4.5%
6 Month 30%
1 Year 121.2%
3 Year 27.7%
5 Year 21.7%
10 Year
15 Year
Since launch 12%
Historical performance (Yearly) on absolute basis
YearReturns
2020 70.6%
2019 2.3%
2018 19.1%
2017 19.8%
2016 -4%
2015 3.9%
2014 26.3%
2013 62.6%
2012 17.1%
2011 -18.9%
Fund Manager information for ICICI Prudential Technology Fund
NameSinceTenure
Sankaran Naren14 Jul 173.8 Yr.
Priyanka Khandelwal8 Jul 200.81 Yr.
Vaibhav Dusad2 May 201 Yr.

Data below for ICICI Prudential Technology Fund as on 31 Mar 21

Equity Sector Allocation
SectorValue
Technology72.38%
Communication Services11.44%
Industrials8.21%
Consumer Cyclical1.04%
Consumer Defensive0.64%
Asset Allocation
Asset ClassValue
Cash6.29%
Equity93.71%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY
22%₹393 Cr2,875,737
↑ 50,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Sep 19 | TCS
7%₹134 Cr423,185
↑ 80,000
HCL Technologies Ltd Shs Dematerialised (Technology)
Equity, Since 30 Sep 20 | HCLTECH
7%₹129 Cr1,315,744
Tech Mahindra Ltd (Technology)
Equity, Since 31 Oct 16 | 532755
7%₹125 Cr1,257,674
Persistent Systems Ltd (Technology)
Equity, Since 31 May 20 | PERSISTENT
4%₹80 Cr414,653
↓ -61,480
Cyient Ltd (Industrials)
Equity, Since 30 Jun 18 | CYIENT
3%₹58 Cr893,058
↑ 509,422
Wipro Ltd (Technology)
Equity, Since 30 Sep 19 | 507685
3%₹57 Cr1,371,450
Coforge Ltd Shs Dematerialised (Technology)
Equity, Since 31 Jul 20 | 532541
3%₹49 Cr168,593
↓ -11,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 20 | BHARTIARTL
3%₹46 Cr894,821
↑ 102,981
Indian Railway Catering And Tourism Corp Ltd (Industrials)
Equity, Since 31 Dec 20 | 542830
3%₹46 Cr261,609
↑ 45,200

4. IDFC Sterling Value Fund

(Erstwhile IDFC Sterling Equity Fund)

To generate capital appreciation from a diversified portfolio of equity and equity related instruments.It will predominantly invest in small and midcap equity and equity related instruments. Small and Midcap equity & equity related instruments will be the stocks included in the Nifty Free Float Midcap 100 or equity and equity related instruments of such companies which have a market capitalization lower than the highest components of Nifty Free Float Midcap 100. It may also invest in stocks other than mid cap stocks (i.e. in stocks, which have a market capitalisation of above the market capitalisation range of the defined small - midcap stocks) & derivatives. On defensive consideration,It may also invest in debt and money market instruments. In case of discontinuation /suspension of Nifty Free Float Midcap 100, the AMC reserves the right tomodify the definition of Mid cap and Small cap companies. In case of such amodification, the interest of investors will be of paramount importance.

IDFC Sterling Value Fund is a Equity - Value fund was launched on 7 Mar 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.8% since its launch.  Ranked 21 in Value category.  Return for 2020 was 15.2% , 2019 was -6.2% and 2018 was -13% .

Below is the key information for IDFC Sterling Value Fund

IDFC Sterling Value Fund
Growth
Launch Date 7 Mar 08
NAV (12 May 21) ₹69.06 ↓ -0.43   (-0.62 %)
Net Assets (Cr) ₹3,208 on 31 Mar 21
Category Equity - Value
AMC IDFC Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.05
Sharpe Ratio 3.61
Information Ratio -0.42
Alpha Ratio 0.66
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 16₹10,000
30 Apr 17₹13,978
30 Apr 18₹17,284
30 Apr 19₹15,202
30 Apr 20₹10,245
30 Apr 21₹20,070

IDFC Sterling Value Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for IDFC Sterling Value Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 May 21

DurationReturns
1 Month 7.5%
3 Month 10.1%
6 Month 44.1%
1 Year 114.5%
3 Year 6.7%
5 Year 14.9%
10 Year
15 Year
Since launch 15.8%
Historical performance (Yearly) on absolute basis
YearReturns
2020 15.2%
2019 -6.2%
2018 -13%
2017 61.3%
2016 1.1%
2015 -0.3%
2014 57.3%
2013 4.9%
2012 45%
2011 -22.4%
Fund Manager information for IDFC Sterling Value Fund
NameSinceTenure
Anoop Bhaskar30 Apr 165 Yr.
Daylynn Pinto20 Oct 164.53 Yr.

Data below for IDFC Sterling Value Fund as on 31 Mar 21

Equity Sector Allocation
SectorValue
Consumer Cyclical23.32%
Basic Materials20.51%
Industrials19.56%
Financial Services11.46%
Technology6.53%
Consumer Defensive6.52%
Health Care4.04%
Utility3.34%
Energy1.53%
Asset Allocation
Asset ClassValue
Cash3.19%
Equity96.81%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Deepak Nitrite Ltd (Basic Materials)
Equity, Since 31 Mar 17 | 506401
5%₹149 Cr900,000
↓ -62,075
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK
4%₹128 Cr2,200,000
JK Cement Ltd (Basic Materials)
Equity, Since 31 Oct 17 | JKCEMENT
3%₹108 Cr372,707
↓ -10,222
Gujarat Gas Ltd (Utilities)
Equity, Since 31 May 15 | 539336
3%₹107 Cr1,948,018
↓ -1,982
Jindal Steel & Power Ltd (Basic Materials)
Equity, Since 30 Apr 17 | 532286
3%₹103 Cr3,000,000
KEC International Ltd (Industrials)
Equity, Since 31 Jul 15 | 532714
3%₹97 Cr2,350,000
↓ -150,000
NCC Ltd (Industrials)
Equity, Since 31 Jan 16 | NCC
3%₹87 Cr11,000,000
Emami Ltd (Consumer Defensive)
Equity, Since 31 Jul 18 | 531162
3%₹83 Cr1,700,000
Minda Industries Ltd (Consumer Cyclical)
Equity, Since 31 Aug 16 | 532539
3%₹81 Cr1,500,000
Voltas Ltd Shs Dematerialised (Industrials)
Equity, Since 30 Sep 15 | VOLTAS
2%₹80 Cr800,000

5. ICICI Prudential Smallcap Fund

(Erstwhile ICICI Prudential Indo Asia Equity Fund)

ICICI Prudential Indo Asia Equity Fund is an OE equity scheme that seeks to generate long term capital appreciation by investing in equity, equity related securities and or share classes/units of equity funds of companies, which are incorporated or have their area of primary activity, in the Asia Pacific region. Initially the Scheme will invest in share classes of International Opportunities Fund Asian Equity Fund and thereafter the Fund Manager of the Indo Asia Equity Fund may choose to make investment in listed equity shares, securities in the Asia Pacific region. However, there can be no assurance that the investment objective of the Scheme will be realized.

ICICI Prudential Smallcap Fund is a Equity - Small Cap fund was launched on 18 Oct 07. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10.4% since its launch.  Ranked 26 in Small Cap category.  Return for 2020 was 22.8% , 2019 was 10% and 2018 was -22.4% .

Below is the key information for ICICI Prudential Smallcap Fund

ICICI Prudential Smallcap Fund
Growth
Launch Date 18 Oct 07
NAV (12 May 21) ₹38.07 ↓ -0.15   (-0.39 %)
Net Assets (Cr) ₹2,065 on 31 Mar 21
Category Equity - Small Cap
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderately High
Expense Ratio 2.49
Sharpe Ratio 3.57
Information Ratio 0.76
Alpha Ratio 0.33
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 16₹10,000
30 Apr 17₹13,251
30 Apr 18₹15,057
30 Apr 19₹12,738
30 Apr 20₹9,907
30 Apr 21₹19,193

ICICI Prudential Smallcap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for ICICI Prudential Smallcap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 May 21

DurationReturns
1 Month 6.9%
3 Month 6.8%
6 Month 41.5%
1 Year 111.7%
3 Year 9.9%
5 Year 14.8%
10 Year
15 Year
Since launch 10.4%
Historical performance (Yearly) on absolute basis
YearReturns
2020 22.8%
2019 10%
2018 -22.4%
2017 42.7%
2016 6%
2015 0.5%
2014 50.6%
2013 8.8%
2012 26%
2011 -15.1%
Fund Manager information for ICICI Prudential Smallcap Fund
NameSinceTenure
Sankaran Naren17 Feb 156.2 Yr.
Priyanka Khandelwal15 Jun 173.88 Yr.
Harish Bihani5 Nov 182.48 Yr.

Data below for ICICI Prudential Smallcap Fund as on 31 Mar 21

Equity Sector Allocation
SectorValue
Industrials18.49%
Financial Services15.9%
Basic Materials15.14%
Consumer Cyclical10.6%
Technology8.9%
Real Estate7.87%
Health Care7.12%
Communication Services6.63%
Consumer Defensive5.81%
Utility0.53%
Asset Allocation
Asset ClassValue
Cash3.02%
Equity96.98%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Mahindra Lifespace Developers Ltd (Real Estate)
Equity, Since 31 Aug 19 | 532313
5%₹101 Cr1,770,765
↑ 14,174
V-Mart Retail Ltd (Consumer Cyclical)
Equity, Since 31 Jul 19 | 534976
4%₹80 Cr287,225
INOX Leisure Ltd (Communication Services)
Equity, Since 31 Oct 18 | 532706
4%₹75 Cr2,615,551
↑ 67,000
Dixon Technologies (India) Ltd (Technology)
Equity, Since 30 Nov 18 | 540699
3%₹69 Cr187,250
Birlasoft Ltd (Technology)
Equity, Since 31 Dec 20 | 532400
3%₹64 Cr2,516,039
↑ 60,836
Brigade Enterprises Ltd (Real Estate)
Equity, Since 30 Sep 16 | 532929
3%₹62 Cr2,218,316
↑ 75,266
Cholamandalam Financial Holdings Ltd (Financial Services)
Equity, Since 30 Jun 19 | 504973
3%₹55 Cr916,800
Minda Industries Ltd (Consumer Cyclical)
Equity, Since 30 Nov 19 | 532539
3%₹54 Cr991,073
↑ 57,123
KEI Industries Ltd (Industrials)
Equity, Since 31 Jan 20 | 517569
3%₹54 Cr1,027,089
↑ 47,381
PNC Infratech Ltd (Industrials)
Equity, Since 31 Mar 17 | PNCINFRA
3%₹54 Cr2,079,339
↑ 50,000

6. Sundaram Small Cap Fund

(Erstwhile Sundaram SMILE Fund)

To primarily achieve capital appreciation by investing in diversified stocks that are generally termed as small and mid-caps and by investing in other equities.

Sundaram Small Cap Fund is a Equity - Small Cap fund was launched on 15 Feb 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.2% since its launch.  Ranked 19 in Small Cap category.  Return for 2020 was 26.2% , 2019 was -6.1% and 2018 was -29.2% .

Below is the key information for Sundaram Small Cap Fund

Sundaram Small Cap Fund
Growth
Launch Date 15 Feb 05
NAV (12 May 21) ₹114.503 ↓ -0.40   (-0.35 %)
Net Assets (Cr) ₹1,248 on 31 Mar 21
Category Equity - Small Cap
AMC Sundaram Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 1.42
Sharpe Ratio 3.59
Information Ratio 0.01
Alpha Ratio -3.44
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 16₹10,000
30 Apr 17₹14,060
30 Apr 18₹15,907
30 Apr 19₹12,165
30 Apr 20₹8,814
30 Apr 21₹16,764

Sundaram Small Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for Sundaram Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 May 21

DurationReturns
1 Month 8.4%
3 Month 12%
6 Month 40.5%
1 Year 110.9%
3 Year 3.4%
5 Year 10.7%
10 Year
15 Year
Since launch 16.2%
Historical performance (Yearly) on absolute basis
YearReturns
2020 26.2%
2019 -6.1%
2018 -29.2%
2017 55.6%
2016 -0.1%
2015 7.8%
2014 108.7%
2013 -5%
2012 44.8%
2011 -32.7%
Fund Manager information for Sundaram Small Cap Fund
NameSinceTenure
Ratish Varier23 Jul 200.77 Yr.
Rohit Seksaria24 Feb 210.18 Yr.

Data below for Sundaram Small Cap Fund as on 31 Mar 21

Equity Sector Allocation
SectorValue
Industrials19.15%
Consumer Cyclical16.88%
Technology14.81%
Financial Services13.29%
Health Care13.2%
Basic Materials12.86%
Consumer Defensive3.09%
Real Estate2.62%
Communication Services0.67%
Asset Allocation
Asset ClassValue
Cash3.45%
Equity96.55%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Persistent Systems Ltd (Technology)
Equity, Since 30 Jun 20 | PERSISTENT
3%₹42 Cr219,927
↓ -10,000
Tube Investments of India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 28 Feb 19 | 540762
3%₹41 Cr346,572
↓ -10,070
India Cements Ltd (Basic Materials)
Equity, Since 31 Mar 12 | 530005
3%₹41 Cr2,454,732
Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Jul 20 | 540699
3%₹40 Cr109,850
↓ -20,135
KSB Ltd (Industrials)
Equity, Since 31 May 14 | 500249
3%₹40 Cr445,714
↓ -14,992
Amrutanjan Health Care Ltd (Healthcare)
Equity, Since 31 Jan 15 | 590006
3%₹39 Cr680,101
Navin Fluorine International Ltd (Basic Materials)
Equity, Since 30 Jun 14 | 532504
3%₹37 Cr134,781
↓ -5,562
Laurus Labs Ltd (Healthcare)
Equity, Since 31 Mar 19 | 540222
3%₹37 Cr1,025,040
↓ -217,473
KPIT Technologies Ltd (Technology)
Equity, Since 30 Apr 19 | 542651
3%₹36 Cr2,031,441
Praj Industries Ltd (Industrials)
Equity, Since 31 May 15 | 522205
3%₹35 Cr1,783,157
↓ -271,708

7. Aditya Birla Sun Life Small Cap Fund

(Erstwhile Aditya Birla Sun Life Small & Midcap Fund)

An Open ended Small and Mid Cap Equity Scheme with an objective to generate consistent long-term capital appreciation by investing predominantly in equity and equity related securities of companies considered to be small and midcap. The Scheme may also invest a certain portion of its corpus in fixed income securities including money market instruments, in order to meet liquidity requirements from time to time.

Aditya Birla Sun Life Small Cap Fund is a Equity - Small Cap fund was launched on 31 May 07. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 11.3% since its launch.  Ranked 1 in Small Cap category.  Return for 2020 was 19.8% , 2019 was -11.5% and 2018 was -22.6% .

Below is the key information for Aditya Birla Sun Life Small Cap Fund

Aditya Birla Sun Life Small Cap Fund
Growth
Launch Date 31 May 07
NAV (12 May 21) ₹44.9763 ↓ -0.38   (-0.84 %)
Net Assets (Cr) ₹2,550 on 31 Mar 21
Category Equity - Small Cap
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 2.28
Sharpe Ratio 3.73
Information Ratio -0.06
Alpha Ratio -0.51
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 16₹10,000
30 Apr 17₹14,811
30 Apr 18₹16,888
30 Apr 19₹13,632
30 Apr 20₹9,001
30 Apr 21₹17,436

Aditya Birla Sun Life Small Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for Aditya Birla Sun Life Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 May 21

DurationReturns
1 Month 7.3%
3 Month 11%
6 Month 41.8%
1 Year 109.5%
3 Year 2.2%
5 Year 11.6%
10 Year
15 Year
Since launch 11.3%
Historical performance (Yearly) on absolute basis
YearReturns
2020 19.8%
2019 -11.5%
2018 -22.6%
2017 56.7%
2016 9.7%
2015 13.4%
2014 66.3%
2013 4.8%
2012 31.9%
2011 -23.3%
Fund Manager information for Aditya Birla Sun Life Small Cap Fund
NameSinceTenure
Kunal Sangoi14 May 200.96 Yr.
Dhaval Gala14 May 200.96 Yr.
Nitesh Jain14 May 200.96 Yr.

Data below for Aditya Birla Sun Life Small Cap Fund as on 31 Mar 21

Equity Sector Allocation
SectorValue
Basic Materials26.78%
Industrials17.74%
Consumer Cyclical13.5%
Financial Services11.48%
Technology9.13%
Consumer Defensive7.46%
Health Care6.83%
Communication Services5%
Real Estate0.8%
Asset Allocation
Asset ClassValue
Cash1.28%
Equity98.72%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Deepak Nitrite Ltd (Basic Materials)
Equity, Since 30 Jun 17 | 506401
6%₹147 Cr890,199
↓ -38,760
JK Cement Ltd (Basic Materials)
Equity, Since 31 Mar 18 | JKCEMENT
4%₹114 Cr395,090
↓ -4,910
Just Dial Ltd (Communication Services)
Equity, Since 30 Nov 19 | 535648
3%₹75 Cr865,783
Cholamandalam Financial Holdings Ltd (Financial Services)
Equity, Since 31 Dec 18 | 504973
3%₹71 Cr1,187,414
↓ -12,586
Radico Khaitan Ltd Shs Dematerialised (Consumer Defensive)
Equity, Since 31 May 20 | 532497
3%₹68 Cr1,213,369
↓ -17,615
Cyient Ltd (Industrials)
Equity, Since 30 Jun 14 | CYIENT
3%₹68 Cr1,048,104
↓ -22,786
V-Guard Industries Ltd (Industrials)
Equity, Since 30 Apr 16 | 532953
2%₹62 Cr2,445,000
Johnson Controls - Hitachi Air Conditioning India Ltd (Technology)
Equity, Since 31 Oct 17 | 523398
2%₹56 Cr212,929
Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 31 Mar 19 | MCX
2%₹54 Cr356,119
KEC International Ltd (Industrials)
Equity, Since 30 Sep 15 | 532714
2%₹52 Cr1,272,148
↓ -86,218

8. L&T Emerging Businesses Fund

To generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities, including equity derivatives, in the Indian markets with key theme focus being emerging companies (small cap stocks). The Scheme could also additionally invest in Foreign Securities.

L&T Emerging Businesses Fund is a Equity - Small Cap fund was launched on 12 May 14. It is a fund with High risk and has given a CAGR/Annualized return of 18.7% since its launch.  Ranked 2 in Small Cap category.  Return for 2020 was 15.5% , 2019 was -8.1% and 2018 was -13.7% .

Below is the key information for L&T Emerging Businesses Fund

L&T Emerging Businesses Fund
Growth
Launch Date 12 May 14
NAV (12 May 21) ₹33.243 ↓ -0.29   (-0.87 %)
Net Assets (Cr) ₹5,774 on 31 Mar 21
Category Equity - Small Cap
AMC L&T Investment Management Ltd
Rating
Risk High
Expense Ratio 1.95
Sharpe Ratio 3.6
Information Ratio -0.67
Alpha Ratio 0.69
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 16₹10,000
30 Apr 17₹15,465
30 Apr 18₹19,717
30 Apr 19₹16,593
30 Apr 20₹11,563
30 Apr 21₹22,109

L&T Emerging Businesses Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Returns for L&T Emerging Businesses Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 May 21

DurationReturns
1 Month 10.4%
3 Month 15.8%
6 Month 45.2%
1 Year 109.2%
3 Year 5.7%
5 Year 17.5%
10 Year
15 Year
Since launch 18.7%
Historical performance (Yearly) on absolute basis
YearReturns
2020 15.5%
2019 -8.1%
2018 -13.7%
2017 66.5%
2016 10.2%
2015 12.3%
2014
2013
2012
2011
Fund Manager information for L&T Emerging Businesses Fund
NameSinceTenure
Venugopal Manghat17 Dec 191.37 Yr.
Vihang Naik17 Dec 191.37 Yr.
Alok Ranjan1 Oct 191.58 Yr.

Data below for L&T Emerging Businesses Fund as on 31 Mar 21

Equity Sector Allocation
SectorValue
Industrials27.88%
Basic Materials21.67%
Consumer Cyclical15.7%
Technology12.83%
Consumer Defensive8.47%
Health Care4.86%
Real Estate4.85%
Financial Services2.63%
Energy0.83%
Asset Allocation
Asset ClassValue
Cash0.29%
Equity99.71%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
K.P.R. Mill Ltd (Consumer Cyclical)
Equity, Since 28 Feb 15 | 532889
4%₹225 Cr2,112,579
Deepak Nitrite Ltd (Basic Materials)
Equity, Since 29 Feb 20 | 506401
4%₹222 Cr1,341,848
↓ -12,782
Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 18 | PERSISTENT
3%₹199 Cr1,035,070
↓ -37,000
Grindwell Norton Ltd (Industrials)
Equity, Since 30 Sep 17 | 506076
3%₹165 Cr1,734,948
Emami Ltd (Consumer Defensive)
Equity, Since 30 Jun 19 | 531162
3%₹162 Cr3,332,700
Balrampur Chini Mills Ltd (Consumer Defensive)
Equity, Since 31 Jul 19 | 500038
3%₹150 Cr6,974,700
Suven Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Mar 20 | 543064
2%₹129 Cr2,601,094
Amber Enterprises India Ltd Ordinary Shares (Technology)
Equity, Since 31 Jan 20 | AMBER
2%₹123 Cr369,503
↓ -11,789
Ratnamani Metals & Tubes Ltd (Basic Materials)
Equity, Since 30 Nov 17 | 520111
2%₹121 Cr636,948
Sonata Software Ltd (Technology)
Equity, Since 31 Jul 18 | 532221
2%₹119 Cr2,338,967

9. PGIM India Midcap Opportunities Fund

The primary objective of the Scheme is to achieve long-term capital appreciation by predominantly investing in equity & equity related instruments of mid cap companies. However, there is no assurance that the investment objective of the Scheme will be realized.

PGIM India Midcap Opportunities Fund is a Equity - Mid Cap fund was launched on 2 Dec 13. It is a fund with High risk and has given a CAGR/Annualized return of 17.5% since its launch.  Ranked 40 in Mid Cap category.  Return for 2020 was 48.4% , 2019 was 3.6% and 2018 was -16.1% .

Below is the key information for PGIM India Midcap Opportunities Fund

PGIM India Midcap Opportunities Fund
Growth
Launch Date 2 Dec 13
NAV (12 May 21) ₹33.22 ↓ -0.42   (-1.25 %)
Net Assets (Cr) ₹1,108 on 31 Mar 21
Category Equity - Mid Cap
AMC Pramerica Asset Managers Private Limited
Rating
Risk High
Expense Ratio 2.52
Sharpe Ratio 4.23
Information Ratio 1.14
Alpha Ratio 19.01
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 16₹10,000
30 Apr 17₹12,955
30 Apr 18₹14,254
30 Apr 19₹12,302
30 Apr 20₹11,464
30 Apr 21₹22,454

PGIM India Midcap Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Returns for PGIM India Midcap Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 May 21

DurationReturns
1 Month 7.7%
3 Month 7.6%
6 Month 40.4%
1 Year 108.9%
3 Year 17.8%
5 Year 17.6%
10 Year
15 Year
Since launch 17.5%
Historical performance (Yearly) on absolute basis
YearReturns
2020 48.4%
2019 3.6%
2018 -16.1%
2017 37%
2016 -1.3%
2015 7.9%
2014 42.8%
2013
2012
2011
Fund Manager information for PGIM India Midcap Opportunities Fund
NameSinceTenure
Aniruddha Naha5 Apr 183.07 Yr.

Data below for PGIM India Midcap Opportunities Fund as on 31 Mar 21

Equity Sector Allocation
SectorValue
Industrials27.98%
Technology18.16%
Basic Materials17.4%
Financial Services14.58%
Consumer Cyclical10.74%
Health Care5.74%
Real Estate1.38%
Communication Services1.05%
Asset Allocation
Asset ClassValue
Cash2.98%
Equity97.02%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
MindTree Ltd (Technology)
Equity, Since 30 Jun 20 | 532819
5%₹50 Cr240,000
Coforge Ltd Shs Dematerialised (Technology)
Equity, Since 30 Jun 20 | 532541
4%₹46 Cr158,329
↑ 10,017
Voltas Ltd Shs Dematerialised (Industrials)
Equity, Since 31 Jul 19 | VOLTAS
4%₹45 Cr450,000
↑ 175,000
Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Oct 18 | CHOLAFIN
3%₹37 Cr668,809
MTAR Technologies Ltd (Industrials)
Equity, Since 31 Mar 21 | -
3%₹35 Cr343,334
↑ 343,334
SKF India Ltd (Industrials)
Equity, Since 28 Feb 21 | SKFINDIA
3%₹35 Cr153,772
↑ 88,772
Cummins India Ltd Shs Dematerialised (Industrials)
Equity, Since 31 Dec 20 | 500480
3%₹32 Cr350,275
↑ 70,275
Indian Railway Catering And Tourism Corp Ltd (Industrials)
Equity, Since 31 Oct 19 | 542830
3%₹32 Cr180,000
↑ 30,000
Max Financial Services Ltd (Financial Services)
Equity, Since 31 Aug 19 | 500271
3%₹30 Cr350,000
↓ -50,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 21 | HDFCBANK
3%₹30 Cr200,000

10. SBI Magnum COMMA Fund

To generate opportunities for growth along with possibility of consistent returns by investing predominantly in a portfolio of stocks of companies engaged in the commodity business within the following sectors - Oil & Gas, Metals, Materials & Agriculture and in debt & money market instruments.

SBI Magnum COMMA Fund is a Equity - Sectoral fund was launched on 8 Aug 05. It is a fund with High risk and has given a CAGR/Annualized return of 12.4% since its launch.  Ranked 9 in Sectoral category.  Return for 2020 was 23.9% , 2019 was 11.8% and 2018 was -18.7% .

Below is the key information for SBI Magnum COMMA Fund

SBI Magnum COMMA Fund
Growth
Launch Date 8 Aug 05
NAV (12 May 21) ₹63.437 ↓ -1.51   (-2.33 %)
Net Assets (Cr) ₹320 on 31 Mar 21
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating
Risk High
Expense Ratio 2.6
Sharpe Ratio 2.96
Information Ratio 0.5
Alpha Ratio -0.46
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 16₹10,000
30 Apr 17₹14,648
30 Apr 18₹16,406
30 Apr 19₹14,910
30 Apr 20₹13,438
30 Apr 21₹24,467

SBI Magnum COMMA Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for SBI Magnum COMMA Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 May 21

DurationReturns
1 Month 16.7%
3 Month 26.6%
6 Month 47.3%
1 Year 107.2%
3 Year 16.8%
5 Year 21.4%
10 Year
15 Year
Since launch 12.4%
Historical performance (Yearly) on absolute basis
YearReturns
2020 23.9%
2019 11.8%
2018 -18.7%
2017 39.2%
2016 32.3%
2015 -6.1%
2014 31.5%
2013 -13.1%
2012 13.9%
2011 -28.5%
Fund Manager information for SBI Magnum COMMA Fund
NameSinceTenure
Richard D'souza1 Aug 146.75 Yr.

Data below for SBI Magnum COMMA Fund as on 31 Mar 21

Equity Sector Allocation
SectorValue
Basic Materials61.4%
Energy16.81%
Consumer Defensive6.57%
Utility4.01%
Industrials1.15%
Asset Allocation
Asset ClassValue
Cash9.74%
Equity90.26%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Tata Steel Ltd (Basic Materials)
Equity, Since 30 Apr 11 | TATASTEEL
9%₹29 Cr352,600
UltraTech Cement Ltd (Basic Materials)
Equity, Since 30 Jun 18 | ULTRACEMCO
8%₹26 Cr38,000
Hindalco Industries Ltd Shs Dematerialised (Basic Materials)
Equity, Since 31 Dec 15 | HINDALCO
6%₹20 Cr610,000
Camlin Fine Sciences Ltd (Basic Materials)
Equity, Since 30 Jun 17 | 532834
5%₹17 Cr1,205,628
Rossari Biotech Ltd Ordinary Shares (Basic Materials)
Equity, Since 31 Jul 20 | 543213
5%₹16 Cr150,570
Grasim Industries Ltd (Basic Materials)
Equity, Since 30 Nov 20 | GRASIM
5%₹15 Cr100,000
Neogen Chemicals Ltd (Basic Materials)
Equity, Since 30 Apr 19 | 542665
4%₹14 Cr163,131
Reliance Industries Ltd Shs Dematerialised (Energy)
Equity, Since 28 Feb 07 | RELIANCE
4%₹13 Cr65,000
NTPC Ltd (Utilities)
Equity, Since 31 Mar 20 | 532555
4%₹13 Cr1,203,717
Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 May 20 | 500312
4%₹13 Cr1,250,000

Mutual Fund Companies

There are 42 Mutual Fund companies in India (called Asset Management Companies “AMCs”) which provide mutual fund schemes which investors can invest in. These Mutual Fund companies are regulated by SEBI. Some of the noticeable Mutual Fund Companies are:

1. SBI Mutual Fund

SBI Mutual Fund was set up in 1987 by the State Bank of India. Today SBI MF manages INR 1,57,025 crore (Mar-31-2017) of assets. It is one of largest asset management companies in India and offers over 70 funds across categories of equity, debt and balanced.

2. HDFC Mutual Fund

Setup in the year 2000, HDFC asset management company is one of the prominent asset managers looking after some famous names such as HDFC Equity Funds and the HDFC top 200 Fund. Today, it manages INR 2,37,177 crore (Mar-31-2017) of assets. It has schemes across asset classes and boasts of over 63 schemes that it manages. It is backed by the parent of the very large banking institution called Housing Development Finance Corporation (HDFC).

3. Reliance Mutual Fund

Setup in 1995, Reliance Mutual Fund is one of the oldest Mutual Fund companies in India. With explosive growth over the last 2 decades, today it has over 210890 crores (Mar-31-2017) of assets under management. It manages some of the oldest funds in the industry such as Reliance Vision Fund, Reliance Growth Fund, Reliance Banking Fund & Reliance Liquid Fund.

4. UTI Mutual Fund

UTI Mutual Fund is the oldest asset management company in India. Mutual Funds in India started in 1963 with the formation of the Unit Trust of India (UTI), since then UTI has grown over the years. Today, UTI AMC is a very large asset manager with assets of 1,36,810 crore (Mar-31-2017). Some of its prominent funds are UTI equity fund and UTI MNC Fund. It offers fund across asset classes.

5. Franklin Templeton Mutual Fund

Franklin Mutual Fund was set up in 1995. It is also a large fund house with assets of 81,615 crores (Mar-31-2017). Franklin Templeton Mutual Fund is backed by the US parent Templeton International Inc. Franklin Templeton Mutual Fund is a very process driven fund house

6. LIC Mutual Fund

Backed by the Life Insurance Corporation of India (LIC), this mutual fund company started operations in 1994. Today it manages about INR 21,475 crore (Mar-31-2017) of assets.

7. Blackrock Mutual Fund

DSP BlackRock Mutual Fund is a joint venture of DSP Group and BlackRock Inc. Setup in 1996 the fund house manages across asset classes. It manages names such as the DSP Blackrock Microcap Fund & the DSP Blackrock taxsaver Fund.

How To Invest In Mutual Funds

How to invest in Mutual Funds?There are various avenues to invest, one can go directly to funds houses, also one can use the services of a broker or distributor or one can even use a financial advisor. There are many advantages of using the services of a distributor, instead of going to different AMCs, making the process cumbersome one can use a distributor who can help interact and do the purchases & redemptions with all of them and make the process easy for the investor. Today, investors can also make the purchase of mutual funds online and be sitting at home to complete the entire process.

Mutual Fund Investment Plans

One can make various Mutual Fund investment plans given the risk profile of the investor. For those who can take higher risk, there are equity funds and for those with lower risk, there are debt/money market funds. One can do goal planning with various calculators to achieve a goal such as buying a house, car or any other asset. Using a SIP over a period of time one can try and achieve these goals. Also, using asset allocation one can choose the mix of assets given the level of risk one can tolerate.

Mutual Fund NAV

The industry is very transparent; funds are required to publish their prices daily. The price is known as the Net Asset Value (NAV). All mutual funds are required by SEBI to publish their NAV daily. The NAVs are published on websites of most AMCs as well as at the website of AMFI to ensure transparency.

Mutual Fund Calculator

The mutual fund calculator is a very important tool to plan for goals using SIPs and also to see how one can grow using the systematic investment plan. Taking basic inputs such as expected growth rate and inflation it can do all sorts of calculations. Access the calculator here:

Know Your Monthly SIP Amount

   
My Goal Amount:
Goal Tenure:
Years
Expected Annual Returns:
%
Total investment required is ₹56/month for 5 Years
  or   ₹2,381 one time (Lumpsum)
to achieve ₹5,000
Invest Now

Mutual Funds: Index Funds

Today, there are many index funds also available on the mutual fund platform. These are offered by various mutual fund companies. Other than index funds, there are various Exchange Traded Fund (ETFs) also available on the mutual fund platform.Nifty ETFs, Gold ETFs etc to name a few are all available in the fund's form.

Mutual Fund Ratings

Mutual funds ratings today are provided by many players like CRISIL, ICRA, MorningStar etc to name a few. mutual fund ratings usually take in a number of quantitative as well as qualitative factors to arrive at the final rating. The Mutual Fund rating is a good starting point for an investor in selecting the scheme.

Today, mutual funds have become an important route for retail investors, and choosing the best fund is very important for investors. Investors should always do their bit of research in understanding which funds to invest in and choosing the right distributor/advisor to help them on this journey.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Narendra kumar bansal, posted on 30 Aug 19 4:09 PM

Best mutual fund for 2 to 5 year investment in single schemes

Unknown, posted on 11 Jul 19 4:53 PM

Educative and very Useful information. Thank you.

Bholanath, posted on 30 Nov 18 4:21 PM

Great Read. Informative Page about all types of mutual funds.

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