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Mutual Fund in India

Updated on March 14, 2024 , 131470 views

A Mutual Fund is a collective pool (hence the word mutual) of money given by investors with a common objective for purchasing securities (via the fund). The collective pool is formed by the investors in a Mutual Fund, they are regulated in India by the Securities and Exchange Board of India (SEBI).

Those new to finance, planning and investing often hear the term “Mutual Fund (MF)” and ask “What is a Mutual Fund?”, "Which are the best Mutual Funds?", "What are the Types of Mutual Funds", "What are the best Mutual Funds companies?", "How to Invest in Mutual Funds?" etc. MF is becoming an ideal avenue for investors to participate in the debt and equity markets.

what-is-a-mutual-fund

In this article, you will clear most of your doubts about Mutual Funds and its industry.

Overview

Mutual Funds are a vehicle that collects money from investors to buy securities. These investors have a common objective, and this pool of money is advised by the fund manager who decides how to invest the money. With good fund management, the Mutual Fund Manager (or Portfolio Manager) generates returns for the investors, which are passed back to investors.

Mutual Funds are a regulated industry, there are various rules, guidelines & policies for the MF companies, the fund managers and specifically the funds managed. These regulations are formed by the Securities and Exchange Board of India (SEBI) who is the regulator for Mutual Funds.

Mutual Funds Meaning

As the two words, Mutual connotes getting together and Fund connotes money. Hence by definition, a Mutual Fund is a vehicle for investing money for investors with a common objective. In India, Mutual Funds is a regulated industry with a long history.

Mutual Funds History

Mutual Funds in India came into being in 1963 by an act of parliament. This was done by the government of India with the help of the Reserve Bank of India (RBI). Till 1987, there was no other player in India and it was a monopoly. At that time the industry opened up for the public sector and saw the entry of SBI Mutual Fund. Shortly, other players started coming.

In 1993, the government gave permission the private sector to open up asset management companies. In the next 2 years, 11 more private sector funds came and the year 1996 marked another era with SEBI and the Association of Mutual Funds (AMFI).

AMFI was formed to develop the Indian industry and setup minimum standards.

Mutual Funds Sahi Hai

mutual fund sahi hai is the recently launched campaign by AMFI (Association of Mutual Funds in India) to create investor awareness on Mutual Funds. This campaign is across various media such as TV, newspaper, radio and across the web too. The campaign is not only in English but also across various vernaculars languages. The aim of the Mutual Funds Sahi Hai campaign is to educate people on the various aspects of the industry and increase the penetration of Mutual Funds.

Mutual Funds Investment

Mutual funds offer investors a route to save money and earn returns over time. One can invest in a lump sum or a fixed amount monthly, more commonly known as a systematic investment plan (SIP). Using a lump sum or SIPs, they inculcate the habit of savings. Investors can start Mutual Fund investments with amounts as low as INR 5000 and in the case of SIPs as low as INR 500. There are various mutual fund calculators, available which help first-time investors decide what amount to start off with. These mutual fund calculators help investors kick-start investments.

Systematic Investment

Mutual Funds offer a route called the "Systematic Investment Plan (SIP)" where investors can choose to put in a fixed amount of money every month in a scheme. SIPs are a very convenient way for investors as it's automated.

Systematic investing offers many benefits such as rupee cost averaging, power of compounding, low investment amount, etc.

Mutual Fund Returns

5 Year Returns Across Categories

Category: Equity 5 Year Return Category: Debt 5 Year Return Category: Hybrid 5 Year Return Category: Commodities 5 Year Return
Large Cap 14.59 Long Duration 5.94 Aggressive Hybrid 12.04 Gold 9.01
Large & MidCap 14.42 Medium to Long Duration 5.26 Balanced Hybrid 7.9 Silver -
Flexi Cap 14.38 Medium Duration 5.51 Conservative Hybrid 6.81 - -
Multi Cap -- Short Duration 5.79 Equity Savings 7.89 - -
Mid Cap 15.29 Low Duration 5.16 Arbitrage 4.91 - -
Small Cap 17.47 Ultra Short Duration 5.41 Dynamic Asset Allocation 8.81 - -
Value Oriented 13.68 Liquid 5.36 Multi Asset Allocation 9.47 - -
ELSS 14.4 Money Market 6.07 - - - -
Banking 10.26 Overnight 4.6 - - - -
Infrastructure 12.88 Dynamic Bond 5.58 - - - -
Pharma 12.97 Corporate Bond 6.64 - - - -
Technology 29.78 Credit Risk 3.31 - - - -
Thematic 12.89 Banking and PSU 6.9 - - - -
Consumption 14.63 Floater 6.67 - - - -
Dividend Yield 14 FMP 5.04 - - - -
Energy 15.15 Gilt 5.91 - - -
ESG 14.84 Gilt with 10 year Constant Duration 6.71 - - - -
MNC 11.88 - - - - - -
PSU 4.85 - - - - - -
International 10.79 - - - - - -

(Returns As on 07-Feb-2022)

Mutual Funds over the last few decades have been a phenomenal vehicle for generating returns for retail investors. The above table gives an idea of returns across the various categories of Mutual Funds.

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Types Of Mutual Funds

1. Equity Funds

Equity Mutual Funds can be the Large cap funds, mid cap funds, small cap funds, or multi-cap, these are for investors wanting to take exposure to the equity markets. As the name goes, Equity Funds invest in the equity markets. There are specialist fund managers who specialise in stock selection. They try and select the best stocks for their funds, given the Mutual Fund investment mandate. SEBI has set 1- distinct categories for equity funds.

  • Large Cap Equity Fund

    Large-cap funds invest in large-cap companies which are big sized companies with large balance sheets, big teams and a clear organisation structure in place. The exposure in large-cap stocks has to be a minimum 80 percent of the scheme’s total assets.

  • Mid Cap Fund

    Mid-cap funds, on the other hand, invest in smaller-sized companies, these are the emerging stars in their sector and have a potential for growth. Being small in size, these mid-cap companies are very nimble footed and can make changes to product & strategy very quickly. Given this, mid-cap investing brings in a larger risk also. The scheme will invest 65 percent of its total assets in mid-cap stocks.

  • Large and Mid Cap Fund

    These are the schemes that invest in both large & mid cap stocks. These funds will invest a minimum of 35 percent each in mid and large cap stocks.

SEBI has set a clear classification as to what is a large cap, mid cap and small cap:

Market Capitalization Description
Large cap company 1st to 100th company in terms of full market capitalization
Mid cap company 101st to 250th company in terms of full market capitalization
Small cap company 251st company onwards in terms of full market capitalization
  • Multi Cap Equity Fund

    In multi-cap funds, the fund manager invests across the board in large-caps and mid-caps without any restriction (the only restriction being the fund mandate). A minimum of 65 percent of its total assets should be allocated to equities.

  • Equity Linked Savings Scheme

    Equity Linked Savings Schemes (ELSS) is a tax saving fund that comes with a lock-in period of three years. A minimum of 80 percent of its total assets has to be invested in equities.

  • Dividend Yield Fund

    This fund will predominantly invest in dividend yielding stocks. This scheme will invest a minimum 65 percent of its total assets in equities, but in dividend yielding stocks.

  • Value Fund

    This is an equity fund that will follow the value investment strategy.

  • Contra Fund

This equity scheme will follow the contrarian investment strategy. Value/Contra will invest at least 65 percent of its total assets in equities, but a Mutual Fund house can either offer a value fund or a contra fund, but not both.

  • Focused Fund

    This fund will focus on large, mid, small or multi-cap stocks, but can have a maximum of 30 stocks. focused fund can invest at least 65 percent of its total assets in equities.

  • Sector/Thematic Fund

    These are the funds that invest in a particular sector or a theme. At least 80 percent of the total assets of these schemes will be invested in a particular sector or theme.

2. Debt Funds

There are various kinds of debt funds that exist in the Indian markets. These funds invest in various debt & money market instruments such as government securities (G-Secs), commercial papers (CPs), certificate of deposits (CDs) and other instruments. As per SEBI’s new categorization, Debt fund schemes will have 16 categories. Here’s the list:

  • Overnight Fund

    This debt scheme will invest in overnight securities having a maturity of one day.

  • Liquid Fund

These are very "liquid" as the name goes. These are the funds that in most cases would try to generate returns for investors even he/she invests for one day! As per regulations, Liquid Funds invest in debt/money market securities with a maturity of less than 91 days. These are apt for investors looking to park their money for a couple of days. These funds typically don't have any exit load.

  • Ultra Short Duration Fund

    On the risk scale, these funds have a risk that is slightly above that of liquid funds. Ultra short term funds invest in debt securities with a slightly higher maturity than liquid funds. These types of Mutual funds can give a minor loss in a day if there is a very sharp upward movement in interest rates. However, these are great for investors looking to invest money between three months to six months. Most ultra short term funds don't have any exit load, even if they do, it is for a week to a fortnight at best.

  • Low Duration Fund

    Low duration debt securities come with a slightly higher maturity than ultra short funds. The scheme will invest in debt and money market securities with a Macaulay duration between six to 12 months.

  • Money Market Fund

    This scheme will invest in money market instruments such as CDs, CPs, T-Bills having a maturity up to one year.

  • Short Term Fund

    Short term Mutual Funds are great for investors looking to invest for a year or more. These also invest in debt securities and do take a little bit of interest rate risk. If interest rates move downwards then there will be capital appreciation on the portfolio along with the return earned due to interest. These funds invest in debt and money market instruments with a Macaulay duration of one to three years.

  • Medium Duration Fund

    This scheme will invest in debt and money market instruments with a Macaulay duration of three to four years.

  • Medium to Long Duration Fund

    This scheme will invest in debt and money market instruments with a Macaulay duration of four to seven years.

  • Long Duration Fund

    This scheme will invest in debt and money market instruments with a Macaulay duration greater than seven years.

  • Dynamic Bond Fund

    A dynamic bond fund is a mutual fund scheme that invests its funds in fixed income securities consisting of varying maturity periods, which means that they invest across all the duration. Here, the fund manager decides on which funds they need to invest based on their perception of the interest rate scenario and future interest rate movements. Based on this decision, they invest in funds across various maturity periods of debt instruments. This mutual fund scheme is suitable for individuals who feel puzzled about the interest rate scenario. Such individuals can rely on the view of the fund managers to earn money through dynamic bonds funds.

  • Corporate Bond Fund

    Corporate bond funds are essentially a certificate of debt issued by major companies. These are issued as a way of raising money for businesses. Corporate bond funds are a great option when it comes to good return and low-risk type investment. This debt scheme mainly invests in the highest rated corporate bonds. The fund can invest a minimum 80 percent of its total assets in the highest-rated corporate bonds.

  • Credit Risk Fund

    This scheme will invest in below the high-rated corporate bonds. The credit risk fund should invest at least 65 percent of its assets below the highest-rated instruments.

  • Banking and PUS Fund

    This scheme predominantly invests in debt instruments of Banks, Public Financial Institutional, Public Sector Undertakings.

  • Gilt Fund

    This funds invest in government securities. The maturity of the funds various as per the mandate of the fund. And so does the risk in the fund. Gilt funds are usually used as an avenue to invest by seasoned investors who know what they are doing and are clear on interest rate movements. The higher the duration or maturity of the gilt fund, higher the risk. This funds will invest a minimum 80 percent of its total assets in government securities.

  • Gilt Fund with 10-year Constant Duration

    This scheme will invest in government securities with a maturity of 10 years. Gilt Funds with 10-year Constant Duration will invest a minimum 80 percent in government securities.

  • Floater Fund

    This debt scheme mainly invests in floating rate instruments. Floater Fund will invest a minimum of 65 percent of its total assets in floating rate instruments.

3. Hybrid Funds

For the investors in the middle who want to be on the fence, there are balanced funds or hybrid funds. According to the new SEBI’s regulation, there will be six categories of Hybrid Funds:

  • Conservative Hybrid Fund

    Hybrid Funds are also commonly known as Balanced Fund. Hybrid funds are a type of Mutual Funds that invest in both equity and debt mutual fund. In other words, this fund acts as a combination of both debt and equity. The conservative hybrid funds will majorly invested in debt instruments. About 75 to 90 percent of their total assets will be invest in debt instruments and about 10 to 25 percent in equity-related instruments. Hybrid funds are a great option for the investors who fear of investing in equity funds. This fund will reduce the risk portion and also help in gaining optimal returns over the time.

  • Balanced Hybrid Fund

    This fund will invest around 40-60 percent of its total assets in both debt and equity instruments.

  • Aggressive Hybrid Fund

    This fund will invest around 65 to 85 percent of its total assets in equity-related instruments and about 20 to 35 percent of their assets in debt instruments. Mutual Fund Houses can offer either a balanced hybrid or an aggressive hybrid fund, not both.

  • Dynamic Asset Allocation or Balanced Advantage Fund

    This scheme would dynamically manage their investments in equity and debt instruments.

  • Multi Asset Allocation

    This scheme can invest in three asset classes, which means that they can invest in an extra asset class apart from equity and debt. The fund should invest at least 10 percent in each of the asset classes. Foreign securities will not be treated as a separate asset class.

  • Arbitrage Fund

    An arbitrage fund is a popular short-term financial investment in India. Arbitrage funds are Mutual Funds that leverage the differential price between the cash market and derivative market to generate mutual fund returns. The returns generated by arbitrage funds are dependent on the volatility of the stock market. Arbitrage mutual funds are hybrid in nature and in times of high or persistent volatility, these funds offer relatively risk-free returns to investors. This fund invest at least 65 percent of its assets in equity-related instruments.

  • Equity Savings

    This scheme will invest in equity, arbitrage and debt. Equity savings will invest at least 65 percent of the total assets in stocks and a minimum 10 percent in debt. The scheme would state the minimum hedged and unhedged investments in the scheme information document.

4. Solution Oriented Schemes

  • Retirement Fund

    This is a retirement solution oriented scheme that will have a lock-in of five years or till the age of retirement.

  • Children’s Fund

    This is children oriented scheme having a lock-on for five years or until the child attains the age of majority, whichever is earlier.

5. Other Schemes

  • Index Fund/ETF

    Index Funds refer to the Mutual Fund schemes whose portfolio is constructed using a market index as a base. In other words, the performance of an index fund is dependent on the performance of a particular index. These schemes are passively managed. These funds contain shares in the similar proportion as they are in a particular index. In India, many of the schemes use Nifty or Sensex as the base to construct their portfolio. For example, if the Nifty portfolio constitutes of SBI shares whose proportion is 12% then; the Nifty Index fund will also have 12% equity shares. This fund can invest at least 95 percent of its total asset in securities of a particular index.

  • FoFs (Overseas Domestic)

    Fund of funds is an option for those whose investment amounts are not too large and it is easier to manage one fund (a fund of funds) rather than a number of Mutual Funds. In this form of mutual fund investment strategy, investors get to hold a number of funds under the umbrella of a single fund, hence the name funds of funds. Often going by the name of multi-manager investment; it is considered as one of the mutual fund categories. One of the key advantages of multi-manager investments is that at a lower ticket size, the investor can diversify themselves across a gamut of mutual fund schemes. This fund can invest a minimum of 95 percent of its total assets in the underlying fund.

Some of the other Mutual Funds to consider:

  • International Funds

    International Funds invest in international securities or into master funds that are domiciled out of India. Most of these funds invest in equity as an asset class. These can be of various types such as emerging market funds, developed markets funds, commodity-related international funds etc. The DSP Blackrock World Gold Fund is an example of a fund that invests in a master fund based out of India. This fund invests predominantly in gold and other precious metals. Today, there are many international Mutual Funds available in India to the investor.

  • Gold Funds

    Gold funds are a new class of funds. These invest in gold ETFs. While gold ETFs are available to the retail investor, anyone wanting to buy an ETF has to do it through the stock exchange, which requires one to have a broking account. In a Mutual Fund, there is no such requirement, an investor can simply fill an application form and get the units allotted after making the payment.

Best Mutual Funds in India 2024

Investors are always searching for the top mutual funds or best mutual funds to invest in. How to select the best mutual fund is another exercise in itself. One needs to look are various things like the goal for investing, fund house, mutual fund rating and over this follow a disciplined approach. Only then can one try and select the best mutual fund.

Top 10 Equity Mutual Funds

The top 10 equity mutual funds to invest are always something investors try to seek. From the entire list of the funds available in a category getting to the Top 10 Mutual Funds involves doing many activities to filter the list and get the top & Best Performing Mutual Funds. The top 10 equity mutual funds to invest in are:

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2023 (%)
Franklin Build India Fund Growth ₹115.071
↓ -0.39
₹2,035725.864.430.822.551.1
IDFC Infrastructure Fund Growth ₹40.579
↓ -0.08
₹96510.524.363.529.721.950.3
Motilal Oswal Multicap 35 Fund Growth ₹46.5845
↑ 0.05
₹9,1316.315.949.512.912.531
L&T India Value Fund Growth ₹88.6305
↓ -0.29
₹11,2393.817.148.824.420.239.4
Invesco India Growth Opportunities Fund Growth ₹72.86
↓ -0.12
₹4,7865.217.747.218.116.531.6
Tata Equity PE Fund Growth ₹293.84
↓ -2.62
₹7,1693.61645.520.81737
L&T Emerging Businesses Fund Growth ₹66.6516
↑ 0.16
₹13,981-3.26.54229.72246.1
DSP BlackRock Equity Opportunities Fund Growth ₹491.788
↓ -5.12
₹10,6262.213.241.918.417.632.5
DSP BlackRock Natural Resources and New Energy Fund Growth ₹78.862
↑ 0.95
₹9111119.539.923.119.731.2
Aditya Birla Sun Life Small Cap Fund Growth ₹69.367
↓ -0.11
₹5,491-42.739.816.814.539.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 15 Mar 24

Top Debt 10 Mutual Funds

The top 10 debt mutual funds to invest are always something investors try to seek. From the entire list of the funds available in a category getting to the top 10 mutual funds involves doing many activities to filter the list and get the top & best performing Mutual Funds. The top 10 debt mutual funds to invest in are:

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2023 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
HDFC Corporate Bond Fund Growth ₹29.2419
↑ 0.01
₹27,6262.23.68.15.87.27.86%2Y 10M 2D5Y 22D
ICICI Prudential Long Term Plan Growth ₹33.1921
↓ -0.02
₹11,6991.93.886.27.67.93%2Y 4M 6D4Y 3M 11D
Aditya Birla Sun Life Corporate Bond Fund Growth ₹101.378
↓ 0.00
₹20,8382.13.77.967.37.78%3Y 11D4Y 3M
Aditya Birla Sun Life Money Manager Fund Growth ₹335.558
↑ 0.06
₹17,8241.93.77.75.77.47.66%3M 11D3M 11D
HDFC Banking and PSU Debt Fund Growth ₹20.768
↑ 0.01
₹6,11723.57.65.56.87.7%2Y 10M 17D4Y 22D
Aditya Birla Sun Life Savings Fund Growth ₹496.513
↑ 0.13
₹12,8521.83.57.45.67.27.98%5M 19D6M 4D
Principal Cash Management Fund Growth ₹2,105.31
↑ 0.36
₹4,5491.83.57.25.377.43%1M 1M
JM Liquid Fund Growth ₹65.1701
↑ 0.01
₹1,6441.83.57.15.377.37%1M 11D1M 14D
SBI Magnum Gilt Fund Growth ₹59.678
↓ -0.06
₹7,8212.54.49.16.17.67.33%7Y 3M 7D12Y 5M 12D
SBI Credit Risk Fund Growth ₹41.0378
↑ 0.01
₹2,6011.93.58.96.48.38.5%2Y 2Y 8M 1D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 15 Mar 24
*Below is the detailed list of top mutual funds based on last one year CAGR/Annualized returns & having AUM between 200 - 10,000 Crores across categories (Equity, Debt, Hybrid, Gold etc.)

1. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

SBI PSU Fund is a Equity - Sectoral fund was launched on 7 Jul 10. It is a fund with High risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 31 in Sectoral category.  Return for 2023 was 54% , 2022 was 29% and 2021 was 32.4% .

Below is the key information for SBI PSU Fund

SBI PSU Fund
Growth
Launch Date 7 Jul 10
NAV (15 Mar 24) ₹27.0244 ↓ -0.33   (-1.22 %)
Net Assets (Cr) ₹1,432 on 31 Jan 24
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating
Risk High
Expense Ratio 2.52
Sharpe Ratio 2.16
Information Ratio -0.95
Alpha Ratio -9.21
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 19₹10,000
29 Feb 20₹10,352
28 Feb 21₹11,711
28 Feb 22₹13,873
28 Feb 23₹15,944
29 Feb 24₹30,740

SBI PSU Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Mar 24

DurationReturns
1 Month -7.8%
3 Month 14.5%
6 Month 34.3%
1 Year 80.6%
3 Year 34.9%
5 Year 21.7%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2023 54%
2022 29%
2021 32.4%
2020 -10%
2019 6%
2018 -23.8%
2017 21.9%
2016 16.2%
2015 -11.1%
2014 41.5%
Fund Manager information for SBI PSU Fund
NameSinceTenure
Richard D'souza1 Aug 149.59 Yr.

Data below for SBI PSU Fund as on 31 Jan 24

Equity Sector Allocation
SectorValue
Financial Services42.1%
Industrials17.94%
Utility14.56%
Basic Materials12.13%
Energy10.94%
Asset Allocation
Asset ClassValue
Cash2.32%
Equity97.68%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
State Bank of India (Financial Services)
Equity, Since 31 Jul 10 | SBIN
10%₹170 Cr2,277,500
NTPC Ltd (Utilities)
Equity, Since 31 Jul 10 | 532555
8%₹146 Cr4,343,244
↑ 1,500,000
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Jul 10 | 532898
7%₹128 Cr4,535,554
↑ 1,200,000
Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 May 20 | 500312
5%₹91 Cr3,455,000
Housing & Urban Development Corp Ltd (Financial Services)
Equity, Since 30 Nov 22 | 540530
5%₹83 Cr4,350,000
RITES Ltd Ordinary Shares (Industrials)
Equity, Since 31 Oct 22 | RITES
4%₹73 Cr930,000
↑ 235,000
Indian Oil Corp Ltd (Energy)
Equity, Since 31 Aug 15 | IOC
4%₹71 Cr4,281,804
↑ 3,000,000
Bharat Heavy Electricals Ltd (Industrials)
Equity, Since 31 Jul 23 | 500103
4%₹68 Cr3,000,000
NHPC Ltd (Utilities)
Equity, Since 31 Jan 24 | NHPC
4%₹67 Cr7,600,000
↑ 4,100,000
Punjab National Bank (Financial Services)
Equity, Since 31 Dec 19 | 532461
4%₹66 Cr5,425,000

2. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Invesco India PSU Equity Fund is a Equity - Sectoral fund was launched on 18 Nov 09. It is a fund with High risk and has given a CAGR/Annualized return of 12.3% since its launch.  Ranked 33 in Sectoral category.  Return for 2023 was 54.5% , 2022 was 20.5% and 2021 was 31.1% .

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund
Growth
Launch Date 18 Nov 09
NAV (15 Mar 24) ₹52.74 ↓ -0.82   (-1.53 %)
Net Assets (Cr) ₹775 on 31 Jan 24
Category Equity - Sectoral
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk High
Expense Ratio 2.46
Sharpe Ratio 2.52
Information Ratio -1.26
Alpha Ratio -0.88
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 19₹10,000
29 Feb 20₹12,329
28 Feb 21₹13,890
28 Feb 22₹16,264
28 Feb 23₹18,772
29 Feb 24₹35,374

Invesco India PSU Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326
Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Mar 24

DurationReturns
1 Month -5.7%
3 Month 13.6%
6 Month 35.4%
1 Year 78.2%
3 Year 33.3%
5 Year 25.1%
10 Year
15 Year
Since launch 12.3%
Historical performance (Yearly) on absolute basis
YearReturns
2023 54.5%
2022 20.5%
2021 31.1%
2020 6.1%
2019 10.1%
2018 -16.9%
2017 24.3%
2016 17.9%
2015 2.5%
2014 54.5%
Fund Manager information for Invesco India PSU Equity Fund
NameSinceTenure
Dhimant Kothari19 May 203.79 Yr.

Data below for Invesco India PSU Equity Fund as on 31 Jan 24

Equity Sector Allocation
SectorValue
Utility27.26%
Industrials26.01%
Financial Services23.09%
Energy19.61%
Asset Allocation
Asset ClassValue
Cash4.04%
Equity95.96%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bharat Electronics Ltd (Industrials)
Equity, Since 31 Mar 17 | BEL
9%₹78 Cr3,801,222
↑ 62,232
NTPC Ltd (Utilities)
Equity, Since 31 May 19 | 532555
9%₹76 Cr2,254,157
↑ 16,754
State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN
9%₹73 Cr975,626
↓ -5,256
Coal India Ltd (Energy)
Equity, Since 31 Aug 23 | COALINDIA
8%₹67 Cr1,526,429
↓ -106,386
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 28 Feb 22 | 532898
7%₹60 Cr2,126,667
↑ 477,183
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 30 Sep 18 | 500547
6%₹50 Cr833,087
Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | HAL
6%₹49 Cr157,644
NHPC Ltd (Utilities)
Equity, Since 31 Oct 22 | NHPC
6%₹48 Cr5,435,618
↑ 144,875
Bank of Baroda (Financial Services)
Equity, Since 30 Jun 21 | 532134
5%₹38 Cr1,431,527
Container Corporation of India Ltd (Industrials)
Equity, Since 31 Mar 17 | CONCOR
4%₹38 Cr386,333

3. HDFC Infrastructure Fund

To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure.

HDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 10 Mar 08. It is a fund with High risk and has given a CAGR/Annualized return of since its launch.  Ranked 26 in Sectoral category.  Return for 2023 was 55.4% , 2022 was 19.3% and 2021 was 43.2% .

Below is the key information for HDFC Infrastructure Fund

HDFC Infrastructure Fund
Growth
Launch Date 10 Mar 08
NAV (15 Mar 24) ₹39.979 ↑ 0.01   (0.03 %)
Net Assets (Cr) ₹1,476 on 31 Jan 24
Category Equity - Sectoral
AMC HDFC Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.56
Sharpe Ratio 3.14
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 19₹10,000
29 Feb 20₹8,716
28 Feb 21₹10,755
28 Feb 22₹12,802
28 Feb 23₹14,937
29 Feb 24₹27,153

HDFC Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for HDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Mar 24

DurationReturns
1 Month -2.6%
3 Month 7.6%
6 Month 25.6%
1 Year 74%
3 Year 34.2%
5 Year 18.6%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2023 55.4%
2022 19.3%
2021 43.2%
2020 -7.5%
2019 -3.4%
2018 -29%
2017 43.3%
2016 -1.9%
2015 -2.5%
2014 73.9%
Fund Manager information for HDFC Infrastructure Fund
NameSinceTenure
Srinivasan Ramamurthy12 Jan 240.13 Yr.
Dhruv Muchhal22 Jun 230.69 Yr.

Data below for HDFC Infrastructure Fund as on 31 Jan 24

Equity Sector Allocation
SectorValue
Industrials44.34%
Financial Services20.29%
Basic Materials10.04%
Energy6.36%
Utility4.48%
Consumer Cyclical2.77%
Technology2.11%
Real Estate1.29%
Communication Services1.11%
Asset Allocation
Asset ClassValue
Cash5.72%
Equity92.8%
Debt1.47%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
7%₹111 Cr1,075,000
↑ 260,000
J Kumar Infraprojects Ltd (Industrials)
Equity, Since 31 Oct 15 | JKIL
7%₹104 Cr1,613,625
Coal India Ltd (Energy)
Equity, Since 31 Oct 18 | COALINDIA
6%₹88 Cr2,165,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 12 | LT
5%₹73 Cr209,762
NTPC Ltd (Utilities)
Equity, Since 31 Dec 17 | 532555
4%₹66 Cr2,084,125
Premier Explosives Ltd (Basic Materials)
Equity, Since 31 May 17 | PREMEXPLN
4%₹58 Cr414,877
Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 Jan 23 | KPIL
4%₹54 Cr683,608
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 23 | HDFCBANK
3%₹51 Cr350,000
↑ 180,000
Inox Wind Ltd (Industrials)
Equity, Since 31 Oct 23 | 539083
3%₹46 Cr966,489
↑ 106,548
State Bank of India (Financial Services)
Equity, Since 31 Mar 08 | SBIN
3%₹45 Cr704,361

4. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Nippon India Power and Infra Fund is a Equity - Sectoral fund was launched on 8 May 04. It is a fund with High risk and has given a CAGR/Annualized return of 18.6% since its launch.  Ranked 13 in Sectoral category.  Return for 2023 was 58% , 2022 was 10.9% and 2021 was 48.9% .

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund
Growth
Launch Date 8 May 04
NAV (15 Mar 24) ₹293.585 ↓ -0.45   (-0.15 %)
Net Assets (Cr) ₹3,885 on 31 Jan 24
Category Equity - Sectoral
AMC Nippon Life Asset Management Ltd.
Rating
Risk High
Expense Ratio 2.23
Sharpe Ratio 3.39
Information Ratio 1.76
Alpha Ratio 12.06
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 19₹10,000
29 Feb 20₹9,918
28 Feb 21₹13,467
28 Feb 22₹16,119
28 Feb 23₹19,031
29 Feb 24₹33,826

Nippon India Power and Infra Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Mar 24

DurationReturns
1 Month -1.9%
3 Month 9.7%
6 Month 25.7%
1 Year 68.6%
3 Year 33.2%
5 Year 24.5%
10 Year
15 Year
Since launch 18.6%
Historical performance (Yearly) on absolute basis
YearReturns
2023 58%
2022 10.9%
2021 48.9%
2020 10.8%
2019 -2.9%
2018 -21.1%
2017 61.7%
2016 0.1%
2015 0.3%
2014 50.8%
Fund Manager information for Nippon India Power and Infra Fund
NameSinceTenure
Sanjay Doshi2 Jan 177.16 Yr.
Kinjal Desai25 May 185.77 Yr.

Data below for Nippon India Power and Infra Fund as on 31 Jan 24

Equity Sector Allocation
SectorValue
Industrials37.72%
Utility14.4%
Basic Materials9.78%
Energy8.03%
Communication Services6.62%
Consumer Cyclical6.41%
Technology5.2%
Real Estate4.25%
Health Care1.82%
Asset Allocation
Asset ClassValue
Cash5.78%
Equity94.22%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 18 | RELIANCE
6%₹270 Cr925,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 07 | LT
6%₹261 Cr750,000
↑ 110,663
Bosch Ltd (Consumer Cyclical)
Equity, Since 31 Aug 21 | 500530
6%₹239 Cr83,500
NTPC Ltd (Utilities)
Equity, Since 31 May 09 | 532555
6%₹235 Cr7,000,000
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Oct 19 | ULTRACEMCO
5%₹208 Cr210,000
↑ 10,000
Kaynes Technology India Ltd (Industrials)
Equity, Since 30 Nov 22 | KAYNES
5%₹198 Cr670,000
↑ 92,352
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 18 | BHARTIARTL
4%₹169 Cr1,500,000
↑ 150,000
Cyient DLM Ltd (Technology)
Equity, Since 31 Jul 23 | 543933
3%₹137 Cr1,708,669
↑ 158,099
Honeywell Automation India Ltd (Industrials)
Equity, Since 31 Jan 24 | HONAUT
3%₹137 Cr36,000
↑ 13,882
Container Corporation of India Ltd (Industrials)
Equity, Since 31 Aug 22 | CONCOR
3%₹125 Cr1,274,151

5. Franklin Build India Fund

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Franklin Build India Fund is a Equity - Sectoral fund was launched on 4 Sep 09. It is a fund with High risk and has given a CAGR/Annualized return of 18.3% since its launch.  Ranked 4 in Sectoral category.  Return for 2023 was 51.1% , 2022 was 11.2% and 2021 was 45.9% .

Below is the key information for Franklin Build India Fund

Franklin Build India Fund
Growth
Launch Date 4 Sep 09
NAV (15 Mar 24) ₹115.071 ↓ -0.39   (-0.34 %)
Net Assets (Cr) ₹2,035 on 31 Jan 24
Category Equity - Sectoral
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk High
Expense Ratio 2.29
Sharpe Ratio 3.16
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 19₹10,000
29 Feb 20₹9,954
28 Feb 21₹13,237
28 Feb 22₹16,015
28 Feb 23₹18,267
29 Feb 24₹31,368

Franklin Build India Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691
Invest Now

Returns for Franklin Build India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Mar 24

DurationReturns
1 Month -2.7%
3 Month 7%
6 Month 25.8%
1 Year 64.4%
3 Year 30.8%
5 Year 22.5%
10 Year
15 Year
Since launch 18.3%
Historical performance (Yearly) on absolute basis
YearReturns
2023 51.1%
2022 11.2%
2021 45.9%
2020 5.4%
2019 6%
2018 -10.7%
2017 43.3%
2016 8.4%
2015 2.1%
2014 93.8%
Fund Manager information for Franklin Build India Fund
NameSinceTenure
Ajay Argal18 Oct 212.37 Yr.
Kiran Sebastian7 Feb 222.06 Yr.
Sandeep Manam18 Oct 212.37 Yr.

Data below for Franklin Build India Fund as on 31 Jan 24

Equity Sector Allocation
SectorValue
Industrials40.22%
Utility14.64%
Financial Services12.07%
Energy10.06%
Basic Materials5.65%
Consumer Cyclical4.75%
Communication Services4.09%
Real Estate3.49%
Asset Allocation
Asset ClassValue
Cash5.05%
Equity94.95%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 20 | LT
9%₹179 Cr513,211
NTPC Ltd (Utilities)
Equity, Since 30 Nov 16 | 532555
7%₹146 Cr4,600,000
Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 30 Jun 19 | 500312
6%₹121 Cr4,800,000
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 28 Feb 21 | 532898
5%₹106 Cr4,100,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 21 | RELIANCE
4%₹84 Cr293,024
↑ 55,024
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 09 | BHARTIARTL
4%₹83 Cr710,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | ICICIBANK
4%₹82 Cr800,000
Kirloskar Oil Engines Ltd (Industrials)
Equity, Since 30 Nov 21 | KIRLOSENG
4%₹80 Cr1,119,847
KEI Industries Ltd (Industrials)
Equity, Since 31 Dec 15 | KEI
4%₹73 Cr229,407
Sobha Ltd (Real Estate)
Equity, Since 31 Aug 17 | SOBHA
3%₹71 Cr490,000
↓ -20,000

6. IDFC Infrastructure Fund

The investment objective of the scheme is to seek to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities. However, there can be no assurance that the investment objective of the scheme will be realized.

IDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 8 Mar 11. It is a fund with High risk and has given a CAGR/Annualized return of 11.4% since its launch.  Ranked 1 in Sectoral category.  Return for 2023 was 50.3% , 2022 was 1.7% and 2021 was 64.8% .

Below is the key information for IDFC Infrastructure Fund

IDFC Infrastructure Fund
Growth
Launch Date 8 Mar 11
NAV (15 Mar 24) ₹40.579 ↓ -0.08   (-0.19 %)
Net Assets (Cr) ₹965 on 31 Jan 24
Category Equity - Sectoral
AMC IDFC Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.44
Sharpe Ratio 3.34
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 19₹10,000
29 Feb 20₹9,597
28 Feb 21₹13,458
28 Feb 22₹16,871
28 Feb 23₹18,229
29 Feb 24₹31,471

IDFC Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for IDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Mar 24

DurationReturns
1 Month -0.8%
3 Month 10.5%
6 Month 24.3%
1 Year 63.5%
3 Year 29.7%
5 Year 21.9%
10 Year
15 Year
Since launch 11.4%
Historical performance (Yearly) on absolute basis
YearReturns
2023 50.3%
2022 1.7%
2021 64.8%
2020 6.3%
2019 -5.3%
2018 -25.9%
2017 58.7%
2016 10.7%
2015 -0.2%
2014 43.2%
Fund Manager information for IDFC Infrastructure Fund
NameSinceTenure
Vishal Biraia24 Jan 240.1 Yr.
Ritika Behera7 Oct 230.4 Yr.

Data below for IDFC Infrastructure Fund as on 31 Jan 24

Equity Sector Allocation
SectorValue
Industrials61.6%
Basic Materials16.49%
Utility8.76%
Consumer Cyclical4.02%
Communication Services2.96%
Technology2.75%
Financial Services1.29%
Asset Allocation
Asset ClassValue
Cash2.14%
Equity97.86%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT
6%₹57 Cr163,980
↓ -75,139
Ahluwalia Contracts (India) Ltd (Industrials)
Equity, Since 30 Apr 15 | AHLUCONT
5%₹51 Cr431,238
Torrent Power Ltd (Utilities)
Equity, Since 31 Mar 18 | 532779
5%₹48 Cr442,900
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 14 | ULTRACEMCO
4%₹44 Cr44,530
↓ -7,257
Kirloskar Brothers Ltd (Industrials)
Equity, Since 31 Dec 17 | KIRLOSBROS
4%₹43 Cr466,186
Bharat Electronics Ltd (Industrials)
Equity, Since 31 Oct 19 | BEL
4%₹42 Cr2,028,839
↓ -635,761
JK Cement Ltd (Basic Materials)
Equity, Since 31 Oct 17 | JKCEMENT
4%₹41 Cr91,403
↓ -5,477
GPT Infraprojects Ltd (Industrials)
Equity, Since 30 Nov 17 | GPTINFRA
3%₹30 Cr1,619,950
Jindal Steel & Power Ltd (Basic Materials)
Equity, Since 31 Mar 18 | 532286
3%₹28 Cr366,666
ITD Cementation India Ltd (Industrials)
Equity, Since 30 Jun 15 | 509496
3%₹28 Cr843,106
↓ -128,598

7. Franklin India Opportunities Fund

The investment objective of Franklin India Opportunities Fund (FIOF) is to generate capital appreciation by capitalizing on the long-term growth opportunities in the Indian economy.

Franklin India Opportunities Fund is a Equity - Sectoral fund was launched on 21 Feb 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13% since its launch.  Ranked 47 in Sectoral category.  Return for 2023 was 53.6% , 2022 was -1.9% and 2021 was 29.7% .

Below is the key information for Franklin India Opportunities Fund

Franklin India Opportunities Fund
Growth
Launch Date 21 Feb 00
NAV (14 Mar 24) ₹191.091 ↑ 3.27   (1.74 %)
Net Assets (Cr) ₹2,492 on 31 Jan 24
Category Equity - Sectoral
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderately High
Expense Ratio 2.55
Sharpe Ratio 3.38
Information Ratio 0.74
Alpha Ratio 24.63
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 19₹10,000
29 Feb 20₹10,006
28 Feb 21₹14,557
28 Feb 22₹16,049
28 Feb 23₹17,176
29 Feb 24₹28,778

Franklin India Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for Franklin India Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Mar 24

DurationReturns
1 Month -1%
3 Month 6.4%
6 Month 23%
1 Year 62.2%
3 Year 22.7%
5 Year 21.1%
10 Year
15 Year
Since launch 13%
Historical performance (Yearly) on absolute basis
YearReturns
2023 53.6%
2022 -1.9%
2021 29.7%
2020 27.3%
2019 5.4%
2018 -10.1%
2017 35.6%
2016 4.2%
2015 2.3%
2014 58.6%
Fund Manager information for Franklin India Opportunities Fund
NameSinceTenure
Kiran Sebastian7 Feb 222.06 Yr.
R. Janakiraman1 Apr 1310.92 Yr.
Sandeep Manam18 Oct 212.37 Yr.

Data below for Franklin India Opportunities Fund as on 31 Jan 24

Equity Sector Allocation
SectorValue
Industrials25.94%
Consumer Cyclical16.46%
Financial Services12.61%
Health Care8.87%
Communication Services6.68%
Energy6.4%
Technology6.26%
Utility5.87%
Basic Materials3%
Asset Allocation
Asset ClassValue
Cash7.91%
Equity92.09%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 22 | RELIANCE
6%₹159 Cr558,976
↑ 70,674
PB Fintech Ltd (Financial Services)
Equity, Since 30 Nov 21 | 543390
5%₹123 Cr1,231,306
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 10 | ICICIBANK
4%₹99 Cr965,650
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 24 | BHARTIARTL
4%₹95 Cr811,369
↑ 811,369
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Oct 23 | AMBER
3%₹85 Cr191,762
NTPC Ltd (Utilities)
Equity, Since 31 Aug 22 | 532555
3%₹83 Cr2,602,948
Bharat Electronics Ltd (Industrials)
Equity, Since 31 May 22 | BEL
3%₹80 Cr4,297,181
↓ -1,867,274
Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | HAL
3%₹79 Cr264,328
↓ -84,721
Kirloskar Pneumatic Co Ltd (Industrials)
Equity, Since 31 Aug 22 | 505283
3%₹77 Cr1,135,971
Kirloskar Oil Engines Ltd (Industrials)
Equity, Since 31 Jul 22 | KIRLOSENG
3%₹73 Cr1,031,786

8. Invesco India Infrastructure Fund

The Scheme seeks to provide long term capital appreciation by investing in a portfolio that is predominantly constituted of equity and equity related instruments of infrastructure companies. However, there can be no assurance that the investment objective of the Scheme will be achieved.

Invesco India Infrastructure Fund is a Equity - Sectoral fund was launched on 21 Nov 07. It is a fund with High risk and has given a CAGR/Annualized return of 10.6% since its launch.  Ranked 24 in Sectoral category.  Return for 2023 was 51.1% , 2022 was 2.3% and 2021 was 55.4% .

Below is the key information for Invesco India Infrastructure Fund

Invesco India Infrastructure Fund
Growth
Launch Date 21 Nov 07
NAV (15 Mar 24) ₹51.47 ↓ -0.13   (-0.25 %)
Net Assets (Cr) ₹857 on 31 Jan 24
Category Equity - Sectoral
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk High
Expense Ratio 2.49
Sharpe Ratio 3.16
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 19₹10,000
29 Feb 20₹11,838
28 Feb 21₹14,948
28 Feb 22₹19,198
28 Feb 23₹20,802
29 Feb 24₹34,589

Invesco India Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for Invesco India Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Mar 24

DurationReturns
1 Month -2.8%
3 Month 8.6%
6 Month 24.7%
1 Year 59.8%
3 Year 29.8%
5 Year 25%
10 Year
15 Year
Since launch 10.6%
Historical performance (Yearly) on absolute basis
YearReturns
2023 51.1%
2022 2.3%
2021 55.4%
2020 16.2%
2019 6.1%
2018 -15.8%
2017 48.1%
2016 0.8%
2015 -2.6%
2014 83.6%
Fund Manager information for Invesco India Infrastructure Fund
NameSinceTenure
Amit Nigam3 Sep 203.49 Yr.

Data below for Invesco India Infrastructure Fund as on 31 Jan 24

Equity Sector Allocation
SectorValue
Industrials46.18%
Utility25%
Basic Materials9.03%
Consumer Cyclical3.82%
Health Care3.16%
Financial Services3.07%
Energy2.98%
Technology1.56%
Communication Services1.38%
Real Estate1.07%
Asset Allocation
Asset ClassValue
Cash2.75%
Equity97.25%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 30 Apr 22 | 532898
7%₹63 Cr2,234,017
Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT
7%₹59 Cr169,760
Gujarat State Petronet Ltd (Utilities)
Equity, Since 30 Nov 22 | 532702
4%₹39 Cr1,061,584
Tata Power Co Ltd (Utilities)
Equity, Since 31 Jan 21 | 500400
4%₹38 Cr1,019,084
GAIL (India) Ltd (Utilities)
Equity, Since 31 Jan 23 | 532155
4%₹35 Cr1,946,687
Bharat Electronics Ltd (Industrials)
Equity, Since 30 Nov 17 | BEL
4%₹33 Cr1,623,224
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Jan 23 | 500547
4%₹33 Cr543,643
↑ 35,819
Container Corporation of India Ltd (Industrials)
Equity, Since 31 Mar 17 | CONCOR
3%₹31 Cr312,742
↑ 48,027
Thermax Ltd (Industrials)
Equity, Since 30 Jun 21 | THERMAX
3%₹28 Cr76,244
↑ 507
NHPC Ltd (Utilities)
Equity, Since 30 Jun 23 | NHPC
3%₹27 Cr3,039,056

9. SBI Infrastructure Fund

To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies directly or indirectly involved in the infrastructure growth in the Indian economy and in debt & money market instruments.

SBI Infrastructure Fund is a Equity - Sectoral fund was launched on 6 Jul 07. It is a fund with High risk and has given a CAGR/Annualized return of 9.2% since its launch.  Ranked 18 in Sectoral category.  Return for 2023 was 49.7% , 2022 was 9.3% and 2021 was 48.3% .

Below is the key information for SBI Infrastructure Fund

SBI Infrastructure Fund
Growth
Launch Date 6 Jul 07
NAV (15 Mar 24) ₹43.5696 ↑ 0.04   (0.10 %)
Net Assets (Cr) ₹2,064 on 31 Jan 24
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating
Risk High
Expense Ratio 2.39
Sharpe Ratio 3.92
Information Ratio 0.89
Alpha Ratio 16.82
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 19₹10,000
29 Feb 20₹10,996
28 Feb 21₹14,192
28 Feb 22₹17,449
28 Feb 23₹19,849
29 Feb 24₹32,325

SBI Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for SBI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Mar 24

DurationReturns
1 Month -1.2%
3 Month 8.2%
6 Month 23.6%
1 Year 59.3%
3 Year 30.1%
5 Year 24%
10 Year
15 Year
Since launch 9.2%
Historical performance (Yearly) on absolute basis
YearReturns
2023 49.7%
2022 9.3%
2021 48.3%
2020 8.2%
2019 10.2%
2018 -18.1%
2017 41.7%
2016 9.3%
2015 2.7%
2014 48.1%
Fund Manager information for SBI Infrastructure Fund
NameSinceTenure
Mohit Jain30 Nov 176.25 Yr.
Bhavin Vithlani1 Jan 222.16 Yr.

Data below for SBI Infrastructure Fund as on 31 Jan 24

Equity Sector Allocation
SectorValue
Industrials29.6%
Basic Materials18.74%
Energy11.63%
Financial Services10.98%
Utility10.04%
Consumer Cyclical6.69%
Communication Services3.97%
Real Estate3.51%
Asset Allocation
Asset ClassValue
Cash4.51%
Equity95.49%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 30 Sep 19 | RELIANCE
9%₹205 Cr700,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 07 | BHARTIARTL
5%₹124 Cr1,100,000
↑ 400,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 07 | LT
5%₹111 Cr320,000
Torrent Power Ltd (Utilities)
Equity, Since 31 May 22 | 532779
4%₹97 Cr900,000
Shree Cement Ltd (Basic Materials)
Equity, Since 31 Jul 22 | 500387
4%₹92 Cr36,000
Sobha Ltd (Real Estate)
Equity, Since 31 Jul 23 | SOBHA
3%₹78 Cr500,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 22 | 532215
3%₹75 Cr700,000
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Dec 19 | ULTRACEMCO
3%₹69 Cr70,000
↑ 20,000
Grasim Industries Ltd (Basic Materials)
Equity, Since 31 Jan 24 | GRASIM
3%₹66 Cr300,000
GAIL (India) Ltd (Utilities)
Equity, Since 31 Dec 20 | 532155
3%₹66 Cr3,600,000

10. DSP BlackRock India T.I.G.E.R Fund

To generate capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of corporates, which could benefit from structural changes brought about by continuing liberalization in economic policies by the government and/or continuing investments in infrastructure, both by the public and private sector.

DSP BlackRock India T.I.G.E.R Fund is a Equity - Sectoral fund was launched on 11 Jun 04. It is a fund with High risk and has given a CAGR/Annualized return of 17.8% since its launch.  Ranked 12 in Sectoral category.  Return for 2023 was 49% , 2022 was 13.9% and 2021 was 51.6% .

Below is the key information for DSP BlackRock India T.I.G.E.R Fund

DSP BlackRock India T.I.G.E.R Fund
Growth
Launch Date 11 Jun 04
NAV (15 Mar 24) ₹253.422 ↑ 1.36   (0.54 %)
Net Assets (Cr) ₹3,168 on 31 Jan 24
Category Equity - Sectoral
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 2.24
Sharpe Ratio 2.68
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
28 Feb 19₹10,000
29 Feb 20₹10,526
28 Feb 21₹13,362
28 Feb 22₹16,834
28 Feb 23₹19,573
29 Feb 24₹32,054

DSP BlackRock India T.I.G.E.R Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691
Invest Now

Returns for DSP BlackRock India T.I.G.E.R Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Mar 24

DurationReturns
1 Month -1.3%
3 Month 6.5%
6 Month 18.6%
1 Year 58.1%
3 Year 31.9%
5 Year 23%
10 Year
15 Year
Since launch 17.8%
Historical performance (Yearly) on absolute basis
YearReturns
2023 49%
2022 13.9%
2021 51.6%
2020 2.7%
2019 6.7%
2018 -17.2%
2017 47%
2016 4.1%
2015 0.7%
2014 61.3%
Fund Manager information for DSP BlackRock India T.I.G.E.R Fund
NameSinceTenure
Rohit Singhania21 Jun 1013.7 Yr.
Jay Kothari16 Mar 185.96 Yr.
Charanjit Singh1 Jan 213.16 Yr.

Data below for DSP BlackRock India T.I.G.E.R Fund as on 31 Jan 24

Equity Sector Allocation
SectorValue
Industrials46.28%
Basic Materials23.5%
Utility7.77%
Technology7.14%
Consumer Cyclical5.13%
Energy4.34%
Communication Services1.36%
Real Estate1.09%
Consumer Defensive0.82%
Asset Allocation
Asset ClassValue
Cash2.59%
Equity97.41%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Kirloskar Oil Engines Ltd (Industrials)
Equity, Since 31 Mar 23 | KIRLOSENG
4%₹132 Cr1,447,045
↑ 39,608
NTPC Ltd (Utilities)
Equity, Since 30 Nov 17 | 532555
4%₹126 Cr3,745,599
↓ -398,819
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 04 | LT
4%₹119 Cr341,272
Siemens Ltd (Industrials)
Equity, Since 30 Nov 18 | 500550
3%₹110 Cr234,753
Apar Industries Ltd (Industrials)
Equity, Since 31 Dec 22 | APARINDS
3%₹107 Cr171,817
↓ -352
Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Mar 22 | HAL
3%₹102 Cr329,889
Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 19 | RELIANCE
3%₹99 Cr339,790
Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 Jan 22 | KPIL
3%₹97 Cr1,001,987
↓ -191,971
Cyient DLM Ltd (Technology)
Equity, Since 30 Jun 23 | 543933
2%₹78 Cr965,297
↓ -55,148
KFin Technologies Ltd (Technology)
Equity, Since 31 Jan 24 | KFINTECH
2%₹76 Cr1,103,354

Mutual Fund Companies in India

There are 42 Mutual Fund companies in India (called Asset Management Companies “AMCs”) which provide mutual fund schemes which investors can invest in. These Mutual Fund companies are regulated by SEBI. Some of the noticeable Mutual Fund Companies are:

1. SBI Mutual Fund

SBI Mutual Fund was set up in 1987 by the State Bank of India. Today SBI MF manages INR 1,57,025 crore (Mar-31-2017) of assets. It is one of largest asset management companies in India and offers over 70 funds across categories of equity, debt and balanced.

2. HDFC Mutual Fund

Setup in the year 2000, HDFC asset management company is one of the prominent asset managers looking after some famous names such as HDFC Equity Funds and the HDFC top 200 Fund. Today, it manages INR 2,37,177 crore (Mar-31-2017) of assets. It has schemes across asset classes and boasts of over 63 schemes that it manages. It is backed by the parent of the very large banking institution called Housing Development Finance Corporation (HDFC).

3. Nippon India Mutual Fund

Setup in 1995, Nippon India Mutual Fund (formerly known as Reliance Mutual Fund) is one of the oldest AMCs in India. With explosive growth over the last 2 decades, today it has over 210890 crores (Mar-31-2017) of assets under management. It manages some of the oldest funds in the industry such as Nippon India Vision Fund, Nippon India Banking Fund, Nippon India Liquid Fund, etc.

4. UTI Mutual Fund

UTI Mutual Fund is the oldest asset management company in India. Mutual Funds in India started in 1963 with the formation of the Unit Trust of India (UTI), since then UTI has grown over the years. Today, UTI AMC is a very large asset manager with assets of 1,36,810 crore (Mar-31-2017). Some of its prominent funds are UTI equity fund and UTI MNC Fund. It offers fund across asset classes.

5. Franklin Templeton Mutual Fund

Franklin Mutual Fund was set up in 1995. It is also a large fund house with assets of 81,615 crores (Mar-31-2017). Franklin Templeton Mutual Fund is backed by the US parent Templeton International Inc. Franklin Templeton Mutual Fund is a very process driven fund house

6. LIC Mutual Fund

Backed by the Life Insurance Corporation of India (LIC), this mutual fund company started operations in 1994. Today it manages about INR 21,475 crore (Mar-31-2017) of assets.

7. Blackrock Mutual Fund

DSP BlackRock Mutual Fund is a joint venture of DSP Group and BlackRock Inc. Setup in 1996 the fund house manages across asset classes. It manages names such as the DSP Blackrock Microcap Fund & the DSP Blackrock taxsaver Fund.

How to Invest in Mutual Funds?

How to invest in Mutual Funds?There are various avenues to invest, one can go directly to funds houses, also one can use the services of a broker or distributor or one can even use a financial advisor. There are many advantages of using the services of a distributor, instead of going to different AMCs, making the process cumbersome one can use a distributor who can help interact and do the purchases & redemptions with all of them and make the process easy for the investor. Today, investors can also make the purchase of mutual funds online and be sitting at home to complete the entire process.

Mutual Fund Investment Plans

One can make various Mutual Fund investment plans given the risk profile of the investor. For those who can take higher risk, there are equity funds and for those with lower risk, there are debt/money market funds. One can do goal planning with various calculators to achieve a goal such as buying a house, car or any other asset. Using a SIP over a period of time one can try and achieve these goals. Also, using asset allocation one can choose the mix of assets given the level of risk one can tolerate.

Mutual Fund NAV

The industry is very transparent; funds are required to publish their prices daily. The price is known as the Net Asset Value (NAV). All mutual funds are required by SEBI to publish their NAV daily. The NAVs are published on websites of most AMCs as well as at the website of AMFI to ensure transparency.

Mutual Fund Calculator

The mutual fund calculator is a very important tool to plan for goals using SIPs and also to see how one can grow using the systematic investment plan. Taking basic inputs such as expected growth rate and inflation it can do all sorts of calculations. Access the calculator here:

Know Your Monthly SIP Amount

   
My Goal Amount:
Goal Tenure:
Years
Expected Annual Returns:
%
Total investment required is ₹56/month for 5 Years
  or   ₹2,381 one time (Lumpsum)
to achieve ₹5,000
Invest Now

Index Funds

Today, there are many index funds also available on the mutual fund platform. These are offered by various mutual fund companies. Other than index funds, there are various Exchange Traded Fund (ETFs) also available on the mutual fund platform.Nifty ETFs, Gold ETFs etc to name a few are all available in the fund's form.

Mutual Fund Ratings

Mutual funds ratings today are provided by many players like CRISIL, ICRA, MorningStar etc to name a few. mutual fund ratings usually take in a number of quantitative as well as qualitative factors to arrive at the final rating. The Mutual Fund rating is a good starting point for an investor in selecting the scheme.

Today, mutual funds have become an important route for retail investors, and choosing the best fund is very important for investors. Investors should always do their bit of research in understanding which funds to invest in and choosing the right distributor/advisor to help them on this journey.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Arun Kapoor, posted on 2 Nov 22 1:07 AM

Thanks A Lot for more valuable information. Please provide such information on insurance life and health

Narendra kumar bansal, posted on 30 Aug 19 4:09 PM

Best mutual fund for 2 to 5 year investment in single schemes

Unknown, posted on 11 Jul 19 4:53 PM

Educative and very Useful information. Thank you.

Bholanath, posted on 30 Nov 18 4:21 PM

Great Read. Informative Page about all types of mutual funds.

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