Table of Contents
Top 10 Funds
A Mutual Fund is a collective pool (hence the word mutual) of money given by investors with a common objective for purchasing securities (via the fund). The collective pool is formed by the investors in a Mutual Fund, they are regulated in India by the Securities and Exchange Board of India (SEBI).
Those new to finance, planning and investing often hear the term “Mutual Fund” and ask “what is a Mutual Fund?”, "which are the best Mutual Funds?", "what are the Types of Mutual Funds", "what are the companies?", "How to Invest in Mutual Funds?" etc. Mutual Funds today are becoming more common with investors and have in the recent years become an avenue by which investors can participate in the debt and equity markets.
We shall try to answer to most of the queries related to Mutual Funds here.
Mutual Funds are a vehicle that collects money from investors to buy securities. These investors have a common objective, and this pool of money is advised by the fund manager who decides how to invest the money. With good fund management, the Mutual Fund Manager (or Portfolio Manager) generates returns for the investors, which are passed back to investors. Mutual Funds are a regulated industry, there are various rules, guidelines & policies for the mutual fund companies, the fund managers and specifically the funds being managed also. These regulations are formed by the Securities and Exchange Board of India (SEBI) who is the regulator for Mutual Funds.
As the two words, Mutual connotes getting together and Fund connotes money. Hence by definition, a Mutual Fund is a vehicle for investing money for investors with a common objective. In India, Mutual Funds is a regulated industry with a long history.
The basics of Mutual Funds entails getting a basic understanding of Mutual Fund's, the advantages of Mutual Funds and dis-advantages of Mutual Funds. One can use various sources to obtain knowledge. In this article, we have tried to cover most aspects of Mutual Fund basics.
Mutual Funds in India came into being in 1963 by an act of parliament.This was done by the government of India with the help of the Reserve Bank of India (RBI). Till 1987, there was no other player in India and it was a monopoly. At that time the industry opened up for the public sector and saw the entry of the another player called SBI Mutual Fund. Other players too came in shortly thereafter.In 1993, the government gave permission the private sector to open up asset management companies. In the next 2 years, 11 more private sector funds came in. 1996 marked another era with SEBI and AMFI coming in.
The Association of Mutual Funds in India was formed to develop the industry and setup minimum standards.
mutual fund sahi hai is the recently launched campaign by AMFI (Association of Mutual Funds in India) to create investor awareness on Mutual Funds. This campaign is across various media such as TV, newspaper, radio and across the web too. The campaign is not only in English but also across various vernaculars languages. The aim of the Mutual Funds Sahi Hai campaign is to educate people on the various aspects of the industry and increase the penetration of Mutual Funds.
Mutual funds offer investors a route to save money and earn returns over time. One can invest in a lump sum or a fixed amount monthly, more commonly known as a systematic investment plan (SIP). Using a lump sum or SIPs, they inculcate the habit of savings. Investors can start Mutual Fund investments with amounts as low as INR 5000 and in the case of SIPs as low as INR 500. There are various mutual fund calculators, available which help first-time investors decide what amount to start off with. These mutual fund calculators help investors kick-start investments.
Mutual Funds offer a route called the "Systematic Investment Plan" or SIP where investors can choose to put in a fixed amount of money every month in a scheme of a mutual fund. SIPs are a very convenient way for investors to invest since after the first investment, subsequent investments are automated and the investor can sit back and relax. Systematic investment plans ( SIPs) also offer rupee cost averaging and there are many benefits of SIPs.
5 Year Returns Across Categories
Category: Equity | Avg. 5Y Ret. | Category: Balanced | Avg. 5Y Ret. | Category: Fixed Income | Avg. 5Y Ret | Category: Money Market | Avg. 5Y Ret. |
---|---|---|---|---|---|---|---|
ELSS (Tax Saving) | 18.88 | Conservative Allocation | 10.56 | Corporate Credit | 9.54 | Liquid | 8.3 |
Equity - Other | 18.72 | Hybrid Allocation | 11.15 | Dynamic Bond | 9.43 | Ultrashort Bond | 8.64 |
Flexi Cap | 18.89 | Moderate Allocation | 15. 62 | Intermediate Bond | 8.93 | - | |
Large Cap | 15.33 | - | Intermediate Government Bond | 9.91 | - | ||
- | - | Long Term Government Bond | 9.87 | - | |||
- | - | Short Term Bond | 8.72 | - | |||
- | - | Short Term Government Bond | 8.63 |
(*Return as of 10th June 2017)
Mutual Funds over the last few decades have been a phenomenal vehicle for generating returns for retail investors. To give an idea of returns over the last years, the above table gives an idea of returns across the various categories of Mutual Funds.
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On 6th October 2017, Securities of Exchange Board of India (SEBI) introduced new and broad categories in Mutual Funds in order to bring uniformity in similar schemes launched by the different Mutual Funds. This is to aim and ensure that investors can find it easier to compare the products and evaluate the different options available before investing in a scheme.
SEBI intends to make Mutual Fund investment easier for the investors. Investors could invest according to their needs, financial goals and risk ability. This mandates Mutual Fund Houses to categorize all their schemes (existing & future scheme) into 5 broad categories and 36 sub-categories. Let’s see the new distinct categories introduced by SEBI in Equity Funds, Debt Funds, Hybrid Funds, Solution Oriented Funds and other schemes
Equity Mutual Funds can be the Large cap funds, mid cap funds, small cap funds, or multi-cap, these are for investors wanting to take exposure to the equity markets. As the name goes, equity funds invest in the equity markets. There are specialist fund managers who specialise in stock selection. They try and select the best stocks for their funds, given the Mutual Fund investment mandate. SEBI has set 1- distinct categories for equity funds.
Large-cap funds invest in large-cap companies which are big sized companies with large balance sheets, big teams and a clear organisation structure in place. The exposure in large-cap stocks has to be a minimum 80 percent of the scheme’s total assets.
Mid-cap funds, on the other hand, invest in smaller-sized companies, these are the emerging stars in their sector and have a potential for growth. Being small in size, these mid-cap companies are very nimble footed and can make changes to product & strategy very quickly. Given this, mid-cap investing brings in a larger risk also. The scheme will invest 65 percent of its total assets in mid-cap stocks.
These are the schemes that invest in both large & mid cap stocks. These funds will invest a minimum of 35 percent each in mid and large cap stocks.
SEBI has set a clear classification as to what is a large cap, mid cap and small cap:
Market Capitalization | Description |
---|---|
Large cap company | 1st to 100th company in terms of full market capitalization |
Mid cap company | 101st to 250th company in terms of full market capitalization |
Small cap company | 251st company onwards in terms of full market capitalization |
In multi-cap funds, the fund manager invests across the board in large-caps and mid-caps without any restriction (the only restriction being the fund mandate). A minimum of 65 percent of its total assets should be allocated to equities.
Equity Linked Savings Schemes (ELSS) is a tax saving fund that comes with a lock-in period of three years. A minimum of 80 percent of its total assets has to be invested in equities.
This fund will predominantly invest in dividend yielding stocks. This scheme will invest a minimum 65 percent of its total assets in equities, but in dividend yielding stocks.
This is an equity fund that will follow the value investment strategy.
This equity scheme will follow the contrarian investment strategy. Value/Contra will invest at least 65 percent of its total assets in equities, but a Mutual Fund house can either offer a value fund or a contra fund, but not both.
This fund will focus on large, mid, small or multi-cap stocks, but can have a maximum of 30 stocks. focused fund can invest at least 65 percent of its total assets in equities.
These are the funds that invest in a particular sector or a theme. At least 80 percent of the total assets of these schemes will be invested in a particular sector or theme.
Then there are debt funds, which invest in debt instruments. There are various kinds of debt funds that exist in the Indian markets. These funds invest in various debt & money market instruments such as government securities (G-Secs), commercial papers (CPs), certificate of deposits (CDs) and other instruments. As per SEBI’s new categorization, Debt fund schemes will have 16 categories. Here’s the list:
This debt scheme will invest in overnight securities having a maturity of one day.
These are very "liquid" as the name goes. These are the funds that in most cases would try to generate returns for investors even he/she invests for one day! As per regulations, Liquid Funds invest in debt/money market securities with a maturity of less than 91 days. These are apt for investors looking to park their money for a couple of days. These funds typically don't have any exit load.
On the risk scale, these funds have a risk that is slightly above that of liquid funds. Ultra short term funds invest in debt securities with a slightly higher maturity than liquid funds. These types of Mutual funds can give a minor loss in a day if there is a very sharp upward movement in interest rates. However, these are great for investors looking to invest money between three months to six months. Most ultra short term funds don't have any exit load, even if they do, it is for a week to a fortnight at best.
Low duration debt securities come with a slightly higher maturity than ultra short funds. The scheme will invest in debt and money market securities with a Macaulay duration between six to 12 months.
This scheme will invest in money market instruments such as CDs, CPs, T-Bills having a maturity up to one year.
Short term Mutual Funds are great for investors looking to invest for a year or more. These also invest in debt securities and do take a little bit of interest rate risk. If interest rates move downwards then there will be capital appreciation on the portfolio along with the return earned due to interest. These funds invest in debt and money market instruments with a Macaulay duration of one to three years.
This scheme will invest in debt and money market instruments with a Macaulay duration of three to four years.
This scheme will invest in debt and money market instruments with a Macaulay duration of four to seven years.
This scheme will invest in debt and money market instruments with a Macaulay duration greater than seven years.
A dynamic bond fund is a mutual fund scheme that invests its funds in fixed income securities consisting of varying maturity periods, which means that they invest across all the duration. Here, the fund manager decides on which funds they need to invest based on their perception of the interest rate scenario and future interest rate movements. Based on this decision, they invest in funds across various maturity periods of debt instruments. This mutual fund scheme is suitable for individuals who feel puzzled about the interest rate scenario. Such individuals can rely on the view of the fund managers to earn money through dynamic bonds funds.
Corporate bond funds are essentially a certificate of debt issued by major companies. These are issued as a way of raising money for businesses. Corporate bond funds are a great option when it comes to good return and low-risk type investment. This debt scheme mainly invests in the highest rated corporate bonds. The fund can invest a minimum 80 percent of its total assets in the highest-rated corporate bonds.
This scheme will invest in below the high-rated corporate bonds. The credit risk fund should invest at least 65 percent of its assets below the highest-rated instruments.
This scheme predominantly invests in debt instruments of Banks, Public Financial Institutional, Public Sector Undertakings.
This funds invest in government securities. The maturity of the funds various as per the mandate of the fund. And so does the risk in the fund. Gilt funds are usually used as an avenue to invest by seasoned investors who know what they are doing and are clear on interest rate movements. The higher the duration or maturity of the gilt fund, higher the risk. This funds will invest a minimum 80 percent of its total assets in government securities.
This scheme will invest in government securities with a maturity of 10 years. Gilt Funds with 10-year Constant Duration will invest a minimum 80 percent in government securities.
This debt scheme mainly invests in floating rate instruments. Floater Fund will invest a minimum of 65 percent of its total assets in floating rate instruments.
For the investors in the middle who want to be on the fence, there are balanced funds or hybrid funds. According to the new SEBI’s regulation, there will be six categories of Hybrid Funds:
Hybrid Funds are also commonly known as Balanced Fund. Hybrid funds are a type of Mutual Funds that invest in both equity and debt mutual fund. In other words, this fund acts as a combination of both debt and equity. The conservative hybrid funds will majorly invested in debt instruments. About 75 to 90 percent of their total assets will be invest in debt instruments and about 10 to 25 percent in equity-related instruments. Hybrid funds are a great option for the investors who fear of investing in equity funds. This fund will reduce the risk portion and also help in gaining optimal returns over the time.
This fund will invest around 40-60 percent of its total assets in both debt and equity instruments.
This fund will invest around 65 to 85 percent of its total assets in equity-related instruments and about 20 to 35 percent of their assets in debt instruments. Mutual fund houses can offer either a balanced hybrid or an aggressive hybrid fund, not both.
This scheme would dynamically manage their investments in equity and debt instruments.
This scheme can invest in three asset classes, which means that they can invest in an extra asset class apart from equity and debt. The fund should invest at least 10 percent in each of the asset classes. Foreign securities will not be treated as a separate asset class.
An arbitrage fund is a popular short-term financial investment in India. Arbitrage funds are Mutual Funds that leverage the differential price between the cash market and derivative market to generate mutual fund returns. The returns generated by arbitrage funds are dependent on the volatility of the stock market. Arbitrage mutual funds are hybrid in nature and in times of high or persistent volatility, these funds offer relatively risk-free returns to investors. This fund invest at least 65 percent of its assets in equity-related instruments.
This scheme will invest in equity, arbitrage and debt. Equity savings will invest at least 65 percent of the total assets in stocks and a minimum 10 percent in debt. The scheme would state the minimum hedged and unhedged investments in the scheme information document.
This is a retirement solution oriented scheme that will have a lock-in of five years or till the age of retirement.
This is children oriented scheme having a lock-on for five years or until the child attains the age of majority, whichever is earlier.
Index Funds refer to the Mutual Fund schemes whose portfolio is constructed using a market index as a base. In other words, the performance of an index fund is dependent on the performance of a particular index. These schemes are passively managed. These funds contain shares in the similar proportion as they are in a particular index. In India, many of the schemes use Nifty or Sensex as the base to construct their portfolio. For example, if the Nifty portfolio constitutes of SBI shares whose proportion is 12% then; the Nifty Index fund will also have 12% equity shares. This fund can invest at least 95 percent of its total asset in securities of a particular index.
Fund of funds is an option for those whose investment amounts are not too large and it is easier to manage one fund (a fund of funds) rather than a number of Mutual Funds. In this form of mutual fund investment strategy, investors get to hold a number of funds under the umbrella of a single fund, hence the name funds of funds. Often going by the name of multi-manager investment; it is considered as one of the mutual fund categories. One of the key advantages of multi-manager investments is that at a lower ticket size, the investor can diversify themselves across a gamut of mutual fund schemes. This fund can invest a minimum of 95 percent of its total assets in the underlying fund.
Some of the other Mutual Funds to consider:
International Funds invest in international securities or into master funds that are domiciled out of India. Most of these funds invest in equity as an asset class. These can be of various types such as emerging market funds, developed markets funds, commodity-related international funds etc. The DSP Blackrock World Gold Fund is an example of a fund that invests in a master fund based out of India. This fund invests predominantly in gold and other precious metals. Today, there are many international Mutual Funds available in India to the investor.
Gold funds are a new class of funds. These invest in gold ETFs. While gold ETFs are available to the retail investor, anyone wanting to buy an ETF has to do it through the stock exchange, which requires one to have a broking account. In a Mutual Fund, there is no such requirement, an investor can simply fill an application form and get the units allotted after making the payment.
Investors are always searching for the top mutual funds or best mutual funds to invest in. How to select the best mutual fund is another exercise in itself. One needs to look are various things like the goal for investing, fund house, mutual fund rating and over this follow a disciplined approach. Only then can one try and select the best mutual fund.
The top 10 equity mutual funds to invest are always something investors try to seek. From the entire list of the funds available in a category getting to the Top 10 Mutual Funds involves doing many activities to filter the list and get the top & Best Performing Mutual Funds. The top 10 equity mutual funds to invest in are:
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2020 (%) DSP BlackRock Natural Resources and New Energy Fund Growth ₹42.838
↑ 1.04 ₹408 28.9 39.7 48.3 5.7 21.6 11.5 SBI Small Cap Fund Growth ₹78.3156
↓ -0.52 ₹6,594 19.8 32 38.7 9.6 22 33.6 IDFC Tax Advantage (ELSS) Fund Growth ₹74.27
↓ -1.65 ₹2,678 23.5 35.3 34.9 8.3 17.9 18.7 IDFC Infrastructure Fund Growth ₹18.02
↓ -0.29 ₹506 34 42.1 34.3 -1 14.3 6.3 Aditya Birla Sun Life Small Cap Fund Growth ₹41.8
↓ -0.44 ₹2,310 24.3 38 33.4 -0.2 14.3 19.8 DSP BlackRock US Flexible Equity Fund Growth ₹36.1262
↑ 0.46 ₹320 6.4 14.5 31.2 17.1 16.9 22.6 L&T Emerging Businesses Fund Growth ₹29.25
↓ -0.28 ₹5,349 20.8 32.5 29.2 1.9 18.2 15.5 Franklin Build India Fund Growth ₹50.6262
↓ -1.77 ₹897 26 41.6 27.2 6.7 15.8 5.4 Principal Emerging Bluechip Fund Growth ₹142.1
↓ -3.46 ₹2,328 16.2 28.2 26.9 9.4 20.1 22.3 DSP BlackRock Equity Opportunities Fund Growth ₹291.48
↓ -7.07 ₹5,373 16.8 27.7 24.4 9.9 18 14.2 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Feb 21
The top 10 debt mutual funds to invest are always something investors try to seek. From the entire list of the funds available in a category getting to the top 10 mutual funds involves doing many activities to filter the list and get the top & best performing Mutual Funds. The top 10 debt mutual funds to invest in are:
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2020 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Corporate Bond Fund Growth ₹85.1296
↓ -0.05 ₹26,658 -0.3 2.8 9.1 9 11.9 5.19% 2Y 3M 29D 2Y 10M 20D ICICI Prudential Long Term Plan Growth ₹27.749
↓ -0.02 ₹5,472 0 3.8 8.4 9.2 11.8 6.02% 2Y 6M 3Y 7M 17D HDFC Corporate Bond Fund Growth ₹24.6973
↓ -0.02 ₹30,847 -0.4 2.7 8.3 9 11.8 5.35% 2Y 10M 9D 4Y 4M 9D HDFC Banking and PSU Debt Fund Growth ₹17.7255
↓ -0.01 ₹10,735 -0.2 2.7 7.5 8.5 10.6 5.45% 2Y 7M 7D 3Y 6M 26D Aditya Birla Sun Life Savings Fund Growth ₹420.686
↑ 0.06 ₹16,118 0.7 2.2 6.2 7.5 7 4.15% 5M 12D 6M Aditya Birla Sun Life Money Manager Fund Growth ₹283.759
↑ 0.02 ₹10,189 0.8 2 6.1 7.3 6.6 3.95% 3M 25D 3M 25D JM Liquid Fund Growth ₹55.7075
↑ 0.00 ₹1,790 0.8 1.5 3.6 5.8 4 3.46% 10D Aditya Birla Sun Life Short Term Opportunities Fund Growth ₹36.3022
↓ -0.01 ₹8,371 -0.1 3.6 9.4 8.4 11.1 5.31% 2Y 1M 6D 2Y 6M 25D HDFC Credit Risk Debt Fund Growth ₹18.0728
↓ -0.01 ₹6,848 1.1 5.4 8.8 8.4 10.9 8.05% 1Y 11M 27D 2Y 5M 28D Aditya Birla Sun Life Medium Term Plan Growth ₹23.9262
↓ 0.00 ₹1,856 2.1 6.4 8.4 3.3 8.1 7.22% 3Y 4M 20D 4Y 6M 22D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Feb 21
To generate long-term capital appreciation for you from a portfolio made up predominantly of equity and equity-related securities of technology intensive companies. ICICI Prudential Technology Fund is a Equity - Sectoral fund was launched on 3 Mar 00. It is a fund with High risk and has given a Below is the key information for ICICI Prudential Technology Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate long-term capital growth by investing predominantly in units of overseas mutual funds, focusing on
agriculture and/or would be direct and indirect beneficiaries of the anticipated growth in the agriculture and/or affiliated/allied sectors. PGIM India Global Agribusiness Offshore Fund is a Others - Fund of Fund fund was launched on 14 May 10. It is a fund with High risk and has given a Below is the key information for PGIM India Global Agribusiness Offshore Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life New Millennium Fund) A multi-sector open-ended growth scheme with the objective of long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of dividend. Aditya Birla Sun Life Digital India Fund is a Equity - Sectoral fund was launched on 15 Jan 00. It is a fund with High risk and has given a Below is the key information for Aditya Birla Sun Life Digital India Fund Returns up to 1 year are on To provide long-term capital appreciation by predominantly investing in equity and equity related securities of technology and technology related companies. Franklin India Technology Fund is a Equity - Sectoral fund was launched on 22 Aug 98. It is a fund with High risk and has given a Below is the key information for Franklin India Technology Fund Returns up to 1 year are on The primary objective of the Scheme is to achieve long-term capital appreciation by predominantly investing in equity & equity related instruments of mid cap companies. However, there is no assurance that the investment objective of the Scheme will be realized. PGIM India Midcap Opportunities Fund is a Equity - Mid Cap fund was launched on 2 Dec 13. It is a fund with High risk and has given a Below is the key information for PGIM India Midcap Opportunities Fund Returns up to 1 year are on (Erstwhile UTI Pharma & Healthcare Fund) The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors. UTI Healthcare Fund is a Equity - Sectoral fund was launched on 28 Jun 99. It is a fund with High risk and has given a Below is the key information for UTI Healthcare Fund Returns up to 1 year are on The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its net assets in equity/equity related instruments of the companies in Information Technology Sector in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The Scheme does not assure or guarantee any returns. TATA Digital India Fund is a Equity - Sectoral fund was launched on 28 Dec 15. It is a fund with High risk and has given a Below is the key information for TATA Digital India Fund Returns up to 1 year are on The primary investment objective of the scheme is to seek to generate consistent returns by investing in equity and equity related or fixed income securities of Pharma and other associated companies. Nippon India Pharma Fund is a Equity - Sectoral fund was launched on 5 Jun 04. It is a fund with High risk and has given a Below is the key information for Nippon India Pharma Fund Returns up to 1 year are on (Erstwhile SBI Pharma Fund) To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. SBI Healthcare Opportunities Fund is a Equity - Sectoral fund was launched on 31 Dec 04. It is a fund with High risk and has given a Below is the key information for SBI Healthcare Opportunities Fund Returns up to 1 year are on To seek to generate capital appreciation and provide long term growth opportunities by investing in equity and equity related securities of companies domiciled in India whose predominant economic activity is in the (a) discovery, development, production, or distribution of natural resources, viz., energy, mining etc; (b) alternative energy and energy technology sectors, with emphasis given to renewable energy, automotive and on-site power generation, energy storage and enabling energy technologies. also invest a certain portion of its corpus in the equity and equity related securities of companies domiciled overseas, which are principally engaged in the discovery, development, production or distribution of natural resources and alternative energy and/or the units shares of Merrill Lynch international Investment Funds New Energy Fund, Merrill Lynch International Investment Funds World Energy Fund and similar other overseas mutual fund schemes. DSP BlackRock Natural Resources and New Energy Fund is a Equity - Sectoral fund was launched on 25 Apr 08. It is a fund with High risk and has given a Below is the key information for DSP BlackRock Natural Resources and New Energy Fund Returns up to 1 year are on 1. ICICI Prudential Technology Fund
CAGR/Annualized
return of 11.7% since its launch. Ranked 37 in Sectoral
category. Return for 2020 was 70.6% , 2019 was 2.3% and 2018 was 19.1% . ICICI Prudential Technology Fund
Growth Launch Date 3 Mar 00 NAV (26 Feb 21) ₹102.12 ↓ -1.91 (-1.84 %) Net Assets (Cr) ₹1,412 on 31 Jan 21 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk High Expense Ratio 2.6 Sharpe Ratio 1.46 Information Ratio -0.43 Alpha Ratio 1.48 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 16 ₹10,000 31 Jan 17 ₹9,128 31 Jan 18 ₹12,466 31 Jan 19 ₹14,578 31 Jan 20 ₹14,750 31 Jan 21 ₹24,079 Returns for ICICI Prudential Technology Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 26 Feb 21 Duration Returns 1 Month 0.4% 3 Month 17.2% 6 Month 38.8% 1 Year 67.9% 3 Year 25.5% 5 Year 21.6% 10 Year 15 Year Since launch 11.7% Historical performance (Yearly) on absolute basis
Year Returns 2020 70.6% 2019 2.3% 2018 19.1% 2017 19.8% 2016 -4% 2015 3.9% 2014 26.3% 2013 62.6% 2012 17.1% 2011 -18.9% Fund Manager information for ICICI Prudential Technology Fund
Name Since Tenure Sankaran Naren 14 Jul 17 3.55 Yr. Priyanka Khandelwal 8 Jul 20 0.57 Yr. Vaibhav Dusad 2 May 20 0.75 Yr. Data below for ICICI Prudential Technology Fund as on 31 Jan 21
Equity Sector Allocation
Sector Value Technology 70.39% Communication Services 13.8% Industrials 9.05% Consumer Cyclical 0.96% Consumer Defensive 0.41% Health Care 0.35% Asset Allocation
Asset Class Value Cash 5.04% Equity 94.96% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY19% ₹267 Cr 2,156,037
↑ 190,000 HCL Technologies Ltd Shs Dematerialised (Technology)
Equity, Since 30 Sep 20 | HCLTECH9% ₹120 Cr 1,315,744
↑ 276,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 Oct 16 | 5327557% ₹102 Cr 1,057,674
↑ 308,169 Persistent Systems Ltd (Technology)
Equity, Since 31 May 20 | PERSISTENT5% ₹74 Cr 483,133
↑ 165,286 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 May 20 | BHARTIARTL4% ₹63 Cr 1,141,840
↑ 205,000 Birlasoft Ltd (Technology)
Equity, Since 30 Jun 20 | 5324003% ₹48 Cr 1,909,182
↑ 712,129 Cyient Ltd (Industrials)
Equity, Since 30 Jun 18 | CYIENT3% ₹45 Cr 742,213
↑ 84,839 Coforge Ltd Shs Dematerialised (Technology)
Equity, Since 31 Jul 20 | 5325413% ₹45 Cr 186,593
↑ 67,690 IndiaMART InterMESH Ltd (Communication Services)
Equity, Since 30 Jun 20 | 5427263% ₹44 Cr 56,911
↓ -9,893 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Sep 19 | TCS3% ₹37 Cr 120,185 2. PGIM India Global Agribusiness Offshore Fund
CAGR/Annualized
return of 12.5% since its launch. Ranked 33 in Fund of Fund
category. Return for 2020 was 72.4% , 2019 was 30.9% and 2018 was 0.3% . PGIM India Global Agribusiness Offshore Fund
Growth Launch Date 14 May 10 NAV (25 Feb 21) ₹35.48 ↓ -0.20 (-0.56 %) Net Assets (Cr) ₹769 on 31 Jan 21 Category Others - Fund of Fund AMC Pramerica Asset Managers Private Limited Rating ☆ Risk High Expense Ratio 0.96 Sharpe Ratio 2.35 Information Ratio 1.78 Alpha Ratio 35.84 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 16 ₹10,000 31 Jan 17 ₹11,448 31 Jan 18 ₹12,760 31 Jan 19 ₹13,960 31 Jan 20 ₹17,072 31 Jan 21 ₹28,192 Returns for PGIM India Global Agribusiness Offshore Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 26 Feb 21 Duration Returns 1 Month -2.8% 3 Month 9.8% 6 Month 17.6% 1 Year 63.8% 3 Year 31% 5 Year 22.2% 10 Year 15 Year Since launch 12.5% Historical performance (Yearly) on absolute basis
Year Returns 2020 72.4% 2019 30.9% 2018 0.3% 2017 11.9% 2016 0.8% 2015 -14.7% 2014 0.9% 2013 13.4% 2012 19.9% 2011 1.4% Fund Manager information for PGIM India Global Agribusiness Offshore Fund
Name Since Tenure Alok Agarwal 27 Jul 17 3.52 Yr. Data below for PGIM India Global Agribusiness Offshore Fund as on 31 Jan 21
Asset Allocation
Asset Class Value Cash 4.23% Equity 95.77% Top Securities Holdings / Portfolio
Name Holding Value Quantity PGIM Jennison Global Eq Opps USD I Acc
Investment Fund | -97% ₹748 Cr 363,190
↑ 46,340 Net Receivables / (Payables)
Net Current Assets | -2% ₹17 Cr Treps / Reverse Repo
CBLO/Reverse Repo | -1% ₹4 Cr 3. Aditya Birla Sun Life Digital India Fund
CAGR/Annualized
return of 11% since its launch. Ranked 33 in Sectoral
category. Return for 2020 was 59% , 2019 was 9.6% and 2018 was 15.6% . Aditya Birla Sun Life Digital India Fund
Growth Launch Date 15 Jan 00 NAV (26 Feb 21) ₹91.01 ↓ -2.13 (-2.29 %) Net Assets (Cr) ₹941 on 31 Jan 21 Category Equity - Sectoral AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆ Risk High Expense Ratio 2.6 Sharpe Ratio 1.35 Information Ratio 0.27 Alpha Ratio 1.8 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 16 ₹10,000 31 Jan 17 ₹9,373 31 Jan 18 ₹13,318 31 Jan 19 ₹14,494 31 Jan 20 ₹16,130 31 Jan 21 ₹24,673 Returns for Aditya Birla Sun Life Digital India Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 26 Feb 21 Duration Returns 1 Month 0% 3 Month 16.9% 6 Month 34.4% 1 Year 57.2% 3 Year 24.3% 5 Year 23.2% 10 Year 15 Year Since launch 11% Historical performance (Yearly) on absolute basis
Year Returns 2020 59% 2019 9.6% 2018 15.6% 2017 22.4% 2016 -3.5% 2015 11.2% 2014 21.1% 2013 50.2% 2012 3.7% 2011 -21.8% Fund Manager information for Aditya Birla Sun Life Digital India Fund
Name Since Tenure Kunal Sangoi 15 Jan 14 7.05 Yr. Data below for Aditya Birla Sun Life Digital India Fund as on 31 Jan 21
Equity Sector Allocation
Sector Value Technology 72.51% Communication Services 14.16% Industrials 9.9% Asset Allocation
Asset Class Value Cash 3.43% Equity 96.56% Other 0.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 30 Apr 05 | INFY22% ₹211 Cr 1,704,259
↓ -20,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 05 | TCS11% ₹102 Cr 326,987
↑ 4,911 Tech Mahindra Ltd (Technology)
Equity, Since 31 May 13 | 5327558% ₹78 Cr 813,943
↑ 170,951 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 19 | BHARTIARTL7% ₹69 Cr 1,246,907
↑ 100,000 HCL Technologies Ltd Shs Dematerialised (Technology)
Equity, Since 31 Dec 10 | HCLTECH7% ₹65 Cr 709,931 Cyient Ltd (Industrials)
Equity, Since 31 May 14 | CYIENT5% ₹47 Cr 769,609 Just Dial Ltd (Communication Services)
Equity, Since 30 Sep 19 | 5356484% ₹36 Cr 603,953 Honeywell Automation India Ltd (Industrials)
Equity, Since 30 Jun 18 | 5171743% ₹32 Cr 8,159 Apple Inc (Technology)
Equity, Since 30 Nov 18 | AAPL3% ₹24 Cr 24,481 Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 13 | PERSISTENT3% ₹24 Cr 156,326 4. Franklin India Technology Fund
CAGR/Annualized
return of 19.5% since its launch. Ranked 41 in Sectoral
category. Return for 2020 was 56.8% , 2019 was 12.4% and 2018 was 11.9% . Franklin India Technology Fund
Growth Launch Date 22 Aug 98 NAV (25 Feb 21) ₹273.464 ↓ -0.39 (-0.14 %) Net Assets (Cr) ₹495 on 31 Jan 21 Category Equity - Sectoral AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆ Risk High Expense Ratio 2.46 Sharpe Ratio 1.47 Information Ratio 0.37 Alpha Ratio 4.67 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 16 ₹10,000 31 Jan 17 ₹9,634 31 Jan 18 ₹12,605 31 Jan 19 ₹13,884 31 Jan 20 ₹15,200 31 Jan 21 ₹23,265 Returns for Franklin India Technology Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 26 Feb 21 Duration Returns 1 Month -1.5% 3 Month 15.4% 6 Month 34.2% 1 Year 56% 3 Year 24.1% 5 Year 20.7% 10 Year 15 Year Since launch 19.5% Historical performance (Yearly) on absolute basis
Year Returns 2020 56.8% 2019 12.4% 2018 11.9% 2017 19.1% 2016 -2.6% 2015 3.8% 2014 16.8% 2013 53.3% 2012 0.3% 2011 -15.5% Fund Manager information for Franklin India Technology Fund
Name Since Tenure Anand Radhakrishnan 3 Mar 07 13.93 Yr. Varun Sharma 30 Nov 15 5.18 Yr. Mayank Bukrediwala 24 Aug 20 0.44 Yr. Data below for Franklin India Technology Fund as on 31 Jan 21
Equity Sector Allocation
Sector Value Technology 66.98% Communication Services 16.13% Consumer Cyclical 4.9% Industrials 2.48% Financial Services 0.67% Real Estate 0.19% Health Care 0.12% Consumer Defensive 0.04% Asset Allocation
Asset Class Value Cash 8.26% Equity 91.55% Other 0.19% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 29 Feb 12 | INFY24% ₹117 Cr 945,647 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Aug 04 | TCS11% ₹52 Cr 167,936
↓ -2,064 HCL Technologies Ltd Shs Dematerialised (Technology)
Equity, Since 30 Jun 14 | HCLTECH9% ₹43 Cr 470,000
↑ 20,000 Franklin Technology I Acc USD
Investment Fund | -8% ₹38 Cr 91,868 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 18 | BHARTIARTL7% ₹33 Cr 600,000 Tech Mahindra Ltd Ordinary Shares (Technology)
Equity, Since 28 Feb 14 | 5327554% ₹22 Cr 230,000
↑ 10,000 Info Edge (India) Ltd (Communication Services)
Equity, Since 31 Jan 17 | NAUKRI4% ₹20 Cr 46,300 Taiwan Semiconductor Manufacturing Co Ltd (Technology)
Equity, Since 30 Nov 18 | 23303% ₹14 Cr 88,000 MakeMyTrip Ltd (Consumer Cyclical)
Equity, Since 31 Mar 20 | MMYT3% ₹13 Cr 60,135 Larsen & Toubro Infotech Ltd (Technology)
Equity, Since 30 Apr 19 | 5400052% ₹12 Cr 31,000 5. PGIM India Midcap Opportunities Fund
CAGR/Annualized
return of 16.8% since its launch. Ranked 40 in Mid Cap
category. Return for 2020 was 48.4% , 2019 was 3.6% and 2018 was -16.1% . PGIM India Midcap Opportunities Fund
Growth Launch Date 2 Dec 13 NAV (26 Feb 21) ₹30.82 ↓ -0.38 (-1.22 %) Net Assets (Cr) ₹713 on 31 Jan 21 Category Equity - Mid Cap AMC Pramerica Asset Managers Private Limited Rating ☆ Risk High Expense Ratio 2.52 Sharpe Ratio 1.03 Information Ratio 1.24 Alpha Ratio 19.95 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 16 ₹10,000 31 Jan 17 ₹11,319 31 Jan 18 ₹14,067 31 Jan 19 ₹11,846 31 Jan 20 ₹13,560 31 Jan 21 ₹19,188 Returns for PGIM India Midcap Opportunities Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 26 Feb 21 Duration Returns 1 Month 9.5% 3 Month 23.5% 6 Month 39.5% 1 Year 54.9% 3 Year 15.7% 5 Year 18.9% 10 Year 15 Year Since launch 16.8% Historical performance (Yearly) on absolute basis
Year Returns 2020 48.4% 2019 3.6% 2018 -16.1% 2017 37% 2016 -1.3% 2015 7.9% 2014 42.8% 2013 2012 2011 Fund Manager information for PGIM India Midcap Opportunities Fund
Name Since Tenure Aniruddha Naha 5 Apr 18 2.83 Yr. Data below for PGIM India Midcap Opportunities Fund as on 31 Jan 21
Equity Sector Allocation
Sector Value Industrials 20.59% Basic Materials 18.97% Financial Services 17.4% Technology 14.81% Consumer Cyclical 9.77% Health Care 7.6% Consumer Defensive 2.53% Utility 2.33% Real Estate 1.78% Communication Services 0.33% Asset Allocation
Asset Class Value Cash 3.9% Equity 96.1% Top Securities Holdings / Portfolio
Name Holding Value Quantity Voltas Ltd Shs Dematerialised (Industrials)
Equity, Since 31 Jul 19 | VOLTAS4% ₹25 Cr 275,000
↑ 50,000 Whirlpool of India Ltd (Technology)
Equity, Since 31 Jul 18 | 5002383% ₹24 Cr 95,000
↑ 15,000 Coforge Ltd Shs Dematerialised (Technology)
Equity, Since 30 Jun 20 | 5325413% ₹24 Cr 100,000 Max Financial Services Ltd (Financial Services)
Equity, Since 31 Aug 19 | 5002713% ₹24 Cr 350,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 21 | HDFCBANK3% ₹24 Cr 170,000
↑ 170,000 The Federal Bank Ltd (Financial Services)
Equity, Since 30 Jun 20 | FEDERALBNK3% ₹23 Cr 3,116,434
↑ 150,000 Ashok Leyland Ltd (Consumer Cyclical)
Equity, Since 30 Apr 20 | 5004773% ₹22 Cr 2,000,000
↑ 500,000 Persistent Systems Ltd (Technology)
Equity, Since 31 Oct 20 | PERSISTENT3% ₹21 Cr 140,000
↑ 40,000 Kajaria Ceramics Ltd (Industrials)
Equity, Since 31 Jan 20 | 5002333% ₹21 Cr 250,000
↑ 50,000 Bharat Forge Ltd Shs Dematerialised (Consumer Cyclical)
Equity, Since 31 Dec 20 | 5004933% ₹20 Cr 340,000
↑ 140,000 6. UTI Healthcare Fund
CAGR/Annualized
return of 14.2% since its launch. Ranked 40 in Sectoral
category. Return for 2020 was 67.4% , 2019 was 1.2% and 2018 was -7.5% . UTI Healthcare Fund
Growth Launch Date 28 Jun 99 NAV (26 Feb 21) ₹134.903 ↓ -1.65 (-1.21 %) Net Assets (Cr) ₹617 on 31 Jan 21 Category Equity - Sectoral AMC UTI Asset Management Company Ltd Rating ☆ Risk High Expense Ratio 2.59 Sharpe Ratio 1.47 Information Ratio 0.38 Alpha Ratio 6.61 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 16 ₹10,000 31 Jan 17 ₹9,225 31 Jan 18 ₹9,651 31 Jan 19 ₹9,061 31 Jan 20 ₹9,481 31 Jan 21 ₹14,654 Returns for UTI Healthcare Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 26 Feb 21 Duration Returns 1 Month -4.6% 3 Month 2.3% 6 Month 8.1% 1 Year 52.6% 3 Year 15.3% 5 Year 9.2% 10 Year 15 Year Since launch 14.2% Historical performance (Yearly) on absolute basis
Year Returns 2020 67.4% 2019 1.2% 2018 -7.5% 2017 6.2% 2016 -9.7% 2015 12.4% 2014 43.7% 2013 23.3% 2012 24.8% 2011 -9.6% Fund Manager information for UTI Healthcare Fund
Name Since Tenure V Srivatsa 3 Mar 17 3.92 Yr. Data below for UTI Healthcare Fund as on 31 Jan 21
Equity Sector Allocation
Sector Value Health Care 96.01% Basic Materials 2.21% Asset Allocation
Asset Class Value Cash 1.78% Equity 98.22% Top Securities Holdings / Portfolio
Name Holding Value Quantity Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Oct 06 | SUNPHARMA10% ₹64 Cr 1,094,387
↓ -38,171 Cipla Ltd (Healthcare)
Equity, Since 31 Jan 03 | 50008710% ₹60 Cr 730,312
↑ 76,085 Aurobindo Pharma Ltd (Healthcare)
Equity, Since 31 Oct 13 | AUROPHARMA9% ₹57 Cr 624,369 Dr Reddy's Laboratories Ltd (Healthcare)
Equity, Since 28 Feb 18 | 5001248% ₹50 Cr 108,375
↓ -2,407 Divi's Laboratories Ltd (Healthcare)
Equity, Since 30 Sep 17 | DIVISLAB6% ₹37 Cr 108,683
↓ -2,866 Eris Lifesciences Ltd Registered Shs (Healthcare)
Equity, Since 31 Mar 19 | 5405966% ₹35 Cr 578,554 Cadila Healthcare Ltd (Healthcare)
Equity, Since 31 Jan 03 | 5323215% ₹29 Cr 636,049
↓ -30,996 Narayana Hrudayalaya Ltd (Healthcare)
Equity, Since 31 Jan 20 | NH4% ₹26 Cr 580,716 Ajanta Pharma Ltd (Healthcare)
Equity, Since 31 Jul 17 | 5323314% ₹24 Cr 137,818 Fortis Healthcare Ltd (Healthcare)
Equity, Since 31 Dec 20 | 5328433% ₹21 Cr 1,281,363
↑ 101,312 7. TATA Digital India Fund
CAGR/Annualized
return of 18.5% since its launch. Return for 2020 was 54.8% , 2019 was 7.5% and 2018 was 24.9% . TATA Digital India Fund
Growth Launch Date 28 Dec 15 NAV (26 Feb 21) ₹24.0682 ↓ -0.34 (-1.40 %) Net Assets (Cr) ₹921 on 31 Jan 21 Category Equity - Sectoral AMC Tata Asset Management Limited Rating Risk High Expense Ratio 2.05 Sharpe Ratio 1.33 Information Ratio -0.68 Alpha Ratio -3.9 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-3 Months (0.25%),3 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 16 ₹10,000 31 Jan 17 ₹8,708 31 Jan 18 ₹12,261 31 Jan 19 ₹14,638 31 Jan 20 ₹15,245 31 Jan 21 ₹23,254 Returns for TATA Digital India Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 26 Feb 21 Duration Returns 1 Month -1.9% 3 Month 17% 6 Month 37.3% 1 Year 52.3% 3 Year 24.7% 5 Year 19.9% 10 Year 15 Year Since launch 18.5% Historical performance (Yearly) on absolute basis
Year Returns 2020 54.8% 2019 7.5% 2018 24.9% 2017 19.6% 2016 -6% 2015 2014 2013 2012 2011 Fund Manager information for TATA Digital India Fund
Name Since Tenure Rahul Singh 20 Apr 20 0.78 Yr. Meeta Shetty 20 Apr 20 0.78 Yr. Data below for TATA Digital India Fund as on 31 Jan 21
Equity Sector Allocation
Sector Value Technology 87.68% Industrials 2.36% Communication Services 1.71% Asset Allocation
Asset Class Value Cash 8.25% Equity 91.75% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 31 Jan 16 | INFY26% ₹235 Cr 1,900,000
↑ 70,000 HCL Technologies Ltd Shs Dematerialised (Technology)
Equity, Since 31 Jan 16 | HCLTECH10% ₹90 Cr 984,000
↑ 190,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jan 16 | TCS10% ₹88 Cr 282,126
↓ -31,874 Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 16 | PERSISTENT9% ₹79 Cr 520,363
↑ 50,000 Wipro Ltd (Technology)
Equity, Since 31 Jul 18 | 5076857% ₹67 Cr 1,596,000
↑ 420,000 Tech Mahindra Ltd (Technology)
Equity, Since 30 Apr 16 | 5327556% ₹59 Cr 610,000
↑ 85,000 MindTree Ltd (Technology)
Equity, Since 31 Jul 19 | 5328194% ₹40 Cr 245,000 Birlasoft Ltd (Technology)
Equity, Since 31 Jul 20 | 5324004% ₹38 Cr 1,505,000
↑ 265,000 Tata Elxsi Ltd (Technology)
Equity, Since 31 May 20 | 5004084% ₹33 Cr 124,000 KPIT Technologies Ltd (Technology)
Equity, Since 31 Jan 19 | 5426513% ₹24 Cr 1,665,000 8. Nippon India Pharma Fund
CAGR/Annualized
return of 21% since its launch. Ranked 35 in Sectoral
category. Return for 2020 was 66.4% , 2019 was 1.7% and 2018 was 3.6% . Nippon India Pharma Fund
Growth Launch Date 5 Jun 04 NAV (26 Feb 21) ₹242.472 ↓ -2.98 (-1.21 %) Net Assets (Cr) ₹4,197 on 31 Jan 21 Category Equity - Sectoral AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk High Expense Ratio 2.13 Sharpe Ratio 1.51 Information Ratio 1.16 Alpha Ratio 8.15 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 16 ₹10,000 31 Jan 17 ₹9,298 31 Jan 18 ₹10,161 31 Jan 19 ₹10,739 31 Jan 20 ₹11,056 31 Jan 21 ₹17,252 Returns for Nippon India Pharma Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 26 Feb 21 Duration Returns 1 Month -5.1% 3 Month 3.1% 6 Month 9.7% 1 Year 51.8% 3 Year 19.8% 5 Year 13.1% 10 Year 15 Year Since launch 21% Historical performance (Yearly) on absolute basis
Year Returns 2020 66.4% 2019 1.7% 2018 3.6% 2017 7.6% 2016 -10.6% 2015 19.4% 2014 49.5% 2013 20.9% 2012 34.8% 2011 -11% Fund Manager information for Nippon India Pharma Fund
Name Since Tenure Sailesh Raj Bhan 1 Apr 05 15.85 Yr. Data below for Nippon India Pharma Fund as on 31 Jan 21
Equity Sector Allocation
Sector Value Health Care 96.71% Asset Allocation
Asset Class Value Cash 3.29% Equity 96.71% Top Securities Holdings / Portfolio
Name Holding Value Quantity Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Oct 09 | SUNPHARMA11% ₹469 Cr 8,000,976 Aurobindo Pharma Ltd (Healthcare)
Equity, Since 31 Dec 15 | AUROPHARMA11% ₹453 Cr 5,000,000 Cipla Ltd (Healthcare)
Equity, Since 31 May 08 | 50008710% ₹413 Cr 5,000,000 Lupin Ltd (Healthcare)
Equity, Since 31 Aug 08 | 5002579% ₹383 Cr 3,800,025
↓ -200,000 Dr Reddy's Laboratories Ltd (Healthcare)
Equity, Since 30 Jun 11 | 5001249% ₹368 Cr 800,000
↑ 50,000 Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Mar 12 | DIVISLAB8% ₹337 Cr 1,000,000
↓ -50,000 Fortis Healthcare Ltd (Healthcare)
Equity, Since 31 Aug 18 | 5328436% ₹258 Cr 16,000,240
↓ -3,301 Cadila Healthcare Ltd (Healthcare)
Equity, Since 31 Jan 18 | 5323216% ₹248 Cr 5,500,000
↓ -498,982 Thyrocare Technologies Ltd (Healthcare)
Equity, Since 31 May 16 | THYROCARE4% ₹184 Cr 2,041,561 Narayana Hrudayalaya Ltd (Healthcare)
Equity, Since 30 Jun 17 | NH4% ₹156 Cr 3,500,881
↓ -500,000 9. SBI Healthcare Opportunities Fund
CAGR/Annualized
return of 14.3% since its launch. Ranked 34 in Sectoral
category. Return for 2020 was 65.8% , 2019 was -0.5% and 2018 was -9.9% . SBI Healthcare Opportunities Fund
Growth Launch Date 31 Dec 04 NAV (26 Feb 21) ₹191.971 ↓ -2.65 (-1.36 %) Net Assets (Cr) ₹1,551 on 31 Jan 21 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆ Risk High Expense Ratio 2.37 Sharpe Ratio 1.58 Information Ratio 0.24 Alpha Ratio 9.69 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-15 Days (0.5%),15 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 16 ₹10,000 31 Jan 17 ₹9,025 31 Jan 18 ₹8,891 31 Jan 19 ₹8,279 31 Jan 20 ₹8,599 31 Jan 21 ₹13,358 Returns for SBI Healthcare Opportunities Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 26 Feb 21 Duration Returns 1 Month -4.3% 3 Month 4.7% 6 Month 11.8% 1 Year 48.5% 3 Year 15.4% 5 Year 8.1% 10 Year 15 Year Since launch 14.3% Historical performance (Yearly) on absolute basis
Year Returns 2020 65.8% 2019 -0.5% 2018 -9.9% 2017 2.1% 2016 -14% 2015 27.1% 2014 56.8% 2013 26% 2012 37.1% 2011 -5.5% Fund Manager information for SBI Healthcare Opportunities Fund
Name Since Tenure Tanmaya Desai 1 Jun 11 9.68 Yr. Data below for SBI Healthcare Opportunities Fund as on 31 Jan 21
Equity Sector Allocation
Sector Value Health Care 97.78% Asset Allocation
Asset Class Value Cash 1.87% Equity 98.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Dec 17 | SUNPHARMA11% ₹164 Cr 2,800,000
↑ 100,000 Lupin Ltd (Healthcare)
Equity, Since 31 Jul 18 | 50025710% ₹151 Cr 1,500,000 Cipla Ltd (Healthcare)
Equity, Since 31 Aug 16 | 50008710% ₹149 Cr 1,800,000
↑ 80,000 Aurobindo Pharma Ltd (Healthcare)
Equity, Since 30 Apr 20 | AUROPHARMA9% ₹145 Cr 1,600,000
↑ 100,000 Dr Reddy's Laboratories Ltd (Healthcare)
Equity, Since 31 Mar 20 | 5001249% ₹138 Cr 300,000 Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Mar 12 | DIVISLAB8% ₹121 Cr 360,000 Alkem Laboratories Ltd (Healthcare)
Equity, Since 31 Jul 20 | ALKEM5% ₹75 Cr 250,000
↑ 50,000 Narayana Hrudayalaya Ltd (Healthcare)
Equity, Since 31 Dec 19 | NH5% ₹71 Cr 1,600,000 Strides Pharma Science Ltd (Healthcare)
Equity, Since 31 Mar 14 | STAR4% ₹61 Cr 750,000 Abbott India Ltd (Healthcare)
Equity, Since 31 Mar 19 | 5004884% ₹57 Cr 40,000
↑ 5,000 10. DSP BlackRock Natural Resources and New Energy Fund
CAGR/Annualized
return of 12% since its launch. Ranked 2 in Sectoral
category. Return for 2020 was 11.5% , 2019 was 4.4% and 2018 was -15.3% . DSP BlackRock Natural Resources and New Energy Fund
Growth Launch Date 25 Apr 08 NAV (25 Feb 21) ₹42.838 ↑ 1.04 (2.50 %) Net Assets (Cr) ₹408 on 31 Jan 21 Category Equity - Sectoral AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆☆ Risk High Expense Ratio 2.42 Sharpe Ratio 0.53 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Jan 16 ₹10,000 31 Jan 17 ₹16,100 31 Jan 18 ₹21,079 31 Jan 19 ₹17,083 31 Jan 20 ₹17,004 31 Jan 21 ₹20,260 Returns for DSP BlackRock Natural Resources and New Energy Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 26 Feb 21 Duration Returns 1 Month 15.3% 3 Month 28.9% 6 Month 39.7% 1 Year 48.3% 3 Year 5.7% 5 Year 21.6% 10 Year 15 Year Since launch 12% Historical performance (Yearly) on absolute basis
Year Returns 2020 11.5% 2019 4.4% 2018 -15.3% 2017 43.1% 2016 43.1% 2015 -1.7% 2014 46.8% 2013 -5.7% 2012 11.5% 2011 -23.2% Fund Manager information for DSP BlackRock Natural Resources and New Energy Fund
Name Since Tenure Rohit Singhania 1 Jul 12 8.59 Yr. Jay Kothari 1 Mar 13 7.93 Yr. Aayush Ganeriwala 1 Jan 21 0.08 Yr. Data below for DSP BlackRock Natural Resources and New Energy Fund as on 31 Jan 21
Equity Sector Allocation
Sector Value Basic Materials 47.01% Energy 29.9% Utility 10.68% Technology 5.6% Industrials 3.99% Consumer Defensive 0.81% Asset Allocation
Asset Class Value Cash 1.84% Equity 98.16% Debt 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity BGF Sustainable Energy I2
Investment Fund | -16% ₹64 Cr 474,952
↑ 15,404 BGF World Energy I2
Investment Fund | -10% ₹41 Cr 412,267
↑ 20,768 Tata Steel Ltd (Basic Materials)
Equity, Since 31 Aug 16 | TATASTEEL9% ₹38 Cr 637,845
↑ 23,204 Hindustan Zinc Ltd (Basic Materials)
Equity, Since 31 Mar 09 | 5001889% ₹36 Cr 1,312,183
↓ -111,459 Hindalco Industries Ltd Shs Dematerialised (Basic Materials)
Equity, Since 31 Oct 15 | HINDALCO9% ₹35 Cr 1,567,003 Jindal Steel & Power Ltd (Basic Materials)
Equity, Since 31 Mar 20 | 5322868% ₹33 Cr 1,252,661
↑ 224,898 Reliance Industries Ltd Shs Dematerialised (Energy)
Equity, Since 31 Aug 08 | RELIANCE5% ₹21 Cr 111,666
↑ 34,412 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 31 May 20 | 5003124% ₹16 Cr 1,865,787
↑ 327,782 Steel Authority Of India Ltd Shs Dematerialised (Basic Materials)
Equity, Since 31 Aug 20 | 5001134% ₹16 Cr 2,761,641
↑ 213,184 NMDC Ltd (Basic Materials)
Equity, Since 30 Sep 18 | 5263714% ₹16 Cr 1,486,889
There are 42 Mutual Fund companies in India (called Asset Management Companies “AMCs”) which provide mutual fund schemes which investors can invest in. These Mutual Fund companies are regulated by SEBI. Some of the noticeable Mutual Fund Companies are:
SBI Mutual Fund was set up in 1987 by the State Bank of India. Today SBI MF manages INR 1,57,025 crore (Mar-31-2017) of assets. It is one of largest asset management companies in India and offers over 70 funds across categories of equity, debt and balanced.
Setup in the year 2000, HDFC asset management company is one of the prominent asset managers looking after some famous names such as HDFC Equity Funds and the HDFC top 200 Fund. Today, it manages INR 2,37,177 crore (Mar-31-2017) of assets. It has schemes across asset classes and boasts of over 63 schemes that it manages. It is backed by the parent of the very large banking institution called Housing Development Finance Corporation (HDFC).
Setup in 1995, Reliance Mutual Fund is one of the oldest Mutual Fund companies in India. With explosive growth over the last 2 decades, today it has over 210890 crores (Mar-31-2017) of assets under management. It manages some of the oldest funds in the industry such as Reliance Vision Fund, Reliance Growth Fund, Reliance Banking Fund & Reliance Liquid Fund.
UTI Mutual Fund is the oldest asset management company in India. Mutual Funds in India started in 1963 with the formation of the Unit Trust of India (UTI), since then UTI has grown over the years. Today, UTI AMC is a very large asset manager with assets of 1,36,810 crore (Mar-31-2017). Some of its prominent funds are UTI equity fund and UTI MNC Fund. It offers fund across asset classes.
Franklin Mutual Fund was set up in 1995. It is also a large fund house with assets of 81,615 crores (Mar-31-2017). Franklin Templeton Mutual Fund is backed by the US parent Templeton International Inc. Franklin Templeton Mutual Fund is a very process driven fund house
Backed by the Life Insurance Corporation of India (LIC), this mutual fund company started operations in 1994. Today it manages about INR 21,475 crore (Mar-31-2017) of assets.
DSP BlackRock Mutual Fund is a joint venture of DSP Group and BlackRock Inc. Setup in 1996 the fund house manages across asset classes. It manages names such as the DSP Blackrock Microcap Fund & the DSP Blackrock taxsaver Fund.
How to invest in Mutual Funds?There are various avenues to invest, one can go directly to funds houses, also one can use the services of a broker or distributor or one can even use a financial advisor. There are many advantages of using the services of a distributor, instead of going to different AMCs, making the process cumbersome one can use a distributor who can help interact and do the purchases & redemptions with all of them and make the process easy for the investor. Today, investors can also make the purchase of mutual funds online and be sitting at home to complete the entire process.
One can make various Mutual Fund investment plans given the risk profile of the investor. For those who can take higher risk, there are equity funds and for those with lower risk, there are debt/money market funds. One can do goal planning with various calculators to achieve a goal such as buying a house, car or any other asset. Using a SIP over a period of time one can try and achieve these goals. Also, using asset allocation one can choose the mix of assets given the level of risk one can tolerate.
The industry is very transparent; funds are required to publish their prices daily. The price is known as the Net Asset Value (NAV). All mutual funds are required by SEBI to publish their NAV daily. The NAVs are published on websites of most AMCs as well as at the website of AMFI to ensure transparency.
The mutual fund calculator is a very important tool to plan for goals using SIPs and also to see how one can grow using the systematic investment plan. Taking basic inputs such as expected growth rate and inflation it can do all sorts of calculations. Access the calculator here:
Know Your Monthly SIP Amount
Today, there are many index funds also available on the mutual fund platform. These are offered by various mutual fund companies. Other than index funds, there are various Exchange Traded Fund (ETFs) also available on the mutual fund platform.Nifty ETFs, Gold ETFs etc to name a few are all available in the fund's form.
Mutual funds ratings today are provided by many players like CRISIL, ICRA, MorningStar etc to name a few. mutual fund ratings usually take in a number of quantitative as well as qualitative factors to arrive at the final rating. The Mutual Fund rating is a good starting point for an investor in selecting the scheme.
Today, mutual funds have become an important route for retail investors, and choosing the best fund is very important for investors. Investors should always do their bit of research in understanding which funds to invest in and choosing the right distributor/advisor to help them on this journey.
Best mutual fund for 2 to 5 year investment in single schemes
Educative and very Useful information. Thank you.
Great Read. Informative Page about all types of mutual funds.