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Mutual Fund in India

Updated on December 4, 2023 , 127769 views

A Mutual Fund is a collective pool (hence the word mutual) of money given by investors with a common objective for purchasing securities (via the fund). The collective pool is formed by the investors in a Mutual Fund, they are regulated in India by the Securities and Exchange Board of India (SEBI).

Those new to finance, planning and investing often hear the term “Mutual Fund (MF)” and ask “What is a Mutual Fund?”, "Which are the best Mutual Funds?", "What are the Types of Mutual Funds", "What are the best Mutual Funds companies?", "How to Invest in Mutual Funds?" etc. MF is becoming an ideal avenue for investors to participate in the debt and equity markets.

what-is-a-mutual-fund

In this article, you will clear most of your doubts about Mutual Funds and its industry.

Overview

Mutual Funds are a vehicle that collects money from investors to buy securities. These investors have a common objective, and this pool of money is advised by the fund manager who decides how to invest the money. With good fund management, the Mutual Fund Manager (or Portfolio Manager) generates returns for the investors, which are passed back to investors.

Mutual Funds are a regulated industry, there are various rules, guidelines & policies for the MF companies, the fund managers and specifically the funds managed. These regulations are formed by the Securities and Exchange Board of India (SEBI) who is the regulator for Mutual Funds.

Mutual Funds Meaning

As the two words, Mutual connotes getting together and Fund connotes money. Hence by definition, a Mutual Fund is a vehicle for investing money for investors with a common objective. In India, Mutual Funds is a regulated industry with a long history.

Mutual Funds History

Mutual Funds in India came into being in 1963 by an act of parliament. This was done by the government of India with the help of the Reserve Bank of India (RBI). Till 1987, there was no other player in India and it was a monopoly. At that time the industry opened up for the public sector and saw the entry of SBI Mutual Fund. Shortly, other players started coming.

In 1993, the government gave permission the private sector to open up asset management companies. In the next 2 years, 11 more private sector funds came and the year 1996 marked another era with SEBI and the Association of Mutual Funds (AMFI).

AMFI was formed to develop the Indian industry and setup minimum standards.

Mutual Funds Sahi Hai

mutual fund sahi hai is the recently launched campaign by AMFI (Association of Mutual Funds in India) to create investor awareness on Mutual Funds. This campaign is across various media such as TV, newspaper, radio and across the web too. The campaign is not only in English but also across various vernaculars languages. The aim of the Mutual Funds Sahi Hai campaign is to educate people on the various aspects of the industry and increase the penetration of Mutual Funds.

Mutual Funds Investment

Mutual funds offer investors a route to save money and earn returns over time. One can invest in a lump sum or a fixed amount monthly, more commonly known as a systematic investment plan (SIP). Using a lump sum or SIPs, they inculcate the habit of savings. Investors can start Mutual Fund investments with amounts as low as INR 5000 and in the case of SIPs as low as INR 500. There are various mutual fund calculators, available which help first-time investors decide what amount to start off with. These mutual fund calculators help investors kick-start investments.

Systematic Investment

Mutual Funds offer a route called the "Systematic Investment Plan (SIP)" where investors can choose to put in a fixed amount of money every month in a scheme. SIPs are a very convenient way for investors as it's automated.

Systematic investing offers many benefits such as rupee cost averaging, power of compounding, low investment amount, etc.

Mutual Fund Returns

5 Year Returns Across Categories

Category: Equity 5 Year Return Category: Debt 5 Year Return Category: Hybrid 5 Year Return Category: Commodities 5 Year Return
Large Cap 14.59 Long Duration 5.94 Aggressive Hybrid 12.04 Gold 9.01
Large & MidCap 14.42 Medium to Long Duration 5.26 Balanced Hybrid 7.9 Silver -
Flexi Cap 14.38 Medium Duration 5.51 Conservative Hybrid 6.81 - -
Multi Cap -- Short Duration 5.79 Equity Savings 7.89 - -
Mid Cap 15.29 Low Duration 5.16 Arbitrage 4.91 - -
Small Cap 17.47 Ultra Short Duration 5.41 Dynamic Asset Allocation 8.81 - -
Value Oriented 13.68 Liquid 5.36 Multi Asset Allocation 9.47 - -
ELSS 14.4 Money Market 6.07 - - - -
Banking 10.26 Overnight 4.6 - - - -
Infrastructure 12.88 Dynamic Bond 5.58 - - - -
Pharma 12.97 Corporate Bond 6.64 - - - -
Technology 29.78 Credit Risk 3.31 - - - -
Thematic 12.89 Banking and PSU 6.9 - - - -
Consumption 14.63 Floater 6.67 - - - -
Dividend Yield 14 FMP 5.04 - - - -
Energy 15.15 Gilt 5.91 - - -
ESG 14.84 Gilt with 10 year Constant Duration 6.71 - - - -
MNC 11.88 - - - - - -
PSU 4.85 - - - - - -
International 10.79 - - - - - -

(Returns As on 07-Feb-2022)

Mutual Funds over the last few decades have been a phenomenal vehicle for generating returns for retail investors. The above table gives an idea of returns across the various categories of Mutual Funds.

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Types Of Mutual Funds

1. Equity Funds

Equity Mutual Funds can be the Large cap funds, mid cap funds, small cap funds, or multi-cap, these are for investors wanting to take exposure to the equity markets. As the name goes, Equity Funds invest in the equity markets. There are specialist fund managers who specialise in stock selection. They try and select the best stocks for their funds, given the Mutual Fund investment mandate. SEBI has set 1- distinct categories for equity funds.

  • Large Cap Equity Fund

    Large-cap funds invest in large-cap companies which are big sized companies with large balance sheets, big teams and a clear organisation structure in place. The exposure in large-cap stocks has to be a minimum 80 percent of the scheme’s total assets.

  • Mid Cap Fund

    Mid-cap funds, on the other hand, invest in smaller-sized companies, these are the emerging stars in their sector and have a potential for growth. Being small in size, these mid-cap companies are very nimble footed and can make changes to product & strategy very quickly. Given this, mid-cap investing brings in a larger risk also. The scheme will invest 65 percent of its total assets in mid-cap stocks.

  • Large and Mid Cap Fund

    These are the schemes that invest in both large & mid cap stocks. These funds will invest a minimum of 35 percent each in mid and large cap stocks.

SEBI has set a clear classification as to what is a large cap, mid cap and small cap:

Market Capitalization Description
Large cap company 1st to 100th company in terms of full market capitalization
Mid cap company 101st to 250th company in terms of full market capitalization
Small cap company 251st company onwards in terms of full market capitalization
  • Multi Cap Equity Fund

    In multi-cap funds, the fund manager invests across the board in large-caps and mid-caps without any restriction (the only restriction being the fund mandate). A minimum of 65 percent of its total assets should be allocated to equities.

  • Equity Linked Savings Scheme

    Equity Linked Savings Schemes (ELSS) is a tax saving fund that comes with a lock-in period of three years. A minimum of 80 percent of its total assets has to be invested in equities.

  • Dividend Yield Fund

    This fund will predominantly invest in dividend yielding stocks. This scheme will invest a minimum 65 percent of its total assets in equities, but in dividend yielding stocks.

  • Value Fund

    This is an equity fund that will follow the value investment strategy.

  • Contra Fund

This equity scheme will follow the contrarian investment strategy. Value/Contra will invest at least 65 percent of its total assets in equities, but a Mutual Fund house can either offer a value fund or a contra fund, but not both.

  • Focused Fund

    This fund will focus on large, mid, small or multi-cap stocks, but can have a maximum of 30 stocks. focused fund can invest at least 65 percent of its total assets in equities.

  • Sector/Thematic Fund

    These are the funds that invest in a particular sector or a theme. At least 80 percent of the total assets of these schemes will be invested in a particular sector or theme.

2. Debt Funds

There are various kinds of debt funds that exist in the Indian markets. These funds invest in various debt & money market instruments such as government securities (G-Secs), commercial papers (CPs), certificate of deposits (CDs) and other instruments. As per SEBI’s new categorization, Debt fund schemes will have 16 categories. Here’s the list:

  • Overnight Fund

    This debt scheme will invest in overnight securities having a maturity of one day.

  • Liquid Fund

These are very "liquid" as the name goes. These are the funds that in most cases would try to generate returns for investors even he/she invests for one day! As per regulations, Liquid Funds invest in debt/money market securities with a maturity of less than 91 days. These are apt for investors looking to park their money for a couple of days. These funds typically don't have any exit load.

  • Ultra Short Duration Fund

    On the risk scale, these funds have a risk that is slightly above that of liquid funds. Ultra short term funds invest in debt securities with a slightly higher maturity than liquid funds. These types of Mutual funds can give a minor loss in a day if there is a very sharp upward movement in interest rates. However, these are great for investors looking to invest money between three months to six months. Most ultra short term funds don't have any exit load, even if they do, it is for a week to a fortnight at best.

  • Low Duration Fund

    Low duration debt securities come with a slightly higher maturity than ultra short funds. The scheme will invest in debt and money market securities with a Macaulay duration between six to 12 months.

  • Money Market Fund

    This scheme will invest in money market instruments such as CDs, CPs, T-Bills having a maturity up to one year.

  • Short Term Fund

    Short term Mutual Funds are great for investors looking to invest for a year or more. These also invest in debt securities and do take a little bit of interest rate risk. If interest rates move downwards then there will be capital appreciation on the portfolio along with the return earned due to interest. These funds invest in debt and money market instruments with a Macaulay duration of one to three years.

  • Medium Duration Fund

    This scheme will invest in debt and money market instruments with a Macaulay duration of three to four years.

  • Medium to Long Duration Fund

    This scheme will invest in debt and money market instruments with a Macaulay duration of four to seven years.

  • Long Duration Fund

    This scheme will invest in debt and money market instruments with a Macaulay duration greater than seven years.

  • Dynamic Bond Fund

    A dynamic bond fund is a mutual fund scheme that invests its funds in fixed income securities consisting of varying maturity periods, which means that they invest across all the duration. Here, the fund manager decides on which funds they need to invest based on their perception of the interest rate scenario and future interest rate movements. Based on this decision, they invest in funds across various maturity periods of debt instruments. This mutual fund scheme is suitable for individuals who feel puzzled about the interest rate scenario. Such individuals can rely on the view of the fund managers to earn money through dynamic bonds funds.

  • Corporate Bond Fund

    Corporate bond funds are essentially a certificate of debt issued by major companies. These are issued as a way of raising money for businesses. Corporate bond funds are a great option when it comes to good return and low-risk type investment. This debt scheme mainly invests in the highest rated corporate bonds. The fund can invest a minimum 80 percent of its total assets in the highest-rated corporate bonds.

  • Credit Risk Fund

    This scheme will invest in below the high-rated corporate bonds. The credit risk fund should invest at least 65 percent of its assets below the highest-rated instruments.

  • Banking and PUS Fund

    This scheme predominantly invests in debt instruments of Banks, Public Financial Institutional, Public Sector Undertakings.

  • Gilt Fund

    This funds invest in government securities. The maturity of the funds various as per the mandate of the fund. And so does the risk in the fund. Gilt funds are usually used as an avenue to invest by seasoned investors who know what they are doing and are clear on interest rate movements. The higher the duration or maturity of the gilt fund, higher the risk. This funds will invest a minimum 80 percent of its total assets in government securities.

  • Gilt Fund with 10-year Constant Duration

    This scheme will invest in government securities with a maturity of 10 years. Gilt Funds with 10-year Constant Duration will invest a minimum 80 percent in government securities.

  • Floater Fund

    This debt scheme mainly invests in floating rate instruments. Floater Fund will invest a minimum of 65 percent of its total assets in floating rate instruments.

3. Hybrid Funds

For the investors in the middle who want to be on the fence, there are balanced funds or hybrid funds. According to the new SEBI’s regulation, there will be six categories of Hybrid Funds:

  • Conservative Hybrid Fund

    Hybrid Funds are also commonly known as Balanced Fund. Hybrid funds are a type of Mutual Funds that invest in both equity and debt mutual fund. In other words, this fund acts as a combination of both debt and equity. The conservative hybrid funds will majorly invested in debt instruments. About 75 to 90 percent of their total assets will be invest in debt instruments and about 10 to 25 percent in equity-related instruments. Hybrid funds are a great option for the investors who fear of investing in equity funds. This fund will reduce the risk portion and also help in gaining optimal returns over the time.

  • Balanced Hybrid Fund

    This fund will invest around 40-60 percent of its total assets in both debt and equity instruments.

  • Aggressive Hybrid Fund

    This fund will invest around 65 to 85 percent of its total assets in equity-related instruments and about 20 to 35 percent of their assets in debt instruments. Mutual Fund Houses can offer either a balanced hybrid or an aggressive hybrid fund, not both.

  • Dynamic Asset Allocation or Balanced Advantage Fund

    This scheme would dynamically manage their investments in equity and debt instruments.

  • Multi Asset Allocation

    This scheme can invest in three asset classes, which means that they can invest in an extra asset class apart from equity and debt. The fund should invest at least 10 percent in each of the asset classes. Foreign securities will not be treated as a separate asset class.

  • Arbitrage Fund

    An arbitrage fund is a popular short-term financial investment in India. Arbitrage funds are Mutual Funds that leverage the differential price between the cash market and derivative market to generate mutual fund returns. The returns generated by arbitrage funds are dependent on the volatility of the stock market. Arbitrage mutual funds are hybrid in nature and in times of high or persistent volatility, these funds offer relatively risk-free returns to investors. This fund invest at least 65 percent of its assets in equity-related instruments.

  • Equity Savings

    This scheme will invest in equity, arbitrage and debt. Equity savings will invest at least 65 percent of the total assets in stocks and a minimum 10 percent in debt. The scheme would state the minimum hedged and unhedged investments in the scheme information document.

4. Solution Oriented Schemes

  • Retirement Fund

    This is a retirement solution oriented scheme that will have a lock-in of five years or till the age of retirement.

  • Children’s Fund

    This is children oriented scheme having a lock-on for five years or until the child attains the age of majority, whichever is earlier.

5. Other Schemes

  • Index Fund/ETF

    Index Funds refer to the Mutual Fund schemes whose portfolio is constructed using a market index as a base. In other words, the performance of an index fund is dependent on the performance of a particular index. These schemes are passively managed. These funds contain shares in the similar proportion as they are in a particular index. In India, many of the schemes use Nifty or Sensex as the base to construct their portfolio. For example, if the Nifty portfolio constitutes of SBI shares whose proportion is 12% then; the Nifty Index fund will also have 12% equity shares. This fund can invest at least 95 percent of its total asset in securities of a particular index.

  • FoFs (Overseas Domestic)

    Fund of funds is an option for those whose investment amounts are not too large and it is easier to manage one fund (a fund of funds) rather than a number of Mutual Funds. In this form of mutual fund investment strategy, investors get to hold a number of funds under the umbrella of a single fund, hence the name funds of funds. Often going by the name of multi-manager investment; it is considered as one of the mutual fund categories. One of the key advantages of multi-manager investments is that at a lower ticket size, the investor can diversify themselves across a gamut of mutual fund schemes. This fund can invest a minimum of 95 percent of its total assets in the underlying fund.

Some of the other Mutual Funds to consider:

  • International Funds

    International Funds invest in international securities or into master funds that are domiciled out of India. Most of these funds invest in equity as an asset class. These can be of various types such as emerging market funds, developed markets funds, commodity-related international funds etc. The DSP Blackrock World Gold Fund is an example of a fund that invests in a master fund based out of India. This fund invests predominantly in gold and other precious metals. Today, there are many international Mutual Funds available in India to the investor.

  • Gold Funds

    Gold funds are a new class of funds. These invest in gold ETFs. While gold ETFs are available to the retail investor, anyone wanting to buy an ETF has to do it through the stock exchange, which requires one to have a broking account. In a Mutual Fund, there is no such requirement, an investor can simply fill an application form and get the units allotted after making the payment.

Best Mutual Funds in India 2023

Investors are always searching for the top mutual funds or best mutual funds to invest in. How to select the best mutual fund is another exercise in itself. One needs to look are various things like the goal for investing, fund house, mutual fund rating and over this follow a disciplined approach. Only then can one try and select the best mutual fund.

Top 10 Equity Mutual Funds

The top 10 equity mutual funds to invest are always something investors try to seek. From the entire list of the funds available in a category getting to the Top 10 Mutual Funds involves doing many activities to filter the list and get the top & Best Performing Mutual Funds. The top 10 equity mutual funds to invest in are:

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2022 (%)
Franklin Build India Fund Growth ₹104.134
↑ 0.36
₹1,55815.534.440.834.922.611.2
IDFC Infrastructure Fund Growth ₹35.849
↓ -0.03
₹76210.326.539.435.320.61.7
L&T Emerging Businesses Fund Growth ₹67.9148
↓ -0.32
₹11,5528.32939.33923.21
Principal Emerging Bluechip Fund Growth ₹183.316
↑ 2.03
₹3,1242.913.638.921.919.2
L&T India Value Fund Growth ₹83.3223
↑ 0.17
₹9,28911.928.433.927.9205.2
Aditya Birla Sun Life Small Cap Fund Growth ₹70.8123
↓ -0.18
₹4,580523.13226.316.6-6.5
Tata Equity PE Fund Growth ₹277.238
↑ 1.10
₹5,97311.923.428.222.917.15.9
DSP BlackRock Equity Opportunities Fund Growth ₹466.879
↑ 0.48
₹8,8509.322.424.521.718.24.4
Invesco India Growth Opportunities Fund Growth ₹67.48
↓ -0.04
₹4,03410.121.623.219.816.4-0.4
Kotak Equity Opportunities Fund Growth ₹260.507
↑ 0.59
₹15,2616.117.522.921.718.87
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Dec 23

Top Debt 10 Mutual Funds

The top 10 debt mutual funds to invest are always something investors try to seek. From the entire list of the funds available in a category getting to the top 10 mutual funds involves doing many activities to filter the list and get the top & best performing Mutual Funds. The top 10 debt mutual funds to invest in are:

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2022 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Aditya Birla Sun Life Money Manager Fund Growth ₹328.67
↑ 0.06
₹16,4171.73.57.45.34.87.56%4M 2D4M 2D
ICICI Prudential Long Term Plan Growth ₹32.4422
↑ 0.02
₹11,4271.73.17.25.34.58%2Y 8M 5D4Y 10M 10D
Aditya Birla Sun Life Savings Fund Growth ₹486.726
↑ 0.08
₹13,7111.63.47.25.24.87.75%5M 19D6M 7D
Aditya Birla Sun Life Corporate Bond Fund Growth ₹98.9006
↑ 0.06
₹17,8621.436.954.17.88%3Y 2M 12D4Y 5M 19D
Principal Cash Management Fund Growth ₹2,064.44
↑ 0.42
₹4,4541.73.46.94.94.87.16%1M 5D1M 5D
HDFC Corporate Bond Fund Growth ₹28.5272
↑ 0.01
₹26,8091.32.96.94.73.37.79%2Y 8M 9D4Y 11M 6D
JM Liquid Fund Growth ₹63.9156
↑ 0.01
₹1,8961.73.46.94.94.87.17%21D22D
HDFC Banking and PSU Debt Fund Growth ₹20.2907
↑ 0.01
₹6,4281.32.76.64.53.37.63%2Y 4M 1D3Y 5M 6D
SBI Credit Risk Fund Growth ₹40.1807
↑ 0.01
₹2,6891.538.25.84.28.25%1Y 10M 20D4Y 18D
ICICI Prudential Gilt Fund Growth ₹90.1831
↑ 0.05
₹4,3791.63.57.85.13.77.57%1Y 8M 19D5Y 6M 7D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Dec 23
*Below is the detailed list of top mutual funds based on last one year CAGR/Annualized returns & having AUM between 200 - 10,000 Crores across categories (Equity, Debt, Hybrid, Gold etc.)

1. HDFC Infrastructure Fund

To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure.

HDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 10 Mar 08. It is a fund with High risk and has given a CAGR/Annualized return of since its launch.  Ranked 26 in Sectoral category.  Return for 2022 was 19.3% , 2021 was 43.2% and 2020 was -7.5% .

Below is the key information for HDFC Infrastructure Fund

HDFC Infrastructure Fund
Growth
Launch Date 10 Mar 08
NAV (06 Dec 23) ₹35.92 ↑ 0.21   (0.59 %)
Net Assets (Cr) ₹958 on 31 Oct 23
Category Equity - Sectoral
AMC HDFC Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.56
Sharpe Ratio 1.82
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹10,161
30 Nov 20₹8,001
30 Nov 21₹12,816
30 Nov 22₹15,701
30 Nov 23₹22,153

HDFC Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for HDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Dec 23

DurationReturns
1 Month 10.6%
3 Month 12.9%
6 Month 38.2%
1 Year 46.3%
3 Year 39.4%
5 Year 19.1%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2022 19.3%
2021 43.2%
2020 -7.5%
2019 -3.4%
2018 -29%
2017 43.3%
2016 -1.9%
2015 -2.5%
2014 73.9%
2013 -14.4%
Fund Manager information for HDFC Infrastructure Fund
NameSinceTenure
Rakesh Vyas1 Jun 194.42 Yr.
Dhruv Muchhal22 Jun 230.36 Yr.

Data below for HDFC Infrastructure Fund as on 31 Oct 23

Equity Sector Allocation
SectorValue
Industrials45.96%
Financial Services16.51%
Basic Materials10.25%
Energy6.22%
Utility5.13%
Consumer Cyclical3.25%
Technology2.41%
Real Estate1.99%
Communication Services1.34%
Asset Allocation
Asset ClassValue
Cash6.94%
Equity93.06%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
J Kumar Infraprojects Ltd (Industrials)
Equity, Since 31 Oct 15 | JKIL
7%₹65 Cr1,613,625
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 12 | LT
6%₹61 Cr209,762
Coal India Ltd (Energy)
Equity, Since 31 Oct 18 | COALINDIA
6%₹55 Cr1,765,000
Premier Explosives Ltd (Basic Materials)
Equity, Since 31 May 17 | PREMEXPLN
5%₹49 Cr375,467
↑ 18,371
NTPC Ltd (Utilities)
Equity, Since 31 Dec 17 | 532555
5%₹49 Cr2,084,125
Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 Jan 23 | KPIL
5%₹45 Cr683,608
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
4%₹43 Cr465,000
↑ 20,000
State Bank of India (Financial Services)
Equity, Since 31 Mar 08 | SBIN
4%₹40 Cr704,361
G R Infraprojects Ltd (Industrials)
Equity, Since 31 Jul 21 | 543317
3%₹30 Cr269,267
↑ 30,000
AIA Engineering Ltd (Industrials)
Equity, Since 31 Oct 21 | AIAENG
3%₹25 Cr71,061

2. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Nippon India Power and Infra Fund is a Equity - Sectoral fund was launched on 8 May 04. It is a fund with High risk and has given a CAGR/Annualized return of 18.1% since its launch.  Ranked 13 in Sectoral category.  Return for 2022 was 10.9% , 2021 was 48.9% and 2020 was 10.8% .

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund
Growth
Launch Date 8 May 04
NAV (06 Dec 23) ₹259.614 ↑ 1.07   (0.41 %)
Net Assets (Cr) ₹2,707 on 31 Oct 23
Category Equity - Sectoral
AMC Nippon Life Asset Management Ltd.
Rating
Risk High
Expense Ratio 2.23
Sharpe Ratio 1.68
Information Ratio 1.91
Alpha Ratio 12.2
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹9,980
30 Nov 20₹10,240
30 Nov 21₹16,227
30 Nov 22₹18,747
30 Nov 23₹26,192

Nippon India Power and Infra Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691
Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Dec 23

DurationReturns
1 Month 11.3%
3 Month 13.3%
6 Month 32.3%
1 Year 43.9%
3 Year 36.6%
5 Year 22.9%
10 Year
15 Year
Since launch 18.1%
Historical performance (Yearly) on absolute basis
YearReturns
2022 10.9%
2021 48.9%
2020 10.8%
2019 -2.9%
2018 -21.1%
2017 61.7%
2016 0.1%
2015 0.3%
2014 50.8%
2013 -14.6%
Fund Manager information for Nippon India Power and Infra Fund
NameSinceTenure
Sanjay Doshi2 Jan 176.83 Yr.
Kinjal Desai25 May 185.44 Yr.
Akshay Sharma1 Dec 220.92 Yr.

Data below for Nippon India Power and Infra Fund as on 31 Oct 23

Equity Sector Allocation
SectorValue
Industrials33.92%
Utility16.65%
Energy10.09%
Basic Materials9.68%
Consumer Cyclical6.75%
Communication Services5.83%
Real Estate5.7%
Technology5.1%
Health Care1.78%
Asset Allocation
Asset ClassValue
Cash4.51%
Equity95.49%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
NTPC Ltd (Utilities)
Equity, Since 31 May 09 | 532555
7%₹200 Cr8,500,000
Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 18 | RELIANCE
7%₹194 Cr850,000
↑ 50,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 07 | LT
7%₹187 Cr639,337
Bosch Ltd (Consumer Cyclical)
Equity, Since 31 Aug 21 | 500530
6%₹156 Cr80,000
↑ 1,351
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 18 | BHARTIARTL
5%₹123 Cr1,350,000
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Oct 19 | ULTRACEMCO
5%₹122 Cr145,000
Kaynes Technology India Ltd (Industrials)
Equity, Since 30 Nov 22 | KAYNES
4%₹95 Cr397,598
↓ -10,923
Container Corporation of India Ltd (Industrials)
Equity, Since 31 Aug 22 | CONCOR
3%₹88 Cr1,274,151
Coal India Ltd (Energy)
Equity, Since 31 Aug 23 | COALINDIA
3%₹79 Cr2,500,000
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 31 Oct 21 | 532898
3%₹73 Cr3,600,000

3. Franklin India Smaller Companies Fund

The Fund seeks to provide long-term capital appreciation by investing in mid and small cap companies.

Franklin India Smaller Companies Fund is a Equity - Small Cap fund was launched on 13 Jan 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.9% since its launch.  Ranked 11 in Small Cap category.  Return for 2022 was 3.6% , 2021 was 56.4% and 2020 was 18.7% .

Below is the key information for Franklin India Smaller Companies Fund

Franklin India Smaller Companies Fund
Growth
Launch Date 13 Jan 06
NAV (06 Dec 23) ₹141.009 ↑ 0.37   (0.27 %)
Net Assets (Cr) ₹9,684 on 31 Oct 23
Category Equity - Small Cap
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderately High
Expense Ratio 1.89
Sharpe Ratio 2.13
Information Ratio 0.35
Alpha Ratio 9.29
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹9,694
30 Nov 20₹10,697
30 Nov 21₹17,631
30 Nov 22₹19,020
30 Nov 23₹27,092

Franklin India Smaller Companies Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691
Invest Now

Returns for Franklin India Smaller Companies Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Dec 23

DurationReturns
1 Month 8.9%
3 Month 11%
6 Month 30.3%
1 Year 43.1%
3 Year 36.1%
5 Year 22.7%
10 Year
15 Year
Since launch 15.9%
Historical performance (Yearly) on absolute basis
YearReturns
2022 3.6%
2021 56.4%
2020 18.7%
2019 -5%
2018 -17.4%
2017 43.5%
2016 10.2%
2015 9.6%
2014 89.9%
2013 13.2%
Fund Manager information for Franklin India Smaller Companies Fund
NameSinceTenure
R. Janakiraman1 Feb 1112.76 Yr.
Sandeep Manam18 Oct 212.04 Yr.
Akhil Kalluri8 Sep 221.15 Yr.

Data below for Franklin India Smaller Companies Fund as on 31 Oct 23

Equity Sector Allocation
SectorValue
Industrials26.43%
Financial Services19.57%
Consumer Cyclical12.92%
Basic Materials7.3%
Health Care6.64%
Technology6.64%
Consumer Defensive5.29%
Real Estate5.24%
Communication Services0.99%
Utility0.97%
Energy0.38%
Asset Allocation
Asset ClassValue
Cash6.31%
Equity93.51%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Equitas Small Finance Bank Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Oct 20 | EQUITASBNK
5%₹446 Cr48,064,081
Brigade Enterprises Ltd (Real Estate)
Equity, Since 30 Jun 14 | 532929
4%₹363 Cr5,893,691
Kalyan Jewellers India Ltd (Consumer Cyclical)
Equity, Since 31 May 22 | KALYANKJIL
3%₹318 Cr11,013,469
Deepak Nitrite Ltd (Basic Materials)
Equity, Since 31 Jan 16 | DEEPAKNTR
3%₹276 Cr1,387,967
Jyothy Labs Ltd (Consumer Defensive)
Equity, Since 31 Dec 15 | 532926
2%₹233 Cr6,413,765
KPIT Technologies Ltd (Technology)
Equity, Since 31 Aug 20 | KPITTECH
2%₹228 Cr1,872,610
Karur Vysya Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | 590003
2%₹228 Cr15,898,917
↓ -1,250,000
Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 30 Jun 20 | MCX
2%₹222 Cr954,140
J.B. Chemicals & Pharmaceuticals Ltd (Healthcare)
Equity, Since 30 Jun 14 | JBCHEPHARM
2%₹222 Cr1,588,976
↓ -75,000
ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 21 | ICICIBANK
2%₹207 Cr2,259,945

4. Franklin Build India Fund

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Franklin Build India Fund is a Equity - Sectoral fund was launched on 4 Sep 09. It is a fund with High risk and has given a CAGR/Annualized return of 17.9% since its launch.  Ranked 4 in Sectoral category.  Return for 2022 was 11.2% , 2021 was 45.9% and 2020 was 5.4% .

Below is the key information for Franklin Build India Fund

Franklin Build India Fund
Growth
Launch Date 4 Sep 09
NAV (06 Dec 23) ₹104.134 ↑ 0.36   (0.35 %)
Net Assets (Cr) ₹1,558 on 31 Oct 23
Category Equity - Sectoral
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk High
Expense Ratio 2.29
Sharpe Ratio 1.47
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹11,033
30 Nov 20₹10,449
30 Nov 21₹16,674
30 Nov 22₹19,122
30 Nov 23₹26,047

Franklin Build India Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691
Invest Now

Returns for Franklin Build India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Dec 23

DurationReturns
1 Month 11.2%
3 Month 15.5%
6 Month 34.4%
1 Year 40.8%
3 Year 34.9%
5 Year 22.6%
10 Year
15 Year
Since launch 17.9%
Historical performance (Yearly) on absolute basis
YearReturns
2022 11.2%
2021 45.9%
2020 5.4%
2019 6%
2018 -10.7%
2017 43.3%
2016 8.4%
2015 2.1%
2014 93.8%
2013 6.1%
Fund Manager information for Franklin Build India Fund
NameSinceTenure
Ajay Argal18 Oct 212.04 Yr.
Kiran Sebastian7 Feb 221.73 Yr.
Sandeep Manam18 Oct 212.04 Yr.

Data below for Franklin Build India Fund as on 31 Oct 23

Equity Sector Allocation
SectorValue
Industrials40.82%
Utility13.59%
Financial Services13.28%
Energy8.94%
Consumer Cyclical5.23%
Basic Materials5.2%
Communication Services4.17%
Real Estate2.33%
Technology0.03%
Asset Allocation
Asset ClassValue
Cash6.41%
Equity93.59%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 20 | LT
10%₹150 Cr513,211
NTPC Ltd (Utilities)
Equity, Since 30 Nov 16 | 532555
7%₹108 Cr4,600,000
Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 30 Jun 19 | 500312
6%₹89 Cr4,800,000
↑ 1,100,000
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 28 Feb 21 | 532898
5%₹78 Cr3,866,666
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | ICICIBANK
5%₹73 Cr800,000
↓ -45,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 09 | BHARTIARTL
4%₹65 Cr710,000
Kirloskar Oil Engines Ltd (Industrials)
Equity, Since 30 Nov 21 | KIRLOSENG
4%₹61 Cr1,119,847
KEI Industries Ltd (Industrials)
Equity, Since 31 Dec 15 | KEI
4%₹55 Cr229,407
Ion Exchange (India) Ltd (Industrials)
Equity, Since 30 Nov 21 | IONEXCHANG
3%₹51 Cr950,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 21 | RELIANCE
3%₹50 Cr218,000

5. SBI Infrastructure Fund

To provide investors with opportunities for long-term growth in capital through an active management of investments in a diversified basket of equity stocks of companies directly or indirectly involved in the infrastructure growth in the Indian economy and in debt & money market instruments.

SBI Infrastructure Fund is a Equity - Sectoral fund was launched on 6 Jul 07. It is a fund with High risk and has given a CAGR/Annualized return of 8.8% since its launch.  Ranked 18 in Sectoral category.  Return for 2022 was 9.3% , 2021 was 48.3% and 2020 was 8.2% .

Below is the key information for SBI Infrastructure Fund

SBI Infrastructure Fund
Growth
Launch Date 6 Jul 07
NAV (06 Dec 23) ₹39.6529 ↑ 0.02   (0.05 %)
Net Assets (Cr) ₹1,309 on 31 Oct 23
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating
Risk High
Expense Ratio 2.39
Sharpe Ratio 2.13
Information Ratio 1.16
Alpha Ratio 12.84
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹11,478
30 Nov 20₹11,501
30 Nov 21₹17,725
30 Nov 22₹20,239
30 Nov 23₹27,822

SBI Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for SBI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Dec 23

DurationReturns
1 Month 10.1%
3 Month 15.2%
6 Month 30.8%
1 Year 40.7%
3 Year 33.7%
5 Year 24.3%
10 Year
15 Year
Since launch 8.8%
Historical performance (Yearly) on absolute basis
YearReturns
2022 9.3%
2021 48.3%
2020 8.2%
2019 10.2%
2018 -18.1%
2017 41.7%
2016 9.3%
2015 2.7%
2014 48.1%
2013 -11.9%
Fund Manager information for SBI Infrastructure Fund
NameSinceTenure
Mohit Jain1 Jan 221.83 Yr.
Bhavin Vithlani1 Jan 221.83 Yr.

Data below for SBI Infrastructure Fund as on 31 Oct 23

Equity Sector Allocation
SectorValue
Industrials27.04%
Basic Materials20.97%
Consumer Cyclical10.76%
Energy10%
Utility9.08%
Financial Services8.39%
Real Estate5.31%
Communication Services4.19%
Asset Allocation
Asset ClassValue
Cash4.25%
Equity95.75%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 30 Sep 19 | RELIANCE
8%₹103 Cr450,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 07 | LT
5%₹71 Cr241,619
Torrent Power Ltd (Utilities)
Equity, Since 31 May 22 | 532779
5%₹65 Cr900,000
Shree Cement Ltd (Basic Materials)
Equity, Since 31 Jul 22 | 500387
4%₹56 Cr22,000
Solar Industries India Ltd (Basic Materials)
Equity, Since 31 Aug 23 | SOLARINDS
4%₹55 Cr100,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 07 | BHARTIARTL
4%₹55 Cr600,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Dec 22 | 532215
4%₹49 Cr500,000
Esab India Ltd (Industrials)
Equity, Since 28 Feb 21 | ESABINDIA
3%₹45 Cr78,374
GE T&D India Ltd (Industrials)
Equity, Since 31 Jul 20 | 522275
3%₹44 Cr1,113,799
↓ -2,698
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Dec 19 | ULTRACEMCO
3%₹42 Cr50,000

6. JM Value Fund

(Erstwhile JM Basic Fund)

The primary objective of the Scheme will be to provide capital appreciation to its Unitholders through judicious deployment of the corpus of the Scheme in sectors categorized under “basic industry” in the normal parlance and in context of the Indian economy, including but not limited to, energy, petrochemicals, oil & gas, power generation & distribution and electrical equipment suppliers, metals and building material. The fund would continue to remain open-ended with a sector focus.

JM Value Fund is a Equity - Value fund was launched on 2 Jun 97. It is a fund with High risk and has given a CAGR/Annualized return of 16.6% since its launch.  Ranked 15 in Value category.  Return for 2022 was 5.3% , 2021 was 36.3% and 2020 was 13.4% .

Below is the key information for JM Value Fund

JM Value Fund
Growth
Launch Date 2 Jun 97
NAV (06 Dec 23) ₹77.4438 ↑ 0.11   (0.14 %)
Net Assets (Cr) ₹287 on 31 Oct 23
Category Equity - Value
AMC JM Financial Asset Management Limited
Rating
Risk High
Expense Ratio 2.53
Sharpe Ratio 2.04
Information Ratio 1.41
Alpha Ratio 19.4
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-60 Days (1%),60 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹11,257
30 Nov 20₹12,005
30 Nov 21₹16,801
30 Nov 22₹18,467
30 Nov 23₹25,236

JM Value Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for JM Value Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Dec 23

DurationReturns
1 Month 9.6%
3 Month 10.2%
6 Month 30%
1 Year 40.1%
3 Year 28.3%
5 Year 21.7%
10 Year
15 Year
Since launch 16.6%
Historical performance (Yearly) on absolute basis
YearReturns
2022 5.3%
2021 36.3%
2020 13.4%
2019 11.9%
2018 -11.2%
2017 44.6%
2016 12.1%
2015 3.5%
2014 52.4%
2013 -7.7%
Fund Manager information for JM Value Fund
NameSinceTenure
Satish Ramanathan20 Aug 212.2 Yr.
Asit Bhandarkar11 Dec 0616.9 Yr.
Gurvinder Wasan1 Dec 220.92 Yr.

Data below for JM Value Fund as on 31 Oct 23

Equity Sector Allocation
SectorValue
Financial Services18.18%
Industrials16.85%
Consumer Cyclical14.78%
Technology12.06%
Basic Materials9.29%
Consumer Defensive7.85%
Health Care5.17%
Real Estate5.08%
Utility3.83%
Energy1.95%
Communication Services1.34%
Asset Allocation
Asset ClassValue
Cash3.63%
Equity96.37%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ITC Ltd (Consumer Defensive)
Equity, Since 31 Jul 23 | ITC
4%₹12 Cr284,000
↑ 64,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Apr 09 | LT
4%₹12 Cr40,000
↑ 10,000
NTPC Ltd (Utilities)
Equity, Since 30 Jun 22 | 532555
4%₹11 Cr467,000
↑ 120,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 12 | HDFCBANK
4%₹10 Cr69,605
↑ 19,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | ICICIBANK
3%₹10 Cr108,000
↑ 31,000
REC Ltd (Financial Services)
Equity, Since 30 Sep 22 | 532955
3%₹9 Cr321,300
Kalpataru Projects International Ltd (Industrials)
Equity, Since 28 Feb 21 | KPIL
3%₹8 Cr127,510
Sobha Ltd (Real Estate)
Equity, Since 30 Sep 23 | SOBHA
3%₹8 Cr112,820
↑ 23,000
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 16 | ULTRACEMCO
3%₹8 Cr9,354
↑ 1,700
Jyothy Labs Ltd (Consumer Defensive)
Equity, Since 31 May 23 | 532926
3%₹8 Cr210,000

7. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Invesco India PSU Equity Fund is a Equity - Sectoral fund was launched on 18 Nov 09. It is a fund with High risk and has given a CAGR/Annualized return of 11.2% since its launch.  Ranked 33 in Sectoral category.  Return for 2022 was 20.5% , 2021 was 31.1% and 2020 was 6.1% .

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund
Growth
Launch Date 18 Nov 09
NAV (06 Dec 23) ₹44.4 ↑ 0.37   (0.84 %)
Net Assets (Cr) ₹530 on 31 Oct 23
Category Equity - Sectoral
AMC Invesco Asset Management (India) Private Ltd
Rating
Risk High
Expense Ratio 2.46
Sharpe Ratio 1.14
Information Ratio -1.34
Alpha Ratio -3.1
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹11,608
30 Nov 20₹11,845
30 Nov 21₹16,029
30 Nov 22₹19,632
30 Nov 23₹25,954

Invesco India PSU Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691
Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Dec 23

DurationReturns
1 Month 13.7%
3 Month 16.8%
6 Month 33.9%
1 Year 39.8%
3 Year 31.6%
5 Year 22.8%
10 Year
15 Year
Since launch 11.2%
Historical performance (Yearly) on absolute basis
YearReturns
2022 20.5%
2021 31.1%
2020 6.1%
2019 10.1%
2018 -16.9%
2017 24.3%
2016 17.9%
2015 2.5%
2014 54.5%
2013 -15.1%
Fund Manager information for Invesco India PSU Equity Fund
NameSinceTenure
Dhimant Kothari19 May 203.45 Yr.

Data below for Invesco India PSU Equity Fund as on 31 Oct 23

Equity Sector Allocation
SectorValue
Financial Services30.94%
Utility27.22%
Industrials22.87%
Energy15.32%
Basic Materials2.27%
Asset Allocation
Asset ClassValue
Cash1.37%
Equity98.63%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
NTPC Ltd (Utilities)
Equity, Since 31 May 19 | 532555
10%₹54 Cr2,276,709
Coal India Ltd (Energy)
Equity, Since 31 Aug 23 | COALINDIA
10%₹51 Cr1,619,748
↑ 485,752
Bharat Electronics Ltd (Industrials)
Equity, Since 31 Mar 17 | BEL
9%₹50 Cr3,738,990
State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN
9%₹49 Cr871,599
Bank of Baroda (Financial Services)
Equity, Since 30 Jun 21 | 532134
9%₹46 Cr2,339,416
↑ 67,536
Power Grid Corp Of India Ltd (Utilities)
Equity, Since 28 Feb 22 | 532898
6%₹33 Cr1,649,484
↓ -829,274
Indian Bank (Financial Services)
Equity, Since 30 Jun 21 | 532814
6%₹32 Cr753,091
↑ 162,642
Container Corporation of India Ltd (Industrials)
Equity, Since 31 Mar 17 | CONCOR
5%₹26 Cr380,072
↑ 45,025
NHPC Ltd (Utilities)
Equity, Since 31 Oct 22 | NHPC
5%₹26 Cr5,204,950
Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 May 22 | HAL
4%₹22 Cr118,862

8. L&T Infrastructure Fund

To generate capital appreciation by investing predominantly in equity and equity related instruments of companies in the infrastructure sector.

L&T Infrastructure Fund is a Equity - Sectoral fund was launched on 27 Sep 07. It is a fund with High risk and has given a CAGR/Annualized return of 8.2% since its launch.  Return for 2022 was 3.1% , 2021 was 56.3% and 2020 was 1.6% .

Below is the key information for L&T Infrastructure Fund

L&T Infrastructure Fund
Growth
Launch Date 27 Sep 07
NAV (06 Dec 23) ₹35.8679 ↓ -0.06   (-0.17 %)
Net Assets (Cr) ₹1,811 on 31 Oct 23
Category Equity - Sectoral
AMC L&T Investment Management Ltd
Rating Not Rated
Risk High
Expense Ratio 2.2
Sharpe Ratio 1.51
Information Ratio 1.17
Alpha Ratio 10.94
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹9,735
30 Nov 20₹9,104
30 Nov 21₹14,738
30 Nov 22₹16,053
30 Nov 23₹21,879

L&T Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for L&T Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Dec 23

DurationReturns
1 Month 9.5%
3 Month 7.6%
6 Month 25%
1 Year 39.5%
3 Year 33.8%
5 Year 18.5%
10 Year
15 Year
Since launch 8.2%
Historical performance (Yearly) on absolute basis
YearReturns
2022 3.1%
2021 56.3%
2020 1.6%
2019 -3.1%
2018 -17.1%
2017 61.1%
2016 8.6%
2015 6.8%
2014 65.5%
2013 -7%
Fund Manager information for L&T Infrastructure Fund
NameSinceTenure
Venugopal Manghat17 Dec 193.87 Yr.
Gautam Bhupal26 Nov 220.93 Yr.

Data below for L&T Infrastructure Fund as on 31 Oct 23

Equity Sector Allocation
SectorValue
Industrials58.52%
Basic Materials15.35%
Utility7.01%
Energy5.99%
Real Estate3.94%
Communication Services3.64%
Technology1.74%
Consumer Cyclical1.7%
Asset Allocation
Asset ClassValue
Cash2.11%
Equity97.89%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jan 12 | LT
9%₹168 Cr575,062
NTPC Ltd (Utilities)
Equity, Since 31 Jan 22 | 532555
7%₹127 Cr5,385,500
Bharat Electronics Ltd (Industrials)
Equity, Since 30 Sep 15 | BEL
6%₹105 Cr7,846,100
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Oct 19 | ULTRACEMCO
4%₹75 Cr88,900
↑ 11,000
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 20 | RELIANCE
4%₹73 Cr318,000
↑ 81,500
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 17 | BHARTIARTL
4%₹64 Cr700,800
↑ 49,300
Finolex Cables Ltd (Industrials)
Equity, Since 30 Jun 18 | FINCABLES
3%₹55 Cr611,600
Ramco Cements Ltd (Basic Materials)
Equity, Since 31 Mar 14 | RAMCOCEM
3%₹50 Cr501,400
ABB India Ltd (Industrials)
Equity, Since 30 Jun 19 | ABB
3%₹49 Cr118,600
↓ -11,100
KEC International Ltd (Industrials)
Equity, Since 28 Feb 21 | 532714
3%₹48 Cr756,600

9. IDFC Infrastructure Fund

The investment objective of the scheme is to seek to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities. However, there can be no assurance that the investment objective of the scheme will be realized.

IDFC Infrastructure Fund is a Equity - Sectoral fund was launched on 8 Mar 11. It is a fund with High risk and has given a CAGR/Annualized return of 10.5% since its launch.  Ranked 1 in Sectoral category.  Return for 2022 was 1.7% , 2021 was 64.8% and 2020 was 6.3% .

Below is the key information for IDFC Infrastructure Fund

IDFC Infrastructure Fund
Growth
Launch Date 8 Mar 11
NAV (06 Dec 23) ₹35.849 ↓ -0.03   (-0.08 %)
Net Assets (Cr) ₹762 on 31 Oct 23
Category Equity - Sectoral
AMC IDFC Asset Management Company Limited
Rating
Risk High
Expense Ratio 2.44
Sharpe Ratio 1.62
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹9,716
30 Nov 20₹9,452
30 Nov 21₹16,623
30 Nov 22₹17,596
30 Nov 23₹24,150

IDFC Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644
Invest Now

Returns for IDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Dec 23

DurationReturns
1 Month 10.4%
3 Month 10.3%
6 Month 26.5%
1 Year 39.4%
3 Year 35.3%
5 Year 20.6%
10 Year
15 Year
Since launch 10.5%
Historical performance (Yearly) on absolute basis
YearReturns
2022 1.7%
2021 64.8%
2020 6.3%
2019 -5.3%
2018 -25.9%
2017 58.7%
2016 10.7%
2015 -0.2%
2014 43.2%
2013 -10.8%
Fund Manager information for IDFC Infrastructure Fund
NameSinceTenure
Sachin Relekar8 Dec 202.9 Yr.
Nishita Shah31 Jul 230.25 Yr.

Data below for IDFC Infrastructure Fund as on 31 Oct 23

Equity Sector Allocation
SectorValue
Industrials60.43%
Basic Materials16.91%
Utility11.88%
Communication Services5.12%
Real Estate1.28%
Asset Allocation
Asset ClassValue
Cash4.37%
Equity95.63%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT
9%₹70 Cr239,119
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 14 | ULTRACEMCO
6%₹45 Cr53,859
Kirloskar Brothers Ltd (Industrials)
Equity, Since 31 Dec 17 | KIRLOSBROS
6%₹42 Cr466,186
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Apr 19 | BHARTIARTL
5%₹37 Cr408,700
Bharat Electronics Ltd (Industrials)
Equity, Since 31 Oct 19 | BEL
5%₹36 Cr2,664,600
ABB India Ltd (Industrials)
Equity, Since 31 Jul 21 | ABB
5%₹35 Cr84,622
Torrent Power Ltd (Utilities)
Equity, Since 31 Mar 18 | 532779
4%₹32 Cr442,900
Thermax Ltd (Industrials)
Equity, Since 30 Sep 19 | THERMAX
4%₹32 Cr112,443
JK Cement Ltd (Basic Materials)
Equity, Since 31 Oct 17 | JKCEMENT
4%₹31 Cr96,880
Ahluwalia Contracts (India) Ltd (Industrials)
Equity, Since 30 Apr 15 | AHLUCONT
4%₹29 Cr431,238

10. DSP BlackRock India T.I.G.E.R Fund

To generate capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of corporates, which could benefit from structural changes brought about by continuing liberalization in economic policies by the government and/or continuing investments in infrastructure, both by the public and private sector.

DSP BlackRock India T.I.G.E.R Fund is a Equity - Sectoral fund was launched on 11 Jun 04. It is a fund with High risk and has given a CAGR/Annualized return of 17.5% since its launch.  Ranked 12 in Sectoral category.  Return for 2022 was 13.9% , 2021 was 51.6% and 2020 was 2.7% .

Below is the key information for DSP BlackRock India T.I.G.E.R Fund

DSP BlackRock India T.I.G.E.R Fund
Growth
Launch Date 11 Jun 04
NAV (06 Dec 23) ₹231.753 ↑ 0.60   (0.26 %)
Net Assets (Cr) ₹2,466 on 31 Oct 23
Category Equity - Sectoral
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk High
Expense Ratio 2.24
Sharpe Ratio 1.44
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹10,867
30 Nov 20₹10,384
30 Nov 21₹16,680
30 Nov 22₹19,442
30 Nov 23₹26,461

DSP BlackRock India T.I.G.E.R Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691
Invest Now

Returns for DSP BlackRock India T.I.G.E.R Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Dec 23

DurationReturns
1 Month 12.1%
3 Month 8.4%
6 Month 30.3%
1 Year 39.4%
3 Year 36.4%
5 Year 22.9%
10 Year
15 Year
Since launch 17.5%
Historical performance (Yearly) on absolute basis
YearReturns
2022 13.9%
2021 51.6%
2020 2.7%
2019 6.7%
2018 -17.2%
2017 47%
2016 4.1%
2015 0.7%
2014 61.3%
2013 -9.1%
Fund Manager information for DSP BlackRock India T.I.G.E.R Fund
NameSinceTenure
Rohit Singhania21 Jun 1013.37 Yr.
Jay Kothari16 Mar 185.63 Yr.
Charanjit Singh1 Jan 212.83 Yr.

Data below for DSP BlackRock India T.I.G.E.R Fund as on 31 Oct 23

Equity Sector Allocation
SectorValue
Industrials48.33%
Basic Materials22.04%
Utility7.13%
Consumer Cyclical6.01%
Technology3.71%
Energy3.15%
Communication Services1.35%
Real Estate1.26%
Consumer Defensive1%
Asset Allocation
Asset ClassValue
Cash6.01%
Equity93.99%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 04 | LT
4%₹111 Cr377,499
NTPC Ltd (Utilities)
Equity, Since 30 Nov 17 | 532555
4%₹95 Cr4,030,210
Apar Industries Ltd (Industrials)
Equity, Since 31 Dec 22 | APARINDS
4%₹89 Cr172,169
Siemens Ltd (Industrials)
Equity, Since 30 Nov 18 | 500550
3%₹78 Cr234,753
Reliance Industries Ltd (Energy)
Equity, Since 31 Aug 19 | RELIANCE
3%₹78 Cr339,790
Kalpataru Projects International Ltd (Industrials)
Equity, Since 31 Jan 22 | KPIL
3%₹76 Cr1,153,020
↓ -7,264
Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Mar 22 | HAL
3%₹68 Cr375,164
Kirloskar Oil Engines Ltd (Industrials)
Equity, Since 31 Mar 23 | KIRLOSENG
3%₹66 Cr1,217,141
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Dec 14 | ULTRACEMCO
3%₹63 Cr74,347
Solar Industries India Ltd (Basic Materials)
Equity, Since 31 Mar 14 | SOLARINDS
2%₹60 Cr109,256

Mutual Fund Companies in India

There are 42 Mutual Fund companies in India (called Asset Management Companies “AMCs”) which provide mutual fund schemes which investors can invest in. These Mutual Fund companies are regulated by SEBI. Some of the noticeable Mutual Fund Companies are:

1. SBI Mutual Fund

SBI Mutual Fund was set up in 1987 by the State Bank of India. Today SBI MF manages INR 1,57,025 crore (Mar-31-2017) of assets. It is one of largest asset management companies in India and offers over 70 funds across categories of equity, debt and balanced.

2. HDFC Mutual Fund

Setup in the year 2000, HDFC asset management company is one of the prominent asset managers looking after some famous names such as HDFC Equity Funds and the HDFC top 200 Fund. Today, it manages INR 2,37,177 crore (Mar-31-2017) of assets. It has schemes across asset classes and boasts of over 63 schemes that it manages. It is backed by the parent of the very large banking institution called Housing Development Finance Corporation (HDFC).

3. Nippon India Mutual Fund

Setup in 1995, Nippon India Mutual Fund (formerly known as Reliance Mutual Fund) is one of the oldest AMCs in India. With explosive growth over the last 2 decades, today it has over 210890 crores (Mar-31-2017) of assets under management. It manages some of the oldest funds in the industry such as Nippon India Vision Fund, Nippon India Banking Fund, Nippon India Liquid Fund, etc.

4. UTI Mutual Fund

UTI Mutual Fund is the oldest asset management company in India. Mutual Funds in India started in 1963 with the formation of the Unit Trust of India (UTI), since then UTI has grown over the years. Today, UTI AMC is a very large asset manager with assets of 1,36,810 crore (Mar-31-2017). Some of its prominent funds are UTI equity fund and UTI MNC Fund. It offers fund across asset classes.

5. Franklin Templeton Mutual Fund

Franklin Mutual Fund was set up in 1995. It is also a large fund house with assets of 81,615 crores (Mar-31-2017). Franklin Templeton Mutual Fund is backed by the US parent Templeton International Inc. Franklin Templeton Mutual Fund is a very process driven fund house

6. LIC Mutual Fund

Backed by the Life Insurance Corporation of India (LIC), this mutual fund company started operations in 1994. Today it manages about INR 21,475 crore (Mar-31-2017) of assets.

7. Blackrock Mutual Fund

DSP BlackRock Mutual Fund is a joint venture of DSP Group and BlackRock Inc. Setup in 1996 the fund house manages across asset classes. It manages names such as the DSP Blackrock Microcap Fund & the DSP Blackrock taxsaver Fund.

How to Invest in Mutual Funds?

How to invest in Mutual Funds?There are various avenues to invest, one can go directly to funds houses, also one can use the services of a broker or distributor or one can even use a financial advisor. There are many advantages of using the services of a distributor, instead of going to different AMCs, making the process cumbersome one can use a distributor who can help interact and do the purchases & redemptions with all of them and make the process easy for the investor. Today, investors can also make the purchase of mutual funds online and be sitting at home to complete the entire process.

Mutual Fund Investment Plans

One can make various Mutual Fund investment plans given the risk profile of the investor. For those who can take higher risk, there are equity funds and for those with lower risk, there are debt/money market funds. One can do goal planning with various calculators to achieve a goal such as buying a house, car or any other asset. Using a SIP over a period of time one can try and achieve these goals. Also, using asset allocation one can choose the mix of assets given the level of risk one can tolerate.

Mutual Fund NAV

The industry is very transparent; funds are required to publish their prices daily. The price is known as the Net Asset Value (NAV). All mutual funds are required by SEBI to publish their NAV daily. The NAVs are published on websites of most AMCs as well as at the website of AMFI to ensure transparency.

Mutual Fund Calculator

The mutual fund calculator is a very important tool to plan for goals using SIPs and also to see how one can grow using the systematic investment plan. Taking basic inputs such as expected growth rate and inflation it can do all sorts of calculations. Access the calculator here:

Know Your Monthly SIP Amount

   
My Goal Amount:
Goal Tenure:
Years
Expected Annual Returns:
%
Total investment required is ₹56/month for 5 Years
  or   ₹2,381 one time (Lumpsum)
to achieve ₹5,000
Invest Now

Index Funds

Today, there are many index funds also available on the mutual fund platform. These are offered by various mutual fund companies. Other than index funds, there are various Exchange Traded Fund (ETFs) also available on the mutual fund platform.Nifty ETFs, Gold ETFs etc to name a few are all available in the fund's form.

Mutual Fund Ratings

Mutual funds ratings today are provided by many players like CRISIL, ICRA, MorningStar etc to name a few. mutual fund ratings usually take in a number of quantitative as well as qualitative factors to arrive at the final rating. The Mutual Fund rating is a good starting point for an investor in selecting the scheme.

Today, mutual funds have become an important route for retail investors, and choosing the best fund is very important for investors. Investors should always do their bit of research in understanding which funds to invest in and choosing the right distributor/advisor to help them on this journey.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Arun Kapoor, posted on 2 Nov 22 1:07 AM

Thanks A Lot for more valuable information. Please provide such information on insurance life and health

Narendra kumar bansal, posted on 30 Aug 19 4:09 PM

Best mutual fund for 2 to 5 year investment in single schemes

Unknown, posted on 11 Jul 19 4:53 PM

Educative and very Useful information. Thank you.

Bholanath, posted on 30 Nov 18 4:21 PM

Great Read. Informative Page about all types of mutual funds.

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