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UTI Mutual Fund

Updated on January 20, 2020 , 1470 views

UTI or Unit Trust of India is the first investment company before the entry of other public and private sector entities in the Indian Mutual Fund industry. The primary objective of UTI was divided into two parts. The first part is mobilization of retail savings while the latter deals with Investing the same in capital markets. The Asset Management Company (AMC) has been present for the last five decades and was a sole investment vehicle for Indian citizens until early 90’s.

UTI-MF

Today, UTI Mutual Fund offers a wide range of schemes under various categories and has been India’s one of the most trusted wealth creators. The contribution of UTI MF has been immense in the industrial and capital growth of Indian market.

AMC UTI Mutual Fund
Date of Setup February 01, 2003
AUM INR 153183.13 crore (Jun-30-2018)
CEO/MD Mr. Leo Puri
Compliance Officer Mr. Vivek Maheshwari
Investor Service Officer Ms Nanda Malai
Customer Care Number 1800 22 1230
Fax 022 – 66786503/66786578
Telephone 022 – 66786666
Email service[AT]uti.co.in
Website www.utimf.com

About UTI MF

In 2002, the Parliament passed an Act that paved way for bifurcation of UTI into Specified Undertaking of Unit Trust of India (SUUTI) and UTI Mutual Fund (UTIMF). UTI Mutual Fund thus became a SEBI registered Mutual Fund in February 2003, from the erstwhile UTI. The fund house as mentioned above is sponsored by four Indian nationalized institutions that include SBI, PNB, BoB, and LIC. Each of these sponsors hold 18.29% stake in the paid up capital of UTI AMC. The remaining 26% stake is owned by T Rowe Price International Limited a subsidiary of T Rowe Price Group Inc.

The mission of UTI is, to be the most preferred Mutual Fund. UTI MF has assets under management across various businesses that include domestic Mutual Fund, international business, and Alternative Investment Funds. The Mutual Fund company has been flexible and proved its mantle during economic and global downturns and turnarounds. UTI is present at pan India level with nearly 150 branches, a number of Business Development Associates, and over one crore investor accounts.

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UTI Mutual Funds Schemes

UTI Mutual Fund offers numerous schemes under equity, debt, hybrid, and Liquid Fund categories. These schemes are designed keeping in mind the varied and diverse requirements of the individuals so that they can attain their goals. So, let us look at these categories of Mutual Fund along with the top and best funds under each category.

UTI Equity Mutual Funds

Equity Funds are the ones who invest a major portion of their fund money in equity shares of various companies. These schemes are considered to be a good investment option for long-term tenure. People investing in equity schemes are considered to be risk seeking individuals. Equity funds are classified into Large cap funds, mid cap funds, Small cap funds, sectoral funds, and so on. Some of the top and best UTI Mutual Funds under equity category are listed below.

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2019 (%)
UTI Equity Fund Growth ₹154.418
↓ -0.24
₹10,2177.515.114.214.28.311.7
UTI Infrastructure Fund Growth ₹55.6251
↓ -0.22
₹1,2536.65.714.18.14.46.7
UTI Banking and Financial Services Fund Growth ₹101.334
↓ -0.56
₹6757.85.39.6127.111.6
UTI Core Equity Fund Growth ₹63.6356
↓ -0.16
₹8648.56.25.38.351.5
UTI MNC Fund Growth ₹199.739
↓ -0.55
₹2,1950.610.229.97-1.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Jan 20

UTI Debt Mutual Funds

Debt or fixed income fund refer to the schemes that invest a major stake of their corpus in various fixed income instruments. These schemes are considered as a good investment option on a short-term basis. People having a low-risk appetite can ideally prefer investing in debt funds. These schemes are classified on the basis of maturity profiles of the underlying assets forming part of the portfolio. Some of the top and Best UTI Debt Funds are tabulated as follows.

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2019 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
UTI Banking & PSU Debt Fund Growth ₹14.86
↑ 0.01
₹1461.81.81.33.9-17.01%2Y 8M 16D3Y 6M 20D
UTI Dynamic Bond Fund Growth ₹19.599
↑ 0.02
₹450-0.8-1.2-3.30.9-3.98.69%3Y 3M 11D4Y 7M 22D
UTI Gilt Fund Growth ₹44.7714
↓ 0.00
₹5310.81.112.36.911.86.35%3Y 8M 26D5Y 4M 17D
UTI Money Market Fund Growth ₹2,226.44
↑ 0.35
₹7,5151.43.47.87.585.69%3M 22D3M 23D
UTI Ultra Short Term Fund Growth ₹3,083.26
↑ 0.51
₹2,2761.63.43.25.63.37.48%3M 7D4M 13D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Jan 20

UTI Balanced Funds

Balanced funds also known as hybrid funds enjoy the benefits of both equity and debt instruments. In other words, these schemes invest their accumulated corpus in a combination of both equity and debt instruments in a prefixed ratio. These schemes are classified into Monthly Income Plan (MIP) and hybrid funds based on their underlying equity investments. The top and Best UTI Mutual Fund Schemes under Balanced Fund category are as follows.

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2019 (%)
UTI Regular Savings Fund Growth ₹40.8232
↑ 0.04
₹2,068-0.30.80.95.162.8
UTI Arbitrage Fund Growth ₹26.1018
↓ 0.00
₹3,3091.32.76.26.16.46.2
UTI Hybrid Equity Fund Growth ₹171.202
↓ -0.50
₹4,5926.33.94.66.55.92.5
UTI Multi Asset Fund Growth ₹35.1693
↑ 0.04
₹7063.45.45.36.23.63.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 22 Jan 20

UTI Liquid Funds

Liquid fund a category of Debt fund invests a major proportion of its corpus in fixed income instruments having less maturity tenure. The maturity of these schemes is less than or equal to 90 days. It is considered as one of the safe investment options for a short-term tenure. People having excess funds in their savings bank account can choose to invest in a liquid fund to earn more as compared to a Savings Account. UTI MF offers two schemes under liquid fund category. The performance of these schemes is as follows.

Below is the list of popular UTI Mutual Funds in the market.

1. UTI Credit Risk Fund

(Erstwhile UTI Income Opportunities Fund)

The investment objective of the scheme is to generate reasonable income and capital appreciation by investing in debt and money market instruments across different maturities and credit ratings. There is no assurance that the investment objective of the scheme will be achieved.

UTI Credit Risk Fund is a Debt - Credit Risk fund was launched on 19 Nov 12. It is a fund with Moderate risk and has given a CAGR/Annualized return of 4.9% since its launch.  Ranked 20 in Credit Risk category.  Return for 2019 was -4.8% , 2018 was 5.5% and 2017 was 6.9% .

Below is the key information for UTI Credit Risk Fund

UTI Credit Risk Fund
Growth
Launch Date 19 Nov 12
NAV (22 Jan 20) ₹14.0879 ↑ 0.01   (0.04 %)
Net Assets (Cr) ₹1,447 on 31 Dec 19
Category Debt - Credit Risk
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 1.7
Sharpe Ratio -1.23
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 15.85%
Effective Maturity 1 Year 2 Months 6 Days
Modified Duration 9 Months 29 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,886
31 Dec 16₹12,008
31 Dec 17₹12,836
31 Dec 18₹13,539
31 Dec 19₹12,891

UTI Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹188,454.
Net Profit of ₹8,454
Invest Now

Returns for UTI Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jan 20

DurationReturns
1 Month -9.9%
3 Month -9.5%
6 Month -14.3%
1 Year -14.7%
3 Year -1.4%
5 Year 2.8%
10 Year
15 Year
Since launch 4.9%
Historical performance (Yearly) on absolute basis
YearReturns
2019 -4.8%
2018 5.5%
2017 6.9%
2016 10.3%
2015 8.9%
2014 11.5%
2013 7.7%
2012
2011
2010
Fund Manager information for UTI Credit Risk Fund
NameSinceTenure
Ritesh Nambiar9 Nov 127.06 Yr.

Data below for UTI Credit Risk Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash0.06%
Debt83.13%
Other16.8%
Debt Sector Allocation
SectorValue
Corporate82.22%
Government0.92%
Cash Equivalent0.06%
Credit Quality
RatingValue
A13.75%
AA62.01%
BBB24.24%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Current Assets
Net Current Assets | -
17%₹268 Cr00
Vodafone Mobile Services Limited
Debentures | -
8%₹134 Cr1,500
DMI FINANCE PRIVATE LIMITED
Debentures | -
6%₹100 Cr1,000
Indostar Capital Finance Limited
Debentures | -
6%₹97 Cr100
Essar Oil Limited
Debentures | -
6%₹96 Cr95
Yes Bank Limited
Debentures | -
4%₹71 Cr950
AMBA River Coke Limited
Debentures | -
4%₹70 Cr701
Edelweiss Retail Finance Limited
Debentures | -
4%₹69 Cr750,000
Idea Cellular Limited
Debentures | -
4%₹64 Cr950
ZEE Learn Limited
Debentures | -
4%₹62 Cr600

2. UTI Value Opportunities Fund

(Erstwhile UTI Opportunities Fund)

This scheme seeks to generate capital appreciation and/or income distribution by investing the funds of the scheme in equity shares and equity-related instruments. The main focus of this scheme is to capitalize on opportunities arising in the market by responding to the dynamically changing Indian economy by moving its investments amongst different sectors as prevailing trends change.

UTI Value Opportunities Fund is a Equity - Value fund was launched on 20 Jul 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.8% since its launch.  Ranked 82 in Value category.  Return for 2019 was 10.4% , 2018 was -2.4% and 2017 was 29.1% .

Below is the key information for UTI Value Opportunities Fund

UTI Value Opportunities Fund
Growth
Launch Date 20 Jul 05
NAV (22 Jan 20) ₹65.8329 ↓ -0.07   (-0.11 %)
Net Assets (Cr) ₹4,560 on 31 Dec 19
Category Equity - Value
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 2.18
Sharpe Ratio 0.62
Information Ratio -0.78
Alpha Ratio 1.65
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹9,406
31 Dec 16₹9,651
31 Dec 17₹12,458
31 Dec 18₹12,154
31 Dec 19₹13,418

UTI Value Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120
Invest Now

Returns for UTI Value Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jan 20

DurationReturns
1 Month 2.6%
3 Month 8.9%
6 Month 11.4%
1 Year 13.6%
3 Year 11.5%
5 Year 5.3%
10 Year
15 Year
Since launch 13.8%
Historical performance (Yearly) on absolute basis
YearReturns
2019 10.4%
2018 -2.4%
2017 29.1%
2016 2.6%
2015 -5.9%
2014 41.2%
2013 5.9%
2012 27.3%
2011 -12.1%
2010 19.4%
Fund Manager information for UTI Value Opportunities Fund
NameSinceTenure
Vetri Subramaniam13 Feb 172.8 Yr.
Amit Premchandani1 Feb 181.83 Yr.

Data below for UTI Value Opportunities Fund as on 31 Dec 19

Equity Sector Allocation
SectorValue
Financial Services35.02%
Consumer Cyclical14.03%
Technology9.56%
Health Care8.81%
Industrials5.27%
Consumer Defensive5.12%
Basic Materials4.89%
Utility4.85%
Communication Services4.77%
Energy3.09%
Real Estate2.03%
Asset Allocation
Asset ClassValue
Cash2.57%
Equity97.43%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | HDFCBANK
9%₹430 Cr3,370,000
↓ -52,266
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 07 | ICICIBANK
9%₹418 Cr8,150,000
↓ -617,195
Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY
6%₹275 Cr3,951,800
Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | 532215
6%₹259 Cr3,502,719
ITC Ltd (Consumer Defensive)
Equity, Since 31 Mar 18 | ITC
4%₹178 Cr7,238,974
↑ 300,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 17 | BHARTIARTL
3%₹155 Cr3,510,461
IndusInd Bank Ltd (Financial Services)
Equity, Since 30 Apr 15 | INDUSINDBK
3%₹135 Cr863,389
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 May 10 | SUNPHARMA
2%₹111 Cr2,471,557
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Jul 09 | TCS
2%₹105 Cr510,147
Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 31 Mar 17 | JUBLFOOD
2%₹101 Cr623,230

3. UTI Liquid Cash Plan

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Liquid Cash Plan is a Debt - Liquid Fund fund was launched on 11 Dec 03. It is a fund with Low risk and has given a CAGR/Annualized return of 7.3% since its launch.  Ranked 32 in Liquid Fund category.  Return for 2019 was 6.6% , 2018 was 7.4% and 2017 was 6.7% .

Below is the key information for UTI Liquid Cash Plan

UTI Liquid Cash Plan
Growth
Launch Date 11 Dec 03
NAV (22 Jan 20) ₹3,203.36 ↑ 0.44   (0.01 %)
Net Assets (Cr) ₹30,477 on 31 Dec 19
Category Debt - Liquid Fund
AMC UTI Asset Management Company Ltd
Rating
Risk Low
Expense Ratio 0.17
Sharpe Ratio 14.36
Information Ratio -1.34
Alpha Ratio 0.34
Min Investment 500
Min SIP Investment 1,500
Exit Load NIL
Yield to Maturity 5.31%
Effective Maturity 1 Month 13 Days
Modified Duration 1 Month 10 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,828
31 Dec 16₹11,657
31 Dec 17₹12,435
31 Dec 18₹13,359
31 Dec 19₹14,245

UTI Liquid Cash Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for UTI Liquid Cash Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jan 20

DurationReturns
1 Month 0.4%
3 Month 1.3%
6 Month 2.8%
1 Year 6.5%
3 Year 6.9%
5 Year 7.3%
10 Year
15 Year
Since launch 7.3%
Historical performance (Yearly) on absolute basis
YearReturns
2019 6.6%
2018 7.4%
2017 6.7%
2016 7.7%
2015 8.3%
2014 9.1%
2013 9.1%
2012 9.6%
2011 8.9%
2010 5.4%
Fund Manager information for UTI Liquid Cash Plan
NameSinceTenure
Amandeep Chopra14 Dec 0612.97 Yr.
Amit Sharma7 Jul 172.4 Yr.

Data below for UTI Liquid Cash Plan as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Corporate52.94%
Cash Equivalent44.5%
Government2.56%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Current Assets
Net Current Assets | -
7%₹2,245 Cr00
91 DTB 26122019
Sovereign Bonds | -
6%₹2,183 Cr21,900,000,000
91 DTB 12122019
Sovereign Bonds | -
4%₹1,477 Cr14,787,040,000
8.19% Govt Stock 2020
Sovereign Bonds | -
4%₹1,242 Cr12,370,000,000
↑ 7,170,000,000
HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Commercial Paper | -
3%₹998 Cr10,000,000,000
Hindustan Zinc Limited
Commercial Paper | -
3%₹993 Cr10,000,000,000
364 DTB 05122019
Sovereign Bonds | -
2%₹805 Cr8,050,000,000
STEEL AUTHORITY OF INDIA LIMITED
Commercial Paper | -
2%₹750 Cr7,500,000,000
HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Commercial Paper | -
2%₹748 Cr7,500,000,000
Indian Railway Finance Corporation Limited
Commercial Paper | -
2%₹643 Cr6,500,000,000
↑ 6,500,000,000

4. UTI Infrastructure Fund

The investment objective of the Scheme is to provide income distribution and / or medium to long term "capital appreciation" by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.

UTI Infrastructure Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 12.1% since its launch.  Ranked 28 in Sectoral category.  Return for 2019 was 6.7% , 2018 was -15.6% and 2017 was 41.4% .

Below is the key information for UTI Infrastructure Fund

UTI Infrastructure Fund
Growth
Launch Date 7 Apr 04
NAV (22 Jan 20) ₹55.6251 ↓ -0.22   (-0.39 %)
Net Assets (Cr) ₹1,253 on 31 Dec 19
Category Equity - Sectoral
AMC UTI Asset Management Company Ltd
Rating
Risk High
Expense Ratio 2.29
Sharpe Ratio 0.25
Information Ratio 0.04
Alpha Ratio 2.2
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹9,446
31 Dec 16₹9,821
31 Dec 17₹13,891
31 Dec 18₹11,720
31 Dec 19₹12,506

UTI Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹340,450.
Net Profit of ₹40,450
Invest Now

Returns for UTI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jan 20

DurationReturns
1 Month 4.4%
3 Month 6.6%
6 Month 5.7%
1 Year 14.1%
3 Year 8.1%
5 Year 4.4%
10 Year
15 Year
Since launch 12.1%
Historical performance (Yearly) on absolute basis
YearReturns
2019 6.7%
2018 -15.6%
2017 41.4%
2016 4%
2015 -5.5%
2014 60.1%
2013 -11.5%
2012 32.1%
2011 -36.5%
2010 0.9%
Fund Manager information for UTI Infrastructure Fund
NameSinceTenure
Sanjay Dongre3 Oct 0514.17 Yr.

Data below for UTI Infrastructure Fund as on 31 Dec 19

Equity Sector Allocation
SectorValue
Industrials42.88%
Financial Services20.04%
Utility12.47%
Basic Materials12.23%
Communication Services5.32%
Consumer Cyclical2.97%
Energy1.74%
Real Estate0.95%
Asset Allocation
Asset ClassValue
Cash1.41%
Equity98.59%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 05 | LT
8%₹97 Cr730,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | ICICIBANK
7%₹93 Cr1,810,000
State Bank of India (Financial Services)
Equity, Since 31 Jan 11 | SBIN
7%₹83 Cr2,440,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 11 | 532215
6%₹81 Cr1,090,000
Shree Cement Ltd (Basic Materials)
Equity, Since 31 May 04 | 500387
6%₹78 Cr37,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 17 | BHARTIARTL
5%₹68 Cr1,540,000
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 12 | ULTRACEMCO
5%₹58 Cr136,000
Voltas Ltd (Industrials)
Equity, Since 29 Feb 12 | VOLTAS
4%₹45 Cr640,000
↓ -45,000
Blue Star Ltd (Industrials)
Equity, Since 31 Mar 12 | BLUESTARCO
3%₹43 Cr550,000
Container Corporation of India Ltd (Industrials)
Equity, Since 30 Nov 15 | 531344
3%₹42 Cr730,000

5. UTI Long Term Equity Fund

(Erstwhile UTI Long Term Equity Fund (Tax Saving))

The funds collected under the scheme shall be invested in equities, fully convertible debentures/ bonds and warrants of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the non-convertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from their acquisition.

UTI Long Term Equity Fund is a Equity - ELSS fund was launched on 15 Dec 99. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.3% since its launch.  Ranked 29 in ELSS category.  Return for 2019 was 10.4% , 2018 was -6.5% and 2017 was 33.1% .

Below is the key information for UTI Long Term Equity Fund

UTI Long Term Equity Fund
Growth
Launch Date 15 Dec 99
NAV (22 Jan 20) ₹93.9587 ↓ -0.09   (-0.10 %)
Net Assets (Cr) ₹1,309 on 31 Dec 19
Category Equity - ELSS
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 2.53
Sharpe Ratio 0.61
Information Ratio -0.78
Alpha Ratio 1.57
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,262
31 Dec 16₹10,601
31 Dec 17₹14,110
31 Dec 18₹13,198
31 Dec 19₹14,564

UTI Long Term Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for UTI Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 22 Jan 20

DurationReturns
1 Month 2.5%
3 Month 9.3%
6 Month 12.6%
1 Year 13.2%
3 Year 11%
5 Year 7.1%
10 Year
15 Year
Since launch 14.3%
Historical performance (Yearly) on absolute basis
YearReturns
2019 10.4%
2018 -6.5%
2017 33.1%
2016 3.3%
2015 2.6%
2014 40.7%
2013 7.1%
2012 26.9%
2011 -23.4%
2010 17.6%
Fund Manager information for UTI Long Term Equity Fund
NameSinceTenure
Vetri Subramaniam1 Sep 172.25 Yr.
Vishal Chopda30 Aug 190.25 Yr.

Data below for UTI Long Term Equity Fund as on 31 Dec 19

Equity Sector Allocation
SectorValue
Financial Services33.72%
Consumer Cyclical17.19%
Technology9.25%
Utility8.81%
Consumer Defensive7.57%
Basic Materials6.1%
Health Care4.71%
Industrials3.16%
Real Estate2.43%
Communication Services2.1%
Energy1.87%
Asset Allocation
Asset ClassValue
Cash3.08%
Equity96.92%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 11 | HDFCBANK
9%₹113 Cr890,000
↑ 70,586
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 07 | ICICIBANK
8%₹109 Cr2,122,700
↓ -63,505
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 10 | 532215
6%₹73 Cr991,433
Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY
5%₹69 Cr984,700
↑ 37,608
ITC Ltd (Consumer Defensive)
Equity, Since 31 Jan 03 | ITC
4%₹48 Cr1,930,859
IndusInd Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | INDUSINDBK
3%₹42 Cr264,660
Net Current Assets
Net Current Assets | -
3%₹39 Cr00
Gujarat Gas Ltd (Utilities)
Equity, Since 30 Sep 17 | 539336
2%₹30 Cr1,421,198
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 13 | BHARTIARTL
2%₹27 Cr608,601
Muthoot Finance Ltd (Financial Services)
Equity, Since 30 Sep 17 | 533398
2%₹26 Cr381,901

UTI Mutual Fund Name Changes

After SEBI's (Securities and Exchange Board of India) circulation on re-categorisation and rationalisation of open-ended mutual funds, many Mutual Fund Houses are incorporating changes in their scheme names and categories. SEBI introduced new and broad categories in Mutual Funds in order to bring uniformity in similar schemes launched by the different Mutual Funds. This is to aim and ensure that investors can find it easier to compare the products and evaluate the different options available before investing in a scheme.

Here is a list of UTI schemes that got new name:

Existing Scheme Name New Scheme Name
UTI Balanced Fund UTI Hybrid Equity Fund
UTI Banking Sector Fund UTI Banking and Financial Services Fund
UTI - bond Fund UTI Bond Fund
UTI CCP Advantage Fund UTI Children's Career Fund - Investment plan
UTI Children'S Career Balanced Plan UTI Children's Career Fund - Savings Plan
UTI - Dividend Yield Fund UTI Dividend Yield Fund
UTI - Floating Rate Fund - Short Term Plan UTI Ultra Short Term fund
UTI Gilt Advantage Fund- LTP UTI Gilt Fund
UTI G-Sec Fund - Short Term Plan UTI Overnight Fund
UTI Income Opportunities Fund UTI Credit Risk Fund
UTI Long Term Equity Fund (Tax Saving) UTI Long Term Equity Fund
UTI MIS Advantage Plan UTI Regular Savings Fund
UTI - MNC Fund UTI MNC Fund
UTI Opportunities Fund UTI Value Opportunities Fund
UTI Pharma & Healthcare Fund UTI Healthcare Fund
UTI SPREAD Fund UTI Arbitrage Fund
UTI Top 100 Fund UTI Core Equity Fund
UTI Wealth Builder Fund UTI Multi Asset Fund

*Note-The list will be updated as and when we get an insight about the changes in the scheme names.

UTI MFOnline

UTI offers its investors online mode of investment through which, they can purchase and sell Mutual Fund units from anywhere and at any time as per their convenience. Through online mode, people can transact in Mutual Fund in just a few clicks. By opting for online channel, people can invest in UTI schemes either directly through the Mutual Fund website or through distributor’s portal.

UTI SIP

SIP mode of investment is available in most of the schemes of UTI. SIP or Systematic Investment Plan is an investment mode through which people can invest in Mutual Fund schemes in small amounts at regular intervals. Through SIP, people can plan for their goal-wise investment and accomplish it in a timely manner. In addition, people can ensure that by opting for SIP their current budget is not hampered.

Mutual Fund Calculator

UTI Mutual Fund similar to other fund houses offers a mutual fund calculator. Also known as sip calculator, it helps people to assess the savings amount at present to attain their future objectives. In addition, people can also see how their SIP investment grows virtually. Some of the input data that needs to be entered in the SIP calculator include current income of the individuals, how much money the individuals can save, the expected rate of returns on investment and other related parameters.

Know Your Monthly SIP Amount

   
My Goal Amount:
Goal Tenure:
Years
Expected Annual Returns:
%
Total investment required is ₹3/month for 20 Years
  or   ₹257 one time (Lumpsum)
to achieve ₹5,000
Invest Now

UTI Mutual Fund Account Statement

UTI Mutual Fund offers you the convenience of online logging the request for Account statement. All you need to do visit their website and under the option of UTI MF SOA enter your Folio number or 1st Holder's PAN or Email ID registered under the Folio and choose the option of delivery. If you opt for Email, the account Statement will be sent to the registered e-mail id and if you opt for Physical, the hard copy will be sent to the registered address. If you enter 1st holder's PAN or Email ID, you will receive SoAs with live units pertaining to various Folios (wherever applicable) having the same PAN or same Email ID of the 1st holder.

How to Invest in UTI Mutual Fund?

  1. Open Free Investment Account for Lifetime at Fincash.com.

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

    Get Started

UTI Mutual Fund NAV

Current Net Asset Value or NAV of the various schemes of UTI is available on both fund house’s as well as AMFI’s website. In addition, both these websites also provide with the historical NAV. This NAV shows the track record of the Mutual Fund scheme till date.

Why Opt for UTI Mutual Fund?

a. Safety

UTI Mutual Fund always strives for the safety of the investor’s money and for capital appreciation by investing it in a prudent manner.

b. Tax Benefits

The fund house offers a tax savings Mutual Fund through which people can plan for their taxes. Also, in other schemes, people can claim the tax benefits based on the scheme category.

c. Consistent Returns

UTI Mutual Fund always strives hard to deliver consistent returns to their investors so that they can attain their objectives.

d. Ease of Access

Investors can monitor and access their mutual fund account anytime and anywhere online. Also, the transaction and interaction process with the fund house is also hassle-free and very user-friendly.

f. Retirement Planning

UTI schemes also help investors to plan for their future. It helps them in mapping out retirement plans and has some well-crafted schemes like UTI – Retirement Benefit Pension Fund Investment to help the investors.

Address

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East), Mumbai- 400051

Sponsors

  1. State Bank of India (SBI)
  2. Punjab National Bank (PNB)
  3. Bank of Baroda (BoB)
  4. Life Insurance Corporation (LIC)
Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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