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UTI Mutual Fund

Updated on October 17, 2024 , 20618 views

UTI or Unit Trust of India is the first investment company before the entry of other public and private sector entities in the Indian Mutual Fund industry. The primary objective of UTI was divided into two parts. The first part is mobilization of retail savings while the latter deals with investing the same in capital markets. The Asset Management Company (AMC) has been present for the last five decades and was a sole investment vehicle for Indian citizens until early 90’s.

Today, UTI Mutual Fund offers a wide range of schemes under various categories and has been India’s one of the most trusted wealth creators. The contribution of UTI MF has been immense in the industrial and capital growth of Indian market.

AMC	UTI Mutual Fund
Date of Setup	February 01, 2003
AUM	INR 153183.13 crore (Jun-30-2018)
CEO/MD	Mr. Leo Puri
Compliance Officer	Mr. Vivek Maheshwari
Investor Service Officer	Ms Nanda Malai
Customer Care Number	1800 22 1230
Fax	022 – 66786503/66786578
Telephone	022 – 66786666
Email	service[AT]uti.co.in
Website	www.utimf.com

About UTI MF

In 2002, the Parliament passed an Act that paved way for bifurcation of UTI into Specified Undertaking of Unit Trust of India (SUUTI) and UTI Mutual Fund (UTIMF). UTI Mutual Fund thus became a SEBI registered Mutual Fund in February 2003, from the erstwhile UTI. The fund house as mentioned above is sponsored by four Indian nationalized institutions that include SBI, PNB, BoB, and LIC. Each of these sponsors hold 18.29% stake in the paid up capital of UTI AMC. The remaining 26% stake is owned by T Rowe Price International Limited a subsidiary of T Rowe Price Group Inc.

The mission of UTI is, to be the most preferred Mutual Fund. UTI MF has assets under management across various businesses that include domestic Mutual Fund, international business, and Alternative Investment Funds. The Mutual Fund company has been flexible and proved its mantle during economic and global downturns and turnarounds. UTI is present at pan India level with nearly 150 branches, a number of Business Development Associates, and over one crore investor accounts.

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UTI Mutual Funds Schemes

UTI Mutual Fund offers numerous schemes under equity, debt, hybrid, and Liquid Fund categories. These schemes are designed keeping in mind the varied and diverse requirements of the individuals so that they can attain their goals. So, let us look at these categories of Mutual Fund along with the top and best funds under each category.

UTI Equity Mutual Funds

Equity Funds are the ones who invest a major portion of their fund money in equity shares of various companies. These schemes are considered to be a good investment option for long-term tenure. People investing in equity schemes are considered to be risk seeking individuals. Equity funds are classified into Large cap funds, mid cap funds, Small cap funds, sectoral funds, and so on. Some of the top and best UTI Mutual Funds under equity category are listed below.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
UTI Infrastructure Fund Growth	₹148.396 ↑ 0.77	₹2,453	-0.4	15.8	46.3	22.7	23.3	38.2
UTI Core Equity Fund Growth	₹181.497 ↑ 0.72	₹3,931	2.9	22.8	46	20	25.3	34.4
UTI Transportation & Logistics Fund Growth	₹269.134 ↑ 0.76	₹3,843	-2.1	14.4	44.2	24.5	24	40.1
UTI MNC Fund Growth	₹413.65 ↓ -1.42	₹3,174	1.1	18.1	31.8	13	15.8	22.6
UTI Banking and Financial Services Fund Growth	₹176.49 ↑ 1.92	₹1,150	2.5	14.8	27.2	12.1	13.6	19.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Oct 24

UTI Debt Mutual Funds

Debt or fixed income fund refer to the schemes that invest a major stake of their corpus in various fixed income instruments. These schemes are considered as a good investment option on a short-term basis. People having a low-risk appetite can ideally prefer investing in debt funds. These schemes are classified on the basis of maturity profiles of the underlying assets forming part of the portfolio. Some of the top and Best UTI Debt Funds are tabulated as follows.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
UTI Dynamic Bond Fund Growth	₹29.4012 ↓ -0.04	₹464	2.6	5.1	9.6	8	6.2	7.02%	5Y 8M 5D	7Y 11M 26D
UTI Banking & PSU Debt Fund Growth	₹20.7401 ↓ 0.00	₹827	2.2	4.3	8.1	8	6.7	7.43%	2Y 6M 25D	3Y 22D
UTI Gilt Fund Growth	₹59.8251 ↓ -0.11	₹655	2.5	5.4	10.2	5.9	6.7	7%	6Y 4M 6D	9Y 2M 8D
UTI Bond Fund Growth	₹69.5846 ↓ -0.07	₹310	2.5	5.2	9.3	7.9	6.4	7.21%	6Y 7M 13D	9Y 9M 29D
UTI Short Term Income Fund Growth	₹30.0298 ↓ -0.01	₹2,987	2.3	4.2	8.3	5.9	6.9	7.74%	2Y 6M 25D	3Y 3M 7D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Oct 24

UTI Balanced Funds

Balanced funds also known as hybrid funds enjoy the benefits of both equity and debt instruments. In other words, these schemes invest their accumulated corpus in a combination of both equity and debt instruments in a prefixed ratio. These schemes are classified into Monthly Income Plan (MIP) and hybrid funds based on their underlying equity investments. The top and Best UTI Mutual Fund Schemes under Balanced Fund category are as follows.

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2023 (%)
UTI Regular Savings Fund Growth	₹66.9496 ↓ -0.02	₹1,641	2.9	9.7	16.8	8.6	10.3	11.3
UTI Hybrid Equity Fund Growth	₹402.916 ↑ 1.00	₹6,189	2.5	16.9	32.8	15.7	20	25.5
UTI Arbitrage Fund Growth	₹33.3602 ↓ -0.02	₹6,025	1.6	3.4	7.5	6	5.3	7.2
UTI Multi Asset Fund Growth	₹72.9093 ↑ 0.00	₹3,460	3	11.5	36.7	17.7	16.4	29.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Oct 24

UTI Liquid Funds

Liquid fund a category of Debt fund invests a major proportion of its corpus in fixed income instruments having less maturity tenure. The maturity of these schemes is less than or equal to 90 days. It is considered as one of the safe investment options for a short-term tenure. People having excess funds in their savings bank account can choose to invest in a liquid fund to earn more as compared to a Savings Account. UTI MF offers two schemes under liquid fund category. The performance of these schemes is as follows.

Popular UTI Mutual Funds

Below is the list of popular UTI Mutual Funds in the market.

1. UTI Credit Risk Fund

(Erstwhile UTI Income Opportunities Fund)

The investment objective of the scheme is to generate reasonable income and capital appreciation by investing in debt and money market instruments across different maturities and credit ratings. There is no assurance that the investment objective of the scheme will be achieved.

UTI Credit Risk Fund is a Debt - Credit Risk fund was launched on 19 Nov 12. It is a fund with Moderate risk and has given a CAGR/Annualized return of 4.1% since its launch. Ranked 20 in Credit Risk category. Return for 2023 was 6.6% , 2022 was 3.9% and 2021 was 21.5% .

Below is the key information for UTI Credit Risk Fund

UTI Credit Risk Fund Growth
Launch Date	19 Nov 12
NAV (18 Oct 24)	₹16.1875 ↓ 0.00 (-0.02 %)
Net Assets (Cr)	₹334 on 31 Aug 24
Category	Debt - Credit Risk
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	Moderate
Expense Ratio	1.63
Sharpe Ratio	-0.14
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity	8.18%
Effective Maturity	2 Years 11 Months 12 Days
Modified Duration	2 Years 25 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 19	₹10,000
30 Sep 20	₹7,121
30 Sep 21	₹8,689
30 Sep 22	₹9,020
30 Sep 23	₹9,639
30 Sep 24	₹10,390

UTI Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹182,789.
Net Profit of ₹2,789 Invest Now

Returns for UTI Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Oct 24

Duration	Returns
1 Month	0.6%
3 Month	2.5%
6 Month	4.4%
1 Year	8%
3 Year	5.9%
5 Year	0.8%
10 Year
15 Year
Since launch	4.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	6.6%
2022	3.9%
2021	21.5%
2020	-27.8%
2019	-4.8%
2018	5.5%
2017	6.9%
2016	10.3%
2015	8.9%
2014	11.5%

Fund Manager information for UTI Credit Risk Fund

Name	Since	Tenure
Ritesh Nambiar	9 Nov 12	11.9 Yr.

Data below for UTI Credit Risk Fund as on 31 Aug 24

Asset Allocation

Asset Class	Value
Cash	30.33%
Debt	69.32%
Other	0.35%

Debt Sector Allocation

Sector	Value
Corporate	54.05%
Cash Equivalent	30.33%
Government	15.27%

Credit Quality

Rating	Value
AA	77.31%
AAA	22.69%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.1% Govt Stock 2034 Sovereign Bonds \| -	9%	₹31 Cr	305,000,000
Piramal Capital & Housing Finance Limited Debentures \| -	8%	₹25 Cr	337,678
Godrej Industries Limited Debentures \| -	8%	₹25 Cr	250
Century Textiles And Industried Limited Debentures \| -	7%	₹24 Cr	2,400
TATA Projects Limited Debentures \| -	6%	₹20 Cr	200
Tmf Holdings Limited Debentures \| -	6%	₹18 Cr	150
TVS Credit Services Limited Debentures \| -	5%	₹15 Cr	150
Nirma Limited Debentures \| -	5%	₹15 Cr	1,500
G R Infraprojects Limited Debentures \| -	5%	₹15 Cr	150
07.18 Goi 2033 Sovereign Bonds \| -	4%	₹14 Cr	135,000,000 ↓ -100,000,000

2. UTI Value Opportunities Fund

(Erstwhile UTI Opportunities Fund)

This scheme seeks to generate capital appreciation and/or income distribution by investing the funds of the scheme in equity shares and equity-related instruments. The main focus of this scheme is to capitalize on opportunities arising in the market by responding to the dynamically changing Indian economy by moving its investments amongst different sectors as prevailing trends change.

UTI Value Opportunities Fund is a Equity - Value fund was launched on 20 Jul 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.9% since its launch. Ranked 82 in Value category. Return for 2023 was 26.7% , 2022 was 4.3% and 2021 was 30.4% .

Below is the key information for UTI Value Opportunities Fund

UTI Value Opportunities Fund Growth
Launch Date	20 Jul 05
NAV (18 Oct 24)	₹172.365 ↑ 0.40 (0.24 %)
Net Assets (Cr)	₹10,543 on 31 Aug 24
Category	Equity - Value
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.85
Sharpe Ratio	2.88
Information Ratio	0.36
Alpha Ratio	4.79
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 19	₹10,000
30 Sep 20	₹10,327
30 Sep 21	₹16,690
30 Sep 22	₹16,695
30 Sep 23	₹19,565
30 Sep 24	₹29,296

UTI Value Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for UTI Value Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Oct 24

Duration	Returns
1 Month	-0.5%
3 Month	4.1%
6 Month	25.4%
1 Year	45.8%
3 Year	18%
5 Year	23.2%
10 Year
15 Year
Since launch	15.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	26.7%
2022	4.3%
2021	30.4%
2020	19%
2019	10.4%
2018	-2.4%
2017	29.1%
2016	2.6%
2015	-5.9%
2014	41.2%

Fund Manager information for UTI Value Opportunities Fund

Name	Since	Tenure
Amit Premchandani	1 Feb 18	6.67 Yr.

Data below for UTI Value Opportunities Fund as on 31 Aug 24

Equity Sector Allocation

Sector	Value
Financial Services	30.12%
Consumer Cyclical	11.87%
Technology	11.45%
Basic Materials	9.71%
Health Care	9.26%
Communication Services	6.53%
Industrials	4.84%
Energy	3.95%
Consumer Defensive	3.65%
Utility	3.46%
Real Estate	1.44%

Asset Allocation

Asset Class	Value
Cash	3.54%
Equity	96.28%
Debt	0.18%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| HDFCBANK	9%	₹927 Cr	5,350,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 07 \| ICICIBANK	5%	₹560 Cr	4,400,000
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	5%	₹553 Cr	2,950,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	4%	₹393 Cr	2,300,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| 532215	3%	₹320 Cr	2,600,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 23 \| KOTAKBANK	3%	₹315 Cr	1,700,000
Tech Mahindra Ltd (Technology) Equity, Since 30 Apr 20 \| 532755	3%	₹288 Cr	1,825,000
State Bank of India (Financial Services) Equity, Since 31 Jul 18 \| SBIN	3%	₹284 Cr	3,600,000 ↑ 200,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| M&M	2%	₹263 Cr	850,000 ↑ 25,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	2%	₹251 Cr	850,000 ↑ 50,000

3. UTI Liquid Cash Plan

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Liquid Cash Plan is a Debt - Liquid Fund fund was launched on 11 Dec 03. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch. Ranked 32 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.3% .

Below is the key information for UTI Liquid Cash Plan

UTI Liquid Cash Plan Growth
Launch Date	11 Dec 03
NAV (18 Oct 24)	₹4,082.07 ↑ 0.73 (0.02 %)
Net Assets (Cr)	₹23,291 on 31 Aug 24
Category	Debt - Liquid Fund
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Low
Expense Ratio	0.26
Sharpe Ratio	2.57
Information Ratio	0
Alpha Ratio	0
Min Investment	500
Min SIP Investment	1,500
Exit Load	NIL
Yield to Maturity	7.05%
Effective Maturity	1 Month 5 Days
Modified Duration	1 Month 5 Days

Growth of 10,000 investment over the years.

Date	Value
30 Sep 19	₹10,000
30 Sep 20	₹10,477
30 Sep 21	₹10,812
30 Sep 22	₹11,251
30 Sep 23	₹12,025
30 Sep 24	₹12,908

UTI Liquid Cash Plan SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for UTI Liquid Cash Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Oct 24

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.5%
1 Year	7.4%
3 Year	6.1%
5 Year	5.2%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	4.8%
2021	3.3%
2020	4.2%
2019	6.6%
2018	7.4%
2017	6.7%
2016	7.7%
2015	8.3%
2014	9.1%

Fund Manager information for UTI Liquid Cash Plan

Name	Since	Tenure
Amit Sharma	7 Jul 17	7.24 Yr.

Data below for UTI Liquid Cash Plan as on 31 Aug 24

Asset Allocation

Asset Class	Value
Cash	99.71%
Other	0.29%

Debt Sector Allocation

Sector	Value
Cash Equivalent	59.78%
Corporate	37.57%
Government	2.36%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Net Current Assets Net Current Assets \| -	10%	-₹2,205 Cr
91 DTB 12122024 Sovereign Bonds \| -	7%	₹1,531 Cr	15,500,000,000 ↑ 15,500,000,000
91 DTB 05122024 Sovereign Bonds \| -	4%	₹784 Cr	7,933,280,000
HDFC Bank Limited Certificate of Deposit \| -	4%	₹744 Cr	7,500,000,000
HDFC Bank Limited Certificate of Deposit \| -	3%	₹690 Cr	7,000,000,000
Larsen & Toubro Ltd. Commercial Paper \| -	3%	₹597 Cr	6,000,000,000 ↑ 6,000,000,000
6.18% Govt Stock 2024 Sovereign Bonds \| -	3%	₹550 Cr	5,500,000,000
India (Republic of) - \| -	2%	₹499 Cr	5,000,000,000
Jamnagar Utilities & Power Pvt. Ltd. Commercial Paper \| -	2%	₹498 Cr	5,000,000,000
Reliance Retail Ventures Limited Commercial Paper \| -	2%	₹496 Cr	5,000,000,000

4. UTI Infrastructure Fund

The investment objective of the Scheme is to provide income distribution and / or medium to long term "capital appreciation" by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.

UTI Infrastructure Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 14.5% since its launch. Ranked 28 in Sectoral category. Return for 2023 was 38.2% , 2022 was 8.8% and 2021 was 39.4% .

Below is the key information for UTI Infrastructure Fund

UTI Infrastructure Fund Growth
Launch Date	7 Apr 04
NAV (18 Oct 24)	₹148.396 ↑ 0.77 (0.52 %)
Net Assets (Cr)	₹2,453 on 31 Aug 24
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.25
Sharpe Ratio	3.25
Information Ratio	-0.3
Alpha Ratio	4.86
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 19	₹10,000
30 Sep 20	₹8,439
30 Sep 21	₹15,039
30 Sep 22	₹15,533
30 Sep 23	₹19,444
30 Sep 24	₹29,518

UTI Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for UTI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Oct 24

Duration	Returns
1 Month	-1.3%
3 Month	-0.4%
6 Month	15.8%
1 Year	46.3%
3 Year	22.7%
5 Year	23.3%
10 Year
15 Year
Since launch	14.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	38.2%
2022	8.8%
2021	39.4%
2020	3.4%
2019	6.7%
2018	-15.6%
2017	41.4%
2016	4%
2015	-5.5%
2014	60.1%

Fund Manager information for UTI Infrastructure Fund

Name	Since	Tenure
Sachin Trivedi	1 Sep 21	3.08 Yr.

Data below for UTI Infrastructure Fund as on 31 Aug 24

Equity Sector Allocation

Sector	Value
Industrials	39.54%
Utility	13.25%
Communication Services	12.61%
Energy	11.28%
Basic Materials	6.41%
Financial Services	6.07%
Consumer Cyclical	3.72%
Real Estate	3.65%

Asset Allocation

Asset Class	Value
Cash	3.36%
Equity	96.55%
Debt	0.09%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 17 \| BHARTIARTL	12%	₹294 Cr	1,718,302
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 05 \| LT	10%	₹245 Cr	667,396
NTPC Ltd (Utilities) Equity, Since 31 Dec 18 \| 532555	7%	₹185 Cr	4,178,944
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 22 \| RELIANCE	5%	₹123 Cr	415,725
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 12 \| 532538	5%	₹114 Cr	96,500
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Sep 23 \| 500312	3%	₹86 Cr	2,886,087
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Nov 22 \| INDIGO	3%	₹80 Cr	166,085
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 11 \| 532215	3%	₹72 Cr	581,655
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	3%	₹71 Cr	491,713
Brigade Enterprises Ltd (Real Estate) Equity, Since 30 Apr 21 \| 532929	2%	₹58 Cr	409,636 ↑ 46,585

5. UTI Long Term Equity Fund

(Erstwhile UTI Long Term Equity Fund (Tax Saving))

The funds collected under the scheme shall be invested in equities, fully convertible debentures/ bonds and warrants of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the non-convertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from their acquisition.

UTI Long Term Equity Fund is a Equity - ELSS fund was launched on 15 Dec 99. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.2% since its launch. Ranked 29 in ELSS category. Return for 2023 was 24.3% , 2022 was -3.5% and 2021 was 33.1% .

Below is the key information for UTI Long Term Equity Fund

UTI Long Term Equity Fund Growth
Launch Date	15 Dec 99
NAV (18 Oct 24)	₹212.001 ↑ 0.12 (0.05 %)
Net Assets (Cr)	₹4,121 on 31 Aug 24
Category	Equity - ELSS
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.9
Sharpe Ratio	2.13
Information Ratio	-1.01
Alpha Ratio	-3.75
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Sep 19	₹10,000
30 Sep 20	₹10,312
30 Sep 21	₹16,986
30 Sep 22	₹16,616
30 Sep 23	₹18,662
30 Sep 24	₹25,722

UTI Long Term Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for UTI Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Oct 24

Duration	Returns
1 Month	-2.3%
3 Month	1.8%
6 Month	19.5%
1 Year	32.5%
3 Year	11.6%
5 Year	19.6%
10 Year
15 Year
Since launch	15.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	24.3%
2022	-3.5%
2021	33.1%
2020	20.2%
2019	10.4%
2018	-6.5%
2017	33.1%
2016	3.3%
2015	2.6%
2014	40.7%

Fund Manager information for UTI Long Term Equity Fund

Name	Since	Tenure
Vishal Chopda	30 Aug 19	5.09 Yr.

Data below for UTI Long Term Equity Fund as on 31 Aug 24

Equity Sector Allocation

Sector	Value
Financial Services	27.85%
Consumer Cyclical	15.55%
Technology	10.14%
Consumer Defensive	8.66%
Industrials	8.46%
Basic Materials	5.98%
Communication Services	5.97%
Health Care	5.89%
Utility	4.54%
Energy	2.62%
Real Estate	2.57%

Asset Allocation

Asset Class	Value
Cash	1.7%
Equity	98.22%
Debt	0.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 11 \| HDFCBANK	7%	₹306 Cr	1,765,955 ↓ -2,695
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 07 \| ICICIBANK	7%	₹306 Cr	2,399,846 ↓ -3,693
Infosys Ltd (Technology) Equity, Since 31 Jan 03 \| INFY	5%	₹229 Cr	1,222,160 ↓ -10,047
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Mar 13 \| BHARTIARTL	5%	₹190 Cr	1,113,374 ↓ -10,604
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 10 \| 532215	3%	₹133 Cr	1,082,691 ↓ -1,720
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 30 Sep 19 \| 540376	3%	₹112 Cr	219,106 ↓ -9,265
Godrej Consumer Products Ltd (Consumer Defensive) Equity, Since 31 May 21 \| 532424	2%	₹102 Cr	729,657 ↓ -6,423
Whirlpool of India Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| 500238	2%	₹100 Cr	435,852
IndusInd Bank Ltd (Financial Services) Equity, Since 31 Mar 23 \| INDUSINDBK	2%	₹95 Cr	652,920
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jul 12 \| MARUTI	2%	₹90 Cr	67,932 ↑ 2,951

UTI Mutual Fund Name Changes

After SEBI's (Securities and Exchange Board of India) circulation on re-categorisation and rationalisation of open-ended mutual funds, many Mutual Fund Houses are incorporating changes in their scheme names and categories. SEBI introduced new and broad categories in Mutual Funds in order to bring uniformity in similar schemes launched by the different Mutual Funds. This is to aim and ensure that investors can find it easier to compare the products and evaluate the different options available before investing in a scheme.

Here is a list of UTI schemes that got new name:

Existing Scheme Name	New Scheme Name
UTI Balanced Fund	UTI Hybrid Equity Fund
UTI Banking Sector Fund	UTI Banking and Financial Services Fund
UTI - bond Fund	UTI Bond Fund
UTI CCP Advantage Fund	UTI Children's Career Fund - Investment Plan
UTI Children'S Career Balanced Plan	UTI Children's Career Fund - Savings Plan
UTI - Dividend Yield Fund	UTI Dividend Yield Fund
UTI - Floating Rate Fund - Short Term Plan	UTI Ultra Short Term fund
UTI Gilt Advantage Fund- LTP	UTI Gilt Fund
UTI G-Sec Fund - Short Term Plan	UTI Overnight Fund
UTI Income Opportunities Fund	UTI Credit Risk Fund
UTI Long Term Equity Fund (Tax Saving)	UTI Long Term Equity Fund
UTI MIS Advantage Plan	UTI Regular Savings Fund
UTI - MNC Fund	UTI MNC Fund
UTI Opportunities Fund	UTI Value Opportunities Fund
UTI Pharma & Healthcare Fund	UTI Healthcare Fund
UTI SPREAD Fund	UTI Arbitrage Fund
UTI Top 100 Fund	UTI Core Equity Fund
UTI Wealth Builder Fund	UTI Multi Asset Fund

*Note-The list will be updated as and when we get an insight about the changes in the scheme names.

UTI MFOnline

UTI offers its investors online mode of investment through which, they can purchase and sell Mutual Fund units from anywhere and at any time as per their convenience. Through online mode, people can transact in Mutual Fund in just a few clicks. By opting for online channel, people can invest in UTI schemes either directly through the Mutual Fund website or through distributor’s portal.

UTI SIP

SIP mode of investment is available in most of the schemes of UTI. SIP or Systematic Investment Plan is an investment mode through which people can invest in Mutual Fund schemes in small amounts at regular intervals. Through SIP, people can plan for their goal-wise investment and accomplish it in a timely manner. In addition, people can ensure that by opting for SIP their current budget is not hampered.

Mutual Fund Calculator

UTI Mutual Fund similar to other fund houses offers a mutual fund calculator. Also known as sip calculator, it helps people to assess the savings amount at present to attain their future objectives. In addition, people can also see how their SIP investment grows virtually. Some of the input data that needs to be entered in the SIP calculator include current income of the individuals, how much money the individuals can save, the expected rate of returns on investment and other related parameters.

Know Your Monthly SIP Amount

Total investment required is ₹3/month for 20 Years
or ₹257 one time (Lumpsum)
to achieve ₹5,000 Invest Now

UTI Mutual Fund Account Statement

UTI Mutual Fund offers you the convenience of online logging the request for Account statement. All you need to do visit their website and under the option of UTI MF SOA enter your Folio number or 1st Holder's PAN or Email ID registered under the Folio and choose the option of delivery. If you opt for Email, the account Statement will be sent to the registered e-mail id and if you opt for Physical, the hard copy will be sent to the registered address. If you enter 1st holder's PAN or Email ID, you will receive SoAs with live units pertaining to various Folios (wherever applicable) having the same PAN or same Email ID of the 1st holder.

How to Invest in UTI Mutual Fund?

Open Free Investment Account for Lifetime at Fincash.com.

Complete your Registration and KYC Process

Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

Get Started

UTI Mutual Fund NAV

Current Net Asset Value or NAV of the various schemes of UTI is available on both fund house’s as well as AMFI’s website. In addition, both these websites also provide with the historical NAV. This NAV shows the track record of the Mutual Fund scheme till date.

Why Opt for UTI Mutual Fund?

a. Safety

UTI Mutual Fund always strives for the safety of the investor’s money and for capital appreciation by investing it in a prudent manner.

b. Tax Benefits

The fund house offers a tax savings Mutual Fund through which people can plan for their taxes. Also, in other schemes, people can claim the tax benefits based on the scheme category.

c. Consistent Returns

UTI Mutual Fund always strives hard to deliver consistent returns to their investors so that they can attain their objectives.

d. Ease of Access

Investors can monitor and access their mutual fund account anytime and anywhere online. Also, the transaction and interaction process with the fund house is also hassle-free and very user-friendly.

f. Retirement Planning

UTI schemes also help investors to plan for their future. It helps them in mapping out retirement plans and has some well-crafted schemes like UTI – Retirement Benefit Pension Fund Investment to help the investors.

Address

UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East), Mumbai- 400051

Sponsors

State Bank of India (SBI)
Punjab National Bank (PNB)
Bank of Baroda (BoB)
Life Insurance Corporation (LIC)

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.