+91-22-48913909UTI Mutual Fund
UTI or Unit Trust of India is the first investment company before the entry of other public and private sector entities in the Indian Mutual Fund industry. The primary objective of UTI was divided into two parts. The first part is mobilization of retail savings while the latter deals with Investing the same in capital markets. The Asset Management Company (AMC) has been present for the last five decades and was a sole investment vehicle for Indian citizens until early 90’s.
Today, UTI Mutual Fund offers a wide range of schemes under various categories and has been India’s one of the most trusted wealth creators. The contribution of UTI MF has been immense in the industrial and capital growth of Indian market.
| AMC | UTI Mutual Fund |
|---|---|
| Date of Setup | February 01, 2003 |
| AUM | INR 153183.13 crore (Jun-30-2018) |
| CEO/MD | Mr. Leo Puri |
| Compliance Officer | Mr. Vivek Maheshwari |
| Investor Service Officer | Ms Nanda Malai |
| Customer Care Number | 1800 22 1230 |
| Fax | 022 – 66786503/66786578 |
| Telephone | 022 – 66786666 |
| service[AT]uti.co.in | |
| Website | www.utimf.com |
About UTI MF
In 2002, the Parliament passed an Act that paved way for bifurcation of UTI into Specified Undertaking of Unit Trust of India (SUUTI) and UTI Mutual Fund (UTIMF). UTI Mutual Fund thus became a SEBI registered Mutual Fund in February 2003, from the erstwhile UTI. The fund house as mentioned above is sponsored by four Indian nationalized institutions that include SBI, PNB, BoB, and LIC. Each of these sponsors hold 18.29% stake in the paid up capital of UTI AMC. The remaining 26% stake is owned by T Rowe Price International Limited a subsidiary of T Rowe Price Group Inc.
The mission of UTI is, to be the most preferred Mutual Fund. UTI MF has assets under management across various businesses that include domestic Mutual Fund, international business, and Alternative Investment Funds. The Mutual Fund company has been flexible and proved its mantle during economic and global downturns and turnarounds. UTI is present at pan India level with nearly 150 branches, a number of Business Development Associates, and over one crore investor accounts.
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UTI Mutual Funds Schemes
UTI Mutual Fund offers numerous schemes under equity, debt, hybrid, and Liquid Fund categories. These schemes are designed keeping in mind the varied and diverse requirements of the individuals so that they can attain their goals. So, let us look at these categories of Mutual Fund along with the top and best funds under each category.
Fund Selection Methodology used to find 5 funds
UTI Equity Mutual Funds
Equity Funds are the ones who invest a major portion of their fund money in equity shares of various companies. These schemes are considered to be a good investment option for long-term tenure. People investing in equity schemes are considered to be risk seeking individuals. Equity funds are classified into Large cap funds, mid cap funds, Small cap funds, sectoral funds, and so on. Some of the top and best UTI Mutual Funds under equity category are listed below.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2025 (%) UTI Infrastructure Fund Growth ₹143.321
↓ -0.70 ₹2,158 2.1 5.2 4 12.4 13 4.3 UTI Banking and Financial Services Fund Growth ₹191.941
↓ -1.96 ₹1,440 4.4 1.4 3.9 11 10.3 16.3 UTI Core Equity Fund Growth ₹182.505
↓ -1.50 ₹6,407 2.7 3.9 2.7 13.7 13.3 7.4 UTI Transportation & Logistics Fund Growth ₹297.289
↓ -0.20 ₹4,263 9.6 10 0.9 17.5 19.7 19.5 UTI MNC Fund Growth ₹398.805
↓ -2.08 ₹2,765 4.2 7.6 -1 8 7.3 3.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Sep 26 Research Highlights & Commentary of 5 Funds showcased
Commentary UTI Infrastructure Fund UTI Banking and Financial Services Fund UTI Core Equity Fund UTI Transportation & Logistics Fund UTI MNC Fund Point 1 Bottom quartile AUM (₹2,158 Cr). Bottom quartile AUM (₹1,440 Cr). Highest AUM (₹6,407 Cr). Upper mid AUM (₹4,263 Cr). Lower mid AUM (₹2,765 Cr). Point 2 Established history (22+ yrs). Established history (22+ yrs). Established history (17+ yrs). Established history (22+ yrs). Oldest track record among peers (28 yrs). Point 3 Top rated. Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: High. Risk profile: High. Risk profile: Moderately High. Risk profile: High. Risk profile: Moderately High. Point 5 5Y return: 12.99% (lower mid). 5Y return: 10.27% (bottom quartile). 5Y return: 13.26% (upper mid). 5Y return: 19.73% (top quartile). 5Y return: 7.33% (bottom quartile). Point 6 3Y return: 12.43% (lower mid). 3Y return: 11.04% (bottom quartile). 3Y return: 13.67% (upper mid). 3Y return: 17.53% (top quartile). 3Y return: 8.02% (bottom quartile). Point 7 1Y return: 3.99% (top quartile). 1Y return: 3.92% (upper mid). 1Y return: 2.73% (lower mid). 1Y return: 0.90% (bottom quartile). 1Y return: -0.95% (bottom quartile). Point 8 Alpha: -1.10 (bottom quartile). Alpha: 4.13 (top quartile). Alpha: -0.80 (lower mid). Alpha: 0.00 (upper mid). Alpha: -9.33 (bottom quartile). Point 9 Sharpe: -0.02 (bottom quartile). Sharpe: 0.08 (upper mid). Sharpe: 0.02 (lower mid). Sharpe: 0.47 (top quartile). Sharpe: -0.03 (bottom quartile). Point 10 Information ratio: -0.40 (bottom quartile). Information ratio: 0.37 (upper mid). Information ratio: 0.40 (top quartile). Information ratio: 0.00 (lower mid). Information ratio: -0.83 (bottom quartile). UTI Infrastructure Fund
UTI Banking and Financial Services Fund
UTI Core Equity Fund
UTI Transportation & Logistics Fund
UTI MNC Fund
UTI Debt Mutual Funds
Debt or fixed income fund refer to the schemes that invest a major stake of their corpus in various fixed income instruments. These schemes are considered as a good investment option on a short-term basis. People having a low-risk appetite can ideally prefer investing in debt funds. These schemes are classified on the basis of maturity profiles of the underlying assets forming part of the portfolio. Some of the top and best UTI Debt funds are tabulated as follows.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2025 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity UTI Banking & PSU Debt Fund Growth ₹23.5514
↑ 0.00 ₹1,483 1.9 3.3 6 7.2 7.8 6.9% 8M 5D 8M 16D UTI Dynamic Bond Fund Growth ₹32.4551
↓ 0.00 ₹406 1.1 2.4 4.6 6.5 6 7.04% 1Y 9M 2Y 11M 23D UTI Money Market Fund Growth ₹3,331.91
↑ 0.16 ₹18,782 2 3.6 6.6 7.3 7.5 6.87% 6M 19D 6M 19D UTI Treasury Advantage Fund Growth ₹3,823.26
↑ 0.94 ₹2,386 1.9 3.4 6.4 7.2 7.5 7.2% 9M 10M 13D UTI Ultra Short Term Fund Growth ₹4,549.76
↑ 0.40 ₹3,444 1.8 3.3 6.1 6.7 6.6 7.13% 5M 20D 6M 23D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Sep 26 Research Highlights & Commentary of 5 Funds showcased
Commentary UTI Banking & PSU Debt Fund UTI Dynamic Bond Fund UTI Money Market Fund UTI Treasury Advantage Fund UTI Ultra Short Term Fund Point 1 Bottom quartile AUM (₹1,483 Cr). Bottom quartile AUM (₹406 Cr). Highest AUM (₹18,782 Cr). Lower mid AUM (₹2,386 Cr). Upper mid AUM (₹3,444 Cr). Point 2 Established history (12+ yrs). Established history (16+ yrs). Established history (17+ yrs). Established history (19+ yrs). Oldest track record among peers (23 yrs). Point 3 Top rated. Rating: 5★ (upper mid). Rating: 4★ (lower mid). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Point 5 1Y return: 6.00% (bottom quartile). 1Y return: 4.60% (bottom quartile). 1Y return: 6.57% (top quartile). 1Y return: 6.35% (upper mid). 1Y return: 6.12% (lower mid). Point 6 1M return: 0.64% (upper mid). 1M return: -0.11% (bottom quartile). 1M return: 0.69% (top quartile). 1M return: 0.59% (bottom quartile). 1M return: 0.63% (lower mid). Point 7 Sharpe: -0.04 (bottom quartile). Sharpe: -0.63 (bottom quartile). Sharpe: 0.73 (top quartile). Sharpe: 0.49 (upper mid). Sharpe: 0.35 (lower mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.90% (bottom quartile). Yield to maturity (debt): 7.04% (lower mid). Yield to maturity (debt): 6.87% (bottom quartile). Yield to maturity (debt): 7.20% (top quartile). Yield to maturity (debt): 7.13% (upper mid). Point 10 Modified duration: 0.68 yrs (lower mid). Modified duration: 1.75 yrs (bottom quartile). Modified duration: 0.55 yrs (upper mid). Modified duration: 0.75 yrs (bottom quartile). Modified duration: 0.47 yrs (top quartile). UTI Banking & PSU Debt Fund
UTI Dynamic Bond Fund
UTI Money Market Fund
UTI Treasury Advantage Fund
UTI Ultra Short Term Fund
UTI Balanced Funds
Balanced funds also known as hybrid funds enjoy the benefits of both equity and debt instruments. In other words, these schemes invest their accumulated corpus in a combination of both equity and debt instruments in a prefixed ratio. These schemes are classified into Monthly Income Plan (MIP) and hybrid funds based on their underlying equity investments. The top and best UTI Mutual Fund schemes under Balanced Fund category are as follows.
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2025 (%) UTI Regular Savings Fund Growth ₹70.5251
↓ -0.14 ₹1,661 1.4 1.8 1.6 7.1 7.1 6.1 UTI Arbitrage Fund Growth ₹37.5216
↓ -0.02 ₹11,152 1.6 2.9 6 6.8 6.1 6.5 UTI Hybrid Equity Fund Growth ₹401.079
↓ -2.98 ₹6,760 2 1 0.2 9.8 10.4 6.4 UTI Multi Asset Fund Growth ₹78.3794
↓ -0.48 ₹6,998 1.7 1.9 4.1 14.1 12.2 11.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Sep 26 Research Highlights & Commentary of 4 Funds showcased
Commentary UTI Regular Savings Fund UTI Arbitrage Fund UTI Hybrid Equity Fund UTI Multi Asset Fund Point 1 Bottom quartile AUM (₹1,661 Cr). Highest AUM (₹11,152 Cr). Lower mid AUM (₹6,760 Cr). Upper mid AUM (₹6,998 Cr). Point 2 Established history (22+ yrs). Established history (20+ yrs). Oldest track record among peers (31 yrs). Established history (17+ yrs). Point 3 Top rated. Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 1★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately Low. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 7.10% (lower mid). 5Y return: 6.08% (bottom quartile). 5Y return: 10.39% (upper mid). 5Y return: 12.24% (top quartile). Point 6 3Y return: 7.13% (lower mid). 3Y return: 6.80% (bottom quartile). 3Y return: 9.76% (upper mid). 3Y return: 14.10% (top quartile). Point 7 1Y return: 1.58% (lower mid). 1Y return: 5.97% (top quartile). 1Y return: 0.15% (bottom quartile). 1Y return: 4.09% (upper mid). Point 8 1M return: -1.18% (upper mid). 1M return: 0.40% (top quartile). 1M return: -3.09% (bottom quartile). 1M return: -2.56% (lower mid). Point 9 Alpha: 0.00 (top quartile). Alpha: 0.00 (upper mid). Alpha: -1.54 (bottom quartile). Alpha: 0.00 (lower mid). Point 10 Sharpe: -0.52 (bottom quartile). Sharpe: 0.48 (top quartile). Sharpe: -0.25 (lower mid). Sharpe: 0.17 (upper mid). UTI Regular Savings Fund
UTI Arbitrage Fund
UTI Hybrid Equity Fund
UTI Multi Asset Fund
UTI Liquid Funds
Liquid fund a category of debt Fund invests a major proportion of its corpus in fixed income instruments having less maturity tenure. The maturity of these schemes is less than or equal to 90 days. It is considered as one of the safe investment options for a short-term tenure. People having excess funds in their savings Bank account can choose to invest in a liquid fund to earn more as compared to a Savings Account. UTI MF offers two schemes under liquid fund category. The performance of these schemes is as follows.
Popular UTI Mutual Funds
Below is the list of popular UTI Mutual Funds in the market.
(Erstwhile UTI Income Opportunities Fund) The investment objective of the scheme is to generate reasonable income and capital appreciation by investing in debt and money market instruments across different maturities and credit ratings. There is no assurance that the investment objective of the scheme will be achieved. Below is the key information for UTI Credit Risk Fund Returns up to 1 year are on (Erstwhile UTI Opportunities Fund) This scheme seeks to generate capital appreciation and/or income distribution by investing the funds of the scheme in equity shares and equity-related instruments. The main focus of this scheme is to capitalize on opportunities arising in the market by responding to the dynamically changing Indian economy by moving its investments amongst different sectors as prevailing trends change. Research Highlights for UTI Value Opportunities Fund Below is the key information for UTI Value Opportunities Fund Returns up to 1 year are on The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. Research Highlights for UTI Liquid Cash Plan Below is the key information for UTI Liquid Cash Plan Returns up to 1 year are on The investment objective of the Scheme is to provide income distribution and / or medium to long term "capital appreciation" by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved. Research Highlights for UTI Infrastructure Fund Below is the key information for UTI Infrastructure Fund Returns up to 1 year are on (Erstwhile UTI Long Term Equity Fund (Tax Saving)) The funds collected under the scheme shall be invested in equities, fully convertible debentures/ bonds and warrants of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the non-convertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from their acquisition. Research Highlights for UTI Long Term Equity Fund Below is the key information for UTI Long Term Equity Fund Returns up to 1 year are on 1. UTI Credit Risk Fund
UTI Credit Risk Fund
Growth Launch Date 19 Nov 12 NAV (09 Sep 26) ₹18.3533 ↓ 0.00 (-0.02 %) Net Assets (Cr) ₹253 on 31 Jul 26 Category Debt - Credit Risk AMC UTI Asset Management Company Ltd Rating ☆☆ Risk Moderate Expense Ratio 1.65 Sharpe Ratio 0.22 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 7.8% Effective Maturity 2 Years 7 Months 24 Days Modified Duration 2 Years 7 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹11,991 31 Aug 23 ₹12,774 31 Aug 24 ₹13,666 31 Aug 25 ₹14,769 31 Aug 26 ₹15,683 Returns for UTI Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Sep 26 Duration Returns 1 Month 0.4% 3 Month 1.9% 6 Month 3.3% 1 Year 6.2% 3 Year 7.1% 5 Year 9.4% 10 Year 15 Year Since launch 4.5% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.4% 2024 7.9% 2023 6.6% 2022 3.9% 2021 21.5% 2020 -27.8% 2019 -4.8% 2018 5.5% 2017 6.9% 2016 10.3% Fund Manager information for UTI Credit Risk Fund
Name Since Tenure Anurag Mittal 21 Jul 26 0.11 Yr. Data below for UTI Credit Risk Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 7.04% Equity 2.16% Debt 90.28% Other 0.53% Debt Sector Allocation
Sector Value Corporate 75.08% Government 15.2% Cash Equivalent 7.04% Credit Quality
Rating Value AA 76.79% AAA 23.21% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -9% ₹24 Cr 235,000,000 Jtpm Metal TRaders Limited
Debentures | -8% ₹19 Cr 1,800 Piramal Finance Limited
Debentures | -7% ₹18 Cr 242,678 Vedanta Aluminium Metal Limited
Debentures | -6% ₹15 Cr 1,500 Aadhar Housing Finance Limited
Debentures | -6% ₹15 Cr 1,500 TATA Projects Limited
Debentures | -6% ₹15 Cr 1,500 Adani Power Limited
Debentures | -6% ₹15 Cr 1,500 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -6% ₹15 Cr 15 Avanse Financial Services Limited
Debentures | -6% ₹15 Cr 1,450 Eris Lifesciences Limited
Debentures | -5% ₹12 Cr 1,150 2. UTI Value Opportunities Fund
UTI Value Opportunities Fund
Growth Launch Date 20 Jul 05 NAV (09 Sep 26) ₹162.749 ↓ -1.34 (-0.81 %) Net Assets (Cr) ₹9,659 on 31 Jul 26 Category Equity - Value AMC UTI Asset Management Company Ltd Rating ☆ Risk Moderately High Expense Ratio 1.82 Sharpe Ratio -0.24 Information Ratio 0.31 Alpha Ratio -3.34 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,379 31 Aug 23 ₹11,716 31 Aug 24 ₹17,425 31 Aug 25 ₹16,719 31 Aug 26 ₹16,889 Returns for UTI Value Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Sep 26 Duration Returns 1 Month -3.6% 3 Month 2.2% 6 Month 1.5% 1 Year -3.7% 3 Year 11% 5 Year 10.3% 10 Year 15 Year Since launch 14.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 7% 2024 23.4% 2023 26.7% 2022 4.3% 2021 30.4% 2020 19% 2019 10.4% 2018 -2.4% 2017 29.1% 2016 2.6% Fund Manager information for UTI Value Opportunities Fund
Name Since Tenure Amit Premchandani 1 Feb 18 8.5 Yr. Data below for UTI Value Opportunities Fund as on 31 Jul 26
Equity Sector Allocation
Sector Value Financial Services 31.51% Consumer Cyclical 12.48% Industrials 9.73% Technology 8.56% Health Care 8.48% Communication Services 7.49% Energy 6.76% Real Estate 4.38% Basic Materials 4.23% Consumer Defensive 2.83% Utility 2.81% Asset Allocation
Asset Class Value Cash 0.48% Equity 99.26% Debt 0.26% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | HDFCBANK8% ₹777 Cr 10,390,192 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 07 | ICICIBANK6% ₹617 Cr 4,300,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 17 | BHARTIARTL4% ₹429 Cr 2,175,000
↓ -25,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Oct 23 | KOTAKBANK4% ₹351 Cr 9,000,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | 5322154% ₹344 Cr 2,800,000
↑ 48,910 State Bank of India (Financial Services)
Equity, Since 31 Jul 18 | SBIN3% ₹329 Cr 3,200,000
↓ -100,000 Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY3% ₹322 Cr 2,850,000
↑ 100,000 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Dec 23 | M&M3% ₹311 Cr 915,000 Reliance Industries Ltd (Energy)
Equity, Since 31 May 24 | RELIANCE3% ₹258 Cr 1,975,000
↓ -150,000 Tech Mahindra Ltd (Technology)
Equity, Since 30 Apr 20 | 5327553% ₹252 Cr 1,525,000
↓ -25,000 3. UTI Liquid Cash Plan
UTI Liquid Cash Plan
Growth Launch Date 11 Dec 03 NAV (09 Sep 26) ₹461.003 ↑ 0.08 (0.02 %) Net Assets (Cr) ₹26,728 on 31 Jul 26 Category Debt - Liquid Fund AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.25 Sharpe Ratio 2.54 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 1,500 Exit Load NIL Yield to Maturity 6.31% Effective Maturity 1 Month 27 Days Modified Duration 1 Month 27 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,387 31 Aug 23 ₹11,086 31 Aug 24 ₹11,898 31 Aug 25 ₹12,723 31 Aug 26 ₹13,536 Returns for UTI Liquid Cash Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Sep 26 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 3.5% 1 Year 6.5% 3 Year 6.9% 5 Year 6.3% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.5% 2024 7.3% 2023 7% 2022 4.8% 2021 3.3% 2020 4.2% 2019 6.6% 2018 7.4% 2017 6.7% 2016 7.7% Fund Manager information for UTI Liquid Cash Plan
Name Since Tenure Amit Sharma 7 Jul 17 9.16 Yr. Data below for UTI Liquid Cash Plan as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 98.48% Debt 1.26% Other 0.26% Debt Sector Allocation
Sector Value Cash Equivalent 71.59% Corporate 14.66% Government 13.49% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Net Current Assets
Net Current Assets | -7% ₹2,285 Cr India (Republic of)
- | -7% ₹2,064 Cr 20,650,000,000 Uco Bank
Certificate of Deposit | -3% ₹986 Cr 10,000,000,000
↑ 10,000,000,000 Reliance Retail Ventures Limited
Commercial Paper | -3% ₹845 Cr 8,500,000,000 HDFC Bank Limited
Certificate of Deposit | -3% ₹821 Cr 8,250,000,000 ICICI Bank Ltd.
Debentures | -2% ₹746 Cr 7,500,000,000 Tbill
Sovereign Bonds | -2% ₹698 Cr 7,000,000,000
↑ 7,000,000,000 National Bank for Agriculture and Rural Development
Commercial Paper | -2% ₹591 Cr 6,000,000,000
↑ 6,000,000,000 India (Republic of)
- | -2% ₹499 Cr 5,000,000,000 Chennai Petroleum Corporation Limited
Commercial Paper | -2% ₹498 Cr 5,000,000,000 4. UTI Infrastructure Fund
UTI Infrastructure Fund
Growth Launch Date 7 Apr 04 NAV (09 Sep 26) ₹143.321 ↓ -0.70 (-0.49 %) Net Assets (Cr) ₹2,158 on 31 Jul 26 Category Equity - Sectoral AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk High Expense Ratio 2.18 Sharpe Ratio -0.02 Information Ratio -0.4 Alpha Ratio -1.1 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,698 31 Aug 23 ₹12,694 31 Aug 24 ₹19,759 31 Aug 25 ₹17,916 31 Aug 26 ₹18,837 Returns for UTI Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Sep 26 Duration Returns 1 Month -2.5% 3 Month 2.1% 6 Month 5.2% 1 Year 4% 3 Year 12.4% 5 Year 13% 10 Year 15 Year Since launch 13.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 4.3% 2024 18.5% 2023 38.2% 2022 8.8% 2021 39.4% 2020 3.4% 2019 6.7% 2018 -15.6% 2017 41.4% 2016 4% Fund Manager information for UTI Infrastructure Fund
Name Since Tenure Deepesh Agarwal 16 Jun 25 1.13 Yr. Data below for UTI Infrastructure Fund as on 31 Jul 26
Equity Sector Allocation
Sector Value Industrials 44.82% Energy 14.63% Communication Services 14.23% Utility 7.28% Basic Materials 6.41% Financial Services 4.82% Consumer Cyclical 3.04% Real Estate 2.48% Health Care 0.15% Asset Allocation
Asset Class Value Cash 1.92% Equity 98.08% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 17 | BHARTIARTL14% ₹293 Cr 1,487,795
↓ -76,994 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 05 | LT9% ₹188 Cr 477,110
↑ 10,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 22 | RELIANCE8% ₹176 Cr 1,345,997
↑ 65,771 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 12 | 5325384% ₹94 Cr 78,761 InterGlobe Aviation Ltd (Industrials)
Equity, Since 30 Nov 22 | INDIGO4% ₹91 Cr 176,459
↓ -12,533 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 13 | ADANIPORTS4% ₹89 Cr 522,760 NTPC Ltd (Utilities)
Equity, Since 31 Dec 18 | 5325553% ₹74 Cr 2,143,768 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 30 Sep 23 | 5003123% ₹73 Cr 3,025,981 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 11 | 5322153% ₹56 Cr 453,281 Hindustan Aeronautics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Jul 25 | HAL2% ₹47 Cr 102,200 5. UTI Long Term Equity Fund
UTI Long Term Equity Fund
Growth Launch Date 15 Dec 99 NAV (09 Sep 26) ₹197.508 ↓ -1.73 (-0.87 %) Net Assets (Cr) ₹3,524 on 31 Jul 26 Category Equity - ELSS AMC UTI Asset Management Company Ltd Rating ☆☆ Risk Moderately High Expense Ratio 1.88 Sharpe Ratio -0.25 Information Ratio -0.95 Alpha Ratio -3.45 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,156 31 Aug 23 ₹10,997 31 Aug 24 ₹15,086 31 Aug 25 ₹14,078 31 Aug 26 ₹14,237 Returns for UTI Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Sep 26 Duration Returns 1 Month -3.8% 3 Month 2.2% 6 Month 1.8% 1 Year -3.8% 3 Year 6.9% 5 Year 6.5% 10 Year 15 Year Since launch 13.7% Historical performance (Yearly) on absolute basis
Year Returns 2025 4.5% 2024 13.9% 2023 24.3% 2022 -3.5% 2021 33.1% 2020 20.2% 2019 10.4% 2018 -6.5% 2017 33.1% 2016 3.3% Fund Manager information for UTI Long Term Equity Fund
Name Since Tenure Amit Premchandani 16 Jun 25 1.21 Yr. Data below for UTI Long Term Equity Fund as on 31 Jul 26
Equity Sector Allocation
Sector Value Financial Services 32.38% Consumer Cyclical 14.25% Industrials 9.42% Technology 7.99% Communication Services 6.75% Health Care 5.88% Energy 5.57% Consumer Defensive 4.95% Basic Materials 4.12% Utility 3.47% Real Estate 3.26% Asset Allocation
Asset Class Value Cash 1.97% Equity 98.03% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 11 | HDFCBANK8% ₹279 Cr 3,725,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 07 | ICICIBANK7% ₹251 Cr 1,750,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 13 | BHARTIARTL4% ₹158 Cr 800,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Jun 25 | KOTAKBANK4% ₹137 Cr 3,500,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 10 | 5322153% ₹121 Cr 981,000
↓ -20,089 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 19 | 5000343% ₹111 Cr 975,000
↓ -25,000 Reliance Industries Ltd (Energy)
Equity, Since 31 May 24 | RELIANCE3% ₹98 Cr 750,000
↓ -35,000 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Jul 25 | M&M3% ₹93 Cr 275,000 Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY3% ₹90 Cr 800,000 State Bank of India (Financial Services)
Equity, Since 30 Jun 25 | SBIN2% ₹82 Cr 800,000
UTI Mutual Fund Name Changes
After SEBI's (Securities and Exchange Board of India) circulation on re-categorisation and rationalisation of open-ended mutual funds, many Mutual Fund Houses are incorporating changes in their scheme names and categories. SEBI introduced new and broad categories in Mutual Funds in order to bring uniformity in similar schemes launched by the different Mutual Funds. This is to aim and ensure that investors can find it easier to compare the products and evaluate the different options available before investing in a scheme.
Here is a list of UTI schemes that got new name:
| Existing Scheme Name | New Scheme Name |
|---|---|
| UTI Balanced Fund | UTI Hybrid Equity Fund |
| UTI Banking Sector Fund | UTI Banking and Financial Services Fund |
| UTI - bond Fund | UTI Bond Fund |
| UTI CCP Advantage Fund | UTI Children's Career Fund - Investment Plan |
| UTI Children'S Career Balanced Plan | UTI Children's Career Fund - Savings Plan |
| UTI - Dividend Yield Fund | UTI Dividend Yield Fund |
| UTI - Floating Rate Fund - Short term plan | UTI Ultra Short Term fund |
| UTI Gilt Advantage Fund- LTP | UTI Gilt Fund |
| UTI G-Sec Fund - Short Term Plan | UTI Overnight Fund |
| UTI Income Opportunities Fund | UTI Credit Risk Fund |
| UTI Long Term Equity Fund (Tax Saving) | UTI Long Term Equity Fund |
| UTI MIS Advantage Plan | UTI Regular Savings Fund |
| UTI - MNC Fund | UTI MNC Fund |
| UTI Opportunities Fund | UTI Value Opportunities Fund |
| UTI Pharma & Healthcare Fund | UTI Healthcare Fund |
| UTI SPREAD Fund | UTI Arbitrage Fund |
| UTI Top 100 Fund | UTI Core Equity Fund |
| UTI Wealth Builder Fund | UTI Multi Asset Fund |
*Note-The list will be updated as and when we get an insight about the changes in the scheme names.
UTI MFOnline
UTI offers its investors online mode of investment through which, they can purchase and sell Mutual Fund units from anywhere and at any time as per their convenience. Through online mode, people can transact in Mutual Fund in just a few clicks. By opting for online channel, people can invest in UTI schemes either directly through the Mutual Fund website or through distributor’s portal.
UTI SIP
SIP mode of investment is available in most of the schemes of UTI. SIP or Systematic Investment Plan is an investment mode through which people can invest in Mutual Fund schemes in small amounts at regular intervals. Through SIP, people can plan for their goal-wise investment and accomplish it in a timely manner. In addition, people can ensure that by opting for SIP their current budget is not hampered.
Mutual Fund Calculator
UTI Mutual Fund similar to other fund houses offers a mutual fund calculator. Also known as sip calculator, it helps people to assess the savings amount at present to attain their future objectives. In addition, people can also see how their SIP investment grows virtually. Some of the input data that needs to be entered in the SIP calculator include current income of the individuals, how much money the individuals can save, the expected rate of returns on investment and other related parameters.
Know Your Monthly SIP Amount
UTI Mutual Fund Account Statement
UTI Mutual Fund offers you the convenience of online logging the request for Account statement. All you need to do visit their website and under the option of UTI MF SOA enter your Folio number or 1st Holder's PAN or Email ID registered under the Folio and choose the option of delivery. If you opt for Email, the Account Statement will be sent to the registered e-mail id and if you opt for Physical, the hard copy will be sent to the registered address. If you enter 1st holder's PAN or Email ID, you will receive SoAs with live units pertaining to various Folios (wherever applicable) having the same PAN or same Email ID of the 1st holder.
How to Invest in UTI Mutual Fund?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
UTI Mutual Fund NAV
Current Net Asset Value or NAV of the various schemes of UTI is available on both fund house’s as well as AMFI’s website. In addition, both these websites also provide with the historical NAV. This NAV shows the track record of the Mutual Fund scheme till date.
Why Opt for UTI Mutual Fund?
a. Safety
UTI Mutual Fund always strives for the safety of the investor’s money and for capital appreciation by investing it in a prudent manner.
b. Tax Benefits
The fund house offers a tax savings Mutual Fund through which people can plan for their taxes. Also, in other schemes, people can claim the tax benefits based on the scheme category.
c. Consistent Returns
UTI Mutual Fund always strives hard to deliver consistent returns to their investors so that they can attain their objectives.
d. Ease of Access
Investors can monitor and access their mutual fund account anytime and anywhere online. Also, the transaction and interaction process with the fund house is also hassle-free and very user-friendly.
f. Retirement Planning
UTI schemes also help investors to plan for their future. It helps them in mapping out retirement plans and has some well-crafted schemes like UTI – Retirement Benefit Pension Fund Investment to help the investors.
Address
UTI Towers, Gn Block, Bandra Kurla Complex, Bandra (East), Mumbai- 400051
Sponsors
- State Bank of India (SBI)
- Punjab National Bank (PNB)
- Bank of Baroda (BoB)
- Life Insurance Corporation (LIC)
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Research Highlights for UTI Credit Risk Fund