10 Best UTI SIP Mutual Funds 2025

Updated on October 26, 2025 , 25258 views

UTI SIPs are the most efficient way to invest in Mutual Fund schemes. SIP or Systematic Investment plan works like Recurring deposit, wherein a specific amount is invested at a stipulated interval (weekly/monthly/quarterly). One can start a SIP at just INR 500, making it as the most affordable means of investment. Since you become a regular investor via a SIP, you can easily get into a habit of long-term savings. Also, SIP investment benefit over the long-run, especially in Equity Funds. It balances the risk of equity Market well, hence giving you a stable Income even during turbulent market conditions.

Why to Invest in Best UTI SIP Funds?

Some of the major advantages of a SIP that you can gain by Investing in UTI schemes are:

Rupee cost averaging
Power of Compounding
Habit of long-term savings
No need to time the market
Helps in achieving Financial goals

Investors who are keen to invest in SIP, here are the top 10 best UTI SIP Mutual Funds to invest. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.

Ready to Invest?
Talk to our investment specialist

Best UTI SIP Equity Mutual Funds to Invest

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
UTI Transportation & Logistics Fund Growth	₹295.83 ↓ -0.38	₹3,741	500	12.6	23	15.7	24.2	27.1	18.7
UTI Healthcare Fund Growth	₹291.38 ↓ -0.13	₹1,119	500	-1.8	7	4.1	24.2	17.9	42.9
UTI Core Equity Fund Growth	₹183.791 ↑ 0.22	₹4,861	500	3.7	8.1	4.6	21.8	25.9	27.2
UTI Dividend Yield Fund Growth	₹180.864 ↓ -0.45	₹3,794	500	3.7	7.3	2.2	21	22.1	24.7
UTI Infrastructure Fund Growth	₹144.541 ↓ -0.34	₹2,108	500	3.4	6.6	3.4	20.2	26	18.5
UTI Value Opportunities Fund Growth	₹173.548 ↓ -0.15	₹9,672	500	4	8.2	4.1	18.9	22	23.4
UTI Mid Cap Fund Growth	₹306.284 ↓ -0.45	₹11,668	500	2.6	10.9	1.9	17.1	22.6	23.3
UTI Banking and Financial Services Fund Growth	₹197.247 ↓ -0.28	₹1,255	500	5	6.9	13.5	16.9	21.2	11.1
UTI India Lifestyle Fund Growth	₹60.3881 ↓ -0.22	₹717	500	7.6	9.5	3.3	14.4	17.8	20.2
UTI MNC Fund Growth	₹404.917 ↓ -1.71	₹2,863	500	5.1	12.6	2.2	14.1	15.2	16.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Oct 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	UTI Transportation & Logistics Fund	UTI Healthcare Fund	UTI Core Equity Fund	UTI Dividend Yield Fund	UTI Infrastructure Fund	UTI Value Opportunities Fund	UTI Mid Cap Fund	UTI Banking and Financial Services Fund	UTI India Lifestyle Fund	UTI MNC Fund
Point 1	Upper mid AUM (₹3,741 Cr).	Bottom quartile AUM (₹1,119 Cr).	Upper mid AUM (₹4,861 Cr).	Upper mid AUM (₹3,794 Cr).	Lower mid AUM (₹2,108 Cr).	Top quartile AUM (₹9,672 Cr).	Highest AUM (₹11,668 Cr).	Bottom quartile AUM (₹1,255 Cr).	Bottom quartile AUM (₹717 Cr).	Lower mid AUM (₹2,863 Cr).
Point 2	Established history (21+ yrs).	Established history (26+ yrs).	Established history (16+ yrs).	Established history (20+ yrs).	Established history (21+ yrs).	Established history (20+ yrs).	Established history (21+ yrs).	Established history (21+ yrs).	Established history (18+ yrs).	Oldest track record among peers (27 yrs).
Point 3	Top rated.	Rating: 1★ (bottom quartile).	Rating: 3★ (top quartile).	Rating: 1★ (bottom quartile).	Rating: 3★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 2★ (lower mid).	Rating: 3★ (upper mid).	Rating: 2★ (lower mid).	Rating: 3★ (upper mid).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.
Point 5	5Y return: 27.11% (top quartile).	5Y return: 17.89% (bottom quartile).	5Y return: 25.85% (upper mid).	5Y return: 22.05% (upper mid).	5Y return: 26.04% (top quartile).	5Y return: 21.98% (lower mid).	5Y return: 22.59% (upper mid).	5Y return: 21.22% (lower mid).	5Y return: 17.80% (bottom quartile).	5Y return: 15.22% (bottom quartile).
Point 6	3Y return: 24.21% (top quartile).	3Y return: 24.21% (top quartile).	3Y return: 21.84% (upper mid).	3Y return: 21.02% (upper mid).	3Y return: 20.23% (upper mid).	3Y return: 18.89% (lower mid).	3Y return: 17.13% (lower mid).	3Y return: 16.89% (bottom quartile).	3Y return: 14.45% (bottom quartile).	3Y return: 14.12% (bottom quartile).
Point 7	1Y return: 15.74% (top quartile).	1Y return: 4.09% (upper mid).	1Y return: 4.64% (upper mid).	1Y return: 2.19% (bottom quartile).	1Y return: 3.38% (lower mid).	1Y return: 4.13% (upper mid).	1Y return: 1.88% (bottom quartile).	1Y return: 13.49% (top quartile).	1Y return: 3.29% (lower mid).	1Y return: 2.21% (bottom quartile).
Point 8	Alpha: 0.00 (top quartile).	Alpha: 0.79 (top quartile).	Alpha: -2.00 (upper mid).	Alpha: -4.47 (bottom quartile).	Alpha: -5.39 (bottom quartile).	Alpha: -1.35 (upper mid).	Alpha: -3.13 (lower mid).	Alpha: -3.36 (lower mid).	Alpha: -5.71 (bottom quartile).	Alpha: -2.84 (upper mid).
Point 9	Sharpe: -0.33 (upper mid).	Sharpe: -0.15 (top quartile).	Sharpe: -0.69 (lower mid).	Sharpe: -0.93 (bottom quartile).	Sharpe: -0.84 (bottom quartile).	Sharpe: -0.71 (bottom quartile).	Sharpe: -0.64 (lower mid).	Sharpe: 0.01 (top quartile).	Sharpe: -0.52 (upper mid).	Sharpe: -0.64 (upper mid).
Point 10	Information ratio: 0.00 (lower mid).	Information ratio: 0.10 (upper mid).	Information ratio: 0.89 (top quartile).	Information ratio: 0.84 (top quartile).	Information ratio: -0.46 (lower mid).	Information ratio: 0.72 (upper mid).	Information ratio: -1.38 (bottom quartile).	Information ratio: 0.28 (upper mid).	Information ratio: -0.95 (bottom quartile).	Information ratio: -0.67 (bottom quartile).

UTI Transportation & Logistics Fund

Upper mid AUM (₹3,741 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: High.
5Y return: 27.11% (top quartile).
3Y return: 24.21% (top quartile).
1Y return: 15.74% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.33 (upper mid).
Information ratio: 0.00 (lower mid).

UTI Healthcare Fund

Bottom quartile AUM (₹1,119 Cr).
Established history (26+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 17.89% (bottom quartile).
3Y return: 24.21% (top quartile).
1Y return: 4.09% (upper mid).
Alpha: 0.79 (top quartile).
Sharpe: -0.15 (top quartile).
Information ratio: 0.10 (upper mid).

UTI Core Equity Fund

Upper mid AUM (₹4,861 Cr).
Established history (16+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 25.85% (upper mid).
3Y return: 21.84% (upper mid).
1Y return: 4.64% (upper mid).
Alpha: -2.00 (upper mid).
Sharpe: -0.69 (lower mid).
Information ratio: 0.89 (top quartile).

UTI Dividend Yield Fund

Upper mid AUM (₹3,794 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 22.05% (upper mid).
3Y return: 21.02% (upper mid).
1Y return: 2.19% (bottom quartile).
Alpha: -4.47 (bottom quartile).
Sharpe: -0.93 (bottom quartile).
Information ratio: 0.84 (top quartile).

UTI Infrastructure Fund

Lower mid AUM (₹2,108 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 26.04% (top quartile).
3Y return: 20.23% (upper mid).
1Y return: 3.38% (lower mid).
Alpha: -5.39 (bottom quartile).
Sharpe: -0.84 (bottom quartile).
Information ratio: -0.46 (lower mid).

UTI Value Opportunities Fund

Top quartile AUM (₹9,672 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 21.98% (lower mid).
3Y return: 18.89% (lower mid).
1Y return: 4.13% (upper mid).
Alpha: -1.35 (upper mid).
Sharpe: -0.71 (bottom quartile).
Information ratio: 0.72 (upper mid).

UTI Mid Cap Fund

Highest AUM (₹11,668 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 22.59% (upper mid).
3Y return: 17.13% (lower mid).
1Y return: 1.88% (bottom quartile).
Alpha: -3.13 (lower mid).
Sharpe: -0.64 (lower mid).
Information ratio: -1.38 (bottom quartile).

UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,255 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 21.22% (lower mid).
3Y return: 16.89% (bottom quartile).
1Y return: 13.49% (top quartile).
Alpha: -3.36 (lower mid).
Sharpe: 0.01 (top quartile).
Information ratio: 0.28 (upper mid).

UTI India Lifestyle Fund

Bottom quartile AUM (₹717 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 17.80% (bottom quartile).
3Y return: 14.45% (bottom quartile).
1Y return: 3.29% (lower mid).
Alpha: -5.71 (bottom quartile).
Sharpe: -0.52 (upper mid).
Information ratio: -0.95 (bottom quartile).

UTI MNC Fund

Lower mid AUM (₹2,863 Cr).
Oldest track record among peers (27 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.22% (bottom quartile).
3Y return: 14.12% (bottom quartile).
1Y return: 2.21% (bottom quartile).
Alpha: -2.84 (upper mid).
Sharpe: -0.64 (upper mid).
Information ratio: -0.67 (bottom quartile).

*List of Funds based on Assets >= 100 Crore & Sorted on 3 year CAGR Returns.

1. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

Research Highlights for UTI Transportation & Logistics Fund

Upper mid AUM (₹3,741 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: High.
5Y return: 27.11% (top quartile).
3Y return: 24.21% (top quartile).
1Y return: 15.74% (top quartile).
Alpha: 0.00 (top quartile).
Sharpe: -0.33 (upper mid).
Information ratio: 0.00 (lower mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding Mahindra & Mahindra Ltd (~13.6%).

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund Growth
Launch Date	11 Apr 04
NAV (28 Oct 25)	₹295.83 ↓ -0.38 (-0.13 %)
Net Assets (Cr)	₹3,741 on 31 Aug 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.93
Sharpe Ratio	-0.33
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹14,271
30 Sep 22	₹17,035
30 Sep 23	₹20,680
30 Sep 24	₹32,475
30 Sep 25	₹32,795

UTI Transportation & Logistics Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25

Duration	Returns
1 Month	1.8%
3 Month	12.6%
6 Month	23%
1 Year	15.7%
3 Year	24.2%
5 Year	27.1%
10 Year
15 Year
Since launch	17%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.7%
2023	40.1%
2022	14.7%
2021	24.3%
2020	11%
2019	-8.7%
2018	-19.5%
2017	39.6%
2016	4.8%
2015	5.7%

Fund Manager information for UTI Transportation & Logistics Fund

Name	Since	Tenure
Sachin Trivedi	22 Sep 16	9.03 Yr.

Data below for UTI Transportation & Logistics Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	79.22%
Industrials	14.63%

Asset Allocation

Asset Class	Value
Cash	5.98%
Equity	93.85%
Debt	0.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| M&M	14%	₹540 Cr	1,575,675
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Apr 04 \| MARUTI	11%	₹423 Cr	264,013
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 08 \| EICHERMOT	10%	₹388 Cr	554,527 ↓ -30,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| 543320	7%	₹263 Cr	8,074,415
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 May 18 \| INDIGO	5%	₹217 Cr	387,991
Bajaj Auto Ltd (Consumer Cyclical) Equity, Since 30 Apr 18 \| 532977	5%	₹184 Cr	212,504 ↓ -27,282
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| HEROMOTOCO	5%	₹179 Cr	327,739
Hyundai Motor India Ltd (Consumer Cyclical) Equity, Since 31 Oct 24 \| HYUNDAI	4%	₹152 Cr	586,342
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	4%	₹151 Cr	1,076,157
TVS Motor Co Ltd (Consumer Cyclical) Equity, Since 30 Sep 19 \| 532343	3%	₹139 Cr	403,430 ↑ 13,058

2. UTI Healthcare Fund

(Erstwhile UTI Pharma & Healthcare Fund)

The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors.

Research Highlights for UTI Healthcare Fund

Bottom quartile AUM (₹1,119 Cr).
Established history (26+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: High.
5Y return: 17.89% (bottom quartile).
3Y return: 24.21% (top quartile).
1Y return: 4.09% (upper mid).
Alpha: 0.79 (top quartile).
Sharpe: -0.15 (top quartile).
Information ratio: 0.10 (upper mid).
Higher exposure to Health Care vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Sun Pharmaceuticals Industries Ltd (~9.6%).

Below is the key information for UTI Healthcare Fund

UTI Healthcare Fund Growth
Launch Date	28 Jun 99
NAV (28 Oct 25)	₹291.38 ↓ -0.13 (-0.04 %)
Net Assets (Cr)	₹1,119 on 31 Aug 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	High
Expense Ratio	2.26
Sharpe Ratio	-0.15
Information Ratio	0.1
Alpha Ratio	0.79
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹13,129
30 Sep 22	₹11,561
30 Sep 23	₹14,305
30 Sep 24	₹22,319
30 Sep 25	₹21,898

UTI Healthcare Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for UTI Healthcare Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25

Duration	Returns
1 Month	2.2%
3 Month	-1.8%
6 Month	7%
1 Year	4.1%
3 Year	24.2%
5 Year	17.9%
10 Year
15 Year
Since launch	14.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	42.9%
2023	38.2%
2022	-12.3%
2021	19.1%
2020	67.4%
2019	1.2%
2018	-7.5%
2017	6.2%
2016	-9.7%
2015	12.4%

Fund Manager information for UTI Healthcare Fund

Name	Since	Tenure
Kamal Gada	2 May 22	3.42 Yr.

Data below for UTI Healthcare Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Health Care	97.9%
Basic Materials	1.07%

Asset Allocation

Asset Class	Value
Cash	1.02%
Equity	98.98%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Oct 06 \| SUNPHARMA	10%	₹105 Cr	661,016
Ajanta Pharma Ltd (Healthcare) Equity, Since 31 Jul 17 \| 532331	5%	₹60 Cr	250,000 ↑ 7,327
Cipla Ltd (Healthcare) Equity, Since 31 Jan 03 \| 500087	5%	₹60 Cr	400,000
Lupin Ltd (Healthcare) Equity, Since 28 Feb 25 \| 500257	5%	₹52 Cr	270,000
Procter & Gamble Health Ltd (Healthcare) Equity, Since 31 Dec 20 \| PGHL	4%	₹44 Cr	69,320 ↓ -719
Glenmark Pharmaceuticals Ltd (Healthcare) Equity, Since 31 Mar 24 \| 532296	4%	₹41 Cr	210,000 ↓ -10,000
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 28 Feb 18 \| 500124	4%	₹41 Cr	335,000 ↓ -25,000
Gland Pharma Ltd (Healthcare) Equity, Since 30 Nov 20 \| GLAND	4%	₹40 Cr	199,297
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Apr 21 \| APOLLOHOSP	4%	₹39 Cr	53,000
Alkem Laboratories Ltd (Healthcare) Equity, Since 31 May 21 \| ALKEM	4%	₹39 Cr	72,000

3. UTI Core Equity Fund

(Erstwhile UTI Top 100 Fund)

The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Core Equity Fund

Upper mid AUM (₹4,861 Cr).
Established history (16+ yrs).
Rating: 3★ (top quartile).
Risk profile: Moderately High.
5Y return: 25.85% (upper mid).
3Y return: 21.84% (upper mid).
1Y return: 4.64% (upper mid).
Alpha: -2.00 (upper mid).
Sharpe: -0.69 (lower mid).
Information ratio: 0.89 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding HDFC Bank Ltd (~6.0%).

Below is the key information for UTI Core Equity Fund

UTI Core Equity Fund Growth
Launch Date	20 May 09
NAV (28 Oct 25)	₹183.791 ↑ 0.22 (0.12 %)
Net Assets (Cr)	₹4,861 on 31 Aug 25
Category	Equity - Large & Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.96
Sharpe Ratio	-0.69
Information Ratio	0.89
Alpha Ratio	-2
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Large & Mid Cap

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,360
30 Sep 22	₹17,176
30 Sep 23	₹21,504
30 Sep 24	₹32,486
30 Sep 25	₹30,570

UTI Core Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for UTI Core Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25

Duration	Returns
1 Month	5%
3 Month	3.7%
6 Month	8.1%
1 Year	4.6%
3 Year	21.8%
5 Year	25.9%
10 Year
15 Year
Since launch	13.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.2%
2023	34.4%
2022	4.6%
2021	40.8%
2020	12.8%
2019	1.5%
2018	-7.9%
2017	35.2%
2016	3.4%
2015	0.5%

Fund Manager information for UTI Core Equity Fund

Name	Since	Tenure
V Srivatsa	17 May 17	8.38 Yr.

Data below for UTI Core Equity Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	29.29%
Consumer Cyclical	11.04%
Technology	9.66%
Health Care	8.5%
Basic Materials	8.43%
Industrials	8.14%
Energy	7.34%
Consumer Defensive	5.59%
Communication Services	5.03%
Real Estate	2.42%
Utility	2.14%

Asset Allocation

Asset Class	Value
Cash	2.42%
Equity	97.58%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 20 \| HDFCBANK	6%	₹299 Cr	3,145,126 ↓ -80,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 06 \| ICICIBANK	4%	₹192 Cr	1,427,555
Infosys Ltd (Technology) Equity, Since 28 Feb 06 \| INFY	3%	₹160 Cr	1,113,187 ↑ 45,000
Reliance Industries Ltd (Energy) Equity, Since 29 Feb 20 \| RELIANCE	3%	₹142 Cr	1,039,401 ↑ 64,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Dec 08 \| ITC	3%	₹133 Cr	3,304,906 ↑ 155,027
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500295	2%	₹120 Cr	2,584,841 ↑ 76,426
The Federal Bank Ltd (Financial Services) Equity, Since 30 Jun 17 \| FEDERALBNK	2%	₹116 Cr	6,023,475
Aditya Birla Capital Ltd (Financial Services) Equity, Since 31 Aug 22 \| ABCAPITAL	2%	₹116 Cr	3,950,761
Wipro Ltd (Technology) Equity, Since 30 Jun 24 \| 507685	2%	₹114 Cr	4,778,248 ↑ 75,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Apr 24 \| 532898	2%	₹107 Cr	3,821,220 ↑ 101,204

4. UTI Dividend Yield Fund

(Erstwhile UTI - Dividend Yield Fund)

The investment objective of the scheme is to provide medium to long term capital gains and/ or dividend distribution by investing predominantly in equity and equity related instruments which offer high dividend yield. There can be no assurance that the investment objectives of the scheme will be realised.

Research Highlights for UTI Dividend Yield Fund

Upper mid AUM (₹3,794 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 22.05% (upper mid).
3Y return: 21.02% (upper mid).
1Y return: 2.19% (bottom quartile).
Alpha: -4.47 (bottom quartile).
Sharpe: -0.93 (bottom quartile).
Information ratio: 0.84 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~9.0%).

Below is the key information for UTI Dividend Yield Fund

UTI Dividend Yield Fund Growth
Launch Date	3 May 05
NAV (28 Oct 25)	₹180.864 ↓ -0.45 (-0.25 %)
Net Assets (Cr)	₹3,794 on 31 Aug 25
Category	Equity - Dividend Yield
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.99
Sharpe Ratio	-0.93
Information Ratio	0.84
Alpha Ratio	-4.47
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Dividend Yield

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,441
30 Sep 22	₹15,141
30 Sep 23	₹18,666
30 Sep 24	₹28,527
30 Sep 25	₹26,424

UTI Dividend Yield Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for UTI Dividend Yield Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25

Duration	Returns
1 Month	3.8%
3 Month	3.7%
6 Month	7.3%
1 Year	2.2%
3 Year	21%
5 Year	22.1%
10 Year
15 Year
Since launch	15.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	24.7%
2023	35.4%
2022	-5.3%
2021	38.8%
2020	18.9%
2019	3.3%
2018	0.5%
2017	28.5%
2016	6.1%
2015	-5.1%

Fund Manager information for UTI Dividend Yield Fund

Name	Since	Tenure
Amit Premchandani	16 Nov 22	2.88 Yr.

Data below for UTI Dividend Yield Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	26.28%
Technology	13.29%
Consumer Cyclical	12.42%
Health Care	9.07%
Consumer Defensive	7.04%
Industrials	6.65%
Energy	6.32%
Utility	5.89%
Real Estate	4.27%
Basic Materials	3.96%
Communication Services	3.5%

Asset Allocation

Asset Class	Value
Cash	0.76%
Equity	98.7%
Debt	0.54%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 12 \| HDFCBANK	9%	₹345 Cr	3,625,000 ↑ 25,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 07 \| ICICIBANK	5%	₹195 Cr	1,450,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Dec 23 \| KOTAKBANK	3%	₹130 Cr	650,000 ↑ 25,000
Tech Mahindra Ltd (Technology) Equity, Since 31 May 17 \| 532755	3%	₹127 Cr	910,000
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	3%	₹124 Cr	860,000
State Bank of India (Financial Services) Equity, Since 31 Mar 23 \| SBIN	3%	₹122 Cr	1,400,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Jun 23 \| M&M	3%	₹119 Cr	347,678 ↓ -2,322
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 24 \| BHARTIARTL	3%	₹107 Cr	570,000
Knowledge Realty Trust Units (Real Estate) -, Since 31 Aug 25 \| 544481	3%	₹101 Cr	8,717,059
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Apr 24 \| 532898	2%	₹90 Cr	3,200,000

5. UTI Infrastructure Fund

The investment objective of the Scheme is to provide income distribution and / or medium to long term "capital appreciation" by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.

Research Highlights for UTI Infrastructure Fund

Lower mid AUM (₹2,108 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 26.04% (top quartile).
3Y return: 20.23% (upper mid).
1Y return: 3.38% (lower mid).
Alpha: -5.39 (bottom quartile).
Sharpe: -0.84 (bottom quartile).
Information ratio: -0.46 (lower mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding Bharti Airtel Ltd (~13.6%).

Below is the key information for UTI Infrastructure Fund

UTI Infrastructure Fund Growth
Launch Date	7 Apr 04
NAV (28 Oct 25)	₹144.541 ↓ -0.34 (-0.23 %)
Net Assets (Cr)	₹2,108 on 31 Aug 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.18
Sharpe Ratio	-0.84
Information Ratio	-0.46
Alpha Ratio	-5.39
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,821
30 Sep 22	₹18,406
30 Sep 23	₹23,040
30 Sep 24	₹34,978
30 Sep 25	₹31,799

UTI Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for UTI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25

Duration	Returns
1 Month	3.9%
3 Month	3.4%
6 Month	6.6%
1 Year	3.4%
3 Year	20.2%
5 Year	26%
10 Year
15 Year
Since launch	13.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18.5%
2023	38.2%
2022	8.8%
2021	39.4%
2020	3.4%
2019	6.7%
2018	-15.6%
2017	41.4%
2016	4%
2015	-5.5%

Fund Manager information for UTI Infrastructure Fund

Name	Since	Tenure
Sachin Trivedi	1 Sep 21	4.08 Yr.
Deepesh Agarwal	16 Jun 25	0.29 Yr.

Data below for UTI Infrastructure Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Industrials	39.26%
Communication Services	14.53%
Energy	14%
Utility	10.98%
Basic Materials	7.36%
Financial Services	5.5%
Real Estate	2.68%
Consumer Cyclical	2.05%
Technology	0.54%
Health Care	0.07%

Asset Allocation

Asset Class	Value
Cash	3.03%
Equity	96.97%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 17 \| BHARTIARTL	14%	₹290 Cr	1,545,731
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 05 \| LT	10%	₹208 Cr	568,954
NTPC Ltd (Utilities) Equity, Since 31 Dec 18 \| 532555	7%	₹145 Cr	4,260,012
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 22 \| RELIANCE	6%	₹137 Cr	1,006,357 ↑ 38,810
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 12 \| 532538	5%	₹107 Cr	87,930
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Nov 22 \| INDIGO	4%	₹96 Cr	170,972
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Sep 23 \| 500312	3%	₹67 Cr	2,795,493
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 May 13 \| ADANIPORTS	3%	₹64 Cr	457,905
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 11 \| 532215	3%	₹60 Cr	533,167
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Dec 22 \| 500547	2%	₹52 Cr	1,524,998

6. UTI Value Opportunities Fund

(Erstwhile UTI Opportunities Fund)

This scheme seeks to generate capital appreciation and/or income distribution by investing the funds of the scheme in equity shares and equity-related instruments. The main focus of this scheme is to capitalize on opportunities arising in the market by responding to the dynamically changing Indian economy by moving its investments amongst different sectors as prevailing trends change.

Research Highlights for UTI Value Opportunities Fund

Top quartile AUM (₹9,672 Cr).
Established history (20+ yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 21.98% (lower mid).
3Y return: 18.89% (lower mid).
1Y return: 4.13% (upper mid).
Alpha: -1.35 (upper mid).
Sharpe: -0.71 (bottom quartile).
Information ratio: 0.72 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~9.5%).

Below is the key information for UTI Value Opportunities Fund

UTI Value Opportunities Fund Growth
Launch Date	20 Jul 05
NAV (28 Oct 25)	₹173.548 ↓ -0.15 (-0.09 %)
Net Assets (Cr)	₹9,672 on 31 Aug 25
Category	Equity - Value
AMC	UTI Asset Management Company Ltd
Rating	☆
Risk	Moderately High
Expense Ratio	1.82
Sharpe Ratio	-0.72
Information Ratio	0.72
Alpha Ratio	-1.35
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Value

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,161
30 Sep 22	₹16,166
30 Sep 23	₹18,945
30 Sep 24	₹28,368
30 Sep 25	₹26,742

UTI Value Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for UTI Value Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25

Duration	Returns
1 Month	4.5%
3 Month	4%
6 Month	8.2%
1 Year	4.1%
3 Year	18.9%
5 Year	22%
10 Year
15 Year
Since launch	15.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.4%
2023	26.7%
2022	4.3%
2021	30.4%
2020	19%
2019	10.4%
2018	-2.4%
2017	29.1%
2016	2.6%
2015	-5.9%

Fund Manager information for UTI Value Opportunities Fund

Name	Since	Tenure
Amit Premchandani	1 Feb 18	7.67 Yr.

Data below for UTI Value Opportunities Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	32.95%
Consumer Cyclical	14.61%
Technology	10.13%
Health Care	8.05%
Communication Services	7.29%
Basic Materials	7.21%
Industrials	6.26%
Energy	5.61%
Utility	2.71%
Consumer Defensive	2.31%
Real Estate	1.71%

Asset Allocation

Asset Class	Value
Cash	0.9%
Equity	98.83%
Debt	0.27%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| HDFCBANK	10%	₹927 Cr	9,750,000 ↑ 100,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 07 \| ICICIBANK	6%	₹566 Cr	4,200,000
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	4%	₹418 Cr	2,900,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	4%	₹413 Cr	2,197,804
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 23 \| KOTAKBANK	4%	₹369 Cr	1,850,000 ↑ 50,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| 532215	4%	₹362 Cr	3,200,000
State Bank of India (Financial Services) Equity, Since 31 Jul 18 \| SBIN	3%	₹332 Cr	3,800,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Dec 23 \| M&M	3%	₹290 Cr	845,355 ↓ -4,645
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	3%	₹283 Cr	2,075,000
Tech Mahindra Ltd (Technology) Equity, Since 30 Apr 20 \| 532755	2%	₹242 Cr	1,725,000

7. UTI Mid Cap Fund

Investment objective is "capital appreciation" by investing primarily in mid cap stocks.

Research Highlights for UTI Mid Cap Fund

Highest AUM (₹11,668 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 22.59% (upper mid).
3Y return: 17.13% (lower mid).
1Y return: 1.88% (bottom quartile).
Alpha: -3.13 (lower mid).
Sharpe: -0.64 (lower mid).
Information ratio: -1.38 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Polycab India Ltd (~2.5%).

Below is the key information for UTI Mid Cap Fund

UTI Mid Cap Fund Growth
Launch Date	7 Apr 04
NAV (28 Oct 25)	₹306.284 ↓ -0.45 (-0.15 %)
Net Assets (Cr)	₹11,668 on 31 Aug 25
Category	Equity - Mid Cap
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.75
Sharpe Ratio	-0.64
Information Ratio	-1.38
Alpha Ratio	-3.13
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Mid Cap

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,825
30 Sep 22	₹17,285
30 Sep 23	₹20,618
30 Sep 24	₹29,271
30 Sep 25	₹26,689

UTI Mid Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for UTI Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25

Duration	Returns
1 Month	4.3%
3 Month	2.6%
6 Month	10.9%
1 Year	1.9%
3 Year	17.1%
5 Year	22.6%
10 Year
15 Year
Since launch	17.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.3%
2023	30.5%
2022	-0.8%
2021	43.1%
2020	32.7%
2019	-0.2%
2018	-14.9%
2017	42%
2016	3.5%
2015	6.6%

Fund Manager information for UTI Mid Cap Fund

Name	Since	Tenure
Vishal Chopda	16 Jun 25	0.29 Yr.

Data below for UTI Mid Cap Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	19.8%
Industrials	18.62%
Consumer Cyclical	17.41%
Basic Materials	11.73%
Health Care	11.09%
Technology	9.8%
Real Estate	3.12%
Communication Services	2.28%
Utility	1.9%
Energy	1.03%
Consumer Defensive	0.93%

Asset Allocation

Asset Class	Value
Cash	2.29%
Equity	97.71%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Polycab India Ltd (Industrials) Equity, Since 31 Dec 20 \| POLYCAB	3%	₹294 Cr	403,783
Phoenix Mills Ltd (Real Estate) Equity, Since 31 Jul 20 \| 503100	2%	₹264 Cr	1,700,000
Indian Bank (Financial Services) Equity, Since 31 Jul 23 \| 532814	2%	₹240 Cr	3,200,000 ↓ -456,918
Max Financial Services Ltd (Financial Services) Equity, Since 31 Jul 18 \| 500271	2%	₹238 Cr	1,512,968
Tube Investments of India Ltd Ordinary Shares (Industrials) Equity, Since 30 Sep 17 \| TIINDIA	2%	₹232 Cr	750,000
Schaeffler India Ltd (Consumer Cyclical) Equity, Since 28 Feb 21 \| SCHAEFFLER	2%	₹222 Cr	527,300
Persistent Systems Ltd (Technology) Equity, Since 31 Jan 23 \| PERSISTENT	2%	₹219 Cr	455,000
Coforge Ltd (Technology) Equity, Since 30 Apr 21 \| COFORGE	2%	₹218 Cr	1,373,013
Dixon Technologies (India) Ltd (Technology) Equity, Since 30 Apr 24 \| DIXON	2%	₹217 Cr	133,000 ↑ 3,000
JK Cement Ltd (Basic Materials) Equity, Since 31 Aug 20 \| JKCEMENT	2%	₹211 Cr	335,000 ↓ -10,000

8. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

Research Highlights for UTI Banking and Financial Services Fund

Bottom quartile AUM (₹1,255 Cr).
Established history (21+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 21.22% (lower mid).
3Y return: 16.89% (bottom quartile).
1Y return: 13.49% (top quartile).
Alpha: -3.36 (lower mid).
Sharpe: 0.01 (top quartile).
Information ratio: 0.28 (upper mid).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding ICICI Bank Ltd (~19.4%).
Top-3 holdings concentration ~43.5%.

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund Growth
Launch Date	7 Apr 04
NAV (28 Oct 25)	₹197.247 ↓ -0.28 (-0.14 %)
Net Assets (Cr)	₹1,255 on 31 Aug 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.2
Sharpe Ratio	0.01
Information Ratio	0.28
Alpha Ratio	-3.36
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹17,238
30 Sep 22	₹17,050
30 Sep 23	₹20,071
30 Sep 24	₹25,986
30 Sep 25	₹26,946

UTI Banking and Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25

Duration	Returns
1 Month	6.4%
3 Month	5%
6 Month	6.9%
1 Year	13.5%
3 Year	16.9%
5 Year	21.2%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.1%
2023	19.5%
2022	15.1%
2021	14.3%
2020	-5.3%
2019	11.6%
2018	-6.8%
2017	43.5%
2016	13%
2015	-11.3%

Fund Manager information for UTI Banking and Financial Services Fund

Name	Since	Tenure
Amit Premchandani	16 Jun 25	0.29 Yr.

Data below for UTI Banking and Financial Services Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	98.06%
Technology	1.44%

Asset Allocation

Asset Class	Value
Cash	0.51%
Equity	99.49%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 04 \| ICICIBANK	19%	₹250 Cr	1,852,344
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	16%	₹201 Cr	2,110,000 ↑ 48,146
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| KOTAKBANK	9%	₹110 Cr	550,000 ↑ 50,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| 532215	8%	₹102 Cr	900,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| 500034	7%	₹84 Cr	842,570
State Bank of India (Financial Services) Equity, Since 28 Feb 18 \| SBIN	6%	₹74 Cr	850,000
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| 590003	3%	₹42 Cr	2,000,000 ↓ -400,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| SHRIRAMFIN	3%	₹40 Cr	650,000 ↓ -50,000
Max Financial Services Ltd (Financial Services) Equity, Since 30 Sep 22 \| 500271	3%	₹38 Cr	240,000 ↓ -10,000
Indian Bank (Financial Services) Equity, Since 31 May 23 \| 532814	3%	₹38 Cr	500,000 ↓ -90,843

9. UTI India Lifestyle Fund

The investment objective of the scheme is to provide long term capital appreciation and/or income distribution from a diversified portfolio of equity and equity related instruments by primarily investing in sectors, areas, companies and themes that are expected to benefit from changing Indian demographics, Indian lifestyles and rising consumption pattern. However, there can be no assurance that the investment objective of the scheme will be achieved.

Research Highlights for UTI India Lifestyle Fund

Bottom quartile AUM (₹717 Cr).
Established history (18+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 17.80% (bottom quartile).
3Y return: 14.45% (bottom quartile).
1Y return: 3.29% (lower mid).
Alpha: -5.71 (bottom quartile).
Sharpe: -0.52 (upper mid).
Information ratio: -0.95 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding Bharti Airtel Ltd (~7.6%).

Below is the key information for UTI India Lifestyle Fund

UTI India Lifestyle Fund Growth
Launch Date	30 Jul 07
NAV (28 Oct 25)	₹60.3881 ↓ -0.22 (-0.36 %)
Net Assets (Cr)	₹717 on 31 Aug 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆
Risk	High
Expense Ratio	2.45
Sharpe Ratio	-0.52
Information Ratio	-0.95
Alpha Ratio	-5.71
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹14,971
30 Sep 22	₹15,777
30 Sep 23	₹16,678
30 Sep 24	₹24,806
30 Sep 25	₹22,541

UTI India Lifestyle Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for UTI India Lifestyle Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25

Duration	Returns
1 Month	3%
3 Month	7.6%
6 Month	9.5%
1 Year	3.3%
3 Year	14.4%
5 Year	17.8%
10 Year
15 Year
Since launch	10.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.2%
2023	23%
2022	-2.3%
2021	26.4%
2020	15.2%
2019	5.8%
2018	-2.5%
2017	32.6%
2016	3.2%
2015	-1.9%

Fund Manager information for UTI India Lifestyle Fund

Name	Since	Tenure
Vishal Chopda	28 Feb 18	7.59 Yr.
Vicky Punjabi	16 Jun 25	0.29 Yr.

Data below for UTI India Lifestyle Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	42.34%
Consumer Defensive	23.79%
Communication Services	10.33%
Industrials	6.68%
Financial Services	5.12%
Health Care	3.26%
Basic Materials	3.09%
Real Estate	2.03%
Technology	0.25%

Asset Allocation

Asset Class	Value
Cash	3.07%
Equity	96.9%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 11 \| BHARTIARTL	8%	₹55 Cr	292,500
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Oct 11 \| MARUTI	7%	₹51 Cr	32,000 ↓ -500
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| M&M	5%	₹39 Cr	114,000 ↓ -4,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Sep 07 \| ITC	4%	₹32 Cr	800,000
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 31 Mar 17 \| 540376	4%	₹31 Cr	70,000
Titan Co Ltd (Consumer Cyclical) Equity, Since 28 Feb 19 \| TITAN	4%	₹30 Cr	90,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| 543320	4%	₹27 Cr	815,000
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 31 Dec 17 \| EICHERMOT	4%	₹26 Cr	37,000
Godrej Consumer Products Ltd (Consumer Defensive) Equity, Since 31 May 21 \| 532424	3%	₹25 Cr	210,000
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 30 Nov 23 \| HEROMOTOCO	3%	₹22 Cr	41,000 ↓ -3,000

10. UTI MNC Fund

(Erstwhile UTI - MNC Fund)

The Funds collected under the scheme shall be invested predominantly in stocks of Multinational Corporations and other liquid stocks. The funds collected under the scheme shall be invested in equities and equity related instruments. The risk profile of investment could be high.

Research Highlights for UTI MNC Fund

Lower mid AUM (₹2,863 Cr).
Oldest track record among peers (27 yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.22% (bottom quartile).
3Y return: 14.12% (bottom quartile).
1Y return: 2.21% (bottom quartile).
Alpha: -2.84 (upper mid).
Sharpe: -0.64 (upper mid).
Information ratio: -0.67 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding Maruti Suzuki India Ltd (~10.0%).

Below is the key information for UTI MNC Fund

UTI MNC Fund Growth
Launch Date	29 May 98
NAV (28 Oct 25)	₹404.917 ↓ -1.71 (-0.42 %)
Net Assets (Cr)	₹2,863 on 31 Aug 25
Category	Equity - Sectoral
AMC	UTI Asset Management Company Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.02
Sharpe Ratio	-0.64
Information Ratio	-0.67
Alpha Ratio	-2.84
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Sub Cat.	Sectoral

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹13,811
30 Sep 22	₹13,773
30 Sep 23	₹15,504
30 Sep 24	₹21,251
30 Sep 25	₹19,634

UTI MNC Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for UTI MNC Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 25

Duration	Returns
1 Month	2.6%
3 Month	5.1%
6 Month	12.6%
1 Year	2.2%
3 Year	14.1%
5 Year	15.2%
10 Year
15 Year
Since launch	15.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.7%
2023	22.6%
2022	-1.4%
2021	24.1%
2020	12.9%
2019	-1.7%
2018	-0.3%
2017	37.3%
2016	-3%
2015	12.7%

Fund Manager information for UTI MNC Fund

Name	Since	Tenure
Karthikraj Lakshmanan	16 Nov 22	2.88 Yr.

Data below for UTI MNC Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	22.29%
Consumer Defensive	19.78%
Health Care	15.49%
Industrials	13.7%
Technology	10.89%
Basic Materials	8.79%
Financial Services	3.58%
Utility	0.84%
Communication Services	0.65%

Asset Allocation

Asset Class	Value
Cash	3.64%
Equity	96%
Debt	0.36%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Nov 06 \| MARUTI	10%	₹286 Cr	178,471 ↓ -19,740
Procter & Gamble Health Ltd (Healthcare) Equity, Since 28 Feb 21 \| PGHL	5%	₹152 Cr	240,895
Nestle India Ltd (Consumer Defensive) Equity, Since 31 Aug 17 \| NESTLEIND	5%	₹148 Cr	1,287,710
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 31 Dec 05 \| HINDUNILVR	4%	₹125 Cr	498,082
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500295	4%	₹120 Cr	2,582,216
United Spirits Ltd (Consumer Defensive) Equity, Since 31 Mar 13 \| UNITDSPR	4%	₹104 Cr	785,187
Britannia Industries Ltd (Consumer Defensive) Equity, Since 31 Jan 03 \| 500825	3%	₹94 Cr	157,501 ↓ -12,499
Gland Pharma Ltd (Healthcare) Equity, Since 30 Nov 20 \| GLAND	3%	₹85 Cr	424,791
Infosys Ltd (Technology) Equity, Since 31 Jan 25 \| INFY	3%	₹82 Cr	570,000 ↑ 20,000
3M India Ltd (Industrials) Equity, Since 30 Apr 20 \| 3MINDIA	3%	₹80 Cr	27,031

How Does SIP Investment Grow?

Want to know how your SIP investment will grow if you invest a certain amount monthly for a specific period of time? We will explain you with an example.

SIP Calculator or SIP Return Calculator

SIP calculators usually take inputs such as the SIP investment amount(goal) one seeks to invest, the number of years of investing required, expected Inflation rates (one needs to account for this!) and expected returns. Hence, one can calculate the SIP returns required to achieve a goal!

Let’s suppose, if you invest INR 10,000 for 10 years, see how your SIP investment grows-

Monthly Investment: INR 10,000

Investment Period: 10 years

Total Amount Invested: INR 12,00,000

Long-term Growth Rate (approx.): 15%

Expected Returns as per sip calculator: INR 27,86,573

Net Profit: INR 15,86,573 (Absolute Return= 132.2%)

The above calculations show that if you invest INR 10,000 monthly for 10 years (a total of INR 12,00,000) you will earn INR 27,86,573, which means the net profit you make is INR 15,86,573. Isn’t it great!

How to Invest in UTI Funds Online?

Open Free Investment Account for Lifetime at Fincash.com.

Complete your Registration and KYC Process

Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

Get Started

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.