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10 Best UTI SIP Mutual Funds 2022 | Best SIP Funds

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10 Best UTI SIP Mutual Funds 2022

Updated on January 23, 2022 , 16606 views

UTI SIPs are the most efficient way to invest in Mutual Fund schemes. SIP or Systematic Investment plan works like Recurring deposit, wherein a specific amount is invested at a stipulated interval (weekly/monthly/quarterly). One can start a SIP at just INR 500, making it as the most affordable means of investment. Since you become a regular investor via a SIP, you can easily get into a habit of long-term savings. Also, SIP investment benefit over the long-run, especially in Equity Funds. It balances the risk of equity Market well, hence giving you a stable Income even during turbulent market conditions. UTI

Why to Invest in Best UTI SIP Funds?

Some of the major advantages of a SIP that you can gain by Investing in UTI schemes are:

Investors who are keen to invest in SIP, here are the top 10 best UTI SIP Mutual Funds to invest. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.

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Best UTI SIP Equity Mutual Funds to Invest

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2021 (%)
UTI Mid Cap Fund Growth ₹185.108
↑ 0.85
₹6,895 500 07.536.724.515.943.1
UTI Equity Fund Growth ₹251.704
↑ 0.18
₹25,541 500 -5.35.624.623.318.934
UTI Healthcare Fund Growth ₹157.273
↑ 1.38
₹846 500 -3.7-7.511.323.112.719.1
UTI Long Term Equity Fund Growth ₹145.528
↑ 1.57
₹3,038 500 -1.78.328.421.315.633.1
UTI Value Opportunities Fund Growth ₹100.099
↑ 1.26
₹6,643 500 -2.76.926.220.515.430.4
UTI Dividend Yield Fund Growth ₹103.9
↑ 0.76
₹3,137 500 -4.65.330.118.614.938.8
UTI Core Equity Fund Growth ₹97.6847
↑ 1.23
₹1,209 500 -4.34.935.217.913.640.8
UTI Infrastructure Fund Growth ₹78.0732
↑ 1.27
₹1,470 500 -0.6736.517.511.639.4
UTI India Lifestyle Fund Growth ₹38.6952
↑ 0.50
₹380 500 -0.78.52116.513.326.4
UTI Transportation & Logistics Fund Growth ₹135.023
↑ 3.02
₹1,550 500 2.112.316.612.96.624.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Jan 22
*List of Funds based on Assets >= 100 Crore & Sorted on 3 year CAGR Returns.

1. UTI Mid Cap Fund

Investment objective is "capital appreciation" by investing primarily in mid cap stocks.

UTI Mid Cap Fund is a Equity - Mid Cap fund was launched on 7 Apr 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.4% since its launch.  Ranked 36 in Mid Cap category.  Return for 2021 was 43.1% , 2020 was 32.7% and 2019 was -0.2% .

Below is the key information for UTI Mid Cap Fund

UTI Mid Cap Fund
Growth
Launch Date 7 Apr 04
NAV (25 Jan 22) ₹185.108 ↑ 0.85   (0.46 %)
Net Assets (Cr) ₹6,895 on 31 Dec 21
Category Equity - Mid Cap
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 2.13
Sharpe Ratio 3.15
Information Ratio 0.09
Alpha Ratio 5.07
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Mid Cap

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹14,199
31 Dec 18₹12,076
31 Dec 19₹12,053
31 Dec 20₹15,991
31 Dec 21₹22,878

UTI Mid Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for UTI Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 22

DurationReturns
1 Month 0.3%
3 Month 0%
6 Month 7.5%
1 Year 36.7%
3 Year 24.5%
5 Year 15.9%
10 Year
15 Year
Since launch 18.4%
Historical performance (Yearly) on absolute basis
YearReturns
2021 43.1%
2020 32.7%
2019 -0.2%
2018 -14.9%
2017 42%
2016 3.5%
2015 6.6%
2014 90.4%
2013 9.7%
2012 41.6%
Fund Manager information for UTI Mid Cap Fund
NameSinceTenure
Ankit Agarwal30 Aug 192.34 Yr.

Data below for UTI Mid Cap Fund as on 31 Dec 21

Equity Sector Allocation
SectorValue
Consumer Cyclical23.9%
Industrials18.35%
Financial Services14.48%
Basic Materials13.48%
Health Care10.66%
Technology9.5%
Real Estate2.59%
Consumer Defensive1.72%
Utility1.62%
Energy1%
Communication Services0.38%
Asset Allocation
Asset ClassValue
Cash2.32%
Equity97.68%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
SRF Ltd (Basic Materials)
Equity, Since 31 May 10 | SRF
3%₹226 Cr933,375
↓ -11,394
Tube Investments of India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 30 Sep 17 | 540762
3%₹221 Cr1,260,509
Mphasis Ltd (Technology)
Equity, Since 31 Mar 15 | 526299
3%₹220 Cr648,585
PI Industries Ltd (Basic Materials)
Equity, Since 30 Nov 17 | PIIND
3%₹208 Cr684,325
L&T Technology Services Ltd (Technology)
Equity, Since 31 Jul 20 | LTTS
3%₹199 Cr355,300
Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Mar 12 | CHOLAFIN
3%₹192 Cr3,689,989
Jubilant Foodworks Ltd (Consumer Cyclical)
Equity, Since 30 Sep 19 | JUBLFOOD
3%₹185 Cr515,505
Astral Ltd (Industrials)
Equity, Since 30 Sep 19 | ASTRAL
2%₹150 Cr656,696
Shriram Transport Finance Co Ltd (Financial Services)
Equity, Since 30 Apr 21 | SRTRANSFIN
2%₹148 Cr1,214,024
Alkem Laboratories Ltd (Healthcare)
Equity, Since 31 Jul 21 | ALKEM
2%₹143 Cr394,320

2. UTI Equity Fund

This Scheme primarily aims at securing for the unitholders capital appreciation by investing the funds of the scheme in equity shares and convertible and non-convertible bonds/ debentures of companies with good growth prospects and money market instruments.

UTI Equity Fund is a Equity - Multi Cap fund was launched on 18 May 92. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.7% since its launch.  Ranked 54 in Multi Cap category.  Return for 2021 was 34% , 2020 was 31.5% and 2019 was 11.7% .

Below is the key information for UTI Equity Fund

UTI Equity Fund
Growth
Launch Date 18 May 92
NAV (25 Jan 22) ₹251.704 ↑ 0.18   (0.07 %)
Net Assets (Cr) ₹25,541 on 31 Dec 21
Category Equity - Multi Cap
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 1.96
Sharpe Ratio 2.66
Information Ratio 1.27
Alpha Ratio 7.51
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Multi Cap

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹13,009
31 Dec 18₹13,467
31 Dec 19₹15,047
31 Dec 20₹19,794
31 Dec 21₹26,519

UTI Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for UTI Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 22

DurationReturns
1 Month -2.8%
3 Month -5.3%
6 Month 5.6%
1 Year 24.6%
3 Year 23.3%
5 Year 18.9%
10 Year
15 Year
Since launch 13.7%
Historical performance (Yearly) on absolute basis
YearReturns
2021 34%
2020 31.5%
2019 11.7%
2018 3.5%
2017 30.1%
2016 1.1%
2015 0.9%
2014 46.8%
2013 7.6%
2012 32.2%
Fund Manager information for UTI Equity Fund
NameSinceTenure
Ajay Tyagi11 Jan 165.98 Yr.

Data below for UTI Equity Fund as on 31 Dec 21

Equity Sector Allocation
SectorValue
Financial Services23.96%
Consumer Cyclical17.38%
Technology16.5%
Health Care14.38%
Industrials7.19%
Basic Materials6.94%
Consumer Defensive6.41%
Communication Services4.9%
Asset Allocation
Asset ClassValue
Cash2.35%
Equity97.65%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen & Toubro Infotech Ltd (Technology)
Equity, Since 31 Aug 18 | 540005
6%₹1,498 Cr2,043,200
↑ 3,700
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 17 | 500034
5%₹1,386 Cr1,986,570
↑ 18,050
HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 07 | HDFCBANK
5%₹1,342 Cr9,073,342
↑ 149,600
Infosys Ltd (Technology)
Equity, Since 31 May 07 | INFY
4%₹1,079 Cr5,714,954
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Apr 15 | KOTAKBANK
4%₹966 Cr5,378,004
↑ 41,500
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Oct 15 | HDFC
4%₹897 Cr3,466,728
↑ 9,800
Coforge Ltd (Technology)
Equity, Since 31 Jul 21 | 532541
3%₹830 Cr1,409,560
↑ 18,870
MindTree Ltd (Technology)
Equity, Since 31 Mar 16 | 532819
3%₹806 Cr1,685,777
Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 31 Jul 19 | 540376
3%₹796 Cr1,703,673
↑ 5,300
Astral Ltd (Industrials)
Equity, Since 31 Mar 16 | ASTRAL
3%₹754 Cr3,304,609
↑ 6,000

3. UTI Healthcare Fund

(Erstwhile UTI Pharma & Healthcare Fund)

The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors.

UTI Healthcare Fund is a Equity - Sectoral fund was launched on 28 Jun 99. It is a fund with High risk and has given a CAGR/Annualized return of 14.4% since its launch.  Ranked 40 in Sectoral category.  Return for 2021 was 19.1% , 2020 was 67.4% and 2019 was 1.2% .

Below is the key information for UTI Healthcare Fund

UTI Healthcare Fund
Growth
Launch Date 28 Jun 99
NAV (25 Jan 22) ₹157.273 ↑ 1.38   (0.88 %)
Net Assets (Cr) ₹846 on 31 Dec 21
Category Equity - Sectoral
AMC UTI Asset Management Company Ltd
Rating
Risk High
Expense Ratio 2.74
Sharpe Ratio 1.13
Information Ratio 0.51
Alpha Ratio -0.44
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹10,620
31 Dec 18₹9,821
31 Dec 19₹9,936
31 Dec 20₹16,630
31 Dec 21₹19,803

UTI Healthcare Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for UTI Healthcare Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 22

DurationReturns
1 Month -2.1%
3 Month -3.7%
6 Month -7.5%
1 Year 11.3%
3 Year 23.1%
5 Year 12.7%
10 Year
15 Year
Since launch 14.4%
Historical performance (Yearly) on absolute basis
YearReturns
2021 19.1%
2020 67.4%
2019 1.2%
2018 -7.5%
2017 6.2%
2016 -9.7%
2015 12.4%
2014 43.7%
2013 23.3%
2012 24.8%
Fund Manager information for UTI Healthcare Fund
NameSinceTenure
V Srivatsa3 Mar 174.84 Yr.

Data below for UTI Healthcare Fund as on 31 Dec 21

Equity Sector Allocation
SectorValue
Health Care95.03%
Basic Materials3.2%
Asset Allocation
Asset ClassValue
Cash1.77%
Equity98.23%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Dr Reddy's Laboratories Ltd (Healthcare)
Equity, Since 28 Feb 18 | 500124
9%₹80 Cr162,934
↓ -4,127
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Oct 06 | SUNPHARMA
9%₹73 Cr858,390
↓ -12,324
Cipla Ltd (Healthcare)
Equity, Since 31 Jan 03 | 500087
8%₹71 Cr748,625
↓ -8,635
Aurobindo Pharma Ltd (Healthcare)
Equity, Since 31 Oct 13 | AUROPHARMA
7%₹60 Cr812,447
Fortis Healthcare Ltd (Healthcare)
Equity, Since 31 Dec 20 | 532843
5%₹46 Cr1,538,587
Lupin Ltd (Healthcare)
Equity, Since 31 May 18 | 500257
5%₹45 Cr468,483
↑ 53,066
Divi's Laboratories Ltd (Healthcare)
Equity, Since 30 Sep 17 | DIVISLAB
5%₹42 Cr90,534
↓ -3,410
Krishna Institute of Medical Sciences Ltd (Healthcare)
Equity, Since 30 Jun 21 | 543308
4%₹33 Cr234,541
↑ 24,769
Ajanta Pharma Ltd (Healthcare)
Equity, Since 31 Jul 17 | 532331
4%₹31 Cr138,401
↓ -22,021
Eris Lifesciences Ltd Registered Shs (Healthcare)
Equity, Since 31 Mar 19 | 540596
3%₹29 Cr382,137
↓ -41,995

4. UTI Long Term Equity Fund

(Erstwhile UTI Long Term Equity Fund (Tax Saving))

The funds collected under the scheme shall be invested in equities, fully convertible debentures/ bonds and warrants of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the non-convertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from their acquisition.

UTI Long Term Equity Fund is a Equity - ELSS fund was launched on 15 Dec 99. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.2% since its launch.  Ranked 29 in ELSS category.  Return for 2021 was 33.1% , 2020 was 20.2% and 2019 was 10.4% .

Below is the key information for UTI Long Term Equity Fund

UTI Long Term Equity Fund
Growth
Launch Date 15 Dec 99
NAV (25 Jan 22) ₹145.528 ↑ 1.57   (1.09 %)
Net Assets (Cr) ₹3,038 on 31 Dec 21
Category Equity - ELSS
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 2.34
Sharpe Ratio 2.76
Information Ratio 0.43
Alpha Ratio 7.61
Min Investment 500
Min SIP Investment 500
Exit Load NIL
Sub Cat. ELSS

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹13,310
31 Dec 18₹12,449
31 Dec 19₹13,738
31 Dec 20₹16,511
31 Dec 21₹21,976

UTI Long Term Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for UTI Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 22

DurationReturns
1 Month 0.9%
3 Month -1.7%
6 Month 8.3%
1 Year 28.4%
3 Year 21.3%
5 Year 15.6%
10 Year
15 Year
Since launch 15.2%
Historical performance (Yearly) on absolute basis
YearReturns
2021 33.1%
2020 20.2%
2019 10.4%
2018 -6.5%
2017 33.1%
2016 3.3%
2015 2.6%
2014 40.7%
2013 7.1%
2012 26.9%
Fund Manager information for UTI Long Term Equity Fund
NameSinceTenure
Vetri Subramaniam1 Sep 174.34 Yr.
Vishal Chopda30 Aug 192.34 Yr.

Data below for UTI Long Term Equity Fund as on 31 Dec 21

Equity Sector Allocation
SectorValue
Financial Services27.21%
Consumer Cyclical17.53%
Technology13.21%
Industrials9.61%
Consumer Defensive7.92%
Health Care6.66%
Basic Materials4.99%
Communication Services4.84%
Utility3.55%
Real Estate2.25%
Energy0.81%
Asset Allocation
Asset ClassValue
Cash1.41%
Equity98.59%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY
8%₹234 Cr1,236,930
↓ -12,473
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 07 | ICICIBANK
7%₹217 Cr2,929,707
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 11 | HDFCBANK
7%₹209 Cr1,415,729
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 13 | BHARTIARTL
4%₹123 Cr1,794,405
↓ -37,500
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 10 | 532215
4%₹108 Cr1,588,015
Larsen & Toubro Infotech Ltd (Technology)
Equity, Since 31 May 19 | 540005
2%₹73 Cr99,374
Tech Mahindra Ltd (Technology)
Equity, Since 31 Aug 13 | 532755
2%₹66 Cr367,283
Aditya Birla Fashion and Retail Ltd (Consumer Cyclical)
Equity, Since 31 Jan 16 | ABFRL
2%₹65 Cr2,378,213
State Bank of India (Financial Services)
Equity, Since 30 Sep 21 | SBIN
2%₹63 Cr1,368,052
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 19 | 500034
2%₹60 Cr86,013

5. UTI Value Opportunities Fund

(Erstwhile UTI Opportunities Fund)

This scheme seeks to generate capital appreciation and/or income distribution by investing the funds of the scheme in equity shares and equity-related instruments. The main focus of this scheme is to capitalize on opportunities arising in the market by responding to the dynamically changing Indian economy by moving its investments amongst different sectors as prevailing trends change.

UTI Value Opportunities Fund is a Equity - Value fund was launched on 20 Jul 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.9% since its launch.  Ranked 82 in Value category.  Return for 2021 was 30.4% , 2020 was 19% and 2019 was 10.4% .

Below is the key information for UTI Value Opportunities Fund

UTI Value Opportunities Fund
Growth
Launch Date 20 Jul 05
NAV (25 Jan 22) ₹100.099 ↑ 1.26   (1.28 %)
Net Assets (Cr) ₹6,643 on 31 Dec 21
Category Equity - Value
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 2.05
Sharpe Ratio 2.47
Information Ratio 0.15
Alpha Ratio 4.75
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Value

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹12,909
31 Dec 18₹12,594
31 Dec 19₹13,903
31 Dec 20₹16,547
31 Dec 21₹21,581

UTI Value Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for UTI Value Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 22

DurationReturns
1 Month 2.1%
3 Month -2.7%
6 Month 6.9%
1 Year 26.2%
3 Year 20.5%
5 Year 15.4%
10 Year
15 Year
Since launch 14.9%
Historical performance (Yearly) on absolute basis
YearReturns
2021 30.4%
2020 19%
2019 10.4%
2018 -2.4%
2017 29.1%
2016 2.6%
2015 -5.9%
2014 41.2%
2013 5.9%
2012 27.3%
Fund Manager information for UTI Value Opportunities Fund
NameSinceTenure
Vetri Subramaniam13 Feb 174.88 Yr.
Amit Premchandani1 Feb 183.92 Yr.

Data below for UTI Value Opportunities Fund as on 31 Dec 21

Equity Sector Allocation
SectorValue
Financial Services30.2%
Consumer Cyclical15.1%
Technology13.87%
Health Care10.33%
Industrials8.11%
Communication Services4.38%
Consumer Defensive4.03%
Utility3.79%
Real Estate3.66%
Basic Materials3.38%
Energy0.87%
Asset Allocation
Asset ClassValue
Cash2.28%
Equity97.72%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY
9%₹604 Cr3,200,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 07 | ICICIBANK
9%₹577 Cr7,800,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | HDFCBANK
8%₹515 Cr3,480,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | 532215
4%₹292 Cr4,300,000
↑ 100,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 17 | BHARTIARTL
4%₹280 Cr4,100,000
State Bank of India (Financial Services)
Equity, Since 31 Jul 18 | SBIN
3%₹221 Cr4,800,000
Tech Mahindra Ltd (Technology)
Equity, Since 30 Apr 20 | 532755
3%₹187 Cr1,045,000
↓ -30,000
ITC Ltd (Consumer Defensive)
Equity, Since 31 Mar 18 | ITC
2%₹151 Cr6,919,495
Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 31 Aug 18 | EICHERMOT
2%₹134 Cr518,377
Escorts Ltd (Industrials)
Equity, Since 31 Dec 18 | 500495
2%₹134 Cr700,000

6. UTI Dividend Yield Fund

(Erstwhile UTI - Dividend Yield Fund)

The investment objective of the scheme is to provide medium to long term capital gains and/ or dividend distribution by investing predominantly in equity and equity related instruments which offer high dividend yield. There can be no assurance that the investment objectives of the scheme will be realised.

UTI Dividend Yield Fund is a Equity - Dividend Yield fund was launched on 3 May 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15% since its launch.  Ranked 75 in Dividend Yield category.  Return for 2021 was 38.8% , 2020 was 18.9% and 2019 was 3.3% .

Below is the key information for UTI Dividend Yield Fund

UTI Dividend Yield Fund
Growth
Launch Date 3 May 05
NAV (25 Jan 22) ₹103.9 ↑ 0.76   (0.73 %)
Net Assets (Cr) ₹3,137 on 31 Dec 21
Category Equity - Dividend Yield
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 2.17
Sharpe Ratio 2.71
Information Ratio 0.88
Alpha Ratio 5.15
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Dividend Yield

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹12,850
31 Dec 18₹12,911
31 Dec 19₹13,332
31 Dec 20₹15,852
31 Dec 21₹22,009

UTI Dividend Yield Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for UTI Dividend Yield Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 22

DurationReturns
1 Month -1.8%
3 Month -4.6%
6 Month 5.3%
1 Year 30.1%
3 Year 18.6%
5 Year 14.9%
10 Year
15 Year
Since launch 15%
Historical performance (Yearly) on absolute basis
YearReturns
2021 38.8%
2020 18.9%
2019 3.3%
2018 0.5%
2017 28.5%
2016 6.1%
2015 -5.1%
2014 41.2%
2013 0.2%
2012 22.4%
Fund Manager information for UTI Dividend Yield Fund
NameSinceTenure
Swati Kulkarni1 Dec 0516.1 Yr.

Data below for UTI Dividend Yield Fund as on 31 Dec 21

Equity Sector Allocation
SectorValue
Technology36.45%
Consumer Defensive14.81%
Financial Services10.82%
Basic Materials8.77%
Energy7.49%
Utility6.96%
Health Care5.6%
Industrials5.36%
Consumer Cyclical2.14%
Communication Services0.43%
Asset Allocation
Asset ClassValue
Cash1.16%
Equity98.82%
Other0.02%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY
9%₹297 Cr1,575,000
↓ -99,000
Tech Mahindra Ltd (Technology)
Equity, Since 31 May 17 | 532755
9%₹282 Cr1,575,000
↓ -63,000
Mphasis Ltd (Technology)
Equity, Since 31 Mar 14 | 526299
7%₹226 Cr666,000
ITC Ltd (Consumer Defensive)
Equity, Since 30 Nov 07 | ITC
5%₹172 Cr7,893,000
Larsen & Toubro Infotech Ltd (Technology)
Equity, Since 30 Jun 19 | 540005
5%₹146 Cr198,494
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 08 | TCS
4%₹128 Cr342,000
NTPC Ltd (Utilities)
Equity, Since 31 Jul 05 | 532555
4%₹122 Cr9,846,000
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | 500696
4%₹119 Cr504,000
Tata Steel Ltd (Basic Materials)
Equity, Since 31 Aug 19 | TATASTEEL
3%₹95 Cr855,000
↓ -108,000
Torrent Pharmaceuticals Ltd (Healthcare)
Equity, Since 29 Feb 16 | TORNTPHARM
3%₹89 Cr270,000

7. UTI Core Equity Fund

(Erstwhile UTI Top 100 Fund)

The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.

UTI Core Equity Fund is a Equity - Large & Mid Cap fund was launched on 20 May 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.6% since its launch.  Ranked 29 in Large & Mid Cap category.  Return for 2021 was 40.8% , 2020 was 12.8% and 2019 was 1.5% .

Below is the key information for UTI Core Equity Fund

UTI Core Equity Fund
Growth
Launch Date 20 May 09
NAV (25 Jan 22) ₹97.6847 ↑ 1.23   (1.28 %)
Net Assets (Cr) ₹1,209 on 31 Dec 21
Category Equity - Large & Mid Cap
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 2.53
Sharpe Ratio 2.45
Information Ratio -0.77
Alpha Ratio 1.81
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Large & Mid Cap

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹13,523
31 Dec 18₹12,448
31 Dec 19₹12,629
31 Dec 20₹14,245
31 Dec 21₹20,052

UTI Core Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for UTI Core Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 22

DurationReturns
1 Month 1.5%
3 Month -4.3%
6 Month 4.9%
1 Year 35.2%
3 Year 17.9%
5 Year 13.6%
10 Year
15 Year
Since launch 12.6%
Historical performance (Yearly) on absolute basis
YearReturns
2021 40.8%
2020 12.8%
2019 1.5%
2018 -7.9%
2017 35.2%
2016 3.4%
2015 0.5%
2014 41.7%
2013 6.3%
2012 22.6%
Fund Manager information for UTI Core Equity Fund
NameSinceTenure
V Srivatsa17 May 174.63 Yr.

Data below for UTI Core Equity Fund as on 31 Dec 21

Equity Sector Allocation
SectorValue
Financial Services26.89%
Health Care11.97%
Technology10.37%
Consumer Cyclical9.76%
Industrials9.24%
Basic Materials7.65%
Consumer Defensive7.43%
Utility4.73%
Real Estate3.75%
Communication Services3.45%
Energy3.27%
Asset Allocation
Asset ClassValue
Cash1.48%
Equity98.52%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 06 | ICICIBANK
5%₹59 Cr796,417
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 20 | HDFCBANK
4%₹54 Cr367,191
↓ -3,710
State Bank of India (Financial Services)
Equity, Since 31 Jul 18 | SBIN
4%₹46 Cr999,444
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Jul 18 | HDFC
4%₹43 Cr164,384
ITC Ltd (Consumer Defensive)
Equity, Since 31 Dec 08 | ITC
3%₹38 Cr1,739,771
Infosys Ltd (Technology)
Equity, Since 28 Feb 06 | INFY
3%₹37 Cr196,835
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 14 | LT
3%₹34 Cr180,339
The Federal Bank Ltd (Financial Services)
Equity, Since 30 Jun 17 | FEDERALBNK
3%₹33 Cr3,918,159
↑ 228,835
Fortis Healthcare Ltd (Healthcare)
Equity, Since 31 Dec 20 | 532843
3%₹32 Cr1,090,543
↑ 63,375
Ajanta Pharma Ltd (Healthcare)
Equity, Since 31 Dec 17 | 532331
3%₹32 Cr142,944
↑ 6,628

8. UTI Infrastructure Fund

The investment objective of the Scheme is to provide income distribution and / or medium to long term "capital appreciation" by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.

UTI Infrastructure Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 12.8% since its launch.  Ranked 28 in Sectoral category.  Return for 2021 was 39.4% , 2020 was 3.4% and 2019 was 6.7% .

Below is the key information for UTI Infrastructure Fund

UTI Infrastructure Fund
Growth
Launch Date 7 Apr 04
NAV (25 Jan 22) ₹78.0732 ↑ 1.27   (1.66 %)
Net Assets (Cr) ₹1,470 on 31 Dec 21
Category Equity - Sectoral
AMC UTI Asset Management Company Ltd
Rating
Risk High
Expense Ratio 2.4
Sharpe Ratio 1.96
Information Ratio -0.27
Alpha Ratio 3.19
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹14,144
31 Dec 18₹11,934
31 Dec 19₹12,734
31 Dec 20₹13,172
31 Dec 21₹18,356

UTI Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for UTI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 22

DurationReturns
1 Month 3%
3 Month -0.6%
6 Month 7%
1 Year 36.5%
3 Year 17.5%
5 Year 11.6%
10 Year
15 Year
Since launch 12.8%
Historical performance (Yearly) on absolute basis
YearReturns
2021 39.4%
2020 3.4%
2019 6.7%
2018 -15.6%
2017 41.4%
2016 4%
2015 -5.5%
2014 60.1%
2013 -11.5%
2012 32.1%
Fund Manager information for UTI Infrastructure Fund
NameSinceTenure
Sachin Trivedi1 Sep 210.33 Yr.

Data below for UTI Infrastructure Fund as on 31 Dec 21

Equity Sector Allocation
SectorValue
Industrials45.97%
Financial Services14.2%
Utility12.99%
Communication Services9.17%
Basic Materials8.19%
Consumer Cyclical3.81%
Real Estate3.12%
Energy1.24%
Asset Allocation
Asset ClassValue
Cash1.32%
Equity98.68%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 05 | LT
10%₹146 Cr767,500
↓ -7,500
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 17 | BHARTIARTL
9%₹130 Cr1,900,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | ICICIBANK
5%₹77 Cr1,046,144
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 12 | ULTRACEMCO
5%₹76 Cr100,000
State Bank of India (Financial Services)
Equity, Since 31 Jan 11 | SBIN
5%₹72 Cr1,563,005
Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 13 | 532921
4%₹65 Cr895,000
NTPC Ltd (Utilities)
Equity, Since 31 Dec 18 | 532555
4%₹63 Cr5,058,744
Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 11 | 532215
4%₹59 Cr874,351
Gujarat Gas Ltd (Utilities)
Equity, Since 29 Feb 16 | 539336
3%₹48 Cr758,821
Shree Cement Ltd (Basic Materials)
Equity, Since 31 May 04 | 500387
3%₹45 Cr16,504

9. UTI India Lifestyle Fund

The investment objective of the scheme is to provide long term capital appreciation and/or income distribution from a diversified portfolio of equity and equity related instruments by primarily investing in sectors, areas, companies and themes that are expected to benefit from changing Indian demographics, Indian lifestyles and rising consumption pattern. However, there can be no assurance that the investment objective of the scheme will be achieved.

UTI India Lifestyle Fund is a Equity - Sectoral fund was launched on 30 Jul 07. It is a fund with High risk and has given a CAGR/Annualized return of 9.8% since its launch.  Ranked 64 in Sectoral category.  Return for 2021 was 26.4% , 2020 was 15.2% and 2019 was 5.8% .

Below is the key information for UTI India Lifestyle Fund

UTI India Lifestyle Fund
Growth
Launch Date 30 Jul 07
NAV (25 Jan 22) ₹38.6952 ↑ 0.50   (1.31 %)
Net Assets (Cr) ₹380 on 31 Dec 21
Category Equity - Sectoral
AMC UTI Asset Management Company Ltd
Rating
Risk High
Expense Ratio 2.63
Sharpe Ratio 2.34
Information Ratio 0.35
Alpha Ratio 9.9
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹13,264
31 Dec 18₹12,939
31 Dec 19₹13,687
31 Dec 20₹15,769
31 Dec 21₹19,933

UTI India Lifestyle Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for UTI India Lifestyle Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 22

DurationReturns
1 Month -0.1%
3 Month -0.7%
6 Month 8.5%
1 Year 21%
3 Year 16.5%
5 Year 13.3%
10 Year
15 Year
Since launch 9.8%
Historical performance (Yearly) on absolute basis
YearReturns
2021 26.4%
2020 15.2%
2019 5.8%
2018 -2.5%
2017 32.6%
2016 3.2%
2015 -1.9%
2014 32.6%
2013 5.8%
2012 33.1%
Fund Manager information for UTI India Lifestyle Fund
NameSinceTenure
Vishal Chopda31 Aug 192.34 Yr.

Data below for UTI India Lifestyle Fund as on 31 Dec 21

Equity Sector Allocation
SectorValue
Consumer Cyclical37.37%
Consumer Defensive32.51%
Communication Services8.85%
Basic Materials6.77%
Financial Services6.5%
Health Care1.99%
Real Estate1.82%
Industrials0.94%
Asset Allocation
Asset ClassValue
Cash3.24%
Equity96.76%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Asian Paints Ltd (Basic Materials)
Equity, Since 31 Dec 18 | 500820
7%₹26 Cr76,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 11 | BHARTIARTL
6%₹24 Cr350,000
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 11 | MARUTI
6%₹22 Cr30,000
↑ 1,000
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | 500696
5%₹18 Cr78,000
Nestle India Ltd (Consumer Defensive)
Equity, Since 30 Nov 17 | NESTLEIND
4%₹15 Cr7,800
Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 31 Mar 17 | 540376
4%₹15 Cr32,000
ITC Ltd (Consumer Defensive)
Equity, Since 30 Sep 07 | ITC
4%₹14 Cr635,000
Godrej Consumer Products Ltd (Consumer Defensive)
Equity, Since 31 May 21 | 532424
4%₹14 Cr140,000
↑ 5,000
Titan Co Ltd (Consumer Cyclical)
Equity, Since 28 Feb 19 | TITAN
3%₹12 Cr48,000
Dabur India Ltd (Consumer Defensive)
Equity, Since 28 Feb 19 | 500096
3%₹11 Cr190,000

10. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

UTI Transportation & Logistics Fund is a Equity - Sectoral fund was launched on 11 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 15.8% since its launch.  Ranked 19 in Sectoral category.  Return for 2021 was 24.3% , 2020 was 11% and 2019 was -8.7% .

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund
Growth
Launch Date 11 Apr 04
NAV (25 Jan 22) ₹135.023 ↑ 3.02   (2.29 %)
Net Assets (Cr) ₹1,550 on 31 Dec 21
Category Equity - Sectoral
AMC UTI Asset Management Company Ltd
Rating
Risk High
Expense Ratio 2.38
Sharpe Ratio 1.24
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹13,961
31 Dec 18₹11,235
31 Dec 19₹10,253
31 Dec 20₹11,383
31 Dec 21₹14,154

UTI Transportation & Logistics Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992
Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 22

DurationReturns
1 Month 6.7%
3 Month 2.1%
6 Month 12.3%
1 Year 16.6%
3 Year 12.9%
5 Year 6.6%
10 Year
15 Year
Since launch 15.8%
Historical performance (Yearly) on absolute basis
YearReturns
2021 24.3%
2020 11%
2019 -8.7%
2018 -19.5%
2017 39.6%
2016 4.8%
2015 5.7%
2014 104%
2013 24.7%
2012 37.7%
Fund Manager information for UTI Transportation & Logistics Fund
NameSinceTenure
Sachin Trivedi22 Sep 165.28 Yr.

Data below for UTI Transportation & Logistics Fund as on 31 Dec 21

Equity Sector Allocation
SectorValue
Consumer Cyclical76.54%
Industrials19.73%
Financial Services0.94%
Asset Allocation
Asset ClassValue
Cash2.79%
Equity97.21%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | MARUTI
16%₹243 Cr327,514
Tata Motors Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | TATAMOTORS
13%₹196 Cr4,061,951
↑ 75,000
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | M&M
11%₹166 Cr1,977,981
↑ 50,000
Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 30 Apr 18 | 532977
9%₹135 Cr415,235
↑ 40,000
Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 13 | 532921
7%₹112 Cr1,531,915
Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 30 Nov 08 | EICHERMOT
7%₹111 Cr428,974
Ashok Leyland Ltd (Industrials)
Equity, Since 30 Jun 17 | 500477
5%₹79 Cr6,484,586
↑ 289,493
Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Mar 12 | HEROMOTOCO
3%₹46 Cr188,115
Bosch Ltd (Consumer Cyclical)
Equity, Since 28 Feb 21 | 500530
3%₹46 Cr26,731
Apollo Tyres Ltd (Consumer Cyclical)
Equity, Since 31 Jan 14 | 500877
2%₹29 Cr1,314,554

How Does SIP Investment Grow?

Want to know how your SIP investment will grow if you invest a certain amount monthly for a specific period of time? We will explain you with an example.

SIP Calculator or SIP Return Calculator

SIP calculators usually take inputs such as the SIP investment amount(goal) one seeks to invest, the number of years of investing required, expected Inflation rates (one needs to account for this!) and expected returns. Hence, one can calculate the SIP returns required to achieve a goal!

Let’s suppose, if you invest INR 10,000 for 10 years, see how your SIP investment grows-

Monthly Investment: INR 10,000

Investment Period: 10 years

Total Amount Invested: INR 12,00,000

Long-term Growth Rate (approx.): 15%

Expected Returns as per sip calculator: INR 27,86,573

Net Profit: INR 15,86,573 (Absolute Return= 132.2%)

The above calculations show that if you invest INR 10,000 monthly for 10 years (a total of INR 12,00,000) you will earn INR 27,86,573, which means the net profit you make is INR 15,86,573. Isn’t it great!

How to Invest in UTI Funds Online?

  1. Open Free Investment Account for Lifetime at Fincash.com.

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

    Get Started

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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