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10 Best UTI SIP Mutual Funds 2023 | Best SIP Funds

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10 Best UTI SIP Mutual Funds 2023

Updated on November 29, 2023 , 23671 views

UTI SIPs are the most efficient way to invest in Mutual Fund schemes. SIP or Systematic Investment plan works like Recurring deposit, wherein a specific amount is invested at a stipulated interval (weekly/monthly/quarterly). One can start a SIP at just INR 500, making it as the most affordable means of investment. Since you become a regular investor via a SIP, you can easily get into a habit of long-term savings. Also, SIP investment benefit over the long-run, especially in Equity Funds. It balances the risk of equity Market well, hence giving you a stable Income even during turbulent market conditions. UTI

Why to Invest in Best UTI SIP Funds?

Some of the major advantages of a SIP that you can gain by Investing in UTI schemes are:

Investors who are keen to invest in SIP, here are the top 10 best UTI SIP Mutual Funds to invest. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.

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Best UTI SIP Equity Mutual Funds to Invest

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2022 (%)
UTI Infrastructure Fund Growth ₹107.216
↑ 1.13
₹1,644 500 9.821.823.527.116.98.8
UTI Core Equity Fund Growth ₹129.814
↑ 0.75
₹1,980 500 6.721.322.925.316.54.6
UTI Transportation & Logistics Fund Growth ₹196.497
↑ 0.01
₹2,348 500 8.219.526.924.713.914.7
UTI Mid Cap Fund Growth ₹237.359
↑ 0.59
₹8,735 500 4.519.622.223.819.1-0.8
UTI Dividend Yield Fund Growth ₹129.318
↑ 0.90
₹3,059 500 6.718.321.420.915.8-5.3
UTI Value Opportunities Fund Growth ₹124.242
↑ 0.61
₹7,418 500 6.417.215.719.516.54.3
UTI Long Term Equity Fund Growth ₹167.209
↑ 0.75
₹3,083 500 5.414.813.317.115.3-3.5
UTI India Lifestyle Fund Growth ₹45.8847
↑ 0.17
₹505 500 6.912.91416.712.6-2.3
UTI Banking and Financial Services Fund Growth ₹143.987
↑ 0.86
₹898 500 4.51010.7169.815.1
UTI MNC Fund Growth ₹321.8
↑ 1.09
₹2,546 500 3.912.814.415.510.3-1.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Dec 23
*List of Funds based on Assets >= 100 Crore & Sorted on 3 year CAGR Returns.

1. UTI Infrastructure Fund

The investment objective of the Scheme is to provide income distribution and / or medium to long term "capital appreciation" by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.

UTI Infrastructure Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 13.4% since its launch.  Ranked 28 in Sectoral category.  Return for 2022 was 8.8% , 2021 was 39.4% and 2020 was 3.4% .

Below is the key information for UTI Infrastructure Fund

UTI Infrastructure Fund
Growth
Launch Date 7 Apr 04
NAV (01 Dec 23) ₹107.216 ↑ 1.13   (1.07 %)
Net Assets (Cr) ₹1,644 on 31 Oct 23
Category Equity - Sectoral
AMC UTI Asset Management Company Ltd
Rating
Risk High
Expense Ratio 2.3
Sharpe Ratio 0.87
Information Ratio 0.42
Alpha Ratio 1.38
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹10,904
30 Nov 20₹10,515
30 Nov 21₹15,487
30 Nov 22₹17,588
30 Nov 23₹21,585

UTI Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for UTI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

DurationReturns
1 Month 10%
3 Month 9.8%
6 Month 21.8%
1 Year 23.5%
3 Year 27.1%
5 Year 16.9%
10 Year
15 Year
Since launch 13.4%
Historical performance (Yearly) on absolute basis
YearReturns
2022 8.8%
2021 39.4%
2020 3.4%
2019 6.7%
2018 -15.6%
2017 41.4%
2016 4%
2015 -5.5%
2014 60.1%
2013 -11.5%
Fund Manager information for UTI Infrastructure Fund
NameSinceTenure
Sachin Trivedi1 Sep 212.17 Yr.

Data below for UTI Infrastructure Fund as on 31 Oct 23

Equity Sector Allocation
SectorValue
Industrials42.17%
Utility13.09%
Communication Services10.12%
Basic Materials8.62%
Financial Services6.67%
Energy6.66%
Consumer Cyclical4.08%
Real Estate3.86%
Asset Allocation
Asset ClassValue
Cash4.59%
Equity95.27%
Debt0.14%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 05 | LT
12%₹195 Cr667,396
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 17 | BHARTIARTL
10%₹159 Cr1,737,500
NTPC Ltd (Utilities)
Equity, Since 31 Dec 18 | 532555
8%₹123 Cr5,232,701
↑ 173,957
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 12 | ULTRACEMCO
6%₹99 Cr118,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 22 | RELIANCE
4%₹69 Cr300,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 11 | 532215
3%₹57 Cr581,655
Bharat Electronics Ltd (Industrials)
Equity, Since 31 Dec 15 | BEL
3%₹53 Cr3,951,587
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | ICICIBANK
3%₹52 Cr573,320
Shree Cement Ltd (Basic Materials)
Equity, Since 31 May 04 | 500387
3%₹42 Cr16,504
Bharat Forge Ltd (Consumer Cyclical)
Equity, Since 30 Jun 12 | 500493
3%₹42 Cr410,000

2. UTI Core Equity Fund

(Erstwhile UTI Top 100 Fund)

The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.

UTI Core Equity Fund is a Equity - Large & Mid Cap fund was launched on 20 May 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.1% since its launch.  Ranked 29 in Large & Mid Cap category.  Return for 2022 was 4.6% , 2021 was 40.8% and 2020 was 12.8% .

Below is the key information for UTI Core Equity Fund

UTI Core Equity Fund
Growth
Launch Date 20 May 09
NAV (01 Dec 23) ₹129.814 ↑ 0.75   (0.58 %)
Net Assets (Cr) ₹1,980 on 31 Oct 23
Category Equity - Large & Mid Cap
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 2.46
Sharpe Ratio 0.87
Information Ratio 0.55
Alpha Ratio 2.77
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Large & Mid Cap

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹10,128
30 Nov 20₹10,778
30 Nov 21₹15,988
30 Nov 22₹17,398
30 Nov 23₹21,332

UTI Core Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for UTI Core Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

DurationReturns
1 Month 8.3%
3 Month 6.7%
6 Month 21.3%
1 Year 22.9%
3 Year 25.3%
5 Year 16.5%
10 Year
15 Year
Since launch 13.1%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.6%
2021 40.8%
2020 12.8%
2019 1.5%
2018 -7.9%
2017 35.2%
2016 3.4%
2015 0.5%
2014 41.7%
2013 6.3%
Fund Manager information for UTI Core Equity Fund
NameSinceTenure
V Srivatsa17 May 176.46 Yr.

Data below for UTI Core Equity Fund as on 31 Oct 23

Equity Sector Allocation
SectorValue
Financial Services31.66%
Consumer Cyclical11.26%
Basic Materials10.71%
Health Care10.38%
Technology10.31%
Industrials6.18%
Consumer Defensive4.18%
Energy3.7%
Real Estate2.81%
Utility1.84%
Communication Services1.53%
Asset Allocation
Asset ClassValue
Cash5.35%
Equity94.56%
Debt0.09%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 20 | HDFCBANK
9%₹173 Cr1,135,486
↑ 100,367
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 06 | ICICIBANK
4%₹81 Cr849,038
↑ 51,118
Infosys Ltd (Technology)
Equity, Since 28 Feb 06 | INFY
4%₹74 Cr515,848
↑ 20,020
The Federal Bank Ltd (Financial Services)
Equity, Since 30 Jun 17 | FEDERALBNK
3%₹68 Cr4,645,539
↓ -93,894
Reliance Industries Ltd (Energy)
Equity, Since 29 Feb 20 | RELIANCE
3%₹65 Cr278,047
↑ 18,223
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 14 | LT
3%₹57 Cr189,455
↓ -4,009
ITC Ltd (Consumer Defensive)
Equity, Since 31 Dec 08 | ITC
3%₹56 Cr1,251,394
↑ 88,714
Coromandel International Ltd (Basic Materials)
Equity, Since 30 Apr 20 | COROMANDEL
3%₹53 Cr465,464
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Mar 21 | M&M
3%₹52 Cr334,176
HCL Technologies Ltd (Technology)
Equity, Since 31 May 21 | HCLTECH
3%₹50 Cr408,471
↑ 31,511

3. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

UTI Transportation & Logistics Fund is a Equity - Sectoral fund was launched on 11 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 16.4% since its launch.  Ranked 19 in Sectoral category.  Return for 2022 was 14.7% , 2021 was 24.3% and 2020 was 11% .

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund
Growth
Launch Date 11 Apr 04
NAV (01 Dec 23) ₹196.497 ↑ 0.01   (0.01 %)
Net Assets (Cr) ₹2,348 on 31 Oct 23
Category Equity - Sectoral
AMC UTI Asset Management Company Ltd
Rating
Risk High
Expense Ratio 2.33
Sharpe Ratio 0.53
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹9,009
30 Nov 20₹9,789
30 Nov 21₹12,248
30 Nov 22₹15,115
30 Nov 23₹19,130

UTI Transportation & Logistics Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

DurationReturns
1 Month 10.6%
3 Month 8.2%
6 Month 19.5%
1 Year 26.9%
3 Year 24.7%
5 Year 13.9%
10 Year
15 Year
Since launch 16.4%
Historical performance (Yearly) on absolute basis
YearReturns
2022 14.7%
2021 24.3%
2020 11%
2019 -8.7%
2018 -19.5%
2017 39.6%
2016 4.8%
2015 5.7%
2014 104%
2013 24.7%
Fund Manager information for UTI Transportation & Logistics Fund
NameSinceTenure
Sachin Trivedi22 Sep 167.11 Yr.

Data below for UTI Transportation & Logistics Fund as on 31 Oct 23

Equity Sector Allocation
SectorValue
Consumer Cyclical77.41%
Industrials14.86%
Financial Services1.3%
Asset Allocation
Asset ClassValue
Cash6.32%
Equity93.58%
Debt0.1%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | MARUTI
13%₹300 Cr288,783
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | M&M
12%₹286 Cr1,958,001
↓ -30,000
Tata Motors Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | TATAMOTORS
12%₹272 Cr4,320,978
Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 30 Nov 08 | EICHERMOT
9%₹200 Cr607,702
Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 30 Apr 18 | 532977
7%₹167 Cr314,872
Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Mar 12 | HEROMOTOCO
4%₹98 Cr317,777
InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 May 18 | INDIGO
4%₹84 Cr341,061
TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 30 Sep 19 | 532343
3%₹70 Cr438,725
Ashok Leyland Ltd (Industrials)
Equity, Since 30 Jun 17 | 500477
3%₹66 Cr3,959,836
Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 13 | ADANIPORTS
3%₹65 Cr831,733

4. UTI Mid Cap Fund

Investment objective is "capital appreciation" by investing primarily in mid cap stocks.

UTI Mid Cap Fund is a Equity - Mid Cap fund was launched on 7 Apr 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18% since its launch.  Ranked 36 in Mid Cap category.  Return for 2022 was -0.8% , 2021 was 43.1% and 2020 was 32.7% .

Below is the key information for UTI Mid Cap Fund

UTI Mid Cap Fund
Growth
Launch Date 7 Apr 04
NAV (01 Dec 23) ₹237.359 ↑ 0.59   (0.25 %)
Net Assets (Cr) ₹8,735 on 31 Oct 23
Category Equity - Mid Cap
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 2
Sharpe Ratio 0.63
Information Ratio -1.3
Alpha Ratio -6.36
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Mid Cap

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹10,004
30 Nov 20₹12,560
30 Nov 21₹18,674
30 Nov 22₹19,420
30 Nov 23₹23,877

UTI Mid Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for UTI Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

DurationReturns
1 Month 7.8%
3 Month 4.5%
6 Month 19.6%
1 Year 22.2%
3 Year 23.8%
5 Year 19.1%
10 Year
15 Year
Since launch 18%
Historical performance (Yearly) on absolute basis
YearReturns
2022 -0.8%
2021 43.1%
2020 32.7%
2019 -0.2%
2018 -14.9%
2017 42%
2016 3.5%
2015 6.6%
2014 90.4%
2013 9.7%
Fund Manager information for UTI Mid Cap Fund
NameSinceTenure
Ankit Agarwal30 Aug 194.18 Yr.

Data below for UTI Mid Cap Fund as on 31 Oct 23

Equity Sector Allocation
SectorValue
Consumer Cyclical21.09%
Industrials20.38%
Financial Services19.76%
Health Care11.19%
Basic Materials9.22%
Technology7.23%
Real Estate2.38%
Consumer Defensive2.1%
Utility1.95%
Energy0.84%
Asset Allocation
Asset ClassValue
Cash3.68%
Equity96.13%
Debt0.18%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Mar 12 | CHOLAFIN
2%₹217 Cr1,903,900
↓ -415,000
The Federal Bank Ltd (Financial Services)
Equity, Since 30 Nov 10 | FEDERALBNK
2%₹215 Cr15,308,621
Tube Investments of India Ltd Ordinary Shares (Industrials)
Equity, Since 30 Sep 17 | TIINDIA
2%₹200 Cr635,509
APL Apollo Tubes Ltd (Basic Materials)
Equity, Since 30 Nov 20 | APLAPOLLO
2%₹194 Cr1,236,817
↓ -32,157
Bharat Forge Ltd (Consumer Cyclical)
Equity, Since 31 Aug 13 | 500493
2%₹186 Cr1,828,064
Coforge Ltd (Technology)
Equity, Since 30 Apr 21 | COFORGE
2%₹185 Cr372,030
Shriram Finance Ltd (Financial Services)
Equity, Since 30 Apr 21 | SHRIRAMFIN
2%₹185 Cr983,138
↓ -289,364
Polycab India Ltd (Industrials)
Equity, Since 31 Dec 20 | POLYCAB
2%₹180 Cr365,033
Alkem Laboratories Ltd (Healthcare)
Equity, Since 31 Jul 21 | ALKEM
2%₹179 Cr479,907
Astral Ltd (Industrials)
Equity, Since 30 Sep 19 | ASTRAL
2%₹177 Cr956,190

5. UTI Dividend Yield Fund

(Erstwhile UTI - Dividend Yield Fund)

The investment objective of the scheme is to provide medium to long term capital gains and/ or dividend distribution by investing predominantly in equity and equity related instruments which offer high dividend yield. There can be no assurance that the investment objectives of the scheme will be realised.

UTI Dividend Yield Fund is a Equity - Dividend Yield fund was launched on 3 May 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.8% since its launch.  Ranked 75 in Dividend Yield category.  Return for 2022 was -5.3% , 2021 was 38.8% and 2020 was 18.9% .

Below is the key information for UTI Dividend Yield Fund

UTI Dividend Yield Fund
Growth
Launch Date 3 May 05
NAV (01 Dec 23) ₹129.318 ↑ 0.90   (0.70 %)
Net Assets (Cr) ₹3,059 on 31 Oct 23
Category Equity - Dividend Yield
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 2.1
Sharpe Ratio 0.83
Information Ratio -0.08
Alpha Ratio 5.78
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Dividend Yield

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹10,541
30 Nov 20₹11,622
30 Nov 21₹16,713
30 Nov 22₹17,043
30 Nov 23₹20,670

UTI Dividend Yield Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for UTI Dividend Yield Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

DurationReturns
1 Month 9%
3 Month 6.7%
6 Month 18.3%
1 Year 21.4%
3 Year 20.9%
5 Year 15.8%
10 Year
15 Year
Since launch 14.8%
Historical performance (Yearly) on absolute basis
YearReturns
2022 -5.3%
2021 38.8%
2020 18.9%
2019 3.3%
2018 0.5%
2017 28.5%
2016 6.1%
2015 -5.1%
2014 41.2%
2013 0.2%
Fund Manager information for UTI Dividend Yield Fund
NameSinceTenure
Amit Premchandani16 Nov 220.96 Yr.

Data below for UTI Dividend Yield Fund as on 31 Oct 23

Equity Sector Allocation
SectorValue
Technology19.94%
Financial Services19.17%
Consumer Defensive12.23%
Energy9.33%
Consumer Cyclical8.19%
Utility7.84%
Basic Materials7.13%
Health Care6.41%
Industrials6.39%
Asset Allocation
Asset ClassValue
Cash3.21%
Equity96.63%
Debt0.16%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY
6%₹192 Cr1,400,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 12 | HDFCBANK
6%₹185 Cr1,250,000
↑ 205,000
Tech Mahindra Ltd (Technology)
Equity, Since 31 May 17 | 532755
4%₹113 Cr1,000,000
Tata Steel Ltd (Basic Materials)
Equity, Since 31 Aug 19 | TATASTEEL
4%₹113 Cr9,500,000
NTPC Ltd (Utilities)
Equity, Since 31 Jul 05 | 532555
3%₹104 Cr4,400,000
↓ -600,000
ITC Ltd (Consumer Defensive)
Equity, Since 30 Nov 07 | ITC
3%₹103 Cr2,400,000
Mphasis Ltd (Technology)
Equity, Since 31 Mar 14 | 526299
3%₹101 Cr475,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 08 | TCS
3%₹98 Cr290,000
Marico Ltd (Consumer Defensive)
Equity, Since 29 Feb 20 | 531642
3%₹97 Cr1,800,000
Bharat Electronics Ltd (Industrials)
Equity, Since 30 Sep 08 | BEL
3%₹83 Cr6,200,000

6. UTI Value Opportunities Fund

(Erstwhile UTI Opportunities Fund)

This scheme seeks to generate capital appreciation and/or income distribution by investing the funds of the scheme in equity shares and equity-related instruments. The main focus of this scheme is to capitalize on opportunities arising in the market by responding to the dynamically changing Indian economy by moving its investments amongst different sectors as prevailing trends change.

UTI Value Opportunities Fund is a Equity - Value fund was launched on 20 Jul 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.7% since its launch.  Ranked 82 in Value category.  Return for 2022 was 4.3% , 2021 was 30.4% and 2020 was 19% .

Below is the key information for UTI Value Opportunities Fund

UTI Value Opportunities Fund
Growth
Launch Date 20 Jul 05
NAV (01 Dec 23) ₹124.242 ↑ 0.61   (0.49 %)
Net Assets (Cr) ₹7,418 on 31 Oct 23
Category Equity - Value
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 1.95
Sharpe Ratio 0.33
Information Ratio -0.07
Alpha Ratio 0.34
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Value

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹11,024
30 Nov 20₹12,392
30 Nov 21₹16,916
30 Nov 22₹18,450
30 Nov 23₹21,350

UTI Value Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for UTI Value Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

DurationReturns
1 Month 8.7%
3 Month 6.4%
6 Month 17.2%
1 Year 15.7%
3 Year 19.5%
5 Year 16.5%
10 Year
15 Year
Since launch 14.7%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.3%
2021 30.4%
2020 19%
2019 10.4%
2018 -2.4%
2017 29.1%
2016 2.6%
2015 -5.9%
2014 41.2%
2013 5.9%
Fund Manager information for UTI Value Opportunities Fund
NameSinceTenure
Amit Premchandani1 Feb 185.75 Yr.

Data below for UTI Value Opportunities Fund as on 31 Oct 23

Equity Sector Allocation
SectorValue
Financial Services31.61%
Consumer Cyclical15.68%
Technology12.01%
Health Care9.71%
Basic Materials8.19%
Industrials5.1%
Communication Services4.27%
Consumer Defensive4.15%
Energy3.29%
Real Estate2.37%
Utility1.72%
Asset Allocation
Asset ClassValue
Cash1.76%
Equity98.11%
Debt0.13%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | HDFCBANK
9%₹702 Cr4,600,000
↑ 100,000
Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY
6%₹463 Cr3,225,000
↓ -50,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 07 | ICICIBANK
6%₹452 Cr4,745,000
↓ -5,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | AXISBANK
5%₹363 Cr3,500,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 17 | 532454
4%₹269 Cr2,900,000
State Bank of India (Financial Services)
Equity, Since 31 Jul 18 | SBIN
3%₹239 Cr4,000,000
Tata Steel Ltd (Basic Materials)
Equity, Since 31 Aug 19 | TATASTEEL
3%₹193 Cr15,000,000
↓ -250,000
Hindalco Industries Ltd (Basic Materials)
Equity, Since 31 May 22 | HINDALCO
2%₹187 Cr3,800,000
Mphasis Ltd (Technology)
Equity, Since 31 Oct 22 | MPHASIS
2%₹184 Cr775,000
↓ -20,000
IndusInd Bank Ltd (Financial Services)
Equity, Since 30 Apr 22 | INDUSINDBK
2%₹168 Cr1,175,000
↓ -25,000

7. UTI Long Term Equity Fund

(Erstwhile UTI Long Term Equity Fund (Tax Saving))

The funds collected under the scheme shall be invested in equities, fully convertible debentures/ bonds and warrants of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the non-convertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from their acquisition.

UTI Long Term Equity Fund is a Equity - ELSS fund was launched on 15 Dec 99. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.6% since its launch.  Ranked 29 in ELSS category.  Return for 2022 was -3.5% , 2021 was 33.1% and 2020 was 20.2% .

Below is the key information for UTI Long Term Equity Fund

UTI Long Term Equity Fund
Growth
Launch Date 15 Dec 99
NAV (01 Dec 23) ₹167.209 ↑ 0.75   (0.45 %)
Net Assets (Cr) ₹3,083 on 31 Oct 23
Category Equity - ELSS
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 2.07
Sharpe Ratio 0.01
Information Ratio -0.56
Alpha Ratio -2.72
Min Investment 500
Min SIP Investment 500
Exit Load NIL
Sub Cat. ELSS

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹11,052
30 Nov 20₹12,544
30 Nov 21₹17,576
30 Nov 22₹17,898
30 Nov 23₹20,265

UTI Long Term Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579
Invest Now

Returns for UTI Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

DurationReturns
1 Month 8%
3 Month 5.4%
6 Month 14.8%
1 Year 13.3%
3 Year 17.1%
5 Year 15.3%
10 Year
15 Year
Since launch 14.6%
Historical performance (Yearly) on absolute basis
YearReturns
2022 -3.5%
2021 33.1%
2020 20.2%
2019 10.4%
2018 -6.5%
2017 33.1%
2016 3.3%
2015 2.6%
2014 40.7%
2013 7.1%
Fund Manager information for UTI Long Term Equity Fund
NameSinceTenure
Vishal Chopda30 Aug 194.18 Yr.

Data below for UTI Long Term Equity Fund as on 31 Oct 23

Equity Sector Allocation
SectorValue
Financial Services31.43%
Consumer Cyclical18.63%
Technology9.67%
Consumer Defensive9.63%
Industrials6.63%
Basic Materials6.46%
Health Care5.76%
Communication Services4.49%
Real Estate3%
Utility2.39%
Asset Allocation
Asset ClassValue
Cash1.77%
Equity98.1%
Debt0.14%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 11 | HDFCBANK
8%₹268 Cr1,757,503
↑ 136,741
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 07 | ICICIBANK
7%₹234 Cr2,456,492
↓ -101,637
Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY
6%₹188 Cr1,310,906
↓ -4,428
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 10 | AXISBANK
4%₹130 Cr1,257,807
↓ -115,704
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 13 | 532454
4%₹113 Cr1,220,927
↓ -13,900
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 19 | BAJFINANCE
3%₹94 Cr120,909
↑ 3,243
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 12 | MARUTI
3%₹90 Cr85,183
↓ -704
IndusInd Bank Ltd (Financial Services)
Equity, Since 31 Mar 23 | INDUSINDBK
3%₹80 Cr561,110
↓ -5,443
Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | CHOLAFIN
2%₹79 Cr649,006
↓ -11,496
Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 30 Sep 19 | DMART
2%₹75 Cr204,373

8. UTI India Lifestyle Fund

The investment objective of the scheme is to provide long term capital appreciation and/or income distribution from a diversified portfolio of equity and equity related instruments by primarily investing in sectors, areas, companies and themes that are expected to benefit from changing Indian demographics, Indian lifestyles and rising consumption pattern. However, there can be no assurance that the investment objective of the scheme will be achieved.

UTI India Lifestyle Fund is a Equity - Sectoral fund was launched on 30 Jul 07. It is a fund with High risk and has given a CAGR/Annualized return of 9.8% since its launch.  Ranked 64 in Sectoral category.  Return for 2022 was -2.3% , 2021 was 26.4% and 2020 was 15.2% .

Below is the key information for UTI India Lifestyle Fund

UTI India Lifestyle Fund
Growth
Launch Date 30 Jul 07
NAV (01 Dec 23) ₹45.8847 ↑ 0.17   (0.37 %)
Net Assets (Cr) ₹505 on 31 Oct 23
Category Equity - Sectoral
AMC UTI Asset Management Company Ltd
Rating
Risk High
Expense Ratio 2.74
Sharpe Ratio -0.16
Information Ratio -0.49
Alpha Ratio -1.19
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹10,741
30 Nov 20₹11,290
30 Nov 21₹15,666
30 Nov 22₹15,894
30 Nov 23₹18,039

UTI India Lifestyle Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for UTI India Lifestyle Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

DurationReturns
1 Month 8%
3 Month 6.9%
6 Month 12.9%
1 Year 14%
3 Year 16.7%
5 Year 12.6%
10 Year
15 Year
Since launch 9.8%
Historical performance (Yearly) on absolute basis
YearReturns
2022 -2.3%
2021 26.4%
2020 15.2%
2019 5.8%
2018 -2.5%
2017 32.6%
2016 3.2%
2015 -1.9%
2014 32.6%
2013 5.8%
Fund Manager information for UTI India Lifestyle Fund
NameSinceTenure
Vishal Chopda31 Aug 194.17 Yr.

Data below for UTI India Lifestyle Fund as on 31 Oct 23

Equity Sector Allocation
SectorValue
Consumer Cyclical39.63%
Consumer Defensive32.07%
Communication Services8.02%
Financial Services7.14%
Basic Materials4.75%
Industrials3.82%
Real Estate2.3%
Health Care0.99%
Asset Allocation
Asset ClassValue
Cash1.16%
Equity98.74%
Debt0.1%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 11 | MARUTI
9%₹44 Cr42,500
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 11 | BHARTIARTL
6%₹31 Cr340,000
Nestle India Ltd (Consumer Defensive)
Equity, Since 30 Nov 17 | NESTLEIND
5%₹27 Cr11,300
↓ -200
Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 31 Mar 17 | 540376
5%₹27 Cr73,000
↑ 700
Titan Co Ltd (Consumer Cyclical)
Equity, Since 28 Feb 19 | TITAN
5%₹26 Cr83,000
Asian Paints Ltd (Basic Materials)
Equity, Since 31 Dec 18 | 500820
5%₹24 Cr80,000
Godrej Consumer Products Ltd (Consumer Defensive)
Equity, Since 31 May 21 | 532424
5%₹24 Cr240,000
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | HINDUNILVR
4%₹20 Cr82,500
ITC Ltd (Consumer Defensive)
Equity, Since 30 Sep 07 | ITC
4%₹20 Cr464,000
Trent Ltd (Consumer Cyclical)
Equity, Since 31 Aug 22 | 500251
4%₹19 Cr87,000

9. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

UTI Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 14.5% since its launch.  Ranked 20 in Sectoral category.  Return for 2022 was 15.1% , 2021 was 14.3% and 2020 was -5.3% .

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund
Growth
Launch Date 7 Apr 04
NAV (01 Dec 23) ₹143.987 ↑ 0.86   (0.60 %)
Net Assets (Cr) ₹898 on 31 Oct 23
Category Equity - Sectoral
AMC UTI Asset Management Company Ltd
Rating
Risk High
Expense Ratio 2.55
Sharpe Ratio 0.17
Information Ratio 0.74
Alpha Ratio 3.12
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹11,421
30 Nov 20₹10,162
30 Nov 21₹12,634
30 Nov 22₹14,377
30 Nov 23₹15,864

UTI Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

DurationReturns
1 Month 6.8%
3 Month 4.5%
6 Month 10%
1 Year 10.7%
3 Year 16%
5 Year 9.8%
10 Year
15 Year
Since launch 14.5%
Historical performance (Yearly) on absolute basis
YearReturns
2022 15.1%
2021 14.3%
2020 -5.3%
2019 11.6%
2018 -6.8%
2017 43.5%
2016 13%
2015 -11.3%
2014 64%
2013 -13.5%
Fund Manager information for UTI Banking and Financial Services Fund
NameSinceTenure
Preethi S2 May 221.5 Yr.

Data below for UTI Banking and Financial Services Fund as on 31 Oct 23

Equity Sector Allocation
SectorValue
Financial Services96.24%
Technology1.48%
Asset Allocation
Asset ClassValue
Cash2.16%
Equity97.72%
Debt0.13%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK
18%₹165 Cr1,118,132
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 04 | ICICIBANK
17%₹148 Cr1,619,784
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | 532215
6%₹55 Cr560,000
↓ -200,000
SBI Life Insurance Company Limited (Financial Services)
Equity, Since 30 Apr 20 | SBILIFE
5%₹44 Cr324,225
↑ 33,630
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 19 | 500034
5%₹43 Cr56,930
↑ 9,364
IndusInd Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | INDUSINDBK
4%₹37 Cr253,468
↑ 1,718
State Bank of India (Financial Services)
Equity, Since 28 Feb 18 | SBIN
4%₹35 Cr622,219
↓ -25,000
Karur Vysya Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | 590003
4%₹34 Cr2,344,493
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | KOTAKBANK
3%₹31 Cr180,000
Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Mar 20 | CHOLAFIN
3%₹27 Cr237,516

10. UTI MNC Fund

(Erstwhile UTI - MNC Fund)

The Funds collected under the scheme shall be invested predominantly in stocks of Multinational Corporations and other liquid stocks. The funds collected under the scheme shall be invested in equities and equity related instruments. The risk profile of investment could be high.

UTI MNC Fund is a Equity - Sectoral fund was launched on 29 May 98. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.8% since its launch.  Ranked 36 in Sectoral category.  Return for 2022 was -1.4% , 2021 was 24.1% and 2020 was 12.9% .

Below is the key information for UTI MNC Fund

UTI MNC Fund
Growth
Launch Date 29 May 98
NAV (01 Dec 23) ₹321.8 ↑ 1.09   (0.34 %)
Net Assets (Cr) ₹2,546 on 31 Oct 23
Category Equity - Sectoral
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 2.14
Sharpe Ratio 0.57
Information Ratio -0.29
Alpha Ratio 2.26
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹10,023
30 Nov 20₹10,627
30 Nov 21₹13,594
30 Nov 22₹14,168
30 Nov 23₹16,294

UTI MNC Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for UTI MNC Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

DurationReturns
1 Month 5%
3 Month 3.9%
6 Month 12.8%
1 Year 14.4%
3 Year 15.5%
5 Year 10.3%
10 Year
15 Year
Since launch 15.8%
Historical performance (Yearly) on absolute basis
YearReturns
2022 -1.4%
2021 24.1%
2020 12.9%
2019 -1.7%
2018 -0.3%
2017 37.3%
2016 -3%
2015 12.7%
2014 62.9%
2013 10.6%
Fund Manager information for UTI MNC Fund
NameSinceTenure
Karthikraj Lakshmanan16 Nov 220.96 Yr.

Data below for UTI MNC Fund as on 31 Oct 23

Equity Sector Allocation
SectorValue
Consumer Defensive30.14%
Consumer Cyclical17.14%
Industrials15.26%
Health Care13.5%
Financial Services8.5%
Technology6.61%
Basic Materials2.7%
Communication Services1.42%
Asset Allocation
Asset ClassValue
Cash4.53%
Equity95.28%
Debt0.19%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Nov 06 | MARUTI
9%₹218 Cr210,000
↓ -28,000
Nestle India Ltd (Consumer Defensive)
Equity, Since 31 Aug 17 | NESTLEIND
8%₹211 Cr87,254
↓ -8,267
United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Mar 13 | MCDOWELL-N
6%₹159 Cr1,539,767
Britannia Industries Ltd (Consumer Defensive)
Equity, Since 31 Jan 03 | 500825
4%₹112 Cr252,000
United Breweries Ltd (Consumer Defensive)
Equity, Since 31 Aug 18 | UBL
4%₹108 Cr667,200
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 Dec 05 | HINDUNILVR
4%₹94 Cr380,000
↓ -200,000
Abbott India Ltd (Healthcare)
Equity, Since 30 Nov 19 | ABBOTINDIA
3%₹81 Cr36,191
Whirlpool of India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 13 | 500238
3%₹81 Cr492,809
SKF India Ltd (Industrials)
Equity, Since 30 Apr 07 | SKFINDIA
3%₹74 Cr150,000
Mphasis Ltd (Technology)
Equity, Since 30 Jun 09 | 526299
3%₹72 Cr340,000

How Does SIP Investment Grow?

Want to know how your SIP investment will grow if you invest a certain amount monthly for a specific period of time? We will explain you with an example.

SIP Calculator or SIP Return Calculator

SIP calculators usually take inputs such as the SIP investment amount(goal) one seeks to invest, the number of years of investing required, expected Inflation rates (one needs to account for this!) and expected returns. Hence, one can calculate the SIP returns required to achieve a goal!

Let’s suppose, if you invest INR 10,000 for 10 years, see how your SIP investment grows-

Monthly Investment: INR 10,000

Investment Period: 10 years

Total Amount Invested: INR 12,00,000

Long-term Growth Rate (approx.): 15%

Expected Returns as per sip calculator: INR 27,86,573

Net Profit: INR 15,86,573 (Absolute Return= 132.2%)

The above calculations show that if you invest INR 10,000 monthly for 10 years (a total of INR 12,00,000) you will earn INR 27,86,573, which means the net profit you make is INR 15,86,573. Isn’t it great!

How to Invest in UTI Funds Online?

  1. Open Free Investment Account for Lifetime at Fincash.com.

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

    Get Started

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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