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10 Best UTI SIP Mutual Funds 2024 | Best SIP Funds

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10 Best UTI SIP Mutual Funds 2024

Updated on June 20, 2024 , 24415 views

UTI SIPs are the most efficient way to invest in Mutual Fund schemes. SIP or Systematic Investment plan works like Recurring deposit, wherein a specific amount is invested at a stipulated interval (weekly/monthly/quarterly). One can start a SIP at just INR 500, making it as the most affordable means of investment. Since you become a regular investor via a SIP, you can easily get into a habit of long-term savings. Also, SIP investment benefit over the long-run, especially in Equity Funds. It balances the risk of equity Market well, hence giving you a stable Income even during turbulent market conditions. UTI

Why to Invest in Best UTI SIP Funds?

Some of the major advantages of a SIP that you can gain by Investing in UTI schemes are:

Investors who are keen to invest in SIP, here are the top 10 best UTI SIP Mutual Funds to invest. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.

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Best UTI SIP Equity Mutual Funds to Invest

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2023 (%)
UTI Transportation & Logistics Fund Growth ₹270.061
↓ -0.83
₹3,435 500 19.335.858.530.624.540.1
UTI Infrastructure Fund Growth ₹145.044
↓ -0.46
₹2,288 500 18.129.45827.721.438.2
UTI Core Equity Fund Growth ₹166.053
↓ -0.22
₹3,086 500 16.324.249.223.322.134.4
UTI Mid Cap Fund Growth ₹293.907
↓ -1.43
₹10,683 500 19.322.240.52224.730.5
UTI Dividend Yield Fund Growth ₹166.616
↓ -0.58
₹3,776 500 15.923.549.720.820.935.4
UTI Value Opportunities Fund Growth ₹156.543
↑ 0.03
₹9,125 500 16.821.843.920.320.826.7
UTI India Lifestyle Fund Growth ₹55.9631
↓ -0.07
₹603 500 14.821.833.617.517.723
UTI MNC Fund Growth ₹396.026
↑ 0.20
₹2,864 500 16.122.53417.116.322.6
UTI Long Term Equity Fund Growth ₹199.738
↓ -0.74
₹3,626 500 14.816.332.816.118.324.3
UTI Banking and Financial Services Fund Growth ₹168.55
↓ -0.20
₹1,056 500 12.410.626.415.410.919.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 21 Jun 24
*List of Funds based on Assets >= 100 Crore & Sorted on 3 year CAGR Returns.

1. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

UTI Transportation & Logistics Fund is a Equity - Sectoral fund was launched on 11 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 17.7% since its launch.  Ranked 19 in Sectoral category.  Return for 2023 was 40.1% , 2022 was 14.7% and 2021 was 24.3% .

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund
Growth
Launch Date 11 Apr 04
NAV (21 Jun 24) ₹270.061 ↓ -0.83   (-0.31 %)
Net Assets (Cr) ₹3,435 on 31 May 24
Category Equity - Sectoral
AMC UTI Asset Management Company Ltd
Rating
Risk High
Expense Ratio 2.33
Sharpe Ratio 3.52
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
31 May 19₹10,000
31 May 20₹7,516
31 May 21₹13,040
31 May 22₹14,587
31 May 23₹17,431
31 May 24₹27,020

UTI Transportation & Logistics Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jun 24

DurationReturns
1 Month 6.4%
3 Month 19.3%
6 Month 35.8%
1 Year 58.5%
3 Year 30.6%
5 Year 24.5%
10 Year
15 Year
Since launch 17.7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 40.1%
2022 14.7%
2021 24.3%
2020 11%
2019 -8.7%
2018 -19.5%
2017 39.6%
2016 4.8%
2015 5.7%
2014 104%
Fund Manager information for UTI Transportation & Logistics Fund
NameSinceTenure
Sachin Trivedi22 Sep 167.61 Yr.

Data below for UTI Transportation & Logistics Fund as on 31 May 24

Equity Sector Allocation
SectorValue
Consumer Cyclical76.04%
Industrials16.07%
Financial Services0.71%
Asset Allocation
Asset ClassValue
Cash7.11%
Equity92.82%
Debt0.07%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Tata Motors Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | TATAMOTORS
13%₹435 Cr4,314,478
↓ -6,500
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | M&M
12%₹403 Cr1,868,001
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | MARUTI
11%₹351 Cr273,783
↓ -8,000
Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 30 Apr 18 | 532977
8%₹272 Cr305,802
Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 30 Nov 08 | EICHERMOT
8%₹268 Cr582,702
Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Mar 12 | HEROMOTOCO
5%₹163 Cr358,893
↑ 11,624
InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 May 18 | INDIGO
5%₹148 Cr370,640
↑ 17,831
Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 13 | ADANIPORTS
4%₹130 Cr980,911
TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 30 Sep 19 | 532343
3%₹90 Cr438,725
Apollo Tyres Ltd (Consumer Cyclical)
Equity, Since 31 Jan 14 | 500877
2%₹77 Cr1,512,530

2. UTI Infrastructure Fund

The investment objective of the Scheme is to provide income distribution and / or medium to long term "capital appreciation" by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.

UTI Infrastructure Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 14.7% since its launch.  Ranked 28 in Sectoral category.  Return for 2023 was 38.2% , 2022 was 8.8% and 2021 was 39.4% .

Below is the key information for UTI Infrastructure Fund

UTI Infrastructure Fund
Growth
Launch Date 7 Apr 04
NAV (21 Jun 24) ₹145.044 ↓ -0.46   (-0.31 %)
Net Assets (Cr) ₹2,288 on 31 May 24
Category Equity - Sectoral
AMC UTI Asset Management Company Ltd
Rating
Risk High
Expense Ratio 2.3
Sharpe Ratio 3.48
Information Ratio -0.1
Alpha Ratio 9.6
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
31 May 19₹10,000
31 May 20₹7,286
31 May 21₹12,170
31 May 22₹13,052
31 May 23₹15,707
31 May 24₹24,799

UTI Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for UTI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jun 24

DurationReturns
1 Month 5.3%
3 Month 18.1%
6 Month 29.4%
1 Year 58%
3 Year 27.7%
5 Year 21.4%
10 Year
15 Year
Since launch 14.7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 38.2%
2022 8.8%
2021 39.4%
2020 3.4%
2019 6.7%
2018 -15.6%
2017 41.4%
2016 4%
2015 -5.5%
2014 60.1%
Fund Manager information for UTI Infrastructure Fund
NameSinceTenure
Sachin Trivedi1 Sep 212.66 Yr.

Data below for UTI Infrastructure Fund as on 31 May 24

Equity Sector Allocation
SectorValue
Industrials42.42%
Utility14.35%
Communication Services11.11%
Energy9.3%
Basic Materials6.28%
Financial Services6.13%
Real Estate3.92%
Consumer Cyclical3.69%
Asset Allocation
Asset ClassValue
Cash2.7%
Equity97.2%
Debt0.1%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 05 | LT
11%₹240 Cr667,396
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 17 | BHARTIARTL
11%₹230 Cr1,737,500
NTPC Ltd (Utilities)
Equity, Since 31 Dec 18 | 532555
8%₹170 Cr4,675,567
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 22 | RELIANCE
6%₹122 Cr415,725
↑ 35,725
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 12 | ULTRACEMCO
4%₹96 Cr96,500
Torrent Power Ltd (Utilities)
Equity, Since 28 Feb 17 | 532779
3%₹75 Cr500,759
Bharat Electronics Ltd (Industrials)
Equity, Since 31 Dec 15 | BEL
3%₹72 Cr3,088,245
Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 11 | 532215
3%₹68 Cr581,655
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | ICICIBANK
3%₹66 Cr573,320
InterGlobe Aviation Ltd (Industrials)
Equity, Since 30 Nov 22 | INDIGO
3%₹62 Cr155,800

3. UTI Core Equity Fund

(Erstwhile UTI Top 100 Fund)

The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised.

UTI Core Equity Fund is a Equity - Large & Mid Cap fund was launched on 20 May 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.5% since its launch.  Ranked 29 in Large & Mid Cap category.  Return for 2023 was 34.4% , 2022 was 4.6% and 2021 was 40.8% .

Below is the key information for UTI Core Equity Fund

UTI Core Equity Fund
Growth
Launch Date 20 May 09
NAV (21 Jun 24) ₹166.053 ↓ -0.22   (-0.13 %)
Net Assets (Cr) ₹3,086 on 31 May 24
Category Equity - Large & Mid Cap
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 2.46
Sharpe Ratio 3
Information Ratio 0.1
Alpha Ratio 4.86
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Large & Mid Cap

Growth of 10,000 investment over the years.

DateValue
31 May 19₹10,000
31 May 20₹7,716
31 May 21₹13,761
31 May 22₹14,663
31 May 23₹17,012
31 May 24₹24,688

UTI Core Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691
Invest Now

Returns for UTI Core Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jun 24

DurationReturns
1 Month 7.1%
3 Month 16.3%
6 Month 24.2%
1 Year 49.2%
3 Year 23.3%
5 Year 22.1%
10 Year
15 Year
Since launch 14.5%
Historical performance (Yearly) on absolute basis
YearReturns
2023 34.4%
2022 4.6%
2021 40.8%
2020 12.8%
2019 1.5%
2018 -7.9%
2017 35.2%
2016 3.4%
2015 0.5%
2014 41.7%
Fund Manager information for UTI Core Equity Fund
NameSinceTenure
V Srivatsa17 May 176.96 Yr.

Data below for UTI Core Equity Fund as on 31 May 24

Equity Sector Allocation
SectorValue
Financial Services32.93%
Consumer Cyclical10.45%
Health Care9.37%
Basic Materials7.72%
Industrials7.69%
Technology5.73%
Consumer Defensive5.59%
Energy5.14%
Utility4.51%
Communication Services4.07%
Real Estate1.76%
Asset Allocation
Asset ClassValue
Cash4.89%
Equity94.98%
Debt0.13%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 20 | HDFCBANK
8%₹250 Cr1,646,952
↑ 47,392
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 06 | ICICIBANK
6%₹185 Cr1,607,888
ITC Ltd (Consumer Defensive)
Equity, Since 31 Dec 08 | ITC
4%₹114 Cr2,618,899
↑ 90,361
Reliance Industries Ltd (Energy)
Equity, Since 29 Feb 20 | RELIANCE
3%₹96 Cr327,162
↓ -12,137
The Federal Bank Ltd (Financial Services)
Equity, Since 30 Jun 17 | FEDERALBNK
3%₹85 Cr5,233,485
↓ -462,610
Axis Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | 532215
3%₹82 Cr704,051
Aditya Birla Capital Ltd (Financial Services)
Equity, Since 31 Aug 22 | ABCAPITAL
3%₹80 Cr3,439,902
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Mar 21 | M&M
3%₹77 Cr358,178
↓ -21,405
Oracle Financial Services Software Ltd (Technology)
Equity, Since 31 Aug 21 | OFSS
3%₹77 Cr100,712
↓ -233
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 14 | LT
2%₹66 Cr182,914

4. UTI Mid Cap Fund

Investment objective is "capital appreciation" by investing primarily in mid cap stocks.

UTI Mid Cap Fund is a Equity - Mid Cap fund was launched on 7 Apr 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.8% since its launch.  Ranked 36 in Mid Cap category.  Return for 2023 was 30.5% , 2022 was -0.8% and 2021 was 43.1% .

Below is the key information for UTI Mid Cap Fund

UTI Mid Cap Fund
Growth
Launch Date 7 Apr 04
NAV (21 Jun 24) ₹293.907 ↓ -1.43   (-0.48 %)
Net Assets (Cr) ₹10,683 on 31 May 24
Category Equity - Mid Cap
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 2
Sharpe Ratio 2.38
Information Ratio -1.44
Alpha Ratio -4.6
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Mid Cap

Growth of 10,000 investment over the years.

DateValue
31 May 19₹10,000
31 May 20₹8,514
31 May 21₹15,517
31 May 22₹17,045
31 May 23₹19,680
31 May 24₹26,917

UTI Mid Cap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for UTI Mid Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jun 24

DurationReturns
1 Month 7.7%
3 Month 19.3%
6 Month 22.2%
1 Year 40.5%
3 Year 22%
5 Year 24.7%
10 Year
15 Year
Since launch 18.8%
Historical performance (Yearly) on absolute basis
YearReturns
2023 30.5%
2022 -0.8%
2021 43.1%
2020 32.7%
2019 -0.2%
2018 -14.9%
2017 42%
2016 3.5%
2015 6.6%
2014 90.4%
Fund Manager information for UTI Mid Cap Fund
NameSinceTenure
Ankit Agarwal30 Aug 194.67 Yr.

Data below for UTI Mid Cap Fund as on 31 May 24

Equity Sector Allocation
SectorValue
Consumer Cyclical20.26%
Financial Services19.27%
Industrials18.46%
Health Care10.4%
Technology9.35%
Basic Materials7.73%
Communication Services2.85%
Consumer Defensive2.29%
Utility2.26%
Real Estate2.25%
Energy2.13%
Asset Allocation
Asset ClassValue
Cash2.57%
Equity97.27%
Debt0.15%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Phoenix Mills Ltd (Real Estate)
Equity, Since 31 Jul 20 | 503100
2%₹236 Cr748,769
↓ -152,259
Indian Bank (Financial Services)
Equity, Since 31 Jul 23 | 532814
2%₹224 Cr4,093,922
↑ 372,232
Oil India Ltd (Energy)
Equity, Since 31 Oct 23 | OIL
2%₹223 Cr3,602,946
↓ -100,000
Shriram Finance Ltd (Financial Services)
Equity, Since 30 Apr 21 | SHRIRAMFIN
2%₹216 Cr847,693
Bharat Electronics Ltd (Industrials)
Equity, Since 30 Apr 22 | BEL
2%₹212 Cr9,090,464
↓ -1,200,000
Bharat Forge Ltd (Consumer Cyclical)
Equity, Since 31 Aug 13 | 500493
2%₹206 Cr1,620,419
↓ -247,645
Tube Investments of India Ltd Ordinary Shares (Industrials)
Equity, Since 30 Sep 17 | TIINDIA
2%₹204 Cr545,509
↓ -50,000
Astral Ltd (Industrials)
Equity, Since 30 Sep 19 | ASTRAL
2%₹203 Cr956,190
Voltas Ltd (Industrials)
Equity, Since 31 Dec 19 | VOLTAS
2%₹193 Cr1,307,896
↓ -50,000
Alkem Laboratories Ltd (Healthcare)
Equity, Since 31 Jul 21 | ALKEM
2%₹191 Cr394,405

5. UTI Dividend Yield Fund

(Erstwhile UTI - Dividend Yield Fund)

The investment objective of the scheme is to provide medium to long term capital gains and/ or dividend distribution by investing predominantly in equity and equity related instruments which offer high dividend yield. There can be no assurance that the investment objectives of the scheme will be realised.

UTI Dividend Yield Fund is a Equity - Dividend Yield fund was launched on 3 May 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.8% since its launch.  Ranked 75 in Dividend Yield category.  Return for 2023 was 35.4% , 2022 was -5.3% and 2021 was 38.8% .

Below is the key information for UTI Dividend Yield Fund

UTI Dividend Yield Fund
Growth
Launch Date 3 May 05
NAV (21 Jun 24) ₹166.616 ↓ -0.58   (-0.34 %)
Net Assets (Cr) ₹3,776 on 31 May 24
Category Equity - Dividend Yield
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 2.1
Sharpe Ratio 2.56
Information Ratio 0.23
Alpha Ratio 4.91
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Dividend Yield

Growth of 10,000 investment over the years.

DateValue
31 May 19₹10,000
31 May 20₹8,576
31 May 21₹13,906
31 May 22₹14,973
31 May 23₹16,596
31 May 24₹23,662

UTI Dividend Yield Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644
Invest Now

Returns for UTI Dividend Yield Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jun 24

DurationReturns
1 Month 7.1%
3 Month 15.9%
6 Month 23.5%
1 Year 49.7%
3 Year 20.8%
5 Year 20.9%
10 Year
15 Year
Since launch 15.8%
Historical performance (Yearly) on absolute basis
YearReturns
2023 35.4%
2022 -5.3%
2021 38.8%
2020 18.9%
2019 3.3%
2018 0.5%
2017 28.5%
2016 6.1%
2015 -5.1%
2014 41.2%
Fund Manager information for UTI Dividend Yield Fund
NameSinceTenure
Amit Premchandani16 Nov 221.46 Yr.

Data below for UTI Dividend Yield Fund as on 31 May 24

Equity Sector Allocation
SectorValue
Financial Services22.41%
Technology14.4%
Consumer Cyclical10.37%
Consumer Defensive10%
Health Care9.79%
Utility9.15%
Industrials8.25%
Energy7.83%
Basic Materials5.77%
Asset Allocation
Asset ClassValue
Cash1.78%
Equity97.96%
Debt0.26%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 12 | HDFCBANK
7%₹274 Cr1,800,000
Bharat Electronics Ltd (Industrials)
Equity, Since 30 Sep 08 | BEL
4%₹136 Cr5,800,000
↓ -200,000
Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY
4%₹135 Cr950,000
↑ 50,000
Tech Mahindra Ltd (Technology)
Equity, Since 31 May 17 | 532755
3%₹126 Cr1,000,000
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Jun 23 | M&M
3%₹119 Cr550,000
Tata Steel Ltd (Basic Materials)
Equity, Since 31 Aug 19 | TATASTEEL
3%₹116 Cr7,000,000
↓ -1,500,000
ITC Ltd (Consumer Defensive)
Equity, Since 30 Nov 07 | ITC
3%₹108 Cr2,485,243
NTPC Ltd (Utilities)
Equity, Since 31 Jul 05 | 532555
3%₹105 Cr2,900,000
↓ -200,000
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 07 | ICICIBANK
3%₹104 Cr900,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 08 | TCS
3%₹103 Cr270,000

6. UTI Value Opportunities Fund

(Erstwhile UTI Opportunities Fund)

This scheme seeks to generate capital appreciation and/or income distribution by investing the funds of the scheme in equity shares and equity-related instruments. The main focus of this scheme is to capitalize on opportunities arising in the market by responding to the dynamically changing Indian economy by moving its investments amongst different sectors as prevailing trends change.

UTI Value Opportunities Fund is a Equity - Value fund was launched on 20 Jul 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.6% since its launch.  Ranked 82 in Value category.  Return for 2023 was 26.7% , 2022 was 4.3% and 2021 was 30.4% .

Below is the key information for UTI Value Opportunities Fund

UTI Value Opportunities Fund
Growth
Launch Date 20 Jul 05
NAV (21 Jun 24) ₹156.543 ↑ 0.03   (0.02 %)
Net Assets (Cr) ₹9,125 on 31 May 24
Category Equity - Value
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 1.95
Sharpe Ratio 2.53
Information Ratio 0.02
Alpha Ratio 3.62
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Value

Growth of 10,000 investment over the years.

DateValue
31 May 19₹10,000
31 May 20₹8,560
31 May 21₹14,233
31 May 22₹15,194
31 May 23₹17,053
31 May 24₹23,481

UTI Value Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644
Invest Now

Returns for UTI Value Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jun 24

DurationReturns
1 Month 8.1%
3 Month 16.8%
6 Month 21.8%
1 Year 43.9%
3 Year 20.3%
5 Year 20.8%
10 Year
15 Year
Since launch 15.6%
Historical performance (Yearly) on absolute basis
YearReturns
2023 26.7%
2022 4.3%
2021 30.4%
2020 19%
2019 10.4%
2018 -2.4%
2017 29.1%
2016 2.6%
2015 -5.9%
2014 41.2%
Fund Manager information for UTI Value Opportunities Fund
NameSinceTenure
Amit Premchandani1 Feb 186.25 Yr.

Data below for UTI Value Opportunities Fund as on 31 May 24

Equity Sector Allocation
SectorValue
Financial Services32.01%
Consumer Cyclical15.57%
Technology10.1%
Health Care9.14%
Basic Materials7.68%
Communication Services6.47%
Industrials5.19%
Consumer Defensive3.88%
Utility3.56%
Energy3.5%
Real Estate1.55%
Asset Allocation
Asset ClassValue
Cash1.12%
Equity98.67%
Debt0.21%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | HDFCBANK
9%₹794 Cr5,225,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 07 | ICICIBANK
6%₹518 Cr4,500,000
Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY
4%₹401 Cr2,825,000
↑ 50,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | 532215
4%₹347 Cr2,975,000
↓ -250,593
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 17 | BHARTIARTL
4%₹344 Cr2,600,000
↓ -100,000
State Bank of India (Financial Services)
Equity, Since 31 Jul 18 | SBIN
3%₹297 Cr3,600,000
↓ -100,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Oct 23 | KOTAKBANK
3%₹256 Cr1,575,000
↑ 75,000
Tech Mahindra Ltd (Technology)
Equity, Since 30 Apr 20 | 532755
3%₹252 Cr1,994,276
↑ 69,276
Tata Steel Ltd (Basic Materials)
Equity, Since 31 Aug 19 | TATASTEEL
2%₹198 Cr12,000,000
↓ -2,000,000
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Dec 23 | M&M
2%₹194 Cr900,000

7. UTI India Lifestyle Fund

The investment objective of the scheme is to provide long term capital appreciation and/or income distribution from a diversified portfolio of equity and equity related instruments by primarily investing in sectors, areas, companies and themes that are expected to benefit from changing Indian demographics, Indian lifestyles and rising consumption pattern. However, there can be no assurance that the investment objective of the scheme will be achieved.

UTI India Lifestyle Fund is a Equity - Sectoral fund was launched on 30 Jul 07. It is a fund with High risk and has given a CAGR/Annualized return of 10.7% since its launch.  Ranked 64 in Sectoral category.  Return for 2023 was 23% , 2022 was -2.3% and 2021 was 26.4% .

Below is the key information for UTI India Lifestyle Fund

UTI India Lifestyle Fund
Growth
Launch Date 30 Jul 07
NAV (21 Jun 24) ₹55.9631 ↓ -0.07   (-0.13 %)
Net Assets (Cr) ₹603 on 31 May 24
Category Equity - Sectoral
AMC UTI Asset Management Company Ltd
Rating
Risk High
Expense Ratio 2.74
Sharpe Ratio 2.15
Information Ratio -0.81
Alpha Ratio 0.8
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
31 May 19₹10,000
31 May 20₹9,472
31 May 21₹13,245
31 May 22₹14,643
31 May 23₹16,177
31 May 24₹20,848

UTI India Lifestyle Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047
Invest Now

Returns for UTI India Lifestyle Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jun 24

DurationReturns
1 Month 5.8%
3 Month 14.8%
6 Month 21.8%
1 Year 33.6%
3 Year 17.5%
5 Year 17.7%
10 Year
15 Year
Since launch 10.7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 23%
2022 -2.3%
2021 26.4%
2020 15.2%
2019 5.8%
2018 -2.5%
2017 32.6%
2016 3.2%
2015 -1.9%
2014 32.6%
Fund Manager information for UTI India Lifestyle Fund
NameSinceTenure
Vishal Chopda28 Feb 186.17 Yr.

Data below for UTI India Lifestyle Fund as on 31 May 24

Equity Sector Allocation
SectorValue
Consumer Cyclical40.93%
Consumer Defensive29.96%
Communication Services8.8%
Industrials7.16%
Financial Services5.21%
Real Estate2.66%
Basic Materials2.56%
Health Care1.06%
Asset Allocation
Asset ClassValue
Cash1.43%
Equity98.34%
Debt0.23%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 11 | MARUTI
8%₹48 Cr37,100
↓ -200
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 11 | BHARTIARTL
7%₹40 Cr300,000
Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 31 Mar 17 | 540376
6%₹34 Cr73,600
Trent Ltd (Consumer Cyclical)
Equity, Since 31 Aug 22 | 500251
6%₹34 Cr76,500
Godrej Consumer Products Ltd (Consumer Defensive)
Equity, Since 31 May 21 | 532424
5%₹29 Cr240,000
Nestle India Ltd (Consumer Defensive)
Equity, Since 30 Nov 17 | NESTLEIND
4%₹25 Cr100,000
↓ -13,000
Titan Co Ltd (Consumer Cyclical)
Equity, Since 28 Feb 19 | TITAN
4%₹24 Cr66,000
ITC Ltd (Consumer Defensive)
Equity, Since 30 Sep 07 | ITC
4%₹24 Cr540,000
Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 Dec 21 | TATAMOTORS
3%₹20 Cr201,000
↓ -8,724
Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 30 Nov 23 | HEROMOTOCO
3%₹19 Cr41,845
↑ 1,845

8. UTI MNC Fund

(Erstwhile UTI - MNC Fund)

The Funds collected under the scheme shall be invested predominantly in stocks of Multinational Corporations and other liquid stocks. The funds collected under the scheme shall be invested in equities and equity related instruments. The risk profile of investment could be high.

UTI MNC Fund is a Equity - Sectoral fund was launched on 29 May 98. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.3% since its launch.  Ranked 36 in Sectoral category.  Return for 2023 was 22.6% , 2022 was -1.4% and 2021 was 24.1% .

Below is the key information for UTI MNC Fund

UTI MNC Fund
Growth
Launch Date 29 May 98
NAV (21 Jun 24) ₹396.026 ↑ 0.20   (0.05 %)
Net Assets (Cr) ₹2,864 on 31 May 24
Category Equity - Sectoral
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 2.14
Sharpe Ratio 2.71
Information Ratio -1.18
Alpha Ratio 3.48
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
31 May 19₹10,000
31 May 20₹9,356
31 May 21₹12,439
31 May 22₹13,330
31 May 23₹14,753
31 May 24₹18,980

UTI MNC Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for UTI MNC Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jun 24

DurationReturns
1 Month 6.6%
3 Month 16.1%
6 Month 22.5%
1 Year 34%
3 Year 17.1%
5 Year 16.3%
10 Year
15 Year
Since launch 16.3%
Historical performance (Yearly) on absolute basis
YearReturns
2023 22.6%
2022 -1.4%
2021 24.1%
2020 12.9%
2019 -1.7%
2018 -0.3%
2017 37.3%
2016 -3%
2015 12.7%
2014 62.9%
Fund Manager information for UTI MNC Fund
NameSinceTenure
Karthikraj Lakshmanan16 Nov 221.46 Yr.

Data below for UTI MNC Fund as on 31 May 24

Equity Sector Allocation
SectorValue
Consumer Defensive24.91%
Consumer Cyclical21.8%
Industrials14.19%
Health Care12.57%
Financial Services9.2%
Basic Materials6.58%
Technology5.89%
Asset Allocation
Asset ClassValue
Cash4.34%
Equity95.14%
Debt0.51%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Nov 06 | MARUTI
8%₹222 Cr172,857
↓ -17,143
Britannia Industries Ltd (Consumer Defensive)
Equity, Since 31 Jan 03 | 500825
6%₹176 Cr369,158
United Breweries Ltd (Consumer Defensive)
Equity, Since 31 Aug 18 | UBL
5%₹149 Cr732,156
Whirlpool of India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 13 | 500238
5%₹133 Cr882,207
United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Mar 13 | MCDOWELL-N
4%₹120 Cr1,019,546
Procter & Gamble Health Ltd (Healthcare)
Equity, Since 28 Feb 21 | PGHL
4%₹115 Cr235,000
Nestle India Ltd (Consumer Defensive)
Equity, Since 31 Aug 17 | NESTLEIND
4%₹111 Cr443,478
↓ -211,522
Oracle Financial Services Software Ltd (Technology)
Equity, Since 28 Feb 11 | OFSS
3%₹95 Cr125,000
Siemens Ltd (Industrials)
Equity, Since 31 Jan 03 | 500550
3%₹88 Cr150,000
Schaeffler India Ltd (Consumer Cyclical)
Equity, Since 31 May 15 | SCHAEFFLER
3%₹78 Cr211,378

9. UTI Long Term Equity Fund

(Erstwhile UTI Long Term Equity Fund (Tax Saving))

The funds collected under the scheme shall be invested in equities, fully convertible debentures/ bonds and warrants of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the non-convertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from their acquisition.

UTI Long Term Equity Fund is a Equity - ELSS fund was launched on 15 Dec 99. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.1% since its launch.  Ranked 29 in ELSS category.  Return for 2023 was 24.3% , 2022 was -3.5% and 2021 was 33.1% .

Below is the key information for UTI Long Term Equity Fund

UTI Long Term Equity Fund
Growth
Launch Date 15 Dec 99
NAV (21 Jun 24) ₹199.738 ↓ -0.74   (-0.37 %)
Net Assets (Cr) ₹3,626 on 31 May 24
Category Equity - ELSS
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 2.07
Sharpe Ratio 1.78
Information Ratio -0.86
Alpha Ratio -3.24
Min Investment 500
Min SIP Investment 500
Exit Load NIL
Sub Cat. ELSS

Growth of 10,000 investment over the years.

DateValue
31 May 19₹10,000
31 May 20₹8,566
31 May 21₹14,102
31 May 22₹14,945
31 May 23₹16,463
31 May 24₹21,039

UTI Long Term Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656
Invest Now

Returns for UTI Long Term Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jun 24

DurationReturns
1 Month 7.1%
3 Month 14.8%
6 Month 16.3%
1 Year 32.8%
3 Year 16.1%
5 Year 18.3%
10 Year
15 Year
Since launch 15.1%
Historical performance (Yearly) on absolute basis
YearReturns
2023 24.3%
2022 -3.5%
2021 33.1%
2020 20.2%
2019 10.4%
2018 -6.5%
2017 33.1%
2016 3.3%
2015 2.6%
2014 40.7%
Fund Manager information for UTI Long Term Equity Fund
NameSinceTenure
Vishal Chopda30 Aug 194.67 Yr.

Data below for UTI Long Term Equity Fund as on 31 May 24

Equity Sector Allocation
SectorValue
Financial Services29.73%
Consumer Cyclical17.57%
Consumer Defensive9.29%
Technology9.1%
Industrials7.82%
Basic Materials5.79%
Health Care5.51%
Communication Services5.4%
Utility4.23%
Real Estate3.11%
Asset Allocation
Asset ClassValue
Cash2.35%
Equity97.55%
Debt0.09%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 07 | ICICIBANK
8%₹280 Cr2,433,505
↓ -10,286
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 11 | HDFCBANK
8%₹272 Cr1,790,659
↓ -7,559
Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY
5%₹178 Cr1,250,691
↑ 9,251
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 13 | BHARTIARTL
4%₹149 Cr1,124,686
↓ -11,225
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 10 | 532215
4%₹128 Cr1,097,865
↓ -109,002
Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 30 Sep 19 | 540376
3%₹107 Cr232,717
↓ -1,319
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 12 | MARUTI
3%₹105 Cr81,877
↓ -1,126
IndusInd Bank Ltd (Financial Services)
Equity, Since 31 Mar 23 | INDUSINDBK
3%₹94 Cr621,338
↓ -3,924
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 19 | 500034
3%₹92 Cr133,347
↓ -6,283
Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 May 22 | TATAMOTORS
3%₹92 Cr913,673
↓ -21,303

10. UTI Banking and Financial Services Fund

(Erstwhile UTI Banking Sector Fund)

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

UTI Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 15% since its launch.  Ranked 20 in Sectoral category.  Return for 2023 was 19.5% , 2022 was 15.1% and 2021 was 14.3% .

Below is the key information for UTI Banking and Financial Services Fund

UTI Banking and Financial Services Fund
Growth
Launch Date 7 Apr 04
NAV (21 Jun 24) ₹168.55 ↓ -0.20   (-0.12 %)
Net Assets (Cr) ₹1,056 on 31 May 24
Category Equity - Sectoral
AMC UTI Asset Management Company Ltd
Rating
Risk High
Expense Ratio 2.55
Sharpe Ratio 1.04
Information Ratio 0.37
Alpha Ratio 7.85
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Sectoral

Growth of 10,000 investment over the years.

DateValue
31 May 19₹10,000
31 May 20₹5,803
31 May 21₹10,627
31 May 22₹10,380
31 May 23₹12,552
31 May 24₹15,070

UTI Banking and Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for UTI Banking and Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jun 24

DurationReturns
1 Month 7%
3 Month 12.4%
6 Month 10.6%
1 Year 26.4%
3 Year 15.4%
5 Year 10.9%
10 Year
15 Year
Since launch 15%
Historical performance (Yearly) on absolute basis
YearReturns
2023 19.5%
2022 15.1%
2021 14.3%
2020 -5.3%
2019 11.6%
2018 -6.8%
2017 43.5%
2016 13%
2015 -11.3%
2014 64%
Fund Manager information for UTI Banking and Financial Services Fund
NameSinceTenure
Preethi S2 May 222 Yr.

Data below for UTI Banking and Financial Services Fund as on 31 May 24

Equity Sector Allocation
SectorValue
Financial Services96.48%
Technology0.82%
Asset Allocation
Asset ClassValue
Cash2.31%
Equity97.3%
Debt0.4%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 04 | ICICIBANK
18%₹189 Cr1,645,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK
15%₹157 Cr1,033,655
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 19 | 500034
6%₹62 Cr89,008
↑ 6,663
Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | 532215
5%₹54 Cr460,000
SBI Life Insurance Company Limited (Financial Services)
Equity, Since 30 Apr 20 | SBILIFE
4%₹48 Cr333,225
Shriram Finance Ltd (Financial Services)
Equity, Since 31 Jan 24 | SHRIRAMFIN
4%₹44 Cr174,136
IndusInd Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | INDUSINDBK
4%₹40 Cr263,468
State Bank of India (Financial Services)
Equity, Since 28 Feb 18 | SBIN
4%₹40 Cr480,000
Indian Bank (Financial Services)
Equity, Since 31 May 23 | 532814
3%₹37 Cr670,843
Karur Vysya Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | 590003
3%₹35 Cr1,709,825
↓ -467,758

How Does SIP Investment Grow?

Want to know how your SIP investment will grow if you invest a certain amount monthly for a specific period of time? We will explain you with an example.

SIP Calculator or SIP Return Calculator

SIP calculators usually take inputs such as the SIP investment amount(goal) one seeks to invest, the number of years of investing required, expected Inflation rates (one needs to account for this!) and expected returns. Hence, one can calculate the SIP returns required to achieve a goal!

Let’s suppose, if you invest INR 10,000 for 10 years, see how your SIP investment grows-

Monthly Investment: INR 10,000

Investment Period: 10 years

Total Amount Invested: INR 12,00,000

Long-term Growth Rate (approx.): 15%

Expected Returns as per sip calculator: INR 27,86,573

Net Profit: INR 15,86,573 (Absolute Return= 132.2%)

The above calculations show that if you invest INR 10,000 monthly for 10 years (a total of INR 12,00,000) you will earn INR 27,86,573, which means the net profit you make is INR 15,86,573. Isn’t it great!

How to Invest in UTI Funds Online?

  1. Open Free Investment Account for Lifetime at Fincash.com.

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

    Get Started

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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