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10 Best UTI SIP Mutual Funds 2023
UTI SIPs are the most efficient way to invest in Mutual Fund schemes. SIP or Systematic Investment plan works like Recurring deposit, wherein a specific amount is invested at a stipulated interval (weekly/monthly/quarterly). One can start a SIP at just INR 500, making it as the most affordable means of investment. Since you become a regular investor via a SIP, you can easily get into a habit of long-term savings. Also, SIP investment benefit over the long-run, especially in Equity Funds. It balances the risk of equity Market well, hence giving you a stable Income even during turbulent market conditions.
Why to Invest in Best UTI SIP Funds?
Some of the major advantages of a SIP that you can gain by Investing in UTI schemes are:
- Rupee cost averaging
- Power of Compounding
- Habit of long-term savings
- No need to time the market
- Helps in achieving Financial goals
Investors who are keen to invest in SIP, here are the top 10 best UTI SIP Mutual Funds to invest. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.
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Best UTI SIP Equity Mutual Funds to Invest
Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector. UTI Transportation & Logistics Fund is a Equity - Sectoral fund was launched on 11 Apr 04. It is a fund with High risk and has given a Below is the key information for UTI Transportation & Logistics Fund Returns up to 1 year are on Investment objective is "capital appreciation" by investing primarily in mid cap stocks. UTI Mid Cap Fund is a Equity - Mid Cap fund was launched on 7 Apr 04. It is a fund with Moderately High risk and has given a Below is the key information for UTI Mid Cap Fund Returns up to 1 year are on (Erstwhile UTI Top 100 Fund) The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised. UTI Core Equity Fund is a Equity - Large & Mid Cap fund was launched on 20 May 09. It is a fund with Moderately High risk and has given a Below is the key information for UTI Core Equity Fund Returns up to 1 year are on The investment objective of the Scheme is to provide income distribution and / or medium to long term "capital appreciation" by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved. UTI Infrastructure Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a Below is the key information for UTI Infrastructure Fund Returns up to 1 year are on (Erstwhile UTI Banking Sector Fund) Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities. UTI Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a Below is the key information for UTI Banking and Financial Services Fund Returns up to 1 year are on (Erstwhile UTI Opportunities Fund) This scheme seeks to generate capital appreciation and/or income distribution by investing the funds of the scheme in equity shares and equity-related instruments. The main focus of this scheme is to capitalize on opportunities arising in the market by responding to the dynamically changing Indian economy by moving its investments amongst different sectors as prevailing trends change. UTI Value Opportunities Fund is a Equity - Value fund was launched on 20 Jul 05. It is a fund with Moderately High risk and has given a Below is the key information for UTI Value Opportunities Fund Returns up to 1 year are on (Erstwhile UTI - Dividend Yield Fund) The investment objective of the scheme is to provide medium to long term capital gains and/ or dividend distribution by investing predominantly in equity and equity related instruments which offer high dividend yield. There can be no assurance that the investment objectives of the scheme will be realised. UTI Dividend Yield Fund is a Equity - Dividend Yield fund was launched on 3 May 05. It is a fund with Moderately High risk and has given a Below is the key information for UTI Dividend Yield Fund Returns up to 1 year are on (Erstwhile UTI Long Term Equity Fund (Tax Saving)) The funds collected under the scheme shall be invested in equities, fully convertible debentures/ bonds and warrants of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the non-convertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from their acquisition. UTI Long Term Equity Fund is a Equity - ELSS fund was launched on 15 Dec 99. It is a fund with Moderately High risk and has given a Below is the key information for UTI Long Term Equity Fund Returns up to 1 year are on This Scheme primarily aims at securing for the unitholders capital appreciation by investing the funds of the scheme in equity shares and convertible and non-convertible bonds/ debentures of companies with good growth prospects and money market instruments. UTI Equity Fund is a Equity - Multi Cap fund was launched on 18 May 92. It is a fund with Moderately High risk and has given a Below is the key information for UTI Equity Fund Returns up to 1 year are on The investment objective of the scheme is to provide long term capital appreciation and/or income distribution from a diversified portfolio of equity and equity related instruments by primarily investing in sectors, areas, companies and themes that are expected to benefit from changing Indian demographics, Indian lifestyles and rising consumption pattern. However, there can be no assurance that the investment objective of the scheme will be achieved. UTI India Lifestyle Fund is a Equity - Sectoral fund was launched on 30 Jul 07. It is a fund with High risk and has given a Below is the key information for UTI India Lifestyle Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2022 (%) UTI Transportation & Logistics Fund Growth ₹169.003
↑ 1.56 ₹2,019 500 13.9 10.6 25.7 31 7 14.7 UTI Mid Cap Fund Growth ₹200.067
↑ 0.36 ₹7,289 500 8 2.7 18.4 30.4 13.4 -0.8 UTI Core Equity Fund Growth ₹108.232
↑ 0.21 ₹1,619 500 7.1 3 18 28.1 11.7 4.6 UTI Infrastructure Fund Growth ₹89.6
↑ 0.70 ₹1,501 500 7.3 3.5 24.2 26.9 11.5 8.8 UTI Banking and Financial Services Fund Growth ₹132.133
↑ 0.35 ₹867 500 6.9 2 22.7 26.3 6.6 15.1 UTI Value Opportunities Fund Growth ₹106.878
↑ 0.04 ₹6,815 500 4.9 0.3 14.7 24 12.5 4.3 UTI Dividend Yield Fund Growth ₹109.377
↓ -0.42 ₹2,810 500 4.4 3.3 11.1 23.1 11.7 -5.3 UTI Long Term Equity Fund Growth ₹147.016
↑ 0.36 ₹2,883 500 6.6 0.3 12.9 22.5 11.7 -3.5 UTI Equity Fund Growth ₹241.432
↑ 0.12 ₹24,237 500 6.8 0.3 9.2 21.6 12 -13.4 UTI India Lifestyle Fund Growth ₹40.9881
↑ 0.13 ₹458 500 10 2.6 14.3 18.1 9.2 -2.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Jun 23 Assets >= 100 Crore & Sorted on 3 year CAGR Returns.
1. UTI Transportation & Logistics Fund
CAGR/Annualized return of 15.9% since its launch. Ranked 19 in Sectoral category. Return for 2022 was 14.7% , 2021 was 24.3% and 2020 was 11% . UTI Transportation & Logistics Fund
Growth Launch Date 11 Apr 04 NAV (06 Jun 23) ₹169.003 ↑ 1.56 (0.93 %) Net Assets (Cr) ₹2,019 on 30 Apr 23 Category Equity - Sectoral AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk High Expense Ratio 2.33 Sharpe Ratio 0.54 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Sectoral Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹7,772 31 May 20 ₹5,841 31 May 21 ₹10,135 31 May 22 ₹11,338 31 May 23 ₹13,548 Returns for UTI Transportation & Logistics Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 23 Duration Returns 1 Month 9.5% 3 Month 13.9% 6 Month 10.6% 1 Year 25.7% 3 Year 31% 5 Year 7% 10 Year 15 Year Since launch 15.9% Historical performance (Yearly) on absolute basis
Year Returns 2022 14.7% 2021 24.3% 2020 11% 2019 -8.7% 2018 -19.5% 2017 39.6% 2016 4.8% 2015 5.7% 2014 104% 2013 24.7% Fund Manager information for UTI Transportation & Logistics Fund
Name Since Tenure Sachin Trivedi 22 Sep 16 6.61 Yr. Data below for UTI Transportation & Logistics Fund as on 30 Apr 23
Equity Sector Allocation
Sector Value Consumer Cyclical 76.38% Industrials 17.07% Financial Services 1.45% Asset Allocation
Asset Class Value Cash 5.1% Equity 94.9% Top Securities Holdings / Portfolio
Name Holding Value Quantity Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | MARUTI13% ₹260 Cr 302,653 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | M&M13% ₹258 Cr 2,102,981 Tata Motors Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | TATAMOTORS10% ₹212 Cr 4,361,951 Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 30 Nov 08 | EICHERMOT10% ₹196 Cr 592,702 Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 30 Apr 18 | BAJAJ-AUTO7% ₹142 Cr 319,911 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 13 | ADANIPORTS5% ₹106 Cr 1,553,961 Ashok Leyland Ltd Shs Dematerialised (Industrials)
Equity, Since 30 Jun 17 | 5004774% ₹86 Cr 5,883,869
↑ 400,000 Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Mar 12 | HEROMOTOCO3% ₹67 Cr 262,963 TVS Motor Co Ltd Shs Dematerialised (Consumer Cyclical)
Equity, Since 30 Sep 19 | TVSMOTOR3% ₹60 Cr 523,301 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 May 18 | INDIGO3% ₹55 Cr 274,120 2. UTI Mid Cap Fund
CAGR/Annualized return of 17.5% since its launch. Ranked 36 in Mid Cap category. Return for 2022 was -0.8% , 2021 was 43.1% and 2020 was 32.7% . UTI Mid Cap Fund
Growth Launch Date 7 Apr 04 NAV (06 Jun 23) ₹200.067 ↑ 0.36 (0.18 %) Net Assets (Cr) ₹7,289 on 30 Apr 23 Category Equity - Mid Cap AMC UTI Asset Management Company Ltd Rating ☆☆ Risk Moderately High Expense Ratio 2.06 Sharpe Ratio -0.16 Information Ratio -0.73 Alpha Ratio -4.86 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Mid Cap Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹9,184 31 May 20 ₹7,819 31 May 21 ₹14,251 31 May 22 ₹15,654 31 May 23 ₹18,074 Returns for UTI Mid Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 23 Duration Returns 1 Month 6.4% 3 Month 8% 6 Month 2.7% 1 Year 18.4% 3 Year 30.4% 5 Year 13.4% 10 Year 15 Year Since launch 17.5% Historical performance (Yearly) on absolute basis
Year Returns 2022 -0.8% 2021 43.1% 2020 32.7% 2019 -0.2% 2018 -14.9% 2017 42% 2016 3.5% 2015 6.6% 2014 90.4% 2013 9.7% Fund Manager information for UTI Mid Cap Fund
Name Since Tenure Ankit Agarwal 30 Aug 19 3.67 Yr. Data below for UTI Mid Cap Fund as on 30 Apr 23
Equity Sector Allocation
Sector Value Consumer Cyclical 25.31% Industrials 18.71% Financial Services 17.31% Basic Materials 10.69% Health Care 10.38% Technology 6.55% Real Estate 3.42% Utility 2.02% Consumer Defensive 1.26% Asset Allocation
Asset Class Value Cash 4.35% Equity 95.65% Top Securities Holdings / Portfolio
Name Holding Value Quantity Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Mar 12 | CHOLAFIN3% ₹248 Cr 2,850,569
↓ -286,606 Tube Investments of India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 30 Sep 17 | TIINDIA3% ₹209 Cr 805,509
↓ -01 The Federal Bank Ltd (Financial Services)
Equity, Since 30 Nov 10 | FEDERALBNK3% ₹207 Cr 15,364,700 PI Industries Ltd (Basic Materials)
Equity, Since 30 Nov 17 | PIIND2% ₹170 Cr 502,502 Shriram Finance Ltd Shs Dematerialised (Financial Services)
Equity, Since 30 Apr 21 | SHRIRAMFIN2% ₹170 Cr 1,272,502 APL Apollo Tubes Ltd (Basic Materials)
Equity, Since 30 Nov 20 | APLAPOLLO2% ₹160 Cr 1,334,836 Alkem Laboratories Ltd (Healthcare)
Equity, Since 31 Jul 21 | ALKEM2% ₹155 Cr 441,408 Polycab India Ltd (Industrials)
Equity, Since 31 Dec 20 | 5426522% ₹154 Cr 479,233 Bharat Forge Ltd (Consumer Cyclical)
Equity, Since 31 Aug 13 | BHARATFORG2% ₹150 Cr 1,878,064 Astral Ltd (Industrials)
Equity, Since 30 Sep 19 | ASTRAL2% ₹150 Cr 1,036,190 3. UTI Core Equity Fund
CAGR/Annualized return of 12.2% since its launch. Ranked 29 in Large & Mid Cap category. Return for 2022 was 4.6% , 2021 was 40.8% and 2020 was 12.8% . UTI Core Equity Fund
Growth Launch Date 20 May 09 NAV (06 Jun 23) ₹108.232 ↑ 0.21 (0.19 %) Net Assets (Cr) ₹1,619 on 30 Apr 23 Category Equity - Large & Mid Cap AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.53 Sharpe Ratio 0.28 Information Ratio 0.15 Alpha Ratio 3.19 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Large & Mid Cap Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹9,968 31 May 20 ₹7,692 31 May 21 ₹13,718 31 May 22 ₹14,617 31 May 23 ₹16,958 Returns for UTI Core Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 23 Duration Returns 1 Month 4.2% 3 Month 7.1% 6 Month 3% 1 Year 18% 3 Year 28.1% 5 Year 11.7% 10 Year 15 Year Since launch 12.2% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.6% 2021 40.8% 2020 12.8% 2019 1.5% 2018 -7.9% 2017 35.2% 2016 3.4% 2015 0.5% 2014 41.7% 2013 6.3% Fund Manager information for UTI Core Equity Fund
Name Since Tenure V Srivatsa 17 May 17 5.96 Yr. Data below for UTI Core Equity Fund as on 30 Apr 23
Equity Sector Allocation
Sector Value Financial Services 30.72% Consumer Cyclical 11.44% Health Care 10.78% Technology 9.78% Basic Materials 8.42% Industrials 7.48% Consumer Defensive 5.43% Utility 3.25% Real Estate 3.24% Energy 3.09% Communication Services 2.3% Asset Allocation
Asset Class Value Cash 4.03% Equity 95.97% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 20 | HDFCBANK5% ₹85 Cr 501,591 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 06 | ICICIBANK4% ₹68 Cr 739,318 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Jul 18 | HDFC4% ₹59 Cr 211,239
↑ 40,896 ITC Ltd Shs Dematerialised (Consumer Defensive)
Equity, Since 31 Dec 08 | ITC4% ₹57 Cr 1,336,291 Infosys Ltd (Technology)
Equity, Since 28 Feb 06 | INFY3% ₹51 Cr 404,635 The Federal Bank Ltd (Financial Services)
Equity, Since 30 Jun 17 | FEDERALBNK3% ₹49 Cr 3,663,716
↑ 118,937 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 14 | LT3% ₹46 Cr 193,464
↑ 13,241 IndusInd Bank Ltd (Financial Services)
Equity, Since 31 Jul 22 | INDUSINDBK2% ₹38 Cr 326,434
↑ 93,897 Aurobindo Pharma Ltd (Healthcare)
Equity, Since 28 Feb 21 | AUROPHARMA2% ₹37 Cr 603,696 State Bank of India (Financial Services)
Equity, Since 31 Jul 18 | SBIN2% ₹37 Cr 640,337 4. UTI Infrastructure Fund
CAGR/Annualized return of 12.7% since its launch. Ranked 28 in Sectoral category. Return for 2022 was 8.8% , 2021 was 39.4% and 2020 was 3.4% . UTI Infrastructure Fund
Growth Launch Date 7 Apr 04 NAV (06 Jun 23) ₹89.6 ↑ 0.70 (0.78 %) Net Assets (Cr) ₹1,501 on 30 Apr 23 Category Equity - Sectoral AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk High Expense Ratio 2.32 Sharpe Ratio 0.44 Information Ratio 0.06 Alpha Ratio 6.66 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Sectoral Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,508 31 May 20 ₹7,657 31 May 21 ₹12,789 31 May 22 ₹13,716 31 May 23 ₹16,505 Returns for UTI Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 23 Duration Returns 1 Month 4.1% 3 Month 7.3% 6 Month 3.5% 1 Year 24.2% 3 Year 26.9% 5 Year 11.5% 10 Year 15 Year Since launch 12.7% Historical performance (Yearly) on absolute basis
Year Returns 2022 8.8% 2021 39.4% 2020 3.4% 2019 6.7% 2018 -15.6% 2017 41.4% 2016 4% 2015 -5.5% 2014 60.1% 2013 -11.5% Fund Manager information for UTI Infrastructure Fund
Name Since Tenure Sachin Trivedi 1 Sep 21 1.66 Yr. Data below for UTI Infrastructure Fund as on 30 Apr 23
Equity Sector Allocation
Sector Value Industrials 40.37% Utility 12.9% Communication Services 9.63% Basic Materials 8.62% Energy 8.5% Financial Services 8.33% Consumer Cyclical 3.54% Real Estate 3.38% Asset Allocation
Asset Class Value Cash 4.73% Equity 95.27% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 05 | LT11% ₹161 Cr 681,500 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 17 | BHARTIARTL9% ₹139 Cr 1,737,500 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 12 | ULTRACEMCO6% ₹89 Cr 118,000 NTPC Ltd Shs Dematerialised (Utilities)
Equity, Since 31 Dec 18 | NTPC6% ₹87 Cr 5,058,744 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 22 | RELIANCE5% ₹73 Cr 300,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | ICICIBANK4% ₹67 Cr 735,552 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 11 | AXISBANK3% ₹50 Cr 581,655 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 13 | ADANIPORTS3% ₹45 Cr 666,059 Gujarat Gas Ltd (Utilities)
Equity, Since 29 Feb 16 | GUJGASLTD3% ₹41 Cr 878,821 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Dec 15 | 5000493% ₹41 Cr 3,951,587 5. UTI Banking and Financial Services Fund
CAGR/Annualized return of 14.4% since its launch. Ranked 20 in Sectoral category. Return for 2022 was 15.1% , 2021 was 14.3% and 2020 was -5.3% . UTI Banking and Financial Services Fund
Growth Launch Date 7 Apr 04 NAV (06 Jun 23) ₹132.133 ↑ 0.35 (0.27 %) Net Assets (Cr) ₹867 on 30 Apr 23 Category Equity - Sectoral AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk High Expense Ratio 2.6 Sharpe Ratio 0.49 Information Ratio 0.24 Alpha Ratio -1.35 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Sectoral Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,674 31 May 20 ₹6,194 31 May 21 ₹11,343 31 May 22 ₹11,080 31 May 23 ₹13,398 Returns for UTI Banking and Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 23 Duration Returns 1 Month 4.8% 3 Month 6.9% 6 Month 2% 1 Year 22.7% 3 Year 26.3% 5 Year 6.6% 10 Year 15 Year Since launch 14.4% Historical performance (Yearly) on absolute basis
Year Returns 2022 15.1% 2021 14.3% 2020 -5.3% 2019 11.6% 2018 -6.8% 2017 43.5% 2016 13% 2015 -11.3% 2014 64% 2013 -13.5% Fund Manager information for UTI Banking and Financial Services Fund
Name Since Tenure Preethi S 2 May 22 1 Yr. Data below for UTI Banking and Financial Services Fund as on 30 Apr 23
Equity Sector Allocation
Sector Value Financial Services 97.87% Technology 0.99% Asset Allocation
Asset Class Value Cash 1.14% Equity 98.86% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK20% ₹172 Cr 1,020,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 04 | ICICIBANK18% ₹159 Cr 1,738,000 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | AXISBANK9% ₹77 Cr 890,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 18 | SBIN8% ₹66 Cr 1,136,690
↓ -38,310 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 May 18 | HDFC7% ₹58 Cr 210,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | KOTAKBANK4% ₹35 Cr 180,000 SBI Life Insurance Company Limited (Financial Services)
Equity, Since 30 Apr 20 | SBILIFE3% ₹28 Cr 246,595 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 19 | BAJFINANCE3% ₹27 Cr 43,066 IndusInd Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | INDUSINDBK3% ₹26 Cr 221,577
↑ 11,577 Karur Vysya Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | KARURVYSYA2% ₹19 Cr 1,944,493 6. UTI Value Opportunities Fund
CAGR/Annualized return of 14.1% since its launch. Ranked 82 in Value category. Return for 2022 was 4.3% , 2021 was 30.4% and 2020 was 19% . UTI Value Opportunities Fund
Growth Launch Date 20 Jul 05 NAV (06 Jun 23) ₹106.878 ↑ 0.04 (0.03 %) Net Assets (Cr) ₹6,815 on 30 Apr 23 Category Equity - Value AMC UTI Asset Management Company Ltd Rating ☆ Risk Moderately High Expense Ratio 2 Sharpe Ratio 0.02 Information Ratio -0.32 Alpha Ratio 0.85 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Value Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,320 31 May 20 ₹8,835 31 May 21 ₹14,689 31 May 22 ₹15,681 31 May 23 ₹17,599 Returns for UTI Value Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 23 Duration Returns 1 Month 5.2% 3 Month 4.9% 6 Month 0.3% 1 Year 14.7% 3 Year 24% 5 Year 12.5% 10 Year 15 Year Since launch 14.1% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.3% 2021 30.4% 2020 19% 2019 10.4% 2018 -2.4% 2017 29.1% 2016 2.6% 2015 -5.9% 2014 41.2% 2013 5.9% Fund Manager information for UTI Value Opportunities Fund
Name Since Tenure Amit Premchandani 1 Feb 18 5.24 Yr. Data below for UTI Value Opportunities Fund as on 30 Apr 23
Equity Sector Allocation
Sector Value Financial Services 33.74% Consumer Cyclical 18.1% Technology 10.91% Health Care 9.35% Basic Materials 7.24% Industrials 5.43% Communication Services 4.21% Consumer Defensive 3.39% Real Estate 2.54% Utility 2.13% Energy 1.36% Asset Allocation
Asset Class Value Cash 1.59% Equity 98.41% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | HDFCBANK10% ₹665 Cr 3,940,000
↓ -145,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 07 | ICICIBANK7% ₹496 Cr 5,400,000
↓ -200,000 Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY6% ₹388 Cr 3,100,000
↑ 25,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | AXISBANK5% ₹318 Cr 3,700,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 17 | BHARTIARTL4% ₹256 Cr 3,200,000 State Bank of India (Financial Services)
Equity, Since 31 Jul 18 | SBIN3% ₹231 Cr 4,000,000 IndusInd Bank Ltd (Financial Services)
Equity, Since 30 Apr 22 | INDUSINDBK2% ₹161 Cr 1,400,000
↑ 25,000 Hindalco Industries Ltd (Basic Materials)
Equity, Since 31 May 22 | HINDALCO2% ₹161 Cr 3,700,000 Tata Steel Ltd Shs Dematerialised (Basic Materials)
Equity, Since 31 Aug 19 | TATASTEEL2% ₹157 Cr 14,500,000
↑ 1,250,000 Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 31 Aug 18 | EICHERMOT2% ₹149 Cr 450,000 7. UTI Dividend Yield Fund
CAGR/Annualized return of 14.1% since its launch. Ranked 75 in Dividend Yield category. Return for 2022 was -5.3% , 2021 was 38.8% and 2020 was 18.9% . UTI Dividend Yield Fund
Growth Launch Date 3 May 05 NAV (06 Jun 23) ₹109.377 ↓ -0.42 (-0.39 %) Net Assets (Cr) ₹2,810 on 30 Apr 23 Category Equity - Dividend Yield AMC UTI Asset Management Company Ltd Rating ☆ Risk Moderately High Expense Ratio 2.1 Sharpe Ratio -0.23 Information Ratio -0.42 Alpha Ratio -2.63 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Dividend Yield Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,311 31 May 20 ₹8,842 31 May 21 ₹14,339 31 May 22 ₹15,439 31 May 23 ₹17,112 Returns for UTI Dividend Yield Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 23 Duration Returns 1 Month 4.3% 3 Month 4.4% 6 Month 3.3% 1 Year 11.1% 3 Year 23.1% 5 Year 11.7% 10 Year 15 Year Since launch 14.1% Historical performance (Yearly) on absolute basis
Year Returns 2022 -5.3% 2021 38.8% 2020 18.9% 2019 3.3% 2018 0.5% 2017 28.5% 2016 6.1% 2015 -5.1% 2014 41.2% 2013 0.2% Fund Manager information for UTI Dividend Yield Fund
Name Since Tenure Amit Premchandani 16 Nov 22 0.45 Yr. Data below for UTI Dividend Yield Fund as on 30 Apr 23
Equity Sector Allocation
Sector Value Technology 23.54% Consumer Defensive 17.63% Financial Services 13.06% Utility 9.88% Energy 7.92% Basic Materials 7.44% Industrials 6.82% Health Care 6.43% Consumer Cyclical 5.29% Communication Services 0.66% Asset Allocation
Asset Class Value Cash 1.33% Equity 98.67% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY7% ₹188 Cr 1,500,000 ITC Ltd Shs Dematerialised (Consumer Defensive)
Equity, Since 30 Nov 07 | ITC6% ₹179 Cr 4,200,000
↓ -600,000 NTPC Ltd Shs Dematerialised (Utilities)
Equity, Since 31 Jul 05 | NTPC5% ₹141 Cr 8,200,000
↓ -300,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 May 17 | TECHM5% ₹138 Cr 1,350,000 Tata Steel Ltd Shs Dematerialised (Basic Materials)
Equity, Since 31 Aug 19 | TATASTEEL4% ₹117 Cr 10,838,600 Mphasis Ltd Shs Dematerialised (Technology)
Equity, Since 31 Mar 14 | MPHASIS4% ₹109 Cr 600,000 Marico Ltd Shs Dematerialsed (Consumer Defensive)
Equity, Since 29 Feb 20 | MARICO4% ₹107 Cr 2,150,000 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | HINDUNILVR4% ₹104 Cr 425,000 Tata Consultancy Services Ltd Shs Dematerialised (Technology)
Equity, Since 30 Apr 08 | TCS3% ₹97 Cr 300,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 07 | ICICIBANK3% ₹83 Cr 900,000
↓ -100,000 8. UTI Long Term Equity Fund
CAGR/Annualized return of 14.3% since its launch. Ranked 29 in ELSS category. Return for 2022 was -3.5% , 2021 was 33.1% and 2020 was 20.2% . UTI Long Term Equity Fund
Growth Launch Date 15 Dec 99 NAV (06 Jun 23) ₹147.016 ↑ 0.36 (0.24 %) Net Assets (Cr) ₹2,883 on 30 Apr 23 Category Equity - ELSS AMC UTI Asset Management Company Ltd Rating ☆☆ Risk Moderately High Expense Ratio 2.21 Sharpe Ratio -0.27 Information Ratio -0.79 Alpha Ratio -3.38 Min Investment 500 Min SIP Investment 500 Exit Load NIL Sub Cat. ELSS Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,232 31 May 20 ₹8,765 31 May 21 ₹14,429 31 May 22 ₹15,292 31 May 23 ₹16,845 Returns for UTI Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 23 Duration Returns 1 Month 5.5% 3 Month 6.6% 6 Month 0.3% 1 Year 12.9% 3 Year 22.5% 5 Year 11.7% 10 Year 15 Year Since launch 14.3% Historical performance (Yearly) on absolute basis
Year Returns 2022 -3.5% 2021 33.1% 2020 20.2% 2019 10.4% 2018 -6.5% 2017 33.1% 2016 3.3% 2015 2.6% 2014 40.7% 2013 7.1% Fund Manager information for UTI Long Term Equity Fund
Name Since Tenure Vishal Chopda 30 Aug 19 3.67 Yr. Data below for UTI Long Term Equity Fund as on 30 Apr 23
Equity Sector Allocation
Sector Value Financial Services 32.4% Consumer Cyclical 19.87% Technology 10% Consumer Defensive 9.53% Basic Materials 6.36% Health Care 5.39% Industrials 5.18% Communication Services 3.58% Real Estate 2.97% Utility 2.32% Asset Allocation
Asset Class Value Cash 2.4% Equity 97.6% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 11 | HDFCBANK9% ₹256 Cr 1,518,115 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 07 | ICICIBANK8% ₹237 Cr 2,581,017 Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY6% ₹165 Cr 1,320,069 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 10 | AXISBANK5% ₹133 Cr 1,545,998
↑ 41,076 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 13 | BHARTIARTL4% ₹103 Cr 1,292,138 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 12 | MARUTI3% ₹74 Cr 85,887
↑ 945 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 19 | BAJFINANCE3% ₹72 Cr 114,968 IndusInd Bank Ltd (Financial Services)
Equity, Since 31 Mar 23 | INDUSINDBK2% ₹65 Cr 561,999
↑ 11,425 Godrej Consumer Products Ltd (Consumer Defensive)
Equity, Since 31 May 21 | GODREJCP2% ₹65 Cr 713,669
↑ 15,029 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | CHOLAFIN2% ₹63 Cr 719,510 9. UTI Equity Fund
CAGR/Annualized return of 12.9% since its launch. Ranked 54 in Multi Cap category. Return for 2022 was -13.4% , 2021 was 34% and 2020 was 31.5% . UTI Equity Fund
Growth Launch Date 18 May 92 NAV (06 Jun 23) ₹241.432 ↑ 0.12 (0.05 %) Net Assets (Cr) ₹24,237 on 30 Apr 23 Category Equity - Multi Cap AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.86 Sharpe Ratio -0.59 Information Ratio -0.79 Alpha Ratio -9.13 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Multi Cap Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,358 31 May 20 ₹9,214 31 May 21 ₹16,144 31 May 22 ₹16,277 31 May 23 ₹17,367 Returns for UTI Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 23 Duration Returns 1 Month 5.1% 3 Month 6.8% 6 Month 0.3% 1 Year 9.2% 3 Year 21.6% 5 Year 12% 10 Year 15 Year Since launch 12.9% Historical performance (Yearly) on absolute basis
Year Returns 2022 -13.4% 2021 34% 2020 31.5% 2019 11.7% 2018 3.5% 2017 30.1% 2016 1.1% 2015 0.9% 2014 46.8% 2013 7.6% Fund Manager information for UTI Equity Fund
Name Since Tenure Ajay Tyagi 11 Jan 16 7.3 Yr. Data below for UTI Equity Fund as on 30 Apr 23
Equity Sector Allocation
Sector Value Financial Services 26.71% Consumer Cyclical 17.31% Technology 13.41% Health Care 11.24% Basic Materials 7.97% Consumer Defensive 7.13% Industrials 6.07% Communication Services 5.73% Asset Allocation
Asset Class Value Cash 4.43% Equity 95.57% Top Securities Holdings / Portfolio
Name Holding Value Quantity LTIMindtree Ltd (Technology)
Equity, Since 31 Aug 18 | LTIM6% ₹1,513 Cr 3,423,056
↓ -13,030 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 21 | ICICIBANK6% ₹1,493 Cr 16,272,250
↓ -213,610 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 17 | BAJFINANCE6% ₹1,334 Cr 2,124,770
↓ -15,650 HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 07 | HDFCBANK5% ₹1,102 Cr 6,532,294
↓ -128,960 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Apr 15 | KOTAKBANK4% ₹1,045 Cr 5,392,391
↓ -37,720 Infosys Ltd (Technology)
Equity, Since 31 May 07 | INFY4% ₹922 Cr 7,357,426 Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 31 Jul 19 | DMART4% ₹856 Cr 2,437,363 Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Oct 15 | HDFC3% ₹795 Cr 2,863,488
↓ -52,010 Info Edge (India) Ltd (Communication Services)
Equity, Since 31 Jan 16 | NAUKRI3% ₹787 Cr 2,084,192 Coforge Ltd (Technology)
Equity, Since 31 Jul 21 | COFORGE3% ₹699 Cr 1,671,346 10. UTI India Lifestyle Fund
CAGR/Annualized return of 9.3% since its launch. Ranked 64 in Sectoral category. Return for 2022 was -2.3% , 2021 was 26.4% and 2020 was 15.2% . UTI India Lifestyle Fund
Growth Launch Date 30 Jul 07 NAV (06 Jun 23) ₹40.9881 ↑ 0.13 (0.31 %) Net Assets (Cr) ₹458 on 30 Apr 23 Category Equity - Sectoral AMC UTI Asset Management Company Ltd Rating ☆☆ Risk High Expense Ratio 2.78 Sharpe Ratio -0.23 Information Ratio -0.54 Alpha Ratio -5.74 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Sectoral Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹9,439 31 May 20 ₹8,941 31 May 21 ₹12,502 31 May 22 ₹13,821 31 May 23 ₹15,269 Returns for UTI India Lifestyle Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 23 Duration Returns 1 Month 6.2% 3 Month 10% 6 Month 2.6% 1 Year 14.3% 3 Year 18.1% 5 Year 9.2% 10 Year 15 Year Since launch 9.3% Historical performance (Yearly) on absolute basis
Year Returns 2022 -2.3% 2021 26.4% 2020 15.2% 2019 5.8% 2018 -2.5% 2017 32.6% 2016 3.2% 2015 -1.9% 2014 32.6% 2013 5.8% Fund Manager information for UTI India Lifestyle Fund
Name Since Tenure Vishal Chopda 31 Aug 19 3.67 Yr. Data below for UTI India Lifestyle Fund as on 30 Apr 23
Equity Sector Allocation
Sector Value Consumer Cyclical 38.05% Consumer Defensive 30.69% Financial Services 9.79% Communication Services 7.25% Basic Materials 5.08% Industrials 4.06% Real Estate 2.25% Health Care 0.89% Asset Allocation
Asset Class Value Cash 1.94% Equity 98.06% Top Securities Holdings / Portfolio
Name Holding Value Quantity Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 11 | MARUTI8% ₹37 Cr 42,500
↑ 500 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 11 | BHARTIARTL7% ₹33 Cr 415,000 ITC Ltd Shs Dematerialised (Consumer Defensive)
Equity, Since 30 Sep 07 | ITC6% ₹27 Cr 630,000
↑ 15,000 Titan Co Ltd (Consumer Cyclical)
Equity, Since 28 Feb 19 | TITAN5% ₹24 Cr 90,000 Asian Paints Ltd (Basic Materials)
Equity, Since 31 Dec 18 | ASIANPAINT5% ₹23 Cr 80,000 Nestle India Ltd (Consumer Defensive)
Equity, Since 30 Nov 17 | NESTLEIND5% ₹23 Cr 10,600 Godrej Consumer Products Ltd (Consumer Defensive)
Equity, Since 31 May 21 | GODREJCP4% ₹20 Cr 225,000
↑ 3,000 Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 31 Dec 17 | EICHERMOT4% ₹18 Cr 55,000 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | HINDUNILVR4% ₹17 Cr 70,000 Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 31 Mar 17 | DMART4% ₹17 Cr 47,500
How Does SIP Investment Grow?
Want to know how your SIP investment will grow if you invest a certain amount monthly for a specific period of time? We will explain you with an example.
SIP Calculator or SIP Return Calculator
SIP calculators usually take inputs such as the SIP investment amount(goal) one seeks to invest, the number of years of investing required, expected Inflation rates (one needs to account for this!) and expected returns. Hence, one can calculate the SIP returns required to achieve a goal!
Let’s suppose, if you invest INR 10,000 for 10 years, see how your SIP investment grows-
Monthly Investment: INR 10,000
Investment Period: 10 years
Total Amount Invested: INR 12,00,000
Long-term Growth Rate (approx.): 15%
Expected Returns as per sip calculator: INR 27,86,573
Net Profit: INR 15,86,573 (Absolute Return= 132.2%)
The above calculations show that if you invest INR 10,000 monthly for 10 years (a total of INR 12,00,000) you will earn INR 27,86,573, which means the net profit you make is INR 15,86,573. Isn’t it great!
How to Invest in UTI Funds Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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