+91-22-48913909
Table of Contents
10 Best UTI SIP Mutual Funds 2025
UTI SIPs are the most efficient way to invest in Mutual Fund schemes. SIP or Systematic Investment plan works like Recurring deposit, wherein a specific amount is invested at a stipulated interval (weekly/monthly/quarterly). One can start a SIP at just INR 500, making it as the most affordable means of investment. Since you become a regular investor via a SIP, you can easily get into a habit of long-term savings. Also, SIP investment benefit over the long-run, especially in Equity Funds. It balances the risk of equity Market well, hence giving you a stable Income even during turbulent market conditions.
Why to Invest in Best UTI SIP Funds?
Some of the major advantages of a SIP that you can gain by Investing in UTI schemes are:
- Rupee cost averaging
- Power of Compounding
- Habit of long-term savings
- No need to time the market
- Helps in achieving Financial goals
Investors who are keen to invest in SIP, here are the top 10 best UTI SIP Mutual Funds to invest. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.
Talk to our investment specialist
Best UTI SIP Equity Mutual Funds to Invest
Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector. UTI Transportation & Logistics Fund is a Equity - Sectoral fund was launched on 11 Apr 04. It is a fund with High risk and has given a Below is the key information for UTI Transportation & Logistics Fund Returns up to 1 year are on (Erstwhile UTI Top 100 Fund) The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised. UTI Core Equity Fund is a Equity - Large & Mid Cap fund was launched on 20 May 09. It is a fund with Moderately High risk and has given a Below is the key information for UTI Core Equity Fund Returns up to 1 year are on The investment objective of the Scheme is to provide income distribution and / or medium to long term "capital appreciation" by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved. UTI Infrastructure Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a Below is the key information for UTI Infrastructure Fund Returns up to 1 year are on (Erstwhile UTI Pharma & Healthcare Fund) The Investment objective of the Scheme is capital appreciation through investments in equities and equity related instruments of the Pharma & Healthcare sectors. UTI Healthcare Fund is a Equity - Sectoral fund was launched on 28 Jun 99. It is a fund with High risk and has given a Below is the key information for UTI Healthcare Fund Returns up to 1 year are on (Erstwhile UTI Opportunities Fund) This scheme seeks to generate capital appreciation and/or income distribution by investing the funds of the scheme in equity shares and equity-related instruments. The main focus of this scheme is to capitalize on opportunities arising in the market by responding to the dynamically changing Indian economy by moving its investments amongst different sectors as prevailing trends change. UTI Value Opportunities Fund is a Equity - Value fund was launched on 20 Jul 05. It is a fund with Moderately High risk and has given a Below is the key information for UTI Value Opportunities Fund Returns up to 1 year are on (Erstwhile UTI Banking Sector Fund) Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities. UTI Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a Below is the key information for UTI Banking and Financial Services Fund Returns up to 1 year are on (Erstwhile UTI - Dividend Yield Fund) The investment objective of the scheme is to provide medium to long term capital gains and/ or dividend distribution by investing predominantly in equity and equity related instruments which offer high dividend yield. There can be no assurance that the investment objectives of the scheme will be realised. UTI Dividend Yield Fund is a Equity - Dividend Yield fund was launched on 3 May 05. It is a fund with Moderately High risk and has given a Below is the key information for UTI Dividend Yield Fund Returns up to 1 year are on Investment objective is "capital appreciation" by investing primarily in mid cap stocks. UTI Mid Cap Fund is a Equity - Mid Cap fund was launched on 7 Apr 04. It is a fund with Moderately High risk and has given a Below is the key information for UTI Mid Cap Fund Returns up to 1 year are on The investment objective of the scheme is to provide long term capital appreciation and/or income distribution from a diversified portfolio of equity and equity related instruments by primarily investing in sectors, areas, companies and themes that are expected to benefit from changing Indian demographics, Indian lifestyles and rising consumption pattern. However, there can be no assurance that the investment objective of the scheme will be achieved. UTI India Lifestyle Fund is a Equity - Sectoral fund was launched on 30 Jul 07. It is a fund with High risk and has given a Below is the key information for UTI India Lifestyle Fund Returns up to 1 year are on (Erstwhile UTI Long Term Equity Fund (Tax Saving)) The funds collected under the scheme shall be invested in equities, fully convertible debentures/ bonds and warrants of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the non-convertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from their acquisition. UTI Long Term Equity Fund is a Equity - ELSS fund was launched on 15 Dec 99. It is a fund with Moderately High risk and has given a Below is the key information for UTI Long Term Equity Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2023 (%) UTI Transportation & Logistics Fund Growth ₹238.331
↓ -4.42 ₹3,163 500 0.7 -6.8 -1.6 21.5 30.5 18.7 UTI Core Equity Fund Growth ₹168.519
↓ -3.11 ₹4,101 500 1.4 -3.4 11 21.2 29.6 27.2 UTI Infrastructure Fund Growth ₹134.117
↓ -2.27 ₹2,097 500 2.9 -3.9 1.4 20.8 27.7 18.5 UTI Healthcare Fund Growth ₹268.44
↓ -6.49 ₹1,042 500 -1.4 -3.3 20 20.2 21.6 42.9 UTI Value Opportunities Fund Growth ₹158.765
↓ -2.09 ₹9,455 500 1.7 -4.2 12.8 18.3 25.7 23.4 UTI Banking and Financial Services Fund Growth ₹183.45
↓ -2.46 ₹1,211 500 13.7 6.8 16 18.2 24.9 11.1 UTI Dividend Yield Fund Growth ₹167.08
↓ -1.84 ₹3,855 500 0.2 -5.5 11.8 17.9 25.5 24.7 UTI Mid Cap Fund Growth ₹273.612
↓ -5.79 ₹10,649 500 -3 -9.3 4.6 15 27.5 23.3 UTI India Lifestyle Fund Growth ₹54.8314
↓ -0.85 ₹651 500 1.2 -6.2 5.7 13.6 19 20.2 UTI Long Term Equity Fund Growth ₹195.007
↓ -2.45 ₹3,593 500 1.8 -5 6.7 12.3 22 13.9 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Apr 25 Assets >= 100 Crore & Sorted on 3 year CAGR Returns.
1. UTI Transportation & Logistics Fund
CAGR/Annualized return of 16.3% since its launch. Ranked 19 in Sectoral category. Return for 2024 was 18.7% , 2023 was 40.1% and 2022 was 14.7% . UTI Transportation & Logistics Fund
Growth Launch Date 11 Apr 04 NAV (25 Apr 25) ₹238.331 ↓ -4.42 (-1.82 %) Net Assets (Cr) ₹3,163 on 31 Mar 25 Category Equity - Sectoral AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk High Expense Ratio 2 Sharpe Ratio -0.33 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Sectoral Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹20,148 31 Mar 22 ₹22,229 31 Mar 23 ₹24,816 31 Mar 24 ₹40,872 31 Mar 25 ₹40,276 Returns for UTI Transportation & Logistics Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Apr 25 Duration Returns 1 Month 1.8% 3 Month 0.7% 6 Month -6.8% 1 Year -1.6% 3 Year 21.5% 5 Year 30.5% 10 Year 15 Year Since launch 16.3% Historical performance (Yearly) on absolute basis
Year Returns 2023 18.7% 2022 40.1% 2021 14.7% 2020 24.3% 2019 11% 2018 -8.7% 2017 -19.5% 2016 39.6% 2015 4.8% 2014 5.7% Fund Manager information for UTI Transportation & Logistics Fund
Name Since Tenure Sachin Trivedi 22 Sep 16 8.44 Yr. Data below for UTI Transportation & Logistics Fund as on 31 Mar 25
Equity Sector Allocation
Sector Value Consumer Cyclical 79.46% Industrials 15.9% Asset Allocation
Asset Class Value Cash 4.47% Equity 95.36% Debt 0.17% Top Securities Holdings / Portfolio
Name Holding Value Quantity Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | M&M14% ₹418 Cr 1,615,675
↓ -89,022 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | MARUTI11% ₹324 Cr 271,513
↓ -1,283 Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 30 Nov 08 | EICHERMOT9% ₹285 Cr 597,808 Tata Motors Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | TATAMOTORS6% ₹194 Cr 3,129,331 Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 30 Apr 18 | 5329776% ₹190 Cr 239,786
↑ 14,548 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 May 18 | INDIGO6% ₹179 Cr 399,357 Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Mar 12 | HEROMOTOCO5% ₹151 Cr 411,002
↑ 30,598 Zomato Ltd (Consumer Cyclical)
Equity, Since 31 Jul 21 | 5433205% ₹148 Cr 6,674,043
↑ 1,032,627 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 13 | ADANIPORTS5% ₹144 Cr 1,343,630
↑ 75,777 TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 30 Sep 19 | 5323433% ₹87 Cr 390,372 2. UTI Core Equity Fund
CAGR/Annualized return of 13.8% since its launch. Ranked 29 in Large & Mid Cap category. Return for 2024 was 27.2% , 2023 was 34.4% and 2022 was 4.6% . UTI Core Equity Fund
Growth Launch Date 20 May 09 NAV (25 Apr 25) ₹168.519 ↓ -3.11 (-1.81 %) Net Assets (Cr) ₹4,101 on 31 Mar 25 Category Equity - Large & Mid Cap AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.11 Sharpe Ratio 0.36 Information Ratio 0.9 Alpha Ratio 4.58 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Large & Mid Cap Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹18,748 31 Mar 22 ₹22,808 31 Mar 23 ₹23,477 31 Mar 24 ₹34,643 31 Mar 25 ₹38,900 Returns for UTI Core Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Apr 25 Duration Returns 1 Month 2.1% 3 Month 1.4% 6 Month -3.4% 1 Year 11% 3 Year 21.2% 5 Year 29.6% 10 Year 15 Year Since launch 13.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 27.2% 2022 34.4% 2021 4.6% 2020 40.8% 2019 12.8% 2018 1.5% 2017 -7.9% 2016 35.2% 2015 3.4% 2014 0.5% Fund Manager information for UTI Core Equity Fund
Name Since Tenure V Srivatsa 17 May 17 7.79 Yr. Data below for UTI Core Equity Fund as on 31 Mar 25
Equity Sector Allocation
Sector Value Financial Services 33.25% Basic Materials 11.45% Consumer Cyclical 11.34% Technology 8.04% Health Care 6.82% Consumer Defensive 6.43% Communication Services 6.29% Industrials 6.02% Energy 2.44% Real Estate 2.42% Utility 2.07% Asset Allocation
Asset Class Value Cash 3.44% Equity 96.56% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 20 | HDFCBANK8% ₹298 Cr 1,717,376
↓ -24,054 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 06 | ICICIBANK5% ₹174 Cr 1,447,555
↓ -31,035 ITC Ltd (Consumer Defensive)
Equity, Since 31 Dec 08 | ITC3% ₹124 Cr 3,130,577 Infosys Ltd (Technology)
Equity, Since 28 Feb 06 | INFY3% ₹107 Cr 636,572
↓ -77,704 The Federal Bank Ltd (Financial Services)
Equity, Since 30 Jun 17 | FEDERALBNK3% ₹101 Cr 5,693,225
↑ 226,687 Vedanta Ltd (Basic Materials)
Equity, Since 30 Apr 24 | 5002953% ₹98 Cr 2,481,016
↑ 221,491 Aditya Birla Capital Ltd (Financial Services)
Equity, Since 31 Aug 22 | ABCAPITAL3% ₹96 Cr 6,116,570
↑ 711,857 IndusInd Bank Ltd (Financial Services)
Equity, Since 31 Jul 22 | INDUSINDBK2% ₹93 Cr 938,446
↑ 23,617 Indus Towers Ltd Ordinary Shares (Communication Services)
Equity, Since 29 Feb 24 | 5348162% ₹90 Cr 2,772,183 Dalmia Bharat Ltd (Basic Materials)
Equity, Since 30 Jun 21 | DALBHARAT2% ₹85 Cr 502,786
↓ -20,000 3. UTI Infrastructure Fund
CAGR/Annualized return of 13.6% since its launch. Ranked 28 in Sectoral category. Return for 2024 was 18.5% , 2023 was 38.2% and 2022 was 8.8% . UTI Infrastructure Fund
Growth Launch Date 7 Apr 04 NAV (25 Apr 25) ₹134.117 ↓ -2.27 (-1.67 %) Net Assets (Cr) ₹2,097 on 31 Mar 25 Category Equity - Sectoral AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk High Expense Ratio 2.25 Sharpe Ratio -0.03 Information Ratio 0.13 Alpha Ratio 2.36 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Sectoral Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹17,719 31 Mar 22 ₹20,247 31 Mar 23 ₹22,215 31 Mar 24 ₹34,048 31 Mar 25 ₹35,623 Returns for UTI Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Apr 25 Duration Returns 1 Month 1.3% 3 Month 2.9% 6 Month -3.9% 1 Year 1.4% 3 Year 20.8% 5 Year 27.7% 10 Year 15 Year Since launch 13.6% Historical performance (Yearly) on absolute basis
Year Returns 2023 18.5% 2022 38.2% 2021 8.8% 2020 39.4% 2019 3.4% 2018 6.7% 2017 -15.6% 2016 41.4% 2015 4% 2014 -5.5% Fund Manager information for UTI Infrastructure Fund
Name Since Tenure Sachin Trivedi 1 Sep 21 3.5 Yr. Data below for UTI Infrastructure Fund as on 31 Mar 25
Equity Sector Allocation
Sector Value Industrials 36.88% Communication Services 14.52% Energy 11.23% Utility 10.64% Basic Materials 7% Financial Services 6.99% Consumer Cyclical 3.4% Real Estate 3.28% Asset Allocation
Asset Class Value Cash 6.06% Equity 93.94% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 17 | BHARTIARTL14% ₹263 Cr 1,677,632 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 05 | LT9% ₹177 Cr 558,963
↓ -73,433 NTPC Ltd (Utilities)
Equity, Since 31 Dec 18 | 5325557% ₹133 Cr 4,260,012 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 22 | RELIANCE5% ₹105 Cr 874,658 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 12 | 5325385% ₹89 Cr 87,930
↓ -13,570 InterGlobe Aviation Ltd (Industrials)
Equity, Since 30 Nov 22 | INDIGO4% ₹81 Cr 179,999 Oil & Natural Gas Corp Ltd (Energy)
Equity, Since 30 Sep 23 | 5003123% ₹65 Cr 2,886,087 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 11 | 5322153% ₹59 Cr 581,655 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 13 | ADANIPORTS3% ₹58 Cr 537,905
↑ 46,192 J Kumar Infraprojects Ltd (Industrials)
Equity, Since 31 Oct 15 | JKIL2% ₹45 Cr 675,092 4. UTI Healthcare Fund
CAGR/Annualized return of 14.8% since its launch. Ranked 40 in Sectoral category. Return for 2024 was 42.9% , 2023 was 38.2% and 2022 was -12.3% . UTI Healthcare Fund
Growth Launch Date 28 Jun 99 NAV (25 Apr 25) ₹268.44 ↓ -6.49 (-2.36 %) Net Assets (Cr) ₹1,042 on 31 Mar 25 Category Equity - Sectoral AMC UTI Asset Management Company Ltd Rating ☆ Risk High Expense Ratio 2.38 Sharpe Ratio 0.66 Information Ratio -0.23 Alpha Ratio 1.04 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Sectoral Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹17,396 31 Mar 22 ₹19,596 31 Mar 23 ₹17,899 31 Mar 24 ₹27,884 31 Mar 25 ₹33,479 Returns for UTI Healthcare Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Apr 25 Duration Returns 1 Month -0.8% 3 Month -1.4% 6 Month -3.3% 1 Year 20% 3 Year 20.2% 5 Year 21.6% 10 Year 15 Year Since launch 14.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 42.9% 2022 38.2% 2021 -12.3% 2020 19.1% 2019 67.4% 2018 1.2% 2017 -7.5% 2016 6.2% 2015 -9.7% 2014 12.4% Fund Manager information for UTI Healthcare Fund
Name Since Tenure Kamal Gada 2 May 22 2.83 Yr. Data below for UTI Healthcare Fund as on 31 Mar 25
Equity Sector Allocation
Sector Value Health Care 98.22% Basic Materials 1.33% Asset Allocation
Asset Class Value Cash 0.45% Equity 99.55% Top Securities Holdings / Portfolio
Name Holding Value Quantity Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Oct 06 | SUNPHARMA11% ₹116 Cr 725,000 Cipla Ltd (Healthcare)
Equity, Since 31 Jan 03 | 5000876% ₹65 Cr 464,949 Dr Reddy's Laboratories Ltd (Healthcare)
Equity, Since 28 Feb 18 | DRREDDY5% ₹48 Cr 432,608
↓ -37,626 Ajanta Pharma Ltd (Healthcare)
Equity, Since 31 Jul 17 | 5323314% ₹47 Cr 188,399
↑ 1,601 Glenmark Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Mar 24 | 5322964% ₹40 Cr 309,311 Gland Pharma Ltd (Healthcare)
Equity, Since 30 Nov 20 | GLAND4% ₹37 Cr 240,012
↓ -465 Procter & Gamble Health Ltd (Healthcare)
Equity, Since 31 Dec 20 | PGHL4% ₹37 Cr 74,000 Suven Pharmaceuticals Ltd (Healthcare)
Equity, Since 28 Feb 21 | SUVENPHAR3% ₹36 Cr 295,000
↑ 2,080 Fortis Healthcare Ltd (Healthcare)
Equity, Since 31 Dec 20 | 5328433% ₹34 Cr 557,701 Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 30 Apr 21 | APOLLOHOSP3% ₹34 Cr 56,271 5. UTI Value Opportunities Fund
CAGR/Annualized return of 15% since its launch. Ranked 82 in Value category. Return for 2024 was 23.4% , 2023 was 26.7% and 2022 was 4.3% . UTI Value Opportunities Fund
Growth Launch Date 20 Jul 05 NAV (25 Apr 25) ₹158.765 ↓ -2.09 (-1.30 %) Net Assets (Cr) ₹9,455 on 31 Mar 25 Category Equity - Value AMC UTI Asset Management Company Ltd Rating ☆ Risk Moderately High Expense Ratio 1.85 Sharpe Ratio 0.52 Information Ratio 0.7 Alpha Ratio 7.96 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Value Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹17,626 31 Mar 22 ₹21,012 31 Mar 23 ₹21,060 31 Mar 24 ₹28,860 31 Mar 25 ₹33,216 Returns for UTI Value Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Apr 25 Duration Returns 1 Month 1% 3 Month 1.7% 6 Month -4.2% 1 Year 12.8% 3 Year 18.3% 5 Year 25.7% 10 Year 15 Year Since launch 15% Historical performance (Yearly) on absolute basis
Year Returns 2023 23.4% 2022 26.7% 2021 4.3% 2020 30.4% 2019 19% 2018 10.4% 2017 -2.4% 2016 29.1% 2015 2.6% 2014 -5.9% Fund Manager information for UTI Value Opportunities Fund
Name Since Tenure Amit Premchandani 1 Feb 18 7.08 Yr. Data below for UTI Value Opportunities Fund as on 31 Mar 25
Equity Sector Allocation
Sector Value Financial Services 33.72% Consumer Cyclical 11.83% Technology 11.65% Basic Materials 9.82% Health Care 7.88% Communication Services 6.49% Energy 5.65% Industrials 4.94% Consumer Defensive 3.37% Utility 2.6% Real Estate 1.47% Asset Allocation
Asset Class Value Cash 0.29% Equity 99.43% Debt 0.28% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | HDFCBANK10% ₹901 Cr 5,200,000
↓ -200,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 07 | ICICIBANK6% ₹530 Cr 4,400,000 Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY5% ₹489 Cr 2,900,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 17 | BHARTIARTL4% ₹345 Cr 2,200,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Oct 23 | KOTAKBANK4% ₹333 Cr 1,750,000
↓ -50,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | 5322153% ₹312 Cr 3,075,000
↑ 75,000 Reliance Industries Ltd (Energy)
Equity, Since 31 May 24 | RELIANCE3% ₹276 Cr 2,300,000 State Bank of India (Financial Services)
Equity, Since 31 Jul 18 | SBIN3% ₹258 Cr 3,750,000
↑ 50,000 Tech Mahindra Ltd (Technology)
Equity, Since 30 Apr 20 | 5327553% ₹249 Cr 1,675,000
↓ -25,000 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Dec 23 | M&M2% ₹224 Cr 865,000
↑ 40,000 6. UTI Banking and Financial Services Fund
CAGR/Annualized return of 14.8% since its launch. Ranked 20 in Sectoral category. Return for 2024 was 11.1% , 2023 was 19.5% and 2022 was 15.1% . UTI Banking and Financial Services Fund
Growth Launch Date 7 Apr 04 NAV (25 Apr 25) ₹183.45 ↓ -2.46 (-1.32 %) Net Assets (Cr) ₹1,211 on 31 Mar 25 Category Equity - Sectoral AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk High Expense Ratio 2.28 Sharpe Ratio 0.55 Information Ratio 0.29 Alpha Ratio -6.11 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Sectoral Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹17,413 31 Mar 22 ₹18,931 31 Mar 23 ₹20,398 31 Mar 24 ₹25,837 31 Mar 25 ₹29,643 Returns for UTI Banking and Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Apr 25 Duration Returns 1 Month 4.5% 3 Month 13.7% 6 Month 6.8% 1 Year 16% 3 Year 18.2% 5 Year 24.9% 10 Year 15 Year Since launch 14.8% Historical performance (Yearly) on absolute basis
Year Returns 2023 11.1% 2022 19.5% 2021 15.1% 2020 14.3% 2019 -5.3% 2018 11.6% 2017 -6.8% 2016 43.5% 2015 13% 2014 -11.3% Fund Manager information for UTI Banking and Financial Services Fund
Name Since Tenure Preethi S 2 May 22 2.83 Yr. Data below for UTI Banking and Financial Services Fund as on 31 Mar 25
Equity Sector Allocation
Sector Value Financial Services 95.39% Technology 0.08% Asset Allocation
Asset Class Value Cash 4.54% Equity 95.46% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 04 | ICICIBANK18% ₹202 Cr 1,675,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK16% ₹174 Cr 1,005,927 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | 5322156% ₹68 Cr 670,000 Shriram Finance Ltd (Financial Services)
Equity, Since 31 Jan 24 | SHRIRAMFIN5% ₹61 Cr 983,680 India Shelter Finance Corporation Ltd (Financial Services)
Equity, Since 31 Dec 23 | INDIASHLTR5% ₹52 Cr 714,617 State Bank of India (Financial Services)
Equity, Since 28 Feb 18 | SBIN5% ₹52 Cr 750,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 19 | 5000344% ₹49 Cr 57,257
↑ 15,000 HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Jul 24 | HDFCLIFE4% ₹42 Cr 697,890 Karur Vysya Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | 5900033% ₹38 Cr 1,876,541 Max Financial Services Ltd (Financial Services)
Equity, Since 30 Sep 22 | 5002713% ₹31 Cr 314,018 7. UTI Dividend Yield Fund
CAGR/Annualized return of 15.1% since its launch. Ranked 75 in Dividend Yield category. Return for 2024 was 24.7% , 2023 was 35.4% and 2022 was -5.3% . UTI Dividend Yield Fund
Growth Launch Date 3 May 05 NAV (25 Apr 25) ₹167.08 ↓ -1.84 (-1.09 %) Net Assets (Cr) ₹3,855 on 31 Mar 25 Category Equity - Dividend Yield AMC UTI Asset Management Company Ltd Rating ☆ Risk Moderately High Expense Ratio 2.04 Sharpe Ratio 0.42 Information Ratio 0.38 Alpha Ratio 6.78 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Dividend Yield Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹16,488 31 Mar 22 ₹20,702 31 Mar 23 ₹19,984 31 Mar 24 ₹28,358 31 Mar 25 ₹32,203 Returns for UTI Dividend Yield Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Apr 25 Duration Returns 1 Month 0.8% 3 Month 0.2% 6 Month -5.5% 1 Year 11.8% 3 Year 17.9% 5 Year 25.5% 10 Year 15 Year Since launch 15.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 24.7% 2022 35.4% 2021 -5.3% 2020 38.8% 2019 18.9% 2018 3.3% 2017 0.5% 2016 28.5% 2015 6.1% 2014 -5.1% Fund Manager information for UTI Dividend Yield Fund
Name Since Tenure Amit Premchandani 16 Nov 22 2.29 Yr. Data below for UTI Dividend Yield Fund as on 31 Mar 25
Equity Sector Allocation
Sector Value Financial Services 27.99% Technology 15.06% Consumer Cyclical 9.24% Consumer Defensive 8.96% Health Care 8.21% Utility 7.42% Basic Materials 7.06% Energy 6.11% Industrials 5.54% Communication Services 1.3% Asset Allocation
Asset Class Value Cash 2.54% Equity 96.9% Debt 0.56% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 12 | HDFCBANK9% ₹320 Cr 1,850,000 Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY4% ₹152 Cr 900,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 May 17 | 5327554% ₹134 Cr 900,000
↓ -25,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 07 | ICICIBANK3% ₹117 Cr 975,000
↑ 75,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Dec 23 | KOTAKBANK3% ₹114 Cr 600,000
↓ -50,000 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Jun 23 | M&M3% ₹103 Cr 400,000 State Bank of India (Financial Services)
Equity, Since 31 Mar 23 | SBIN3% ₹96 Cr 1,400,000
↑ 200,000 ITC Ltd (Consumer Defensive)
Equity, Since 30 Nov 07 | ITC3% ₹95 Cr 2,400,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 08 | TCS3% ₹94 Cr 270,000 Cipla Ltd (Healthcare)
Equity, Since 30 Nov 23 | 5000872% ₹88 Cr 625,000 8. UTI Mid Cap Fund
CAGR/Annualized return of 17.5% since its launch. Ranked 36 in Mid Cap category. Return for 2024 was 23.3% , 2023 was 30.5% and 2022 was -0.8% . UTI Mid Cap Fund
Growth Launch Date 7 Apr 04 NAV (25 Apr 25) ₹273.612 ↓ -5.79 (-2.07 %) Net Assets (Cr) ₹10,649 on 31 Mar 25 Category Equity - Mid Cap AMC UTI Asset Management Company Ltd Rating ☆☆ Risk Moderately High Expense Ratio 1.78 Sharpe Ratio 0.1 Information Ratio -1.58 Alpha Ratio -1.03 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Mid Cap Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹19,403 31 Mar 22 ₹23,794 31 Mar 23 ₹23,437 31 Mar 24 ₹32,986 31 Mar 25 ₹35,277 Returns for UTI Mid Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Apr 25 Duration Returns 1 Month 1.4% 3 Month -3% 6 Month -9.3% 1 Year 4.6% 3 Year 15% 5 Year 27.5% 10 Year 15 Year Since launch 17.5% Historical performance (Yearly) on absolute basis
Year Returns 2023 23.3% 2022 30.5% 2021 -0.8% 2020 43.1% 2019 32.7% 2018 -0.2% 2017 -14.9% 2016 42% 2015 3.5% 2014 6.6% Fund Manager information for UTI Mid Cap Fund
Name Since Tenure Ankit Agarwal 30 Aug 19 5.51 Yr. Data below for UTI Mid Cap Fund as on 31 Mar 25
Equity Sector Allocation
Sector Value Consumer Cyclical 19.96% Financial Services 18.85% Industrials 13.46% Basic Materials 12.33% Health Care 11.89% Technology 10.93% Real Estate 3.4% Communication Services 2.63% Consumer Defensive 1.73% Utility 1.02% Asset Allocation
Asset Class Value Cash 3.56% Equity 96.44% Top Securities Holdings / Portfolio
Name Holding Value Quantity Coforge Ltd (Technology)
Equity, Since 30 Apr 21 | COFORGE3% ₹249 Cr 338,729 Phoenix Mills Ltd (Real Estate)
Equity, Since 31 Jul 20 | 5031002% ₹243 Cr 1,571,611 Persistent Systems Ltd (Technology)
Equity, Since 31 Jan 23 | PERSISTENT2% ₹228 Cr 430,630 Ajanta Pharma Ltd (Healthcare)
Equity, Since 30 Nov 23 | 5323312% ₹202 Cr 812,985
↑ 13,490 PB Fintech Ltd (Financial Services)
Equity, Since 30 Nov 21 | 5433902% ₹201 Cr 1,370,285 Solar Industries India Ltd (Basic Materials)
Equity, Since 30 Apr 24 | SOLARINDS2% ₹194 Cr 223,217
↑ 3,500 Alkem Laboratories Ltd (Healthcare)
Equity, Since 31 Jul 21 | ALKEM2% ₹194 Cr 418,116
↑ 13,000 Max Financial Services Ltd (Financial Services)
Equity, Since 31 Jul 18 | 5002712% ₹179 Cr 1,795,097 Polycab India Ltd (Industrials)
Equity, Since 31 Dec 20 | POLYCAB2% ₹175 Cr 371,808
↑ 5,000 Indian Bank (Financial Services)
Equity, Since 31 Jul 23 | 5328142% ₹171 Cr 3,356,918 9. UTI India Lifestyle Fund
CAGR/Annualized return of 10.1% since its launch. Ranked 64 in Sectoral category. Return for 2024 was 20.2% , 2023 was 23% and 2022 was -2.3% . UTI India Lifestyle Fund
Growth Launch Date 30 Jul 07 NAV (25 Apr 25) ₹54.8314 ↓ -0.85 (-1.52 %) Net Assets (Cr) ₹651 on 31 Mar 25 Category Equity - Sectoral AMC UTI Asset Management Company Ltd Rating ☆☆ Risk High Expense Ratio 2.51 Sharpe Ratio 0.01 Information Ratio -1.35 Alpha Ratio -1.53 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Sectoral Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹14,564 31 Mar 22 ₹17,088 31 Mar 23 ₹16,752 31 Mar 24 ₹22,889 31 Mar 25 ₹24,074 Returns for UTI India Lifestyle Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Apr 25 Duration Returns 1 Month 4.4% 3 Month 1.2% 6 Month -6.2% 1 Year 5.7% 3 Year 13.6% 5 Year 19% 10 Year 15 Year Since launch 10.1% Historical performance (Yearly) on absolute basis
Year Returns 2023 20.2% 2022 23% 2021 -2.3% 2020 26.4% 2019 15.2% 2018 5.8% 2017 -2.5% 2016 32.6% 2015 3.2% 2014 -1.9% Fund Manager information for UTI India Lifestyle Fund
Name Since Tenure Vishal Chopda 28 Feb 18 7.01 Yr. Data below for UTI India Lifestyle Fund as on 31 Mar 25
Equity Sector Allocation
Sector Value Consumer Cyclical 41.37% Consumer Defensive 26.65% Communication Services 11.44% Industrials 6.51% Financial Services 4.9% Health Care 2.89% Real Estate 2.33% Basic Materials 1.74% Asset Allocation
Asset Class Value Cash 2.17% Equity 97.83% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 11 | BHARTIARTL8% ₹47 Cr 297,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 11 | MARUTI6% ₹39 Cr 32,500 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | M&M5% ₹29 Cr 113,000
↑ 13,000 Trent Ltd (Consumer Cyclical)
Equity, Since 31 Aug 22 | 5002515% ₹29 Cr 60,000 Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 31 Mar 17 | 5403764% ₹26 Cr 76,999 ITC Ltd (Consumer Defensive)
Equity, Since 30 Sep 07 | ITC4% ₹26 Cr 657,000
↑ 12,000 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | HINDUNILVR4% ₹24 Cr 110,000 Godrej Consumer Products Ltd (Consumer Defensive)
Equity, Since 31 May 21 | 5324244% ₹24 Cr 239,472 Nestle India Ltd (Consumer Defensive)
Equity, Since 30 Nov 17 | NESTLEIND3% ₹20 Cr 90,000
↑ 10,000 Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 30 Nov 23 | HEROMOTOCO3% ₹18 Cr 49,000
↓ -6,000 10. UTI Long Term Equity Fund
CAGR/Annualized return of 14.4% since its launch. Ranked 29 in ELSS category. Return for 2024 was 13.9% , 2023 was 24.3% and 2022 was -3.5% . UTI Long Term Equity Fund
Growth Launch Date 15 Dec 99 NAV (25 Apr 25) ₹195.007 ↓ -2.45 (-1.24 %) Net Assets (Cr) ₹3,593 on 31 Mar 25 Category Equity - ELSS AMC UTI Asset Management Company Ltd Rating ☆☆ Risk Moderately High Expense Ratio 1.9 Sharpe Ratio 0.13 Information Ratio -0.81 Alpha Ratio 1.5 Min Investment 500 Min SIP Investment 500 Exit Load NIL Sub Cat. ELSS Growth of 10,000 investment over the years.
Date Value 31 Mar 20 ₹10,000 31 Mar 21 ₹17,372 31 Mar 22 ₹20,659 31 Mar 23 ₹19,709 31 Mar 24 ₹25,992 31 Mar 25 ₹28,043 Returns for UTI Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Apr 25 Duration Returns 1 Month 1.6% 3 Month 1.8% 6 Month -5% 1 Year 6.7% 3 Year 12.3% 5 Year 22% 10 Year 15 Year Since launch 14.4% Historical performance (Yearly) on absolute basis
Year Returns 2023 13.9% 2022 24.3% 2021 -3.5% 2020 33.1% 2019 20.2% 2018 10.4% 2017 -6.5% 2016 33.1% 2015 3.3% 2014 2.6% Fund Manager information for UTI Long Term Equity Fund
Name Since Tenure Vishal Chopda 30 Aug 19 5.51 Yr. Data below for UTI Long Term Equity Fund as on 31 Mar 25
Equity Sector Allocation
Sector Value Financial Services 32.26% Consumer Cyclical 13.94% Technology 10.44% Industrials 7.14% Consumer Defensive 6.89% Communication Services 6.36% Health Care 5.88% Basic Materials 5.22% Utility 3.56% Energy 3.08% Real Estate 2.52% Asset Allocation
Asset Class Value Cash 2.72% Equity 97.28% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 11 | HDFCBANK9% ₹307 Cr 1,771,762
↓ -27,572 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 07 | ICICIBANK9% ₹289 Cr 2,396,325 Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY6% ₹198 Cr 1,171,631 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 13 | BHARTIARTL5% ₹177 Cr 1,128,444 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 10 | 5322154% ₹119 Cr 1,172,385 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 19 | 5000343% ₹113 Cr 132,911
↑ 16,014 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 12 | MARUTI2% ₹82 Cr 68,258 Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 30 Sep 19 | 5403762% ₹81 Cr 238,440 Reliance Industries Ltd (Energy)
Equity, Since 31 May 24 | RELIANCE2% ₹81 Cr 675,510 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | CHOLAFIN2% ₹79 Cr 565,111
How Does SIP Investment Grow?
Want to know how your SIP investment will grow if you invest a certain amount monthly for a specific period of time? We will explain you with an example.
SIP Calculator or SIP Return Calculator
SIP calculators usually take inputs such as the SIP investment amount(goal) one seeks to invest, the number of years of investing required, expected Inflation rates (one needs to account for this!) and expected returns. Hence, one can calculate the SIP returns required to achieve a goal!
Let’s suppose, if you invest INR 10,000 for 10 years, see how your SIP investment grows-
Monthly Investment: INR 10,000
Investment Period: 10 years
Total Amount Invested: INR 12,00,000
Long-term Growth Rate (approx.): 15%
Expected Returns as per sip calculator: INR 27,86,573
Net Profit: INR 15,86,573 (Absolute Return= 132.2%)
The above calculations show that if you invest INR 10,000 monthly for 10 years (a total of INR 12,00,000) you will earn INR 27,86,573, which means the net profit you make is INR 15,86,573. Isn’t it great!
How to Invest in UTI Funds Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
You Might Also Like
AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153
Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.
©2025 Shepard Technologies Private Limited. All Rights Reserved