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10 Best UTI SIP Mutual Funds 2023
UTI SIPs are the most efficient way to invest in Mutual Fund schemes. SIP or Systematic Investment plan works like Recurring deposit, wherein a specific amount is invested at a stipulated interval (weekly/monthly/quarterly). One can start a SIP at just INR 500, making it as the most affordable means of investment. Since you become a regular investor via a SIP, you can easily get into a habit of long-term savings. Also, SIP investment benefit over the long-run, especially in Equity Funds. It balances the risk of equity Market well, hence giving you a stable Income even during turbulent market conditions.
Why to Invest in Best UTI SIP Funds?
Some of the major advantages of a SIP that you can gain by Investing in UTI schemes are:
- Rupee cost averaging
- Power of Compounding
- Habit of long-term savings
- No need to time the market
- Helps in achieving Financial goals
Investors who are keen to invest in SIP, here are the top 10 best UTI SIP Mutual Funds to invest. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.
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Best UTI SIP Equity Mutual Funds to Invest
The investment objective of the Scheme is to provide income distribution and / or medium to long term "capital appreciation" by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved. UTI Infrastructure Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a Below is the key information for UTI Infrastructure Fund Returns up to 1 year are on (Erstwhile UTI Top 100 Fund) The fund aims to provide long term capital appreciation/dividend distribution by investing predominantly in equity and equity related instruments of top 100 stocks by market capitalisation. There can be no assurance that the investment objectives of the scheme will be realised. UTI Core Equity Fund is a Equity - Large & Mid Cap fund was launched on 20 May 09. It is a fund with Moderately High risk and has given a Below is the key information for UTI Core Equity Fund Returns up to 1 year are on Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector. UTI Transportation & Logistics Fund is a Equity - Sectoral fund was launched on 11 Apr 04. It is a fund with High risk and has given a Below is the key information for UTI Transportation & Logistics Fund Returns up to 1 year are on Investment objective is "capital appreciation" by investing primarily in mid cap stocks. UTI Mid Cap Fund is a Equity - Mid Cap fund was launched on 7 Apr 04. It is a fund with Moderately High risk and has given a Below is the key information for UTI Mid Cap Fund Returns up to 1 year are on (Erstwhile UTI - Dividend Yield Fund) The investment objective of the scheme is to provide medium to long term capital gains and/ or dividend distribution by investing predominantly in equity and equity related instruments which offer high dividend yield. There can be no assurance that the investment objectives of the scheme will be realised. UTI Dividend Yield Fund is a Equity - Dividend Yield fund was launched on 3 May 05. It is a fund with Moderately High risk and has given a Below is the key information for UTI Dividend Yield Fund Returns up to 1 year are on (Erstwhile UTI Opportunities Fund) This scheme seeks to generate capital appreciation and/or income distribution by investing the funds of the scheme in equity shares and equity-related instruments. The main focus of this scheme is to capitalize on opportunities arising in the market by responding to the dynamically changing Indian economy by moving its investments amongst different sectors as prevailing trends change. UTI Value Opportunities Fund is a Equity - Value fund was launched on 20 Jul 05. It is a fund with Moderately High risk and has given a Below is the key information for UTI Value Opportunities Fund Returns up to 1 year are on (Erstwhile UTI Long Term Equity Fund (Tax Saving)) The funds collected under the scheme shall be invested in equities, fully convertible debentures/ bonds and warrants of companies. Investment may also be made in issues of partly convertible debentures/bonds including those issued on rights basis subject to the condition that, as far as possible, the non-convertible portion of the debentures/bonds so acquired or subscribed shall be disinvested within a period of twelve months from their acquisition. UTI Long Term Equity Fund is a Equity - ELSS fund was launched on 15 Dec 99. It is a fund with Moderately High risk and has given a Below is the key information for UTI Long Term Equity Fund Returns up to 1 year are on The investment objective of the scheme is to provide long term capital appreciation and/or income distribution from a diversified portfolio of equity and equity related instruments by primarily investing in sectors, areas, companies and themes that are expected to benefit from changing Indian demographics, Indian lifestyles and rising consumption pattern. However, there can be no assurance that the investment objective of the scheme will be achieved. UTI India Lifestyle Fund is a Equity - Sectoral fund was launched on 30 Jul 07. It is a fund with High risk and has given a Below is the key information for UTI India Lifestyle Fund Returns up to 1 year are on (Erstwhile UTI Banking Sector Fund) Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities. UTI Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a Below is the key information for UTI Banking and Financial Services Fund Returns up to 1 year are on (Erstwhile UTI - MNC Fund) The Funds collected under the scheme shall be invested predominantly in stocks of Multinational Corporations and other liquid stocks. The funds collected under the scheme shall be invested in equities and equity related instruments. The risk profile of investment could be high. UTI MNC Fund is a Equity - Sectoral fund was launched on 29 May 98. It is a fund with Moderately High risk and has given a Below is the key information for UTI MNC Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2022 (%) UTI Infrastructure Fund Growth ₹107.216
↑ 1.13 ₹1,644 500 9.8 21.8 23.5 27.1 16.9 8.8 UTI Core Equity Fund Growth ₹129.814
↑ 0.75 ₹1,980 500 6.7 21.3 22.9 25.3 16.5 4.6 UTI Transportation & Logistics Fund Growth ₹196.497
↑ 0.01 ₹2,348 500 8.2 19.5 26.9 24.7 13.9 14.7 UTI Mid Cap Fund Growth ₹237.359
↑ 0.59 ₹8,735 500 4.5 19.6 22.2 23.8 19.1 -0.8 UTI Dividend Yield Fund Growth ₹129.318
↑ 0.90 ₹3,059 500 6.7 18.3 21.4 20.9 15.8 -5.3 UTI Value Opportunities Fund Growth ₹124.242
↑ 0.61 ₹7,418 500 6.4 17.2 15.7 19.5 16.5 4.3 UTI Long Term Equity Fund Growth ₹167.209
↑ 0.75 ₹3,083 500 5.4 14.8 13.3 17.1 15.3 -3.5 UTI India Lifestyle Fund Growth ₹45.8847
↑ 0.17 ₹505 500 6.9 12.9 14 16.7 12.6 -2.3 UTI Banking and Financial Services Fund Growth ₹143.987
↑ 0.86 ₹898 500 4.5 10 10.7 16 9.8 15.1 UTI MNC Fund Growth ₹321.8
↑ 1.09 ₹2,546 500 3.9 12.8 14.4 15.5 10.3 -1.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Dec 23 Assets >= 100 Crore & Sorted on 3 year CAGR Returns.
1. UTI Infrastructure Fund
CAGR/Annualized return of 13.4% since its launch. Ranked 28 in Sectoral category. Return for 2022 was 8.8% , 2021 was 39.4% and 2020 was 3.4% . UTI Infrastructure Fund
Growth Launch Date 7 Apr 04 NAV (01 Dec 23) ₹107.216 ↑ 1.13 (1.07 %) Net Assets (Cr) ₹1,644 on 31 Oct 23 Category Equity - Sectoral AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk High Expense Ratio 2.3 Sharpe Ratio 0.87 Information Ratio 0.42 Alpha Ratio 1.38 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Sectoral Growth of 10,000 investment over the years.
Date Value 30 Nov 18 ₹10,000 30 Nov 19 ₹10,904 30 Nov 20 ₹10,515 30 Nov 21 ₹15,487 30 Nov 22 ₹17,588 30 Nov 23 ₹21,585 Returns for UTI Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23 Duration Returns 1 Month 10% 3 Month 9.8% 6 Month 21.8% 1 Year 23.5% 3 Year 27.1% 5 Year 16.9% 10 Year 15 Year Since launch 13.4% Historical performance (Yearly) on absolute basis
Year Returns 2022 8.8% 2021 39.4% 2020 3.4% 2019 6.7% 2018 -15.6% 2017 41.4% 2016 4% 2015 -5.5% 2014 60.1% 2013 -11.5% Fund Manager information for UTI Infrastructure Fund
Name Since Tenure Sachin Trivedi 1 Sep 21 2.17 Yr. Data below for UTI Infrastructure Fund as on 31 Oct 23
Equity Sector Allocation
Sector Value Industrials 42.17% Utility 13.09% Communication Services 10.12% Basic Materials 8.62% Financial Services 6.67% Energy 6.66% Consumer Cyclical 4.08% Real Estate 3.86% Asset Allocation
Asset Class Value Cash 4.59% Equity 95.27% Debt 0.14% Top Securities Holdings / Portfolio
Name Holding Value Quantity Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 05 | LT12% ₹195 Cr 667,396 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 17 | BHARTIARTL10% ₹159 Cr 1,737,500 NTPC Ltd (Utilities)
Equity, Since 31 Dec 18 | 5325558% ₹123 Cr 5,232,701
↑ 173,957 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 12 | ULTRACEMCO6% ₹99 Cr 118,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 22 | RELIANCE4% ₹69 Cr 300,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 11 | 5322153% ₹57 Cr 581,655 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Dec 15 | BEL3% ₹53 Cr 3,951,587 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | ICICIBANK3% ₹52 Cr 573,320 Shree Cement Ltd (Basic Materials)
Equity, Since 31 May 04 | 5003873% ₹42 Cr 16,504 Bharat Forge Ltd (Consumer Cyclical)
Equity, Since 30 Jun 12 | 5004933% ₹42 Cr 410,000 2. UTI Core Equity Fund
CAGR/Annualized return of 13.1% since its launch. Ranked 29 in Large & Mid Cap category. Return for 2022 was 4.6% , 2021 was 40.8% and 2020 was 12.8% . UTI Core Equity Fund
Growth Launch Date 20 May 09 NAV (01 Dec 23) ₹129.814 ↑ 0.75 (0.58 %) Net Assets (Cr) ₹1,980 on 31 Oct 23 Category Equity - Large & Mid Cap AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.46 Sharpe Ratio 0.87 Information Ratio 0.55 Alpha Ratio 2.77 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Large & Mid Cap Growth of 10,000 investment over the years.
Date Value 30 Nov 18 ₹10,000 30 Nov 19 ₹10,128 30 Nov 20 ₹10,778 30 Nov 21 ₹15,988 30 Nov 22 ₹17,398 30 Nov 23 ₹21,332 Returns for UTI Core Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23 Duration Returns 1 Month 8.3% 3 Month 6.7% 6 Month 21.3% 1 Year 22.9% 3 Year 25.3% 5 Year 16.5% 10 Year 15 Year Since launch 13.1% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.6% 2021 40.8% 2020 12.8% 2019 1.5% 2018 -7.9% 2017 35.2% 2016 3.4% 2015 0.5% 2014 41.7% 2013 6.3% Fund Manager information for UTI Core Equity Fund
Name Since Tenure V Srivatsa 17 May 17 6.46 Yr. Data below for UTI Core Equity Fund as on 31 Oct 23
Equity Sector Allocation
Sector Value Financial Services 31.66% Consumer Cyclical 11.26% Basic Materials 10.71% Health Care 10.38% Technology 10.31% Industrials 6.18% Consumer Defensive 4.18% Energy 3.7% Real Estate 2.81% Utility 1.84% Communication Services 1.53% Asset Allocation
Asset Class Value Cash 5.35% Equity 94.56% Debt 0.09% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 20 | HDFCBANK9% ₹173 Cr 1,135,486
↑ 100,367 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 06 | ICICIBANK4% ₹81 Cr 849,038
↑ 51,118 Infosys Ltd (Technology)
Equity, Since 28 Feb 06 | INFY4% ₹74 Cr 515,848
↑ 20,020 The Federal Bank Ltd (Financial Services)
Equity, Since 30 Jun 17 | FEDERALBNK3% ₹68 Cr 4,645,539
↓ -93,894 Reliance Industries Ltd (Energy)
Equity, Since 29 Feb 20 | RELIANCE3% ₹65 Cr 278,047
↑ 18,223 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 14 | LT3% ₹57 Cr 189,455
↓ -4,009 ITC Ltd (Consumer Defensive)
Equity, Since 31 Dec 08 | ITC3% ₹56 Cr 1,251,394
↑ 88,714 Coromandel International Ltd (Basic Materials)
Equity, Since 30 Apr 20 | COROMANDEL3% ₹53 Cr 465,464 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Mar 21 | M&M3% ₹52 Cr 334,176 HCL Technologies Ltd (Technology)
Equity, Since 31 May 21 | HCLTECH3% ₹50 Cr 408,471
↑ 31,511 3. UTI Transportation & Logistics Fund
CAGR/Annualized return of 16.4% since its launch. Ranked 19 in Sectoral category. Return for 2022 was 14.7% , 2021 was 24.3% and 2020 was 11% . UTI Transportation & Logistics Fund
Growth Launch Date 11 Apr 04 NAV (01 Dec 23) ₹196.497 ↑ 0.01 (0.01 %) Net Assets (Cr) ₹2,348 on 31 Oct 23 Category Equity - Sectoral AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk High Expense Ratio 2.33 Sharpe Ratio 0.53 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Sectoral Growth of 10,000 investment over the years.
Date Value 30 Nov 18 ₹10,000 30 Nov 19 ₹9,009 30 Nov 20 ₹9,789 30 Nov 21 ₹12,248 30 Nov 22 ₹15,115 30 Nov 23 ₹19,130 Returns for UTI Transportation & Logistics Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23 Duration Returns 1 Month 10.6% 3 Month 8.2% 6 Month 19.5% 1 Year 26.9% 3 Year 24.7% 5 Year 13.9% 10 Year 15 Year Since launch 16.4% Historical performance (Yearly) on absolute basis
Year Returns 2022 14.7% 2021 24.3% 2020 11% 2019 -8.7% 2018 -19.5% 2017 39.6% 2016 4.8% 2015 5.7% 2014 104% 2013 24.7% Fund Manager information for UTI Transportation & Logistics Fund
Name Since Tenure Sachin Trivedi 22 Sep 16 7.11 Yr. Data below for UTI Transportation & Logistics Fund as on 31 Oct 23
Equity Sector Allocation
Sector Value Consumer Cyclical 77.41% Industrials 14.86% Financial Services 1.3% Asset Allocation
Asset Class Value Cash 6.32% Equity 93.58% Debt 0.1% Top Securities Holdings / Portfolio
Name Holding Value Quantity Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | MARUTI13% ₹300 Cr 288,783 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | M&M12% ₹286 Cr 1,958,001
↓ -30,000 Tata Motors Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | TATAMOTORS12% ₹272 Cr 4,320,978 Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 30 Nov 08 | EICHERMOT9% ₹200 Cr 607,702 Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 30 Apr 18 | 5329777% ₹167 Cr 314,872 Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Mar 12 | HEROMOTOCO4% ₹98 Cr 317,777 InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 May 18 | INDIGO4% ₹84 Cr 341,061 TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 30 Sep 19 | 5323433% ₹70 Cr 438,725 Ashok Leyland Ltd (Industrials)
Equity, Since 30 Jun 17 | 5004773% ₹66 Cr 3,959,836 Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 13 | ADANIPORTS3% ₹65 Cr 831,733 4. UTI Mid Cap Fund
CAGR/Annualized return of 18% since its launch. Ranked 36 in Mid Cap category. Return for 2022 was -0.8% , 2021 was 43.1% and 2020 was 32.7% . UTI Mid Cap Fund
Growth Launch Date 7 Apr 04 NAV (01 Dec 23) ₹237.359 ↑ 0.59 (0.25 %) Net Assets (Cr) ₹8,735 on 31 Oct 23 Category Equity - Mid Cap AMC UTI Asset Management Company Ltd Rating ☆☆ Risk Moderately High Expense Ratio 2 Sharpe Ratio 0.63 Information Ratio -1.3 Alpha Ratio -6.36 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Mid Cap Growth of 10,000 investment over the years.
Date Value 30 Nov 18 ₹10,000 30 Nov 19 ₹10,004 30 Nov 20 ₹12,560 30 Nov 21 ₹18,674 30 Nov 22 ₹19,420 30 Nov 23 ₹23,877 Returns for UTI Mid Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23 Duration Returns 1 Month 7.8% 3 Month 4.5% 6 Month 19.6% 1 Year 22.2% 3 Year 23.8% 5 Year 19.1% 10 Year 15 Year Since launch 18% Historical performance (Yearly) on absolute basis
Year Returns 2022 -0.8% 2021 43.1% 2020 32.7% 2019 -0.2% 2018 -14.9% 2017 42% 2016 3.5% 2015 6.6% 2014 90.4% 2013 9.7% Fund Manager information for UTI Mid Cap Fund
Name Since Tenure Ankit Agarwal 30 Aug 19 4.18 Yr. Data below for UTI Mid Cap Fund as on 31 Oct 23
Equity Sector Allocation
Sector Value Consumer Cyclical 21.09% Industrials 20.38% Financial Services 19.76% Health Care 11.19% Basic Materials 9.22% Technology 7.23% Real Estate 2.38% Consumer Defensive 2.1% Utility 1.95% Energy 0.84% Asset Allocation
Asset Class Value Cash 3.68% Equity 96.13% Debt 0.18% Top Securities Holdings / Portfolio
Name Holding Value Quantity Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Mar 12 | CHOLAFIN2% ₹217 Cr 1,903,900
↓ -415,000 The Federal Bank Ltd (Financial Services)
Equity, Since 30 Nov 10 | FEDERALBNK2% ₹215 Cr 15,308,621 Tube Investments of India Ltd Ordinary Shares (Industrials)
Equity, Since 30 Sep 17 | TIINDIA2% ₹200 Cr 635,509 APL Apollo Tubes Ltd (Basic Materials)
Equity, Since 30 Nov 20 | APLAPOLLO2% ₹194 Cr 1,236,817
↓ -32,157 Bharat Forge Ltd (Consumer Cyclical)
Equity, Since 31 Aug 13 | 5004932% ₹186 Cr 1,828,064 Coforge Ltd (Technology)
Equity, Since 30 Apr 21 | COFORGE2% ₹185 Cr 372,030 Shriram Finance Ltd (Financial Services)
Equity, Since 30 Apr 21 | SHRIRAMFIN2% ₹185 Cr 983,138
↓ -289,364 Polycab India Ltd (Industrials)
Equity, Since 31 Dec 20 | POLYCAB2% ₹180 Cr 365,033 Alkem Laboratories Ltd (Healthcare)
Equity, Since 31 Jul 21 | ALKEM2% ₹179 Cr 479,907 Astral Ltd (Industrials)
Equity, Since 30 Sep 19 | ASTRAL2% ₹177 Cr 956,190 5. UTI Dividend Yield Fund
CAGR/Annualized return of 14.8% since its launch. Ranked 75 in Dividend Yield category. Return for 2022 was -5.3% , 2021 was 38.8% and 2020 was 18.9% . UTI Dividend Yield Fund
Growth Launch Date 3 May 05 NAV (01 Dec 23) ₹129.318 ↑ 0.90 (0.70 %) Net Assets (Cr) ₹3,059 on 31 Oct 23 Category Equity - Dividend Yield AMC UTI Asset Management Company Ltd Rating ☆ Risk Moderately High Expense Ratio 2.1 Sharpe Ratio 0.83 Information Ratio -0.08 Alpha Ratio 5.78 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Dividend Yield Growth of 10,000 investment over the years.
Date Value 30 Nov 18 ₹10,000 30 Nov 19 ₹10,541 30 Nov 20 ₹11,622 30 Nov 21 ₹16,713 30 Nov 22 ₹17,043 30 Nov 23 ₹20,670 Returns for UTI Dividend Yield Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23 Duration Returns 1 Month 9% 3 Month 6.7% 6 Month 18.3% 1 Year 21.4% 3 Year 20.9% 5 Year 15.8% 10 Year 15 Year Since launch 14.8% Historical performance (Yearly) on absolute basis
Year Returns 2022 -5.3% 2021 38.8% 2020 18.9% 2019 3.3% 2018 0.5% 2017 28.5% 2016 6.1% 2015 -5.1% 2014 41.2% 2013 0.2% Fund Manager information for UTI Dividend Yield Fund
Name Since Tenure Amit Premchandani 16 Nov 22 0.96 Yr. Data below for UTI Dividend Yield Fund as on 31 Oct 23
Equity Sector Allocation
Sector Value Technology 19.94% Financial Services 19.17% Consumer Defensive 12.23% Energy 9.33% Consumer Cyclical 8.19% Utility 7.84% Basic Materials 7.13% Health Care 6.41% Industrials 6.39% Asset Allocation
Asset Class Value Cash 3.21% Equity 96.63% Debt 0.16% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY6% ₹192 Cr 1,400,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 12 | HDFCBANK6% ₹185 Cr 1,250,000
↑ 205,000 Tech Mahindra Ltd (Technology)
Equity, Since 31 May 17 | 5327554% ₹113 Cr 1,000,000 Tata Steel Ltd (Basic Materials)
Equity, Since 31 Aug 19 | TATASTEEL4% ₹113 Cr 9,500,000 NTPC Ltd (Utilities)
Equity, Since 31 Jul 05 | 5325553% ₹104 Cr 4,400,000
↓ -600,000 ITC Ltd (Consumer Defensive)
Equity, Since 30 Nov 07 | ITC3% ₹103 Cr 2,400,000 Mphasis Ltd (Technology)
Equity, Since 31 Mar 14 | 5262993% ₹101 Cr 475,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 08 | TCS3% ₹98 Cr 290,000 Marico Ltd (Consumer Defensive)
Equity, Since 29 Feb 20 | 5316423% ₹97 Cr 1,800,000 Bharat Electronics Ltd (Industrials)
Equity, Since 30 Sep 08 | BEL3% ₹83 Cr 6,200,000 6. UTI Value Opportunities Fund
CAGR/Annualized return of 14.7% since its launch. Ranked 82 in Value category. Return for 2022 was 4.3% , 2021 was 30.4% and 2020 was 19% . UTI Value Opportunities Fund
Growth Launch Date 20 Jul 05 NAV (01 Dec 23) ₹124.242 ↑ 0.61 (0.49 %) Net Assets (Cr) ₹7,418 on 31 Oct 23 Category Equity - Value AMC UTI Asset Management Company Ltd Rating ☆ Risk Moderately High Expense Ratio 1.95 Sharpe Ratio 0.33 Information Ratio -0.07 Alpha Ratio 0.34 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Value Growth of 10,000 investment over the years.
Date Value 30 Nov 18 ₹10,000 30 Nov 19 ₹11,024 30 Nov 20 ₹12,392 30 Nov 21 ₹16,916 30 Nov 22 ₹18,450 30 Nov 23 ₹21,350 Returns for UTI Value Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23 Duration Returns 1 Month 8.7% 3 Month 6.4% 6 Month 17.2% 1 Year 15.7% 3 Year 19.5% 5 Year 16.5% 10 Year 15 Year Since launch 14.7% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.3% 2021 30.4% 2020 19% 2019 10.4% 2018 -2.4% 2017 29.1% 2016 2.6% 2015 -5.9% 2014 41.2% 2013 5.9% Fund Manager information for UTI Value Opportunities Fund
Name Since Tenure Amit Premchandani 1 Feb 18 5.75 Yr. Data below for UTI Value Opportunities Fund as on 31 Oct 23
Equity Sector Allocation
Sector Value Financial Services 31.61% Consumer Cyclical 15.68% Technology 12.01% Health Care 9.71% Basic Materials 8.19% Industrials 5.1% Communication Services 4.27% Consumer Defensive 4.15% Energy 3.29% Real Estate 2.37% Utility 1.72% Asset Allocation
Asset Class Value Cash 1.76% Equity 98.11% Debt 0.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | HDFCBANK9% ₹702 Cr 4,600,000
↑ 100,000 Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY6% ₹463 Cr 3,225,000
↓ -50,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 07 | ICICIBANK6% ₹452 Cr 4,745,000
↓ -5,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 12 | AXISBANK5% ₹363 Cr 3,500,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 17 | 5324544% ₹269 Cr 2,900,000 State Bank of India (Financial Services)
Equity, Since 31 Jul 18 | SBIN3% ₹239 Cr 4,000,000 Tata Steel Ltd (Basic Materials)
Equity, Since 31 Aug 19 | TATASTEEL3% ₹193 Cr 15,000,000
↓ -250,000 Hindalco Industries Ltd (Basic Materials)
Equity, Since 31 May 22 | HINDALCO2% ₹187 Cr 3,800,000 Mphasis Ltd (Technology)
Equity, Since 31 Oct 22 | MPHASIS2% ₹184 Cr 775,000
↓ -20,000 IndusInd Bank Ltd (Financial Services)
Equity, Since 30 Apr 22 | INDUSINDBK2% ₹168 Cr 1,175,000
↓ -25,000 7. UTI Long Term Equity Fund
CAGR/Annualized return of 14.6% since its launch. Ranked 29 in ELSS category. Return for 2022 was -3.5% , 2021 was 33.1% and 2020 was 20.2% . UTI Long Term Equity Fund
Growth Launch Date 15 Dec 99 NAV (01 Dec 23) ₹167.209 ↑ 0.75 (0.45 %) Net Assets (Cr) ₹3,083 on 31 Oct 23 Category Equity - ELSS AMC UTI Asset Management Company Ltd Rating ☆☆ Risk Moderately High Expense Ratio 2.07 Sharpe Ratio 0.01 Information Ratio -0.56 Alpha Ratio -2.72 Min Investment 500 Min SIP Investment 500 Exit Load NIL Sub Cat. ELSS Growth of 10,000 investment over the years.
Date Value 30 Nov 18 ₹10,000 30 Nov 19 ₹11,052 30 Nov 20 ₹12,544 30 Nov 21 ₹17,576 30 Nov 22 ₹17,898 30 Nov 23 ₹20,265 Returns for UTI Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23 Duration Returns 1 Month 8% 3 Month 5.4% 6 Month 14.8% 1 Year 13.3% 3 Year 17.1% 5 Year 15.3% 10 Year 15 Year Since launch 14.6% Historical performance (Yearly) on absolute basis
Year Returns 2022 -3.5% 2021 33.1% 2020 20.2% 2019 10.4% 2018 -6.5% 2017 33.1% 2016 3.3% 2015 2.6% 2014 40.7% 2013 7.1% Fund Manager information for UTI Long Term Equity Fund
Name Since Tenure Vishal Chopda 30 Aug 19 4.18 Yr. Data below for UTI Long Term Equity Fund as on 31 Oct 23
Equity Sector Allocation
Sector Value Financial Services 31.43% Consumer Cyclical 18.63% Technology 9.67% Consumer Defensive 9.63% Industrials 6.63% Basic Materials 6.46% Health Care 5.76% Communication Services 4.49% Real Estate 3% Utility 2.39% Asset Allocation
Asset Class Value Cash 1.77% Equity 98.1% Debt 0.14% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 11 | HDFCBANK8% ₹268 Cr 1,757,503
↑ 136,741 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 07 | ICICIBANK7% ₹234 Cr 2,456,492
↓ -101,637 Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY6% ₹188 Cr 1,310,906
↓ -4,428 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 10 | AXISBANK4% ₹130 Cr 1,257,807
↓ -115,704 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 13 | 5324544% ₹113 Cr 1,220,927
↓ -13,900 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 19 | BAJFINANCE3% ₹94 Cr 120,909
↑ 3,243 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jul 12 | MARUTI3% ₹90 Cr 85,183
↓ -704 IndusInd Bank Ltd (Financial Services)
Equity, Since 31 Mar 23 | INDUSINDBK3% ₹80 Cr 561,110
↓ -5,443 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 30 Sep 19 | CHOLAFIN2% ₹79 Cr 649,006
↓ -11,496 Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 30 Sep 19 | DMART2% ₹75 Cr 204,373 8. UTI India Lifestyle Fund
CAGR/Annualized return of 9.8% since its launch. Ranked 64 in Sectoral category. Return for 2022 was -2.3% , 2021 was 26.4% and 2020 was 15.2% . UTI India Lifestyle Fund
Growth Launch Date 30 Jul 07 NAV (01 Dec 23) ₹45.8847 ↑ 0.17 (0.37 %) Net Assets (Cr) ₹505 on 31 Oct 23 Category Equity - Sectoral AMC UTI Asset Management Company Ltd Rating ☆☆ Risk High Expense Ratio 2.74 Sharpe Ratio -0.16 Information Ratio -0.49 Alpha Ratio -1.19 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Sectoral Growth of 10,000 investment over the years.
Date Value 30 Nov 18 ₹10,000 30 Nov 19 ₹10,741 30 Nov 20 ₹11,290 30 Nov 21 ₹15,666 30 Nov 22 ₹15,894 30 Nov 23 ₹18,039 Returns for UTI India Lifestyle Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23 Duration Returns 1 Month 8% 3 Month 6.9% 6 Month 12.9% 1 Year 14% 3 Year 16.7% 5 Year 12.6% 10 Year 15 Year Since launch 9.8% Historical performance (Yearly) on absolute basis
Year Returns 2022 -2.3% 2021 26.4% 2020 15.2% 2019 5.8% 2018 -2.5% 2017 32.6% 2016 3.2% 2015 -1.9% 2014 32.6% 2013 5.8% Fund Manager information for UTI India Lifestyle Fund
Name Since Tenure Vishal Chopda 31 Aug 19 4.17 Yr. Data below for UTI India Lifestyle Fund as on 31 Oct 23
Equity Sector Allocation
Sector Value Consumer Cyclical 39.63% Consumer Defensive 32.07% Communication Services 8.02% Financial Services 7.14% Basic Materials 4.75% Industrials 3.82% Real Estate 2.3% Health Care 0.99% Asset Allocation
Asset Class Value Cash 1.16% Equity 98.74% Debt 0.1% Top Securities Holdings / Portfolio
Name Holding Value Quantity Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 11 | MARUTI9% ₹44 Cr 42,500 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 11 | BHARTIARTL6% ₹31 Cr 340,000 Nestle India Ltd (Consumer Defensive)
Equity, Since 30 Nov 17 | NESTLEIND5% ₹27 Cr 11,300
↓ -200 Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 31 Mar 17 | 5403765% ₹27 Cr 73,000
↑ 700 Titan Co Ltd (Consumer Cyclical)
Equity, Since 28 Feb 19 | TITAN5% ₹26 Cr 83,000 Asian Paints Ltd (Basic Materials)
Equity, Since 31 Dec 18 | 5008205% ₹24 Cr 80,000 Godrej Consumer Products Ltd (Consumer Defensive)
Equity, Since 31 May 21 | 5324245% ₹24 Cr 240,000 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | HINDUNILVR4% ₹20 Cr 82,500 ITC Ltd (Consumer Defensive)
Equity, Since 30 Sep 07 | ITC4% ₹20 Cr 464,000 Trent Ltd (Consumer Cyclical)
Equity, Since 31 Aug 22 | 5002514% ₹19 Cr 87,000 9. UTI Banking and Financial Services Fund
CAGR/Annualized return of 14.5% since its launch. Ranked 20 in Sectoral category. Return for 2022 was 15.1% , 2021 was 14.3% and 2020 was -5.3% . UTI Banking and Financial Services Fund
Growth Launch Date 7 Apr 04 NAV (01 Dec 23) ₹143.987 ↑ 0.86 (0.60 %) Net Assets (Cr) ₹898 on 31 Oct 23 Category Equity - Sectoral AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk High Expense Ratio 2.55 Sharpe Ratio 0.17 Information Ratio 0.74 Alpha Ratio 3.12 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Sectoral Growth of 10,000 investment over the years.
Date Value 30 Nov 18 ₹10,000 30 Nov 19 ₹11,421 30 Nov 20 ₹10,162 30 Nov 21 ₹12,634 30 Nov 22 ₹14,377 30 Nov 23 ₹15,864 Returns for UTI Banking and Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23 Duration Returns 1 Month 6.8% 3 Month 4.5% 6 Month 10% 1 Year 10.7% 3 Year 16% 5 Year 9.8% 10 Year 15 Year Since launch 14.5% Historical performance (Yearly) on absolute basis
Year Returns 2022 15.1% 2021 14.3% 2020 -5.3% 2019 11.6% 2018 -6.8% 2017 43.5% 2016 13% 2015 -11.3% 2014 64% 2013 -13.5% Fund Manager information for UTI Banking and Financial Services Fund
Name Since Tenure Preethi S 2 May 22 1.5 Yr. Data below for UTI Banking and Financial Services Fund as on 31 Oct 23
Equity Sector Allocation
Sector Value Financial Services 96.24% Technology 1.48% Asset Allocation
Asset Class Value Cash 2.16% Equity 97.72% Debt 0.13% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK18% ₹165 Cr 1,118,132 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 04 | ICICIBANK17% ₹148 Cr 1,619,784 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | 5322156% ₹55 Cr 560,000
↓ -200,000 SBI Life Insurance Company Limited (Financial Services)
Equity, Since 30 Apr 20 | SBILIFE5% ₹44 Cr 324,225
↑ 33,630 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 19 | 5000345% ₹43 Cr 56,930
↑ 9,364 IndusInd Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | INDUSINDBK4% ₹37 Cr 253,468
↑ 1,718 State Bank of India (Financial Services)
Equity, Since 28 Feb 18 | SBIN4% ₹35 Cr 622,219
↓ -25,000 Karur Vysya Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | 5900034% ₹34 Cr 2,344,493 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | KOTAKBANK3% ₹31 Cr 180,000 Cholamandalam Investment and Finance Co Ltd (Financial Services)
Equity, Since 31 Mar 20 | CHOLAFIN3% ₹27 Cr 237,516 10. UTI MNC Fund
CAGR/Annualized return of 15.8% since its launch. Ranked 36 in Sectoral category. Return for 2022 was -1.4% , 2021 was 24.1% and 2020 was 12.9% . UTI MNC Fund
Growth Launch Date 29 May 98 NAV (01 Dec 23) ₹321.8 ↑ 1.09 (0.34 %) Net Assets (Cr) ₹2,546 on 31 Oct 23 Category Equity - Sectoral AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 2.14 Sharpe Ratio 0.57 Information Ratio -0.29 Alpha Ratio 2.26 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Sectoral Growth of 10,000 investment over the years.
Date Value 30 Nov 18 ₹10,000 30 Nov 19 ₹10,023 30 Nov 20 ₹10,627 30 Nov 21 ₹13,594 30 Nov 22 ₹14,168 30 Nov 23 ₹16,294 Returns for UTI MNC Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23 Duration Returns 1 Month 5% 3 Month 3.9% 6 Month 12.8% 1 Year 14.4% 3 Year 15.5% 5 Year 10.3% 10 Year 15 Year Since launch 15.8% Historical performance (Yearly) on absolute basis
Year Returns 2022 -1.4% 2021 24.1% 2020 12.9% 2019 -1.7% 2018 -0.3% 2017 37.3% 2016 -3% 2015 12.7% 2014 62.9% 2013 10.6% Fund Manager information for UTI MNC Fund
Name Since Tenure Karthikraj Lakshmanan 16 Nov 22 0.96 Yr. Data below for UTI MNC Fund as on 31 Oct 23
Equity Sector Allocation
Sector Value Consumer Defensive 30.14% Consumer Cyclical 17.14% Industrials 15.26% Health Care 13.5% Financial Services 8.5% Technology 6.61% Basic Materials 2.7% Communication Services 1.42% Asset Allocation
Asset Class Value Cash 4.53% Equity 95.28% Debt 0.19% Top Securities Holdings / Portfolio
Name Holding Value Quantity Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Nov 06 | MARUTI9% ₹218 Cr 210,000
↓ -28,000 Nestle India Ltd (Consumer Defensive)
Equity, Since 31 Aug 17 | NESTLEIND8% ₹211 Cr 87,254
↓ -8,267 United Spirits Ltd (Consumer Defensive)
Equity, Since 31 Mar 13 | MCDOWELL-N6% ₹159 Cr 1,539,767 Britannia Industries Ltd (Consumer Defensive)
Equity, Since 31 Jan 03 | 5008254% ₹112 Cr 252,000 United Breweries Ltd (Consumer Defensive)
Equity, Since 31 Aug 18 | UBL4% ₹108 Cr 667,200 Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 Dec 05 | HINDUNILVR4% ₹94 Cr 380,000
↓ -200,000 Abbott India Ltd (Healthcare)
Equity, Since 30 Nov 19 | ABBOTINDIA3% ₹81 Cr 36,191 Whirlpool of India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 13 | 5002383% ₹81 Cr 492,809 SKF India Ltd (Industrials)
Equity, Since 30 Apr 07 | SKFINDIA3% ₹74 Cr 150,000 Mphasis Ltd (Technology)
Equity, Since 30 Jun 09 | 5262993% ₹72 Cr 340,000
How Does SIP Investment Grow?
Want to know how your SIP investment will grow if you invest a certain amount monthly for a specific period of time? We will explain you with an example.
SIP Calculator or SIP Return Calculator
SIP calculators usually take inputs such as the SIP investment amount(goal) one seeks to invest, the number of years of investing required, expected Inflation rates (one needs to account for this!) and expected returns. Hence, one can calculate the SIP returns required to achieve a goal!
Let’s suppose, if you invest INR 10,000 for 10 years, see how your SIP investment grows-
Monthly Investment: INR 10,000
Investment Period: 10 years
Total Amount Invested: INR 12,00,000
Long-term Growth Rate (approx.): 15%
Expected Returns as per sip calculator: INR 27,86,573
Net Profit: INR 15,86,573 (Absolute Return= 132.2%)
The above calculations show that if you invest INR 10,000 monthly for 10 years (a total of INR 12,00,000) you will earn INR 27,86,573, which means the net profit you make is INR 15,86,573. Isn’t it great!
How to Invest in UTI Funds Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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