Table of Contents
What is a Recurring Deposit (RD)?
If you know how a Systematic Investment plan (SIP) of Mutual Funds works, then you will easily understand Recurring Deposits! In a Recurring Deposit (RD) a fixed instalment is made every month and interest is paid by the bank on this amount. Let us understand more about RD account, RD Interest Rates, RD Calculator, RD interest calculator, etc.
Recurring Deposit (RD)
A recurring deposit is an investment cum savings option for those who want to save regularly over a certain period of time and earn a higher interest rate. Every month, a fixed amount of money is deducted either from a Savings Account or a current account. At the end of the maturity period, investors are paid back their invested funds with accrued interest.
At a public sector bank, an RD account can be opened with a minimum amount of as less as INR 100. While, at private sector banks the minimum amount to be deposited is INR 500 to INR 1000, whereas in a post office one can open an account at just INR 10. Some banks have an upper limit of INR 15 lakh, while others don’t have any such upper limit. The tenure for Recurring Deposit is a minimum of three months and maximum of 10 years.
RD Account: Features
- It inculcates a habit of savings amongst people
- The rate of interest in a Recurring Deposit is high
- RD schemes provide a stable and safe investment option irrespective of market fluctuations
- Investors can close their RD account before the maturity period. But, during the premature withdrawals, investors may have to pay some amount in the form of penalty, depending on the bank.
- Investors can opt for loans up to 60-90% of the balance, against the Recurring Deposit
- The bank may discontinue an account on six missed instalments. But, if the outstanding amount is paid within a month from the last default, it can be revived.
- Recurring Deposits come with a nomination facility
- There is no TDS (Tax Deducted at source) in Recurring Deposits. The interest portion is taxable and will be added to an investor’s income and taxed as per the relevant slab.
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RD Interest Rates
Almost all the major banks in India offer a Recurring Deposit account. The interest rate at every bank may vary, but it typically ranges between 7% to 9.25% p.a, and at the post office it is 7.4% (depending on prevailing market condition). Senior citizens get 0.5% extra. The interest rate, once determined does not change during the tenure. Investors who want to pay more than one instalment at a time, can do so.
RD Calculator
A Recurring Deposit calculator is a good way of calculating maturity amount on RD. You can follow this method to estimate your RD amount on maturity.
| RD Calculator | INR |
|---|---|
| Monthly Deposit Amount | 200 |
| RD in month | 60 |
| Rate of Interest | 8% |
| Interest compounding Frequency | Monthly |
| RD Maturity Amount | INR 1,47,933 |
RD Interest Calculator
With the help of RD interest calculator, customers can determine their potential earnings. You need to decide the amount you want to invest monthly and the tenure of investment (example illustrated below).
| RD Interest Calculator | |
|---|---|
| Amount | INR 1000 |
| Interest Rate | 8% per annum |
| Period | 12 months |
Summary-
Total Amount Paid- INR 12,000
Total Maturity Amount- INR 12,530
Total Interest Receivable- INR 530
Conclusion
Recurring Deposit helps individuals' to get into a habit of saving regularly. If you haven’t made any investment so far, start with a Recurring Deposit. Also, it is a good avenue for creating an emergency fund or contingency fund. It is an ideal way to save a small amount of money every month for your short term and long term Financial goals.
Open a Recurring Deposit account today and save for tomorrow!
Similar Alternatives
In mutual funds one can earn more than RD's with similar safety on principal by Investing in Liquid or Ultra short bond funds as they invest in securities maturing from 30 days to year or so.
Liquid / Ultra Short Debt Mutual funds
(Erstwhile Reliance Liquid Fund - Cash Plan) The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments. Nippon India Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 7 Dec 01. It is a fund with Low risk and has given a Below is the key information for Nippon India Ultra Short Duration Fund Returns up to 1 year are on "The primary investment objective of the Scheme is to seek to generate reasonable returns commensurate with low risk and a high degree of liquidity, from a portfolio constituted of money market securities and high quality debt securities. However, there can be no assurance that the investment objective of the Scheme will be realized." DSP BlackRock Money Manager Fund is a Debt - Ultrashort Bond fund was launched on 31 Jul 06. It is a fund with Moderately Low risk and has given a Below is the key information for DSP BlackRock Money Manager Fund Returns up to 1 year are on (Erstwhile BOI AXA Treasury Advantage Fund) The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
The Scheme is not providing any assured or guaranteed returns. Further, there is also no assurance that the investment objective of the Scheme will be achieved. BOI AXA Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 16 Jul 08. It is a fund with Moderately Low risk and has given a Below is the key information for BOI AXA Ultra Short Duration Fund Returns up to 1 year are on To provide a high level of liquidity with returns commensurate with low risk through a portfolio of money market and debt securities with maturity of up to 91days. However, there can be no assurance that the investment objective of the scheme will be achieved. Indiabulls Liquid Fund is a Debt - Liquid Fund fund was launched on 27 Oct 11. It is a fund with Low risk and has given a Below is the key information for Indiabulls Liquid Fund Returns up to 1 year are on The investment objective of the Scheme is to provide reasonable returns, commensurate with low risk while providing a high level of liquidity, through a portfolio of money market and debt securities. However, there can be no assurance that the investment objectives of the Scheme will be realized. Edelweiss Liquid Fund is a Debt - Liquid Fund fund was launched on 21 Sep 07. It is a fund with Low risk and has given a Below is the key information for Edelweiss Liquid Fund Returns up to 1 year are on (Erstwhile Canara Robeco Treasury Advantage Fund) To generate income/capital appreciation through a low risk strategy by investment in Money Market Instruments (MMI). However, there can be no assurance that the investment objective of the scheme will be realized. Canara Robeco Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 14 Jul 08. It is a fund with Low risk and has given a Below is the key information for Canara Robeco Ultra Short Term Fund Returns up to 1 year are on 1. Nippon India Ultra Short Duration Fund
CAGR/Annualized return of 6% since its launch. Ranked 62 in Ultrashort Bond category. Return for 2019 was 0.9% , 2018 was 7.3% and 2017 was 5.8% . Nippon India Ultra Short Duration Fund
Growth Launch Date 7 Dec 01 NAV (26 May 20) ₹2,925.88 ↑ 3.05 (0.10 %) Net Assets (Cr) ₹820 on 30 Apr 20 Category Debt - Ultrashort Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Low Expense Ratio 1.09 Sharpe Ratio -0.48 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load NIL Yield to Maturity 10.78% Effective Maturity 9 Months 23 Days Modified Duration 5 Months 4 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 15 ₹10,000 30 Apr 16 ₹10,741 30 Apr 17 ₹11,408 30 Apr 18 ₹12,090 30 Apr 19 ₹12,895 30 Apr 20 ₹12,952 Returns for Nippon India Ultra Short Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 May 20 Duration Returns 1 Month 0.5% 3 Month 0.5% 6 Month 2.5% 1 Year 0.6% 3 Year 4.5% 5 Year 5.4% 10 Year 15 Year Since launch 6% Historical performance (Yearly) on absolute basis
Year Returns 2019 0.9% 2018 7.3% 2017 5.8% 2016 6.8% 2015 7.6% 2014 8.4% 2013 8.5% 2012 9.2% 2011 9% 2010 4.5% Fund Manager information for Nippon India Ultra Short Duration Fund
Name Since Tenure Vivek Sharma 1 Oct 13 6.58 Yr. Kinjal Desai 25 May 18 1.93 Yr. Data below for Nippon India Ultra Short Duration Fund as on 30 Apr 20
Asset Allocation
Asset Class Value Cash 0.94% Debt 93.04% Other 6.01% Debt Sector Allocation
Sector Value Corporate 93.29% Cash Equivalent 0.94% Credit Quality
Rating Value A 26.87% AA 55.25% AAA 14.06% BB 3.83% Top Securities Holdings / Portfolio
Name Holding Value Quantity Piramal Enterprises Limited
Debentures | -14% ₹117 Cr 1,180
↓ -200 Panchshil Corporate Park Private Limited
Debentures | -13% ₹104 Cr 104 U.P. Power Corporation Limited
Debentures | -9% ₹72 Cr 750
↑ 500 Vedanta Limited
Debentures | -8% ₹66 Cr 700
↑ 100 CLIX FINANCE INDIA PRIVATE LIMITED
Debentures | -7% ₹60 Cr 600 Jhajjar Power Limited
Debentures | -6% ₹50 Cr 50 Northern Arc Capital Limited
Debentures | -6% ₹50 Cr 500 Northern Arc Capital Limited
Debentures | -6% ₹50 Cr 500 Net Current Assets
Receivables | -6% ₹49 Cr Ahmedabad-Maliya Tollway Limited
Debentures | -5% ₹39 Cr 400 2. DSP BlackRock Money Manager Fund
CAGR/Annualized return of 7.3% since its launch. Ranked 75 in Ultrashort Bond category. Return for 2019 was 7.3% , 2018 was 5% and 2017 was 6% . DSP BlackRock Money Manager Fund
Growth Launch Date 31 Jul 06 NAV (26 May 20) ₹2,633.85 ↑ 1.98 (0.08 %) Net Assets (Cr) ₹2,384 on 30 Apr 20 Category Debt - Ultrashort Bond AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆ Risk Moderately Low Expense Ratio 1 Sharpe Ratio 8.86 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 5.57% Effective Maturity 5 Months 5 Days Modified Duration 4 Months 24 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 15 ₹10,000 30 Apr 16 ₹10,767 30 Apr 17 ₹11,525 30 Apr 18 ₹12,228 30 Apr 19 ₹12,883 30 Apr 20 ₹13,747 Returns for DSP BlackRock Money Manager Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 May 20 Duration Returns 1 Month 0.8% 3 Month 1.8% 6 Month 3.1% 1 Year 6.9% 3 Year 6.2% 5 Year 6.6% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2019 7.3% 2018 5% 2017 6% 2016 7.5% 2015 7.9% 2014 8.8% 2013 9.2% 2012 8.9% 2011 8.5% 2010 5% Fund Manager information for DSP BlackRock Money Manager Fund
Name Since Tenure Kedar Karnik 17 Jul 16 3.71 Yr. Rahul Vekaria 15 Feb 18 2.13 Yr. Data below for DSP BlackRock Money Manager Fund as on 30 Apr 20
Asset Allocation
Asset Class Value Cash 86.54% Debt 13.46% Debt Sector Allocation
Sector Value Corporate 57.76% Cash Equivalent 35.78% Government 6.46% Credit Quality
Rating Value AA 1.7% AAA 98.3% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bank Of Baroda
Certificate of Deposit | -6% ₹147 Cr 15,000
↑ 15,000 National Bank For Agriculture And Rural Development
Certificate of Deposit | -5% ₹127 Cr 13,200
↓ -1,800 Treps / Reverse Repo Investments / Corporate Debt Repo
CBLO/Reverse Repo | -4% ₹101 Cr Kotak Mahindra Bank Limited
Certificate of Deposit | -4% ₹99 Cr 10,000 Kotak Mahindra Prime Limited
Commercial Paper | -4% ₹99 Cr 2,000 Reliance Industries Limited
Commercial Paper | -4% ₹98 Cr 2,000 Export-Import Bank Of India
Commercial Paper | -4% ₹98 Cr 2,000
↑ 2,000 Export-Import Bank Of India
Certificate of Deposit | -4% ₹97 Cr 10,000
↑ 2,500 Small Industries Development Bank Of India
Certificate of Deposit | -4% ₹96 Cr 10,000 Power Finance Corporation Ltd.
Debentures | -4% ₹86 Cr 800 3. BOI AXA Ultra Short Duration Fund
CAGR/Annualized return of 7.8% since its launch. Ranked 9 in Ultrashort Bond category. Return for 2019 was 7.5% , 2018 was 7.6% and 2017 was 8% . BOI AXA Ultra Short Duration Fund
Growth Launch Date 16 Jul 08 NAV (26 May 20) ₹2,445.93 ↑ 2.37 (0.10 %) Net Assets (Cr) ₹232 on 30 Apr 20 Category Debt - Ultrashort Bond AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.63 Sharpe Ratio 9.34 Information Ratio 1.28 Alpha Ratio 0.01 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 5.14% Effective Maturity 4 Months 7 Days Modified Duration 3 Months 25 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 15 ₹10,000 30 Apr 16 ₹10,876 30 Apr 17 ₹11,863 30 Apr 18 ₹12,740 30 Apr 19 ₹13,728 30 Apr 20 ₹14,655 Returns for BOI AXA Ultra Short Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 May 20 Duration Returns 1 Month 0.7% 3 Month 1.7% 6 Month 3% 1 Year 6.9% 3 Year 7.4% 5 Year 8% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2019 7.5% 2018 7.6% 2017 8% 2016 9.1% 2015 8.7% 2014 9.3% 2013 9.2% 2012 8.5% 2011 8.2% 2010 5% Fund Manager information for BOI AXA Ultra Short Duration Fund
Name Since Tenure Amit Modani 5 Dec 18 1.32 Yr. Data below for BOI AXA Ultra Short Duration Fund as on 30 Apr 20
Asset Allocation
Asset Class Value Cash 76.22% Debt 23.78% Debt Sector Allocation
Sector Value Corporate 66.03% Cash Equivalent 23.26% Government 10.72% Credit Quality
Rating Value AA 13.98% AAA 86.02% Top Securities Holdings / Portfolio
Name Holding Value Quantity Repo
CBLO/Reverse Repo | -22% ₹52 Cr LIC Housing Finance Limited
Debentures | -11% ₹25 Cr 2,500,000 Cholamandalam Investment And Fin. Co. Ltd
Debentures | -11% ₹25 Cr 2,500,000
↑ 2,500,000 Reliance Industries Limited
Commercial Paper | -11% ₹25 Cr 2,500,000
↑ 2,500,000 INDIAN BANK
Certificate of Deposit | -11% ₹25 Cr 2,500,000 SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
Certificate of Deposit | -11% ₹25 Cr 2,500,000 Axis Bank Limited
Certificate of Deposit | -10% ₹24 Cr 2,500,000 Bank Of Baroda
Certificate of Deposit | -10% ₹24 Cr 2,500,000 REC LIMITED
Debentures | -2% ₹5 Cr 500,000 Net Receivables / (Payables)
Net Current Assets | -1% ₹2 Cr 4. Indiabulls Liquid Fund
CAGR/Annualized return of 8% since its launch. Ranked 2 in Liquid Fund category. Return for 2019 was 6.6% , 2018 was 7.3% and 2017 was 6.7% . Indiabulls Liquid Fund
Growth Launch Date 27 Oct 11 NAV (26 May 20) ₹1,938.4 ↑ 0.19 (0.01 %) Net Assets (Cr) ₹255 on 30 Apr 20 Category Debt - Liquid Fund AMC Indiabulls Asset Management Company Ltd. Rating ☆☆☆☆☆ Risk Low Expense Ratio 0.19 Sharpe Ratio 17.51 Information Ratio -1.88 Alpha Ratio 0 Min Investment 500 Min SIP Investment 500 Exit Load NIL Yield to Maturity 4.96% Effective Maturity 1 Month 6 Days Modified Duration 1 Month 4 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 15 ₹10,000 30 Apr 16 ₹10,832 30 Apr 17 ₹11,621 30 Apr 18 ₹12,417 30 Apr 19 ₹13,334 30 Apr 20 ₹14,126 Returns for Indiabulls Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 May 20 Duration Returns 1 Month 0.3% 3 Month 1.2% 6 Month 2.6% 1 Year 5.7% 3 Year 6.6% 5 Year 7.1% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2019 6.6% 2018 7.3% 2017 6.7% 2016 7.8% 2015 8.5% 2014 9.1% 2013 9.1% 2012 9.8% 2011 2010 Fund Manager information for Indiabulls Liquid Fund
Name Since Tenure Vikrant Mehta 20 Jun 19 0.78 Yr. Malay Shah 22 Aug 14 5.61 Yr. Sourabh Sharma 17 Jan 19 1.2 Yr. Data below for Indiabulls Liquid Fund as on 30 Apr 20
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 61.71% Corporate 28.5% Government 9.79% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Ccil
CBLO/Reverse Repo | -34% ₹87 Cr 86,700
↑ 86,700 Andhra Bank
Certificate of Deposit | -10% ₹25 Cr 2,500,000 Reliance Industries Limited
Commercial Paper | -10% ₹25 Cr 2,500,000 Birla Group Holdings Private Limited
Commercial Paper | -10% ₹25 Cr 2,500,000 Bank Of Baroda
Certificate of Deposit | -9% ₹23 Cr 2,300,000
↑ 2,300,000 National Bank For Agriculture And Rural Development
Commercial Paper | -8% ₹20 Cr 2,000,000
↑ 2,000,000 Export-Import Bank Of India
Commercial Paper | -7% ₹18 Cr 1,850,000
↑ 1,850,000 Hdfc Bank Ltd
Net Current Assets | -6% ₹16 Cr 1,575,000 77 DTB 16062020
Sovereign Bonds | -4% ₹10 Cr 1,000,000
↑ 1,000,000 Net Receivable/Payable
Net Current Assets | -1% ₹4 Cr 5. Edelweiss Liquid Fund
CAGR/Annualized return of 7.7% since its launch. Ranked 32 in Liquid Fund category. Return for 2019 was 6.6% , 2018 was 7.4% and 2017 was 6.6% . Edelweiss Liquid Fund
Growth Launch Date 21 Sep 07 NAV (26 May 20) ₹2,556.21 ↑ 0.32 (0.01 %) Net Assets (Cr) ₹860 on 30 Apr 20 Category Debt - Liquid Fund AMC Edelweiss Asset Management Limited Rating ☆☆ Risk Low Expense Ratio 0.17 Sharpe Ratio 14.8 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 4.9% Effective Maturity 1 Month 8 Days Modified Duration 1 Month 8 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 15 ₹10,000 30 Apr 16 ₹10,769 30 Apr 17 ₹11,468 30 Apr 18 ₹12,243 30 Apr 19 ₹13,169 30 Apr 20 ₹13,963 Returns for Edelweiss Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 May 20 Duration Returns 1 Month 0.4% 3 Month 1.5% 6 Month 2.7% 1 Year 5.9% 3 Year 6.7% 5 Year 6.9% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2019 6.6% 2018 7.4% 2017 6.6% 2016 6.8% 2015 8.1% 2014 9.1% 2013 9.2% 2012 9.7% 2011 8.9% 2010 5.7% Fund Manager information for Edelweiss Liquid Fund
Name Since Tenure Gautam Kaul 1 Feb 17 3.16 Yr. Rahul Dedhia 11 Dec 17 2.3 Yr. Data below for Edelweiss Liquid Fund as on 30 Apr 20
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Corporate 63.65% Cash Equivalent 24.79% Government 11.56% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity SUNDARAM BNP PARIBAS HOME FINANCE LIMITED
Commercial Paper | -9% ₹75 Cr 7,500,000 SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
Certificate of Deposit | -9% ₹75 Cr 7,500,000 Reliance Jio Infocomm Limited
Commercial Paper | -6% ₹50 Cr 5,000,000 IndusInd Bank Limited
Certificate of Deposit | -6% ₹50 Cr 5,000,000 Vedanta Limited
Commercial Paper | -6% ₹50 Cr 5,000,000 NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
Commercial Paper | -6% ₹50 Cr 5,000,000 Reliance Industries Limited
Commercial Paper | -6% ₹50 Cr 5,000,000 Reliance Jio Infocomm Limited
Commercial Paper | -6% ₹50 Cr 5,000,000 182 DTB 09-Jul-2020
Sovereign Bonds | -6% ₹50 Cr 5,000,000
↑ 5,000,000 Axis Bank Limited
Certificate of Deposit | -6% ₹50 Cr 5,000,000
↑ 5,000,000 6. Canara Robeco Ultra Short Term Fund
CAGR/Annualized return of 7.6% since its launch. Ranked 72 in Ultrashort Bond category. Return for 2019 was 6.6% , 2018 was 6.1% and 2017 was 5.7% . Canara Robeco Ultra Short Term Fund
Growth Launch Date 14 Jul 08 NAV (26 May 20) ₹2,966.82 ↑ 1.42 (0.05 %) Net Assets (Cr) ₹187 on 30 Apr 20 Category Debt - Ultrashort Bond AMC Canara Robeco Asset Management Co. Ltd. Rating ☆☆ Risk Low Expense Ratio 0.93 Sharpe Ratio 10.3 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 4.9% Effective Maturity 4 Months 20 Days Modified Duration 4 Months 7 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 15 ₹10,000 30 Apr 16 ₹10,807 30 Apr 17 ₹11,513 30 Apr 18 ₹12,168 30 Apr 19 ₹12,944 30 Apr 20 ₹13,733 Returns for Canara Robeco Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 May 20 Duration Returns 1 Month 0.8% 3 Month 1.6% 6 Month 2.9% 1 Year 6.3% 3 Year 6.2% 5 Year 6.6% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2019 6.6% 2018 6.1% 2017 5.7% 2016 7.3% 2015 8.4% 2014 9.3% 2013 9.1% 2012 9.9% 2011 9.3% 2010 5.8% Fund Manager information for Canara Robeco Ultra Short Term Fund
Name Since Tenure Suman Prasad 11 Apr 11 8.98 Yr. Girish Hisaria 18 Aug 14 5.62 Yr. Data below for Canara Robeco Ultra Short Term Fund as on 30 Apr 20
Asset Allocation
Asset Class Value Cash 50.2% Debt 47.23% Other 2.57% Debt Sector Allocation
Sector Value Cash Equivalent 44.88% Corporate 33.33% Government 19.22% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps
CBLO/Reverse Repo | -30% ₹57 Cr NTPC Limited
Debentures | -8% ₹15 Cr 150 REC LIMITED
Debentures | -5% ₹10 Cr 100 HDB Financial Services Limited
Debentures | -5% ₹10 Cr 100 KOTAK MAHINDRA PRIME LIMITED
Commercial Paper | -5% ₹10 Cr 200 BAJAJ HOUSING FINANCE LIMITED
Commercial Paper | -5% ₹10 Cr 200 Indian Railway Finance Corporation Limited
Debentures | -4% ₹7 Cr 70 364 DTB 20082020
Sovereign Bonds | -3% ₹5 Cr GOVT STOCK
Sovereign Bonds | -3% ₹5 Cr 500,000
↑ 500,000 Reliance Jio Infocomm Limited
Debentures | -3% ₹5 Cr 50
↑ 50
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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