Kotak Savings Fund - G

NAV ₹44.1191 ↑ 0.02 (0.04 %) as on 26 Dec 25

(Erstwhile Kotak Treasury Advantage Fund)

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The investment objective of the Scheme is to generate returns through investments in debt and money market instruments with a view to reduce the interest rate risk. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved.

Kotak Savings Fund is a Debt - Ultrashort Bond fund launched on 13 Aug 04. It is a fund with Moderately Low risk and has given a CAGR return of 7.2% since its launch. Ranked 44 in Ultrashort Bond category. Return for 2024 was 7.2% , 2023 was 6.8% and 2022 was 4.5% .

Below is the key information for Kotak Savings Fund

NAV as on 26 Dec 25	₹44.1191 ↑ 0.02 (0.04 %)
Net Assets (AUM) as on 30 Nov 2025	₹16,787 Cr.
Launch Date	13 Aug 2004
Category	Debt - Ultrashort Bond
Rating	☆☆☆
Type	Open Ended Fund
Risk	Moderately Low
Yield To Maturity	6.51%
Effective Maturity	6 Months 4 Days
Modified Duration	5 Months 5 Days

Alpha Ratio	0.0
Expense Ratio	0.81 %
Sharpe Ratio	2.15
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF174K01FD6
AMC	Kotak Mahindra Asset Management Co Ltd
Min Investment	₹5,000
Min SIP Investment	₹1,000
Exit Load	NIL

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Dec 25

Duration	Returns
1 Month	0.4%
3 Month	1.4%
6 Month	2.9%
1 Year	6.9%
3 Year	7%
5 Year	5.7%
10 Year
15 Year
Since launch	7.2%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.2%
2023	6.8%
2022	4.5%
2021	3.2%
2020	5.8%
2019	7.8%
2018	7.4%
2017	6.7%
2016	8.2%

Growth of 10k Over Years

Date	Value
30 Nov 20	₹10,000
30 Nov 21	₹10,319
30 Nov 22	₹10,751
30 Nov 23	₹11,483
30 Nov 24	₹12,311
30 Nov 25	₹13,165

Asset Allocation

Asset Class	Value
Cash	56.31%
Debt	43.42%
Other	0.27%

Sector Allocation

Sector	Value
Corporate	47.08%
Cash Equivalent	31.48%
Government	21.17%

Rating	Value
AA	11.72%
AAA	88.28%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
Bajaj Housing Finance Limited Debentures \| -	4%	₹644 Cr	6,420
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹581 Cr	57,500
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹571 Cr	57,000
Rec Limited Debentures \| -	3%	₹476 Cr	47,500
India (Republic of) - \| -	2%	₹318 Cr	32,500,000
364 DTB 19mar2026 Sovereign Bonds \| -	2%	₹306 Cr	31,000,000
Mankind Pharma Limited Debentures \| -	2%	₹302 Cr	30,000
364 Days Tbill Red 28-05-2026 Sovereign Bonds \| -	1%	₹244 Cr	25,000,000
Bank of Baroda Debentures \| -	1%	₹243 Cr	25,000
6.22% Govt Stock 2028 Sovereign Bonds \| -	1%	₹227 Cr	22,500,000

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Fund Managers

Name	Since	Tenure
Deepak Agrawal	15 Apr 08	17.64 Yr.
Manu Sharma	1 Nov 22	3.08 Yr.

Custodians

Company	Address
Deutsche Bank AG	1 Great Winchester Street
Standard Chartered Bank	Standard Chartered Bank,1095 Avenue of the Americas,New York, NY 10036,USA

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
Kotak Mahindra Mutual Fund	27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E),Mumbai - 400 051

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai
M/s. Price Waterhouse	India,252, Veer Savarkar Marg,,Next to Mayor's Bungalow, Shivaji Park,,Dadar,

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
Kotak Savings Fund Growth	₹44.1191 ↑ 0.02	2.88 %	6.85 %	6.96 %	5.69 %
Kotak Savings Fund Monthly Dividend, Reinvestment	₹10.7358 ↑ 0.00	1.4 %	5.32 %	6.43 %	5.38 %
Kotak Savings Fund Daily Dividend, Reinvestment	₹10.0798	1.82 %	3.56 %	4.8 %	4.84 %
Kotak Savings Fund Weekly Dividend, Reinvestment	₹10.6007 ↑ 0.00	1.82 %	3.56 %	4.97 %	4.91 %
Data as on 17 Sep 21

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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