
SIP or a Systematic Investment plan is an investment mode that allows you to invest your money in a fixed duration of time. Generally, a SIP investment starts the process of wealth creation over a regular interval of time that can be monthly, quarterly and annually. The investment through a SIP or Systematic Investment Plan is invested in stock markets, thus generates good returns when invested for a long duration. A SIP investment is considered to be one of the Best ways to invest money as the money invested is distributed over a certain duration. Unlike lump sum investment, SIP investment does not take place all at once, therefore, it is convenient for investors. With a simple SIP investment, one can start Investing small sums of money from a young age. We have a list of some of the Top SIP investments for you. Have a look!
Talk to our investment specialist
To make a SIP investment it's important to understand the Best SIP Plans based on your risk appetite. There is a huge category of Equity Mutual Funds in which you can invest through a SIP. These include Large Cap, mid cap funds, Small cap funds, Multi Cap Funds. One can also invest in Balanced Funds via a SIP. But, for the first time investors, the best investment options for SIP might be-
Investing in Large cap funds via a SIP or Systematic Investment Plan is beneficial. Usually, Large-cap Funds invest in firms that have a possibility of showing steady growth and earning high profits year after year. These funds are generally stable and offer stable returns when invested over a long period of time.
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Nippon India Large Cap Fund Growth  ₹94.033  
 ↓ -0.05 ₹45,012  100  5.2 9 8.6 20 25.2 18.2 ICICI Prudential Bluechip Fund Growth  ₹114.28  
 ↓ -0.18 ₹71,840  100  4.8 7.3 7.4 18.5 22 16.9 Aditya Birla Sun Life Frontline Equity Fund Growth  ₹545.26  
 ↓ -0.60 ₹29,867  100  4.4 7.5 6.6 16.1 19.7 15.6 SBI Bluechip Fund Growth  ₹95.1522  
 ↓ -0.02 ₹52,421  500  3.9 7 6 14.9 19.1 12.5 Indiabulls Blue Chip Fund Growth  ₹44.42  
 ↓ -0.02 ₹127  500  4.9 9.3 5.9 14.6 16.4 12.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Oct 25   Research Highlights & Commentary of 5 Funds showcased
Commentary Nippon India Large Cap Fund ICICI Prudential Bluechip Fund Aditya Birla Sun Life Frontline Equity Fund SBI Bluechip Fund Indiabulls Blue Chip Fund Point 1 Lower mid AUM (₹45,012 Cr). Highest AUM (₹71,840 Cr). Bottom quartile AUM (₹29,867 Cr). Upper mid AUM (₹52,421 Cr). Bottom quartile AUM (₹127 Cr). Point 2 Established history (18+ yrs). Established history (17+ yrs). Oldest track record among peers (23 yrs). Established history (19+ yrs). Established history (13+ yrs). Point 3 Top rated. Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 25.23% (top quartile). 5Y return: 22.05% (upper mid). 5Y return: 19.73% (lower mid). 5Y return: 19.12% (bottom quartile). 5Y return: 16.40% (bottom quartile). Point 6 3Y return: 19.98% (top quartile). 3Y return: 18.45% (upper mid). 3Y return: 16.13% (lower mid). 3Y return: 14.87% (bottom quartile). 3Y return: 14.60% (bottom quartile). Point 7 1Y return: 8.57% (top quartile). 1Y return: 7.44% (upper mid). 1Y return: 6.64% (lower mid). 1Y return: 5.95% (bottom quartile). 1Y return: 5.89% (bottom quartile). Point 8 Alpha: 2.49 (top quartile). Alpha: 1.67 (upper mid). Alpha: 0.89 (bottom quartile). Alpha: 1.27 (lower mid). Alpha: -0.05 (bottom quartile). Point 9 Sharpe: -0.40 (top quartile). Sharpe: -0.51 (lower mid). Sharpe: -0.57 (bottom quartile). Sharpe: -0.50 (upper mid). Sharpe: -0.63 (bottom quartile). Point 10 Information ratio: 1.96 (top quartile). Information ratio: 1.64 (upper mid). Information ratio: 0.84 (lower mid). Information ratio: -0.10 (bottom quartile). Information ratio: 0.12 (bottom quartile). Nippon India Large Cap Fund
ICICI Prudential Bluechip Fund
Aditya Birla Sun Life Frontline Equity Fund
SBI Bluechip Fund
Indiabulls Blue Chip Fund
Mid-cap funds invest in most emerging companies. To attain good returns one should invest for a longer duration in these funds. Longer than large-cap funds. Therefore, SIP benefits the most. Investing via a SIP tends to lower the risk and maintains the stability of returns.
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Kotak Emerging Equity Scheme Growth  ₹139.377  
 ↓ -0.23 ₹56,988  1,000  3.7 15.3 7.3 22.8 27.4 33.6 Sundaram Mid Cap Fund Growth  ₹1,438.09  
 ↑ 1.82 ₹12,501  100  5.5 12.7 7.1 24.7 27.1 32 Taurus Discovery (Midcap) Fund Growth  ₹124.53  
 ↓ -0.20 ₹128  1,000  2.7 10 3.8 18.2 21.3 11.3 HDFC Mid-Cap Opportunities Fund Growth  ₹201.075  
 ↑ 0.18 ₹83,105  300  3.9 12.8 8.9 26.5 29.9 28.6 Edelweiss Mid Cap Fund Growth  ₹103.389  
 ↓ -0.15 ₹11,297  500  4.2 11.1 6.9 25.2 29.4 38.9 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Oct 25   Research Highlights & Commentary of 5 Funds showcased
Commentary Kotak Emerging Equity Scheme Sundaram Mid Cap Fund Taurus Discovery (Midcap) Fund HDFC Mid-Cap Opportunities Fund Edelweiss Mid Cap Fund Point 1 Upper mid AUM (₹56,988 Cr). Lower mid AUM (₹12,501 Cr). Bottom quartile AUM (₹128 Cr). Highest AUM (₹83,105 Cr). Bottom quartile AUM (₹11,297 Cr). Point 2 Established history (18+ yrs). Established history (23+ yrs). Oldest track record among peers (31 yrs). Established history (18+ yrs). Established history (17+ yrs). Point 3 Top rated. Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 3★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: High. Point 5 5Y return: 27.39% (lower mid). 5Y return: 27.09% (bottom quartile). 5Y return: 21.28% (bottom quartile). 5Y return: 29.86% (top quartile). 5Y return: 29.44% (upper mid). Point 6 3Y return: 22.82% (bottom quartile). 3Y return: 24.70% (lower mid). 3Y return: 18.24% (bottom quartile). 3Y return: 26.49% (top quartile). 3Y return: 25.24% (upper mid). Point 7 1Y return: 7.29% (upper mid). 1Y return: 7.06% (lower mid). 1Y return: 3.79% (bottom quartile). 1Y return: 8.87% (top quartile). 1Y return: 6.93% (bottom quartile). Point 8 Alpha: 5.63 (top quartile). Alpha: 2.99 (bottom quartile). Alpha: -4.47 (bottom quartile). Alpha: 3.39 (lower mid). Alpha: 3.95 (upper mid). Point 9 Sharpe: -0.21 (top quartile). Sharpe: -0.33 (bottom quartile). Sharpe: -0.71 (bottom quartile). Sharpe: -0.28 (lower mid). Sharpe: -0.28 (upper mid). Point 10 Information ratio: -0.12 (bottom quartile). Information ratio: 0.22 (lower mid). Information ratio: -0.84 (bottom quartile). Information ratio: 0.88 (top quartile). Information ratio: 0.39 (upper mid). Kotak Emerging Equity Scheme
Sundaram Mid Cap Fund
Taurus Discovery (Midcap) Fund
HDFC Mid-Cap Opportunities Fund
Edelweiss Mid Cap Fund
ELSS or Equity Linked Savings Scheme is equity diversified Mutual Fund that invests the major part of the fund corpus, generally more than 80%, in equity instruments and provides Market linked returns. Under Section 80C of the income tax Act, ELSS funds act as a tax saving Mutual Funds and allow tax deductions upto INR 1,50,000 for the taxable Income. So, all those you have just started earning a Taxable Income can now invest in ELSS funds to save tax and earn good returns as well.
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Bandhan Tax Advantage (ELSS) Fund Growth  ₹156.75  
 ↓ -0.17 ₹6,899  500  4.5 7.3 4.6 15.9 23.7 13.1 Tata India Tax Savings Fund Growth  ₹45.7303  
 ↓ -0.04 ₹4,472  500  4.6 8.8 4.2 16 20.2 19.5 Aditya Birla Sun Life Tax Relief '96 Growth  ₹62.93  
 ↓ -0.13 ₹15,216  500  4.7 11.4 7.9 15.5 14.6 16.4 DSP Tax Saver Fund Growth  ₹142.443  
 ↓ -0.05 ₹16,475  500  3 5.2 4.4 20 23.4 23.9 HDFC Long Term Advantage Fund Growth  ₹595.168  
 ↑ 0.28 ₹1,318  500  1.2 15.4 35.5 20.6 17.4    Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Oct 25   Research Highlights & Commentary of 5 Funds showcased
Commentary Bandhan Tax Advantage (ELSS) Fund Tata India Tax Savings Fund Aditya Birla Sun Life Tax Relief '96 DSP Tax Saver Fund HDFC Long Term Advantage Fund Point 1 Lower mid AUM (₹6,899 Cr). Bottom quartile AUM (₹4,472 Cr). Upper mid AUM (₹15,216 Cr). Highest AUM (₹16,475 Cr). Bottom quartile AUM (₹1,318 Cr). Point 2 Established history (16+ yrs). Established history (11+ yrs). Established history (17+ yrs). Established history (18+ yrs). Oldest track record among peers (24 yrs). Point 3 Top rated. Rating: 5★ (upper mid). Rating: 4★ (lower mid). Rating: 4★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 23.65% (top quartile). 5Y return: 20.20% (lower mid). 5Y return: 14.61% (bottom quartile). 5Y return: 23.45% (upper mid). 5Y return: 17.39% (bottom quartile). Point 6 3Y return: 15.93% (bottom quartile). 3Y return: 16.00% (lower mid). 3Y return: 15.50% (bottom quartile). 3Y return: 19.96% (upper mid). 3Y return: 20.64% (top quartile). Point 7 1Y return: 4.57% (lower mid). 1Y return: 4.16% (bottom quartile). 1Y return: 7.87% (upper mid). 1Y return: 4.37% (bottom quartile). 1Y return: 35.51% (top quartile). Point 8 Alpha: -3.02 (bottom quartile). Alpha: -1.62 (lower mid). Alpha: 1.87 (top quartile). Alpha: -1.92 (bottom quartile). Alpha: 1.75 (upper mid). Point 9 Sharpe: -0.87 (bottom quartile). Sharpe: -0.71 (lower mid). Sharpe: -0.49 (upper mid). Sharpe: -0.75 (bottom quartile). Sharpe: 2.27 (top quartile). Point 10 Information ratio: 0.02 (upper mid). Information ratio: -0.22 (bottom quartile). Information ratio: -0.71 (bottom quartile). Information ratio: 0.99 (top quartile). Information ratio: -0.15 (lower mid). Bandhan Tax Advantage (ELSS) Fund
Tata India Tax Savings Fund
Aditya Birla Sun Life Tax Relief '96
DSP Tax Saver Fund
HDFC Long Term Advantage Fund
Small-cap funds come after large and mid cap funds. These funds invest in startups or small-sized companies, therefore these funds take time to grow and generate returns. The performance of the fund depends on the growth of the companies. Thus, investors are advised to take a SIP route and stay invested for a long-term, ideally for more than 7 years.
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Aditya Birla Sun Life Small Cap Fund Growth  ₹86.987  
 ↓ -0.32 ₹4,824  1,000  1.4 11.4 0.2 18.3 23.1 21.5 SBI Small Cap Fund Growth  ₹174.922  
 ↑ 0.73 ₹35,245  500  1.4 8.1 0.1 15.1 24.4 24.1 HDFC Small Cap Fund Growth  ₹143.958  
 ↓ -0.07 ₹36,294  300  2.5 15.2 6.4 23.4 30.5 20.4 DSP Small Cap Fund  Growth  ₹196.081  
 ↑ 0.47 ₹16,628  500  -1.1 13.8 3 20.4 26.2 25.6 Nippon India Small Cap Fund Growth  ₹171.135  
 ↓ -0.02 ₹64,821  100  1.5 9.8 -0.3 23.2 32.8 26.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Oct 25   Research Highlights & Commentary of 5 Funds showcased
Commentary Aditya Birla Sun Life Small Cap Fund SBI Small Cap Fund HDFC Small Cap Fund DSP Small Cap Fund  Nippon India Small Cap Fund Point 1 Bottom quartile AUM (₹4,824 Cr). Lower mid AUM (₹35,245 Cr). Upper mid AUM (₹36,294 Cr). Bottom quartile AUM (₹16,628 Cr). Highest AUM (₹64,821 Cr). Point 2 Oldest track record among peers (18 yrs). Established history (16+ yrs). Established history (17+ yrs). Established history (18+ yrs). Established history (15+ yrs). Point 3 Top rated. Rating: 5★ (upper mid). Rating: 4★ (lower mid). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 23.07% (bottom quartile). 5Y return: 24.39% (bottom quartile). 5Y return: 30.48% (upper mid). 5Y return: 26.24% (lower mid). 5Y return: 32.78% (top quartile). Point 6 3Y return: 18.33% (bottom quartile). 3Y return: 15.11% (bottom quartile). 3Y return: 23.39% (top quartile). 3Y return: 20.41% (lower mid). 3Y return: 23.17% (upper mid). Point 7 1Y return: 0.21% (lower mid). 1Y return: 0.08% (bottom quartile). 1Y return: 6.35% (top quartile). 1Y return: 2.96% (upper mid). 1Y return: -0.29% (bottom quartile). Point 8 Alpha: 0.00 (top quartile). Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (bottom quartile). Alpha: -2.55 (bottom quartile). Point 9 Sharpe: -0.56 (lower mid). Sharpe: -0.72 (bottom quartile). Sharpe: -0.33 (upper mid). Sharpe: -0.30 (top quartile). Sharpe: -0.65 (bottom quartile). Point 10 Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.10 (top quartile). Aditya Birla Sun Life Small Cap Fund
SBI Small Cap Fund
HDFC Small Cap Fund
DSP Small Cap Fund 
Nippon India Small Cap Fund
These funds invest across large, mid and small caps, thus the name-multi-cap. Multi-cap funds are a good option for diversifying a Portfolio. As, these funds invest across market capitalization, it balances risks and returns very well. Taking a SIP route can benefit by generating stable returns in the long-run.
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Kotak Standard Multicap Fund Growth  ₹87.447  
 ↓ -0.13 ₹53,626  500  3.6 9.3 9.9 17.3 19.6 16.5 Mirae Asset India Equity Fund  Growth  ₹116.633  
 ↓ -0.11 ₹39,477  1,000  4.4 8.1 7.6 13.7 17.1 12.7 Motilal Oswal Multicap 35 Fund Growth  ₹62.7016  
 ↓ -0.42 ₹13,679  500  2.5 9.2 4.2 22.3 19.3 45.7 BNP Paribas Multi Cap Fund Growth  ₹73.5154  
 ↓ -0.01 ₹588  300  -4.6 -2.6 19.3 17.3 13.6    Aditya Birla Sun Life Equity Fund Growth  ₹1,871.54  
 ↑ 0.77 ₹22,962  100  6.3 9.5 7.8 18.2 20.4 18.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Oct 25   Research Highlights & Commentary of 5 Funds showcased
Commentary Kotak Standard Multicap Fund Mirae Asset India Equity Fund  Motilal Oswal Multicap 35 Fund BNP Paribas Multi Cap Fund Aditya Birla Sun Life Equity Fund Point 1 Highest AUM (₹53,626 Cr). Upper mid AUM (₹39,477 Cr). Bottom quartile AUM (₹13,679 Cr). Bottom quartile AUM (₹588 Cr). Lower mid AUM (₹22,962 Cr). Point 2 Established history (16+ yrs). Established history (17+ yrs). Established history (11+ yrs). Established history (20+ yrs). Oldest track record among peers (27 yrs). Point 3 Top rated. Rating: 5★ (upper mid). Rating: 5★ (lower mid). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 19.60% (upper mid). 5Y return: 17.12% (bottom quartile). 5Y return: 19.34% (lower mid). 5Y return: 13.57% (bottom quartile). 5Y return: 20.41% (top quartile). Point 6 3Y return: 17.34% (lower mid). 3Y return: 13.70% (bottom quartile). 3Y return: 22.33% (top quartile). 3Y return: 17.28% (bottom quartile). 3Y return: 18.17% (upper mid). Point 7 1Y return: 9.90% (upper mid). 1Y return: 7.63% (bottom quartile). 1Y return: 4.18% (bottom quartile). 1Y return: 19.34% (top quartile). 1Y return: 7.81% (lower mid). Point 8 Alpha: 3.91 (upper mid). Alpha: 1.60 (bottom quartile). Alpha: 9.76 (top quartile). Alpha: 0.00 (bottom quartile). Alpha: 2.31 (lower mid). Point 9 Sharpe: -0.37 (lower mid). Sharpe: -0.52 (bottom quartile). Sharpe: -0.06 (upper mid). Sharpe: 2.86 (top quartile). Sharpe: -0.46 (bottom quartile). Point 10 Information ratio: 0.19 (lower mid). Information ratio: -0.17 (bottom quartile). Information ratio: 0.79 (top quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.70 (upper mid). Kotak Standard Multicap Fund
Mirae Asset India Equity Fund 
Motilal Oswal Multicap 35 Fund
BNP Paribas Multi Cap Fund
Aditya Birla Sun Life Equity Fund
Another Mutual fund that is suitable for first-time SIP investment is Balanced Fund. Balanced Mutual Funds invest more than 65% of their assets in equity instruments and the remaining assets in debt instruments. These funds are less risky than Equity Funds while providing equity comparable returns. This makes balanced funds one of the ideal investment options for beginners.
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Edelweiss Arbitrage Fund Growth  ₹19.7181  
 ↑ 0.00 ₹15,931  500  1.3 2.8 6.5 7 5.7 7.7 Aditya Birla Sun Life Equity Hybrid 95 Fund Growth  ₹1,567.54  
 ↓ -2.34 ₹7,372  100  3.5 7.7 6.4 14.1 16.2 15.3 SBI Equity Hybrid Fund Growth  ₹311.093  
 ↓ -0.55 ₹77,256  500  4 7.6 13.1 14.7 17 14.2 SBI Multi Asset Allocation Fund Growth  ₹62.6309  
 ↓ -0.14 ₹10,262  500  5.5 10.6 12.1 17.5 15.5 12.8 ICICI Prudential Equity and Debt Fund Growth  ₹409.28  
 ↓ -1.03 ₹45,168  100  5.3 7.3 10 19.6 26.5 17.2 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Oct 25   Research Highlights & Commentary of 5 Funds showcased
Commentary Edelweiss Arbitrage Fund Aditya Birla Sun Life Equity Hybrid 95 Fund SBI Equity Hybrid Fund SBI Multi Asset Allocation Fund ICICI Prudential Equity and Debt Fund Point 1 Lower mid AUM (₹15,931 Cr). Bottom quartile AUM (₹7,372 Cr). Highest AUM (₹77,256 Cr). Bottom quartile AUM (₹10,262 Cr). Upper mid AUM (₹45,168 Cr). Point 2 Established history (11+ yrs). Oldest track record among peers (30 yrs). Established history (20+ yrs). Established history (19+ yrs). Established history (26+ yrs). Point 3 Top rated. Rating: 5★ (upper mid). Rating: 4★ (lower mid). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Point 4 Risk profile: Moderately Low. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderate. Risk profile: Moderately High. Point 5 5Y return: 5.74% (bottom quartile). 5Y return: 16.19% (lower mid). 5Y return: 16.95% (upper mid). 5Y return: 15.46% (bottom quartile). 5Y return: 26.51% (top quartile). Point 6 3Y return: 7.05% (bottom quartile). 3Y return: 14.14% (bottom quartile). 3Y return: 14.66% (lower mid). 3Y return: 17.53% (upper mid). 3Y return: 19.57% (top quartile). Point 7 1Y return: 6.45% (bottom quartile). 1Y return: 6.36% (bottom quartile). 1Y return: 13.13% (top quartile). 1Y return: 12.09% (upper mid). 1Y return: 9.99% (lower mid). Point 8 1M return: 0.46% (bottom quartile). 1M return: 3.93% (top quartile). 1M return: 3.91% (upper mid). 1M return: 3.52% (lower mid). 1M return: 3.06% (bottom quartile). Point 9 Alpha: -0.22 (bottom quartile). Alpha: 0.62 (lower mid). Alpha: 5.33 (top quartile). Alpha: 0.00 (bottom quartile). Alpha: 2.96 (upper mid). Point 10 Sharpe: 0.64 (top quartile). Sharpe: -0.55 (bottom quartile). Sharpe: -0.11 (lower mid). Sharpe: -0.10 (upper mid). Sharpe: -0.29 (bottom quartile). Edelweiss Arbitrage Fund
Aditya Birla Sun Life Equity Hybrid 95 Fund
SBI Equity Hybrid Fund
SBI Multi Asset Allocation Fund
ICICI Prudential Equity and Debt Fund

Generally, a SIP investment is considered to be an ideal way, when investing in Mutual Funds for the first time. Investing, for beginners, is usually very complicated and chaotic. They are often found facing challenges to channelize their savings into investments. Consider the above-mentioned best mutual funds for SIP to make your first SIP investment. Don’t miss an opportunity to save big by fearing to take the first step. Your first salary credited, make a wise SIP investment now!