+91-22-4891390911 Best Mutual Funds for SIP 2026
Over the past decade (2015–2025), equity SIPs in India have delivered an average annualised return of 10–14%, with many investors seeing their wealth double in under 7 years. The magic lies in the Power of Compounding and disciplined Investing — SIPs turn small, consistent contributions into substantial long-term gains, even through market ups and downs.
With evolving SEBI norms, changing sector dynamics, and heightened market Volatility, the “set and forget” approach no longer suffices. That’s why we go beyond mere rankings—offering well-researched, 2025-relevant insights that balance growth potential with risk management. Your SIP shouldn’t just grow—it should adapt, endure, and support your financial journey at every stage.
Why Invest in SIP Mutual Funds?
- SIPs encourage a disciplined and systematic approach towards investing in Mutual Funds.
- They help you finance major life goals such as retirement, your child’s education, buying a house or car.
- The power of compounding makes SIPs ideal for wealth creation over time, especially for young investors.
- SIPs reduce the risk of timing the market by spreading your investments across market cycles.
Additionally, SIPs offer flexibility — you can start with small amounts and increase investments as your income grows, making them suitable for investors at any stage.
What Influences SIP Returns?
SIP returns depend on several factors, including market conditions, fund management, and economic cycles. Equity markets can be volatile in the short term, which impacts SIP performance, but disciplined investing over longer periods usually smooths out fluctuations. Fund manager expertise and consistency significantly influence SIP returns, especially in volatile markets. Furthermore, SEBI’s recent reforms aimed at improving fund transparency and risk controls have helped investors make better-informed choices, potentially improving SIP outcomes.
All selected funds have at least ₹500 crore in AUM and a minimum of 5 years of consistent performance, ensuring stability and reliability for long-term investing.
Fund Selection Methodology used to find 11 funds
Talk to our investment specialist
Top 11 SIP Mutual Funds in India FY 26 - 27
| Fund | NAV | Net Assets (Cr) | Min SIP Investment | 3 MO (%) | 6 MO (%) | 1 YR (%) | 3 YR (%) | 5 YR (%) | 2024 (%) | |
|---|---|---|---|---|---|---|---|---|---|---|
| DSP World Gold Fund Growth | ₹59.4008 ↑ 0.15 | ₹1,975 | 500 | 13.3 | 45.6 | 134.8 | 54.7 | 27.7 | 167.1 | |
| SBI PSU Fund Growth | ₹34.4807 ↑ 0.26 | ₹5,980 | 500 | 5 | 7.2 | 24 | 31.5 | 26.6 | 11.3 | |
| ICICI Prudential Infrastructure Fund Growth | ₹183.31 ↑ 1.20 | ₹8,077 | 100 | -4.8 | -7 | 9.4 | 21.9 | 24.6 | 6.7 | |
| Invesco India PSU Equity Fund Growth | ₹64.42 ↑ 0.29 | ₹1,492 | 500 | 1.7 | 0.3 | 22.1 | 29.1 | 24.5 | 10.3 | |
| DSP India T.I.G.E.R Fund Growth | ₹309.178 ↑ 3.06 | ₹5,184 | 500 | -0.1 | -3.3 | 15.7 | 24.3 | 23.3 | -2.5 | |
| Nippon India Power and Infra Fund Growth | ₹338.341 ↑ 3.66 | ₹6,773 | 100 | -0.8 | -4.8 | 14 | 24.5 | 22.7 | -0.5 | |
| Canara Robeco Infrastructure Growth | ₹158.13 ↑ 1.81 | ₹879 | 1,000 | 1.3 | -4.2 | 15.6 | 24.7 | 22.7 | 0.1 | |
| LIC MF Infrastructure Fund Growth | ₹47.3308 ↑ 0.42 | ₹946 | 1,000 | -2.4 | -6.6 | 15.4 | 26.9 | 22.6 | -3.7 | |
| Franklin Build India Fund Growth | ₹138.173 ↑ 1.48 | ₹3,003 | 500 | -1.9 | -3.7 | 13.6 | 25.2 | 22.3 | 3.7 | |
| HDFC Infrastructure Fund Growth | ₹43.957 ↑ 0.34 | ₹2,366 | 300 | -5.9 | -8.6 | 8.3 | 24 | 22.2 | 2.2 | |
| BOI AXA Manufacturing and Infrastructure Fund Growth | ₹56.48 ↑ 0.54 | ₹661 | 1,000 | -2.5 | -2.8 | 19.9 | 23.5 | 20.9 | 7.8 | |
| Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 Mar 26 | ||||||||||
Research Highlights & Commentary of 11 Funds showcased
| Commentary | DSP World Gold Fund | SBI PSU Fund | ICICI Prudential Infrastructure Fund | Invesco India PSU Equity Fund | DSP India T.I.G.E.R Fund | Nippon India Power and Infra Fund | Canara Robeco Infrastructure | LIC MF Infrastructure Fund | Franklin Build India Fund | HDFC Infrastructure Fund | BOI AXA Manufacturing and Infrastructure Fund |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Point 1 | Lower mid AUM (₹1,975 Cr). | Upper mid AUM (₹5,980 Cr). | Highest AUM (₹8,077 Cr). | Lower mid AUM (₹1,492 Cr). | Upper mid AUM (₹5,184 Cr). | Top quartile AUM (₹6,773 Cr). | Bottom quartile AUM (₹879 Cr). | Bottom quartile AUM (₹946 Cr). | Upper mid AUM (₹3,003 Cr). | Lower mid AUM (₹2,366 Cr). | Bottom quartile AUM (₹661 Cr). |
| Point 2 | Established history (18+ yrs). | Established history (15+ yrs). | Established history (20+ yrs). | Established history (16+ yrs). | Established history (21+ yrs). | Oldest track record among peers (21 yrs). | Established history (20+ yrs). | Established history (18+ yrs). | Established history (16+ yrs). | Established history (18+ yrs). | Established history (16+ yrs). |
| Point 3 | Rating: 3★ (upper mid). | Rating: 2★ (lower mid). | Rating: 3★ (lower mid). | Rating: 3★ (upper mid). | Rating: 4★ (upper mid). | Rating: 4★ (top quartile). | Not Rated. | Not Rated. | Top rated. | Rating: 3★ (lower mid). | Not Rated. |
| Point 4 | Risk profile: High. | Risk profile: High. | Risk profile: High. | Risk profile: High. | Risk profile: High. | Risk profile: High. | Risk profile: High. | Risk profile: High. | Risk profile: High. | Risk profile: High. | Risk profile: High. |
| Point 5 | 5Y return: 27.66% (top quartile). | 5Y return: 26.56% (top quartile). | 5Y return: 24.60% (upper mid). | 5Y return: 24.47% (upper mid). | 5Y return: 23.28% (upper mid). | 5Y return: 22.74% (lower mid). | 5Y return: 22.72% (lower mid). | 5Y return: 22.62% (lower mid). | 5Y return: 22.29% (bottom quartile). | 5Y return: 22.24% (bottom quartile). | 5Y return: 20.85% (bottom quartile). |
| Point 6 | 3Y return: 54.66% (top quartile). | 3Y return: 31.51% (top quartile). | 3Y return: 21.90% (bottom quartile). | 3Y return: 29.10% (upper mid). | 3Y return: 24.32% (lower mid). | 3Y return: 24.53% (lower mid). | 3Y return: 24.70% (lower mid). | 3Y return: 26.86% (upper mid). | 3Y return: 25.22% (upper mid). | 3Y return: 24.04% (bottom quartile). | 3Y return: 23.48% (bottom quartile). |
| Point 7 | 1Y return: 134.84% (top quartile). | 1Y return: 23.95% (top quartile). | 1Y return: 9.41% (bottom quartile). | 1Y return: 22.10% (upper mid). | 1Y return: 15.67% (upper mid). | 1Y return: 14.04% (lower mid). | 1Y return: 15.64% (lower mid). | 1Y return: 15.43% (lower mid). | 1Y return: 13.62% (bottom quartile). | 1Y return: 8.29% (bottom quartile). | 1Y return: 19.86% (upper mid). |
| Point 8 | Alpha: 2.12 (top quartile). | Alpha: 0.05 (top quartile). | Alpha: 0.00 (upper mid). | Alpha: -2.70 (bottom quartile). | Alpha: 0.00 (upper mid). | Alpha: -6.78 (bottom quartile). | Alpha: 0.00 (lower mid). | Alpha: -6.08 (bottom quartile). | Alpha: 0.00 (lower mid). | Alpha: 0.00 (upper mid). | Alpha: 0.00 (lower mid). |
| Point 9 | Sharpe: 3.41 (top quartile). | Sharpe: 0.63 (top quartile). | Sharpe: 0.15 (lower mid). | Sharpe: 0.53 (upper mid). | Sharpe: 0.08 (lower mid). | Sharpe: -0.03 (bottom quartile). | Sharpe: 0.13 (lower mid). | Sharpe: 0.03 (bottom quartile). | Sharpe: 0.21 (upper mid). | Sharpe: 0.06 (bottom quartile). | Sharpe: 0.29 (upper mid). |
| Point 10 | Information ratio: -0.47 (bottom quartile). | Information ratio: -0.63 (bottom quartile). | Information ratio: 0.00 (upper mid). | Information ratio: -0.50 (bottom quartile). | Information ratio: 0.00 (upper mid). | Information ratio: 0.26 (top quartile). | Information ratio: 0.00 (lower mid). | Information ratio: 0.29 (top quartile). | Information ratio: 0.00 (lower mid). | Information ratio: 0.00 (upper mid). | Information ratio: 0.00 (lower mid). |
DSP World Gold Fund
- Lower mid AUM (₹1,975 Cr).
- Established history (18+ yrs).
- Rating: 3★ (upper mid).
- Risk profile: High.
- 5Y return: 27.66% (top quartile).
- 3Y return: 54.66% (top quartile).
- 1Y return: 134.84% (top quartile).
- Alpha: 2.12 (top quartile).
- Sharpe: 3.41 (top quartile).
- Information ratio: -0.47 (bottom quartile).
SBI PSU Fund
- Upper mid AUM (₹5,980 Cr).
- Established history (15+ yrs).
- Rating: 2★ (lower mid).
- Risk profile: High.
- 5Y return: 26.56% (top quartile).
- 3Y return: 31.51% (top quartile).
- 1Y return: 23.95% (top quartile).
- Alpha: 0.05 (top quartile).
- Sharpe: 0.63 (top quartile).
- Information ratio: -0.63 (bottom quartile).
ICICI Prudential Infrastructure Fund
- Highest AUM (₹8,077 Cr).
- Established history (20+ yrs).
- Rating: 3★ (lower mid).
- Risk profile: High.
- 5Y return: 24.60% (upper mid).
- 3Y return: 21.90% (bottom quartile).
- 1Y return: 9.41% (bottom quartile).
- Alpha: 0.00 (upper mid).
- Sharpe: 0.15 (lower mid).
- Information ratio: 0.00 (upper mid).
Invesco India PSU Equity Fund
- Lower mid AUM (₹1,492 Cr).
- Established history (16+ yrs).
- Rating: 3★ (upper mid).
- Risk profile: High.
- 5Y return: 24.47% (upper mid).
- 3Y return: 29.10% (upper mid).
- 1Y return: 22.10% (upper mid).
- Alpha: -2.70 (bottom quartile).
- Sharpe: 0.53 (upper mid).
- Information ratio: -0.50 (bottom quartile).
DSP India T.I.G.E.R Fund
- Upper mid AUM (₹5,184 Cr).
- Established history (21+ yrs).
- Rating: 4★ (upper mid).
- Risk profile: High.
- 5Y return: 23.28% (upper mid).
- 3Y return: 24.32% (lower mid).
- 1Y return: 15.67% (upper mid).
- Alpha: 0.00 (upper mid).
- Sharpe: 0.08 (lower mid).
- Information ratio: 0.00 (upper mid).
Nippon India Power and Infra Fund
- Top quartile AUM (₹6,773 Cr).
- Oldest track record among peers (21 yrs).
- Rating: 4★ (top quartile).
- Risk profile: High.
- 5Y return: 22.74% (lower mid).
- 3Y return: 24.53% (lower mid).
- 1Y return: 14.04% (lower mid).
- Alpha: -6.78 (bottom quartile).
- Sharpe: -0.03 (bottom quartile).
- Information ratio: 0.26 (top quartile).
Canara Robeco Infrastructure
- Bottom quartile AUM (₹879 Cr).
- Established history (20+ yrs).
- Not Rated.
- Risk profile: High.
- 5Y return: 22.72% (lower mid).
- 3Y return: 24.70% (lower mid).
- 1Y return: 15.64% (lower mid).
- Alpha: 0.00 (lower mid).
- Sharpe: 0.13 (lower mid).
- Information ratio: 0.00 (lower mid).
LIC MF Infrastructure Fund
- Bottom quartile AUM (₹946 Cr).
- Established history (18+ yrs).
- Not Rated.
- Risk profile: High.
- 5Y return: 22.62% (lower mid).
- 3Y return: 26.86% (upper mid).
- 1Y return: 15.43% (lower mid).
- Alpha: -6.08 (bottom quartile).
- Sharpe: 0.03 (bottom quartile).
- Information ratio: 0.29 (top quartile).
Franklin Build India Fund
- Upper mid AUM (₹3,003 Cr).
- Established history (16+ yrs).
- Top rated.
- Risk profile: High.
- 5Y return: 22.29% (bottom quartile).
- 3Y return: 25.22% (upper mid).
- 1Y return: 13.62% (bottom quartile).
- Alpha: 0.00 (lower mid).
- Sharpe: 0.21 (upper mid).
- Information ratio: 0.00 (lower mid).
HDFC Infrastructure Fund
- Lower mid AUM (₹2,366 Cr).
- Established history (18+ yrs).
- Rating: 3★ (lower mid).
- Risk profile: High.
- 5Y return: 22.24% (bottom quartile).
- 3Y return: 24.04% (bottom quartile).
- 1Y return: 8.29% (bottom quartile).
- Alpha: 0.00 (upper mid).
- Sharpe: 0.06 (bottom quartile).
- Information ratio: 0.00 (upper mid).
BOI AXA Manufacturing and Infrastructure Fund
- Bottom quartile AUM (₹661 Cr).
- Established history (16+ yrs).
- Not Rated.
- Risk profile: High.
- 5Y return: 20.85% (bottom quartile).
- 3Y return: 23.48% (bottom quartile).
- 1Y return: 19.86% (upper mid).
- Alpha: 0.00 (lower mid).
- Sharpe: 0.29 (upper mid).
- Information ratio: 0.00 (lower mid).
"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized." Below is the key information for DSP World Gold Fund Returns up to 1 year are on The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others. Research Highlights for SBI PSU Fund Below is the key information for SBI PSU Fund Returns up to 1 year are on To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments. Research Highlights for ICICI Prudential Infrastructure Fund Below is the key information for ICICI Prudential Infrastructure Fund Returns up to 1 year are on To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns. Research Highlights for Invesco India PSU Equity Fund Below is the key information for Invesco India PSU Equity Fund Returns up to 1 year are on To generate capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of corporates, which could benefit from structural changes brought about by continuing liberalization in economic policies by the government and/or continuing investments in infrastructure, both by the public and private sector. Research Highlights for DSP India T.I.G.E.R Fund Below is the key information for DSP India T.I.G.E.R Fund Returns up to 1 year are on (Erstwhile Reliance Diversified Power Sector Fund) The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector. Research Highlights for Nippon India Power and Infra Fund Below is the key information for Nippon India Power and Infra Fund Returns up to 1 year are on T o g e n e r a t e income/capital appreciation by investing in equities and equity related instruments of companies in the infrastructure sector. However, there can be no assurance that the investment objective of the scheme will be realized. Research Highlights for Canara Robeco Infrastructure Below is the key information for Canara Robeco Infrastructure Returns up to 1 year are on The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector. Research Highlights for LIC MF Infrastructure Fund Below is the key information for LIC MF Infrastructure Fund Returns up to 1 year are on The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities. Research Highlights for Franklin Build India Fund Below is the key information for Franklin Build India Fund Returns up to 1 year are on To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure. Research Highlights for HDFC Infrastructure Fund Below is the key information for HDFC Infrastructure Fund Returns up to 1 year are on The Scheme seeks to generate long term capital appreciation through a portfolio of predominantly equity and equity related securities of companies engaged in manufacturing and infrastructure and related sectors. Further, there can be no assurance that the investment objectives of the scheme will be realized. The Scheme is not providing any assured or guaranteed returns Research Highlights for BOI AXA Manufacturing and Infrastructure Fund Below is the key information for BOI AXA Manufacturing and Infrastructure Fund Returns up to 1 year are on 1. DSP World Gold Fund
DSP World Gold Fund
Growth Launch Date 14 Sep 07 NAV (16 Mar 26) ₹59.4008 ↑ 0.15 (0.24 %) Net Assets (Cr) ₹1,975 on 31 Jan 26 Category Equity - Global AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk High Expense Ratio 1.41 Sharpe Ratio 3.41 Information Ratio -0.47 Alpha Ratio 2.12 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value Returns for DSP World Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Mar 26 Duration Returns 1 Month -5.1% 3 Month 13.3% 6 Month 45.6% 1 Year 134.8% 3 Year 54.7% 5 Year 27.7% 10 Year 15 Year Since launch 10.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 167.1% 2023 15.9% 2022 7% 2021 -7.7% 2020 -9% 2019 31.4% 2018 35.1% 2017 -10.7% 2016 -4% 2015 52.7% Fund Manager information for DSP World Gold Fund
Name Since Tenure Data below for DSP World Gold Fund as on 31 Jan 26
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. SBI PSU Fund
SBI PSU Fund
Growth Launch Date 7 Jul 10 NAV (17 Mar 26) ₹34.4807 ↑ 0.26 (0.76 %) Net Assets (Cr) ₹5,980 on 31 Jan 26 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆ Risk High Expense Ratio 1.89 Sharpe Ratio 0.63 Information Ratio -0.63 Alpha Ratio 0.05 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value Returns for SBI PSU Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Mar 26 Duration Returns 1 Month -5.6% 3 Month 5% 6 Month 7.2% 1 Year 24% 3 Year 31.5% 5 Year 26.6% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 11.3% 2023 23.5% 2022 54% 2021 29% 2020 32.4% 2019 -10% 2018 6% 2017 -23.8% 2016 21.9% 2015 16.2% Fund Manager information for SBI PSU Fund
Name Since Tenure Data below for SBI PSU Fund as on 31 Jan 26
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. ICICI Prudential Infrastructure Fund
ICICI Prudential Infrastructure Fund
Growth Launch Date 31 Aug 05 NAV (17 Mar 26) ₹183.31 ↑ 1.20 (0.66 %) Net Assets (Cr) ₹8,077 on 31 Jan 26 Category Equity - Sectoral AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk High Expense Ratio 1.89 Sharpe Ratio 0.15 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value Returns for ICICI Prudential Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Mar 26 Duration Returns 1 Month -7.2% 3 Month -4.8% 6 Month -7% 1 Year 9.4% 3 Year 21.9% 5 Year 24.6% 10 Year 15 Year Since launch 15.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.7% 2023 27.4% 2022 44.6% 2021 28.8% 2020 50.1% 2019 3.6% 2018 2.6% 2017 -14% 2016 40.8% 2015 2% Fund Manager information for ICICI Prudential Infrastructure Fund
Name Since Tenure Data below for ICICI Prudential Infrastructure Fund as on 31 Jan 26
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 4. Invesco India PSU Equity Fund
Invesco India PSU Equity Fund
Growth Launch Date 18 Nov 09 NAV (17 Mar 26) ₹64.42 ↑ 0.29 (0.45 %) Net Assets (Cr) ₹1,492 on 31 Jan 26 Category Equity - Sectoral AMC Invesco Asset Management (India) Private Ltd Rating ☆☆☆ Risk High Expense Ratio 2.14 Sharpe Ratio 0.53 Information Ratio -0.5 Alpha Ratio -2.7 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value Returns for Invesco India PSU Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Mar 26 Duration Returns 1 Month -5.7% 3 Month 1.7% 6 Month 0.3% 1 Year 22.1% 3 Year 29.1% 5 Year 24.5% 10 Year 15 Year Since launch 12.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.3% 2023 25.6% 2022 54.5% 2021 20.5% 2020 31.1% 2019 6.1% 2018 10.1% 2017 -16.9% 2016 24.3% 2015 17.9% Fund Manager information for Invesco India PSU Equity Fund
Name Since Tenure Data below for Invesco India PSU Equity Fund as on 31 Jan 26
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 5. DSP India T.I.G.E.R Fund
DSP India T.I.G.E.R Fund
Growth Launch Date 11 Jun 04 NAV (17 Mar 26) ₹309.178 ↑ 3.06 (1.00 %) Net Assets (Cr) ₹5,184 on 31 Jan 26 Category Equity - Sectoral AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆ Risk High Expense Ratio 1.89 Sharpe Ratio 0.08 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value Returns for DSP India T.I.G.E.R Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Mar 26 Duration Returns 1 Month -4.8% 3 Month -0.1% 6 Month -3.3% 1 Year 15.7% 3 Year 24.3% 5 Year 23.3% 10 Year 15 Year Since launch 17.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 -2.5% 2023 32.4% 2022 49% 2021 13.9% 2020 51.6% 2019 2.7% 2018 6.7% 2017 -17.2% 2016 47% 2015 4.1% Fund Manager information for DSP India T.I.G.E.R Fund
Name Since Tenure Data below for DSP India T.I.G.E.R Fund as on 31 Jan 26
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 6. Nippon India Power and Infra Fund
Nippon India Power and Infra Fund
Growth Launch Date 8 May 04 NAV (17 Mar 26) ₹338.341 ↑ 3.66 (1.09 %) Net Assets (Cr) ₹6,773 on 31 Jan 26 Category Equity - Sectoral AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk High Expense Ratio 1.85 Sharpe Ratio -0.03 Information Ratio 0.26 Alpha Ratio -6.78 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value Returns for Nippon India Power and Infra Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Mar 26 Duration Returns 1 Month -4.1% 3 Month -0.8% 6 Month -4.8% 1 Year 14% 3 Year 24.5% 5 Year 22.7% 10 Year 15 Year Since launch 17.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 -0.5% 2023 26.9% 2022 58% 2021 10.9% 2020 48.9% 2019 10.8% 2018 -2.9% 2017 -21.1% 2016 61.7% 2015 0.1% Fund Manager information for Nippon India Power and Infra Fund
Name Since Tenure Data below for Nippon India Power and Infra Fund as on 31 Jan 26
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 7. Canara Robeco Infrastructure
Canara Robeco Infrastructure
Growth Launch Date 2 Dec 05 NAV (17 Mar 26) ₹158.13 ↑ 1.81 (1.16 %) Net Assets (Cr) ₹879 on 31 Jan 26 Category Equity - Sectoral AMC Canara Robeco Asset Management Co. Ltd. Rating Risk High Expense Ratio 2.32 Sharpe Ratio 0.13 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value Returns for Canara Robeco Infrastructure
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Mar 26 Duration Returns 1 Month -3.8% 3 Month 1.3% 6 Month -4.2% 1 Year 15.6% 3 Year 24.7% 5 Year 22.7% 10 Year 15 Year Since launch 14.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 0.1% 2023 35.3% 2022 41.2% 2021 9% 2020 56.1% 2019 9% 2018 2.3% 2017 -19.1% 2016 40.2% 2015 2.1% Fund Manager information for Canara Robeco Infrastructure
Name Since Tenure Data below for Canara Robeco Infrastructure as on 31 Jan 26
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 8. LIC MF Infrastructure Fund
LIC MF Infrastructure Fund
Growth Launch Date 29 Feb 08 NAV (17 Mar 26) ₹47.3308 ↑ 0.42 (0.89 %) Net Assets (Cr) ₹946 on 31 Jan 26 Category Equity - Sectoral AMC LIC Mutual Fund Asset Mgmt Co Ltd Rating Risk High Expense Ratio 2.21 Sharpe Ratio 0.03 Information Ratio 0.29 Alpha Ratio -6.08 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value Returns for LIC MF Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Mar 26 Duration Returns 1 Month -6% 3 Month -2.4% 6 Month -6.6% 1 Year 15.4% 3 Year 26.9% 5 Year 22.6% 10 Year 15 Year Since launch 9% Historical performance (Yearly) on absolute basis
Year Returns 2024 -3.7% 2023 47.8% 2022 44.4% 2021 7.9% 2020 46.6% 2019 -0.1% 2018 13.3% 2017 -14.6% 2016 42.2% 2015 -2.2% Fund Manager information for LIC MF Infrastructure Fund
Name Since Tenure Data below for LIC MF Infrastructure Fund as on 31 Jan 26
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 9. Franklin Build India Fund
Franklin Build India Fund
Growth Launch Date 4 Sep 09 NAV (17 Mar 26) ₹138.173 ↑ 1.48 (1.09 %) Net Assets (Cr) ₹3,003 on 31 Jan 26 Category Equity - Sectoral AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆☆☆ Risk High Expense Ratio 2.01 Sharpe Ratio 0.21 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value Returns for Franklin Build India Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Mar 26 Duration Returns 1 Month -7.2% 3 Month -1.9% 6 Month -3.7% 1 Year 13.6% 3 Year 25.2% 5 Year 22.3% 10 Year 15 Year Since launch 17.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 3.7% 2023 27.8% 2022 51.1% 2021 11.2% 2020 45.9% 2019 5.4% 2018 6% 2017 -10.7% 2016 43.3% 2015 8.4% Fund Manager information for Franklin Build India Fund
Name Since Tenure Data below for Franklin Build India Fund as on 31 Jan 26
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 10. HDFC Infrastructure Fund
HDFC Infrastructure Fund
Growth Launch Date 10 Mar 08 NAV (17 Mar 26) ₹43.957 ↑ 0.34 (0.77 %) Net Assets (Cr) ₹2,366 on 31 Jan 26 Category Equity - Sectoral AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk High Expense Ratio 2.06 Sharpe Ratio 0.06 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value Returns for HDFC Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Mar 26 Duration Returns 1 Month -8.1% 3 Month -5.9% 6 Month -8.6% 1 Year 8.3% 3 Year 24% 5 Year 22.2% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 2.2% 2023 23% 2022 55.4% 2021 19.3% 2020 43.2% 2019 -7.5% 2018 -3.4% 2017 -29% 2016 43.3% 2015 -1.9% Fund Manager information for HDFC Infrastructure Fund
Name Since Tenure Data below for HDFC Infrastructure Fund as on 31 Jan 26
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 11. BOI AXA Manufacturing and Infrastructure Fund
BOI AXA Manufacturing and Infrastructure Fund
Growth Launch Date 5 Mar 10 NAV (17 Mar 26) ₹56.48 ↑ 0.54 (0.97 %) Net Assets (Cr) ₹661 on 31 Jan 26 Category Equity - Sectoral AMC BOI AXA Investment Mngrs Private Ltd Rating Risk High Expense Ratio 2.4 Sharpe Ratio 0.29 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value Returns for BOI AXA Manufacturing and Infrastructure Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Mar 26 Duration Returns 1 Month -5% 3 Month -2.5% 6 Month -2.8% 1 Year 19.9% 3 Year 23.5% 5 Year 20.9% 10 Year 15 Year Since launch 11.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 25.7% 2022 44.7% 2021 3.3% 2020 52.5% 2019 28.1% 2018 2.5% 2017 -22.8% 2016 56% 2015 1% Fund Manager information for BOI AXA Manufacturing and Infrastructure Fund
Name Since Tenure Data below for BOI AXA Manufacturing and Infrastructure Fund as on 31 Jan 26
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity
How to Start a SIP in 2025 – A Practical Guide
Investing in a Systematic Investment plan (SIP) is a smart way to build wealth steadily, but it’s important to follow a clear process aligned with your goals and capacity. Here’s a step-by-step guide with examples to help you start your SIP journey confidently:
1. Analyse Your Financial Goals
Before investing, define what you want to achieve:
Short-term goal example: Buying a car in 2 years → Choose Debt Mutual Funds or Ultra short-term funds that are less volatile and safer.
Medium-term goal example: Funding a child’s higher education in 5-7 years → Consider Balanced or Hybrid Funds that balance risk and growth.
Long-term goal example: Retirement planning 15+ years away → Opt for Equity Mutual Funds for higher growth potential.
Example: If you plan to buy a house in 3 years, putting your money into a debt fund SIP is safer than equity, which can be volatile in the short term.
2. Choose Your Investment Timeline
Decide how long you can stay invested without withdrawing. Longer timelines generally allow you to take more risk for higher returns.
For 5 years or less → Lean towards safer debt or Balanced Fund.
For 7+ years → Equity Funds can offer better growth.
Example: A 30-year-old investor saving for retirement in 30 years can afford a 15-year or more horizon, choosing an equity SIP for compounding benefits.
3. Decide Your Monthly SIP Amount
Calculate how much you can comfortably invest every month without affecting your daily expenses. Use SIP calculators available on platforms like Fincash to estimate future value based on expected returns.
Example: If your goal is to accumulate ₹20 lakhs in 10 years and average returns are 12%, a monthly SIP of approximately ₹12,000 might be needed.
4. Select the Best SIP Plan
- Research SIP mutual funds based on performance, risk, and expenses.
- Use trusted platforms or consult a certified financial advisor.
- Look for funds with consistent 5-year+ performance and a good fund manager track record.
Example: If you want a Large cap fund, SBI Bluechip Fund may be a good choice based on its historical stability and returns.
5. Monitor and Review Your SIP
- Track your SIP performance every 6-12 months.
- Don’t panic during market dips; SIPs are designed to average out volatility.
- Rebalance or switch funds if your goals or market conditions change.
Example: If after 3 years, your SIP is underperforming or your Financial goals change, consider consulting an advisor to review or adjust your investments.
Bonus Tip: Automate Your SIP Set up auto-debit instructions from your Bank account to your SIP fund to ensure consistent investing without missing payments.
This practical approach helps you tailor SIP investments to your unique financial situation, maximising benefits while managing risk effectively.
How to Invest in SIP MF Online?
Open Free Investment Account for Lifetime at Fincash.com
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
Begin your investment journey with SIP today!
Parameters to Consider While Investing in Best Systematic Investment Plans
To evaluate best performing SIP Funds, let’s know the factors that one must consider before investing.
Quantitative Factors to Invest in Top SIP
The quantitative factors one must consider before investing via SIP include:
- Performance ratings from CRISIL, Value Research, and other trusted agencies.
- Fund age and history of consistent returns over at least 5 years.
- Fund volatility and risk measures such as standard deviation.
- Expense ratio — lower is generally better, ideally under 2%.
- Exit load policies affecting liquidity and costs.
Qualitative Factors to Invest in Top SIP
Qualitative key statistics to analyse include:
- The fund manager’s track record and tenure with the fund.
- The reputation and stability of the Asset Management Company (AMC).
- The investment philosophy and process followed by the fund.
- Transparency and communication with investors.
FAQs
1. What are mutual funds?
A: Mutual funds pool money from many investors to invest in diversified securities managed by professional fund managers.
2. What types of mutual funds exist?
A: Equity, debt, balanced, liquid, tax-saving (ELSS), gilt, and ETFs.
3. What are growth equity funds?
A: Funds focusing on stocks with potential for capital appreciation, though with higher volatility.
4. Why invest in debt funds?
A: Ideal for investors seeking regular fixed income with lower risk.
5. Why invest via SIPs?
A: SIPs promote disciplined investing, reduce timing risk, and harness compounding for wealth creation.
6. What are tax-saving mutual funds?
A: Equity-linked saving schemes (ELSS) offer tax benefits under Section 80C with potential for capital growth.
7. Do I need a broker to invest in mutual funds?
A: You can invest directly via platforms like Fincash or through brokers/advisors for tailored guidance.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153
Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.
©2026 Shepard Technologies Private Limited. All Rights Reserved
Research Highlights for DSP World Gold Fund