11 Best Mutual Funds for SIP 2026

Updated on April 12, 2026 , 265849 views

Over the past decade (2015–2025), equity SIPs in India have delivered an average annualised return of 10–14%, with many investors seeing their wealth double in under 7 years. The magic lies in the Power of Compounding and disciplined Investing — SIPs turn small, consistent contributions into substantial long-term gains, even through market ups and downs.

With evolving SEBI norms, changing sector dynamics, and heightened market Volatility, the “set and forget” approach no longer suffices. That’s why we go beyond mere rankings—offering well-researched, 2025-relevant insights that balance growth potential with risk management. Your SIP shouldn’t just grow—it should adapt, endure, and support your financial journey at every stage.

Why Invest in SIP Mutual Funds?

SIPs encourage a disciplined and systematic approach towards investing in Mutual Funds.
They help you finance major life goals such as retirement, your child’s education, buying a house or car.
The power of compounding makes SIPs ideal for wealth creation over time, especially for young investors.
SIPs reduce the risk of timing the market by spreading your investments across market cycles.

Additionally, SIPs offer flexibility — you can start with small amounts and increase investments as your income grows, making them suitable for investors at any stage.

What Influences SIP Returns?

SIP returns depend on several factors, including market conditions, fund management, and economic cycles. Equity markets can be volatile in the short term, which impacts SIP performance, but disciplined investing over longer periods usually smooths out fluctuations. Fund manager expertise and consistency significantly influence SIP returns, especially in volatile markets. Furthermore, SEBI’s recent reforms aimed at improving fund transparency and risk controls have helped investors make better-informed choices, potentially improving SIP outcomes.

All selected funds have at least ₹500 crore in AUM and a minimum of 5 years of consistent performance, ensuring stability and reliability for long-term investing.

Fund Selection Methodology used to find 11 funds

Category: Equity
Investment Option: SIP
AUM Range: 200 to 20000 Cr
Sorted On : 5-year return (high to low)
No Of Funds: 11

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Top 11 SIP Mutual Funds in India FY 26 - 27

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
DSP World Gold Fund Growth	₹63.1403 ↑ 0.12	₹2,191	500	6.4	38.7	119.7	47.7	27.8	167.1
SBI PSU Fund Growth	₹35.1388 ↓ -0.06	₹6,545	500	3.6	7.1	20	32	27.6	11.3
ICICI Prudential Infrastructure Fund Growth	₹192.3 ↓ -0.62	₹8,098	100	-0.3	-2.3	11.1	23.2	26.3	6.7
Invesco India PSU Equity Fund Growth	₹66.04 ↓ -0.02	₹1,511	500	-0.7	2.5	17.1	29.2	25.8	10.3
DSP India T.I.G.E.R Fund Growth	₹325.057 ↑ 0.75	₹5,460	500	5.3	3.5	16.8	25.7	24.5	-2.5
Nippon India Power and Infra Fund Growth	₹352.454 ↑ 0.72	₹7,128	100	5.1	1.2	14.4	25.4	24.3	-0.5
HDFC Infrastructure Fund Growth	₹45.433 ↓ -0.17	₹2,417	300	-2.5	-5.1	6.3	24.4	24.3	2.2
Franklin Build India Fund Growth	₹143.037 ↓ -0.66	₹3,174	500	2.3	0.3	13.9	25.7	24	3.7
Canara Robeco Infrastructure Growth	₹163.44 ↓ -0.61	₹933	1,000	6.2	0.9	17.1	25	23.9	0.1
LIC MF Infrastructure Fund Growth	₹49.3345 ↓ -0.17	₹1,007	1,000	2.7	-1.1	18.6	27.5	23.9	-3.7
BOI AXA Manufacturing and Infrastructure Fund Growth	₹59.29 ↓ -0.26	₹689	1,000	2.3	3.1	22.4	24.5	22.3	7.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 13 Apr 26

Research Highlights & Commentary of 11 Funds showcased

Commentary	DSP World Gold Fund	SBI PSU Fund	ICICI Prudential Infrastructure Fund	Invesco India PSU Equity Fund	DSP India T.I.G.E.R Fund	Nippon India Power and Infra Fund	HDFC Infrastructure Fund	Franklin Build India Fund	Canara Robeco Infrastructure	LIC MF Infrastructure Fund	BOI AXA Manufacturing and Infrastructure Fund
Point 1	Lower mid AUM (₹2,191 Cr).	Upper mid AUM (₹6,545 Cr).	Highest AUM (₹8,098 Cr).	Lower mid AUM (₹1,511 Cr).	Upper mid AUM (₹5,460 Cr).	Top quartile AUM (₹7,128 Cr).	Lower mid AUM (₹2,417 Cr).	Upper mid AUM (₹3,174 Cr).	Bottom quartile AUM (₹933 Cr).	Bottom quartile AUM (₹1,007 Cr).	Bottom quartile AUM (₹689 Cr).
Point 2	Established history (18+ yrs).	Established history (15+ yrs).	Established history (20+ yrs).	Established history (16+ yrs).	Established history (21+ yrs).	Oldest track record among peers (21 yrs).	Established history (18+ yrs).	Established history (16+ yrs).	Established history (20+ yrs).	Established history (18+ yrs).	Established history (16+ yrs).
Point 3	Rating: 3★ (upper mid).	Rating: 2★ (lower mid).	Rating: 3★ (lower mid).	Rating: 3★ (upper mid).	Rating: 4★ (upper mid).	Rating: 4★ (top quartile).	Rating: 3★ (lower mid).	Top rated.	Not Rated.	Not Rated.	Not Rated.
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 27.79% (top quartile).	5Y return: 27.64% (top quartile).	5Y return: 26.32% (upper mid).	5Y return: 25.80% (upper mid).	5Y return: 24.49% (upper mid).	5Y return: 24.27% (lower mid).	5Y return: 24.27% (lower mid).	5Y return: 24.03% (lower mid).	5Y return: 23.92% (bottom quartile).	5Y return: 23.86% (bottom quartile).	5Y return: 22.29% (bottom quartile).
Point 6	3Y return: 47.68% (top quartile).	3Y return: 31.98% (top quartile).	3Y return: 23.19% (bottom quartile).	3Y return: 29.24% (upper mid).	3Y return: 25.71% (lower mid).	3Y return: 25.39% (lower mid).	3Y return: 24.39% (bottom quartile).	3Y return: 25.73% (upper mid).	3Y return: 25.04% (lower mid).	3Y return: 27.50% (upper mid).	3Y return: 24.46% (bottom quartile).
Point 7	1Y return: 119.75% (top quartile).	1Y return: 19.97% (upper mid).	1Y return: 11.09% (bottom quartile).	1Y return: 17.11% (upper mid).	1Y return: 16.76% (lower mid).	1Y return: 14.44% (lower mid).	1Y return: 6.26% (bottom quartile).	1Y return: 13.94% (bottom quartile).	1Y return: 17.10% (lower mid).	1Y return: 18.63% (upper mid).	1Y return: 22.42% (top quartile).
Point 8	Alpha: 6.90 (top quartile).	Alpha: 0.92 (upper mid).	Alpha: 0.00 (bottom quartile).	Alpha: -6.26 (bottom quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.23 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (lower mid).	Alpha: 4.76 (top quartile).	Alpha: 0.00 (bottom quartile).
Point 9	Sharpe: 4.06 (top quartile).	Sharpe: 1.90 (top quartile).	Sharpe: 1.03 (bottom quartile).	Sharpe: 1.47 (upper mid).	Sharpe: 1.34 (lower mid).	Sharpe: 1.10 (bottom quartile).	Sharpe: 1.06 (bottom quartile).	Sharpe: 1.51 (upper mid).	Sharpe: 1.30 (lower mid).	Sharpe: 1.13 (lower mid).	Sharpe: 1.56 (upper mid).
Point 10	Information ratio: -1.08 (bottom quartile).	Information ratio: -0.27 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: -0.78 (bottom quartile).	Information ratio: 0.00 (upper mid).	Information ratio: 0.34 (top quartile).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.34 (top quartile).	Information ratio: 0.00 (upper mid).

DSP World Gold Fund

Lower mid AUM (₹2,191 Cr).
Established history (18+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 27.79% (top quartile).
3Y return: 47.68% (top quartile).
1Y return: 119.75% (top quartile).
Alpha: 6.90 (top quartile).
Sharpe: 4.06 (top quartile).
Information ratio: -1.08 (bottom quartile).

SBI PSU Fund

Upper mid AUM (₹6,545 Cr).
Established history (15+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 27.64% (top quartile).
3Y return: 31.98% (top quartile).
1Y return: 19.97% (upper mid).
Alpha: 0.92 (upper mid).
Sharpe: 1.90 (top quartile).
Information ratio: -0.27 (bottom quartile).

ICICI Prudential Infrastructure Fund

Highest AUM (₹8,098 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 26.32% (upper mid).
3Y return: 23.19% (bottom quartile).
1Y return: 11.09% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.03 (bottom quartile).
Information ratio: 0.00 (upper mid).

Invesco India PSU Equity Fund

Lower mid AUM (₹1,511 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 25.80% (upper mid).
3Y return: 29.24% (upper mid).
1Y return: 17.11% (upper mid).
Alpha: -6.26 (bottom quartile).
Sharpe: 1.47 (upper mid).
Information ratio: -0.78 (bottom quartile).

DSP India T.I.G.E.R Fund

Upper mid AUM (₹5,460 Cr).
Established history (21+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 24.49% (upper mid).
3Y return: 25.71% (lower mid).
1Y return: 16.76% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 1.34 (lower mid).
Information ratio: 0.00 (upper mid).

Nippon India Power and Infra Fund

Top quartile AUM (₹7,128 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (top quartile).
Risk profile: High.
5Y return: 24.27% (lower mid).
3Y return: 25.39% (lower mid).
1Y return: 14.44% (lower mid).
Alpha: 0.23 (upper mid).
Sharpe: 1.10 (bottom quartile).
Information ratio: 0.34 (top quartile).

HDFC Infrastructure Fund

Lower mid AUM (₹2,417 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 24.27% (lower mid).
3Y return: 24.39% (bottom quartile).
1Y return: 6.26% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 1.06 (bottom quartile).
Information ratio: 0.00 (lower mid).

Franklin Build India Fund

Upper mid AUM (₹3,174 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: High.
5Y return: 24.03% (lower mid).
3Y return: 25.73% (upper mid).
1Y return: 13.94% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 1.51 (upper mid).
Information ratio: 0.00 (lower mid).

Canara Robeco Infrastructure

Bottom quartile AUM (₹933 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: High.
5Y return: 23.92% (bottom quartile).
3Y return: 25.04% (lower mid).
1Y return: 17.10% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 1.30 (lower mid).
Information ratio: 0.00 (lower mid).

LIC MF Infrastructure Fund

Bottom quartile AUM (₹1,007 Cr).
Established history (18+ yrs).
Not Rated.
Risk profile: High.
5Y return: 23.86% (bottom quartile).
3Y return: 27.50% (upper mid).
1Y return: 18.63% (upper mid).
Alpha: 4.76 (top quartile).
Sharpe: 1.13 (lower mid).
Information ratio: 0.34 (top quartile).

BOI AXA Manufacturing and Infrastructure Fund

Bottom quartile AUM (₹689 Cr).
Established history (16+ yrs).
Not Rated.
Risk profile: High.
5Y return: 22.29% (bottom quartile).
3Y return: 24.46% (bottom quartile).
1Y return: 22.42% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.56 (upper mid).
Information ratio: 0.00 (upper mid).

About the Fincash Research Team

At Fincash, our mission is to help investors make informed, confident decisions. With over 10 years in Mutual Fund distribution, our team blends deep industry expertise with a commitment to transparency, accuracy, and investor education.

Who We Are

AMFI Registration No.: 112358
MCA CIN: U74999MH2016PTC282153
Location: Thane, Maharashtra, India
Experience: 10+ years in Mutual Fund distribution

Our Expertise

Certified Mutual Fund Distributors with hands-on advisory experience.
Market analysts tracking performance, macro trends, and sectors.
Data specialists processing NAVs, allocations, and risk metrics from Morning Star.

Our Research Process

Data sourcing: SEBI-registered fund houses & verified third-party provider Morning Star
Screening: Returns, manager track record, expenses, sector mix, risk-adjusted metrics.
Expert review: Senior team members review every article and list for accuracy.
Updates: Regular refreshes so performance data reflects current market conditions.

Why Trust Us

Regulated & compliant: AMFI-registered and MCA-incorporated.
Investor-first: No pay-to-promote lists; suitability and performance drive coverage.
Education-focused: We simplify complex concepts for everyday investors.

Disclaimer

Content is for educational and informational purposes only and is not investment advice. Please consider your risk profile and consult a financial advisor before investing.

1. DSP World Gold Fund

"The primary investment objective of the Scheme is to seek capital appreciation by investing predominantly in units of MLIIF - WGF. The Scheme may, at the discretion of the Investment Manager, also invest in the units of other similar overseas mutual fund schemes, which may constitute a significant part of its corpus. The Scheme may also invest a certain portion of its corpus in money market securities and/or units of money market/liquid schemes of DSP Merrill Lynch Mutual Fund, in order to meet liquidity requirements from time to time. However, there is no assurance that the investment objective of the Scheme will be realized."

Research Highlights for DSP World Gold Fund

Lower mid AUM (₹2,191 Cr).
Established history (18+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 27.79% (top quartile).
3Y return: 47.68% (top quartile).
1Y return: 119.75% (top quartile).
Alpha: 6.90 (top quartile).
Sharpe: 4.06 (top quartile).
Information ratio: -1.08 (bottom quartile).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
Largest holding BGF World Gold I2 (~69.9%).
Top-3 holdings concentration ~101.6%.

Below is the key information for DSP World Gold Fund

DSP World Gold Fund Growth
Launch Date	14 Sep 07
NAV (13 Apr 26)	₹63.1403 ↑ 0.12 (0.18 %)
Net Assets (Cr)	₹2,191 on 28 Feb 26
Category	Equity - Global
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆
Risk	High
Expense Ratio	1.41
Sharpe Ratio	4.06
Information Ratio	-1.08
Alpha Ratio	6.9
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹11,138
31 Mar 23	₹10,487
31 Mar 24	₹10,232
31 Mar 25	₹15,284
31 Mar 26	₹33,879

DSP World Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for DSP World Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Apr 26

Duration	Returns
1 Month	6.6%
3 Month	6.4%
6 Month	38.7%
1 Year	119.7%
3 Year	47.7%
5 Year	27.8%
10 Year
15 Year
Since launch	10.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	167.1%
2023	15.9%
2022	7%
2021	-7.7%
2020	-9%
2019	31.4%
2018	35.1%
2017	-10.7%
2016	-4%
2015	52.7%

Fund Manager information for DSP World Gold Fund

Name	Since	Tenure
Jay Kothari	1 Mar 13	13.09 Yr.

Data below for DSP World Gold Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Basic Materials	94.27%

Asset Allocation

Asset Class	Value
Cash	3.92%
Equity	94.27%
Debt	0.01%
Other	1.8%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
BGF World Gold I2 Investment Fund \| -	70%	₹1,531 Cr	1,103,589 ↓ -74,069
VanEck Gold Miners ETF - \| GDX	28%	₹604 Cr	573,719
Treps / Reverse Repo Investments CBLO/Reverse Repo \| -	4%	₹90 Cr
Net Receivables/Payables Net Current Assets \| -	2%	-₹35 Cr

2. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

Upper mid AUM (₹6,545 Cr).
Established history (15+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 27.64% (top quartile).
3Y return: 31.98% (top quartile).
1Y return: 19.97% (upper mid).
Alpha: 0.92 (upper mid).
Sharpe: 1.90 (top quartile).
Information ratio: -0.27 (bottom quartile).
Higher exposure to Utility vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding State Bank of India (~16.5%).
Top-3 holdings concentration ~36.2%.

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (13 Apr 26)	₹35.1388 ↓ -0.06 (-0.16 %)
Net Assets (Cr)	₹6,545 on 28 Feb 26
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	1.9
Information Ratio	-0.27
Alpha Ratio	0.92
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,520
31 Mar 23	₹14,284
31 Mar 24	₹26,707
31 Mar 25	₹28,297
31 Mar 26	₹30,937

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Apr 26

Duration	Returns
1 Month	1.9%
3 Month	3.6%
6 Month	7.1%
1 Year	20%
3 Year	32%
5 Year	27.6%
10 Year
15 Year
Since launch	8.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.3%
2023	23.5%
2022	54%
2021	29%
2020	32.4%
2019	-10%
2018	6%
2017	-23.8%
2016	21.9%
2015	16.2%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	1.83 Yr.

Data below for SBI PSU Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Utility	31.55%
Financial Services	30.98%
Energy	12.91%
Industrials	12.8%
Basic Materials	6.89%

Asset Allocation

Asset Class	Value
Cash	4.8%
Equity	95.12%
Debt	0.08%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	17%	₹972 Cr	9,927,500
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| 532898	10%	₹590 Cr	19,935,554
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| 532555	10%	₹572 Cr	15,443,244
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	9%	₹536 Cr	13,385,000 ↓ -340,000
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| 532155	9%	₹525 Cr	38,150,000 ↑ 3,200,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| 500312	7%	₹386 Cr	13,555,000 ↑ 7,600,000
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| 532134	6%	₹324 Cr	13,100,000 ↑ 2,100,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500547	5%	₹273 Cr	9,700,000
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| 526371	4%	₹213 Cr	27,900,000
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| 532814	3%	₹205 Cr	2,427,235

3. ICICI Prudential Infrastructure Fund

To generate capital appreciation and income distribution to unit holders by investing predominantly in equity/equity related securities of the companies belonging to the infrastructure development and balance in debt securities and money market instruments.

Research Highlights for ICICI Prudential Infrastructure Fund

Highest AUM (₹8,098 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 26.32% (upper mid).
3Y return: 23.19% (bottom quartile).
1Y return: 11.09% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.03 (bottom quartile).
Information ratio: 0.00 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding InterGlobe Aviation Ltd (~8.7%).

Below is the key information for ICICI Prudential Infrastructure Fund

ICICI Prudential Infrastructure Fund Growth
Launch Date	31 Aug 05
NAV (13 Apr 26)	₹192.3 ↓ -0.62 (-0.32 %)
Net Assets (Cr)	₹8,098 on 28 Feb 26
Category	Equity - Sectoral
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	1.03
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹13,553
31 Mar 23	₹16,550
31 Mar 24	₹27,030
31 Mar 25	₹29,212
31 Mar 26	₹28,800

ICICI Prudential Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for ICICI Prudential Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Apr 26

Duration	Returns
1 Month	5.5%
3 Month	-0.3%
6 Month	-2.3%
1 Year	11.1%
3 Year	23.2%
5 Year	26.3%
10 Year
15 Year
Since launch	15.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	6.7%
2023	27.4%
2022	44.6%
2021	28.8%
2020	50.1%
2019	3.6%
2018	2.6%
2017	-14%
2016	40.8%
2015	2%

Fund Manager information for ICICI Prudential Infrastructure Fund

Name	Since	Tenure
Ihab Dalwai	3 Jun 17	8.83 Yr.
Sharmila D’mello	30 Jun 22	3.76 Yr.

Data below for ICICI Prudential Infrastructure Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Industrials	47.14%
Financial Services	10.2%
Basic Materials	10.04%
Utility	9.84%
Real Estate	9.04%
Energy	6.55%
Consumer Cyclical	2.19%
Communication Services	0.09%

Asset Allocation

Asset Class	Value
Cash	4.96%
Equity	95.04%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
InterGlobe Aviation Ltd (Industrials) Equity, Since 28 Feb 23 \| INDIGO	9%	₹655 Cr	1,661,985 ↑ 270,536
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 09 \| LT	7%	₹528 Cr	1,505,704 ↑ 100,000
Oberoi Realty Ltd (Real Estate) Equity, Since 31 May 23 \| OBEROIRLTY	5%	₹374 Cr	2,636,802 ↑ 603,969
NTPC Ltd (Utilities) Equity, Since 29 Feb 16 \| 532555	5%	₹346 Cr	9,326,448
Shree Cement Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500387	3%	₹226 Cr	98,292 ↑ 33,738
Brigade Enterprises Ltd (Real Estate) Equity, Since 30 Nov 25 \| 532929	3%	₹219 Cr	3,363,877 ↑ 462,828
Container Corporation of India Ltd (Industrials) Equity, Since 31 Jan 16 \| CONCOR	3%	₹219 Cr	5,142,440 ↑ 2,109,364
Kalpataru Projects International Ltd (Industrials) Equity, Since 30 Sep 06 \| KPIL	3%	₹212 Cr	2,005,608 ↑ 73,641
AIA Engineering Ltd (Industrials) Equity, Since 28 Feb 21 \| AIAENG	3%	₹209 Cr	574,561
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 23 \| RELIANCE	3%	₹192 Cr	1,429,725 ↓ -100,000

4. Invesco India PSU Equity Fund

To generate capital appreciation by investing in Equity and Equity Related Instruments of companies where the Central / State Government(s) has majority shareholding or management control or has powers to appoint majority of directors. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Research Highlights for Invesco India PSU Equity Fund

Lower mid AUM (₹1,511 Cr).
Established history (16+ yrs).
Rating: 3★ (upper mid).
Risk profile: High.
5Y return: 25.80% (upper mid).
3Y return: 29.24% (upper mid).
1Y return: 17.11% (upper mid).
Alpha: -6.26 (bottom quartile).
Sharpe: 1.47 (upper mid).
Information ratio: -0.78 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding State Bank of India (~8.6%).

Below is the key information for Invesco India PSU Equity Fund

Invesco India PSU Equity Fund Growth
Launch Date	18 Nov 09
NAV (13 Apr 26)	₹66.04 ↓ -0.02 (-0.03 %)
Net Assets (Cr)	₹1,511 on 28 Feb 26
Category	Equity - Sectoral
AMC	Invesco Asset Management (India) Private Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	2.14
Sharpe Ratio	1.47
Information Ratio	-0.78
Alpha Ratio	-6.26
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,277
31 Mar 23	₹13,931
31 Mar 24	₹25,544
31 Mar 25	₹26,724
31 Mar 26	₹27,849

Invesco India PSU Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for Invesco India PSU Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Apr 26

Duration	Returns
1 Month	2.2%
3 Month	-0.7%
6 Month	2.5%
1 Year	17.1%
3 Year	29.2%
5 Year	25.8%
10 Year
15 Year
Since launch	12.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.3%
2023	25.6%
2022	54.5%
2021	20.5%
2020	31.1%
2019	6.1%
2018	10.1%
2017	-16.9%
2016	24.3%
2015	17.9%

Fund Manager information for Invesco India PSU Equity Fund

Name	Since	Tenure
Hiten Jain	1 Jul 25	0.75 Yr.
Sagar Gandhi	1 Jul 25	0.75 Yr.

Data below for Invesco India PSU Equity Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Financial Services	30.35%
Industrials	28.06%
Utility	19.53%
Energy	13.58%
Basic Materials	3.6%
Consumer Cyclical	1.41%

Asset Allocation

Asset Class	Value
Cash	3.47%
Equity	96.53%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	9%	₹115 Cr	1,171,232
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| 532814	7%	₹98 Cr	1,157,444
Hindustan Aeronautics Ltd Ordinary Shares (Industrials) Equity, Since 31 May 22 \| HAL	7%	₹91 Cr	261,137
Bharat Petroleum Corp Ltd (Energy) Equity, Since 30 Sep 18 \| 500547	6%	₹86 Cr	3,076,024 ↑ 359,015
Bharat Electronics Ltd (Industrials) Equity, Since 31 Mar 17 \| BEL	6%	₹83 Cr	2,078,629 ↓ -237,890
NTPC Ltd (Utilities) Equity, Since 31 May 19 \| 532555	5%	₹67 Cr	1,801,543
Bank of Baroda (Financial Services) Equity, Since 30 Jun 21 \| 532134	5%	₹65 Cr	2,611,219 ↑ 133,663
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	5%	₹63 Cr	6,852,914 ↓ -2,276,906
REC Ltd (Financial Services) Equity, Since 31 Aug 23 \| 532955	4%	₹52 Cr	1,703,577
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500312	4%	₹52 Cr	1,821,612

5. DSP India T.I.G.E.R Fund

To generate capital appreciation, from a portfolio that is substantially constituted of equity securities and equity related securities of corporates, which could benefit from structural changes brought about by continuing liberalization in economic policies by the government and/or continuing investments in infrastructure, both by the public and private sector.

Research Highlights for DSP India T.I.G.E.R Fund

Upper mid AUM (₹5,460 Cr).
Established history (21+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 24.49% (upper mid).
3Y return: 25.71% (lower mid).
1Y return: 16.76% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 1.34 (lower mid).
Information ratio: 0.00 (upper mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding NTPC Ltd (~5.3%).

Below is the key information for DSP India T.I.G.E.R Fund

DSP India T.I.G.E.R Fund Growth
Launch Date	11 Jun 04
NAV (13 Apr 26)	₹325.057 ↑ 0.75 (0.23 %)
Net Assets (Cr)	₹5,460 on 28 Feb 26
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	1.34
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,881
31 Mar 23	₹14,524
31 Mar 24	₹23,943
31 Mar 25	₹25,743
31 Mar 26	₹26,892

DSP India T.I.G.E.R Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for DSP India T.I.G.E.R Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Apr 26

Duration	Returns
1 Month	6%
3 Month	5.3%
6 Month	3.5%
1 Year	16.8%
3 Year	25.7%
5 Year	24.5%
10 Year
15 Year
Since launch	17.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-2.5%
2023	32.4%
2022	49%
2021	13.9%
2020	51.6%
2019	2.7%
2018	6.7%
2017	-17.2%
2016	47%
2015	4.1%

Fund Manager information for DSP India T.I.G.E.R Fund

Name	Since	Tenure
Rohit Singhania	21 Jun 10	15.79 Yr.

Data below for DSP India T.I.G.E.R Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Industrials	27.68%
Basic Materials	13.33%
Financial Services	13%
Utility	11.64%
Consumer Cyclical	8.63%
Energy	7.37%
Health Care	6.56%
Communication Services	3.04%
Real Estate	1.51%
Technology	1.43%
Consumer Defensive	0.96%

Asset Allocation

Asset Class	Value
Cash	4.85%
Equity	95.15%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
NTPC Ltd (Utilities) Equity, Since 30 Nov 17 \| 532555	5%	₹262 Cr	7,063,207
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Dec 24 \| APOLLOHOSP	4%	₹224 Cr	301,630
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 04 \| LT	4%	₹206 Cr	588,665 ↓ -89,980
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 May 25 \| MCX	3%	₹163 Cr	680,825
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 18 \| BHARTIARTL	3%	₹151 Cr	849,969 ↑ 37,224
Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical) Equity, Since 31 Dec 24 \| AMBER	3%	₹144 Cr	219,234
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jan 25 \| 532898	3%	₹139 Cr	4,694,365 ↓ -873,209
Coal India Ltd (Energy) Equity, Since 31 Dec 23 \| COALINDIA	2%	₹122 Cr	2,705,180
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 Mar 24 \| 500312	2%	₹119 Cr	4,196,344
Kirloskar Oil Engines Ltd (Industrials) Equity, Since 31 Mar 23 \| KIRLOSENG	2%	₹111 Cr	834,973 ↓ -195,952

6. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Research Highlights for Nippon India Power and Infra Fund

Top quartile AUM (₹7,128 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (top quartile).
Risk profile: High.
5Y return: 24.27% (lower mid).
3Y return: 25.39% (lower mid).
1Y return: 14.44% (lower mid).
Alpha: 0.23 (upper mid).
Sharpe: 1.10 (bottom quartile).
Information ratio: 0.34 (top quartile).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Reliance Industries Ltd (~9.6%).

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund Growth
Launch Date	8 May 04
NAV (13 Apr 26)	₹352.454 ↑ 0.72 (0.21 %)
Net Assets (Cr)	₹7,128 on 28 Feb 26
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.85
Sharpe Ratio	1.1
Information Ratio	0.34
Alpha Ratio	0.23
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,490
31 Mar 23	₹14,486
31 Mar 24	₹25,615
31 Mar 25	₹26,322
31 Mar 26	₹26,803

Nippon India Power and Infra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Apr 26

Duration	Returns
1 Month	5.2%
3 Month	5.1%
6 Month	1.2%
1 Year	14.4%
3 Year	25.4%
5 Year	24.3%
10 Year
15 Year
Since launch	17.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-0.5%
2023	26.9%
2022	58%
2021	10.9%
2020	48.9%
2019	10.8%
2018	-2.9%
2017	-21.1%
2016	61.7%
2015	0.1%

Fund Manager information for Nippon India Power and Infra Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	7.86 Yr.
Rahul Modi	19 Aug 24	1.62 Yr.
Amber Singhania	11 Mar 26	0.06 Yr.

Data below for Nippon India Power and Infra Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Industrials	33.96%
Utility	23.84%
Energy	10.82%
Consumer Cyclical	10.6%
Basic Materials	6.71%
Technology	4.26%
Financial Services	2.97%
Communication Services	2.32%
Health Care	2.26%
Real Estate	1.63%

Asset Allocation

Asset Class	Value
Cash	0.62%
Equity	99.38%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	10%	₹626 Cr	4,660,000
NTPC Ltd (Utilities) Equity, Since 31 May 09 \| 532555	8%	₹511 Cr	13,800,000 ↓ -1,700,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 07 \| LT	6%	₹408 Cr	1,164,337 ↑ 175,000
Tata Power Co Ltd (Utilities) Equity, Since 30 Apr 23 \| 500400	4%	₹288 Cr	7,600,789 ↓ -300,000
NTPC Green Energy Ltd (Utilities) Equity, Since 30 Nov 24 \| NTPCGREEN	3%	₹226 Cr	24,491,079 ↑ 1,920,000
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 30 Sep 24 \| 500093	3%	₹178 Cr	2,720,014
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Sep 24 \| 500103	3%	₹168 Cr	6,848,468 ↓ -51,532
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| 532538	2%	₹161 Cr	150,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 18 \| BHARTIARTL	2%	₹152 Cr	850,000 ↑ 70,000
NLC India Ltd (Utilities) Equity, Since 31 Aug 24 \| 513683	2%	₹149 Cr	5,531,878

7. HDFC Infrastructure Fund

To seek long-term capital appreciation by investing predominantly in equity and equity related securities of companies engaged in or expected to benefit from growth and development of infrastructure.

Research Highlights for HDFC Infrastructure Fund

Lower mid AUM (₹2,417 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 24.27% (lower mid).
3Y return: 24.39% (bottom quartile).
1Y return: 6.26% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 1.06 (bottom quartile).
Information ratio: 0.00 (lower mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Larsen & Toubro Ltd (~7.1%).

Below is the key information for HDFC Infrastructure Fund

HDFC Infrastructure Fund Growth
Launch Date	10 Mar 08
NAV (13 Apr 26)	₹45.433 ↓ -0.17 (-0.37 %)
Net Assets (Cr)	₹2,417 on 28 Feb 26
Category	Equity - Sectoral
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	High
Expense Ratio	2.06
Sharpe Ratio	1.06
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,519
31 Mar 23	₹14,565
31 Mar 24	₹26,127
31 Mar 25	₹27,396
31 Mar 26	₹26,533

HDFC Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for HDFC Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Apr 26

Duration	Returns
1 Month	4.2%
3 Month	-2.5%
6 Month	-5.1%
1 Year	6.3%
3 Year	24.4%
5 Year	24.3%
10 Year
15 Year
Since launch

Historical performance (Yearly) on absolute basis

Year	Returns
2024	2.2%
2023	23%
2022	55.4%
2021	19.3%
2020	43.2%
2019	-7.5%
2018	-3.4%
2017	-29%
2016	43.3%
2015	-1.9%

Fund Manager information for HDFC Infrastructure Fund

Name	Since	Tenure
Dhruv Muchhal	22 Jun 23	2.78 Yr.
Ashish Shah	1 Nov 25	0.41 Yr.

Data below for HDFC Infrastructure Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Industrials	40.41%
Financial Services	21.13%
Basic Materials	9.71%
Utility	8.12%
Energy	7.29%
Communication Services	4.13%
Real Estate	3.07%
Health Care	2.03%
Technology	1.29%
Consumer Cyclical	0.75%

Asset Allocation

Asset Class	Value
Cash	2.06%
Equity	97.94%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	7%	₹173 Cr	403,500
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	6%	₹152 Cr	1,100,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 23 \| HDFCBANK	5%	₹124 Cr	1,400,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Jan 23 \| KPIL	4%	₹97 Cr	778,285 ↑ 20,000
State Bank of India (Financial Services) Equity, Since 31 Mar 08 \| SBIN	4%	₹85 Cr	704,361
NTPC Ltd (Utilities) Equity, Since 31 Dec 17 \| NTPC	3%	₹84 Cr	2,200,000
J Kumar Infraprojects Ltd (Industrials) Equity, Since 31 Oct 15 \| JKIL	3%	₹74 Cr	1,400,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Dec 21 \| INDIGO	3%	₹72 Cr	150,000
Reliance Industries Ltd (Energy) Equity, Since 31 May 24 \| RELIANCE	3%	₹70 Cr	500,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 24 \| AXISBANK	3%	₹69 Cr	500,000

8. Franklin Build India Fund

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Research Highlights for Franklin Build India Fund

Upper mid AUM (₹3,174 Cr).
Established history (16+ yrs).
Top rated.
Risk profile: High.
5Y return: 24.03% (lower mid).
3Y return: 25.73% (upper mid).
1Y return: 13.94% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 1.51 (upper mid).
Information ratio: 0.00 (lower mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding Larsen & Toubro Ltd (~9.0%).

Below is the key information for Franklin Build India Fund

Franklin Build India Fund Growth
Launch Date	4 Sep 09
NAV (13 Apr 26)	₹143.037 ↓ -0.66 (-0.46 %)
Net Assets (Cr)	₹3,174 on 28 Feb 26
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.01
Sharpe Ratio	1.51
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,573
31 Mar 23	₹14,151
31 Mar 24	₹24,221
31 Mar 25	₹25,876
31 Mar 26	₹26,604

Franklin Build India Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Franklin Build India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Apr 26

Duration	Returns
1 Month	4.7%
3 Month	2.3%
6 Month	0.3%
1 Year	13.9%
3 Year	25.7%
5 Year	24%
10 Year
15 Year
Since launch	17.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	3.7%
2023	27.8%
2022	51.1%
2021	11.2%
2020	45.9%
2019	5.4%
2018	6%
2017	-10.7%
2016	43.3%
2015	8.4%

Fund Manager information for Franklin Build India Fund

Name	Since	Tenure
Ajay Argal	18 Oct 21	4.45 Yr.
Kiran Sebastian	7 Feb 22	4.15 Yr.
Sandeep Manam	18 Oct 21	4.45 Yr.

Data below for Franklin Build India Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Industrials	35.45%
Financial Services	15.13%
Utility	13.58%
Energy	13.01%
Basic Materials	7.31%
Communication Services	7.17%
Real Estate	2.41%
Consumer Cyclical	1.51%
Technology	1%

Asset Allocation

Asset Class	Value
Cash	3.44%
Equity	96.56%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 20 \| LT	9%	₹285 Cr	665,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 29 Feb 20 \| INDIGO	6%	₹203 Cr	420,000 ↑ 70,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Jun 19 \| ONGC	6%	₹191 Cr	6,825,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 21 \| RELIANCE	6%	₹176 Cr	1,260,000
NTPC Ltd (Utilities) Equity, Since 30 Nov 16 \| NTPC	5%	₹152 Cr	3,978,727
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| AXISBANK	4%	₹138 Cr	1,000,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 09 \| BHARTIARTL	4%	₹133 Cr	710,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 25 \| HDFCBANK	4%	₹133 Cr	1,500,000
State Bank of India (Financial Services) Equity, Since 31 Jul 14 \| SBIN	4%	₹114 Cr	950,000 ↓ -50,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 28 Feb 21 \| POWERGRID	3%	₹108 Cr	3,600,000

9. Canara Robeco Infrastructure

T o g e n e r a t e income/capital appreciation by investing in equities and equity related instruments of companies in the infrastructure sector. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for Canara Robeco Infrastructure

Bottom quartile AUM (₹933 Cr).
Established history (20+ yrs).
Not Rated.
Risk profile: High.
5Y return: 23.92% (bottom quartile).
3Y return: 25.04% (lower mid).
1Y return: 17.10% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 1.30 (lower mid).
Information ratio: 0.00 (lower mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding Larsen & Toubro Ltd (~8.8%).

Below is the key information for Canara Robeco Infrastructure

Canara Robeco Infrastructure Growth
Launch Date	2 Dec 05
NAV (13 Apr 26)	₹163.44 ↓ -0.61 (-0.37 %)
Net Assets (Cr)	₹933 on 28 Feb 26
Category	Equity - Sectoral
AMC	Canara Robeco Asset Management Co. Ltd.
Rating	Not Rated
Risk	High
Expense Ratio	2.32
Sharpe Ratio	1.3
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,801
31 Mar 23	₹14,363
31 Mar 24	₹22,145
31 Mar 25	₹25,157
31 Mar 26	₹26,372

Canara Robeco Infrastructure SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for Canara Robeco Infrastructure

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Apr 26

Duration	Returns
1 Month	4.2%
3 Month	6.2%
6 Month	0.9%
1 Year	17.1%
3 Year	25%
5 Year	23.9%
10 Year
15 Year
Since launch	14.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	0.1%
2023	35.3%
2022	41.2%
2021	9%
2020	56.1%
2019	9%
2018	2.3%
2017	-19.1%
2016	40.2%
2015	2.1%

Fund Manager information for Canara Robeco Infrastructure

Name	Since	Tenure
Vishal Mishra	26 Jun 21	4.77 Yr.
Shridatta Bhandwaldar	29 Sep 18	7.51 Yr.

Data below for Canara Robeco Infrastructure as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Industrials	44.87%
Utility	13.78%
Basic Materials	10.2%
Energy	9.07%
Financial Services	6.57%
Technology	3.53%
Consumer Cyclical	3.06%
Communication Services	3.02%
Real Estate	0.98%

Asset Allocation

Asset Class	Value
Cash	4.93%
Equity	95.07%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 11 \| LT	9%	₹76 Cr	217,901 ↑ 2,000
NTPC Ltd (Utilities) Equity, Since 30 Nov 18 \| 532555	5%	₹41 Cr	1,106,480
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 22 \| RELIANCE	5%	₹40 Cr	294,250 ↑ 2,500
Bharat Electronics Ltd (Industrials) Equity, Since 31 Jul 19 \| BEL	4%	₹35 Cr	869,000
Tata Power Co Ltd (Utilities) Equity, Since 30 Sep 24 \| 500400	4%	₹33 Cr	870,000 ↑ 30,000
State Bank of India (Financial Services) Equity, Since 31 Jul 24 \| SBIN	4%	₹32 Cr	324,000
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 31 Oct 23 \| 500093	4%	₹31 Cr	475,650 ↑ 10,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Oct 09 \| 532898	3%	₹30 Cr	1,007,546
Cummins India Ltd (Industrials) Equity, Since 31 Jul 24 \| 500480	3%	₹26 Cr	58,500
Bharti Airtel Ltd (Communication Services) Equity, Since 31 May 24 \| BHARTIARTL	3%	₹26 Cr	146,600 ↑ 10,000

10. LIC MF Infrastructure Fund

The investment objective of the scheme is to provide long term growth from a portfolio of equity / equity related instruments of companies engaged either directly or indirectly in the infrastructure sector.

Research Highlights for LIC MF Infrastructure Fund

Bottom quartile AUM (₹1,007 Cr).
Established history (18+ yrs).
Not Rated.
Risk profile: High.
5Y return: 23.86% (bottom quartile).
3Y return: 27.50% (upper mid).
1Y return: 18.63% (upper mid).
Alpha: 4.76 (top quartile).
Sharpe: 1.13 (lower mid).
Information ratio: 0.34 (top quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~92%).
Largest holding Larsen & Toubro Ltd (~4.5%).

Below is the key information for LIC MF Infrastructure Fund

LIC MF Infrastructure Fund Growth
Launch Date	29 Feb 08
NAV (13 Apr 26)	₹49.3345 ↓ -0.17 (-0.35 %)
Net Assets (Cr)	₹1,007 on 28 Feb 26
Category	Equity - Sectoral
AMC	LIC Mutual Fund Asset Mgmt Co Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.21
Sharpe Ratio	1.13
Information Ratio	0.34
Alpha Ratio	4.76
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹13,141
31 Mar 23	₹13,490
31 Mar 24	₹21,802
31 Mar 25	₹25,258
31 Mar 26	₹26,147

LIC MF Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for LIC MF Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Apr 26

Duration	Returns
1 Month	5.2%
3 Month	2.7%
6 Month	-1.1%
1 Year	18.6%
3 Year	27.5%
5 Year	23.9%
10 Year
15 Year
Since launch	9.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.7%
2023	47.8%
2022	44.4%
2021	7.9%
2020	46.6%
2019	-0.1%
2018	13.3%
2017	-14.6%
2016	42.2%
2015	-2.2%

Fund Manager information for LIC MF Infrastructure Fund

Name	Since	Tenure
Sumit Bhatnagar	7 Apr 26	0 Yr.
Mahesh Bendre	1 Jul 24	1.75 Yr.

Data below for LIC MF Infrastructure Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Industrials	41.35%
Consumer Cyclical	16.7%
Utility	9.81%
Basic Materials	8.85%
Communication Services	5.56%
Health Care	3.51%
Technology	2.14%
Real Estate	2.08%
Financial Services	1.6%

Asset Allocation

Asset Class	Value
Cash	8.4%
Equity	91.6%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Apr 09 \| LT	4%	₹40 Cr	115,347 ↑ 6,944
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 30 Jun 25 \| APOLLOHOSP	4%	₹32 Cr	42,748 ↓ -926
Schneider Electric Infrastructure Ltd (Industrials) Equity, Since 31 Dec 23 \| SCHNEIDER	3%	₹30 Cr	357,347 ↓ -7,743
NTPC Ltd (Utilities) Equity, Since 31 Mar 23 \| 532555	3%	₹30 Cr	804,231 ↓ -69,677
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 09 \| BHARTIARTL	3%	₹29 Cr	163,087 ↓ -13,757
Cummins India Ltd (Industrials) Equity, Since 31 May 21 \| 500480	3%	₹25 Cr	56,285 ↓ -604
Tata Motors Passenger Vehicles Ltd (Consumer Cyclical) Equity, Since 28 Feb 26 \| TMPV	3%	₹25 Cr	854,522 ↓ -18,517
Garware Hi-Tech Films Ltd (Basic Materials) Equity, Since 31 Aug 23 \| 500655	3%	₹24 Cr	71,458 ↓ -1,547
Siemens Energy India Ltd (Utilities) Equity, Since 31 Aug 25 \| ENRIN	3%	₹24 Cr	93,672 ↓ -2,029
Tata Motors Ltd (Consumer Cyclical) Equity, Since 31 Oct 25 \| TMCV	2%	₹22 Cr	566,819 ↓ -229,339

11. BOI AXA Manufacturing and Infrastructure Fund

The Scheme seeks to generate long term capital appreciation through a portfolio of predominantly equity and equity related securities of companies engaged in manufacturing and infrastructure and related sectors. Further, there can be no assurance that the investment objectives of the scheme will be realized. The Scheme is not providing any assured or guaranteed returns

Research Highlights for BOI AXA Manufacturing and Infrastructure Fund

Bottom quartile AUM (₹689 Cr).
Established history (16+ yrs).
Not Rated.
Risk profile: High.
5Y return: 22.29% (bottom quartile).
3Y return: 24.46% (bottom quartile).
1Y return: 22.42% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 1.56 (upper mid).
Information ratio: 0.00 (upper mid).
Top sector: Industrials.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~91%).
High-quality debt (AAA/AA ~100%).
Largest holding Larsen & Toubro Ltd (~8.2%).

Below is the key information for BOI AXA Manufacturing and Infrastructure Fund

BOI AXA Manufacturing and Infrastructure Fund Growth
Launch Date	5 Mar 10
NAV (13 Apr 26)	₹59.29 ↓ -0.26 (-0.44 %)
Net Assets (Cr)	₹689 on 28 Feb 26
Category	Equity - Sectoral
AMC	BOI AXA Investment Mngrs Private Ltd
Rating	Not Rated
Risk	High
Expense Ratio	2.4
Sharpe Ratio	1.56
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹12,756
31 Mar 23	₹13,483
31 Mar 24	₹21,468
31 Mar 25	₹22,621
31 Mar 26	₹24,749

BOI AXA Manufacturing and Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for BOI AXA Manufacturing and Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 13 Apr 26

Duration	Returns
1 Month	5.8%
3 Month	2.3%
6 Month	3.1%
1 Year	22.4%
3 Year	24.5%
5 Year	22.3%
10 Year
15 Year
Since launch	11.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.8%
2023	25.7%
2022	44.7%
2021	3.3%
2020	52.5%
2019	28.1%
2018	2.5%
2017	-22.8%
2016	56%
2015	1%

Fund Manager information for BOI AXA Manufacturing and Infrastructure Fund

Name	Since	Tenure
Nitin Gosar	27 Sep 22	3.51 Yr.

Data below for BOI AXA Manufacturing and Infrastructure Fund as on 28 Feb 26

Equity Sector Allocation

Sector	Value
Industrials	24.14%
Basic Materials	15.26%
Consumer Cyclical	13.65%
Energy	12.49%
Health Care	11.84%
Utility	7.16%
Real Estate	2.65%
Communication Services	2.56%
Consumer Defensive	1.39%

Asset Allocation

Asset Class	Value
Cash	8.75%
Equity	91.13%
Debt	0.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 10 \| LT	8%	₹53 Cr	151,115
NTPC Ltd (Utilities) Equity, Since 31 May 21 \| 532555	7%	₹46 Cr	1,250,367
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 20 \| RELIANCE	7%	₹45 Cr	337,740
Aurobindo Pharma Ltd (Healthcare) Equity, Since 31 May 25 \| AUROPHARMA	4%	₹26 Cr	196,331 ↑ 51,469
Lloyds Metals & Energy Ltd (Basic Materials) Equity, Since 30 Nov 24 \| 512455	4%	₹23 Cr	183,702 ↑ 5,000
Vedanta Ltd (Basic Materials) Equity, Since 31 Mar 24 \| 500295	3%	₹23 Cr	344,039 ↓ -95,554
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 30 Nov 23 \| HEROMOTOCO	3%	₹20 Cr	39,215
Dr Reddy's Laboratories Ltd (Healthcare) Equity, Since 31 Oct 24 \| DRREDDY	3%	₹18 Cr	143,923 ↑ 20,418
Stylam Industries Ltd (Consumer Cyclical) Equity, Since 30 Apr 25 \| 526951	3%	₹18 Cr	83,372
Quality Power Electrical Equipments Ltd (Industrials) Equity, Since 28 Feb 25 \| QPOWER	3%	₹18 Cr	217,724 ↑ 29,148

How to Start a SIP in 2025 – A Practical Guide

Investing in a Systematic Investment plan (SIP) is a smart way to build wealth steadily, but it’s important to follow a clear process aligned with your goals and capacity. Here’s a step-by-step guide with examples to help you start your SIP journey confidently:

1. Analyse Your Financial Goals

Before investing, define what you want to achieve:

Short-term goal example: Buying a car in 2 years → Choose Debt Mutual Funds or Ultra short-term funds that are less volatile and safer.
Medium-term goal example: Funding a child’s higher education in 5-7 years → Consider Balanced or Hybrid Funds that balance risk and growth.
Long-term goal example: Retirement planning 15+ years away → Opt for Equity Mutual Funds for higher growth potential.

Example: If you plan to buy a house in 3 years, putting your money into a debt fund SIP is safer than equity, which can be volatile in the short term.

2. Choose Your Investment Timeline

Decide how long you can stay invested without withdrawing. Longer timelines generally allow you to take more risk for higher returns.

For 5 years or less → Lean towards safer debt or Balanced Fund.
For 7+ years → Equity Funds can offer better growth.

Example: A 30-year-old investor saving for retirement in 30 years can afford a 15-year or more horizon, choosing an equity SIP for compounding benefits.

3. Decide Your Monthly SIP Amount

Calculate how much you can comfortably invest every month without affecting your daily expenses. Use SIP calculators available on platforms like Fincash to estimate future value based on expected returns.

Example: If your goal is to accumulate ₹20 lakhs in 10 years and average returns are 12%, a monthly SIP of approximately ₹12,000 might be needed.

4. Select the Best SIP Plan

Research SIP mutual funds based on performance, risk, and expenses.
Use trusted platforms or consult a certified financial advisor.
Look for funds with consistent 5-year+ performance and a good fund manager track record.

Example: If you want a Large cap fund, SBI Bluechip Fund may be a good choice based on its historical stability and returns.

5. Monitor and Review Your SIP

Track your SIP performance every 6-12 months.
Don’t panic during market dips; SIPs are designed to average out volatility.
Rebalance or switch funds if your goals or market conditions change.

Example: If after 3 years, your SIP is underperforming or your Financial goals change, consider consulting an advisor to review or adjust your investments.

Bonus Tip: Automate Your SIP Set up auto-debit instructions from your Bank account to your SIP fund to ensure consistent investing without missing payments.

This practical approach helps you tailor SIP investments to your unique financial situation, maximising benefits while managing risk effectively.

How to Invest in SIP MF Online?

Open Free Investment Account for Lifetime at Fincash.com

Complete your Registration and KYC Process

Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

Get Started

Begin your investment journey with SIP today!

Parameters to Consider While Investing in Best Systematic Investment Plans

To evaluate best performing SIP Funds, let’s know the factors that one must consider before investing.

Quantitative Factors to Invest in Top SIP

The quantitative factors one must consider before investing via SIP include:

Performance ratings from CRISIL, Value Research, and other trusted agencies.
Fund age and history of consistent returns over at least 5 years.
Fund volatility and risk measures such as standard deviation.
Expense ratio — lower is generally better, ideally under 2%.
Exit load policies affecting liquidity and costs.

Qualitative Factors to Invest in Top SIP

Qualitative key statistics to analyse include:

The fund manager’s track record and tenure with the fund.
The reputation and stability of the Asset Management Company (AMC).
The investment philosophy and process followed by the fund.
Transparency and communication with investors.

FAQs

1. What are mutual funds?

A: Mutual funds pool money from many investors to invest in diversified securities managed by professional fund managers.

2. What types of mutual funds exist?

A: Equity, debt, balanced, liquid, tax-saving (ELSS), gilt, and ETFs.

3. What are growth equity funds?

A: Funds focusing on stocks with potential for capital appreciation, though with higher volatility.

4. Why invest in debt funds?

A: Ideal for investors seeking regular fixed income with lower risk.

5. Why invest via SIPs?

A: SIPs promote disciplined investing, reduce timing risk, and harness compounding for wealth creation.

6. What are tax-saving mutual funds?

A: Equity-linked saving schemes (ELSS) offer tax benefits under Section 80C with potential for capital growth.

7. Do I need a broker to invest in mutual funds?

A: You can invest directly via platforms like Fincash or through brokers/advisors for tailored guidance.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.