Best Kotak SIP Mutual Funds 2026

Updated on August 31, 2026 , 26319 views

Kotak SIP is one of the most efficient ways to invest in Mutual Fund schemes. In a SIP, you automate your monthly investments. You can spread your Mutual Fund investments over a period of time into fixed monthly installments. Hence, you can invest a small amount of money monthly at regular intervals and achieve your Financial goals. Goals like Retirement planning, marriage, purchase of a house/car, can be fulfilled by taking a SIP route. Due to its investment style, SIP is a great tool to invest in equities. It balanced the pitfalls of the equity market. It ensures stability even during turbulent market conditions. Some of the other benefits of SIPs are:

Rupee cost averaging
Power of Compounding
No need to time the market
Builds habit of long-term savings

Investors who are keen to invest in a SIP, here are some of the best Kotak SIP Mutual Funds for 2026. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.

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Fund Selection Methodology used to find 10 funds

Category: Equity
Investment Option: SIP
Asset Management Company : Kotak
Sorted On : 3-year return (high to low)
Tags: fcpro
No Of Funds: 10

Best SIP Funds by Kotak Mutual Fund for Equities

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Kotak Global Emerging Market Fund Growth	₹39.757 ↓ -0.10	₹1,663	1,000	-5.2	11.2	46.4	25.3	11.7	39.1
Kotak Emerging Equity Scheme Growth	₹146.557 ↓ -0.72	₹69,283	1,000	6	8.6	7.7	17.3	16	1.8
Kotak Infrastructure & Economic Reform Fund Growth	₹70.512 ↓ -0.16	₹2,430	1,000	5.3	9.2	9.5	15.5	17.9	-3.7
Kotak India EQ Contra Fund Growth	₹152.939 ↓ -1.10	₹5,450	1,000	4.3	0.2	2.9	14.9	13.3	7.4
Kotak Equity Opportunities Fund Growth	₹351.002 ↓ -2.63	₹32,050	1,000	5	0.1	4.2	13	12.6	5.6
Kotak Standard Multicap Fund Growth	₹85.098 ↓ -0.52	₹56,119	500	2.8	-1	1.8	11.6	10.1	9.5
Kotak Small Cap Fund Growth	₹275.332 ↓ -2.22	₹18,933	1,000	8.7	15.1	6.4	11.4	12.3	-9.1
Kotak Tax Saver Fund Growth	₹117.449 ↓ -0.57	₹6,342	500	6.7	2.7	3.1	10.7	10.9	1.8
Kotak Bluechip Fund Growth	₹564.054 ↓ -2.52	₹11,028	100	3.7	-1.9	0.1	10.1	8.6	8.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Sep 26

Research Highlights & Commentary of 9 Funds showcased

Commentary	Kotak Global Emerging Market Fund	Kotak Emerging Equity Scheme	Kotak Infrastructure & Economic Reform Fund	Kotak India EQ Contra Fund	Kotak Equity Opportunities Fund	Kotak Standard Multicap Fund	Kotak Small Cap Fund	Kotak Tax Saver Fund	Kotak Bluechip Fund
Point 1	Bottom quartile AUM (₹1,663 Cr).	Highest AUM (₹69,283 Cr).	Bottom quartile AUM (₹2,430 Cr).	Bottom quartile AUM (₹5,450 Cr).	Upper mid AUM (₹32,050 Cr).	Top quartile AUM (₹56,119 Cr).	Upper mid AUM (₹18,933 Cr).	Lower mid AUM (₹6,342 Cr).	Lower mid AUM (₹11,028 Cr).
Point 2	Established history (18+ yrs).	Established history (19+ yrs).	Established history (18+ yrs).	Established history (21+ yrs).	Established history (21+ yrs).	Established history (16+ yrs).	Established history (21+ yrs).	Established history (20+ yrs).	Oldest track record among peers (27 yrs).
Point 3	Rating: 3★ (lower mid).	Rating: 4★ (upper mid).	Rating: 4★ (upper mid).	Rating: 3★ (lower mid).	Top rated.	Rating: 5★ (top quartile).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 11.73% (lower mid).	5Y return: 15.98% (top quartile).	5Y return: 17.89% (top quartile).	5Y return: 13.29% (upper mid).	5Y return: 12.61% (upper mid).	5Y return: 10.06% (bottom quartile).	5Y return: 12.34% (lower mid).	5Y return: 10.93% (bottom quartile).	5Y return: 8.58% (bottom quartile).
Point 6	3Y return: 25.27% (top quartile).	3Y return: 17.31% (top quartile).	3Y return: 15.55% (upper mid).	3Y return: 14.87% (upper mid).	3Y return: 13.02% (lower mid).	3Y return: 11.57% (lower mid).	3Y return: 11.40% (bottom quartile).	3Y return: 10.68% (bottom quartile).	3Y return: 10.12% (bottom quartile).
Point 7	1Y return: 46.44% (top quartile).	1Y return: 7.72% (upper mid).	1Y return: 9.48% (top quartile).	1Y return: 2.85% (bottom quartile).	1Y return: 4.20% (lower mid).	1Y return: 1.78% (bottom quartile).	1Y return: 6.39% (upper mid).	1Y return: 3.08% (lower mid).	1Y return: 0.12% (bottom quartile).
Point 8	Alpha: -4.91 (bottom quartile).	Alpha: -1.46 (lower mid).	Alpha: 2.06 (top quartile).	Alpha: 0.04 (top quartile).	Alpha: -0.80 (upper mid).	Alpha: -1.96 (bottom quartile).	Alpha: -3.12 (bottom quartile).	Alpha: -1.58 (lower mid).	Alpha: -1.04 (upper mid).
Point 9	Sharpe: 1.39 (top quartile).	Sharpe: 0.17 (top quartile).	Sharpe: 0.13 (upper mid).	Sharpe: -0.04 (lower mid).	Sharpe: 0.02 (upper mid).	Sharpe: -0.16 (bottom quartile).	Sharpe: -0.07 (lower mid).	Sharpe: -0.13 (bottom quartile).	Sharpe: -0.22 (bottom quartile).
Point 10	Information ratio: -0.62 (bottom quartile).	Information ratio: 0.01 (upper mid).	Information ratio: -0.13 (lower mid).	Information ratio: 1.00 (top quartile).	Information ratio: -0.12 (lower mid).	Information ratio: 0.00 (upper mid).	Information ratio: -0.80 (bottom quartile).	Information ratio: -0.30 (bottom quartile).	Information ratio: 0.25 (top quartile).

Kotak Global Emerging Market Fund

Bottom quartile AUM (₹1,663 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 11.73% (lower mid).
3Y return: 25.27% (top quartile).
1Y return: 46.44% (top quartile).
Alpha: -4.91 (bottom quartile).
Sharpe: 1.39 (top quartile).
Information ratio: -0.62 (bottom quartile).

Kotak Emerging Equity Scheme

Highest AUM (₹69,283 Cr).
Established history (19+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.98% (top quartile).
3Y return: 17.31% (top quartile).
1Y return: 7.72% (upper mid).
Alpha: -1.46 (lower mid).
Sharpe: 0.17 (top quartile).
Information ratio: 0.01 (upper mid).

Kotak Infrastructure & Economic Reform Fund

Bottom quartile AUM (₹2,430 Cr).
Established history (18+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 17.89% (top quartile).
3Y return: 15.55% (upper mid).
1Y return: 9.48% (top quartile).
Alpha: 2.06 (top quartile).
Sharpe: 0.13 (upper mid).
Information ratio: -0.13 (lower mid).

Kotak India EQ Contra Fund

Bottom quartile AUM (₹5,450 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 13.29% (upper mid).
3Y return: 14.87% (upper mid).
1Y return: 2.85% (bottom quartile).
Alpha: 0.04 (top quartile).
Sharpe: -0.04 (lower mid).
Information ratio: 1.00 (top quartile).

Kotak Equity Opportunities Fund

Upper mid AUM (₹32,050 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 12.61% (upper mid).
3Y return: 13.02% (lower mid).
1Y return: 4.20% (lower mid).
Alpha: -0.80 (upper mid).
Sharpe: 0.02 (upper mid).
Information ratio: -0.12 (lower mid).

Kotak Standard Multicap Fund

Top quartile AUM (₹56,119 Cr).
Established history (16+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately High.
5Y return: 10.06% (bottom quartile).
3Y return: 11.57% (lower mid).
1Y return: 1.78% (bottom quartile).
Alpha: -1.96 (bottom quartile).
Sharpe: -0.16 (bottom quartile).
Information ratio: 0.00 (upper mid).

Kotak Small Cap Fund

Upper mid AUM (₹18,933 Cr).
Established history (21+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.34% (lower mid).
3Y return: 11.40% (bottom quartile).
1Y return: 6.39% (upper mid).
Alpha: -3.12 (bottom quartile).
Sharpe: -0.07 (lower mid).
Information ratio: -0.80 (bottom quartile).

Kotak Tax Saver Fund

Lower mid AUM (₹6,342 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 10.93% (bottom quartile).
3Y return: 10.68% (bottom quartile).
1Y return: 3.08% (lower mid).
Alpha: -1.58 (lower mid).
Sharpe: -0.13 (bottom quartile).
Information ratio: -0.30 (bottom quartile).

Kotak Bluechip Fund

Lower mid AUM (₹11,028 Cr).
Oldest track record among peers (27 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 8.58% (bottom quartile).
3Y return: 10.12% (bottom quartile).
1Y return: 0.12% (bottom quartile).
Alpha: -1.04 (upper mid).
Sharpe: -0.22 (bottom quartile).
Information ratio: 0.25 (top quartile).

About the Fincash Research Team

At Fincash, our mission is to help investors make informed, confident decisions. With over 10 years in Mutual Fund distribution, our team blends deep industry expertise with a commitment to transparency, accuracy, and investor education.

Who We Are

AMFI Registration No.: 112358
MCA CIN: U74999MH2016PTC282153
Location: Thane, Maharashtra, India
Experience: 10+ years in Mutual Fund distribution

Our Expertise

Certified Mutual Fund Distributors with hands-on advisory experience.
Market analysts tracking performance, macro trends, and sectors.
Data specialists processing NAVs, allocations, and risk metrics from Morning Star.

Our Research Process

Data sourcing: SEBI-registered fund houses & verified third-party provider Morning Star
Screening: Returns, manager track record, expenses, sector mix, risk-adjusted metrics.
Expert review: Senior team members review every article and list for accuracy.
Updates: Regular refreshes so performance data reflects current market conditions.

Why Trust Us

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Investor-first: No pay-to-promote lists; suitability and performance drive coverage.
Education-focused: We simplify complex concepts for everyday investors.

Disclaimer

Content is for educational and informational purposes only and is not investment advice. Please consider your risk profile and consult a financial advisor before investing.

1. Kotak Global Emerging Market Fund

The investment objective of the scheme is to provide long-term capital appreciation by investing in an overseas mutual fund scheme that invests in a diversified portfolio of securities as prescribed by SEBI from time to time in global emerging markets.

Research Highlights for Kotak Global Emerging Market Fund

Bottom quartile AUM (₹1,663 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 11.73% (lower mid).
3Y return: 25.27% (top quartile).
1Y return: 46.44% (top quartile).
Alpha: -4.91 (bottom quartile).
Sharpe: 1.39 (top quartile).
Information ratio: -0.62 (bottom quartile).
Higher exposure to Technology vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding CI Emerging Markets Class A (~98.4%).
Top-3 holdings concentration ~101.8%.

Below is the key information for Kotak Global Emerging Market Fund

Kotak Global Emerging Market Fund Growth
Launch Date	26 Sep 07
NAV (01 Sep 26)	₹39.757 ↓ -0.10 (-0.26 %)
Net Assets (Cr)	₹1,663 on 31 Jul 26
Category	Equity - Global
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.64
Sharpe Ratio	1.39
Information Ratio	-0.62
Alpha Ratio	-4.91
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹8,424
31 Aug 23	₹8,826
31 Aug 24	₹9,981
31 Aug 25	₹11,941
31 Aug 26	₹17,531

Kotak Global Emerging Market Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Kotak Global Emerging Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 26

Duration	Returns
1 Month	3.2%
3 Month	-5.2%
6 Month	11.2%
1 Year	46.4%
3 Year	25.3%
5 Year	11.7%
10 Year
15 Year
Since launch	7.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	39.1%
2024	5.9%
2023	10.8%
2022	-15%
2021	-0.5%
2020	29.1%
2019	21.4%
2018	-14.4%
2017	30.4%
2016	-1.2%

Fund Manager information for Kotak Global Emerging Market Fund

Name	Since	Tenure
Arjun Khanna	9 May 19	7.24 Yr.

Data below for Kotak Global Emerging Market Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Technology	36.55%
Financial Services	24.43%
Consumer Cyclical	8.32%
Industrials	7.31%
Communication Services	6.71%
Basic Materials	5.98%
Energy	5.74%
Health Care	0.99%
Consumer Defensive	0.09%
Utility	0.04%
Real Estate	0.01%

Asset Allocation

Asset Class	Value
Cash	3.82%
Equity	96.18%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
CI Emerging Markets Class A Investment Fund \| -	98%	₹1,636 Cr	4,597,762 ↑ 10,928
Triparty Repo CBLO/Reverse Repo \| -	3%	₹42 Cr
Net Current Assets/(Liabilities) Net Current Assets \| -	1%	-₹15 Cr

2. Kotak Emerging Equity Scheme

The investment objective of the scheme is to generate long-term capital appreciation from a portfolio of equity and equity related securities, by investing predominantly in mid and small cap companies.

Research Highlights for Kotak Emerging Equity Scheme

Highest AUM (₹69,283 Cr).
Established history (19+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 15.98% (top quartile).
3Y return: 17.31% (top quartile).
1Y return: 7.72% (upper mid).
Alpha: -1.46 (lower mid).
Sharpe: 0.17 (top quartile).
Information ratio: 0.01 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding Fortis Healthcare Ltd (~3.8%).

Below is the key information for Kotak Emerging Equity Scheme

Kotak Emerging Equity Scheme Growth
Launch Date	30 Mar 07
NAV (02 Sep 26)	₹146.557 ↓ -0.72 (-0.49 %)
Net Assets (Cr)	₹69,283 on 31 Jul 26
Category	Equity - Mid Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.44
Sharpe Ratio	0.17
Information Ratio	0.01
Alpha Ratio	-1.46
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-2 Years (1%),2 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹11,123
31 Aug 23	₹13,135
31 Aug 24	₹19,461
31 Aug 25	₹19,453
31 Aug 26	₹21,609

Kotak Emerging Equity Scheme SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Kotak Emerging Equity Scheme

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 26

Duration	Returns
1 Month	0.4%
3 Month	6%
6 Month	8.6%
1 Year	7.7%
3 Year	17.3%
5 Year	16%
10 Year
15 Year
Since launch	14.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	1.8%
2024	33.6%
2023	31.5%
2022	5.1%
2021	47.3%
2020	21.9%
2019	8.9%
2018	-11.7%
2017	43%
2016	10.4%

Fund Manager information for Kotak Emerging Equity Scheme

Name	Since	Tenure
Atul Bhole	22 Jan 24	2.61 Yr.

Data below for Kotak Emerging Equity Scheme as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Financial Services	26.91%
Consumer Cyclical	16.92%
Health Care	16.87%
Industrials	12.03%
Basic Materials	9.89%
Technology	9.01%
Communication Services	2.17%
Real Estate	2.1%
Consumer Defensive	1.34%
Energy	1.3%

Asset Allocation

Asset Class	Value
Cash	1.46%
Equity	98.54%
Debt	0%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Mar 24 \| 532843	4%	₹2,655 Cr	28,097,817
Eternal Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| ETERNAL	3%	₹2,243 Cr	74,161,486 ↑ 18,290,526
Ipca Laboratories Ltd (Healthcare) Equity, Since 31 Mar 21 \| 524494	3%	₹2,158 Cr	12,348,047
Vishal Mega Mart Ltd (Consumer Cyclical) Equity, Since 31 Dec 24 \| VMM	3%	₹2,121 Cr	198,010,745 ↑ 22,764,059
The Federal Bank Ltd (Financial Services) Equity, Since 31 Oct 10 \| FEDERALBNK	3%	₹1,976 Cr	55,056,066 ↑ 2,691,795
L&T Finance Ltd (Financial Services) Equity, Since 31 Aug 25 \| 533519	3%	₹1,971 Cr	63,339,589 ↑ 2,884,604
Mphasis Ltd (Technology) Equity, Since 31 Jan 24 \| 526299	3%	₹1,860 Cr	7,939,467
KEI Industries Ltd (Industrials) Equity, Since 31 Oct 24 \| KEI	2%	₹1,713 Cr	3,427,581 ↓ -59,325
GE Vernova T&D India Ltd (Industrials) Equity, Since 30 Nov 24 \| 522275	2%	₹1,678 Cr	3,882,119 ↓ -2,786
Indian Bank (Financial Services) Equity, Since 30 Jun 25 \| 532814	2%	₹1,551 Cr	18,538,497

3. Kotak Infrastructure & Economic Reform Fund

The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly (at least 65%) equity and equity-related securities of companies involved in economic development of India as a result of potential investments in infrastructure and unfolding economic reforms.

Research Highlights for Kotak Infrastructure & Economic Reform Fund

Bottom quartile AUM (₹2,430 Cr).
Established history (18+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 17.89% (top quartile).
3Y return: 15.55% (upper mid).
1Y return: 9.48% (top quartile).
Alpha: 2.06 (top quartile).
Sharpe: 0.13 (upper mid).
Information ratio: -0.13 (lower mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Larsen & Toubro Ltd (~10.2%).

Below is the key information for Kotak Infrastructure & Economic Reform Fund

Kotak Infrastructure & Economic Reform Fund Growth
Launch Date	25 Feb 08
NAV (02 Sep 26)	₹70.512 ↓ -0.16 (-0.23 %)
Net Assets (Cr)	₹2,430 on 31 Jul 26
Category	Equity - Sectoral
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.01
Sharpe Ratio	0.13
Information Ratio	-0.13
Alpha Ratio	2.06
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹11,912
31 Aug 23	₹14,936
31 Aug 24	₹23,131
31 Aug 25	₹20,850
31 Aug 26	₹23,277

Kotak Infrastructure & Economic Reform Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Kotak Infrastructure & Economic Reform Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 26

Duration	Returns
1 Month	2.2%
3 Month	5.3%
6 Month	9.2%
1 Year	9.5%
3 Year	15.5%
5 Year	17.9%
10 Year
15 Year
Since launch	11.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-3.7%
2024	32.4%
2023	37.3%
2022	15.6%
2021	57.3%
2020	3.4%
2019	3.6%
2018	-19.6%
2017	45.3%
2016	9.2%

Fund Manager information for Kotak Infrastructure & Economic Reform Fund

Name	Since	Tenure
Nalin Bhatt	1 Oct 23	2.92 Yr.

Data below for Kotak Infrastructure & Economic Reform Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Industrials	46.89%
Basic Materials	12.46%
Communication Services	12.39%
Energy	9.54%
Consumer Cyclical	8.57%
Financial Services	3.2%
Real Estate	1.92%
Technology	1.61%
Health Care	1.49%
Utility	0.91%

Asset Allocation

Asset Class	Value
Cash	1.04%
Equity	98.96%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 15 \| LT	10%	₹248 Cr	630,000 ↓ -66,725
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 20 \| BHARTIARTL	9%	₹213 Cr	1,080,000 ↑ 405,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 25 \| RELIANCE	8%	₹188 Cr	1,440,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Oct 15 \| SOLARINDS	4%	₹99 Cr	54,000
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 31 Jul 25 \| 534816	4%	₹88 Cr	2,250,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Aug 17 \| KPIL	3%	₹81 Cr	630,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 15 \| 532538	3%	₹71 Cr	60,000
Shree Cement Ltd (Basic Materials) Equity, Since 31 Dec 11 \| 500387	3%	₹63 Cr	24,300
Mahindra Logistics Ltd (Industrials) Equity, Since 31 Jan 24 \| MAHLOG	2%	₹58 Cr	1,422,000
VST Tillers Tractors Ltd (Industrials) Equity, Since 30 Apr 24 \| VSTTILLERS	2%	₹57 Cr	129,000

4. Kotak India EQ Contra Fund

(Erstwhile Kotak Classic Equity Fund)

To generate capital appreciation from a diversified portfolio of equity and equity related securities. However, there is no assurance that the objective of the scheme will be realized.

Research Highlights for Kotak India EQ Contra Fund

Bottom quartile AUM (₹5,450 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 13.29% (upper mid).
3Y return: 14.87% (upper mid).
1Y return: 2.85% (bottom quartile).
Alpha: 0.04 (top quartile).
Sharpe: -0.04 (lower mid).
Information ratio: 1.00 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding ICICI Bank Ltd (~6.1%).

Below is the key information for Kotak India EQ Contra Fund

Kotak India EQ Contra Fund Growth
Launch Date	27 Jul 05
NAV (02 Sep 26)	₹152.939 ↓ -1.10 (-0.72 %)
Net Assets (Cr)	₹5,450 on 31 Jul 26
Category	Equity - Contra
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.89
Sharpe Ratio	-0.04
Information Ratio	1
Alpha Ratio	0.04
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,507
31 Aug 23	₹12,314
31 Aug 24	₹19,095
31 Aug 25	₹18,128
31 Aug 26	₹19,149

Kotak India EQ Contra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for Kotak India EQ Contra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 26

Duration	Returns
1 Month	-0.9%
3 Month	4.3%
6 Month	0.2%
1 Year	2.9%
3 Year	14.9%
5 Year	13.3%
10 Year
15 Year
Since launch	13.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.4%
2024	22.1%
2023	35%
2022	7.4%
2021	30.2%
2020	15.2%
2019	10%
2018	2.6%
2017	35.4%
2016	7.1%

Fund Manager information for Kotak India EQ Contra Fund

Name	Since	Tenure
Shibani Kurian	9 May 19	7.32 Yr.

Data below for Kotak India EQ Contra Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Financial Services	32.96%
Health Care	12.55%
Industrials	12.19%
Consumer Cyclical	10.77%
Technology	8.04%
Basic Materials	7.53%
Communication Services	4.3%
Consumer Defensive	3.97%
Energy	2.84%
Utility	2.52%
Real Estate	0.97%

Asset Allocation

Asset Class	Value
Cash	1.37%
Equity	98.63%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 18 \| ICICIBANK	6%	₹335 Cr	2,333,051 ↑ 185,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 10 \| HDFCBANK	4%	₹228 Cr	3,046,864 ↓ -500,000
State Bank of India (Financial Services) Equity, Since 31 Oct 16 \| SBIN	3%	₹180 Cr	1,752,000
Reliance Industries Ltd (Energy) Equity, Since 30 Sep 08 \| RELIANCE	3%	₹155 Cr	1,181,648
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 23 \| SHRIRAMFIN	3%	₹150 Cr	1,437,305
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Oct 22 \| HEROMOTOCO	3%	₹143 Cr	264,700
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	3%	₹141 Cr	717,149
NTPC Ltd (Utilities) Equity, Since 30 Nov 20 \| 532555	3%	₹137 Cr	3,955,000
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 18 \| LT	2%	₹136 Cr	345,547
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 May 23 \| 532843	2%	₹126 Cr	1,335,600

5. Kotak Equity Opportunities Fund

(Erstwhile Kotak Opportunities Scheme)

To generate capital appreciation from a diversified portfolio of equity and equity related securities. However, there is no assurance that the objective of the scheme will be realized.

Research Highlights for Kotak Equity Opportunities Fund

Upper mid AUM (₹32,050 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 12.61% (upper mid).
3Y return: 13.02% (lower mid).
1Y return: 4.20% (lower mid).
Alpha: -0.80 (upper mid).
Sharpe: 0.02 (upper mid).
Information ratio: -0.12 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~4.6%).

Below is the key information for Kotak Equity Opportunities Fund

Kotak Equity Opportunities Fund Growth
Launch Date	9 Sep 04
NAV (02 Sep 26)	₹351.002 ↓ -2.63 (-0.74 %)
Net Assets (Cr)	₹32,050 on 31 Jul 26
Category	Equity - Large & Mid Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.6
Sharpe Ratio	0.02
Information Ratio	-0.12
Alpha Ratio	-0.8
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,686
31 Aug 23	₹12,568
31 Aug 24	₹17,923
31 Aug 25	₹17,324
31 Aug 26	₹18,590

Kotak Equity Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Kotak Equity Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 26

Duration	Returns
1 Month	-1.1%
3 Month	5%
6 Month	0.1%
1 Year	4.2%
3 Year	13%
5 Year	12.6%
10 Year
15 Year
Since launch	17.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	5.6%
2024	24.2%
2023	29.3%
2022	7%
2021	30.4%
2020	16.5%
2019	13.2%
2018	-5.6%
2017	34.9%
2016	9.6%

Fund Manager information for Kotak Equity Opportunities Fund

Name	Since	Tenure
Harsha Upadhyaya	4 Aug 12	14 Yr.

Data below for Kotak Equity Opportunities Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Financial Services	30.25%
Industrials	16.33%
Consumer Cyclical	13.02%
Basic Materials	10.86%
Health Care	8.45%
Technology	7.26%
Energy	5.41%
Utility	3.04%
Communication Services	2.72%
Consumer Defensive	1.03%
Real Estate	0.91%

Asset Allocation

Asset Class	Value
Cash	0.69%
Equity	99.31%
Debt	0%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	5%	₹1,459 Cr	19,500,000
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	4%	₹1,284 Cr	12,500,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| ETERNAL	3%	₹1,089 Cr	36,000,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Oct 18 \| BEL	3%	₹1,086 Cr	28,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 10 \| ICICIBANK	3%	₹1,005 Cr	7,000,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 25 \| 500034	2%	₹770 Cr	6,750,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 12 \| 532215	2%	₹762 Cr	6,200,000
Bharti Airtel Ltd (Communication Services) Equity, Since 28 Feb 21 \| BHARTIARTL	2%	₹749 Cr	3,800,000
Bharat Forge Ltd (Consumer Cyclical) Equity, Since 31 Dec 20 \| 500493	2%	₹748 Cr	3,400,000
BSE Ltd (Financial Services) Equity, Since 30 Nov 25 \| BSE	2%	₹729 Cr	2,000,000

6. Kotak Standard Multicap Fund

(Erstwhile Kotak Select Focus Fund)

The investment objective of the scheme is to generate long term appreciation from the portfolio of equity and equity related sectors, generally focussed on few selected sectors.

Research Highlights for Kotak Standard Multicap Fund

Top quartile AUM (₹56,119 Cr).
Established history (16+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately High.
5Y return: 10.06% (bottom quartile).
3Y return: 11.57% (lower mid).
1Y return: 1.78% (bottom quartile).
Alpha: -1.96 (bottom quartile).
Sharpe: -0.16 (bottom quartile).
Information ratio: 0.00 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~5.6%).

Below is the key information for Kotak Standard Multicap Fund

Kotak Standard Multicap Fund Growth
Launch Date	11 Sep 09
NAV (02 Sep 26)	₹85.098 ↓ -0.52 (-0.61 %)
Net Assets (Cr)	₹56,119 on 31 Jul 26
Category	Equity - Multi Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.47
Sharpe Ratio	-0.16
Information Ratio	0
Alpha Ratio	-1.96
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,343
31 Aug 23	₹11,676
31 Aug 24	₹15,997
31 Aug 25	₹15,864
31 Aug 26	₹16,592

Kotak Standard Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for Kotak Standard Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 26

Duration	Returns
1 Month	-0.9%
3 Month	2.8%
6 Month	-1%
1 Year	1.8%
3 Year	11.6%
5 Year	10.1%
10 Year
15 Year
Since launch	13.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	9.5%
2024	16.5%
2023	24.2%
2022	5%
2021	25.4%
2020	11.8%
2019	12.3%
2018	-0.9%
2017	34.3%
2016	9.4%

Fund Manager information for Kotak Standard Multicap Fund

Name	Since	Tenure
Harsha Upadhyaya	4 Aug 12	14 Yr.

Data below for Kotak Standard Multicap Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Financial Services	30.92%
Industrials	17.36%
Basic Materials	13.42%
Consumer Cyclical	12.58%
Health Care	6.09%
Energy	5.13%
Technology	4.16%
Communication Services	3.96%
Utility	2.6%
Consumer Defensive	1.97%

Asset Allocation

Asset Class	Value
Cash	1.8%
Equity	98.2%
Debt	0%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 10 \| ICICIBANK	6%	₹3,158 Cr	22,000,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 10 \| HDFCBANK	5%	₹2,955 Cr	39,500,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Aug 14 \| BEL	5%	₹2,851 Cr	73,500,000
State Bank of India (Financial Services) Equity, Since 31 Jan 12 \| SBIN	4%	₹2,445 Cr	23,800,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| ETERNAL	4%	₹2,117 Cr	70,000,000
Jindal Steel Ltd (Basic Materials) Equity, Since 31 Mar 18 \| 532286	4%	₹2,095 Cr	19,000,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 13 \| LT	4%	₹2,088 Cr	5,300,000
Axis Bank Ltd (Financial Services) Equity, Since 31 May 12 \| 532215	4%	₹1,967 Cr	16,000,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Jul 16 \| SOLARINDS	3%	₹1,839 Cr	1,000,000
Bharti Airtel Ltd (Communication Services) Equity, Since 28 Feb 21 \| BHARTIARTL	3%	₹1,716 Cr	8,700,000

7. Kotak Small Cap Fund

(Erstwhile Kotak Midcap Scheme)

The investment objective of the Scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities.

Research Highlights for Kotak Small Cap Fund

Upper mid AUM (₹18,933 Cr).
Established history (21+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 12.34% (lower mid).
3Y return: 11.40% (bottom quartile).
1Y return: 6.39% (upper mid).
Alpha: -3.12 (bottom quartile).
Sharpe: -0.07 (lower mid).
Information ratio: -0.80 (bottom quartile).
Higher exposure to Health Care vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~100%).
Largest holding Aster DM Quality Care Ltd Ordinary Shares (~4.9%).

Below is the key information for Kotak Small Cap Fund

Kotak Small Cap Fund Growth
Launch Date	24 Feb 05
NAV (02 Sep 26)	₹275.332 ↓ -2.22 (-0.80 %)
Net Assets (Cr)	₹18,933 on 31 Jul 26
Category	Equity - Small Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.66
Sharpe Ratio	-0.07
Information Ratio	-0.8
Alpha Ratio	-3.12
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,928
31 Aug 23	₹13,004
31 Aug 24	₹18,271
31 Aug 25	₹16,742
31 Aug 26	₹18,296

Kotak Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Kotak Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 26

Duration	Returns
1 Month	2.4%
3 Month	8.7%
6 Month	15.1%
1 Year	6.4%
3 Year	11.4%
5 Year	12.3%
10 Year
15 Year
Since launch	16.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-9.1%
2024	25.5%
2023	34.8%
2022	-3.1%
2021	70.9%
2020	34.2%
2019	5%
2018	-17.3%
2017	44%
2016	8.9%

Fund Manager information for Kotak Small Cap Fund

Name	Since	Tenure
Harish Bihani	20 Oct 23	2.78 Yr.

Data below for Kotak Small Cap Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Health Care	24.1%
Industrials	22%
Consumer Cyclical	19.45%
Financial Services	15.58%
Basic Materials	7.96%
Real Estate	3.4%
Consumer Defensive	2.63%
Technology	2.18%
Communication Services	1.76%
Utility	0.74%

Asset Allocation

Asset Class	Value
Cash	0.2%
Equity	99.8%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Aster DM Quality Care Ltd Ordinary Shares (Healthcare) Equity, Since 31 Jul 24 \| ASTERDM	5%	₹930 Cr	11,316,828 ↓ -10,406
Vijaya Diagnostic Centre Ltd (Healthcare) Equity, Since 31 Mar 24 \| VIJAYA	4%	₹733 Cr	5,454,656
Sansera Engineering Ltd (Consumer Cyclical) Equity, Since 30 Sep 21 \| SANSERA	4%	₹697 Cr	2,081,679
Krishna Institute of Medical Sciences Ltd (Healthcare) Equity, Since 31 Dec 23 \| 543308	4%	₹680 Cr	8,454,118
Century Plyboards (India) Ltd (Basic Materials) Equity, Since 31 Oct 18 \| 532548	2%	₹467 Cr	5,836,731
Minda Corp Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| MINDACORP	2%	₹463 Cr	6,607,215
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Jan 23 \| KPIL	2%	₹461 Cr	3,572,133
Five-Star Business Finance Ltd (Financial Services) Equity, Since 31 Jul 25 \| FIVESTAR	2%	₹426 Cr	7,780,174 ↑ 502,898
Ajanta Pharma Ltd (Healthcare) Equity, Since 31 May 23 \| 532331	2%	₹397 Cr	1,144,880
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| ICICIBANK	2%	₹378 Cr	2,635,719

8. Kotak Tax Saver Fund

The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time.

Research Highlights for Kotak Tax Saver Fund

Lower mid AUM (₹6,342 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 10.93% (bottom quartile).
3Y return: 10.68% (bottom quartile).
1Y return: 3.08% (lower mid).
Alpha: -1.58 (lower mid).
Sharpe: -0.13 (bottom quartile).
Information ratio: -0.30 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding HDFC Bank Ltd (~7.1%).

Below is the key information for Kotak Tax Saver Fund

Kotak Tax Saver Fund Growth
Launch Date	23 Nov 05
NAV (02 Sep 26)	₹117.449 ↓ -0.57 (-0.49 %)
Net Assets (Cr)	₹6,342 on 31 Jul 26
Category	Equity - ELSS
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.76
Sharpe Ratio	-0.13
Information Ratio	-0.3
Alpha Ratio	-1.58
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,707
31 Aug 23	₹12,369
31 Aug 24	₹17,165
31 Aug 25	₹16,222
31 Aug 26	₹17,127

Kotak Tax Saver Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for Kotak Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 26

Duration	Returns
1 Month	0%
3 Month	6.7%
6 Month	2.7%
1 Year	3.1%
3 Year	10.7%
5 Year	10.9%
10 Year
15 Year
Since launch	12.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	1.8%
2024	21.8%
2023	23.6%
2022	6.9%
2021	33.2%
2020	14.9%
2019	12.7%
2018	-3.8%
2017	33.8%
2016	7.5%

Fund Manager information for Kotak Tax Saver Fund

Name	Since	Tenure
Harsha Upadhyaya	25 Aug 15	10.94 Yr.

Data below for Kotak Tax Saver Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Financial Services	31.83%
Consumer Cyclical	14.18%
Industrials	12.53%
Basic Materials	8.1%
Health Care	7.84%
Technology	6.6%
Energy	6.01%
Communication Services	4.64%
Utility	4.24%
Consumer Defensive	3.51%

Asset Allocation

Asset Class	Value
Cash	0.52%
Equity	99.48%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	7%	₹449 Cr	6,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	5%	₹330 Cr	2,300,000
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	5%	₹324 Cr	3,150,000
Bharti Airtel Ltd (Communication Services) Equity, Since 28 Feb 21 \| BHARTIARTL	4%	₹240 Cr	1,215,714
Tech Mahindra Ltd (Technology) Equity, Since 31 Aug 23 \| 532755	3%	₹198 Cr	1,200,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 24 \| ETERNAL	3%	₹181 Cr	6,000,000
NTPC Ltd (Utilities) Equity, Since 30 Sep 22 \| 532555	3%	₹181 Cr	5,200,000
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Jan 25 \| 500034	3%	₹180 Cr	1,575,000
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Jan 24 \| HEROMOTOCO	3%	₹162 Cr	300,000
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 30 Sep 21 \| SUNPHARMA	3%	₹159 Cr	800,000

9. Kotak Bluechip Fund

(Erstwhile Kotak 50 Fund)

To generate capital appreciation from a portfolio of predominantly equity and equity related securities. The portfolio will generally comprise of equity and equity related instruments of around 50 companies which may go up to 59 companies but will not exceed 59 at any point in time. However, there is no assurance that the objective of the scheme will be realized

Research Highlights for Kotak Bluechip Fund

Lower mid AUM (₹11,028 Cr).
Oldest track record among peers (27 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 8.58% (bottom quartile).
3Y return: 10.12% (bottom quartile).
1Y return: 0.12% (bottom quartile).
Alpha: -1.04 (upper mid).
Sharpe: -0.22 (bottom quartile).
Information ratio: 0.25 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~8.1%).

Below is the key information for Kotak Bluechip Fund

Kotak Bluechip Fund Growth
Launch Date	29 Dec 98
NAV (02 Sep 26)	₹564.054 ↓ -2.52 (-0.44 %)
Net Assets (Cr)	₹11,028 on 31 Jul 26
Category	Equity - Large Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.75
Sharpe Ratio	-0.22
Information Ratio	0.25
Alpha Ratio	-1.04
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,251
31 Aug 23	₹11,315
31 Aug 24	₹15,538
31 Aug 25	₹15,123
31 Aug 26	₹15,385

Kotak Bluechip Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for Kotak Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 26

Duration	Returns
1 Month	-1.4%
3 Month	3.7%
6 Month	-1.9%
1 Year	0.1%
3 Year	10.1%
5 Year	8.6%
10 Year
15 Year
Since launch	17%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	8.7%
2024	16.2%
2023	22.9%
2022	2%
2021	27.7%
2020	16.4%
2019	14.2%
2018	-2.1%
2017	29.2%
2016	2.9%

Fund Manager information for Kotak Bluechip Fund

Name	Since	Tenure
Rohit Tandon	22 Jan 24	2.61 Yr.

Data below for Kotak Bluechip Fund as on 31 Jul 26

Equity Sector Allocation

Sector	Value
Financial Services	30.58%
Consumer Cyclical	12.76%
Basic Materials	9.01%
Industrials	8.6%
Energy	8.21%
Technology	7.04%
Health Care	6.43%
Consumer Defensive	5.51%
Communication Services	4.12%
Utility	3.24%
Real Estate	0.83%

Asset Allocation

Asset Class	Value
Cash	1.89%
Equity	98.11%
Debt	0%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	8%	₹888 Cr	6,185,054 ↑ 266,344
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	6%	₹683 Cr	9,127,951 ↑ 150,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 06 \| RELIANCE	6%	₹666 Cr	5,094,835
State Bank of India (Financial Services) Equity, Since 30 Jun 21 \| SBIN	4%	₹490 Cr	4,772,487
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	4%	₹455 Cr	2,306,659 ↑ 23,750
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 12 \| LT	4%	₹437 Cr	1,109,346 ↓ -70,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| 500034	4%	₹393 Cr	3,447,863
Infosys Ltd (Technology) Equity, Since 31 Oct 04 \| INFY	3%	₹320 Cr	2,835,817
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 13 \| 532215	3%	₹317 Cr	2,582,129
NTPC Ltd (Utilities) Equity, Since 31 Oct 23 \| 532555	3%	₹300 Cr	8,648,083

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.