Best Kotak SIP Mutual Funds 2026

Updated on October 25, 2026 , 26477 views

Kotak SIP is one of the most efficient ways to invest in Mutual Fund schemes. In a SIP, you automate your monthly investments. You can spread your Mutual Fund investments over a period of time into fixed monthly installments. Hence, you can invest a small amount of money monthly at regular intervals and achieve your Financial goals. Goals like Retirement planning, marriage, purchase of a house/car, can be fulfilled by taking a SIP route. Due to its investment style, SIP is a great tool to invest in equities. It balanced the pitfalls of the equity market. It ensures stability even during turbulent market conditions. Some of the other benefits of SIPs are:

Rupee cost averaging
Power of Compounding
No need to time the market
Builds habit of long-term savings

Investors who are keen to invest in a SIP, here are some of the best Kotak SIP Mutual Funds for 2026. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.

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Fund Selection Methodology used to find 10 funds

Category: Equity
Investment Option: SIP
Asset Management Company : Kotak
Sorted On : 3-year return (high to low)
Tags: fcpro
No Of Funds: 10

Best SIP Funds by Kotak Mutual Fund for Equities

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2025 (%)
Kotak Global Emerging Market Fund Growth	₹35.942 ↓ -0.34	₹1,733	1,000	-6.4	-3.5	21.3	24	8.8	39.1
Kotak Infrastructure & Economic Reform Fund Growth	₹65.89 ↑ 0.71	₹2,334	1,000	-3.8	-2.8	-1.5	13.7	15.1	-3.7
Kotak Emerging Equity Scheme Growth	₹131.903 ↑ 1.80	₹66,613	1,000	-9.3	-5.7	-5.5	13.7	13	1.8
Kotak India EQ Contra Fund Growth	₹141.548 ↑ 0.76	₹5,196	1,000	-7.2	-5.5	-9.1	12.1	10.5	7.4
Kotak Equity Opportunities Fund Growth	₹326.121 ↑ 1.82	₹30,581	1,000	-7.2	-5.9	-7.6	11.1	10.6	5.6
Kotak Standard Multicap Fund Growth	₹79.854 ↑ 0.31	₹53,087	500	-6	-5.6	-8.8	10.1	8	9.5
Kotak Small Cap Fund Growth	₹255.717 ↑ 4.12	₹19,141	1,000	-4.4	1.5	-1.9	9.8	9.3	-9.1
Kotak Tax Saver Fund Growth	₹110.44 ↑ 0.76	₹6,071	500	-4.9	-2.4	-6.6	9.2	8.9	1.8
Kotak Bluechip Fund Growth	₹529.764 ↑ 1.73	₹10,514	100	-6.1	-5.3	-10.7	8.6	6.3	8.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Oct 26

Research Highlights & Commentary of 9 Funds showcased

Commentary	Kotak Global Emerging Market Fund	Kotak Infrastructure & Economic Reform Fund	Kotak Emerging Equity Scheme	Kotak India EQ Contra Fund	Kotak Equity Opportunities Fund	Kotak Standard Multicap Fund	Kotak Small Cap Fund	Kotak Tax Saver Fund	Kotak Bluechip Fund
Point 1	Bottom quartile AUM (₹1,733 Cr).	Bottom quartile AUM (₹2,334 Cr).	Highest AUM (₹66,613 Cr).	Bottom quartile AUM (₹5,196 Cr).	Upper mid AUM (₹30,581 Cr).	Top quartile AUM (₹53,087 Cr).	Upper mid AUM (₹19,141 Cr).	Lower mid AUM (₹6,071 Cr).	Lower mid AUM (₹10,514 Cr).
Point 2	Established history (19+ yrs).	Established history (18+ yrs).	Established history (19+ yrs).	Established history (21+ yrs).	Established history (22+ yrs).	Established history (17+ yrs).	Established history (21+ yrs).	Established history (20+ yrs).	Oldest track record among peers (27 yrs).
Point 3	Rating: 3★ (lower mid).	Rating: 4★ (upper mid).	Rating: 4★ (upper mid).	Rating: 3★ (lower mid).	Top rated.	Rating: 5★ (top quartile).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 8.79% (bottom quartile).	5Y return: 15.09% (top quartile).	5Y return: 13.02% (top quartile).	5Y return: 10.50% (upper mid).	5Y return: 10.55% (upper mid).	5Y return: 8.00% (bottom quartile).	5Y return: 9.34% (lower mid).	5Y return: 8.93% (lower mid).	5Y return: 6.28% (bottom quartile).
Point 6	3Y return: 24.01% (top quartile).	3Y return: 13.73% (top quartile).	3Y return: 13.73% (upper mid).	3Y return: 12.07% (upper mid).	3Y return: 11.10% (lower mid).	3Y return: 10.11% (lower mid).	3Y return: 9.83% (bottom quartile).	3Y return: 9.17% (bottom quartile).	3Y return: 8.59% (bottom quartile).
Point 7	1Y return: 21.25% (top quartile).	1Y return: -1.48% (top quartile).	1Y return: -5.52% (upper mid).	1Y return: -9.15% (bottom quartile).	1Y return: -7.64% (lower mid).	1Y return: -8.82% (bottom quartile).	1Y return: -1.95% (upper mid).	1Y return: -6.61% (lower mid).	1Y return: -10.66% (bottom quartile).
Point 8	Alpha: -5.87 (bottom quartile).	Alpha: 10.70 (top quartile).	Alpha: -2.97 (bottom quartile).	Alpha: -0.87 (lower mid).	Alpha: -1.27 (lower mid).	Alpha: -1.68 (bottom quartile).	Alpha: -0.42 (upper mid).	Alpha: 1.21 (top quartile).	Alpha: -0.84 (upper mid).
Point 9	Sharpe: 1.09 (top quartile).	Sharpe: 0.18 (top quartile).	Sharpe: -0.09 (upper mid).	Sharpe: -0.36 (bottom quartile).	Sharpe: -0.28 (lower mid).	Sharpe: -0.41 (bottom quartile).	Sharpe: 0.15 (upper mid).	Sharpe: -0.24 (lower mid).	Sharpe: -0.57 (bottom quartile).
Point 10	Information ratio: -0.81 (bottom quartile).	Information ratio: 0.14 (top quartile).	Information ratio: 0.14 (upper mid).	Information ratio: 0.90 (top quartile).	Information ratio: 0.01 (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: -0.47 (bottom quartile).	Information ratio: -0.11 (bottom quartile).	Information ratio: 0.06 (upper mid).

Kotak Global Emerging Market Fund

Bottom quartile AUM (₹1,733 Cr).
Established history (19+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 8.79% (bottom quartile).
3Y return: 24.01% (top quartile).
1Y return: 21.25% (top quartile).
Alpha: -5.87 (bottom quartile).
Sharpe: 1.09 (top quartile).
Information ratio: -0.81 (bottom quartile).

Kotak Infrastructure & Economic Reform Fund

Bottom quartile AUM (₹2,334 Cr).
Established history (18+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 15.09% (top quartile).
3Y return: 13.73% (top quartile).
1Y return: -1.48% (top quartile).
Alpha: 10.70 (top quartile).
Sharpe: 0.18 (top quartile).
Information ratio: 0.14 (top quartile).

Kotak Emerging Equity Scheme

Highest AUM (₹66,613 Cr).
Established history (19+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.02% (top quartile).
3Y return: 13.73% (upper mid).
1Y return: -5.52% (upper mid).
Alpha: -2.97 (bottom quartile).
Sharpe: -0.09 (upper mid).
Information ratio: 0.14 (upper mid).

Kotak India EQ Contra Fund

Bottom quartile AUM (₹5,196 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 10.50% (upper mid).
3Y return: 12.07% (upper mid).
1Y return: -9.15% (bottom quartile).
Alpha: -0.87 (lower mid).
Sharpe: -0.36 (bottom quartile).
Information ratio: 0.90 (top quartile).

Kotak Equity Opportunities Fund

Upper mid AUM (₹30,581 Cr).
Established history (22+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 10.55% (upper mid).
3Y return: 11.10% (lower mid).
1Y return: -7.64% (lower mid).
Alpha: -1.27 (lower mid).
Sharpe: -0.28 (lower mid).
Information ratio: 0.01 (lower mid).

Kotak Standard Multicap Fund

Top quartile AUM (₹53,087 Cr).
Established history (17+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately High.
5Y return: 8.00% (bottom quartile).
3Y return: 10.11% (lower mid).
1Y return: -8.82% (bottom quartile).
Alpha: -1.68 (bottom quartile).
Sharpe: -0.41 (bottom quartile).
Information ratio: 0.00 (lower mid).

Kotak Small Cap Fund

Upper mid AUM (₹19,141 Cr).
Established history (21+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 9.34% (lower mid).
3Y return: 9.83% (bottom quartile).
1Y return: -1.95% (upper mid).
Alpha: -0.42 (upper mid).
Sharpe: 0.15 (upper mid).
Information ratio: -0.47 (bottom quartile).

Kotak Tax Saver Fund

Lower mid AUM (₹6,071 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 8.93% (lower mid).
3Y return: 9.17% (bottom quartile).
1Y return: -6.61% (lower mid).
Alpha: 1.21 (top quartile).
Sharpe: -0.24 (lower mid).
Information ratio: -0.11 (bottom quartile).

Kotak Bluechip Fund

Lower mid AUM (₹10,514 Cr).
Oldest track record among peers (27 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 6.28% (bottom quartile).
3Y return: 8.59% (bottom quartile).
1Y return: -10.66% (bottom quartile).
Alpha: -0.84 (upper mid).
Sharpe: -0.57 (bottom quartile).
Information ratio: 0.06 (upper mid).

About the Fincash Research Team

At Fincash, our mission is to help investors make informed, confident decisions. With over 10 years in Mutual Fund distribution, our team blends deep industry expertise with a commitment to transparency, accuracy, and investor education.

Who We Are

AMFI Registration No.: 112358
MCA CIN: U74999MH2016PTC282153
Location: Thane, Maharashtra, India
Experience: 10+ years in Mutual Fund distribution

Our Expertise

Certified Mutual Fund Distributors with hands-on advisory experience.
Market analysts tracking performance, macro trends, and sectors.
Data specialists processing NAVs, allocations, and risk metrics from Morning Star.

Our Research Process

Data sourcing: SEBI-registered fund houses & verified third-party provider Morning Star
Screening: Returns, manager track record, expenses, sector mix, risk-adjusted metrics.
Expert review: Senior team members review every article and list for accuracy.
Updates: Regular refreshes so performance data reflects current market conditions.

Why Trust Us

Regulated & compliant: AMFI-registered and MCA-incorporated.
Investor-first: No pay-to-promote lists; suitability and performance drive coverage.
Education-focused: We simplify complex concepts for everyday investors.

Disclaimer

Content is for educational and informational purposes only and is not investment advice. Please consider your risk profile and consult a financial advisor before investing.

1. Kotak Global Emerging Market Fund

The investment objective of the scheme is to provide long-term capital appreciation by investing in an overseas mutual fund scheme that invests in a diversified portfolio of securities as prescribed by SEBI from time to time in global emerging markets.

Research Highlights for Kotak Global Emerging Market Fund

Bottom quartile AUM (₹1,733 Cr).
Established history (19+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 8.79% (bottom quartile).
3Y return: 24.01% (top quartile).
1Y return: 21.25% (top quartile).
Alpha: -5.87 (bottom quartile).
Sharpe: 1.09 (top quartile).
Information ratio: -0.81 (bottom quartile).
Higher exposure to Technology vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding CI Emerging Markets Class I (~98.1%).
Top-3 holdings concentration ~100.3%.

Below is the key information for Kotak Global Emerging Market Fund

Kotak Global Emerging Market Fund Growth
Launch Date	26 Sep 07
NAV (26 Oct 26)	₹35.942 ↓ -0.34 (-0.95 %)
Net Assets (Cr)	₹1,733 on 30 Sep 26
Category	Equity - Global
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.64
Sharpe Ratio	1.09
Information Ratio	-0.81
Alpha Ratio	-5.87
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹7,972
30 Sep 23	₹8,771
30 Sep 24	₹10,660
30 Sep 25	₹13,233
30 Sep 26	₹17,897

Kotak Global Emerging Market Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for Kotak Global Emerging Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Oct 26

Duration	Returns
1 Month	-11.6%
3 Month	-6.4%
6 Month	-3.5%
1 Year	21.3%
3 Year	24%
5 Year	8.8%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	39.1%
2024	5.9%
2023	10.8%
2022	-15%
2021	-0.5%
2020	29.1%
2019	21.4%
2018	-14.4%
2017	30.4%
2016	-1.2%

Fund Manager information for Kotak Global Emerging Market Fund

Name	Since	Tenure
Arjun Khanna	9 May 19	7.4 Yr.

Data below for Kotak Global Emerging Market Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Technology	40.91%
Financial Services	22.06%
Industrials	7%
Consumer Cyclical	6.96%
Basic Materials	6.09%
Communication Services	4.83%
Energy	4.43%
Health Care	2.97%

Asset Allocation

Asset Class	Value
Cash	4.74%
Equity	95.26%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
CI Emerging Markets Class I Investment Fund \| -	98%	₹1,700 Cr	4,592,941 ↓ -2,166
Triparty Repo CBLO/Reverse Repo \| -	2%	₹36 Cr
Net Current Assets/(Liabilities) Net Current Assets \| -	0%	-₹3 Cr

2. Kotak Infrastructure & Economic Reform Fund

The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly (at least 65%) equity and equity-related securities of companies involved in economic development of India as a result of potential investments in infrastructure and unfolding economic reforms.

Research Highlights for Kotak Infrastructure & Economic Reform Fund

Bottom quartile AUM (₹2,334 Cr).
Established history (18+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 15.09% (top quartile).
3Y return: 13.73% (top quartile).
1Y return: -1.48% (top quartile).
Alpha: 10.70 (top quartile).
Sharpe: 0.18 (top quartile).
Information ratio: 0.14 (top quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Larsen & Toubro Ltd (~8.7%).

Below is the key information for Kotak Infrastructure & Economic Reform Fund

Kotak Infrastructure & Economic Reform Fund Growth
Launch Date	25 Feb 08
NAV (27 Oct 26)	₹65.89 ↑ 0.71 (1.10 %)
Net Assets (Cr)	₹2,334 on 30 Sep 26
Category	Equity - Sectoral
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.01
Sharpe Ratio	0.18
Information Ratio	0.14
Alpha Ratio	10.7
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹11,139
30 Sep 23	₹14,290
30 Sep 24	₹22,439
30 Sep 25	₹19,881
30 Sep 26	₹21,350

Kotak Infrastructure & Economic Reform Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Kotak Infrastructure & Economic Reform Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Oct 26

Duration	Returns
1 Month	-5.8%
3 Month	-3.8%
6 Month	-2.8%
1 Year	-1.5%
3 Year	13.7%
5 Year	15.1%
10 Year
15 Year
Since launch	10.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-3.7%
2024	32.4%
2023	37.3%
2022	15.6%
2021	57.3%
2020	3.4%
2019	3.6%
2018	-19.6%
2017	45.3%
2016	9.2%

Fund Manager information for Kotak Infrastructure & Economic Reform Fund

Name	Since	Tenure
Nalin Bhatt	1 Oct 23	3 Yr.

Data below for Kotak Infrastructure & Economic Reform Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Industrials	49.65%
Basic Materials	11.1%
Communication Services	11.05%
Energy	8.19%
Consumer Cyclical	7.44%
Technology	3.16%
Financial Services	2.9%
Real Estate	2.65%
Utility	1.47%
Health Care	1.06%

Asset Allocation

Asset Class	Value
Cash	1.32%
Equity	98.68%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 15 \| LT	9%	₹203 Cr	540,000 ↓ -30,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 20 \| BHARTIARTL	7%	₹174 Cr	990,000 ↓ -90,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 25 \| RELIANCE	7%	₹171 Cr	1,440,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Aug 17 \| KPIL	4%	₹87 Cr	630,000
Engineers India Ltd (Industrials) Equity, Since 30 Apr 25 \| 532178	4%	₹87 Cr	2,800,000
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 31 Jul 25 \| 534816	4%	₹84 Cr	2,250,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Oct 15 \| SOLARINDS	3%	₹71 Cr	36,000 ↓ -18,000
Kajaria Ceramics Ltd (Industrials) Equity, Since 31 Oct 16 \| 500233	3%	₹67 Cr	540,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 15 \| 532538	3%	₹66 Cr	60,000
Mahindra Logistics Ltd (Industrials) Equity, Since 31 Jan 24 \| MAHLOG	3%	₹62 Cr	1,422,000

3. Kotak Emerging Equity Scheme

The investment objective of the scheme is to generate long-term capital appreciation from a portfolio of equity and equity related securities, by investing predominantly in mid and small cap companies.

Research Highlights for Kotak Emerging Equity Scheme

Highest AUM (₹66,613 Cr).
Established history (19+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 13.02% (top quartile).
3Y return: 13.73% (upper mid).
1Y return: -5.52% (upper mid).
Alpha: -2.97 (bottom quartile).
Sharpe: -0.09 (upper mid).
Information ratio: 0.14 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding Ipca Laboratories Ltd (~3.6%).

Below is the key information for Kotak Emerging Equity Scheme

Kotak Emerging Equity Scheme Growth
Launch Date	30 Mar 07
NAV (27 Oct 26)	₹131.903 ↑ 1.80 (1.38 %)
Net Assets (Cr)	₹66,613 on 30 Sep 26
Category	Equity - Mid Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.44
Sharpe Ratio	-0.1
Information Ratio	0.14
Alpha Ratio	-2.97
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-2 Years (1%),2 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,694
30 Sep 23	₹12,949
30 Sep 24	₹19,323
30 Sep 25	₹19,146
30 Sep 26	₹19,438

Kotak Emerging Equity Scheme SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for Kotak Emerging Equity Scheme

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Oct 26

Duration	Returns
1 Month	-7.2%
3 Month	-9.3%
6 Month	-5.7%
1 Year	-5.5%
3 Year	13.7%
5 Year	13%
10 Year
15 Year
Since launch	14.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	1.8%
2024	33.6%
2023	31.5%
2022	5.1%
2021	47.3%
2020	21.9%
2019	8.9%
2018	-11.7%
2017	43%
2016	10.4%

Fund Manager information for Kotak Emerging Equity Scheme

Name	Since	Tenure
Atul Bhole	22 Jan 24	2.69 Yr.

Data below for Kotak Emerging Equity Scheme as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Financial Services	25.33%
Health Care	19.68%
Consumer Cyclical	14.25%
Industrials	12.9%
Technology	10.11%
Basic Materials	9.81%
Real Estate	2.11%
Communication Services	2%
Energy	1.22%
Consumer Defensive	1.15%

Asset Allocation

Asset Class	Value
Cash	1.44%
Equity	98.56%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Ipca Laboratories Ltd (Healthcare) Equity, Since 31 Mar 21 \| 524494	4%	₹2,379 Cr	12,348,047
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Mar 24 \| 532843	3%	₹2,322 Cr	30,161,426 ↑ 2,063,609
Vishal Mega Mart Ltd (Consumer Cyclical) Equity, Since 31 Dec 24 \| VMM	3%	₹2,025 Cr	200,510,745
L&T Finance Ltd (Financial Services) Equity, Since 31 Aug 25 \| LTF	3%	₹1,807 Cr	68,170,582 ↑ 4,758,463
The Federal Bank Ltd (Financial Services) Equity, Since 31 Oct 10 \| FEDERALBNK	3%	₹1,747 Cr	55,056,066
Mphasis Ltd (Technology) Equity, Since 31 Jan 24 \| 526299	3%	₹1,710 Cr	7,939,467
KEI Industries Ltd (Industrials) Equity, Since 31 Oct 24 \| KEI	2%	₹1,632 Cr	3,664,181
GE Vernova T&D India Ltd (Industrials) Equity, Since 30 Nov 24 \| 522275	2%	₹1,631 Cr	3,882,119
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Jan 23 \| DIXON	2%	₹1,627 Cr	1,241,970 ↑ 227,222
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Jul 11 \| SOLARINDS	2%	₹1,602 Cr	813,415

4. Kotak India EQ Contra Fund

(Erstwhile Kotak Classic Equity Fund)

To generate capital appreciation from a diversified portfolio of equity and equity related securities. However, there is no assurance that the objective of the scheme will be realized.

Research Highlights for Kotak India EQ Contra Fund

Bottom quartile AUM (₹5,196 Cr).
Established history (21+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 10.50% (upper mid).
3Y return: 12.07% (upper mid).
1Y return: -9.15% (bottom quartile).
Alpha: -0.87 (lower mid).
Sharpe: -0.36 (bottom quartile).
Information ratio: 0.90 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding ICICI Bank Ltd (~5.9%).

Below is the key information for Kotak India EQ Contra Fund

Kotak India EQ Contra Fund Growth
Launch Date	27 Jul 05
NAV (27 Oct 26)	₹141.548 ↑ 0.76 (0.54 %)
Net Assets (Cr)	₹5,196 on 30 Sep 26
Category	Equity - Contra
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.89
Sharpe Ratio	-0.36
Information Ratio	0.9
Alpha Ratio	-0.87
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹9,980
30 Sep 23	₹12,340
30 Sep 24	₹18,801
30 Sep 25	₹17,939
30 Sep 26	₹17,493

Kotak India EQ Contra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for Kotak India EQ Contra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Oct 26

Duration	Returns
1 Month	-5.3%
3 Month	-7.2%
6 Month	-5.5%
1 Year	-9.1%
3 Year	12.1%
5 Year	10.5%
10 Year
15 Year
Since launch	13.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.4%
2024	22.1%
2023	35%
2022	7.4%
2021	30.2%
2020	15.2%
2019	10%
2018	2.6%
2017	35.4%
2016	7.1%

Fund Manager information for Kotak India EQ Contra Fund

Name	Since	Tenure
Shibani Kurian	9 May 19	7.4 Yr.

Data below for Kotak India EQ Contra Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Financial Services	31.7%
Industrials	15.54%
Health Care	12.21%
Consumer Cyclical	11.01%
Technology	8.18%
Basic Materials	7.45%
Communication Services	4.13%
Energy	2.7%
Consumer Defensive	2.53%
Utility	2.46%
Real Estate	1.04%

Asset Allocation

Asset Class	Value
Cash	1.05%
Equity	98.95%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 18 \| ICICIBANK	6%	₹308 Cr	2,333,051
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 10 \| HDFCBANK	5%	₹263 Cr	3,711,864 ↑ 665,000
State Bank of India (Financial Services) Equity, Since 31 Oct 16 \| SBIN	3%	₹168 Cr	1,752,000
Reliance Industries Ltd (Energy) Equity, Since 30 Sep 08 \| RELIANCE	3%	₹140 Cr	1,181,648
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Oct 22 \| HEROMOTOCO	3%	₹139 Cr	264,700
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 23 \| SHRIRAMFIN	3%	₹131 Cr	1,337,305 ↓ -100,000
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 18 \| LT	3%	₹130 Cr	345,547
NTPC Ltd (Utilities) Equity, Since 30 Nov 20 \| 532555	2%	₹128 Cr	3,955,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	2%	₹126 Cr	717,149
Swiggy Ltd (Consumer Cyclical) Equity, Since 30 Nov 24 \| SWIGGY	2%	₹118 Cr	4,699,328

5. Kotak Equity Opportunities Fund

(Erstwhile Kotak Opportunities Scheme)

To generate capital appreciation from a diversified portfolio of equity and equity related securities. However, there is no assurance that the objective of the scheme will be realized.

Research Highlights for Kotak Equity Opportunities Fund

Upper mid AUM (₹30,581 Cr).
Established history (22+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 10.55% (upper mid).
3Y return: 11.10% (lower mid).
1Y return: -7.64% (lower mid).
Alpha: -1.27 (lower mid).
Sharpe: -0.28 (lower mid).
Information ratio: 0.01 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~4.5%).

Below is the key information for Kotak Equity Opportunities Fund

Kotak Equity Opportunities Fund Growth
Launch Date	9 Sep 04
NAV (27 Oct 26)	₹326.121 ↑ 1.82 (0.56 %)
Net Assets (Cr)	₹30,581 on 30 Sep 26
Category	Equity - Large & Mid Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.6
Sharpe Ratio	-0.28
Information Ratio	0.01
Alpha Ratio	-1.27
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,313
30 Sep 23	₹12,648
30 Sep 24	₹18,152
30 Sep 25	₹17,436
30 Sep 26	₹17,222

Kotak Equity Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578 Invest Now

Returns for Kotak Equity Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Oct 26

Duration	Returns
1 Month	-4.9%
3 Month	-7.2%
6 Month	-5.9%
1 Year	-7.6%
3 Year	11.1%
5 Year	10.6%
10 Year
15 Year
Since launch	17.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	5.6%
2024	24.2%
2023	29.3%
2022	7%
2021	30.4%
2020	16.5%
2019	13.2%
2018	-5.6%
2017	34.9%
2016	9.6%

Fund Manager information for Kotak Equity Opportunities Fund

Name	Since	Tenure
Harsha Upadhyaya	4 Aug 12	14.17 Yr.

Data below for Kotak Equity Opportunities Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Financial Services	30.05%
Industrials	17.71%
Basic Materials	10.43%
Health Care	10.34%
Consumer Cyclical	10.24%
Technology	9.18%
Energy	4.55%
Communication Services	2.18%
Utility	1.87%
Consumer Defensive	0.96%
Real Estate	0.92%

Asset Allocation

Asset Class	Value
Cash	1.55%
Equity	98.45%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	5%	₹1,382 Cr	19,500,000
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	4%	₹1,199 Cr	12,500,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| ETERNAL	4%	₹1,152 Cr	36,000,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Oct 18 \| BEL	4%	₹1,087 Cr	28,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 10 \| ICICIBANK	3%	₹925 Cr	7,000,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 12 \| 532215	2%	₹736 Cr	6,000,000 ↓ -200,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 13 \| LT	2%	₹696 Cr	1,850,000
Bharti Airtel Ltd (Communication Services) Equity, Since 28 Feb 21 \| BHARTIARTL	2%	₹668 Cr	3,800,000
Bharat Forge Ltd (Industrials) Equity, Since 31 Dec 20 \| 500493	2%	₹655 Cr	3,400,000
Ashok Leyland Ltd (Industrials) Equity, Since 31 Aug 22 \| 500477	2%	₹648 Cr	42,000,000

6. Kotak Standard Multicap Fund

(Erstwhile Kotak Select Focus Fund)

The investment objective of the scheme is to generate long term appreciation from the portfolio of equity and equity related sectors, generally focussed on few selected sectors.

Research Highlights for Kotak Standard Multicap Fund

Top quartile AUM (₹53,087 Cr).
Established history (17+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately High.
5Y return: 8.00% (bottom quartile).
3Y return: 10.11% (lower mid).
1Y return: -8.82% (bottom quartile).
Alpha: -1.68 (bottom quartile).
Sharpe: -0.41 (bottom quartile).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~5.5%).

Below is the key information for Kotak Standard Multicap Fund

Kotak Standard Multicap Fund Growth
Launch Date	11 Sep 09
NAV (27 Oct 26)	₹79.854 ↑ 0.31 (0.38 %)
Net Assets (Cr)	₹53,087 on 30 Sep 26
Category	Equity - Multi Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.47
Sharpe Ratio	-0.41
Information Ratio	0
Alpha Ratio	-1.68
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹9,846
30 Sep 23	₹11,700
30 Sep 24	₹16,038
30 Sep 25	₹15,856
30 Sep 26	₹15,375

Kotak Standard Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070 Invest Now

Returns for Kotak Standard Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Oct 26

Duration	Returns
1 Month	-3.7%
3 Month	-6%
6 Month	-5.6%
1 Year	-8.8%
3 Year	10.1%
5 Year	8%
10 Year
15 Year
Since launch	12.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	9.5%
2024	16.5%
2023	24.2%
2022	5%
2021	25.4%
2020	11.8%
2019	12.3%
2018	-0.9%
2017	34.3%
2016	9.4%

Fund Manager information for Kotak Standard Multicap Fund

Name	Since	Tenure
Harsha Upadhyaya	4 Aug 12	14.17 Yr.

Data below for Kotak Standard Multicap Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Financial Services	30.86%
Industrials	19.58%
Basic Materials	13.59%
Consumer Cyclical	10.18%
Health Care	9.54%
Energy	4.66%
Communication Services	3.79%
Technology	2.95%
Utility	2.52%
Consumer Defensive	0.85%

Asset Allocation

Asset Class	Value
Cash	1.46%
Equity	98.54%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 10 \| ICICIBANK	5%	₹2,908 Cr	22,000,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Aug 14 \| BEL	5%	₹2,835 Cr	73,000,000 ↓ -500,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 10 \| HDFCBANK	5%	₹2,799 Cr	39,500,000
State Bank of India (Financial Services) Equity, Since 31 Jan 12 \| SBIN	4%	₹2,284 Cr	23,800,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| ETERNAL	4%	₹2,240 Cr	70,000,000
Jindal Steel Ltd (Basic Materials) Equity, Since 31 Mar 18 \| 532286	4%	₹2,156 Cr	19,000,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Jul 16 \| SOLARINDS	4%	₹1,970 Cr	1,000,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 13 \| LT	4%	₹1,880 Cr	5,000,000 ↓ -200,000
Axis Bank Ltd (Financial Services) Equity, Since 31 May 12 \| 532215	3%	₹1,778 Cr	14,500,000 ↓ -1,500,000
SRF Ltd (Industrials) Equity, Since 31 Dec 18 \| SRF	3%	₹1,533 Cr	6,200,000

7. Kotak Small Cap Fund

(Erstwhile Kotak Midcap Scheme)

The investment objective of the Scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities.

Research Highlights for Kotak Small Cap Fund

Upper mid AUM (₹19,141 Cr).
Established history (21+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 9.34% (lower mid).
3Y return: 9.83% (bottom quartile).
1Y return: -1.95% (upper mid).
Alpha: -0.42 (upper mid).
Sharpe: 0.15 (upper mid).
Information ratio: -0.47 (bottom quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Sansera Engineering Ltd (~4.8%).

Below is the key information for Kotak Small Cap Fund

Kotak Small Cap Fund Growth
Launch Date	24 Feb 05
NAV (27 Oct 26)	₹255.717 ↑ 4.12 (1.64 %)
Net Assets (Cr)	₹19,141 on 30 Sep 26
Category	Equity - Small Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.66
Sharpe Ratio	0.15
Information Ratio	-0.47
Alpha Ratio	-0.42
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,351
30 Sep 23	₹12,428
30 Sep 24	₹18,057
30 Sep 25	₹15,883
30 Sep 26	₹16,950

Kotak Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for Kotak Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Oct 26

Duration	Returns
1 Month	-7.6%
3 Month	-4.4%
6 Month	1.5%
1 Year	-1.9%
3 Year	9.8%
5 Year	9.3%
10 Year
15 Year
Since launch	16.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	-9.1%
2024	25.5%
2023	34.8%
2022	-3.1%
2021	70.9%
2020	34.2%
2019	5%
2018	-17.3%
2017	44%
2016	8.9%

Fund Manager information for Kotak Small Cap Fund

Name	Since	Tenure
Harish Bihani	20 Oct 23	2.95 Yr.

Data below for Kotak Small Cap Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Industrials	23.68%
Health Care	21.85%
Consumer Cyclical	20.28%
Financial Services	14.46%
Basic Materials	7.37%
Real Estate	3.54%
Consumer Defensive	2.74%
Technology	2.46%
Communication Services	1.65%
Utility	0.88%

Asset Allocation

Asset Class	Value
Cash	1.11%
Equity	98.89%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sansera Engineering Ltd (Consumer Cyclical) Equity, Since 30 Sep 21 \| SANSERA	5%	₹922 Cr	2,032,796
Vijaya Diagnostic Centre Ltd (Healthcare) Equity, Since 31 Mar 24 \| VIJAYA	4%	₹784 Cr	5,454,656
Aster DM Quality Care Ltd Ordinary Shares (Healthcare) Equity, Since 31 Jul 24 \| ASTERDM	4%	₹779 Cr	11,167,820
Krishna Institute of Medical Sciences Ltd (Healthcare) Equity, Since 31 Dec 23 \| KIMS	3%	₹631 Cr	8,454,118
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Jan 23 \| KPIL	3%	₹493 Cr	3,572,133
Minda Corp Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| MINDACORP	2%	₹458 Cr	6,607,215
Five-Star Business Finance Ltd (Financial Services) Equity, Since 31 Jul 25 \| FIVESTAR	2%	₹402 Cr	7,780,174
Century Plyboards (India) Ltd (Basic Materials) Equity, Since 31 Oct 18 \| 532548	2%	₹398 Cr	5,836,731
Ajanta Pharma Ltd (Healthcare) Equity, Since 31 May 23 \| 532331	2%	₹393 Cr	1,086,134
Techno Electric & Engineering Co Ltd (Industrials) Equity, Since 31 Dec 18 \| TECHNOE	2%	₹367 Cr	3,641,516

8. Kotak Tax Saver Fund

The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time.

Research Highlights for Kotak Tax Saver Fund

Lower mid AUM (₹6,071 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 8.93% (lower mid).
3Y return: 9.17% (bottom quartile).
1Y return: -6.61% (lower mid).
Alpha: 1.21 (top quartile).
Sharpe: -0.24 (lower mid).
Information ratio: -0.11 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding HDFC Bank Ltd (~7.0%).

Below is the key information for Kotak Tax Saver Fund

Kotak Tax Saver Fund Growth
Launch Date	23 Nov 05
NAV (27 Oct 26)	₹110.44 ↑ 0.76 (0.69 %)
Net Assets (Cr)	₹6,071 on 30 Sep 26
Category	Equity - ELSS
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.76
Sharpe Ratio	-0.25
Information Ratio	-0.11
Alpha Ratio	1.21
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,331
30 Sep 23	₹12,400
30 Sep 24	₹17,390
30 Sep 25	₹16,151
30 Sep 26	₹16,075

Kotak Tax Saver Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for Kotak Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Oct 26

Duration	Returns
1 Month	-4.2%
3 Month	-4.9%
6 Month	-2.4%
1 Year	-6.6%
3 Year	9.2%
5 Year	8.9%
10 Year
15 Year
Since launch	12.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	1.8%
2024	21.8%
2023	23.6%
2022	6.9%
2021	33.2%
2020	14.9%
2019	12.7%
2018	-3.8%
2017	33.8%
2016	7.5%

Fund Manager information for Kotak Tax Saver Fund

Name	Since	Tenure
Harsha Upadhyaya	25 Aug 15	11.11 Yr.

Data below for Kotak Tax Saver Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Financial Services	30.83%
Industrials	13.71%
Consumer Cyclical	13.52%
Health Care	10.95%
Basic Materials	8.17%
Technology	7.16%
Communication Services	4.33%
Energy	3.77%
Consumer Defensive	3.29%
Utility	2.76%

Asset Allocation

Asset Class	Value
Cash	1.51%
Equity	98.49%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	7%	₹425 Cr	6,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	5%	₹304 Cr	2,300,000
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	5%	₹302 Cr	3,150,000
Bharti Airtel Ltd (Communication Services) Equity, Since 28 Feb 21 \| BHARTIARTL	3%	₹211 Cr	1,200,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 24 \| ETERNAL	3%	₹192 Cr	6,000,000
Tech Mahindra Ltd (Technology) Equity, Since 31 Aug 23 \| 532755	3%	₹183 Cr	1,200,000
NTPC Ltd (Utilities) Equity, Since 30 Sep 22 \| 532555	3%	₹168 Cr	5,200,000
Divi's Laboratories Ltd (Healthcare) Equity, Since 31 May 25 \| DIVISLAB	3%	₹163 Cr	175,000
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Jan 24 \| HEROMOTOCO	3%	₹157 Cr	300,000
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 May 26 \| DIXON	3%	₹157 Cr	120,000 ↑ 30,000

9. Kotak Bluechip Fund

(Erstwhile Kotak 50 Fund)

To generate capital appreciation from a portfolio of predominantly equity and equity related securities. The portfolio will generally comprise of equity and equity related instruments of around 50 companies which may go up to 59 companies but will not exceed 59 at any point in time. However, there is no assurance that the objective of the scheme will be realized

Research Highlights for Kotak Bluechip Fund

Lower mid AUM (₹10,514 Cr).
Oldest track record among peers (27 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 6.28% (bottom quartile).
3Y return: 8.59% (bottom quartile).
1Y return: -10.66% (bottom quartile).
Alpha: -0.84 (upper mid).
Sharpe: -0.57 (bottom quartile).
Information ratio: 0.06 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding ICICI Bank Ltd (~7.9%).

Below is the key information for Kotak Bluechip Fund

Kotak Bluechip Fund Growth
Launch Date	29 Dec 98
NAV (27 Oct 26)	₹529.764 ↑ 1.73 (0.33 %)
Net Assets (Cr)	₹10,514 on 30 Sep 26
Category	Equity - Large Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.75
Sharpe Ratio	-0.57
Information Ratio	0.06
Alpha Ratio	-0.84
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹9,668
30 Sep 23	₹11,225
30 Sep 24	₹15,506
30 Sep 25	₹14,921
30 Sep 26	₹14,109

Kotak Bluechip Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992 Invest Now

Returns for Kotak Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Oct 26

Duration	Returns
1 Month	-3.2%
3 Month	-6.1%
6 Month	-5.3%
1 Year	-10.7%
3 Year	8.6%
5 Year	6.3%
10 Year
15 Year
Since launch	16.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2025	8.7%
2024	16.2%
2023	22.9%
2022	2%
2021	27.7%
2020	16.4%
2019	14.2%
2018	-2.1%
2017	29.2%
2016	2.9%

Fund Manager information for Kotak Bluechip Fund

Name	Since	Tenure
Rohit Tandon	22 Jan 24	2.69 Yr.

Data below for Kotak Bluechip Fund as on 30 Sep 26

Equity Sector Allocation

Sector	Value
Financial Services	30.44%
Consumer Cyclical	11.47%
Industrials	9.76%
Basic Materials	9.01%
Energy	8.02%
Health Care	6.57%
Technology	6.26%
Consumer Defensive	5.16%
Communication Services	3.85%
Utility	3.23%
Real Estate	0.31%

Asset Allocation

Asset Class	Value
Cash	4.35%
Equity	95.64%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	8%	₹827 Cr	6,260,054 ↑ 75,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	6%	₹670 Cr	9,448,949 ↑ 320,998
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 06 \| RELIANCE	6%	₹609 Cr	5,128,335 ↑ 33,500
State Bank of India (Financial Services) Equity, Since 30 Jun 21 \| SBIN	4%	₹472 Cr	4,922,487
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 12 \| LT	4%	₹417 Cr	1,109,346
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	4%	₹405 Cr	2,306,659
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| 500034	3%	₹330 Cr	3,443,363
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 13 \| 532215	3%	₹317 Cr	2,582,129
NTPC Ltd (Utilities) Equity, Since 31 Oct 23 \| 532555	3%	₹279 Cr	8,648,083
Infosys Ltd (Technology) Equity, Since 31 Oct 04 \| INFY	3%	₹272 Cr	2,739,017 ↓ -96,800

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.