Best Kotak SIP Mutual Funds 2025

Updated on January 2, 2026 , 25673 views

Kotak SIP is one of the most efficient ways to invest in Mutual Fund schemes. In a SIP, you automate your monthly investments. You can spread your Mutual Fund investments over a period of time into fixed monthly installments. Hence, you can invest a small amount of money monthly at regular intervals and achieve your Financial goals. Goals like Retirement planning, marriage, purchase of a house/car, can be fulfilled by taking a SIP route. Due to its investment style, SIP is a great tool to invest in equities. It balanced the pitfalls of the equity Market. It ensures stability even during turbulent market conditions. Some of the other benefits of SIPs are:

Rupee cost averaging
Power of Compounding
No need to time the market
Builds habit of long-term savings

Investors who are keen to invest in a SIP, here are some of the best Kotak SIP Mutual Funds for 2025. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.

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Best SIP Funds by Kotak Mutual Fund for Equities

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Kotak Emerging Equity Scheme Growth	₹137.866 ↑ 0.93	₹60,480	1,000	1.2	1	1.4	21.7	22.6	1.8
Kotak India EQ Contra Fund Growth	₹158.42 ↑ 0.89	₹5,010	1,000	5.3	4.9	6.5	21.1	20	7.4
Kotak Infrastructure & Economic Reform Fund Growth	₹66.382 ↑ 0.61	₹2,376	1,000	2.7	-0.6	-3.2	20.8	26.3	-3.7
Kotak Equity Opportunities Fund Growth	₹356.817 ↑ 3.17	₹29,961	1,000	4.8	3.8	5.2	19.6	18.9	5.6
Kotak Global Emerging Market Fund Growth	₹30.783 ↑ 0.01	₹230	1,000	4.3	21.6	39.1	17.7	6.7	39.1
Kotak Standard Multicap Fund Growth	₹88.033 ↑ 0.64	₹56,885	500	4.4	1.3	8.9	16.8	16	9.5
Kotak Bluechip Fund Growth	₹599.496 ↑ 4.13	₹11,081	100	5.2	3.6	7.4	15.9	15.3	8.7
Kotak Small Cap Fund Growth	₹252.193 ↑ 2.17	₹17,423	1,000	-1.2	-5.1	-9.6	15.6	20.5	-9.1
Kotak Tax Saver Fund Growth	₹118.849 ↑ 1.07	₹6,516	500	3.7	1.2	1.6	15.5	17.1	1.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Jan 26

Research Highlights & Commentary of 9 Funds showcased

Commentary	Kotak Emerging Equity Scheme	Kotak India EQ Contra Fund	Kotak Infrastructure & Economic Reform Fund	Kotak Equity Opportunities Fund	Kotak Global Emerging Market Fund	Kotak Standard Multicap Fund	Kotak Bluechip Fund	Kotak Small Cap Fund	Kotak Tax Saver Fund
Point 1	Highest AUM (₹60,480 Cr).	Bottom quartile AUM (₹5,010 Cr).	Bottom quartile AUM (₹2,376 Cr).	Upper mid AUM (₹29,961 Cr).	Bottom quartile AUM (₹230 Cr).	Top quartile AUM (₹56,885 Cr).	Lower mid AUM (₹11,081 Cr).	Upper mid AUM (₹17,423 Cr).	Lower mid AUM (₹6,516 Cr).
Point 2	Established history (18+ yrs).	Established history (20+ yrs).	Established history (17+ yrs).	Established history (21+ yrs).	Established history (18+ yrs).	Established history (16+ yrs).	Oldest track record among peers (27 yrs).	Established history (20+ yrs).	Established history (20+ yrs).
Point 3	Rating: 4★ (upper mid).	Rating: 3★ (lower mid).	Rating: 4★ (upper mid).	Top rated.	Rating: 3★ (lower mid).	Rating: 5★ (top quartile).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 22.58% (top quartile).	5Y return: 19.98% (upper mid).	5Y return: 26.31% (top quartile).	5Y return: 18.92% (lower mid).	5Y return: 6.67% (bottom quartile).	5Y return: 15.98% (bottom quartile).	5Y return: 15.26% (bottom quartile).	5Y return: 20.55% (upper mid).	5Y return: 17.08% (lower mid).
Point 6	3Y return: 21.65% (top quartile).	3Y return: 21.13% (top quartile).	3Y return: 20.80% (upper mid).	3Y return: 19.55% (upper mid).	3Y return: 17.73% (lower mid).	3Y return: 16.76% (lower mid).	3Y return: 15.87% (bottom quartile).	3Y return: 15.57% (bottom quartile).	3Y return: 15.54% (bottom quartile).
Point 7	1Y return: 1.37% (bottom quartile).	1Y return: 6.54% (upper mid).	1Y return: -3.17% (bottom quartile).	1Y return: 5.18% (lower mid).	1Y return: 39.13% (top quartile).	1Y return: 8.93% (top quartile).	1Y return: 7.39% (upper mid).	1Y return: -9.58% (bottom quartile).	1Y return: 1.65% (lower mid).
Point 8	Alpha: -3.85 (lower mid).	Alpha: -1.54 (upper mid).	Alpha: -13.49 (bottom quartile).	Alpha: -2.35 (upper mid).	Alpha: -3.99 (lower mid).	Alpha: 1.84 (top quartile).	Alpha: -0.47 (top quartile).	Alpha: -5.42 (bottom quartile).	Alpha: -4.43 (bottom quartile).
Point 9	Sharpe: -0.03 (lower mid).	Sharpe: -0.01 (lower mid).	Sharpe: -0.24 (bottom quartile).	Sharpe: 0.03 (upper mid).	Sharpe: 2.07 (top quartile).	Sharpe: 0.22 (top quartile).	Sharpe: 0.16 (upper mid).	Sharpe: -0.59 (bottom quartile).	Sharpe: -0.19 (bottom quartile).
Point 10	Information ratio: -0.40 (bottom quartile).	Information ratio: 1.42 (top quartile).	Information ratio: -0.15 (lower mid).	Information ratio: 0.04 (upper mid).	Information ratio: -0.59 (bottom quartile).	Information ratio: 0.15 (upper mid).	Information ratio: 0.58 (top quartile).	Information ratio: -0.81 (bottom quartile).	Information ratio: -0.15 (lower mid).

Kotak Emerging Equity Scheme

Highest AUM (₹60,480 Cr).
Established history (18+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 22.58% (top quartile).
3Y return: 21.65% (top quartile).
1Y return: 1.37% (bottom quartile).
Alpha: -3.85 (lower mid).
Sharpe: -0.03 (lower mid).
Information ratio: -0.40 (bottom quartile).

Kotak India EQ Contra Fund

Bottom quartile AUM (₹5,010 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 19.98% (upper mid).
3Y return: 21.13% (top quartile).
1Y return: 6.54% (upper mid).
Alpha: -1.54 (upper mid).
Sharpe: -0.01 (lower mid).
Information ratio: 1.42 (top quartile).

Kotak Infrastructure & Economic Reform Fund

Bottom quartile AUM (₹2,376 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 26.31% (top quartile).
3Y return: 20.80% (upper mid).
1Y return: -3.17% (bottom quartile).
Alpha: -13.49 (bottom quartile).
Sharpe: -0.24 (bottom quartile).
Information ratio: -0.15 (lower mid).

Kotak Equity Opportunities Fund

Upper mid AUM (₹29,961 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 18.92% (lower mid).
3Y return: 19.55% (upper mid).
1Y return: 5.18% (lower mid).
Alpha: -2.35 (upper mid).
Sharpe: 0.03 (upper mid).
Information ratio: 0.04 (upper mid).

Kotak Global Emerging Market Fund

Bottom quartile AUM (₹230 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 6.67% (bottom quartile).
3Y return: 17.73% (lower mid).
1Y return: 39.13% (top quartile).
Alpha: -3.99 (lower mid).
Sharpe: 2.07 (top quartile).
Information ratio: -0.59 (bottom quartile).

Kotak Standard Multicap Fund

Top quartile AUM (₹56,885 Cr).
Established history (16+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately High.
5Y return: 15.98% (bottom quartile).
3Y return: 16.76% (lower mid).
1Y return: 8.93% (top quartile).
Alpha: 1.84 (top quartile).
Sharpe: 0.22 (top quartile).
Information ratio: 0.15 (upper mid).

Kotak Bluechip Fund

Lower mid AUM (₹11,081 Cr).
Oldest track record among peers (27 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.26% (bottom quartile).
3Y return: 15.87% (bottom quartile).
1Y return: 7.39% (upper mid).
Alpha: -0.47 (top quartile).
Sharpe: 0.16 (upper mid).
Information ratio: 0.58 (top quartile).

Kotak Small Cap Fund

Upper mid AUM (₹17,423 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.55% (upper mid).
3Y return: 15.57% (bottom quartile).
1Y return: -9.58% (bottom quartile).
Alpha: -5.42 (bottom quartile).
Sharpe: -0.59 (bottom quartile).
Information ratio: -0.81 (bottom quartile).

Kotak Tax Saver Fund

Lower mid AUM (₹6,516 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 17.08% (lower mid).
3Y return: 15.54% (bottom quartile).
1Y return: 1.65% (lower mid).
Alpha: -4.43 (bottom quartile).
Sharpe: -0.19 (bottom quartile).
Information ratio: -0.15 (lower mid).

1. Kotak Emerging Equity Scheme

The investment objective of the scheme is to generate long-term capital appreciation from a portfolio of equity and equity related securities, by investing predominantly in mid and small cap companies.

Research Highlights for Kotak Emerging Equity Scheme

Highest AUM (₹60,480 Cr).
Established history (18+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 22.58% (top quartile).
3Y return: 21.65% (top quartile).
1Y return: 1.37% (bottom quartile).
Alpha: -3.85 (lower mid).
Sharpe: -0.03 (lower mid).
Information ratio: -0.40 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding GE Vernova T&D India Ltd (~3.8%).

Below is the key information for Kotak Emerging Equity Scheme

Kotak Emerging Equity Scheme Growth
Launch Date	30 Mar 07
NAV (02 Jan 26)	₹137.866 ↑ 0.93 (0.68 %)
Net Assets (Cr)	₹60,480 on 30 Nov 25
Category	Equity - Mid Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.44
Sharpe Ratio	-0.03
Information Ratio	-0.4
Alpha Ratio	-3.85
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-2 Years (1%),2 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹14,731
31 Dec 22	₹15,486
31 Dec 23	₹20,363
31 Dec 24	₹27,196
31 Dec 25	₹27,697

Kotak Emerging Equity Scheme SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Kotak Emerging Equity Scheme

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	0.9%
3 Month	1.2%
6 Month	1%
1 Year	1.4%
3 Year	21.7%
5 Year	22.6%
10 Year
15 Year
Since launch	15%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	1.8%
2023	33.6%
2022	31.5%
2021	5.1%
2020	47.3%
2019	21.9%
2018	8.9%
2017	-11.7%
2016	43%
2015	10.4%

Fund Manager information for Kotak Emerging Equity Scheme

Name	Since	Tenure
Atul Bhole	22 Jan 24	1.86 Yr.

Data below for Kotak Emerging Equity Scheme as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	20.28%
Consumer Cyclical	15.98%
Industrials	15.19%
Technology	13.23%
Basic Materials	13.22%
Health Care	12.17%
Energy	2.69%
Real Estate	2.18%
Communication Services	2.17%
Consumer Defensive	0.8%

Asset Allocation

Asset Class	Value
Cash	1.86%
Equity	98.14%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
GE Vernova T&D India Ltd (Industrials) Equity, Since 30 Nov 24 \| GVT&D	4%	₹2,318 Cr	8,044,322 ↑ 186,843
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Mar 24 \| FORTIS	4%	₹2,272 Cr	24,724,343
Mphasis Ltd (Technology) Equity, Since 31 Jan 24 \| MPHASIS	4%	₹2,185 Cr	7,771,095 ↑ 1,177,215
Ipca Laboratories Ltd (Healthcare) Equity, Since 31 Mar 21 \| IPCALAB	3%	₹1,744 Cr	12,005,038
Dixon Technologies (India) Ltd (Technology) Equity, Since 31 Jan 23 \| DIXON	3%	₹1,612 Cr	1,103,948
Vishal Mega Mart Ltd (Consumer Cyclical) Equity, Since 31 Dec 24 \| VMM	2%	₹1,505 Cr	110,859,899
Indian Bank (Financial Services) Equity, Since 30 Jun 25 \| INDIANB	2%	₹1,478 Cr	16,988,497
JK Cement Ltd (Basic Materials) Equity, Since 31 Mar 20 \| JKCEMENT	2%	₹1,397 Cr	2,426,390
Bharat Electronics Ltd (Industrials) Equity, Since 31 Dec 18 \| BEL	2%	₹1,383 Cr	33,587,745
Coromandel International Ltd (Basic Materials) Equity, Since 31 Dec 13 \| COROMANDEL	2%	₹1,365 Cr	5,728,809

2. Kotak India EQ Contra Fund

(Erstwhile Kotak Classic Equity Fund)

To generate capital appreciation from a diversified portfolio of equity and equity related securities. However, there is no assurance that the objective of the scheme will be realized.

Research Highlights for Kotak India EQ Contra Fund

Bottom quartile AUM (₹5,010 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 19.98% (upper mid).
3Y return: 21.13% (top quartile).
1Y return: 6.54% (upper mid).
Alpha: -1.54 (upper mid).
Sharpe: -0.01 (lower mid).
Information ratio: 1.42 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding HDFC Bank Ltd (~6.9%).

Below is the key information for Kotak India EQ Contra Fund

Kotak India EQ Contra Fund Growth
Launch Date	27 Jul 05
NAV (02 Jan 26)	₹158.42 ↑ 0.89 (0.57 %)
Net Assets (Cr)	₹5,010 on 30 Nov 25
Category	Equity - Contra
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.89
Sharpe Ratio	-0.01
Information Ratio	1.42
Alpha Ratio	-1.54
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,017
31 Dec 22	₹13,976
31 Dec 23	₹18,870
31 Dec 24	₹23,040
31 Dec 25	₹24,753

Kotak India EQ Contra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Kotak India EQ Contra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	1.7%
3 Month	5.3%
6 Month	4.9%
1 Year	6.5%
3 Year	21.1%
5 Year	20%
10 Year
15 Year
Since launch	14.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	22.1%
2022	35%
2021	7.4%
2020	30.2%
2019	15.2%
2018	10%
2017	2.6%
2016	35.4%
2015	7.1%

Fund Manager information for Kotak India EQ Contra Fund

Name	Since	Tenure
Shibani Kurian	9 May 19	6.57 Yr.

Data below for Kotak India EQ Contra Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	33.11%
Consumer Cyclical	11.9%
Technology	10.95%
Industrials	9.6%
Health Care	8.81%
Basic Materials	8.47%
Energy	4.86%
Consumer Defensive	4.54%
Communication Services	3.01%
Utility	2.75%

Asset Allocation

Asset Class	Value
Cash	2.01%
Equity	97.99%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 10 \| HDFCBANK	7%	₹345 Cr	3,426,864
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 18 \| ICICIBANK	5%	₹243 Cr	1,748,051
State Bank of India (Financial Services) Equity, Since 31 Oct 16 \| SBIN	4%	₹186 Cr	1,897,000
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Oct 22 \| HEROMOTOCO	3%	₹163 Cr	264,700
Infosys Ltd (Technology) Equity, Since 31 Oct 10 \| INFY	3%	₹161 Cr	1,033,304 ↓ -25,496
Reliance Industries Ltd (Energy) Equity, Since 30 Sep 08 \| RELIANCE	3%	₹158 Cr	1,006,648
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 17 \| BHARTIARTL	3%	₹151 Cr	717,149
Tech Mahindra Ltd (Technology) Equity, Since 30 Jun 23 \| TECHM	3%	₹144 Cr	952,000 ↑ 40,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Mar 14 \| MARUTI	3%	₹144 Cr	90,798
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 23 \| SHRIRAMFIN	3%	₹135 Cr	1,579,305

3. Kotak Infrastructure & Economic Reform Fund

The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly (at least 65%) equity and equity-related securities of companies involved in economic development of India as a result of potential investments in infrastructure and unfolding economic reforms.

Research Highlights for Kotak Infrastructure & Economic Reform Fund

Bottom quartile AUM (₹2,376 Cr).
Established history (17+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 26.31% (top quartile).
3Y return: 20.80% (upper mid).
1Y return: -3.17% (bottom quartile).
Alpha: -13.49 (bottom quartile).
Sharpe: -0.24 (bottom quartile).
Information ratio: -0.15 (lower mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Larsen & Toubro Ltd (~7.9%).

Below is the key information for Kotak Infrastructure & Economic Reform Fund

Kotak Infrastructure & Economic Reform Fund Growth
Launch Date	25 Feb 08
NAV (02 Jan 26)	₹66.382 ↑ 0.61 (0.92 %)
Net Assets (Cr)	₹2,376 on 30 Nov 25
Category	Equity - Sectoral
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.01
Sharpe Ratio	-0.24
Information Ratio	-0.15
Alpha Ratio	-13.49
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹15,733
31 Dec 22	₹18,184
31 Dec 23	₹24,959
31 Dec 24	₹33,053
31 Dec 25	₹31,828

Kotak Infrastructure & Economic Reform Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for Kotak Infrastructure & Economic Reform Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	1.3%
3 Month	2.7%
6 Month	-0.6%
1 Year	-3.2%
3 Year	20.8%
5 Year	26.3%
10 Year
15 Year
Since launch	11.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.7%
2023	32.4%
2022	37.3%
2021	15.6%
2020	57.3%
2019	3.4%
2018	3.6%
2017	-19.6%
2016	45.3%
2015	9.2%

Fund Manager information for Kotak Infrastructure & Economic Reform Fund

Name	Since	Tenure
Nalin Bhatt	1 Oct 23	2.17 Yr.

Data below for Kotak Infrastructure & Economic Reform Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Industrials	46.68%
Basic Materials	12.46%
Consumer Cyclical	10.96%
Communication Services	10.26%
Energy	7.97%
Utility	3.54%
Financial Services	2.71%
Technology	2.3%
Real Estate	2.15%

Asset Allocation

Asset Class	Value
Cash	0.96%
Equity	99.04%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 15 \| LT	8%	₹187 Cr	459,000 ↑ 135,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 20 \| BHARTIARTL	7%	₹168 Cr	800,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 25 \| RELIANCE	6%	₹135 Cr	864,000
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 31 Jul 25 \| 534816	3%	₹76 Cr	1,890,000 ↑ 990,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Aug 17 \| 522287	3%	₹76 Cr	630,000 ↓ -9,927
VST Tillers Tractors Ltd (Industrials) Equity, Since 30 Apr 24 \| VSTTILLERS	3%	₹73 Cr	130,659
Cummins India Ltd (Industrials) Equity, Since 30 Sep 12 \| CUMMINSIND	3%	₹72 Cr	160,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Oct 15 \| SOLARINDS	3%	₹72 Cr	54,000
Shree Cement Ltd (Basic Materials) Equity, Since 31 Dec 11 \| SHREECEM	3%	₹71 Cr	27,000 ↓ -8,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 15 \| ULTRACEMCO	3%	₹70 Cr	60,000

4. Kotak Equity Opportunities Fund

(Erstwhile Kotak Opportunities Scheme)

To generate capital appreciation from a diversified portfolio of equity and equity related securities. However, there is no assurance that the objective of the scheme will be realized.

Research Highlights for Kotak Equity Opportunities Fund

Upper mid AUM (₹29,961 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 18.92% (lower mid).
3Y return: 19.55% (upper mid).
1Y return: 5.18% (lower mid).
Alpha: -2.35 (upper mid).
Sharpe: 0.03 (upper mid).
Information ratio: 0.04 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding HDFC Bank Ltd (~6.6%).

Below is the key information for Kotak Equity Opportunities Fund

Kotak Equity Opportunities Fund Growth
Launch Date	9 Sep 04
NAV (02 Jan 26)	₹356.817 ↑ 3.17 (0.90 %)
Net Assets (Cr)	₹29,961 on 30 Nov 25
Category	Equity - Large & Mid Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.6
Sharpe Ratio	0.03
Information Ratio	0.04
Alpha Ratio	-2.35
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,042
31 Dec 22	₹13,953
31 Dec 23	₹18,046
31 Dec 24	₹22,406
31 Dec 25	₹23,656

Kotak Equity Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Kotak Equity Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	1.3%
3 Month	4.8%
6 Month	3.8%
1 Year	5.2%
3 Year	19.6%
5 Year	18.9%
10 Year
15 Year
Since launch	18.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.6%
2023	24.2%
2022	29.3%
2021	7%
2020	30.4%
2019	16.5%
2018	13.2%
2017	-5.6%
2016	34.9%
2015	9.6%

Fund Manager information for Kotak Equity Opportunities Fund

Name	Since	Tenure
Harsha Upadhyaya	4 Aug 12	13.33 Yr.

Data below for Kotak Equity Opportunities Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	26.97%
Industrials	17.06%
Consumer Cyclical	12.91%
Basic Materials	11.51%
Health Care	7.5%
Technology	7.09%
Energy	5.79%
Utility	3.4%
Communication Services	3.09%
Consumer Defensive	1.56%
Real Estate	0.88%

Asset Allocation

Asset Class	Value
Cash	1.82%
Equity	98.18%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	7%	₹1,965 Cr	19,500,000
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	4%	₹1,224 Cr	12,500,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Oct 18 \| BEL	4%	₹1,153 Cr	28,000,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| 543320	4%	₹1,050 Cr	35,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 10 \| ICICIBANK	3%	₹972 Cr	7,000,000
Infosys Ltd (Technology) Equity, Since 31 Jan 09 \| INFY	3%	₹883 Cr	5,660,334 ↓ -139,666
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 12 \| AXISBANK	3%	₹793 Cr	6,200,000
Coromandel International Ltd (Basic Materials) Equity, Since 30 Nov 16 \| COROMANDEL	3%	₹774 Cr	3,250,001
Bharti Airtel Ltd (Communication Services) Equity, Since 28 Feb 21 \| BHARTIARTL	3%	₹767 Cr	3,650,000
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 30 Nov 20 \| HEROMOTOCO	3%	₹756 Cr	1,225,000

5. Kotak Global Emerging Market Fund

The investment objective of the scheme is to provide long-term capital appreciation by investing in an overseas mutual fund scheme that invests in a diversified portfolio of securities as prescribed by SEBI from time to time in global emerging markets.

Research Highlights for Kotak Global Emerging Market Fund

Bottom quartile AUM (₹230 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 6.67% (bottom quartile).
3Y return: 17.73% (lower mid).
1Y return: 39.13% (top quartile).
Alpha: -3.99 (lower mid).
Sharpe: 2.07 (top quartile).
Information ratio: -0.59 (bottom quartile).
Higher exposure to Technology vs peer median.
Top bond sector: Cash Equivalent.
Largest holding Ci Emerging Markets Fund I - 974 (~97.0%).
Top-3 holdings concentration ~100.3%.

Below is the key information for Kotak Global Emerging Market Fund

Kotak Global Emerging Market Fund Growth
Launch Date	26 Sep 07
NAV (31 Dec 25)	₹30.783 ↑ 0.01 (0.04 %)
Net Assets (Cr)	₹230 on 30 Nov 25
Category	Equity - Global
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.64
Sharpe Ratio	2.07
Information Ratio	-0.59
Alpha Ratio	-3.99
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹9,952
31 Dec 22	₹8,464
31 Dec 23	₹9,376
31 Dec 24	₹9,926
31 Dec 25	₹13,810

Kotak Global Emerging Market Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992 Invest Now

Returns for Kotak Global Emerging Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	3%
3 Month	4.3%
6 Month	21.6%
1 Year	39.1%
3 Year	17.7%
5 Year	6.7%
10 Year
15 Year
Since launch	6.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	39.1%
2023	5.9%
2022	10.8%
2021	-15%
2020	-0.5%
2019	29.1%
2018	21.4%
2017	-14.4%
2016	30.4%
2015	-1.2%

Fund Manager information for Kotak Global Emerging Market Fund

Name	Since	Tenure
Arjun Khanna	9 May 19	6.57 Yr.

Data below for Kotak Global Emerging Market Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Technology	25.03%
Financial Services	19.92%
Consumer Cyclical	17.81%
Communication Services	7.95%
Basic Materials	7.45%
Industrials	6.32%
Health Care	4.9%
Energy	4.12%
Consumer Defensive	1.74%
Utility	0.46%

Asset Allocation

Asset Class	Value
Cash	2.98%
Other	97.02%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Ci Emerging Markets Fund I - 974 - \| -	97%	₹223 Cr	819,348 ↑ 819,348
Triparty Repo CBLO/Reverse Repo \| -	3%	₹7 Cr
Net Current Assets/(Liabilities) Net Current Assets \| -	0%	₹0 Cr
CI Emerging Markets Class A Investment Fund \| -		₹0 Cr	00 ↓ -755,761

6. Kotak Standard Multicap Fund

(Erstwhile Kotak Select Focus Fund)

The investment objective of the scheme is to generate long term appreciation from the portfolio of equity and equity related sectors, generally focussed on few selected sectors.

Research Highlights for Kotak Standard Multicap Fund

Top quartile AUM (₹56,885 Cr).
Established history (16+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately High.
5Y return: 15.98% (bottom quartile).
3Y return: 16.76% (lower mid).
1Y return: 8.93% (top quartile).
Alpha: 1.84 (top quartile).
Sharpe: 0.22 (top quartile).
Information ratio: 0.15 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding HDFC Bank Ltd (~7.0%).

Below is the key information for Kotak Standard Multicap Fund

Kotak Standard Multicap Fund Growth
Launch Date	11 Sep 09
NAV (02 Jan 26)	₹88.033 ↑ 0.64 (0.73 %)
Net Assets (Cr)	₹56,885 on 30 Nov 25
Category	Equity - Multi Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.47
Sharpe Ratio	0.22
Information Ratio	0.15
Alpha Ratio	1.84
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹12,537
31 Dec 22	₹13,164
31 Dec 23	₹16,350
31 Dec 24	₹19,048
31 Dec 25	₹20,856

Kotak Standard Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Kotak Standard Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	0.8%
3 Month	4.4%
6 Month	1.3%
1 Year	8.9%
3 Year	16.8%
5 Year	16%
10 Year
15 Year
Since launch	14.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.5%
2023	16.5%
2022	24.2%
2021	5%
2020	25.4%
2019	11.8%
2018	12.3%
2017	-0.9%
2016	34.3%
2015	9.4%

Fund Manager information for Kotak Standard Multicap Fund

Name	Since	Tenure
Harsha Upadhyaya	4 Aug 12	13.33 Yr.

Data below for Kotak Standard Multicap Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	28.68%
Industrials	18.75%
Basic Materials	13.88%
Consumer Cyclical	11.92%
Technology	6.88%
Energy	6.05%
Utility	3.2%
Communication Services	3.18%
Health Care	2.88%
Consumer Defensive	2.25%

Asset Allocation

Asset Class	Value
Cash	2.39%
Equity	97.61%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 10 \| HDFCBANK	7%	₹3,980 Cr	39,500,000 ↑ 3,500,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Aug 14 \| BEL	6%	₹3,294 Cr	80,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 10 \| ICICIBANK	5%	₹3,055 Cr	22,000,000 ↓ -3,000,000
State Bank of India (Financial Services) Equity, Since 31 Jan 12 \| SBIN	4%	₹2,330 Cr	23,800,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 13 \| LT	4%	₹2,157 Cr	5,300,000
Axis Bank Ltd (Financial Services) Equity, Since 31 May 12 \| AXISBANK	4%	₹2,048 Cr	16,000,000
Jindal Steel Ltd (Basic Materials) Equity, Since 31 Mar 18 \| JINDALSTEL	3%	₹1,984 Cr	19,000,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| 543320	3%	₹1,921 Cr	64,000,000 ↑ 1,000,000
SRF Ltd (Industrials) Equity, Since 31 Dec 18 \| SRF	3%	₹1,830 Cr	6,250,000
Infosys Ltd (Technology) Equity, Since 30 Nov 10 \| INFY	3%	₹1,751 Cr	11,223,075 ↓ -276,925

7. Kotak Bluechip Fund

(Erstwhile Kotak 50 Fund)

To generate capital appreciation from a portfolio of predominantly equity and equity related securities. The portfolio will generally comprise of equity and equity related instruments of around 50 companies which may go up to 59 companies but will not exceed 59 at any point in time. However, there is no assurance that the objective of the scheme will be realized

Research Highlights for Kotak Bluechip Fund

Lower mid AUM (₹11,081 Cr).
Oldest track record among peers (27 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.26% (bottom quartile).
3Y return: 15.87% (bottom quartile).
1Y return: 7.39% (upper mid).
Alpha: -0.47 (top quartile).
Sharpe: 0.16 (upper mid).
Information ratio: 0.58 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding HDFC Bank Ltd (~7.8%).

Below is the key information for Kotak Bluechip Fund

Kotak Bluechip Fund Growth
Launch Date	29 Dec 98
NAV (02 Jan 26)	₹599.496 ↑ 4.13 (0.69 %)
Net Assets (Cr)	₹11,081 on 30 Nov 25
Category	Equity - Large Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.75
Sharpe Ratio	0.16
Information Ratio	0.58
Alpha Ratio	-0.47
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹12,774
31 Dec 22	₹13,028
31 Dec 23	₹16,011
31 Dec 24	₹18,612
31 Dec 25	₹20,236

Kotak Bluechip Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Kotak Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	0.8%
3 Month	5.2%
6 Month	3.6%
1 Year	7.4%
3 Year	15.9%
5 Year	15.3%
10 Year
15 Year
Since launch	17.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.7%
2023	16.2%
2022	22.9%
2021	2%
2020	27.7%
2019	16.4%
2018	14.2%
2017	-2.1%
2016	29.2%
2015	2.9%

Fund Manager information for Kotak Bluechip Fund

Name	Since	Tenure
Rohit Tandon	22 Jan 24	1.86 Yr.

Data below for Kotak Bluechip Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	29.93%
Consumer Cyclical	13.07%
Technology	9.64%
Industrials	8.96%
Energy	8.22%
Consumer Defensive	7.46%
Basic Materials	7.43%
Health Care	4.7%
Communication Services	3.89%
Utility	2.85%
Real Estate	0.88%

Asset Allocation

Asset Class	Value
Cash	2.69%
Equity	97.3%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	8%	₹865 Cr	8,581,297
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	7%	₹795 Cr	5,722,505 ↑ 120,093
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 06 \| RELIANCE	7%	₹755 Cr	4,817,416 ↑ 26,500
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 12 \| LT	4%	₹438 Cr	1,076,749
Infosys Ltd (Technology) Equity, Since 31 Oct 04 \| INFY	4%	₹424 Cr	2,718,132 ↓ -67,068
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	4%	₹417 Cr	1,983,050
State Bank of India (Financial Services) Equity, Since 30 Jun 21 \| SBIN	4%	₹409 Cr	4,179,746 ↑ 51,750
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 13 \| AXISBANK	3%	₹355 Cr	2,770,625 ↓ -62,500
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Jun 20 \| M&M	3%	₹329 Cr	876,422 ↓ -20,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Jun 06 \| ITC	3%	₹308 Cr	7,613,551 ↑ 256,000

8. Kotak Small Cap Fund

(Erstwhile Kotak Midcap Scheme)

The investment objective of the Scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities.

Research Highlights for Kotak Small Cap Fund

Upper mid AUM (₹17,423 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 20.55% (upper mid).
3Y return: 15.57% (bottom quartile).
1Y return: -9.58% (bottom quartile).
Alpha: -5.42 (bottom quartile).
Sharpe: -0.59 (bottom quartile).
Information ratio: -0.81 (bottom quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Aster DM Healthcare Ltd Ordinary Shares (~4.5%).

Below is the key information for Kotak Small Cap Fund

Kotak Small Cap Fund Growth
Launch Date	24 Feb 05
NAV (02 Jan 26)	₹252.193 ↑ 2.17 (0.87 %)
Net Assets (Cr)	₹17,423 on 30 Nov 25
Category	Equity - Small Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.66
Sharpe Ratio	-0.59
Information Ratio	-0.81
Alpha Ratio	-5.42
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹17,094
31 Dec 22	₹16,569
31 Dec 23	₹22,341
31 Dec 24	₹28,027
31 Dec 25	₹25,486

Kotak Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for Kotak Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	0%
3 Month	-1.2%
6 Month	-5.1%
1 Year	-9.6%
3 Year	15.6%
5 Year	20.5%
10 Year
15 Year
Since launch	16.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-9.1%
2023	25.5%
2022	34.8%
2021	-3.1%
2020	70.9%
2019	34.2%
2018	5%
2017	-17.3%
2016	44%
2015	8.9%

Fund Manager information for Kotak Small Cap Fund

Name	Since	Tenure
Harish Bihani	20 Oct 23	2.12 Yr.

Data below for Kotak Small Cap Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Industrials	25.22%
Health Care	23.84%
Consumer Cyclical	20.29%
Financial Services	9.76%
Basic Materials	8.78%
Real Estate	4.19%
Consumer Defensive	3.11%
Communication Services	2.02%
Technology	1.77%

Asset Allocation

Asset Class	Value
Cash	1.03%
Equity	98.97%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Aster DM Healthcare Ltd Ordinary Shares (Healthcare) Equity, Since 31 Jul 24 \| ASTERDM	4%	₹782 Cr	11,757,234
Krishna Institute of Medical Sciences Ltd (Healthcare) Equity, Since 31 Dec 23 \| 543308	3%	₹579 Cr	8,454,118
Vijaya Diagnostic Centre Ltd (Healthcare) Equity, Since 31 Mar 24 \| 543350	3%	₹551 Cr	5,518,386 ↑ 95,893
Century Plyboards (India) Ltd (Basic Materials) Equity, Since 31 Oct 18 \| CENTURYPLY	3%	₹467 Cr	5,826,898 ↓ -800,000
Sansera Engineering Ltd (Consumer Cyclical) Equity, Since 30 Sep 21 \| 543358	3%	₹457 Cr	2,615,539
Techno Electric & Engineering Co Ltd (Industrials) Equity, Since 31 Dec 18 \| TECHNOE	3%	₹439 Cr	3,642,296
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Jan 23 \| 522287	2%	₹429 Cr	3,572,133
Cyient Ltd (Industrials) Equity, Since 31 Dec 19 \| CYIENT	2%	₹372 Cr	3,311,236
Brigade Enterprises Ltd (Real Estate) Equity, Since 31 Aug 24 \| BRIGADE	2%	₹368 Cr	4,112,297
Vishal Mega Mart Ltd (Consumer Cyclical) Equity, Since 30 Jun 25 \| VMM	2%	₹350 Cr	25,804,976

9. Kotak Tax Saver Fund

The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time.

Research Highlights for Kotak Tax Saver Fund

Lower mid AUM (₹6,516 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 17.08% (lower mid).
3Y return: 15.54% (bottom quartile).
1Y return: 1.65% (lower mid).
Alpha: -4.43 (bottom quartile).
Sharpe: -0.19 (bottom quartile).
Information ratio: -0.15 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding HDFC Bank Ltd (~9.3%).

Below is the key information for Kotak Tax Saver Fund

Kotak Tax Saver Fund Growth
Launch Date	23 Nov 05
NAV (02 Jan 26)	₹118.849 ↑ 1.07 (0.90 %)
Net Assets (Cr)	₹6,516 on 30 Nov 25
Category	Equity - ELSS
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.76
Sharpe Ratio	-0.19
Information Ratio	-0.15
Alpha Ratio	-4.43
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹13,324
31 Dec 22	₹14,246
31 Dec 23	₹17,611
31 Dec 24	₹21,456
31 Dec 25	₹21,835

Kotak Tax Saver Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Kotak Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jan 26

Duration	Returns
1 Month	1%
3 Month	3.7%
6 Month	1.2%
1 Year	1.6%
3 Year	15.5%
5 Year	17.1%
10 Year
15 Year
Since launch	13.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	1.8%
2023	21.8%
2022	23.6%
2021	6.9%
2020	33.2%
2019	14.9%
2018	12.7%
2017	-3.8%
2016	33.8%
2015	7.5%

Fund Manager information for Kotak Tax Saver Fund

Name	Since	Tenure
Harsha Upadhyaya	25 Aug 15	10.28 Yr.

Data below for Kotak Tax Saver Fund as on 30 Nov 25

Equity Sector Allocation

Sector	Value
Financial Services	30.53%
Consumer Cyclical	11.78%
Industrials	10.36%
Technology	9.85%
Basic Materials	9.69%
Energy	6.81%
Consumer Defensive	6.27%
Health Care	5.22%
Communication Services	4.4%
Utility	3.62%

Asset Allocation

Asset Class	Value
Cash	1.43%
Equity	98.57%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	9%	₹605 Cr	6,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	5%	₹319 Cr	2,300,000 ↓ -299,780
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	5%	₹308 Cr	3,150,000 ↑ 450,000
Bharti Airtel Ltd (Communication Services) Equity, Since 28 Feb 21 \| BHARTIARTL	4%	₹248 Cr	1,180,000
Infosys Ltd (Technology) Equity, Since 31 Dec 05 \| INFY	4%	₹228 Cr	1,463,880 ↓ -36,120
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 13 \| AXISBANK	3%	₹218 Cr	1,700,000
Tech Mahindra Ltd (Technology) Equity, Since 31 Aug 23 \| TECHM	3%	₹205 Cr	1,350,000
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Jan 24 \| HEROMOTOCO	3%	₹185 Cr	300,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Jul 24 \| 543320	3%	₹180 Cr	6,000,000
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 29 Feb 24 \| HINDPETRO	3%	₹172 Cr	3,750,000

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.