Best Kotak SIP Mutual Funds 2026

Updated on March 16, 2026 , 25791 views

Kotak SIP is one of the most efficient ways to invest in Mutual Fund schemes. In a SIP, you automate your monthly investments. You can spread your Mutual Fund investments over a period of time into fixed monthly installments. Hence, you can invest a small amount of money monthly at regular intervals and achieve your Financial goals. Goals like Retirement planning, marriage, purchase of a house/car, can be fulfilled by taking a SIP route. Due to its investment style, SIP is a great tool to invest in equities. It balanced the pitfalls of the equity market. It ensures stability even during turbulent market conditions. Some of the other benefits of SIPs are:

Rupee cost averaging
Power of Compounding
No need to time the market
Builds habit of long-term savings

Investors who are keen to invest in a SIP, here are some of the best Kotak SIP Mutual Funds for 2026. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.

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Fund Selection Methodology used to find 10 funds

Category: Equity
Investment Option: SIP
Asset Management Company : Kotak
Sorted On : 3-year return (high to low)
Tags: fcpro
No Of Funds: 10

Best SIP Funds by Kotak Mutual Fund for Equities

Fund	NAV	Net Assets (Cr)	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Kotak Global Emerging Market Fund Growth	₹33.538 ↑ 0.34	₹539	1,000	12.2	15.5	42.9	21.3	7.7	39.1
Kotak Emerging Equity Scheme Growth	₹129.424 ↑ 2.40	₹59,041	1,000	-5.4	-9	13.8	19.4	17.5	1.8
Kotak India EQ Contra Fund Growth	₹145.606 ↑ 1.69	₹5,087	1,000	-6.3	-5.8	10.6	19	15.6	7.4
Kotak Equity Opportunities Fund Growth	₹334.498 ↑ 3.88	₹29,991	1,000	-4.8	-4.7	12	18	15.5	5.6
Kotak Infrastructure & Economic Reform Fund Growth	₹62.139 ↑ 0.99	₹2,252	1,000	-4.8	-8.3	13.7	17.2	19.9	-3.7
Kotak Standard Multicap Fund Growth	₹82.173 ↑ 0.91	₹56,479	500	-5.4	-5.6	10.8	15.9	12.6	9.5
Kotak Bluechip Fund Growth	₹548.092 ↑ 4.64	₹10,864	100	-7.6	-6.6	7.2	14.1	11.6	8.7
Kotak Tax Saver Fund Growth	₹109.12 ↑ 1.07	₹6,301	500	-6.9	-7.8	6.8	13.8	13.1	1.8
Kotak Small Cap Fund Growth	₹232.295 ↑ 4.65	₹16,368	1,000	-7.9	-14	2.1	13	14.1	-9.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 Mar 26

Research Highlights & Commentary of 9 Funds showcased

Commentary	Kotak Global Emerging Market Fund	Kotak Emerging Equity Scheme	Kotak India EQ Contra Fund	Kotak Equity Opportunities Fund	Kotak Infrastructure & Economic Reform Fund	Kotak Standard Multicap Fund	Kotak Bluechip Fund	Kotak Tax Saver Fund	Kotak Small Cap Fund
Point 1	Bottom quartile AUM (₹539 Cr).	Highest AUM (₹59,041 Cr).	Bottom quartile AUM (₹5,087 Cr).	Upper mid AUM (₹29,991 Cr).	Bottom quartile AUM (₹2,252 Cr).	Top quartile AUM (₹56,479 Cr).	Lower mid AUM (₹10,864 Cr).	Lower mid AUM (₹6,301 Cr).	Upper mid AUM (₹16,368 Cr).
Point 2	Established history (18+ yrs).	Established history (18+ yrs).	Established history (20+ yrs).	Established history (21+ yrs).	Established history (18+ yrs).	Established history (16+ yrs).	Oldest track record among peers (27 yrs).	Established history (20+ yrs).	Established history (21+ yrs).
Point 3	Rating: 3★ (lower mid).	Rating: 4★ (upper mid).	Rating: 3★ (lower mid).	Top rated.	Rating: 4★ (upper mid).	Rating: 5★ (top quartile).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).	Rating: 3★ (bottom quartile).
Point 4	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.
Point 5	5Y return: 7.69% (bottom quartile).	5Y return: 17.53% (top quartile).	5Y return: 15.64% (upper mid).	5Y return: 15.46% (upper mid).	5Y return: 19.87% (top quartile).	5Y return: 12.64% (bottom quartile).	5Y return: 11.65% (bottom quartile).	5Y return: 13.11% (lower mid).	5Y return: 14.05% (lower mid).
Point 6	3Y return: 21.29% (top quartile).	3Y return: 19.42% (top quartile).	3Y return: 18.96% (upper mid).	3Y return: 18.00% (upper mid).	3Y return: 17.16% (lower mid).	3Y return: 15.85% (lower mid).	3Y return: 14.06% (bottom quartile).	3Y return: 13.77% (bottom quartile).	3Y return: 12.97% (bottom quartile).
Point 7	1Y return: 42.87% (top quartile).	1Y return: 13.81% (top quartile).	1Y return: 10.63% (lower mid).	1Y return: 12.03% (upper mid).	1Y return: 13.65% (upper mid).	1Y return: 10.79% (lower mid).	1Y return: 7.17% (bottom quartile).	1Y return: 6.83% (bottom quartile).	1Y return: 2.06% (bottom quartile).
Point 8	Alpha: -1.44 (lower mid).	Alpha: -0.96 (lower mid).	Alpha: 2.24 (upper mid).	Alpha: 2.61 (top quartile).	Alpha: -8.03 (bottom quartile).	Alpha: 3.74 (top quartile).	Alpha: 0.02 (upper mid).	Alpha: -1.89 (bottom quartile).	Alpha: -6.63 (bottom quartile).
Point 9	Sharpe: 2.63 (top quartile).	Sharpe: 0.18 (lower mid).	Sharpe: 0.36 (upper mid).	Sharpe: 0.44 (upper mid).	Sharpe: -0.06 (bottom quartile).	Sharpe: 0.46 (top quartile).	Sharpe: 0.28 (lower mid).	Sharpe: 0.07 (bottom quartile).	Sharpe: -0.48 (bottom quartile).
Point 10	Information ratio: -0.59 (bottom quartile).	Information ratio: -0.44 (bottom quartile).	Information ratio: 1.30 (top quartile).	Information ratio: 0.08 (upper mid).	Information ratio: -0.29 (lower mid).	Information ratio: 0.19 (upper mid).	Information ratio: 0.20 (top quartile).	Information ratio: -0.27 (lower mid).	Information ratio: -0.90 (bottom quartile).

Kotak Global Emerging Market Fund

Bottom quartile AUM (₹539 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 7.69% (bottom quartile).
3Y return: 21.29% (top quartile).
1Y return: 42.87% (top quartile).
Alpha: -1.44 (lower mid).
Sharpe: 2.63 (top quartile).
Information ratio: -0.59 (bottom quartile).

Kotak Emerging Equity Scheme

Highest AUM (₹59,041 Cr).
Established history (18+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.53% (top quartile).
3Y return: 19.42% (top quartile).
1Y return: 13.81% (top quartile).
Alpha: -0.96 (lower mid).
Sharpe: 0.18 (lower mid).
Information ratio: -0.44 (bottom quartile).

Kotak India EQ Contra Fund

Bottom quartile AUM (₹5,087 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 15.64% (upper mid).
3Y return: 18.96% (upper mid).
1Y return: 10.63% (lower mid).
Alpha: 2.24 (upper mid).
Sharpe: 0.36 (upper mid).
Information ratio: 1.30 (top quartile).

Kotak Equity Opportunities Fund

Upper mid AUM (₹29,991 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 15.46% (upper mid).
3Y return: 18.00% (upper mid).
1Y return: 12.03% (upper mid).
Alpha: 2.61 (top quartile).
Sharpe: 0.44 (upper mid).
Information ratio: 0.08 (upper mid).

Kotak Infrastructure & Economic Reform Fund

Bottom quartile AUM (₹2,252 Cr).
Established history (18+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 19.87% (top quartile).
3Y return: 17.16% (lower mid).
1Y return: 13.65% (upper mid).
Alpha: -8.03 (bottom quartile).
Sharpe: -0.06 (bottom quartile).
Information ratio: -0.29 (lower mid).

Kotak Standard Multicap Fund

Top quartile AUM (₹56,479 Cr).
Established history (16+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately High.
5Y return: 12.64% (bottom quartile).
3Y return: 15.85% (lower mid).
1Y return: 10.79% (lower mid).
Alpha: 3.74 (top quartile).
Sharpe: 0.46 (top quartile).
Information ratio: 0.19 (upper mid).

Kotak Bluechip Fund

Lower mid AUM (₹10,864 Cr).
Oldest track record among peers (27 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 11.65% (bottom quartile).
3Y return: 14.06% (bottom quartile).
1Y return: 7.17% (bottom quartile).
Alpha: 0.02 (upper mid).
Sharpe: 0.28 (lower mid).
Information ratio: 0.20 (top quartile).

Kotak Tax Saver Fund

Lower mid AUM (₹6,301 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.11% (lower mid).
3Y return: 13.77% (bottom quartile).
1Y return: 6.83% (bottom quartile).
Alpha: -1.89 (bottom quartile).
Sharpe: 0.07 (bottom quartile).
Information ratio: -0.27 (lower mid).

Kotak Small Cap Fund

Upper mid AUM (₹16,368 Cr).
Established history (21+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.05% (lower mid).
3Y return: 12.97% (bottom quartile).
1Y return: 2.06% (bottom quartile).
Alpha: -6.63 (bottom quartile).
Sharpe: -0.48 (bottom quartile).
Information ratio: -0.90 (bottom quartile).

About the Fincash Research Team

At Fincash, our mission is to help investors make informed, confident decisions. With over 10 years in Mutual Fund distribution, our team blends deep industry expertise with a commitment to transparency, accuracy, and investor education.

Who We Are

AMFI Registration No.: 112358
MCA CIN: U74999MH2016PTC282153
Location: Thane, Maharashtra, India
Experience: 10+ years in Mutual Fund distribution

Our Expertise

Certified Mutual Fund Distributors with hands-on advisory experience.
Market analysts tracking performance, macro trends, and sectors.
Data specialists processing NAVs, allocations, and risk metrics from Morning Star.

Our Research Process

Data sourcing: SEBI-registered fund houses & verified third-party provider Morning Star
Screening: Returns, manager track record, expenses, sector mix, risk-adjusted metrics.
Expert review: Senior team members review every article and list for accuracy.
Updates: Regular refreshes so performance data reflects current market conditions.

Why Trust Us

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Education-focused: We simplify complex concepts for everyday investors.

Disclaimer

Content is for educational and informational purposes only and is not investment advice. Please consider your risk profile and consult a financial advisor before investing.

1. Kotak Global Emerging Market Fund

The investment objective of the scheme is to provide long-term capital appreciation by investing in an overseas mutual fund scheme that invests in a diversified portfolio of securities as prescribed by SEBI from time to time in global emerging markets.

Research Highlights for Kotak Global Emerging Market Fund

Bottom quartile AUM (₹539 Cr).
Established history (18+ yrs).
Rating: 3★ (lower mid).
Risk profile: High.
5Y return: 7.69% (bottom quartile).
3Y return: 21.29% (top quartile).
1Y return: 42.87% (top quartile).
Alpha: -1.44 (lower mid).
Sharpe: 2.63 (top quartile).
Information ratio: -0.59 (bottom quartile).
Higher exposure to Technology vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding CI Emerging Markets Class A (~98.2%).
Top-3 holdings concentration ~100.0%.

Below is the key information for Kotak Global Emerging Market Fund

Kotak Global Emerging Market Fund Growth
Launch Date	26 Sep 07
NAV (17 Mar 26)	₹33.538 ↑ 0.34 (1.04 %)
Net Assets (Cr)	₹539 on 31 Jan 26
Category	Equity - Global
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	High
Expense Ratio	1.64
Sharpe Ratio	2.63
Information Ratio	-0.59
Alpha Ratio	-1.44
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹9,203
28 Feb 23	₹8,255
29 Feb 24	₹9,045
28 Feb 25	₹9,788
28 Feb 26	₹15,257

Kotak Global Emerging Market Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070 Invest Now

Returns for Kotak Global Emerging Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Mar 26

Duration	Returns
1 Month	-2.5%
3 Month	12.2%
6 Month	15.5%
1 Year	42.9%
3 Year	21.3%
5 Year	7.7%
10 Year
15 Year
Since launch	6.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	39.1%
2023	5.9%
2022	10.8%
2021	-15%
2020	-0.5%
2019	29.1%
2018	21.4%
2017	-14.4%
2016	30.4%
2015	-1.2%

Fund Manager information for Kotak Global Emerging Market Fund

Name	Since	Tenure
Arjun Khanna	9 May 19	6.81 Yr.

Data below for Kotak Global Emerging Market Fund as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Technology	30.6%
Financial Services	21.42%
Consumer Cyclical	12.69%
Industrials	9.69%
Basic Materials	7.54%
Communication Services	6.36%
Energy	3.79%
Consumer Defensive	1.73%
Health Care	1.68%

Asset Allocation

Asset Class	Value
Cash	4.48%
Equity	95.52%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
CI Emerging Markets Class A Investment Fund \| -	98%	₹861 Cr	2,641,502 ↑ 955,516
Triparty Repo CBLO/Reverse Repo \| -	1%	₹11 Cr
Net Current Assets/(Liabilities) Net Current Assets \| -	1%	₹5 Cr

2. Kotak Emerging Equity Scheme

The investment objective of the scheme is to generate long-term capital appreciation from a portfolio of equity and equity related securities, by investing predominantly in mid and small cap companies.

Research Highlights for Kotak Emerging Equity Scheme

Highest AUM (₹59,041 Cr).
Established history (18+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 17.53% (top quartile).
3Y return: 19.42% (top quartile).
1Y return: 13.81% (top quartile).
Alpha: -0.96 (lower mid).
Sharpe: 0.18 (lower mid).
Information ratio: -0.44 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding GE Vernova T&D India Ltd (~5.1%).

Below is the key information for Kotak Emerging Equity Scheme

Kotak Emerging Equity Scheme Growth
Launch Date	30 Mar 07
NAV (18 Mar 26)	₹129.424 ↑ 2.40 (1.89 %)
Net Assets (Cr)	₹59,041 on 31 Jan 26
Category	Equity - Mid Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.44
Sharpe Ratio	0.18
Information Ratio	-0.44
Alpha Ratio	-0.96
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-2 Years (1%),2 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹12,229
28 Feb 23	₹13,386
29 Feb 24	₹18,246
28 Feb 25	₹19,345
28 Feb 26	₹24,343

Kotak Emerging Equity Scheme SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Kotak Emerging Equity Scheme

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Mar 26

Duration	Returns
1 Month	-7.4%
3 Month	-5.4%
6 Month	-9%
1 Year	13.8%
3 Year	19.4%
5 Year	17.5%
10 Year
15 Year
Since launch	14.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	1.8%
2023	33.6%
2022	31.5%
2021	5.1%
2020	47.3%
2019	21.9%
2018	8.9%
2017	-11.7%
2016	43%
2015	10.4%

Fund Manager information for Kotak Emerging Equity Scheme

Name	Since	Tenure
Atul Bhole	22 Jan 24	2.1 Yr.

Data below for Kotak Emerging Equity Scheme as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Financial Services	25.15%
Industrials	16.84%
Consumer Cyclical	14.94%
Health Care	13%
Basic Materials	12.27%
Technology	9.9%
Communication Services	1.93%
Real Estate	1.91%
Energy	1.54%
Consumer Defensive	1.44%

Asset Allocation

Asset Class	Value
Cash	0.7%
Equity	99.3%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
GE Vernova T&D India Ltd (Industrials) Equity, Since 30 Nov 24 \| GVT&D	5%	₹3,136 Cr	8,144,322
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Mar 24 \| FORTIS	4%	₹2,621 Cr	27,809,880 ↑ 305,158
Ipca Laboratories Ltd (Healthcare) Equity, Since 31 Mar 21 \| IPCALAB	3%	₹1,835 Cr	12,005,038
KEI Industries Ltd (Industrials) Equity, Since 31 Oct 24 \| 517569	3%	₹1,789 Cr	3,520,920 ↑ 187,500
Mphasis Ltd (Technology) Equity, Since 31 Jan 24 \| MPHASIS	3%	₹1,785 Cr	7,771,095
Indian Bank (Financial Services) Equity, Since 30 Jun 25 \| INDIANB	3%	₹1,727 Cr	17,438,497
Bharat Electronics Ltd (Industrials) Equity, Since 31 Dec 18 \| BEL	2%	₹1,494 Cr	33,587,745
JK Cement Ltd (Basic Materials) Equity, Since 31 Mar 20 \| JKCEMENT	2%	₹1,372 Cr	2,426,390
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Jul 11 \| SOLARINDS	2%	₹1,331 Cr	985,817
Vishal Mega Mart Ltd (Consumer Cyclical) Equity, Since 31 Dec 24 \| VMM	2%	₹1,306 Cr	110,859,899

3. Kotak India EQ Contra Fund

(Erstwhile Kotak Classic Equity Fund)

To generate capital appreciation from a diversified portfolio of equity and equity related securities. However, there is no assurance that the objective of the scheme will be realized.

Research Highlights for Kotak India EQ Contra Fund

Bottom quartile AUM (₹5,087 Cr).
Established history (20+ yrs).
Rating: 3★ (lower mid).
Risk profile: Moderately High.
5Y return: 15.64% (upper mid).
3Y return: 18.96% (upper mid).
1Y return: 10.63% (lower mid).
Alpha: 2.24 (upper mid).
Sharpe: 0.36 (upper mid).
Information ratio: 1.30 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding HDFC Bank Ltd (~5.8%).

Below is the key information for Kotak India EQ Contra Fund

Kotak India EQ Contra Fund Growth
Launch Date	27 Jul 05
NAV (18 Mar 26)	₹145.606 ↑ 1.69 (1.18 %)
Net Assets (Cr)	₹5,087 on 31 Jan 26
Category	Equity - Contra
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.89
Sharpe Ratio	0.36
Information Ratio	1.3
Alpha Ratio	2.24
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹11,515
28 Feb 23	₹12,416
29 Feb 24	₹18,342
28 Feb 25	₹18,480
28 Feb 26	₹22,411

Kotak India EQ Contra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Kotak India EQ Contra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Mar 26

Duration	Returns
1 Month	-8.3%
3 Month	-6.3%
6 Month	-5.8%
1 Year	10.6%
3 Year	19%
5 Year	15.6%
10 Year
15 Year
Since launch	13.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.4%
2023	22.1%
2022	35%
2021	7.4%
2020	30.2%
2019	15.2%
2018	10%
2017	2.6%
2016	35.4%
2015	7.1%

Fund Manager information for Kotak India EQ Contra Fund

Name	Since	Tenure
Shibani Kurian	9 May 19	6.81 Yr.

Data below for Kotak India EQ Contra Fund as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Financial Services	34.03%
Industrials	12.89%
Health Care	10.34%
Consumer Cyclical	10.28%
Basic Materials	9.07%
Technology	7.78%
Energy	4.1%
Communication Services	3.99%
Consumer Defensive	3.26%
Utility	2.62%

Asset Allocation

Asset Class	Value
Cash	1.65%
Equity	98.35%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 10 \| HDFCBANK	6%	₹304 Cr	3,426,864
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 18 \| ICICIBANK	5%	₹241 Cr	1,748,051
State Bank of India (Financial Services) Equity, Since 31 Oct 16 \| SBIN	4%	₹218 Cr	1,817,000 ↓ -80,000
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 23 \| SHRIRAMFIN	3%	₹170 Cr	1,579,305
Reliance Industries Ltd (Energy) Equity, Since 30 Sep 08 \| RELIANCE	3%	₹158 Cr	1,131,648
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Oct 22 \| HEROMOTOCO	3%	₹151 Cr	264,700
Infosys Ltd (Technology) Equity, Since 31 Oct 10 \| INFY	3%	₹148 Cr	1,135,075
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 18 \| LT	3%	₹137 Cr	320,547 ↑ 159,000
NTPC Ltd (Utilities) Equity, Since 30 Nov 20 \| NTPC	3%	₹137 Cr	3,580,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Mar 14 \| MARUTI	3%	₹135 Cr	90,798

4. Kotak Equity Opportunities Fund

(Erstwhile Kotak Opportunities Scheme)

To generate capital appreciation from a diversified portfolio of equity and equity related securities. However, there is no assurance that the objective of the scheme will be realized.

Research Highlights for Kotak Equity Opportunities Fund

Upper mid AUM (₹29,991 Cr).
Established history (21+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 15.46% (upper mid).
3Y return: 18.00% (upper mid).
1Y return: 12.03% (upper mid).
Alpha: 2.61 (top quartile).
Sharpe: 0.44 (upper mid).
Information ratio: 0.08 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding HDFC Bank Ltd (~5.6%).

Below is the key information for Kotak Equity Opportunities Fund

Kotak Equity Opportunities Fund Growth
Launch Date	9 Sep 04
NAV (18 Mar 26)	₹334.498 ↑ 3.88 (1.17 %)
Net Assets (Cr)	₹29,991 on 31 Jan 26
Category	Equity - Large & Mid Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.6
Sharpe Ratio	0.44
Information Ratio	0.08
Alpha Ratio	2.61
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹11,757
28 Feb 23	₹12,693
29 Feb 24	₹17,596
28 Feb 25	₹18,065
28 Feb 26	₹22,274

Kotak Equity Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Kotak Equity Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Mar 26

Duration	Returns
1 Month	-8.2%
3 Month	-4.8%
6 Month	-4.7%
1 Year	12%
3 Year	18%
5 Year	15.5%
10 Year
15 Year
Since launch	17.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	5.6%
2023	24.2%
2022	29.3%
2021	7%
2020	30.4%
2019	16.5%
2018	13.2%
2017	-5.6%
2016	34.9%
2015	9.6%

Fund Manager information for Kotak Equity Opportunities Fund

Name	Since	Tenure
Harsha Upadhyaya	4 Aug 12	13.58 Yr.

Data below for Kotak Equity Opportunities Fund as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Financial Services	30.16%
Industrials	17.08%
Consumer Cyclical	12.58%
Basic Materials	11.76%
Health Care	7.5%
Technology	5.88%
Energy	5.35%
Communication Services	2.83%
Utility	2.62%
Consumer Defensive	1.45%
Real Estate	0.47%

Asset Allocation

Asset Class	Value
Cash	1.09%
Equity	98.9%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	6%	₹1,731 Cr	19,500,000
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	5%	₹1,502 Cr	12,500,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Oct 18 \| BEL	4%	₹1,245 Cr	28,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 10 \| ICICIBANK	3%	₹965 Cr	7,000,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| 543320	3%	₹862 Cr	35,000,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 12 \| AXISBANK	3%	₹858 Cr	6,200,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 13 \| LT	3%	₹791 Cr	1,850,000
Bharti Airtel Ltd (Communication Services) Equity, Since 28 Feb 21 \| BHARTIARTL	2%	₹714 Cr	3,800,000 ↑ 150,000
Coromandel International Ltd (Basic Materials) Equity, Since 30 Nov 16 \| COROMANDEL	2%	₹710 Cr	3,200,000 ↓ -50,001
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 30 Nov 20 \| HEROMOTOCO	2%	₹699 Cr	1,225,000

5. Kotak Infrastructure & Economic Reform Fund

The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly (at least 65%) equity and equity-related securities of companies involved in economic development of India as a result of potential investments in infrastructure and unfolding economic reforms.

Research Highlights for Kotak Infrastructure & Economic Reform Fund

Bottom quartile AUM (₹2,252 Cr).
Established history (18+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 19.87% (top quartile).
3Y return: 17.16% (lower mid).
1Y return: 13.65% (upper mid).
Alpha: -8.03 (bottom quartile).
Sharpe: -0.06 (bottom quartile).
Information ratio: -0.29 (lower mid).
Higher exposure to Industrials vs peer median.
Equity-heavy allocation (~100%).
Largest holding Larsen & Toubro Ltd (~11.2%).

Below is the key information for Kotak Infrastructure & Economic Reform Fund

Kotak Infrastructure & Economic Reform Fund Growth
Launch Date	25 Feb 08
NAV (18 Mar 26)	₹62.139 ↑ 0.99 (1.61 %)
Net Assets (Cr)	₹2,252 on 31 Jan 26
Category	Equity - Sectoral
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.01
Sharpe Ratio	-0.06
Information Ratio	-0.29
Alpha Ratio	-8.03
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹12,457
28 Feb 23	₹15,287
29 Feb 24	₹22,312
28 Feb 25	₹21,204
28 Feb 26	₹26,769

Kotak Infrastructure & Economic Reform Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Kotak Infrastructure & Economic Reform Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Mar 26

Duration	Returns
1 Month	-7.9%
3 Month	-4.8%
6 Month	-8.3%
1 Year	13.7%
3 Year	17.2%
5 Year	19.9%
10 Year
15 Year
Since launch	10.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-3.7%
2023	32.4%
2022	37.3%
2021	15.6%
2020	57.3%
2019	3.4%
2018	3.6%
2017	-19.6%
2016	45.3%
2015	9.2%

Fund Manager information for Kotak Infrastructure & Economic Reform Fund

Name	Since	Tenure
Nalin Bhatt	1 Oct 23	2.41 Yr.

Data below for Kotak Infrastructure & Economic Reform Fund as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Industrials	48.66%
Basic Materials	12.47%
Consumer Cyclical	11.19%
Communication Services	10.44%
Energy	6.77%
Financial Services	3.35%
Technology	2.27%
Utility	2.03%
Real Estate	1.81%
Health Care	1.02%

Asset Allocation

Asset Class	Value
Equity	100.01%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 15 \| LT	11%	₹262 Cr	612,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 20 \| BHARTIARTL	6%	₹142 Cr	755,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 25 \| RELIANCE	5%	₹110 Cr	792,000
Indus Towers Ltd Ordinary Shares (Communication Services) Equity, Since 31 Jul 25 \| INDUSTOWER	4%	₹102 Cr	2,250,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Aug 17 \| KPIL	3%	₹78 Cr	630,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 15 \| ULTRACEMCO	3%	₹76 Cr	60,000
VST Tillers Tractors Ltd (Industrials) Equity, Since 30 Apr 24 \| VSTTILLERS	3%	₹75 Cr	130,659
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Oct 15 \| SOLARINDS	3%	₹73 Cr	54,000
Cummins India Ltd (Industrials) Equity, Since 30 Sep 12 \| CUMMINSIND	3%	₹71 Cr	145,800
Shree Cement Ltd (Basic Materials) Equity, Since 31 Dec 11 \| SHREECEM	3%	₹70 Cr	27,000

6. Kotak Standard Multicap Fund

(Erstwhile Kotak Select Focus Fund)

The investment objective of the scheme is to generate long term appreciation from the portfolio of equity and equity related sectors, generally focussed on few selected sectors.

Research Highlights for Kotak Standard Multicap Fund

Top quartile AUM (₹56,479 Cr).
Established history (16+ yrs).
Rating: 5★ (top quartile).
Risk profile: Moderately High.
5Y return: 12.64% (bottom quartile).
3Y return: 15.85% (lower mid).
1Y return: 10.79% (lower mid).
Alpha: 3.74 (top quartile).
Sharpe: 0.46 (top quartile).
Information ratio: 0.19 (upper mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding HDFC Bank Ltd (~6.2%).

Below is the key information for Kotak Standard Multicap Fund

Kotak Standard Multicap Fund Growth
Launch Date	11 Sep 09
NAV (18 Mar 26)	₹82.173 ↑ 0.91 (1.12 %)
Net Assets (Cr)	₹56,479 on 31 Jan 26
Category	Equity - Multi Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.47
Sharpe Ratio	0.46
Information Ratio	0.19
Alpha Ratio	3.74
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹11,238
28 Feb 23	₹11,798
29 Feb 24	₹15,664
28 Feb 25	₹16,077
28 Feb 26	₹19,559

Kotak Standard Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Kotak Standard Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Mar 26

Duration	Returns
1 Month	-8.2%
3 Month	-5.4%
6 Month	-5.6%
1 Year	10.8%
3 Year	15.9%
5 Year	12.6%
10 Year
15 Year
Since launch	13.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.5%
2023	16.5%
2022	24.2%
2021	5%
2020	25.4%
2019	11.8%
2018	12.3%
2017	-0.9%
2016	34.3%
2015	9.4%

Fund Manager information for Kotak Standard Multicap Fund

Name	Since	Tenure
Harsha Upadhyaya	4 Aug 12	13.58 Yr.

Data below for Kotak Standard Multicap Fund as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Financial Services	30.34%
Industrials	18.18%
Basic Materials	14.97%
Consumer Cyclical	11.4%
Energy	6.21%
Technology	5.7%
Communication Services	3.92%
Health Care	2.71%
Utility	2.59%
Consumer Defensive	2.19%

Asset Allocation

Asset Class	Value
Cash	1.79%
Equity	98.21%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 10 \| HDFCBANK	6%	₹3,507 Cr	39,500,000
Bharat Electronics Ltd (Industrials) Equity, Since 31 Aug 14 \| BEL	6%	₹3,491 Cr	78,500,000 ↓ -1,500,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Sep 10 \| ICICIBANK	5%	₹3,034 Cr	22,000,000
State Bank of India (Financial Services) Equity, Since 31 Jan 12 \| SBIN	5%	₹2,860 Cr	23,800,000
Jindal Steel Ltd (Basic Materials) Equity, Since 31 Mar 18 \| JINDALSTEL	4%	₹2,364 Cr	19,000,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 13 \| LT	4%	₹2,267 Cr	5,300,000
Axis Bank Ltd (Financial Services) Equity, Since 31 May 12 \| AXISBANK	4%	₹2,214 Cr	16,000,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 14 \| ULTRACEMCO	3%	₹1,743 Cr	1,375,000
Bharti Airtel Ltd (Communication Services) Equity, Since 28 Feb 21 \| BHARTIARTL	3%	₹1,635 Cr	8,700,000 ↑ 428,571
SRF Ltd (Industrials) Equity, Since 31 Dec 18 \| SRF	3%	₹1,601 Cr	6,250,000

7. Kotak Bluechip Fund

(Erstwhile Kotak 50 Fund)

To generate capital appreciation from a portfolio of predominantly equity and equity related securities. The portfolio will generally comprise of equity and equity related instruments of around 50 companies which may go up to 59 companies but will not exceed 59 at any point in time. However, there is no assurance that the objective of the scheme will be realized

Research Highlights for Kotak Bluechip Fund

Lower mid AUM (₹10,864 Cr).
Oldest track record among peers (27 yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 11.65% (bottom quartile).
3Y return: 14.06% (bottom quartile).
1Y return: 7.17% (bottom quartile).
Alpha: 0.02 (upper mid).
Sharpe: 0.28 (lower mid).
Information ratio: 0.20 (top quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
Largest holding ICICI Bank Ltd (~7.4%).

Below is the key information for Kotak Bluechip Fund

Kotak Bluechip Fund Growth
Launch Date	29 Dec 98
NAV (18 Mar 26)	₹548.092 ↑ 4.64 (0.85 %)
Net Assets (Cr)	₹10,864 on 31 Jan 26
Category	Equity - Large Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.75
Sharpe Ratio	0.28
Information Ratio	0.2
Alpha Ratio	0.02
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹11,516
28 Feb 23	₹12,035
29 Feb 24	₹15,646
28 Feb 25	₹16,030
28 Feb 26	₹18,846

Kotak Bluechip Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Kotak Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Mar 26

Duration	Returns
1 Month	-8.2%
3 Month	-7.6%
6 Month	-6.6%
1 Year	7.2%
3 Year	14.1%
5 Year	11.6%
10 Year
15 Year
Since launch	17.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.7%
2023	16.2%
2022	22.9%
2021	2%
2020	27.7%
2019	16.4%
2018	14.2%
2017	-2.1%
2016	29.2%
2015	2.9%

Fund Manager information for Kotak Bluechip Fund

Name	Since	Tenure
Rohit Tandon	22 Jan 24	2.1 Yr.

Data below for Kotak Bluechip Fund as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Financial Services	31.7%
Consumer Cyclical	12.44%
Industrials	9.52%
Basic Materials	8.48%
Technology	8.38%
Energy	8.01%
Consumer Defensive	6.24%
Health Care	4.99%
Communication Services	3.78%
Utility	3.46%
Real Estate	0.8%

Asset Allocation

Asset Class	Value
Cash	2.67%
Equity	97.33%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	7%	₹804 Cr	5,833,118 ↑ 28,013
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	7%	₹766 Cr	8,631,297
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 06 \| RELIANCE	6%	₹698 Cr	5,006,810 ↑ 153,394
State Bank of India (Financial Services) Equity, Since 30 Jun 21 \| SBIN	5%	₹528 Cr	4,391,636 ↑ 235,697
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 12 \| LT	4%	₹472 Cr	1,102,171 ↑ 6,400
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 19 \| BHARTIARTL	4%	₹413 Cr	2,197,909 ↑ 238,609
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 13 \| AXISBANK	3%	₹366 Cr	2,645,625 ↓ -187,500
Infosys Ltd (Technology) Equity, Since 31 Oct 04 \| INFY	3%	₹362 Cr	2,785,817 ↑ 115,794
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| BAJFINANCE	3%	₹343 Cr	3,447,863 ↑ 233,829
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Jun 20 \| M&M	3%	₹316 Cr	931,422 ↑ 55,000

8. Kotak Tax Saver Fund

The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time.

Research Highlights for Kotak Tax Saver Fund

Lower mid AUM (₹6,301 Cr).
Established history (20+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 13.11% (lower mid).
3Y return: 13.77% (bottom quartile).
1Y return: 6.83% (bottom quartile).
Alpha: -1.89 (bottom quartile).
Sharpe: 0.07 (bottom quartile).
Information ratio: -0.27 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~100%).
Largest holding HDFC Bank Ltd (~8.4%).

Below is the key information for Kotak Tax Saver Fund

Kotak Tax Saver Fund Growth
Launch Date	23 Nov 05
NAV (18 Mar 26)	₹109.12 ↑ 1.07 (0.99 %)
Net Assets (Cr)	₹6,301 on 31 Jan 26
Category	Equity - ELSS
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.76
Sharpe Ratio	0.07
Information Ratio	-0.27
Alpha Ratio	-1.89
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹11,885
28 Feb 23	₹12,703
29 Feb 24	₹17,234
28 Feb 25	₹17,133
28 Feb 26	₹20,098

Kotak Tax Saver Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080 Invest Now

Returns for Kotak Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Mar 26

Duration	Returns
1 Month	-8.3%
3 Month	-6.9%
6 Month	-7.8%
1 Year	6.8%
3 Year	13.8%
5 Year	13.1%
10 Year
15 Year
Since launch	12.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	1.8%
2023	21.8%
2022	23.6%
2021	6.9%
2020	33.2%
2019	14.9%
2018	12.7%
2017	-3.8%
2016	33.8%
2015	7.5%

Fund Manager information for Kotak Tax Saver Fund

Name	Since	Tenure
Harsha Upadhyaya	25 Aug 15	10.52 Yr.

Data below for Kotak Tax Saver Fund as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Financial Services	32.92%
Consumer Cyclical	12.09%
Industrials	10.8%
Basic Materials	9.33%
Technology	8.24%
Energy	6.81%
Health Care	5.37%
Communication Services	5.21%
Consumer Defensive	4.56%
Utility	4.26%

Asset Allocation

Asset Class	Value
Cash	0.4%
Equity	99.6%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	8%	₹533 Cr	6,000,000
State Bank of India (Financial Services) Equity, Since 28 Feb 21 \| SBIN	6%	₹379 Cr	3,150,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	5%	₹317 Cr	2,300,000
Bharti Airtel Ltd (Communication Services) Equity, Since 28 Feb 21 \| BHARTIARTL	4%	₹228 Cr	1,215,714 ↑ 35,714
Tech Mahindra Ltd (Technology) Equity, Since 31 Aug 23 \| TECHM	3%	₹183 Cr	1,350,000
Infosys Ltd (Technology) Equity, Since 31 Dec 05 \| INFY	3%	₹179 Cr	1,378,553
NTPC Ltd (Utilities) Equity, Since 30 Sep 22 \| NTPC	3%	₹178 Cr	4,670,000
Hero MotoCorp Ltd (Consumer Cyclical) Equity, Since 31 Jan 24 \| HEROMOTOCO	3%	₹171 Cr	300,000
Britannia Industries Ltd (Consumer Defensive) Equity, Since 30 Jun 25 \| BRITANNIA	3%	₹171 Cr	285,000
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 14 \| LT	3%	₹165 Cr	386,500

9. Kotak Small Cap Fund

(Erstwhile Kotak Midcap Scheme)

The investment objective of the Scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities.

Research Highlights for Kotak Small Cap Fund

Upper mid AUM (₹16,368 Cr).
Established history (21+ yrs).
Rating: 3★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 14.05% (lower mid).
3Y return: 12.97% (bottom quartile).
1Y return: 2.06% (bottom quartile).
Alpha: -6.63 (bottom quartile).
Sharpe: -0.48 (bottom quartile).
Information ratio: -0.90 (bottom quartile).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Aster DM Healthcare Ltd Ordinary Shares (~4.6%).

Below is the key information for Kotak Small Cap Fund

Kotak Small Cap Fund Growth
Launch Date	24 Feb 05
NAV (18 Mar 26)	₹232.295 ↑ 4.65 (2.04 %)
Net Assets (Cr)	₹16,368 on 31 Jan 26
Category	Equity - Small Cap
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	1.66
Sharpe Ratio	-0.48
Information Ratio	-0.9
Alpha Ratio	-6.63
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
28 Feb 21	₹10,000
28 Feb 22	₹13,534
28 Feb 23	₹13,867
29 Feb 24	₹19,062
28 Feb 25	₹18,980
28 Feb 26	₹21,171

Kotak Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Kotak Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Mar 26

Duration	Returns
1 Month	-7.7%
3 Month	-7.9%
6 Month	-14%
1 Year	2.1%
3 Year	13%
5 Year	14.1%
10 Year
15 Year
Since launch	16%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	-9.1%
2023	25.5%
2022	34.8%
2021	-3.1%
2020	70.9%
2019	34.2%
2018	5%
2017	-17.3%
2016	44%
2015	8.9%

Fund Manager information for Kotak Small Cap Fund

Name	Since	Tenure
Harish Bihani	20 Oct 23	2.36 Yr.

Data below for Kotak Small Cap Fund as on 31 Jan 26

Equity Sector Allocation

Sector	Value
Industrials	24.06%
Health Care	23.97%
Consumer Cyclical	19.79%
Financial Services	12.36%
Basic Materials	8.33%
Real Estate	3.51%
Consumer Defensive	2.94%
Communication Services	1.91%
Technology	1.43%

Asset Allocation

Asset Class	Value
Cash	1.69%
Equity	98.31%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Aster DM Healthcare Ltd Ordinary Shares (Healthcare) Equity, Since 31 Jul 24 \| ASTERDM	5%	₹770 Cr	11,757,234
Krishna Institute of Medical Sciences Ltd (Healthcare) Equity, Since 31 Dec 23 \| 543308	4%	₹630 Cr	8,454,118
Sansera Engineering Ltd (Consumer Cyclical) Equity, Since 30 Sep 21 \| 543358	4%	₹613 Cr	2,615,539
Vijaya Diagnostic Centre Ltd (Healthcare) Equity, Since 31 Mar 24 \| 543350	3%	₹589 Cr	5,861,236
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Jan 23 \| KPIL	3%	₹443 Cr	3,572,133
Century Plyboards (India) Ltd (Basic Materials) Equity, Since 31 Oct 18 \| CENTURYPLY	3%	₹428 Cr	5,826,898
Techno Electric & Engineering Co Ltd (Industrials) Equity, Since 31 Dec 18 \| TECHNOE	3%	₹427 Cr	3,642,296
Ajanta Pharma Ltd (Healthcare) Equity, Since 31 May 23 \| AJANTPHARM	2%	₹365 Cr	1,219,302
Shriram Finance Ltd (Financial Services) Equity, Since 30 Nov 22 \| SHRIRAMFIN	2%	₹343 Cr	3,181,620
Garware Technical Fibres Ltd (Consumer Cyclical) Equity, Since 30 Jun 21 \| GARFIBRES	2%	₹309 Cr	4,803,310 ↑ 37

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.