+91-22-48913909Best Kotak SIP Mutual Funds 2026
Kotak SIP is one of the most efficient ways to invest in Mutual Fund schemes. In a SIP, you automate your monthly investments. You can spread your Mutual Fund investments over a period of time into fixed monthly installments. Hence, you can invest a small amount of money monthly at regular intervals and achieve your Financial goals. Goals like Retirement planning, marriage, purchase of a house/car, can be fulfilled by taking a SIP route. Due to its investment style, SIP is a great tool to invest in equities. It balanced the pitfalls of the equity market. It ensures stability even during turbulent market conditions. Some of the other benefits of SIPs are:
- Rupee cost averaging
- Power of Compounding
- No need to time the market
- Builds habit of long-term savings
Investors who are keen to invest in a SIP, here are some of the best Kotak SIP Mutual Funds for 2026. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.
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Fund Selection Methodology used to find 10 funds
Best SIP Funds by Kotak Mutual Fund for Equities
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2025 (%) Kotak Emerging Equity Scheme Growth ₹130.645
↑ 4.45 ₹61,694 1,000 -4.2 -5.8 16.4 20.3 17.3 1.8 Kotak Global Emerging Market Fund Growth ₹33.05
↑ 0.22 ₹877 1,000 3.2 9.6 62.6 19.2 7.1 39.1 Kotak Infrastructure & Economic Reform Fund Growth ₹63.703
↑ 2.71 ₹2,339 1,000 -1.7 -2.3 15 18.2 20.3 -3.7 Kotak India EQ Contra Fund Growth ₹146.114
↑ 5.36 ₹5,225 1,000 -11 -7.9 8.4 17.4 14.9 7.4 Kotak Equity Opportunities Fund Growth ₹336.256
↑ 13.56 ₹30,712 1,000 -9.5 -6.7 10.6 16.2 14.2 5.6 Kotak Standard Multicap Fund Growth ₹82.832
↑ 3.30 ₹56,853 500 -4.9 -2.7 11.9 15.7 12.6 9.5 Kotak Small Cap Fund Growth ₹235.114
↑ 8.06 ₹16,871 1,000 -9.5 -12.2 2.5 12.5 13.4 -9.1 Kotak Tax Saver Fund Growth ₹110.182
↑ 4.10 ₹6,355 500 -10.6 -8.8 5.3 12.4 12.2 1.8 Kotak Bluechip Fund Growth ₹553.153
↑ 20.07 ₹10,925 100 -10.8 -7.6 6.3 12.4 11.1 8.7 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Apr 26 Research Highlights & Commentary of 9 Funds showcased
Commentary Kotak Emerging Equity Scheme Kotak Global Emerging Market Fund Kotak Infrastructure & Economic Reform Fund Kotak India EQ Contra Fund Kotak Equity Opportunities Fund Kotak Standard Multicap Fund Kotak Small Cap Fund Kotak Tax Saver Fund Kotak Bluechip Fund Point 1 Highest AUM (₹61,694 Cr). Bottom quartile AUM (₹877 Cr). Bottom quartile AUM (₹2,339 Cr). Bottom quartile AUM (₹5,225 Cr). Upper mid AUM (₹30,712 Cr). Top quartile AUM (₹56,853 Cr). Upper mid AUM (₹16,871 Cr). Lower mid AUM (₹6,355 Cr). Lower mid AUM (₹10,925 Cr). Point 2 Established history (19+ yrs). Established history (18+ yrs). Established history (18+ yrs). Established history (20+ yrs). Established history (21+ yrs). Established history (16+ yrs). Established history (21+ yrs). Established history (20+ yrs). Oldest track record among peers (27 yrs). Point 3 Rating: 4★ (upper mid). Rating: 3★ (lower mid). Rating: 4★ (upper mid). Rating: 3★ (lower mid). Top rated. Rating: 5★ (top quartile). Rating: 3★ (bottom quartile). Rating: 3★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: High. Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 17.33% (top quartile). 5Y return: 7.10% (bottom quartile). 5Y return: 20.26% (top quartile). 5Y return: 14.90% (upper mid). 5Y return: 14.25% (upper mid). 5Y return: 12.56% (lower mid). 5Y return: 13.40% (lower mid). 5Y return: 12.15% (bottom quartile). 5Y return: 11.05% (bottom quartile). Point 6 3Y return: 20.32% (top quartile). 3Y return: 19.24% (top quartile). 3Y return: 18.17% (upper mid). 3Y return: 17.43% (upper mid). 3Y return: 16.24% (lower mid). 3Y return: 15.75% (lower mid). 3Y return: 12.55% (bottom quartile). 3Y return: 12.41% (bottom quartile). 3Y return: 12.37% (bottom quartile). Point 7 1Y return: 16.41% (top quartile). 1Y return: 62.59% (top quartile). 1Y return: 15.04% (upper mid). 1Y return: 8.38% (lower mid). 1Y return: 10.63% (lower mid). 1Y return: 11.88% (upper mid). 1Y return: 2.47% (bottom quartile). 1Y return: 5.27% (bottom quartile). 1Y return: 6.26% (bottom quartile). Point 8 Alpha: 3.15 (lower mid). Alpha: -0.41 (bottom quartile). Alpha: 3.62 (upper mid). Alpha: 4.55 (top quartile). Alpha: 4.65 (top quartile). Alpha: 3.98 (upper mid). Alpha: -2.10 (bottom quartile). Alpha: 0.71 (bottom quartile). Alpha: 1.35 (lower mid). Point 9 Sharpe: 1.43 (upper mid). Sharpe: 2.96 (top quartile). Sharpe: 1.20 (lower mid). Sharpe: 1.47 (upper mid). Sharpe: 1.60 (top quartile). Sharpe: 1.34 (lower mid). Sharpe: 0.42 (bottom quartile). Sharpe: 1.06 (bottom quartile). Sharpe: 1.13 (bottom quartile). Point 10 Information ratio: -0.48 (bottom quartile). Information ratio: -0.72 (bottom quartile). Information ratio: -0.40 (lower mid). Information ratio: 1.30 (top quartile). Information ratio: 0.01 (upper mid). Information ratio: 0.11 (top quartile). Information ratio: -0.99 (bottom quartile). Information ratio: -0.36 (lower mid). Information ratio: 0.00 (upper mid). Kotak Emerging Equity Scheme
Kotak Global Emerging Market Fund
Kotak Infrastructure & Economic Reform Fund
Kotak India EQ Contra Fund
Kotak Equity Opportunities Fund
Kotak Standard Multicap Fund
Kotak Small Cap Fund
Kotak Tax Saver Fund
Kotak Bluechip Fund
The investment objective of the scheme is to generate long-term capital appreciation from a portfolio of equity and equity related securities, by investing predominantly in mid and small cap companies. Below is the key information for Kotak Emerging Equity Scheme Returns up to 1 year are on The investment objective of the scheme is to provide long-term capital appreciation by investing in an overseas mutual fund scheme that invests in a diversified portfolio of securities as prescribed by SEBI from time to time in global emerging markets. Research Highlights for Kotak Global Emerging Market Fund Below is the key information for Kotak Global Emerging Market Fund Returns up to 1 year are on The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly (at least 65%) equity and equity-related securities of companies involved in economic development of India as a result of potential investments in infrastructure and unfolding economic reforms. Research Highlights for Kotak Infrastructure & Economic Reform Fund Below is the key information for Kotak Infrastructure & Economic Reform Fund Returns up to 1 year are on (Erstwhile Kotak Classic Equity Fund) To generate capital appreciation from a diversified portfolio of equity and equity
related securities. However, there is no assurance that the objective of the scheme will be realized. Research Highlights for Kotak India EQ Contra Fund Below is the key information for Kotak India EQ Contra Fund Returns up to 1 year are on (Erstwhile Kotak Opportunities Scheme) To generate capital appreciation from a diversified portfolio of equity and equity
related securities. However, there is no assurance that the objective of the scheme will be realized. Research Highlights for Kotak Equity Opportunities Fund Below is the key information for Kotak Equity Opportunities Fund Returns up to 1 year are on (Erstwhile Kotak Select Focus Fund) The investment objective of the scheme is to generate long term appreciation from the portfolio of equity and equity related sectors, generally focussed on few selected sectors. Research Highlights for Kotak Standard Multicap Fund Below is the key information for Kotak Standard Multicap Fund Returns up to 1 year are on (Erstwhile Kotak Midcap Scheme) The investment objective of the Scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities. Research Highlights for Kotak Small Cap Fund Below is the key information for Kotak Small Cap Fund Returns up to 1 year are on The investment objective of the scheme is to generate longterm capital appreciation from a diversified portfolio of equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time. Research Highlights for Kotak Tax Saver Fund Below is the key information for Kotak Tax Saver Fund Returns up to 1 year are on (Erstwhile Kotak 50 Fund) To generate capital appreciation from a portfolio of predominantly equity and
equity related securities. The portfolio will generally comprise of equity and equity
related instruments of around 50 companies which may go up to 59 companies but will not exceed 59 at any point in time. However, there is no assurance that the objective of the scheme
will be realized Research Highlights for Kotak Bluechip Fund Below is the key information for Kotak Bluechip Fund Returns up to 1 year are on 1. Kotak Emerging Equity Scheme
Kotak Emerging Equity Scheme
Growth Launch Date 30 Mar 07 NAV (08 Apr 26) ₹130.645 ↑ 4.45 (3.52 %) Net Assets (Cr) ₹61,694 on 28 Feb 26 Category Equity - Mid Cap AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.44 Sharpe Ratio 1.43 Information Ratio -0.48 Alpha Ratio 3.15 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-2 Years (1%),2 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value Returns for Kotak Emerging Equity Scheme
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Apr 26 Duration Returns 1 Month -1.8% 3 Month -4.2% 6 Month -5.8% 1 Year 16.4% 3 Year 20.3% 5 Year 17.3% 10 Year 15 Year Since launch 14.5% Historical performance (Yearly) on absolute basis
Year Returns 2025 1.8% 2024 33.6% 2023 31.5% 2022 5.1% 2021 47.3% 2020 21.9% 2019 8.9% 2018 -11.7% 2017 43% 2016 10.4% Fund Manager information for Kotak Emerging Equity Scheme
Name Since Tenure Data below for Kotak Emerging Equity Scheme as on 28 Feb 26
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. Kotak Global Emerging Market Fund
Kotak Global Emerging Market Fund
Growth Launch Date 26 Sep 07 NAV (07 Apr 26) ₹33.05 ↑ 0.22 (0.68 %) Net Assets (Cr) ₹877 on 28 Feb 26 Category Equity - Global AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk High Expense Ratio 1.64 Sharpe Ratio 2.96 Information Ratio -0.72 Alpha Ratio -0.41 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value Returns for Kotak Global Emerging Market Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Apr 26 Duration Returns 1 Month -0.8% 3 Month 3.2% 6 Month 9.6% 1 Year 62.6% 3 Year 19.2% 5 Year 7.1% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2025 39.1% 2024 5.9% 2023 10.8% 2022 -15% 2021 -0.5% 2020 29.1% 2019 21.4% 2018 -14.4% 2017 30.4% 2016 -1.2% Fund Manager information for Kotak Global Emerging Market Fund
Name Since Tenure Data below for Kotak Global Emerging Market Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. Kotak Infrastructure & Economic Reform Fund
Kotak Infrastructure & Economic Reform Fund
Growth Launch Date 25 Feb 08 NAV (08 Apr 26) ₹63.703 ↑ 2.71 (4.44 %) Net Assets (Cr) ₹2,339 on 28 Feb 26 Category Equity - Sectoral AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk High Expense Ratio 2.01 Sharpe Ratio 1.2 Information Ratio -0.4 Alpha Ratio 3.62 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value Returns for Kotak Infrastructure & Economic Reform Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Apr 26 Duration Returns 1 Month -0.3% 3 Month -1.7% 6 Month -2.3% 1 Year 15% 3 Year 18.2% 5 Year 20.3% 10 Year 15 Year Since launch 10.8% Historical performance (Yearly) on absolute basis
Year Returns 2025 -3.7% 2024 32.4% 2023 37.3% 2022 15.6% 2021 57.3% 2020 3.4% 2019 3.6% 2018 -19.6% 2017 45.3% 2016 9.2% Fund Manager information for Kotak Infrastructure & Economic Reform Fund
Name Since Tenure Data below for Kotak Infrastructure & Economic Reform Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 4. Kotak India EQ Contra Fund
Kotak India EQ Contra Fund
Growth Launch Date 27 Jul 05 NAV (08 Apr 26) ₹146.114 ↑ 5.36 (3.81 %) Net Assets (Cr) ₹5,225 on 28 Feb 26 Category Equity - Contra AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.89 Sharpe Ratio 1.47 Information Ratio 1.3 Alpha Ratio 4.55 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value Returns for Kotak India EQ Contra Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Apr 26 Duration Returns 1 Month -6.1% 3 Month -11% 6 Month -7.9% 1 Year 8.4% 3 Year 17.4% 5 Year 14.9% 10 Year 15 Year Since launch 13.6% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.4% 2024 22.1% 2023 35% 2022 7.4% 2021 30.2% 2020 15.2% 2019 10% 2018 2.6% 2017 35.4% 2016 7.1% Fund Manager information for Kotak India EQ Contra Fund
Name Since Tenure Data below for Kotak India EQ Contra Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 5. Kotak Equity Opportunities Fund
Kotak Equity Opportunities Fund
Growth Launch Date 9 Sep 04 NAV (08 Apr 26) ₹336.256 ↑ 13.56 (4.20 %) Net Assets (Cr) ₹30,712 on 28 Feb 26 Category Equity - Large & Mid Cap AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.6 Sharpe Ratio 1.6 Information Ratio 0.01 Alpha Ratio 4.65 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value Returns for Kotak Equity Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Apr 26 Duration Returns 1 Month -6.4% 3 Month -9.5% 6 Month -6.7% 1 Year 10.6% 3 Year 16.2% 5 Year 14.2% 10 Year 15 Year Since launch 17.5% Historical performance (Yearly) on absolute basis
Year Returns 2025 5.6% 2024 24.2% 2023 29.3% 2022 7% 2021 30.4% 2020 16.5% 2019 13.2% 2018 -5.6% 2017 34.9% 2016 9.6% Fund Manager information for Kotak Equity Opportunities Fund
Name Since Tenure Data below for Kotak Equity Opportunities Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 6. Kotak Standard Multicap Fund
Kotak Standard Multicap Fund
Growth Launch Date 11 Sep 09 NAV (08 Apr 26) ₹82.832 ↑ 3.30 (4.14 %) Net Assets (Cr) ₹56,853 on 28 Feb 26 Category Equity - Multi Cap AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.47 Sharpe Ratio 1.34 Information Ratio 0.11 Alpha Ratio 3.98 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value Returns for Kotak Standard Multicap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Apr 26 Duration Returns 1 Month -2.4% 3 Month -4.9% 6 Month -2.7% 1 Year 11.9% 3 Year 15.7% 5 Year 12.6% 10 Year 15 Year Since launch 13.6% Historical performance (Yearly) on absolute basis
Year Returns 2025 9.5% 2024 16.5% 2023 24.2% 2022 5% 2021 25.4% 2020 11.8% 2019 12.3% 2018 -0.9% 2017 34.3% 2016 9.4% Fund Manager information for Kotak Standard Multicap Fund
Name Since Tenure Data below for Kotak Standard Multicap Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 7. Kotak Small Cap Fund
Kotak Small Cap Fund
Growth Launch Date 24 Feb 05 NAV (08 Apr 26) ₹235.114 ↑ 8.06 (3.55 %) Net Assets (Cr) ₹16,871 on 28 Feb 26 Category Equity - Small Cap AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.66 Sharpe Ratio 0.42 Information Ratio -0.99 Alpha Ratio -2.1 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value Returns for Kotak Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Apr 26 Duration Returns 1 Month -3.7% 3 Month -9.5% 6 Month -12.2% 1 Year 2.5% 3 Year 12.5% 5 Year 13.4% 10 Year 15 Year Since launch 15.9% Historical performance (Yearly) on absolute basis
Year Returns 2025 -9.1% 2024 25.5% 2023 34.8% 2022 -3.1% 2021 70.9% 2020 34.2% 2019 5% 2018 -17.3% 2017 44% 2016 8.9% Fund Manager information for Kotak Small Cap Fund
Name Since Tenure Data below for Kotak Small Cap Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 8. Kotak Tax Saver Fund
Kotak Tax Saver Fund
Growth Launch Date 23 Nov 05 NAV (08 Apr 26) ₹110.182 ↑ 4.10 (3.86 %) Net Assets (Cr) ₹6,355 on 28 Feb 26 Category Equity - ELSS AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.76 Sharpe Ratio 1.06 Information Ratio -0.36 Alpha Ratio 0.71 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value Returns for Kotak Tax Saver Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Apr 26 Duration Returns 1 Month -5.6% 3 Month -10.6% 6 Month -8.8% 1 Year 5.3% 3 Year 12.4% 5 Year 12.2% 10 Year 15 Year Since launch 12.3% Historical performance (Yearly) on absolute basis
Year Returns 2025 1.8% 2024 21.8% 2023 23.6% 2022 6.9% 2021 33.2% 2020 14.9% 2019 12.7% 2018 -3.8% 2017 33.8% 2016 7.5% Fund Manager information for Kotak Tax Saver Fund
Name Since Tenure Data below for Kotak Tax Saver Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 9. Kotak Bluechip Fund
Kotak Bluechip Fund
Growth Launch Date 29 Dec 98 NAV (08 Apr 26) ₹553.153 ↑ 20.07 (3.76 %) Net Assets (Cr) ₹10,925 on 28 Feb 26 Category Equity - Large Cap AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately High Expense Ratio 1.75 Sharpe Ratio 1.13 Information Ratio 0 Alpha Ratio 1.35 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-18 Months (1%),18 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value Returns for Kotak Bluechip Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Apr 26 Duration Returns 1 Month -5.8% 3 Month -10.8% 6 Month -7.6% 1 Year 6.3% 3 Year 12.4% 5 Year 11.1% 10 Year 15 Year Since launch 17% Historical performance (Yearly) on absolute basis
Year Returns 2025 8.7% 2024 16.2% 2023 22.9% 2022 2% 2021 27.7% 2020 16.4% 2019 14.2% 2018 -2.1% 2017 29.2% 2016 2.9% Fund Manager information for Kotak Bluechip Fund
Name Since Tenure Data below for Kotak Bluechip Fund as on 28 Feb 26
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Research Highlights for Kotak Emerging Equity Scheme