5 Best Performing ELSS Mutual Funds SIP 2025 for Tax Savings u/s 80c

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Top 5 Best Performing ELSS Mutual Funds SIP FY 25 - 26
Top 5 Equity - ELSS Funds

Best ELSS Mutual Funds for SIP Investment in 2025

Updated on June 5, 2025 , 5295 views

Best elss Funds or Equity Linked Savings Schemes are equity diversified Mutual Funds that majorly invest in equity-linked instruments (like shares and stocks) to provide Market-linked returns. Typically, 80% of the fund corpus is invested in equity and the remaining in debt instruments. Best ELSS funds are also known as the tax saving Mutual Funds as they offer tax benefits under Section 80C of the income tax Act. Moreover, the ELSS Mutual Funds are open-ended & offer 2 modes of investments

Lump sum Investment
SIP (Systematic Investment plan) Investment

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Top 5 Best Performing ELSS Mutual Funds SIP FY 25 - 26

1. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15% since its launch. Ranked 1 in ELSS category. Return for 2024 was 19.5% , 2023 was 24% and 2022 was 5.9% .

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund Growth
Launch Date	13 Oct 14
NAV (06 Jun 25)	₹44.2625 ↑ 0.46 (1.05 %)
Net Assets (Cr)	₹4,405 on 30 Apr 25
Category	Equity - ELSS
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	0
Sharpe Ratio	0.07
Information Ratio	-0.08
Alpha Ratio	0.83
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 20	₹10,000
31 May 21	₹16,250
31 May 22	₹17,665
31 May 23	₹19,848
31 May 24	₹26,082
31 May 25	₹28,948

Tata India Tax Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25

Duration	Returns
1 Month	6.2%
3 Month	11.8%
6 Month	-2.6%
1 Year	11.5%
3 Year	18.8%
5 Year	22.5%
10 Year
15 Year
Since launch	15%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.5%
2023	24%
2022	5.9%
2021	30.4%
2020	11.9%
2019	13.6%
2018	-8.4%
2017	46%
2016	2.1%
2015	13.3%

Fund Manager information for Tata India Tax Savings Fund

Name	Since	Tenure
Sailesh Jain	16 Dec 21	3.46 Yr.
Tejas Gutka	9 Mar 21	4.23 Yr.

Data below for Tata India Tax Savings Fund as on 30 Apr 25

Equity Sector Allocation

Sector	Value
Financial Services	34.65%
Consumer Cyclical	14.48%
Industrials	12.7%
Basic Materials	6.86%
Technology	6.65%
Energy	5.57%
Communication Services	4.29%
Health Care	3.63%
Utility	2.78%
Real Estate	2.27%
Consumer Defensive	1.24%

Asset Allocation

Asset Class	Value
Cash	4.87%
Equity	95.13%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| HDFCBANK	8%	₹332 Cr	1,725,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 16 \| ICICIBANK	7%	₹303 Cr	2,125,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 18 \| RELIANCE	4%	₹190 Cr	1,350,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 19 \| BHARTIARTL	4%	₹175 Cr	940,000
Infosys Ltd (Technology) Equity, Since 30 Sep 18 \| INFY	4%	₹174 Cr	1,160,000
State Bank of India (Financial Services) Equity, Since 30 Nov 18 \| SBIN	4%	₹172 Cr	2,175,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Aug 18 \| 532215	3%	₹154 Cr	1,300,000
NTPC Ltd (Utilities) Equity, Since 30 Jun 21 \| 532555	3%	₹122 Cr	3,451,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 16 \| LT	3%	₹118 Cr	352,147
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Mar 22 \| 500034	2%	₹92 Cr	107,000

2. IDFC Tax Advantage (ELSS) Fund

The investment objective of the Scheme is to seek to generate long term capital growth from a diversified portfolio of predominantly equity and equity related securities. There can be no assurance that the investment objective of the scheme will be realised.

IDFC Tax Advantage (ELSS) Fund is a Equity - ELSS fund was launched on 26 Dec 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18% since its launch. Ranked 3 in ELSS category. Return for 2024 was 13.1% , 2023 was 28.3% and 2022 was 4.2% .

Below is the key information for IDFC Tax Advantage (ELSS) Fund

IDFC Tax Advantage (ELSS) Fund Growth
Launch Date	26 Dec 08
NAV (06 Jun 25)	₹151.168 ↑ 1.65 (1.10 %)
Net Assets (Cr)	₹6,806 on 30 Apr 25
Category	Equity - ELSS
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	1.79
Sharpe Ratio	-0.15
Information Ratio	-0.27
Alpha Ratio	-2.3
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 20	₹10,000
31 May 21	₹19,672
31 May 22	₹21,836
31 May 23	₹25,226
31 May 24	₹33,143
31 May 25	₹35,231

IDFC Tax Advantage (ELSS) Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹598,181.
Net Profit of ₹298,181 Invest Now

Returns for IDFC Tax Advantage (ELSS) Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25

Duration	Returns
1 Month	4.4%
3 Month	10.8%
6 Month	-1.2%
1 Year	5.5%
3 Year	18.1%
5 Year	27.3%
10 Year
15 Year
Since launch	18%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	13.1%
2023	28.3%
2022	4.2%
2021	49.2%
2020	18.7%
2019	1.9%
2018	-9.4%
2017	53.4%
2016	0.4%
2015	6.9%

Fund Manager information for IDFC Tax Advantage (ELSS) Fund

Name	Since	Tenure
Daylynn Pinto	20 Oct 16	8.62 Yr.
Ritika Behera	7 Oct 23	1.65 Yr.
Gaurav Satra	10 Jun 24	0.97 Yr.

Data below for IDFC Tax Advantage (ELSS) Fund as on 30 Apr 25

Equity Sector Allocation

Sector	Value
Financial Services	31.45%
Consumer Cyclical	9.01%
Basic Materials	8.92%
Consumer Defensive	8.49%
Energy	8.44%
Technology	8.14%
Health Care	6.97%
Industrials	5.3%
Communication Services	2.74%
Utility	1.63%
Real Estate	1.46%

Asset Allocation

Asset Class	Value
Cash	7.21%
Equity	92.79%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Sep 14 \| HDFCBANK	8%	₹549 Cr	2,850,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 18 \| RELIANCE	7%	₹464 Cr	3,300,000 ↑ 100,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 16 \| ICICIBANK	6%	₹385 Cr	2,700,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Apr 21 \| 532215	5%	₹344 Cr	2,900,000
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Oct 21 \| TCS	4%	₹285 Cr	825,000 ↑ 125,000
Infosys Ltd (Technology) Equity, Since 31 Jul 15 \| INFY	3%	₹203 Cr	1,350,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 20 \| BHARTIARTL	3%	₹186 Cr	1,000,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| KOTAKBANK	3%	₹171 Cr	775,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| MARUTI	2%	₹135 Cr	110,000 ↑ 10,000
Jindal Steel & Power Ltd (Basic Materials) Equity, Since 31 Mar 18 \| 532286	2%	₹134 Cr	1,500,000

3. DSP BlackRock Tax Saver Fund

The primary investment objective of the Scheme is to seek to generate medium to long-term capital appreciation from a diversified portfolio that is substantially constituted of equity and equity related securities of corporates, and to enable investors to avail of a deduction from total income, as permitted under the Income Tax Act, 1961 from time to time.

DSP BlackRock Tax Saver Fund is a Equity - ELSS fund was launched on 18 Jan 07. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.4% since its launch. Ranked 12 in ELSS category. Return for 2024 was 23.9% , 2023 was 30% and 2022 was 4.5% .

Below is the key information for DSP BlackRock Tax Saver Fund

DSP BlackRock Tax Saver Fund Growth
Launch Date	18 Jan 07
NAV (06 Jun 25)	₹139.428 ↑ 1.28 (0.93 %)
Net Assets (Cr)	₹16,638 on 30 Apr 25
Category	Equity - ELSS
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.78
Sharpe Ratio	0.42
Information Ratio	1.18
Alpha Ratio	6.65
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 20	₹10,000
31 May 21	₹17,223
31 May 22	₹18,425
31 May 23	₹20,708
31 May 24	₹29,354
31 May 25	₹33,238

DSP BlackRock Tax Saver Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹584,107.
Net Profit of ₹284,107 Invest Now

Returns for DSP BlackRock Tax Saver Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25

Duration	Returns
1 Month	3.9%
3 Month	11.3%
6 Month	-0.7%
1 Year	13%
3 Year	22.6%
5 Year	26.2%
10 Year
15 Year
Since launch	15.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.9%
2023	30%
2022	4.5%
2021	35.1%
2020	15%
2019	14.8%
2018	-7.6%
2017	36.3%
2016	11.3%
2015	4.4%

Fund Manager information for DSP BlackRock Tax Saver Fund

Name	Since	Tenure
Rohit Singhania	16 Jul 15	9.88 Yr.

Data below for DSP BlackRock Tax Saver Fund as on 30 Apr 25

Equity Sector Allocation

Sector	Value
Financial Services	35.2%
Health Care	10.16%
Consumer Cyclical	9.56%
Basic Materials	8.6%
Technology	5.8%
Communication Services	5.48%
Consumer Defensive	5.19%
Industrials	5.15%
Energy	4.36%
Utility	3.99%

Asset Allocation

Asset Class	Value
Cash	6.52%
Equity	93.48%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 08 \| HDFCBANK	7%	₹1,243 Cr	6,455,598
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 16 \| ICICIBANK	6%	₹1,044 Cr	7,317,696
Axis Bank Ltd (Financial Services) Equity, Since 30 Nov 18 \| 532215	5%	₹832 Cr	7,021,254 ↓ -323,188
State Bank of India (Financial Services) Equity, Since 30 Jun 20 \| SBIN	5%	₹782 Cr	9,921,240 ↑ 1,031,317
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jul 19 \| BHARTIARTL	3%	₹541 Cr	2,902,421 ↑ 184,053
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Oct 22 \| KOTAKBANK	3%	₹520 Cr	2,354,158 ↓ -375,312
Infosys Ltd (Technology) Equity, Since 31 Mar 12 \| INFY	2%	₹400 Cr	2,666,937
Cipla Ltd (Healthcare) Equity, Since 30 Apr 23 \| 500087	2%	₹390 Cr	2,514,972
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| M&M	2%	₹372 Cr	1,269,729 ↑ 113,983
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 24 \| LT	2%	₹357 Cr	1,068,068 ↓ -124,643

4. L&T Tax Advantage Fund

To generate long-term capital growth from a diversified portfolio of predominantly equity and equity-related securities.

L&T Tax Advantage Fund is a Equity - ELSS fund was launched on 27 Feb 06. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.4% since its launch. Ranked 7 in ELSS category. Return for 2024 was 33% , 2023 was 28.4% and 2022 was -3% .

Below is the key information for L&T Tax Advantage Fund

L&T Tax Advantage Fund Growth
Launch Date	27 Feb 06
NAV (06 Jun 25)	₹134.29 ↑ 1.20 (0.90 %)
Net Assets (Cr)	₹3,917 on 30 Apr 25
Category	Equity - ELSS
AMC	L&T Investment Management Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.89
Sharpe Ratio	0.13
Information Ratio	0.39
Alpha Ratio	2
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 20	₹10,000
31 May 21	₹16,072
31 May 22	₹16,614
31 May 23	₹19,190
31 May 24	₹26,811
31 May 25	₹29,875

L&T Tax Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623 Invest Now

Returns for L&T Tax Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25

Duration	Returns
1 Month	8.4%
3 Month	13.5%
6 Month	-3.4%
1 Year	12.4%
3 Year	22.6%
5 Year	23.6%
10 Year
15 Year
Since launch	14.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	33%
2023	28.4%
2022	-3%
2021	30.3%
2020	13.5%
2019	4.6%
2018	-8.1%
2017	42.3%
2016	8.1%
2015	2.9%

Fund Manager information for L&T Tax Advantage Fund

Name	Since	Tenure
Sonal Gupta	21 Jul 21	3.86 Yr.
Abhishek Gupta	1 Mar 24	1.25 Yr.

Data below for L&T Tax Advantage Fund as on 30 Apr 25

Equity Sector Allocation

Sector	Value
Financial Services	26.16%
Consumer Cyclical	18.76%
Industrials	16.95%
Technology	10.59%
Basic Materials	5.95%
Health Care	5.84%
Energy	4.51%
Consumer Defensive	3.35%
Utility	3.26%
Communication Services	2.22%
Real Estate	1.47%

Asset Allocation

Asset Class	Value
Cash	0.65%
Equity	99.35%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 06 \| HDFCBANK	6%	₹224 Cr	1,162,500
ICICI Bank Ltd (Financial Services) Equity, Since 30 Jun 09 \| ICICIBANK	4%	₹165 Cr	1,155,500
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 21 \| RELIANCE	3%	₹134 Cr	951,812
Infosys Ltd (Technology) Equity, Since 31 Mar 06 \| INFY	3%	₹116 Cr	774,900
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Jul 22 \| LT	3%	₹101 Cr	301,450
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 24 \| BHARTIARTL	2%	₹87 Cr	467,000
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 23 \| SHRIRAMFIN	2%	₹79 Cr	1,291,500
State Bank of India (Financial Services) Equity, Since 31 Jan 19 \| SBIN	2%	₹78 Cr	984,432
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| 543320	2%	₹73 Cr	3,150,000
Persistent Systems Ltd (Technology) Equity, Since 31 Jul 21 \| PERSISTENT	2%	₹71 Cr	133,000

5. Aditya Birla Sun Life Tax Relief '96

An Open-ended equity linked savings scheme (ELSS) with the objective of long term growth of capital through a portfolio with a target allocation of 80% equity, 20% debt and money market securities

Aditya Birla Sun Life Tax Relief '96 is a Equity - ELSS fund was launched on 6 Mar 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 11% since its launch. Ranked 4 in ELSS category. Return for 2024 was 16.4% , 2023 was 18.9% and 2022 was -1.4% .

Below is the key information for Aditya Birla Sun Life Tax Relief '96

Aditya Birla Sun Life Tax Relief '96 Growth
Launch Date	6 Mar 08
NAV (06 Jun 25)	₹60.11 ↑ 0.66 (1.11 %)
Net Assets (Cr)	₹14,818 on 30 Apr 25
Category	Equity - ELSS
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.69
Sharpe Ratio	0.04
Information Ratio	-1.25
Alpha Ratio	0.26
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 May 20	₹10,000
31 May 21	₹14,563
31 May 22	₹14,154
31 May 23	₹15,105
31 May 24	₹19,908
31 May 25	₹21,758

Aditya Birla Sun Life Tax Relief '96 SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Aditya Birla Sun Life Tax Relief '96

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25

Duration	Returns
1 Month	6.8%
3 Month	13.4%
6 Month	1.1%
1 Year	9.9%
3 Year	16.2%
5 Year	16%
10 Year
15 Year
Since launch	11%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.4%
2023	18.9%
2022	-1.4%
2021	12.7%
2020	15.2%
2019	4.3%
2018	-4.5%
2017	43.2%
2016	3.4%
2015	9.2%

Fund Manager information for Aditya Birla Sun Life Tax Relief '96

Name	Since	Tenure
Dhaval Shah	31 Oct 24	0.58 Yr.
Dhaval Joshi	21 Nov 22	2.53 Yr.

Data below for Aditya Birla Sun Life Tax Relief '96 as on 30 Apr 25

Equity Sector Allocation

Sector	Value
Financial Services	30.59%
Consumer Cyclical	14.32%
Health Care	10.57%
Industrials	8.56%
Technology	7.94%
Basic Materials	7.5%
Consumer Defensive	6.49%
Energy	6.44%
Communication Services	3.96%
Utility	1.36%
Real Estate	0.66%

Asset Allocation

Asset Class	Value
Cash	1.62%
Equity	98.38%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	9%	₹1,304 Cr	9,137,798
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 08 \| HDFCBANK	7%	₹965 Cr	5,015,495 ↑ 1,100,000
Infosys Ltd (Technology) Equity, Since 30 Jun 08 \| INFY	5%	₹712 Cr	4,749,292 ↑ 117,863
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 08 \| 532215	4%	₹600 Cr	5,060,879
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Dec 22 \| BHARTIARTL	4%	₹587 Cr	3,146,277
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 21 \| RELIANCE	4%	₹528 Cr	3,760,426
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Jan 20 \| 532843	4%	₹524 Cr	7,646,735
State Bank of India (Financial Services) Equity, Since 31 Jan 22 \| SBIN	3%	₹381 Cr	4,828,465
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 08 \| LT	2%	₹368 Cr	1,101,782 ↓ -200,000
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 30 Sep 11 \| SUNPHARMA	2%	₹361 Cr	1,971,900

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.