fincash logo SOLUTIONS
EXPLORE FUNDS
CALCULATORS
fincash number+91-22-62820123
8 Best Short Term Mutual Funds SIP Investments 2022 | Fincash.com

Fincash » MutualFunds » Top Short Term Mutual Fund SIP Plans

8 Best Short Term Mutual Funds to Invest in SIP 2022

Updated on September 29, 2022 , 30566 views

Short term Mutual Funds are a type of Debt fund that allow investors to invest for a short term, i.e. up to 1-3 years. These funds invest in debt securities and are ideal for investors looking for an alternative of fixed deposits to earn better returns. These funds typically invest in debt instruments such as a Certificate of Deposit, government paper and corporate paper. short term debt funds allow greater flexibility. Investors can exit the fund as and when they require. Also, unlike other Types of Mutual Funds, there are no withdrawal charges in this fund. best short term Mutual Funds allow investors to earn good returns with less Market risk. So, investors who want to invest for a short or mid term can invest in this scheme and gain valuable returns and growth.

Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

Short Term MF

Top 8 Best Performing Short Term Debt Funds for SIP Investments FY 22 - 23

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2021 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
UTI Short Term Income Fund Growth ₹25.9364
↑ 0.02
₹2,174 500 1.51.33.17.78.46.89%2Y 4M 2D4Y 1M 17D
ICICI Prudential Short Term Fund Growth ₹48.8974
↑ 0.06
₹15,615 1,000 2.22.33.66.63.96.83%1Y 6M4Y 11M 23D
BNP Paribas Short Term Fund Growth ₹25.4771
↓ -0.01
₹258 300 0.61.34.66.5 5.16%1Y 11M 26D2Y 3M
HDFC Short Term Debt Fund Growth ₹25.9678
↑ 0.02
₹13,619 300 1.41.12.56.33.96.83%1Y 9M 18D2Y 10M 13D
Aditya Birla Sun Life Short Term Opportunities Fund Growth ₹38.8876
↑ 0.03
₹5,762 1,000 1.81.63.36.33.87.11%1Y 7M 24D2Y 3M 29D
Axis Short Term Fund Growth ₹25.2075
↑ 0.02
₹7,564 1,000 1.41.12.763.56.91%1Y 6M 11D2Y 1M 20D
Nippon India Short Term Fund Growth ₹43.0372
↑ 0.04
₹6,622 100 1.30.62.35.94.47.09%2Y 29D2Y 6M
Principal Short Term Debt Fund Growth ₹36.2166
↑ 0.02
₹205 2,000 1.212.75.63.26.79%1Y 5M 2D2Y 1M 17D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Sep 22
*Above is list of best Short Term Debt funds having AUM/Net Assets above 100 Crore. Sorted on Last 3 Year Return.

1. UTI Short Term Income Fund

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund is a Debt - Short term Bond fund was launched on 19 Sep 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.5% since its launch.  Ranked 10 in Short term Bond category.  Return for 2021 was 8.4% , 2020 was 10.5% and 2019 was -3.9% .

Below is the key information for UTI Short Term Income Fund

UTI Short Term Income Fund
Growth
Launch Date 19 Sep 07
NAV (30 Sep 22) ₹25.9364 ↑ 0.02   (0.07 %)
Net Assets (Cr) ₹2,174 on 31 Aug 22
Category Debt - Short term Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.93
Sharpe Ratio 0.78
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.89%
Effective Maturity 4 Years 1 Month 17 Days
Modified Duration 2 Years 4 Months 2 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹10,442
30 Sep 19₹10,042
30 Sep 20₹11,087
30 Sep 21₹12,175
30 Sep 22₹12,550

UTI Short Term Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for UTI Short Term Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 22

DurationReturns
1 Month 0.1%
3 Month 1.5%
6 Month 1.3%
1 Year 3.1%
3 Year 7.7%
5 Year 4.6%
10 Year
15 Year
Since launch 6.5%
Historical performance (Yearly) on absolute basis
YearReturns
2021 8.4%
2020 10.5%
2019 -3.9%
2018 6%
2017 6.1%
2016 10.1%
2015 8.3%
2014 10.9%
2013 9%
2012 11.2%
Fund Manager information for UTI Short Term Income Fund
NameSinceTenure
Sudhir Agarwal25 Oct 129.85 Yr.

Data below for UTI Short Term Income Fund as on 31 Aug 22

Asset Allocation
Asset ClassValue
Cash34.61%
Debt65.39%
Debt Sector Allocation
SectorValue
Corporate50.65%
Cash Equivalent32.46%
Government16.89%
Credit Quality
RatingValue
AA19.14%
AAA80.86%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Axis Finance Limited
Debentures | -
7%₹161 Cr1,600
7.38% Govt Stock 2027
Sovereign Bonds | -
5%₹116 Cr1,150,000,000
↑ 1,150,000,000
Housing Development Finance Corporation Limited
Debentures | -
3%₹76 Cr750
Power Finance Corporation Ltd.
Debentures | -
3%₹75 Cr750
India Grid TRust
Debentures | -
3%₹74 Cr750
Mahindra Rural Housing Finance Limited
Debentures | -
3%₹69 Cr700
Can Fin Homes Limited
Debentures | -
3%₹64 Cr650
TATA Motors Finance Limited
Debentures | -
3%₹59 Cr600
Rural Electrification Corporation Limited
Debentures | -
2%₹52 Cr500
Shriram Transport Finance Company Limited
Debentures | -
2%₹51 Cr500

2. ICICI Prudential Short Term Fund

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

ICICI Prudential Short Term Fund is a Debt - Short term Bond fund was launched on 25 Oct 01. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.9% since its launch.  Ranked 11 in Short term Bond category.  Return for 2021 was 3.9% , 2020 was 10.6% and 2019 was 9.7% .

Below is the key information for ICICI Prudential Short Term Fund

ICICI Prudential Short Term Fund
Growth
Launch Date 25 Oct 01
NAV (30 Sep 22) ₹48.8974 ↑ 0.06   (0.13 %)
Net Assets (Cr) ₹15,615 on 31 Aug 22
Category Debt - Short term Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.14
Sharpe Ratio -0.37
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-7 Days (0.25%),7 Days and above(NIL)
Yield to Maturity 6.83%
Effective Maturity 4 Years 11 Months 23 Days
Modified Duration 1 Year 6 Months

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹10,378
30 Sep 19₹11,386
30 Sep 20₹12,573
30 Sep 21₹13,316
30 Sep 22₹13,794

ICICI Prudential Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for ICICI Prudential Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 22

DurationReturns
1 Month 0.4%
3 Month 2.2%
6 Month 2.3%
1 Year 3.6%
3 Year 6.6%
5 Year 6.6%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.9%
2020 10.6%
2019 9.7%
2018 5.8%
2017 5.9%
2016 11.1%
2015 8%
2014 11.6%
2013 7.2%
2012 9.5%
Fund Manager information for ICICI Prudential Short Term Fund
NameSinceTenure
Manish Banthia19 Nov 0912.79 Yr.
Nikhil Kabra29 Dec 201.67 Yr.

Data below for ICICI Prudential Short Term Fund as on 31 Aug 22

Asset Allocation
Asset ClassValue
Cash24.17%
Debt75.83%
Debt Sector Allocation
SectorValue
Corporate40.5%
Government35.89%
Cash Equivalent22.61%
Securitized1.01%
Credit Quality
RatingValue
AA18.4%
AAA81.6%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.53% Govt Stock 2033
Sovereign Bonds | -
11%₹1,694 Cr169,624,650
6.54% Govt Stock 2032
Sovereign Bonds | -
6%₹987 Cr103,542,250
↓ -1,500,000
5.38% Govt Stock 2034
Sovereign Bonds | -
6%₹938 Cr95,824,740
4.93% Govt Stock 2028
Sovereign Bonds | -
5%₹718 Cr72,756,299
Pipeline Infrastructure Limited
Debentures | -
3%₹423 Cr4,129
6.69% Govt Stock 2024
Sovereign Bonds | -
2%₹250 Cr25,000,000
Godrej Industries Limited
Debentures | -
1%₹221 Cr2,250
Jamnagar Utilities & Power Private Limited
Debentures | -
1%₹202 Cr2,000
182 Dtb 22092022
Sovereign Bonds | -
1%₹200 Cr20,000,000
National Bank For Agriculture And Rural Development
Debentures | -
1%₹196 Cr1,950
↑ 1,350

3. BNP Paribas Short Term Fund

(Erstwhile BNP Paribas Short Term Income Fund)

The primary objective of the Scheme is to provide income consistent with the prudent risk from a portfolio comprising various debt and money market instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme / Plan(s) do not guarantee / indicate any returns.

BNP Paribas Short Term Fund is a Debt - Short term Bond fund was launched on 13 Sep 04. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 5.5% since its launch.  Ranked 41 in Short term Bond category. .

Below is the key information for BNP Paribas Short Term Fund

BNP Paribas Short Term Fund
Growth
Launch Date 13 Sep 04
NAV (11 Mar 22) ₹25.4771 ↓ -0.01   (-0.02 %)
Net Assets (Cr) ₹258 on 15 Feb 22
Category Debt - Short term Bond
AMC BNP Paribas Asset Mgmt India Pvt. Ltd
Rating
Risk Moderately Low
Expense Ratio 0.98
Sharpe Ratio 0.07
Information Ratio -0.85
Alpha Ratio -1.04
Min Investment 5,000
Min SIP Investment 300
Exit Load NIL
Yield to Maturity 5.16%
Effective Maturity 2 Years 3 Months
Modified Duration 1 Year 11 Months 26 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹10,473
30 Sep 19₹11,249
30 Sep 20₹12,352
30 Sep 21₹13,000

BNP Paribas Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for BNP Paribas Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 22

DurationReturns
1 Month 0.2%
3 Month 0.6%
6 Month 1.3%
1 Year 4.6%
3 Year 6.5%
5 Year 6.6%
10 Year
15 Year
Since launch 5.5%
Historical performance (Yearly) on absolute basis
YearReturns
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
Fund Manager information for BNP Paribas Short Term Fund
NameSinceTenure

Data below for BNP Paribas Short Term Fund as on 15 Feb 22

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

4. HDFC Short Term Debt Fund

(Erstwhile HDFC Short Term Opportunities Fund)

To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months.

HDFC Short Term Debt Fund is a Debt - Short term Bond fund was launched on 25 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.1% since its launch.  Ranked 30 in Short term Bond category.  Return for 2021 was 3.9% , 2020 was 11% and 2019 was 9.7% .

Below is the key information for HDFC Short Term Debt Fund

HDFC Short Term Debt Fund
Growth
Launch Date 25 Jun 10
NAV (30 Sep 22) ₹25.9678 ↑ 0.02   (0.08 %)
Net Assets (Cr) ₹13,619 on 31 Aug 22
Category Debt - Short term Bond
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.7
Sharpe Ratio -1.15
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 300
Exit Load NIL
Yield to Maturity 6.83%
Effective Maturity 2 Years 10 Months 13 Days
Modified Duration 1 Year 9 Months 18 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹10,524
30 Sep 19₹11,576
30 Sep 20₹12,824
30 Sep 21₹13,575
30 Sep 22₹13,919

HDFC Short Term Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for HDFC Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 22

DurationReturns
1 Month 0.1%
3 Month 1.4%
6 Month 1.1%
1 Year 2.5%
3 Year 6.3%
5 Year 6.8%
10 Year
15 Year
Since launch 8.1%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.9%
2020 11%
2019 9.7%
2018 7%
2017 6.5%
2016 9.3%
2015 8.7%
2014 10.4%
2013 8.4%
2012 10.1%
Fund Manager information for HDFC Short Term Debt Fund
NameSinceTenure
Anil Bamboli25 Jun 1012.19 Yr.
Priya Ranjan1 May 220.33 Yr.

Data below for HDFC Short Term Debt Fund as on 31 Aug 22

Asset Allocation
Asset ClassValue
Cash19.32%
Debt80.68%
Debt Sector Allocation
SectorValue
Corporate47.73%
Government37.69%
Cash Equivalent13.61%
Securitized0.97%
Credit Quality
RatingValue
AA15.85%
AAA84.15%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
4.93% Govt Stock 2028
Sovereign Bonds | -
4%₹573 Cr58,000,000
6.79% Govt Stock 2027
Sovereign Bonds | -
3%₹365 Cr37,000,000
Samvardhana Motherson International Limited
Debentures | -
2%₹298 Cr3,000
Indinfravit TRust
Debentures | -
2%₹284 Cr2,900
6.97% Govt Stock 2026
Sovereign Bonds | -
2%₹284 Cr28,500,000
State Bank Of India
Debentures | -
2%₹278 Cr2,750
Rec Limited
Debentures | -
2%₹250 Cr2,500
7.59% Govt Stock 2026
Sovereign Bonds | -
2%₹249 Cr24,500,000
182 Dtb 10112022
Sovereign Bonds | -
2%₹248 Cr25,000,000
State Bank Of India
Debentures | -
2%₹245 Cr2,400

5. Aditya Birla Sun Life Short Term Opportunities Fund

An Open ended Income scheme with the objective to generate regular income by investing primarily in investment grade fixed income securities / money market instruments with short to medium term maturities and across the credit spectrum within the universe of investment grade rating.

Aditya Birla Sun Life Short Term Opportunities Fund is a Debt - Short term Bond fund was launched on 9 May 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.3% since its launch.  Ranked 18 in Short term Bond category.  Return for 2021 was 3.8% , 2020 was 11.1% and 2019 was 8.5% .

Below is the key information for Aditya Birla Sun Life Short Term Opportunities Fund

Aditya Birla Sun Life Short Term Opportunities Fund
Growth
Launch Date 9 May 03
NAV (30 Sep 22) ₹38.8876 ↑ 0.03   (0.09 %)
Net Assets (Cr) ₹5,762 on 31 Aug 22
Category Debt - Short term Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.11
Sharpe Ratio -0.6
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-90 Days (0.5%),90 Days and above(NIL)
Yield to Maturity 7.11%
Effective Maturity 2 Years 3 Months 29 Days
Modified Duration 1 Year 7 Months 24 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹10,445
30 Sep 19₹11,454
30 Sep 20₹12,599
30 Sep 21₹13,324
30 Sep 22₹13,762

Aditya Birla Sun Life Short Term Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Short Term Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 22

DurationReturns
1 Month 0.1%
3 Month 1.8%
6 Month 1.6%
1 Year 3.3%
3 Year 6.3%
5 Year 6.6%
10 Year
15 Year
Since launch 7.3%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.8%
2020 11.1%
2019 8.5%
2018 6.5%
2017 5.6%
2016 11.3%
2015 8.4%
2014 11.3%
2013 10.1%
2012 11.1%
Fund Manager information for Aditya Birla Sun Life Short Term Opportunities Fund
NameSinceTenure
Kaustubh Gupta11 Sep 147.98 Yr.
Mohit Sharma6 Aug 202.07 Yr.

Data below for Aditya Birla Sun Life Short Term Opportunities Fund as on 31 Aug 22

Asset Allocation
Asset ClassValue
Cash31.9%
Debt68.1%
Debt Sector Allocation
SectorValue
Corporate46.79%
Government32.17%
Cash Equivalent18.59%
Securitized2.45%
Credit Quality
RatingValue
A0.38%
AA19.31%
AAA80.31%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.54% Govt Stock 2032
Sovereign Bonds | -
6%₹424 Cr44,500,000
↑ 15,000,000
Bajaj Housing Finance Limited
Debentures | -
2%₹152 Cr1,550
Housing Development Finance Corporation Ltd
Debentures | -
2%₹150 Cr1,500
State Bank Of India
Debentures | -
2%₹146 Cr1,500
Shriram Transport Finance Company Limited
Debentures | -
2%₹143 Cr1,400
5.53% Govt Stock 2033
Sovereign Bonds | -
2%₹140 Cr14,000,000
6.84% Govt Stock 2022
Sovereign Bonds | -
2%₹125 Cr12,500,000
↑ 12,500,000
State Bank Of India
Debentures | -
2%₹122 Cr1,204
↑ 500
06.90 OIL SPL 2026
Domestic Bonds | -
1%₹103 Cr10,397,000
Sundew Properties Limited
Debentures | -
1%₹99 Cr1,020

6. Axis Short Term Fund

To generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be achieved.

Axis Short Term Fund is a Debt - Short term Bond fund was launched on 22 Jan 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 26 in Short term Bond category.  Return for 2021 was 3.5% , 2020 was 10.1% and 2019 was 9.8% .

Below is the key information for Axis Short Term Fund

Axis Short Term Fund
Growth
Launch Date 22 Jan 10
NAV (30 Sep 22) ₹25.2075 ↑ 0.02   (0.08 %)
Net Assets (Cr) ₹7,564 on 31 Aug 22
Category Debt - Short term Bond
AMC Axis Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0
Sharpe Ratio -1.06
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.91%
Effective Maturity 2 Years 1 Month 20 Days
Modified Duration 1 Year 6 Months 11 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹10,441
30 Sep 19₹11,500
30 Sep 20₹12,671
30 Sep 21₹13,323
30 Sep 22₹13,689

Axis Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Axis Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 22

DurationReturns
1 Month 0%
3 Month 1.4%
6 Month 1.1%
1 Year 2.7%
3 Year 6%
5 Year 6.5%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.5%
2020 10.1%
2019 9.8%
2018 6.3%
2017 5.9%
2016 9.6%
2015 8.1%
2014 10%
2013 7.3%
2012 10.1%
Fund Manager information for Axis Short Term Fund
NameSinceTenure
Devang Shah5 Nov 129.83 Yr.

Data below for Axis Short Term Fund as on 31 Aug 22

Asset Allocation
Asset ClassValue
Cash30.09%
Debt69.91%
Debt Sector Allocation
SectorValue
Corporate49.62%
Government36.47%
Cash Equivalent11.97%
Securitized1.94%
Credit Quality
RatingValue
AA13.21%
AAA86.79%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
4.93% Govt Stock 2028
Sovereign Bonds | -
4%₹316 Cr32,000,000
↓ -2,500,000
Housing Development Finance Corporation Limited
Debentures | -
4%₹275 Cr2,750
National Bank For Agriculture And Rural Development
Debentures | -
3%₹259 Cr2,600
↑ 1,000
Mahindra Rural Housing Finance Limited
Debentures | -
3%₹244 Cr2,500
Hero Fincorp Limited
Debentures | -
3%₹201 Cr2,000
5.63% Govt Stock 2026
Sovereign Bonds | -
2%₹158 Cr16,500,000
Hero Fincorp Limited
Debentures | -
2%₹151 Cr1,500
7.38% Govt Stock 2027
Sovereign Bonds | -
2%₹131 Cr13,000,000
↓ -27,500,000
Sikka Ports & Terminals Limited
Debentures | -
1%₹110 Cr1,100
Indian Railway Finance Corporation Limited
Debentures | -
1%₹107 Cr1,050

7. Nippon India Short Term Fund

The primary investment objective of the scheme is to generate stable returns for investors with a short term investment horizon by investing in fixed income securitites of a short term maturity.

Nippon India Short Term Fund is a Debt - Short term Bond fund was launched on 18 Dec 02. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.7% since its launch.  Ranked 17 in Short term Bond category.  Return for 2021 was 4.4% , 2020 was 9.5% and 2019 was 9.4% .

Below is the key information for Nippon India Short Term Fund

Nippon India Short Term Fund
Growth
Launch Date 18 Dec 02
NAV (30 Sep 22) ₹43.0372 ↑ 0.04   (0.09 %)
Net Assets (Cr) ₹6,622 on 31 Aug 22
Category Debt - Short term Bond
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately Low
Expense Ratio 1.15
Sharpe Ratio -1.08
Information Ratio -0.73
Alpha Ratio -0.46
Min Investment 5,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 7.09%
Effective Maturity 2 Years 6 Months
Modified Duration 2 Years 29 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹10,333
30 Sep 19₹11,349
30 Sep 20₹12,395
30 Sep 21₹13,161
30 Sep 22₹13,461

Nippon India Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Nippon India Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 22

DurationReturns
1 Month -0.1%
3 Month 1.3%
6 Month 0.6%
1 Year 2.3%
3 Year 5.9%
5 Year 6.1%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2021 4.4%
2020 9.5%
2019 9.4%
2018 5.5%
2017 5.7%
2016 9.8%
2015 8.1%
2014 11.3%
2013 7.5%
2012 9.8%
Fund Manager information for Nippon India Short Term Fund
NameSinceTenure
Vivek Sharma1 Feb 202.58 Yr.
Sushil Budhia31 Mar 211.42 Yr.

Data below for Nippon India Short Term Fund as on 31 Aug 22

Asset Allocation
Asset ClassValue
Cash16.22%
Debt83.78%
Debt Sector Allocation
SectorValue
Corporate55.5%
Government35.69%
Cash Equivalent6.29%
Securitized2.52%
Credit Quality
RatingValue
AA15.66%
AAA84.34%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
4.93% Govt Stock 2028
Sovereign Bonds | -
6%₹375 Cr38,000,000
↑ 7,500,000
7.38% Govt Stock 2027
Sovereign Bonds | -
5%₹328 Cr32,500,000
↑ 25,000,000
5.22% Govt Stock 2025
Sovereign Bonds | -
4%₹278 Cr29,042,400
India Infradebt Limited
Debentures | -
3%₹222 Cr2,195
India Grid TRust
Debentures | -
3%₹208 Cr2,100
5.74% Govt Stock 2026
Sovereign Bonds | -
2%₹157 Cr16,500,000
↑ 4,000,000
Embassy Office Parks Reit
Debentures | -
2%₹148 Cr1,500
LIC Housing Finance Limited
Debentures | -
2%₹145 Cr1,450
↓ -500
National Bank For Agriculture And Rural Development
Debentures | -
2%₹144 Cr1,476
Embassy Office Parks Reit
Debentures | -
2%₹142 Cr1,450

8. Principal Short Term Debt Fund

(Erstwhile Principal Short Term Income Fund)

To generate regular income and capital appreciation/ accretion through investment in debt instruments and related securities besides preservation of capital.

Principal Short Term Debt Fund is a Debt - Short term Bond fund was launched on 9 May 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 34 in Short term Bond category.  Return for 2021 was 3.2% , 2020 was 10.3% and 2019 was -1.7% .

Below is the key information for Principal Short Term Debt Fund

Principal Short Term Debt Fund
Growth
Launch Date 9 May 03
NAV (30 Sep 22) ₹36.2166 ↑ 0.02   (0.05 %)
Net Assets (Cr) ₹205 on 31 Aug 22
Category Debt - Short term Bond
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderate
Expense Ratio 1.04
Sharpe Ratio -1.48
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 2,000
Exit Load NIL
Yield to Maturity 6.79%
Effective Maturity 2 Years 1 Month 17 Days
Modified Duration 1 Year 5 Months 2 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹10,394
30 Sep 19₹10,295
30 Sep 20₹11,295
30 Sep 21₹11,819
30 Sep 22₹12,139

Principal Short Term Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹191,330.
Net Profit of ₹11,330
Invest Now

Returns for Principal Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 22

DurationReturns
1 Month 0.2%
3 Month 1.2%
6 Month 1%
1 Year 2.7%
3 Year 5.6%
5 Year 4%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.2%
2020 10.3%
2019 -1.7%
2018 6%
2017 5.7%
2016 9.6%
2015 8.1%
2014 9.9%
2013 7.8%
2012 10.2%
Fund Manager information for Principal Short Term Debt Fund
NameSinceTenure
Dwijendra Srivastava1 Jan 220.66 Yr.
Sandeep Agarwal1 Jan 220.66 Yr.

Data below for Principal Short Term Debt Fund as on 31 Aug 22

Asset Allocation
Asset ClassValue
Cash11.2%
Debt88.8%
Debt Sector Allocation
SectorValue
Corporate44.67%
Government44.12%
Cash Equivalent11.2%
Credit Quality
RatingValue
AA5.27%
AAA94.73%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.22% Govt Stock 2025
Sovereign Bonds | -
9%₹19 Cr2,000,000
Indian Oil Corporation Limited
Debentures | -
7%₹15 Cr150
Citicorp Finance (India) Limited
Debentures | -
6%₹12 Cr120
7.54% Govt Stock 2036
Sovereign Bonds | -
5%₹10 Cr1,000,000
↑ 1,000,000
Sikka Ports & Terminals Limited
Debentures | -
5%₹10 Cr100
Housing Development Finance Corporation Ltd
Debentures | -
5%₹10 Cr100
LIC Housing Finance Limited
Debentures | -
5%₹10 Cr100
364 Dtb 08122022
Sovereign Bonds | -
5%₹10 Cr1,000,000
↑ 1,000,000
Chennai Petroleum Corporation Ltd.
Debentures | -
5%₹10 Cr100
Rec Limited
Debentures | -
4%₹9 Cr90

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
How helpful was this page ?
Rated 4.6, based on 5 reviews.
POST A COMMENT