fincash logo SOLUTIONS
EXPLORE FUNDS
CALCULATORS
fincash number+91-22-62820123
8 Best Short Term Mutual Funds SIP Investments 2021 | Fincash.com

Fincash » MutualFunds » Top Short Term Mutual Fund SIP Plans

8 Best Short Term Mutual Funds to Invest in SIP 2021

Updated on January 15, 2021 , 10881 views

Short term Mutual Funds are a type of Debt fund that allow investors to invest for a short term, i.e. up to 1-3 years. These funds invest in debt securities and are ideal for investors looking for an alternative of fixed deposits to earn better returns. These funds typically invest in debt instruments such as a Certificate of Deposit, government paper and corporate paper. short term debt funds allow greater flexibility. Investors can exit the fund as and when they require. Also, unlike other Types of Mutual Funds, there are no withdrawal charges in this fund. best short term Mutual Funds allow investors to earn good returns with less market risk. So, investors who want to invest for a short or mid term can invest in this scheme and gain valuable returns and growth.

Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

Short Term MF

Top 8 Best Performing Short Term Debt Funds for SIP Investments FY 21 - 22

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2020 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
HDFC Short Term Debt Fund Growth ₹24.5256
↓ -0.01
₹16,907 500 1.53.110.69.1115.41%2Y 8M 8D3Y 6M 18D
ICICI Prudential Short Term Fund Growth ₹45.716
↓ -0.02
₹22,802 1,000 1.63.110.48.610.65.11%2Y 4M 28D3Y 6M
Axis Short Term Fund Growth ₹23.8133
↓ -0.01
₹14,362 1,000 1.22.79.78.610.14.73%2Y 6M3Y 1M 6D
Aditya Birla Sun Life Short Term Opportunities Fund Growth ₹36.432
↓ -0.02
₹8,532 1,000 1.34.110.58.611.15.17%2Y 6M 7D3Y 1M 24D
Kotak Bond Short Term Growth ₹40.8579
↓ -0.02
₹19,164 1,000 1.22.59.58.5104.77%2Y 4M 17D2Y 11M 23D
IDFC Bond Fund Short Term Plan Growth ₹44.4799
↓ -0.03
₹13,668 1,000 0.82.29.18.59.74.22%1Y 8M 19D1Y 11M 16D
L&T Short Term Bond Fund Growth ₹20.7893
↓ -0.01
₹4,450 1,000 0.9298.39.74.54%2Y 1M 20D2Y 5M 19D
SBI Short Term Debt Fund Growth ₹25.0398
↓ -0.02
₹22,429 500 1.22.39.28.29.90%
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 15 Jan 21
*Above is list of best Short Term Debt funds having AUM/Net Assets above 100 Crore. Sorted on Last 3 Year Return.

1. HDFC Short Term Debt Fund

(Erstwhile HDFC Short Term Opportunities Fund)

To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months.

HDFC Short Term Debt Fund is a Debt - Short term Bond fund was launched on 25 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.9% since its launch.  Ranked 30 in Short term Bond category.  Return for 2020 was 11% , 2019 was 9.7% and 2018 was 7% .

Below is the key information for HDFC Short Term Debt Fund

HDFC Short Term Debt Fund
Growth
Launch Date 25 Jun 10
NAV (15 Jan 21) ₹24.5256 ↓ -0.01   (-0.06 %)
Net Assets (Cr) ₹16,907 on 30 Nov 20
Category Debt - Short term Bond
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.4
Sharpe Ratio 2.37
Information Ratio 0.44
Alpha Ratio -1
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 5.41%
Effective Maturity 3 Years 6 Months 18 Days
Modified Duration 2 Years 8 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 15₹10,000
31 Dec 16₹10,931
31 Dec 17₹11,644
31 Dec 18₹12,460
31 Dec 19₹13,671
31 Dec 20₹15,169

HDFC Short Term Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for HDFC Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21

DurationReturns
1 Month 0.2%
3 Month 1.5%
6 Month 3.1%
1 Year 10.6%
3 Year 9.1%
5 Year 8.6%
10 Year
15 Year
Since launch 8.9%
Historical performance (Yearly) on absolute basis
YearReturns
2020 11%
2019 9.7%
2018 7%
2017 6.5%
2016 9.3%
2015 8.7%
2014 10.4%
2013 8.4%
2012 10.1%
2011 9.2%
Fund Manager information for HDFC Short Term Debt Fund
NameSinceTenure
Anil Bamboli25 Jun 1010.53 Yr.
Anand Laddha21 Oct 200.2 Yr.

Data below for HDFC Short Term Debt Fund as on 30 Nov 20

Asset Allocation
Asset ClassValue
Cash13.17%
Debt86.83%
Debt Sector Allocation
SectorValue
Corporate48.51%
Government38.6%
Cash Equivalent11.12%
Securitized1.76%
Credit Quality
RatingValue
AA15.16%
AAA84.84%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.77% GOI 2030
Sovereign Bonds | -
4%₹788 Cr79,500,000
↑ 7,500,000
7.32% Govt Stock 2024
Sovereign Bonds | -
3%₹585 Cr54,000,000
Housing Development Finance Corporation Limited
Debentures | -
2%₹362 Cr3,500
6.79% Govt Stock 2027
Sovereign Bonds | -
2%₹325 Cr30,500,000
Housing Development Finance Corporation Limited
Debentures | -
2%₹315 Cr3,000
5.79% Govt Stock 2030
Sovereign Bonds | -
2%₹303 Cr30,500,000
↓ -4,500,000
State Bank of India
Debentures | -
2%₹299 Cr2,750
Indinfravit Trust
Debentures | -
2%₹297 Cr2,900
State Bank Of India
Debentures | -
2%₹286 Cr2,800
State Bank of India
Debentures | -
1%₹262 Cr2,500

2. ICICI Prudential Short Term Fund

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

ICICI Prudential Short Term Fund is a Debt - Short term Bond fund was launched on 25 Oct 01. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.2% since its launch.  Ranked 11 in Short term Bond category.  Return for 2020 was 10.6% , 2019 was 9.7% and 2018 was 5.8% .

Below is the key information for ICICI Prudential Short Term Fund

ICICI Prudential Short Term Fund
Growth
Launch Date 25 Oct 01
NAV (15 Jan 21) ₹45.716 ↓ -0.02   (-0.04 %)
Net Assets (Cr) ₹22,802 on 30 Nov 20
Category Debt - Short term Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.15
Sharpe Ratio 2.43
Information Ratio -0.47
Alpha Ratio -0.88
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-7 Days (0.25%),7 Days and above(NIL)
Yield to Maturity 5.11%
Effective Maturity 3 Years 6 Months
Modified Duration 2 Years 4 Months 28 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 15₹10,000
31 Dec 16₹11,113
31 Dec 17₹11,769
31 Dec 18₹12,457
31 Dec 19₹13,662
31 Dec 20₹15,117

ICICI Prudential Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for ICICI Prudential Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21

DurationReturns
1 Month 0.3%
3 Month 1.6%
6 Month 3.1%
1 Year 10.4%
3 Year 8.6%
5 Year 8.6%
10 Year
15 Year
Since launch 8.2%
Historical performance (Yearly) on absolute basis
YearReturns
2020 10.6%
2019 9.7%
2018 5.8%
2017 5.9%
2016 11.1%
2015 8%
2014 11.6%
2013 7.2%
2012 9.5%
2011 8.7%
Fund Manager information for ICICI Prudential Short Term Fund
NameSinceTenure
Manish Banthia19 Nov 0911.12 Yr.
Nikhil Kabra29 Dec 200.01 Yr.

Data below for ICICI Prudential Short Term Fund as on 30 Nov 20

Asset Allocation
Asset ClassValue
Cash27.87%
Debt72.13%
Debt Sector Allocation
SectorValue
Corporate40.4%
Government35.2%
Cash Equivalent23.71%
Securitized0.69%
Credit Quality
RatingValue
AA19.14%
AAA80.86%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.77% GOI 2030
Sovereign Bonds | -
5%₹1,160 Cr117,000,000
↓ -5,000,000
6.22% Govt Stock 2035
Sovereign Bonds | -
3%₹687 Cr69,000,000
↑ 18,000,000
6.79% Govt Stock 2027
Sovereign Bonds | -
2%₹544 Cr51,000,000
7.94% Govt Stock 2021
Sovereign Bonds | -
2%₹509 Cr50,000,000
↑ 50,000,000
Pipeline Infrastructure Private Limited
Debentures | -
2%₹453 Cr4,129
6.18% Govt Stock 2024
Sovereign Bonds | -
2%₹451 Cr43,000,000
↓ -30,000,000
91 DTB 7012021
Sovereign Bonds | -
2%₹400 Cr40,000,000
GOI Floating Rate Bond 2024
Sovereign Bonds | -
2%₹395 Cr40,000,000
↑ 20,000,000
6.19% Govt Stock 2034
Sovereign Bonds | -
2%₹394 Cr39,600,000
↓ -13,000,000
GOVT STOCK
Sovereign Bonds | -
2%₹380 Cr38,000,000
↑ 10,000,000

3. Axis Short Term Fund

To generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be achieved.

Axis Short Term Fund is a Debt - Short term Bond fund was launched on 22 Jan 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.2% since its launch.  Ranked 26 in Short term Bond category.  Return for 2020 was 10.1% , 2019 was 9.8% and 2018 was 6.3% .

Below is the key information for Axis Short Term Fund

Axis Short Term Fund
Growth
Launch Date 22 Jan 10
NAV (15 Jan 21) ₹23.8133 ↓ -0.01   (-0.05 %)
Net Assets (Cr) ₹14,362 on 30 Nov 20
Category Debt - Short term Bond
AMC Axis Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.92
Sharpe Ratio 2.54
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 4.73%
Effective Maturity 3 Years 1 Month 6 Days
Modified Duration 2 Years 6 Months

Growth of 10,000 investment over the years.

DateValue
31 Dec 15₹10,000
31 Dec 16₹10,964
31 Dec 17₹11,615
31 Dec 18₹12,352
31 Dec 19₹13,559
31 Dec 20₹14,934

Axis Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for Axis Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21

DurationReturns
1 Month 0.1%
3 Month 1.2%
6 Month 2.7%
1 Year 9.7%
3 Year 8.6%
5 Year 8.3%
10 Year
15 Year
Since launch 8.2%
Historical performance (Yearly) on absolute basis
YearReturns
2020 10.1%
2019 9.8%
2018 6.3%
2017 5.9%
2016 9.6%
2015 8.1%
2014 10%
2013 7.3%
2012 10.1%
2011 9.2%
Fund Manager information for Axis Short Term Fund
NameSinceTenure
Devang Shah5 Nov 128.16 Yr.

Data below for Axis Short Term Fund as on 30 Nov 20

Asset Allocation
Asset ClassValue
Cash14.91%
Debt85.09%
Debt Sector Allocation
SectorValue
Corporate46.21%
Government42.93%
Cash Equivalent9.57%
Securitized1.29%
Credit Quality
RatingValue
AA5.09%
AAA94.91%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.32% Govt Stock 2024
Sovereign Bonds | -
7%₹991 Cr91,500,000
↑ 14,000,000
6.79% Govt Stock 2027
Sovereign Bonds | -
3%₹513 Cr48,090,400
↑ 24,000,000
State Bank Of India
Debentures | -
3%₹491 Cr4,800
↓ -250
Food Corporation of India
Debentures | -
3%₹486 Cr4,550
↓ -500
7.42% MH SDL 2022
Sovereign Bonds | -
3%₹426 Cr40,747,500
Power Finance Corporation Ltd.
Debentures | -
3%₹407 Cr3,950
Reliance Industries Limited
Debentures | -
2%₹357 Cr3,400
Housing Development Finance Corporation Limited
Debentures | -
2%₹277 Cr2,680
Housing Development Finance Corporation Limited
Debentures | -
2%₹233 Cr2,300
8.83% Govt Stock 2023
Sovereign Bonds | -
1%₹224 Cr20,025,000

4. Aditya Birla Sun Life Short Term Opportunities Fund

An Open ended Income scheme with the objective to generate regular income by investing primarily in investment grade fixed income securities / money market instruments with short to medium term maturities and across the credit spectrum within the universe of investment grade rating.

Aditya Birla Sun Life Short Term Opportunities Fund is a Debt - Short term Bond fund was launched on 9 May 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 18 in Short term Bond category.  Return for 2020 was 11.1% , 2019 was 8.5% and 2018 was 6.5% .

Below is the key information for Aditya Birla Sun Life Short Term Opportunities Fund

Aditya Birla Sun Life Short Term Opportunities Fund
Growth
Launch Date 9 May 03
NAV (15 Jan 21) ₹36.432 ↓ -0.02   (-0.05 %)
Net Assets (Cr) ₹8,532 on 30 Nov 20
Category Debt - Short term Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.13
Sharpe Ratio 1.76
Information Ratio -0.23
Alpha Ratio -1.53
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-90 Days (0.5%),90 Days and above(NIL)
Yield to Maturity 5.17%
Effective Maturity 3 Years 1 Month 24 Days
Modified Duration 2 Years 6 Months 7 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 15₹10,000
31 Dec 16₹11,132
31 Dec 17₹11,755
31 Dec 18₹12,520
31 Dec 19₹13,584
31 Dec 20₹15,086

Aditya Birla Sun Life Short Term Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for Aditya Birla Sun Life Short Term Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21

DurationReturns
1 Month 0.1%
3 Month 1.3%
6 Month 4.1%
1 Year 10.5%
3 Year 8.6%
5 Year 8.5%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2020 11.1%
2019 8.5%
2018 6.5%
2017 5.6%
2016 11.3%
2015 8.4%
2014 11.3%
2013 10.1%
2012 11.1%
2011 9.5%
Fund Manager information for Aditya Birla Sun Life Short Term Opportunities Fund
NameSinceTenure
Kaustubh Gupta11 Sep 146.31 Yr.
Mohit Sharma6 Aug 200.4 Yr.

Data below for Aditya Birla Sun Life Short Term Opportunities Fund as on 30 Nov 20

Asset Allocation
Asset ClassValue
Cash15.18%
Debt84.82%
Debt Sector Allocation
SectorValue
Corporate49.37%
Government38.69%
Cash Equivalent11.93%
Credit Quality
RatingValue
A1.02%
AA17.13%
AAA81.72%
Below B0.12%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
8.60% Bihar SDL 2026
Sovereign Bonds | -
2%₹179 Cr15,887,000
Reliance Industries Limited
Debentures | -
2%₹168 Cr1,600
6.79% Govt Stock 2027
Sovereign Bonds | -
2%₹165 Cr15,500,000
↓ -1,000,000
8.15% Govt Stock 2026
Sovereign Bonds | -
2%₹164 Cr14,500,000
State Bank Of India
Debentures | -
2%₹154 Cr1,500
Rural Electrification Corporation Limited
Debentures | -
2%₹143 Cr1,400
07.77 OD SDL 2023
Sovereign Bonds | -
2%₹139 Cr13,000,000
7.32% Govt Stock 2024
Sovereign Bonds | -
2%₹135 Cr12,500,000
8.24% Govt Stock 2027
Sovereign Bonds | -
2%₹131 Cr11,500,000
Power Finance Corporation Limited
Debentures | -
2%₹128 Cr1,200

5. Kotak Bond Short Term

The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures and Government securities; and money market Instrument such as treasury bills,commercial papers, certificates of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. The Scheme may invest in the call money/termmoney market in terms of RBI guidelines in this respect. To reduce the risk of the portfolio, the Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI. Subject to the maximum amount permitted from time to time, the Scheme may invest in offshoresecurities in the manner allowed by SEBI/RBI, provided such investments are in conformity with the investment objective of the Scheme and the prevailing guidelines and Regulations.

Kotak Bond Short Term is a Debt - Short term Bond fund was launched on 2 May 02. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 42 in Short term Bond category.  Return for 2020 was 10% , 2019 was 9.6% and 2018 was 6.3% .

Below is the key information for Kotak Bond Short Term

Kotak Bond Short Term
Growth
Launch Date 2 May 02
NAV (15 Jan 21) ₹40.8579 ↓ -0.02   (-0.05 %)
Net Assets (Cr) ₹19,164 on 30 Nov 20
Category Debt - Short term Bond
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.44
Sharpe Ratio 2.38
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 4.77%
Effective Maturity 2 Years 11 Months 23 Days
Modified Duration 2 Years 4 Months 17 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 15₹10,000
31 Dec 16₹10,970
31 Dec 17₹11,564
31 Dec 18₹12,295
31 Dec 19₹13,471
31 Dec 20₹14,818

Kotak Bond Short Term SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for Kotak Bond Short Term

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21

DurationReturns
1 Month 0.1%
3 Month 1.2%
6 Month 2.5%
1 Year 9.5%
3 Year 8.5%
5 Year 8.1%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2020 10%
2019 9.6%
2018 6.3%
2017 5.4%
2016 9.7%
2015 8%
2014 10.2%
2013 7.3%
2012 9.7%
2011 8.2%
Fund Manager information for Kotak Bond Short Term
NameSinceTenure
Deepak Agrawal14 Apr 0812.72 Yr.

Data below for Kotak Bond Short Term as on 30 Nov 20

Asset Allocation
Asset ClassValue
Cash10.78%
Debt89.22%
Debt Sector Allocation
SectorValue
Government58.81%
Corporate29.59%
Cash Equivalent10.53%
Securitized1.07%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.09% Govt Stock 2022
Sovereign Bonds | -
10%₹1,911 Cr188,000,000
↓ -20,000,000
6.79% Govt Stock 2027
Sovereign Bonds | -
4%₹864 Cr81,000,000
State Bank Of India
Debentures | -
4%₹726 Cr7,100
↑ 5,400
5.77% GOI 2030
Sovereign Bonds | -
3%₹500 Cr50,500,000
↑ 33,500,000
7.59% Govt Stock 2026
Sovereign Bonds | -
3%₹496 Cr45,000,000
↓ -20,000,000
364 DTB 07052021
Sovereign Bonds | -
2%₹410 Cr41,500,000
↑ 41,500,000
Bajaj Finance Limited
Debentures | -
2%₹369 Cr2,850
7.35% Govt Stock 2024
Sovereign Bonds | -
2%₹353 Cr32,500,000
↑ 20,000,000
7.26% Govt Stock 2029
Sovereign Bonds | -
2%₹330 Cr30,500,000
↑ 30,000,000
91 DTB11022021
Sovereign Bonds | -
2%₹324 Cr32,500,000
↑ 32,500,000

6. IDFC Bond Fund Short Term Plan

(Erstwhile IDFC Super Saver Income Fund - Short Term Plan)

The primary investment objective of the scheme is to seek to generate stable returns with a low-risk strategy by creating a portfolio that is invested in good quality fixed income & Money Market securities. However, there can be no assurance that the investment objectives of the scheme will be realized.

IDFC Bond Fund Short Term Plan is a Debt - Short term Bond fund was launched on 14 Dec 00. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.7% since its launch.  Ranked 47 in Short term Bond category.  Return for 2020 was 9.7% , 2019 was 9.7% and 2018 was 6.5% .

Below is the key information for IDFC Bond Fund Short Term Plan

IDFC Bond Fund Short Term Plan
Growth
Launch Date 14 Dec 00
NAV (15 Jan 21) ₹44.4799 ↓ -0.03   (-0.06 %)
Net Assets (Cr) ₹13,668 on 30 Nov 20
Category Debt - Short term Bond
AMC IDFC Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.8
Sharpe Ratio 2.33
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 4.22%
Effective Maturity 1 Year 11 Months 16 Days
Modified Duration 1 Year 8 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 15₹10,000
31 Dec 16₹10,880
31 Dec 17₹11,523
31 Dec 18₹12,270
31 Dec 19₹13,465
31 Dec 20₹14,769

IDFC Bond Fund Short Term Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for IDFC Bond Fund Short Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21

DurationReturns
1 Month 0%
3 Month 0.8%
6 Month 2.2%
1 Year 9.1%
3 Year 8.5%
5 Year 8%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2020 9.7%
2019 9.7%
2018 6.5%
2017 5.9%
2016 8.8%
2015 8.1%
2014 10.1%
2013 7.6%
2012 9.3%
2011 9.2%
Fund Manager information for IDFC Bond Fund Short Term Plan
NameSinceTenure
Suyash Choudhary11 Mar 119.82 Yr.

Data below for IDFC Bond Fund Short Term Plan as on 30 Nov 20

Asset Allocation
Asset ClassValue
Cash9.05%
Debt90.95%
Debt Sector Allocation
SectorValue
Government45.45%
Corporate44.98%
Cash Equivalent9.05%
Securitized0.52%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Limited
Debentures | -
7%₹933 Cr88,900,000
5.22% GOI 2025
Sovereign Bonds | -
4%₹579 Cr57,500,000
↑ 47,500,000
Indian Railway Finance Corporation Limited
Debentures | -
4%₹495 Cr45,000,000
Housing Development Finance Corporation Limited
Debentures | -
3%₹441 Cr42,000,000
Reliance Industries Limited
Debentures | -
3%₹430 Cr41,000,000
National Bank For Agriculture and Rural Development
Debentures | -
3%₹425 Cr39,400,000
Power Finance Corporation Limited
Debentures | -
3%₹399 Cr37,500,000
Indian Railway Finance Corporation Limited
Debentures | -
3%₹379 Cr36,500,000
LIC Housing Finance Limited
Debentures | -
2%₹347 Cr34,000,000
182 DTB 18032021
Sovereign Bonds | -
2%₹333 Cr33,500,000
↑ 11,000,000

7. L&T Short Term Bond Fund

(Erstwhile L&T Short Term Opportunities Fund)

The investment objective of the Scheme is to generate returns for investors with a short-term investment horizon by investing in fixed income securities of shorter term maturity.

L&T Short Term Bond Fund is a Debt - Short term Bond fund was launched on 27 Dec 11. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.4% since its launch.  Ranked 50 in Short term Bond category.  Return for 2020 was 9.7% , 2019 was 9.3% and 2018 was 6.5% .

Below is the key information for L&T Short Term Bond Fund

L&T Short Term Bond Fund
Growth
Launch Date 27 Dec 11
NAV (15 Jan 21) ₹20.7893 ↓ -0.01   (-0.06 %)
Net Assets (Cr) ₹4,450 on 30 Nov 20
Category Debt - Short term Bond
AMC L&T Investment Management Ltd
Rating
Risk Moderately Low
Expense Ratio 0.73
Sharpe Ratio 2.49
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 4.54%
Effective Maturity 2 Years 5 Months 19 Days
Modified Duration 2 Years 1 Month 20 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 15₹10,000
31 Dec 16₹10,873
31 Dec 17₹11,504
31 Dec 18₹12,255
31 Dec 19₹13,393
31 Dec 20₹14,693

L&T Short Term Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for L&T Short Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21

DurationReturns
1 Month -0.1%
3 Month 0.9%
6 Month 2%
1 Year 9%
3 Year 8.3%
5 Year 7.9%
10 Year
15 Year
Since launch 8.4%
Historical performance (Yearly) on absolute basis
YearReturns
2020 9.7%
2019 9.3%
2018 6.5%
2017 5.8%
2016 8.7%
2015 8.2%
2014 10.4%
2013 8.1%
2012 10%
2011
Fund Manager information for L&T Short Term Bond Fund
NameSinceTenure
Shriram Ramanathan30 May 164.59 Yr.
Jalpan Shah30 May 164.59 Yr.

Data below for L&T Short Term Bond Fund as on 30 Nov 20

Asset Allocation
Asset ClassValue
Cash19.16%
Debt80.84%
Debt Sector Allocation
SectorValue
Government58.65%
Corporate19.65%
Cash Equivalent19.16%
Securitized2.54%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.18% Govt Stock 2024
Sovereign Bonds | -
10%₹424 Cr40,000,000
↑ 10,000,000
5.22% GOI 2025
Sovereign Bonds | -
9%₹404 Cr40,000,000
↓ -5,000,000
7.35% Govt Stock 2024
Sovereign Bonds | -
6%₹272 Cr25,000,000
National Bank For Agriculture and Rural Development
Debentures | -
5%₹244 Cr2,110
NTPC Limited
Debentures | -
5%₹210 Cr1,900
5.15% Govt Stock 2025
Sovereign Bonds | -
5%₹202 Cr20,000,000
↑ 15,000,000
Housing Development Finance Corporation Limited
Debentures | -
5%₹201 Cr2,000
↑ 2,000
National Highways Authority of India
Debentures | -
4%₹193 Cr1,750
Indian Railway Finance Corporation Limited
Debentures | -
4%₹185 Cr1,750
NTPC Limited
Debentures | -
3%₹136 Cr1,250

8. SBI Short Term Debt Fund

To provide investors with an opportunity to generate regular income through investments in a portfolio comprising of debt instruments which are rated not below investment grade by a credit rating agency, and money market instruments.

SBI Short Term Debt Fund is a Debt - Short term Bond fund was launched on 27 Jul 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of since its launch.  Ranked 25 in Short term Bond category.  Return for 2020 was 9.9% , 2019 was 9.5% and 2018 was 6% .

Below is the key information for SBI Short Term Debt Fund

SBI Short Term Debt Fund
Growth
Launch Date 27 Jul 07
NAV (15 Jan 21) ₹25.0398 ↓ -0.02   (-0.08 %)
Net Assets (Cr) ₹22,429 on 30 Nov 20
Category Debt - Short term Bond
AMC SBI Funds Management Private Limited
Rating
Risk Moderately Low
Expense Ratio 0.84
Sharpe Ratio 2.15
Information Ratio -0.78
Alpha Ratio -1.14
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 0%
Effective Maturity
Modified Duration

Growth of 10,000 investment over the years.

DateValue
31 Dec 15₹10,000
31 Dec 16₹10,990
31 Dec 17₹11,621
31 Dec 18₹12,316
31 Dec 19₹13,483
31 Dec 20₹14,812

SBI Short Term Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for SBI Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 15 Jan 21

DurationReturns
1 Month 0%
3 Month 1.2%
6 Month 2.3%
1 Year 9.2%
3 Year 8.2%
5 Year 8.1%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2020 9.9%
2019 9.5%
2018 6%
2017 5.7%
2016 9.9%
2015 8.2%
2014 10.3%
2013 7.7%
2012 10.3%
2011 8.8%
Fund Manager information for SBI Short Term Debt Fund
NameSinceTenure
Rajeev Radhakrishnan2 Jul 0812.51 Yr.

Data below for SBI Short Term Debt Fund as on 30 Nov 20

Asset Allocation
Asset ClassValue
Cash13.26%
Debt86.74%
Debt Sector Allocation
SectorValue
Government64.58%
Corporate24.94%
Cash Equivalent10.36%
Securitized0.12%
Credit Quality
RatingValue
AA7.56%
AAA92.44%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.22% GOI 2025
Sovereign Bonds | -
9%₹2,060 Cr204,594,200
↑ 25,000,000
7.27% Govt Stock 2026
Sovereign Bonds | -
8%₹1,786 Cr163,500,000
↑ 10,000,000
364 DTB 07052021
Sovereign Bonds | -
7%₹1,583 Cr160,000,000
7.32% Govt Stock 2024
Sovereign Bonds | -
4%₹899 Cr83,000,000
↑ 60,000,000
6.18% Govt Stock 2024
Sovereign Bonds | -
4%₹897 Cr85,500,000
↑ 31,500,000
182 DTB 01072021
Sovereign Bonds | -
4%₹856 Cr87,019,100
↑ 87,019,100
7.17% Govt Stock 2028
Sovereign Bonds | -
3%₹676 Cr62,500,000
↑ 25,000,000
7.94% Govt Stock 2021
Sovereign Bonds | -
3%₹611 Cr60,000,000
↑ 60,000,000
5.77% GOI 2030
Sovereign Bonds | -
2%₹550 Cr55,500,000
↓ -80,000,000
Housing Development Finance Corporation Limited
Debentures | -
2%₹500 Cr5,000
↑ 5,000

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
How helpful was this page ?
Rated 4.6, based on 5 reviews.
POST A COMMENT