+91-22-489139098 Best Short Term Mutual Funds to Invest in SIP 2025
Short term Mutual Funds are a type of Debt fund that allow investors to invest for a short term, i.e. up to 1-3 years. These funds invest in debt securities and are ideal for investors looking for an alternative of fixed deposits to earn better returns. These funds typically invest in debt instruments such as a Certificate of Deposit, government paper and corporate paper. short term debt funds allow greater flexibility. Investors can exit the fund as and when they require. Also, unlike other Types of Mutual Funds, there are no withdrawal charges in this fund. best short term Mutual Funds allow investors to earn good returns with less Market risk. So, investors who want to invest for a short or mid term can invest in this scheme and gain valuable returns and growth.
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Top 8 Best Performing Short Term Debt Funds for SIP Investments FY 25 - 26
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity ICICI Prudential Short Term Fund Growth ₹60.7622
↓ 0.00 ₹21,491 1,000 2 4.8 8.6 7.9 7.8 7.18% 1Y 11M 23D 3Y 5M 12D HDFC Short Term Debt Fund Growth ₹32.3419
↑ 0.00 ₹17,402 300 2 4.7 8.8 7.8 8.3 6.88% 2Y 6M 11D 3Y 9M 11D Axis Short Term Fund Growth ₹31.2508
↑ 0.01 ₹11,467 1,000 2 5 9 7.6 8 6.8% 2Y 2M 19D 2Y 8M 12D Nippon India Short Term Fund Growth ₹53.3816
↑ 0.02 ₹8,330 100 2 4.9 9 7.6 8 7.03% 2Y 8M 8D 3Y 4M 28D UTI Short Term Income Fund Growth ₹32.0234
↑ 0.00 ₹3,281 500 1.9 4.5 8.5 7.6 7.9 6.76% 2Y 7M 6D 3Y 3M 11D Aditya Birla Sun Life Short Term Opportunities Fund Growth ₹48.0434
↑ 0.00 ₹10,497 1,000 1.8 4.7 8.7 7.6 7.9 7% 2Y 10M 13D 3Y 9M Baroda Pioneer Short Term Bond Fund Growth ₹29.5399
↑ 0.01 ₹300 500 1.9 4.8 8.7 7.5 7.7 6.8% 2Y 8M 16D 3Y 4M 10D SBI Short Term Debt Fund Growth ₹32.4549
↑ 0.00 ₹16,053 500 1.9 4.8 8.7 7.5 7.7 6.84% 2Y 5M 16D 3Y 14D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Aug 25 Research Highlights & Commentary of 8 Funds showcased
Commentary ICICI Prudential Short Term Fund HDFC Short Term Debt Fund Axis Short Term Fund Nippon India Short Term Fund UTI Short Term Income Fund Aditya Birla Sun Life Short Term Opportunities Fund Baroda Pioneer Short Term Bond Fund SBI Short Term Debt Fund Point 1 Highest AUM (₹21,491 Cr). Top quartile AUM (₹17,402 Cr). Upper mid AUM (₹11,467 Cr). Lower mid AUM (₹8,330 Cr). Bottom quartile AUM (₹3,281 Cr). Lower mid AUM (₹10,497 Cr). Bottom quartile AUM (₹300 Cr). Upper mid AUM (₹16,053 Cr). Point 2 Oldest track record among peers (23 yrs). Established history (15+ yrs). Established history (15+ yrs). Established history (22+ yrs). Established history (17+ yrs). Established history (22+ yrs). Established history (15+ yrs). Established history (18+ yrs). Point 3 Top rated. Rating: 3★ (lower mid). Rating: 3★ (lower mid). Rating: 4★ (top quartile). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 3★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderately Low. Point 5 1Y return: 8.59% (bottom quartile). 1Y return: 8.78% (upper mid). 1Y return: 9.04% (top quartile). 1Y return: 9.01% (top quartile). 1Y return: 8.53% (bottom quartile). 1Y return: 8.66% (lower mid). 1Y return: 8.70% (lower mid). 1Y return: 8.74% (upper mid). Point 6 1M return: 0.40% (top quartile). 1M return: 0.35% (lower mid). 1M return: 0.38% (upper mid). 1M return: 0.41% (top quartile). 1M return: 0.32% (bottom quartile). 1M return: 0.38% (upper mid). 1M return: 0.33% (bottom quartile). 1M return: 0.35% (lower mid). Point 7 Sharpe: 2.27 (top quartile). Sharpe: 2.20 (upper mid). Sharpe: 2.32 (top quartile). Sharpe: 2.14 (upper mid). Sharpe: 1.89 (bottom quartile). Sharpe: 1.92 (lower mid). Sharpe: 1.79 (bottom quartile). Sharpe: 1.99 (lower mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.18% (top quartile). Yield to maturity (debt): 6.88% (upper mid). Yield to maturity (debt): 6.80% (lower mid). Yield to maturity (debt): 7.03% (top quartile). Yield to maturity (debt): 6.76% (bottom quartile). Yield to maturity (debt): 7.00% (upper mid). Yield to maturity (debt): 6.80% (bottom quartile). Yield to maturity (debt): 6.84% (lower mid). Point 10 Modified duration: 1.98 yrs (top quartile). Modified duration: 2.53 yrs (upper mid). Modified duration: 2.22 yrs (top quartile). Modified duration: 2.69 yrs (lower mid). Modified duration: 2.60 yrs (lower mid). Modified duration: 2.87 yrs (bottom quartile). Modified duration: 2.71 yrs (bottom quartile). Modified duration: 2.46 yrs (upper mid). ICICI Prudential Short Term Fund
HDFC Short Term Debt Fund
Axis Short Term Fund
Nippon India Short Term Fund
UTI Short Term Income Fund
Aditya Birla Sun Life Short Term Opportunities Fund
Baroda Pioneer Short Term Bond Fund
SBI Short Term Debt Fund
Short Term Debt funds having AUM/Net Assets above 100 Crore. Sorted on Last 3 Year Return.
To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. Below is the key information for ICICI Prudential Short Term Fund Returns up to 1 year are on (Erstwhile HDFC Short Term Opportunities Fund) To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months. Research Highlights for HDFC Short Term Debt Fund Below is the key information for HDFC Short Term Debt Fund Returns up to 1 year are on To generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be achieved. Research Highlights for Axis Short Term Fund Below is the key information for Axis Short Term Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate stable returns for investors with a short term investment horizon by investing in fixed income
securitites of a short term maturity. Research Highlights for Nippon India Short Term Fund Below is the key information for Nippon India Short Term Fund Returns up to 1 year are on To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. Research Highlights for UTI Short Term Income Fund Below is the key information for UTI Short Term Income Fund Returns up to 1 year are on An Open ended Income scheme with the objective to generate regular income by investing primarily in investment grade fixed income securities / money market instruments with short to medium term maturities and across the credit spectrum within the universe of investment grade rating. Research Highlights for Aditya Birla Sun Life Short Term Opportunities Fund Below is the key information for Aditya Birla Sun Life Short Term Opportunities Fund Returns up to 1 year are on The objective of the Scheme is to generate income from a portfolio constituted of short term debt and money market securities. Research Highlights for Baroda Pioneer Short Term Bond Fund Below is the key information for Baroda Pioneer Short Term Bond Fund Returns up to 1 year are on To provide investors with an opportunity to generate regular income through investments in a portfolio comprising of debt instruments which are rated not below investment grade by a credit rating agency,
and money market instruments. Research Highlights for SBI Short Term Debt Fund Below is the key information for SBI Short Term Debt Fund Returns up to 1 year are on 1. ICICI Prudential Short Term Fund
ICICI Prudential Short Term Fund
Growth Launch Date 25 Oct 01 NAV (08 Aug 25) ₹60.7622 ↓ 0.00 (0.00 %) Net Assets (Cr) ₹21,491 on 30 Jun 25 Category Debt - Short term Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.11 Sharpe Ratio 2.27 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-7 Days (0.25%),7 Days and above(NIL) Yield to Maturity 7.18% Effective Maturity 3 Years 5 Months 12 Days Modified Duration 1 Year 11 Months 23 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,511 31 Jul 22 ₹10,878 31 Jul 23 ₹11,684 31 Jul 24 ₹12,575 31 Jul 25 ₹13,679 Returns for ICICI Prudential Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25 Duration Returns 1 Month 0.4% 3 Month 2% 6 Month 4.8% 1 Year 8.6% 3 Year 7.9% 5 Year 6.5% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 7.4% 2022 4.7% 2021 3.9% 2020 10.6% 2019 9.7% 2018 5.8% 2017 5.9% 2016 11.1% 2015 8% Fund Manager information for ICICI Prudential Short Term Fund
Name Since Tenure Manish Banthia 19 Nov 09 15.71 Yr. Nikhil Kabra 29 Dec 20 4.59 Yr. Data below for ICICI Prudential Short Term Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 5.88% Debt 93.85% Other 0.27% Debt Sector Allocation
Sector Value Corporate 68.55% Government 26.61% Cash Equivalent 4.56% Credit Quality
Rating Value AA 20.19% AAA 79.81% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.81% Govt Stock 2033
Sovereign Bonds | -5% ₹1,157 Cr 111,312,240 LIC Housing Finance Ltd
Debentures | -3% ₹763 Cr 75,000
↑ 15,000 6.99% Govt Stock 2034
Sovereign Bonds | -3% ₹712 Cr 69,574,740 National Bank For Agriculture And Rural Development
Debentures | -3% ₹556 Cr 55,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹515 Cr 50,500 Vedanta Limited
Debentures | -2% ₹511 Cr 51,000 7.1% Govt Stock 2034
Sovereign Bonds | -2% ₹406 Cr 38,858,430
↓ -5,000,000 Small Industries Development Bank Of India
Debentures | -2% ₹374 Cr 37,000 Small Industries Development Bank Of India
Debentures | -2% ₹369 Cr 36,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹354 Cr 35,000 2. HDFC Short Term Debt Fund
HDFC Short Term Debt Fund
Growth Launch Date 25 Jun 10 NAV (08 Aug 25) ₹32.3419 ↑ 0.00 (0.00 %) Net Assets (Cr) ₹17,402 on 30 Jun 25 Category Debt - Short term Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.71 Sharpe Ratio 2.2 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 6.88% Effective Maturity 3 Years 9 Months 11 Days Modified Duration 2 Years 6 Months 11 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,530 31 Jul 22 ₹10,824 31 Jul 23 ₹11,560 31 Jul 24 ₹12,457 31 Jul 25 ₹13,573 Returns for HDFC Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25 Duration Returns 1 Month 0.3% 3 Month 2% 6 Month 4.7% 1 Year 8.8% 3 Year 7.8% 5 Year 6.3% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.3% 2023 7.1% 2022 3.5% 2021 3.9% 2020 11% 2019 9.7% 2018 7% 2017 6.5% 2016 9.3% 2015 8.7% Fund Manager information for HDFC Short Term Debt Fund
Name Since Tenure Anil Bamboli 25 Jun 10 15.11 Yr. Dhruv Muchhal 22 Jun 23 2.11 Yr. Data below for HDFC Short Term Debt Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 10.51% Debt 89.22% Other 0.27% Debt Sector Allocation
Sector Value Corporate 62.75% Government 29.88% Cash Equivalent 7.1% Credit Quality
Rating Value AA 12.32% AAA 87.68% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -5% ₹866 Cr 82,500,000 Aditya Birla Renewables Limited
Debentures | -2% ₹445 Cr 43,500 7.11% Govt Stock 2028
Sovereign Bonds | -2% ₹420 Cr 41,500,000 Jubilant Beverages Limited
Debentures | -2% ₹395 Cr 38,500 7.26% Govt Stock 2032
Sovereign Bonds | -2% ₹364 Cr 34,500,000 Jamnagar Utilities & Power Private Limited
Debentures | -2% ₹334 Cr 32,500 National Bank For Agriculture And Rural Development
Debentures | -1% ₹257 Cr 25,000 Bajaj Housing Finance Limited
Debentures | -1% ₹256 Cr 25,000 Pipeline Infrastructure Limited
Debentures | -1% ₹254 Cr 24,500 Power Finance Corporation Limited
Debentures | -1% ₹249 Cr 25,000 3. Axis Short Term Fund
Axis Short Term Fund
Growth Launch Date 22 Jan 10 NAV (08 Aug 25) ₹31.2508 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹11,467 on 30 Jun 25 Category Debt - Short term Bond AMC Axis Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.92 Sharpe Ratio 2.32 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.8% Effective Maturity 2 Years 8 Months 12 Days Modified Duration 2 Years 2 Months 19 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,461 31 Jul 22 ₹10,774 31 Jul 23 ₹11,465 31 Jul 24 ₹12,305 31 Jul 25 ₹13,437 Returns for Axis Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25 Duration Returns 1 Month 0.4% 3 Month 2% 6 Month 5% 1 Year 9% 3 Year 7.6% 5 Year 6.1% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 6.8% 2022 3.7% 2021 3.5% 2020 10.1% 2019 9.8% 2018 6.3% 2017 5.9% 2016 9.6% 2015 8.1% Fund Manager information for Axis Short Term Fund
Name Since Tenure Devang Shah 5 Nov 12 12.74 Yr. Aditya Pagaria 3 Jul 23 2.08 Yr. Data below for Axis Short Term Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 12.22% Debt 87.51% Other 0.27% Debt Sector Allocation
Sector Value Corporate 71.34% Government 20.81% Cash Equivalent 7.59% Credit Quality
Rating Value AA 13.82% AAA 86.18% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -4% ₹521 Cr 51,000
↑ 10,000 6.79% Govt Stock 2034
Sovereign Bonds | -3% ₹387 Cr 37,626,700
↑ 25,000,000 Power Finance Corporation Limited
Debentures | -3% ₹299 Cr 30,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹265 Cr 26,000 Rec Limited
Debentures | -2% ₹264 Cr 25,854 Indigrid Infrastructure Trust
Debentures | -2% ₹193 Cr 19,000 India (Republic of) 6.28%
Sovereign Bonds | -2% ₹187 Cr 18,737,200
↑ 18,737,200 Rec Limited
Debentures | -2% ₹179 Cr 17,500 Tata Capital Limited
Debentures | -2% ₹178 Cr 1,750
↑ 750 Small Industries Development Bank Of India
Debentures | -2% ₹177 Cr 17,500
↑ 12,500 4. Nippon India Short Term Fund
Nippon India Short Term Fund
Growth Launch Date 18 Dec 02 NAV (08 Aug 25) ₹53.3816 ↑ 0.02 (0.04 %) Net Assets (Cr) ₹8,330 on 30 Jun 25 Category Debt - Short term Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.96 Sharpe Ratio 2.14 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.03% Effective Maturity 3 Years 4 Months 28 Days Modified Duration 2 Years 8 Months 8 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,563 31 Jul 22 ₹10,846 31 Jul 23 ₹11,534 31 Jul 24 ₹12,384 31 Jul 25 ₹13,518 Returns for Nippon India Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25 Duration Returns 1 Month 0.4% 3 Month 2% 6 Month 4.9% 1 Year 9% 3 Year 7.6% 5 Year 6.2% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 6.8% 2022 3.2% 2021 4.4% 2020 9.5% 2019 9.4% 2018 5.5% 2017 5.7% 2016 9.8% 2015 8.1% Fund Manager information for Nippon India Short Term Fund
Name Since Tenure Vivek Sharma 1 Feb 20 5.5 Yr. Kinjal Desai 25 May 18 7.19 Yr. Sushil Budhia 31 Mar 21 4.34 Yr. Data below for Nippon India Short Term Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 4.98% Debt 94.74% Other 0.27% Debt Sector Allocation
Sector Value Corporate 60.76% Government 35.35% Cash Equivalent 3.61% Credit Quality
Rating Value AA 11.73% AAA 88.27% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.32% Govt Stock 2030
Sovereign Bonds | -6% ₹506 Cr 48,000,000 7.17% Govt Stock 2030
Sovereign Bonds | -5% ₹486 Cr 46,500,000 7.02% Govt Stock 2031
Sovereign Bonds | -3% ₹260 Cr 25,000,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹225 Cr 22,000 7.17% State Government Securities
Sovereign Bonds | -2% ₹211 Cr 20,500,000 Aditya Birla Housing Finance Limited
Debentures | -2% ₹204 Cr 20,000 Bajaj Housing Finance Limited
Debentures | -2% ₹175 Cr 17,500 Small Industries Development Bank Of India
Debentures | -2% ₹170 Cr 16,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹170 Cr 16,500 Can Fin Homes Limited
Debentures | -2% ₹168 Cr 16,500 5. UTI Short Term Income Fund
UTI Short Term Income Fund
Growth Launch Date 19 Sep 07 NAV (08 Aug 25) ₹32.0234 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹3,281 on 30 Jun 25 Category Debt - Short term Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.94 Sharpe Ratio 1.89 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.76% Effective Maturity 3 Years 3 Months 11 Days Modified Duration 2 Years 7 Months 6 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,463 31 Jul 22 ₹11,250 31 Jul 23 ₹12,012 31 Jul 24 ₹12,897 31 Jul 25 ₹14,013 Returns for UTI Short Term Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25 Duration Returns 1 Month 0.3% 3 Month 1.9% 6 Month 4.5% 1 Year 8.5% 3 Year 7.6% 5 Year 7% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 6.9% 2022 3.8% 2021 8.4% 2020 10.5% 2019 -3.9% 2018 6% 2017 6.1% 2016 10.1% 2015 8.3% Fund Manager information for UTI Short Term Income Fund
Name Since Tenure Anurag Mittal 8 Apr 25 0.31 Yr. Sudhir Agarwal 25 Oct 12 12.77 Yr. Data below for UTI Short Term Income Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 10.01% Debt 89.77% Other 0.22% Debt Sector Allocation
Sector Value Corporate 65.05% Government 28.97% Cash Equivalent 5.77% Credit Quality
Rating Value AA 9.59% AAA 90.41% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -9% ₹314 Cr 3,050,000,000 National Housing Bank
Debentures | -5% ₹179 Cr 17,500 Small Industries Development Bank Of India
Debentures | -5% ₹179 Cr 17,500 LIC Housing Finance Ltd
Debentures | -5% ₹179 Cr 1,750 Power Finance Corporation Limited
Debentures | -5% ₹178 Cr 17,500 National Bank For Agriculture And Rural Development
Debentures | -4% ₹143 Cr 14,000
↑ 5,000 Axis Bank Ltd.
Debentures | -4% ₹142 Cr 1,500,000,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹127 Cr 12,500 Export Import Bank Of India
Debentures | -4% ₹127 Cr 12,500 Mankind Pharma Limited
Debentures | -3% ₹102 Cr 10,000 6. Aditya Birla Sun Life Short Term Opportunities Fund
Aditya Birla Sun Life Short Term Opportunities Fund
Growth Launch Date 9 May 03 NAV (08 Aug 25) ₹48.0434 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹10,497 on 15 Jul 25 Category Debt - Short term Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.06 Sharpe Ratio 1.92 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-90 Days (0.5%),90 Days and above(NIL) Yield to Maturity 7% Effective Maturity 3 Years 9 Months Modified Duration 2 Years 10 Months 13 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,614 31 Jul 22 ₹10,984 31 Jul 23 ₹11,701 31 Jul 24 ₹12,555 31 Jul 25 ₹13,666 Returns for Aditya Birla Sun Life Short Term Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25 Duration Returns 1 Month 0.4% 3 Month 1.8% 6 Month 4.7% 1 Year 8.7% 3 Year 7.6% 5 Year 6.5% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 6.9% 2022 4.2% 2021 3.8% 2020 11.1% 2019 8.5% 2018 6.5% 2017 5.6% 2016 11.3% 2015 8.4% Fund Manager information for Aditya Birla Sun Life Short Term Opportunities Fund
Name Since Tenure Kaustubh Gupta 11 Sep 14 10.89 Yr. Mohit Sharma 6 Aug 20 4.99 Yr. Data below for Aditya Birla Sun Life Short Term Opportunities Fund as on 15 Jul 25
Asset Allocation
Asset Class Value Cash 4.29% Debt 95.44% Other 0.27% Debt Sector Allocation
Sector Value Corporate 57.46% Government 37.98% Cash Equivalent 4.29% Credit Quality
Rating Value AA 15.25% AAA 84.75% Top Securities Holdings / Portfolio
Name Holding Value Quantity Rec Limited
Debentures | -4% ₹459 Cr 45,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹434 Cr 42,500 Power Grid Corporation Of India Limited
Debentures | -4% ₹425 Cr 42,500 Indian Railway Finance Corporation Limited
Debentures | -4% ₹424 Cr 42,500 National Bank For Agriculture And Rural Development
Debentures | -4% ₹419 Cr 41,000 Tata Capital Housing Finance Limited
Debentures | -3% ₹351 Cr 35,000 7.18% Govt Stock 2033
Sovereign Bonds | -3% ₹310 Cr 29,500,000 Power Finance Corporation Limited
Debentures | -3% ₹273 Cr 27,500 7.1% Govt Stock 2034
Sovereign Bonds | -2% ₹245 Cr 23,406,400 Small Industries Development Bank Of India
Debentures | -2% ₹240 Cr 23,500 7. Baroda Pioneer Short Term Bond Fund
Baroda Pioneer Short Term Bond Fund
Growth Launch Date 30 Jun 10 NAV (08 Aug 25) ₹29.5399 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹300 on 15 Jul 25 Category Debt - Short term Bond AMC Baroda Pioneer Asset Management Co. Ltd. Rating ☆☆☆ Risk Moderately Low Expense Ratio 1.04 Sharpe Ratio 1.79 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-15 Days (0.25%),15 Days and above(NIL) Yield to Maturity 6.8% Effective Maturity 3 Years 4 Months 10 Days Modified Duration 2 Years 8 Months 16 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,459 31 Jul 22 ₹10,688 31 Jul 23 ₹11,399 31 Jul 24 ₹12,209 31 Jul 25 ₹13,286 Returns for Baroda Pioneer Short Term Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25 Duration Returns 1 Month 0.3% 3 Month 1.9% 6 Month 4.8% 1 Year 8.7% 3 Year 7.5% 5 Year 5.9% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 7% 2022 3% 2021 3.7% 2020 7.5% 2019 8.8% 2018 7.1% 2017 7.6% 2016 9.5% 2015 8.6% Fund Manager information for Baroda Pioneer Short Term Bond Fund
Name Since Tenure Gurvinder Wasan 21 Oct 24 0.78 Yr. Vikram Pamnani 10 Jul 24 1.06 Yr. Data below for Baroda Pioneer Short Term Bond Fund as on 15 Jul 25
Asset Allocation
Asset Class Value Cash 4.86% Debt 94.87% Other 0.28% Debt Sector Allocation
Sector Value Corporate 62.37% Government 32.49% Cash Equivalent 4.86% Credit Quality
Rating Value AA 10.74% AAA 89.26% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -9% ₹26 Cr 2,500,000
↓ -500,000 National Bank For Agriculture And Rural Development
Debentures | -5% ₹15 Cr 1,500 National Housing Bank
Debentures | -5% ₹15 Cr 1,500 Power Finance Corporation Limited
Debentures | -5% ₹15 Cr 1,500 Small Industries Development Bank Of India
Debentures | -4% ₹13 Cr 1,300 Hindustan Petroleum Corporation Limited
Debentures | -4% ₹12 Cr 120 Larsen And Toubro Limited
Debentures | -3% ₹10 Cr 1,000 7.08% Karnataka State Development Loans (12/08/2031)
Sovereign Bonds | -3% ₹10 Cr 1,000,000 Ultratech Cement Limited
Debentures | -3% ₹10 Cr 1,000 LIC Housing Finance Ltd
Debentures | -3% ₹10 Cr 1,000 8. SBI Short Term Debt Fund
SBI Short Term Debt Fund
Growth Launch Date 27 Jul 07 NAV (08 Aug 25) ₹32.4549 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹16,053 on 30 Jun 25 Category Debt - Short term Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.84 Sharpe Ratio 1.99 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.84% Effective Maturity 3 Years 14 Days Modified Duration 2 Years 5 Months 16 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,394 31 Jul 22 ₹10,663 31 Jul 23 ₹11,345 31 Jul 24 ₹12,154 31 Jul 25 ₹13,238 Returns for SBI Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25 Duration Returns 1 Month 0.4% 3 Month 1.9% 6 Month 4.8% 1 Year 8.7% 3 Year 7.5% 5 Year 5.8% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 6.7% 2022 3.5% 2021 2.8% 2020 9.9% 2019 9.5% 2018 6% 2017 5.7% 2016 9.9% 2015 8.2% Fund Manager information for SBI Short Term Debt Fund
Name Since Tenure Mansi Sajeja 1 Dec 23 1.67 Yr. Data below for SBI Short Term Debt Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 15.45% Debt 84.28% Other 0.27% Debt Sector Allocation
Sector Value Corporate 64.68% Government 22.88% Cash Equivalent 12.17% Credit Quality
Rating Value AA 13.2% AAA 86.8% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -8% ₹1,259 Cr 120,000,000 7.17% Govt Stock 2030
Sovereign Bonds | -4% ₹690 Cr 66,000,000
↓ -16,000,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹511 Cr 50,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹510 Cr 50,000 Rec Limited
Debentures | -3% ₹510 Cr 50,000 TATA Communications Limited
Debentures | -2% ₹405 Cr 40,000 Small Industries Development Bank Of India
Debentures | -2% ₹357 Cr 35,000 Small Industries Development Bank Of India
Debentures | -2% ₹331 Cr 32,500 Hindustan Petroleum Corporation Limited
Debentures | -2% ₹327 Cr 32,500 Jamnagar Utilities & Power Private Limited
Debentures | -2% ₹318 Cr 31,000
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Research Highlights for ICICI Prudential Short Term Fund