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8 Best Short Term Mutual Funds SIP Investments 2022 | Fincash.com

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8 Best Short Term Mutual Funds to Invest in SIP 2022

Updated on January 17, 2022 , 23934 views

Short term Mutual Funds are a type of Debt fund that allow investors to invest for a short term, i.e. up to 1-3 years. These funds invest in debt securities and are ideal for investors looking for an alternative of fixed deposits to earn better returns. These funds typically invest in debt instruments such as a Certificate of Deposit, government paper and corporate paper. short term debt funds allow greater flexibility. Investors can exit the fund as and when they require. Also, unlike other Types of Mutual Funds, there are no withdrawal charges in this fund. best short term Mutual Funds allow investors to earn good returns with less Market risk. So, investors who want to invest for a short or mid term can invest in this scheme and gain valuable returns and growth.

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Short Term MF

Top 8 Best Performing Short Term Debt Funds for SIP Investments FY 22 - 23

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2021 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
HDFC Short Term Debt Fund Growth ₹25.4896
↑ 0.00
₹18,229 500 0.61.847.93.95.33%2Y 1M 20D3Y 25D
ICICI Prudential Short Term Fund Growth ₹47.4588
↑ 0.01
₹22,059 1,000 0.51.83.97.83.95.34%2Y 2M 1D4Y 1M 17D
Axis Short Term Fund Growth ₹24.7179
↑ 0.01
₹13,768 1,000 0.71.83.87.73.55%1Y 6M 22D2Y 4M 17D
Aditya Birla Sun Life Short Term Opportunities Fund Growth ₹37.9211
↑ 0.00
₹9,449 1,000 0.61.94.27.63.85.48%1Y 9M 4D2Y 5M 5D
Nippon India Short Term Fund Growth ₹42.4106
↑ 0.00
₹9,692 100 0.71.94.87.64.45.39%1Y 9M 25D2Y 4M 6D
Kotak Bond Short Term Growth ₹42.2546
↑ 0.00
₹17,261 1,000 0.41.83.57.43.35.36%1Y 7M 10D3Y 4M 20D
IDFC Bond Fund Short Term Plan Growth ₹46.0512
↓ -0.01
₹13,737 1,000 0.61.53.67.33.45.07%2Y 1M 28D2Y 5M 23D
SBI Short Term Debt Fund Growth ₹25.8322
↓ 0.00
₹16,929 500 0.51.63.27.22.85.1%1Y 6M 22D2Y 3M 14D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Jan 22
*Above is list of best Short Term Debt funds having AUM/Net Assets above 100 Crore. Sorted on Last 3 Year Return.

1. HDFC Short Term Debt Fund

(Erstwhile HDFC Short Term Opportunities Fund)

To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months.

HDFC Short Term Debt Fund is a Debt - Short term Bond fund was launched on 25 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.4% since its launch.  Ranked 30 in Short term Bond category.  Return for 2021 was 3.9% , 2020 was 11% and 2019 was 9.7% .

Below is the key information for HDFC Short Term Debt Fund

HDFC Short Term Debt Fund
Growth
Launch Date 25 Jun 10
NAV (19 Jan 22) ₹25.4896 ↑ 0.00   (0.00 %)
Net Assets (Cr) ₹18,229 on 31 Dec 21
Category Debt - Short term Bond
AMC HDFC Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.7
Sharpe Ratio 0.25
Information Ratio 0.08
Alpha Ratio -0.4
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 5.33%
Effective Maturity 3 Years 25 Days
Modified Duration 2 Years 1 Month 20 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹10,652
31 Dec 18₹11,399
31 Dec 19₹12,507
31 Dec 20₹13,877
31 Dec 21₹14,414

HDFC Short Term Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for HDFC Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jan 22

DurationReturns
1 Month -0.1%
3 Month 0.6%
6 Month 1.8%
1 Year 4%
3 Year 7.9%
5 Year 7.4%
10 Year
15 Year
Since launch 8.4%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.9%
2020 11%
2019 9.7%
2018 7%
2017 6.5%
2016 9.3%
2015 8.7%
2014 10.4%
2013 8.4%
2012 10.1%
Fund Manager information for HDFC Short Term Debt Fund
NameSinceTenure
Anil Bamboli25 Jun 1011.44 Yr.
Sankalp Baid22 Jan 210.86 Yr.

Data below for HDFC Short Term Debt Fund as on 31 Dec 21

Asset Allocation
Asset ClassValue
Cash23.19%
Debt76.81%
Debt Sector Allocation
SectorValue
Corporate45.88%
Government32.42%
Cash Equivalent20.81%
Securitized0.88%
Credit Quality
RatingValue
AA14.3%
AAA85.7%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.63% Govt Stock 2026
Sovereign Bonds | -
3%₹569 Cr57,000,000
↓ -6,000,000
6.67% Govt Stock 2035
Sovereign Bonds | -
2%₹372 Cr37,500,000
6.79% Govt Stock 2027
Sovereign Bonds | -
2%₹363 Cr35,000,000
Housing Development Finance Corporation Ltd
Debentures | -
2%₹354 Cr3,500
Housing Development Finance Corporation Ltd
Debentures | -
2%₹305 Cr3,000
6.97% Govt Stock 2026
Sovereign Bonds | -
2%₹299 Cr28,500,000
Indinfravit Trust
Debentures | -
2%₹295 Cr2,900
State Bank Of India
Debentures | -
2%₹292 Cr2,750
5.77% Govt Stock 2030
Sovereign Bonds | -
1%₹266 Cr27,500,000
State Bank Of India
Debentures | -
1%₹260 Cr2,500

2. ICICI Prudential Short Term Fund

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

ICICI Prudential Short Term Fund is a Debt - Short term Bond fund was launched on 25 Oct 01. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8% since its launch.  Ranked 11 in Short term Bond category.  Return for 2021 was 3.9% , 2020 was 10.6% and 2019 was 9.7% .

Below is the key information for ICICI Prudential Short Term Fund

ICICI Prudential Short Term Fund
Growth
Launch Date 25 Oct 01
NAV (19 Jan 22) ₹47.4588 ↑ 0.01   (0.01 %)
Net Assets (Cr) ₹22,059 on 31 Dec 21
Category Debt - Short term Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.16
Sharpe Ratio 0.35
Information Ratio -0.08
Alpha Ratio -0.17
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-7 Days (0.25%),7 Days and above(NIL)
Yield to Maturity 5.34%
Effective Maturity 4 Years 1 Month 17 Days
Modified Duration 2 Years 2 Months 1 Day

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹10,590
31 Dec 18₹11,210
31 Dec 19₹12,294
31 Dec 20₹13,603
31 Dec 21₹14,130

ICICI Prudential Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for ICICI Prudential Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jan 22

DurationReturns
1 Month -0.1%
3 Month 0.5%
6 Month 1.8%
1 Year 3.9%
3 Year 7.8%
5 Year 7%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.9%
2020 10.6%
2019 9.7%
2018 5.8%
2017 5.9%
2016 11.1%
2015 8%
2014 11.6%
2013 7.2%
2012 9.5%
Fund Manager information for ICICI Prudential Short Term Fund
NameSinceTenure
Manish Banthia19 Nov 0912.04 Yr.
Nikhil Kabra29 Dec 200.92 Yr.

Data below for ICICI Prudential Short Term Fund as on 31 Dec 21

Asset Allocation
Asset ClassValue
Cash33.25%
Debt66.75%
Debt Sector Allocation
SectorValue
Corporate36.4%
Government32.64%
Cash Equivalent30.19%
Securitized0.77%
Credit Quality
RatingValue
AA17.7%
AAA82.3%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.67% Govt Stock 2035
Sovereign Bonds | -
6%₹1,353 Cr136,442,700
4.62% Govt Stock 2033
Sovereign Bonds | -
5%₹1,068 Cr106,250,000
↑ 30,000,000
6.1% Govt Stock 2031
Sovereign Bonds | -
5%₹1,015 Cr103,467,250
↑ 32,092,250
National Bank For Agriculture And Rural Development
Debentures | -
4%₹901 Cr9,000
Pipeline Infrastructure Limited
Debentures | -
2%₹442 Cr4,129
Housing Development Finance Corporation Ltd
Debentures | -
2%₹414 Cr4,096
182 DTB 30122021
Sovereign Bonds | -
1%₹300 Cr30,000,000
6.64% Govt Stock 2035
Sovereign Bonds | -
1%₹276 Cr27,934,900
07.19 Up SDL 2031
Sovereign Bonds | -
1%₹255 Cr24,907,750
↓ -12,092,250
ICICI Bank Limited
Debentures | -
1%₹230 Cr2,200

3. Axis Short Term Fund

To generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be achieved.

Axis Short Term Fund is a Debt - Short term Bond fund was launched on 22 Jan 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 26 in Short term Bond category.  Return for 2021 was 3.5% , 2020 was 10.1% and 2019 was 9.8% .

Below is the key information for Axis Short Term Fund

Axis Short Term Fund
Growth
Launch Date 22 Jan 10
NAV (19 Jan 22) ₹24.7179 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹13,768 on 31 Dec 21
Category Debt - Short term Bond
AMC Axis Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.99
Sharpe Ratio -0.05
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 5%
Effective Maturity 2 Years 4 Months 17 Days
Modified Duration 1 Year 6 Months 22 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹10,593
31 Dec 18₹11,266
31 Dec 19₹12,366
31 Dec 20₹13,620
31 Dec 21₹14,094

Axis Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Axis Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jan 22

DurationReturns
1 Month 0.2%
3 Month 0.7%
6 Month 1.8%
1 Year 3.8%
3 Year 7.7%
5 Year 7%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.5%
2020 10.1%
2019 9.8%
2018 6.3%
2017 5.9%
2016 9.6%
2015 8.1%
2014 10%
2013 7.3%
2012 10.1%
Fund Manager information for Axis Short Term Fund
NameSinceTenure
Devang Shah5 Nov 129.08 Yr.

Data below for Axis Short Term Fund as on 31 Dec 21

Asset Allocation
Asset ClassValue
Cash27.03%
Debt72.97%
Debt Sector Allocation
SectorValue
Corporate41.82%
Government33.74%
Cash Equivalent23.16%
Securitized1.27%
Credit Quality
RatingValue
AA12.14%
AAA87.86%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.63% Govt Stock 2026
Sovereign Bonds | -
6%₹763 Cr76,500,000
↑ 5,000,000
National Bank For Agriculture And Rural Development
Debentures | -
5%₹586 Cr5,850
4.62% Govt Stock 2033
Sovereign Bonds | -
4%₹489 Cr48,662,000
6.1% Govt Stock 2031
Sovereign Bonds | -
3%₹416 Cr42,394,000
↑ 11,500,000
Axis Money Market Dir Gr
Investment Fund | -
2%₹300 Cr2,639,189
↑ 2,639,189
91 DTB 23122021
Sovereign Bonds | -
2%₹265 Cr26,500,000
Food Corporation Of India
Debentures | -
2%₹258 Cr2,550
↓ -1,000
Mahindra Rural Housing Finance Limited
Debentures | -
2%₹248 Cr2,500
Rec Limited
Debentures | -
2%₹241 Cr2,350
↑ 1,250
Power Finance Corporation Ltd.
Debentures | -
2%₹215 Cr2,100

4. Aditya Birla Sun Life Short Term Opportunities Fund

An Open ended Income scheme with the objective to generate regular income by investing primarily in investment grade fixed income securities / money market instruments with short to medium term maturities and across the credit spectrum within the universe of investment grade rating.

Aditya Birla Sun Life Short Term Opportunities Fund is a Debt - Short term Bond fund was launched on 9 May 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 18 in Short term Bond category.  Return for 2021 was 3.8% , 2020 was 11.1% and 2019 was 8.5% .

Below is the key information for Aditya Birla Sun Life Short Term Opportunities Fund

Aditya Birla Sun Life Short Term Opportunities Fund
Growth
Launch Date 9 May 03
NAV (19 Jan 22) ₹37.9211 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹9,449 on 31 Dec 21
Category Debt - Short term Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.09
Sharpe Ratio 0.25
Information Ratio -0.26
Alpha Ratio -0.41
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-90 Days (0.5%),90 Days and above(NIL)
Yield to Maturity 5.48%
Effective Maturity 2 Years 5 Months 5 Days
Modified Duration 1 Year 9 Months 4 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹10,560
31 Dec 18₹11,247
31 Dec 19₹12,203
31 Dec 20₹13,553
31 Dec 21₹14,073

Aditya Birla Sun Life Short Term Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Short Term Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jan 22

DurationReturns
1 Month 0.1%
3 Month 0.6%
6 Month 1.9%
1 Year 4.2%
3 Year 7.6%
5 Year 6.9%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.8%
2020 11.1%
2019 8.5%
2018 6.5%
2017 5.6%
2016 11.3%
2015 8.4%
2014 11.3%
2013 10.1%
2012 11.1%
Fund Manager information for Aditya Birla Sun Life Short Term Opportunities Fund
NameSinceTenure
Kaustubh Gupta11 Sep 147.23 Yr.
Mohit Sharma6 Aug 201.32 Yr.

Data below for Aditya Birla Sun Life Short Term Opportunities Fund as on 31 Dec 21

Asset Allocation
Asset ClassValue
Cash23.08%
Debt76.92%
Debt Sector Allocation
SectorValue
Corporate45.36%
Government33.41%
Cash Equivalent19.48%
Securitized1.75%
Credit Quality
RatingValue
A0.66%
AA11.76%
AAA87.48%
Below B0.09%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Bank For Agriculture And Rural Development
Debentures | -
4%₹429 Cr4,200
5.63% Govt Stock 2026
Sovereign Bonds | -
4%₹419 Cr42,000,000
↑ 3,000,000
6.1% Govt Stock 2031
Sovereign Bonds | -
2%₹250 Cr25,500,000
↑ 6,500,000
Reliance Industries Limited
Debentures | -
2%₹215 Cr2,100
L&T Finance Limited
Debentures | -
2%₹200 Cr1,950
4.62% Govt Stock 2033
Sovereign Bonds | -
2%₹186 Cr18,500,000
08.60 BR Sdl 2026
Sovereign Bonds | -
2%₹175 Cr15,887,000
8.15% Govt Stock 2026
Sovereign Bonds | -
2%₹159 Cr14,500,000
State Bank Of India
Debentures | -
1%₹155 Cr1,454
08.92 MP Sdl 2022
Sovereign Bonds | -
1%₹154 Cr15,000,000

5. Nippon India Short Term Fund

The primary investment objective of the scheme is to generate stable returns for investors with a short term investment horizon by investing in fixed income securitites of a short term maturity.

Nippon India Short Term Fund is a Debt - Short term Bond fund was launched on 18 Dec 02. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.9% since its launch.  Ranked 17 in Short term Bond category.  Return for 2021 was 4.4% , 2020 was 9.5% and 2019 was 9.4% .

Below is the key information for Nippon India Short Term Fund

Nippon India Short Term Fund
Growth
Launch Date 18 Dec 02
NAV (19 Jan 22) ₹42.4106 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹9,692 on 31 Dec 21
Category Debt - Short term Bond
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately Low
Expense Ratio 1.15
Sharpe Ratio 0.71
Information Ratio -0.72
Alpha Ratio 0.15
Min Investment 5,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 5.39%
Effective Maturity 2 Years 4 Months 6 Days
Modified Duration 1 Year 9 Months 25 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹10,569
31 Dec 18₹11,152
31 Dec 19₹12,195
31 Dec 20₹13,350
31 Dec 21₹13,940

Nippon India Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Nippon India Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jan 22

DurationReturns
1 Month 0.1%
3 Month 0.7%
6 Month 1.9%
1 Year 4.8%
3 Year 7.6%
5 Year 6.7%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2021 4.4%
2020 9.5%
2019 9.4%
2018 5.5%
2017 5.7%
2016 9.8%
2015 8.1%
2014 11.3%
2013 7.5%
2012 9.8%
Fund Manager information for Nippon India Short Term Fund
NameSinceTenure
Vivek Sharma1 Feb 201.83 Yr.
Kinjal Desai25 May 183.52 Yr.
Sushil Budhia31 Mar 210.67 Yr.

Data below for Nippon India Short Term Fund as on 31 Dec 21

Asset Allocation
Asset ClassValue
Cash18.07%
Debt81.93%
Debt Sector Allocation
SectorValue
Corporate59.17%
Government25.79%
Cash Equivalent11.74%
Securitized3.3%
Credit Quality
RatingValue
AA11.06%
AAA88.94%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.63% Govt Stock 2026
Sovereign Bonds | -
4%₹349 Cr35,000,000
↑ 20,000,000
State Bank Of India
Debentures | -
3%₹333 Cr3,300
5.22% Govt Stock 2025
Sovereign Bonds | -
3%₹319 Cr32,042,400
Muthoot Finance Limited
Debentures | -
3%₹281 Cr2,748,618
National Bank For Agriculture And Rural Development
Debentures | -
2%₹239 Cr2,300
India Infradebt Limited
Debentures | -
2%₹232 Cr2,195
India Grid Trust
Debentures | -
2%₹215 Cr2,100
ICICI Prudential Life Insurance Company Limited
Debentures | -
2%₹211 Cr2,100
Embassy Office Parks Reit
Debentures | -
2%₹176 Cr1,750
Housing Development Finance Corporation Ltd
Debentures | -
2%₹176 Cr1,750

6. Kotak Bond Short Term

The investment objective of the Scheme is to provide reasonable returns and high level of liquidity by investing in debt instruments such as bonds, debentures and Government securities; and money market Instrument such as treasury bills,commercial papers, certificates of deposit, including repos in permitted securities of different maturities, so as to spread the risk across different kinds of issuers in the debt markets. The Scheme may invest in the call money/termmoney market in terms of RBI guidelines in this respect. To reduce the risk of the portfolio, the Scheme may also use various derivative and hedging products from time to time, in the manner permitted by SEBI. Subject to the maximum amount permitted from time to time, the Scheme may invest in offshoresecurities in the manner allowed by SEBI/RBI, provided such investments are in conformity with the investment objective of the Scheme and the prevailing guidelines and Regulations.

Kotak Bond Short Term is a Debt - Short term Bond fund was launched on 2 May 02. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 42 in Short term Bond category.  Return for 2021 was 3.3% , 2020 was 10% and 2019 was 9.6% .

Below is the key information for Kotak Bond Short Term

Kotak Bond Short Term
Growth
Launch Date 2 May 02
NAV (19 Jan 22) ₹42.2546 ↑ 0.00   (0.00 %)
Net Assets (Cr) ₹17,261 on 31 Dec 21
Category Debt - Short term Bond
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.44
Sharpe Ratio -0.18
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 5.36%
Effective Maturity 3 Years 4 Months 20 Days
Modified Duration 1 Year 7 Months 10 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹10,541
31 Dec 18₹11,208
31 Dec 19₹12,280
31 Dec 20₹13,508
31 Dec 21₹13,951

Kotak Bond Short Term SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Kotak Bond Short Term

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jan 22

DurationReturns
1 Month -0.1%
3 Month 0.4%
6 Month 1.8%
1 Year 3.5%
3 Year 7.4%
5 Year 6.7%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.3%
2020 10%
2019 9.6%
2018 6.3%
2017 5.4%
2016 9.7%
2015 8%
2014 10.2%
2013 7.3%
2012 9.7%
Fund Manager information for Kotak Bond Short Term
NameSinceTenure
Deepak Agrawal14 Apr 0813.64 Yr.

Data below for Kotak Bond Short Term as on 31 Dec 21

Asset Allocation
Asset ClassValue
Cash20.39%
Debt79.61%
Debt Sector Allocation
SectorValue
Government45.16%
Corporate35.23%
Cash Equivalent18.13%
Securitized1.48%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.59% Govt Stock 2026
Sovereign Bonds | -
7%₹1,309 Cr122,500,000
↓ -11,500,000
4.62% Govt Stock 2033
Sovereign Bonds | -
6%₹1,144 Cr113,883,621
↑ 5,000,000
4.81% Govt Stock 2031
Sovereign Bonds | -
4%₹660 Cr66,041,000
91 Dtb 24022022
Sovereign Bonds | -
3%₹492 Cr49,500,000
08.14 GJ Sdl 2029
Sovereign Bonds | -
2%₹434 Cr40,000,000
↑ 5,000,000
Bajaj Finance Limited
Debentures | -
2%₹401 Cr4,000
Housing Development Finance Corporation Limited
Debentures | -
2%₹400 Cr4,000
6.67% Govt Stock 2035
Sovereign Bonds | -
2%₹397 Cr40,000,000
↑ 2,500,000
08.24 KL Sdl 2025
Sovereign Bonds | -
2%₹339 Cr31,500,000
3.8% Govt Stock 2024
Sovereign Bonds | -
2%₹328 Cr33,100,000

7. IDFC Bond Fund Short Term Plan

(Erstwhile IDFC Super Saver Income Fund - Short Term Plan)

The primary investment objective of the scheme is to seek to generate stable returns with a low-risk strategy by creating a portfolio that is invested in good quality fixed income & Money Market securities. However, there can be no assurance that the investment objectives of the scheme will be realized.

IDFC Bond Fund Short Term Plan is a Debt - Short term Bond fund was launched on 14 Dec 00. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 47 in Short term Bond category.  Return for 2021 was 3.4% , 2020 was 9.7% and 2019 was 9.7% .

Below is the key information for IDFC Bond Fund Short Term Plan

IDFC Bond Fund Short Term Plan
Growth
Launch Date 14 Dec 00
NAV (19 Jan 22) ₹46.0512 ↓ -0.01   (-0.01 %)
Net Assets (Cr) ₹13,737 on 15 Jan 22
Category Debt - Short term Bond
AMC IDFC Asset Management Company Limited
Rating
Risk Moderately Low
Expense Ratio 0.8
Sharpe Ratio -0.12
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 5.07%
Effective Maturity 2 Years 5 Months 23 Days
Modified Duration 2 Years 1 Month 28 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹10,591
31 Dec 18₹11,278
31 Dec 19₹12,376
31 Dec 20₹13,574
31 Dec 21₹14,032

IDFC Bond Fund Short Term Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for IDFC Bond Fund Short Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jan 22

DurationReturns
1 Month 0%
3 Month 0.6%
6 Month 1.5%
1 Year 3.6%
3 Year 7.3%
5 Year 6.9%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.4%
2020 9.7%
2019 9.7%
2018 6.5%
2017 5.9%
2016 8.8%
2015 8.1%
2014 10.1%
2013 7.6%
2012 9.3%
Fund Manager information for IDFC Bond Fund Short Term Plan
NameSinceTenure
Suyash Choudhary11 Mar 1110.73 Yr.

Data below for IDFC Bond Fund Short Term Plan as on 15 Jan 22

Asset Allocation
Asset ClassValue
Cash38.13%
Debt61.87%
Debt Sector Allocation
SectorValue
Government41.52%
Cash Equivalent34.26%
Corporate23.73%
Securitized0.48%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.63% Govt Stock 2026
Sovereign Bonds | -
25%₹3,225 Cr323,300,000
Reliance Industries Limited
Debentures | -
6%₹758 Cr73,900,000
Housing Development Finance Corporation Ltd
Debentures | -
4%₹453 Cr44,500,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹384 Cr36,900,000
Small Industries Development Bank Of India
Debentures | -
2%₹296 Cr29,450,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹266 Cr26,400,000
Ntpc Limited
Debentures | -
2%₹223 Cr22,000,000
LIC Housing Finance Limited
Debentures | -
2%₹221 Cr22,000,000
Larsen And Toubro Limited
Debentures | -
2%₹212 Cr21,000,000
Indian Railway Finance Corporation Limited
Debentures | -
2%₹204 Cr20,000,000

8. SBI Short Term Debt Fund

To provide investors with an opportunity to generate regular income through investments in a portfolio comprising of debt instruments which are rated not below investment grade by a credit rating agency, and money market instruments.

SBI Short Term Debt Fund is a Debt - Short term Bond fund was launched on 27 Jul 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of since its launch.  Ranked 25 in Short term Bond category.  Return for 2021 was 2.8% , 2020 was 9.9% and 2019 was 9.5% .

Below is the key information for SBI Short Term Debt Fund

SBI Short Term Debt Fund
Growth
Launch Date 27 Jul 07
NAV (19 Jan 22) ₹25.8322 ↓ 0.00   (-0.01 %)
Net Assets (Cr) ₹16,929 on 31 Dec 21
Category Debt - Short term Bond
AMC SBI Funds Management Private Limited
Rating
Risk Moderately Low
Expense Ratio 0.84
Sharpe Ratio -0.57
Information Ratio -1.06
Alpha Ratio -1.46
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 5.1%
Effective Maturity 2 Years 3 Months 14 Days
Modified Duration 1 Year 6 Months 22 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹10,574
31 Dec 18₹11,206
31 Dec 19₹12,268
31 Dec 20₹13,477
31 Dec 21₹13,851

SBI Short Term Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for SBI Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Jan 22

DurationReturns
1 Month 0.1%
3 Month 0.5%
6 Month 1.6%
1 Year 3.2%
3 Year 7.2%
5 Year 6.6%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2021 2.8%
2020 9.9%
2019 9.5%
2018 6%
2017 5.7%
2016 9.9%
2015 8.2%
2014 10.3%
2013 7.7%
2012 10.3%
Fund Manager information for SBI Short Term Debt Fund
NameSinceTenure
Rajeev Radhakrishnan2 Jul 0813.42 Yr.

Data below for SBI Short Term Debt Fund as on 31 Dec 21

Asset Allocation
Asset ClassValue
Cash22.38%
Debt77.62%
Debt Sector Allocation
SectorValue
Government44.39%
Corporate36.9%
Cash Equivalent18.71%
Credit Quality
RatingValue
AA9.2%
AAA90.8%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
4.62% Govt Stock 2033
Sovereign Bonds | -
5%₹882 Cr87,146,100
5.63% Govt Stock 2026
Sovereign Bonds | -
4%₹743 Cr74,500,000
8.35% Govt Stock 2022
Sovereign Bonds | -
4%₹716 Cr70,000,000
6.18% Govt Stock 2024
Sovereign Bonds | -
4%₹659 Cr64,000,000
5.22% Govt Stock 2025
Sovereign Bonds | -
4%₹613 Cr61,594,200
Indian Bank
Debentures | -
3%₹505 Cr5,000
8.4% Govt Stock 2024
Sovereign Bonds | -
3%₹465 Cr43,000,000
4.26% Govt Stock 2023
Sovereign Bonds | -
2%₹399 Cr40,000,000
Muthoot Finance Limited
Debentures | -
2%₹337 Cr3,300
Air India ASsets Holding Limited
Debentures | -
2%₹334 Cr3,265

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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