+91-22-48913909
Table of Contents
8 Best Debt Funds by HDFC Mutual Fund 2025
The debt funds offered by hdfc mf intents to create an Income for investors, and this is historically seen by the top performing schemes of HDFC debt funds.
HDFC Debt fund is an innovative scheme that invests in debts, long-term or short-term Bonds, money markets, etc. Debt funds are suitable for investors with a low risk appetite who want to park their surplus cash for a short period of time. Though they are a low risk investment they are subject to credit risk.
Why Opt for HDFC Mutual Fund Scheme?
a. Minimum Investment Amount
An investor can invest in debt schemes with an amount as low as INR 500 via a SIP and INR 5,000 via a lump sum amount investment
b. Excellent Ratings
Many of the AMC schemes have a CRISIL rating of three and above
c. Variety of Options
Investing in HDFC debt funds comes with a broad Range of category, so investors can plan their short-term, mid-term and even long-term Investment plan via choosing these debt funds
Investors planning to invest in HDFC’s Best Debt Funds, can choose from the below-listed top performers of the HDFC fund house.
Talk to our investment specialist
Best HDFC Debt Mutual Funds FY 25 - 26
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity HDFC Corporate Bond Fund Growth ₹32.7908
↑ 0.06 ₹32,657 4.2 5.6 10.4 8.4 8.6 7.05% 4Y 2M 19D 6Y 4M 20D HDFC Banking and PSU Debt Fund Growth ₹23.1733
↑ 0.05 ₹6,007 4.2 5.6 10 7.8 7.9 6.93% 3Y 11M 1D 5Y 6M 18D HDFC Gilt Fund Growth ₹55.9404
↓ -0.27 ₹3,006 4.1 5.5 10.4 8.4 8.7 6.63% 8Y 6M 11D 17Y 3M 22D HDFC Credit Risk Debt Fund Growth ₹24.0842
↑ 0.04 ₹7,180 3.4 4.8 9.4 7.7 8.2 8.06% 2Y 7M 24D 4Y 2M 26D HDFC Dynamic Debt Fund Growth ₹90.2804
↓ -0.37 ₹799 3.8 4.8 9.5 7.8 8.5 6.73% 7Y 11M 26D 17Y 5M 12D HDFC Medium Term Debt Fund Growth ₹56.5521
↑ 0.05 ₹3,841 3.8 5.3 9.8 7.9 8.1 7.4% 3Y 9M 18D 6Y 2M 26D HDFC Income Fund Growth ₹58.7078
↓ -0.16 ₹930 4.2 5.5 10.1 8.1 9 6.66% 6Y 8M 1D 12Y 7D HDFC Short Term Debt Fund Growth ₹32.1686
↑ 0.08 ₹15,030 3.8 5.4 10 8 8.3 7.1% 2Y 9M 18D 4Y 2M 5D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Jun 25
(Erstwhile HDFC Medium Term Opportunities Fund) To generate regular income through investments in Debt/
Money Market Instruments and Government Securities with
maturities not exceeding 60 months. HDFC Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 29 Jun 10. It is a fund with Moderately Low risk and has given a Below is the key information for HDFC Corporate Bond Fund Returns up to 1 year are on To generate regular income through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks and Public Sector undertakings. There is no assurance that the investment objective of the Scheme will be realized. HDFC Banking and PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 26 Mar 14. It is a fund with Moderately Low risk and has given a Below is the key information for HDFC Banking and PSU Debt Fund Returns up to 1 year are on (Erstwhile HDFC Gilt Fund - Long Term Plan) The scheme seeks to generate credit risk - free returns through investments in sovereign securities issued by the Central Government and / or State Governments. HDFC Gilt Fund is a Debt - Government Bond fund was launched on 25 Jul 01. It is a fund with Moderate risk and has given a Below is the key information for HDFC Gilt Fund Returns up to 1 year are on (Erstwhile HDFC Corporate Debt Opportunities Fund) To generate regular income and capital appreciation by investing predominantly in corporate debt. HDFC Credit Risk Debt Fund is a Debt - Credit Risk fund was launched on 25 Mar 14. It is a fund with Moderate risk and has given a Below is the key information for HDFC Credit Risk Debt Fund Returns up to 1 year are on (Erstwhile HDFC High Interest Fund - Dynamic Plan) Seeks to generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximise income while maintaining the optimum balance of yield, safety and liquidity. HDFC Dynamic Debt Fund is a Debt - Dynamic Bond fund was launched on 28 Apr 97. It is a fund with Moderate risk and has given a Below is the key information for HDFC Dynamic Debt Fund Returns up to 1 year are on (Erstwhile HDFC High Interest Fund - Short Term Plan) To generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. The objective is to cater to the needs of investors with shorter term investment horizons and
to provide stable returns over shorter periods. HDFC Medium Term Debt Fund is a Debt - Medium term Bond fund was launched on 6 Feb 02. It is a fund with Moderate risk and has given a Below is the key information for HDFC Medium Term Debt Fund Returns up to 1 year are on Aims to optimise returns while maintaining a balance of safety, yield and liquidity. HDFC Income Fund is a Debt - Medium to Long term fund was launched on 11 Sep 00. It is a fund with Moderate risk and has given a Below is the key information for HDFC Income Fund Returns up to 1 year are on (Erstwhile HDFC Short Term Opportunities Fund) To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months. HDFC Short Term Debt Fund is a Debt - Short term Bond fund was launched on 25 Jun 10. It is a fund with Moderately Low risk and has given a Below is the key information for HDFC Short Term Debt Fund Returns up to 1 year are on 1. HDFC Corporate Bond Fund
CAGR/Annualized return of 8.3% since its launch. Ranked 2 in Corporate Bond category. Return for 2024 was 8.6% , 2023 was 7.2% and 2022 was 3.3% . HDFC Corporate Bond Fund
Growth Launch Date 29 Jun 10 NAV (06 Jun 25) ₹32.7908 ↑ 0.06 (0.19 %) Net Assets (Cr) ₹32,657 on 30 Apr 25 Category Debt - Corporate Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.59 Sharpe Ratio 2.21 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.05% Effective Maturity 6 Years 4 Months 20 Days Modified Duration 4 Years 2 Months 19 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,759 31 May 22 ₹11,006 31 May 23 ₹11,784 31 May 24 ₹12,646 31 May 25 ₹13,927 Returns for HDFC Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25 Duration Returns 1 Month 1.3% 3 Month 4.2% 6 Month 5.6% 1 Year 10.4% 3 Year 8.4% 5 Year 6.9% 10 Year 15 Year Since launch 8.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.6% 2023 7.2% 2022 3.3% 2021 3.9% 2020 11.8% 2019 10.3% 2018 6.5% 2017 6.5% 2016 10.6% 2015 8.6% Fund Manager information for HDFC Corporate Bond Fund
Name Since Tenure Anupam Joshi 27 Oct 15 9.6 Yr. Dhruv Muchhal 22 Jun 23 1.94 Yr. Data below for HDFC Corporate Bond Fund as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 2.83% Debt 96.9% Other 0.27% Debt Sector Allocation
Sector Value Corporate 60.94% Government 35.96% Cash Equivalent 2.83% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.23% Govt Stock 2039
Sovereign Bonds | -4% ₹1,423 Cr 132,500,000 6.92% Govt Stock 2039
Sovereign Bonds | -4% ₹1,179 Cr 112,500,000
↑ 2,500,000 Bajaj Finance Ltd.
Debentures | -3% ₹1,131 Cr 112,500 7.81% Govt Stock 2033
Sovereign Bonds | -3% ₹1,039 Cr 100,000,000 State Bank Of India
Debentures | -2% ₹809 Cr 800 HDFC Bank Limited
Debentures | -2% ₹518 Cr 50,000 Ncd Small Industries Development Bank Of India
Debentures | -2% ₹509 Cr 50,000 6.99% Govt Stock 2034
Sovereign Bonds | -2% ₹509 Cr 50,000,000 LIC Housing Finance Limited
Debentures | -2% ₹509 Cr 5,000 Reliance Industries Limited
Debentures | -1% ₹480 Cr 4,500 2. HDFC Banking and PSU Debt Fund
CAGR/Annualized return of 7.8% since its launch. Ranked 6 in Banking & PSU Debt category. Return for 2024 was 7.9% , 2023 was 6.8% and 2022 was 3.3% . HDFC Banking and PSU Debt Fund
Growth Launch Date 26 Mar 14 NAV (06 Jun 25) ₹23.1733 ↑ 0.05 (0.21 %) Net Assets (Cr) ₹6,007 on 30 Apr 25 Category Debt - Banking & PSU Debt AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.79 Sharpe Ratio 1.86 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 6.93% Effective Maturity 5 Years 6 Months 18 Days Modified Duration 3 Years 11 Months 1 Day Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,733 31 May 22 ₹11,015 31 May 23 ₹11,714 31 May 24 ₹12,511 31 May 25 ₹13,726 Returns for HDFC Banking and PSU Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25 Duration Returns 1 Month 1.4% 3 Month 4.2% 6 Month 5.6% 1 Year 10% 3 Year 7.8% 5 Year 6.6% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 6.8% 2022 3.3% 2021 3.7% 2020 10.6% 2019 10.2% 2018 5.9% 2017 6.3% 2016 10.8% 2015 9.8% Fund Manager information for HDFC Banking and PSU Debt Fund
Name Since Tenure Anil Bamboli 26 Mar 14 11.19 Yr. Dhruv Muchhal 22 Jun 23 1.94 Yr. Data below for HDFC Banking and PSU Debt Fund as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 3.24% Debt 96.48% Other 0.28% Debt Sector Allocation
Sector Value Corporate 52.68% Government 43.8% Cash Equivalent 3.24% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Indian Railway Finance Corporation Limited
Debentures | -5% ₹282 Cr 27,500 Small Industries Development Bank Of India
Debentures | -4% ₹226 Cr 22,500 Indian Railway Finance Corporation Limited
Debentures | -3% ₹205 Cr 20,000 7.18% Govt Stock 2033
Sovereign Bonds | -3% ₹201 Cr 19,000,000 7.26% Govt Stock 2033
Sovereign Bonds | -3% ₹180 Cr 17,000,000 State Bank Of India
Debentures | -3% ₹177 Cr 175 Housing And Urban Development Corporation Ltd.
Debentures | -3% ₹154 Cr 15,000 Bajaj Housing Finance Limited
Debentures | -3% ₹153 Cr 15,000 Rural Electrification Corporation Limited
Debentures | -3% ₹153 Cr 1,500 Housing And Urban Development Corporation Limited
Debentures | -2% ₹132 Cr 1,250 3. HDFC Gilt Fund
CAGR/Annualized return of 7.5% since its launch. Ranked 7 in Government Bond category. Return for 2024 was 8.7% , 2023 was 7.1% and 2022 was 1.7% . HDFC Gilt Fund
Growth Launch Date 25 Jul 01 NAV (06 Jun 25) ₹55.9404 ↓ -0.27 (-0.49 %) Net Assets (Cr) ₹3,006 on 30 Apr 25 Category Debt - Government Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.88 Sharpe Ratio 1.79 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 6.63% Effective Maturity 17 Years 3 Months 22 Days Modified Duration 8 Years 6 Months 11 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,399 31 May 22 ₹10,464 31 May 23 ₹11,235 31 May 24 ₹12,011 31 May 25 ₹13,316 Returns for HDFC Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25 Duration Returns 1 Month 0.2% 3 Month 4.1% 6 Month 5.5% 1 Year 10.4% 3 Year 8.4% 5 Year 5.8% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.7% 2023 7.1% 2022 1.7% 2021 2.2% 2020 10.7% 2019 8.6% 2018 5.4% 2017 1.8% 2016 16.6% 2015 5.9% Fund Manager information for HDFC Gilt Fund
Name Since Tenure Anil Bamboli 1 Sep 07 17.76 Yr. Dhruv Muchhal 22 Jun 23 1.94 Yr. Data below for HDFC Gilt Fund as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 2.61% Debt 97.39% Debt Sector Allocation
Sector Value Government 97.39% Cash Equivalent 2.61% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -18% ₹550 Cr 52,000,000 7.3% Govt Stock 2053
Sovereign Bonds | -16% ₹495 Cr 46,500,000 7.34% Govt Stock 2064
Sovereign Bonds | -11% ₹339 Cr 31,700,000
↑ 830,000 6.79% Govt Stock 2034
Sovereign Bonds | -9% ₹275 Cr 26,583,400 7.26% Govt Stock 2033
Sovereign Bonds | -8% ₹254 Cr 24,000,000 7.1% Govt Stock 2034
Sovereign Bonds | -7% ₹200 Cr 19,000,000 7.26% Govt Stock 2032
Sovereign Bonds | -6% ₹180 Cr 17,000,000 7.18% Govt Stock 2037
Sovereign Bonds | -4% ₹128 Cr 12,000,000 7.09% Govt Stock 2054
Sovereign Bonds | -4% ₹126 Cr 12,170,000 7.25% Govt Stock 2063
Sovereign Bonds | -3% ₹90 Cr 8,500,000 4. HDFC Credit Risk Debt Fund
CAGR/Annualized return of 8.2% since its launch. Ranked 9 in Credit Risk category. Return for 2024 was 8.2% , 2023 was 6.6% and 2022 was 3.7% . HDFC Credit Risk Debt Fund
Growth Launch Date 25 Mar 14 NAV (06 Jun 25) ₹24.0842 ↑ 0.04 (0.18 %) Net Assets (Cr) ₹7,180 on 30 Apr 25 Category Debt - Credit Risk AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.51 Sharpe Ratio 1.97 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL) Yield to Maturity 8.06% Effective Maturity 4 Years 2 Months 26 Days Modified Duration 2 Years 7 Months 24 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹11,236 31 May 22 ₹11,663 31 May 23 ₹12,447 31 May 24 ₹13,302 31 May 25 ₹14,523 Returns for HDFC Credit Risk Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25 Duration Returns 1 Month 1.1% 3 Month 3.4% 6 Month 4.8% 1 Year 9.4% 3 Year 7.7% 5 Year 7.8% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.2% 2023 6.6% 2022 3.7% 2021 7% 2020 10.9% 2019 8.6% 2018 5.4% 2017 6.6% 2016 11% 2015 9% Fund Manager information for HDFC Credit Risk Debt Fund
Name Since Tenure Shobhit Mehrotra 25 Mar 14 11.19 Yr. Dhruv Muchhal 22 Jun 23 1.94 Yr. Data below for HDFC Credit Risk Debt Fund as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 3.84% Equity 3.9% Debt 91.92% Other 0.33% Debt Sector Allocation
Sector Value Corporate 78.02% Government 13.9% Cash Equivalent 3.84% Credit Quality
Rating Value A 11.12% AA 60.94% AAA 27.94% Top Securities Holdings / Portfolio
Name Holding Value Quantity Sandur Manganese And Iron Ores Limited (The)
Debentures | -4% ₹295 Cr 30,000 Tata Projects Limited
Debentures | -4% ₹254 Cr 25,000 The Tata Power Company Limited
Debentures | -3% ₹234 Cr 2,190 TATA Motors Limited
Debentures | -3% ₹203 Cr 2,000 Kalpataru Power Transmission Limited
Debentures | -3% ₹203 Cr 20,000 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -3% ₹201 Cr 20,000 SK Finance Limited
Debentures | -3% ₹199 Cr 20,000 TATA Motors Limited
Debentures | -3% ₹193 Cr 1,900 Kalpataru Power Transmission Limited
Debentures | -3% ₹181 Cr 18,000 Nirma Limited
Debentures | -2% ₹177 Cr 17,500 5. HDFC Dynamic Debt Fund
CAGR/Annualized return of 8.1% since its launch. Ranked 21 in Dynamic Bond category. Return for 2024 was 8.5% , 2023 was 6.7% and 2022 was 1.6% . HDFC Dynamic Debt Fund
Growth Launch Date 28 Apr 97 NAV (06 Jun 25) ₹90.2804 ↓ -0.37 (-0.41 %) Net Assets (Cr) ₹799 on 30 Apr 25 Category Debt - Dynamic Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.47 Sharpe Ratio 1.56 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-6 Months (0.5%),6 Months and above(NIL) Yield to Maturity 6.73% Effective Maturity 17 Years 5 Months 12 Days Modified Duration 7 Years 11 Months 26 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,541 31 May 22 ₹11,152 31 May 23 ₹11,875 31 May 24 ₹12,713 31 May 25 ₹13,972 Returns for HDFC Dynamic Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25 Duration Returns 1 Month 0.2% 3 Month 3.8% 6 Month 4.8% 1 Year 9.5% 3 Year 7.8% 5 Year 6.9% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.5% 2023 6.7% 2022 1.6% 2021 7.4% 2020 8.9% 2019 3.2% 2018 4.1% 2017 2.7% 2016 14.7% 2015 5.5% Fund Manager information for HDFC Dynamic Debt Fund
Name Since Tenure Anil Bamboli 16 Feb 04 21.3 Yr. Dhruv Muchhal 22 Jun 23 1.94 Yr. Data below for HDFC Dynamic Debt Fund as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 4.1% Equity 1.58% Debt 94.05% Other 0.27% Debt Sector Allocation
Sector Value Government 82.47% Corporate 11.58% Cash Equivalent 4.1% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.3% Govt Stock 2053
Sovereign Bonds | -15% ₹122 Cr 11,500,000 7.34% Govt Stock 2064
Sovereign Bonds | -12% ₹98 Cr 9,170,000
↑ 1,170,000 7.18% Govt Stock 2033
Sovereign Bonds | -11% ₹90 Cr 8,500,000 7.1% Govt Stock 2034
Sovereign Bonds | -8% ₹68 Cr 6,500,000 7.25% Govt Stock 2063
Sovereign Bonds | -7% ₹58 Cr 5,500,000 7.26% Govt Stock 2032
Sovereign Bonds | -7% ₹53 Cr 5,000,000 6.99% Govt Stock 2034
Sovereign Bonds | -6% ₹46 Cr 4,500,000 7.26% Govt Stock 2033
Sovereign Bonds | -5% ₹37 Cr 3,500,000 Rec Limited
Debentures | -3% ₹27 Cr 250 HDFC Bank Limited
Debentures | -3% ₹26 Cr 2,500 6. HDFC Medium Term Debt Fund
CAGR/Annualized return of 7.7% since its launch. Ranked 22 in Medium term Bond category. Return for 2024 was 8.1% , 2023 was 6.7% and 2022 was 2.9% . HDFC Medium Term Debt Fund
Growth Launch Date 6 Feb 02 NAV (06 Jun 25) ₹56.5521 ↑ 0.05 (0.09 %) Net Assets (Cr) ₹3,841 on 30 Apr 25 Category Debt - Medium term Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.29 Sharpe Ratio 1.98 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 7.4% Effective Maturity 6 Years 2 Months 26 Days Modified Duration 3 Years 9 Months 18 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,966 31 May 22 ₹11,219 31 May 23 ₹12,022 31 May 24 ₹12,806 31 May 25 ₹14,043 Returns for HDFC Medium Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25 Duration Returns 1 Month 1% 3 Month 3.8% 6 Month 5.3% 1 Year 9.8% 3 Year 7.9% 5 Year 7.1% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 6.7% 2022 2.9% 2021 5% 2020 10% 2019 9.1% 2018 5.6% 2017 5.5% 2016 11.5% 2015 7.4% Fund Manager information for HDFC Medium Term Debt Fund
Name Since Tenure Shobhit Mehrotra 1 Sep 07 17.76 Yr. Dhruv Muchhal 22 Jun 23 1.94 Yr. Bhavyesh Divecha 1 Mar 25 0.25 Yr. Data below for HDFC Medium Term Debt Fund as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 3.31% Equity 2.08% Debt 94.31% Other 0.3% Debt Sector Allocation
Sector Value Corporate 59.38% Government 34.93% Cash Equivalent 3.31% Credit Quality
Rating Value AA 40.75% AAA 59.25% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2037
Sovereign Bonds | -8% ₹320 Cr 30,047,700 7.23% Govt Stock 2039
Sovereign Bonds | -5% ₹199 Cr 18,500,000 Tata Steel Limited
Debentures | -4% ₹148 Cr 14,500 6.79% Govt Stock 2034
Sovereign Bonds | -3% ₹124 Cr 12,012,900 Kalpataru Power Transmission Limited
Debentures | -3% ₹101 Cr 10,000 Small Business Fincredit India Private Limited
Debentures | -3% ₹100 Cr 10,000 SK Finance Limited
Debentures | -3% ₹99 Cr 10,000 The Tata Power Company Limited
Debentures | -2% ₹77 Cr 725 7.44% Power Finance Corporation Limited (15/01/2030) **
Debentures | -2% ₹77 Cr 7,500 Motilal Oswal Home Finance Limited
Debentures | -2% ₹76 Cr 7,500 7. HDFC Income Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 29 in Medium to Long term category. Return for 2024 was 9% , 2023 was 6.1% and 2022 was 0.9% . HDFC Income Fund
Growth Launch Date 11 Sep 00 NAV (06 Jun 25) ₹58.7078 ↓ -0.16 (-0.28 %) Net Assets (Cr) ₹930 on 30 Apr 25 Category Debt - Medium to Long term AMC HDFC Asset Management Company Limited Rating ☆☆ Risk Moderate Expense Ratio 1.53 Sharpe Ratio 1.73 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 6.66% Effective Maturity 12 Years 7 Days Modified Duration 6 Years 8 Months 1 Day Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,481 31 May 22 ₹10,417 31 May 23 ₹11,181 31 May 24 ₹11,881 31 May 25 ₹13,116 Returns for HDFC Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25 Duration Returns 1 Month 0.5% 3 Month 4.2% 6 Month 5.5% 1 Year 10.1% 3 Year 8.1% 5 Year 5.5% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 9% 2023 6.1% 2022 0.9% 2021 2.1% 2020 9.3% 2019 8.7% 2018 3.6% 2017 1.3% 2016 14.5% 2015 5.3% Fund Manager information for HDFC Income Fund
Name Since Tenure Shobhit Mehrotra 11 Sep 07 17.73 Yr. Dhruv Muchhal 22 Jun 23 1.94 Yr. Data below for HDFC Income Fund as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 6.66% Equity 0.43% Debt 92.66% Other 0.25% Debt Sector Allocation
Sector Value Government 78.71% Corporate 13.95% Cash Equivalent 6.66% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2037
Sovereign Bonds | -19% ₹181 Cr 17,000,000 7.41% Govt Stock 2036
Sovereign Bonds | -11% ₹108 Cr 10,000,000 7.54% Govt Stock 2036
Sovereign Bonds | -11% ₹104 Cr 9,500,000 7.23% Govt Stock 2039
Sovereign Bonds | -9% ₹81 Cr 7,500,000 6.79% Govt Stock 2034
Sovereign Bonds | -4% ₹41 Cr 4,000,000 Ntpc Limited
Debentures | -3% ₹26 Cr 250 6.92% Govt Stock 2039
Sovereign Bonds | -3% ₹26 Cr 2,500,000 7.59% Govt Stock 2031
Sovereign Bonds | -3% ₹26 Cr 2,500,000 6.99% Govt Stock 2034
Sovereign Bonds | -3% ₹25 Cr 2,500,000 Bajaj Housing Finance Limited
Debentures | -3% ₹25 Cr 250 8. HDFC Short Term Debt Fund
CAGR/Annualized return of 8.1% since its launch. Ranked 30 in Short term Bond category. Return for 2024 was 8.3% , 2023 was 7.1% and 2022 was 3.5% . HDFC Short Term Debt Fund
Growth Launch Date 25 Jun 10 NAV (06 Jun 25) ₹32.1686 ↑ 0.08 (0.24 %) Net Assets (Cr) ₹15,030 on 30 Apr 25 Category Debt - Short term Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.71 Sharpe Ratio 2.43 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.1% Effective Maturity 4 Years 2 Months 5 Days Modified Duration 2 Years 9 Months 18 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,768 31 May 22 ₹11,057 31 May 23 ₹11,805 31 May 24 ₹12,654 31 May 25 ₹13,876 Returns for HDFC Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25 Duration Returns 1 Month 1.3% 3 Month 3.8% 6 Month 5.4% 1 Year 10% 3 Year 8% 5 Year 6.8% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.3% 2023 7.1% 2022 3.5% 2021 3.9% 2020 11% 2019 9.7% 2018 7% 2017 6.5% 2016 9.3% 2015 8.7% Fund Manager information for HDFC Short Term Debt Fund
Name Since Tenure Anil Bamboli 25 Jun 10 14.94 Yr. Dhruv Muchhal 22 Jun 23 1.94 Yr. Data below for HDFC Short Term Debt Fund as on 30 Apr 25
Asset Allocation
Asset Class Value Cash 3.59% Debt 96.14% Other 0.27% Debt Sector Allocation
Sector Value Corporate 61.13% Government 35.01% Cash Equivalent 3.59% Credit Quality
Rating Value AA 10.88% AAA 89.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -6% ₹872 Cr 82,500,000 Aditya Birla Renewables Limited
Debentures | -3% ₹442 Cr 43,500 7.11% Govt Stock 2028
Sovereign Bonds | -3% ₹419 Cr 41,500,000 7.26% Govt Stock 2032
Sovereign Bonds | -2% ₹366 Cr 34,500,000 Jamnagar Utilities And Power Private Limited
Debentures | -2% ₹333 Cr 32,500 7.1% Govt Stock 2034
Sovereign Bonds | -2% ₹290 Cr 27,500,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -2% ₹257 Cr 25,000 Bajaj Housing Finance Limited
Debentures | -2% ₹255 Cr 25,000 Pipeline Infrastructure Private Limited
Debentures | -2% ₹253 Cr 24,500 TVS Credit Services Limited
Debentures | -1% ₹208 Cr 200
How to Invest in HDFC Mutual Fund Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153
Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.
©2025 Shepard Technologies Private Limited. All Rights Reserved