+91-22-489139098 Best Debt Funds by HDFC Mutual Fund 2026
The debt funds offered by hdfc mf intents to create an income for investors, and this is historically seen by the top performing schemes of HDFC debt funds.
HDFC debt fund is an innovative scheme that invests in debts, long-term or short-term Bonds, money markets, etc. Debt funds are suitable for investors with a low risk appetite who want to park their surplus cash for a short period of time. Though they are a low risk investment they are subject to credit risk.
Why Opt for HDFC Mutual Fund Scheme?
a. Minimum Investment Amount
An investor can invest in debt schemes with an amount as low as INR 500 via a SIP and INR 5,000 via a lump sum amount investment
b. Excellent Ratings
Many of the AMC schemes have a CRISIL rating of three and above
c. Variety of Options
Investing in HDFC debt funds comes with a broad range of category, so investors can plan their short-term, mid-term and even long-term Investment plan via choosing these debt funds
Investors planning to invest in HDFC’s Best Debt Funds, can choose from the below-listed top performers of the HDFC fund house.
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Fund Selection Methodology used to find 8 funds
Best HDFC Debt Mutual Funds FY 26 - 27
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity HDFC Corporate Bond Fund Growth ₹34.4213
↑ 0.02 ₹30,664 2.4 2.5 4.9 6.9 7.3 7.31% 4Y 2M 16D 7Y 1M 6D HDFC Banking and PSU Debt Fund Growth ₹24.4019
↑ 0.01 ₹5,209 2.3 2.6 5.2 6.8 7.5 7.18% 2Y 11M 26D 4Y 18D HDFC Gilt Fund Growth ₹57.0645
↓ 0.00 ₹2,029 2.2 1.5 3.6 6.1 5.1 7.18% 9Y 3M 22Y 4M 17D HDFC Credit Risk Debt Fund Growth ₹26.0854
↑ 0.01 ₹7,666 2.8 3.8 7.2 7.7 8 8.28% 2Y 4M 28D 3Y 7M 10D HDFC Dynamic Debt Fund Growth ₹93.1466
↑ 0.02 ₹525 2.7 2.4 4.7 6.1 4.7 7.17% 7Y 10M 20D 20Y 9M 11D HDFC Medium Term Debt Fund Growth ₹60.4093
↑ 0.03 ₹3,614 2.6 3.3 6.4 7.3 7.7 8.05% 3Y 7D 4Y 5M 16D HDFC Income Fund Growth ₹60.5242
↑ 0.02 ₹830 2.4 2.3 4.2 6.3 5.5 7.09% 6Y 7M 17D 13Y 14D HDFC Short Term Debt Fund Growth ₹34.2005
↑ 0.02 ₹15,081 2.2 2.8 5.7 7.3 7.8 7.48% 2Y 6M 3Y 6M 18D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 4 Sep 26 Research Highlights & Commentary of 8 Funds showcased
Commentary HDFC Corporate Bond Fund HDFC Banking and PSU Debt Fund HDFC Gilt Fund HDFC Credit Risk Debt Fund HDFC Dynamic Debt Fund HDFC Medium Term Debt Fund HDFC Income Fund HDFC Short Term Debt Fund Point 1 Highest AUM (₹30,664 Cr). Upper mid AUM (₹5,209 Cr). Lower mid AUM (₹2,029 Cr). Upper mid AUM (₹7,666 Cr). Bottom quartile AUM (₹525 Cr). Lower mid AUM (₹3,614 Cr). Bottom quartile AUM (₹830 Cr). Top quartile AUM (₹15,081 Cr). Point 2 Established history (16+ yrs). Established history (12+ yrs). Established history (25+ yrs). Established history (12+ yrs). Oldest track record among peers (29 yrs). Established history (24+ yrs). Established history (26+ yrs). Established history (16+ yrs). Point 3 Top rated. Rating: 5★ (top quartile). Rating: 3★ (upper mid). Rating: 4★ (upper mid). Rating: 3★ (lower mid). Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately Low. Point 5 1Y return: 4.92% (lower mid). 1Y return: 5.19% (upper mid). 1Y return: 3.61% (bottom quartile). 1Y return: 7.22% (top quartile). 1Y return: 4.67% (lower mid). 1Y return: 6.40% (top quartile). 1Y return: 4.15% (bottom quartile). 1Y return: 5.67% (upper mid). Point 6 1M return: -0.03% (lower mid). 1M return: 0.06% (upper mid). 1M return: -0.43% (bottom quartile). 1M return: 0.62% (top quartile). 1M return: -0.01% (lower mid). 1M return: 0.38% (top quartile). 1M return: -0.22% (bottom quartile). 1M return: 0.21% (upper mid). Point 7 Sharpe: -0.29 (lower mid). Sharpe: -0.26 (upper mid). Sharpe: -0.50 (bottom quartile). Sharpe: 0.60 (top quartile). Sharpe: -0.45 (lower mid). Sharpe: 0.14 (top quartile). Sharpe: -0.47 (bottom quartile). Sharpe: -0.06 (upper mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.31% (upper mid). Yield to maturity (debt): 7.18% (lower mid). Yield to maturity (debt): 7.18% (lower mid). Yield to maturity (debt): 8.28% (top quartile). Yield to maturity (debt): 7.17% (bottom quartile). Yield to maturity (debt): 8.05% (top quartile). Yield to maturity (debt): 7.09% (bottom quartile). Yield to maturity (debt): 7.48% (upper mid). Point 10 Modified duration: 4.21 yrs (lower mid). Modified duration: 2.99 yrs (upper mid). Modified duration: 9.25 yrs (bottom quartile). Modified duration: 2.41 yrs (top quartile). Modified duration: 7.89 yrs (bottom quartile). Modified duration: 3.02 yrs (upper mid). Modified duration: 6.63 yrs (lower mid). Modified duration: 2.50 yrs (top quartile). HDFC Corporate Bond Fund
HDFC Banking and PSU Debt Fund
HDFC Gilt Fund
HDFC Credit Risk Debt Fund
HDFC Dynamic Debt Fund
HDFC Medium Term Debt Fund
HDFC Income Fund
HDFC Short Term Debt Fund
(Erstwhile HDFC Medium Term Opportunities Fund) To generate regular income through investments in Debt/
Money Market Instruments and Government Securities with
maturities not exceeding 60 months. Below is the key information for HDFC Corporate Bond Fund Returns up to 1 year are on To generate regular income through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks and Public Sector undertakings. There is no assurance that the investment objective of the Scheme will be realized. Research Highlights for HDFC Banking and PSU Debt Fund Below is the key information for HDFC Banking and PSU Debt Fund Returns up to 1 year are on (Erstwhile HDFC Gilt Fund - Long Term Plan) The scheme seeks to generate credit risk - free returns through investments in sovereign securities issued by the Central Government and / or State Governments. Research Highlights for HDFC Gilt Fund Below is the key information for HDFC Gilt Fund Returns up to 1 year are on (Erstwhile HDFC Corporate Debt Opportunities Fund) To generate regular income and capital appreciation by investing predominantly in corporate debt. Research Highlights for HDFC Credit Risk Debt Fund Below is the key information for HDFC Credit Risk Debt Fund Returns up to 1 year are on (Erstwhile HDFC High Interest Fund - Dynamic Plan) Seeks to generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximise income while maintaining the optimum balance of yield, safety and liquidity. Research Highlights for HDFC Dynamic Debt Fund Below is the key information for HDFC Dynamic Debt Fund Returns up to 1 year are on (Erstwhile HDFC High Interest Fund - Short Term Plan) To generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. The objective is to cater to the needs of investors with shorter term investment horizons and
to provide stable returns over shorter periods. Research Highlights for HDFC Medium Term Debt Fund Below is the key information for HDFC Medium Term Debt Fund Returns up to 1 year are on Aims to optimise returns while maintaining a balance of safety, yield and liquidity. Research Highlights for HDFC Income Fund Below is the key information for HDFC Income Fund Returns up to 1 year are on (Erstwhile HDFC Short Term Opportunities Fund) To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months. Research Highlights for HDFC Short Term Debt Fund Below is the key information for HDFC Short Term Debt Fund Returns up to 1 year are on 1. HDFC Corporate Bond Fund
HDFC Corporate Bond Fund
Growth Launch Date 29 Jun 10 NAV (04 Sep 26) ₹34.4213 ↑ 0.02 (0.05 %) Net Assets (Cr) ₹30,664 on 31 Jul 26 Category Debt - Corporate Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.6 Sharpe Ratio -0.29 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.31% Effective Maturity 7 Years 1 Month 6 Days Modified Duration 4 Years 2 Months 16 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,277 31 Aug 23 ₹10,974 31 Aug 24 ₹11,847 31 Aug 25 ₹12,775 31 Aug 26 ₹13,401 Returns for HDFC Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26 Duration Returns 1 Month 0% 3 Month 2.4% 6 Month 2.5% 1 Year 4.9% 3 Year 6.9% 5 Year 6% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 8.6% 2022 7.2% 2021 3.3% 2020 3.9% 2019 11.8% 2018 10.3% 2017 6.5% 2016 6.5% 2015 10.6% Fund Manager information for HDFC Corporate Bond Fund
Name Since Tenure Anupam Joshi 27 Oct 15 10.85 Yr. Dhruv Muchhal 22 Jun 23 3.19 Yr. Data below for HDFC Corporate Bond Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 3.15% Debt 96.51% Other 0.34% Debt Sector Allocation
Sector Value Corporate 62.58% Government 33.91% Cash Equivalent 3.17% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.9% Govt Stock 2065
Sovereign Bonds | -4% ₹1,302 Cr 140,000,000 Bajaj Finance Limited
Debentures | -4% ₹1,074 Cr 110,000 State Bank Of India
Debentures | -3% ₹775 Cr 775 HDFC Bank Limited
Debentures | -2% ₹502 Cr 50,000 LIC Housing Finance Ltd
Debentures | -2% ₹502 Cr 5,000 Small Industries Development Bank Of India
Debentures | -2% ₹501 Cr 50,000 6.68% Govt Stock 2040
Sovereign Bonds | -2% ₹488 Cr 50,000,000 6.75% Govt Stock 2033
Sovereign Bonds | -2% ₹468 Cr 45,000,000
↓ -2,500,000 Rural Electrification Corporation Limited
Debentures | -2% ₹462 Cr 4,500 Bajaj Housing Finance Limited
Debentures | -2% ₹462 Cr 46,542 2. HDFC Banking and PSU Debt Fund
HDFC Banking and PSU Debt Fund
Growth Launch Date 26 Mar 14 NAV (04 Sep 26) ₹24.4019 ↑ 0.01 (0.05 %) Net Assets (Cr) ₹5,209 on 31 Jul 26 Category Debt - Banking & PSU Debt AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.78 Sharpe Ratio -0.27 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.18% Effective Maturity 4 Years 18 Days Modified Duration 2 Years 11 Months 26 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,276 31 Aug 23 ₹10,935 31 Aug 24 ₹11,754 31 Aug 25 ₹12,668 31 Aug 26 ₹13,304 Returns for HDFC Banking and PSU Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26 Duration Returns 1 Month 0.1% 3 Month 2.3% 6 Month 2.6% 1 Year 5.2% 3 Year 6.8% 5 Year 5.9% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 7.9% 2022 6.8% 2021 3.3% 2020 3.7% 2019 10.6% 2018 10.2% 2017 5.9% 2016 6.3% 2015 10.8% Fund Manager information for HDFC Banking and PSU Debt Fund
Name Since Tenure Anil Bamboli 26 Mar 14 12.44 Yr. Dhruv Muchhal 22 Jun 23 3.19 Yr. Data below for HDFC Banking and PSU Debt Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 6.11% Debt 93.53% Other 0.35% Debt Sector Allocation
Sector Value Corporate 60.51% Government 35.34% Cash Equivalent 3.79% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Indian Railway Finance Corporation Limited
Debentures | -5% ₹277 Cr 27,500 Indian Railway Finance Corporation Limited
Debentures | -3% ₹152 Cr 15,000 Bajaj Housing Finance Limited
Debentures | -3% ₹151 Cr 15,000 Rec Limited
Debentures | -3% ₹151 Cr 1,500 Housing And Urban Development Corporation Limited
Debentures | -2% ₹129 Cr 1,250 Power Finance Corporation Limited
Debentures | -2% ₹127 Cr 12,500 HDFC Bank Limited
Debentures | -2% ₹127 Cr 12,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹125 Cr 12,500 Punjab National Bank
Debentures | -2% ₹124 Cr 12,500 Small Industries Development Bank Of India
Debentures | -2% ₹101 Cr 10,000 3. HDFC Gilt Fund
HDFC Gilt Fund
Growth Launch Date 25 Jul 01 NAV (04 Sep 26) ₹57.0645 ↓ 0.00 (0.00 %) Net Assets (Cr) ₹2,029 on 31 Jul 26 Category Debt - Government Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.88 Sharpe Ratio -0.51 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.18% Effective Maturity 22 Years 4 Months 17 Days Modified Duration 9 Years 3 Months Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,128 31 Aug 23 ₹10,766 31 Aug 24 ₹11,693 31 Aug 25 ₹12,286 31 Aug 26 ₹12,859 Returns for HDFC Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26 Duration Returns 1 Month -0.4% 3 Month 2.2% 6 Month 1.5% 1 Year 3.6% 3 Year 6.1% 5 Year 5.1% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 5.1% 2023 8.7% 2022 7.1% 2021 1.7% 2020 2.2% 2019 10.7% 2018 8.6% 2017 5.4% 2016 1.8% 2015 16.6% Fund Manager information for HDFC Gilt Fund
Name Since Tenure Anil Bamboli 1 Sep 07 19.01 Yr. Dhruv Muchhal 22 Jun 23 3.19 Yr. Data below for HDFC Gilt Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 3.65% Debt 96.35% Debt Sector Allocation
Sector Value Government 96.35% Cash Equivalent 3.65% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.9% Govt Stock 2065
Sovereign Bonds | -16% ₹330 Cr 35,500,000 7.34% Govt Stock 2064
Sovereign Bonds | -12% ₹237 Cr 24,030,000 7.3% Govt Stock 2053
Sovereign Bonds | -11% ₹223 Cr 22,500,000 7.26% Govt Stock 2033
Sovereign Bonds | -8% ₹171 Cr 16,500,000 7.18% Govt Stock 2033
Sovereign Bonds | -6% ₹132 Cr 12,750,000 7.24% Govt Stock 2055
Sovereign Bonds | -5% ₹109 Cr 11,000,000 6.94% Govt Stock 2036
Sovereign Bonds | -5% ₹101 Cr 10,000,000 7.18% Govt Stock 2037
Sovereign Bonds | -5% ₹93 Cr 9,000,000 7.25% Govt Stock 2063
Sovereign Bonds | -4% ₹83 Cr 8,500,000 Gujarat SDL
Sovereign Bonds | -4% ₹80 Cr 8,000,000 4. HDFC Credit Risk Debt Fund
HDFC Credit Risk Debt Fund
Growth Launch Date 25 Mar 14 NAV (04 Sep 26) ₹26.0854 ↑ 0.01 (0.05 %) Net Assets (Cr) ₹7,666 on 31 Jul 26 Category Debt - Credit Risk AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.51 Sharpe Ratio 0.6 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL) Yield to Maturity 8.28% Effective Maturity 3 Years 7 Months 10 Days Modified Duration 2 Years 4 Months 28 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,363 31 Aug 23 ₹11,015 31 Aug 24 ₹11,881 31 Aug 25 ₹12,809 31 Aug 26 ₹13,726 Returns for HDFC Credit Risk Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26 Duration Returns 1 Month 0.6% 3 Month 2.8% 6 Month 3.8% 1 Year 7.2% 3 Year 7.7% 5 Year 6.5% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 8.2% 2022 6.6% 2021 3.7% 2020 7% 2019 10.9% 2018 8.6% 2017 5.4% 2016 6.6% 2015 11% Fund Manager information for HDFC Credit Risk Debt Fund
Name Since Tenure Praveen Jain 7 Mar 26 0.48 Yr. Dhruv Muchhal 22 Jun 23 3.19 Yr. Bhavyesh Divecha 7 Mar 26 0.48 Yr. Data below for HDFC Credit Risk Debt Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 2.84% Equity 6.41% Debt 89.16% Other 1.59% Debt Sector Allocation
Sector Value Corporate 74.44% Government 14.72% Cash Equivalent 2.84% Credit Quality
Rating Value A 7.95% AA 62.56% AAA 29.49% Top Securities Holdings / Portfolio
Name Holding Value Quantity GMR Airports Limited
Debentures | -5% ₹369 Cr 35,000 Nirma Limited
Debentures | -4% ₹301 Cr 30,000 Indus Infra Trust Unit (Financial Services)
Equity, Since 29 Feb 24 | 5441373% ₹252 Cr 18,951,606 Triumph Composites Private Limited
Debentures | -3% ₹241 Cr 24,000
↑ 24,000 Jubilant Beverages Limited
Debentures | -3% ₹214 Cr 19,190 Aditya Birla Renewables Limited
Debentures | -3% ₹211 Cr 21,000 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -3% ₹201 Cr 20,000 Kalpataru Projects International Limited
Debentures | -3% ₹200 Cr 20,000 Jubilant Bevco Limited
Debentures | -3% ₹199 Cr 17,750 Evonith Value Steel Limited
Debentures | -2% ₹175 Cr 17,500 5. HDFC Dynamic Debt Fund
HDFC Dynamic Debt Fund
Growth Launch Date 28 Apr 97 NAV (04 Sep 26) ₹93.1466 ↑ 0.02 (0.02 %) Net Assets (Cr) ₹525 on 31 Jul 26 Category Debt - Dynamic Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.53 Sharpe Ratio -0.45 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-6 Months (0.5%),6 Months and above(NIL) Yield to Maturity 7.17% Effective Maturity 20 Years 9 Months 11 Days Modified Duration 7 Years 10 Months 20 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,081 31 Aug 23 ₹10,686 31 Aug 24 ₹11,600 31 Aug 25 ₹12,118 31 Aug 26 ₹12,788 Returns for HDFC Dynamic Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26 Duration Returns 1 Month 0% 3 Month 2.7% 6 Month 2.4% 1 Year 4.7% 3 Year 6.1% 5 Year 5% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 4.7% 2023 8.5% 2022 6.7% 2021 1.6% 2020 7.4% 2019 8.9% 2018 3.2% 2017 4.1% 2016 2.7% 2015 14.7% Fund Manager information for HDFC Dynamic Debt Fund
Name Since Tenure Anil Bamboli 16 Feb 04 22.55 Yr. Dhruv Muchhal 22 Jun 23 3.19 Yr. Data below for HDFC Dynamic Debt Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 2.92% Equity 7.99% Debt 86.99% Other 2.1% Debt Sector Allocation
Sector Value Government 78.73% Corporate 8.26% Cash Equivalent 2.92% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -14% ₹73 Cr 7,420,000 7.25% Govt Stock 2063
Sovereign Bonds | -11% ₹54 Cr 5,500,000 7.3% Govt Stock 2053
Sovereign Bonds | -9% ₹45 Cr 4,500,000 Rec Limited
Debentures | -5% ₹26 Cr 250 National Bank For Agriculture And Rural Development
Debentures | -5% ₹25 Cr 2,500 National Bank For Agriculture And Rural Development
Debentures | -5% ₹25 Cr 2,500 6.9% Govt Stock 2065
Sovereign Bonds | -5% ₹23 Cr 2,500,000 Indus Infra Trust Unit (Financial Services)
Equity, Since 29 Feb 24 | 5441374% ₹22 Cr 1,630,546 Gujarat SDL
Sovereign Bonds | -4% ₹20 Cr 2,000,000 Pipeline Infrastructure Limited
Debentures | -3% ₹15 Cr 1,500 6. HDFC Medium Term Debt Fund
HDFC Medium Term Debt Fund
Growth Launch Date 6 Feb 02 NAV (04 Sep 26) ₹60.4093 ↑ 0.03 (0.05 %) Net Assets (Cr) ₹3,614 on 31 Jul 26 Category Debt - Medium term Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.29 Sharpe Ratio 0.14 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 8.05% Effective Maturity 4 Years 5 Months 16 Days Modified Duration 3 Years 7 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,263 31 Aug 23 ₹10,916 31 Aug 24 ₹11,750 31 Aug 25 ₹12,636 31 Aug 26 ₹13,449 Returns for HDFC Medium Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26 Duration Returns 1 Month 0.4% 3 Month 2.6% 6 Month 3.3% 1 Year 6.4% 3 Year 7.3% 5 Year 6.1% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 8.1% 2022 6.7% 2021 2.9% 2020 5% 2019 10% 2018 9.1% 2017 5.6% 2016 5.5% 2015 11.5% Fund Manager information for HDFC Medium Term Debt Fund
Name Since Tenure Anil Bamboli 7 Mar 26 0.4 Yr. Praveen Jain 7 Mar 26 0.4 Yr. Dhruv Muchhal 22 Jun 23 3.11 Yr. Bhavyesh Divecha 1 Mar 25 1.42 Yr. Data below for HDFC Medium Term Debt Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 2.89% Equity 3.2% Debt 92.32% Other 1.59% Debt Sector Allocation
Sector Value Corporate 73.56% Government 18.75% Cash Equivalent 2.89% Credit Quality
Rating Value A 7.75% AA 44.28% AAA 47.97% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2037
Sovereign Bonds | -5% ₹186 Cr 18,047,700 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -5% ₹174 Cr 175 GMR Airports Limited
Debentures | -4% ₹158 Cr 15,000 Jubilant Beverages Limited
Debentures | -3% ₹120 Cr 10,720 7.23% Govt Stock 2039
Sovereign Bonds | -3% ₹108 Cr 10,500,000 6.68% Govt Stock 2040
Sovereign Bonds | -3% ₹108 Cr 11,040,000 Small Industries Development Bank Of India
Debentures | -3% ₹101 Cr 10,000 Kalpataru Projects International Limited
Debentures | -3% ₹100 Cr 10,000 SK Finance Limited
Debentures | -3% ₹100 Cr 10,000 Sbfc Finance Limited
Debentures | -3% ₹99 Cr 10,000 7. HDFC Income Fund
HDFC Income Fund
Growth Launch Date 11 Sep 00 NAV (04 Sep 26) ₹60.5242 ↑ 0.02 (0.03 %) Net Assets (Cr) ₹830 on 31 Jul 26 Category Debt - Medium to Long term AMC HDFC Asset Management Company Limited Rating ☆☆ Risk Moderate Expense Ratio 1.37 Sharpe Ratio -0.47 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 7.09% Effective Maturity 13 Years 14 Days Modified Duration 6 Years 7 Months 17 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,048 31 Aug 23 ₹10,610 31 Aug 24 ₹11,508 31 Aug 25 ₹12,156 31 Aug 26 ₹12,737 Returns for HDFC Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26 Duration Returns 1 Month -0.2% 3 Month 2.4% 6 Month 2.3% 1 Year 4.2% 3 Year 6.3% 5 Year 4.9% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 5.5% 2023 9% 2022 6.1% 2021 0.9% 2020 2.1% 2019 9.3% 2018 8.7% 2017 3.6% 2016 1.3% 2015 14.5% Fund Manager information for HDFC Income Fund
Name Since Tenure Anupam Joshi 7 Mar 26 0.4 Yr. Dhruv Muchhal 22 Jun 23 3.11 Yr. Data below for HDFC Income Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 7.3% Equity 0.57% Debt 91.81% Other 0.32% Debt Sector Allocation
Sector Value Government 63.81% Corporate 28% Cash Equivalent 7.3% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.24% Govt Stock 2055
Sovereign Bonds | -15% ₹123 Cr 12,500,000
↑ 2,500,000 6.9% Govt Stock 2065
Sovereign Bonds | -7% ₹60 Cr 6,500,000 Small Industries Development Bank Of India
Debentures | -6% ₹49 Cr 5,000
↑ 5,000 6.68% Govt Stock 2040
Sovereign Bonds | -6% ₹49 Cr 5,030,000
↓ -2,500,000 7.23% Govt Stock 2039
Sovereign Bonds | -5% ₹41 Cr 4,000,000 Indian Railway Finance Corporation Limited
Debentures | -4% ₹35 Cr 350 Hdb Financial Services Limited
Debentures | -4% ₹35 Cr 3,500 Smfg India Credit Company Limited
Debentures | -4% ₹35 Cr 3,500 7.71% Govt Stock 2066
Sovereign Bonds | -3% ₹26 Cr 2,500,000 6.64% Govt Stock 2031
Sovereign Bonds | -3% ₹26 Cr 2,500,000 8. HDFC Short Term Debt Fund
HDFC Short Term Debt Fund
Growth Launch Date 25 Jun 10 NAV (04 Sep 26) ₹34.2005 ↑ 0.02 (0.05 %) Net Assets (Cr) ₹15,081 on 31 Jul 26 Category Debt - Short term Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.69 Sharpe Ratio -0.06 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.48% Effective Maturity 3 Years 6 Months 18 Days Modified Duration 2 Years 6 Months Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,283 31 Aug 23 ₹10,972 31 Aug 24 ₹11,840 31 Aug 25 ₹12,815 31 Aug 26 ₹13,518 Returns for HDFC Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Sep 26 Duration Returns 1 Month 0.2% 3 Month 2.2% 6 Month 2.8% 1 Year 5.7% 3 Year 7.3% 5 Year 6.2% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 8.3% 2022 7.1% 2021 3.5% 2020 3.9% 2019 11% 2018 9.7% 2017 7% 2016 6.5% 2015 9.3% Fund Manager information for HDFC Short Term Debt Fund
Name Since Tenure Anil Bamboli 25 Jun 10 16.19 Yr. Dhruv Muchhal 22 Jun 23 3.19 Yr. Data below for HDFC Short Term Debt Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 3.96% Debt 95.7% Other 0.34% Debt Sector Allocation
Sector Value Corporate 74.14% Government 22.51% Cash Equivalent 3% Credit Quality
Rating Value AA 14.79% AAA 85.21% Top Securities Holdings / Portfolio
Name Holding Value Quantity Jubilant Beverages Limited
Debentures | -3% ₹430 Cr 38,500 Jtpm Metal TRaders Limited
Debentures | -3% ₹389 Cr 36,000 Jamnagar Utilities & Power Private Limited
Debentures | -2% ₹353 Cr 35,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -2% ₹346 Cr 350 National Bank For Agriculture And Rural Development
Debentures | -2% ₹317 Cr 31,670 Aditya Birla Renewables Limited
Debentures | -2% ₹311 Cr 31,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹301 Cr 30,000 Pipeline Infrastructure Limited
Debentures | -2% ₹249 Cr 24,500 TATA Communications Limited
Debentures | -2% ₹247 Cr 25,000 Ultratech Cement Limited
Debentures | -2% ₹240 Cr 24,000
↑ 24,000
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