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8 Best Debt Funds by HDFC Mutual Fund 2025
The debt funds offered by hdfc mf intents to create an Income for investors, and this is historically seen by the top performing schemes of HDFC debt funds.
HDFC Debt fund is an innovative scheme that invests in debts, long-term or short-term Bonds, money markets, etc. Debt funds are suitable for investors with a low risk appetite who want to park their surplus cash for a short period of time. Though they are a low risk investment they are subject to credit risk.
Why Opt for HDFC Mutual Fund Scheme?
a. Minimum Investment Amount
An investor can invest in debt schemes with an amount as low as INR 500 via a SIP and INR 5,000 via a lump sum amount investment
b. Excellent Ratings
Many of the AMC schemes have a CRISIL rating of three and above
c. Variety of Options
Investing in HDFC debt funds comes with a broad Range of category, so investors can plan their short-term, mid-term and even long-term Investment plan via choosing these debt funds
Investors planning to invest in HDFC’s Best Debt Funds, can choose from the below-listed top performers of the HDFC fund house.
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Best HDFC Debt Mutual Funds FY 25 - 26
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity HDFC Corporate Bond Fund Growth ₹32.541
↑ 0.05 ₹32,527 3.6 5.3 10 8.1 8.6 7.31% 3Y 9M 5Y 10M 2D HDFC Banking and PSU Debt Fund Growth ₹22.982
↑ 0.04 ₹5,996 3.5 5.3 9.5 7.5 7.9 7.25% 3Y 10M 10D 5Y 6M 4D HDFC Gilt Fund Growth ₹56.1372
↑ 0.09 ₹2,907 4.8 6.8 11.4 8.4 8.7 6.85% 8Y 4M 13D 16Y 11M 26D HDFC Credit Risk Debt Fund Growth ₹23.9334
↑ 0.03 ₹7,230 3 4.6 9.2 7.6 8.2 8.33% 2Y 7M 13D 4Y 25D HDFC Dynamic Debt Fund Growth ₹90.5293
↑ 0.16 ₹778 4.2 5.8 10.4 7.8 8.5 6.96% 7Y 9M 18D 16Y 11M 1D HDFC Medium Term Debt Fund Growth ₹56.2503
↑ 0.08 ₹3,861 3.6 5.3 9.7 7.7 8.1 7.64% 3Y 11M 8D 6Y 3M 14D HDFC Income Fund Growth ₹58.7453
↑ 0.08 ₹885 4.5 6.2 10.7 7.9 9 6.95% 6Y 8M 23D 12Y 3M 18D HDFC Short Term Debt Fund Growth ₹31.9155
↑ 0.04 ₹14,208 3.3 5.1 9.5 7.8 8.3 7.47% 2Y 9M 22D 4Y 2M 5D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 May 25
(Erstwhile HDFC Medium Term Opportunities Fund) To generate regular income through investments in Debt/
Money Market Instruments and Government Securities with
maturities not exceeding 60 months. HDFC Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 29 Jun 10. It is a fund with Moderately Low risk and has given a Below is the key information for HDFC Corporate Bond Fund Returns up to 1 year are on To generate regular income through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks and Public Sector undertakings. There is no assurance that the investment objective of the Scheme will be realized. HDFC Banking and PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 26 Mar 14. It is a fund with Moderately Low risk and has given a Below is the key information for HDFC Banking and PSU Debt Fund Returns up to 1 year are on (Erstwhile HDFC Gilt Fund - Long Term Plan) The scheme seeks to generate credit risk - free returns through investments in sovereign securities issued by the Central Government and / or State Governments. HDFC Gilt Fund is a Debt - Government Bond fund was launched on 25 Jul 01. It is a fund with Moderate risk and has given a Below is the key information for HDFC Gilt Fund Returns up to 1 year are on (Erstwhile HDFC Corporate Debt Opportunities Fund) To generate regular income and capital appreciation by investing predominantly in corporate debt. HDFC Credit Risk Debt Fund is a Debt - Credit Risk fund was launched on 25 Mar 14. It is a fund with Moderate risk and has given a Below is the key information for HDFC Credit Risk Debt Fund Returns up to 1 year are on (Erstwhile HDFC High Interest Fund - Dynamic Plan) Seeks to generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximise income while maintaining the optimum balance of yield, safety and liquidity. HDFC Dynamic Debt Fund is a Debt - Dynamic Bond fund was launched on 28 Apr 97. It is a fund with Moderate risk and has given a Below is the key information for HDFC Dynamic Debt Fund Returns up to 1 year are on (Erstwhile HDFC High Interest Fund - Short Term Plan) To generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. The objective is to cater to the needs of investors with shorter term investment horizons and
to provide stable returns over shorter periods. HDFC Medium Term Debt Fund is a Debt - Medium term Bond fund was launched on 6 Feb 02. It is a fund with Moderate risk and has given a Below is the key information for HDFC Medium Term Debt Fund Returns up to 1 year are on Aims to optimise returns while maintaining a balance of safety, yield and liquidity. HDFC Income Fund is a Debt - Medium to Long term fund was launched on 11 Sep 00. It is a fund with Moderate risk and has given a Below is the key information for HDFC Income Fund Returns up to 1 year are on (Erstwhile HDFC Short Term Opportunities Fund) To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months. HDFC Short Term Debt Fund is a Debt - Short term Bond fund was launched on 25 Jun 10. It is a fund with Moderately Low risk and has given a Below is the key information for HDFC Short Term Debt Fund Returns up to 1 year are on 1. HDFC Corporate Bond Fund
CAGR/Annualized return of 8.3% since its launch. Ranked 2 in Corporate Bond category. Return for 2024 was 8.6% , 2023 was 7.2% and 2022 was 3.3% . HDFC Corporate Bond Fund
Growth Launch Date 29 Jun 10 NAV (16 May 25) ₹32.541 ↑ 0.05 (0.15 %) Net Assets (Cr) ₹32,527 on 31 Mar 25 Category Debt - Corporate Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.59 Sharpe Ratio 1.6 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.31% Effective Maturity 5 Years 10 Months 2 Days Modified Duration 3 Years 9 Months Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,934 30 Apr 22 ₹11,333 30 Apr 23 ₹11,950 30 Apr 24 ₹12,817 30 Apr 25 ₹14,074 Returns for HDFC Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25 Duration Returns 1 Month 1.1% 3 Month 3.6% 6 Month 5.3% 1 Year 10% 3 Year 8.1% 5 Year 6.9% 10 Year 15 Year Since launch 8.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.6% 2023 7.2% 2022 3.3% 2021 3.9% 2020 11.8% 2019 10.3% 2018 6.5% 2017 6.5% 2016 10.6% 2015 8.6% Fund Manager information for HDFC Corporate Bond Fund
Name Since Tenure Anupam Joshi 27 Oct 15 9.52 Yr. Dhruv Muchhal 22 Jun 23 1.86 Yr. Data below for HDFC Corporate Bond Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 5.81% Debt 93.95% Other 0.24% Debt Sector Allocation
Sector Value Corporate 52.76% Government 41.09% Cash Equivalent 5.81% Securitized 0.09% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.81% Govt Stock 2033
Sovereign Bonds | -5% ₹1,479 Cr 145,000,000
↑ 20,000,000 7.53% Govt Stock 2034
Sovereign Bonds | -3% ₹800 Cr 80,000,000
↑ 5,000,000 Hdb Financial Services Limited
Debentures | -3% ₹725 Cr 72,500
↑ 72,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹672 Cr 67,500
↑ 67,500 7.18% Govt Stock 2037
Sovereign Bonds | -2% ₹649 Cr 65,000,000
↑ 65,000,000 7.3% Govt Stock 2028
Sovereign Bonds | -2% ₹575 Cr 57,500,000
↑ 57,500,000 Mangalore Refinery And Petrochemicals Limited
Debentures | -2% ₹555 Cr 5,670
↑ 5,670 Reliance Industries Limited
Debentures | -2% ₹525 Cr 5,000
↑ 500 HDFC Bank Limited
Debentures | -2% ₹501 Cr 50,000 LIC Housing Finance Limited
Debentures | -2% ₹497 Cr 5,000 2. HDFC Banking and PSU Debt Fund
CAGR/Annualized return of 7.8% since its launch. Ranked 6 in Banking & PSU Debt category. Return for 2024 was 7.9% , 2023 was 6.8% and 2022 was 3.3% . HDFC Banking and PSU Debt Fund
Growth Launch Date 26 Mar 14 NAV (16 May 25) ₹22.982 ↑ 0.04 (0.17 %) Net Assets (Cr) ₹5,996 on 31 Mar 25 Category Debt - Banking & PSU Debt AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.79 Sharpe Ratio 1.05 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.25% Effective Maturity 5 Years 6 Months 4 Days Modified Duration 3 Years 10 Months 10 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,931 30 Apr 22 ₹11,339 30 Apr 23 ₹11,924 30 Apr 24 ₹12,718 30 Apr 25 ₹13,912 Returns for HDFC Banking and PSU Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25 Duration Returns 1 Month 1.1% 3 Month 3.5% 6 Month 5.3% 1 Year 9.5% 3 Year 7.5% 5 Year 6.6% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 6.8% 2022 3.3% 2021 3.7% 2020 10.6% 2019 10.2% 2018 5.9% 2017 6.3% 2016 10.8% 2015 9.8% Fund Manager information for HDFC Banking and PSU Debt Fund
Name Since Tenure Anil Bamboli 26 Mar 14 11.11 Yr. Dhruv Muchhal 22 Jun 23 1.86 Yr. Data below for HDFC Banking and PSU Debt Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 14.37% Debt 85.38% Other 0.25% Debt Sector Allocation
Sector Value Government 45.44% Corporate 41.45% Cash Equivalent 12.86% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -5% ₹290 Cr 29,000,000
↑ 10,000,000 Indian Railway Finance Corporation Limited
Debentures | -4% ₹274 Cr 27,500 HDFC Bank Limited
Debentures | -4% ₹229 Cr 23,000
↑ 23,000 Small Industries Development Bank Of India
Debentures | -4% ₹224 Cr 22,500 7.26% Govt Stock 2033
Sovereign Bonds | -3% ₹216 Cr 21,500,000
↑ 4,500,000 Indian Railway Finance Corporation Limited
Debentures | -3% ₹200 Cr 20,000 7.1% Govt Stock 2029
Sovereign Bonds | -3% ₹194 Cr 19,500,000
↑ 19,500,000 Power Finance Corporation Ltd.
Debentures | -2% ₹150 Cr 15,000
↑ 2,500 Rural Electrification Corporation Limited
Debentures | -2% ₹149 Cr 1,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹149 Cr 1,500
↑ 1,500 3. HDFC Gilt Fund
CAGR/Annualized return of 7.5% since its launch. Ranked 7 in Government Bond category. Return for 2024 was 8.7% , 2023 was 7.1% and 2022 was 1.7% . HDFC Gilt Fund
Growth Launch Date 25 Jul 01 NAV (16 May 25) ₹56.1372 ↑ 0.09 (0.17 %) Net Assets (Cr) ₹2,907 on 31 Mar 25 Category Debt - Government Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.88 Sharpe Ratio 0.86 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 6.85% Effective Maturity 16 Years 11 Months 26 Days Modified Duration 8 Years 4 Months 13 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,500 30 Apr 22 ₹10,677 30 Apr 23 ₹11,293 30 Apr 24 ₹11,985 30 Apr 25 ₹13,419 Returns for HDFC Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25 Duration Returns 1 Month 1.3% 3 Month 4.8% 6 Month 6.8% 1 Year 11.4% 3 Year 8.4% 5 Year 6% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.7% 2023 7.1% 2022 1.7% 2021 2.2% 2020 10.7% 2019 8.6% 2018 5.4% 2017 1.8% 2016 16.6% 2015 5.9% Fund Manager information for HDFC Gilt Fund
Name Since Tenure Anil Bamboli 1 Sep 07 17.68 Yr. Dhruv Muchhal 22 Jun 23 1.86 Yr. Data below for HDFC Gilt Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 2.71% Debt 97.29% Debt Sector Allocation
Sector Value Government 97.29% Cash Equivalent 2.71% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -24% ₹560 Cr 56,000,000
↑ 4,000,000 7.18% Govt Stock 2037
Sovereign Bonds | -12% ₹269 Cr 27,000,000
↑ 15,000,000 7.26% Govt Stock 2033
Sovereign Bonds | -11% ₹241 Cr 24,000,000 7.3% Govt Stock 2053
Sovereign Bonds | -9% ₹206 Cr 20,500,000
↓ -26,000,000 7.17% Govt Stock 2030
Sovereign Bonds | -8% ₹180 Cr 18,000,000
↑ 9,500,000 7.26% Govt Stock 2032
Sovereign Bonds | -7% ₹171 Cr 17,000,000 7.1% Govt Stock 2029
Sovereign Bonds | -4% ₹90 Cr 9,000,000
↑ 9,000,000 6.45% Govt Stock 2029
Sovereign Bonds | -4% ₹82 Cr 8,500,000
↑ 8,500,000 6.79% Govt Stock 2029
Sovereign Bonds | -3% ₹64 Cr 6,500,000
↑ 6,500,000 7.1% Govt Stock 2034
Sovereign Bonds | -3% ₹60 Cr 6,000,000
↓ -13,000,000 4. HDFC Credit Risk Debt Fund
CAGR/Annualized return of 8.1% since its launch. Ranked 9 in Credit Risk category. Return for 2024 was 8.2% , 2023 was 6.6% and 2022 was 3.7% . HDFC Credit Risk Debt Fund
Growth Launch Date 25 Mar 14 NAV (16 May 25) ₹23.9334 ↑ 0.03 (0.14 %) Net Assets (Cr) ₹7,230 on 31 Mar 25 Category Debt - Credit Risk AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.51 Sharpe Ratio 1.04 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL) Yield to Maturity 8.33% Effective Maturity 4 Years 25 Days Modified Duration 2 Years 7 Months 13 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹11,281 30 Apr 22 ₹11,924 30 Apr 23 ₹12,548 30 Apr 24 ₹13,410 30 Apr 25 ₹14,608 Returns for HDFC Credit Risk Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25 Duration Returns 1 Month 1.1% 3 Month 3% 6 Month 4.6% 1 Year 9.2% 3 Year 7.6% 5 Year 7.8% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.2% 2023 6.6% 2022 3.7% 2021 7% 2020 10.9% 2019 8.6% 2018 5.4% 2017 6.6% 2016 11% 2015 9% Fund Manager information for HDFC Credit Risk Debt Fund
Name Since Tenure Shobhit Mehrotra 25 Mar 14 11.11 Yr. Dhruv Muchhal 22 Jun 23 1.86 Yr. Data below for HDFC Credit Risk Debt Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 29.35% Equity 1.75% Debt 68.63% Other 0.27% Debt Sector Allocation
Sector Value Corporate 54.36% Cash Equivalent 29.35% Government 11.64% Securitized 2.64% Credit Quality
Rating Value A 11.03% AA 59.45% AAA 29.52% Top Securities Holdings / Portfolio
Name Holding Value Quantity Power Finance Corporation Limited
Debentures | -4% ₹294 Cr 2,790
↑ 1,600 Tata Projects Limited
Debentures | -3% ₹250 Cr 25,000 The Tata Power Company Limited
Debentures | -3% ₹231 Cr 2,190 Embassy Office Parks Reit
Unlisted bonds | -3% ₹214 Cr 6,058,223
↑ 2,823,619 7.1% Govt Stock 2029
Sovereign Bonds | -3% ₹209 Cr 21,000,000
↑ 21,000,000 TATA Motors Limited
Debentures | -2% ₹200 Cr 2,000 Resco Global Wind Services Private Limited
Debentures | -2% ₹200 Cr 20,000 Ongc Petro Additions Limited
Debentures | -2% ₹200 Cr 20,000
↑ 20,000 TVS Credit Services Limited
Debentures | -2% ₹199 Cr 200
↑ 30 TATA Motors Limited
Debentures | -2% ₹190 Cr 1,900 5. HDFC Dynamic Debt Fund
CAGR/Annualized return of 8.2% since its launch. Ranked 21 in Dynamic Bond category. Return for 2024 was 8.5% , 2023 was 6.7% and 2022 was 1.6% . HDFC Dynamic Debt Fund
Growth Launch Date 28 Apr 97 NAV (16 May 25) ₹90.5293 ↑ 0.16 (0.18 %) Net Assets (Cr) ₹778 on 31 Mar 25 Category Debt - Dynamic Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.47 Sharpe Ratio 0.58 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-6 Months (0.5%),6 Months and above(NIL) Yield to Maturity 6.96% Effective Maturity 16 Years 11 Months 1 Day Modified Duration 7 Years 9 Months 18 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,734 30 Apr 22 ₹11,452 30 Apr 23 ₹12,043 30 Apr 24 ₹12,812 30 Apr 25 ₹14,199 Returns for HDFC Dynamic Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25 Duration Returns 1 Month 1.2% 3 Month 4.2% 6 Month 5.8% 1 Year 10.4% 3 Year 7.8% 5 Year 7.1% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.5% 2023 6.7% 2022 1.6% 2021 7.4% 2020 8.9% 2019 3.2% 2018 4.1% 2017 2.7% 2016 14.7% 2015 5.5% Fund Manager information for HDFC Dynamic Debt Fund
Name Since Tenure Anil Bamboli 16 Feb 04 21.22 Yr. Dhruv Muchhal 22 Jun 23 1.86 Yr. Data below for HDFC Dynamic Debt Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 2.95% Equity 1.67% Debt 95.14% Other 0.24% Debt Sector Allocation
Sector Value Government 84.53% Corporate 9.88% Cash Equivalent 2.95% Securitized 0.74% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -16% ₹105 Cr 10,500,000
↑ 2,000,000 7.3% Govt Stock 2053
Sovereign Bonds | -10% ₹70 Cr 7,000,000
↓ -4,500,000 7.26% Govt Stock 2032
Sovereign Bonds | -10% ₹68 Cr 6,750,000
↑ 750,000 7.26% Govt Stock 2033
Sovereign Bonds | -9% ₹60 Cr 6,000,000
↑ 1,000,000 7.53% Govt Stock 2034
Sovereign Bonds | -7% ₹50 Cr 5,000,000
↑ 500,000 7.18% Govt Stock 2037
Sovereign Bonds | -7% ₹50 Cr 5,000,000
↑ 3,000,000 7.25% Govt Stock 2063
Sovereign Bonds | -6% ₹40 Cr 4,000,000
↓ -1,500,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -5% ₹35 Cr 3,500
↑ 3,500 Rec Limited
Debentures | -4% ₹26 Cr 250 HDFC Bank Limited
Debentures | -4% ₹25 Cr 2,500 6. HDFC Medium Term Debt Fund
CAGR/Annualized return of 7.7% since its launch. Ranked 22 in Medium term Bond category. Return for 2024 was 8.1% , 2023 was 6.7% and 2022 was 2.9% . HDFC Medium Term Debt Fund
Growth Launch Date 6 Feb 02 NAV (16 May 25) ₹56.2503 ↑ 0.08 (0.14 %) Net Assets (Cr) ₹3,861 on 31 Mar 25 Category Debt - Medium term Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.29 Sharpe Ratio 1.03 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 7.64% Effective Maturity 6 Years 3 Months 14 Days Modified Duration 3 Years 11 Months 8 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,997 30 Apr 22 ₹11,450 30 Apr 23 ₹12,051 30 Apr 24 ₹12,833 30 Apr 25 ₹14,076 Returns for HDFC Medium Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25 Duration Returns 1 Month 1.1% 3 Month 3.6% 6 Month 5.3% 1 Year 9.7% 3 Year 7.7% 5 Year 7.1% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 6.7% 2022 2.9% 2021 5% 2020 10% 2019 9.1% 2018 5.6% 2017 5.5% 2016 11.5% 2015 7.4% Fund Manager information for HDFC Medium Term Debt Fund
Name Since Tenure Shobhit Mehrotra 1 Sep 07 17.68 Yr. Dhruv Muchhal 22 Jun 23 1.86 Yr. Bhavyesh Divecha 1 Mar 25 0.17 Yr. Data below for HDFC Medium Term Debt Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 14.63% Equity 0.28% Debt 84.84% Other 0.25% Debt Sector Allocation
Sector Value Corporate 49.52% Government 35.06% Cash Equivalent 14.04% Securitized 0.85% Credit Quality
Rating Value AA 39.75% AAA 60.25% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2037
Sovereign Bonds | -6% ₹235 Cr 23,547,700
↓ -6,500,000 7.26% Govt Stock 2032
Sovereign Bonds | -4% ₹151 Cr 15,000,000
↑ 15,000,000 Tata Steel Limited
Debentures | -3% ₹146 Cr 14,500 6.54% Govt Stock 2032
Sovereign Bonds | -3% ₹144 Cr 15,000,000
↑ 10,000,000 7.26% Govt Stock 2033
Sovereign Bonds | -3% ₹141 Cr 14,000,000
↑ 14,000,000 Jamnagar Utilities & Power Private Limited
Debentures | -3% ₹120 Cr 1,250
↑ 1,250 6.1% Govt Stock 2031
Sovereign Bonds | -2% ₹94 Cr 10,000,000
↑ 2,500,000 Sikka Ports & Terminals Limited
Debentures | -2% ₹93 Cr 950
↑ 950 Bajaj Housing Finance Limited
Debentures | -2% ₹89 Cr 900
↑ 900 7.1% Govt Stock 2029
Sovereign Bonds | -2% ₹80 Cr 8,000,000
↑ 8,000,000 7. HDFC Income Fund
CAGR/Annualized return of 7.4% since its launch. Ranked 29 in Medium to Long term category. Return for 2024 was 9% , 2023 was 6.1% and 2022 was 0.9% . HDFC Income Fund
Growth Launch Date 11 Sep 00 NAV (16 May 25) ₹58.7453 ↑ 0.08 (0.13 %) Net Assets (Cr) ₹885 on 31 Mar 25 Category Debt - Medium to Long term AMC HDFC Asset Management Company Limited Rating ☆☆ Risk Moderate Expense Ratio 1.53 Sharpe Ratio 0.67 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 6.95% Effective Maturity 12 Years 3 Months 18 Days Modified Duration 6 Years 8 Months 23 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,599 30 Apr 22 ₹10,716 30 Apr 23 ₹11,230 30 Apr 24 ₹11,908 30 Apr 25 ₹13,224 Returns for HDFC Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25 Duration Returns 1 Month 1.3% 3 Month 4.5% 6 Month 6.2% 1 Year 10.7% 3 Year 7.9% 5 Year 5.7% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 9% 2023 6.1% 2022 0.9% 2021 2.1% 2020 9.3% 2019 8.7% 2018 3.6% 2017 1.3% 2016 14.5% 2015 5.3% Fund Manager information for HDFC Income Fund
Name Since Tenure Shobhit Mehrotra 11 Sep 07 17.65 Yr. Dhruv Muchhal 22 Jun 23 1.86 Yr. Data below for HDFC Income Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 6.11% Debt 93.66% Other 0.23% Debt Sector Allocation
Sector Value Government 78.36% Corporate 14.82% Cash Equivalent 6.11% Securitized 0.48% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2037
Sovereign Bonds | -22% ₹170 Cr 17,000,000 7.41% Govt Stock 2036
Sovereign Bonds | -13% ₹102 Cr 10,000,000 7.54% Govt Stock 2036
Sovereign Bonds | -13% ₹98 Cr 9,500,000 7.18% Govt Stock 2033
Sovereign Bonds | -11% ₹85 Cr 8,500,000
↑ 8,500,000 7.26% Govt Stock 2032
Sovereign Bonds | -5% ₹35 Cr 3,500,000
↑ 3,500,000 Ntpc Limited
Debentures | -3% ₹26 Cr 250 National Bank for Agriculture and Rural Development
Domestic Bonds | -3% ₹25 Cr 2,500
↑ 2,500 7.53% Govt Stock 2034
Sovereign Bonds | -3% ₹25 Cr 2,500,000 6.68% Govt Stock 2031
Sovereign Bonds | -3% ₹24 Cr 2,500,000
↑ 1,000,000 Indigrid Infrastructure Trust
Debentures | -3% ₹23 Cr 230,000 8. HDFC Short Term Debt Fund
CAGR/Annualized return of 8.1% since its launch. Ranked 30 in Short term Bond category. Return for 2024 was 8.3% , 2023 was 7.1% and 2022 was 3.5% . HDFC Short Term Debt Fund
Growth Launch Date 25 Jun 10 NAV (16 May 25) ₹31.9155 ↑ 0.04 (0.14 %) Net Assets (Cr) ₹14,208 on 31 Mar 25 Category Debt - Short term Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.71 Sharpe Ratio 1.77 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.47% Effective Maturity 4 Years 2 Months 5 Days Modified Duration 2 Years 9 Months 22 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,946 30 Apr 22 ₹11,344 30 Apr 23 ₹11,968 30 Apr 24 ₹12,821 30 Apr 25 ₹14,027 Returns for HDFC Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25 Duration Returns 1 Month 1% 3 Month 3.3% 6 Month 5.1% 1 Year 9.5% 3 Year 7.8% 5 Year 6.9% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.3% 2023 7.1% 2022 3.5% 2021 3.9% 2020 11% 2019 9.7% 2018 7% 2017 6.5% 2016 9.3% 2015 8.7% Fund Manager information for HDFC Short Term Debt Fund
Name Since Tenure Anil Bamboli 25 Jun 10 14.86 Yr. Dhruv Muchhal 22 Jun 23 1.86 Yr. Data below for HDFC Short Term Debt Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 19.29% Debt 80.43% Other 0.28% Debt Sector Allocation
Sector Value Government 42.85% Corporate 37.72% Cash Equivalent 18.71% Securitized 0.43% Credit Quality
Rating Value AA 11.77% AAA 88.23% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -8% ₹1,045 Cr 104,500,000
↑ 22,000,000 7.3% Govt Stock 2028
Sovereign Bonds | -4% ₹515 Cr 51,500,000
↑ 9,000,000 7.26% Govt Stock 2032
Sovereign Bonds | -3% ₹347 Cr 34,500,000 6.79% Govt Stock 2027
Sovereign Bonds | -2% ₹312 Cr 31,500,000
↑ 31,500,000 7.1% Govt Stock 2029
Sovereign Bonds | -2% ₹279 Cr 28,000,000
↑ 28,000,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -2% ₹251 Cr 25,000 State Bank Of India
Debentures | -2% ₹250 Cr 2,500
↑ 2,500 TVS Credit Services Limited
Debentures | -2% ₹201 Cr 200 Small Industries Development Bank Of India
Debentures | -2% ₹201 Cr 20,000 Ongc Petro Additions Limited
Debentures | -2% ₹200 Cr 20,000
↑ 20,000
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