8 Best Performing Debt Funds by HDFC Mutual Fund 2025 | Fincash.com

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8 Best Debt Funds by HDFC Mutual Fund 2025

Updated on July 17, 2025 , 35587 views

The debt funds offered by hdfc mf intents to create an Income for investors, and this is historically seen by the top performing schemes of HDFC debt funds.

HDFC Debt fund is an innovative scheme that invests in debts, long-term or short-term Bonds, money markets, etc. Debt funds are suitable for investors with a low risk appetite who want to park their surplus cash for a short period of time. Though they are a low risk investment they are subject to credit risk.

Why Opt for HDFC Mutual Fund Scheme?

a. Minimum Investment Amount

An investor can invest in debt schemes with an amount as low as INR 500 via a SIP and INR 5,000 via a lump sum amount investment

b. Excellent Ratings

Many of the AMC schemes have a CRISIL rating of three and above

c. Variety of Options

Investing in HDFC debt funds comes with a broad Range of category, so investors can plan their short-term, mid-term and even long-term Investment plan via choosing these debt funds

Investors planning to invest in HDFC’s Best Debt Funds, can choose from the below-listed top performers of the HDFC fund house.

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Best HDFC Debt Mutual Funds FY 25 - 26

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2024 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
HDFC Corporate Bond Fund Growth	₹32.8273 ↑ 0.02	₹35,493	1.9	5.1	9.3	8.1	8.6	6.83%	4Y 2M 5D	6Y 3M 18D
HDFC Banking and PSU Debt Fund Growth	₹23.1977 ↑ 0.01	₹6,114	1.9	5.1	9	7.6	7.9	6.72%	3Y 10M 17D	5Y 5M 16D
HDFC Gilt Fund Growth	₹55.9104 ↑ 0.11	₹3,058	0.8	5.2	9	8	8.7	6.59%	8Y 7M 6D	17Y 9M 4D
HDFC Credit Risk Debt Fund Growth	₹24.2278 ↑ 0.02	₹7,083	2.3	4.8	9	7.6	8.2	7.93%	2Y 6M 14D	4Y 14D
HDFC Dynamic Debt Fund Growth	₹90.2816 ↑ 0.19	₹849	0.8	4.6	8.2	7.6	8.5	6.66%	7Y 11M 1D	17Y 7M 28D
HDFC Medium Term Debt Fund Growth	₹56.7395 ↑ 0.05	₹3,863	1.9	5.1	9	7.7	8.1	7.24%	3Y 9M 11D	6Y 1M 24D
HDFC Income Fund Growth	₹58.6359 ↑ 0.07	₹950	1	4.9	8.7	7.7	9	6.57%	6Y 8M 8D	11Y 11M 8D
HDFC Short Term Debt Fund Growth	₹32.2822 ↑ 0.01	₹17,019	2.1	5.1	9.2	7.9	8.3	6.87%	2Y 9M	4Y 1M 2D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Jul 25

1. HDFC Corporate Bond Fund

(Erstwhile HDFC Medium Term Opportunities Fund)

To generate regular income through investments in Debt/ Money Market Instruments and Government Securities with maturities not exceeding 60 months.

HDFC Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 29 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.2% since its launch. Ranked 2 in Corporate Bond category. Return for 2024 was 8.6% , 2023 was 7.2% and 2022 was 3.3% .

Below is the key information for HDFC Corporate Bond Fund

HDFC Corporate Bond Fund Growth
Launch Date	29 Jun 10
NAV (18 Jul 25)	₹32.8273 ↑ 0.02 (0.07 %)
Net Assets (Cr)	₹35,493 on 31 May 25
Category	Debt - Corporate Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.59
Sharpe Ratio	2.38
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	6.83%
Effective Maturity	6 Years 3 Months 18 Days
Modified Duration	4 Years 2 Months 5 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,575
30 Jun 22	₹10,816
30 Jun 23	₹11,616
30 Jun 24	₹12,491
30 Jun 25	₹13,655

HDFC Corporate Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25

Duration	Returns
1 Month	0.5%
3 Month	1.9%
6 Month	5.1%
1 Year	9.3%
3 Year	8.1%
5 Year	6.3%
10 Year
15 Year
Since launch	8.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.6%
2023	7.2%
2022	3.3%
2021	3.9%
2020	11.8%
2019	10.3%
2018	6.5%
2017	6.5%
2016	10.6%
2015	8.6%

Fund Manager information for HDFC Corporate Bond Fund

Name	Since	Tenure
Anupam Joshi	27 Oct 15	9.6 Yr.
Dhruv Muchhal	22 Jun 23	1.95 Yr.

Data below for HDFC Corporate Bond Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	3.26%
Debt	96.49%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	59.23%
Government	37.25%
Cash Equivalent	3.26%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.92% Govt Stock 2039 Sovereign Bonds \| -	6%	₹1,996 Cr	195,000,000 ↑ 32,500,000
7.23% Govt Stock 2039 Sovereign Bonds \| -	4%	₹1,286 Cr	122,500,000 ↓ -5,000,000
Bajaj Finance Limited Debentures \| -	3%	₹1,125 Cr	112,500
7.81% Govt Stock 2033 Sovereign Bonds \| -	3%	₹925 Cr	89,000,000 ↓ -11,000,000
State Bank Of India Debentures \| -	2%	₹806 Cr	800
HDFC Bank Limited Debentures \| -	1%	₹519 Cr	50,000
6.99% Govt Stock 2034 Sovereign Bonds \| -	1%	₹511 Cr	50,000,000
Small Industries Development Bank Of India Debentures \| -	1%	₹510 Cr	50,000
LIC Housing Finance Ltd Debentures \| -	1%	₹509 Cr	5,000
Rural Electrification Corporation Limited Debentures \| -	1%	₹474 Cr	4,500

2. HDFC Banking and PSU Debt Fund

To generate regular income through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks and Public Sector undertakings. There is no assurance that the investment objective of the Scheme will be realized.

HDFC Banking and PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 26 Mar 14. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.7% since its launch. Ranked 6 in Banking & PSU Debt category. Return for 2024 was 7.9% , 2023 was 6.8% and 2022 was 3.3% .

Below is the key information for HDFC Banking and PSU Debt Fund

HDFC Banking and PSU Debt Fund Growth
Launch Date	26 Mar 14
NAV (18 Jul 25)	₹23.1977 ↑ 0.01 (0.05 %)
Net Assets (Cr)	₹6,114 on 15 Jun 25
Category	Debt - Banking & PSU Debt
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.79
Sharpe Ratio	2.03
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	6.72%
Effective Maturity	5 Years 5 Months 16 Days
Modified Duration	3 Years 10 Months 17 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,603
30 Jun 22	₹10,878
30 Jun 23	₹11,592
30 Jun 24	₹12,398
30 Jun 25	₹13,520

HDFC Banking and PSU Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Banking and PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25

Duration	Returns
1 Month	0.5%
3 Month	1.9%
6 Month	5.1%
1 Year	9%
3 Year	7.6%
5 Year	6.1%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.9%
2023	6.8%
2022	3.3%
2021	3.7%
2020	10.6%
2019	10.2%
2018	5.9%
2017	6.3%
2016	10.8%
2015	9.8%

Fund Manager information for HDFC Banking and PSU Debt Fund

Name	Since	Tenure
Anil Bamboli	26 Mar 14	11.19 Yr.
Dhruv Muchhal	22 Jun 23	1.95 Yr.

Data below for HDFC Banking and PSU Debt Fund as on 15 Jun 25

Asset Allocation

Asset Class	Value
Cash	3.5%
Debt	96.22%
Other	0.28%

Debt Sector Allocation

Sector	Value
Corporate	52.56%
Government	43.67%
Cash Equivalent	3.5%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Indian Railway Finance Corporation Limited Debentures \| -	5%	₹282 Cr	27,500
Small Industries Development Bank Of India Debentures \| -	4%	₹227 Cr	22,500
Indian Railway Finance Corporation Limited Debentures \| -	3%	₹206 Cr	20,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	3%	₹199 Cr	19,000,000
7.26% Govt Stock 2033 Sovereign Bonds \| -	3%	₹179 Cr	17,000,000
State Bank Of India Debentures \| -	3%	₹176 Cr	175
Rec Limited Debentures \| -	3%	₹153 Cr	1,500
Bajaj Housing Finance Limited Debentures \| -	3%	₹153 Cr	15,000
Housing And Urban Development Corporation Limited Debentures \| -	2%	₹153 Cr	15,000
Housing And Urban Development Corporation Limited Debentures \| -	2%	₹132 Cr	1,250

3. HDFC Gilt Fund

(Erstwhile HDFC Gilt Fund - Long Term Plan)

The scheme seeks to generate credit risk - free returns through investments in sovereign securities issued by the Central Government and / or State Governments.

HDFC Gilt Fund is a Debt - Government Bond fund was launched on 25 Jul 01. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 7 in Government Bond category. Return for 2024 was 8.7% , 2023 was 7.1% and 2022 was 1.7% .

Below is the key information for HDFC Gilt Fund

HDFC Gilt Fund Growth
Launch Date	25 Jul 01
NAV (18 Jul 25)	₹55.9104 ↑ 0.11 (0.21 %)
Net Assets (Cr)	₹3,058 on 15 Jun 25
Category	Debt - Government Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.88
Sharpe Ratio	1.49
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	6.59%
Effective Maturity	17 Years 9 Months 4 Days
Modified Duration	8 Years 7 Months 6 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,310
30 Jun 22	₹10,398
30 Jun 23	₹11,155
30 Jun 24	₹11,993
30 Jun 25	₹13,037

HDFC Gilt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for HDFC Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25

Duration	Returns
1 Month	0.8%
3 Month	0.8%
6 Month	5.2%
1 Year	9%
3 Year	8%
5 Year	5.4%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.7%
2023	7.1%
2022	1.7%
2021	2.2%
2020	10.7%
2019	8.6%
2018	5.4%
2017	1.8%
2016	16.6%
2015	5.9%

Fund Manager information for HDFC Gilt Fund

Name	Since	Tenure
Anil Bamboli	1 Sep 07	17.76 Yr.
Dhruv Muchhal	22 Jun 23	1.95 Yr.

Data below for HDFC Gilt Fund as on 15 Jun 25

Asset Allocation

Asset Class	Value
Cash	5.07%
Debt	94.93%

Debt Sector Allocation

Sector	Value
Government	94.93%
Cash Equivalent	5.07%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.3% Govt Stock 2053 Sovereign Bonds \| -	16%	₹481 Cr	46,500,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	14%	₹425 Cr	40,500,000 ↓ -11,500,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	11%	₹328 Cr	31,700,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	7%	₹223 Cr	22,170,000 ↑ 4,000,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	7%	₹222 Cr	21,583,400 ↓ -2,500,000
7.26% Govt Stock 2033 Sovereign Bonds \| -	7%	₹221 Cr	21,000,000
7.26% Govt Stock 2032 Sovereign Bonds \| -	6%	₹179 Cr	17,000,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	6%	₹178 Cr	17,000,000 ↓ -2,000,000
6.9% Govt Stock 2065 Sovereign Bonds \| -	5%	₹147 Cr	15,011,300 ↑ 12,000,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	4%	₹125 Cr	12,000,000

4. HDFC Credit Risk Debt Fund

(Erstwhile HDFC Corporate Debt Opportunities Fund)

To generate regular income and capital appreciation by investing predominantly in corporate debt.

HDFC Credit Risk Debt Fund is a Debt - Credit Risk fund was launched on 25 Mar 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.1% since its launch. Ranked 9 in Credit Risk category. Return for 2024 was 8.2% , 2023 was 6.6% and 2022 was 3.7% .

Below is the key information for HDFC Credit Risk Debt Fund

HDFC Credit Risk Debt Fund Growth
Launch Date	25 Mar 14
NAV (18 Jul 25)	₹24.2278 ↑ 0.02 (0.08 %)
Net Assets (Cr)	₹7,083 on 15 Jun 25
Category	Debt - Credit Risk
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.51
Sharpe Ratio	2.17
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL)
Yield to Maturity	7.93%
Effective Maturity	4 Years 14 Days
Modified Duration	2 Years 6 Months 14 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹11,051
30 Jun 22	₹11,418
30 Jun 23	₹12,209
30 Jun 24	₹13,073
30 Jun 25	₹14,237

HDFC Credit Risk Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for HDFC Credit Risk Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25

Duration	Returns
1 Month	0.7%
3 Month	2.3%
6 Month	4.8%
1 Year	9%
3 Year	7.6%
5 Year	7.2%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.2%
2023	6.6%
2022	3.7%
2021	7%
2020	10.9%
2019	8.6%
2018	5.4%
2017	6.6%
2016	11%
2015	9%

Fund Manager information for HDFC Credit Risk Debt Fund

Name	Since	Tenure
Shobhit Mehrotra	25 Mar 14	11.27 Yr.
Dhruv Muchhal	22 Jun 23	2.03 Yr.

Data below for HDFC Credit Risk Debt Fund as on 15 Jun 25

Asset Allocation

Asset Class	Value
Cash	5.36%
Equity	3.82%
Debt	90.48%
Other	0.34%

Debt Sector Allocation

Sector	Value
Corporate	79.94%
Government	10.54%
Cash Equivalent	5.36%

Credit Quality

Rating	Value
A	13.5%
AA	61.28%
AAA	25.22%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
The Sandur Manganese And Iron Ores Limited Debentures \| -	4%	₹295 Cr	30,000
TATA Projects Limited Debentures \| -	4%	₹254 Cr	25,000
The Tata Power Company Limited Debentures \| -	3%	₹234 Cr	2,190
Kalpataru Projects International Limited Debentures \| -	3%	₹203 Cr	20,000
TATA Motors Limited Debentures \| -	3%	₹203 Cr	2,000
Bamboo Hotel And Global Centre (Delhi) Private Limited Debentures \| -	3%	₹202 Cr	20,000
SK Finance Limited Debentures \| -	3%	₹199 Cr	20,000
Jubilant Beverages Limited Debentures \| -	3%	₹194 Cr	19,190 ↑ 19,190
TATA Motors Limited Debentures \| -	3%	₹193 Cr	1,900
Kalpataru Projects International Limited Debentures \| -	3%	₹181 Cr	18,000

5. HDFC Dynamic Debt Fund

(Erstwhile HDFC High Interest Fund - Dynamic Plan)

Seeks to generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximise income while maintaining the optimum balance of yield, safety and liquidity.

HDFC Dynamic Debt Fund is a Debt - Dynamic Bond fund was launched on 28 Apr 97. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.1% since its launch. Ranked 21 in Dynamic Bond category. Return for 2024 was 8.5% , 2023 was 6.7% and 2022 was 1.6% .

Below is the key information for HDFC Dynamic Debt Fund

HDFC Dynamic Debt Fund Growth
Launch Date	28 Apr 97
NAV (18 Jul 25)	₹90.2816 ↑ 0.19 (0.21 %)
Net Assets (Cr)	₹849 on 15 Jun 25
Category	Debt - Dynamic Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.47
Sharpe Ratio	1.29
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-6 Months (0.5%),6 Months and above(NIL)
Yield to Maturity	6.66%
Effective Maturity	17 Years 7 Months 28 Days
Modified Duration	7 Years 11 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,996
30 Jun 22	₹11,024
30 Jun 23	₹11,761
30 Jun 24	₹12,654
30 Jun 25	₹13,646

HDFC Dynamic Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Dynamic Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25

Duration	Returns
1 Month	0.8%
3 Month	0.8%
6 Month	4.6%
1 Year	8.2%
3 Year	7.6%
5 Year	6.3%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.5%
2023	6.7%
2022	1.6%
2021	7.4%
2020	8.9%
2019	3.2%
2018	4.1%
2017	2.7%
2016	14.7%
2015	5.5%

Fund Manager information for HDFC Dynamic Debt Fund

Name	Since	Tenure
Anil Bamboli	16 Feb 04	21.38 Yr.
Dhruv Muchhal	22 Jun 23	2.03 Yr.

Data below for HDFC Dynamic Debt Fund as on 15 Jun 25

Asset Allocation

Asset Class	Value
Cash	5.95%
Equity	1.39%
Debt	92.4%
Other	0.26%

Debt Sector Allocation

Sector	Value
Government	81.33%
Corporate	11.06%
Cash Equivalent	5.95%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.3% Govt Stock 2053 Sovereign Bonds \| -	14%	₹119 Cr	11,500,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	11%	₹95 Cr	9,170,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	9%	₹79 Cr	7,500,000 ↓ -1,000,000
7.25% Govt Stock 2063 Sovereign Bonds \| -	7%	₹56 Cr	5,500,000
7.26% Govt Stock 2032 Sovereign Bonds \| -	6%	₹53 Cr	5,000,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	6%	₹47 Cr	4,500,000 ↓ -2,000,000
6.99% Govt Stock 2034 Sovereign Bonds \| -	5%	₹46 Cr	4,500,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	5%	₹45 Cr	4,500,000 ↑ 1,000,000
6.9% Govt Stock 2065 Sovereign Bonds \| -	5%	₹41 Cr	4,230,000 ↑ 4,000,000
Rec Limited Debentures \| -	3%	₹27 Cr	250

6. HDFC Medium Term Debt Fund

(Erstwhile HDFC High Interest Fund - Short Term Plan)

To generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. The objective is to cater to the needs of investors with shorter term investment horizons and to provide stable returns over shorter periods.

HDFC Medium Term Debt Fund is a Debt - Medium term Bond fund was launched on 6 Feb 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.7% since its launch. Ranked 22 in Medium term Bond category. Return for 2024 was 8.1% , 2023 was 6.7% and 2022 was 2.9% .

Below is the key information for HDFC Medium Term Debt Fund

HDFC Medium Term Debt Fund Growth
Launch Date	6 Feb 02
NAV (18 Jul 25)	₹56.7395 ↑ 0.05 (0.09 %)
Net Assets (Cr)	₹3,863 on 15 Jun 25
Category	Debt - Medium term Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.29
Sharpe Ratio	2.01
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity	7.24%
Effective Maturity	6 Years 1 Month 24 Days
Modified Duration	3 Years 9 Months 11 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,804
30 Jun 22	₹11,040
30 Jun 23	₹11,843
30 Jun 24	₹12,655
30 Jun 25	₹13,792

HDFC Medium Term Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Medium Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25

Duration	Returns
1 Month	0.7%
3 Month	1.9%
6 Month	5.1%
1 Year	9%
3 Year	7.7%
5 Year	6.5%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.1%
2023	6.7%
2022	2.9%
2021	5%
2020	10%
2019	9.1%
2018	5.6%
2017	5.5%
2016	11.5%
2015	7.4%

Fund Manager information for HDFC Medium Term Debt Fund

Name	Since	Tenure
Shobhit Mehrotra	1 Sep 07	17.84 Yr.
Dhruv Muchhal	22 Jun 23	2.02 Yr.
Bhavyesh Divecha	1 Mar 25	0.33 Yr.

Data below for HDFC Medium Term Debt Fund as on 15 Jun 25

Asset Allocation

Asset Class	Value
Cash	5.74%
Equity	2.03%
Debt	91.93%
Other	0.3%

Debt Sector Allocation

Sector	Value
Corporate	60.36%
Government	31.57%
Cash Equivalent	5.74%

Credit Quality

Rating	Value
AA	41.11%
AAA	58.89%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2037 Sovereign Bonds \| -	8%	₹314 Cr	30,047,700
7.23% Govt Stock 2039 Sovereign Bonds \| -	5%	₹194 Cr	18,500,000
TATA Steel Limited Debentures \| -	4%	₹148 Cr	14,500
6.79% Govt Stock 2034 Sovereign Bonds \| -	3%	₹124 Cr	12,012,900
Jubilant Beverages Limited Debentures \| -	3%	₹108 Cr	10,720 ↑ 10,720
Kalpataru Projects International Limited Debentures \| -	3%	₹102 Cr	10,000
Sbfc Finance Limited Debentures \| -	3%	₹100 Cr	10,000
SK Finance Limited Debentures \| -	3%	₹99 Cr	10,000
The Tata Power Company Limited Debentures \| -	2%	₹78 Cr	725
Power Finance Corporation Limited Debentures \| -	2%	₹77 Cr	7,500

7. HDFC Income Fund

Aims to optimise returns while maintaining a balance of safety, yield and liquidity.

HDFC Income Fund is a Debt - Medium to Long term fund was launched on 11 Sep 00. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 29 in Medium to Long term category. Return for 2024 was 9% , 2023 was 6.1% and 2022 was 0.9% .

Below is the key information for HDFC Income Fund

HDFC Income Fund Growth
Launch Date	11 Sep 00
NAV (18 Jul 25)	₹58.6359 ↑ 0.07 (0.12 %)
Net Assets (Cr)	₹950 on 15 Jun 25
Category	Debt - Medium to Long term
AMC	HDFC Asset Management Company Limited
Rating	☆☆
Risk	Moderate
Expense Ratio	1.53
Sharpe Ratio	1.55
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity	6.57%
Effective Maturity	11 Years 11 Months 8 Days
Modified Duration	6 Years 8 Months 8 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,392
30 Jun 22	₹10,328
30 Jun 23	₹11,054
30 Jun 24	₹11,861
30 Jun 25	₹12,894

HDFC Income Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for HDFC Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25

Duration	Returns
1 Month	0.4%
3 Month	1%
6 Month	4.9%
1 Year	8.7%
3 Year	7.7%
5 Year	5.1%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9%
2023	6.1%
2022	0.9%
2021	2.1%
2020	9.3%
2019	8.7%
2018	3.6%
2017	1.3%
2016	14.5%
2015	5.3%

Fund Manager information for HDFC Income Fund

Name	Since	Tenure
Shobhit Mehrotra	11 Sep 07	17.81 Yr.
Dhruv Muchhal	22 Jun 23	2.03 Yr.

Data below for HDFC Income Fund as on 15 Jun 25

Asset Allocation

Asset Class	Value
Cash	7.76%
Equity	0.44%
Debt	91.55%
Other	0.25%

Debt Sector Allocation

Sector	Value
Government	76.69%
Corporate	14.85%
Cash Equivalent	7.76%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2037 Sovereign Bonds \| -	19%	₹177 Cr	17,000,000
7.41% Govt Stock 2036 Sovereign Bonds \| -	11%	₹106 Cr	10,000,000
7.54% Govt Stock 2036 Sovereign Bonds \| -	11%	₹102 Cr	9,500,000
7.23% Govt Stock 2039 Sovereign Bonds \| -	8%	₹79 Cr	7,500,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	4%	₹41 Cr	4,000,000
Ntpc Limited Debentures \| -	3%	₹26 Cr	250
6.92% Govt Stock 2039 Sovereign Bonds \| -	3%	₹26 Cr	2,500,000
7.59% Govt Stock 2031 Sovereign Bonds \| -	3%	₹26 Cr	2,500,000
6.99% Govt Stock 2034 Sovereign Bonds \| -	3%	₹26 Cr	2,500,000
Bajaj Housing Finance Limited Debentures \| -	3%	₹25 Cr	250

8. HDFC Short Term Debt Fund

(Erstwhile HDFC Short Term Opportunities Fund)

To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months.

HDFC Short Term Debt Fund is a Debt - Short term Bond fund was launched on 25 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.1% since its launch. Ranked 30 in Short term Bond category. Return for 2024 was 8.3% , 2023 was 7.1% and 2022 was 3.5% .

Below is the key information for HDFC Short Term Debt Fund

HDFC Short Term Debt Fund Growth
Launch Date	25 Jun 10
NAV (18 Jul 25)	₹32.2822 ↑ 0.01 (0.04 %)
Net Assets (Cr)	₹17,019 on 15 Jun 25
Category	Debt - Short term Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.71
Sharpe Ratio	2.57
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	6.87%
Effective Maturity	4 Years 1 Month 2 Days
Modified Duration	2 Years 9 Months

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,625
30 Jun 22	₹10,909
30 Jun 23	₹11,666
30 Jun 24	₹12,527
30 Jun 25	₹13,692

HDFC Short Term Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25

Duration	Returns
1 Month	0.5%
3 Month	2.1%
6 Month	5.1%
1 Year	9.2%
3 Year	7.9%
5 Year	6.3%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.3%
2023	7.1%
2022	3.5%
2021	3.9%
2020	11%
2019	9.7%
2018	7%
2017	6.5%
2016	9.3%
2015	8.7%

Fund Manager information for HDFC Short Term Debt Fund

Name	Since	Tenure
Anil Bamboli	25 Jun 10	14.95 Yr.
Dhruv Muchhal	22 Jun 23	1.95 Yr.

Data below for HDFC Short Term Debt Fund as on 15 Jun 25

Asset Allocation

Asset Class	Value
Cash	8.33%
Debt	91.43%
Other	0.24%

Debt Sector Allocation

Sector	Value
Corporate	60.57%
Government	31.99%
Cash Equivalent	7.2%

Credit Quality

Rating	Value
AA	10.96%
AAA	89.04%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	5%	₹866 Cr	82,500,000
Aditya Birla Renewables Limited Debentures \| -	3%	₹445 Cr	43,500
7.11% Govt Stock 2028 Sovereign Bonds \| -	2%	₹420 Cr	41,500,000
Jubilant Beverages Limited Debentures \| -	2%	₹389 Cr	38,500 ↑ 38,500
7.26% Govt Stock 2032 Sovereign Bonds \| -	2%	₹363 Cr	34,500,000
Jamnagar Utilities & Power Private Limited Debentures \| -	2%	₹333 Cr	32,500
7.1% Govt Stock 2034 Sovereign Bonds \| -	2%	₹288 Cr	27,500,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹257 Cr	25,000 ↑ 25,000
Bajaj Housing Finance Limited Debentures \| -	1%	₹255 Cr	25,000
Pipeline Infrastructure Limited Debentures \| -	1%	₹254 Cr	24,500

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.