+91-22-489139098 Best Debt Funds by HDFC Mutual Fund 2025
The debt funds offered by hdfc mf intents to create an Income for investors, and this is historically seen by the top performing schemes of HDFC debt funds.
HDFC Debt fund is an innovative scheme that invests in debts, long-term or short-term Bonds, money markets, etc. Debt funds are suitable for investors with a low risk appetite who want to park their surplus cash for a short period of time. Though they are a low risk investment they are subject to credit risk.
Why Opt for HDFC Mutual Fund Scheme?
a. Minimum Investment Amount
An investor can invest in debt schemes with an amount as low as INR 500 via a SIP and INR 5,000 via a lump sum amount investment
b. Excellent Ratings
Many of the AMC schemes have a CRISIL rating of three and above
c. Variety of Options
Investing in HDFC debt funds comes with a broad Range of category, so investors can plan their short-term, mid-term and even long-term Investment plan via choosing these debt funds
Investors planning to invest in HDFC’s Best Debt Funds, can choose from the below-listed top performers of the HDFC fund house.
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Best HDFC Debt Mutual Funds FY 25 - 26
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity HDFC Corporate Bond Fund Growth ₹33.3464
↑ 0.02 ₹36,134 1.8 2.4 7.8 7.8 8.6 6.97% 4Y 3M 7D 7Y 29D HDFC Banking and PSU Debt Fund Growth ₹23.5958
↑ 0.01 ₹5,901 1.8 2.6 7.9 7.5 7.9 6.85% 3Y 2M 19D 4Y 7M 10D HDFC Gilt Fund Growth ₹55.6591
↑ 0.04 ₹2,945 1.4 -0.8 5.7 7.1 8.7 7.05% 8Y 7D 19Y 4M 17D HDFC Credit Risk Debt Fund Growth ₹24.738
↑ 0.01 ₹7,029 1.9 3.3 8.1 7.6 8.2 8.02% 2Y 4M 17D 3Y 8M 23D HDFC Dynamic Debt Fund Growth ₹89.9028
↑ 0.09 ₹775 1.2 -0.6 4.9 6.7 8.5 7.05% 7Y 4M 20D 19Y 8M 5D HDFC Medium Term Debt Fund Growth ₹57.7147
↑ 0.03 ₹3,895 1.9 2.5 7.9 7.6 8.1 7.6% 3Y 4M 20D 5Y 5M 19D HDFC Income Fund Growth ₹58.6797
↑ 0.01 ₹915 1.4 -0.1 6 6.9 9 6.88% 6Y 7M 20D 12Y 5M 16D HDFC Short Term Debt Fund Growth ₹32.8987
↑ 0.01 ₹17,947 1.8 3 8.2 7.9 8.3 6.98% 2Y 3M 14D 3Y 5M 8D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 Nov 25 Research Highlights & Commentary of 8 Funds showcased
Commentary HDFC Corporate Bond Fund HDFC Banking and PSU Debt Fund HDFC Gilt Fund HDFC Credit Risk Debt Fund HDFC Dynamic Debt Fund HDFC Medium Term Debt Fund HDFC Income Fund HDFC Short Term Debt Fund Point 1 Highest AUM (₹36,134 Cr). Upper mid AUM (₹5,901 Cr). Lower mid AUM (₹2,945 Cr). Upper mid AUM (₹7,029 Cr). Bottom quartile AUM (₹775 Cr). Lower mid AUM (₹3,895 Cr). Bottom quartile AUM (₹915 Cr). Top quartile AUM (₹17,947 Cr). Point 2 Established history (15+ yrs). Established history (11+ yrs). Established history (24+ yrs). Established history (11+ yrs). Oldest track record among peers (28 yrs). Established history (23+ yrs). Established history (25+ yrs). Established history (15+ yrs). Point 3 Top rated. Rating: 5★ (top quartile). Rating: 3★ (upper mid). Rating: 4★ (upper mid). Rating: 3★ (lower mid). Rating: 3★ (lower mid). Rating: 2★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately Low. Point 5 1Y return: 7.81% (lower mid). 1Y return: 7.94% (upper mid). 1Y return: 5.68% (bottom quartile). 1Y return: 8.06% (top quartile). 1Y return: 4.94% (bottom quartile). 1Y return: 7.91% (upper mid). 1Y return: 6.01% (lower mid). 1Y return: 8.24% (top quartile). Point 6 1M return: 0.37% (lower mid). 1M return: 0.50% (top quartile). 1M return: -0.52% (bottom quartile). 1M return: 0.50% (upper mid). 1M return: -0.48% (bottom quartile). 1M return: 0.47% (upper mid). 1M return: -0.14% (lower mid). 1M return: 0.56% (top quartile). Point 7 Sharpe: 0.78 (lower mid). Sharpe: 0.87 (upper mid). Sharpe: -0.11 (lower mid). Sharpe: 1.32 (top quartile). Sharpe: -0.31 (bottom quartile). Sharpe: 0.79 (upper mid). Sharpe: -0.13 (bottom quartile). Sharpe: 1.44 (top quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.97% (lower mid). Yield to maturity (debt): 6.85% (bottom quartile). Yield to maturity (debt): 7.05% (upper mid). Yield to maturity (debt): 8.02% (top quartile). Yield to maturity (debt): 7.05% (upper mid). Yield to maturity (debt): 7.60% (top quartile). Yield to maturity (debt): 6.88% (bottom quartile). Yield to maturity (debt): 6.98% (lower mid). Point 10 Modified duration: 4.27 yrs (lower mid). Modified duration: 3.22 yrs (upper mid). Modified duration: 8.02 yrs (bottom quartile). Modified duration: 2.38 yrs (top quartile). Modified duration: 7.39 yrs (bottom quartile). Modified duration: 3.39 yrs (upper mid). Modified duration: 6.64 yrs (lower mid). Modified duration: 2.29 yrs (top quartile). HDFC Corporate Bond Fund
HDFC Banking and PSU Debt Fund
HDFC Gilt Fund
HDFC Credit Risk Debt Fund
HDFC Dynamic Debt Fund
HDFC Medium Term Debt Fund
HDFC Income Fund
HDFC Short Term Debt Fund
(Erstwhile HDFC Medium Term Opportunities Fund) To generate regular income through investments in Debt/
Money Market Instruments and Government Securities with
maturities not exceeding 60 months. Below is the key information for HDFC Corporate Bond Fund Returns up to 1 year are on To generate regular income through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks and Public Sector undertakings. There is no assurance that the investment objective of the Scheme will be realized. Research Highlights for HDFC Banking and PSU Debt Fund Below is the key information for HDFC Banking and PSU Debt Fund Returns up to 1 year are on (Erstwhile HDFC Gilt Fund - Long Term Plan) The scheme seeks to generate credit risk - free returns through investments in sovereign securities issued by the Central Government and / or State Governments. Research Highlights for HDFC Gilt Fund Below is the key information for HDFC Gilt Fund Returns up to 1 year are on (Erstwhile HDFC Corporate Debt Opportunities Fund) To generate regular income and capital appreciation by investing predominantly in corporate debt. Research Highlights for HDFC Credit Risk Debt Fund Below is the key information for HDFC Credit Risk Debt Fund Returns up to 1 year are on (Erstwhile HDFC High Interest Fund - Dynamic Plan) Seeks to generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximise income while maintaining the optimum balance of yield, safety and liquidity. Research Highlights for HDFC Dynamic Debt Fund Below is the key information for HDFC Dynamic Debt Fund Returns up to 1 year are on (Erstwhile HDFC High Interest Fund - Short Term Plan) To generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. The objective is to cater to the needs of investors with shorter term investment horizons and
to provide stable returns over shorter periods. Research Highlights for HDFC Medium Term Debt Fund Below is the key information for HDFC Medium Term Debt Fund Returns up to 1 year are on Aims to optimise returns while maintaining a balance of safety, yield and liquidity. Research Highlights for HDFC Income Fund Below is the key information for HDFC Income Fund Returns up to 1 year are on (Erstwhile HDFC Short Term Opportunities Fund) To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months. Research Highlights for HDFC Short Term Debt Fund Below is the key information for HDFC Short Term Debt Fund Returns up to 1 year are on 1. HDFC Corporate Bond Fund
HDFC Corporate Bond Fund
Growth Launch Date 29 Jun 10 NAV (19 Nov 25) ₹33.3464 ↑ 0.02 (0.06 %) Net Assets (Cr) ₹36,134 on 31 Oct 25 Category Debt - Corporate Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.6 Sharpe Ratio 0.78 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 6.97% Effective Maturity 7 Years 29 Days Modified Duration 4 Years 3 Months 7 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹10,472 31 Oct 22 ₹10,748 31 Oct 23 ₹11,518 31 Oct 24 ₹12,529 31 Oct 25 ₹13,506 Returns for HDFC Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Nov 25 Duration Returns 1 Month 0.4% 3 Month 1.8% 6 Month 2.4% 1 Year 7.8% 3 Year 7.8% 5 Year 6.2% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.6% 2023 7.2% 2022 3.3% 2021 3.9% 2020 11.8% 2019 10.3% 2018 6.5% 2017 6.5% 2016 10.6% 2015 8.6% Fund Manager information for HDFC Corporate Bond Fund
Name Since Tenure Anupam Joshi 27 Oct 15 9.94 Yr. Dhruv Muchhal 22 Jun 23 2.28 Yr. Data below for HDFC Corporate Bond Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 3.19% Debt 96.53% Other 0.28% Debt Sector Allocation
Sector Value Corporate 56.04% Government 38.54% Cash Equivalent 3.19% Securitized 1.96% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.68% Govt Stock 2040
Sovereign Bonds | -5% ₹1,983 Cr 200,000,000 6.92% Govt Stock 2039
Sovereign Bonds | -3% ₹1,267 Cr 125,000,000 Bajaj Finance Limited
Debentures | -3% ₹1,136 Cr 112,500 6.82% Govt Stock 2033
Sovereign Bonds | -3% ₹920 Cr 89,000,000 State Bank Of India
Debentures | -2% ₹799 Cr 800 6.9% Govt Stock 2065
Sovereign Bonds | -2% ₹582 Cr 60,000,000 HDFC Bank Limited
Debentures | -1% ₹517 Cr 50,000 LIC Housing Finance Ltd
Debentures | -1% ₹510 Cr 5,000 Small Industries Development Bank Of India
Debentures | -1% ₹510 Cr 50,000 Rural Electrification Corporation Limited
Debentures | -1% ₹473 Cr 4,500 2. HDFC Banking and PSU Debt Fund
HDFC Banking and PSU Debt Fund
Growth Launch Date 26 Mar 14 NAV (19 Nov 25) ₹23.5958 ↑ 0.01 (0.06 %) Net Assets (Cr) ₹5,901 on 31 Oct 25 Category Debt - Banking & PSU Debt AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.78 Sharpe Ratio 0.87 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 6.85% Effective Maturity 4 Years 7 Months 10 Days Modified Duration 3 Years 2 Months 19 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹10,439 31 Oct 22 ₹10,730 31 Oct 23 ₹11,440 31 Oct 24 ₹12,374 31 Oct 25 ₹13,349 Returns for HDFC Banking and PSU Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Nov 25 Duration Returns 1 Month 0.5% 3 Month 1.8% 6 Month 2.6% 1 Year 7.9% 3 Year 7.5% 5 Year 5.9% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 6.8% 2022 3.3% 2021 3.7% 2020 10.6% 2019 10.2% 2018 5.9% 2017 6.3% 2016 10.8% 2015 9.8% Fund Manager information for HDFC Banking and PSU Debt Fund
Name Since Tenure Anil Bamboli 26 Mar 14 11.53 Yr. Dhruv Muchhal 22 Jun 23 2.28 Yr. Data below for HDFC Banking and PSU Debt Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 4.9% Debt 94.81% Other 0.3% Debt Sector Allocation
Sector Value Corporate 50.87% Government 41.79% Cash Equivalent 4.9% Securitized 2.15% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Indian Railway Finance Corporation Limited
Debentures | -5% ₹282 Cr 27,500 Small Industries Development Bank Of India
Debentures | -4% ₹226 Cr 22,500 Indian Railway Finance Corporation Limited
Debentures | -3% ₹205 Cr 20,000 7.18% Govt Stock 2033
Sovereign Bonds | -3% ₹172 Cr 16,500,000 Rec Limited
Debentures | -3% ₹153 Cr 1,500 Bajaj Housing Finance Limited
Debentures | -3% ₹153 Cr 15,000 Housing And Urban Development Corporation Limited
Debentures | -3% ₹152 Cr 15,000 7.26% Govt Stock 2033
Sovereign Bonds | -3% ₹151 Cr 14,500,000 State Bank Of India
Debentures | -2% ₹145 Cr 145 Housing And Urban Development Corporation Limited
Debentures | -2% ₹132 Cr 1,250 3. HDFC Gilt Fund
HDFC Gilt Fund
Growth Launch Date 25 Jul 01 NAV (19 Nov 25) ₹55.6591 ↑ 0.04 (0.08 %) Net Assets (Cr) ₹2,945 on 31 Oct 25 Category Debt - Government Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.88 Sharpe Ratio -0.12 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.05% Effective Maturity 19 Years 4 Months 17 Days Modified Duration 8 Years 7 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹10,283 31 Oct 22 ₹10,358 31 Oct 23 ₹11,043 31 Oct 24 ₹12,123 31 Oct 25 ₹12,817 Returns for HDFC Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Nov 25 Duration Returns 1 Month -0.5% 3 Month 1.4% 6 Month -0.8% 1 Year 5.7% 3 Year 7.1% 5 Year 5% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.7% 2023 7.1% 2022 1.7% 2021 2.2% 2020 10.7% 2019 8.6% 2018 5.4% 2017 1.8% 2016 16.6% 2015 5.9% Fund Manager information for HDFC Gilt Fund
Name Since Tenure Anil Bamboli 1 Sep 07 18.09 Yr. Dhruv Muchhal 22 Jun 23 2.28 Yr. Data below for HDFC Gilt Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 4.57% Debt 95.43% Debt Sector Allocation
Sector Value Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -16% ₹479 Cr 46,000,000 7.3% Govt Stock 2053
Sovereign Bonds | -16% ₹473 Cr 46,000,000 6.9% Govt Stock 2065
Sovereign Bonds | -8% ₹247 Cr 25,500,000 7.34% Govt Stock 2064
Sovereign Bonds | -8% ₹246 Cr 24,030,000 7.09% Govt Stock 2054
Sovereign Bonds | -8% ₹230 Cr 23,000,000 7.26% Govt Stock 2033
Sovereign Bonds | -7% ₹219 Cr 21,000,000 7.02% Govt Stock 2031
Sovereign Bonds | -5% ₹155 Cr 15,000,000 7.26% Govt Stock 2032
Sovereign Bonds | -5% ₹141 Cr 13,500,000 7.18% Govt Stock 2037
Sovereign Bonds | -4% ₹124 Cr 12,000,000 7.25% Govt Stock 2063
Sovereign Bonds | -3% ₹86 Cr 8,500,000 4. HDFC Credit Risk Debt Fund
HDFC Credit Risk Debt Fund
Growth Launch Date 25 Mar 14 NAV (19 Nov 25) ₹24.738 ↑ 0.01 (0.06 %) Net Assets (Cr) ₹7,029 on 31 Oct 25 Category Debt - Credit Risk AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.51 Sharpe Ratio 1.32 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL) Yield to Maturity 8.02% Effective Maturity 3 Years 8 Months 23 Days Modified Duration 2 Years 4 Months 17 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹10,801 31 Oct 22 ₹11,161 31 Oct 23 ₹11,895 31 Oct 24 ₹12,926 31 Oct 25 ₹13,949 Returns for HDFC Credit Risk Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Nov 25 Duration Returns 1 Month 0.5% 3 Month 1.9% 6 Month 3.3% 1 Year 8.1% 3 Year 7.6% 5 Year 6.8% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.2% 2023 6.6% 2022 3.7% 2021 7% 2020 10.9% 2019 8.6% 2018 5.4% 2017 6.6% 2016 11% 2015 9% Fund Manager information for HDFC Credit Risk Debt Fund
Name Since Tenure Shobhit Mehrotra 25 Mar 14 11.53 Yr. Dhruv Muchhal 22 Jun 23 2.28 Yr. Data below for HDFC Credit Risk Debt Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 9.75% Equity 3.95% Debt 85.96% Other 0.35% Debt Sector Allocation
Sector Value Corporate 73.46% Government 11.78% Cash Equivalent 9.75% Securitized 0.72% Credit Quality
Rating Value A 14.09% AA 62.36% AAA 23.55% Top Securities Holdings / Portfolio
Name Holding Value Quantity The Sandur Manganese And Iron Ores Limited
Debentures | -4% ₹289 Cr 30,000 GMR Airports Limited
Debentures | -4% ₹267 Cr 26,500 TATA Projects Limited
Debentures | -4% ₹253 Cr 25,000 The Tata Power Company Limited
Debentures | -3% ₹232 Cr 2,190 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -3% ₹203 Cr 20,000 Kalpataru Projects International Limited
Debentures | -3% ₹202 Cr 20,000 Jubilant Beverages Limited
Debentures | -3% ₹202 Cr 19,190 SK Finance Limited
Debentures | -3% ₹201 Cr 20,000 Jubilant Bevco Limited
Debentures | -3% ₹187 Cr 17,750 Kalpataru Projects International Limited
Debentures | -3% ₹181 Cr 18,000 5. HDFC Dynamic Debt Fund
HDFC Dynamic Debt Fund
Growth Launch Date 28 Apr 97 NAV (19 Nov 25) ₹89.9028 ↑ 0.09 (0.11 %) Net Assets (Cr) ₹775 on 31 Oct 25 Category Debt - Dynamic Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.53 Sharpe Ratio -0.31 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-6 Months (0.5%),6 Months and above(NIL) Yield to Maturity 7.05% Effective Maturity 19 Years 8 Months 5 Days Modified Duration 7 Years 4 Months 20 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹10,846 31 Oct 22 ₹10,943 31 Oct 23 ₹11,597 31 Oct 24 ₹12,719 31 Oct 25 ₹13,358 Returns for HDFC Dynamic Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Nov 25 Duration Returns 1 Month -0.5% 3 Month 1.2% 6 Month -0.6% 1 Year 4.9% 3 Year 6.7% 5 Year 5.9% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.5% 2023 6.7% 2022 1.6% 2021 7.4% 2020 8.9% 2019 3.2% 2018 4.1% 2017 2.7% 2016 14.7% 2015 5.5% Fund Manager information for HDFC Dynamic Debt Fund
Name Since Tenure Anil Bamboli 16 Feb 04 21.64 Yr. Dhruv Muchhal 22 Jun 23 2.28 Yr. Data below for HDFC Dynamic Debt Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 2.7% Equity 1.62% Debt 95.38% Other 0.3% Debt Sector Allocation
Sector Value Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.3% Govt Stock 2053
Sovereign Bonds | -15% ₹118 Cr 11,500,000 7.18% Govt Stock 2033
Sovereign Bonds | -13% ₹99 Cr 9,500,000 7.34% Govt Stock 2064
Sovereign Bonds | -9% ₹73 Cr 7,170,000 6.9% Govt Stock 2065
Sovereign Bonds | -7% ₹58 Cr 6,000,000 7.25% Govt Stock 2063
Sovereign Bonds | -7% ₹56 Cr 5,500,000 7.26% Govt Stock 2032
Sovereign Bonds | -7% ₹52 Cr 5,000,000 6.99% Govt Stock 2034
Sovereign Bonds | -6% ₹46 Cr 4,500,000 7.09% Govt Stock 2054
Sovereign Bonds | -6% ₹45 Cr 4,500,000 Rec Limited
Debentures | -3% ₹27 Cr 250 HDFC Bank Limited
Debentures | -3% ₹26 Cr 2,500 6. HDFC Medium Term Debt Fund
HDFC Medium Term Debt Fund
Growth Launch Date 6 Feb 02 NAV (19 Nov 25) ₹57.7147 ↑ 0.03 (0.05 %) Net Assets (Cr) ₹3,895 on 31 Oct 25 Category Debt - Medium term Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.29 Sharpe Ratio 0.79 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 7.6% Effective Maturity 5 Years 5 Months 19 Days Modified Duration 3 Years 4 Months 20 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹10,585 31 Oct 22 ₹10,822 31 Oct 23 ₹11,544 31 Oct 24 ₹12,533 31 Oct 25 ₹13,501 Returns for HDFC Medium Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Nov 25 Duration Returns 1 Month 0.5% 3 Month 1.9% 6 Month 2.5% 1 Year 7.9% 3 Year 7.6% 5 Year 6.1% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 6.7% 2022 2.9% 2021 5% 2020 10% 2019 9.1% 2018 5.6% 2017 5.5% 2016 11.5% 2015 7.4% Fund Manager information for HDFC Medium Term Debt Fund
Name Since Tenure Shobhit Mehrotra 1 Sep 07 18.09 Yr. Dhruv Muchhal 22 Jun 23 2.28 Yr. Bhavyesh Divecha 1 Mar 25 0.58 Yr. Data below for HDFC Medium Term Debt Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 3.63% Equity 2.13% Debt 93.93% Other 0.31% Debt Sector Allocation
Sector Value Credit Quality
Rating Value A 3.51% AA 48.05% AAA 48.44% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2037
Sovereign Bonds | -7% ₹285 Cr 27,547,700 7.23% Govt Stock 2039
Sovereign Bonds | -5% ₹192 Cr 18,500,000 TATA Steel Limited
Debentures | -4% ₹148 Cr 14,500 GMR Airports Limited
Debentures | -4% ₹136 Cr 13,500 6.79% Govt Stock 2034
Sovereign Bonds | -3% ₹122 Cr 12,012,900 Jubilant Beverages Limited
Debentures | -3% ₹113 Cr 10,720 Kalpataru Projects International Limited
Debentures | -3% ₹101 Cr 10,000 SK Finance Limited
Debentures | -3% ₹100 Cr 10,000 Sbfc Finance Limited
Debentures | -3% ₹100 Cr 10,000 Mas Financial Services Limited
Debentures | -2% ₹95 Cr 9,500 7. HDFC Income Fund
HDFC Income Fund
Growth Launch Date 11 Sep 00 NAV (19 Nov 25) ₹58.6797 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹915 on 31 Oct 25 Category Debt - Medium to Long term AMC HDFC Asset Management Company Limited Rating ☆☆ Risk Moderate Expense Ratio 1.37 Sharpe Ratio -0.13 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 6.88% Effective Maturity 12 Years 5 Months 16 Days Modified Duration 6 Years 7 Months 20 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹10,278 31 Oct 22 ₹10,289 31 Oct 23 ₹10,835 31 Oct 24 ₹11,934 31 Oct 25 ₹12,626 Returns for HDFC Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Nov 25 Duration Returns 1 Month -0.1% 3 Month 1.4% 6 Month -0.1% 1 Year 6% 3 Year 6.9% 5 Year 4.8% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 9% 2023 6.1% 2022 0.9% 2021 2.1% 2020 9.3% 2019 8.7% 2018 3.6% 2017 1.3% 2016 14.5% 2015 5.3% Fund Manager information for HDFC Income Fund
Name Since Tenure Shobhit Mehrotra 11 Sep 07 18.07 Yr. Dhruv Muchhal 22 Jun 23 2.28 Yr. Data below for HDFC Income Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 6.99% Equity 0.47% Debt 92.26% Other 0.28% Debt Sector Allocation
Sector Value Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2037
Sovereign Bonds | -18% ₹169 Cr 16,290,000 6.68% Govt Stock 2040
Sovereign Bonds | -14% ₹129 Cr 13,030,000 7.41% Govt Stock 2036
Sovereign Bonds | -11% ₹100 Cr 9,500,000 7.23% Govt Stock 2039
Sovereign Bonds | -7% ₹68 Cr 6,500,000 6.79% Govt Stock 2034
Sovereign Bonds | -4% ₹41 Cr 4,000,000 Ntpc Limited
Debentures | -3% ₹26 Cr 250 6.99% Govt Stock 2034
Sovereign Bonds | -3% ₹25 Cr 2,500,000 6.63% Govt Stock 2031
Sovereign Bonds | -3% ₹25 Cr 2,500,000 Bajaj Housing Finance Limited
Debentures | -3% ₹25 Cr 250 7.09% Govt Stock 2054
Sovereign Bonds | -3% ₹25 Cr 2,500,000 8. HDFC Short Term Debt Fund
HDFC Short Term Debt Fund
Growth Launch Date 25 Jun 10 NAV (19 Nov 25) ₹32.8987 ↑ 0.01 (0.04 %) Net Assets (Cr) ₹17,947 on 31 Oct 25 Category Debt - Short term Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.69 Sharpe Ratio 1.44 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 6.98% Effective Maturity 3 Years 5 Months 8 Days Modified Duration 2 Years 3 Months 14 Days Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹10,457 31 Oct 22 ₹10,757 31 Oct 23 ₹11,508 31 Oct 24 ₹12,500 31 Oct 25 ₹13,527 Returns for HDFC Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Nov 25 Duration Returns 1 Month 0.6% 3 Month 1.8% 6 Month 3% 1 Year 8.2% 3 Year 7.9% 5 Year 6.2% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.3% 2023 7.1% 2022 3.5% 2021 3.9% 2020 11% 2019 9.7% 2018 7% 2017 6.5% 2016 9.3% 2015 8.7% Fund Manager information for HDFC Short Term Debt Fund
Name Since Tenure Anil Bamboli 25 Jun 10 15.28 Yr. Dhruv Muchhal 22 Jun 23 2.28 Yr. Data below for HDFC Short Term Debt Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 5.31% Debt 94.42% Other 0.27% Debt Sector Allocation
Sector Value Corporate 61.48% Government 30.8% Cash Equivalent 4.21% Securitized 3.25% Credit Quality
Rating Value AA 13.13% AAA 86.87% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -4% ₹781 Cr 75,000,000 Aditya Birla Renewables Limited
Debentures | -2% ₹442 Cr 43,500 Jubilant Beverages Limited
Debentures | -2% ₹405 Cr 38,500 Jtpm Metal TRaders Limited
Debentures | -2% ₹365 Cr 36,000 7.26% Govt Stock 2032
Sovereign Bonds | -2% ₹361 Cr 34,500,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -2% ₹354 Cr 350 Jamnagar Utilities & Power Private Limited
Debentures | -2% ₹333 Cr 32,500 7.11% Govt Stock 2028
Sovereign Bonds | -2% ₹318 Cr 31,500,000 National Bank For Agriculture And Rural Development
Debentures | -1% ₹256 Cr 25,000 Bajaj Housing Finance Limited
Debentures | -1% ₹255 Cr 25,000
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Research Highlights for HDFC Corporate Bond Fund