8 Best Performing Debt Funds by HDFC Mutual Fund 2025 | Fincash.com

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8 Best Debt Funds by HDFC Mutual Fund 2025

Updated on April 14, 2025 , 35377 views

The debt funds offered by hdfc mf intents to create an Income for investors, and this is historically seen by the top performing schemes of HDFC debt funds.

HDFC Debt fund is an innovative scheme that invests in debts, long-term or short-term Bonds, money markets, etc. Debt funds are suitable for investors with a low risk appetite who want to park their surplus cash for a short period of time. Though they are a low risk investment they are subject to credit risk.

Why Opt for HDFC Mutual Fund Scheme?

a. Minimum Investment Amount

An investor can invest in debt schemes with an amount as low as INR 500 via a SIP and INR 5,000 via a lump sum amount investment

b. Excellent Ratings

Many of the AMC schemes have a CRISIL rating of three and above

c. Variety of Options

Investing in HDFC debt funds comes with a broad Range of category, so investors can plan their short-term, mid-term and even long-term Investment plan via choosing these debt funds

Investors planning to invest in HDFC’s Best Debt Funds, can choose from the below-listed top performers of the HDFC fund house.

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Best HDFC Debt Mutual Funds FY 25 - 26

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	2023 (%)	Debt Yield (YTM)	Mod. Duration	Eff. Maturity
HDFC Corporate Bond Fund Growth	₹32.186 ↑ 0.03	₹32,191	3.1	4.5	9.6	7.5	8.6	4.03%	3Y 9M 19D	5Y 11M 12D
HDFC Banking and PSU Debt Fund Growth	₹22.7368 ↑ 0.02	₹5,837	3.1	4.5	9.1	7	7.9	4.03%	3Y 9M 14D	5Y 4M 30D
HDFC Gilt Fund Growth	₹55.3954 ↑ 0.08	₹2,939	4.1	5	11.4	7.8	8.7	8.48%	8Y 2M 11D	16Y 7M 9D
HDFC Credit Risk Debt Fund Growth	₹23.675 ↑ 0.01	₹7,252	2.5	3.9	8.7	7	8.2	2.46%	2Y 3M 29D	3Y 8M 3D
HDFC Dynamic Debt Fund Growth	₹89.4398 ↑ 0.13	₹804	3.5	4.3	10.3	7.3	8.5	8.04%	7Y 9M 2D	16Y 9M 4D
HDFC Medium Term Debt Fund Growth	₹55.6451 ↑ 0.07	₹3,945	3.1	4.4	9.4	7.1	8.1	3.91%	3Y 8M 23D	5Y 11M 26D
HDFC Income Fund Growth	₹58.0196 ↑ 0.11	₹870	3.8	4.8	10.6	7.2	9	6.91%	6Y 7M 26D	12Y 2M 16D
HDFC Short Term Debt Fund Growth	₹31.5888 ↑ 0.03	₹14,391	2.9	4.5	9.2	7.3	8.3	2.96%	2Y 9M 18D	4Y 23D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 Apr 25

1. HDFC Corporate Bond Fund

(Erstwhile HDFC Medium Term Opportunities Fund)

To generate regular income through investments in Debt/ Money Market Instruments and Government Securities with maturities not exceeding 60 months.

HDFC Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 29 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.2% since its launch. Ranked 2 in Corporate Bond category. Return for 2024 was 8.6% , 2023 was 7.2% and 2022 was 3.3% .

Below is the key information for HDFC Corporate Bond Fund

HDFC Corporate Bond Fund Growth
Launch Date	29 Jun 10
NAV (16 Apr 25)	₹32.186 ↑ 0.03 (0.09 %)
Net Assets (Cr)	₹32,191 on 28 Feb 25
Category	Debt - Corporate Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.59
Sharpe Ratio	1.41
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	4.03%
Effective Maturity	5 Years 11 Months 12 Days
Modified Duration	3 Years 9 Months 19 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,879
31 Mar 22	₹11,405
31 Mar 23	₹11,862
31 Mar 24	₹12,802
31 Mar 25	₹13,906

HDFC Corporate Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for HDFC Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 25

Duration	Returns
1 Month	2.1%
3 Month	3.1%
6 Month	4.5%
1 Year	9.6%
3 Year	7.5%
5 Year	7.2%
10 Year
15 Year
Since launch	8.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.6%
2022	7.2%
2021	3.3%
2020	3.9%
2019	11.8%
2018	10.3%
2017	6.5%
2016	6.5%
2015	10.6%
2014	8.6%

Fund Manager information for HDFC Corporate Bond Fund

Name	Since	Tenure
Anupam Joshi	27 Oct 15	9.35 Yr.
Dhruv Muchhal	22 Jun 23	1.69 Yr.

Data below for HDFC Corporate Bond Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	3.2%
Debt	96.52%
Other	0.28%

Debt Sector Allocation

Sector	Value
Corporate	61.07%
Government	35.46%
Cash Equivalent	3.2%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.23% Government Of India (15/04/2039) Sovereign Bonds \| -	4%	₹1,293 Cr	125,000,000 ↓ -25,000,000
7.93% Govt Stock 2033 Sovereign Bonds \| -	4%	₹1,286 Cr	125,000,000
6.92% Govt Stock 2039 Sovereign Bonds \| -	3%	₹1,008 Cr	100,000,000 ↓ -15,000,000
7.53% Govt Stock 2034 Sovereign Bonds \| -	3%	₹818 Cr	81,000,000
State Bank Of India Debentures \| -	2%	₹789 Cr	800
HDFC Bank Limited Debentures \| -	2%	₹509 Cr	50,000
Bajaj Housing Finance Limited Debentures \| -	2%	₹504 Cr	50,000
Ncd Small Industries Development Bank Of India Debentures \| -	2%	₹500 Cr	50,000
LIC Housing Finance Limited Debentures \| -	2%	₹500 Cr	5,000
Reliance Industries Limited Debentures \| -	1%	₹472 Cr	4,500

2. HDFC Banking and PSU Debt Fund

To generate regular income through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks and Public Sector undertakings. There is no assurance that the investment objective of the Scheme will be realized.

HDFC Banking and PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 26 Mar 14. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.7% since its launch. Ranked 6 in Banking & PSU Debt category. Return for 2024 was 7.9% , 2023 was 6.8% and 2022 was 3.3% .

Below is the key information for HDFC Banking and PSU Debt Fund

HDFC Banking and PSU Debt Fund Growth
Launch Date	26 Mar 14
NAV (16 Apr 25)	₹22.7368 ↑ 0.02 (0.11 %)
Net Assets (Cr)	₹5,837 on 28 Feb 25
Category	Debt - Banking & PSU Debt
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.79
Sharpe Ratio	0.52
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	4.03%
Effective Maturity	5 Years 4 Months 30 Days
Modified Duration	3 Years 9 Months 14 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,797
31 Mar 22	₹11,284
31 Mar 23	₹11,743
31 Mar 24	₹12,607
31 Mar 25	₹13,628

HDFC Banking and PSU Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Banking and PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 25

Duration	Returns
1 Month	2.1%
3 Month	3.1%
6 Month	4.5%
1 Year	9.1%
3 Year	7%
5 Year	6.8%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.9%
2022	6.8%
2021	3.3%
2020	3.7%
2019	10.6%
2018	10.2%
2017	5.9%
2016	6.3%
2015	10.8%
2014	9.8%

Fund Manager information for HDFC Banking and PSU Debt Fund

Name	Since	Tenure
Anil Bamboli	26 Mar 14	10.94 Yr.
Dhruv Muchhal	22 Jun 23	1.69 Yr.

Data below for HDFC Banking and PSU Debt Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	3.97%
Debt	95.73%
Other	0.29%

Debt Sector Allocation

Sector	Value
Corporate	52.31%
Government	43.43%
Cash Equivalent	3.97%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Indian Railway Finance Corporation Limited Debentures \| -	5%	₹276 Cr	27,500
Small Industries Development Bank Of India Debentures \| -	4%	₹225 Cr	22,500
Indian Railway Finance Corporation Limited Debentures \| -	3%	₹202 Cr	20,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	3%	₹195 Cr	19,000,000 ↓ -3,000,000
7.26% Govt Stock 2033 Sovereign Bonds \| -	3%	₹175 Cr	17,000,000 ↓ -2,000,000
State Bank Of India Debentures \| -	3%	₹173 Cr	175
Bajaj Housing Finance Limited Debentures \| -	3%	₹151 Cr	15,000
Rural Electrification Corporation Limited Debentures \| -	3%	₹150 Cr	1,500
Housing And Urban Development Corporation Ltd. Debentures \| -	3%	₹149 Cr	15,000
Housing And Urban Development Corporation Limited Debentures \| -	2%	₹130 Cr	1,250

3. HDFC Gilt Fund

(Erstwhile HDFC Gilt Fund - Long Term Plan)

The scheme seeks to generate credit risk - free returns through investments in sovereign securities issued by the Central Government and / or State Governments.

HDFC Gilt Fund is a Debt - Government Bond fund was launched on 25 Jul 01. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.5% since its launch. Ranked 7 in Government Bond category. Return for 2024 was 8.7% , 2023 was 7.1% and 2022 was 1.7% .

Below is the key information for HDFC Gilt Fund

HDFC Gilt Fund Growth
Launch Date	25 Jul 01
NAV (16 Apr 25)	₹55.3954 ↑ 0.08 (0.15 %)
Net Assets (Cr)	₹2,939 on 28 Feb 25
Category	Debt - Government Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0.88
Sharpe Ratio	0.35
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	8.48%
Effective Maturity	16 Years 7 Months 9 Days
Modified Duration	8 Years 2 Months 11 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,608
31 Mar 22	₹10,992
31 Mar 23	₹11,375
31 Mar 24	₹12,246
31 Mar 25	₹13,383

HDFC Gilt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 25

Duration	Returns
1 Month	2.8%
3 Month	4.1%
6 Month	5%
1 Year	11.4%
3 Year	7.8%
5 Year	6.3%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.7%
2022	7.1%
2021	1.7%
2020	2.2%
2019	10.7%
2018	8.6%
2017	5.4%
2016	1.8%
2015	16.6%
2014	5.9%

Fund Manager information for HDFC Gilt Fund

Name	Since	Tenure
Anil Bamboli	1 Sep 07	17.51 Yr.
Dhruv Muchhal	22 Jun 23	1.69 Yr.

Data below for HDFC Gilt Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	2.45%
Debt	97.55%

Debt Sector Allocation

Sector	Value
Government	97.55%
Cash Equivalent	2.45%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	18%	₹534 Cr	52,000,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	16%	₹481 Cr	46,500,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	10%	₹300 Cr	28,870,000
6.79% Government Of India (07/10/2034) Sovereign Bonds \| -	9%	₹268 Cr	26,583,400
7.26% Govt Stock 2033 Sovereign Bonds \| -	8%	₹247 Cr	24,000,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	7%	₹194 Cr	19,000,000
7.26% Govt Stock 2032 Sovereign Bonds \| -	6%	₹175 Cr	17,000,000
7.17% Govt Stock 2030 Sovereign Bonds \| -	5%	₹138 Cr	13,500,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	4%	₹123 Cr	12,000,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	3%	₹92 Cr	9,170,000

4. HDFC Credit Risk Debt Fund

(Erstwhile HDFC Corporate Debt Opportunities Fund)

To generate regular income and capital appreciation by investing predominantly in corporate debt.

HDFC Credit Risk Debt Fund is a Debt - Credit Risk fund was launched on 25 Mar 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.1% since its launch. Ranked 9 in Credit Risk category. Return for 2024 was 8.2% , 2023 was 6.6% and 2022 was 3.7% .

Below is the key information for HDFC Credit Risk Debt Fund

HDFC Credit Risk Debt Fund Growth
Launch Date	25 Mar 14
NAV (16 Apr 25)	₹23.675 ↑ 0.01 (0.06 %)
Net Assets (Cr)	₹7,252 on 28 Feb 25
Category	Debt - Credit Risk
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.51
Sharpe Ratio	0.91
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL)
Yield to Maturity	2.46%
Effective Maturity	3 Years 8 Months 3 Days
Modified Duration	2 Years 3 Months 29 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,938
31 Mar 22	₹11,696
31 Mar 23	₹12,169
31 Mar 24	₹13,089
31 Mar 25	₹14,112

HDFC Credit Risk Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for HDFC Credit Risk Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 25

Duration	Returns
1 Month	1.4%
3 Month	2.5%
6 Month	3.9%
1 Year	8.7%
3 Year	7%
5 Year	7.6%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.2%
2022	6.6%
2021	3.7%
2020	7%
2019	10.9%
2018	8.6%
2017	5.4%
2016	6.6%
2015	11%
2014	9%

Fund Manager information for HDFC Credit Risk Debt Fund

Name	Since	Tenure
Shobhit Mehrotra	25 Mar 14	10.94 Yr.
Dhruv Muchhal	22 Jun 23	1.69 Yr.

Data below for HDFC Credit Risk Debt Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	6.34%
Equity	2.8%
Debt	90.53%
Other	0.32%

Debt Sector Allocation

Sector	Value
Corporate	78.74%
Government	12.36%
Cash Equivalent	4.13%
Securitized	1.64%

Credit Quality

Rating	Value
A	10.42%
AA	62.66%
AAA	26.92%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Sandur Manganese And Iron Ores Limited (The) Debentures \| -	4%	₹294 Cr	30,000
Tata Projects Limited Debentures \| -	3%	₹251 Cr	25,000
The Tata Power Company Limited Debentures \| -	3%	₹230 Cr	2,190
Power Finance Corp Ltd. Debentures \| -	3%	₹201 Cr	20,000 ↑ 20,000
TATA Motors Limited Debentures \| -	3%	₹201 Cr	2,000
Kalpataru Power Transmission Limited Debentures \| -	3%	₹200 Cr	20,000
Bamboo Hotel And Global Centre (Delhi) Private Limited Debentures \| -	3%	₹199 Cr	20,000
TATA Motors Limited Debentures \| -	3%	₹190 Cr	1,900
Kalpataru Power Transmission Limited Debentures \| -	2%	₹179 Cr	18,000
Nirma Limited Debentures \| -	2%	₹175 Cr	17,500

5. HDFC Dynamic Debt Fund

(Erstwhile HDFC High Interest Fund - Dynamic Plan)

Seeks to generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximise income while maintaining the optimum balance of yield, safety and liquidity.

HDFC Dynamic Debt Fund is a Debt - Dynamic Bond fund was launched on 28 Apr 97. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.1% since its launch. Ranked 21 in Dynamic Bond category. Return for 2024 was 8.5% , 2023 was 6.7% and 2022 was 1.6% .

Below is the key information for HDFC Dynamic Debt Fund

HDFC Dynamic Debt Fund Growth
Launch Date	28 Apr 97
NAV (16 Apr 25)	₹89.4398 ↑ 0.13 (0.14 %)
Net Assets (Cr)	₹804 on 28 Feb 25
Category	Debt - Dynamic Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.47
Sharpe Ratio	0.18
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-6 Months (0.5%),6 Months and above(NIL)
Yield to Maturity	8.04%
Effective Maturity	16 Years 9 Months 4 Days
Modified Duration	7 Years 9 Months 2 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,638
31 Mar 22	₹11,471
31 Mar 23	₹11,876
31 Mar 24	₹12,810
31 Mar 25	₹13,882

HDFC Dynamic Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for HDFC Dynamic Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 25

Duration	Returns
1 Month	2.4%
3 Month	3.5%
6 Month	4.3%
1 Year	10.3%
3 Year	7.3%
5 Year	7.2%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.5%
2022	6.7%
2021	1.6%
2020	7.4%
2019	8.9%
2018	3.2%
2017	4.1%
2016	2.7%
2015	14.7%
2014	5.5%

Fund Manager information for HDFC Dynamic Debt Fund

Name	Since	Tenure
Anil Bamboli	16 Feb 04	21.05 Yr.
Dhruv Muchhal	22 Jun 23	1.69 Yr.

Data below for HDFC Dynamic Debt Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	3.24%
Equity	1.55%
Debt	94.94%
Other	0.28%

Debt Sector Allocation

Sector	Value
Government	83.08%
Corporate	11.74%
Cash Equivalent	3.24%
Securitized	0.12%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.3% Govt Stock 2053 Sovereign Bonds \| -	15%	₹119 Cr	11,500,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	11%	₹87 Cr	8,500,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	9%	₹73 Cr	7,000,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	9%	₹67 Cr	6,500,000
7.26% Govt Stock 2032 Sovereign Bonds \| -	8%	₹62 Cr	6,000,000 ↓ -500,000
7.25% Govt Stock 2063 Sovereign Bonds \| -	7%	₹56 Cr	5,500,000
7.26% Govt Stock 2033 Sovereign Bonds \| -	7%	₹52 Cr	5,000,000
7.53% Govt Stock 2034 Sovereign Bonds \| -	6%	₹45 Cr	4,500,000
Rec Limited Debentures \| -	3%	₹26 Cr	250
HDFC Bank Limited Debentures \| -	3%	₹25 Cr	2,500

6. HDFC Medium Term Debt Fund

(Erstwhile HDFC High Interest Fund - Short Term Plan)

To generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. The objective is to cater to the needs of investors with shorter term investment horizons and to provide stable returns over shorter periods.

HDFC Medium Term Debt Fund is a Debt - Medium term Bond fund was launched on 6 Feb 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.7% since its launch. Ranked 22 in Medium term Bond category. Return for 2024 was 8.1% , 2023 was 6.7% and 2022 was 2.9% .

Below is the key information for HDFC Medium Term Debt Fund

HDFC Medium Term Debt Fund Growth
Launch Date	6 Feb 02
NAV (16 Apr 25)	₹55.6451 ↑ 0.07 (0.12 %)
Net Assets (Cr)	₹3,945 on 28 Feb 25
Category	Debt - Medium term Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.29
Sharpe Ratio	0.58
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity	3.91%
Effective Maturity	5 Years 11 Months 26 Days
Modified Duration	3 Years 8 Months 23 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,757
31 Mar 22	₹11,354
31 Mar 23	₹11,758
31 Mar 24	₹12,638
31 Mar 25	₹13,674

HDFC Medium Term Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Medium Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 25

Duration	Returns
1 Month	1.9%
3 Month	3.1%
6 Month	4.4%
1 Year	9.4%
3 Year	7.1%
5 Year	6.9%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.1%
2022	6.7%
2021	2.9%
2020	5%
2019	10%
2018	9.1%
2017	5.6%
2016	5.5%
2015	11.5%
2014	7.4%

Fund Manager information for HDFC Medium Term Debt Fund

Name	Since	Tenure
Shobhit Mehrotra	1 Sep 07	17.51 Yr.
Dhruv Muchhal	22 Jun 23	1.69 Yr.
Bhavyesh Divecha	1 Mar 25	0 Yr.

Data below for HDFC Medium Term Debt Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	5.16%
Equity	1.26%
Debt	93.29%
Other	0.29%

Debt Sector Allocation

Sector	Value
Corporate	56.26%
Government	36.19%
Cash Equivalent	5.16%
Securitized	0.85%

Credit Quality

Rating	Value
AA	38.93%
AAA	61.07%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2037 Sovereign Bonds \| -	8%	₹309 Cr	30,047,700
7.23% Government Of India (15/04/2039) Sovereign Bonds \| -	5%	₹191 Cr	18,500,000
Tata Steel Limited Debentures \| -	4%	₹146 Cr	14,500
6.79% Government Of India (07/10/2034) Sovereign Bonds \| -	3%	₹121 Cr	12,012,900
Kalpataru Power Transmission Limited Debentures \| -	3%	₹100 Cr	10,000
Small Business Fincredit India Private Limited Debentures \| -	3%	₹100 Cr	10,000
The Tata Power Company Limited Debentures \| -	2%	₹76 Cr	725
Power Finance Corp Ltd. Debentures \| -	2%	₹75 Cr	7,500 ↑ 7,500
Truhome Finance Limited Debentures \| -	2%	₹75 Cr	7,500
IIFL Finance Limited Debentures \| -	2%	₹75 Cr	7,500

7. HDFC Income Fund

Aims to optimise returns while maintaining a balance of safety, yield and liquidity.

HDFC Income Fund is a Debt - Medium to Long term fund was launched on 11 Sep 00. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 29 in Medium to Long term category. Return for 2024 was 9% , 2023 was 6.1% and 2022 was 0.9% .

Below is the key information for HDFC Income Fund

HDFC Income Fund Growth
Launch Date	11 Sep 00
NAV (16 Apr 25)	₹58.0196 ↑ 0.11 (0.18 %)
Net Assets (Cr)	₹870 on 28 Feb 25
Category	Debt - Medium to Long term
AMC	HDFC Asset Management Company Limited
Rating	☆☆
Risk	Moderate
Expense Ratio	1.53
Sharpe Ratio	0.28
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity	6.91%
Effective Maturity	12 Years 2 Months 16 Days
Modified Duration	6 Years 7 Months 26 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,557
31 Mar 22	₹10,852
31 Mar 23	₹11,123
31 Mar 24	₹11,985
31 Mar 25	₹13,007

HDFC Income Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for HDFC Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 25

Duration	Returns
1 Month	2.6%
3 Month	3.8%
6 Month	4.8%
1 Year	10.6%
3 Year	7.2%
5 Year	5.9%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	9%
2022	6.1%
2021	0.9%
2020	2.1%
2019	9.3%
2018	8.7%
2017	3.6%
2016	1.3%
2015	14.5%
2014	5.3%

Fund Manager information for HDFC Income Fund

Name	Since	Tenure
Shobhit Mehrotra	11 Sep 07	17.48 Yr.
Dhruv Muchhal	22 Jun 23	1.69 Yr.

Data below for HDFC Income Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	6.19%
Debt	93.54%
Other	0.27%

Debt Sector Allocation

Sector	Value
Government	81.19%
Corporate	11.91%
Cash Equivalent	6.19%
Securitized	0.44%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2037 Sovereign Bonds \| -	20%	₹175 Cr	17,000,000
7.41% Govt Stock 2036 Sovereign Bonds \| -	12%	₹105 Cr	10,000,000
7.54% Govt Stock 2036 Sovereign Bonds \| -	11%	₹100 Cr	9,500,000
7.23% Government Of India (15/04/2039) Sovereign Bonds \| -	9%	₹78 Cr	7,500,000
6.79% Government Of India (07/10/2034) Sovereign Bonds \| -	5%	₹40 Cr	4,000,000
Ntpc Limited Debentures \| -	3%	₹26 Cr	250
7.59% Govt Stock 2031 Sovereign Bonds \| -	3%	₹25 Cr	2,500,000
7.53% Govt Stock 2034 Sovereign Bonds \| -	3%	₹25 Cr	2,500,000
Bajaj Housing Finance Limited Debentures \| -	3%	₹25 Cr	250
6.68% Govt Stock 2031 Sovereign Bonds \| -	3%	₹25 Cr	2,500,000

8. HDFC Short Term Debt Fund

(Erstwhile HDFC Short Term Opportunities Fund)

To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months.

HDFC Short Term Debt Fund is a Debt - Short term Bond fund was launched on 25 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.1% since its launch. Ranked 30 in Short term Bond category. Return for 2024 was 8.3% , 2023 was 7.1% and 2022 was 3.5% .

Below is the key information for HDFC Short Term Debt Fund

HDFC Short Term Debt Fund Growth
Launch Date	25 Jun 10
NAV (16 Apr 25)	₹31.5888 ↑ 0.03 (0.10 %)
Net Assets (Cr)	₹14,391 on 28 Feb 25
Category	Debt - Short term Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.71
Sharpe Ratio	1.62
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	2.96%
Effective Maturity	4 Years 23 Days
Modified Duration	2 Years 9 Months 18 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,851
31 Mar 22	₹11,348
31 Mar 23	₹11,847
31 Mar 24	₹12,759
31 Mar 25	₹13,829

HDFC Short Term Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for HDFC Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Apr 25

Duration	Returns
1 Month	1.8%
3 Month	2.9%
6 Month	4.5%
1 Year	9.2%
3 Year	7.3%
5 Year	7%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.3%
2022	7.1%
2021	3.5%
2020	3.9%
2019	11%
2018	9.7%
2017	7%
2016	6.5%
2015	9.3%
2014	8.7%

Fund Manager information for HDFC Short Term Debt Fund

Name	Since	Tenure
Anil Bamboli	25 Jun 10	14.69 Yr.
Dhruv Muchhal	22 Jun 23	1.69 Yr.

Data below for HDFC Short Term Debt Fund as on 28 Feb 25

Asset Allocation

Asset Class	Value
Cash	3.7%
Debt	96.01%
Other	0.29%

Debt Sector Allocation

Sector	Value
Corporate	60.45%
Government	35.57%
Cash Equivalent	3.7%

Credit Quality

Rating	Value
AA	11.05%
AAA	88.95%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	6%	₹847 Cr	82,500,000
7.3% Govt Stock 2028 Sovereign Bonds \| -	4%	₹518 Cr	51,500,000
Aditya Birla Renewables Limited Debentures \| -	3%	₹435 Cr	43,500
7.26% Govt Stock 2032 Sovereign Bonds \| -	3%	₹355 Cr	34,500,000
Jamnagar Utilities And Power Private Limited Debentures \| -	2%	₹327 Cr	32,500
7.1% Govt Stock 2034 Sovereign Bonds \| -	2%	₹281 Cr	27,500,000
Bajaj Housing Finance Limited Debentures \| -	2%	₹252 Cr	25,000
National Bank for Agriculture and Rural Development Domestic Bonds \| -	2%	₹251 Cr	25,000
Pipeline Infrastructure Private Limited Debentures \| -	2%	₹248 Cr	24,500
TVS Credit Services Limited Debentures \| -	1%	₹205 Cr	200

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.