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6 Best Debt Funds by Franklin Templeton Mutual Fund 2023
The Debt fund offered by Franklin Templeton aim to provide optimal returns by Investing in high-quality government securities. Through debt funds, investors can easily plan their short to mid term Financial goals. Schemes like Liquid Funds, ultra short term funds and short term funds by Franklin Templeton helps in fulfilling one’s financial goals.
Investors planning to invest can choose funds from the below top 7 Best Debt Funds by Franklin Templeton Mutual Fund. These funds have been shortlisted by undertaking certain important parameters like AUM, NAV, past performances, the average maturity of the Portfolio, duration, etc.
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Why Invest in Franklin Templeton Mutual Fund?
An investor can invest in debt schemes with an amount as low as INR 500 via a SIP and INR 5,000 via a lump sum amount investment
Debt funds are considered to be an ideal investment for generating regular Income. For example, choosing dividend payout can be an option for regular income.
Since, debt funds largely invest in government securities, corporate debt and other securities like treasury bills, etc., they are not affected by equity Market Volatility.
Best Franklin Templeton Debt Funds
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2022 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Franklin India Savings Fund Growth ₹43.1197
↑ 0.01 ₹1,138 2.1 3.7 6.5 4.6 4.4 7.34% 7M 2D 7M 19D Franklin India Corporate Debt Fund Growth ₹84.8854
↑ 0.02 ₹766 2.4 3.6 6.4 5.6 3.2 7.31% 1Y 7M 20D 1Y 11M 17D Franklin India Banking And PSU Debt Fund Growth ₹19.3137
↑ 0.00 ₹712 2.6 3.7 6.8 5 3.3 7.25% 1Y 8M 26D 2Y 1M 5D Franklin India Short Term Income Plan - Retail Plan Growth ₹5,047.93
↑ 1.19 ₹439 2.9 5.1 8.1 10.5 8.6 0% 1Y 3M 25D Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth ₹34.9131
↑ 0.04 ₹297 1.3 5.9 13.7 8.8 0% 1Y 15D Franklin India Credit Risk Fund Growth ₹25.2375
↑ 0.00 ₹138 2.6 4.6 7.2 11.1 6.5 0% 1Y 1M 15D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 7 Jun 23
(Erstwhile Franklin India Savings Plus Fund Retail Option) Aims to provide income consistent with the prudent risk from a portfolio comprising substantially of floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns, and also fixed rate instruments and money market instruments. Franklin India Savings Fund is a Debt - Money Market fund was launched on 11 Feb 02. It is a fund with Moderately Low risk and has given a Below is the key information for Franklin India Savings Fund Returns up to 1 year are on (Erstwhile Franklin India Income Builder Account - Plan A) The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan. Franklin India Corporate Debt Fund is a Debt - Corporate Bond fund was launched on 23 Jun 97. It is a fund with Moderate risk and has given a Below is the key information for Franklin India Corporate Debt Fund Returns up to 1 year are on The fund seeks to provide income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSUs). However, there is no assurance or guarantee that the objective of the scheme will be achieved. Franklin India Banking And PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 25 Apr 14. It is a fund with Moderate risk and has given a Below is the key information for Franklin India Banking And PSU Debt Fund Returns up to 1 year are on The objective of the Scheme is to provide investors stable returns by investing in fixed income securities. Franklin India Short Term Income Plan - Retail Plan is a Debt - Short term Bond fund was launched on 31 Jan 02. It is a fund with Moderate risk and has given a Below is the key information for Franklin India Short Term Income Plan - Retail Plan Returns up to 1 year are on To provide a combination of regular income and high liquidity by investing primarily in a mix of short term debt and money market instruments. Franklin India Ultra Short Bond Fund - Super Institutional Plan is a Debt - Ultrashort Bond fund was launched on 18 Dec 07. It is a fund with Moderate risk and has given a Below is the key information for Franklin India Ultra Short Bond Fund - Super Institutional Plan Returns up to 1 year are on (Erstwhile Franklin India Corporate Bond Opportunities Fund) The Fund seeks to provide regular income and capital appreciation through a focus on corporate securities. Franklin India Credit Risk Fund is a Debt - Credit Risk fund was launched on 30 Nov 11. It is a fund with Moderate risk and has given a Below is the key information for Franklin India Credit Risk Fund Returns up to 1 year are on 1. Franklin India Savings Fund
CAGR/Annualized return of 7.1% since its launch. Ranked 47 in Money Market category. Return for 2022 was 4.4% , 2021 was 3.6% and 2020 was 6% . Franklin India Savings Fund
Growth Launch Date 11 Feb 02 NAV (07 Jun 23) ₹43.1197 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹1,138 on 30 Apr 23 Category Debt - Money Market AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.29 Sharpe Ratio -0.58 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.34% Effective Maturity 7 Months 19 Days Modified Duration 7 Months 2 Days Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,863 31 May 20 ₹11,733 31 May 21 ₹12,222 31 May 22 ₹12,627 31 May 23 ₹13,433 Returns for Franklin India Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23 Duration Returns 1 Month 0.7% 3 Month 2.1% 6 Month 3.7% 1 Year 6.5% 3 Year 4.6% 5 Year 6.1% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2022 4.4% 2021 3.6% 2020 6% 2019 8.5% 2018 7.5% 2017 7.2% 2016 8.1% 2015 8.3% 2014 8.9% 2013 9.1% Fund Manager information for Franklin India Savings Fund
Name Since Tenure Umesh Sharma 25 Oct 18 4.52 Yr. Pallab Roy 25 Jun 08 14.86 Yr. Data below for Franklin India Savings Fund as on 30 Apr 23
Asset Allocation
Asset Class Value Cash 83.13% Debt 16.87% Debt Sector Allocation
Sector Value Government 42.37% Cash Equivalent 31.97% Corporate 25.67% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 364 DTB 07032024
Sovereign Bonds | -8% ₹95 Cr 10,000,000 364 DTB 14032024
Sovereign Bonds | -8% ₹95 Cr 10,000,000 182 DTB 06072023
Sovereign Bonds | -1% ₹15 Cr 1,500,000 Call, Cash & Other Assets
CBLO | -5% ₹55 Cr ICICI Bank Limited
Certificate of Deposit | -4% ₹49 Cr 1,000 State Bank Of India
Certificate of Deposit | -4% ₹49 Cr 1,000 JM Financial Products Limited
Commercial Paper | -4% ₹49 Cr 1,000 Reliance Jio Infocomm Limited
Commercial Paper | -4% ₹49 Cr 1,000 Housing Development Finance Corporation Limited
Commercial Paper | -4% ₹48 Cr 1,000 Axis Bank Limited
Certificate of Deposit | -4% ₹48 Cr 1,000 2. Franklin India Corporate Debt Fund
CAGR/Annualized return of 8.6% since its launch. Ranked 22 in Corporate Bond category. Return for 2022 was 3.2% , 2021 was 3.8% and 2020 was 9% . Franklin India Corporate Debt Fund
Growth Launch Date 23 Jun 97 NAV (07 Jun 23) ₹84.8854 ↑ 0.02 (0.02 %) Net Assets (Cr) ₹766 on 15 May 23 Category Debt - Corporate Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆ Risk Moderate Expense Ratio 0.85 Sharpe Ratio -0.89 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load 0-1 Years (0.5%),1 Years and above(NIL) Yield to Maturity 7.31% Effective Maturity 1 Year 11 Months 17 Days Modified Duration 1 Year 7 Months 20 Days Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,892 31 May 20 ₹11,784 31 May 21 ₹12,755 31 May 22 ₹13,054 31 May 23 ₹13,854 Returns for Franklin India Corporate Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23 Duration Returns 1 Month 0.7% 3 Month 2.4% 6 Month 3.6% 1 Year 6.4% 3 Year 5.6% 5 Year 6.8% 10 Year 15 Year Since launch 8.6% Historical performance (Yearly) on absolute basis
Year Returns 2022 3.2% 2021 3.8% 2020 9% 2019 9.2% 2018 7.5% 2017 7.7% 2016 9% 2015 8.4% 2014 13% 2013 7.5% Fund Manager information for Franklin India Corporate Debt Fund
Name Since Tenure Sachin Padwal-Desai 4 Jun 21 1.91 Yr. Santosh Kamath 23 Jun 97 25.87 Yr. Umesh Sharma 4 Jun 21 1.91 Yr. Data below for Franklin India Corporate Debt Fund as on 15 May 23
Asset Allocation
Asset Class Value Cash 29.39% Debt 70.61% Debt Sector Allocation
Sector Value Government 38.17% Corporate 32.44% Cash Equivalent 29.39% Credit Quality
Rating Value AA 2.69% AAA 97.31% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.38% Govt Stock 2027
Sovereign Bonds | -18% ₹136 Cr 13,000,000 Sikka Ports & Terminals Limited
Debentures | -7% ₹54 Cr 500 Small Industries Development Bank Of India
Debentures | -7% ₹52 Cr 500 Kotak Mahindra Prime Limited
Debentures | -7% ₹52 Cr 500 Nuclear Power Corporation Of India Limited
Debentures | -7% ₹51 Cr 5,000 Housing Development Finance Corporation Ltd
Debentures | -7% ₹51 Cr 500 National Bank For Agriculture And Rural Development
Debentures | -7% ₹50 Cr 500 LIC Housing Finance Limited
Debentures | -3% ₹26 Cr 250 Rec Limited
Debentures | -3% ₹25 Cr 250 Mahindra & Mahindra Financial Services Ltd
Debentures | -3% ₹25 Cr 2,500
↑ 2,500 3. Franklin India Banking And PSU Debt Fund
CAGR/Annualized return of 7.5% since its launch. Ranked 40 in Banking & PSU Debt category. Return for 2022 was 3.3% , 2021 was 3.7% and 2020 was 9.1% . Franklin India Banking And PSU Debt Fund
Growth Launch Date 25 Apr 14 NAV (07 Jun 23) ₹19.3137 ↑ 0.00 (0.02 %) Net Assets (Cr) ₹712 on 30 Apr 23 Category Debt - Banking & PSU Debt AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 0.52 Sharpe Ratio -0.54 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.25% Effective Maturity 2 Years 1 Month 5 Days Modified Duration 1 Year 8 Months 26 Days Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹11,117 31 May 20 ₹12,271 31 May 21 ₹13,022 31 May 22 ₹13,308 31 May 23 ₹14,170 Returns for Franklin India Banking And PSU Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23 Duration Returns 1 Month 0.7% 3 Month 2.6% 6 Month 3.7% 1 Year 6.8% 3 Year 5% 5 Year 7.3% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2022 3.3% 2021 3.7% 2020 9.1% 2019 11.2% 2018 6.9% 2017 6.3% 2016 9.7% 2015 7.3% 2014 2013 Fund Manager information for Franklin India Banking And PSU Debt Fund
Name Since Tenure Sachin Padwal-Desai 25 Apr 14 9.02 Yr. Umesh Sharma 25 Apr 14 9.02 Yr. Sandeep Manam 18 Oct 21 1.53 Yr. Data below for Franklin India Banking And PSU Debt Fund as on 30 Apr 23
Asset Allocation
Asset Class Value Cash 29.59% Debt 70.41% Debt Sector Allocation
Sector Value Government 53.08% Corporate 30.89% Cash Equivalent 16.03% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.38% Govt Stock 2027
Sovereign Bonds | -10% ₹68 Cr 6,500,000 Nuclear Power Corporation Of India Limited
Debentures | -7% ₹51 Cr 5,000 National Bank For Agriculture And Rural Development
Debentures | -7% ₹49 Cr 500 Power Finance Corporation Ltd.
Debentures | -6% ₹41 Cr 400 Nhpc Limited
Debentures | -5% ₹32 Cr 300 Ntpc Limited
Debentures | -4% ₹27 Cr 250 Small Industries Development Bank Of India
Debentures | -4% ₹26 Cr 250 Indian Railway Finance Corporation Limited
Debentures | -4% ₹26 Cr 250 Hindustan Petroleum Corporation Limited
Debentures | -4% ₹25 Cr 250 Rec Limited
Debentures | -4% ₹25 Cr 250 4. Franklin India Short Term Income Plan - Retail Plan
CAGR/Annualized return of 7.9% since its launch. Ranked 19 in Short term Bond category. Return for 2022 was 8.6% , 2021 was 15% and 2020 was -5.3% . Franklin India Short Term Income Plan - Retail Plan
Growth Launch Date 31 Jan 02 NAV (07 Jun 23) ₹5,047.93 ↑ 1.19 (0.02 %) Net Assets (Cr) ₹439 on 15 May 23 Category Debt - Short term Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆ Risk Moderate Expense Ratio 0.04 Sharpe Ratio 0.03 Information Ratio 0.64 Alpha Ratio 0.38 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (0.5%),1 Years and above(NIL) Yield to Maturity 0% Effective Maturity 1 Year 3 Months 25 Days Modified Duration Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,956 31 May 20 ₹10,161 31 May 21 ₹11,137 31 May 22 ₹12,720 31 May 23 ₹13,694
Purchase not allowed Returns for Franklin India Short Term Income Plan - Retail Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23 Duration Returns 1 Month 1.2% 3 Month 2.9% 6 Month 5.1% 1 Year 8.1% 3 Year 10.5% 5 Year 6.6% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2022 8.6% 2021 15% 2020 -5.3% 2019 4.2% 2018 8.8% 2017 8.6% 2016 8.3% 2015 9.1% 2014 11.7% 2013 9% Fund Manager information for Franklin India Short Term Income Plan - Retail Plan
Name Since Tenure Santosh Kamath 31 Jan 02 21.26 Yr. Kunal Agrawal 31 Jan 02 21.26 Yr. Data below for Franklin India Short Term Income Plan - Retail Plan as on 15 May 23
Asset Allocation
Asset Class Value Cash 7.97% Debt 92.03% Debt Sector Allocation
Sector Value Corporate 92.03% Cash Equivalent 7.97% Credit Quality
Rating Value BBB 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Andhra Pradesh Capital Region Development Authority
Debentures | -50% ₹218 Cr 10,648 Andhra Pradesh Capital Region Development Authority
Debentures | -41% ₹180 Cr 8,815 SBI Overnight Fund Dir Gr
Investment Fund | -5% ₹22 Cr 60,712
↑ 11,629 Andhra Pradesh Capital Region Development Authority
Debentures | -2% ₹7 Cr 320
↓ -215 Rivaaz TRade Ventures Private Limited
Debentures | -0% ₹0 Cr 1,000
↑ 1,000 Call, Cash & Other Assets
CBLO | -3% ₹13 Cr 5. Franklin India Ultra Short Bond Fund - Super Institutional Plan
CAGR/Annualized return of 8.9% since its launch. . Franklin India Ultra Short Bond Fund - Super Institutional Plan
Growth Launch Date 18 Dec 07 NAV (07 Aug 22) ₹34.9131 ↑ 0.04 (0.11 %) Net Assets (Cr) ₹297 on 31 Jul 22 Category Debt - Ultrashort Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆ Risk Moderate Expense Ratio 0.52 Sharpe Ratio 2.57 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 0% Effective Maturity 1 Year 15 Days Modified Duration Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,977 31 May 20 ₹11,436 31 May 21 ₹12,326 31 May 22 ₹14,218
Purchase not allowed Returns for Franklin India Ultra Short Bond Fund - Super Institutional Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23 Duration Returns 1 Month 0.6% 3 Month 1.3% 6 Month 5.9% 1 Year 13.7% 3 Year 8.8% 5 Year 8.7% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 Fund Manager information for Franklin India Ultra Short Bond Fund - Super Institutional Plan
Name Since Tenure Data below for Franklin India Ultra Short Bond Fund - Super Institutional Plan as on 31 Jul 22
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 6. Franklin India Credit Risk Fund
CAGR/Annualized return of 8.4% since its launch. Ranked 16 in Credit Risk category. Return for 2022 was 6.5% , 2021 was 13.8% and 2020 was -0.2% . Franklin India Credit Risk Fund
Growth Launch Date 30 Nov 11 NAV (07 Jun 23) ₹25.2375 ↑ 0.00 (0.02 %) Net Assets (Cr) ₹138 on 15 May 23 Category Debt - Credit Risk AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆ Risk Moderate Expense Ratio 0.04 Sharpe Ratio -0.21 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (3%),12-24 Months (2%),24-36 Months (1%),36 Months and above(NIL) Yield to Maturity 0% Effective Maturity 1 Year 1 Month 15 Days Modified Duration Growth of 10,000 investment over the years.
Date Value 31 May 18 ₹10,000 31 May 19 ₹10,887 31 May 20 ₹10,167 31 May 21 ₹11,779 31 May 22 ₹13,049 31 May 23 ₹13,935
Purchase not allowed Returns for Franklin India Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 7 Jun 23 Duration Returns 1 Month 0.9% 3 Month 2.6% 6 Month 4.6% 1 Year 7.2% 3 Year 11.1% 5 Year 6.9% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2022 6.5% 2021 13.8% 2020 -0.2% 2019 4% 2018 8.4% 2017 8.3% 2016 8.7% 2015 9.3% 2014 11.9% 2013 8.6% Fund Manager information for Franklin India Credit Risk Fund
Name Since Tenure Santosh Kamath 8 Dec 11 11.4 Yr. Kunal Agrawal 4 Jun 21 1.91 Yr. Data below for Franklin India Credit Risk Fund as on 15 May 23
Asset Allocation
Asset Class Value Cash 76.5% Debt 23.5% Debt Sector Allocation
Sector Value Cash Equivalent 76.5% Corporate 23.5% Credit Quality
Rating Value A 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity SBI Overnight Fund Dir Gr
Investment Fund | -74% ₹101 Cr 275,882
↑ 55,981 Andhra Pradesh Capital Region Development Authority
Debentures | -23% ₹32 Cr 1,563
↓ -1,035 Call, Cash & Other Assets
CBLO | -3% ₹4 Cr
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