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6 Best Debt Funds by Franklin Templeton Mutual Fund 2025

Updated on August 6, 2025 , 8295 views

The Debt fund offered by Franklin Templeton aim to provide optimal returns by Investing in high-quality government securities. Through debt funds, investors can easily plan their short to mid term Financial goals. Schemes like Liquid Funds, ultra short term funds and short term funds by Franklin Templeton helps in fulfilling one’s financial goals.

Investors planning to invest can choose funds from the below top 7 Best Debt Funds by Franklin Templeton Mutual Fund. These funds have been shortlisted by undertaking certain important parameters like AUM, NAV, past performances, the average maturity of the Portfolio, duration, etc.

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Franklin

Why Invest in Franklin Templeton Mutual Fund?

  • An investor can invest in debt schemes with an amount as low as INR 500 via a SIP and INR 5,000 via a lump sum amount investment

  • Debt funds are considered to be an ideal investment for generating regular Income. For example, choosing dividend payout can be an option for regular income.

  • Since, debt funds largely invest in government securities, corporate debt and other securities like treasury bills, etc., they are not affected by equity Market Volatility.

Best Franklin Templeton Debt Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Franklin India Savings Fund Growth ₹50.6384
↑ 0.01
₹3,4411.94.287.47.76.46%8M 8D8M 26D
Franklin India Corporate Debt Fund Growth ₹100.658
↓ -0.02
₹9442.26.1107.67.66.85%3Y 1M 13D5Y 11M 23D
Franklin India Banking And PSU Debt Fund Growth ₹22.6574
↓ 0.00
₹5432.14.68.47.37.76.67%3Y 3M 7D6Y 1M 28D
Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth ₹34.9131
↑ 0.04
₹2971.35.913.78.8 0%1Y 15D
Franklin India Government Securities Fund Growth ₹58.3068
↓ -0.17
₹155-0.82.56.25.97.36.67%6Y 9M 29D23Y 11M 19D
Franklin India Credit Risk Fund Growth ₹25.3348
↑ 0.04
₹1042.957.511 0%
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Aug 25

Research Highlights & Commentary of 6 Funds showcased

CommentaryFranklin India Savings FundFranklin India Corporate Debt FundFranklin India Banking And PSU Debt FundFranklin India Ultra Short Bond Fund - Super Institutional PlanFranklin India Government Securities FundFranklin India Credit Risk Fund
Point 1Highest AUM (₹3,441 Cr).Upper mid AUM (₹944 Cr).Upper mid AUM (₹543 Cr).Lower mid AUM (₹297 Cr).Bottom quartile AUM (₹155 Cr).Bottom quartile AUM (₹104 Cr).
Point 2Established history (23+ yrs).Oldest track record among peers (28 yrs).Established history (11+ yrs).Established history (17+ yrs).Established history (23+ yrs).Established history (13+ yrs).
Point 3Top rated.Rating: 2★ (lower mid).Rating: 3★ (upper mid).Rating: 1★ (bottom quartile).Rating: 3★ (upper mid).Rating: 1★ (bottom quartile).
Point 4Risk profile: Moderately Low.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.Risk profile: Moderate.
Point 51Y return: 8.03% (lower mid).1Y return: 9.96% (upper mid).1Y return: 8.39% (upper mid).1Y return: 13.69% (top quartile).1Y return: 6.18% (bottom quartile).1Y return: 7.45% (bottom quartile).
Point 61M return: 0.47% (lower mid).1M return: 0.45% (bottom quartile).1M return: 0.48% (upper mid).1M return: 0.59% (upper mid).1M return: -0.52% (bottom quartile).1M return: 0.91% (top quartile).
Point 7Sharpe: 3.09 (top quartile).Sharpe: 1.67 (lower mid).Sharpe: 1.87 (upper mid).Sharpe: 2.57 (upper mid).Sharpe: 0.50 (bottom quartile).Sharpe: 0.29 (bottom quartile).
Point 8Information ratio: 0.00 (top quartile).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (upper mid).Information ratio: 0.00 (lower mid).Information ratio: 0.00 (bottom quartile).Information ratio: 0.00 (bottom quartile).
Point 9Yield to maturity (debt): 6.46% (lower mid).Yield to maturity (debt): 6.85% (top quartile).Yield to maturity (debt): 6.67% (upper mid).Yield to maturity (debt): 0.00% (bottom quartile).Yield to maturity (debt): 6.67% (upper mid).Yield to maturity (debt): 0.00% (bottom quartile).
Point 10Modified duration: 0.69 yrs (upper mid).Modified duration: 3.12 yrs (lower mid).Modified duration: 3.27 yrs (bottom quartile).Modified duration: 0.00 yrs (top quartile).Modified duration: 6.83 yrs (bottom quartile).Modified duration: 0.00 yrs (upper mid).

Franklin India Savings Fund

  • Highest AUM (₹3,441 Cr).
  • Established history (23+ yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 1Y return: 8.03% (lower mid).
  • 1M return: 0.47% (lower mid).
  • Sharpe: 3.09 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.46% (lower mid).
  • Modified duration: 0.69 yrs (upper mid).

Franklin India Corporate Debt Fund

  • Upper mid AUM (₹944 Cr).
  • Oldest track record among peers (28 yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 9.96% (upper mid).
  • 1M return: 0.45% (bottom quartile).
  • Sharpe: 1.67 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.85% (top quartile).
  • Modified duration: 3.12 yrs (lower mid).

Franklin India Banking And PSU Debt Fund

  • Upper mid AUM (₹543 Cr).
  • Established history (11+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 8.39% (upper mid).
  • 1M return: 0.48% (upper mid).
  • Sharpe: 1.87 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.67% (upper mid).
  • Modified duration: 3.27 yrs (bottom quartile).

Franklin India Ultra Short Bond Fund - Super Institutional Plan

  • Lower mid AUM (₹297 Cr).
  • Established history (17+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 13.69% (top quartile).
  • 1M return: 0.59% (upper mid).
  • Sharpe: 2.57 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 0.00% (bottom quartile).
  • Modified duration: 0.00 yrs (top quartile).

Franklin India Government Securities Fund

  • Bottom quartile AUM (₹155 Cr).
  • Established history (23+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 6.18% (bottom quartile).
  • 1M return: -0.52% (bottom quartile).
  • Sharpe: 0.50 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.67% (upper mid).
  • Modified duration: 6.83 yrs (bottom quartile).

Franklin India Credit Risk Fund

  • Bottom quartile AUM (₹104 Cr).
  • Established history (13+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 7.45% (bottom quartile).
  • 1M return: 0.91% (top quartile).
  • Sharpe: 0.29 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 0.00% (bottom quartile).
  • Modified duration: 0.00 yrs (upper mid).

1. Franklin India Savings Fund

(Erstwhile Franklin India Savings Plus Fund Retail Option)

Aims to provide income consistent with the prudent risk from a portfolio comprising substantially of floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns, and also fixed rate instruments and money market instruments.

Research Highlights for Franklin India Savings Fund

  • Highest AUM (₹3,441 Cr).
  • Established history (23+ yrs).
  • Top rated.
  • Risk profile: Moderately Low.
  • 1Y return: 8.03% (lower mid).
  • 1M return: 0.47% (lower mid).
  • Sharpe: 3.09 (top quartile).
  • Information ratio: 0.00 (top quartile).
  • Yield to maturity (debt): 6.46% (lower mid).
  • Modified duration: 0.69 yrs (upper mid).
  • Average maturity: 0.74 yrs (upper mid).
  • Exit load: NIL.
  • Top sector: Financial Services.
  • Higher exposure to Cash Equivalent (bond sector) vs peer median.
  • Conservative stance with elevated cash (~87%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 364 Days Tbill (Md 05/03/2026) (~5.3%).

Below is the key information for Franklin India Savings Fund

Franklin India Savings Fund
Growth
Launch Date 11 Feb 02
NAV (08 Aug 25) ₹50.6384 ↑ 0.01   (0.01 %)
Net Assets (Cr) ₹3,441 on 30 Jun 25
Category Debt - Money Market
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderately Low
Expense Ratio 0.27
Sharpe Ratio 3.09
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.46%
Effective Maturity 8 Months 26 Days
Modified Duration 8 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,366
31 Jul 22₹10,725
31 Jul 23₹11,456
31 Jul 24₹12,308
31 Jul 25₹13,300

Franklin India Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Franklin India Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

DurationReturns
1 Month 0.5%
3 Month 1.9%
6 Month 4.2%
1 Year 8%
3 Year 7.4%
5 Year 5.9%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.7%
2023 7.3%
2022 4.4%
2021 3.6%
2020 6%
2019 8.5%
2018 7.5%
2017 7.2%
2016 8.1%
2015 8.3%
Fund Manager information for Franklin India Savings Fund
NameSinceTenure
Rahul Goswami6 Oct 231.82 Yr.
Rohan Maru10 Oct 240.81 Yr.
Chandni Gupta30 Apr 241.25 Yr.

Data below for Franklin India Savings Fund as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash86.64%
Debt13.13%
Other0.23%
Debt Sector Allocation
SectorValue
Cash Equivalent43.01%
Corporate32.44%
Government24.33%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
364 Days Tbill (Md 05/03/2026)
Sovereign Bonds | -
5%₹217 Cr22,500,000
182 Days Tbill
Sovereign Bonds | -
3%₹110 Cr11,000,000
↑ 11,000,000
Kotak Mahindra Bank Ltd.
Debentures | -
2%₹72 Cr1,500
364 Days Tbill Red 12-03-2026
Sovereign Bonds | -
1%₹48 Cr5,000,000
HDFC Bank Ltd.
Debentures | -
1%₹48 Cr1,000
Indian Bank
Domestic Bonds | -
1%₹48 Cr1,000
Punjab National Bank
Domestic Bonds | -
1%₹48 Cr1,000
08.39 RJ UDAY 2026
Domestic Bonds | -
1%₹30 Cr2,860,000
Bank of Baroda
Debentures | -
1%₹24 Cr500
Corporate Debt Market Development Fund Class A2
Investment Fund | -
0%₹9 Cr8,236
↑ 2,464

2. Franklin India Corporate Debt Fund

(Erstwhile Franklin India Income Builder Account - Plan A)

The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan.

Research Highlights for Franklin India Corporate Debt Fund

  • Upper mid AUM (₹944 Cr).
  • Oldest track record among peers (28 yrs).
  • Rating: 2★ (lower mid).
  • Risk profile: Moderate.
  • 1Y return: 9.96% (upper mid).
  • 1M return: 0.45% (bottom quartile).
  • Sharpe: 1.67 (lower mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.85% (top quartile).
  • Modified duration: 3.12 yrs (lower mid).
  • Average maturity: 5.98 yrs (lower mid).
  • Exit load: 0-1 Years (0.5%),1 Years and above(NIL).
  • Higher exposure to Financial Services vs peer median.
  • Top bond sector: Corporate.
  • Debt-heavy allocation (~95%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 6.9% Govt Stock 2065 (~8.1%).

Below is the key information for Franklin India Corporate Debt Fund

Franklin India Corporate Debt Fund
Growth
Launch Date 23 Jun 97
NAV (08 Aug 25) ₹100.658 ↓ -0.02   (-0.01 %)
Net Assets (Cr) ₹944 on 30 Jun 25
Category Debt - Corporate Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderate
Expense Ratio 0.77
Sharpe Ratio 1.67
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load 0-1 Years (0.5%),1 Years and above(NIL)
Yield to Maturity 6.85%
Effective Maturity 5 Years 11 Months 23 Days
Modified Duration 3 Years 1 Month 13 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,600
31 Jul 22₹10,879
31 Jul 23₹11,532
31 Jul 24₹12,335
31 Jul 25₹13,580

Franklin India Corporate Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Franklin India Corporate Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

DurationReturns
1 Month 0.5%
3 Month 2.2%
6 Month 6.1%
1 Year 10%
3 Year 7.6%
5 Year 6.3%
10 Year
15 Year
Since launch 8.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.6%
2023 6.5%
2022 3.2%
2021 3.8%
2020 9%
2019 9.2%
2018 7.5%
2017 7.7%
2016 9%
2015 8.4%
Fund Manager information for Franklin India Corporate Debt Fund
NameSinceTenure
Rahul Goswami6 Oct 231.82 Yr.
Anuj Tagra7 Mar 241.4 Yr.
Chandni Gupta7 Mar 241.4 Yr.

Data below for Franklin India Corporate Debt Fund as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash4.75%
Debt95%
Other0.25%
Debt Sector Allocation
SectorValue
Corporate68.85%
Government26.15%
Cash Equivalent4.75%
Credit Quality
RatingValue
AA18.1%
AAA81.9%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.9% Govt Stock 2065
Sovereign Bonds | -
8%₹97 Cr9,679,500
↑ 6,091,700
Jubilant Bevco Limited
Debentures | -
6%₹68 Cr6,576
HDFC Bank Limited
Debentures | -
5%₹61 Cr60
↑ 60
National Bank For Agriculture And Rural Development
Debentures | -
5%₹54 Cr5,000
↑ 3,500
Small Industries Development Bank Of India
Debentures | -
4%₹53 Cr500
Pipeline Infrastructure Limited
Debentures | -
4%₹52 Cr5,000
Summit Digitel Infrastructure Limited
Debentures | -
4%₹52 Cr5,000
Sikka Ports & Terminals Limited
Debentures | -
4%₹51 Cr500
Embassy Office Parks Reit
Debentures | -
4%₹51 Cr5,000
Rec Limited
Debentures | -
4%₹50 Cr9,000

3. Franklin India Banking And PSU Debt Fund

The fund seeks to provide income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSUs). However, there is no assurance or guarantee that the objective of the scheme will be achieved.

Research Highlights for Franklin India Banking And PSU Debt Fund

  • Upper mid AUM (₹543 Cr).
  • Established history (11+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 8.39% (upper mid).
  • 1M return: 0.48% (upper mid).
  • Sharpe: 1.87 (upper mid).
  • Information ratio: 0.00 (upper mid).
  • Yield to maturity (debt): 6.67% (upper mid).
  • Modified duration: 3.27 yrs (bottom quartile).
  • Average maturity: 6.16 yrs (bottom quartile).
  • Exit load: NIL.
  • Top bond sector: Corporate.
  • Debt-heavy allocation (~87%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding India Infrastructure Finance Company Limited (~9.7%).

Below is the key information for Franklin India Banking And PSU Debt Fund

Franklin India Banking And PSU Debt Fund
Growth
Launch Date 25 Apr 14
NAV (08 Aug 25) ₹22.6574 ↓ 0.00   (0.00 %)
Net Assets (Cr) ₹543 on 30 Jun 25
Category Debt - Banking & PSU Debt
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderate
Expense Ratio 0.51
Sharpe Ratio 1.87
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.67%
Effective Maturity 6 Years 1 Month 28 Days
Modified Duration 3 Years 3 Months 7 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,420
31 Jul 22₹10,714
31 Jul 23₹11,385
31 Jul 24₹12,207
31 Jul 25₹13,255

Franklin India Banking And PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Franklin India Banking And PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

DurationReturns
1 Month 0.5%
3 Month 2.1%
6 Month 4.6%
1 Year 8.4%
3 Year 7.3%
5 Year 5.8%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.7%
2023 6.8%
2022 3.3%
2021 3.7%
2020 9.1%
2019 11.2%
2018 6.9%
2017 6.3%
2016 9.7%
2015 7.3%
Fund Manager information for Franklin India Banking And PSU Debt Fund
NameSinceTenure
Anuj Tagra7 Mar 241.4 Yr.
Chandni Gupta7 Mar 241.4 Yr.
Sandeep Manam18 Oct 213.79 Yr.

Data below for Franklin India Banking And PSU Debt Fund as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash12.64%
Debt86.99%
Other0.37%
Debt Sector Allocation
SectorValue
Corporate72.15%
Government21.11%
Cash Equivalent6.37%
Credit Quality
RatingValue
AA14.39%
AAA85.61%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
India Infrastructure Finance Company Limited
Debentures | -
10%₹53 Cr5,000
6.9% Govt Stock 2065
Sovereign Bonds | -
8%₹42 Cr4,204,600
↑ 2,116,700
Jubilant Bevco Limited
Debentures | -
7%₹40 Cr3,847
Rec Limited
Debentures | -
6%₹33 Cr6,000
Small Industries Development Bank Of India
Debentures | -
5%₹26 Cr250
Power Finance Corporation Limited
Debentures | -
5%₹26 Cr2,500
State Bank Of India
Debentures | -
5%₹26 Cr250
Power Finance Corporation Limited
Debentures | -
5%₹26 Cr2,500
Housing And Urban Development Corporation Limited
Debentures | -
5%₹25 Cr2,500
ICICI Bank Limited
Debentures | -
5%₹25 Cr25

4. Franklin India Ultra Short Bond Fund - Super Institutional Plan

To provide a combination of regular income and high liquidity by investing primarily in a mix of short term debt and money market instruments.

Research Highlights for Franklin India Ultra Short Bond Fund - Super Institutional Plan

  • Lower mid AUM (₹297 Cr).
  • Established history (17+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 13.69% (top quartile).
  • 1M return: 0.59% (upper mid).
  • Sharpe: 2.57 (upper mid).
  • Information ratio: 0.00 (lower mid).
  • Yield to maturity (debt): 0.00% (bottom quartile).
  • Modified duration: 0.00 yrs (top quartile).
  • Average maturity: 1.04 yrs (upper mid).
  • Exit load: NIL.

Below is the key information for Franklin India Ultra Short Bond Fund - Super Institutional Plan

Franklin India Ultra Short Bond Fund - Super Institutional Plan
Growth
Launch Date 18 Dec 07
NAV (07 Aug 22) ₹34.9131 ↑ 0.04   (0.11 %)
Net Assets (Cr) ₹297 on 31 Jul 22
Category Debt - Ultrashort Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderate
Expense Ratio 0.52
Sharpe Ratio 2.57
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 0%
Effective Maturity 1 Year 15 Days
Modified Duration

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,833
31 Jul 22₹12,298

Franklin India Ultra Short Bond Fund - Super Institutional Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Purchase not allowed

Returns for Franklin India Ultra Short Bond Fund - Super Institutional Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

DurationReturns
1 Month 0.6%
3 Month 1.3%
6 Month 5.9%
1 Year 13.7%
3 Year 8.8%
5 Year 8.7%
10 Year
15 Year
Since launch 8.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Fund Manager information for Franklin India Ultra Short Bond Fund - Super Institutional Plan
NameSinceTenure

Data below for Franklin India Ultra Short Bond Fund - Super Institutional Plan as on 31 Jul 22

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

5. Franklin India Government Securities Fund

(Erstwhile Franklin India Government Securities Fund - Long Term Plan)

Aims to invest exclusively in government securities of Zero credit or default risk

Research Highlights for Franklin India Government Securities Fund

  • Bottom quartile AUM (₹155 Cr).
  • Established history (23+ yrs).
  • Rating: 3★ (upper mid).
  • Risk profile: Moderate.
  • 1Y return: 6.18% (bottom quartile).
  • 1M return: -0.52% (bottom quartile).
  • Sharpe: 0.50 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 6.67% (upper mid).
  • Modified duration: 6.83 yrs (bottom quartile).
  • Average maturity: 23.97 yrs (bottom quartile).
  • Exit load: NIL.
  • Higher exposure to Government (bond sector) vs peer median.
  • Debt-heavy allocation (~80%).
  • High-quality debt (AAA/AA ~100%).
  • Largest holding 6.9% Govt Stock 2065 (~60.3%).
  • Top-3 holdings concentration ~85.6%.

Below is the key information for Franklin India Government Securities Fund

Franklin India Government Securities Fund
Growth
Launch Date 7 Dec 01
NAV (08 Aug 25) ₹58.3068 ↓ -0.17   (-0.29 %)
Net Assets (Cr) ₹155 on 30 Jun 25
Category Debt - Government Bond
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderate
Expense Ratio 1.08
Sharpe Ratio 0.5
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.67%
Effective Maturity 23 Years 11 Months 19 Days
Modified Duration 6 Years 9 Months 29 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,137
31 Jul 22₹10,406
31 Jul 23₹10,909
31 Jul 24₹11,618
31 Jul 25₹12,475

Franklin India Government Securities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for Franklin India Government Securities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

DurationReturns
1 Month -0.5%
3 Month -0.8%
6 Month 2.5%
1 Year 6.2%
3 Year 5.9%
5 Year 4.4%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.3%
2023 5.5%
2022 2.5%
2021 2.1%
2020 8.5%
2019 8%
2018 4.3%
2017 0.1%
2016 15.7%
2015 5.4%
Fund Manager information for Franklin India Government Securities Fund
NameSinceTenure
Rahul Goswami6 Oct 231.82 Yr.
Anuj Tagra7 Mar 241.4 Yr.

Data below for Franklin India Government Securities Fund as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash19.73%
Debt80.27%
Debt Sector Allocation
SectorValue
Government95.78%
Cash Equivalent4.22%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.9% Govt Stock 2065
Sovereign Bonds | -
60%₹97 Cr9,704,400
↑ 2,616,600
India (Republic of)
- | -
16%₹25 Cr2,500,000
6.79% Govt Stock 2034
Sovereign Bonds | -
10%₹16 Cr1,500,000
↑ 1,500,000
Andhra Pradesh (Government of) 6.84%
- | -
9%₹15 Cr1,500,000
07.32% Chattisgarh Sdl
Sovereign Bonds | -
0%₹1 Cr52,560
7.32% State Government Securities
Sovereign Bonds | -
0%₹1 Cr50,000
Rajasthan (Government of ) 7.1%
- | -
0%₹0 Cr41,700
Call, Cash & Other Assets
CBLO | -
4%₹7 Cr
Margin On Derivatives
CBLO | -
0%₹0 Cr

6. Franklin India Credit Risk Fund

(Erstwhile Franklin India Corporate Bond Opportunities Fund)

The Fund seeks to provide regular income and capital appreciation through a focus on corporate securities.

Research Highlights for Franklin India Credit Risk Fund

  • Bottom quartile AUM (₹104 Cr).
  • Established history (13+ yrs).
  • Rating: 1★ (bottom quartile).
  • Risk profile: Moderate.
  • 1Y return: 7.45% (bottom quartile).
  • 1M return: 0.91% (top quartile).
  • Sharpe: 0.29 (bottom quartile).
  • Information ratio: 0.00 (bottom quartile).
  • Yield to maturity (debt): 0.00% (bottom quartile).
  • Modified duration: 0.00 yrs (upper mid).
  • Average maturity: 0.00 yrs (top quartile).
  • Exit load: 0-12 Months (3%),12-24 Months (2%),24-36 Months (1%),36 Months and above(NIL).

Below is the key information for Franklin India Credit Risk Fund

Franklin India Credit Risk Fund
Growth
Launch Date 30 Nov 11
NAV (11 Jun 23) ₹25.3348 ↑ 0.04   (0.14 %)
Net Assets (Cr) ₹104 on 15 Jul 23
Category Debt - Credit Risk
AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating
Risk Moderate
Expense Ratio 0.04
Sharpe Ratio 0.29
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (3%),12-24 Months (2%),24-36 Months (1%),36 Months and above(NIL)
Yield to Maturity 0%
Effective Maturity
Modified Duration

Growth of 10,000 investment over the years.

DateValue
31 Jul 20₹10,000
31 Jul 21₹11,478
31 Jul 22₹13,025

Franklin India Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Purchase not allowed

Returns for Franklin India Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

DurationReturns
1 Month 0.9%
3 Month 2.9%
6 Month 5%
1 Year 7.5%
3 Year 11%
5 Year 7%
10 Year
15 Year
Since launch 8.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Fund Manager information for Franklin India Credit Risk Fund
NameSinceTenure

Data below for Franklin India Credit Risk Fund as on 15 Jul 23

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

How to Invest in Franklin Mutual Fund Online?

  1. Open Free Investment Account for Lifetime at Fincash.com.

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

    Get Started

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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