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6 Best Debt Funds by Franklin Templeton Mutual Fund 2022
The Debt fund offered by Franklin Templeton aim to provide optimal returns by Investing in high-quality government securities. Through debt funds, investors can easily plan their short to mid term Financial goals. Schemes like Liquid Funds, ultra short term funds and short term funds by Franklin Templeton helps in fulfilling one’s financial goals.
Investors planning to invest can choose funds from the below top 7 Best Debt Funds by Franklin Templeton Mutual Fund. These funds have been shortlisted by undertaking certain important parameters like AUM, NAV, past performances, the average maturity of the portfolio, duration, etc.
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Why Invest in Franklin Templeton Mutual Fund?
An investor can invest in debt schemes with an amount as low as INR 500 via a SIP and INR 5,000 via a lump sum amount investment
Debt funds are considered to be an ideal investment for generating regular Income. For example, choosing dividend payout can be an option for regular income.
Since, debt funds largely invest in government securities, corporate debt and other securities like treasury bills, etc., they are not affected by equity Market volatility.
Best Franklin Templeton Debt Funds
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2021 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Franklin India Savings Fund Growth ₹41.1151
↑ 0.02 ₹922 1.2 1.8 3.7 4.7 3.6 6.13% 4M 6D 4M 15D Franklin India Corporate Debt Fund Growth ₹80.9809
↑ 0.05 ₹764 1.1 0.8 2.3 5.7 3.8 6.74% 1Y 6M 25D 1Y 9M 27D Franklin India Banking And PSU Debt Fund Growth ₹18.386
↑ 0.01 ₹744 1.2 0.8 2.4 5.6 3.7 6.86% 2Y 2M 16D 2Y 8M 11D Franklin India Short Term Income Plan - Retail Plan Growth ₹4,715.02
↑ 5.71 ₹505 0.3 0.1 7.9 5 15 0% 2Y 20D Franklin India Ultra Short Bond Fund - Super Institutional Plan Growth ₹34.9131
↑ 0.04 ₹297 1.3 5.9 13.7 8.8 11.9 0% 1Y 15D Franklin India Credit Risk Fund Growth ₹23.6424
↑ 0.03 ₹185 -0.2 -0.7 5.9 6.1 13.8 0% 2Y 3M 13D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Sep 22
(Erstwhile Franklin India Savings Plus Fund Retail Option) Aims to provide income consistent with the prudent risk from a portfolio comprising substantially of floating rate debt instruments, fixed rate debt instruments swapped for floating rate returns, and also fixed rate instruments and money market instruments. Franklin India Savings Fund is a Debt - Money Market fund was launched on 11 Feb 02. It is a fund with Moderately Low risk and has given a Below is the key information for Franklin India Savings Fund Returns up to 1 year are on (Erstwhile Franklin India Income Builder Account - Plan A) The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan. Franklin India Corporate Debt Fund is a Debt - Corporate Bond fund was launched on 23 Jun 97. It is a fund with Moderate risk and has given a Below is the key information for Franklin India Corporate Debt Fund Returns up to 1 year are on The fund seeks to provide income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSUs). However, there is no assurance or guarantee that the objective of the scheme will be achieved. Franklin India Banking And PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 25 Apr 14. It is a fund with Moderate risk and has given a Below is the key information for Franklin India Banking And PSU Debt Fund Returns up to 1 year are on The objective of the Scheme is to provide investors stable returns by investing in fixed income securities. Franklin India Short Term Income Plan - Retail Plan is a Debt - Short term Bond fund was launched on 31 Jan 02. It is a fund with Moderate risk and has given a Below is the key information for Franklin India Short Term Income Plan - Retail Plan Returns up to 1 year are on To provide a combination of regular income and high liquidity by investing primarily in a mix of short term debt and money market instruments. Franklin India Ultra Short Bond Fund - Super Institutional Plan is a Debt - Ultrashort Bond fund was launched on 18 Dec 07. It is a fund with Moderate risk and has given a Below is the key information for Franklin India Ultra Short Bond Fund - Super Institutional Plan Returns up to 1 year are on (Erstwhile Franklin India Corporate Bond Opportunities Fund) The Fund seeks to provide regular income and capital appreciation through a focus on corporate securities. Franklin India Credit Risk Fund is a Debt - Credit Risk fund was launched on 30 Nov 11. It is a fund with Moderate risk and has given a Below is the key information for Franklin India Credit Risk Fund Returns up to 1 year are on 1. Franklin India Savings Fund
CAGR/Annualized return of 7.1% since its launch. Ranked 47 in Money Market category. Return for 2021 was 3.6% , 2020 was 6% and 2019 was 8.5% . Franklin India Savings Fund
Growth Launch Date 11 Feb 02 NAV (30 Sep 22) ₹41.1151 ↑ 0.02 (0.05 %) Net Assets (Cr) ₹922 on 31 Aug 22 Category Debt - Money Market AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.29 Sharpe Ratio -1.17 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.13% Effective Maturity 4 Months 15 Days Modified Duration 4 Months 6 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 17 ₹10,000 30 Sep 18 ₹10,664 30 Sep 19 ₹11,631 30 Sep 20 ₹12,423 30 Sep 21 ₹12,876 Returns for Franklin India Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 22 Duration Returns 1 Month 0.3% 3 Month 1.2% 6 Month 1.8% 1 Year 3.7% 3 Year 4.7% 5 Year 6% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2021 3.6% 2020 6% 2019 8.5% 2018 7.5% 2017 7.2% 2016 8.1% 2015 8.3% 2014 8.9% 2013 9.1% 2012 9.8% Fund Manager information for Franklin India Savings Fund
Name Since Tenure Umesh Sharma 25 Oct 18 3.85 Yr. Pallab Roy 6 Jun 08 14.24 Yr. Data below for Franklin India Savings Fund as on 31 Aug 22
Asset Allocation
Asset Class Value Cash 82.65% Debt 17.35% Debt Sector Allocation
Sector Value Government 38.83% Corporate 32.1% Cash Equivalent 29.07% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 182 DTB 02032023
Sovereign Bonds | -7% ₹58 Cr 6,000,000
↑ 6,000,000 364 Dtb 12012023
Sovereign Bonds | -5% ₹46 Cr 4,677,200 364 Dtb 02022023
Sovereign Bonds | -4% ₹36 Cr 3,727,600 Goi Strips - Mat 161222
Sovereign Bonds | -2% ₹15 Cr 1,502,400 Larsen And Toubro Limited
Commercial Paper | -6% ₹49 Cr 1,000 Axis Bank Limited
Certificate of Deposit | -6% ₹49 Cr 1,000 National Bank For Agriculture And Rural Development
Certificate of Deposit | -5% ₹49 Cr 1,000 Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)
Certificate of Deposit | -5% ₹49 Cr 1,000 HDFC Bank Limited
Certificate of Deposit | -5% ₹49 Cr 1,000 Housing Development Finance Corporation Limited
Commercial Paper | -5% ₹49 Cr 1,000 2. Franklin India Corporate Debt Fund
CAGR/Annualized return of 8.6% since its launch. Ranked 22 in Corporate Bond category. Return for 2021 was 3.8% , 2020 was 9% and 2019 was 9.2% . Franklin India Corporate Debt Fund
Growth Launch Date 23 Jun 97 NAV (30 Sep 22) ₹80.9809 ↑ 0.05 (0.06 %) Net Assets (Cr) ₹764 on 31 Aug 22 Category Debt - Corporate Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆ Risk Moderate Expense Ratio 0.85 Sharpe Ratio -1.31 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load 0-1 Years (0.5%),1 Years and above(NIL) Yield to Maturity 6.74% Effective Maturity 1 Year 9 Months 27 Days Modified Duration 1 Year 6 Months 25 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 17 ₹10,000 30 Sep 18 ₹10,462 30 Sep 19 ₹11,547 30 Sep 20 ₹12,576 30 Sep 21 ₹13,319 Returns for Franklin India Corporate Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 22 Duration Returns 1 Month -0.1% 3 Month 1.1% 6 Month 0.8% 1 Year 2.3% 3 Year 5.7% 5 Year 6.4% 10 Year 15 Year Since launch 8.6% Historical performance (Yearly) on absolute basis
Year Returns 2021 3.8% 2020 9% 2019 9.2% 2018 7.5% 2017 7.7% 2016 9% 2015 8.4% 2014 13% 2013 7.5% 2012 12% Fund Manager information for Franklin India Corporate Debt Fund
Name Since Tenure Sachin Padwal-Desai 25 Oct 18 3.85 Yr. Santosh Kamath 1 Aug 18 4.08 Yr. Umesh Sharma 25 Oct 18 3.85 Yr. Data below for Franklin India Corporate Debt Fund as on 31 Aug 22
Asset Allocation
Asset Class Value Cash 9.4% Debt 90.6% Debt Sector Allocation
Sector Value Government 51.01% Corporate 39.59% Cash Equivalent 9.4% Credit Quality
Rating Value AA 3.7% AAA 96.3% Top Securities Holdings / Portfolio
Name Holding Value Quantity 5.74% Govt Stock 2026
Sovereign Bonds | -13% ₹97 Cr 10,000,000 Food Corporation Of India
Debentures | -8% ₹58 Cr 550 Housing Development Finance Corporation Ltd
Debentures | -7% ₹53 Cr 500 Sikka Ports & Terminals Limited
Debentures | -7% ₹52 Cr 500 7.38% Govt Stock 2027
Sovereign Bonds | -7% ₹51 Cr 5,000,000 Ntpc Limited
Debentures | -7% ₹51 Cr 500 National Bank For Agriculture And Rural Development
Debentures | -7% ₹50 Cr 500 National Highways Authority Of India
Debentures | -3% ₹27 Cr 250 Hindustan Petroleum Corporation Limited
Debentures | -3% ₹26 Cr 250 Rural Electrification Corporation Limited
Debentures | -3% ₹26 Cr 250 3. Franklin India Banking And PSU Debt Fund
CAGR/Annualized return of 7.5% since its launch. Ranked 40 in Banking & PSU Debt category. Return for 2021 was 3.7% , 2020 was 9.1% and 2019 was 11.2% . Franklin India Banking And PSU Debt Fund
Growth Launch Date 25 Apr 14 NAV (30 Sep 22) ₹18.386 ↑ 0.01 (0.05 %) Net Assets (Cr) ₹744 on 31 Aug 22 Category Debt - Banking & PSU Debt AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 0.52 Sharpe Ratio -1 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.86% Effective Maturity 2 Years 8 Months 11 Days Modified Duration 2 Years 2 Months 16 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 17 ₹10,000 30 Sep 18 ₹10,428 30 Sep 19 ₹11,726 30 Sep 20 ₹12,814 30 Sep 21 ₹13,500 30 Sep 22 ₹13,818 Returns for Franklin India Banking And PSU Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 22 Duration Returns 1 Month -0.2% 3 Month 1.2% 6 Month 0.8% 1 Year 2.4% 3 Year 5.6% 5 Year 6.7% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2021 3.7% 2020 9.1% 2019 11.2% 2018 6.9% 2017 6.3% 2016 9.7% 2015 7.3% 2014 2013 2012 Fund Manager information for Franklin India Banking And PSU Debt Fund
Name Since Tenure Sachin Padwal-Desai 25 Apr 14 8.36 Yr. Umesh Sharma 25 Apr 14 8.36 Yr. Sandeep Manam 18 Oct 21 0.87 Yr. Data below for Franklin India Banking And PSU Debt Fund as on 31 Aug 22
Asset Allocation
Asset Class Value Cash 22.04% Debt 77.96% Debt Sector Allocation
Sector Value Government 62.94% Corporate 31.21% Cash Equivalent 5.85% Credit Quality
Rating Value AA 1.38% AAA 98.62% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.54% Govt Stock 2032
Sovereign Bonds | -10% ₹72 Cr 7,500,000 National Bank For Agriculture And Rural Development
Debentures | -7% ₹49 Cr 500 5.74% Govt Stock 2026
Sovereign Bonds | -7% ₹49 Cr 5,000,000 Power Finance Corporation Ltd.
Debentures | -6% ₹43 Cr 400 Indian Railway Finance Corporation Limited
Debentures | -5% ₹37 Cr 360 Nhpc Limited
Debentures | -4% ₹31 Cr 300 Ntpc Limited
Debentures | -4% ₹28 Cr 250 Rec Limited
Debentures | -4% ₹26 Cr 250 7.38% Govt Stock 2027
Sovereign Bonds | -3% ₹26 Cr 2,500,000 Indian Oil Corporation Limited
Debentures | -3% ₹25 Cr 250 4. Franklin India Short Term Income Plan - Retail Plan
CAGR/Annualized return of 7.8% since its launch. Ranked 19 in Short term Bond category. Return for 2021 was 15% , 2020 was -5.3% and 2019 was 4.2% . Franklin India Short Term Income Plan - Retail Plan
Growth Launch Date 31 Jan 02 NAV (30 Sep 22) ₹4,715.02 ↑ 5.71 (0.12 %) Net Assets (Cr) ₹505 on 31 Aug 22 Category Debt - Short term Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆ Risk Moderate Expense Ratio 1.5 Sharpe Ratio 1.25 Information Ratio -0.13 Alpha Ratio 13.92 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (0.5%),1 Years and above(NIL) Yield to Maturity 0% Effective Maturity 2 Years 20 Days Modified Duration Growth of 10,000 investment over the years.
Date Value 30 Sep 17 ₹10,000 30 Sep 18 ₹10,601 30 Sep 19 ₹11,454 30 Sep 20 ₹10,176 30 Sep 21 ₹12,294
Purchase not allowed Returns for Franklin India Short Term Income Plan - Retail Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 22 Duration Returns 1 Month -0.3% 3 Month 0.3% 6 Month 0.1% 1 Year 7.9% 3 Year 5% 5 Year 5.8% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2021 15% 2020 -5.3% 2019 4.2% 2018 8.8% 2017 8.6% 2016 8.3% 2015 9.1% 2014 11.7% 2013 9% 2012 10% Fund Manager information for Franklin India Short Term Income Plan - Retail Plan
Name Since Tenure Santosh Kamath 24 Jun 16 6.19 Yr. Kunal Agrawal 24 Jun 16 6.19 Yr. Data below for Franklin India Short Term Income Plan - Retail Plan as on 31 Aug 22
Asset Allocation
Asset Class Value Cash 5.46% Debt 94.54% Debt Sector Allocation
Sector Value Corporate 94.54% Cash Equivalent 5.46% Credit Quality
Rating Value A 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Andhra Pradesh Capital Region Development Authority
Debentures | -45% ₹225 Cr 11,135 Andhra Pradesh Capital Region Development Authority
Debentures | -43% ₹216 Cr 10,675 Andhra Pradesh Capital Region Development Authority
Debentures | -7% ₹35 Cr 1,757 SBI Overnight Fund Dir Gr
Investment Fund | -3% ₹16 Cr 44,314 Rivaaz TRade Ventures Private Limited
Debentures | -0% ₹0 Cr 350 Rivaaz TRade Ventures Private Limited
Debentures | -0% ₹0 Cr 1,000 Future Ideas Company Limited
Debentures | -0% ₹0 Cr 300 Call, Cash & Other Assets
Net Current Assets | -2% ₹12 Cr 5. Franklin India Ultra Short Bond Fund - Super Institutional Plan
CAGR/Annualized return of 8.9% since its launch. Return for 2021 was 11.9% , 2020 was 4% and 2019 was 9.6% . Franklin India Ultra Short Bond Fund - Super Institutional Plan
Growth Launch Date 18 Dec 07 NAV (07 Aug 22) ₹34.9131 ↑ 0.04 (0.11 %) Net Assets (Cr) ₹297 on 31 Jul 22 Category Debt - Ultrashort Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆ Risk Moderate Expense Ratio 0.52 Sharpe Ratio 2.57 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 0% Effective Maturity 1 Year 15 Days Modified Duration Growth of 10,000 investment over the years.
Date Value 30 Sep 17 ₹10,000 30 Sep 18 ₹10,753 30 Sep 19 ₹11,834 30 Sep 20 ₹12,365 30 Sep 21 ₹13,522
Purchase not allowed Returns for Franklin India Ultra Short Bond Fund - Super Institutional Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 22 Duration Returns 1 Month 0.6% 3 Month 1.3% 6 Month 5.9% 1 Year 13.7% 3 Year 8.8% 5 Year 8.7% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2021 11.9% 2020 4% 2019 9.6% 2018 8.7% 2017 8.2% 2016 9.7% 2015 9.7% 2014 10% 2013 10% 2012 10.3% Fund Manager information for Franklin India Ultra Short Bond Fund - Super Institutional Plan
Name Since Tenure Santosh Kamath 25 Oct 18 3.85 Yr. Pallab Roy 1 Jun 08 14.26 Yr. Data below for Franklin India Ultra Short Bond Fund - Super Institutional Plan as on 31 Jul 22
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 100% Credit Quality
Rating Value A 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity SBI Overnight Fund Dir Gr
Investment Fund | -100% ₹297 Cr 846,073
↓ -64 Call, Cash & Other Assets
Net Current Assets | -0% ₹0 Cr 6. Franklin India Credit Risk Fund
CAGR/Annualized return of 8.3% since its launch. Ranked 16 in Credit Risk category. Return for 2021 was 13.8% , 2020 was -0.2% and 2019 was 4% . Franklin India Credit Risk Fund
Growth Launch Date 30 Nov 11 NAV (30 Sep 22) ₹23.6424 ↑ 0.03 (0.13 %) Net Assets (Cr) ₹185 on 31 Aug 22 Category Debt - Credit Risk AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆ Risk Moderate Expense Ratio 0.04 Sharpe Ratio 1.08 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (3%),12-24 Months (2%),24-36 Months (1%),36 Months and above(NIL) Yield to Maturity 0% Effective Maturity 2 Years 3 Months 13 Days Modified Duration Growth of 10,000 investment over the years.
Date Value 30 Sep 17 ₹10,000 30 Sep 18 ₹10,590 30 Sep 19 ₹11,350 30 Sep 20 ₹10,726 30 Sep 21 ₹12,780 30 Sep 22 ₹13,539
Purchase not allowed Returns for Franklin India Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 22 Duration Returns 1 Month -0.9% 3 Month -0.2% 6 Month -0.7% 1 Year 5.9% 3 Year 6.1% 5 Year 6.2% 10 Year 15 Year Since launch 8.3% Historical performance (Yearly) on absolute basis
Year Returns 2021 13.8% 2020 -0.2% 2019 4% 2018 8.4% 2017 8.3% 2016 8.7% 2015 9.3% 2014 11.9% 2013 8.6% 2012 11% Fund Manager information for Franklin India Credit Risk Fund
Name Since Tenure Santosh Kamath 15 Apr 14 8.39 Yr. Kunal Agrawal 25 Oct 18 3.85 Yr. Data below for Franklin India Credit Risk Fund as on 31 Aug 22
Asset Allocation
Asset Class Value Cash 7.91% Debt 92.09% Debt Sector Allocation
Sector Value Corporate 92.09% Cash Equivalent 7.91% Credit Quality
Rating Value A 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Andhra Pradesh Capital Region Development Authority
Debentures | -92% ₹169 Cr 8,398 SBI Overnight Fund Dir Gr
Investment Fund | -8% ₹15 Cr 42,123 Rivaaz TRade Ventures Private Limited
Debentures | -0% ₹0 Cr 150 Nufuture Digital (India) Limited
Debentures | -0% ₹0 Cr 750 Call, Cash & Other Assets
Net Current Assets | -0% ₹0 Cr
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