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10 Best Debt Funds by SBI Mutual Fund 2025
Debt fund by SBI Mutual Fund aims to generate regular Income over short to mid term. These funds are invested in debt/Market money instruments. Debt funds are a good option to earn good returns over a short period of time.
Investors who want to invest for a couple of days to a month, Liquid Funds and ultra-short term debt funds may be relevant. One who wants to invest for a year or two can invest in short-term funds. And for longer duration like for more than 3 years, long-term debt funds can be the suited one, with some risk involved in it.
SBI Mutual Fund offers some of the top performing debt funds in India. Best SBI schemes have been undertaken by their past performances, AUM, etc. Investors who wish to invest can invest in these funds and generate steady income by taking advantage of the debt markets.
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Capital Appreciation: Investing in SBI MF can give you a Capital appreciation for low-risk investments as well high-risk investments depending on the fund you wish to invest.
Safety: The mutual fund schemes by SBI are one of the country’s trusted and reliable fund schemes.
Variety of Options: Investing in SBI Mutual Fund comes with a broad Range of choices, you can invest for a short-term, mid-term and long-term in these schemes offered by the SBI.
Domestic and Offshore Fund Management: The company has expertise in managing both domestic and Offshore funds.
NRI Investment: The company also allows NRIs to invest in its Mutual Funds.
Best SBI Performing Debt Mutual Funds
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity SBI Magnum Constant Maturity Fund Growth ₹64.1705
↑ 0.13 ₹1,944 2.8 5.7 10.5 8.8 9.1 7.09% 6Y 10M 10D 9Y 8M 8D SBI Short Term Debt Fund Growth ₹32.2663
↑ 0.03 ₹14,733 2.8 5.1 9.2 7.5 7.7 6.84% 2Y 9M 18D 3Y 6M SBI Magnum Medium Duration Fund Growth ₹51.343
↑ 0.06 ₹6,580 2.5 4.8 9.1 7.9 8.1 7.18% 3Y 9M 25D 5Y 3M 14D SBI Banking and PSU Fund Growth ₹3,130.46
↑ 2.09 ₹4,074 2.7 5 9.1 7.3 7.7 4.97% 4Y 8M 16D 6Y 11M 19D SBI Credit Risk Fund Growth ₹45.7344
↑ 0.04 ₹2,245 2.5 4.8 8.8 8.1 8.1 7.85% 2Y 1M 28D 2Y 11M 12D SBI Magnum Income Fund Growth ₹70.8616
↑ 0.10 ₹1,983 2.2 4.6 8.6 7.9 8.1 6.9% 6Y 5M 26D 10Y 11M 16D SBI Magnum Gilt Fund Growth ₹66.0618
↑ 0.07 ₹12,573 1.1 4.2 8.2 8.2 8.9 6.76% 10Y 4M 20D 24Y 10M 28D SBI Dynamic Bond Fund Growth ₹35.716
↑ 0.00 ₹3,560 1.7 4.3 8.2 7.9 8.6 6.92% 9Y 1M 17D 19Y 11M 12D SBI Magnum Low Duration Fund Growth ₹3,502.22
↑ 2.00 ₹14,729 2.3 4.2 7.9 7 7.3 6.67% 10M 24D 1Y 1M 10D SBI Savings Fund Growth ₹41.5679
↑ 0.02 ₹30,118 2.2 4.1 7.7 7 7.3 0.71% 8M 1D 8M 19D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Jul 25
(Erstwhile SBI Magnum Gilt Fund Short Term) To provide the investors with the returns generated through investments in government securities issued by the Central Govt. and State Govt. SBI Magnum Constant Maturity Fund is a Debt - 10 Yr Govt Bond fund was launched on 30 Dec 00. It is a fund with Moderately Low risk and has given a Below is the key information for SBI Magnum Constant Maturity Fund Returns up to 1 year are on To provide investors with an opportunity to generate regular income through investments in a portfolio comprising of debt instruments which are rated not below investment grade by a credit rating agency,
and money market instruments. SBI Short Term Debt Fund is a Debt - Short term Bond fund was launched on 27 Jul 07. It is a fund with Moderately Low risk and has given a Below is the key information for SBI Short Term Debt Fund Returns up to 1 year are on (Erstwhile SBI Regular Savings Fund) To provide attractive returns to the Magnum holders / Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt,
equity and money market instruments. SBI Magnum Medium Duration Fund is a Debt - Medium term Bond fund was launched on 12 Nov 03. It is a fund with Moderate risk and has given a Below is the key information for SBI Magnum Medium Duration Fund Returns up to 1 year are on (Erstwhile SBI Treasury Advantage Fund) The scheme seeks to generate regular income through a judicious mix of
portfolio comprising, predominantly of money market instruments and short
term debt securities. SBI Banking and PSU Fund is a Debt - Banking & PSU Debt fund was launched on 9 Oct 09. It is a fund with Moderate risk and has given a Below is the key information for SBI Banking and PSU Fund Returns up to 1 year are on (Erstwhile SBI Corporate Bond Fund) The investment objective will be to actively manage a portfolio of good
quality corporate debt as well as Money Market Instruments so as to provide
reasonable returns and liquidity to the Unit holders. However there is no
guarantee or assurance that the investment objective of the scheme will
be achieved. SBI Credit Risk Fund is a Debt - Credit Risk fund was launched on 19 Jul 04. It is a fund with Moderate risk and has given a Below is the key information for SBI Credit Risk Fund Returns up to 1 year are on To provide the investors an opportunity to earn, in accordance with their requirements, through capital gains or through regular dividends, returns that would be higher than the returns offered by comparable investment avenues through investment in debt & money market securities. SBI Magnum Income Fund is a Debt - Medium to Long term fund was launched on 25 Nov 98. It is a fund with Moderate risk and has given a Below is the key information for SBI Magnum Income Fund Returns up to 1 year are on (Erstwhile SBI Magnum Gilt Fund - Long Term Plan) To provide the investors with returns generated through investments in government securities issued by the Central Government and / or a State Government SBI Magnum Gilt Fund is a Debt - Government Bond fund was launched on 30 Dec 00. It is a fund with Moderate risk and has given a Below is the key information for SBI Magnum Gilt Fund Returns up to 1 year are on To actively manage a portfolio of good quality debt as well as Money Market
Instruments so as to provide reasonable returns and liquidity to the Unit holders. SBI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 9 Feb 04. It is a fund with Moderate risk and has given a Below is the key information for SBI Dynamic Bond Fund Returns up to 1 year are on (Erstwhile SBI-Short Horizon Fund - Ultra Short Term) To provide investors with an opportunity to generate regular income with high degree of liquidity through investments in a portfolio comprising predominantly of money market instruments with maturity/residual maturity up to one year and debt instruments which are rated not below investment grade by a credit rating agency. SBI Magnum Low Duration Fund is a Debt - Low Duration fund was launched on 27 Jul 07. It is a fund with Moderately Low risk and has given a Below is the key information for SBI Magnum Low Duration Fund Returns up to 1 year are on To endeavour to mitigate interest rate risk and seek to generate regular income along with opportunities for capital appreciation through a portfolio investing in Floating Rate debt securities, fixed rate securities, derivative instruments as well as in Money Market instruments. SBI Savings Fund is a Debt - Money Market fund was launched on 19 Jul 04. It is a fund with Moderately Low risk and has given a Below is the key information for SBI Savings Fund Returns up to 1 year are on 1. SBI Magnum Constant Maturity Fund
CAGR/Annualized return of 7.9% since its launch. Ranked 1 in 10 Yr Govt Bond category. Return for 2024 was 9.1% , 2023 was 7.5% and 2022 was 1.3% . SBI Magnum Constant Maturity Fund
Growth Launch Date 30 Dec 00 NAV (01 Jul 25) ₹64.1705 ↑ 0.13 (0.20 %) Net Assets (Cr) ₹1,944 on 31 May 25 Category Debt - 10 Yr Govt Bond AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.64 Sharpe Ratio 1.93 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.09% Effective Maturity 9 Years 8 Months 8 Days Modified Duration 6 Years 10 Months 10 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,330 30 Jun 22 ₹10,304 30 Jun 23 ₹11,225 30 Jun 24 ₹12,032 30 Jun 25 ₹13,268 Returns for SBI Magnum Constant Maturity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25 Duration Returns 1 Month -0.4% 3 Month 2.8% 6 Month 5.7% 1 Year 10.5% 3 Year 8.8% 5 Year 5.8% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.1% 2023 7.5% 2022 1.3% 2021 2.4% 2020 11.6% 2019 11.9% 2018 9.9% 2017 6.2% 2016 12.8% 2015 9.1% Fund Manager information for SBI Magnum Constant Maturity Fund
Name Since Tenure Rajeev Radhakrishnan 1 Nov 23 1.58 Yr. Tejas Soman 1 Dec 23 1.5 Yr. Data below for SBI Magnum Constant Maturity Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 2.29% Debt 97.71% Debt Sector Allocation
Sector Value Government 97.71% Cash Equivalent 2.29% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -71% ₹1,371 Cr 131,000,000 7.18% Govt Stock 2037
Sovereign Bonds | -27% ₹511 Cr 49,000,000 Net Receivable / Payable
CBLO | -2% ₹31 Cr Treps
CBLO/Reverse Repo | -1% ₹13 Cr 2. SBI Short Term Debt Fund
CAGR/Annualized return of since its launch. Ranked 25 in Short term Bond category. Return for 2024 was 7.7% , 2023 was 6.7% and 2022 was 3.5% . SBI Short Term Debt Fund
Growth Launch Date 27 Jul 07 NAV (01 Jul 25) ₹32.2663 ↑ 0.03 (0.10 %) Net Assets (Cr) ₹14,733 on 31 May 25 Category Debt - Short term Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.84 Sharpe Ratio 2.36 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.84% Effective Maturity 3 Years 6 Months Modified Duration 2 Years 9 Months 18 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,438 30 Jun 22 ₹10,717 30 Jun 23 ₹11,402 30 Jun 24 ₹12,181 30 Jun 25 ₹13,294 Returns for SBI Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25 Duration Returns 1 Month 0.3% 3 Month 2.8% 6 Month 5.1% 1 Year 9.2% 3 Year 7.5% 5 Year 5.9% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 6.7% 2022 3.5% 2021 2.8% 2020 9.9% 2019 9.5% 2018 6% 2017 5.7% 2016 9.9% 2015 8.2% Fund Manager information for SBI Short Term Debt Fund
Name Since Tenure Mansi Sajeja 1 Dec 23 1.58 Yr. Data below for SBI Short Term Debt Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 9.65% Debt 90.11% Other 0.24% Debt Sector Allocation
Sector Value Corporate 67.37% Government 26.52% Cash Equivalent 5.87% Credit Quality
Rating Value AA 12.88% AAA 87.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -8% ₹1,260 Cr 120,000,000
↑ 30,000,000 7.17% Govt Stock 2030
Sovereign Bonds | -6% ₹857 Cr 82,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -4% ₹618 Cr 60,000,000
↓ -5,000,000 Small Industries Development Bank Of India
Debentures | -3% ₹511 Cr 50,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹511 Cr 50,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹510 Cr 50,000 Rec Limited
Debentures | -3% ₹509 Cr 50,000 TATA Communications Limited
Debentures | -3% ₹405 Cr 40,000 Jamnagar Utilities & Power Private Limited
Debentures | -3% ₹400 Cr 39,000 Small Industries Development Bank Of India
Debentures | -2% ₹330 Cr 32,500 3. SBI Magnum Medium Duration Fund
CAGR/Annualized return of 7.8% since its launch. Ranked 18 in Medium term Bond category. Return for 2024 was 8.1% , 2023 was 7.2% and 2022 was 3.4% . SBI Magnum Medium Duration Fund
Growth Launch Date 12 Nov 03 NAV (01 Jul 25) ₹51.343 ↑ 0.06 (0.11 %) Net Assets (Cr) ₹6,580 on 31 May 25 Category Debt - Medium term Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.22 Sharpe Ratio 2.21 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1.5%),12 Months and above(NIL) Yield to Maturity 7.18% Effective Maturity 5 Years 3 Months 14 Days Modified Duration 3 Years 9 Months 25 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,679 30 Jun 22 ₹10,932 30 Jun 23 ₹11,768 30 Jun 24 ₹12,587 30 Jun 25 ₹13,721 Returns for SBI Magnum Medium Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25 Duration Returns 1 Month 0.1% 3 Month 2.5% 6 Month 4.8% 1 Year 9.1% 3 Year 7.9% 5 Year 6.5% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 7.2% 2022 3.4% 2021 3.8% 2020 12.3% 2019 11.1% 2018 6.2% 2017 7.6% 2016 14% 2015 6.6% Fund Manager information for SBI Magnum Medium Duration Fund
Name Since Tenure Lokesh Mallya 1 Dec 23 1.58 Yr. Mohit Jain 30 Nov 17 7.59 Yr. Data below for SBI Magnum Medium Duration Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 9.42% Debt 90.28% Other 0.31% Debt Sector Allocation
Sector Value Corporate 48.95% Government 41.33% Cash Equivalent 9.42% Credit Quality
Rating Value A 7.53% AA 44.11% AAA 48.35% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -14% ₹942 Cr 91,500,000 7.18% Govt Stock 2033
Sovereign Bonds | -12% ₹803 Cr 76,500,000 7.18% Govt Stock 2037
Sovereign Bonds | -9% ₹558 Cr 53,500,000 Godrej Properties Limited
Debentures | -5% ₹305 Cr 30,000 7.23% Govt Stock 2039
Sovereign Bonds | -4% ₹289 Cr 27,500,000 Avanse Financial Services Limited
Debentures | -4% ₹252 Cr 25,000 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -4% ₹234 Cr 24,000 Aditya Birla Real Estate Limited
Debentures | -3% ₹224 Cr 22,000 Yes Bank Limited
Debentures | -3% ₹224 Cr 2,250 Renserv Global Private Limited
Debentures | -3% ₹206 Cr 20,500 4. SBI Banking and PSU Fund
CAGR/Annualized return of 7.5% since its launch. Ranked 43 in Banking & PSU Debt category. Return for 2024 was 7.7% , 2023 was 6.6% and 2022 was 2.9% . SBI Banking and PSU Fund
Growth Launch Date 9 Oct 09 NAV (01 Jul 25) ₹3,130.46 ↑ 2.09 (0.07 %) Net Assets (Cr) ₹4,074 on 31 May 25 Category Debt - Banking & PSU Debt AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.81 Sharpe Ratio 2.05 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 4.97% Effective Maturity 6 Years 11 Months 19 Days Modified Duration 4 Years 8 Months 16 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,442 30 Jun 22 ₹10,656 30 Jun 23 ₹11,320 30 Jun 24 ₹12,074 30 Jun 25 ₹13,171 Returns for SBI Banking and PSU Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25 Duration Returns 1 Month 0% 3 Month 2.7% 6 Month 5% 1 Year 9.1% 3 Year 7.3% 5 Year 5.7% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 6.6% 2022 2.9% 2021 2.6% 2020 10.5% 2019 9.7% 2018 7.4% 2017 6.4% 2016 8.3% 2015 8.7% Fund Manager information for SBI Banking and PSU Fund
Name Since Tenure Ardhendu Bhattacharya 1 Dec 23 1.58 Yr. Pradeep Kesavan 1 Dec 23 1.58 Yr. Data below for SBI Banking and PSU Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 10.85% Debt 88.82% Other 0.34% Debt Sector Allocation
Sector Value Corporate 45.36% Government 45.17% Cash Equivalent 9.13% Credit Quality
Rating Value AA 9.2% AAA 90.8% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -6% ₹263 Cr 25,500,000
↑ 2,500,000 Power Grid Corporation Of India Limited
Debentures | -5% ₹212 Cr 23,000 Nuclear Power Corporation Of India Limited
Debentures | -5% ₹210 Cr 20,400 Rec Limited
Debentures | -4% ₹190 Cr 185 National Bank For Financing Infrastructure And Development
Debentures | -4% ₹184 Cr 18,000 Ongc Petro Additions Limited
Debentures | -4% ₹178 Cr 17,500 GAil (India) Limited
Debentures | -4% ₹153 Cr 1,500 National Bank For Financing Infrastructure And Development
Debentures | -4% ₹151 Cr 15,000 Axis Bank Ltd.
Debentures | -3% ₹141 Cr 3,000
↑ 3,000 National Highways Infra TRust
Debentures | -3% ₹124 Cr 25,000 5. SBI Credit Risk Fund
CAGR/Annualized return of 7.5% since its launch. Ranked 3 in Credit Risk category. Return for 2024 was 8.1% , 2023 was 8.3% and 2022 was 4.2% . SBI Credit Risk Fund
Growth Launch Date 19 Jul 04 NAV (01 Jul 25) ₹45.7344 ↑ 0.04 (0.08 %) Net Assets (Cr) ₹2,245 on 31 May 25 Category Debt - Credit Risk AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.56 Sharpe Ratio 2.32 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL) Yield to Maturity 7.85% Effective Maturity 2 Years 11 Months 12 Days Modified Duration 2 Years 1 Month 28 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,754 30 Jun 22 ₹11,156 30 Jun 23 ₹12,075 30 Jun 24 ₹12,973 30 Jun 25 ₹14,103 Returns for SBI Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25 Duration Returns 1 Month 0.6% 3 Month 2.5% 6 Month 4.8% 1 Year 8.8% 3 Year 8.1% 5 Year 7.1% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 8.3% 2022 4.2% 2021 5% 2020 9.8% 2019 6.5% 2018 6.2% 2017 6.9% 2016 10.5% 2015 9.7% Fund Manager information for SBI Credit Risk Fund
Name Since Tenure Lokesh Mallya 1 Feb 17 8.33 Yr. Data below for SBI Credit Risk Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 10.55% Equity 2.82% Debt 86.27% Other 0.35% Debt Sector Allocation
Sector Value Corporate 71.14% Government 15.13% Cash Equivalent 10.55% Credit Quality
Rating Value A 18.54% AA 64.34% AAA 17.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.23% Govt Stock 2039
Sovereign Bonds | -9% ₹199 Cr 19,000,000 Aadhar Housing Finance Limited
Debentures | -5% ₹113 Cr 11,200 Nirma Limited
Debentures | -5% ₹112 Cr 11,000 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -5% ₹107 Cr 11,000 Infopark Properties Limited
Debentures | -5% ₹106 Cr 10,500 Aditya Birla Real Estate Limited
Debentures | -4% ₹87 Cr 8,500 The Sandur Manganese And Iron Ores Limited
Debentures | -4% ₹84 Cr 8,500 6.79% Govt Stock 2034
Sovereign Bonds | -4% ₹82 Cr 8,000,000 Avanse Financial Services Limited
Debentures | -4% ₹81 Cr 8,000 Renserv Global Private Limited
Debentures | -4% ₹80 Cr 8,000 6. SBI Magnum Income Fund
CAGR/Annualized return of 7.6% since its launch. Ranked 6 in Medium to Long term category. Return for 2024 was 8.1% , 2023 was 7.2% and 2022 was 3% . SBI Magnum Income Fund
Growth Launch Date 25 Nov 98 NAV (01 Jul 25) ₹70.8616 ↑ 0.10 (0.14 %) Net Assets (Cr) ₹1,983 on 31 May 25 Category Debt - Medium to Long term AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.46 Sharpe Ratio 1.59 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 6.9% Effective Maturity 10 Years 11 Months 16 Days Modified Duration 6 Years 5 Months 26 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,612 30 Jun 22 ₹10,760 30 Jun 23 ₹11,644 30 Jun 24 ₹12,456 30 Jun 25 ₹13,509 Returns for SBI Magnum Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25 Duration Returns 1 Month -0.5% 3 Month 2.2% 6 Month 4.6% 1 Year 8.6% 3 Year 7.9% 5 Year 6.2% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 7.2% 2022 3% 2021 3.6% 2020 11.6% 2019 11.7% 2018 4.7% 2017 5.7% 2016 13.4% 2015 6% Fund Manager information for SBI Magnum Income Fund
Name Since Tenure Lokesh Mallya 1 Dec 23 1.5 Yr. Data below for SBI Magnum Income Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 6.1% Debt 93.64% Other 0.26% Debt Sector Allocation
Sector Value Government 68.4% Corporate 25.24% Cash Equivalent 6.1% Credit Quality
Rating Value AA 25.06% AAA 74.94% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -39% ₹767 Cr 74,500,000 7.23% Govt Stock 2039
Sovereign Bonds | -15% ₹289 Cr 27,500,000 7.3% Govt Stock 2053
Sovereign Bonds | -9% ₹171 Cr 16,500,000 Torrent Power Limited
Debentures | -4% ₹79 Cr 7,500 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -4% ₹73 Cr 7,500 Indostar Capital Finance Limited
Debentures | -3% ₹59 Cr 5,900 Avanse Financial Services Limited
Debentures | -3% ₹55 Cr 5,500 TATA Power Renewable Energy Limited
Debentures | -3% ₹51 Cr 5,000 JM Financial Credit Solutions Limited
Debentures | -3% ₹51 Cr 5,000 6.33% Gsec Mat - 05/05/2035
Sovereign Bonds | -3% ₹50 Cr 5,000,000
↑ 5,000,000 7. SBI Magnum Gilt Fund
CAGR/Annualized return of 8% since its launch. Ranked 3 in Government Bond category. Return for 2024 was 8.9% , 2023 was 7.6% and 2022 was 4.2% . SBI Magnum Gilt Fund
Growth Launch Date 30 Dec 00 NAV (01 Jul 25) ₹66.0618 ↑ 0.07 (0.11 %) Net Assets (Cr) ₹12,573 on 31 May 25 Category Debt - Government Bond AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.94 Sharpe Ratio 1.14 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.76% Effective Maturity 24 Years 10 Months 28 Days Modified Duration 10 Years 4 Months 20 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,409 30 Jun 22 ₹10,665 30 Jun 23 ₹11,573 30 Jun 24 ₹12,481 30 Jun 25 ₹13,485 Returns for SBI Magnum Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25 Duration Returns 1 Month -1.4% 3 Month 1.1% 6 Month 4.2% 1 Year 8.2% 3 Year 8.2% 5 Year 6.1% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.9% 2023 7.6% 2022 4.2% 2021 3% 2020 11.7% 2019 13.1% 2018 5.1% 2017 3.9% 2016 16.3% 2015 7.3% Fund Manager information for SBI Magnum Gilt Fund
Name Since Tenure Rajeev Radhakrishnan 1 Nov 23 1.66 Yr. Tejas Soman 1 Dec 23 1.58 Yr. Data below for SBI Magnum Gilt Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 10.97% Debt 89.03% Debt Sector Allocation
Sector Value Government 89.03% Cash Equivalent 10.97% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -34% ₹4,229 Cr 409,000,000
↓ -34,500,000 6.79% Govt Stock 2034
Sovereign Bonds | -26% ₹3,236 Cr 314,327,500
↑ 1,000,000 7.3% Govt Stock 2053
Sovereign Bonds | -9% ₹1,097 Cr 106,000,000 7.23% Maharashtra Sdl-04/09/2035
Sovereign Bonds | -4% ₹521 Cr 51,706,900 6.33% Gsec Mat - 05/05/2035
Sovereign Bonds | -4% ₹506 Cr 50,500,000
↑ 50,000,000 8.17% Govt Stock 2044
Sovereign Bonds | -4% ₹461 Cr 40,000,000 Maharashtra (Government of) 6.72%
- | -3% ₹353 Cr 36,238,700
↑ 36,238,700 Maharashtra (Government of) 6.77%
- | -2% ₹196 Cr 20,000,000
↑ 20,000,000 07.36 MH Sdl 21/02/2035
Sovereign Bonds | -1% ₹131 Cr 12,500,000 7.16% State Government Of Karnataka 2036
Sovereign Bonds | -1% ₹113 Cr 11,000,000 8. SBI Dynamic Bond Fund
CAGR/Annualized return of since its launch. Ranked 5 in Dynamic Bond category. Return for 2024 was 8.6% , 2023 was 7.1% and 2022 was 4.2% . SBI Dynamic Bond Fund
Growth Launch Date 9 Feb 04 NAV (01 Jul 25) ₹35.716 ↑ 0.00 (0.00 %) Net Assets (Cr) ₹3,560 on 31 May 25 Category Debt - Dynamic Bond AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.48 Sharpe Ratio 1.22 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 6.92% Effective Maturity 19 Years 11 Months 12 Days Modified Duration 9 Years 1 Month 17 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,321 30 Jun 22 ₹10,530 30 Jun 23 ₹11,394 30 Jun 24 ₹12,238 30 Jun 25 ₹13,236 Returns for SBI Dynamic Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25 Duration Returns 1 Month -1.1% 3 Month 1.7% 6 Month 4.3% 1 Year 8.2% 3 Year 7.9% 5 Year 5.7% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 8.6% 2023 7.1% 2022 4.2% 2021 2% 2020 10.4% 2019 12.7% 2018 5.1% 2017 3.9% 2016 15.3% 2015 5.8% Fund Manager information for SBI Dynamic Bond Fund
Name Since Tenure Rajeev Radhakrishnan 1 Nov 23 1.58 Yr. Tejas Soman 31 Dec 23 1.42 Yr. Pradeep Kesavan 31 Dec 23 1.42 Yr. Data below for SBI Dynamic Bond Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 11.61% Debt 88.13% Other 0.26% Debt Sector Allocation
Sector Value Government 64.33% Corporate 23.8% Cash Equivalent 11.61% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -11% ₹388 Cr 37,500,000
↓ -21,000,000 6.75% Govt Stock 2029
Sovereign Bonds | -11% ₹386 Cr 37,500,000
↑ 37,500,000 6.33% Gsec Mat - 05/05/2035
Sovereign Bonds | -7% ₹250 Cr 25,000,000
↑ 25,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -7% ₹242 Cr 23,500,000 7.3% Govt Stock 2053
Sovereign Bonds | -5% ₹191 Cr 18,500,000 Summit Digitel Infrastructure Limited
Debentures | -5% ₹161 Cr 1,500 Power Finance Corporation Limited
Debentures | -4% ₹155 Cr 15,000 LIC Housing Finance Ltd
Debentures | -4% ₹153 Cr 15,000 Power Grid Corporation Of India Limited
Debentures | -4% ₹150 Cr 15,000 7.23% Maharashtra Sdl-04/09/2035
Sovereign Bonds | -4% ₹143 Cr 14,164,700 9. SBI Magnum Low Duration Fund
CAGR/Annualized return of since its launch. Ranked 41 in Low Duration category. Return for 2024 was 7.3% , 2023 was 6.7% and 2022 was 4% . SBI Magnum Low Duration Fund
Growth Launch Date 27 Jul 07 NAV (01 Jul 25) ₹3,502.22 ↑ 2.00 (0.06 %) Net Assets (Cr) ₹14,729 on 31 May 25 Category Debt - Low Duration AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.95 Sharpe Ratio 1.94 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.67% Effective Maturity 1 Year 1 Month 10 Days Modified Duration 10 Months 24 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,396 30 Jun 22 ₹10,706 30 Jun 23 ₹11,376 30 Jun 24 ₹12,163 30 Jun 25 ₹13,115 Returns for SBI Magnum Low Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25 Duration Returns 1 Month 0.6% 3 Month 2.3% 6 Month 4.2% 1 Year 7.9% 3 Year 7% 5 Year 5.6% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 6.7% 2022 4% 2021 3.2% 2020 6.7% 2019 8.3% 2018 7.5% 2017 6.6% 2016 8.3% 2015 8.6% Fund Manager information for SBI Magnum Low Duration Fund
Name Since Tenure Sudhir Agrawal 15 May 25 0.13 Yr. Data below for SBI Magnum Low Duration Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 27.89% Debt 71.89% Other 0.22% Debt Sector Allocation
Sector Value Corporate 62.6% Government 22.03% Cash Equivalent 15.16% Credit Quality
Rating Value AA 7.23% AAA 92.77% Top Securities Holdings / Portfolio
Name Holding Value Quantity 07.03 CG Sdl 2026
Sovereign Bonds | -6% ₹862 Cr 84,992,300 HDFC Bank Ltd.
Debentures | -4% ₹548 Cr 11,500 TRent Limited
Debentures | -3% ₹495 Cr 5,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹443 Cr 43,500 Indigrid Infrastructure Trust
Debentures | -3% ₹388 Cr 3,850 UCO Bank
Domestic Bonds | -3% ₹377 Cr 8,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹306 Cr 30,000 Punjab National Bank
Domestic Bonds | -2% ₹286 Cr 6,000 Rec Limited
Debentures | -2% ₹278 Cr 27,500 Bajaj Housing Finance Limited
Debentures | -2% ₹253 Cr 25,000 10. SBI Savings Fund
CAGR/Annualized return of 7% since its launch. Ranked 56 in Money Market category. Return for 2024 was 7.3% , 2023 was 6.9% and 2022 was 4.3% . SBI Savings Fund
Growth Launch Date 19 Jul 04 NAV (01 Jul 25) ₹41.5679 ↑ 0.02 (0.06 %) Net Assets (Cr) ₹30,118 on 31 May 25 Category Debt - Money Market AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.76 Sharpe Ratio 1.89 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 500 Exit Load 0-3 Days (0.1%),3 Days and above(NIL) Yield to Maturity 0.71% Effective Maturity 8 Months 19 Days Modified Duration 8 Months 1 Day Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,377 30 Jun 22 ₹10,714 30 Jun 23 ₹11,391 30 Jun 24 ₹12,191 30 Jun 25 ₹13,130 Returns for SBI Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Jul 25 Duration Returns 1 Month 0.6% 3 Month 2.2% 6 Month 4.1% 1 Year 7.7% 3 Year 7% 5 Year 5.6% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 6.9% 2022 4.3% 2021 3.3% 2020 5.7% 2019 7.7% 2018 7.1% 2017 6.3% 2016 8.4% 2015 8.3% Fund Manager information for SBI Savings Fund
Name Since Tenure Rajeev Radhakrishnan 1 Dec 23 1.58 Yr. Data below for SBI Savings Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 62.2% Debt 37.54% Other 0.27% Debt Sector Allocation
Sector Value Corporate 38.57% Cash Equivalent 37.65% Government 23.51% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 5.63% Govt Stock 2026
Sovereign Bonds | -9% ₹2,789 Cr 278,845,000 HDFC Bank Ltd.
Debentures | -5% ₹1,574 Cr 33,000 Punjab National Bank
Domestic Bonds | -4% ₹1,146 Cr 24,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -2% ₹715 Cr 15,000 UCO Bank
Domestic Bonds | -2% ₹566 Cr 12,000 Csb Bank Ltd
Debentures | -2% ₹491 Cr 10,000 The Jammu And Kashmir Bank Limited
Debentures | -2% ₹470 Cr 10,000 Indian Bank
Domestic Bonds | -1% ₹429 Cr 9,000 Equitas Small Finance Bank Ltd.
Debentures | -1% ₹285 Cr 6,000 The Jammu And Kashmir Bank Limited
Debentures | -1% ₹283 Cr 6,000
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I have SBI PSU Fund lumsum amount 20000,for 13 year, but this fund under perform, I want switch this fund which sbi fund is better for switching.