+91-22-4891390910 Best Debt Funds by SBI Mutual Fund 2026
Debt funds by SBI Mutual Fund aims to generate regular income over short to mid term. These funds are invested in debt/market money instruments. Debt funds are a good option to earn good returns over a short period of time.
Investors who want to invest for a couple of days to a month, Liquid Funds and ultra-short term debt funds may be relevant. One who wants to invest for a year or two can invest in short-term funds. And for longer duration like for more than 3 years, long-term debt funds can be the suited one, with some risk involved in it.
SBI Mutual Fund offers some of the top performing debt funds in India. Best SBI schemes have been undertaken by their past performances, AUM, etc. Investors who wish to invest can invest in these funds and generate steady income by taking advantage of the debt markets.
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Why Invest in SBI Mutual Funds?
Capital Appreciation: Investing in SBI MF can give you a capital appreciation for low-risk investments as well high-risk investments depending on the fund you wish to invest.
Safety: The mutual fund schemes by SBI are one of the country’s trusted and reliable fund schemes.
Variety of Options: Investing in SBI Mutual Fund comes with a broad range of choices, you can invest for a short-term, mid-term and long-term in these schemes offered by the SBI.
Domestic and Offshore Fund Management: The company has expertise in managing both domestic and offshore funds.
NRI Investment: The company also allows NRIs to invest in its Mutual Funds.
Fund Selection Methodology used to find 10 funds
Best SBI Performing Debt Mutual Funds
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity SBI Credit Risk Fund Growth ₹49.7769
↑ 0.02 ₹2,181 3.2 4.5 8 8 7.9 8.38% 2Y 3M 18D 3Y 18D SBI Magnum Medium Duration Fund Growth ₹54.916
↑ 0.01 ₹6,498 2.8 3.4 6.8 7.3 7.5 8.05% 3Y 25D 4Y 4M 20D SBI Liquid Fund Growth ₹4,384.24
↑ 1.37 ₹84,055 1.7 3.4 6.4 6.8 6.4 6.5% 2M 5D 2M 12D SBI Magnum Ultra Short Duration Fund Growth ₹6,421.59
↑ 4.85 ₹11,165 2 3.3 6.3 7 7 7% 4M 28D 8M 5D SBI Savings Fund Growth ₹44.4939
↑ 0.03 ₹33,895 2.1 3.2 6.1 6.9 7.1 6.83% 7M 6D 7M 20D SBI Magnum Low Duration Fund Growth ₹3,730.59
↑ 3.02 ₹13,102 2 2.9 5.6 6.7 7 7.07% 10M 24D 1Y 5M 26D SBI Dynamic Bond Fund Growth ₹37.5488
↑ 0.02 ₹3,682 2 2.8 5.5 6.6 5.5 7.13% 3Y 3M 14D 5Y 11M 26D SBI Banking and PSU Fund Growth ₹3,303.55
↑ 1.42 ₹3,938 2.1 2.5 5.2 6.7 7.4 7.14% 2Y 7M 24D 3Y 10M 6D SBI Overnight Fund Growth ₹4,413.83
↑ 0.58 ₹29,876 1.3 2.6 5.2 6 5.7 5.39% 1D 1D SBI Short Term Debt Fund Growth ₹34.0923
↑ 0.01 ₹14,001 1.9 2.2 5.1 6.9 7.8 7.5% 2Y 7M 24D 3Y 7M 10D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Sep 26 Research Highlights & Commentary of 10 Funds showcased
Commentary SBI Credit Risk Fund SBI Magnum Medium Duration Fund SBI Liquid Fund SBI Magnum Ultra Short Duration Fund SBI Savings Fund SBI Magnum Low Duration Fund SBI Dynamic Bond Fund SBI Banking and PSU Fund SBI Overnight Fund SBI Short Term Debt Fund Point 1 Bottom quartile AUM (₹2,181 Cr). Lower mid AUM (₹6,498 Cr). Highest AUM (₹84,055 Cr). Lower mid AUM (₹11,165 Cr). Top quartile AUM (₹33,895 Cr). Upper mid AUM (₹13,102 Cr). Bottom quartile AUM (₹3,682 Cr). Bottom quartile AUM (₹3,938 Cr). Upper mid AUM (₹29,876 Cr). Upper mid AUM (₹14,001 Cr). Point 2 Established history (22+ yrs). Established history (22+ yrs). Established history (19+ yrs). Oldest track record among peers (27 yrs). Established history (22+ yrs). Established history (19+ yrs). Established history (22+ yrs). Established history (16+ yrs). Established history (23+ yrs). Established history (19+ yrs). Point 3 Top rated. Rating: 3★ (upper mid). Rating: 3★ (upper mid). Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 3★ (lower mid). Rating: 4★ (top quartile). Rating: 3★ (bottom quartile). Rating: 2★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Low. Risk profile: Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Low. Risk profile: Moderately Low. Point 5 1Y return: 8.05% (top quartile). 1Y return: 6.83% (top quartile). 1Y return: 6.38% (upper mid). 1Y return: 6.31% (upper mid). 1Y return: 6.05% (upper mid). 1Y return: 5.62% (lower mid). 1Y return: 5.49% (lower mid). 1Y return: 5.20% (bottom quartile). 1Y return: 5.20% (bottom quartile). 1Y return: 5.08% (bottom quartile). Point 6 1M return: 0.93% (top quartile). 1M return: 0.55% (upper mid). 1M return: 0.56% (upper mid). 1M return: 0.65% (upper mid). 1M return: 0.68% (top quartile). 1M return: 0.52% (lower mid). 1M return: 0.17% (bottom quartile). 1M return: 0.16% (bottom quartile). 1M return: 0.42% (lower mid). 1M return: 0.06% (bottom quartile). Point 7 Sharpe: 0.93 (top quartile). Sharpe: 0.18 (upper mid). Sharpe: 2.24 (top quartile). Sharpe: 0.71 (upper mid). Sharpe: 0.24 (upper mid). Sharpe: -0.17 (lower mid). Sharpe: -0.43 (bottom quartile). Sharpe: -0.34 (bottom quartile). Sharpe: -17.50 (bottom quartile). Sharpe: -0.29 (lower mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 8.38% (top quartile). Yield to maturity (debt): 8.05% (top quartile). Yield to maturity (debt): 6.50% (bottom quartile). Yield to maturity (debt): 7.00% (lower mid). Yield to maturity (debt): 6.83% (bottom quartile). Yield to maturity (debt): 7.07% (lower mid). Yield to maturity (debt): 7.13% (upper mid). Yield to maturity (debt): 7.14% (upper mid). Yield to maturity (debt): 5.39% (bottom quartile). Yield to maturity (debt): 7.50% (upper mid). Point 10 Modified duration: 2.30 yrs (lower mid). Modified duration: 3.07 yrs (bottom quartile). Modified duration: 0.18 yrs (top quartile). Modified duration: 0.41 yrs (upper mid). Modified duration: 0.60 yrs (upper mid). Modified duration: 0.90 yrs (upper mid). Modified duration: 3.29 yrs (bottom quartile). Modified duration: 2.65 yrs (lower mid). Modified duration: 0.00 yrs (top quartile). Modified duration: 2.65 yrs (bottom quartile). SBI Credit Risk Fund
SBI Magnum Medium Duration Fund
SBI Liquid Fund
SBI Magnum Ultra Short Duration Fund
SBI Savings Fund
SBI Magnum Low Duration Fund
SBI Dynamic Bond Fund
SBI Banking and PSU Fund
SBI Overnight Fund
SBI Short Term Debt Fund
(Erstwhile SBI Corporate Bond Fund) The investment objective will be to actively manage a portfolio of good
quality corporate debt as well as Money Market Instruments so as to provide
reasonable returns and liquidity to the Unit holders. However there is no
guarantee or assurance that the investment objective of the scheme will
be achieved. Research Highlights for SBI Credit Risk Fund Below is the key information for SBI Credit Risk Fund Returns up to 1 year are on (Erstwhile SBI Regular Savings Fund) To provide attractive returns to the Magnum holders / Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt,
equity and money market instruments. Research Highlights for SBI Magnum Medium Duration Fund Below is the key information for SBI Magnum Medium Duration Fund Returns up to 1 year are on (Erstwhile SBI - Premier Liquid Fund) To provide attractive returns to the Magnum/Unit holders either through
periodic dividends or through capital appreciation through an actively
managed portfolio of debt and money market instruments. Income may be
generated through the receipt of coupon payments, the amortization of the
discount on the debt instruments, receipt of dividends or purchase and sale of
securities in the underlying portfolio. Research Highlights for SBI Liquid Fund Below is the key information for SBI Liquid Fund Returns up to 1 year are on (Erstwhile SBI Magnum InstaCash Fund) To provide the investors an opportunity to earn returns through investment in
debt & money market securities, while having the benefit of a very high degree of liquidity. Research Highlights for SBI Magnum Ultra Short Duration Fund Below is the key information for SBI Magnum Ultra Short Duration Fund Returns up to 1 year are on To endeavour to mitigate interest rate risk and seek to generate regular income along with opportunities for capital appreciation through a portfolio investing in Floating Rate debt securities, fixed rate securities, derivative instruments as well as in Money Market instruments. Research Highlights for SBI Savings Fund Below is the key information for SBI Savings Fund Returns up to 1 year are on (Erstwhile SBI-Short Horizon Fund - Ultra Short Term) To provide investors with an opportunity to generate regular income with high degree of liquidity through investments in a portfolio comprising predominantly of money market instruments with maturity/residual maturity up to one year and debt instruments which are rated not below investment grade by a credit rating agency. Research Highlights for SBI Magnum Low Duration Fund Below is the key information for SBI Magnum Low Duration Fund Returns up to 1 year are on To actively manage a portfolio of good quality debt as well as Money Market
Instruments so as to provide reasonable returns and liquidity to the Unit holders. Research Highlights for SBI Dynamic Bond Fund Below is the key information for SBI Dynamic Bond Fund Returns up to 1 year are on (Erstwhile SBI Treasury Advantage Fund) The scheme seeks to generate regular income through a judicious mix of
portfolio comprising, predominantly of money market instruments and short
term debt securities. Research Highlights for SBI Banking and PSU Fund Below is the key information for SBI Banking and PSU Fund Returns up to 1 year are on (Erstwhile SBI Magnum InstaCash Fund - Liquid Floater Plan) To mitigate interest rate risk and generate opportunities for regular
income through a portfolio investing predominantly in floating rate securities
and Money Market instruments. Research Highlights for SBI Overnight Fund Below is the key information for SBI Overnight Fund Returns up to 1 year are on To provide investors with an opportunity to generate regular income through investments in a portfolio comprising of debt instruments which are rated not below investment grade by a credit rating agency,
and money market instruments. Research Highlights for SBI Short Term Debt Fund Below is the key information for SBI Short Term Debt Fund Returns up to 1 year are on 1. SBI Credit Risk Fund
SBI Credit Risk Fund
Growth Launch Date 19 Jul 04 NAV (02 Sep 26) ₹49.7769 ↑ 0.02 (0.04 %) Net Assets (Cr) ₹2,181 on 31 Jul 26 Category Debt - Credit Risk AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.55 Sharpe Ratio 0.93 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL) Yield to Maturity 8.38% Effective Maturity 3 Years 18 Days Modified Duration 2 Years 3 Months 18 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,363 31 Aug 23 ₹11,188 31 Aug 24 ₹12,056 31 Aug 25 ₹13,038 31 Aug 26 ₹14,058 Returns for SBI Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 26 Duration Returns 1 Month 0.9% 3 Month 3.2% 6 Month 4.5% 1 Year 8% 3 Year 8% 5 Year 7.1% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 8.1% 2022 8.3% 2021 4.2% 2020 5% 2019 9.8% 2018 6.5% 2017 6.2% 2016 6.9% 2015 10.5% Fund Manager information for SBI Credit Risk Fund
Name Since Tenure Lokesh Mallya 1 Feb 17 9.58 Yr. Prashanth Sridhar 1 Jul 26 0.17 Yr. Data below for SBI Credit Risk Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 6.73% Equity 6.67% Debt 83.06% Other 3.53% Debt Sector Allocation
Sector Value Corporate 68.91% Government 14.15% Cash Equivalent 6.73% Credit Quality
Rating Value A 10.66% AA 65.27% AAA 24.08% Top Securities Holdings / Portfolio
Name Holding Value Quantity Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -5% ₹100 Cr 11,000 Lodha Developers Limited
Debentures | -5% ₹100 Cr 10,000 TATA Projects Limited
Debentures | -5% ₹100 Cr 10,000 Nj Capital Private Limited
Debentures | -5% ₹99 Cr 10,000 H.G. Infra Engineering Limited
Debentures | -5% ₹99 Cr 10,000 Jtpm Metal TRaders Limited
Debentures | -4% ₹97 Cr 9,000 Renserv Global Private Limited
Debentures | -4% ₹80 Cr 8,000 Jsw Jfe Kalinga Steel Limited
Debentures | -4% ₹78 Cr 7,500 Motilal Oswal Home Finance Limited
Debentures | -3% ₹75 Cr 7,500 Aditya Birla Renewables Limited
Debentures | -3% ₹75 Cr 7,500 2. SBI Magnum Medium Duration Fund
SBI Magnum Medium Duration Fund
Growth Launch Date 12 Nov 03 NAV (02 Sep 26) ₹54.916 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹6,498 on 31 Jul 26 Category Debt - Medium term Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.22 Sharpe Ratio 0.18 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1.5%),12 Months and above(NIL) Yield to Maturity 8.05% Effective Maturity 4 Years 4 Months 20 Days Modified Duration 3 Years 25 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,279 31 Aug 23 ₹10,993 31 Aug 24 ₹11,824 31 Aug 25 ₹12,718 31 Aug 26 ₹13,575 Returns for SBI Magnum Medium Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 26 Duration Returns 1 Month 0.6% 3 Month 2.8% 6 Month 3.4% 1 Year 6.8% 3 Year 7.3% 5 Year 6.3% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 8.1% 2022 7.2% 2021 3.4% 2020 3.8% 2019 12.3% 2018 11.1% 2017 6.2% 2016 7.6% 2015 14% Fund Manager information for SBI Magnum Medium Duration Fund
Name Since Tenure Lokesh Mallya 1 Dec 23 2.67 Yr. Mohit Jain 30 Nov 17 8.67 Yr. Data below for SBI Magnum Medium Duration Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 7.35% Equity 6.55% Debt 85.77% Other 0.33% Debt Sector Allocation
Sector Value Corporate 62.58% Government 24.28% Cash Equivalent 6.27% Credit Quality
Rating Value A 9.76% AA 51.35% AAA 38.88% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.94% Govt Stock 2036
Sovereign Bonds | -8% ₹527 Cr 52,000,000 6.68% Govt Stock 2040
Sovereign Bonds | -6% ₹366 Cr 37,500,000
↑ 5,000,000 Godrej Properties Limited
Debentures | -5% ₹301 Cr 30,000 Jsw Jfe Kalinga Steel Limited
Debentures | -4% ₹280 Cr 27,000 Yes Bank Limited
Debentures | -3% ₹225 Cr 2,250 Aditya Birla Real Estate Limited
Debentures | -3% ₹221 Cr 22,000 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -3% ₹219 Cr 24,000 Jtpm Metal TRaders Limited
Debentures | -3% ₹216 Cr 20,000 Renserv Global Private Limited
Debentures | -3% ₹205 Cr 20,500 Motilal Oswal Finvest Limited
Debentures | -3% ₹201 Cr 20,000 3. SBI Liquid Fund
SBI Liquid Fund
Growth Launch Date 22 Mar 07 NAV (02 Sep 26) ₹4,384.24 ↑ 1.37 (0.03 %) Net Assets (Cr) ₹84,055 on 31 Jul 26 Category Debt - Liquid Fund AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Low Expense Ratio 0.3 Sharpe Ratio 2.24 Information Ratio 0 Alpha Ratio 0 Min Investment 50,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.5% Effective Maturity 2 Months 12 Days Modified Duration 2 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,382 31 Aug 23 ₹11,073 31 Aug 24 ₹11,878 31 Aug 25 ₹12,690 31 Aug 26 ₹13,496 Returns for SBI Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 26 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 3.4% 1 Year 6.4% 3 Year 6.8% 5 Year 6.2% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.4% 2023 7.3% 2022 6.9% 2021 4.8% 2020 3.3% 2019 4.2% 2018 6.5% 2017 7.3% 2016 6.6% 2015 7.6% Fund Manager information for SBI Liquid Fund
Name Since Tenure Rajeev Radhakrishnan 1 Dec 23 2.75 Yr. Data below for SBI Liquid Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 99.61% Debt 0.19% Other 0.2% Debt Sector Allocation
Sector Value Cash Equivalent 72.77% Government 15.98% Corporate 11.05% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -6% ₹5,979 Cr 600,000,000 India (Republic of)
- | -3% ₹3,460 Cr 350,000,000
↑ 350,000,000 HDFC Bank Ltd.
Debentures | -3% ₹2,955 Cr 60,000
↑ 60,000 Treps
CBLO/Reverse Repo | -3% ₹2,857 Cr National Bank for Agriculture and Rural Development
Commercial Paper | -2% ₹2,464 Cr 50,000
↑ 50,000 Punjab National Bank
Debentures | -2% ₹2,462 Cr 50,000
↑ 50,000 Canara Bank
Domestic Bonds | -2% ₹2,177 Cr 44,000 Small Industries Development Bank of India
Commercial Paper | -2% ₹1,974 Cr 40,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹1,793 Cr 36,000
↑ 36,000 India (Republic of)
- | -2% ₹1,735 Cr 175,000,000 4. SBI Magnum Ultra Short Duration Fund
SBI Magnum Ultra Short Duration Fund
Growth Launch Date 21 May 99 NAV (02 Sep 26) ₹6,421.59 ↑ 4.85 (0.08 %) Net Assets (Cr) ₹11,165 on 31 Jul 26 Category Debt - Ultrashort Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Low Expense Ratio 0.54 Sharpe Ratio 0.71 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7% Effective Maturity 8 Months 5 Days Modified Duration 4 Months 28 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,359 31 Aug 23 ₹11,046 31 Aug 24 ₹11,849 31 Aug 25 ₹12,721 31 Aug 26 ₹13,512 Returns for SBI Magnum Ultra Short Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 26 Duration Returns 1 Month 0.7% 3 Month 2% 6 Month 3.3% 1 Year 6.3% 3 Year 7% 5 Year 6.2% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7% 2023 7.4% 2022 7% 2021 4.5% 2020 3.4% 2019 5.9% 2018 8% 2017 7.9% 2016 6.6% 2015 7.7% Fund Manager information for SBI Magnum Ultra Short Duration Fund
Name Since Tenure Sudhir Agrawal 15 May 25 1.21 Yr. Data below for SBI Magnum Ultra Short Duration Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 103.58% Other 0.42% Debt Sector Allocation
Sector Value Corporate 56.25% Cash Equivalent 55.94% Credit Quality
Rating Value AA 21.86% AAA 78.14% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -7% ₹792 Cr 80,000,000 TATA Communications Limited
Debentures | -5% ₹550 Cr 55,000 Muthoot Finance Limited
Debentures | -3% ₹324 Cr 32,500 Adani Power Limited
Debentures | -3% ₹299 Cr 30,000 Avanse Financial Services Limited
Debentures | -2% ₹249 Cr 25,000 RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -2% ₹249 Cr 255 Muthoot Finance Limited
Debentures | -2% ₹199 Cr 20,000 Eris Lifesciences Limited
Debentures | -1% ₹150 Cr 15,000 TATA Motors Limited
Debentures | -1% ₹150 Cr 1,500 7.03% Chhattisgarh Sdl 2026
Sovereign Bonds | -1% ₹150 Cr 15,000,000 5. SBI Savings Fund
SBI Savings Fund
Growth Launch Date 19 Jul 04 NAV (02 Sep 26) ₹44.4939 ↑ 0.03 (0.08 %) Net Assets (Cr) ₹33,895 on 31 Jul 26 Category Debt - Money Market AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.74 Sharpe Ratio 0.24 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 500 Exit Load 0-3 Days (0.1%),3 Days and above(NIL) Yield to Maturity 6.83% Effective Maturity 7 Months 20 Days Modified Duration 7 Months 6 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,345 31 Aug 23 ₹11,026 31 Aug 24 ₹11,809 31 Aug 25 ₹12,694 31 Aug 26 ₹13,451 Returns for SBI Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 26 Duration Returns 1 Month 0.7% 3 Month 2.1% 6 Month 3.2% 1 Year 6.1% 3 Year 6.9% 5 Year 6.1% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.1% 2023 7.3% 2022 6.9% 2021 4.3% 2020 3.3% 2019 5.7% 2018 7.7% 2017 7.1% 2016 6.3% 2015 8.4% Fund Manager information for SBI Savings Fund
Name Since Tenure Rajeev Radhakrishnan 1 Dec 23 2.75 Yr. Sankalp Jain 1 Jul 26 0.17 Yr. Data below for SBI Savings Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 82.63% Debt 17.09% Other 0.29% Debt Sector Allocation
Sector Value Corporate 46.02% Cash Equivalent 30.74% Government 22.94% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -4% ₹1,275 Cr 130,000,000 Day Tbill
Sovereign Bonds | -4% ₹1,262 Cr 130,000,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -2% ₹822 Cr 17,100 Day Tbill
Sovereign Bonds | -2% ₹729 Cr 75,000,000 India (Republic of)
- | -1% ₹395 Cr 40,000,000
↑ 40,000,000 7.52% Uttarpradesh Sdl 2027
Sovereign Bonds | -1% ₹329 Cr 32,500,000 Axis Bank Ltd.
Debentures | -1% ₹290 Cr 6,000
↓ -4,000 India (Republic of)
- | -1% ₹249 Cr 25,000,000 Equitas Small Finance Bank Ltd.
Debentures | -1% ₹244 Cr 5,000 Equitas Small Finance Bank Ltd.
Debentures | -1% ₹244 Cr 5,000 6. SBI Magnum Low Duration Fund
SBI Magnum Low Duration Fund
Growth Launch Date 27 Jul 07 NAV (02 Sep 26) ₹3,730.59 ↑ 3.02 (0.08 %) Net Assets (Cr) ₹13,102 on 31 Jul 26 Category Debt - Low Duration AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.95 Sharpe Ratio -0.17 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.07% Effective Maturity 1 Year 5 Months 26 Days Modified Duration 10 Months 24 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,311 31 Aug 23 ₹10,974 31 Aug 24 ₹11,755 31 Aug 25 ₹12,631 31 Aug 26 ₹13,326 Returns for SBI Magnum Low Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 26 Duration Returns 1 Month 0.5% 3 Month 2% 6 Month 2.9% 1 Year 5.6% 3 Year 6.7% 5 Year 5.9% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 7% 2023 7.3% 2022 6.7% 2021 4% 2020 3.2% 2019 6.7% 2018 8.3% 2017 7.5% 2016 6.6% 2015 8.3% Fund Manager information for SBI Magnum Low Duration Fund
Name Since Tenure Sudhir Agrawal 15 May 25 1.3 Yr. Data below for SBI Magnum Low Duration Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 73.39% Debt 28.65% Other 0.37% Debt Sector Allocation
Sector Value Corporate 65.69% Cash Equivalent 43.4% Credit Quality
Rating Value AA 12.53% AAA 87.47% Top Securities Holdings / Portfolio
Name Holding Value Quantity RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -4% ₹512 Cr 525 7.03% Chhattisgarh Sdl 2026
Sovereign Bonds | -4% ₹500 Cr 50,000,000 Bharti Telecom Limited
Debentures | -4% ₹499 Cr 50,000 Housing And Urban Development Corporation Limited
Debentures | -4% ₹450 Cr 45,000 India (Republic of)
- | -3% ₹393 Cr 39,718,000 Small Industries Development Bank Of India
Debentures | -3% ₹325 Cr 32,500 Deutsche Bank AG London Branch
- | -2% -₹300 Cr Standard Chartered Bank
- | -2% -₹300 Cr National Bank For Financing Infrastructure And Development
Debentures | -2% ₹285 Cr 28,500
↑ 28,500 Jsw Jfe Kalinga Steel Limited
Debentures | -2% ₹260 Cr 25,000 7. SBI Dynamic Bond Fund
SBI Dynamic Bond Fund
Growth Launch Date 9 Feb 04 NAV (02 Sep 26) ₹37.5488 ↑ 0.02 (0.06 %) Net Assets (Cr) ₹3,682 on 31 Jul 26 Category Debt - Dynamic Bond AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.44 Sharpe Ratio -0.44 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 7.13% Effective Maturity 5 Years 11 Months 26 Days Modified Duration 3 Years 3 Months 14 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,254 31 Aug 23 ₹11,055 31 Aug 24 ₹11,985 31 Aug 25 ₹12,687 31 Aug 26 ₹13,375 Returns for SBI Dynamic Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 26 Duration Returns 1 Month 0.2% 3 Month 2% 6 Month 2.8% 1 Year 5.5% 3 Year 6.6% 5 Year 6% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 5.5% 2023 8.6% 2022 7.1% 2021 4.2% 2020 2% 2019 10.4% 2018 12.7% 2017 5.1% 2016 3.9% 2015 15.3% Fund Manager information for SBI Dynamic Bond Fund
Name Since Tenure Sudhir Agarwal 1 Jul 25 1.08 Yr. Data below for SBI Dynamic Bond Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 32.06% Debt 67.58% Other 0.36% Debt Sector Allocation
Sector Value Government 48.36% Cash Equivalent 28.27% Corporate 23.01% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.94% Govt Stock 2036
Sovereign Bonds | -26% ₹911 Cr 90,000,000 7.71% Govt Stock 2066
Sovereign Bonds | -14% ₹491 Cr 47,500,000 HSBC Bank PLC
Debentures | -8% -₹300 Cr Andhra Pradesh (Government of) 7.28%
- | -7% ₹251 Cr 25,000,000 Axis Bank Ltd.
Debentures | -7% ₹241 Cr 5,000 National Bank For Agriculture And Rural Development
Debentures | -6% ₹224 Cr 22,500
↑ 22,500 Summit Digitel Infrastructure Limited
Debentures | -4% ₹157 Cr 1,500 7.7% Maharashtra Sdl 2032
Sovereign Bonds | -4% ₹154 Cr 15,000,000 Rec Limited
Debentures | -4% ₹125 Cr 12,500 India (Republic of)
- | -4% ₹124 Cr 12,500,000 8. SBI Banking and PSU Fund
SBI Banking and PSU Fund
Growth Launch Date 9 Oct 09 NAV (02 Sep 26) ₹3,303.55 ↑ 1.42 (0.04 %) Net Assets (Cr) ₹3,938 on 31 Jul 26 Category Debt - Banking & PSU Debt AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.8 Sharpe Ratio -0.34 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.14% Effective Maturity 3 Years 10 Months 6 Days Modified Duration 2 Years 7 Months 24 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,180 31 Aug 23 ₹10,812 31 Aug 24 ₹11,598 31 Aug 25 ₹12,507 31 Aug 26 ₹13,150 Returns for SBI Banking and PSU Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 26 Duration Returns 1 Month 0.2% 3 Month 2.1% 6 Month 2.5% 1 Year 5.2% 3 Year 6.7% 5 Year 5.6% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7.7% 2022 6.6% 2021 2.9% 2020 2.6% 2019 10.5% 2018 9.7% 2017 7.4% 2016 6.4% 2015 8.3% Fund Manager information for SBI Banking and PSU Fund
Name Since Tenure Ardhendu Bhattacharya 1 Dec 23 2.75 Yr. Data below for SBI Banking and PSU Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 27.14% Debt 72.48% Other 0.39% Debt Sector Allocation
Sector Value Corporate 59.93% Government 28.47% Cash Equivalent 11.21% Credit Quality
Rating Value AA 6% AAA 94% Top Securities Holdings / Portfolio
Name Holding Value Quantity Deutsche Bank AG
- | -5% -₹200 Cr Bank of Baroda
Debentures | -5% ₹189 Cr 4,000 Canara Bank
Domestic Bonds | -5% ₹189 Cr 4,000 Power Grid Corporation Of India Limited
Debentures | -5% ₹186 Cr 23,000 Tamil Nadu (Government of) 7.74%
- | -5% ₹184 Cr 18,000,000 Ongc Petro Additions Limited
Debentures | -4% ₹176 Cr 17,500 GAil (India) Limited
Debentures | -4% ₹175 Cr 1,750 Housing And Urban Development Corporation Limited
Debentures | -4% ₹175 Cr 17,500
↓ -2,500 National Bank For Agriculture And Rural Development
Debentures | -4% ₹169 Cr 17,000
↑ 17,000 India Infrastructure Finance Company Limited
Debentures | -4% ₹149 Cr 15,000 9. SBI Overnight Fund
SBI Overnight Fund
Growth Launch Date 1 Oct 02 NAV (02 Sep 26) ₹4,413.83 ↑ 0.58 (0.01 %) Net Assets (Cr) ₹29,876 on 31 Jul 26 Category Debt - Overnight AMC SBI Funds Management Private Limited Rating ☆☆ Risk Low Expense Ratio 0.15 Sharpe Ratio -17.51 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 2,000 Exit Load 0-1 Months (0.2%),1 Months and above(NIL) Yield to Maturity 5.39% Effective Maturity 1 Day Modified Duration 1 Day Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,371 31 Aug 23 ₹11,021 31 Aug 24 ₹11,757 31 Aug 25 ₹12,475 31 Aug 26 ₹13,124 Returns for SBI Overnight Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 26 Duration Returns 1 Month 0.4% 3 Month 1.3% 6 Month 2.6% 1 Year 5.2% 3 Year 6% 5 Year 5.6% 10 Year 15 Year Since launch 6.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 5.7% 2023 6.6% 2022 6.6% 2021 4.6% 2020 3.1% 2019 3.3% 2018 5.6% 2017 6.2% 2016 5.8% 2015 6.8% Fund Manager information for SBI Overnight Fund
Name Since Tenure Ranjana Gupta 27 Dec 24 1.68 Yr. Data below for SBI Overnight Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 98.27% Debt 1.73% Debt Sector Allocation
Sector Value Cash Equivalent 98.27% Government 1.73% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps
CBLO/Reverse Repo | -83% ₹19,236 Cr Reverse Repo
CBLO/Reverse Repo | -11% ₹2,603 Cr Canara Bank
Domestic Bonds | -2% ₹400 Cr 8,000
↑ 8,000 Tbill
Sovereign Bonds | -1% ₹249 Cr 25,000,000
↑ 25,000,000 India (Republic of)
- | -1% ₹200 Cr 20,000,000 India (Republic of)
- | -1% ₹200 Cr 20,000,000 03/09/2026 Maturing 364 DTB
Sovereign Bonds | -1% ₹200 Cr 20,000,000
↑ 20,000,000 Net Receivable / Payable
CBLO | -1% -₹178 Cr Tbill
Sovereign Bonds | -0% ₹100 Cr 10,000,000 T-Bill
Sovereign Bonds | -0% ₹60 Cr 6,000,000 10. SBI Short Term Debt Fund
SBI Short Term Debt Fund
Growth Launch Date 27 Jul 07 NAV (02 Sep 26) ₹34.0923 ↑ 0.01 (0.04 %) Net Assets (Cr) ₹14,001 on 31 Jul 26 Category Debt - Short term Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.84 Sharpe Ratio -0.29 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.5% Effective Maturity 3 Years 7 Months 10 Days Modified Duration 2 Years 7 Months 24 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,251 31 Aug 23 ₹10,908 31 Aug 24 ₹11,705 31 Aug 25 ₹12,666 31 Aug 26 ₹13,304 Returns for SBI Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 26 Duration Returns 1 Month 0.1% 3 Month 1.9% 6 Month 2.2% 1 Year 5.1% 3 Year 6.9% 5 Year 5.9% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 7.7% 2022 6.7% 2021 3.5% 2020 2.8% 2019 9.9% 2018 9.5% 2017 6% 2016 5.7% 2015 9.9% Fund Manager information for SBI Short Term Debt Fund
Name Since Tenure Mansi Sajeja 1 Dec 23 2.75 Yr. Data below for SBI Short Term Debt Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 11.69% Debt 87.94% Other 0.37% Debt Sector Allocation
Sector Value Corporate 68.14% Government 21.88% Cash Equivalent 9.62% Credit Quality
Rating Value AA 14.24% AAA 85.76% Top Securities Holdings / Portfolio
Name Holding Value Quantity SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -4% ₹588 Cr 600 6.94% Govt Stock 2036
Sovereign Bonds | -4% ₹582 Cr 57,500,000
↓ -2,500,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹501 Cr 50,000 Gujarat (Government of) 7.43%
- | -3% ₹452 Cr 45,000,000 Rec Limited
Debentures | -3% ₹451 Cr 45,000
↓ -7,500 Bajaj Finance Limited
Debentures | -3% ₹450 Cr 45,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹369 Cr 375 State Government Of Karnataka
Sovereign Bonds | -3% ₹351 Cr 35,000,000 Small Industries Development Bank Of India
Debentures | -2% ₹295 Cr 29,500 Jsw Jfe Kalinga Steel Limited
Debentures | -2% ₹275 Cr 26,500
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I have SBI PSU Fund lumsum amount 20000,for 13 year, but this fund under perform, I want switch this fund which sbi fund is better for switching.