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10 Best Debt Funds by SBI Mutual Fund for 2023 | Fincash.com

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10 Best Debt Funds by SBI Mutual Fund 2023

Updated on February 2, 2023 , 41957 views

Debt fund by SBI Mutual Fund aims to generate regular Income over short to mid term. These funds are invested in debt/Market money instruments. Debt funds are a good option to earn good returns over a short period of time.

Investors who want to invest for a couple of days to a month, Liquid Funds and ultra-short term debt funds may be relevant. One who wants to invest for a year or two can invest in short-term funds. And for longer duration like for more than 3 years, long-term debt funds can be the suited one, with some risk involved in it.

SBI Mutual Fund offers some of the top performing debt funds in India. Best SBI schemes have been undertaken by their past performances, AUM, etc. Investors who wish to invest can invest in these funds and generate steady income by taking advantage of the debt markets.

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SBI

Why Invest in SBI Mutual Funds?

  • Capital Appreciation: Investing in SBI MF can give you a Capital appreciation for low-risk investments as well high-risk investments depending on the fund you wish to invest.

  • Safety: The mutual fund schemes by SBI are one of the country’s trusted and reliable fund schemes.

  • Variety of Options: Investing in SBI Mutual Fund comes with a broad Range of choices, you can invest for a short-term, mid-term and long-term in these schemes offered by the SBI.

  • Domestic and Offshore Fund Management: The company has expertise in managing both domestic and Offshore funds.

  • NRI Investment: The company also allows NRIs to invest in its Mutual Funds.

Best SBI Performing Debt Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2022 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
SBI Magnum Gilt Fund Growth ₹54.6517
↑ 0.03
₹3,9682.44.25.76.24.27.22%6Y 2M 8D11Y 4M 2D
SBI Dynamic Bond Fund Growth ₹29.7081
↑ 0.01
₹2,3512.34.25.55.44.27.32%5Y 9M 7D10Y 11D
SBI Liquid Fund Growth ₹3,459.08
↑ 0.64
₹63,4561.635.14.14.86.57%1M 20D1M 24D
SBI Overnight Fund Growth ₹3,573.69
↑ 0.57
₹18,3401.52.94.83.74.60%
SBI Magnum Ultra Short Duration Fund Growth ₹5,040.57
↑ 1.12
₹9,6911.72.94.84.64.57.08%4M 20D5M 1D
SBI Magnum Income Fund Growth ₹58.969
↑ 0.05
₹1,5012.53.34.75.937.66%5Y 8M 23D9Y 25D
SBI Credit Risk Fund Growth ₹37.4855
↑ 0.01
₹2,8341.62.84.66.14.28.15%1Y 10M 20D3Y 8M 5D
SBI Savings Fund Growth ₹35.0138
↑ 0.01
₹18,5331.62.84.64.54.37.19%4M 13D4M 24D
SBI Magnum Constant Maturity Fund Growth ₹52.2649
↑ 0.05
₹834334.44.91.37.45%6Y 7M 28D9Y 7M 28D
SBI Magnum Medium Duration Fund Growth ₹42.5482
↑ 0.02
₹7,1462.23.14.46.33.47.97%3Y 3M 14D4Y 7M 20D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 3 Feb 23

1. SBI Magnum Gilt Fund

(Erstwhile SBI Magnum Gilt Fund - Long Term Plan)

To provide the investors with returns generated through investments in government securities issued by the Central Government and / or a State Government

SBI Magnum Gilt Fund is a Debt - Government Bond fund was launched on 30 Dec 00. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8% since its launch.  Ranked 3 in Government Bond category.  Return for 2022 was 4.2% , 2021 was 3% and 2020 was 11.7% .

Below is the key information for SBI Magnum Gilt Fund

SBI Magnum Gilt Fund
Growth
Launch Date 30 Dec 00
NAV (03 Feb 23) ₹54.6517 ↑ 0.03   (0.05 %)
Net Assets (Cr) ₹3,968 on 31 Dec 22
Category Debt - Government Bond
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 0.94
Sharpe Ratio -0.46
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.22%
Effective Maturity 11 Years 4 Months 2 Days
Modified Duration 6 Years 2 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
31 Jan 18₹10,000
31 Jan 19₹10,576
31 Jan 20₹12,026
31 Jan 21₹13,358
31 Jan 22₹13,790
31 Jan 23₹14,434

SBI Magnum Gilt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for SBI Magnum Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Feb 23

DurationReturns
1 Month 0.7%
3 Month 2.4%
6 Month 4.2%
1 Year 5.7%
3 Year 6.2%
5 Year 7.9%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.2%
2021 3%
2020 11.7%
2019 13.1%
2018 5.1%
2017 3.9%
2016 16.3%
2015 7.3%
2014 19.9%
2013 6.4%
Fund Manager information for SBI Magnum Gilt Fund
NameSinceTenure
Dinesh Ahuja1 Feb 1111.92 Yr.

Data below for SBI Magnum Gilt Fund as on 31 Dec 22

Asset Allocation
Asset ClassValue
Cash30.05%
Debt69.95%
Debt Sector Allocation
SectorValue
Government69.95%
Cash Equivalent20.87%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.54% Govt Stock 2036
Sovereign Bonds | -
32%₹1,306 Cr128,700,000
↓ -26,500,000
7.41% Govt Stock 2036
Sovereign Bonds | -
14%₹583 Cr58,000,000
↑ 58,000,000
7.40% Govt Stock 2062
Sovereign Bonds | -
11%₹438 Cr43,500,000
↑ 18,000,000
5.63% Govt Stock 2026
Sovereign Bonds | -
9%₹379 Cr39,500,000
↑ 9,500,000
India (Republic of)
- | -
9%₹375 Cr38,000,000
↑ 38,000,000
182 DTB 09022023
Sovereign Bonds | -
5%₹199 Cr20,000,000
↑ 20,000,000
7.36% Govt Stock 2052
Sovereign Bonds | -
4%₹150 Cr15,000,000
91 DTB 27012023
Sovereign Bonds | -
1%₹50 Cr5,000,000
↑ 5,000,000
Treps
CBLO/Reverse Repo | -
12%₹487 Cr
Net Receivable / Payable
CBLO | -
3%₹116 Cr

2. SBI Dynamic Bond Fund

To actively manage a portfolio of good quality debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unit holders.

SBI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 9 Feb 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of since its launch.  Ranked 5 in Dynamic Bond category.  Return for 2022 was 4.2% , 2021 was 2% and 2020 was 10.4% .

Below is the key information for SBI Dynamic Bond Fund

SBI Dynamic Bond Fund
Growth
Launch Date 9 Feb 04
NAV (03 Feb 23) ₹29.7081 ↑ 0.01   (0.04 %)
Net Assets (Cr) ₹2,351 on 31 Dec 22
Category Debt - Dynamic Bond
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.64
Sharpe Ratio -0.5
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity 7.32%
Effective Maturity 10 Years 11 Days
Modified Duration 5 Years 9 Months 7 Days

Growth of 10,000 investment over the years.

DateValue
31 Jan 18₹10,000
31 Jan 19₹10,562
31 Jan 20₹11,988
31 Jan 21₹13,127
31 Jan 22₹13,426
31 Jan 23₹14,040

SBI Dynamic Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for SBI Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Feb 23

DurationReturns
1 Month 0.7%
3 Month 2.3%
6 Month 4.2%
1 Year 5.5%
3 Year 5.4%
5 Year 7.2%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.2%
2021 2%
2020 10.4%
2019 12.7%
2018 5.1%
2017 3.9%
2016 15.3%
2015 5.8%
2014 12.8%
2013 3.8%
Fund Manager information for SBI Dynamic Bond Fund
NameSinceTenure
Dinesh Ahuja1 Feb 1111.92 Yr.
Mohit Jain30 Nov 175.09 Yr.

Data below for SBI Dynamic Bond Fund as on 31 Dec 22

Asset Allocation
Asset ClassValue
Cash33.65%
Debt66.35%
Debt Sector Allocation
SectorValue
Government66.35%
Cash Equivalent33.65%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.54% Govt Stock 2036
Sovereign Bonds | -
21%₹492 Cr48,500,000
↓ -25,000,000
7.41% Govt Stock 2036
Sovereign Bonds | -
20%₹467 Cr46,500,000
↑ 46,500,000
5.63% Govt Stock 2026
Sovereign Bonds | -
10%₹245 Cr25,500,000
↑ 5,500,000
7.40% Govt Stock 2062
Sovereign Bonds | -
10%₹231 Cr23,000,000
↑ 9,000,000
Mahanagar Telephone Nigam Limited
Debentures | -
5%₹116 Cr1,150
7.36% Govt Stock 2052
Sovereign Bonds | -
1%₹20 Cr2,000,000
↑ 2,000,000
Treps
CBLO/Reverse Repo | -
14%₹339 Cr
Net Receivable / Payable
CBLO | -
6%₹137 Cr
Housing Development Finance Corporation Limited
Commercial Paper | -
5%₹124 Cr2,500
Icici Securities Limited (Earlier Icici Brokerage Services Limited)
Commercial Paper | -
4%₹99 Cr2,000
↑ 2,000

3. SBI Liquid Fund

(Erstwhile SBI - Premier Liquid Fund)

To provide attractive returns to the Magnum/Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt and money market instruments. Income may be generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio.

SBI Liquid Fund is a Debt - Liquid Fund fund was launched on 22 Mar 07. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 40 in Liquid Fund category.  Return for 2022 was 4.8% , 2021 was 3.3% and 2020 was 4.2% .

Below is the key information for SBI Liquid Fund

SBI Liquid Fund
Growth
Launch Date 22 Mar 07
NAV (03 Feb 23) ₹3,459.08 ↑ 0.64   (0.02 %)
Net Assets (Cr) ₹63,456 on 31 Dec 22
Category Debt - Liquid Fund
AMC SBI Funds Management Private Limited
Rating
Risk Low
Expense Ratio 0.28
Sharpe Ratio -1.83
Information Ratio -4.49
Alpha Ratio -0.31
Min Investment 50,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.57%
Effective Maturity 1 Month 24 Days
Modified Duration 1 Month 20 Days

Growth of 10,000 investment over the years.

DateValue
31 Jan 18₹10,000
31 Jan 19₹10,737
31 Jan 20₹11,415
31 Jan 21₹11,870
31 Jan 22₹12,264
31 Jan 23₹12,880

SBI Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for SBI Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Feb 23

DurationReturns
1 Month 0.5%
3 Month 1.6%
6 Month 3%
1 Year 5.1%
3 Year 4.1%
5 Year 5.2%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.8%
2021 3.3%
2020 4.2%
2019 6.5%
2018 7.3%
2017 6.6%
2016 7.6%
2015 8.3%
2014 9%
2013 9.2%
Fund Manager information for SBI Liquid Fund
NameSinceTenure
R. Arun7 May 184.65 Yr.

Data below for SBI Liquid Fund as on 31 Dec 22

Asset Allocation
Asset ClassValue
Cash96.88%
Debt3.12%
Debt Sector Allocation
SectorValue
Cash Equivalent68.3%
Corporate17.97%
Government13.73%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps
CBLO/Reverse Repo | -
14%₹11,361 Cr
7.10% Govt Stock 2029
Sovereign Bonds | -
6%₹4,392 Cr442,000,000
91 DTB 09032023
Sovereign Bonds | -
4%₹3,097 Cr312,500,000
Axis Bank Limited
Certificate of Deposit | -
4%₹2,978 Cr60,000
↑ 60,000
Bank Of Baroda
Certificate of Deposit | -
4%₹2,966 Cr60,000
7.10% Govt Stock 2029
Sovereign Bonds | -
4%₹2,965 Cr298,814,300
91 DTB 16022023
Sovereign Bonds | -
3%₹2,572 Cr258,500,000
HDFC Bank Limited
Debentures | -
3%₹2,473 Cr01
↑ 01
Bank Of Baroda
Certificate of Deposit | -
3%₹2,104 Cr42,500
Reliance Retail Ventures Limited
Commercial Paper | -
3%₹1,986 Cr40,000

4. SBI Overnight Fund

(Erstwhile SBI Magnum InstaCash Fund - Liquid Floater Plan)

To mitigate interest rate risk and generate opportunities for regular income through a portfolio investing predominantly in floating rate securities and Money Market instruments.

SBI Overnight Fund is a Debt - Overnight fund was launched on 1 Oct 02. It is a fund with Low risk and has given a CAGR/Annualized return of 6.5% since its launch.  Ranked 59 in Overnight category.  Return for 2022 was 4.6% , 2021 was 3.1% and 2020 was 3.3% .

Below is the key information for SBI Overnight Fund

SBI Overnight Fund
Growth
Launch Date 1 Oct 02
NAV (03 Feb 23) ₹3,573.69 ↑ 0.57   (0.02 %)
Net Assets (Cr) ₹18,340 on 31 Dec 22
Category Debt - Overnight
AMC SBI Funds Management Private Limited
Rating
Risk Low
Expense Ratio 0.18
Sharpe Ratio -18.6
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 2,000
Exit Load 0-1 Months (0.2%),1 Months and above(NIL)
Yield to Maturity 0%
Effective Maturity
Modified Duration

Growth of 10,000 investment over the years.

DateValue
31 Jan 18₹10,000
31 Jan 19₹10,628
31 Jan 20₹11,208
31 Jan 21₹11,563
31 Jan 22₹11,926
31 Jan 23₹12,502

SBI Overnight Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for SBI Overnight Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Feb 23

DurationReturns
1 Month 0.5%
3 Month 1.5%
6 Month 2.9%
1 Year 4.8%
3 Year 3.7%
5 Year 4.6%
10 Year
15 Year
Since launch 6.5%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.6%
2021 3.1%
2020 3.3%
2019 5.6%
2018 6.2%
2017 5.8%
2016 6.8%
2015 7.8%
2014 8.7%
2013 8.9%
Fund Manager information for SBI Overnight Fund
NameSinceTenure
R. Arun1 Apr 1210.76 Yr.

Data below for SBI Overnight Fund as on 31 Dec 22

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent100%
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reverse Repo
CBLO/Reverse Repo | -
55%₹10,027 Cr
Treps
CBLO/Reverse Repo | -
45%₹8,205 Cr
Net Receivable / Payable
CBLO | -
0%₹85 Cr
91 DTB 12012023
Sovereign Bonds | -
₹0 Cr00
↓ -57,500,000

5. SBI Magnum Ultra Short Duration Fund

(Erstwhile SBI Magnum InstaCash Fund)

To provide the investors an opportunity to earn returns through investment in debt & money market securities, while having the benefit of a very high degree of liquidity.

SBI Magnum Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 21 May 99. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch.  Return for 2022 was 4.5% , 2021 was 3.4% and 2020 was 5.9% .

Below is the key information for SBI Magnum Ultra Short Duration Fund

SBI Magnum Ultra Short Duration Fund
Growth
Launch Date 21 May 99
NAV (03 Feb 23) ₹5,040.57 ↑ 1.12   (0.02 %)
Net Assets (Cr) ₹9,691 on 31 Dec 22
Category Debt - Ultrashort Bond
AMC SBI Funds Management Private Limited
Rating
Risk Low
Expense Ratio 0.49
Sharpe Ratio -1.1
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.08%
Effective Maturity 5 Months 1 Day
Modified Duration 4 Months 20 Days

Growth of 10,000 investment over the years.

DateValue
31 Jan 18₹10,000
31 Jan 19₹10,812
31 Jan 20₹11,649
31 Jan 21₹12,288
31 Jan 22₹12,724
31 Jan 23₹13,318

SBI Magnum Ultra Short Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for SBI Magnum Ultra Short Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Feb 23

DurationReturns
1 Month 0.5%
3 Month 1.7%
6 Month 2.9%
1 Year 4.8%
3 Year 4.6%
5 Year 5.9%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.5%
2021 3.4%
2020 5.9%
2019 8%
2018 7.9%
2017 6.6%
2016 7.7%
2015 8.3%
2014 9%
2013 9.3%
Fund Manager information for SBI Magnum Ultra Short Duration Fund
NameSinceTenure
Mohit Jain30 Nov 175.09 Yr.
Arun R.1 Jul 211.5 Yr.

Data below for SBI Magnum Ultra Short Duration Fund as on 31 Dec 22

Asset Allocation
Asset ClassValue
Cash76.01%
Debt23.99%
Debt Sector Allocation
SectorValue
Cash Equivalent43.34%
Corporate39.8%
Government16.86%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.37% Govt Stock 2023
Sovereign Bonds | -
4%₹411 Cr41,000,000
Indian Railway Finance Corporation Limited
Debentures | -
3%₹309 Cr3,100
7.10% Govt Stock 2029
Sovereign Bonds | -
3%₹248 Cr25,000,000
Union Bank of India
Domestic Bonds | -
2%₹232 Cr5,000
↑ 5,000
Ntpc Limited
Debentures | -
2%₹224 Cr2,250
182 DTB 30032023
Sovereign Bonds | -
2%₹223 Cr22,550,400
91 DTB 16022023
Sovereign Bonds | -
2%₹199 Cr20,000,000
7.16% Govt Stock 2023
Sovereign Bonds | -
2%₹150 Cr15,000,000
Mahindra And Mahindra Limited
Debentures | -
2%₹150 Cr1,500
↑ 500
National Bank For Agriculture And Rural Development
Debentures | -
2%₹149 Cr1,500

6. SBI Magnum Income Fund

To provide the investors an opportunity to earn, in accordance with their requirements, through capital gains or through regular dividends, returns that would be higher than the returns offered by comparable investment avenues through investment in debt & money market securities.

SBI Magnum Income Fund is a Debt - Medium to Long term fund was launched on 25 Nov 98. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 6 in Medium to Long term category.  Return for 2022 was 3% , 2021 was 3.6% and 2020 was 11.6% .

Below is the key information for SBI Magnum Income Fund

SBI Magnum Income Fund
Growth
Launch Date 25 Nov 98
NAV (03 Feb 23) ₹58.969 ↑ 0.05   (0.09 %)
Net Assets (Cr) ₹1,501 on 31 Dec 22
Category Debt - Medium to Long term
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.46
Sharpe Ratio -0.93
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 7.66%
Effective Maturity 9 Years 25 Days
Modified Duration 5 Years 8 Months 23 Days

Growth of 10,000 investment over the years.

DateValue
31 Jan 18₹10,000
31 Jan 19₹10,491
31 Jan 20₹11,792
31 Jan 21₹13,055
31 Jan 22₹13,501
31 Jan 23₹13,998

SBI Magnum Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for SBI Magnum Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Feb 23

DurationReturns
1 Month 0.7%
3 Month 2.5%
6 Month 3.3%
1 Year 4.7%
3 Year 5.9%
5 Year 7.1%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2022 3%
2021 3.6%
2020 11.6%
2019 11.7%
2018 4.7%
2017 5.7%
2016 13.4%
2015 6%
2014 12.4%
2013 3.9%
Fund Manager information for SBI Magnum Income Fund
NameSinceTenure
Dinesh Ahuja31 Jan 1111.93 Yr.
Mohit Jain30 Nov 175.09 Yr.

Data below for SBI Magnum Income Fund as on 31 Dec 22

Asset Allocation
Asset ClassValue
Cash14.16%
Debt85.84%
Debt Sector Allocation
SectorValue
Government63.35%
Corporate22.5%
Cash Equivalent14.16%
Credit Quality
RatingValue
AA20.01%
AAA79.99%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.54% Govt Stock 2036
Sovereign Bonds | -
29%₹442 Cr43,500,000
↑ 5,000,000
7.41% Govt Stock 2036
Sovereign Bonds | -
10%₹151 Cr15,000,000
↑ 5,000,000
5.63% Govt Stock 2026
Sovereign Bonds | -
5%₹72 Cr7,500,000
↑ 7,500,000
6.67% Govt Stock 2035
Sovereign Bonds | -
5%₹71 Cr7,500,000
Tata Realty And Infrastructure Limited
Debentures | -
5%₹69 Cr700
7.26% Govt Stock 2032
Sovereign Bonds | -
4%₹65 Cr6,500,000
↓ -24,000,000
Mahanagar Telephone Nigam Limited
Debentures | -
4%₹56 Cr550
6.64% Govt Stock 2035
Sovereign Bonds | -
3%₹52 Cr5,510,000
Bharti Telecom Limited
Debentures | -
3%₹50 Cr500
Aadhar Housing Finance Limited
Debentures | -
3%₹50 Cr500

7. SBI Credit Risk Fund

(Erstwhile SBI Corporate Bond Fund)

The investment objective will be to actively manage a portfolio of good quality corporate debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unit holders. However there is no guarantee or assurance that the investment objective of the scheme will be achieved.

SBI Credit Risk Fund is a Debt - Credit Risk fund was launched on 19 Jul 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 3 in Credit Risk category.  Return for 2022 was 4.2% , 2021 was 5% and 2020 was 9.8% .

Below is the key information for SBI Credit Risk Fund

SBI Credit Risk Fund
Growth
Launch Date 19 Jul 04
NAV (03 Feb 23) ₹37.4855 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹2,834 on 31 Dec 22
Category Debt - Credit Risk
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.55
Sharpe Ratio -0.75
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL)
Yield to Maturity 8.15%
Effective Maturity 3 Years 8 Months 5 Days
Modified Duration 1 Year 10 Months 20 Days

Growth of 10,000 investment over the years.

DateValue
31 Jan 18₹10,000
31 Jan 19₹10,647
31 Jan 20₹11,366
31 Jan 21₹12,374
31 Jan 22₹13,016
31 Jan 23₹13,576

SBI Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for SBI Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Feb 23

DurationReturns
1 Month 0.4%
3 Month 1.6%
6 Month 2.8%
1 Year 4.6%
3 Year 6.1%
5 Year 6.4%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.2%
2021 5%
2020 9.8%
2019 6.5%
2018 6.2%
2017 6.9%
2016 10.5%
2015 9.7%
2014 10.6%
2013 10.1%
Fund Manager information for SBI Credit Risk Fund
NameSinceTenure
Lokesh Mallya1 Feb 175.92 Yr.
Mohit Jain30 Nov 175.09 Yr.

Data below for SBI Credit Risk Fund as on 31 Dec 22

Asset Allocation
Asset ClassValue
Cash33.14%
Debt66.86%
Debt Sector Allocation
SectorValue
Corporate58.34%
Cash Equivalent24.13%
Government17.53%
Credit Quality
RatingValue
A10.14%
AA53.12%
AAA36.75%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.26% Govt Stock 2032
Sovereign Bonds | -
5%₹150 Cr15,000,000
↑ 5,000,000
Indinfravit TRust
Debentures | -
5%₹145 Cr1,500
Aadhar Housing Finance Limited
Debentures | -
4%₹100 Cr1,000
The Tata Power Company Limited
Debentures | -
4%₹100 Cr1,000
Avanse Financial Services Limited
Debentures | -
3%₹94 Cr950
Jindal Stainless Limited
Debentures | -
3%₹87 Cr900
TVS Credit Services Limited
Debentures | -
3%₹79 Cr800
Au Small Finance Bank Limited
Debentures | -
3%₹78 Cr750
Union Bank Of India
Debentures | -
3%₹75 Cr75
Nuvoco Vistas Corporation Limited
Debentures | -
3%₹75 Cr750

8. SBI Savings Fund

To endeavour to mitigate interest rate risk and seek to generate regular income along with opportunities for capital appreciation through a portfolio investing in Floating Rate debt securities, fixed rate securities, derivative instruments as well as in Money Market instruments.

SBI Savings Fund is a Debt - Money Market fund was launched on 19 Jul 04. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 56 in Money Market category.  Return for 2022 was 4.3% , 2021 was 3.3% and 2020 was 5.7% .

Below is the key information for SBI Savings Fund

SBI Savings Fund
Growth
Launch Date 19 Jul 04
NAV (03 Feb 23) ₹35.0138 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹18,533 on 31 Dec 22
Category Debt - Money Market
AMC SBI Funds Management Private Limited
Rating
Risk Moderately Low
Expense Ratio 0.76
Sharpe Ratio -1.5
Information Ratio 0
Alpha Ratio 0
Min Investment 500
Min SIP Investment 500
Exit Load 0-3 Days (0.1%),3 Days and above(NIL)
Yield to Maturity 7.19%
Effective Maturity 4 Months 24 Days
Modified Duration 4 Months 13 Days

Growth of 10,000 investment over the years.

DateValue
31 Jan 18₹10,000
31 Jan 19₹10,725
31 Jan 20₹11,529
31 Jan 21₹12,147
31 Jan 22₹12,565
31 Jan 23₹13,135

SBI Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for SBI Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Feb 23

DurationReturns
1 Month 0.5%
3 Month 1.6%
6 Month 2.8%
1 Year 4.6%
3 Year 4.5%
5 Year 5.6%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.3%
2021 3.3%
2020 5.7%
2019 7.7%
2018 7.1%
2017 6.3%
2016 8.4%
2015 8.3%
2014 8.9%
2013 9.2%
Fund Manager information for SBI Savings Fund
NameSinceTenure
R. Arun30 Apr 1210.68 Yr.
Mohit Jain30 Nov 175.09 Yr.

Data below for SBI Savings Fund as on 31 Dec 22

Asset Allocation
Asset ClassValue
Cash96.2%
Debt3.8%
Debt Sector Allocation
SectorValue
Cash Equivalent53.21%
Corporate36.32%
Government10.47%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.10% Govt Stock 2029
Sovereign Bonds | -
7%₹1,217 Cr122,500,000
182 DTB 30032023
Sovereign Bonds | -
4%₹790 Cr80,000,000
Union Bank of India
Domestic Bonds | -
2%₹443 Cr9,540
↑ 9,540
08.58 GJ Sdl 2023
Sovereign Bonds | -
2%₹285 Cr28,500,000
Small Industries Development Bank of India
Debentures | -
1%₹232 Cr5,000
↑ 5,000
364 Dtb 19012023
Sovereign Bonds | -
1%₹200 Cr20,000,000
364 DTB 06072023
Sovereign Bonds | -
0%₹19 Cr2,000,000
Goi 12.10.2023 Gov
Sovereign Bonds | -
0%₹9 Cr957,100
91 DTB 09022023
Sovereign Bonds | -
0%₹3 Cr350,000
The Federal Bank Limited
Certificate of Deposit | -
4%₹732 Cr15,000

9. SBI Magnum Constant Maturity Fund

(Erstwhile SBI Magnum Gilt Fund Short Term)

To provide the investors with the returns generated through investments in government securities issued by the Central Govt. and State Govt.

SBI Magnum Constant Maturity Fund is a Debt - 10 Yr Govt Bond fund was launched on 30 Dec 00. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 1 in 10 Yr Govt Bond category.  Return for 2022 was 1.3% , 2021 was 2.4% and 2020 was 11.6% .

Below is the key information for SBI Magnum Constant Maturity Fund

SBI Magnum Constant Maturity Fund
Growth
Launch Date 30 Dec 00
NAV (03 Feb 23) ₹52.2649 ↑ 0.05   (0.09 %)
Net Assets (Cr) ₹834 on 31 Dec 22
Category Debt - 10 Yr Govt Bond
AMC SBI Funds Management Private Limited
Rating
Risk Moderately Low
Expense Ratio 0.64
Sharpe Ratio -0.97
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.45%
Effective Maturity 9 Years 7 Months 28 Days
Modified Duration 6 Years 7 Months 28 Days

Growth of 10,000 investment over the years.

DateValue
31 Jan 18₹10,000
31 Jan 19₹10,949
31 Jan 20₹12,309
31 Jan 21₹13,673
31 Jan 22₹13,903
31 Jan 23₹14,261

SBI Magnum Constant Maturity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for SBI Magnum Constant Maturity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Feb 23

DurationReturns
1 Month 0.8%
3 Month 3%
6 Month 3%
1 Year 4.4%
3 Year 4.9%
5 Year 7.5%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2022 1.3%
2021 2.4%
2020 11.6%
2019 11.9%
2018 9.9%
2017 6.2%
2016 12.8%
2015 9.1%
2014 12.6%
2013 8.7%
Fund Manager information for SBI Magnum Constant Maturity Fund
NameSinceTenure
Dinesh Ahuja25 Jan 202.93 Yr.

Data below for SBI Magnum Constant Maturity Fund as on 31 Dec 22

Asset Allocation
Asset ClassValue
Cash2.87%
Debt97.13%
Debt Sector Allocation
SectorValue
Government97.13%
Cash Equivalent2.87%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.26% Govt Stock 2032
Sovereign Bonds | -
61%₹509 Cr51,000,000
↑ 2,500,000
6.1% Govt Stock 2031
Sovereign Bonds | -
16%₹134 Cr14,500,000
7.54% Govt Stock 2036
Sovereign Bonds | -
16%₹130 Cr12,800,000
GOI 02.01.2030 GOV
Sovereign Bonds | -
2%₹16 Cr2,656,000
GOI 02.07.2030 GOV
Sovereign Bonds | -
2%₹15 Cr2,656,000
6.67% Govt Stock 2035
Sovereign Bonds | -
1%₹9 Cr1,000,000
Net Receivable / Payable
CBLO | -
2%₹15 Cr
Treps
CBLO/Reverse Repo | -
1%₹9 Cr

10. SBI Magnum Medium Duration Fund

(Erstwhile SBI Regular Savings Fund)

To provide attractive returns to the Magnum holders / Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt, equity and money market instruments.

SBI Magnum Medium Duration Fund is a Debt - Medium term Bond fund was launched on 12 Nov 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 18 in Medium term Bond category.  Return for 2022 was 3.4% , 2021 was 3.8% and 2020 was 12.3% .

Below is the key information for SBI Magnum Medium Duration Fund

SBI Magnum Medium Duration Fund
Growth
Launch Date 12 Nov 03
NAV (03 Feb 23) ₹42.5482 ↑ 0.02   (0.04 %)
Net Assets (Cr) ₹7,146 on 31 Dec 22
Category Debt - Medium term Bond
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.22
Sharpe Ratio -0.89
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1.5%),12 Months and above(NIL)
Yield to Maturity 7.97%
Effective Maturity 4 Years 7 Months 20 Days
Modified Duration 3 Years 3 Months 14 Days

Growth of 10,000 investment over the years.

DateValue
31 Jan 18₹10,000
31 Jan 19₹10,631
31 Jan 20₹11,861
31 Jan 21₹13,192
31 Jan 22₹13,732
31 Jan 23₹14,244

SBI Magnum Medium Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for SBI Magnum Medium Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 3 Feb 23

DurationReturns
1 Month 0.6%
3 Month 2.2%
6 Month 3.1%
1 Year 4.4%
3 Year 6.3%
5 Year 7.4%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2022 3.4%
2021 3.8%
2020 12.3%
2019 11.1%
2018 6.2%
2017 7.6%
2016 14%
2015 6.6%
2014 16.5%
2013 4%
Fund Manager information for SBI Magnum Medium Duration Fund
NameSinceTenure
Dinesh Ahuja1 Jul 1111.51 Yr.
Mohit Jain30 Nov 175.09 Yr.

Data below for SBI Magnum Medium Duration Fund as on 31 Dec 22

Asset Allocation
Asset ClassValue
Cash8.05%
Debt91.95%
Debt Sector Allocation
SectorValue
Corporate50.37%
Government41.57%
Cash Equivalent8.05%
Credit Quality
RatingValue
A4.26%
AA42.11%
AAA53.63%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.26% Govt Stock 2032
Sovereign Bonds | -
11%₹808 Cr81,000,000
↓ -37,500,000
7.38% Govt Stock 2027
Sovereign Bonds | -
5%₹363 Cr36,000,000
7.41% Govt Stock 2036
Sovereign Bonds | -
5%₹352 Cr35,000,000
↑ 25,000,000
State Bank Of India
Debentures | -
5%₹347 Cr3,650
↓ -100
Indinfravit TRust
Debentures | -
5%₹337 Cr3,465
Muthoot Finance Limited
Debentures | -
4%₹253 Cr2,550,000
07.44 HR Sgs 2027
Sovereign Bonds | -
4%₹251 Cr25,131,600
Cholamandalam Investment And Fin. Co. Ltd
Debentures | -
3%₹242 Cr2,500
Jindal Stainless Limited
Debentures | -
3%₹232 Cr2,400
Mahanagar Telephone Nigam Limited
Debentures | -
3%₹222 Cr2,200

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Santwana kundu, posted on 8 Feb 20 8:45 AM

I have SBI PSU Fund lumsum amount 20000,for 13 year, but this fund under perform, I want switch this fund which sbi fund is better for switching.

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