+91-22-4891390910 Best Debt Funds by SBI Mutual Fund 2026
Debt funds by SBI Mutual Fund aims to generate regular income over short to mid term. These funds are invested in debt/market money instruments. Debt funds are a good option to earn good returns over a short period of time.
Investors who want to invest for a couple of days to a month, Liquid Funds and ultra-short term debt funds may be relevant. One who wants to invest for a year or two can invest in short-term funds. And for longer duration like for more than 3 years, long-term debt funds can be the suited one, with some risk involved in it.
SBI Mutual Fund offers some of the top performing debt funds in India. Best SBI schemes have been undertaken by their past performances, AUM, etc. Investors who wish to invest can invest in these funds and generate steady income by taking advantage of the debt markets.
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Why Invest in SBI Mutual Funds?
Capital Appreciation: Investing in SBI MF can give you a capital appreciation for low-risk investments as well high-risk investments depending on the fund you wish to invest.
Safety: The mutual fund schemes by SBI are one of the country’s trusted and reliable fund schemes.
Variety of Options: Investing in SBI Mutual Fund comes with a broad range of choices, you can invest for a short-term, mid-term and long-term in these schemes offered by the SBI.
Domestic and Offshore Fund Management: The company has expertise in managing both domestic and offshore funds.
NRI Investment: The company also allows NRIs to invest in its Mutual Funds.
Fund Selection Methodology used to find 10 funds
Best SBI Performing Debt Mutual Funds
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity SBI Credit Risk Fund Growth ₹49.1185
↓ -0.09 ₹2,142 3.1 4.5 7.3 7.9 7.9 8.7% 2Y 22D 2Y 8M 23D SBI Liquid Fund Growth ₹4,341.32
↑ 0.26 ₹79,363 1.6 3.3 6.2 6.8 6.4 6.5% 25D 29D SBI Magnum Ultra Short Duration Fund Growth ₹6,353.38
↓ -4.34 ₹11,861 1.8 3.1 6.1 7 7 7.77% 5M 5D 8M 16D SBI Magnum Medium Duration Fund Growth ₹54.4492
↓ -0.13 ₹6,395 3.2 3.7 6.1 7.5 7.5 8.5% 2Y 10M 24D 4Y 2M 16D SBI Savings Fund Growth ₹44.0101
↓ -0.03 ₹34,349 1.8 3 5.8 6.9 7.1 7.48% 6M 11D 7M 17D SBI Magnum Low Duration Fund Growth ₹3,696.93
↓ -4.07 ₹13,167 1.8 2.8 5.5 6.8 7 7.7% 9M 29D 1Y 18D SBI Short Term Debt Fund Growth ₹33.9634
↓ -0.08 ₹13,839 2.5 2.9 5.3 7.1 7.8 7.94% 2Y 4D 2Y 6M 22D SBI Overnight Fund Growth ₹4,380.12
↑ 0.61 ₹27,025 1.3 2.5 5.2 6.1 5.7 5.36% 1D 1D SBI Banking and PSU Fund Growth ₹3,287.67
↓ -6.53 ₹3,953 2.7 2.9 5 7 7.4 7.73% 2Y 14D 3Y 10M 10D SBI Dynamic Bond Fund Growth ₹37.3773
↓ -0.04 ₹3,771 2.7 3.5 4.6 6.8 5.5 7.82% 3Y 7M 13D 5Y 4M 24D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Jul 26 Research Highlights & Commentary of 10 Funds showcased
Commentary SBI Credit Risk Fund SBI Liquid Fund SBI Magnum Ultra Short Duration Fund SBI Magnum Medium Duration Fund SBI Savings Fund SBI Magnum Low Duration Fund SBI Short Term Debt Fund SBI Overnight Fund SBI Banking and PSU Fund SBI Dynamic Bond Fund Point 1 Bottom quartile AUM (₹2,142 Cr). Highest AUM (₹79,363 Cr). Lower mid AUM (₹11,861 Cr). Lower mid AUM (₹6,395 Cr). Top quartile AUM (₹34,349 Cr). Upper mid AUM (₹13,167 Cr). Upper mid AUM (₹13,839 Cr). Upper mid AUM (₹27,025 Cr). Bottom quartile AUM (₹3,953 Cr). Bottom quartile AUM (₹3,771 Cr). Point 2 Established history (21+ yrs). Established history (19+ yrs). Oldest track record among peers (27 yrs). Established history (22+ yrs). Established history (21+ yrs). Established history (18+ yrs). Established history (18+ yrs). Established history (23+ yrs). Established history (16+ yrs). Established history (22+ yrs). Point 3 Top rated. Rating: 3★ (upper mid). Rating: 3★ (upper mid). Rating: 3★ (upper mid). Rating: 3★ (lower mid). Rating: 3★ (lower mid). Rating: 3★ (bottom quartile). Rating: 2★ (bottom quartile). Rating: 3★ (bottom quartile). Rating: 4★ (top quartile). Point 4 Risk profile: Moderate. Risk profile: Low. Risk profile: Low. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Low. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 7.27% (top quartile). 1Y return: 6.21% (top quartile). 1Y return: 6.12% (upper mid). 1Y return: 6.11% (upper mid). 1Y return: 5.79% (upper mid). 1Y return: 5.49% (lower mid). 1Y return: 5.25% (lower mid). 1Y return: 5.24% (bottom quartile). 1Y return: 4.98% (bottom quartile). 1Y return: 4.56% (bottom quartile). Point 6 1M return: 1.76% (top quartile). 1M return: 0.61% (bottom quartile). 1M return: 0.86% (bottom quartile). 1M return: 1.87% (top quartile). 1M return: 0.93% (lower mid). 1M return: 0.97% (lower mid). 1M return: 1.48% (upper mid). 1M return: 0.42% (bottom quartile). 1M return: 1.51% (upper mid). 1M return: 1.41% (upper mid). Point 7 Sharpe: 0.42 (top quartile). Sharpe: 1.97 (top quartile). Sharpe: 0.40 (upper mid). Sharpe: -0.89 (upper mid). Sharpe: -0.42 (upper mid). Sharpe: -1.08 (lower mid). Sharpe: -1.31 (lower mid). Sharpe: -16.70 (bottom quartile). Sharpe: -1.53 (bottom quartile). Sharpe: -1.69 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 8.70% (top quartile). Yield to maturity (debt): 6.50% (bottom quartile). Yield to maturity (debt): 7.77% (upper mid). Yield to maturity (debt): 8.50% (top quartile). Yield to maturity (debt): 7.48% (bottom quartile). Yield to maturity (debt): 7.70% (lower mid). Yield to maturity (debt): 7.94% (upper mid). Yield to maturity (debt): 5.36% (bottom quartile). Yield to maturity (debt): 7.73% (lower mid). Yield to maturity (debt): 7.82% (upper mid). Point 10 Modified duration: 2.06 yrs (bottom quartile). Modified duration: 0.07 yrs (top quartile). Modified duration: 0.43 yrs (upper mid). Modified duration: 2.90 yrs (bottom quartile). Modified duration: 0.53 yrs (upper mid). Modified duration: 0.83 yrs (upper mid). Modified duration: 2.01 yrs (lower mid). Modified duration: 0.00 yrs (top quartile). Modified duration: 2.04 yrs (lower mid). Modified duration: 3.62 yrs (bottom quartile). SBI Credit Risk Fund
SBI Liquid Fund
SBI Magnum Ultra Short Duration Fund
SBI Magnum Medium Duration Fund
SBI Savings Fund
SBI Magnum Low Duration Fund
SBI Short Term Debt Fund
SBI Overnight Fund
SBI Banking and PSU Fund
SBI Dynamic Bond Fund
(Erstwhile SBI Corporate Bond Fund) The investment objective will be to actively manage a portfolio of good
quality corporate debt as well as Money Market Instruments so as to provide
reasonable returns and liquidity to the Unit holders. However there is no
guarantee or assurance that the investment objective of the scheme will
be achieved. Research Highlights for SBI Credit Risk Fund Below is the key information for SBI Credit Risk Fund Returns up to 1 year are on (Erstwhile SBI - Premier Liquid Fund) To provide attractive returns to the Magnum/Unit holders either through
periodic dividends or through capital appreciation through an actively
managed portfolio of debt and money market instruments. Income may be
generated through the receipt of coupon payments, the amortization of the
discount on the debt instruments, receipt of dividends or purchase and sale of
securities in the underlying portfolio. Research Highlights for SBI Liquid Fund Below is the key information for SBI Liquid Fund Returns up to 1 year are on (Erstwhile SBI Magnum InstaCash Fund) To provide the investors an opportunity to earn returns through investment in
debt & money market securities, while having the benefit of a very high degree of liquidity. Research Highlights for SBI Magnum Ultra Short Duration Fund Below is the key information for SBI Magnum Ultra Short Duration Fund Returns up to 1 year are on (Erstwhile SBI Regular Savings Fund) To provide attractive returns to the Magnum holders / Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt,
equity and money market instruments. Research Highlights for SBI Magnum Medium Duration Fund Below is the key information for SBI Magnum Medium Duration Fund Returns up to 1 year are on To endeavour to mitigate interest rate risk and seek to generate regular income along with opportunities for capital appreciation through a portfolio investing in Floating Rate debt securities, fixed rate securities, derivative instruments as well as in Money Market instruments. Research Highlights for SBI Savings Fund Below is the key information for SBI Savings Fund Returns up to 1 year are on (Erstwhile SBI-Short Horizon Fund - Ultra Short Term) To provide investors with an opportunity to generate regular income with high degree of liquidity through investments in a portfolio comprising predominantly of money market instruments with maturity/residual maturity up to one year and debt instruments which are rated not below investment grade by a credit rating agency. Research Highlights for SBI Magnum Low Duration Fund Below is the key information for SBI Magnum Low Duration Fund Returns up to 1 year are on To provide investors with an opportunity to generate regular income through investments in a portfolio comprising of debt instruments which are rated not below investment grade by a credit rating agency,
and money market instruments. Research Highlights for SBI Short Term Debt Fund Below is the key information for SBI Short Term Debt Fund Returns up to 1 year are on (Erstwhile SBI Magnum InstaCash Fund - Liquid Floater Plan) To mitigate interest rate risk and generate opportunities for regular
income through a portfolio investing predominantly in floating rate securities
and Money Market instruments. Research Highlights for SBI Overnight Fund Below is the key information for SBI Overnight Fund Returns up to 1 year are on (Erstwhile SBI Treasury Advantage Fund) The scheme seeks to generate regular income through a judicious mix of
portfolio comprising, predominantly of money market instruments and short
term debt securities. Research Highlights for SBI Banking and PSU Fund Below is the key information for SBI Banking and PSU Fund Returns up to 1 year are on To actively manage a portfolio of good quality debt as well as Money Market
Instruments so as to provide reasonable returns and liquidity to the Unit holders. Research Highlights for SBI Dynamic Bond Fund Below is the key information for SBI Dynamic Bond Fund Returns up to 1 year are on 1. SBI Credit Risk Fund
SBI Credit Risk Fund
Growth Launch Date 19 Jul 04 NAV (08 Jul 26) ₹49.1185 ↓ -0.09 (-0.19 %) Net Assets (Cr) ₹2,142 on 31 May 26 Category Debt - Credit Risk AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.55 Sharpe Ratio 0.42 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL) Yield to Maturity 8.7% Effective Maturity 2 Years 8 Months 23 Days Modified Duration 2 Years 22 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,374 30 Jun 23 ₹11,229 30 Jun 24 ₹12,063 30 Jun 25 ₹13,114 30 Jun 26 ₹14,085 Returns for SBI Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jul 26 Duration Returns 1 Month 1.8% 3 Month 3.1% 6 Month 4.5% 1 Year 7.3% 3 Year 7.9% 5 Year 7.1% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 8.1% 2022 8.3% 2021 4.2% 2020 5% 2019 9.8% 2018 6.5% 2017 6.2% 2016 6.9% 2015 10.5% Fund Manager information for SBI Credit Risk Fund
Name Since Tenure Lokesh Mallya 1 Feb 17 9.42 Yr. Data below for SBI Credit Risk Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 7.81% Equity 3.93% Debt 87.87% Other 0.39% Debt Sector Allocation
Sector Value Corporate 69.37% Government 15.47% Cash Equivalent 7.81% Securitized 3.03% Credit Quality
Rating Value A 14.84% AA 56.78% AAA 28.38% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infopark Properties Limited
Debentures | -5% ₹105 Cr 10,500 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -5% ₹101 Cr 11,000 Lodha Developers Limited
Debentures | -5% ₹100 Cr 10,000
↑ 10,000 H.G. Infra Engineering Limited
Debentures | -5% ₹99 Cr 10,000 Nj Capital Private Limited
Debentures | -5% ₹99 Cr 10,000 Jtpm Metal TRaders Limited
Debentures | -4% ₹96 Cr 9,000 6.68% Govt Stock 2040
Sovereign Bonds | -4% ₹96 Cr 10,000,000 Renserv Global Private Limited
Debentures | -4% ₹80 Cr 8,000 Jsw Kalinga Steel Limited
Debentures | -4% ₹77 Cr 7,500 Aditya Birla Renewables Limited
Debentures | -3% ₹75 Cr 7,500 2. SBI Liquid Fund
SBI Liquid Fund
Growth Launch Date 22 Mar 07 NAV (08 Jul 26) ₹4,341.32 ↑ 0.26 (0.01 %) Net Assets (Cr) ₹79,363 on 31 May 26 Category Debt - Liquid Fund AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Low Expense Ratio 0.3 Sharpe Ratio 1.97 Information Ratio 0 Alpha Ratio 0 Min Investment 50,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.5% Effective Maturity 29 Days Modified Duration 25 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,355 30 Jun 23 ₹11,013 30 Jun 24 ₹11,808 30 Jun 25 ₹12,644 30 Jun 26 ₹13,433 Returns for SBI Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jul 26 Duration Returns 1 Month 0.6% 3 Month 1.6% 6 Month 3.3% 1 Year 6.2% 3 Year 6.8% 5 Year 6.1% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.4% 2023 7.3% 2022 6.9% 2021 4.8% 2020 3.3% 2019 4.2% 2018 6.5% 2017 7.3% 2016 6.6% 2015 7.6% Fund Manager information for SBI Liquid Fund
Name Since Tenure Rajeev Radhakrishnan 1 Dec 23 2.58 Yr. Data below for SBI Liquid Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 99.12% Debt 0.66% Other 0.22% Debt Sector Allocation
Sector Value Cash Equivalent 82.33% Corporate 10.66% Government 6.79% Credit Quality
Rating Value AA 0.61% AAA 99.39% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps
CBLO/Reverse Repo | -8% ₹6,783 Cr India (Republic of)
- | -6% ₹4,939 Cr 500,000,000
↑ 500,000,000 National Bank for Agriculture and Rural Development
Commercial Paper | -4% ₹3,450 Cr 70,000
↑ 70,000 HDFC Bank Ltd.
Debentures | -3% ₹2,954 Cr 60,000
↑ 60,000 Day Tbill
Sovereign Bonds | -3% ₹2,589 Cr 260,000,000 Tbill
Sovereign Bonds | -2% ₹2,113 Cr 211,943,500
↓ -30,000,000 Canara Bank
Domestic Bonds | -2% ₹1,972 Cr 40,000
↑ 40,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹1,722 Cr 35,000
↑ 35,000 LIC Housing Finance Ltd.
Commercial Paper | -2% ₹1,480 Cr 30,000 Punjab National Bank
Debentures | -2% ₹1,479 Cr 30,000
↑ 30,000 3. SBI Magnum Ultra Short Duration Fund
SBI Magnum Ultra Short Duration Fund
Growth Launch Date 21 May 99 NAV (08 Jul 26) ₹6,353.38 ↓ -4.34 (-0.07 %) Net Assets (Cr) ₹11,861 on 31 May 26 Category Debt - Ultrashort Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Low Expense Ratio 0.54 Sharpe Ratio 0.4 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.77% Effective Maturity 8 Months 16 Days Modified Duration 5 Months 5 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,336 30 Jun 23 ₹10,996 30 Jun 24 ₹11,785 30 Jun 25 ₹12,679 30 Jun 26 ₹13,467 Returns for SBI Magnum Ultra Short Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jul 26 Duration Returns 1 Month 0.9% 3 Month 1.8% 6 Month 3.1% 1 Year 6.1% 3 Year 7% 5 Year 6.1% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7% 2023 7.4% 2022 7% 2021 4.5% 2020 3.4% 2019 5.9% 2018 8% 2017 7.9% 2016 6.6% 2015 7.7% Fund Manager information for SBI Magnum Ultra Short Duration Fund
Name Since Tenure Sudhir Agrawal 15 May 25 1.13 Yr. Data below for SBI Magnum Ultra Short Duration Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 100.97% Other 0.42% Debt Sector Allocation
Sector Value Corporate 57.6% Cash Equivalent 51.21% Credit Quality
Rating Value AA 17.96% AAA 82.04% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -9% ₹1,020 Cr 102,500,000 TATA Communications Limited
Debentures | -5% ₹550 Cr 55,000 Adani Power Limited
Debentures | -3% ₹299 Cr 30,000 LIC Housing Finance Ltd
Debentures | -2% ₹275 Cr 27,500 RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -2% ₹250 Cr 255 Muthoot Finance Limited
Debentures | -2% ₹224 Cr 22,500 Muthoot Finance Limited
Debentures | -2% ₹199 Cr 20,000 Oberoi Realty Limited
Debentures | -1% ₹166 Cr 20,000 7.03% Chhattisgarh Sdl 2026
Sovereign Bonds | -1% ₹150 Cr 15,000,000 Eris Lifesciences Limited
Debentures | -1% ₹150 Cr 15,000 4. SBI Magnum Medium Duration Fund
SBI Magnum Medium Duration Fund
Growth Launch Date 12 Nov 03 NAV (08 Jul 26) ₹54.4492 ↓ -0.13 (-0.24 %) Net Assets (Cr) ₹6,395 on 31 May 26 Category Debt - Medium term Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.22 Sharpe Ratio -0.89 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1.5%),12 Months and above(NIL) Yield to Maturity 8.5% Effective Maturity 4 Years 2 Months 16 Days Modified Duration 2 Years 10 Months 24 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,236 30 Jun 23 ₹11,019 30 Jun 24 ₹11,787 30 Jun 25 ₹12,848 30 Jun 26 ₹13,636 Returns for SBI Magnum Medium Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jul 26 Duration Returns 1 Month 1.9% 3 Month 3.2% 6 Month 3.7% 1 Year 6.1% 3 Year 7.5% 5 Year 6.4% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 8.1% 2022 7.2% 2021 3.4% 2020 3.8% 2019 12.3% 2018 11.1% 2017 6.2% 2016 7.6% 2015 14% Fund Manager information for SBI Magnum Medium Duration Fund
Name Since Tenure Lokesh Mallya 1 Dec 23 2.58 Yr. Mohit Jain 30 Nov 17 8.59 Yr. Data below for SBI Magnum Medium Duration Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 3.72% Equity 6.24% Debt 89.7% Other 0.33% Debt Sector Allocation
Sector Value Corporate 66.16% Government 24.65% Cash Equivalent 2.61% Credit Quality
Rating Value A 13.74% AA 47.45% AAA 38.81% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.48% Govt Stock 2035
Sovereign Bonds | -9% ₹555 Cr 57,000,000
↑ 5,000,000 6.68% Govt Stock 2040
Sovereign Bonds | -7% ₹454 Cr 47,500,000 Godrej Properties Limited
Debentures | -5% ₹301 Cr 30,000 Jsw Kalinga Steel Limited
Debentures | -4% ₹276 Cr 27,000 7.18% Govt Stock 2033
Sovereign Bonds | -4% ₹250 Cr 24,500,000 Yes Bank Limited
Debentures | -3% ₹224 Cr 2,250 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -3% ₹221 Cr 24,000 Aditya Birla Real Estate Limited
Debentures | -3% ₹220 Cr 22,000 Jtpm Metal TRaders Limited
Debentures | -3% ₹213 Cr 20,000 Renserv Global Private Limited
Debentures | -3% ₹205 Cr 20,500 5. SBI Savings Fund
SBI Savings Fund
Growth Launch Date 19 Jul 04 NAV (08 Jul 26) ₹44.0101 ↓ -0.03 (-0.06 %) Net Assets (Cr) ₹34,349 on 31 May 26 Category Debt - Money Market AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.74 Sharpe Ratio -0.42 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 500 Exit Load 0-3 Days (0.1%),3 Days and above(NIL) Yield to Maturity 7.48% Effective Maturity 7 Months 17 Days Modified Duration 6 Months 11 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,324 30 Jun 23 ₹10,977 30 Jun 24 ₹11,748 30 Jun 25 ₹12,653 30 Jun 26 ₹13,400 Returns for SBI Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jul 26 Duration Returns 1 Month 0.9% 3 Month 1.8% 6 Month 3% 1 Year 5.8% 3 Year 6.9% 5 Year 6% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.1% 2023 7.3% 2022 6.9% 2021 4.3% 2020 3.3% 2019 5.7% 2018 7.7% 2017 7.1% 2016 6.3% 2015 8.4% Fund Manager information for SBI Savings Fund
Name Since Tenure Rajeev Radhakrishnan 1 Dec 23 2.58 Yr. Data below for SBI Savings Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 89.11% Debt 10.59% Other 0.3% Debt Sector Allocation
Sector Value Corporate 43.01% Cash Equivalent 37.98% Government 18.71% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Day Tbill
Sovereign Bonds | -4% ₹1,249 Cr 130,000,000 Day Tbill
Sovereign Bonds | -2% ₹721 Cr 75,000,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -2% ₹663 Cr 14,000 6.79% Govt Stock 2027
Sovereign Bonds | -2% ₹504 Cr 50,000,000
↑ 50,000,000 Small Industries Development Bank of India
Debentures | -1% ₹232 Cr 5,000
↑ 5,000 7.98% Haryana Sdl 2026
Sovereign Bonds | -0% ₹100 Cr 10,000,000 AU Small Finance Bank Ltd.
Debentures | -0% ₹99 Cr 2,000
↓ -2,000 Corporate Debt Market Development Fund-A2
- | -0% ₹97 Cr 81,865
↑ 81,865 7.61% Kerala SDL 2026
Sovereign Bonds | -0% ₹50 Cr 5,000,000 6.04% Gujarat Sdl 2026
Sovereign Bonds | -0% ₹50 Cr 5,000,000 6. SBI Magnum Low Duration Fund
SBI Magnum Low Duration Fund
Growth Launch Date 27 Jul 07 NAV (08 Jul 26) ₹3,696.93 ↓ -4.07 (-0.11 %) Net Assets (Cr) ₹13,167 on 31 May 26 Category Debt - Low Duration AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.95 Sharpe Ratio -1.08 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.7% Effective Maturity 1 Year 18 Days Modified Duration 9 Months 29 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,298 30 Jun 23 ₹10,942 30 Jun 24 ₹11,699 30 Jun 25 ₹12,615 30 Jun 26 ₹13,322 Returns for SBI Magnum Low Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jul 26 Duration Returns 1 Month 1% 3 Month 1.8% 6 Month 2.8% 1 Year 5.5% 3 Year 6.8% 5 Year 5.9% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 7% 2023 7.3% 2022 6.7% 2021 4% 2020 3.2% 2019 6.7% 2018 8.3% 2017 7.5% 2016 6.6% 2015 8.3% Fund Manager information for SBI Magnum Low Duration Fund
Name Since Tenure Sudhir Agrawal 15 May 25 1.13 Yr. Data below for SBI Magnum Low Duration Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 62.28% Debt 37.37% Other 0.35% Debt Sector Allocation
Sector Value Corporate 65.61% Cash Equivalent 23.68% Government 10.36% Credit Quality
Rating Value AA 12.95% AAA 87.05% Top Securities Holdings / Portfolio
Name Holding Value Quantity RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -4% ₹515 Cr 525 7.03% Chhattisgarh Sdl 2026
Sovereign Bonds | -4% ₹501 Cr 50,000,000
↓ -34,992,300 Bharti Telecom Limited
Debentures | -4% ₹498 Cr 50,000 India (Republic of)
- | -4% ₹473 Cr 47,500,000 Chhattisgarh (Government of) 7.37%
- | -3% ₹328 Cr 32,500,000
↑ 32,500,000 Jsw Kalinga Steel Limited
Debentures | -2% ₹255 Cr 25,000 Muthoot Finance Limited
Debentures | -2% ₹253 Cr 25,000 TATA Motors Limited
Debentures | -2% ₹250 Cr 2,500 Power Finance Corporation Limited
Debentures | -2% ₹249 Cr 25,000 LIC Housing Finance Ltd
Debentures | -2% ₹225 Cr 22,500
↓ -2,500 7. SBI Short Term Debt Fund
SBI Short Term Debt Fund
Growth Launch Date 27 Jul 07 NAV (08 Jul 26) ₹33.9634 ↓ -0.08 (-0.23 %) Net Assets (Cr) ₹13,839 on 31 May 26 Category Debt - Short term Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.84 Sharpe Ratio -1.32 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.94% Effective Maturity 2 Years 6 Months 22 Days Modified Duration 2 Years 4 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,267 30 Jun 23 ₹10,923 30 Jun 24 ₹11,669 30 Jun 25 ₹12,736 30 Jun 26 ₹13,423 Returns for SBI Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jul 26 Duration Returns 1 Month 1.5% 3 Month 2.5% 6 Month 2.9% 1 Year 5.3% 3 Year 7.1% 5 Year 6.1% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 7.7% 2022 6.7% 2021 3.5% 2020 2.8% 2019 9.9% 2018 9.5% 2017 6% 2016 5.7% 2015 9.9% Fund Manager information for SBI Short Term Debt Fund
Name Since Tenure Mansi Sajeja 1 Dec 23 2.58 Yr. Data below for SBI Short Term Debt Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 10.61% Debt 89.04% Other 0.35% Debt Sector Allocation
Sector Value Corporate 73.04% Government 19.99% Cash Equivalent 6.63% Credit Quality
Rating Value AA 17.11% AAA 82.89% Top Securities Holdings / Portfolio
Name Holding Value Quantity Rec Limited
Debentures | -5% ₹700 Cr 70,000
↑ 70,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -4% ₹591 Cr 600 6.94% Govt Stock 2036
Sovereign Bonds | -3% ₹452 Cr 45,000,000
↑ 45,000,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹401 Cr 40,000
↓ -10,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹370 Cr 375 State Government Of Karnataka
Sovereign Bonds | -2% ₹347 Cr 35,000,000 8.32% Rajasthan Sdl 2029
Sovereign Bonds | -2% ₹310 Cr 30,000,000 Mindspace Business Parks Reit
Debentures | -2% ₹301 Cr 30,000 Aditya Birla Housing Finance Limited
Debentures | -2% ₹300 Cr 30,000 6.48% Govt Stock 2035
Sovereign Bonds | -2% ₹292 Cr 30,000,000
↑ 10,000,000 8. SBI Overnight Fund
SBI Overnight Fund
Growth Launch Date 1 Oct 02 NAV (08 Jul 26) ₹4,380.12 ↑ 0.61 (0.01 %) Net Assets (Cr) ₹27,025 on 31 May 26 Category Debt - Overnight AMC SBI Funds Management Private Limited Rating ☆☆ Risk Low Expense Ratio 0.15 Sharpe Ratio -16.7 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 2,000 Exit Load 0-1 Months (0.2%),1 Months and above(NIL) Yield to Maturity 5.36% Effective Maturity 1 Day Modified Duration 1 Day Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,340 30 Jun 23 ₹10,959 30 Jun 24 ₹11,692 30 Jun 25 ₹12,428 30 Jun 26 ₹13,080 Returns for SBI Overnight Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jul 26 Duration Returns 1 Month 0.4% 3 Month 1.3% 6 Month 2.5% 1 Year 5.2% 3 Year 6.1% 5 Year 5.5% 10 Year 15 Year Since launch 6.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 5.7% 2023 6.6% 2022 6.6% 2021 4.6% 2020 3.1% 2019 3.3% 2018 5.6% 2017 6.2% 2016 5.8% 2015 6.8% Fund Manager information for SBI Overnight Fund
Name Since Tenure Ranjana Gupta 27 Dec 24 1.51 Yr. Data below for SBI Overnight Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 100% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps
CBLO/Reverse Repo | -97% ₹26,758 Cr ICICI Securities Ltd
Commercial Paper | -1% ₹300 Cr 6,000
↑ 6,000 Tbill
Sovereign Bonds | -1% ₹299 Cr 30,000,000
↑ 30,000,000 Tbill
Sovereign Bonds | -1% ₹190 Cr 19,000,000 02/07/2026 Maturing 364 DTB
Sovereign Bonds | -0% ₹125 Cr 12,500,000
↑ 12,500,000 Tbill
Sovereign Bonds | -0% ₹85 Cr 8,500,000 Net Receivable / Payable
CBLO | -0% -₹58 Cr India (Republic of)
- | -₹0 Cr 00
↓ -26,500,000 India (Republic of)
- | -₹0 Cr 00
↓ -25,000,000 9. SBI Banking and PSU Fund
SBI Banking and PSU Fund
Growth Launch Date 9 Oct 09 NAV (08 Jul 26) ₹3,287.67 ↓ -6.53 (-0.20 %) Net Assets (Cr) ₹3,953 on 31 May 26 Category Debt - Banking & PSU Debt AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.8 Sharpe Ratio -1.53 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.73% Effective Maturity 3 Years 10 Months 10 Days Modified Duration 2 Years 14 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,205 30 Jun 23 ₹10,841 30 Jun 24 ₹11,563 30 Jun 25 ₹12,613 30 Jun 26 ₹13,250 Returns for SBI Banking and PSU Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jul 26 Duration Returns 1 Month 1.5% 3 Month 2.7% 6 Month 2.9% 1 Year 5% 3 Year 7% 5 Year 5.8% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7.7% 2022 6.6% 2021 2.9% 2020 2.6% 2019 10.5% 2018 9.7% 2017 7.4% 2016 6.4% 2015 8.3% Fund Manager information for SBI Banking and PSU Fund
Name Since Tenure Ardhendu Bhattacharya 1 Dec 23 2.58 Yr. Pradeep Kesavan 1 Dec 23 2.58 Yr. Data below for SBI Banking and PSU Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 30.16% Debt 69.46% Other 0.38% Debt Sector Allocation
Sector Value Corporate 63.86% Government 30.08% Cash Equivalent 5.69% Credit Quality
Rating Value AA 6.22% AAA 93.78% Top Securities Holdings / Portfolio
Name Holding Value Quantity Small Industries Development Bank of India
Debentures | -5% ₹186 Cr 4,000
↑ 4,000 Power Grid Corporation Of India Limited
Debentures | -5% ₹185 Cr 23,000 Ongc Petro Additions Limited
Debentures | -4% ₹175 Cr 17,500 GAil (India) Limited
Debentures | -4% ₹175 Cr 1,750 6.94% Govt Stock 2036
Sovereign Bonds | -4% ₹151 Cr 15,000,000
↑ 15,000,000 6.95% Madhyapradesh Sgs 2030
Sovereign Bonds | -4% ₹149 Cr 15,000,000
↑ 15,000,000 India Infrastructure Finance Company Limited
Debentures | -4% ₹147 Cr 15,000 National Highways Infra TRust
Debentures | -3% ₹130 Cr 25,000 Power Finance Corporation Limited
Debentures | -3% ₹124 Cr 12,500 Equitas Small Finance Bank Ltd.
Debentures | -3% ₹122 Cr 2,500 10. SBI Dynamic Bond Fund
SBI Dynamic Bond Fund
Growth Launch Date 9 Feb 04 NAV (08 Jul 26) ₹37.3773 ↓ -0.04 (-0.11 %) Net Assets (Cr) ₹3,771 on 31 May 26 Category Debt - Dynamic Bond AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.44 Sharpe Ratio -1.69 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 7.82% Effective Maturity 5 Years 4 Months 24 Days Modified Duration 3 Years 7 Months 13 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 21 ₹10,000 30 Jun 22 ₹10,202 30 Jun 23 ₹11,039 30 Jun 24 ₹11,857 30 Jun 25 ₹12,824 30 Jun 26 ₹13,409 Returns for SBI Dynamic Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Jul 26 Duration Returns 1 Month 1.4% 3 Month 2.7% 6 Month 3.5% 1 Year 4.6% 3 Year 6.8% 5 Year 6.1% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 5.5% 2023 8.6% 2022 7.1% 2021 4.2% 2020 2% 2019 10.4% 2018 12.7% 2017 5.1% 2016 3.9% 2015 15.3% Fund Manager information for SBI Dynamic Bond Fund
Name Since Tenure Sudhir Agarwal 1 Jul 25 1 Yr. Data below for SBI Dynamic Bond Fund as on 31 May 26
Asset Allocation
Asset Class Value Cash 55.84% Debt 43.82% Other 0.34% Debt Sector Allocation
Sector Value Corporate 54.12% Cash Equivalent 27.3% Government 18.24% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Summit Digitel Infrastructure Limited
Debentures | -4% ₹156 Cr 1,500 National Bank for Agriculture and Rural Development
Domestic Bonds | -4% ₹142 Cr 3,000 6.75% Govt Stock 2029
Sovereign Bonds | -3% ₹127 Cr 12,500,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹125 Cr 12,500 Rec Limited
Debentures | -3% ₹125 Cr 12,500 National Highways Infra TRust
Debentures | -3% ₹117 Cr 22,500 State Government Of Kerala
Sovereign Bonds | -3% ₹109 Cr 11,000,000
↓ -10,500,000 LIC Housing Finance Ltd
Debentures | -3% ₹100 Cr 10,000 Anzen India Energy Yield Plus TRust
Debentures | -3% ₹100 Cr 10,000 LIC Housing Finance Ltd
Debentures | -3% ₹99 Cr 10,000
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I have SBI PSU Fund lumsum amount 20000,for 13 year, but this fund under perform, I want switch this fund which sbi fund is better for switching.