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10 Best Debt Funds by SBI Mutual Fund 2025
Debt fund by SBI Mutual Fund aims to generate regular Income over short to mid term. These funds are invested in debt/Market money instruments. Debt funds are a good option to earn good returns over a short period of time.
Investors who want to invest for a couple of days to a month, Liquid Funds and ultra-short term debt funds may be relevant. One who wants to invest for a year or two can invest in short-term funds. And for longer duration like for more than 3 years, long-term debt funds can be the suited one, with some risk involved in it.
SBI Mutual Fund offers some of the top performing debt funds in India. Best SBI schemes have been undertaken by their past performances, AUM, etc. Investors who wish to invest can invest in these funds and generate steady income by taking advantage of the debt markets.
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Why Invest in SBI Mutual Funds?
Capital Appreciation: Investing in SBI MF can give you a Capital appreciation for low-risk investments as well high-risk investments depending on the fund you wish to invest.
Safety: The mutual fund schemes by SBI are one of the country’s trusted and reliable fund schemes.
Variety of Options: Investing in SBI Mutual Fund comes with a broad Range of choices, you can invest for a short-term, mid-term and long-term in these schemes offered by the SBI.
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NRI Investment: The company also allows NRIs to invest in its Mutual Funds.
Best SBI Performing Debt Mutual Funds
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity SBI Magnum Constant Maturity Fund Growth ₹63.9587
↓ -0.10 ₹1,944 2.6 5.6 10.2 8.7 9.1 7.09% 6Y 10M 10D 9Y 8M 8D SBI Short Term Debt Fund Growth ₹32.2157
↓ 0.00 ₹14,733 2.7 5 9.1 7.4 7.7 6.84% 2Y 9M 18D 3Y 6M SBI Banking and PSU Fund Growth ₹3,127.07
↓ -0.51 ₹4,074 2.8 5 9.1 7.3 7.7 4.97% 4Y 8M 16D 6Y 11M 19D SBI Magnum Medium Duration Fund Growth ₹51.245
↓ -0.03 ₹6,580 2.5 4.8 9 7.8 8.1 7.18% 3Y 9M 25D 5Y 3M 14D SBI Credit Risk Fund Growth ₹45.6653
↓ -0.01 ₹2,245 2.5 4.7 8.7 8.1 8.1 7.85% 2Y 1M 28D 2Y 11M 12D SBI Magnum Income Fund Growth ₹70.6869
↓ -0.09 ₹1,983 2.1 4.5 8.3 7.8 8.1 6.9% 6Y 5M 26D 10Y 11M 16D SBI Dynamic Bond Fund Growth ₹35.6988
↑ 0.00 ₹3,560 1.9 4.3 8.1 7.9 8.6 6.92% 9Y 1M 17D 19Y 11M 12D SBI Magnum Gilt Fund Growth ₹65.9213
↓ -0.05 ₹12,573 1.3 4.1 7.9 8.1 8.9 6.76% 10Y 4M 20D 24Y 10M 28D SBI Magnum Low Duration Fund Growth ₹3,498.4
↑ 0.61 ₹14,729 2.3 4.2 7.8 7 7.3 6.67% 10M 24D 1Y 1M 10D SBI Savings Fund Growth ₹41.5209
↑ 0.01 ₹30,118 2.3 4.1 7.7 7 7.3 0.71% 8M 1D 8M 19D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jun 25
(Erstwhile SBI Magnum Gilt Fund Short Term) To provide the investors with the returns generated through investments in government securities issued by the Central Govt. and State Govt. SBI Magnum Constant Maturity Fund is a Debt - 10 Yr Govt Bond fund was launched on 30 Dec 00. It is a fund with Moderately Low risk and has given a Below is the key information for SBI Magnum Constant Maturity Fund Returns up to 1 year are on To provide investors with an opportunity to generate regular income through investments in a portfolio comprising of debt instruments which are rated not below investment grade by a credit rating agency,
and money market instruments. SBI Short Term Debt Fund is a Debt - Short term Bond fund was launched on 27 Jul 07. It is a fund with Moderately Low risk and has given a Below is the key information for SBI Short Term Debt Fund Returns up to 1 year are on (Erstwhile SBI Treasury Advantage Fund) The scheme seeks to generate regular income through a judicious mix of
portfolio comprising, predominantly of money market instruments and short
term debt securities. SBI Banking and PSU Fund is a Debt - Banking & PSU Debt fund was launched on 9 Oct 09. It is a fund with Moderate risk and has given a Below is the key information for SBI Banking and PSU Fund Returns up to 1 year are on (Erstwhile SBI Regular Savings Fund) To provide attractive returns to the Magnum holders / Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt,
equity and money market instruments. SBI Magnum Medium Duration Fund is a Debt - Medium term Bond fund was launched on 12 Nov 03. It is a fund with Moderate risk and has given a Below is the key information for SBI Magnum Medium Duration Fund Returns up to 1 year are on (Erstwhile SBI Corporate Bond Fund) The investment objective will be to actively manage a portfolio of good
quality corporate debt as well as Money Market Instruments so as to provide
reasonable returns and liquidity to the Unit holders. However there is no
guarantee or assurance that the investment objective of the scheme will
be achieved. SBI Credit Risk Fund is a Debt - Credit Risk fund was launched on 19 Jul 04. It is a fund with Moderate risk and has given a Below is the key information for SBI Credit Risk Fund Returns up to 1 year are on To provide the investors an opportunity to earn, in accordance with their requirements, through capital gains or through regular dividends, returns that would be higher than the returns offered by comparable investment avenues through investment in debt & money market securities. SBI Magnum Income Fund is a Debt - Medium to Long term fund was launched on 25 Nov 98. It is a fund with Moderate risk and has given a Below is the key information for SBI Magnum Income Fund Returns up to 1 year are on To actively manage a portfolio of good quality debt as well as Money Market
Instruments so as to provide reasonable returns and liquidity to the Unit holders. SBI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 9 Feb 04. It is a fund with Moderate risk and has given a Below is the key information for SBI Dynamic Bond Fund Returns up to 1 year are on (Erstwhile SBI Magnum Gilt Fund - Long Term Plan) To provide the investors with returns generated through investments in government securities issued by the Central Government and / or a State Government SBI Magnum Gilt Fund is a Debt - Government Bond fund was launched on 30 Dec 00. It is a fund with Moderate risk and has given a Below is the key information for SBI Magnum Gilt Fund Returns up to 1 year are on (Erstwhile SBI-Short Horizon Fund - Ultra Short Term) To provide investors with an opportunity to generate regular income with high degree of liquidity through investments in a portfolio comprising predominantly of money market instruments with maturity/residual maturity up to one year and debt instruments which are rated not below investment grade by a credit rating agency. SBI Magnum Low Duration Fund is a Debt - Low Duration fund was launched on 27 Jul 07. It is a fund with Moderately Low risk and has given a Below is the key information for SBI Magnum Low Duration Fund Returns up to 1 year are on To endeavour to mitigate interest rate risk and seek to generate regular income along with opportunities for capital appreciation through a portfolio investing in Floating Rate debt securities, fixed rate securities, derivative instruments as well as in Money Market instruments. SBI Savings Fund is a Debt - Money Market fund was launched on 19 Jul 04. It is a fund with Moderately Low risk and has given a Below is the key information for SBI Savings Fund Returns up to 1 year are on 1. SBI Magnum Constant Maturity Fund
CAGR/Annualized return of 7.9% since its launch. Ranked 1 in 10 Yr Govt Bond category. Return for 2024 was 9.1% , 2023 was 7.5% and 2022 was 1.3% . SBI Magnum Constant Maturity Fund
Growth Launch Date 30 Dec 00 NAV (27 Jun 25) ₹63.9587 ↓ -0.10 (-0.16 %) Net Assets (Cr) ₹1,944 on 31 May 25 Category Debt - 10 Yr Govt Bond AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.64 Sharpe Ratio 1.93 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.09% Effective Maturity 9 Years 8 Months 8 Days Modified Duration 6 Years 10 Months 10 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,378 31 May 22 ₹10,301 31 May 23 ₹11,309 31 May 24 ₹12,017 31 May 25 ₹13,406 Returns for SBI Magnum Constant Maturity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jun 25 Duration Returns 1 Month -0.8% 3 Month 2.6% 6 Month 5.6% 1 Year 10.2% 3 Year 8.7% 5 Year 5.8% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.1% 2023 7.5% 2022 1.3% 2021 2.4% 2020 11.6% 2019 11.9% 2018 9.9% 2017 6.2% 2016 12.8% 2015 9.1% Fund Manager information for SBI Magnum Constant Maturity Fund
Name Since Tenure Rajeev Radhakrishnan 1 Nov 23 1.58 Yr. Tejas Soman 1 Dec 23 1.5 Yr. Data below for SBI Magnum Constant Maturity Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 1.41% Debt 98.59% Debt Sector Allocation
Sector Value Government 98.59% Cash Equivalent 1.41% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -71% ₹1,359 Cr 129,000,000 7.18% Govt Stock 2037
Sovereign Bonds | -27% ₹522 Cr 49,000,000
↑ 2,000,000 Treps
CBLO/Reverse Repo | -2% ₹29 Cr Net Receivable / Payable
CBLO | -0% -₹3 Cr 2. SBI Short Term Debt Fund
CAGR/Annualized return of since its launch. Ranked 25 in Short term Bond category. Return for 2024 was 7.7% , 2023 was 6.7% and 2022 was 3.5% . SBI Short Term Debt Fund
Growth Launch Date 27 Jul 07 NAV (27 Jun 25) ₹32.2157 ↓ 0.00 (-0.01 %) Net Assets (Cr) ₹14,733 on 31 May 25 Category Debt - Short term Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.84 Sharpe Ratio 2.36 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.84% Effective Maturity 3 Years 6 Months Modified Duration 2 Years 9 Months 18 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,567 31 May 22 ₹10,826 31 May 23 ₹11,520 31 May 24 ₹12,275 31 May 25 ₹13,443 Returns for SBI Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jun 25 Duration Returns 1 Month 0.2% 3 Month 2.7% 6 Month 5% 1 Year 9.1% 3 Year 7.4% 5 Year 5.9% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 6.7% 2022 3.5% 2021 2.8% 2020 9.9% 2019 9.5% 2018 6% 2017 5.7% 2016 9.9% 2015 8.2% Fund Manager information for SBI Short Term Debt Fund
Name Since Tenure Mansi Sajeja 1 Dec 23 1.5 Yr. Data below for SBI Short Term Debt Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 7.78% Debt 91.96% Other 0.26% Debt Sector Allocation
Sector Value Corporate 63.75% Government 28.54% Cash Equivalent 7.45% Credit Quality
Rating Value AA 10.93% AAA 89.07% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -7% ₹1,057 Cr 100,000,000 7.17% Govt Stock 2030
Sovereign Bonds | -6% ₹912 Cr 87,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -5% ₹673 Cr 65,000,000 Small Industries Development Bank of India
Debentures | -4% ₹510 Cr 50,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹510 Cr 50,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹509 Cr 50,000 REC Ltd.
Debentures | -3% ₹508 Cr 50,000 Tata Communications Limited
Debentures | -3% ₹404 Cr 40,000 Jamnagar Utilities And Power Private Limited
Debentures | -3% ₹399 Cr 39,000 Small Industries Development Bank Of India
Debentures | -2% ₹330 Cr 32,500 3. SBI Banking and PSU Fund
CAGR/Annualized return of 7.5% since its launch. Ranked 43 in Banking & PSU Debt category. Return for 2024 was 7.7% , 2023 was 6.6% and 2022 was 2.9% . SBI Banking and PSU Fund
Growth Launch Date 9 Oct 09 NAV (27 Jun 25) ₹3,127.07 ↓ -0.51 (-0.02 %) Net Assets (Cr) ₹4,074 on 31 May 25 Category Debt - Banking & PSU Debt AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.81 Sharpe Ratio 2.05 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 4.97% Effective Maturity 6 Years 11 Months 19 Days Modified Duration 4 Years 8 Months 16 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,600 31 May 22 ₹10,790 31 May 23 ₹11,466 31 May 24 ₹12,186 31 May 25 ₹13,375 Returns for SBI Banking and PSU Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jun 25 Duration Returns 1 Month 0% 3 Month 2.8% 6 Month 5% 1 Year 9.1% 3 Year 7.3% 5 Year 5.7% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 6.6% 2022 2.9% 2021 2.6% 2020 10.5% 2019 9.7% 2018 7.4% 2017 6.4% 2016 8.3% 2015 8.7% Fund Manager information for SBI Banking and PSU Fund
Name Since Tenure Ardhendu Bhattacharya 1 Dec 23 1.5 Yr. Pradeep Kesavan 1 Dec 23 1.5 Yr. Data below for SBI Banking and PSU Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 4.84% Debt 94.8% Other 0.35% Debt Sector Allocation
Sector Value Government 50.28% Corporate 46.32% Cash Equivalent 3.04% Credit Quality
Rating Value AA 9.2% AAA 90.8% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -13% ₹518 Cr 50,000,000
↑ 26,000,000 Power Grid Corporation Of India Limited
Debentures | -5% ₹213 Cr 23,000 Nuclear Power Corporation Of India Limited
Debentures | -5% ₹209 Cr 20,400 Rural Electrification Corporation Limited
Debentures | -5% ₹190 Cr 185 National Bank For Financing Infrastructure And Development
Debentures | -5% ₹185 Cr 18,000 Ongc Petro Additions Ltd.
Debentures | -4% ₹177 Cr 17,500 GAil (India) Limited
Debentures | -4% ₹153 Cr 1,500 National Bank for Financing Infrastructure & Development
Domestic Bonds | -4% ₹152 Cr 15,000 National Highways Infra Trust
Debentures | -3% ₹124 Cr 25,000 Maharashtra (Government of) 7.48%
- | -3% ₹103 Cr 9,781,000
↑ 9,781,000 4. SBI Magnum Medium Duration Fund
CAGR/Annualized return of 7.8% since its launch. Ranked 18 in Medium term Bond category. Return for 2024 was 8.1% , 2023 was 7.2% and 2022 was 3.4% . SBI Magnum Medium Duration Fund
Growth Launch Date 12 Nov 03 NAV (27 Jun 25) ₹51.245 ↓ -0.03 (-0.05 %) Net Assets (Cr) ₹6,580 on 31 May 25 Category Debt - Medium term Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.22 Sharpe Ratio 2.21 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1.5%),12 Months and above(NIL) Yield to Maturity 7.18% Effective Maturity 5 Years 3 Months 14 Days Modified Duration 3 Years 9 Months 25 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,808 31 May 22 ₹11,065 31 May 23 ₹11,909 31 May 24 ₹12,699 31 May 25 ₹13,925 Returns for SBI Magnum Medium Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jun 25 Duration Returns 1 Month -0.1% 3 Month 2.5% 6 Month 4.8% 1 Year 9% 3 Year 7.8% 5 Year 6.6% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 7.2% 2022 3.4% 2021 3.8% 2020 12.3% 2019 11.1% 2018 6.2% 2017 7.6% 2016 14% 2015 6.6% Fund Manager information for SBI Magnum Medium Duration Fund
Name Since Tenure Lokesh Mallya 1 Dec 23 1.5 Yr. Mohit Jain 30 Nov 17 7.5 Yr. Data below for SBI Magnum Medium Duration Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 9.89% Debt 89.81% Other 0.3% Debt Sector Allocation
Sector Value Corporate 48.42% Government 41.39% Cash Equivalent 9.89% Credit Quality
Rating Value A 4.17% AA 47.11% AAA 48.72% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -14% ₹948 Cr 91,500,000 7.18% Govt Stock 2033
Sovereign Bonds | -12% ₹809 Cr 76,500,000 7.18% Govt Stock 2037
Sovereign Bonds | -9% ₹570 Cr 53,500,000 Godrej Properties Limited
Debentures | -5% ₹305 Cr 30,000 7.23% Govt Stock 2039
Sovereign Bonds | -4% ₹295 Cr 27,500,000 Avanse Financial Services Ltd.
Debentures | -4% ₹251 Cr 25,000 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -4% ₹234 Cr 24,000 Yes Bank Limited
Debentures | -3% ₹223 Cr 2,250 Century Textiles And Industried Limited
Debentures | -3% ₹223 Cr 22,000 Renserv Global Pvt Ltd.
Debentures | -3% ₹204 Cr 20,500
↑ 20,500 5. SBI Credit Risk Fund
CAGR/Annualized return of 7.5% since its launch. Ranked 3 in Credit Risk category. Return for 2024 was 8.1% , 2023 was 8.3% and 2022 was 4.2% . SBI Credit Risk Fund
Growth Launch Date 19 Jul 04 NAV (27 Jun 25) ₹45.6653 ↓ -0.01 (-0.02 %) Net Assets (Cr) ₹2,245 on 31 May 25 Category Debt - Credit Risk AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.56 Sharpe Ratio 2.32 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL) Yield to Maturity 7.85% Effective Maturity 2 Years 11 Months 12 Days Modified Duration 2 Years 1 Month 28 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,899 31 May 22 ₹11,309 31 May 23 ₹12,228 31 May 24 ₹13,109 31 May 25 ₹14,263 Returns for SBI Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jun 25 Duration Returns 1 Month 0.5% 3 Month 2.5% 6 Month 4.7% 1 Year 8.7% 3 Year 8.1% 5 Year 7.1% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 8.3% 2022 4.2% 2021 5% 2020 9.8% 2019 6.5% 2018 6.2% 2017 6.9% 2016 10.5% 2015 9.7% Fund Manager information for SBI Credit Risk Fund
Name Since Tenure Lokesh Mallya 1 Feb 17 8.33 Yr. Data below for SBI Credit Risk Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 7.34% Equity 2.67% Debt 89.63% Other 0.35% Debt Sector Allocation
Sector Value Corporate 74.27% Government 15.36% Cash Equivalent 7.34% Credit Quality
Rating Value A 14.58% AA 68.33% AAA 17.09% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.23% Govt Stock 2039
Sovereign Bonds | -9% ₹204 Cr 19,000,000 Aadhar Housing Finance Limited
Debentures | -5% ₹113 Cr 11,200 Nirma Limited
Debentures | -5% ₹112 Cr 11,000 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -5% ₹107 Cr 11,000 Infopark Properties Ltd.
Debentures | -5% ₹106 Cr 10,500 Century Textiles And Industried Limited
Debentures | -4% ₹86 Cr 8,500 Sandur Manganese And Iron Ores Limited (The)
Debentures | -4% ₹83 Cr 8,500 6.79% Govt Stock 2034
Sovereign Bonds | -4% ₹83 Cr 8,000,000 Avanse Financial Services Ltd.
Debentures | -4% ₹80 Cr 8,000 Renserv Global Pvt Ltd.
Debentures | -4% ₹80 Cr 8,000
↑ 8,000 6. SBI Magnum Income Fund
CAGR/Annualized return of 7.6% since its launch. Ranked 6 in Medium to Long term category. Return for 2024 was 8.1% , 2023 was 7.2% and 2022 was 3% . SBI Magnum Income Fund
Growth Launch Date 25 Nov 98 NAV (27 Jun 25) ₹70.6869 ↓ -0.09 (-0.12 %) Net Assets (Cr) ₹1,983 on 31 May 25 Category Debt - Medium to Long term AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.46 Sharpe Ratio 1.59 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 6.9% Effective Maturity 10 Years 11 Months 16 Days Modified Duration 6 Years 5 Months 26 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,741 31 May 22 ₹10,878 31 May 23 ₹11,804 31 May 24 ₹12,549 31 May 25 ₹13,787 Returns for SBI Magnum Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jun 25 Duration Returns 1 Month -0.8% 3 Month 2.1% 6 Month 4.5% 1 Year 8.3% 3 Year 7.8% 5 Year 6.2% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 7.2% 2022 3% 2021 3.6% 2020 11.6% 2019 11.7% 2018 4.7% 2017 5.7% 2016 13.4% 2015 6% Fund Manager information for SBI Magnum Income Fund
Name Since Tenure Lokesh Mallya 1 Dec 23 1.5 Yr. Data below for SBI Magnum Income Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 3.11% Debt 96.63% Other 0.26% Debt Sector Allocation
Sector Value Government 67.37% Corporate 29.26% Cash Equivalent 3.11% Credit Quality
Rating Value AA 29.46% AAA 70.54% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -35% ₹694 Cr 67,000,000
↑ 2,500,000 7.23% Govt Stock 2039
Sovereign Bonds | -15% ₹295 Cr 27,500,000 7.3% Govt Stock 2053
Sovereign Bonds | -9% ₹176 Cr 16,500,000 7.34% Govt Stock 2064
Sovereign Bonds | -5% ₹96 Cr 9,000,000 Torrent Power Limited
Debentures | -4% ₹78 Cr 7,500 Godrej Properties Limited
Debentures | -4% ₹76 Cr 7,500 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -4% ₹73 Cr 7,500 Indostar Capital Finance Ltd.
Debentures | -3% ₹59 Cr 5,900 Avanse Financial Services Ltd.
Debentures | -3% ₹55 Cr 5,500 Tata Power Renewable Energy Ltd. (Guaranteed By Tata Power Ltd.)
Debentures | -3% ₹51 Cr 5,000 7. SBI Dynamic Bond Fund
CAGR/Annualized return of since its launch. Ranked 5 in Dynamic Bond category. Return for 2024 was 8.6% , 2023 was 7.1% and 2022 was 4.2% . SBI Dynamic Bond Fund
Growth Launch Date 9 Feb 04 NAV (27 Jun 25) ₹35.6988 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹3,560 on 31 May 25 Category Debt - Dynamic Bond AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.48 Sharpe Ratio 1.22 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 6.92% Effective Maturity 19 Years 11 Months 12 Days Modified Duration 9 Years 1 Month 17 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,342 31 May 22 ₹10,488 31 May 23 ₹11,430 31 May 24 ₹12,194 31 May 25 ₹13,431 Returns for SBI Dynamic Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jun 25 Duration Returns 1 Month -1.3% 3 Month 1.9% 6 Month 4.3% 1 Year 8.1% 3 Year 7.9% 5 Year 5.8% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 8.6% 2023 7.1% 2022 4.2% 2021 2% 2020 10.4% 2019 12.7% 2018 5.1% 2017 3.9% 2016 15.3% 2015 5.8% Fund Manager information for SBI Dynamic Bond Fund
Name Since Tenure Rajeev Radhakrishnan 1 Nov 23 1.58 Yr. Tejas Soman 31 Dec 23 1.42 Yr. Pradeep Kesavan 31 Dec 23 1.42 Yr. Data below for SBI Dynamic Bond Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 1.61% Debt 98.13% Other 0.26% Debt Sector Allocation
Sector Value Government 74.24% Corporate 23.89% Cash Equivalent 1.61% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -18% ₹626 Cr 58,500,000
↑ 2,000,000 6.9% Govt Stock 2065
Sovereign Bonds | -9% ₹328 Cr 32,500,000 6.79% Govt Stock 2034
Sovereign Bonds | -8% ₹295 Cr 28,500,000
↑ 6,000,000 8.83% Govt Stock 2041
Sovereign Bonds | -7% ₹244 Cr 20,000,000 7.3% Govt Stock 2053
Sovereign Bonds | -6% ₹197 Cr 18,500,000 6.92% Govt Stock 2039
Sovereign Bonds | -5% ₹183 Cr 17,500,000 Reliance Jio Infratel Private Limited
Debentures | -5% ₹159 Cr 1,500 7.4% Power Finance Corporation Limited**
Debentures | -4% ₹155 Cr 15,000 7.58% LIC Housing Finance Limited (23/03/2035)
Debentures | -4% ₹153 Cr 15,000 Power Grid Corporation of India Ltd.
Domestic Bonds | -4% ₹151 Cr 15,000 8. SBI Magnum Gilt Fund
CAGR/Annualized return of 8% since its launch. Ranked 3 in Government Bond category. Return for 2024 was 8.9% , 2023 was 7.6% and 2022 was 4.2% . SBI Magnum Gilt Fund
Growth Launch Date 30 Dec 00 NAV (27 Jun 25) ₹65.9213 ↓ -0.05 (-0.08 %) Net Assets (Cr) ₹12,573 on 31 May 25 Category Debt - Government Bond AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.94 Sharpe Ratio 1.14 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.76% Effective Maturity 24 Years 10 Months 28 Days Modified Duration 10 Years 4 Months 20 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,413 31 May 22 ₹10,601 31 May 23 ₹11,593 31 May 24 ₹12,418 31 May 25 ₹13,722 Returns for SBI Magnum Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jun 25 Duration Returns 1 Month -1.9% 3 Month 1.3% 6 Month 4.1% 1 Year 7.9% 3 Year 8.1% 5 Year 6.2% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.9% 2023 7.6% 2022 4.2% 2021 3% 2020 11.7% 2019 13.1% 2018 5.1% 2017 3.9% 2016 16.3% 2015 7.3% Fund Manager information for SBI Magnum Gilt Fund
Name Since Tenure Rajeev Radhakrishnan 1 Nov 23 1.58 Yr. Tejas Soman 1 Dec 23 1.5 Yr. Data below for SBI Magnum Gilt Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 1.56% Debt 98.44% Debt Sector Allocation
Sector Value Government 98.44% Cash Equivalent 1.56% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -39% ₹4,744 Cr 443,500,000
↑ 7,500,000 6.79% Govt Stock 2034
Sovereign Bonds | -27% ₹3,277 Cr 316,327,500
↑ 24,000,000 7.3% Govt Stock 2053
Sovereign Bonds | -9% ₹1,128 Cr 106,000,000 7.14% Maharashtra SDL 2039
Sovereign Bonds | -5% ₹615 Cr 59,500,000 6.9% Govt Stock 2065
Sovereign Bonds | -5% ₹556 Cr 55,000,000 7.12% Maharashtra SDL 2038
Sovereign Bonds | -4% ₹534 Cr 51,706,900 8.17% Govt Stock 2044
Sovereign Bonds | -4% ₹467 Cr 40,000,000 7.17% State Government Securities
Sovereign Bonds | -2% ₹306 Cr 29,810,700 07.36 MH Sdl 21/02/2035
Sovereign Bonds | -1% ₹132 Cr 12,500,000 7.16% State Government Of Karnataka 2036
Sovereign Bonds | -1% ₹114 Cr 11,000,000
↑ 11,000,000 9. SBI Magnum Low Duration Fund
CAGR/Annualized return of since its launch. Ranked 41 in Low Duration category. Return for 2024 was 7.3% , 2023 was 6.7% and 2022 was 4% . SBI Magnum Low Duration Fund
Growth Launch Date 27 Jul 07 NAV (27 Jun 25) ₹3,498.4 ↑ 0.61 (0.02 %) Net Assets (Cr) ₹14,729 on 31 May 25 Category Debt - Low Duration AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.95 Sharpe Ratio 1.94 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.67% Effective Maturity 1 Year 1 Month 10 Days Modified Duration 10 Months 24 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,459 31 May 22 ₹10,765 31 May 23 ₹11,416 31 May 24 ₹12,197 31 May 25 ₹13,160 Returns for SBI Magnum Low Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jun 25 Duration Returns 1 Month 0.5% 3 Month 2.3% 6 Month 4.2% 1 Year 7.8% 3 Year 7% 5 Year 5.6% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 6.7% 2022 4% 2021 3.2% 2020 6.7% 2019 8.3% 2018 7.5% 2017 6.6% 2016 8.3% 2015 8.6% Fund Manager information for SBI Magnum Low Duration Fund
Name Since Tenure Sudhir Agrawal 15 May 25 0.04 Yr. Data below for SBI Magnum Low Duration Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 27.56% Debt 72.23% Other 0.22% Debt Sector Allocation
Sector Value Corporate 65.1% Government 21.31% Cash Equivalent 13.37% Credit Quality
Rating Value AA 7.22% AAA 92.78% Top Securities Holdings / Portfolio
Name Holding Value Quantity 07.03 CG Sdl 2026
Sovereign Bonds | -6% ₹858 Cr 84,992,300 HDFC Bank Ltd.
Debentures | -4% ₹544 Cr 11,500
↑ 1,500 TRent Limited
Debentures | -3% ₹494 Cr 5,000 Indigrid Infrastructure Trust
Debentures | -3% ₹387 Cr 3,850 National Bank For Agriculture And Rural Development
Debentures | -2% ₹305 Cr 30,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹290 Cr 28,500
↑ 7,500 Punjab National Bank
Domestic Bonds | -2% ₹284 Cr 6,000 Rec Limited
Debentures | -2% ₹278 Cr 27,500 Bajaj Housing Finance Limited
Debentures | -2% ₹253 Cr 25,000 Citicorp Finance (India) Limited
Debentures | -2% ₹251 Cr 25,000 10. SBI Savings Fund
CAGR/Annualized return of 7% since its launch. Ranked 56 in Money Market category. Return for 2024 was 7.3% , 2023 was 6.9% and 2022 was 4.3% . SBI Savings Fund
Growth Launch Date 19 Jul 04 NAV (27 Jun 25) ₹41.5209 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹30,118 on 31 May 25 Category Debt - Money Market AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.76 Sharpe Ratio 1.89 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 500 Exit Load 0-3 Days (0.1%),3 Days and above(NIL) Yield to Maturity 0.71% Effective Maturity 8 Months 19 Days Modified Duration 8 Months 1 Day Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,416 31 May 22 ₹10,740 31 May 23 ₹11,400 31 May 24 ₹12,198 31 May 25 ₹13,135 Returns for SBI Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jun 25 Duration Returns 1 Month 0.6% 3 Month 2.3% 6 Month 4.1% 1 Year 7.7% 3 Year 7% 5 Year 5.6% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 6.9% 2022 4.3% 2021 3.3% 2020 5.7% 2019 7.7% 2018 7.1% 2017 6.3% 2016 8.4% 2015 8.3% Fund Manager information for SBI Savings Fund
Name Since Tenure Rajeev Radhakrishnan 1 Dec 23 1.5 Yr. Data below for SBI Savings Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 61.97% Debt 37.75% Other 0.28% Debt Sector Allocation
Sector Value Corporate 38.16% Cash Equivalent 35.94% Government 25.62% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 5.63% Govt Stock 2026
Sovereign Bonds | -8% ₹2,270 Cr 227,500,000
↑ 162,500,000 HDFC Bank Ltd.
Debentures | -5% ₹1,419 Cr 30,000 Punjab National Bank
Domestic Bonds | -4% ₹1,137 Cr 24,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -3% ₹710 Cr 15,000 Small Industries Development Bank of India
Debentures | -2% ₹657 Cr 14,000
↑ 14,000 Csb Bank Ltd
Debentures | -2% ₹488 Cr 10,000 SMFG India Cr Co.Ltd.
Debentures | -2% ₹471 Cr 10,000 Indian Bank
Domestic Bonds | -2% ₹426 Cr 9,000 Equitas Small Finance Bank Ltd.
Debentures | -1% ₹283 Cr 6,000 08.14 RJ Sdl 2025
Sovereign Bonds | -1% ₹237 Cr 23,491,500
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I have SBI PSU Fund lumsum amount 20000,for 13 year, but this fund under perform, I want switch this fund which sbi fund is better for switching.