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10 Best Debt Funds by SBI Mutual Fund 2025
Debt fund by SBI Mutual Fund aims to generate regular Income over short to mid term. These funds are invested in debt/Market money instruments. Debt funds are a good option to earn good returns over a short period of time.
Investors who want to invest for a couple of days to a month, Liquid Funds and ultra-short term debt funds may be relevant. One who wants to invest for a year or two can invest in short-term funds. And for longer duration like for more than 3 years, long-term debt funds can be the suited one, with some risk involved in it.
SBI Mutual Fund offers some of the top performing debt funds in India. Best SBI schemes have been undertaken by their past performances, AUM, etc. Investors who wish to invest can invest in these funds and generate steady income by taking advantage of the debt markets.
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Why Invest in SBI Mutual Funds?
Capital Appreciation: Investing in SBI MF can give you a Capital appreciation for low-risk investments as well high-risk investments depending on the fund you wish to invest.
Safety: The mutual fund schemes by SBI are one of the country’s trusted and reliable fund schemes.
Variety of Options: Investing in SBI Mutual Fund comes with a broad Range of choices, you can invest for a short-term, mid-term and long-term in these schemes offered by the SBI.
Domestic and Offshore Fund Management: The company has expertise in managing both domestic and Offshore funds.
NRI Investment: The company also allows NRIs to invest in its Mutual Funds.
Best SBI Performing Debt Mutual Funds
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity SBI Magnum Constant Maturity Fund Growth ₹64.4024
↑ 0.20 ₹1,900 0.6 4.8 9.3 8.2 9.1 6.58% 6Y 9M 14D 9Y 7M 28D SBI Short Term Debt Fund Growth ₹32.4785
↑ 0.04 ₹16,053 1.9 5 8.9 7.5 7.7 6.84% 2Y 5M 16D 3Y 14D SBI Banking and PSU Fund Growth ₹3,149.39
↑ 3.62 ₹4,107 1.7 4.9 8.7 7.3 7.7 6.78% 3Y 7M 10D 4Y 9M 11D SBI Credit Risk Fund Growth ₹46.0898
↑ 0.08 ₹2,236 1.9 4.7 8.7 8.1 8.1 7.71% 2Y 1M 2D 2Y 10M 6D SBI Magnum Medium Duration Fund Growth ₹51.6189
↑ 0.08 ₹6,506 1.4 4.5 8.6 7.7 8.1 7.23% 3Y 9M 11D 5Y 2M 26D SBI Magnum Income Fund Growth ₹71.1611
↑ 0.15 ₹1,993 0.5 4.1 7.9 7.6 8.1 6.92% 5Y 6M 25D 8Y 2M 8D SBI Magnum Low Duration Fund Growth ₹3,522.75
↑ 2.29 ₹14,824 1.8 4.2 7.7 7 7.3 6.53% 10M 10D 1Y 18D SBI Savings Fund Growth ₹41.797
↑ 0.02 ₹32,655 1.8 4.1 7.6 7.1 7.3 6.38% 6M 29D 7M 17D SBI Dynamic Bond Fund Growth ₹35.901
↑ 0.06 ₹3,606 -0.1 4 7.6 7.9 8.6 6.48% 3Y 9M 25D 5Y 4M 20D SBI Magnum Ultra Short Duration Fund Growth ₹6,016.88
↑ 3.21 ₹16,408 1.8 3.9 7.5 7.1 7.4 6.26% 5M 1D 6M 4D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 4 Aug 25
(Erstwhile SBI Magnum Gilt Fund Short Term) To provide the investors with the returns generated through investments in government securities issued by the Central Govt. and State Govt. SBI Magnum Constant Maturity Fund is a Debt - 10 Yr Govt Bond fund was launched on 30 Dec 00. It is a fund with Moderately Low risk and has given a Below is the key information for SBI Magnum Constant Maturity Fund Returns up to 1 year are on To provide investors with an opportunity to generate regular income through investments in a portfolio comprising of debt instruments which are rated not below investment grade by a credit rating agency,
and money market instruments. SBI Short Term Debt Fund is a Debt - Short term Bond fund was launched on 27 Jul 07. It is a fund with Moderately Low risk and has given a Below is the key information for SBI Short Term Debt Fund Returns up to 1 year are on (Erstwhile SBI Treasury Advantage Fund) The scheme seeks to generate regular income through a judicious mix of
portfolio comprising, predominantly of money market instruments and short
term debt securities. SBI Banking and PSU Fund is a Debt - Banking & PSU Debt fund was launched on 9 Oct 09. It is a fund with Moderate risk and has given a Below is the key information for SBI Banking and PSU Fund Returns up to 1 year are on (Erstwhile SBI Corporate Bond Fund) The investment objective will be to actively manage a portfolio of good
quality corporate debt as well as Money Market Instruments so as to provide
reasonable returns and liquidity to the Unit holders. However there is no
guarantee or assurance that the investment objective of the scheme will
be achieved. SBI Credit Risk Fund is a Debt - Credit Risk fund was launched on 19 Jul 04. It is a fund with Moderate risk and has given a Below is the key information for SBI Credit Risk Fund Returns up to 1 year are on (Erstwhile SBI Regular Savings Fund) To provide attractive returns to the Magnum holders / Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt,
equity and money market instruments. SBI Magnum Medium Duration Fund is a Debt - Medium term Bond fund was launched on 12 Nov 03. It is a fund with Moderate risk and has given a Below is the key information for SBI Magnum Medium Duration Fund Returns up to 1 year are on To provide the investors an opportunity to earn, in accordance with their requirements, through capital gains or through regular dividends, returns that would be higher than the returns offered by comparable investment avenues through investment in debt & money market securities. SBI Magnum Income Fund is a Debt - Medium to Long term fund was launched on 25 Nov 98. It is a fund with Moderate risk and has given a Below is the key information for SBI Magnum Income Fund Returns up to 1 year are on (Erstwhile SBI-Short Horizon Fund - Ultra Short Term) To provide investors with an opportunity to generate regular income with high degree of liquidity through investments in a portfolio comprising predominantly of money market instruments with maturity/residual maturity up to one year and debt instruments which are rated not below investment grade by a credit rating agency. SBI Magnum Low Duration Fund is a Debt - Low Duration fund was launched on 27 Jul 07. It is a fund with Moderately Low risk and has given a Below is the key information for SBI Magnum Low Duration Fund Returns up to 1 year are on To endeavour to mitigate interest rate risk and seek to generate regular income along with opportunities for capital appreciation through a portfolio investing in Floating Rate debt securities, fixed rate securities, derivative instruments as well as in Money Market instruments. SBI Savings Fund is a Debt - Money Market fund was launched on 19 Jul 04. It is a fund with Moderately Low risk and has given a Below is the key information for SBI Savings Fund Returns up to 1 year are on To actively manage a portfolio of good quality debt as well as Money Market
Instruments so as to provide reasonable returns and liquidity to the Unit holders. SBI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 9 Feb 04. It is a fund with Moderate risk and has given a Below is the key information for SBI Dynamic Bond Fund Returns up to 1 year are on (Erstwhile SBI Magnum InstaCash Fund) To provide the investors an opportunity to earn returns through investment in
debt & money market securities, while having the benefit of a very high degree of liquidity. SBI Magnum Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 21 May 99. It is a fund with Low risk and has given a Below is the key information for SBI Magnum Ultra Short Duration Fund Returns up to 1 year are on 1. SBI Magnum Constant Maturity Fund
CAGR/Annualized return of 7.9% since its launch. Ranked 1 in 10 Yr Govt Bond category. Return for 2024 was 9.1% , 2023 was 7.5% and 2022 was 1.3% . SBI Magnum Constant Maturity Fund
Growth Launch Date 30 Dec 00 NAV (04 Aug 25) ₹64.4024 ↑ 0.20 (0.30 %) Net Assets (Cr) ₹1,900 on 30 Jun 25 Category Debt - 10 Yr Govt Bond AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.64 Sharpe Ratio 1.25 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.58% Effective Maturity 9 Years 7 Months 28 Days Modified Duration 6 Years 9 Months 14 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,264 31 Jul 22 ₹10,337 31 Jul 23 ₹11,131 31 Jul 24 ₹12,040 31 Jul 25 ₹13,169 Returns for SBI Magnum Constant Maturity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Aug 25 Duration Returns 1 Month 0.1% 3 Month 0.6% 6 Month 4.8% 1 Year 9.3% 3 Year 8.2% 5 Year 5.7% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.1% 2023 7.5% 2022 1.3% 2021 2.4% 2020 11.6% 2019 11.9% 2018 9.9% 2017 6.2% 2016 12.8% 2015 9.1% Fund Manager information for SBI Magnum Constant Maturity Fund
Name Since Tenure Sudhir Agarwal 1 Jul 25 0.08 Yr. Data below for SBI Magnum Constant Maturity Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 2.44% Debt 97.56% Debt Sector Allocation
Sector Value Government 97.56% Cash Equivalent 2.44% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -71% ₹1,338 Cr 128,000,000
↓ -500,000 7.18% Govt Stock 2037
Sovereign Bonds | -27% ₹513 Cr 48,999,500
↓ -500 Net Receivable / Payable
CBLO | -2% ₹41 Cr Treps
CBLO/Reverse Repo | -0% ₹5 Cr 2. SBI Short Term Debt Fund
CAGR/Annualized return of since its launch. Ranked 25 in Short term Bond category. Return for 2024 was 7.7% , 2023 was 6.7% and 2022 was 3.5% . SBI Short Term Debt Fund
Growth Launch Date 27 Jul 07 NAV (04 Aug 25) ₹32.4785 ↑ 0.04 (0.11 %) Net Assets (Cr) ₹16,053 on 30 Jun 25 Category Debt - Short term Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.84 Sharpe Ratio 1.99 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.84% Effective Maturity 3 Years 14 Days Modified Duration 2 Years 5 Months 16 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,394 31 Jul 22 ₹10,663 31 Jul 23 ₹11,345 31 Jul 24 ₹12,154 31 Jul 25 ₹13,238 Returns for SBI Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Aug 25 Duration Returns 1 Month 0.5% 3 Month 1.9% 6 Month 5% 1 Year 8.9% 3 Year 7.5% 5 Year 5.8% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 6.7% 2022 3.5% 2021 2.8% 2020 9.9% 2019 9.5% 2018 6% 2017 5.7% 2016 9.9% 2015 8.2% Fund Manager information for SBI Short Term Debt Fund
Name Since Tenure Mansi Sajeja 1 Dec 23 1.67 Yr. Data below for SBI Short Term Debt Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 15.45% Debt 84.28% Other 0.27% Debt Sector Allocation
Sector Value Corporate 64.68% Government 22.88% Cash Equivalent 12.17% Credit Quality
Rating Value AA 13.2% AAA 86.8% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -8% ₹1,259 Cr 120,000,000 7.17% Govt Stock 2030
Sovereign Bonds | -4% ₹690 Cr 66,000,000
↓ -16,000,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹511 Cr 50,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹510 Cr 50,000 Rec Limited
Debentures | -3% ₹510 Cr 50,000 TATA Communications Limited
Debentures | -2% ₹405 Cr 40,000 Small Industries Development Bank Of India
Debentures | -2% ₹357 Cr 35,000 Small Industries Development Bank Of India
Debentures | -2% ₹331 Cr 32,500 Hindustan Petroleum Corporation Limited
Debentures | -2% ₹327 Cr 32,500 Jamnagar Utilities & Power Private Limited
Debentures | -2% ₹318 Cr 31,000 3. SBI Banking and PSU Fund
CAGR/Annualized return of 7.5% since its launch. Ranked 43 in Banking & PSU Debt category. Return for 2024 was 7.7% , 2023 was 6.6% and 2022 was 2.9% . SBI Banking and PSU Fund
Growth Launch Date 9 Oct 09 NAV (04 Aug 25) ₹3,149.39 ↑ 3.62 (0.11 %) Net Assets (Cr) ₹4,107 on 30 Jun 25 Category Debt - Banking & PSU Debt AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.81 Sharpe Ratio 1.48 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.78% Effective Maturity 4 Years 9 Months 11 Days Modified Duration 3 Years 7 Months 10 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,389 31 Jul 22 ₹10,589 31 Jul 23 ₹11,243 31 Jul 24 ₹12,037 31 Jul 25 ₹13,085 Returns for SBI Banking and PSU Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Aug 25 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 4.9% 1 Year 8.7% 3 Year 7.3% 5 Year 5.5% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 6.6% 2022 2.9% 2021 2.6% 2020 10.5% 2019 9.7% 2018 7.4% 2017 6.4% 2016 8.3% 2015 8.7% Fund Manager information for SBI Banking and PSU Fund
Name Since Tenure Ardhendu Bhattacharya 1 Dec 23 1.67 Yr. Pradeep Kesavan 1 Dec 23 1.67 Yr. Data below for SBI Banking and PSU Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 12.3% Debt 87.35% Other 0.35% Debt Sector Allocation
Sector Value Corporate 49.68% Government 44.19% Cash Equivalent 5.78% Credit Quality
Rating Value AA 9.1% AAA 90.9% Top Securities Holdings / Portfolio
Name Holding Value Quantity Power Grid Corporation Of India Limited
Debentures | -5% ₹212 Cr 23,000 6.79% Govt Stock 2034
Sovereign Bonds | -5% ₹211 Cr 20,500,000
↑ 15,000,000 Nuclear Power Corporation Of India Limited
Debentures | -5% ₹210 Cr 20,400 Ongc Petro Additions Limited
Debentures | -4% ₹178 Cr 17,500 National Bank For Financing Infrastructure And Development
Debentures | -4% ₹173 Cr 17,000 Rec Limited
Debentures | -4% ₹173 Cr 165
↑ 05 GAil (India) Limited
Debentures | -4% ₹153 Cr 1,500 Axis Bank Ltd.
Debentures | -3% ₹142 Cr 3,000 Bihar (Government of) 6.9%
- | -3% ₹125 Cr 12,500,000
↑ 12,500,000 National Highways Infra TRust
Debentures | -3% ₹125 Cr 25,000 4. SBI Credit Risk Fund
CAGR/Annualized return of 7.5% since its launch. Ranked 3 in Credit Risk category. Return for 2024 was 8.1% , 2023 was 8.3% and 2022 was 4.2% . SBI Credit Risk Fund
Growth Launch Date 19 Jul 04 NAV (04 Aug 25) ₹46.0898 ↑ 0.08 (0.17 %) Net Assets (Cr) ₹2,236 on 30 Jun 25 Category Debt - Credit Risk AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.56 Sharpe Ratio 2.34 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL) Yield to Maturity 7.71% Effective Maturity 2 Years 10 Months 6 Days Modified Duration 2 Years 1 Month 2 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,707 31 Jul 22 ₹11,097 31 Jul 23 ₹12,004 31 Jul 24 ₹12,916 31 Jul 25 ₹14,038 Returns for SBI Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Aug 25 Duration Returns 1 Month 0.6% 3 Month 1.9% 6 Month 4.7% 1 Year 8.7% 3 Year 8.1% 5 Year 7% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 8.3% 2022 4.2% 2021 5% 2020 9.8% 2019 6.5% 2018 6.2% 2017 6.9% 2016 10.5% 2015 9.7% Fund Manager information for SBI Credit Risk Fund
Name Since Tenure Lokesh Mallya 1 Feb 17 8.5 Yr. Data below for SBI Credit Risk Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 16.11% Equity 2.88% Debt 80.66% Other 0.36% Debt Sector Allocation
Sector Value Corporate 65.44% Cash Equivalent 16.11% Government 15.21% Credit Quality
Rating Value A 17.98% AA 64.83% AAA 17.19% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.23% Govt Stock 2039
Sovereign Bonds | -9% ₹200 Cr 19,000,000 Aadhar Housing Finance Limited
Debentures | -5% ₹113 Cr 11,200 Nirma Limited
Debentures | -5% ₹112 Cr 11,000 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -5% ₹106 Cr 11,000 Infopark Properties Limited
Debentures | -5% ₹106 Cr 10,500 Aditya Birla Real Estate Limited
Debentures | -4% ₹87 Cr 8,500 The Sandur Manganese And Iron Ores Limited
Debentures | -4% ₹83 Cr 8,500 6.79% Govt Stock 2034
Sovereign Bonds | -4% ₹82 Cr 8,000,000 Avanse Financial Services Limited
Debentures | -4% ₹81 Cr 8,000 Renserv Global Private Limited
Debentures | -4% ₹80 Cr 8,000 5. SBI Magnum Medium Duration Fund
CAGR/Annualized return of 7.8% since its launch. Ranked 18 in Medium term Bond category. Return for 2024 was 8.1% , 2023 was 7.2% and 2022 was 3.4% . SBI Magnum Medium Duration Fund
Growth Launch Date 12 Nov 03 NAV (04 Aug 25) ₹51.6189 ↑ 0.08 (0.16 %) Net Assets (Cr) ₹6,506 on 30 Jun 25 Category Debt - Medium term Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.22 Sharpe Ratio 1.57 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1.5%),12 Months and above(NIL) Yield to Maturity 7.23% Effective Maturity 5 Years 2 Months 26 Days Modified Duration 3 Years 9 Months 11 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,626 31 Jul 22 ₹10,899 31 Jul 23 ₹11,688 31 Jul 24 ₹12,552 31 Jul 25 ₹13,631 Returns for SBI Magnum Medium Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Aug 25 Duration Returns 1 Month 0.4% 3 Month 1.4% 6 Month 4.5% 1 Year 8.6% 3 Year 7.7% 5 Year 6.4% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 7.2% 2022 3.4% 2021 3.8% 2020 12.3% 2019 11.1% 2018 6.2% 2017 7.6% 2016 14% 2015 6.6% Fund Manager information for SBI Magnum Medium Duration Fund
Name Since Tenure Lokesh Mallya 1 Dec 23 1.67 Yr. Mohit Jain 30 Nov 17 7.67 Yr. Data below for SBI Magnum Medium Duration Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 10.61% Debt 89.09% Other 0.3% Debt Sector Allocation
Sector Value Corporate 44.88% Government 44.21% Cash Equivalent 10.61% Credit Quality
Rating Value A 7.26% AA 42.07% AAA 50.67% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -19% ₹1,224 Cr 119,000,000 7.18% Govt Stock 2033
Sovereign Bonds | -12% ₹803 Cr 76,500,000 7.18% Govt Stock 2037
Sovereign Bonds | -8% ₹560 Cr 53,500,000 Godrej Properties Limited
Debentures | -5% ₹305 Cr 30,000 Avanse Financial Services Limited
Debentures | -4% ₹252 Cr 25,000 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -4% ₹232 Cr 24,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹230 Cr 22,500
↑ 2,500 Aditya Birla Real Estate Limited
Debentures | -3% ₹224 Cr 22,000 Yes Bank Limited
Debentures | -3% ₹224 Cr 2,250 Renserv Global Private Limited
Debentures | -3% ₹206 Cr 20,500 6. SBI Magnum Income Fund
CAGR/Annualized return of 7.6% since its launch. Ranked 6 in Medium to Long term category. Return for 2024 was 8.1% , 2023 was 7.2% and 2022 was 3% . SBI Magnum Income Fund
Growth Launch Date 25 Nov 98 NAV (04 Aug 25) ₹71.1611 ↑ 0.15 (0.22 %) Net Assets (Cr) ₹1,993 on 30 Jun 25 Category Debt - Medium to Long term AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.46 Sharpe Ratio 0.75 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 6.92% Effective Maturity 8 Years 2 Months 8 Days Modified Duration 5 Years 6 Months 25 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,533 31 Jul 22 ₹10,717 31 Jul 23 ₹11,524 31 Jul 24 ₹12,390 31 Jul 25 ₹13,374 Returns for SBI Magnum Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Aug 25 Duration Returns 1 Month 0.2% 3 Month 0.5% 6 Month 4.1% 1 Year 7.9% 3 Year 7.6% 5 Year 6% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 7.2% 2022 3% 2021 3.6% 2020 11.6% 2019 11.7% 2018 4.7% 2017 5.7% 2016 13.4% 2015 6% Fund Manager information for SBI Magnum Income Fund
Name Since Tenure Mohit Jain 1 Jul 25 0.08 Yr. Data below for SBI Magnum Income Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 7.56% Debt 92.16% Other 0.28% Debt Sector Allocation
Sector Value Government 67.41% Corporate 24.75% Cash Equivalent 7.56% Credit Quality
Rating Value AA 24.05% AAA 75.95% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -38% ₹766 Cr 74,500,000
↓ -5,000,000 6.92% Govt Stock 2039
Sovereign Bonds | -16% ₹323 Cr 31,500,000
↑ 27,500,000 National Bank For Agriculture And Rural Development
Debentures | -5% ₹102 Cr 10,000 Bihar (Government of) 6.9%
- | -5% ₹100 Cr 10,000,000
↑ 10,000,000 Torrent Power Limited
Debentures | -4% ₹79 Cr 7,500 Power Finance Corporation Limited
Debentures | -4% ₹75 Cr 7,500 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -4% ₹72 Cr 7,500 Indostar Capital Finance Limited
Debentures | -3% ₹59 Cr 5,900 7.09% Govt Stock 2054
Sovereign Bonds | -3% ₹56 Cr 5,500,000
↑ 5,500,000 Avanse Financial Services Limited
Debentures | -3% ₹55 Cr 5,500 7. SBI Magnum Low Duration Fund
CAGR/Annualized return of since its launch. Ranked 41 in Low Duration category. Return for 2024 was 7.3% , 2023 was 6.7% and 2022 was 4% . SBI Magnum Low Duration Fund
Growth Launch Date 27 Jul 07 NAV (04 Aug 25) ₹3,522.75 ↑ 2.29 (0.06 %) Net Assets (Cr) ₹14,824 on 30 Jun 25 Category Debt - Low Duration AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.95 Sharpe Ratio 2.01 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.53% Effective Maturity 1 Year 18 Days Modified Duration 10 Months 10 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,375 31 Jul 22 ₹10,686 31 Jul 23 ₹11,370 31 Jul 24 ₹12,172 31 Jul 25 ₹13,108 Returns for SBI Magnum Low Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Aug 25 Duration Returns 1 Month 0.5% 3 Month 1.8% 6 Month 4.2% 1 Year 7.7% 3 Year 7% 5 Year 5.6% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 6.7% 2022 4% 2021 3.2% 2020 6.7% 2019 8.3% 2018 7.5% 2017 6.6% 2016 8.3% 2015 8.6% Fund Manager information for SBI Magnum Low Duration Fund
Name Since Tenure Sudhir Agrawal 15 May 25 0.21 Yr. Data below for SBI Magnum Low Duration Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 29.26% Debt 70.48% Other 0.26% Debt Sector Allocation
Sector Value Corporate 64.04% Government 20.03% Cash Equivalent 15.67% Credit Quality
Rating Value AA 7.16% AAA 92.84% Top Securities Holdings / Portfolio
Name Holding Value Quantity 07.03 CG Sdl 2026
Sovereign Bonds | -6% ₹861 Cr 84,992,300 TRent Limited
Debentures | -3% ₹496 Cr 5,000 Indigrid Infrastructure Trust
Debentures | -3% ₹388 Cr 3,850 UCO Bank
Domestic Bonds | -2% ₹379 Cr 8,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹316 Cr 31,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹306 Cr 30,000 Punjab National Bank
Domestic Bonds | -2% ₹288 Cr 6,000 Axis Bank Ltd.
Debentures | -2% ₹285 Cr 6,000
↑ 6,000 Rec Limited
Debentures | -2% ₹279 Cr 27,500 Bajaj Housing Finance Limited
Debentures | -2% ₹254 Cr 25,000 8. SBI Savings Fund
CAGR/Annualized return of 7% since its launch. Ranked 56 in Money Market category. Return for 2024 was 7.3% , 2023 was 6.9% and 2022 was 4.3% . SBI Savings Fund
Growth Launch Date 19 Jul 04 NAV (04 Aug 25) ₹41.797 ↑ 0.02 (0.05 %) Net Assets (Cr) ₹32,655 on 30 Jun 25 Category Debt - Money Market AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.76 Sharpe Ratio 2.18 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 500 Exit Load 0-3 Days (0.1%),3 Days and above(NIL) Yield to Maturity 6.38% Effective Maturity 7 Months 17 Days Modified Duration 6 Months 29 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,362 31 Jul 22 ₹10,703 31 Jul 23 ₹11,404 31 Jul 24 ₹12,209 31 Jul 25 ₹13,139 Returns for SBI Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Aug 25 Duration Returns 1 Month 0.5% 3 Month 1.8% 6 Month 4.1% 1 Year 7.6% 3 Year 7.1% 5 Year 5.6% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 6.9% 2022 4.3% 2021 3.3% 2020 5.7% 2019 7.7% 2018 7.1% 2017 6.3% 2016 8.4% 2015 8.3% Fund Manager information for SBI Savings Fund
Name Since Tenure Rajeev Radhakrishnan 1 Dec 23 1.67 Yr. Data below for SBI Savings Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 66.29% Debt 33.46% Other 0.25% Debt Sector Allocation
Sector Value Cash Equivalent 42.96% Corporate 35.38% Government 21.41% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd.
Debentures | -4% ₹1,584 Cr 33,000 5.63% Govt Stock 2026
Sovereign Bonds | -4% ₹1,399 Cr 139,845,000
↓ -139,000,000 Punjab National Bank
Domestic Bonds | -3% ₹1,153 Cr 24,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -2% ₹720 Cr 15,000 UCO Bank
Domestic Bonds | -2% ₹569 Cr 12,000 364 DTB 04122025
Sovereign Bonds | -1% ₹504 Cr 51,500,000
↑ 51,500,000 UCO Bank
Domestic Bonds | -1% ₹495 Cr 10,000 Csb Bank Ltd
Debentures | -1% ₹494 Cr 10,000 06.90 OIL SPL 2026
Domestic Bonds | -1% ₹487 Cr 48,397,000
↑ 48,397,000 Csb Bank Ltd
Debentures | -1% ₹486 Cr 10,000
↑ 10,000 9. SBI Dynamic Bond Fund
CAGR/Annualized return of since its launch. Ranked 5 in Dynamic Bond category. Return for 2024 was 8.6% , 2023 was 7.1% and 2022 was 4.2% . SBI Dynamic Bond Fund
Growth Launch Date 9 Feb 04 NAV (04 Aug 25) ₹35.901 ↑ 0.06 (0.18 %) Net Assets (Cr) ₹3,606 on 30 Jun 25 Category Debt - Dynamic Bond AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.48 Sharpe Ratio 0.45 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 6.48% Effective Maturity 5 Years 4 Months 20 Days Modified Duration 3 Years 9 Months 25 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,245 31 Jul 22 ₹10,454 31 Jul 23 ₹11,325 31 Jul 24 ₹12,226 31 Jul 25 ₹13,151 Returns for SBI Dynamic Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Aug 25 Duration Returns 1 Month 0.3% 3 Month -0.1% 6 Month 4% 1 Year 7.6% 3 Year 7.9% 5 Year 5.6% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 8.6% 2023 7.1% 2022 4.2% 2021 2% 2020 10.4% 2019 12.7% 2018 5.1% 2017 3.9% 2016 15.3% 2015 5.8% Fund Manager information for SBI Dynamic Bond Fund
Name Since Tenure Sudhir Agarwal 1 Jul 25 0.08 Yr. Data below for SBI Dynamic Bond Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 14.93% Debt 84.81% Other 0.27% Debt Sector Allocation
Sector Value Government 56.32% Corporate 28.48% Cash Equivalent 14.93% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.75% Govt Stock 2029
Sovereign Bonds | -10% ₹386 Cr 37,500,000 6.79% Govt Stock 2034
Sovereign Bonds | -8% ₹309 Cr 30,000,000
↑ 30,000,000 Indian Railway Finance Corporation Limited
Debentures | -7% ₹251 Cr 2,500
↑ 2,500 National Bank For Agriculture And Rural Development
Debentures | -5% ₹179 Cr 17,500 Summit Digitel Infrastructure Limited
Debentures | -4% ₹160 Cr 1,500 Power Finance Corporation Limited
Debentures | -4% ₹154 Cr 15,000 LIC Housing Finance Ltd
Debentures | -4% ₹153 Cr 15,000
↑ 15,000 Power Grid Corporation Of India Limited
Debentures | -4% ₹150 Cr 15,000 7.23% Maharashtra Sdl-04/09/2035
Sovereign Bonds | -4% ₹144 Cr 14,164,700 INDIA UNIVERSAL TRUST AL2
Unlisted bonds | -3% ₹128 Cr 147 10. SBI Magnum Ultra Short Duration Fund
CAGR/Annualized return of 7.1% since its launch. Return for 2024 was 7.4% , 2023 was 7% and 2022 was 4.5% . SBI Magnum Ultra Short Duration Fund
Growth Launch Date 21 May 99 NAV (04 Aug 25) ₹6,016.88 ↑ 3.21 (0.05 %) Net Assets (Cr) ₹16,408 on 30 Jun 25 Category Debt - Ultrashort Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Low Expense Ratio 0.54 Sharpe Ratio 2.74 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.26% Effective Maturity 6 Months 4 Days Modified Duration 5 Months 1 Day Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,367 31 Jul 22 ₹10,722 31 Jul 23 ₹11,429 31 Jul 24 ₹12,254 31 Jul 25 ₹13,172 Returns for SBI Magnum Ultra Short Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 4 Aug 25 Duration Returns 1 Month 0.5% 3 Month 1.8% 6 Month 3.9% 1 Year 7.5% 3 Year 7.1% 5 Year 5.7% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 7% 2022 4.5% 2021 3.4% 2020 5.9% 2019 8% 2018 7.9% 2017 6.6% 2016 7.7% 2015 8.3% Fund Manager information for SBI Magnum Ultra Short Duration Fund
Name Since Tenure Sudhir Agrawal 15 May 25 0.21 Yr. Data below for SBI Magnum Ultra Short Duration Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 64.34% Debt 35.38% Other 0.28% Debt Sector Allocation
Sector Value Corporate 47.36% Cash Equivalent 33.85% Government 18.51% Credit Quality
Rating Value AA 3.19% AAA 96.81% Top Securities Holdings / Portfolio
Name Holding Value Quantity 5.63% Govt Stock 2026
Sovereign Bonds | -4% ₹685 Cr 68,500,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹517 Cr 5,150 HDFC Bank Ltd.
Debentures | -3% ₹480 Cr 10,000 Bharti Telecom Limited
Debentures | -2% ₹372 Cr 3,700
↑ 900 India (Republic of)
- | -2% ₹325 Cr 32,500,000 INDIA UNIVERSAL TRUST AL2
Unlisted bonds | -2% ₹263 Cr 400 Citicorp Finance (India) Limited
Debentures | -2% ₹251 Cr 25,000 India (Republic of)
- | -2% ₹247 Cr 25,000,000 Rec Limited
Debentures | -1% ₹244 Cr 2,450 Tata Capital Housing Finance Limited
Debentures | -1% ₹221 Cr 2,200
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I have SBI PSU Fund lumsum amount 20000,for 13 year, but this fund under perform, I want switch this fund which sbi fund is better for switching.