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10 Best Debt Funds by SBI Mutual Fund 2025
Debt fund by SBI Mutual Fund aims to generate regular Income over short to mid term. These funds are invested in debt/Market money instruments. Debt funds are a good option to earn good returns over a short period of time.
Investors who want to invest for a couple of days to a month, Liquid Funds and ultra-short term debt funds may be relevant. One who wants to invest for a year or two can invest in short-term funds. And for longer duration like for more than 3 years, long-term debt funds can be the suited one, with some risk involved in it.
SBI Mutual Fund offers some of the top performing debt funds in India. Best SBI schemes have been undertaken by their past performances, AUM, etc. Investors who wish to invest can invest in these funds and generate steady income by taking advantage of the debt markets.
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Capital Appreciation: Investing in SBI MF can give you a Capital appreciation for low-risk investments as well high-risk investments depending on the fund you wish to invest.
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Variety of Options: Investing in SBI Mutual Fund comes with a broad Range of choices, you can invest for a short-term, mid-term and long-term in these schemes offered by the SBI.
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Best SBI Performing Debt Mutual Funds
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity SBI Magnum Constant Maturity Fund Growth ₹64.2873
↑ 0.06 ₹1,831 4.9 7.1 11.9 9 9.1 6.74% 6Y 9M 22D 9Y 9M 29D SBI Magnum Gilt Fund Growth ₹67.1141
↑ 0.12 ₹11,489 5 6.8 11.2 9 8.9 6.97% 10Y 2M 1D 24Y 14D SBI Dynamic Bond Fund Growth ₹36.0657
↑ 0.08 ₹3,410 4.5 6.1 10.5 8.5 8.6 7.22% 8Y 5M 5D 17Y 2M 5D SBI Magnum Income Fund Growth ₹71.069
↑ 0.08 ₹1,918 4 5.7 10.2 8.2 8.1 7.42% 6Y 2M 26D 10Y 6M 14D SBI Magnum Medium Duration Fund Growth ₹51.139
↑ 0.05 ₹6,481 3.5 5.4 9.7 8 8.1 7.76% 3Y 9M 22D 5Y 6M SBI Banking and PSU Fund Growth ₹3,113.44
↑ 4.70 ₹3,835 3.6 5.3 9.5 7.3 7.7 7.28% 3Y 10M 10D 5Y 4M 24D SBI Short Term Debt Fund Growth ₹32.0418
↑ 0.04 ₹13,959 3.4 5.3 9.4 7.4 7.7 7.33% 2Y 9M 11D 3Y 10M 20D SBI Credit Risk Fund Growth ₹45.3187
↑ 0.04 ₹2,255 2.8 4.8 9.2 8 8.1 8.51% 2Y 2M 12D 3Y 14D SBI Magnum Low Duration Fund Growth ₹3,469.82
↑ 2.02 ₹14,392 2.4 4 7.8 6.9 7.3 7.43% 11M 1D 1Y 5M 5D SBI Savings Fund Growth ₹41.1636
↑ 0.02 ₹24,003 2.3 4 7.6 6.9 7.3 7.3% 9M 9M 18D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 May 25
(Erstwhile SBI Magnum Gilt Fund Short Term) To provide the investors with the returns generated through investments in government securities issued by the Central Govt. and State Govt. SBI Magnum Constant Maturity Fund is a Debt - 10 Yr Govt Bond fund was launched on 30 Dec 00. It is a fund with Moderately Low risk and has given a Below is the key information for SBI Magnum Constant Maturity Fund Returns up to 1 year are on (Erstwhile SBI Magnum Gilt Fund - Long Term Plan) To provide the investors with returns generated through investments in government securities issued by the Central Government and / or a State Government SBI Magnum Gilt Fund is a Debt - Government Bond fund was launched on 30 Dec 00. It is a fund with Moderate risk and has given a Below is the key information for SBI Magnum Gilt Fund Returns up to 1 year are on To actively manage a portfolio of good quality debt as well as Money Market
Instruments so as to provide reasonable returns and liquidity to the Unit holders. SBI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 9 Feb 04. It is a fund with Moderate risk and has given a Below is the key information for SBI Dynamic Bond Fund Returns up to 1 year are on To provide the investors an opportunity to earn, in accordance with their requirements, through capital gains or through regular dividends, returns that would be higher than the returns offered by comparable investment avenues through investment in debt & money market securities. SBI Magnum Income Fund is a Debt - Medium to Long term fund was launched on 25 Nov 98. It is a fund with Moderate risk and has given a Below is the key information for SBI Magnum Income Fund Returns up to 1 year are on (Erstwhile SBI Regular Savings Fund) To provide attractive returns to the Magnum holders / Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt,
equity and money market instruments. SBI Magnum Medium Duration Fund is a Debt - Medium term Bond fund was launched on 12 Nov 03. It is a fund with Moderate risk and has given a Below is the key information for SBI Magnum Medium Duration Fund Returns up to 1 year are on (Erstwhile SBI Treasury Advantage Fund) The scheme seeks to generate regular income through a judicious mix of
portfolio comprising, predominantly of money market instruments and short
term debt securities. SBI Banking and PSU Fund is a Debt - Banking & PSU Debt fund was launched on 9 Oct 09. It is a fund with Moderate risk and has given a Below is the key information for SBI Banking and PSU Fund Returns up to 1 year are on To provide investors with an opportunity to generate regular income through investments in a portfolio comprising of debt instruments which are rated not below investment grade by a credit rating agency,
and money market instruments. SBI Short Term Debt Fund is a Debt - Short term Bond fund was launched on 27 Jul 07. It is a fund with Moderately Low risk and has given a Below is the key information for SBI Short Term Debt Fund Returns up to 1 year are on (Erstwhile SBI Corporate Bond Fund) The investment objective will be to actively manage a portfolio of good
quality corporate debt as well as Money Market Instruments so as to provide
reasonable returns and liquidity to the Unit holders. However there is no
guarantee or assurance that the investment objective of the scheme will
be achieved. SBI Credit Risk Fund is a Debt - Credit Risk fund was launched on 19 Jul 04. It is a fund with Moderate risk and has given a Below is the key information for SBI Credit Risk Fund Returns up to 1 year are on (Erstwhile SBI-Short Horizon Fund - Ultra Short Term) To provide investors with an opportunity to generate regular income with high degree of liquidity through investments in a portfolio comprising predominantly of money market instruments with maturity/residual maturity up to one year and debt instruments which are rated not below investment grade by a credit rating agency. SBI Magnum Low Duration Fund is a Debt - Low Duration fund was launched on 27 Jul 07. It is a fund with Moderately Low risk and has given a Below is the key information for SBI Magnum Low Duration Fund Returns up to 1 year are on To endeavour to mitigate interest rate risk and seek to generate regular income along with opportunities for capital appreciation through a portfolio investing in Floating Rate debt securities, fixed rate securities, derivative instruments as well as in Money Market instruments. SBI Savings Fund is a Debt - Money Market fund was launched on 19 Jul 04. It is a fund with Moderately Low risk and has given a Below is the key information for SBI Savings Fund Returns up to 1 year are on 1. SBI Magnum Constant Maturity Fund
CAGR/Annualized return of 7.9% since its launch. Ranked 1 in 10 Yr Govt Bond category. Return for 2024 was 9.1% , 2023 was 7.5% and 2022 was 1.3% . SBI Magnum Constant Maturity Fund
Growth Launch Date 30 Dec 00 NAV (16 May 25) ₹64.2873 ↑ 0.06 (0.10 %) Net Assets (Cr) ₹1,831 on 31 Mar 25 Category Debt - 10 Yr Govt Bond AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.64 Sharpe Ratio 1 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.74% Effective Maturity 9 Years 9 Months 29 Days Modified Duration 6 Years 9 Months 22 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,537 30 Apr 22 ₹10,648 30 Apr 23 ₹11,378 30 Apr 24 ₹12,074 30 Apr 25 ₹13,555 Returns for SBI Magnum Constant Maturity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25 Duration Returns 1 Month 1.3% 3 Month 4.9% 6 Month 7.1% 1 Year 11.9% 3 Year 9% 5 Year 6.2% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.1% 2023 7.5% 2022 1.3% 2021 2.4% 2020 11.6% 2019 11.9% 2018 9.9% 2017 6.2% 2016 12.8% 2015 9.1% Fund Manager information for SBI Magnum Constant Maturity Fund
Name Since Tenure Rajeev Radhakrishnan 1 Nov 23 1.5 Yr. Tejas Soman 1 Dec 23 1.41 Yr. Data below for SBI Magnum Constant Maturity Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 1.77% Debt 98.23% Debt Sector Allocation
Sector Value Government 98.23% Cash Equivalent 1.77% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -72% ₹1,354 Cr 129,000,000 7.18% Govt Stock 2037
Sovereign Bonds | -26% ₹499 Cr 47,000,000
↑ 1,500,000 Treps
CBLO/Reverse Repo | -1% ₹21 Cr Net Receivable / Payable
CBLO | -1% ₹13 Cr 2. SBI Magnum Gilt Fund
CAGR/Annualized return of 8.1% since its launch. Ranked 3 in Government Bond category. Return for 2024 was 8.9% , 2023 was 7.6% and 2022 was 4.2% . SBI Magnum Gilt Fund
Growth Launch Date 30 Dec 00 NAV (16 May 25) ₹67.1141 ↑ 0.12 (0.19 %) Net Assets (Cr) ₹11,489 on 31 Mar 25 Category Debt - Government Bond AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.94 Sharpe Ratio 0.61 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.97% Effective Maturity 24 Years 14 Days Modified Duration 10 Years 2 Months 1 Day Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,621 30 Apr 22 ₹10,905 30 Apr 23 ₹11,719 30 Apr 24 ₹12,487 30 Apr 25 ₹13,992 Returns for SBI Magnum Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25 Duration Returns 1 Month 1.4% 3 Month 5% 6 Month 6.8% 1 Year 11.2% 3 Year 9% 5 Year 6.8% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.9% 2023 7.6% 2022 4.2% 2021 3% 2020 11.7% 2019 13.1% 2018 5.1% 2017 3.9% 2016 16.3% 2015 7.3% Fund Manager information for SBI Magnum Gilt Fund
Name Since Tenure Rajeev Radhakrishnan 1 Nov 23 1.5 Yr. Tejas Soman 1 Dec 23 1.41 Yr. Data below for SBI Magnum Gilt Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 0.94% Debt 99.06% Debt Sector Allocation
Sector Value Government 99.06% Cash Equivalent 0.94% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -39% ₹4,674 Cr 436,000,000
↑ 40,500,000 6.79% Govt Stock 2034
Sovereign Bonds | -25% ₹3,012 Cr 292,327,500
↓ -46,000,000 7.3% Govt Stock 2053
Sovereign Bonds | -9% ₹1,129 Cr 106,000,000 7.14% Maharashtra SDL 2039
Sovereign Bonds | -5% ₹615 Cr 59,500,000
↓ -18,500,000 6.9% Govt Stock 2065
Sovereign Bonds | -5% ₹558 Cr 55,000,000
↑ 13,500,000 7.12% Maharashtra SDL 2038
Sovereign Bonds | -4% ₹533 Cr 51,706,900
↑ 1,000,000 8.17% Govt Stock 2044
Sovereign Bonds | -4% ₹466 Cr 40,000,000
↑ 40,000,000 7.17% State Government Securities
Sovereign Bonds | -3% ₹306 Cr 29,810,700 7.13% State Government Of Karnataka 2041
Sovereign Bonds | -2% ₹254 Cr 24,548,600 07.36 MH Sdl 21/02/2035
Sovereign Bonds | -1% ₹132 Cr 12,500,000 3. SBI Dynamic Bond Fund
CAGR/Annualized return of since its launch. Ranked 5 in Dynamic Bond category. Return for 2024 was 8.6% , 2023 was 7.1% and 2022 was 4.2% . SBI Dynamic Bond Fund
Growth Launch Date 9 Feb 04 NAV (16 May 25) ₹36.0657 ↑ 0.08 (0.21 %) Net Assets (Cr) ₹3,410 on 31 Mar 25 Category Debt - Dynamic Bond AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.48 Sharpe Ratio 0.44 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 7.22% Effective Maturity 17 Years 2 Months 5 Days Modified Duration 8 Years 5 Months 5 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,523 30 Apr 22 ₹10,748 30 Apr 23 ₹11,524 30 Apr 24 ₹12,231 30 Apr 25 ₹13,610 Returns for SBI Dynamic Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25 Duration Returns 1 Month 1.3% 3 Month 4.5% 6 Month 6.1% 1 Year 10.5% 3 Year 8.5% 5 Year 6.3% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 8.6% 2023 7.1% 2022 4.2% 2021 2% 2020 10.4% 2019 12.7% 2018 5.1% 2017 3.9% 2016 15.3% 2015 5.8% Fund Manager information for SBI Dynamic Bond Fund
Name Since Tenure Rajeev Radhakrishnan 1 Nov 23 1.5 Yr. Tejas Soman 31 Dec 23 1.33 Yr. Pradeep Kesavan 31 Dec 23 1.33 Yr. Data below for SBI Dynamic Bond Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 1.65% Debt 98.08% Other 0.26% Debt Sector Allocation
Sector Value Government 74.08% Corporate 24.01% Cash Equivalent 1.65% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -17% ₹606 Cr 56,500,000 6.9% Govt Stock 2065
Sovereign Bonds | -9% ₹330 Cr 32,500,000
↑ 1,000,000 8.83% Govt Stock 2041
Sovereign Bonds | -7% ₹244 Cr 20,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -7% ₹232 Cr 22,500,000
↓ -19,500,000 7.3% Govt Stock 2053
Sovereign Bonds | -6% ₹197 Cr 18,500,000 6.92% Govt Stock 2039
Sovereign Bonds | -5% ₹183 Cr 17,500,000
↑ 2,500,000 Reliance Jio Infratel Private Limited
Debentures | -5% ₹159 Cr 1,500 7.4% Power Finance Corporation Limited**
Debentures | -4% ₹155 Cr 15,000 7.58% LIC Housing Finance Limited (23/03/2035)
Debentures | -4% ₹154 Cr 15,000 Power Grid Corporation of India Ltd.
Domestic Bonds | -4% ₹150 Cr 15,000
↑ 15,000 4. SBI Magnum Income Fund
CAGR/Annualized return of 7.7% since its launch. Ranked 6 in Medium to Long term category. Return for 2024 was 8.1% , 2023 was 7.2% and 2022 was 3% . SBI Magnum Income Fund
Growth Launch Date 25 Nov 98 NAV (16 May 25) ₹71.069 ↑ 0.08 (0.11 %) Net Assets (Cr) ₹1,918 on 31 Mar 25 Category Debt - Medium to Long term AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.46 Sharpe Ratio 0.68 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 7.42% Effective Maturity 10 Years 6 Months 14 Days Modified Duration 6 Years 2 Months 26 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,906 30 Apr 22 ₹11,206 30 Apr 23 ₹11,911 30 Apr 24 ₹12,654 30 Apr 25 ₹13,963 Returns for SBI Magnum Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25 Duration Returns 1 Month 1.2% 3 Month 4% 6 Month 5.7% 1 Year 10.2% 3 Year 8.2% 5 Year 6.8% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 7.2% 2022 3% 2021 3.6% 2020 11.6% 2019 11.7% 2018 4.7% 2017 5.7% 2016 13.4% 2015 6% Fund Manager information for SBI Magnum Income Fund
Name Since Tenure Lokesh Mallya 1 Dec 23 1.41 Yr. Data below for SBI Magnum Income Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 2.69% Debt 97.05% Other 0.26% Debt Sector Allocation
Sector Value Government 67.38% Corporate 29.67% Cash Equivalent 2.69% Credit Quality
Rating Value AA 32.82% AAA 67.18% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -34% ₹664 Cr 64,500,000 7.23% Govt Stock 2039
Sovereign Bonds | -15% ₹294 Cr 27,500,000 7.3% Govt Stock 2053
Sovereign Bonds | -9% ₹176 Cr 16,500,000 7.34% Govt Stock 2064
Sovereign Bonds | -5% ₹96 Cr 9,000,000
↑ 4,000,000 Torrent Power Limited
Debentures | -4% ₹78 Cr 7,500 Godrej Properties Limited
Debentures | -4% ₹76 Cr 7,500 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -4% ₹73 Cr 7,500 Indostar Capital Finance Ltd.
Debentures | -3% ₹59 Cr 5,900 Avanse Financial Services Ltd.
Debentures | -3% ₹55 Cr 5,500 Tata Power Renewable Energy Ltd. (Guaranteed By Tata Power Ltd.)
Debentures | -3% ₹51 Cr 5,000 5. SBI Magnum Medium Duration Fund
CAGR/Annualized return of 7.9% since its launch. Ranked 18 in Medium term Bond category. Return for 2024 was 8.1% , 2023 was 7.2% and 2022 was 3.4% . SBI Magnum Medium Duration Fund
Growth Launch Date 12 Nov 03 NAV (16 May 25) ₹51.139 ↑ 0.05 (0.10 %) Net Assets (Cr) ₹6,481 on 31 Mar 25 Category Debt - Medium term Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.22 Sharpe Ratio 1.26 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1.5%),12 Months and above(NIL) Yield to Maturity 7.76% Effective Maturity 5 Years 6 Months Modified Duration 3 Years 9 Months 22 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,990 30 Apr 22 ₹11,404 30 Apr 23 ₹12,073 30 Apr 24 ₹12,876 30 Apr 25 ₹14,120 Returns for SBI Magnum Medium Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25 Duration Returns 1 Month 1.1% 3 Month 3.5% 6 Month 5.4% 1 Year 9.7% 3 Year 8% 5 Year 7% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 7.2% 2022 3.4% 2021 3.8% 2020 12.3% 2019 11.1% 2018 6.2% 2017 7.6% 2016 14% 2015 6.6% Fund Manager information for SBI Magnum Medium Duration Fund
Name Since Tenure Lokesh Mallya 1 Dec 23 1.41 Yr. Mohit Jain 30 Nov 17 7.42 Yr. Data below for SBI Magnum Medium Duration Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 13.38% Debt 86.32% Other 0.3% Debt Sector Allocation
Sector Value Corporate 45.19% Government 41.14% Cash Equivalent 13.38% Credit Quality
Rating Value A 7.36% AA 44.98% AAA 47.67% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -14% ₹943 Cr 91,500,000
↑ 7,500,000 7.18% Govt Stock 2033
Sovereign Bonds | -12% ₹805 Cr 76,500,000 7.18% Govt Stock 2037
Sovereign Bonds | -9% ₹568 Cr 53,500,000 Godrej Properties Limited
Debentures | -5% ₹304 Cr 30,000 7.23% Govt Stock 2039
Sovereign Bonds | -4% ₹294 Cr 27,500,000 Avanse Financial Services Ltd.
Debentures | -4% ₹251 Cr 25,000 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -4% ₹233 Cr 24,000 Century Textiles And Industried Limited
Debentures | -3% ₹223 Cr 22,000 Yes Bank Limited
Debentures | -3% ₹223 Cr 2,250 Indostar Capital Finance Ltd.
Debentures | -3% ₹167 Cr 16,600 6. SBI Banking and PSU Fund
CAGR/Annualized return of 7.6% since its launch. Ranked 43 in Banking & PSU Debt category. Return for 2024 was 7.7% , 2023 was 6.6% and 2022 was 2.9% . SBI Banking and PSU Fund
Growth Launch Date 9 Oct 09 NAV (16 May 25) ₹3,113.44 ↑ 4.70 (0.15 %) Net Assets (Cr) ₹3,835 on 31 Mar 25 Category Debt - Banking & PSU Debt AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.81 Sharpe Ratio 0.9 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.28% Effective Maturity 5 Years 4 Months 24 Days Modified Duration 3 Years 10 Months 10 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,784 30 Apr 22 ₹11,109 30 Apr 23 ₹11,632 30 Apr 24 ₹12,361 30 Apr 25 ₹13,517 Returns for SBI Banking and PSU Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25 Duration Returns 1 Month 1.1% 3 Month 3.6% 6 Month 5.3% 1 Year 9.5% 3 Year 7.3% 5 Year 6.1% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 6.6% 2022 2.9% 2021 2.6% 2020 10.5% 2019 9.7% 2018 7.4% 2017 6.4% 2016 8.3% 2015 8.7% Fund Manager information for SBI Banking and PSU Fund
Name Since Tenure Rajeev Radhakrishnan 16 Nov 13 11.46 Yr. Ardhendu Bhattacharya 1 Dec 23 1.41 Yr. Pradeep Kesavan 1 Dec 23 1.41 Yr. Data below for SBI Banking and PSU Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 4.25% Debt 95.4% Other 0.35% Debt Sector Allocation
Sector Value Government 50.17% Corporate 47.01% Cash Equivalent 2.47% Credit Quality
Rating Value AA 10.76% AAA 89.24% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -6% ₹247 Cr 24,000,000
↑ 16,500,000 Power Grid Corporation Of India Limited
Debentures | -5% ₹212 Cr 23,000 Nuclear Power Corporation Of India Limited
Debentures | -5% ₹209 Cr 20,400 Rural Electrification Corporation Limited
Debentures | -5% ₹190 Cr 185
↑ 10 National Bank For Financing Infrastructure And Development
Debentures | -5% ₹185 Cr 18,000 7.04% Andhra Pradesh State Development Loans (26/03/2033)
Sovereign Bonds | -4% ₹179 Cr 17,499,900 Ongc Petro Additions Ltd.
Debentures | -4% ₹177 Cr 17,500 GAil (India) Limited
Debentures | -4% ₹152 Cr 1,500 6.9% Govt Stock 2065
Sovereign Bonds | -4% ₹152 Cr 15,000,000 National Bank for Financing Infrastructure & Development
Domestic Bonds | -4% ₹152 Cr 15,000 7. SBI Short Term Debt Fund
CAGR/Annualized return of since its launch. Ranked 25 in Short term Bond category. Return for 2024 was 7.7% , 2023 was 6.7% and 2022 was 3.5% . SBI Short Term Debt Fund
Growth Launch Date 27 Jul 07 NAV (16 May 25) ₹32.0418 ↑ 0.04 (0.14 %) Net Assets (Cr) ₹13,959 on 31 Mar 25 Category Debt - Short term Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.84 Sharpe Ratio 1.4 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.33% Effective Maturity 3 Years 10 Months 20 Days Modified Duration 2 Years 9 Months 11 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,701 30 Apr 22 ₹11,063 30 Apr 23 ₹11,633 30 Apr 24 ₹12,382 30 Apr 25 ₹13,529 Returns for SBI Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25 Duration Returns 1 Month 1.1% 3 Month 3.4% 6 Month 5.3% 1 Year 9.4% 3 Year 7.4% 5 Year 6.2% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 6.7% 2022 3.5% 2021 2.8% 2020 9.9% 2019 9.5% 2018 6% 2017 5.7% 2016 9.9% 2015 8.2% Fund Manager information for SBI Short Term Debt Fund
Name Since Tenure Rajeev Radhakrishnan 2 Jun 08 16.92 Yr. Mansi Sajeja 1 Dec 23 1.41 Yr. Data below for SBI Short Term Debt Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 7.74% Debt 92.01% Other 0.26% Debt Sector Allocation
Sector Value Corporate 64.22% Government 28.11% Cash Equivalent 7.41% Credit Quality
Rating Value AA 12.74% AAA 87.26% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -7% ₹1,053 Cr 100,000,000
↑ 10,000,000 7.17% Govt Stock 2030
Sovereign Bonds | -6% ₹909 Cr 87,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -5% ₹670 Cr 65,000,000
↓ -25,000,000 Small Industries Development Bank of India
Debentures | -4% ₹510 Cr 50,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹508 Cr 50,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹508 Cr 50,000 REC Ltd.
Debentures | -4% ₹507 Cr 50,000 Tata Communications Limited
Debentures | -3% ₹404 Cr 40,000 Jamnagar Utilities And Power Private Limited
Debentures | -3% ₹398 Cr 39,000 Small Industries Development Bank Of India
Debentures | -2% ₹329 Cr 32,500
↑ 32,500 8. SBI Credit Risk Fund
CAGR/Annualized return of 7.5% since its launch. Ranked 3 in Credit Risk category. Return for 2024 was 8.1% , 2023 was 8.3% and 2022 was 4.2% . SBI Credit Risk Fund
Growth Launch Date 19 Jul 04 NAV (16 May 25) ₹45.3187 ↑ 0.04 (0.10 %) Net Assets (Cr) ₹2,255 on 31 Mar 25 Category Debt - Credit Risk AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.56 Sharpe Ratio 1.61 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL) Yield to Maturity 8.51% Effective Maturity 3 Years 14 Days Modified Duration 2 Years 2 Months 12 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹11,009 30 Apr 22 ₹11,542 30 Apr 23 ₹12,350 30 Apr 24 ₹13,181 30 Apr 25 ₹14,402 Returns for SBI Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25 Duration Returns 1 Month 0.8% 3 Month 2.8% 6 Month 4.8% 1 Year 9.2% 3 Year 8% 5 Year 7.5% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 8.3% 2022 4.2% 2021 5% 2020 9.8% 2019 6.5% 2018 6.2% 2017 6.9% 2016 10.5% 2015 9.7% Fund Manager information for SBI Credit Risk Fund
Name Since Tenure Lokesh Mallya 1 Feb 17 8.25 Yr. Data below for SBI Credit Risk Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 10.63% Equity 3.24% Debt 85.78% Other 0.35% Debt Sector Allocation
Sector Value Corporate 70.51% Government 15.27% Cash Equivalent 10.63% Credit Quality
Rating Value A 17.76% AA 66.14% AAA 16.1% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.23% Govt Stock 2039
Sovereign Bonds | -9% ₹203 Cr 19,000,000 Aadhar Housing Finance Limited
Debentures | -5% ₹113 Cr 11,200 Nirma Limited
Debentures | -5% ₹111 Cr 11,000 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -5% ₹107 Cr 11,000 Infopark Properties Ltd.
Debentures | -5% ₹106 Cr 10,500 Century Textiles And Industried Limited
Debentures | -4% ₹86 Cr 8,500 Sandur Manganese And Iron Ores Limited (The)
Debentures | -4% ₹83 Cr 8,500 6.79% Govt Stock 2034
Sovereign Bonds | -4% ₹82 Cr 8,000,000 Avanse Financial Services Ltd.
Debentures | -4% ₹80 Cr 8,000 Aditya Birla Renewables Limited
Debentures | -3% ₹76 Cr 7,500 9. SBI Magnum Low Duration Fund
CAGR/Annualized return of since its launch. Ranked 41 in Low Duration category. Return for 2024 was 7.3% , 2023 was 6.7% and 2022 was 4% . SBI Magnum Low Duration Fund
Growth Launch Date 27 Jul 07 NAV (16 May 25) ₹3,469.82 ↑ 2.02 (0.06 %) Net Assets (Cr) ₹14,392 on 31 Mar 25 Category Debt - Low Duration AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.95 Sharpe Ratio 1.11 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.43% Effective Maturity 1 Year 5 Months 5 Days Modified Duration 11 Months 1 Day Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,553 30 Apr 22 ₹10,905 30 Apr 23 ₹11,480 30 Apr 24 ₹12,267 30 Apr 25 ₹13,217 Returns for SBI Magnum Low Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25 Duration Returns 1 Month 0.7% 3 Month 2.4% 6 Month 4% 1 Year 7.8% 3 Year 6.9% 5 Year 5.7% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 6.7% 2022 4% 2021 3.2% 2020 6.7% 2019 8.3% 2018 7.5% 2017 6.6% 2016 8.3% 2015 8.6% Fund Manager information for SBI Magnum Low Duration Fund
Name Since Tenure Rajeev Radhakrishnan 9 Jun 08 16.9 Yr. Data below for SBI Magnum Low Duration Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 29.63% Debt 70.15% Other 0.22% Debt Sector Allocation
Sector Value Corporate 65.15% Government 19.82% Cash Equivalent 14.82% Credit Quality
Rating Value AA 7.12% AAA 92.88% Top Securities Holdings / Portfolio
Name Holding Value Quantity 07.03 CG Sdl 2026
Sovereign Bonds | -6% ₹858 Cr 84,992,300 TRent Limited
Debentures | -3% ₹493 Cr 5,000 HDFC Bank Ltd.
Debentures | -3% ₹472 Cr 10,000 Indigrid Infrastructure Trust
Debentures | -3% ₹387 Cr 3,850 National Bank For Agriculture And Rural Development
Debentures | -2% ₹305 Cr 30,000 Punjab National Bank
Domestic Bonds | -2% ₹283 Cr 6,000 Rec Limited
Debentures | -2% ₹277 Cr 27,500 Bajaj Housing Finance Limited
Debentures | -2% ₹253 Cr 25,000 Citicorp Finance (India) Limited
Debentures | -2% ₹251 Cr 25,000 INDIA UNIVERSAL TRUST AL2
Unlisted bonds | -2% ₹247 Cr 327 10. SBI Savings Fund
CAGR/Annualized return of 7% since its launch. Ranked 56 in Money Market category. Return for 2024 was 7.3% , 2023 was 6.9% and 2022 was 4.3% . SBI Savings Fund
Growth Launch Date 19 Jul 04 NAV (16 May 25) ₹41.1636 ↑ 0.02 (0.05 %) Net Assets (Cr) ₹24,003 on 31 Mar 25 Category Debt - Money Market AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.76 Sharpe Ratio 1.14 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 500 Exit Load 0-3 Days (0.1%),3 Days and above(NIL) Yield to Maturity 7.3% Effective Maturity 9 Months 18 Days Modified Duration 9 Months Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,487 30 Apr 22 ₹10,842 30 Apr 23 ₹11,435 30 Apr 24 ₹12,241 30 Apr 25 ₹13,168 Returns for SBI Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25 Duration Returns 1 Month 0.6% 3 Month 2.3% 6 Month 4% 1 Year 7.6% 3 Year 6.9% 5 Year 5.6% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 6.9% 2022 4.3% 2021 3.3% 2020 5.7% 2019 7.7% 2018 7.1% 2017 6.3% 2016 8.4% 2015 8.3% Fund Manager information for SBI Savings Fund
Name Since Tenure Rajeev Radhakrishnan 1 Dec 23 1.41 Yr. Data below for SBI Savings Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 63.93% Debt 35.78% Other 0.29% Debt Sector Allocation
Sector Value Corporate 39.41% Cash Equivalent 33.44% Government 26.86% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd.
Debentures | -5% ₹1,415 Cr 30,000
↑ 4,000 Punjab National Bank
Domestic Bonds | -4% ₹1,133 Cr 24,000 07.00 RJ Sdl 2025
Sovereign Bonds | -3% ₹803 Cr 80,000,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -3% ₹708 Cr 15,000 5.63% Govt Stock 2026
Sovereign Bonds | -2% ₹648 Cr 65,000,000
↑ 65,000,000 Csb Bank Ltd
Debentures | -2% ₹486 Cr 10,000 SMFG India Cr Co.Ltd.
Debentures | -2% ₹469 Cr 10,000 Indian Bank
Domestic Bonds | -2% ₹425 Cr 9,000 India (Republic of)
- | -1% ₹360 Cr 38,000,000
↑ 38,000,000 Equitas Small Finance Bank Ltd.
Debentures | -1% ₹281 Cr 6,000
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I have SBI PSU Fund lumsum amount 20000,for 13 year, but this fund under perform, I want switch this fund which sbi fund is better for switching.