+91-22-4891390910 Best Debt Funds by SBI Mutual Fund 2026
Debt funds by SBI Mutual Fund aims to generate regular income over short to mid term. These funds are invested in debt/market money instruments. Debt funds are a good option to earn good returns over a short period of time.
Investors who want to invest for a couple of days to a month, Liquid Funds and ultra-short term debt funds may be relevant. One who wants to invest for a year or two can invest in short-term funds. And for longer duration like for more than 3 years, long-term debt funds can be the suited one, with some risk involved in it.
SBI Mutual Fund offers some of the top performing debt funds in India. Best SBI schemes have been undertaken by their past performances, AUM, etc. Investors who wish to invest can invest in these funds and generate steady income by taking advantage of the debt markets.
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Why Invest in SBI Mutual Funds?
Capital Appreciation: Investing in SBI MF can give you a capital appreciation for low-risk investments as well high-risk investments depending on the fund you wish to invest.
Safety: The mutual fund schemes by SBI are one of the country’s trusted and reliable fund schemes.
Variety of Options: Investing in SBI Mutual Fund comes with a broad range of choices, you can invest for a short-term, mid-term and long-term in these schemes offered by the SBI.
Domestic and Offshore Fund Management: The company has expertise in managing both domestic and offshore funds.
NRI Investment: The company also allows NRIs to invest in its Mutual Funds.
Fund Selection Methodology used to find 10 funds
Best SBI Performing Debt Mutual Funds
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2025 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity SBI Liquid Fund Growth ₹4,420.03
↑ 0.62 ₹77,481 1.5 3.1 6.3 6.7 6.4 6.27% 1M 2D 1M 6D SBI Credit Risk Fund Growth ₹49.5977
↑ 0.00 ₹2,182 0.6 3.3 6.3 7.6 7.9 8.86% 2Y 25D 2Y 9M 18D SBI Magnum Ultra Short Duration Fund Growth ₹6,466.31
↑ 0.63 ₹11,237 1.4 3 6 6.9 7 7.03% 3M 14D 5M 23D SBI Savings Fund Growth ₹44.7688
↑ 0.00 ₹27,850 1.4 3 5.8 6.8 7.1 6.84% 3M 22D 4M 6D SBI Overnight Fund Growth ₹4,448.32
↑ 0.68 ₹25,553 1.3 2.6 5.2 5.9 5.7 5.04% 1D 1D SBI Magnum Low Duration Fund Growth ₹3,747.28
↑ 0.31 ₹10,942 1 2.6 5.1 6.6 7 7.17% 6M 22D 1Y 18D SBI Magnum Medium Duration Fund Growth ₹54.5428
↓ -0.01 ₹6,419 -0.2 2.4 4.6 6.9 7.5 8.37% 2Y 11M 8D 4Y 3M 11D SBI Dynamic Bond Fund Growth ₹37.543
↑ 0.03 ₹3,502 0.1 2.1 4 6.5 5.5 7.1% 1Y 11M 16D 3Y 6M 11D SBI Banking and PSU Fund Growth ₹3,311.61
↓ -0.57 ₹3,512 0.4 2.5 4 6.6 7.4 6.95% 1Y 5M 1D 1Y 2M 26D SBI Short Term Debt Fund Growth ₹34.0203
↓ 0.00 ₹13,243 -0.2 1.8 3.5 6.5 7.8 7.76% 2Y 2M 8D 2Y 8M 12D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 28 Oct 26 Research Highlights & Commentary of 10 Funds showcased
Commentary SBI Liquid Fund SBI Credit Risk Fund SBI Magnum Ultra Short Duration Fund SBI Savings Fund SBI Overnight Fund SBI Magnum Low Duration Fund SBI Magnum Medium Duration Fund SBI Dynamic Bond Fund SBI Banking and PSU Fund SBI Short Term Debt Fund Point 1 Highest AUM (₹77,481 Cr). Bottom quartile AUM (₹2,182 Cr). Upper mid AUM (₹11,237 Cr). Top quartile AUM (₹27,850 Cr). Upper mid AUM (₹25,553 Cr). Lower mid AUM (₹10,942 Cr). Lower mid AUM (₹6,419 Cr). Bottom quartile AUM (₹3,502 Cr). Bottom quartile AUM (₹3,512 Cr). Upper mid AUM (₹13,243 Cr). Point 2 Established history (19+ yrs). Established history (22+ yrs). Oldest track record among peers (27 yrs). Established history (22+ yrs). Established history (24+ yrs). Established history (19+ yrs). Established history (22+ yrs). Established history (22+ yrs). Established history (17+ yrs). Established history (19+ yrs). Point 3 Rating: 3★ (upper mid). Top rated. Rating: 3★ (upper mid). Rating: 3★ (upper mid). Rating: 2★ (bottom quartile). Rating: 3★ (lower mid). Rating: 3★ (lower mid). Rating: 4★ (top quartile). Rating: 3★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Low. Risk profile: Moderate. Risk profile: Low. Risk profile: Moderately Low. Risk profile: Low. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately Low. Point 5 1Y return: 6.33% (top quartile). 1Y return: 6.26% (top quartile). 1Y return: 6.05% (upper mid). 1Y return: 5.78% (upper mid). 1Y return: 5.17% (upper mid). 1Y return: 5.07% (lower mid). 1Y return: 4.57% (lower mid). 1Y return: 4.04% (bottom quartile). 1Y return: 3.97% (bottom quartile). 1Y return: 3.54% (bottom quartile). Point 6 1M return: 0.44% (top quartile). 1M return: -0.24% (bottom quartile). 1M return: 0.36% (upper mid). 1M return: 0.30% (upper mid). 1M return: 0.44% (top quartile). 1M return: 0.20% (upper mid). 1M return: -0.47% (bottom quartile). 1M return: 0.00% (lower mid). 1M return: 0.12% (lower mid). 1M return: -0.23% (bottom quartile). Point 7 Sharpe: 2.85 (top quartile). Sharpe: 1.02 (top quartile). Sharpe: 0.94 (upper mid). Sharpe: 0.50 (upper mid). Sharpe: -27.21 (bottom quartile). Sharpe: -0.15 (lower mid). Sharpe: 0.19 (upper mid). Sharpe: -0.46 (bottom quartile). Sharpe: -0.45 (lower mid). Sharpe: -0.52 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.27% (bottom quartile). Yield to maturity (debt): 8.86% (top quartile). Yield to maturity (debt): 7.03% (lower mid). Yield to maturity (debt): 6.84% (bottom quartile). Yield to maturity (debt): 5.04% (bottom quartile). Yield to maturity (debt): 7.17% (upper mid). Yield to maturity (debt): 8.37% (top quartile). Yield to maturity (debt): 7.10% (upper mid). Yield to maturity (debt): 6.95% (lower mid). Yield to maturity (debt): 7.76% (upper mid). Point 10 Modified duration: 0.09 yrs (top quartile). Modified duration: 2.07 yrs (bottom quartile). Modified duration: 0.29 yrs (upper mid). Modified duration: 0.31 yrs (upper mid). Modified duration: 0.00 yrs (top quartile). Modified duration: 0.56 yrs (upper mid). Modified duration: 2.94 yrs (bottom quartile). Modified duration: 1.96 yrs (lower mid). Modified duration: 1.42 yrs (lower mid). Modified duration: 2.19 yrs (bottom quartile). SBI Liquid Fund
SBI Credit Risk Fund
SBI Magnum Ultra Short Duration Fund
SBI Savings Fund
SBI Overnight Fund
SBI Magnum Low Duration Fund
SBI Magnum Medium Duration Fund
SBI Dynamic Bond Fund
SBI Banking and PSU Fund
SBI Short Term Debt Fund
(Erstwhile SBI - Premier Liquid Fund) To provide attractive returns to the Magnum/Unit holders either through
periodic dividends or through capital appreciation through an actively
managed portfolio of debt and money market instruments. Income may be
generated through the receipt of coupon payments, the amortization of the
discount on the debt instruments, receipt of dividends or purchase and sale of
securities in the underlying portfolio. Research Highlights for SBI Liquid Fund Below is the key information for SBI Liquid Fund Returns up to 1 year are on (Erstwhile SBI Corporate Bond Fund) The investment objective will be to actively manage a portfolio of good
quality corporate debt as well as Money Market Instruments so as to provide
reasonable returns and liquidity to the Unit holders. However there is no
guarantee or assurance that the investment objective of the scheme will
be achieved. Research Highlights for SBI Credit Risk Fund Below is the key information for SBI Credit Risk Fund Returns up to 1 year are on (Erstwhile SBI Magnum InstaCash Fund) To provide the investors an opportunity to earn returns through investment in
debt & money market securities, while having the benefit of a very high degree of liquidity. Research Highlights for SBI Magnum Ultra Short Duration Fund Below is the key information for SBI Magnum Ultra Short Duration Fund Returns up to 1 year are on To endeavour to mitigate interest rate risk and seek to generate regular income along with opportunities for capital appreciation through a portfolio investing in Floating Rate debt securities, fixed rate securities, derivative instruments as well as in Money Market instruments. Research Highlights for SBI Savings Fund Below is the key information for SBI Savings Fund Returns up to 1 year are on (Erstwhile SBI Magnum InstaCash Fund - Liquid Floater Plan) To mitigate interest rate risk and generate opportunities for regular
income through a portfolio investing predominantly in floating rate securities
and Money Market instruments. Research Highlights for SBI Overnight Fund Below is the key information for SBI Overnight Fund Returns up to 1 year are on (Erstwhile SBI-Short Horizon Fund - Ultra Short Term) To provide investors with an opportunity to generate regular income with high degree of liquidity through investments in a portfolio comprising predominantly of money market instruments with maturity/residual maturity up to one year and debt instruments which are rated not below investment grade by a credit rating agency. Research Highlights for SBI Magnum Low Duration Fund Below is the key information for SBI Magnum Low Duration Fund Returns up to 1 year are on (Erstwhile SBI Regular Savings Fund) To provide attractive returns to the Magnum holders / Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt,
equity and money market instruments. Research Highlights for SBI Magnum Medium Duration Fund Below is the key information for SBI Magnum Medium Duration Fund Returns up to 1 year are on To actively manage a portfolio of good quality debt as well as Money Market
Instruments so as to provide reasonable returns and liquidity to the Unit holders. Research Highlights for SBI Dynamic Bond Fund Below is the key information for SBI Dynamic Bond Fund Returns up to 1 year are on (Erstwhile SBI Treasury Advantage Fund) The scheme seeks to generate regular income through a judicious mix of
portfolio comprising, predominantly of money market instruments and short
term debt securities. Research Highlights for SBI Banking and PSU Fund Below is the key information for SBI Banking and PSU Fund Returns up to 1 year are on To provide investors with an opportunity to generate regular income through investments in a portfolio comprising of debt instruments which are rated not below investment grade by a credit rating agency,
and money market instruments. Research Highlights for SBI Short Term Debt Fund Below is the key information for SBI Short Term Debt Fund Returns up to 1 year are on 1. SBI Liquid Fund
SBI Liquid Fund
Growth Launch Date 22 Mar 07 NAV (28 Oct 26) ₹4,420.03 ↑ 0.62 (0.01 %) Net Assets (Cr) ₹77,481 on 30 Sep 26 Category Debt - Liquid Fund AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Low Expense Ratio 0.3 Sharpe Ratio 2.85 Information Ratio 0 Alpha Ratio 0 Min Investment 50,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.27% Effective Maturity 1 Month 6 Days Modified Duration 1 Month 2 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,401 30 Sep 23 ₹11,109 30 Sep 24 ₹11,919 30 Sep 25 ₹12,718 30 Sep 26 ₹13,527 Returns for SBI Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 26 Duration Returns 1 Month 0.4% 3 Month 1.5% 6 Month 3.1% 1 Year 6.3% 3 Year 6.7% 5 Year 6.3% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.4% 2024 7.3% 2023 6.9% 2022 4.8% 2021 3.3% 2020 4.2% 2019 6.5% 2018 7.3% 2017 6.6% 2016 7.6% Fund Manager information for SBI Liquid Fund
Name Since Tenure Rajeev Radhakrishnan 1 Dec 23 2.84 Yr. Data below for SBI Liquid Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 98.43% Debt 1.3% Other 0.26% Debt Sector Allocation
Sector Value Cash Equivalent 78% Corporate 11.58% Government 10.16% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -3% ₹2,686 Cr 270,000,000
↑ 100,000,000 HDFC Bank Limited
Certificate of Deposit | -3% ₹2,483 Cr 50,000
↑ 50,000 Punjab National Bank
Debentures | -3% ₹2,482 Cr 50,000 National Bank For Agriculture And Rural Development
Commercial Paper | -3% ₹2,435 Cr 49,000 Canara Bank
Domestic Bonds | -3% ₹2,195 Cr 44,000 12/11/2026 Maturing 364 DTB
Sovereign Bonds | -3% ₹2,057 Cr 207,000,000 Small Industries Development Bank Of India
Commercial Paper | -3% ₹1,991 Cr 40,000 Reliance Retail Ventures Ltd.
Net Current Assets | -3% ₹1,991 Cr 40,000
↑ 30,000 Union Bank Of India
Net Current Assets | -3% ₹1,988 Cr 40,000 India (Republic of)
- | -2% ₹1,747 Cr 175,000,000 2. SBI Credit Risk Fund
SBI Credit Risk Fund
Growth Launch Date 19 Jul 04 NAV (28 Oct 26) ₹49.5977 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹2,182 on 30 Sep 26 Category Debt - Credit Risk AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.54 Sharpe Ratio 1.02 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL) Yield to Maturity 8.86% Effective Maturity 2 Years 9 Months 18 Days Modified Duration 2 Years 25 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,343 30 Sep 23 ₹11,197 30 Sep 24 ₹12,078 30 Sep 25 ₹13,072 30 Sep 26 ₹14,027 Returns for SBI Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 26 Duration Returns 1 Month -0.2% 3 Month 0.6% 6 Month 3.3% 1 Year 6.3% 3 Year 7.6% 5 Year 6.9% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.9% 2024 8.1% 2023 8.3% 2022 4.2% 2021 5% 2020 9.8% 2019 6.5% 2018 6.2% 2017 6.9% 2016 10.5% Fund Manager information for SBI Credit Risk Fund
Name Since Tenure Lokesh Mallya 1 Feb 17 9.67 Yr. Prashanth Sridhar 1 Jul 26 0.25 Yr. Data below for SBI Credit Risk Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 4.81% Equity 5.7% Debt 85.88% Other 3.61% Debt Sector Allocation
Sector Value Corporate 73.42% Government 12.45% Cash Equivalent 4.81% Credit Quality
Rating Value A 7.34% AA 73.28% AAA 19.39% Top Securities Holdings / Portfolio
Name Holding Value Quantity H.G. Infra Engineering Limited
Debentures | -5% ₹101 Cr 10,000 Nj Capital Private Limited
Debentures | -5% ₹99 Cr 10,000 TATA Projects Limited
Debentures | -5% ₹99 Cr 10,000 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -5% ₹99 Cr 11,000 Jtpm Metal TRaders Limited
Debentures | -4% ₹97 Cr 9,000 Lodha Developers Limited
Debentures | -4% ₹86 Cr 10,000 Renserv Global Private Limited
Debentures | -4% ₹80 Cr 8,000 Jsw Jfe Kalinga Steel Limited
Debentures | -4% ₹78 Cr 7,500 Aditya Birla Renewables Limited
Debentures | -3% ₹75 Cr 7,500 Motilal Oswal Home Finance Limited
Debentures | -3% ₹75 Cr 7,500 3. SBI Magnum Ultra Short Duration Fund
SBI Magnum Ultra Short Duration Fund
Growth Launch Date 21 May 99 NAV (28 Oct 26) ₹6,466.31 ↑ 0.63 (0.01 %) Net Assets (Cr) ₹11,237 on 30 Sep 26 Category Debt - Ultrashort Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Low Expense Ratio 0.55 Sharpe Ratio 0.94 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.03% Effective Maturity 5 Months 23 Days Modified Duration 3 Months 14 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,371 30 Sep 23 ₹11,080 30 Sep 24 ₹11,895 30 Sep 25 ₹12,757 30 Sep 26 ₹13,549 Returns for SBI Magnum Ultra Short Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 26 Duration Returns 1 Month 0.4% 3 Month 1.4% 6 Month 3% 1 Year 6% 3 Year 6.9% 5 Year 6.3% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2025 7% 2024 7.4% 2023 7% 2022 4.5% 2021 3.4% 2020 5.9% 2019 8% 2018 7.9% 2017 6.6% 2016 7.7% Fund Manager information for SBI Magnum Ultra Short Duration Fund
Name Since Tenure Sudhir Agrawal 15 May 25 1.38 Yr. Data below for SBI Magnum Ultra Short Duration Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 112.22% Other 0.44% Debt Sector Allocation
Sector Value Cash Equivalent 74.63% Corporate 39.63% Credit Quality
Rating Value AA 22.75% AAA 77.25% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -7% ₹798 Cr 80,000,000 Muthoot Finance Limited
Debentures | -3% ₹323 Cr 32,500 Adani Power Limited
Debentures | -3% ₹299 Cr 30,000 Deutsche Bank AG
- | -2% -₹250 Cr HSBC Bank PLC
Debentures | -2% -₹250 Cr Avanse Financial Services Limited
Debentures | -2% ₹248 Cr 25,000 Axis Bank Ltd.
Debentures | -2% ₹247 Cr 5,000 RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -2% ₹243 Cr 255 Eris Lifesciences Limited
Debentures | -2% ₹200 Cr 20,000
↑ 5,000 Bharat Petroleum Corporation Limited
Debentures | -2% ₹200 Cr 2,000 4. SBI Savings Fund
SBI Savings Fund
Growth Launch Date 19 Jul 04 NAV (28 Oct 26) ₹44.7688 ↑ 0.00 (0.01 %) Net Assets (Cr) ₹27,850 on 30 Sep 26 Category Debt - Money Market AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.66 Sharpe Ratio 0.5 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 500 Exit Load 0-3 Days (0.1%),3 Days and above(NIL) Yield to Maturity 6.84% Effective Maturity 4 Months 6 Days Modified Duration 3 Months 22 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,356 30 Sep 23 ₹11,059 30 Sep 24 ₹11,854 30 Sep 25 ₹12,725 30 Sep 26 ₹13,485 Returns for SBI Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 26 Duration Returns 1 Month 0.3% 3 Month 1.4% 6 Month 3% 1 Year 5.8% 3 Year 6.8% 5 Year 6.2% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.1% 2024 7.3% 2023 6.9% 2022 4.3% 2021 3.3% 2020 5.7% 2019 7.7% 2018 7.1% 2017 6.3% 2016 8.4% Fund Manager information for SBI Savings Fund
Name Since Tenure Rajeev Radhakrishnan 1 Dec 23 2.84 Yr. Sankalp Jain 1 Jul 26 0.25 Yr. Data below for SBI Savings Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 94.58% Debt 5.07% Other 0.35% Debt Sector Allocation
Sector Value Cash Equivalent 39.86% Corporate 39.69% Government 20.1% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -7% ₹1,817 Cr 184,000,000 India (Republic of)
- | -4% ₹986 Cr 100,000,000 India (Republic of)
- | -1% ₹398 Cr 40,000,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -1% ₹368 Cr 7,600 7.52% Uttarpradesh Sdl 2027
Sovereign Bonds | -1% ₹328 Cr 32,500,000 Axis Bank Ltd.
Debentures | -1% ₹292 Cr 6,000 Equitas Small Finance Bank Ltd.
Debentures | -1% ₹246 Cr 5,000 Equitas Small Finance Bank Ltd.
Debentures | -1% ₹246 Cr 5,000 The Jammu And Kashmir Bank Limited
Debentures | -1% ₹243 Cr 5,000 Day Tbill
Sovereign Bonds | -1% ₹195 Cr 20,000,000 5. SBI Overnight Fund
SBI Overnight Fund
Growth Launch Date 1 Oct 02 NAV (28 Oct 26) ₹4,448.32 ↑ 0.68 (0.02 %) Net Assets (Cr) ₹25,553 on 30 Sep 26 Category Debt - Overnight AMC SBI Funds Management Private Limited Rating ☆☆ Risk Low Expense Ratio 0.14 Sharpe Ratio -27.22 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 2,000 Exit Load 0-1 Months (0.2%),1 Months and above(NIL) Yield to Maturity 5.04% Effective Maturity 1 Day Modified Duration 1 Day Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,390 30 Sep 23 ₹11,052 30 Sep 24 ₹11,789 30 Sep 25 ₹12,498 30 Sep 26 ₹13,143 Returns for SBI Overnight Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 26 Duration Returns 1 Month 0.4% 3 Month 1.3% 6 Month 2.6% 1 Year 5.2% 3 Year 5.9% 5 Year 5.7% 10 Year 15 Year Since launch 6.4% Historical performance (Yearly) on absolute basis
Year Returns 2025 5.7% 2024 6.6% 2023 6.6% 2022 4.6% 2021 3.1% 2020 3.3% 2019 5.6% 2018 6.2% 2017 5.8% 2016 6.8% Fund Manager information for SBI Overnight Fund
Name Since Tenure Ranjana Gupta 27 Dec 24 1.76 Yr. Data below for SBI Overnight Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 100% Debt Sector Allocation
Sector Value Cash Equivalent 96.29% Government 3.71% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps
CBLO/Reverse Repo | -96% ₹24,591 Cr India (Republic of)
- | -1% ₹300 Cr 30,000,000 India (Republic of)
- | -1% ₹300 Cr 30,000,000 India (Republic of)
- | -1% ₹149 Cr 15,000,000
↑ 15,000,000 India (Republic of)
- | -0% ₹100 Cr 10,000,000 India (Republic of)
- | -0% ₹100 Cr 10,000,000 Tbill
Sovereign Bonds | -0% ₹100 Cr 10,000,000
↑ 10,000,000 Net Receivable / Payable
CBLO | -0% -₹86 Cr Axis Bank Ltd.
Debentures | -₹0 Cr 00
↓ -5,000 India (Republic of)
- | -₹0 Cr 00
↓ -21,500,000 6. SBI Magnum Low Duration Fund
SBI Magnum Low Duration Fund
Growth Launch Date 27 Jul 07 NAV (28 Oct 26) ₹3,747.28 ↑ 0.31 (0.01 %) Net Assets (Cr) ₹10,942 on 30 Sep 26 Category Debt - Low Duration AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.93 Sharpe Ratio -0.15 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.17% Effective Maturity 1 Year 18 Days Modified Duration 6 Months 22 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,318 30 Sep 23 ₹11,008 30 Sep 24 ₹11,800 30 Sep 25 ₹12,672 30 Sep 26 ₹13,358 Returns for SBI Magnum Low Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 26 Duration Returns 1 Month 0.2% 3 Month 1% 6 Month 2.6% 1 Year 5.1% 3 Year 6.6% 5 Year 6% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2025 7% 2024 7.3% 2023 6.7% 2022 4% 2021 3.2% 2020 6.7% 2019 8.3% 2018 7.5% 2017 6.6% 2016 8.3% Fund Manager information for SBI Magnum Low Duration Fund
Name Since Tenure Sudhir Agrawal 15 May 25 1.38 Yr. Data below for SBI Magnum Low Duration Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 80.16% Debt 22.16% Other 0.42% Debt Sector Allocation
Sector Value Corporate 66.13% Cash Equivalent 46.96% Credit Quality
Rating Value AA 15.59% AAA 84.41% Top Securities Holdings / Portfolio
Name Holding Value Quantity RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -5% ₹500 Cr 525 Bharti Telecom Limited
Debentures | -4% ₹447 Cr 45,000 India (Republic of)
- | -4% ₹396 Cr 39,718,000 Bajaj Finance Limited
Debentures | -3% ₹365 Cr 36,500 Deutsche Bank AG London Branch
- | -3% -₹300 Cr Standard Chartered Bank
- | -3% -₹300 Cr Small Industries Development Bank Of India
Debentures | -2% ₹269 Cr 27,500
↓ -5,000 Jsw Jfe Kalinga Steel Limited
Debentures | -2% ₹260 Cr 25,000 TATA Motors Limited
Debentures | -2% ₹250 Cr 2,500 Sundaram Finance Limited
Debentures | -2% ₹248 Cr 25,000 7. SBI Magnum Medium Duration Fund
SBI Magnum Medium Duration Fund
Growth Launch Date 12 Nov 03 NAV (28 Oct 26) ₹54.5428 ↓ -0.01 (-0.02 %) Net Assets (Cr) ₹6,419 on 30 Sep 26 Category Debt - Medium term Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.21 Sharpe Ratio 0.19 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1.5%),12 Months and above(NIL) Yield to Maturity 8.37% Effective Maturity 4 Years 3 Months 11 Days Modified Duration 2 Years 11 Months 8 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,219 30 Sep 23 ₹10,986 30 Sep 24 ₹11,884 30 Sep 25 ₹12,759 30 Sep 26 ₹13,518 Returns for SBI Magnum Medium Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 26 Duration Returns 1 Month -0.5% 3 Month -0.2% 6 Month 2.4% 1 Year 4.6% 3 Year 6.9% 5 Year 6.1% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.5% 2024 8.1% 2023 7.2% 2022 3.4% 2021 3.8% 2020 12.3% 2019 11.1% 2018 6.2% 2017 7.6% 2016 14% Fund Manager information for SBI Magnum Medium Duration Fund
Name Since Tenure Lokesh Mallya 1 Dec 23 2.83 Yr. Mohit Jain 30 Nov 17 8.84 Yr. Data below for SBI Magnum Medium Duration Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 6.24% Equity 6.2% Debt 87.23% Other 0.33% Debt Sector Allocation
Sector Value Corporate 64.93% Government 23.41% Cash Equivalent 5.13% Credit Quality
Rating Value A 6.87% AA 54.98% AAA 38.15% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.94% Govt Stock 2036
Sovereign Bonds | -7% ₹443 Cr 45,000,000 Godrej Properties Limited
Debentures | -5% ₹301 Cr 30,000 7.06% Govt Stock 2041
Sovereign Bonds | -5% ₹292 Cr 30,000,000 Jsw Jfe Kalinga Steel Limited
Debentures | -4% ₹281 Cr 27,000 Aditya Birla Real Estate Limited
Debentures | -3% ₹220 Cr 22,000 Jtpm Metal TRaders Limited
Debentures | -3% ₹216 Cr 20,000 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -3% ₹216 Cr 24,000 Renserv Global Private Limited
Debentures | -3% ₹205 Cr 20,500 Motilal Oswal Finvest Limited
Debentures | -3% ₹201 Cr 20,000 GMR Airports Limited
Debentures | -3% ₹193 Cr 18,000 8. SBI Dynamic Bond Fund
SBI Dynamic Bond Fund
Growth Launch Date 9 Feb 04 NAV (28 Oct 26) ₹37.543 ↑ 0.03 (0.08 %) Net Assets (Cr) ₹3,502 on 30 Sep 26 Category Debt - Dynamic Bond AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.39 Sharpe Ratio -0.46 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Months (0.25%),1 Months and above(NIL) Yield to Maturity 7.1% Effective Maturity 3 Years 6 Months 11 Days Modified Duration 1 Year 11 Months 16 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,252 30 Sep 23 ₹11,011 30 Sep 24 ₹12,100 30 Sep 25 ₹12,725 30 Sep 26 ₹13,325 Returns for SBI Dynamic Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 26 Duration Returns 1 Month 0% 3 Month 0.1% 6 Month 2.1% 1 Year 4% 3 Year 6.5% 5 Year 5.9% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2025 5.5% 2024 8.6% 2023 7.1% 2022 4.2% 2021 2% 2020 10.4% 2019 12.7% 2018 5.1% 2017 3.9% 2016 15.3% Fund Manager information for SBI Dynamic Bond Fund
Name Since Tenure Sudhir Agarwal 1 Jul 25 1.25 Yr. Data below for SBI Dynamic Bond Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 52.86% Debt 46.77% Other 0.37% Debt Sector Allocation
Sector Value Cash Equivalent 49.46% Corporate 31.34% Government 18.83% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.94% Govt Stock 2036
Sovereign Bonds | -20% ₹689 Cr 70,000,000
↑ 70,000,000 Andhra Pradesh (Government of) 7.28%
- | -7% ₹246 Cr 25,000,000 National Bank For Agriculture And Rural Development
Debentures | -6% ₹221 Cr 22,500 Bajaj Finance Limited
Debentures | -6% ₹200 Cr 20,000 Summit Digitel Infrastructure Limited
Debentures | -4% ₹153 Cr 1,500 Rec Limited
Debentures | -4% ₹125 Cr 12,500 National Highways Infra TRust
Debentures | -3% ₹116 Cr 22,500 India (Republic of)
- | -3% ₹105 Cr 10,500,000 LIC Housing Finance Ltd
Debentures | -3% ₹100 Cr 10,000 Anzen India Energy Yield Plus TRust
Debentures | -3% ₹99 Cr 10,000 9. SBI Banking and PSU Fund
SBI Banking and PSU Fund
Growth Launch Date 9 Oct 09 NAV (28 Oct 26) ₹3,311.61 ↓ -0.57 (-0.02 %) Net Assets (Cr) ₹3,512 on 30 Sep 26 Category Debt - Banking & PSU Debt AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.79 Sharpe Ratio -0.45 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.95% Effective Maturity 1 Year 2 Months 26 Days Modified Duration 1 Year 5 Months 1 Day Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,178 30 Sep 23 ₹10,850 30 Sep 24 ₹11,694 30 Sep 25 ₹12,581 30 Sep 26 ₹13,170 Returns for SBI Banking and PSU Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 26 Duration Returns 1 Month 0.1% 3 Month 0.4% 6 Month 2.5% 1 Year 4% 3 Year 6.6% 5 Year 5.7% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.4% 2024 7.7% 2023 6.6% 2022 2.9% 2021 2.6% 2020 10.5% 2019 9.7% 2018 7.4% 2017 6.4% 2016 8.3% Fund Manager information for SBI Banking and PSU Fund
Name Since Tenure Ardhendu Bhattacharya 1 Dec 23 2.83 Yr. Data below for SBI Banking and PSU Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 42.29% Debt 57.28% Other 0.43% Debt Sector Allocation
Sector Value Corporate 73.7% Cash Equivalent 13.93% Government 11.94% Credit Quality
Rating Value AA 9.99% AAA 90.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity Canara Bank
Domestic Bonds | -5% ₹190 Cr 4,000 Ongc Petro Additions Limited
Debentures | -5% ₹175 Cr 17,500 GAil (India) Limited
Debentures | -5% ₹175 Cr 1,750 HDFC Bank Ltd.
Debentures | -4% ₹146 Cr 3,000
↑ 3,000 6.17% Govt Stock 2028
Sovereign Bonds | -4% ₹146 Cr 14,500,000
↑ 14,500,000 State Bank Of India
Debentures | -4% ₹130 Cr 130
↑ 100 India Infrastructure Finance Company Limited
Debentures | -3% ₹121 Cr 12,500 7.11% ASsam Sdl 2030
Sovereign Bonds | -3% ₹99 Cr 10,000,000 Axis Bank Ltd.
Debentures | -3% ₹97 Cr 2,000
↑ 2,000 Punjab National Bank
Debentures | -3% ₹95 Cr 95 10. SBI Short Term Debt Fund
SBI Short Term Debt Fund
Growth Launch Date 27 Jul 07 NAV (28 Oct 26) ₹34.0203 ↓ 0.00 (-0.01 %) Net Assets (Cr) ₹13,243 on 30 Sep 26 Category Debt - Short term Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.85 Sharpe Ratio -0.52 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.76% Effective Maturity 2 Years 8 Months 12 Days Modified Duration 2 Years 2 Months 8 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,234 30 Sep 23 ₹10,930 30 Sep 24 ₹11,774 30 Sep 25 ₹12,716 30 Sep 26 ₹13,296 Returns for SBI Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Oct 26 Duration Returns 1 Month -0.2% 3 Month -0.2% 6 Month 1.8% 1 Year 3.5% 3 Year 6.5% 5 Year 5.8% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2025 7.8% 2024 7.7% 2023 6.7% 2022 3.5% 2021 2.8% 2020 9.9% 2019 9.5% 2018 6% 2017 5.7% 2016 9.9% Fund Manager information for SBI Short Term Debt Fund
Name Since Tenure Mansi Sajeja 1 Dec 23 2.83 Yr. Data below for SBI Short Term Debt Fund as on 30 Sep 26
Asset Allocation
Asset Class Value Cash 20.56% Debt 79.06% Other 0.39% Debt Sector Allocation
Sector Value Corporate 70.11% Cash Equivalent 15.69% Government 13.81% Credit Quality
Rating Value AA 17.21% AAA 82.79% Top Securities Holdings / Portfolio
Name Holding Value Quantity SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -4% ₹573 Cr 600 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹358 Cr 375 State Government Of Karnataka
Sovereign Bonds | -3% ₹343 Cr 35,000,000 Gujarat (Government of) 7.43%
- | -3% ₹342 Cr 35,000,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹342 Cr 34,500
↓ -5,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹294 Cr 30,000 Small Industries Development Bank Of India
Debentures | -2% ₹289 Cr 29,500 Jsw Jfe Kalinga Steel Limited
Debentures | -2% ₹276 Cr 26,500 Interise TRust
Debentures | -2% ₹265 Cr 27,500 RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -2% ₹262 Cr 275
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I have SBI PSU Fund lumsum amount 20000,for 13 year, but this fund under perform, I want switch this fund which sbi fund is better for switching.