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10 Best Debt Funds by SBI Mutual Fund for 2022 | Fincash.com

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10 Best Debt Funds by SBI Mutual Fund 2022

Updated on January 23, 2022 , 35782 views

Debt fund by SBI Mutual Fund aims to generate regular Income over short to mid term. These funds are invested in debt/Market money instruments. Debt funds are a good option to earn good returns over a short period of time.

Investors who want to invest for a couple of days to a month, Liquid Funds and ultra-short term debt funds may be relevant. One who wants to invest for a year or two can invest in short-term funds. And for longer duration like for more than 3 years, long-term debt funds can be the suited one, with some risk involved in it.

SBI Mutual Fund offers some of the top performing debt funds in India. Best SBI schemes have been undertaken by their past performances, AUM, etc. Investors who wish to invest can invest in these funds and generate steady income by taking advantage of the debt markets.

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SBI

Why Invest in SBI Mutual Funds?

  • Capital Appreciation: Investing in SBI MF can give you a Capital appreciation for low-risk investments as well high-risk investments depending on the fund you wish to invest.

  • Safety: The mutual fund schemes by SBI are one of the country’s trusted and reliable fund schemes.

  • Variety of Options: Investing in SBI Mutual Fund comes with a broad Range of choices, you can invest for a short-term, mid-term and long-term in these schemes offered by the SBI.

  • Domestic and Offshore Fund Management: The company has expertise in managing both domestic and Offshore funds.

  • NRI Investment: The company also allows NRIs to invest in its Mutual Funds.

Best SBI Performing Debt Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)2021 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
SBI Credit Risk Fund Growth ₹35.863
↑ 0.00
₹3,2890.82.45.26.956.18%1Y 9M2Y 1M 24D
SBI Magnum Medium Duration Fund Growth ₹40.9067
↑ 0.02
₹10,9740.624.18.93.86.08%2Y 10M 20D3Y 9M 29D
SBI Magnum Ultra Short Duration Fund Growth ₹4,809.69
↑ 0.17
₹9,1200.91.73.55.63.44.15%4M 13D6M 4D
SBI Magnum Income Fund Growth ₹56.6397
↑ 0.01
₹1,7010.11.53.48.83.66.3%3Y 10M 17D6Y 1M 28D
SBI Savings Fund Growth ₹33.4553
↑ 0.00
₹23,3540.81.63.45.43.34.07%3M 7D3M 7D
SBI Magnum Low Duration Fund Growth ₹2,827.8
↑ 0.18
₹11,4860.81.63.35.93.24.32%5M 19D8M 5D
SBI Liquid Fund Growth ₹3,289.85
↑ 0.31
₹71,1080.91.73.34.63.33.56%25D25D
SBI Short Term Debt Fund Growth ₹25.8632
↑ 0.01
₹16,9290.61.73.27.22.85.1%1Y 6M 22D2Y 3M 14D
SBI Magnum Gilt Fund Growth ₹51.9359
↓ -0.01
₹3,5770.61.83.29.333.89%1Y 2M 8D1Y 7M 10D
SBI Overnight Fund Growth ₹3,405.58
↑ 0.35
₹18,4580.81.63.13.93.10%
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Jan 22

1. SBI Credit Risk Fund

(Erstwhile SBI Corporate Bond Fund)

The investment objective will be to actively manage a portfolio of good quality corporate debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unit holders. However there is no guarantee or assurance that the investment objective of the scheme will be achieved.

SBI Credit Risk Fund is a Debt - Credit Risk fund was launched on 19 Jul 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 3 in Credit Risk category.  Return for 2021 was 5% , 2020 was 9.8% and 2019 was 6.5% .

Below is the key information for SBI Credit Risk Fund

SBI Credit Risk Fund
Growth
Launch Date 19 Jul 04
NAV (25 Jan 22) ₹35.863 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹3,289 on 31 Dec 21
Category Debt - Credit Risk
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.55
Sharpe Ratio 1.29
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL)
Yield to Maturity 6.18%
Effective Maturity 2 Years 1 Month 24 Days
Modified Duration 1 Year 9 Months

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹10,689
31 Dec 18₹11,350
31 Dec 19₹12,089
31 Dec 20₹13,270
31 Dec 21₹13,928

SBI Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for SBI Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 22

DurationReturns
1 Month 0.4%
3 Month 0.8%
6 Month 2.4%
1 Year 5.2%
3 Year 6.9%
5 Year 6.7%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2021 5%
2020 9.8%
2019 6.5%
2018 6.2%
2017 6.9%
2016 10.5%
2015 9.7%
2014 10.6%
2013 10.1%
2012 9.8%
Fund Manager information for SBI Credit Risk Fund
NameSinceTenure
Lokesh Mallya1 Feb 174.92 Yr.

Data below for SBI Credit Risk Fund as on 31 Dec 21

Asset Allocation
Asset ClassValue
Cash26.75%
Debt73.25%
Debt Sector Allocation
SectorValue
Corporate51.91%
Cash Equivalent25.85%
Government22.24%
Credit Quality
RatingValue
A8.42%
AA52.79%
AAA38.8%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.63% Govt Stock 2026
Sovereign Bonds | -
13%₹411 Cr41,500,000
Indinfravit Trust
Debentures | -
5%₹151 Cr1,500
TATA International Limited
Debentures | -
5%₹151 Cr1,500
Tmf Holdings Limited
Debentures | -
4%₹116 Cr900
TATA Projects Limited
Debentures | -
3%₹113 Cr1,100
Aadhar Housing Finance Limited
Debentures | -
3%₹104 Cr1,000
Coastal Gujarat Power Limited
Debentures | -
3%₹104 Cr1,000
Mahindra Rural Housing Finance Limited
Debentures | -
3%₹102 Cr1,000
Flometallic India Private Limited
Debentures | -
3%₹95 Cr950
Avanse Financial Services Limited
Debentures | -
3%₹95 Cr950

2. SBI Magnum Medium Duration Fund

(Erstwhile SBI Regular Savings Fund)

To provide attractive returns to the Magnum holders / Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt, equity and money market instruments.

SBI Magnum Medium Duration Fund is a Debt - Medium term Bond fund was launched on 12 Nov 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8% since its launch.  Ranked 18 in Medium term Bond category.  Return for 2021 was 3.8% , 2020 was 12.3% and 2019 was 11.1% .

Below is the key information for SBI Magnum Medium Duration Fund

SBI Magnum Medium Duration Fund
Growth
Launch Date 12 Nov 03
NAV (25 Jan 22) ₹40.9067 ↑ 0.02   (0.04 %)
Net Assets (Cr) ₹10,974 on 31 Dec 21
Category Debt - Medium term Bond
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.25
Sharpe Ratio 0.21
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1.5%),12 Months and above(NIL)
Yield to Maturity 6.08%
Effective Maturity 3 Years 9 Months 29 Days
Modified Duration 2 Years 10 Months 20 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹10,764
31 Dec 18₹11,430
31 Dec 19₹12,693
31 Dec 20₹14,250
31 Dec 21₹14,798

SBI Magnum Medium Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for SBI Magnum Medium Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 22

DurationReturns
1 Month 0.2%
3 Month 0.6%
6 Month 2%
1 Year 4.1%
3 Year 8.9%
5 Year 8%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.8%
2020 12.3%
2019 11.1%
2018 6.2%
2017 7.6%
2016 14%
2015 6.6%
2014 16.5%
2013 4%
2012 14%
Fund Manager information for SBI Magnum Medium Duration Fund
NameSinceTenure
Dinesh Ahuja1 Jul 1110.51 Yr.

Data below for SBI Magnum Medium Duration Fund as on 31 Dec 21

Asset Allocation
Asset ClassValue
Cash11.32%
Debt88.68%
Debt Sector Allocation
SectorValue
Corporate48.5%
Government40.18%
Cash Equivalent11.32%
Credit Quality
RatingValue
A1.96%
AA39.01%
AAA59.03%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.63% Govt Stock 2026
Sovereign Bonds | -
21%₹2,323 Cr234,488,700
↑ 5,500,000
6.1% Govt Stock 2031
Sovereign Bonds | -
9%₹947 Cr98,000,000
State Bank Of India
Debentures | -
3%₹377 Cr3,850
Indinfravit Trust
Debentures | -
3%₹344 Cr3,465
Indian Bank
Debentures | -
3%₹326 Cr3,350
Muthoot Finance Limited
Debentures | -
2%₹259 Cr2,550,000
Cholamandalam Investment & Finance Company Limited
Debentures | -
2%₹251 Cr2,500
Flometallic India Private Limited
Debentures | -
2%₹246 Cr2,450
Mahindra Rural Housing Finance Limited
Debentures | -
2%₹234 Cr2,350
Indostar Capital Finance Limited
Debentures | -
2%₹220 Cr2,200

3. SBI Magnum Ultra Short Duration Fund

(Erstwhile SBI Magnum InstaCash Fund)

To provide the investors an opportunity to earn returns through investment in debt & money market securities, while having the benefit of a very high degree of liquidity.

SBI Magnum Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 21 May 99. It is a fund with Low risk and has given a CAGR/Annualized return of 7.2% since its launch.  Return for 2021 was 3.4% , 2020 was 5.9% and 2019 was 8% .

Below is the key information for SBI Magnum Ultra Short Duration Fund

SBI Magnum Ultra Short Duration Fund
Growth
Launch Date 21 May 99
NAV (25 Jan 22) ₹4,809.69 ↑ 0.17   (0.00 %)
Net Assets (Cr) ₹9,120 on 31 Dec 21
Category Debt - Ultrashort Bond
AMC SBI Funds Management Private Limited
Rating
Risk Low
Expense Ratio 0.49
Sharpe Ratio -0.71
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 4.15%
Effective Maturity 6 Months 4 Days
Modified Duration 4 Months 13 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹10,660
31 Dec 18₹11,505
31 Dec 19₹12,421
31 Dec 20₹13,151
31 Dec 21₹13,594

SBI Magnum Ultra Short Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for SBI Magnum Ultra Short Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 22

DurationReturns
1 Month 0.4%
3 Month 0.9%
6 Month 1.7%
1 Year 3.5%
3 Year 5.6%
5 Year 6.3%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.4%
2020 5.9%
2019 8%
2018 7.9%
2017 6.6%
2016 7.7%
2015 8.3%
2014 9%
2013 9.3%
2012 9.3%
Fund Manager information for SBI Magnum Ultra Short Duration Fund
NameSinceTenure
Arun R.1 Jul 210.5 Yr.

Data below for SBI Magnum Ultra Short Duration Fund as on 31 Dec 21

Asset Allocation
Asset ClassValue
Cash66.8%
Debt33.2%
Debt Sector Allocation
SectorValue
Cash Equivalent47.96%
Corporate30.48%
Government21.56%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
3.8% Govt Stock 2024
Sovereign Bonds | -
4%₹419 Cr42,300,000
8.2% Govt Stock 2022
Sovereign Bonds | -
4%₹401 Cr40,000,000
Power Finance Corporation Ltd.
Debentures | -
4%₹362 Cr3,550
91 Dtb 17022022
Sovereign Bonds | -
4%₹349 Cr35,000,000
L&T Finance Ltd.
Debentures | -
3%₹247 Cr5,000
Reliance Industries Limited
Debentures | -
3%₹247 Cr2,450
National Bank For Agriculture And Rural Development
Debentures | -
2%₹228 Cr2,200
↑ 2,200
5.09% Govt Stock 2022
Sovereign Bonds | -
2%₹201 Cr20,000,000
Sundaram Finance Limited
Debentures | -
2%₹200 Cr2,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹200 Cr2,000

4. SBI Magnum Income Fund

To provide the investors an opportunity to earn, in accordance with their requirements, through capital gains or through regular dividends, returns that would be higher than the returns offered by comparable investment avenues through investment in debt & money market securities.

SBI Magnum Income Fund is a Debt - Medium to Long term fund was launched on 25 Nov 98. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 6 in Medium to Long term category.  Return for 2021 was 3.6% , 2020 was 11.6% and 2019 was 11.7% .

Below is the key information for SBI Magnum Income Fund

SBI Magnum Income Fund
Growth
Launch Date 25 Nov 98
NAV (25 Jan 22) ₹56.6397 ↑ 0.01   (0.01 %)
Net Assets (Cr) ₹1,701 on 31 Dec 21
Category Debt - Medium to Long term
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.46
Sharpe Ratio 0.04
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 6.3%
Effective Maturity 6 Years 1 Month 28 Days
Modified Duration 3 Years 10 Months 17 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹10,571
31 Dec 18₹11,072
31 Dec 19₹12,370
31 Dec 20₹13,808
31 Dec 21₹14,303

SBI Magnum Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for SBI Magnum Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 22

DurationReturns
1 Month -0.1%
3 Month 0.1%
6 Month 1.5%
1 Year 3.4%
3 Year 8.8%
5 Year 7.2%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.6%
2020 11.6%
2019 11.7%
2018 4.7%
2017 5.7%
2016 13.4%
2015 6%
2014 12.4%
2013 3.9%
2012 12.5%
Fund Manager information for SBI Magnum Income Fund
NameSinceTenure
Dinesh Ahuja31 Jan 1110.93 Yr.

Data below for SBI Magnum Income Fund as on 31 Dec 21

Asset Allocation
Asset ClassValue
Cash8.38%
Debt91.62%
Debt Sector Allocation
SectorValue
Corporate45.84%
Government45.78%
Cash Equivalent8.38%
Credit Quality
RatingValue
AA47.94%
AAA52.06%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.1% Govt Stock 2031
Sovereign Bonds | -
21%₹353 Cr36,500,000
Tata Realty And Infrastructure Limited
Debentures | -
4%₹71 Cr700
Indian Bank
Debentures | -
4%₹71 Cr650
6.76% Govt Stock 2061
Sovereign Bonds | -
4%₹70 Cr7,500,000
Coastal Gujarat Power Limited
Debentures | -
4%₹62 Cr600
Ahmedabad-Maliya Tollway Limited
Debentures | -
4%₹60 Cr600
Mahindra Rural Housing Finance Limited
Debentures | -
4%₹60 Cr600
6.67% Govt Stock 2035
Sovereign Bonds | -
3%₹58 Cr6,000,000
↑ 5,500,000
6.64% Govt Stock 2035
Sovereign Bonds | -
3%₹53 Cr5,500,000
Aadhar Housing Finance Limited
Debentures | -
3%₹51 Cr500

5. SBI Savings Fund

To endeavour to mitigate interest rate risk and seek to generate regular income along with opportunities for capital appreciation through a portfolio investing in Floating Rate debt securities, fixed rate securities, derivative instruments as well as in Money Market instruments.

SBI Savings Fund is a Debt - Money Market fund was launched on 19 Jul 04. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 56 in Money Market category.  Return for 2021 was 3.3% , 2020 was 5.7% and 2019 was 7.7% .

Below is the key information for SBI Savings Fund

SBI Savings Fund
Growth
Launch Date 19 Jul 04
NAV (25 Jan 22) ₹33.4553 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹23,354 on 31 Dec 21
Category Debt - Money Market
AMC SBI Funds Management Private Limited
Rating
Risk Moderately Low
Expense Ratio 0.77
Sharpe Ratio -0.96
Information Ratio 0
Alpha Ratio 0
Min Investment 500
Min SIP Investment 500
Exit Load 0-3 Days (0.1%),3 Days and above(NIL)
Yield to Maturity 4.07%
Effective Maturity 3 Months 7 Days
Modified Duration 3 Months 7 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹10,634
31 Dec 18₹11,384
31 Dec 19₹12,262
31 Dec 20₹12,957
31 Dec 21₹13,389

SBI Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for SBI Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 22

DurationReturns
1 Month 0.3%
3 Month 0.8%
6 Month 1.6%
1 Year 3.4%
3 Year 5.4%
5 Year 5.9%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.3%
2020 5.7%
2019 7.7%
2018 7.1%
2017 6.3%
2016 8.4%
2015 8.3%
2014 8.9%
2013 9.2%
2012 9.9%
Fund Manager information for SBI Savings Fund
NameSinceTenure
R. Arun30 Apr 129.68 Yr.

Data below for SBI Savings Fund as on 31 Dec 21

Asset Allocation
Asset ClassValue
Cash89.01%
Debt10.99%
Debt Sector Allocation
SectorValue
Cash Equivalent71.38%
Corporate25.59%
Government3.04%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
8.2% Govt Stock 2022
Sovereign Bonds | -
7%₹1,830 Cr182,301,500
91 Dtb 24022022
Sovereign Bonds | -
3%₹698 Cr70,000,000
LIC Housing Finance
Debentures | -
3%₹642 Cr13,000
91 Dtb 17022022
Sovereign Bonds | -
2%₹499 Cr50,000,000
Vedanta Limited
Debentures | -
2%₹496 Cr10,000
Indusind Bank Limited
Debentures | -
2%₹491 Cr10,000
Indusind Bank Limited
Debentures | -
2%₹491 Cr10,000
08.99 MP Sdl 2022
Sovereign Bonds | -
1%₹343 Cr34,000,000
8.15% Govt Stock 2022
Sovereign Bonds | -
1%₹331 Cr32,500,000
L&T Finance Ltd.
Debentures | -
1%₹247 Cr5,000

6. SBI Magnum Low Duration Fund

(Erstwhile SBI-Short Horizon Fund - Ultra Short Term)

To provide investors with an opportunity to generate regular income with high degree of liquidity through investments in a portfolio comprising predominantly of money market instruments with maturity/residual maturity up to one year and debt instruments which are rated not below investment grade by a credit rating agency.

SBI Magnum Low Duration Fund is a Debt - Low Duration fund was launched on 27 Jul 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of since its launch.  Ranked 41 in Low Duration category.  Return for 2021 was 3.2% , 2020 was 6.7% and 2019 was 8.3% .

Below is the key information for SBI Magnum Low Duration Fund

SBI Magnum Low Duration Fund
Growth
Launch Date 27 Jul 07
NAV (25 Jan 22) ₹2,827.8 ↑ 0.18   (0.01 %)
Net Assets (Cr) ₹11,486 on 31 Dec 21
Category Debt - Low Duration
AMC SBI Funds Management Private Limited
Rating
Risk Moderately Low
Expense Ratio 0.98
Sharpe Ratio -1.09
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 4.32%
Effective Maturity 8 Months 5 Days
Modified Duration 5 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹10,662
31 Dec 18₹11,462
31 Dec 19₹12,411
31 Dec 20₹13,245
31 Dec 21₹13,668

SBI Magnum Low Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for SBI Magnum Low Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 22

DurationReturns
1 Month 0.3%
3 Month 0.8%
6 Month 1.6%
1 Year 3.3%
3 Year 5.9%
5 Year 6.4%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.2%
2020 6.7%
2019 8.3%
2018 7.5%
2017 6.6%
2016 8.3%
2015 8.6%
2014 9.2%
2013 9%
2012 9.5%
Fund Manager information for SBI Magnum Low Duration Fund
NameSinceTenure
Rajeev Radhakrishnan9 Jun 0813.57 Yr.

Data below for SBI Magnum Low Duration Fund as on 31 Dec 21

Asset Allocation
Asset ClassValue
Cash56.66%
Debt43.34%
Debt Sector Allocation
SectorValue
Cash Equivalent42.83%
Corporate31.26%
Government25.91%
Credit Quality
RatingValue
AA8.68%
AAA91.32%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
3.8% Govt Stock 2024
Sovereign Bonds | -
9%₹1,004 Cr101,400,000
8.2% Govt Stock 2022
Sovereign Bonds | -
4%₹502 Cr50,000,000
6.84% Govt Stock 2022
Sovereign Bonds | -
2%₹256 Cr25,000,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹255 Cr2,550
Mahindra & Mahindra Financial Services Ltd
Debentures | -
2%₹250 Cr2,500
Power Finance Corporation Ltd.
Debentures | -
2%₹204 Cr2,000
Indian Railway Finance Corporation Limited
Debentures | -
2%₹203 Cr2,000
↑ 2,000
Cholamandalam Investment And Fin. Co. Ltd
Debentures | -
2%₹201 Cr2,000
Bharti Enterprises Limited
Debentures | -
2%₹200 Cr4,000
Rec Limited
Debentures | -
1%₹172 Cr1,700

7. SBI Liquid Fund

(Erstwhile SBI - Premier Liquid Fund)

To provide attractive returns to the Magnum/Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt and money market instruments. Income may be generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio.

SBI Liquid Fund is a Debt - Liquid Fund fund was launched on 22 Mar 07. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 40 in Liquid Fund category.  Return for 2021 was 3.3% , 2020 was 4.2% and 2019 was 6.5% .

Below is the key information for SBI Liquid Fund

SBI Liquid Fund
Growth
Launch Date 22 Mar 07
NAV (25 Jan 22) ₹3,289.85 ↑ 0.31   (0.01 %)
Net Assets (Cr) ₹71,108 on 31 Dec 21
Category Debt - Liquid Fund
AMC SBI Funds Management Private Limited
Rating
Risk Low
Expense Ratio 0.26
Sharpe Ratio -3.09
Information Ratio -3.87
Alpha Ratio -0.34
Min Investment 50,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 3.56%
Effective Maturity 25 Days
Modified Duration 25 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹10,655
31 Dec 18₹11,434
31 Dec 19₹12,179
31 Dec 20₹12,688
31 Dec 21₹13,103

SBI Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for SBI Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 22

DurationReturns
1 Month 0.3%
3 Month 0.9%
6 Month 1.7%
1 Year 3.3%
3 Year 4.6%
5 Year 5.5%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.3%
2020 4.2%
2019 6.5%
2018 7.3%
2017 6.6%
2016 7.6%
2015 8.3%
2014 9%
2013 9.2%
2012 9.6%
Fund Manager information for SBI Liquid Fund
NameSinceTenure
R. Arun7 May 183.66 Yr.

Data below for SBI Liquid Fund as on 31 Dec 21

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent95.84%
Corporate3.89%
Government0.27%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
91 Dtb 17022022
Sovereign Bonds | -
8%₹5,733 Cr575,000,000
↓ -10,000,000
91 Dtb 07042022
Sovereign Bonds | -
6%₹4,662 Cr469,887,700
↑ 469,887,700
364 DTB 07042022
Sovereign Bonds | -
4%₹2,967 Cr299,000,000
↑ 299,000,000
91 DTB 10022022
Sovereign Bonds | -
3%₹2,549 Cr255,522,100
91 Dtb 03032022
Sovereign Bonds | -
3%₹1,991 Cr200,000,000
91 Dtb 24022022
Sovereign Bonds | -
2%₹1,545 Cr155,000,000
91 Dtb 02022022
Sovereign Bonds | -
2%₹1,517 Cr151,937,100
364 Dtb 14042022
Sovereign Bonds | -
2%₹1,487 Cr150,000,000
↑ 150,000,000
91 DTB 27012022
Sovereign Bonds | -
2%₹1,139 Cr114,000,000
↓ -76,000,000
Aditya Birla Finance Limited
Debentures | -
1%₹994 Cr20,000

8. SBI Short Term Debt Fund

To provide investors with an opportunity to generate regular income through investments in a portfolio comprising of debt instruments which are rated not below investment grade by a credit rating agency, and money market instruments.

SBI Short Term Debt Fund is a Debt - Short term Bond fund was launched on 27 Jul 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of since its launch.  Ranked 25 in Short term Bond category.  Return for 2021 was 2.8% , 2020 was 9.9% and 2019 was 9.5% .

Below is the key information for SBI Short Term Debt Fund

SBI Short Term Debt Fund
Growth
Launch Date 27 Jul 07
NAV (25 Jan 22) ₹25.8632 ↑ 0.01   (0.03 %)
Net Assets (Cr) ₹16,929 on 31 Dec 21
Category Debt - Short term Bond
AMC SBI Funds Management Private Limited
Rating
Risk Moderately Low
Expense Ratio 0.84
Sharpe Ratio -0.57
Information Ratio -1.06
Alpha Ratio -1.46
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 5.1%
Effective Maturity 2 Years 3 Months 14 Days
Modified Duration 1 Year 6 Months 22 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹10,574
31 Dec 18₹11,206
31 Dec 19₹12,268
31 Dec 20₹13,477
31 Dec 21₹13,851

SBI Short Term Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for SBI Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 22

DurationReturns
1 Month 0.4%
3 Month 0.6%
6 Month 1.7%
1 Year 3.2%
3 Year 7.2%
5 Year 6.6%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2021 2.8%
2020 9.9%
2019 9.5%
2018 6%
2017 5.7%
2016 9.9%
2015 8.2%
2014 10.3%
2013 7.7%
2012 10.3%
Fund Manager information for SBI Short Term Debt Fund
NameSinceTenure
Rajeev Radhakrishnan2 Jul 0813.51 Yr.

Data below for SBI Short Term Debt Fund as on 31 Dec 21

Asset Allocation
Asset ClassValue
Cash21.26%
Debt78.74%
Debt Sector Allocation
SectorValue
Government45.75%
Corporate38.25%
Cash Equivalent16.01%
Credit Quality
RatingValue
AA9.07%
AAA90.93%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
8.4% Govt Stock 2024
Sovereign Bonds | -
7%₹1,211 Cr113,000,000
5.63% Govt Stock 2026
Sovereign Bonds | -
5%₹887 Cr89,500,000
↑ 15,000,000
8.35% Govt Stock 2022
Sovereign Bonds | -
4%₹710 Cr70,000,000
4.62% Govt Stock 2033
Sovereign Bonds | -
4%₹622 Cr62,146,100
↓ -1,000,000
Indian Bank
Debentures | -
3%₹486 Cr5,000
5.22% Govt Stock 2025
Sovereign Bonds | -
2%₹411 Cr41,594,200
L&T Metro Rail (Hyderabad) Limited
Debentures | -
2%₹399 Cr4,000
Air India ASsets Holding Limited
Debentures | -
2%₹347 Cr3,415
Muthoot Finance Limited
Debentures | -
2%₹335 Cr3,300
07.96 MH Sdl 2026
Sovereign Bonds | -
2%₹319 Cr30,000,000

9. SBI Magnum Gilt Fund

(Erstwhile SBI Magnum Gilt Fund - Long Term Plan)

To provide the investors with returns generated through investments in government securities issued by the Central Government and / or a State Government

SBI Magnum Gilt Fund is a Debt - Government Bond fund was launched on 30 Dec 00. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.1% since its launch.  Ranked 3 in Government Bond category.  Return for 2021 was 3% , 2020 was 11.7% and 2019 was 13.1% .

Below is the key information for SBI Magnum Gilt Fund

SBI Magnum Gilt Fund
Growth
Launch Date 30 Dec 00
NAV (25 Jan 22) ₹51.9359 ↓ -0.01   (-0.02 %)
Net Assets (Cr) ₹3,577 on 31 Dec 21
Category Debt - Government Bond
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 0.95
Sharpe Ratio -0.29
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 3.89%
Effective Maturity 1 Year 7 Months 10 Days
Modified Duration 1 Year 2 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹10,387
31 Dec 18₹10,919
31 Dec 19₹12,354
31 Dec 20₹13,801
31 Dec 21₹14,213

SBI Magnum Gilt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for SBI Magnum Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 22

DurationReturns
1 Month 0%
3 Month 0.6%
6 Month 1.8%
1 Year 3.2%
3 Year 9.3%
5 Year 7.1%
10 Year
15 Year
Since launch 8.1%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3%
2020 11.7%
2019 13.1%
2018 5.1%
2017 3.9%
2016 16.3%
2015 7.3%
2014 19.9%
2013 6.4%
2012 11%
Fund Manager information for SBI Magnum Gilt Fund
NameSinceTenure
Dinesh Ahuja1 Feb 1110.92 Yr.

Data below for SBI Magnum Gilt Fund as on 31 Dec 21

Asset Allocation
Asset ClassValue
Cash66.86%
Debt33.14%
Debt Sector Allocation
SectorValue
Cash Equivalent66.86%
Government33.14%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
91 DTB 20012022
Sovereign Bonds | -
11%₹376 Cr37,646,200
5.63% Govt Stock 2026
Sovereign Bonds | -
10%₹342 Cr34,500,000
↑ 34,500,000
91 Dtb 31032022
Sovereign Bonds | -
8%₹298 Cr30,000,000
6.54% Govt Stock 2032
Sovereign Bonds | -
8%₹295 Cr29,500,000
↑ 29,500,000
6.1% Govt Stock 2031
Sovereign Bonds | -
8%₹275 Cr28,500,000
↓ -28,000,000
182 DTB 20012022
Sovereign Bonds | -
7%₹250 Cr25,000,000
91 Dtb 17032022
Sovereign Bonds | -
7%₹249 Cr25,000,000
364 DTB 24022022
Sovereign Bonds | -
6%₹229 Cr23,000,000
5.09% Govt Stock 2022
Sovereign Bonds | -
6%₹201 Cr20,000,000
91 Dtb 10032022
Sovereign Bonds | -
6%₹199 Cr20,000,000

10. SBI Overnight Fund

(Erstwhile SBI Magnum InstaCash Fund - Liquid Floater Plan)

To mitigate interest rate risk and generate opportunities for regular income through a portfolio investing predominantly in floating rate securities and Money Market instruments.

SBI Overnight Fund is a Debt - Overnight fund was launched on 1 Oct 02. It is a fund with Low risk and has given a CAGR/Annualized return of 6.5% since its launch.  Ranked 59 in Overnight category.  Return for 2021 was 3.1% , 2020 was 3.3% and 2019 was 5.6% .

Below is the key information for SBI Overnight Fund

SBI Overnight Fund
Growth
Launch Date 1 Oct 02
NAV (25 Jan 22) ₹3,405.58 ↑ 0.35   (0.01 %)
Net Assets (Cr) ₹18,458 on 31 Dec 21
Category Debt - Overnight
AMC SBI Funds Management Private Limited
Rating
Risk Low
Expense Ratio 0.18
Sharpe Ratio -13.03
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 2,000
Exit Load 0-1 Months (0.2%),1 Months and above(NIL)
Yield to Maturity 0%
Effective Maturity
Modified Duration

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹10,576
31 Dec 18₹11,231
31 Dec 19₹11,861
31 Dec 20₹12,252
31 Dec 21₹12,633

SBI Overnight Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for SBI Overnight Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 22

DurationReturns
1 Month 0.3%
3 Month 0.8%
6 Month 1.6%
1 Year 3.1%
3 Year 3.9%
5 Year 4.8%
10 Year
15 Year
Since launch 6.5%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.1%
2020 3.3%
2019 5.6%
2018 6.2%
2017 5.8%
2016 6.8%
2015 7.8%
2014 8.7%
2013 8.9%
2012 9.3%
Fund Manager information for SBI Overnight Fund
NameSinceTenure
R. Arun1 Apr 129.76 Yr.

Data below for SBI Overnight Fund as on 31 Dec 21

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent100%
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
364 DTB 10022022
Sovereign Bonds | -
1%₹299 Cr30,000,000
↑ 30,000,000
Treps
CBLO/Reverse Repo | -
65%₹13,176 Cr
Reverse Repo
CBLO/Reverse Repo | -
35%₹7,055 Cr
Net Receivable / Payable
Net Current Assets | -
1%-₹105 Cr

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Santwana kundu, posted on 8 Feb 20 8:45 AM

I have SBI PSU Fund lumsum amount 20000,for 13 year, but this fund under perform, I want switch this fund which sbi fund is better for switching.

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