SBI Credit Risk Fund - G

NAV ₹46.6662 ↑ 0.02 (0.04 %) as on 27 Oct 25

(Erstwhile SBI Corporate Bond Fund)

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The investment objective will be to actively manage a portfolio of good quality corporate debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unit holders. However there is no guarantee or assurance that the investment objective of the scheme will be achieved.

SBI Credit Risk Fund is a Debt - Credit Risk fund launched on 19 Jul 04. It is a fund with Moderate risk and has given a CAGR return of 7.5% since its launch. Ranked 3 in Credit Risk category. Return for 2024 was 8.1% , 2023 was 8.3% and 2022 was 4.2% .

Below is the key information for SBI Credit Risk Fund

NAV as on 27 Oct 25	₹46.6662 ↑ 0.02 (0.04 %)
Net Assets (AUM) as on 15 Sep 2025	₹2,210 Cr.
Launch Date	19 Jul 2004
Category	Debt - Credit Risk
Rating	☆☆☆☆
Type	Open Ended Fund
Risk	Moderate
Yield To Maturity	8.17%
Effective Maturity	3 Years 18 Days
Modified Duration	2 Years 2 Months 26 Days

Alpha Ratio	0.0
Expense Ratio	1.55 %
Sharpe Ratio	1.72
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF200K01685
AMC	SBI Funds Management Private Limited
Min Investment	₹5,000
Min SIP Investment	₹500
Exit Load	0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL)

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Oct 25

Duration	Returns
1 Month	0.6%
3 Month	1.5%
6 Month	3.5%
1 Year	8.4%
3 Year	8.2%
5 Year	6.8%
10 Year
15 Year
Since launch	7.5%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.1%
2023	8.3%
2022	4.2%
2021	5%
2020	9.8%
2019	6.5%
2018	6.2%
2017	6.9%
2016	10.5%

Growth of 10k Over Years

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹10,722
30 Sep 22	₹11,089
30 Sep 23	₹12,006
30 Sep 24	₹12,950
30 Sep 25	₹14,016

Asset Allocation

Asset Class	Value
Cash	4.89%
Equity	3.09%
Debt	91.65%
Other	0.37%

Sector Allocation

Sector	Value
Corporate	73.41%
Government	18.24%
Cash Equivalent	4.89%

Rating	Value
A	17.26%
AA	63.98%
AAA	18.76%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
6.92% Govt Stock 2039 Sovereign Bonds \| -	7%	₹152 Cr	15,000,000
Aadhar Housing Finance Limited Debentures \| -	5%	₹113 Cr	11,200
Infopark Properties Limited Debentures \| -	5%	₹106 Cr	10,500
Renew Solar Energy (Jharkhand Five) Private Limited Debentures \| -	5%	₹105 Cr	11,000
H.G. Infra Engineering Limited Debentures \| -	5%	₹100 Cr	10,000
Nj Capital Private Limited Debentures \| -	5%	₹100 Cr	10,000
6.68% Govt Stock 2040 Sovereign Bonds \| -	5%	₹99 Cr	10,000,000 ↑ 10,000,000
Jtpm Metal TRaders Limited Debentures \| -	4%	₹91 Cr	9,000
The Sandur Manganese And Iron Ores Limited Debentures \| -	4%	₹82 Cr	8,500
Avanse Financial Services Limited Debentures \| -	4%	₹80 Cr	8,000

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Fund Managers

Name	Since	Tenure
Lokesh Mallya	1 Feb 17	8.67 Yr.

Custodians

Company	Address
Bank of Nova Scotia	12/13, Maker Chamber VI,220, Nariman Point
HDFC Bank Ltd	HDFC Bank House,Kamala Mills Compound,Senapati Bapat Marg,,Lower Parel (W),
SBI-SG Global Securities Services Private Limited	“B Wing”, “Jeevan Seva” Annexe Bldg.,Ground Floor, S.V. Road,Santacruz (W),,Mumbai – 400054

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
Bank of Nova Scotia	12/13, Maker Chamber VI,220, Nariman Point

Auditors

Company	Address
M/s. M. M. Nissim & Co.	3rdFloor, B Wing, Barodawala Mansion, 81,,Dr. Annie Besant Road, Worli,

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
SBI Credit Risk Fund Growth	₹46.6662 ↑ 0.02	3.49 %	8.41 %	8.19 %	6.82 %
SBI Credit Risk Fund Normal Dividend, Reinvestment	₹21.0971 ↑ 0.01	3.49 %	8.41 %	8.19 %	6.82 %
SBI Credit Risk Fund Normal Dividend, Payout	₹21.0971 ↑ 0.01	3.49 %	8.41 %	8.19 %	6.82 %
Data as on 27 Oct 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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