SBI Credit Risk Fund - G

NAV ₹47.7069 ↑ 0.01 (0.02 %) as on 31 Mar 26

(Erstwhile SBI Corporate Bond Fund)

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The investment objective will be to actively manage a portfolio of good quality corporate debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unit holders. However there is no guarantee or assurance that the investment objective of the scheme will be achieved.

SBI Credit Risk Fund is a Debt - Credit Risk fund launched on 19 Jul 04. It is a fund with Moderate risk and has given a CAGR return of 7.5% since its launch. Ranked 3 in Credit Risk category. Return for 2025 was 7.9% , 2024 was 8.1% and 2023 was 8.3% .

Below is the key information for SBI Credit Risk Fund

NAV as on 31 Mar 26	₹47.7069 ↑ 0.01 (0.02 %)
Net Assets (AUM) as on 15 Mar 2026	₹2,148 Cr.
Launch Date	19 Jul 2004
Category	Debt - Credit Risk
Rating	☆☆☆☆
Type	Open Ended Fund
Risk	Moderate
Yield To Maturity	8.41%
Effective Maturity	2 Years 1 Month 17 Days
Modified Duration	1 Year 8 Months 5 Days

Alpha Ratio	0.0
Expense Ratio	1.55 %
Sharpe Ratio	1.776
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF200K01685
AMC	SBI Funds Management Private Limited
Min Investment	₹5,000
Min SIP Investment	₹500
Exit Load	0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL)

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Mar 26

Duration	Returns
1 Month	0.2%
3 Month	1.3%
6 Month	2.8%
1 Year	6.9%
3 Year	8%
5 Year	6.9%
10 Year
15 Year
Since launch	7.5%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.9%
2023	8.1%
2022	8.3%
2021	4.2%
2020	5%
2019	9.8%
2018	6.5%
2017	6.2%
2016	6.9%

Growth of 10k Over Years

Date	Value
31 Mar 21	₹10,000
31 Mar 22	₹10,556
31 Mar 23	₹11,051
31 Mar 24	₹12,021
31 Mar 25	₹13,029
31 Mar 26	₹13,928

Asset Allocation

Asset Class	Value
Cash	17.03%
Equity	4.41%
Debt	78.18%
Other	0.38%

Sector Allocation

Sector	Value
Corporate	61.85%
Cash Equivalent	17.03%
Government	16.34%

Rating	Value
A	18.02%
AA	59.04%
AAA	22.94%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
7.02% Gs 2031 Sovereign Bonds \| -	7%	₹154 Cr	15,000,000
Infopark Properties Limited Debentures \| -	5%	₹105 Cr	10,500
Renew Solar Energy (Jharkhand Five) Private Limited Debentures \| -	5%	₹103 Cr	11,000
H.G. Infra Engineering Limited Debentures \| -	5%	₹100 Cr	10,000
Nj Capital Private Limited Debentures \| -	5%	₹99 Cr	10,000
Jtpm Metal TRaders Limited Debentures \| -	4%	₹94 Cr	9,000
The Sandur Manganese And Iron Ores Limited Debentures \| -	4%	₹81 Cr	8,500
Renserv Global Private Limited Debentures \| -	4%	₹80 Cr	8,000
Avanse Financial Services Limited Debentures \| -	4%	₹80 Cr	8,000
Motilal Oswal Home Finance Limited Debentures \| -	3%	₹76 Cr	7,500

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Fund Managers

Name	Since	Tenure
Lokesh Mallya	1 Feb 17	9.08 Yr.

Custodians

Company	Address
Bank of Nova Scotia	12/13, Maker Chamber VI,220, Nariman Point
HDFC Bank Ltd	HDFC Bank House,Kamala Mills Compound,Senapati Bapat Marg,,Lower Parel (W),
SBI-SG Global Securities Services Private Limited	“B Wing”, “Jeevan Seva” Annexe Bldg.,Ground Floor, S.V. Road,Santacruz (W),,Mumbai – 400054

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
Bank of Nova Scotia	12/13, Maker Chamber VI,220, Nariman Point

Auditors

Company	Address
M/s. M. M. Nissim & Co.	3rdFloor, B Wing, Barodawala Mansion, 81,,Dr. Annie Besant Road, Worli,

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
SBI Credit Risk Fund Growth	₹47.7069 ↑ 0.01	2.82 %	6.9 %	8.02 %	6.85 %
SBI Credit Risk Fund Normal Dividend, Reinvestment	₹21.5675 ↑ 0.00	2.82 %	6.9 %	8.02 %	6.85 %
SBI Credit Risk Fund Normal Dividend, Payout	₹21.5675 ↑ 0.00	2.82 %	6.9 %	8.02 %	6.85 %
Data as on 31 Mar 26

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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