+91-22-4891390910 Best Performing Debt Mutual Funds SIPs 2026
SIP investment is one of the most disciplined Investing options when investing in Mutual Funds.
Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.Generally, SIPs are ideal for Equity Funds as it SIP benefits the most in the long run, but many investors prefer taking it in debt funds too. So, here are some of the best debt SIP plans in India that offer good returns.
Talk to our investment specialist
Fund Selection Methodology used to find 10 funds
Top 10 Debt Mutual Funds SIP Plans To Invest In FY 26 - 27
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Sundaram Low Duration Fund Growth ₹28.8391
↑ 0.01 ₹550 1,000 1 10.2 11.8 5 4.19% 5M 18D 8M 1D Aditya Birla Sun Life Credit Risk Fund Growth ₹24.8608
↑ 0.06 ₹1,353 100 2.2 7 11.4 11.9 13.4 8.59% 2Y 14D 2Y 8M 19D Aditya Birla Sun Life Medium Term Plan Growth ₹43.009
↑ 0.12 ₹3,098 1,000 1.7 4.5 7.6 9.6 10.9 8.4% 2Y 10M 10D 3Y 9M 29D ICICI Prudential Regular Savings Fund Growth ₹34.0685
↑ 0.08 ₹5,990 100 1.8 2.9 7.1 8.2 9.5 8.83% 1Y 9M 14D 2Y 9M 18D Nippon India Credit Risk Fund Growth ₹37.4517
↑ 0.08 ₹1,343 100 1.8 3.4 7 8.2 8.9 9.07% 2Y 7D 2Y 5M 5D IDBI Liquid Fund Growth ₹2,454.04
↑ 0.35 ₹503 500 1.7 3.4 6.6 4.5 6.66% 1M 7D 1M 10D SBI Credit Risk Fund Growth ₹48.5368
↑ 0.10 ₹2,134 500 2 3.4 6.3 7.6 7.9 8.72% 1Y 7M 24D 2Y 7D BOI AXA Liquid Fund Growth ₹3,183.19
↑ 1.19 ₹1,735 1,000 1.7 3.2 6.2 7 6.6 6.11% 1M 10D 1M 10D Tata Liquid Fund Growth ₹4,351.49
↑ 1.50 ₹27,400 500 1.7 3.2 6.1 6.9 6.5 7.58% 1M 29D 1Y 11M 16D Nippon India Liquid Fund Growth ₹6,742.38
↑ 2.63 ₹37,903 100 1.7 3.2 6.1 6.9 6.5 7.72% 2M 1D 2M 6D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21 Research Highlights & Commentary of 10 Funds showcased
Commentary Sundaram Low Duration Fund Aditya Birla Sun Life Credit Risk Fund Aditya Birla Sun Life Medium Term Plan ICICI Prudential Regular Savings Fund Nippon India Credit Risk Fund IDBI Liquid Fund SBI Credit Risk Fund BOI AXA Liquid Fund Tata Liquid Fund Nippon India Liquid Fund Point 1 Bottom quartile AUM (₹550 Cr). Lower mid AUM (₹1,353 Cr). Upper mid AUM (₹3,098 Cr). Upper mid AUM (₹5,990 Cr). Bottom quartile AUM (₹1,343 Cr). Bottom quartile AUM (₹503 Cr). Upper mid AUM (₹2,134 Cr). Lower mid AUM (₹1,735 Cr). Top quartile AUM (₹27,400 Cr). Highest AUM (₹37,903 Cr). Point 2 Established history (19+ yrs). Established history (11+ yrs). Established history (17+ yrs). Established history (15+ yrs). Established history (21+ yrs). Established history (15+ yrs). Established history (21+ yrs). Established history (17+ yrs). Established history (21+ yrs). Oldest track record among peers (22 yrs). Point 3 Rating: 2★ (lower mid). Not Rated. Top rated. Rating: 1★ (bottom quartile). Rating: 2★ (bottom quartile). Rating: 3★ (upper mid). Rating: 4★ (top quartile). Rating: 3★ (lower mid). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Point 4 Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Low. Risk profile: Moderate. Risk profile: Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 11.79% (top quartile). 1Y return: 11.40% (top quartile). 1Y return: 7.63% (upper mid). 1Y return: 7.05% (upper mid). 1Y return: 6.97% (upper mid). 1Y return: 6.55% (lower mid). 1Y return: 6.34% (lower mid). 1Y return: 6.19% (bottom quartile). 1Y return: 6.14% (bottom quartile). 1Y return: 6.13% (bottom quartile). Point 6 1M return: 0.28% (bottom quartile). 1M return: 0.80% (upper mid). 1M return: 0.86% (upper mid). 1M return: 0.73% (upper mid). 1M return: 0.87% (top quartile). 1M return: 0.53% (bottom quartile). 1M return: 0.86% (top quartile). 1M return: 0.54% (lower mid). 1M return: 0.55% (lower mid). 1M return: 0.54% (bottom quartile). Point 7 Sharpe: 0.99 (bottom quartile). Sharpe: 1.88 (upper mid). Sharpe: 1.07 (lower mid). Sharpe: 1.46 (upper mid). Sharpe: 1.14 (lower mid). Sharpe: 0.20 (bottom quartile). Sharpe: 0.60 (bottom quartile). Sharpe: 2.76 (top quartile). Sharpe: 2.34 (top quartile). Sharpe: 2.07 (upper mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: -5.96 (bottom quartile). Information ratio: 0.00 (lower mid). Information ratio: 2.00 (top quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 4.19% (bottom quartile). Yield to maturity (debt): 8.59% (upper mid). Yield to maturity (debt): 8.40% (upper mid). Yield to maturity (debt): 8.83% (top quartile). Yield to maturity (debt): 9.07% (top quartile). Yield to maturity (debt): 6.66% (bottom quartile). Yield to maturity (debt): 8.72% (upper mid). Yield to maturity (debt): 6.11% (bottom quartile). Yield to maturity (debt): 7.58% (lower mid). Yield to maturity (debt): 7.72% (lower mid). Point 10 Modified duration: 0.47 yrs (upper mid). Modified duration: 2.04 yrs (bottom quartile). Modified duration: 2.86 yrs (bottom quartile). Modified duration: 1.79 yrs (lower mid). Modified duration: 2.02 yrs (bottom quartile). Modified duration: 0.10 yrs (top quartile). Modified duration: 1.65 yrs (lower mid). Modified duration: 0.11 yrs (top quartile). Modified duration: 0.16 yrs (upper mid). Modified duration: 0.17 yrs (upper mid). Sundaram Low Duration Fund
Aditya Birla Sun Life Credit Risk Fund
Aditya Birla Sun Life Medium Term Plan
ICICI Prudential Regular Savings Fund
Nippon India Credit Risk Fund
IDBI Liquid Fund
SBI Credit Risk Fund
BOI AXA Liquid Fund
Tata Liquid Fund
Nippon India Liquid Fund
*Fund Mentioned having Fund Size (AUM) above 500 crore.
(Erstwhile Sundaram Ultra Short Term Fund) To provide a level of income consistent with liquidity
through investments made primarily in money market and
debt securities. Below is the key information for Sundaram Low Duration Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Corporate Bond Fund) The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved. Research Highlights for Aditya Birla Sun Life Credit Risk Fund Below is the key information for Aditya Birla Sun Life Credit Risk Fund Returns up to 1 year are on The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital. Research Highlights for Aditya Birla Sun Life Medium Term Plan Below is the key information for Aditya Birla Sun Life Medium Term Plan Returns up to 1 year are on The fund’s objective is to provide reasonable returns, by maintaining an optimum balance of safety, liquidity and yield, through investments in a basket of debt and money market instruments with a view to delivering consistent performance. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for ICICI Prudential Regular Savings Fund Below is the key information for ICICI Prudential Regular Savings Fund Returns up to 1 year are on (Erstwhile Reliance Regular Savings Fund - Debt Plan) The primary investment objective of this option is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly investments shall predominantly be made in Debt & Money Market Instruments. Research Highlights for Nippon India Credit Risk Fund Below is the key information for Nippon India Credit Risk Fund Returns up to 1 year are on The investment objective of the Scheme will be to provide investors with high level of liquidity along with regular income for their investment. The Scheme will endeavour to achieve this objective through an allocation of the investment corpus in a low risk portfolio of money market and debt instruments with maturity of up to 91 days. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for IDBI Liquid Fund Below is the key information for IDBI Liquid Fund Returns up to 1 year are on (Erstwhile SBI Corporate Bond Fund) The investment objective will be to actively manage a portfolio of good
quality corporate debt as well as Money Market Instruments so as to provide
reasonable returns and liquidity to the Unit holders. However there is no
guarantee or assurance that the investment objective of the scheme will
be achieved. Research Highlights for SBI Credit Risk Fund Below is the key information for SBI Credit Risk Fund Returns up to 1 year are on Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
However there can be no assurance that the investment objectives of the Scheme will be realized. Research Highlights for BOI AXA Liquid Fund Below is the key information for BOI AXA Liquid Fund Returns up to 1 year are on (Erstwhile TATA Money Market Fund ) To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders. Research Highlights for Tata Liquid Fund Below is the key information for Tata Liquid Fund Returns up to 1 year are on (Erstwhile Reliance Liquid Fund - Treasury Plan) The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments. Research Highlights for Nippon India Liquid Fund Below is the key information for Nippon India Liquid Fund Returns up to 1 year are on 1. Sundaram Low Duration Fund
Sundaram Low Duration Fund
Growth Launch Date 23 Apr 07 NAV (31 Dec 21) ₹28.8391 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹550 on 30 Nov 21 Category Debt - Low Duration AMC Sundaram Asset Management Company Ltd Rating ☆☆ Risk Moderately Low Expense Ratio 0.86 Sharpe Ratio 0.99 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 4.19% Effective Maturity 8 Months 1 Day Modified Duration 5 Months 18 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 Returns for Sundaram Low Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.3% 3 Month 1% 6 Month 10.2% 1 Year 11.8% 3 Year 5% 5 Year 5.7% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Sundaram Low Duration Fund
Name Since Tenure Data below for Sundaram Low Duration Fund as on 30 Nov 21
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. Aditya Birla Sun Life Credit Risk Fund
Aditya Birla Sun Life Credit Risk Fund
Growth Launch Date 17 Apr 15 NAV (09 Jun 26) ₹24.8608 ↑ 0.06 (0.24 %) Net Assets (Cr) ₹1,353 on 30 Apr 26 Category Debt - Credit Risk AMC Birla Sun Life Asset Management Co Ltd Rating Risk Moderate Expense Ratio 1.54 Sharpe Ratio 1.88 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 8.59% Effective Maturity 2 Years 8 Months 19 Days Modified Duration 2 Years 14 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,391 31 May 23 ₹11,378 31 May 24 ₹12,150 31 May 25 ₹14,276 31 May 26 ₹15,834 Returns for Aditya Birla Sun Life Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.8% 3 Month 2.2% 6 Month 7% 1 Year 11.4% 3 Year 11.9% 5 Year 9.8% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 13.4% 2023 11.9% 2022 6.9% 2021 7.1% 2020 6.4% 2019 9.4% 2018 2.1% 2017 6.6% 2016 8.1% 2015 10.3% Fund Manager information for Aditya Birla Sun Life Credit Risk Fund
Name Since Tenure Sunaina Cunha 17 Apr 15 11.13 Yr. Mohit Sharma 6 Aug 20 5.82 Yr. Data below for Aditya Birla Sun Life Credit Risk Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 12.27% Equity 6.79% Debt 80.27% Other 0.67% Debt Sector Allocation
Sector Value Corporate 57.84% Government 22.43% Cash Equivalent 12.27% Credit Quality
Rating Value A 20.97% AA 52.14% AAA 26.89% Top Securities Holdings / Portfolio
Name Holding Value Quantity GMR Airports Limited
Debentures | -4% ₹54 Cr 5,200 6.48% Govt Stock 2035
Sovereign Bonds | -4% ₹54 Cr 5,615,800
↑ 1,500,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹50 Cr 5,000
↑ 2,500 Jubilant Bevco Limited
Debentures | -3% ₹43 Cr 4,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹34 Cr 3,500 Hinduja Leyland Finance Limited
Debentures | -2% ₹34 Cr 3,500 Kogta Financial (India) Limited
Debentures | -2% ₹32 Cr 3,250 GAursons India Private Limited
Debentures | -2% ₹32 Cr 3,200 Jtpm Metal TRaders Limited
Debentures | -2% ₹30 Cr 2,877 Vedanta Limited
Debentures | -2% ₹30 Cr 3,000 3. Aditya Birla Sun Life Medium Term Plan
Aditya Birla Sun Life Medium Term Plan
Growth Launch Date 25 Mar 09 NAV (09 Jun 26) ₹43.009 ↑ 0.12 (0.29 %) Net Assets (Cr) ₹3,098 on 30 Apr 26 Category Debt - Medium term Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.57 Sharpe Ratio 1.07 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 8.4% Effective Maturity 3 Years 9 Months 29 Days Modified Duration 2 Years 10 Months 10 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,717 31 May 23 ₹13,298 31 May 24 ₹14,154 31 May 25 ₹16,233 31 May 26 ₹17,373 Returns for Aditya Birla Sun Life Medium Term Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.9% 3 Month 1.7% 6 Month 4.5% 1 Year 7.6% 3 Year 9.6% 5 Year 11.8% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.9% 2023 10.5% 2022 6.9% 2021 24.8% 2020 7.1% 2019 8.1% 2018 -4.4% 2017 5.6% 2016 7% 2015 10.9% Fund Manager information for Aditya Birla Sun Life Medium Term Plan
Name Since Tenure Sunaina Cunha 1 Sep 14 11.75 Yr. Mohit Sharma 6 Aug 20 5.82 Yr. Data below for Aditya Birla Sun Life Medium Term Plan as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 3.63% Equity 4.19% Debt 91.69% Other 0.5% Debt Sector Allocation
Sector Value Corporate 58.56% Government 33.13% Cash Equivalent 3.63% Credit Quality
Rating Value A 15.68% AA 38.39% AAA 45.93% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -6% ₹193 Cr 19,196,700
↓ -2,000,000 6.48% Govt Stock 2035
Sovereign Bonds | -6% ₹187 Cr 19,500,000
↑ 5,000,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹124 Cr 12,500 National Bank For Agriculture And Rural Development
Debentures | -4% ₹112 Cr 11,500 Hinduja Leyland Finance Limited
Debentures | -3% ₹107 Cr 11,000 Oxyzo Financial Services Limited
Debentures | -3% ₹89 Cr 9,000 GMR Airports Limited
Debentures | -3% ₹83 Cr 8,000 Jtpm Metal TRaders Limited
Debentures | -3% ₹80 Cr 7,673 Jubilant Bevco Limited
Debentures | -3% ₹80 Cr 7,400 Kogta Financial (India) Limited
Debentures | -2% ₹72 Cr 7,250 4. ICICI Prudential Regular Savings Fund
ICICI Prudential Regular Savings Fund
Growth Launch Date 3 Dec 10 NAV (09 Jun 26) ₹34.0685 ↑ 0.08 (0.22 %) Net Assets (Cr) ₹5,990 on 30 Apr 26 Category Debt - Credit Risk AMC ICICI Prudential Asset Management Company Limited Rating ☆ Risk Moderate Expense Ratio 1.43 Sharpe Ratio 1.46 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 8.83% Effective Maturity 2 Years 9 Months 18 Days Modified Duration 1 Year 9 Months 14 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,469 31 May 23 ₹11,187 31 May 24 ₹12,046 31 May 25 ₹13,189 31 May 26 ₹14,092 Returns for ICICI Prudential Regular Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.7% 3 Month 1.8% 6 Month 2.9% 1 Year 7.1% 3 Year 8.2% 5 Year 7.2% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.5% 2023 8.5% 2022 7.2% 2021 5.1% 2020 6.2% 2019 9.8% 2018 9.5% 2017 6.6% 2016 6.8% 2015 9.5% Fund Manager information for ICICI Prudential Regular Savings Fund
Name Since Tenure Manish Banthia 7 Nov 16 9.57 Yr. Akhil Kakkar 22 Jan 24 2.36 Yr. Data below for ICICI Prudential Regular Savings Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 10.02% Equity 8.86% Debt 80.73% Other 0.39% Debt Sector Allocation
Sector Value Corporate 70.2% Government 16.83% Cash Equivalent 3.72% Credit Quality
Rating Value A 14.99% AA 56.69% AAA 28.33% Top Securities Holdings / Portfolio
Name Holding Value Quantity Embassy Office Parks REIT (Real Estate)
-, Since 30 Apr 25 | 5426024% ₹240 Cr 5,689,951 Vedanta Limited
Debentures | -3% ₹200 Cr 20,000 Keystone Realtors Limited
Debentures | -3% ₹198 Cr 23,500 Adani Enterprises Limited
Debentures | -3% ₹198 Cr 20,000 Jtpm Metal TRaders Limited
Debentures | -3% ₹189 Cr 18,000 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -3% ₹186 Cr 18,500 Nirma Limited
Debentures | -3% ₹150 Cr 15,000 Hiranandani Financial Services Private Limited
Debentures | -2% ₹148 Cr 15,000
↑ 15,000 6.48% Govt Stock 2035
Sovereign Bonds | -2% ₹144 Cr 15,000,000 Sis Limited
Debentures | -2% ₹125 Cr 12,500 5. Nippon India Credit Risk Fund
Nippon India Credit Risk Fund
Growth Launch Date 8 Jun 05 NAV (09 Jun 26) ₹37.4517 ↑ 0.08 (0.23 %) Net Assets (Cr) ₹1,343 on 30 Apr 26 Category Debt - Credit Risk AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Moderate Expense Ratio 1.46 Sharpe Ratio 1.14 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 9.07% Effective Maturity 2 Years 5 Months 5 Days Modified Duration 2 Years 7 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹11,054 31 May 23 ₹11,852 31 May 24 ₹12,746 31 May 25 ₹13,979 31 May 26 ₹14,886 Returns for Nippon India Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.9% 3 Month 1.8% 6 Month 3.4% 1 Year 7% 3 Year 8.2% 5 Year 8.4% 10 Year 15 Year Since launch 6.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.9% 2023 8.3% 2022 7.9% 2021 3.9% 2020 13.5% 2019 -5.9% 2018 1.9% 2017 6.1% 2016 7% 2015 10% Fund Manager information for Nippon India Credit Risk Fund
Name Since Tenure Kinjal Desai 25 May 18 8.02 Yr. Sushil Budhia 1 Feb 20 6.33 Yr. Amber Singhania 11 Mar 26 0.22 Yr. Data below for Nippon India Credit Risk Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 8.58% Debt 91.2% Other 0.22% Debt Sector Allocation
Sector Value Corporate 76.01% Government 18.63% Cash Equivalent 5.14% Credit Quality
Rating Value A 20.8% AA 37.6% AAA 41.61% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.02% Govt Stock 2031
Sovereign Bonds | -6% ₹75 Cr 7,500,000 Aditya Birla Real Estate Limited
Debentures | -4% ₹54 Cr 5,500 Delhi International Airport Limited
Debentures | -4% ₹50 Cr 5,000 Mindspace Business Parks Reit
Debentures | -4% ₹49 Cr 5,000 HDFC Bank Ltd.
Debentures | -3% ₹47 Cr 1,000 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -3% ₹46 Cr 5,000 Muthoot Fincorp Limited
Debentures | -3% ₹45 Cr 45,000 TRuhome Finance Limited
Debentures | -3% ₹40 Cr 4,000 Navi Finserv Limited
Debentures | -3% ₹40 Cr 40,000 GAursons India Private Limited
Debentures | -3% ₹40 Cr 4,000 6. IDBI Liquid Fund
IDBI Liquid Fund
Growth Launch Date 9 Jul 10 NAV (28 Jul 23) ₹2,454.04 ↑ 0.35 (0.01 %) Net Assets (Cr) ₹503 on 30 Jun 23 Category Debt - Liquid Fund AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Low Expense Ratio 0.17 Sharpe Ratio 0.2 Information Ratio -5.96 Alpha Ratio -0.21 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.66% Effective Maturity 1 Month 10 Days Modified Duration 1 Month 7 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,353 31 May 23 ₹10,999 Returns for IDBI Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 6.6% 3 Year 4.5% 5 Year 5.3% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for IDBI Liquid Fund
Name Since Tenure Data below for IDBI Liquid Fund as on 30 Jun 23
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 7. SBI Credit Risk Fund
SBI Credit Risk Fund
Growth Launch Date 19 Jul 04 NAV (09 Jun 26) ₹48.5368 ↑ 0.10 (0.21 %) Net Assets (Cr) ₹2,134 on 30 Apr 26 Category Debt - Credit Risk AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.55 Sharpe Ratio 0.6 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL) Yield to Maturity 8.72% Effective Maturity 2 Years 7 Days Modified Duration 1 Year 7 Months 24 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,376 31 May 23 ₹11,220 31 May 24 ₹12,028 31 May 25 ₹13,086 31 May 26 ₹13,870 Returns for SBI Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.9% 3 Month 2% 6 Month 3.4% 1 Year 6.3% 3 Year 7.6% 5 Year 6.9% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 8.1% 2022 8.3% 2021 4.2% 2020 5% 2019 9.8% 2018 6.5% 2017 6.2% 2016 6.9% 2015 10.5% Fund Manager information for SBI Credit Risk Fund
Name Since Tenure Lokesh Mallya 1 Feb 17 9.33 Yr. Data below for SBI Credit Risk Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 7.68% Equity 4.95% Debt 86.98% Other 0.39% Debt Sector Allocation
Sector Value Corporate 62.72% Government 21.24% Cash Equivalent 7.68% Securitized 3.02% Credit Quality
Rating Value A 14.1% AA 58.22% AAA 27.69% Top Securities Holdings / Portfolio
Name Holding Value Quantity Infopark Properties Limited
Debentures | -5% ₹105 Cr 10,500 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -5% ₹101 Cr 11,000 Nj Capital Private Limited
Debentures | -5% ₹99 Cr 10,000 H.G. Infra Engineering Limited
Debentures | -5% ₹99 Cr 10,000 Jtpm Metal TRaders Limited
Debentures | -4% ₹94 Cr 9,000 6.68% Govt Stock 2040
Sovereign Bonds | -4% ₹94 Cr 10,000,000
↑ 10,000,000 Avanse Financial Services Limited
Debentures | -4% ₹80 Cr 8,000 Renserv Global Private Limited
Debentures | -4% ₹80 Cr 8,000 Aditya Birla Renewables Limited
Debentures | -4% ₹75 Cr 7,500 Motilal Oswal Home Finance Limited
Debentures | -3% ₹75 Cr 7,500 8. BOI AXA Liquid Fund
BOI AXA Liquid Fund
Growth Launch Date 16 Jul 08 NAV (09 Jun 26) ₹3,183.19 ↑ 1.19 (0.04 %) Net Assets (Cr) ₹1,735 on 30 Apr 26 Category Debt - Liquid Fund AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.13 Sharpe Ratio 2.76 Information Ratio 2 Alpha Ratio 0.08 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.11% Effective Maturity 1 Month 10 Days Modified Duration 1 Month 10 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,350 31 May 23 ₹11,001 31 May 24 ₹11,808 31 May 25 ₹12,671 31 May 26 ₹13,455 Returns for BOI AXA Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.2% 1 Year 6.2% 3 Year 7% 5 Year 6.1% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.6% 2023 7.4% 2022 7% 2021 4.9% 2020 3.3% 2019 4.1% 2018 6.4% 2017 7.4% 2016 6.7% 2015 7.6% Fund Manager information for BOI AXA Liquid Fund
Name Since Tenure Mithraem Bharucha 17 Aug 21 4.79 Yr. Data below for BOI AXA Liquid Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 99.69% Other 0.31% Debt Sector Allocation
Sector Value Cash Equivalent 62.15% Corporate 24.86% Government 12.68% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -6% ₹100 Cr 10,000,000 Export-Import Bank Of India
Certificate of Deposit | -4% ₹75 Cr 7,500,000 Indian Bank
Certificate of Deposit | -4% ₹75 Cr 7,500,000 Punjab National Bank
Certificate of Deposit | -4% ₹75 Cr 7,500,000 Godrej Consumer Products Limited
Commercial Paper | -4% ₹75 Cr 7,500,000 Tbill
Sovereign Bonds | -4% ₹75 Cr 7,500,000 Reliance Industries Limited
Commercial Paper | -4% ₹75 Cr 7,500,000
↑ 7,500,000 Tbill
Sovereign Bonds | -4% ₹74 Cr 7,500,000 Union Bank Of India
Certificate of Deposit | -4% ₹71 Cr 7,100,000 Tbill
Sovereign Bonds | -3% ₹50 Cr 5,000,000 9. Tata Liquid Fund
Tata Liquid Fund
Growth Launch Date 1 Sep 04 NAV (09 Jun 26) ₹4,351.49 ↑ 1.50 (0.03 %) Net Assets (Cr) ₹27,400 on 30 Apr 26 Category Debt - Liquid Fund AMC Tata Asset Management Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.39 Sharpe Ratio 2.34 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.58% Effective Maturity 1 Year 11 Months 16 Days Modified Duration 1 Month 29 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,342 31 May 23 ₹10,979 31 May 24 ₹11,772 31 May 25 ₹12,623 31 May 26 ₹13,398 Returns for Tata Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.2% 1 Year 6.1% 3 Year 6.9% 5 Year 6% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.5% 2023 7.3% 2022 7% 2021 4.8% 2020 3.2% 2019 4.3% 2018 6.6% 2017 7.4% 2016 6.7% 2015 7.7% Fund Manager information for Tata Liquid Fund
Name Since Tenure Amit Somani 16 Oct 13 12.63 Yr. Harsh Dave 1 Aug 24 1.83 Yr. Data below for Tata Liquid Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 99.76% Other 0.24% Debt Sector Allocation
Sector Value Cash Equivalent 75.37% Corporate 15.59% Government 8.79% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Reliance Retail Ventures Limited
Commercial Paper | -4% ₹1,244 Cr 25,000 Tbill
Sovereign Bonds | -4% ₹1,088 Cr 110,000,000
↑ 110,000,000 Bajaj Finance Ltd.
Commercial Paper | -4% ₹997 Cr 20,000 Small Industries Development Bank Of India
Commercial Paper | -4% ₹990 Cr 20,000 Bajaj Finance Limited
Commercial Paper | -4% ₹989 Cr 20,000 Tbill
Sovereign Bonds | -3% ₹896 Cr 90,000,000 Bank of Baroda
Debentures | -3% ₹895 Cr 18,000 Union Bank of India
Debentures | -3% ₹895 Cr 18,000
↑ 18,000 India (Republic of)
- | -3% ₹818 Cr 82,000,000
↓ -28,000,000 23/07/2026 Maturing 182 DTB
Sovereign Bonds | -3% ₹812 Cr 82,000,000
↑ 76,000,000 10. Nippon India Liquid Fund
Nippon India Liquid Fund
Growth Launch Date 9 Dec 03 NAV (09 Jun 26) ₹6,742.38 ↑ 2.63 (0.04 %) Net Assets (Cr) ₹37,903 on 30 Apr 26 Category Debt - Liquid Fund AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Low Expense Ratio 0.33 Sharpe Ratio 2.07 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.72% Effective Maturity 2 Months 6 Days Modified Duration 2 Months 1 Day Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,340 31 May 23 ₹10,981 31 May 24 ₹11,775 31 May 25 ₹12,623 31 May 26 ₹13,396 Returns for Nippon India Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.2% 1 Year 6.1% 3 Year 6.9% 5 Year 6% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.5% 2023 7.3% 2022 7% 2021 4.8% 2020 3.2% 2019 4.3% 2018 6.7% 2017 7.4% 2016 6.7% 2015 7.7% Fund Manager information for Nippon India Liquid Fund
Name Since Tenure Kinjal Desai 25 May 18 8.02 Yr. Vikash Agarwal 14 Sep 24 1.71 Yr. Amber Singhania 11 Mar 26 0.22 Yr. Data below for Nippon India Liquid Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 99.74% Other 0.26% Debt Sector Allocation
Sector Value Cash Equivalent 79.54% Corporate 14.46% Government 5.75% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Triparty Repo
CBLO/Reverse Repo | -4% ₹1,365 Cr Tbill
Sovereign Bonds | -3% ₹1,256 Cr 125,665,500 India (Republic of)
- | -3% ₹980 Cr 99,000,000
↓ -17,500,000 Reliance Retail Ventures Limited
Commercial Paper | -2% ₹745 Cr 15,000 National Bank For Agriculture And Rural Development
Commercial Paper | -2% ₹743 Cr 15,000 Ntpc Ltd
Commercial Paper | -2% ₹741 Cr 15,000 IDBI Bank Ltd
Domestic Bonds | -2% ₹737 Cr 15,000
↑ 15,000 Small Industries Dev Bank Of India
Commercial Paper | -2% ₹695 Cr 14,000 23/07/2026 Maturing 182 DTB
Sovereign Bonds | -2% ₹673 Cr 68,000,000
↑ 67,000,000 Union Bank of India
Debentures | -2% ₹596 Cr 12,000
↑ 12,000
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153
Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.
©2026 Shepard Technologies Private Limited. All Rights Reserved
Research Highlights for Sundaram Low Duration Fund