+91-22-4891390910 Best Performing Debt Mutual Funds SIPs 2026
SIP investment is one of the most disciplined Investing options when investing in Mutual Funds.
Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.Generally, SIPs are ideal for Equity Funds as it SIP benefits the most in the long run, but many investors prefer taking it in debt funds too. So, here are some of the best debt SIP plans in India that offer good returns.
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Fund Selection Methodology used to find 10 funds
Top 10 Debt Mutual Funds SIP Plans To Invest In FY 26 - 27
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Sundaram Low Duration Fund Growth ₹28.8391
↑ 0.01 ₹550 1,000 1 10.2 11.8 5 4.19% 5M 18D 8M 1D Aditya Birla Sun Life Credit Risk Fund Growth ₹24.5897
↑ 0.02 ₹1,353 100 1.1 6 10.7 11.6 13.4 8.59% 2Y 14D 2Y 8M 19D Aditya Birla Sun Life Medium Term Plan Growth ₹42.4642
↑ 0.05 ₹3,098 1,000 0.5 3.4 6.7 9.2 10.9 8.4% 2Y 10M 10D 3Y 9M 29D ICICI Prudential Regular Savings Fund Growth ₹33.7608
↑ 0.01 ₹5,990 100 0.8 2.3 6.7 8 9.5 8.83% 1Y 9M 14D 2Y 9M 18D IDBI Liquid Fund Growth ₹2,454.04
↑ 0.35 ₹503 500 1.7 3.4 6.6 4.5 6.66% 1M 7D 1M 10D Nippon India Credit Risk Fund Growth ₹37.004
↑ 0.02 ₹1,343 100 0.9 2.4 6.3 7.8 8.9 9.07% 2Y 7D 2Y 5M 5D BOI AXA Liquid Fund Growth ₹3,171.92
↑ 0.41 ₹1,735 1,000 1.6 3.1 6.2 6.9 6.6 6.11% 1M 10D 1M 10D Tata Liquid Fund Growth ₹4,335.95
↑ 0.74 ₹27,400 500 1.6 3.1 6.1 6.9 6.5 7.58% 1M 29D 1Y 11M 16D Nippon India Liquid Fund Growth ₹6,717.39
↑ 0.97 ₹37,903 100 1.6 3.1 6.1 6.8 6.5 7.72% 2M 1D 2M 6D LIC MF Liquid Fund Growth ₹4,975.86
↑ 0.70 ₹15,638 1,000 1.6 3.1 6.1 6.8 6.4 6.03% 1M 4D 1M 4D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21 Research Highlights & Commentary of 10 Funds showcased
Commentary Sundaram Low Duration Fund Aditya Birla Sun Life Credit Risk Fund Aditya Birla Sun Life Medium Term Plan ICICI Prudential Regular Savings Fund IDBI Liquid Fund Nippon India Credit Risk Fund BOI AXA Liquid Fund Tata Liquid Fund Nippon India Liquid Fund LIC MF Liquid Fund Point 1 Bottom quartile AUM (₹550 Cr). Lower mid AUM (₹1,353 Cr). Upper mid AUM (₹3,098 Cr). Upper mid AUM (₹5,990 Cr). Bottom quartile AUM (₹503 Cr). Bottom quartile AUM (₹1,343 Cr). Lower mid AUM (₹1,735 Cr). Top quartile AUM (₹27,400 Cr). Highest AUM (₹37,903 Cr). Upper mid AUM (₹15,638 Cr). Point 2 Established history (19+ yrs). Established history (11+ yrs). Established history (17+ yrs). Established history (15+ yrs). Established history (15+ yrs). Established history (20+ yrs). Established history (17+ yrs). Established history (21+ yrs). Established history (22+ yrs). Oldest track record among peers (24 yrs). Point 3 Rating: 2★ (lower mid). Not Rated. Top rated. Rating: 1★ (bottom quartile). Rating: 3★ (upper mid). Rating: 2★ (bottom quartile). Rating: 3★ (upper mid). Rating: 4★ (top quartile). Rating: 4★ (upper mid). Rating: 3★ (lower mid). Point 4 Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Low. Risk profile: Moderate. Risk profile: Low. Risk profile: Low. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 11.79% (top quartile). 1Y return: 10.72% (top quartile). 1Y return: 6.74% (upper mid). 1Y return: 6.70% (upper mid). 1Y return: 6.55% (upper mid). 1Y return: 6.31% (lower mid). 1Y return: 6.19% (lower mid). 1Y return: 6.14% (bottom quartile). 1Y return: 6.11% (bottom quartile). 1Y return: 6.11% (bottom quartile). Point 6 1M return: 0.28% (lower mid). 1M return: -0.23% (bottom quartile). 1M return: -0.36% (bottom quartile). 1M return: -0.04% (lower mid). 1M return: 0.53% (top quartile). 1M return: -0.18% (bottom quartile). 1M return: 0.42% (top quartile). 1M return: 0.41% (upper mid). 1M return: 0.40% (upper mid). 1M return: 0.41% (upper mid). Point 7 Sharpe: 0.99 (bottom quartile). Sharpe: 1.88 (upper mid). Sharpe: 1.07 (bottom quartile). Sharpe: 1.46 (lower mid). Sharpe: 0.20 (bottom quartile). Sharpe: 1.14 (lower mid). Sharpe: 2.76 (top quartile). Sharpe: 2.34 (top quartile). Sharpe: 2.07 (upper mid). Sharpe: 1.96 (upper mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: -5.96 (bottom quartile). Information ratio: 0.00 (lower mid). Information ratio: 2.00 (top quartile). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 4.19% (bottom quartile). Yield to maturity (debt): 8.59% (upper mid). Yield to maturity (debt): 8.40% (upper mid). Yield to maturity (debt): 8.83% (top quartile). Yield to maturity (debt): 6.66% (lower mid). Yield to maturity (debt): 9.07% (top quartile). Yield to maturity (debt): 6.11% (bottom quartile). Yield to maturity (debt): 7.58% (lower mid). Yield to maturity (debt): 7.72% (upper mid). Yield to maturity (debt): 6.03% (bottom quartile). Point 10 Modified duration: 0.47 yrs (lower mid). Modified duration: 2.04 yrs (bottom quartile). Modified duration: 2.86 yrs (bottom quartile). Modified duration: 1.79 yrs (lower mid). Modified duration: 0.10 yrs (top quartile). Modified duration: 2.02 yrs (bottom quartile). Modified duration: 0.11 yrs (upper mid). Modified duration: 0.16 yrs (upper mid). Modified duration: 0.17 yrs (upper mid). Modified duration: 0.09 yrs (top quartile). Sundaram Low Duration Fund
Aditya Birla Sun Life Credit Risk Fund
Aditya Birla Sun Life Medium Term Plan
ICICI Prudential Regular Savings Fund
IDBI Liquid Fund
Nippon India Credit Risk Fund
BOI AXA Liquid Fund
Tata Liquid Fund
Nippon India Liquid Fund
LIC MF Liquid Fund
*Fund Mentioned having Fund Size (AUM) above 500 crore.
(Erstwhile Sundaram Ultra Short Term Fund) To provide a level of income consistent with liquidity
through investments made primarily in money market and
debt securities. Below is the key information for Sundaram Low Duration Fund Returns up to 1 year are on (Erstwhile Aditya Birla Sun Life Corporate Bond Fund) The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved. Research Highlights for Aditya Birla Sun Life Credit Risk Fund Below is the key information for Aditya Birla Sun Life Credit Risk Fund Returns up to 1 year are on The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital. Research Highlights for Aditya Birla Sun Life Medium Term Plan Below is the key information for Aditya Birla Sun Life Medium Term Plan Returns up to 1 year are on The fund’s objective is to provide reasonable returns, by maintaining an optimum balance of safety, liquidity and yield, through investments in a basket of debt and money market instruments with a view to delivering consistent performance. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for ICICI Prudential Regular Savings Fund Below is the key information for ICICI Prudential Regular Savings Fund Returns up to 1 year are on The investment objective of the Scheme will be to provide investors with high level of liquidity along with regular income for their investment. The Scheme will endeavour to achieve this objective through an allocation of the investment corpus in a low risk portfolio of money market and debt instruments with maturity of up to 91 days. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for IDBI Liquid Fund Below is the key information for IDBI Liquid Fund Returns up to 1 year are on (Erstwhile Reliance Regular Savings Fund - Debt Plan) The primary investment objective of this option is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly investments shall predominantly be made in Debt & Money Market Instruments. Research Highlights for Nippon India Credit Risk Fund Below is the key information for Nippon India Credit Risk Fund Returns up to 1 year are on Objective The Scheme seeks to deliver reasonable market related returns with lower risk and higher liquidity through a portfolio of debt and money market instruments.
However there can be no assurance that the investment objectives of the Scheme will be realized. Research Highlights for BOI AXA Liquid Fund Below is the key information for BOI AXA Liquid Fund Returns up to 1 year are on (Erstwhile TATA Money Market Fund ) To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders. Research Highlights for Tata Liquid Fund Below is the key information for Tata Liquid Fund Returns up to 1 year are on (Erstwhile Reliance Liquid Fund - Treasury Plan) The investment objective of the scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments. Research Highlights for Nippon India Liquid Fund Below is the key information for Nippon India Liquid Fund Returns up to 1 year are on An open ended scheme which seeks to generate reasonable returns with low risk and high liquidity through a judicious mix of investment in money market
instruments and quality debt instruments. However, there is no assurance that the investment objective of the Scheme will be realised. Research Highlights for LIC MF Liquid Fund Below is the key information for LIC MF Liquid Fund Returns up to 1 year are on 1. Sundaram Low Duration Fund
Sundaram Low Duration Fund
Growth Launch Date 23 Apr 07 NAV (31 Dec 21) ₹28.8391 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹550 on 30 Nov 21 Category Debt - Low Duration AMC Sundaram Asset Management Company Ltd Rating ☆☆ Risk Moderately Low Expense Ratio 0.86 Sharpe Ratio 0.99 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 4.19% Effective Maturity 8 Months 1 Day Modified Duration 5 Months 18 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 Returns for Sundaram Low Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.3% 3 Month 1% 6 Month 10.2% 1 Year 11.8% 3 Year 5% 5 Year 5.7% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Sundaram Low Duration Fund
Name Since Tenure Data below for Sundaram Low Duration Fund as on 30 Nov 21
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. Aditya Birla Sun Life Credit Risk Fund
Aditya Birla Sun Life Credit Risk Fund
Growth Launch Date 17 Apr 15 NAV (22 May 26) ₹24.5897 ↑ 0.02 (0.07 %) Net Assets (Cr) ₹1,353 on 30 Apr 26 Category Debt - Credit Risk AMC Birla Sun Life Asset Management Co Ltd Rating Risk Moderate Expense Ratio 1.54 Sharpe Ratio 1.88 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 8.59% Effective Maturity 2 Years 8 Months 19 Days Modified Duration 2 Years 14 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,503 30 Apr 23 ₹11,376 30 Apr 24 ₹12,143 30 Apr 25 ₹14,234 30 Apr 26 ₹15,918 Returns for Aditya Birla Sun Life Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month -0.2% 3 Month 1.1% 6 Month 6% 1 Year 10.7% 3 Year 11.6% 5 Year 9.7% 10 Year 15 Year Since launch 8.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 13.4% 2023 11.9% 2022 6.9% 2021 7.1% 2020 6.4% 2019 9.4% 2018 2.1% 2017 6.6% 2016 8.1% 2015 10.3% Fund Manager information for Aditya Birla Sun Life Credit Risk Fund
Name Since Tenure Sunaina Cunha 17 Apr 15 11.04 Yr. Mohit Sharma 6 Aug 20 5.73 Yr. Data below for Aditya Birla Sun Life Credit Risk Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 17.66% Equity 6.93% Debt 74.74% Other 0.67% Debt Sector Allocation
Sector Value Corporate 56.76% Government 17.98% Cash Equivalent 17.66% Credit Quality
Rating Value A 18.99% AA 53.92% AAA 27.09% Top Securities Holdings / Portfolio
Name Holding Value Quantity GMR Airports Limited
Debentures | -4% ₹54 Cr 5,200 Jubilant Bevco Limited
Debentures | -3% ₹44 Cr 4,000 6.48% Govt Stock 2035
Sovereign Bonds | -3% ₹40 Cr 4,115,800 IKF Finance Limited
Debentures | -3% ₹35 Cr 3,500 Hinduja Leyland Finance Limited
Debentures | -3% ₹34 Cr 3,500 National Bank For Agriculture And Rural Development
Debentures | -3% ₹34 Cr 3,500 Kogta Financial (India) Limited
Debentures | -2% ₹32 Cr 3,250 GAursons India Private Limited
Debentures | -2% ₹32 Cr 3,200
↑ 3,200 Vedanta Limited
Debentures | -2% ₹30 Cr 3,000
↑ 3,000 Vedanta Limited
Debentures | -2% ₹30 Cr 3,000 3. Aditya Birla Sun Life Medium Term Plan
Aditya Birla Sun Life Medium Term Plan
Growth Launch Date 25 Mar 09 NAV (22 May 26) ₹42.4642 ↑ 0.05 (0.11 %) Net Assets (Cr) ₹3,098 on 30 Apr 26 Category Debt - Medium term Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.57 Sharpe Ratio 1.07 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 8.4% Effective Maturity 3 Years 9 Months 29 Days Modified Duration 2 Years 10 Months 10 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,842 30 Apr 23 ₹13,281 30 Apr 24 ₹14,129 30 Apr 25 ₹16,187 30 Apr 26 ₹17,460 Returns for Aditya Birla Sun Life Medium Term Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month -0.4% 3 Month 0.5% 6 Month 3.4% 1 Year 6.7% 3 Year 9.2% 5 Year 11.7% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.9% 2023 10.5% 2022 6.9% 2021 24.8% 2020 7.1% 2019 8.1% 2018 -4.4% 2017 5.6% 2016 7% 2015 10.9% Fund Manager information for Aditya Birla Sun Life Medium Term Plan
Name Since Tenure Sunaina Cunha 1 Sep 14 11.67 Yr. Mohit Sharma 6 Aug 20 5.74 Yr. Data below for Aditya Birla Sun Life Medium Term Plan as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 3.24% Equity 4.24% Debt 92.03% Other 0.5% Debt Sector Allocation
Sector Value Corporate 58.42% Government 33.61% Cash Equivalent 3.24% Credit Quality
Rating Value A 14.29% AA 39.07% AAA 46.64% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -7% ₹213 Cr 21,196,700 6.48% Govt Stock 2035
Sovereign Bonds | -5% ₹140 Cr 14,500,000
↑ 3,500,000 National Bank For Agriculture And Rural Development
Debentures | -4% ₹124 Cr 12,500 National Bank For Agriculture And Rural Development
Debentures | -4% ₹112 Cr 11,500 Hinduja Leyland Finance Limited
Debentures | -3% ₹108 Cr 11,000 Oxyzo Financial Services Limited
Debentures | -3% ₹89 Cr 9,000 Nuvama Wealth Finance Limited
Debentures | -3% ₹86 Cr 8,500
↓ -1,000 GMR Airports Limited
Debentures | -3% ₹83 Cr 8,000 Jubilant Bevco Limited
Debentures | -3% ₹81 Cr 7,400 Jtpm Metal TRaders Limited
Debentures | -3% ₹80 Cr 7,673 4. ICICI Prudential Regular Savings Fund
ICICI Prudential Regular Savings Fund
Growth Launch Date 3 Dec 10 NAV (22 May 26) ₹33.7608 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹5,990 on 30 Apr 26 Category Debt - Credit Risk AMC ICICI Prudential Asset Management Company Limited Rating ☆ Risk Moderate Expense Ratio 1.43 Sharpe Ratio 1.46 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 8.83% Effective Maturity 2 Years 9 Months 18 Days Modified Duration 1 Year 9 Months 14 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,610 30 Apr 23 ₹11,253 30 Apr 24 ₹12,065 30 Apr 25 ₹13,199 30 Apr 26 ₹14,203 Returns for ICICI Prudential Regular Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0% 3 Month 0.8% 6 Month 2.3% 1 Year 6.7% 3 Year 8% 5 Year 7.1% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.5% 2023 8.5% 2022 7.2% 2021 5.1% 2020 6.2% 2019 9.8% 2018 9.5% 2017 6.6% 2016 6.8% 2015 9.5% Fund Manager information for ICICI Prudential Regular Savings Fund
Name Since Tenure Manish Banthia 7 Nov 16 9.48 Yr. Akhil Kakkar 22 Jan 24 2.27 Yr. Data below for ICICI Prudential Regular Savings Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 16.01% Equity 9.23% Debt 74.36% Other 0.39% Debt Sector Allocation
Sector Value Corporate 65.84% Government 13.35% Cash Equivalent 11.18% Credit Quality
Rating Value A 19.64% AA 56.16% AAA 24.2% Top Securities Holdings / Portfolio
Name Holding Value Quantity Embassy Office Parks REIT (Real Estate)
-, Since 30 Apr 25 | EMBASSY4% ₹240 Cr 5,715,303 Keystone Realtors Limited
Debentures | -4% ₹233 Cr 23,500 Millennia Realtors Private Limited
Debentures | -4% ₹210 Cr 2,100 Vedanta Limited
Debentures | -3% ₹200 Cr 20,000 Adani Enterprises Limited
Debentures | -3% ₹198 Cr 20,000 Jtpm Metal TRaders Limited
Debentures | -3% ₹188 Cr 18,000 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -3% ₹186 Cr 18,500 Nirma Limited
Debentures | -3% ₹150 Cr 15,000 Sis Limited
Debentures | -2% ₹124 Cr 12,500 Lodha Developers Limited
Debentures | -2% ₹120 Cr 15,000 5. IDBI Liquid Fund
IDBI Liquid Fund
Growth Launch Date 9 Jul 10 NAV (28 Jul 23) ₹2,454.04 ↑ 0.35 (0.01 %) Net Assets (Cr) ₹503 on 30 Jun 23 Category Debt - Liquid Fund AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Low Expense Ratio 0.17 Sharpe Ratio 0.2 Information Ratio -5.96 Alpha Ratio -0.21 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.66% Effective Maturity 1 Month 10 Days Modified Duration 1 Month 7 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,351 30 Apr 23 ₹10,966 Returns for IDBI Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 6.6% 3 Year 4.5% 5 Year 5.3% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for IDBI Liquid Fund
Name Since Tenure Data below for IDBI Liquid Fund as on 30 Jun 23
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 6. Nippon India Credit Risk Fund
Nippon India Credit Risk Fund
Growth Launch Date 8 Jun 05 NAV (22 May 26) ₹37.004 ↑ 0.02 (0.07 %) Net Assets (Cr) ₹1,343 on 30 Apr 26 Category Debt - Credit Risk AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Moderate Expense Ratio 1.46 Sharpe Ratio 1.14 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 9.07% Effective Maturity 2 Years 5 Months 5 Days Modified Duration 2 Years 7 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹11,196 30 Apr 23 ₹11,836 30 Apr 24 ₹12,733 30 Apr 25 ₹13,929 30 Apr 26 ₹14,926 Returns for Nippon India Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month -0.2% 3 Month 0.9% 6 Month 2.4% 1 Year 6.3% 3 Year 7.8% 5 Year 8.2% 10 Year 15 Year Since launch 6.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.9% 2023 8.3% 2022 7.9% 2021 3.9% 2020 13.5% 2019 -5.9% 2018 1.9% 2017 6.1% 2016 7% 2015 10% Fund Manager information for Nippon India Credit Risk Fund
Name Since Tenure Kinjal Desai 25 May 18 7.94 Yr. Sushil Budhia 1 Feb 20 6.25 Yr. Amber Singhania 11 Mar 26 0.14 Yr. Data below for Nippon India Credit Risk Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 11.89% Debt 87.83% Other 0.28% Debt Sector Allocation
Sector Value Corporate 70.9% Government 16.93% Cash Equivalent 11.89% Credit Quality
Rating Value A 23.66% AA 40.96% AAA 35.38% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.02% Govt Stock 2031
Sovereign Bonds | -7% ₹76 Cr 7,500,000 Delhi International Airport Limited
Debentures | -5% ₹51 Cr 5,000
↑ 1,500 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -4% ₹46 Cr 5,000 Muthoot Fincorp Limited
Debentures | -4% ₹45 Cr 45,000
↑ 25,000 TRuhome Finance Limited
Debentures | -4% ₹41 Cr 4,000 Navi Finserv Limited
Debentures | -4% ₹40 Cr 40,000 GAursons India Private Limited
Debentures | -4% ₹40 Cr 4,000 Vedanta Limited
Debentures | -3% ₹35 Cr 3,500 Hiranandani Financial Services Private Limited
Debentures | -3% ₹35 Cr 3,500 Auxilo Finserve Private Limited
Debentures | -3% ₹32 Cr 3,200 7. BOI AXA Liquid Fund
BOI AXA Liquid Fund
Growth Launch Date 16 Jul 08 NAV (22 May 26) ₹3,171.92 ↑ 0.41 (0.01 %) Net Assets (Cr) ₹1,735 on 30 Apr 26 Category Debt - Liquid Fund AMC BOI AXA Investment Mngrs Private Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.13 Sharpe Ratio 2.76 Information Ratio 2 Alpha Ratio 0.08 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.11% Effective Maturity 1 Month 10 Days Modified Duration 1 Month 10 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,343 30 Apr 23 ₹10,964 30 Apr 24 ₹11,768 30 Apr 25 ₹12,633 30 Apr 26 ₹13,424 Returns for BOI AXA Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.4% 3 Month 1.6% 6 Month 3.1% 1 Year 6.2% 3 Year 6.9% 5 Year 6.1% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.6% 2023 7.4% 2022 7% 2021 4.9% 2020 3.3% 2019 4.1% 2018 6.4% 2017 7.4% 2016 6.7% 2015 7.6% Fund Manager information for BOI AXA Liquid Fund
Name Since Tenure Mithraem Bharucha 17 Aug 21 4.71 Yr. Data below for BOI AXA Liquid Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 99.71% Other 0.29% Debt Sector Allocation
Sector Value Cash Equivalent 51.66% Corporate 35.13% Government 12.93% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -5% ₹99 Cr 10,000,000
↑ 10,000,000 Export-Import Bank Of India
Certificate of Deposit | -4% ₹75 Cr 7,500,000 Indian Bank
Certificate of Deposit | -4% ₹75 Cr 7,500,000
↑ 7,500,000 Punjab National Bank
Certificate of Deposit | -4% ₹74 Cr 7,500,000
↑ 7,500,000 HDFC Securities Limited
Commercial Paper | -4% ₹74 Cr 7,500,000 Godrej Consumer Products Ltd.
Commercial Paper | -4% ₹74 Cr 7,500,000
↑ 7,500,000 Tbill
Sovereign Bonds | -4% ₹74 Cr 7,500,000 India (Republic of)
- | -4% ₹74 Cr 7,500,000
↑ 7,500,000 Union Bank Of India
Certificate of Deposit | -4% ₹70 Cr 7,100,000 Union Bank Of India
Certificate of Deposit | -3% ₹62 Cr 6,250,000
↑ 1,250,000 8. Tata Liquid Fund
Tata Liquid Fund
Growth Launch Date 1 Sep 04 NAV (22 May 26) ₹4,335.95 ↑ 0.74 (0.02 %) Net Assets (Cr) ₹27,400 on 30 Apr 26 Category Debt - Liquid Fund AMC Tata Asset Management Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.39 Sharpe Ratio 2.34 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.58% Effective Maturity 1 Year 11 Months 16 Days Modified Duration 1 Month 29 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,339 30 Apr 23 ₹10,943 30 Apr 24 ₹11,733 30 Apr 25 ₹12,586 30 Apr 26 ₹13,367 Returns for Tata Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.4% 3 Month 1.6% 6 Month 3.1% 1 Year 6.1% 3 Year 6.9% 5 Year 6% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.5% 2023 7.3% 2022 7% 2021 4.8% 2020 3.2% 2019 4.3% 2018 6.6% 2017 7.4% 2016 6.7% 2015 7.7% Fund Manager information for Tata Liquid Fund
Name Since Tenure Amit Somani 16 Oct 13 12.55 Yr. Harsh Dave 1 Aug 24 1.75 Yr. Data below for Tata Liquid Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 99.8% Other 0.2% Debt Sector Allocation
Sector Value Cash Equivalent 79.21% Corporate 15.26% Government 5.33% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity LIC Housing Finance Ltd.
Commercial Paper | -4% ₹1,483 Cr 30,000 D) Repo
CBLO/Reverse Repo | -4% ₹1,353 Cr Reliance Retail Ventures Limited
Commercial Paper | -4% ₹1,238 Cr 25,000
↑ 25,000 India (Republic of)
- | -3% ₹1,177 Cr 118,500,000 Tbill
Sovereign Bonds | -3% ₹1,140 Cr 115,000,000
↑ 115,000,000 Bajaj Finance Ltd.
Commercial Paper | -3% ₹992 Cr 20,000 Union Bank of India
Domestic Bonds | -3% ₹990 Cr 20,000 Small Industries Development Bank of India
Commercial Paper | -3% ₹986 Cr 20,000
↑ 20,000 Bajaj Finance Ltd.
Commercial Paper | -3% ₹986 Cr 20,000
↑ 20,000 Tbill
Sovereign Bonds | -2% ₹745 Cr 75,000,000
↑ 75,000,000 9. Nippon India Liquid Fund
Nippon India Liquid Fund
Growth Launch Date 9 Dec 03 NAV (22 May 26) ₹6,717.39 ↑ 0.97 (0.01 %) Net Assets (Cr) ₹37,903 on 30 Apr 26 Category Debt - Liquid Fund AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Low Expense Ratio 0.33 Sharpe Ratio 2.07 Information Ratio 0 Alpha Ratio 0 Min Investment 100 Min SIP Investment 100 Exit Load NIL Yield to Maturity 7.72% Effective Maturity 2 Months 6 Days Modified Duration 2 Months 1 Day Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,337 30 Apr 23 ₹10,945 30 Apr 24 ₹11,735 30 Apr 25 ₹12,586 30 Apr 26 ₹13,365 Returns for Nippon India Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.4% 3 Month 1.6% 6 Month 3.1% 1 Year 6.1% 3 Year 6.8% 5 Year 6% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.5% 2023 7.3% 2022 7% 2021 4.8% 2020 3.2% 2019 4.3% 2018 6.7% 2017 7.4% 2016 6.7% 2015 7.7% Fund Manager information for Nippon India Liquid Fund
Name Since Tenure Kinjal Desai 25 May 18 7.94 Yr. Vikash Agarwal 14 Sep 24 1.63 Yr. Amber Singhania 11 Mar 26 0.14 Yr. Data below for Nippon India Liquid Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 99.76% Other 0.24% Debt Sector Allocation
Sector Value Cash Equivalent 77.9% Corporate 16.06% Government 5.8% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Triparty Repo
CBLO/Reverse Repo | -8% ₹3,328 Cr Reverse Repo
CBLO/Reverse Repo | -7% ₹2,722 Cr Tbill
Sovereign Bonds | -3% ₹1,251 Cr 125,665,500 Reliance Retail Ventures Limited
Commercial Paper | -2% ₹747 Cr 15,000 Reliance Retail Ventures Limited
Commercial Paper | -2% ₹742 Cr 15,000
↑ 15,000 National Bank for Agriculture and Rural Development
Commercial Paper | -2% ₹741 Cr 15,000
↑ 15,000 Indusind Bank Ltd.
Debentures | -2% ₹721 Cr 14,500
↑ 3,500 Small Industries Development Bank of India
Commercial Paper | -2% ₹692 Cr 14,000 Tbill
Sovereign Bonds | -2% ₹646 Cr 65,000,000 National Bank for Agriculture and Rural Development
Commercial Paper | -2% ₹644 Cr 13,000
↑ 4,000 10. LIC MF Liquid Fund
LIC MF Liquid Fund
Growth Launch Date 11 Mar 02 NAV (22 May 26) ₹4,975.86 ↑ 0.70 (0.01 %) Net Assets (Cr) ₹15,638 on 30 Apr 26 Category Debt - Liquid Fund AMC LIC Mutual Fund Asset Mgmt Co Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.22 Sharpe Ratio 1.96 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.03% Effective Maturity 1 Month 4 Days Modified Duration 1 Month 4 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 21 ₹10,000 30 Apr 22 ₹10,336 30 Apr 23 ₹10,941 30 Apr 24 ₹11,733 30 Apr 25 ₹12,583 30 Apr 26 ₹13,361 Returns for LIC MF Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21 Duration Returns 1 Month 0.4% 3 Month 1.6% 6 Month 3.1% 1 Year 6.1% 3 Year 6.8% 5 Year 6% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.4% 2023 7.4% 2022 7% 2021 4.7% 2020 3.3% 2019 4.3% 2018 6.5% 2017 7.3% 2016 6.6% 2015 7.6% Fund Manager information for LIC MF Liquid Fund
Name Since Tenure Rahul Singh 5 Oct 15 10.58 Yr. Aakash Dhulia 1 Sep 25 0.66 Yr. Data below for LIC MF Liquid Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 97.71% Debt 2.11% Other 0.18% Debt Sector Allocation
Sector Value Cash Equivalent 62.62% Corporate 32.57% Government 4.64% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Net Receivables / (Payables)
Net Current Assets | -6% -₹1,185 Cr Treps
CBLO/Reverse Repo | -5% ₹962 Cr Reverse Repo
CBLO/Reverse Repo | -4% ₹772 Cr Punjab National Bank
Certificate of Deposit | -3% ₹597 Cr 12,000
↑ 5,000 Tbill
Sovereign Bonds | -3% ₹498 Cr 50,000,000
↑ 50,000,000 Canara Bank
Certificate of Deposit | -3% ₹497 Cr 10,000 09/07/2026 Maturing 182 DTB
Sovereign Bonds | -3% ₹494 Cr 50,000,000
↑ 50,000,000 Tbill
Sovereign Bonds | -2% ₹400 Cr 40,000,000 Tbill
Sovereign Bonds | -2% ₹399 Cr 40,000,000 National Bank for Agriculture and Rural Development
Commercial Paper | -2% ₹396 Cr 8,000
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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