+91-22-4891390910 Best Performing Debt Mutual Funds SIPs 2025
SIP investment is one of the most disciplined Investing options when investing in Mutual Funds.
Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.Generally, SIPs are ideal for Equity Funds as it SIP benefits the most in the long run, but many investors prefer taking it in Debt fund too. So, here are some of the best debt SIP plans in India that offer good returns.
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Top 10 Debt Mutual Funds SIP Plans To Invest In FY 25 - 26
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Credit Risk Fund Growth ₹22.6015
↓ -0.04 ₹1,023 100 1.7 5.1 16.1 10.3 11.9 7.6% 2Y 29D 3Y 29D Aditya Birla Sun Life Medium Term Plan Growth ₹40.1745
↓ -0.06 ₹2,744 1,000 0.9 4.6 12.7 9.2 10.5 7.44% 3Y 6M 18D 4Y 9M 4D Sundaram Low Duration Fund Growth ₹28.8391
↑ 0.01 ₹550 1,000 1 10.2 11.8 5 4.19% 5M 18D 8M 1D Nippon India Credit Risk Fund Growth ₹35.4523
↓ -0.02 ₹1,014 100 1.7 5.1 9.3 8.2 8.3 8.28% 1Y 11M 12D 2Y 3M 25D Franklin India Corporate Debt Fund Growth ₹100.45
↓ -0.11 ₹1,109 500 0.8 5.6 9.3 7.4 7.6 6.85% 2Y 5M 19D 5Y 1M 2D ICICI Prudential Regular Savings Fund Growth ₹32.1142
↓ -0.03 ₹6,044 100 1.5 4.8 8.7 7.9 8.5 7.91% 1Y 10M 13D 2Y 7M 2D Axis Short Term Fund Growth ₹31.2146
↓ -0.02 ₹11,760 1,000 1 4.6 8.5 7.4 8 6.76% 2Y 2M 5D 2Y 10M 20D Nippon India Floating Rate Fund Growth ₹45.6418
↓ -0.04 ₹8,175 100 0.9 4.5 8.5 7.6 8.2 6.88% 2Y 6M 4D 3Y 4M 28D Nippon India Prime Debt Fund Growth ₹60.4439
↓ -0.08 ₹10,013 100 0.4 4.4 8.4 7.7 8.4 6.81% 3Y 6M 7D 4Y 7M 20D Nippon India Short Term Fund Growth ₹53.2684
↓ -0.04 ₹8,739 100 0.7 4.5 8.4 7.4 8 6.93% 2Y 7M 24D 3Y 4M 2D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Aug 25 Research Highlights & Commentary of 10 Funds showcased
Commentary Aditya Birla Sun Life Credit Risk Fund Aditya Birla Sun Life Medium Term Plan Sundaram Low Duration Fund Nippon India Credit Risk Fund Franklin India Corporate Debt Fund ICICI Prudential Regular Savings Fund Axis Short Term Fund Nippon India Floating Rate Fund Nippon India Prime Debt Fund Nippon India Short Term Fund Point 1 Bottom quartile AUM (₹1,023 Cr). Lower mid AUM (₹2,744 Cr). Bottom quartile AUM (₹550 Cr). Bottom quartile AUM (₹1,014 Cr). Lower mid AUM (₹1,109 Cr). Upper mid AUM (₹6,044 Cr). Highest AUM (₹11,760 Cr). Upper mid AUM (₹8,175 Cr). Top quartile AUM (₹10,013 Cr). Upper mid AUM (₹8,739 Cr). Point 2 Established history (10+ yrs). Established history (16+ yrs). Established history (18+ yrs). Established history (20+ yrs). Oldest track record among peers (28 yrs). Established history (14+ yrs). Established history (15+ yrs). Established history (21+ yrs). Established history (24+ yrs). Established history (22+ yrs). Point 3 Not Rated. Top rated. Rating: 2★ (lower mid). Rating: 2★ (lower mid). Rating: 2★ (bottom quartile). Rating: 1★ (bottom quartile). Rating: 3★ (upper mid). Rating: 3★ (upper mid). Rating: 4★ (top quartile). Rating: 4★ (upper mid). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Point 5 1Y return: 16.15% (top quartile). 1Y return: 12.72% (top quartile). 1Y return: 11.79% (upper mid). 1Y return: 9.33% (upper mid). 1Y return: 9.31% (upper mid). 1Y return: 8.73% (lower mid). 1Y return: 8.50% (lower mid). 1Y return: 8.48% (bottom quartile). 1Y return: 8.41% (bottom quartile). 1Y return: 8.37% (bottom quartile). Point 6 1M return: 0.20% (upper mid). 1M return: -0.09% (bottom quartile). 1M return: 0.28% (top quartile). 1M return: 0.29% (top quartile). 1M return: -0.11% (bottom quartile). 1M return: 0.11% (upper mid). 1M return: 0.03% (lower mid). 1M return: 0.07% (upper mid). 1M return: -0.28% (bottom quartile). 1M return: -0.07% (lower mid). Point 7 Sharpe: 2.49 (upper mid). Sharpe: 2.94 (top quartile). Sharpe: 0.99 (bottom quartile). Sharpe: 3.44 (top quartile). Sharpe: 1.59 (bottom quartile). Sharpe: 2.62 (upper mid). Sharpe: 2.19 (lower mid). Sharpe: 2.19 (upper mid). Sharpe: 1.79 (bottom quartile). Sharpe: 1.99 (lower mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.60% (upper mid). Yield to maturity (debt): 7.44% (upper mid). Yield to maturity (debt): 4.19% (bottom quartile). Yield to maturity (debt): 8.28% (top quartile). Yield to maturity (debt): 6.85% (lower mid). Yield to maturity (debt): 7.91% (top quartile). Yield to maturity (debt): 6.76% (bottom quartile). Yield to maturity (debt): 6.88% (lower mid). Yield to maturity (debt): 6.81% (bottom quartile). Yield to maturity (debt): 6.93% (upper mid). Point 10 Modified duration: 2.08 yrs (upper mid). Modified duration: 3.55 yrs (bottom quartile). Modified duration: 0.47 yrs (top quartile). Modified duration: 1.95 yrs (upper mid). Modified duration: 2.47 yrs (lower mid). Modified duration: 1.87 yrs (top quartile). Modified duration: 2.18 yrs (upper mid). Modified duration: 2.51 yrs (lower mid). Modified duration: 3.52 yrs (bottom quartile). Modified duration: 2.65 yrs (bottom quartile). Aditya Birla Sun Life Credit Risk Fund
Aditya Birla Sun Life Medium Term Plan
Sundaram Low Duration Fund
Nippon India Credit Risk Fund
Franklin India Corporate Debt Fund
ICICI Prudential Regular Savings Fund
Axis Short Term Fund
Nippon India Floating Rate Fund
Nippon India Prime Debt Fund
Nippon India Short Term Fund
*Fund Mentioned having Fund Size (AUM) above 500 crore.
(Erstwhile Aditya Birla Sun Life Corporate Bond Fund) The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved. Below is the key information for Aditya Birla Sun Life Credit Risk Fund Returns up to 1 year are on The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital. Research Highlights for Aditya Birla Sun Life Medium Term Plan Below is the key information for Aditya Birla Sun Life Medium Term Plan Returns up to 1 year are on (Erstwhile Sundaram Ultra Short Term Fund) To provide a level of income consistent with liquidity
through investments made primarily in money market and
debt securities. Research Highlights for Sundaram Low Duration Fund Below is the key information for Sundaram Low Duration Fund Returns up to 1 year are on (Erstwhile Reliance Regular Savings Fund - Debt Plan) The primary investment objective of this option is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly investments shall predominantly be made in Debt & Money Market Instruments. Research Highlights for Nippon India Credit Risk Fund Below is the key information for Nippon India Credit Risk Fund Returns up to 1 year are on (Erstwhile Franklin India Income Builder Account - Plan A) The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan. Research Highlights for Franklin India Corporate Debt Fund Below is the key information for Franklin India Corporate Debt Fund Returns up to 1 year are on The fund’s objective is to provide reasonable returns, by maintaining an optimum balance of safety, liquidity and yield, through investments in a basket of debt and money market instruments with a view to delivering consistent performance. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for ICICI Prudential Regular Savings Fund Below is the key information for ICICI Prudential Regular Savings Fund Returns up to 1 year are on To generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be achieved. Research Highlights for Axis Short Term Fund Below is the key information for Axis Short Term Fund Returns up to 1 year are on (Erstwhile Reliance Floating Rate Fund - Short Term Plan) The primary objective of the scheme is to generate regular income through investment in a portfolio comprising substantially of Floating Rate Debt Securities (including floating rate securitized debt, Money Market Instruments and Fixed Rate Debt Instruments swapped for floating rate returns). The scheme shall also invest in Fixed rate Debt Securities (including fixed rate Securitized Debt, Money Market Instruments and Floating Rate Debt Instruments swapped for fixed returns). Research Highlights for Nippon India Floating Rate Fund Below is the key information for Nippon India Floating Rate Fund Returns up to 1 year are on (Erstwhile Reliance Medium Term Fund) The primary investment objective of the Scheme is to generate regular income in order to make regular dividend payments to unit-holders and the secondary objective is growth of capital. Research Highlights for Nippon India Prime Debt Fund Below is the key information for Nippon India Prime Debt Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate stable returns for investors with a short term investment horizon by investing in fixed income
securitites of a short term maturity. Research Highlights for Nippon India Short Term Fund Below is the key information for Nippon India Short Term Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Credit Risk Fund
Aditya Birla Sun Life Credit Risk Fund
Growth Launch Date 17 Apr 15 NAV (26 Aug 25) ₹22.6015 ↓ -0.04 (-0.16 %) Net Assets (Cr) ₹1,023 on 31 Jul 25 Category Debt - Credit Risk AMC Birla Sun Life Asset Management Co Ltd Rating Risk Moderate Expense Ratio 1.54 Sharpe Ratio 2.49 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 7.6% Effective Maturity 3 Years 29 Days Modified Duration 2 Years 29 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,899 31 Jul 22 ₹11,630 31 Jul 23 ₹12,417 31 Jul 24 ₹13,417 31 Jul 25 ₹15,674 Returns for Aditya Birla Sun Life Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Aug 25 Duration Returns 1 Month 0.2% 3 Month 1.7% 6 Month 5.1% 1 Year 16.1% 3 Year 10.3% 5 Year 9.4% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 11.9% 2023 6.9% 2022 7.1% 2021 6.4% 2020 9.4% 2019 2.1% 2018 6.6% 2017 8.1% 2016 10.3% 2015 Fund Manager information for Aditya Birla Sun Life Credit Risk Fund
Name Since Tenure Sunaina Cunha 17 Apr 15 10.3 Yr. Mohit Sharma 6 Aug 20 4.99 Yr. Data below for Aditya Birla Sun Life Credit Risk Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 7.7% Equity 8.73% Debt 83.23% Other 0.33% Debt Sector Allocation
Sector Value Corporate 66.61% Government 16.62% Cash Equivalent 7.7% Credit Quality
Rating Value A 5.59% AA 70.31% AAA 24.1% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -6% ₹57 Cr 5,500,000 JSW Steel Limited
Debentures | -5% ₹55 Cr 550 Aditya Birla Real Estate Limited
Debentures | -4% ₹45 Cr 4,500 7.18% Govt Stock 2037
Sovereign Bonds | -4% ₹37 Cr 3,500,000 Jubilant Bevco Limited
Debentures | -3% ₹31 Cr 3,000 Narayana Hrudayalaya Limited
Debentures | -3% ₹31 Cr 3,000 JSW Energy Limited
Debentures | -3% ₹30 Cr 3,000 Sis Limited
Debentures | -3% ₹30 Cr 3,000 Vedanta Limited
Debentures | -3% ₹30 Cr 3,000 Hero Housing Finance Limited
Debentures | -3% ₹30 Cr 3,000 2. Aditya Birla Sun Life Medium Term Plan
Aditya Birla Sun Life Medium Term Plan
Growth Launch Date 25 Mar 09 NAV (26 Aug 25) ₹40.1745 ↓ -0.06 (-0.14 %) Net Assets (Cr) ₹2,744 on 31 Jul 25 Category Debt - Medium term Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.57 Sharpe Ratio 2.94 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 7.44% Effective Maturity 4 Years 9 Months 4 Days Modified Duration 3 Years 6 Months 18 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,944 31 Jul 22 ₹13,565 31 Jul 23 ₹14,546 31 Jul 24 ₹15,677 31 Jul 25 ₹17,818 Returns for Aditya Birla Sun Life Medium Term Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Aug 25 Duration Returns 1 Month -0.1% 3 Month 0.9% 6 Month 4.6% 1 Year 12.7% 3 Year 9.2% 5 Year 12.3% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.5% 2023 6.9% 2022 24.8% 2021 7.1% 2020 8.1% 2019 -4.4% 2018 5.6% 2017 7% 2016 10.9% 2015 9.5% Fund Manager information for Aditya Birla Sun Life Medium Term Plan
Name Since Tenure Sunaina Cunha 1 Sep 14 10.92 Yr. Mohit Sharma 6 Aug 20 4.99 Yr. Data below for Aditya Birla Sun Life Medium Term Plan as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 4.15% Equity 4.26% Debt 91.33% Other 0.26% Debt Sector Allocation
Sector Value Corporate 56.42% Government 34.91% Cash Equivalent 4.15% Credit Quality
Rating Value A 4% AA 42.22% AAA 53.79% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -8% ₹231 Cr 22,500,000
↓ -3,500,000 7.1% Govt Stock 2034
Sovereign Bonds | -7% ₹195 Cr 18,696,700 7.18% Govt Stock 2033
Sovereign Bonds | -7% ₹194 Cr 18,500,000 Nuvama Wealth Finance Limited
Debentures | -4% ₹96 Cr 9,500 Jubilant Bevco Limited
Debentures | -3% ₹76 Cr 7,400 Indian Railway Finance Corporation Limited
Debentures | -3% ₹76 Cr 7,500
↑ 2,500 National Bank For Financing Infrastructure And Development
Debentures | -3% ₹71 Cr 7,000 Power Grid Corporation Of India Limited
Debentures | -3% ₹70 Cr 7,000 360 One Prime Limited
Debentures | -2% ₹65 Cr 6,500 SK Finance Limited
Debentures | -2% ₹65 Cr 6,500 3. Sundaram Low Duration Fund
Sundaram Low Duration Fund
Growth Launch Date 23 Apr 07 NAV (31 Dec 21) ₹28.8391 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹550 on 30 Nov 21 Category Debt - Low Duration AMC Sundaram Asset Management Company Ltd Rating ☆☆ Risk Moderately Low Expense Ratio 0.86 Sharpe Ratio 0.99 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 4.19% Effective Maturity 8 Months 1 Day Modified Duration 5 Months 18 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,337 Returns for Sundaram Low Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Aug 25 Duration Returns 1 Month 0.3% 3 Month 1% 6 Month 10.2% 1 Year 11.8% 3 Year 5% 5 Year 5.7% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Sundaram Low Duration Fund
Name Since Tenure Data below for Sundaram Low Duration Fund as on 30 Nov 21
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 4. Nippon India Credit Risk Fund
Nippon India Credit Risk Fund
Growth Launch Date 8 Jun 05 NAV (26 Aug 25) ₹35.4523 ↓ -0.02 (-0.07 %) Net Assets (Cr) ₹1,014 on 31 Jul 25 Category Debt - Credit Risk AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Moderate Expense Ratio 1.46 Sharpe Ratio 3.44 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 8.28% Effective Maturity 2 Years 3 Months 25 Days Modified Duration 1 Year 11 Months 12 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹11,539 31 Jul 22 ₹12,025 31 Jul 23 ₹12,916 31 Jul 24 ₹13,919 31 Jul 25 ₹15,275 Returns for Nippon India Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Aug 25 Duration Returns 1 Month 0.3% 3 Month 1.7% 6 Month 5.1% 1 Year 9.3% 3 Year 8.2% 5 Year 8.8% 10 Year 15 Year Since launch 6.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.3% 2023 7.9% 2022 3.9% 2021 13.5% 2020 -5.9% 2019 1.9% 2018 6.1% 2017 7% 2016 10% 2015 8.8% Fund Manager information for Nippon India Credit Risk Fund
Name Since Tenure Kinjal Desai 25 May 18 7.19 Yr. Sushil Budhia 1 Feb 20 5.5 Yr. Data below for Nippon India Credit Risk Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 9.37% Debt 90.34% Other 0.29% Debt Sector Allocation
Sector Value Corporate 75.85% Government 14.49% Cash Equivalent 9.37% Credit Quality
Rating Value A 24.53% AA 43.49% AAA 31.97% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.02% Govt Stock 2031
Sovereign Bonds | -8% ₹78 Cr 7,500,000 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -5% ₹48 Cr 5,000 Jubilant Bevco Limited
Debentures | -4% ₹41 Cr 4,000 TRuhome Finance Limited
Debentures | -4% ₹41 Cr 4,000 Mancherial Repallewada Road Private Limited
Debentures | -4% ₹40 Cr 4,500 Prestige Projects Private Limited
Debentures | -4% ₹40 Cr 4,000 The Sandur Manganese And Iron Ores Limited
Debentures | -4% ₹39 Cr 4,000 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -4% ₹38 Cr 3,800 Delhi International Airport Limited
Debentures | -4% ₹36 Cr 3,500 Vedanta Limited
Debentures | -4% ₹35 Cr 3,500 5. Franklin India Corporate Debt Fund
Franklin India Corporate Debt Fund
Growth Launch Date 23 Jun 97 NAV (26 Aug 25) ₹100.45 ↓ -0.11 (-0.11 %) Net Assets (Cr) ₹1,109 on 31 Jul 25 Category Debt - Corporate Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆ Risk Moderate Expense Ratio 0.79 Sharpe Ratio 1.59 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load 0-1 Years (0.5%),1 Years and above(NIL) Yield to Maturity 6.85% Effective Maturity 5 Years 1 Month 2 Days Modified Duration 2 Years 5 Months 19 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,600 31 Jul 22 ₹10,879 31 Jul 23 ₹11,532 31 Jul 24 ₹12,335 31 Jul 25 ₹13,580 Returns for Franklin India Corporate Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Aug 25 Duration Returns 1 Month -0.1% 3 Month 0.8% 6 Month 5.6% 1 Year 9.3% 3 Year 7.4% 5 Year 6.3% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.6% 2023 6.5% 2022 3.2% 2021 3.8% 2020 9% 2019 9.2% 2018 7.5% 2017 7.7% 2016 9% 2015 8.4% Fund Manager information for Franklin India Corporate Debt Fund
Name Since Tenure Rahul Goswami 6 Oct 23 1.82 Yr. Anuj Tagra 7 Mar 24 1.4 Yr. Chandni Gupta 7 Mar 24 1.4 Yr. Data below for Franklin India Corporate Debt Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 4.75% Debt 95% Other 0.25% Debt Sector Allocation
Sector Value Corporate 68.85% Government 26.15% Cash Equivalent 4.75% Credit Quality
Rating Value AA 18.1% AAA 81.9% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.9% Govt Stock 2065
Sovereign Bonds | -8% ₹97 Cr 9,679,500
↑ 6,091,700 Jubilant Bevco Limited
Debentures | -6% ₹68 Cr 6,576 HDFC Bank Limited
Debentures | -5% ₹61 Cr 60
↑ 60 National Bank For Agriculture And Rural Development
Debentures | -5% ₹54 Cr 5,000
↑ 3,500 Small Industries Development Bank Of India
Debentures | -4% ₹53 Cr 500 Pipeline Infrastructure Limited
Debentures | -4% ₹52 Cr 5,000 Summit Digitel Infrastructure Limited
Debentures | -4% ₹52 Cr 5,000 Sikka Ports & Terminals Limited
Debentures | -4% ₹51 Cr 500 Embassy Office Parks Reit
Debentures | -4% ₹51 Cr 5,000 Rec Limited
Debentures | -4% ₹50 Cr 9,000 6. ICICI Prudential Regular Savings Fund
ICICI Prudential Regular Savings Fund
Growth Launch Date 3 Dec 10 NAV (26 Aug 25) ₹32.1142 ↓ -0.03 (-0.10 %) Net Assets (Cr) ₹6,044 on 31 Jul 25 Category Debt - Credit Risk AMC ICICI Prudential Asset Management Company Limited Rating ☆ Risk Moderate Expense Ratio 1.43 Sharpe Ratio 2.62 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 7.91% Effective Maturity 2 Years 7 Months 2 Days Modified Duration 1 Year 10 Months 13 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,780 31 Jul 22 ₹11,303 31 Jul 23 ₹12,066 31 Jul 24 ₹13,031 31 Jul 25 ₹14,249 Returns for ICICI Prudential Regular Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Aug 25 Duration Returns 1 Month 0.1% 3 Month 1.5% 6 Month 4.8% 1 Year 8.7% 3 Year 7.9% 5 Year 7.4% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.5% 2023 7.2% 2022 5.1% 2021 6.2% 2020 9.8% 2019 9.5% 2018 6.6% 2017 6.8% 2016 9.5% 2015 9% Fund Manager information for ICICI Prudential Regular Savings Fund
Name Since Tenure Manish Banthia 7 Nov 16 8.74 Yr. Akhil Kakkar 22 Jan 24 1.52 Yr. Data below for ICICI Prudential Regular Savings Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 12.71% Equity 8.05% Debt 78.88% Other 0.36% Debt Sector Allocation
Sector Value Corporate 72.84% Government 11.6% Cash Equivalent 7.15% Credit Quality
Rating Value A 17.13% AA 57.47% AAA 24.65% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -5% ₹332 Cr 31,767,530 Embassy Office Parks REIT (Real Estate)
-, Since 30 Apr 25 | 5426024% ₹236 Cr 6,030,181
↓ -477,897 Millennia Realtors Private Limited
Debentures | -3% ₹212 Cr 2,100 Varroc Engineering Limited
Debentures | -3% ₹204 Cr 25,000 Vedanta Limited
Debentures | -3% ₹202 Cr 20,000 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -3% ₹187 Cr 18,500 Aadhar Housing Finance Limited
Debentures | -3% ₹177 Cr 17,500 Nirma Limited
Debentures | -3% ₹152 Cr 15,000 Dlf Home Developers Limited
Debentures | -2% ₹151 Cr 15,000 Macrotech Developers Limited
Debentures | -2% ₹151 Cr 15,000 7. Axis Short Term Fund
Axis Short Term Fund
Growth Launch Date 22 Jan 10 NAV (26 Aug 25) ₹31.2146 ↓ -0.02 (-0.08 %) Net Assets (Cr) ₹11,760 on 31 Jul 25 Category Debt - Short term Bond AMC Axis Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.88 Sharpe Ratio 2.19 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.76% Effective Maturity 2 Years 10 Months 20 Days Modified Duration 2 Years 2 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,461 31 Jul 22 ₹10,774 31 Jul 23 ₹11,465 31 Jul 24 ₹12,305 31 Jul 25 ₹13,437 Returns for Axis Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Aug 25 Duration Returns 1 Month 0% 3 Month 1% 6 Month 4.6% 1 Year 8.5% 3 Year 7.4% 5 Year 6.1% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 6.8% 2022 3.7% 2021 3.5% 2020 10.1% 2019 9.8% 2018 6.3% 2017 5.9% 2016 9.6% 2015 8.1% Fund Manager information for Axis Short Term Fund
Name Since Tenure Devang Shah 5 Nov 12 12.74 Yr. Aditya Pagaria 3 Jul 23 2.08 Yr. Data below for Axis Short Term Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 12.22% Debt 87.51% Other 0.27% Debt Sector Allocation
Sector Value Corporate 71.34% Government 20.81% Cash Equivalent 7.59% Credit Quality
Rating Value AA 13.82% AAA 86.18% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -4% ₹521 Cr 51,000
↑ 10,000 6.79% Govt Stock 2034
Sovereign Bonds | -3% ₹387 Cr 37,626,700
↑ 25,000,000 Power Finance Corporation Limited
Debentures | -3% ₹299 Cr 30,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹265 Cr 26,000 Rec Limited
Debentures | -2% ₹264 Cr 25,854 Indigrid Infrastructure Trust
Debentures | -2% ₹193 Cr 19,000 India (Republic of) 6.28%
Sovereign Bonds | -2% ₹187 Cr 18,737,200
↑ 18,737,200 Rec Limited
Debentures | -2% ₹179 Cr 17,500 Tata Capital Limited
Debentures | -2% ₹178 Cr 1,750
↑ 750 Small Industries Development Bank Of India
Debentures | -2% ₹177 Cr 17,500
↑ 12,500 8. Nippon India Floating Rate Fund
Nippon India Floating Rate Fund
Growth Launch Date 27 Aug 04 NAV (26 Aug 25) ₹45.6418 ↓ -0.04 (-0.09 %) Net Assets (Cr) ₹8,175 on 31 Jul 25 Category Debt - Floating Rate AMC Nippon Life Asset Management Ltd. Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.6 Sharpe Ratio 2.2 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-1 Months (0.5%),1 Months and above(NIL) Yield to Maturity 6.88% Effective Maturity 3 Years 4 Months 28 Days Modified Duration 2 Years 6 Months 4 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,561 31 Jul 22 ₹10,861 31 Jul 23 ₹11,593 31 Jul 24 ₹12,475 31 Jul 25 ₹13,611 Returns for Nippon India Floating Rate Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Aug 25 Duration Returns 1 Month 0.1% 3 Month 0.9% 6 Month 4.5% 1 Year 8.5% 3 Year 7.6% 5 Year 6.4% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.2% 2023 7.2% 2022 3.8% 2021 3.7% 2020 11.3% 2019 9% 2018 5.8% 2017 5.9% 2016 9% 2015 8.6% Fund Manager information for Nippon India Floating Rate Fund
Name Since Tenure Vikash Agarwal 14 Sep 24 0.88 Yr. Data below for Nippon India Floating Rate Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 6.21% Debt 93.48% Other 0.31% Debt Sector Allocation
Sector Value Corporate 66.15% Government 29.39% Cash Equivalent 4.15% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Small Industries Development Bank Of India
Debentures | -3% ₹281 Cr 27,500 Jamnagar Utilities & Power Private Limited
Debentures | -3% ₹280 Cr 2,800 Indian Railway Finance Corporation Limited
Debentures | -3% ₹258 Cr 25,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹227 Cr 22,000 LIC Housing Finance Ltd
Debentures | -3% ₹222 Cr 2,100 6.99% Govt Stock 2034
Sovereign Bonds | -3% ₹215 Cr 21,000,000 State Bank Of India
Debentures | -3% ₹214 Cr 2,150 Tata Capital Limited
Debentures | -3% ₹207 Cr 200 Summit Digitel Infrastructure Limited
Debentures | -2% ₹204 Cr 20,000 Sundaram Home Finance Limited
Debentures | -2% ₹189 Cr 1,488 9. Nippon India Prime Debt Fund
Nippon India Prime Debt Fund
Growth Launch Date 14 Sep 00 NAV (26 Aug 25) ₹60.4439 ↓ -0.08 (-0.13 %) Net Assets (Cr) ₹10,013 on 31 Jul 25 Category Debt - Corporate Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.71 Sharpe Ratio 1.79 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 6.81% Effective Maturity 4 Years 7 Months 20 Days Modified Duration 3 Years 6 Months 7 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,644 31 Jul 22 ₹11,009 31 Jul 23 ₹11,803 31 Jul 24 ₹12,700 31 Jul 25 ₹13,905 Returns for Nippon India Prime Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Aug 25 Duration Returns 1 Month -0.3% 3 Month 0.4% 6 Month 4.4% 1 Year 8.4% 3 Year 7.7% 5 Year 6.7% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.4% 2023 7.1% 2022 4.3% 2021 4.7% 2020 9.5% 2019 7.8% 2018 6.9% 2017 6.6% 2016 9.1% 2015 8.7% Fund Manager information for Nippon India Prime Debt Fund
Name Since Tenure Vivek Sharma 1 Feb 20 5.5 Yr. Kinjal Desai 25 May 18 7.19 Yr. Data below for Nippon India Prime Debt Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 5.03% Debt 94.71% Other 0.26% Debt Sector Allocation
Sector Value Corporate 63.4% Government 31.31% Cash Equivalent 5.03% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -5% ₹468 Cr 45,500,000
↓ -10,000,000 7.02% Govt Stock 2031
Sovereign Bonds | -4% ₹364 Cr 35,000,000
↑ 15,000,000 7.1% Govt Stock 2034
Sovereign Bonds | -2% ₹235 Cr 22,500,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹225 Cr 22,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹211 Cr 20,500 Small Industries Development Bank Of India
Debentures | -2% ₹205 Cr 20,000 Aditya Birla Housing Finance Limited
Debentures | -2% ₹204 Cr 20,000 Small Industries Development Bank Of India
Debentures | -2% ₹183 Cr 18,000 Jamnagar Utilities & Power Private Limited
Debentures | -2% ₹180 Cr 17,500 Rec Limited
Debentures | -2% ₹175 Cr 17,500
↑ 5,000 10. Nippon India Short Term Fund
Nippon India Short Term Fund
Growth Launch Date 18 Dec 02 NAV (26 Aug 25) ₹53.2684 ↓ -0.04 (-0.08 %) Net Assets (Cr) ₹8,739 on 31 Jul 25 Category Debt - Short term Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.94 Sharpe Ratio 1.99 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 6.93% Effective Maturity 3 Years 4 Months 2 Days Modified Duration 2 Years 7 Months 24 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,563 31 Jul 22 ₹10,846 31 Jul 23 ₹11,534 31 Jul 24 ₹12,384 31 Jul 25 ₹13,518 Returns for Nippon India Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Aug 25 Duration Returns 1 Month -0.1% 3 Month 0.7% 6 Month 4.5% 1 Year 8.4% 3 Year 7.4% 5 Year 6.2% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 6.8% 2022 3.2% 2021 4.4% 2020 9.5% 2019 9.4% 2018 5.5% 2017 5.7% 2016 9.8% 2015 8.1% Fund Manager information for Nippon India Short Term Fund
Name Since Tenure Vivek Sharma 1 Feb 20 5.5 Yr. Kinjal Desai 25 May 18 7.19 Yr. Sushil Budhia 31 Mar 21 4.34 Yr. Data below for Nippon India Short Term Fund as on 31 Jul 25
Asset Allocation
Asset Class Value Cash 4.98% Debt 94.74% Other 0.27% Debt Sector Allocation
Sector Value Corporate 60.76% Government 35.35% Cash Equivalent 3.61% Credit Quality
Rating Value AA 11.73% AAA 88.27% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.32% Govt Stock 2030
Sovereign Bonds | -6% ₹506 Cr 48,000,000 7.17% Govt Stock 2030
Sovereign Bonds | -5% ₹486 Cr 46,500,000 7.02% Govt Stock 2031
Sovereign Bonds | -3% ₹260 Cr 25,000,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹225 Cr 22,000 7.17% State Government Securities
Sovereign Bonds | -2% ₹211 Cr 20,500,000 Aditya Birla Housing Finance Limited
Debentures | -2% ₹204 Cr 20,000 Bajaj Housing Finance Limited
Debentures | -2% ₹175 Cr 17,500 Small Industries Development Bank Of India
Debentures | -2% ₹170 Cr 16,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹170 Cr 16,500 Can Fin Homes Limited
Debentures | -2% ₹168 Cr 16,500
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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