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10 Best Performing Debt Mutual Funds SIP Investments 2022 | fincash.com

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10 Best Performing Debt Mutual Funds SIPs 2022

Updated on November 27, 2022 , 3875 views

SIP investment is one of the most disciplined Investing options when investing in Mutual Funds. Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient. Generally, SIPs are ideal for Equity Funds as it SIP benefits the most in the long run, but many investors prefer taking it in Debt fund too. So, here are some of the best debt SIP plans in India that offer good returns.

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Debt Fund Types - Risk & Returns

Top 10 Debt Mutual Funds SIP Plans To Invest In FY 22 - 23

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2021 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Aditya Birla Sun Life Medium Term Plan Growth ₹31.3314
↓ -0.01
₹1,613 1,000 1.619.224.5137.17.94%2Y 14D3Y 4M 20D
Sundaram Low Duration Fund Growth ₹28.8391
↑ 0.01
₹550 1,000 110.211.85 4.19%5M 18D8M 1D
UTI Banking & PSU Debt Fund Growth ₹18.1967
↓ -0.01
₹519 500 0.83.210.17.22.87.47%3Y 5M 16D4Y 3M 11D
Aditya Birla Sun Life Credit Risk Fund Growth ₹17.0795
↑ 0.00
₹1,200 100 1.45.66.97.56.48.29%1Y 6M 22D2Y 10M 17D
Aditya Birla Sun Life Dynamic Bond Fund Growth ₹37.9004
↓ 0.00
₹1,775 1,000 1.25.95.76.64.97.73%2Y 14D2Y 10M 10D
Nippon India Money Market Fund Growth ₹3,428.65
↑ 0.75
₹9,487 100 1.42.94.74.93.86.85%4M 19D4M 29D
ICICI Prudential Regular Savings Fund Growth ₹25.9257
↑ 0.00
₹7,850 100 1.33.24.676.28.54%1Y 2M 16D2Y 1M 6D
Baroda Pioneer Liquid Fund Growth ₹2,513.2
↑ 0.48
₹5,817 500 1.52.84.64.13.36.67%1M 6D1M 9D
IDBI Liquid Fund Growth ₹2,349.02
↑ 0.44
₹823 500 1.52.84.64.23.46.49%1M 14D1M 14D
Aditya Birla Sun Life Money Manager Fund Growth ₹305.508
↑ 0.06
₹12,904 1,000 1.42.84.653.87.25%4M 10D4M 10D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Nov 22

*Fund Mentioned having Fund Size (AUM) above 500 crore.

1. Aditya Birla Sun Life Medium Term Plan

The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital.

Aditya Birla Sun Life Medium Term Plan is a Debt - Medium term Bond fund was launched on 25 Mar 09. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.7% since its launch.  Ranked 6 in Medium term Bond category.  Return for 2021 was 7.1% , 2020 was 8.1% and 2019 was -4.4% .

Below is the key information for Aditya Birla Sun Life Medium Term Plan

Aditya Birla Sun Life Medium Term Plan
Growth
Launch Date 25 Mar 09
NAV (29 Nov 22) ₹31.3314 ↓ -0.01   (-0.02 %)
Net Assets (Cr) ₹1,613 on 31 Oct 22
Category Debt - Medium term Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.56
Sharpe Ratio 1.13
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity 7.94%
Effective Maturity 3 Years 4 Months 20 Days
Modified Duration 2 Years 14 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹10,395
31 Oct 19₹10,712
31 Oct 20₹10,529
31 Oct 21₹11,637
31 Oct 22₹14,424

Aditya Birla Sun Life Medium Term Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Aditya Birla Sun Life Medium Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

DurationReturns
1 Month 0.9%
3 Month 1.6%
6 Month 19.2%
1 Year 24.5%
3 Year 13%
5 Year 7.7%
10 Year
15 Year
Since launch 8.7%
Historical performance (Yearly) on absolute basis
YearReturns
2021 7.1%
2020 8.1%
2019 -4.4%
2018 5.6%
2017 7%
2016 10.9%
2015 9.5%
2014 12%
2013 10.2%
2012 11.1%
Fund Manager information for Aditya Birla Sun Life Medium Term Plan
NameSinceTenure
Sunaina Cunha1 Sep 148.17 Yr.
Mohit Sharma6 Aug 202.24 Yr.

Data below for Aditya Birla Sun Life Medium Term Plan as on 31 Oct 22

Asset Allocation
Asset ClassValue
Cash26.31%
Equity2.24%
Debt71.46%
Debt Sector Allocation
SectorValue
Corporate50.6%
Government34.44%
Cash Equivalent12.73%
Credit Quality
RatingValue
A2.64%
AA40.38%
AAA56.98%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.54% Govt Stock 2032
Sovereign Bonds | -
11%₹173 Cr18,500,000
↓ -4,000,000
Shriram City Union Finance Limited
Debentures | -
6%₹101 Cr1,000
Mahindra Rural Housing Finance Limited
Debentures | -
3%₹50 Cr500
Tata Realty And Infrastructure Limited
Debentures | -
3%₹47 Cr480
Bharti Hexacom Limited
Debentures | -
3%₹47 Cr480
JM Financial Credit Solutions Limited
Debentures | -
3%₹44 Cr440
Gic Housing Finance Limited
Debentures | -
2%₹40 Cr400
IRB InvIT Fund Units 2017-Series IV (Industrials)
Equity, Since 31 May 18 | 540526
2%₹36 Cr5,820,000
Indusind Bank Limited
Debentures | -
2%₹36 Cr354
8.15% Govt Stock 2026
Sovereign Bonds | -
2%₹36 Cr3,500,000

2. Sundaram Low Duration Fund

(Erstwhile Sundaram Ultra Short Term Fund)

To provide a level of income consistent with liquidity through investments made primarily in money market and debt securities.

Sundaram Low Duration Fund is a Debt - Low Duration fund was launched on 23 Apr 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 59 in Low Duration category. .

Below is the key information for Sundaram Low Duration Fund

Sundaram Low Duration Fund
Growth
Launch Date 23 Apr 07
NAV (31 Dec 21) ₹28.8391 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹550 on 30 Nov 21
Category Debt - Low Duration
AMC Sundaram Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 0.86
Sharpe Ratio 0.99
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 4.19%
Effective Maturity 8 Months 1 Day
Modified Duration 5 Months 18 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹10,620
31 Oct 19₹10,423
31 Oct 20₹11,093
31 Oct 21₹12,407

Sundaram Low Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Sundaram Low Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

DurationReturns
1 Month 0.3%
3 Month 1%
6 Month 10.2%
1 Year 11.8%
3 Year 5%
5 Year 5.7%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
Fund Manager information for Sundaram Low Duration Fund
NameSinceTenure

Data below for Sundaram Low Duration Fund as on 30 Nov 21

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

3. UTI Banking & PSU Debt Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 3 in Banking & PSU Debt category.  Return for 2021 was 2.8% , 2020 was 8.9% and 2019 was -1% .

Below is the key information for UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund
Growth
Launch Date 3 Feb 14
NAV (29 Nov 22) ₹18.1967 ↓ -0.01   (-0.05 %)
Net Assets (Cr) ₹519 on 31 Oct 22
Category Debt - Banking & PSU Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.31
Sharpe Ratio 0.85
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.47%
Effective Maturity 4 Years 3 Months 11 Days
Modified Duration 3 Years 5 Months 16 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹10,500
31 Oct 19₹10,504
31 Oct 20₹11,459
31 Oct 21₹11,801
31 Oct 22₹12,904

UTI Banking & PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

DurationReturns
1 Month 1%
3 Month 0.8%
6 Month 3.2%
1 Year 10.1%
3 Year 7.2%
5 Year 5.4%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2021 2.8%
2020 8.9%
2019 -1%
2018 6.8%
2017 6.4%
2016 11.7%
2015 8.6%
2014
2013
2012
Fund Manager information for UTI Banking & PSU Debt Fund
NameSinceTenure
Anurag Mittal1 Dec 210.92 Yr.

Data below for UTI Banking & PSU Debt Fund as on 31 Oct 22

Asset Allocation
Asset ClassValue
Cash4.23%
Debt95.77%
Debt Sector Allocation
SectorValue
Government48.61%
Corporate47.15%
Cash Equivalent4.23%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.38% Govt Stock 2027
Sovereign Bonds | -
22%₹115 Cr1,150,000,000
↓ -100,000,000
National Housing Bank
Debentures | -
8%₹40 Cr400
Power Finance Corporation Ltd.
Debentures | -
7%₹35 Cr350
Axis Bank Limited
Debentures | -
6%₹30 Cr300
National Bank For Agriculture And Rural Development
Debentures | -
5%₹26 Cr250
Export Import Bank Of India
Debentures | -
5%₹25 Cr250
Indian Railway Finance Corporation Limited
Debentures | -
5%₹25 Cr250
Small Industries Development Bank Of India
Debentures | -
5%₹25 Cr250
Rec Limited
Debentures | -
5%₹25 Cr250
ICICI Bank Limited
Debentures | -
5%₹23 Cr250

4. Aditya Birla Sun Life Credit Risk Fund

(Erstwhile Aditya Birla Sun Life Corporate Bond Fund)

The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Aditya Birla Sun Life Credit Risk Fund is a Debt - Credit Risk fund was launched on 17 Apr 15. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.3% since its launch.  Return for 2021 was 6.4% , 2020 was 9.4% and 2019 was 2.1% .

Below is the key information for Aditya Birla Sun Life Credit Risk Fund

Aditya Birla Sun Life Credit Risk Fund
Growth
Launch Date 17 Apr 15
NAV (29 Nov 22) ₹17.0795 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹1,200 on 31 Oct 22
Category Debt - Credit Risk
AMC Birla Sun Life Asset Management Co Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 1.81
Sharpe Ratio 0.66
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 100
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity 8.29%
Effective Maturity 2 Years 10 Months 17 Days
Modified Duration 1 Year 6 Months 22 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹10,478
31 Oct 19₹11,134
31 Oct 20₹11,678
31 Oct 21₹12,589
31 Oct 22₹13,417

Aditya Birla Sun Life Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

DurationReturns
1 Month 0.8%
3 Month 1.4%
6 Month 5.6%
1 Year 6.9%
3 Year 7.5%
5 Year 6.2%
10 Year
15 Year
Since launch 7.3%
Historical performance (Yearly) on absolute basis
YearReturns
2021 6.4%
2020 9.4%
2019 2.1%
2018 6.6%
2017 8.1%
2016 10.3%
2015
2014
2013
2012
Fund Manager information for Aditya Birla Sun Life Credit Risk Fund
NameSinceTenure
Sunaina Cunha17 Apr 157.55 Yr.
Mohit Sharma6 Aug 202.24 Yr.

Data below for Aditya Birla Sun Life Credit Risk Fund as on 31 Oct 22

Asset Allocation
Asset ClassValue
Cash8.93%
Equity0.48%
Debt90.58%
Debt Sector Allocation
SectorValue
Corporate71.85%
Government18.73%
Cash Equivalent8.93%
Credit Quality
RatingValue
A5.6%
AA67.32%
AAA27.08%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Shriram City Union Finance Limited
Debentures | -
8%₹101 Cr1,000
The Tata Power Company Limited
Debentures | -
6%₹75 Cr750
Indusind Bank Limited
Debentures | -
5%₹59 Cr580
Tata Housing Development Company Limited
Debentures | -
4%₹43 Cr350
Bharti Hexacom Limited
Debentures | -
3%₹42 Cr430
Telesonic Networks Limited
Debentures | -
3%₹41 Cr420
Tata Realty And Infrastructure Limited
Debentures | -
3%₹41 Cr420
JM Financial Credit Solutions Limited
Debentures | -
3%₹37 Cr370
Bharti Hexacom Limited
Debentures | -
3%₹34 Cr350
Steel Authority Of India Limited
Debentures | -
3%₹31 Cr300

5. Aditya Birla Sun Life Dynamic Bond Fund

An Open-ended income scheme with the objective to generate optimal returns with high liquidity through active management of the portfolio by investing in high quality debt and money market instruments.

Aditya Birla Sun Life Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 27 Sep 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 16 in Dynamic Bond category.  Return for 2021 was 4.9% , 2020 was 9.7% and 2019 was -0.9% .

Below is the key information for Aditya Birla Sun Life Dynamic Bond Fund

Aditya Birla Sun Life Dynamic Bond Fund
Growth
Launch Date 27 Sep 04
NAV (29 Nov 22) ₹37.9004 ↓ 0.00   (-0.01 %)
Net Assets (Cr) ₹1,775 on 31 Oct 22
Category Debt - Dynamic Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.64
Sharpe Ratio 0.23
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-90 Days (0.5%),90 Days and above(NIL)
Yield to Maturity 7.73%
Effective Maturity 2 Years 10 Months 10 Days
Modified Duration 2 Years 14 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹10,111
31 Oct 19₹10,767
31 Oct 20₹11,182
31 Oct 21₹11,816
31 Oct 22₹12,447

Aditya Birla Sun Life Dynamic Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for Aditya Birla Sun Life Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

DurationReturns
1 Month 0.8%
3 Month 1.2%
6 Month 5.9%
1 Year 5.7%
3 Year 6.6%
5 Year 4.7%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2021 4.9%
2020 9.7%
2019 -0.9%
2018 5.7%
2017 2.2%
2016 14%
2015 7.4%
2014 14.8%
2013 6.8%
2012 10.5%
Fund Manager information for Aditya Birla Sun Life Dynamic Bond Fund
NameSinceTenure
Mohit Sharma22 Mar 211.61 Yr.
Bhupesh Bameta6 Aug 202.24 Yr.

Data below for Aditya Birla Sun Life Dynamic Bond Fund as on 31 Oct 22

Asset Allocation
Asset ClassValue
Cash22.35%
Debt77.65%
Debt Sector Allocation
SectorValue
Corporate49.63%
Government36.35%
Cash Equivalent12.77%
Securitized1.25%
Credit Quality
RatingValue
A1.81%
AA32.34%
AAA65.85%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.54% Govt Stock 2032
Sovereign Bonds | -
14%₹248 Cr26,500,000
↓ -4,000,000
Embassy Office Parks Reit
Debentures | -
4%₹63 Cr650
Tata Housing Development Company Limited
Debentures | -
3%₹61 Cr500
Mahindra Rural Housing Finance Limited
Debentures | -
3%₹45 Cr450
Tata Realty And Infrastructure Limited
Debentures | -
3%₹45 Cr460
Bharti Hexacom Limited
Debentures | -
3%₹45 Cr460
JM Financial Credit Solutions Limited
Debentures | -
2%₹40 Cr400
Shriram City Union Finance Limited
Debentures | -
2%₹40 Cr400
State Bank Of India
Debentures | -
2%₹38 Cr400
5.63% Govt Stock 2026
Sovereign Bonds | -
2%₹38 Cr4,000,000

6. Nippon India Money Market Fund

(Erstwhile Reliance Liquidity Fund)

The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Nippon India Money Market Fund is a Debt - Money Market fund was launched on 16 Jun 05. It is a fund with Low risk and has given a CAGR/Annualized return of 7.3% since its launch.  Ranked 27 in Money Market category.  Return for 2021 was 3.8% , 2020 was 6% and 2019 was 8.1% .

Below is the key information for Nippon India Money Market Fund

Nippon India Money Market Fund
Growth
Launch Date 16 Jun 05
NAV (29 Nov 22) ₹3,428.65 ↑ 0.75   (0.02 %)
Net Assets (Cr) ₹9,487 on 31 Oct 22
Category Debt - Money Market
AMC Nippon Life Asset Management Ltd.
Rating
Risk Low
Expense Ratio 0.27
Sharpe Ratio -0.09
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 6.85%
Effective Maturity 4 Months 29 Days
Modified Duration 4 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹10,737
31 Oct 19₹11,676
31 Oct 20₹12,411
31 Oct 21₹12,874
31 Oct 22₹13,450

Nippon India Money Market Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Nippon India Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

DurationReturns
1 Month 0.6%
3 Month 1.4%
6 Month 2.9%
1 Year 4.7%
3 Year 4.9%
5 Year 6.1%
10 Year
15 Year
Since launch 7.3%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.8%
2020 6%
2019 8.1%
2018 7.9%
2017 6.6%
2016 7.6%
2015 8.3%
2014 9.1%
2013 9.2%
2012 9.6%
Fund Manager information for Nippon India Money Market Fund
NameSinceTenure
Anju Chhajer1 Feb 202.75 Yr.
Kinjal Desai16 Jul 184.3 Yr.

Data below for Nippon India Money Market Fund as on 31 Oct 22

Asset Allocation
Asset ClassValue
Cash83.26%
Debt16.74%
Debt Sector Allocation
SectorValue
Cash Equivalent47.89%
Corporate26.2%
Government25.91%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
364 Dtb 19012023
Sovereign Bonds | -
5%₹492 Cr50,000,000
364 Dtb 05012023
Sovereign Bonds | -
3%₹316 Cr32,000,000
↓ -8,000,000
364 Dtb 16022023
Sovereign Bonds | -
2%₹245 Cr25,000,000
91 DTB 22122022
Sovereign Bonds | -
2%₹198 Cr20,000,000
182 DTB 23032023
Sovereign Bonds | -
2%₹194 Cr20,000,000
364 Dtb 02022023
Sovereign Bonds | -
1%₹147 Cr15,000,000
182 DTB 16032023
Sovereign Bonds | -
1%₹107 Cr11,000,000
182 DTB 02032023
Sovereign Bonds | -
1%₹98 Cr10,000,000
364 DTB 29062023
Sovereign Bonds | -
1%₹95 Cr10,000,000
182 Dtb 15122022
Sovereign Bonds | -
1%₹69 Cr7,000,000

7. ICICI Prudential Regular Savings Fund

The fund’s objective is to provide reasonable returns, by maintaining an optimum balance of safety, liquidity and yield, through investments in a basket of debt and money market instruments with a view to delivering consistent performance. However, there can be no assurance that the investment objective of the Scheme will be realized.

ICICI Prudential Regular Savings Fund is a Debt - Credit Risk fund was launched on 3 Dec 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.3% since its launch.  Ranked 26 in Credit Risk category.  Return for 2021 was 6.2% , 2020 was 9.8% and 2019 was 9.5% .

Below is the key information for ICICI Prudential Regular Savings Fund

ICICI Prudential Regular Savings Fund
Growth
Launch Date 3 Dec 10
NAV (29 Nov 22) ₹25.9257 ↑ 0.00   (0.02 %)
Net Assets (Cr) ₹7,850 on 15 Nov 22
Category Debt - Credit Risk
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.53
Sharpe Ratio 0.18
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 8.54%
Effective Maturity 2 Years 1 Month 6 Days
Modified Duration 1 Year 2 Months 16 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹10,511
31 Oct 19₹11,507
31 Oct 20₹12,664
31 Oct 21₹13,536
31 Oct 22₹14,175

ICICI Prudential Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for ICICI Prudential Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

DurationReturns
1 Month 0.7%
3 Month 1.3%
6 Month 3.2%
1 Year 4.6%
3 Year 7%
5 Year 7.3%
10 Year
15 Year
Since launch 8.3%
Historical performance (Yearly) on absolute basis
YearReturns
2021 6.2%
2020 9.8%
2019 9.5%
2018 6.6%
2017 6.8%
2016 9.5%
2015 9%
2014 11%
2013 7.5%
2012 9.4%
Fund Manager information for ICICI Prudential Regular Savings Fund
NameSinceTenure
Manish Banthia7 Nov 165.99 Yr.
Akhil Kakkar3 Jun 175.42 Yr.

Data below for ICICI Prudential Regular Savings Fund as on 15 Nov 22

Asset Allocation
Asset ClassValue
Cash14.45%
Equity3.96%
Debt81.58%
Debt Sector Allocation
SectorValue
Corporate72.03%
Government12%
Cash Equivalent11.66%
Securitized0.34%
Credit Quality
RatingValue
A13.56%
AA61.19%
AAA24.79%
Below B0.46%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Prestige Estates Projects Limited
Debentures | -
3%₹251 Cr2,500
Embassy Office Parks REIT (Real Estate)
-, Since 31 Jul 20 | 542602
3%₹247 Cr7,210,823
Nayara Energy Limited
Debentures | -
3%₹241 Cr2,500
Aditya Birla Fashion And Retail Limited
Debentures | -
3%₹223 Cr1,750
6.54% Govt Stock 2032
Sovereign Bonds | -
3%₹220 Cr23,523,750
National Bank For Agriculture And Rural Development
Debentures | -
3%₹198 Cr2,000
Ongc Petro Additions Limited
Debentures | -
2%₹195 Cr2,000
182 DTB 16032023
Sovereign Bonds | -
2%₹195 Cr20,000,000
7.38% Govt Stock 2027
Sovereign Bonds | -
2%₹182 Cr18,250,000
↑ 18,250,000
JM Financial Credit Solutions Limited
Debentures | -
2%₹172 Cr1,750

8. Baroda Pioneer Liquid Fund

To generate income with a high level of liquidity by investing in a portfolio of money market and debt securities.

Baroda Pioneer Liquid Fund is a Debt - Liquid Fund fund was launched on 5 Feb 09. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 22 in Liquid Fund category.  Return for 2021 was 3.3% , 2020 was 4.1% and 2019 was 6.6% .

Below is the key information for Baroda Pioneer Liquid Fund

Baroda Pioneer Liquid Fund
Growth
Launch Date 5 Feb 09
NAV (29 Nov 22) ₹2,513.2 ↑ 0.48   (0.02 %)
Net Assets (Cr) ₹5,817 on 31 Oct 22
Category Debt - Liquid Fund
AMC Baroda Pioneer Asset Management Co. Ltd.
Rating
Risk Low
Expense Ratio 0.25
Sharpe Ratio -1.86
Information Ratio -2.31
Alpha Ratio -0.19
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.67%
Effective Maturity 1 Month 9 Days
Modified Duration 1 Month 6 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹10,727
31 Oct 19₹11,480
31 Oct 20₹11,999
31 Oct 21₹12,387
31 Oct 22₹12,927

Baroda Pioneer Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Baroda Pioneer Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

DurationReturns
1 Month 0.6%
3 Month 1.5%
6 Month 2.8%
1 Year 4.6%
3 Year 4.1%
5 Year 5.3%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.3%
2020 4.1%
2019 6.6%
2018 7.5%
2017 6.7%
2016 7.8%
2015 8.4%
2014 9.1%
2013 9.2%
2012 9.7%
Fund Manager information for Baroda Pioneer Liquid Fund
NameSinceTenure
Mayank Prakash21 Oct 220.03 Yr.
Vikram Pamnani14 Mar 220.64 Yr.

Data below for Baroda Pioneer Liquid Fund as on 31 Oct 22

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent68.36%
Government18.83%
Corporate12.82%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps 17-Oct-2022
CBLO/Reverse Repo | -
17%₹1,107 Cr
Net Receivable / Payable
CBLO | -
6%-₹394 Cr
Export-Import Bank Of India
Commercial Paper | -
5%₹296 Cr6,000
↑ 6,000
Indian Bank
Certificate of Deposit | -
4%₹248 Cr5,000
↑ 5,000
National Bank For Agriculture And Rural Development
Commercial Paper | -
3%₹224 Cr4,500
↑ 500
Small Industries Development Bank Of India
Commercial Paper | -
3%₹199 Cr4,000
Punjab National Bank
Certificate of Deposit | -
3%₹199 Cr4,000
Housing Development Finance Corporation Limited
Commercial Paper | -
3%₹199 Cr4,000
Axis Bank Limited
Certificate of Deposit | -
3%₹198 Cr4,000
Ntpc Limited
Commercial Paper | -
3%₹198 Cr4,000

9. IDBI Liquid Fund

The investment objective of the Scheme will be to provide investors with high level of liquidity along with regular income for their investment. The Scheme will endeavour to achieve this objective through an allocation of the investment corpus in a low risk portfolio of money market and debt instruments with maturity of up to 91 days. However, there can be no assurance that the investment objective of the Scheme will be realized.

IDBI Liquid Fund is a Debt - Liquid Fund fund was launched on 9 Jul 10. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 37 in Liquid Fund category.  Return for 2021 was 3.4% , 2020 was 4.5% and 2019 was 6.6% .

Below is the key information for IDBI Liquid Fund

IDBI Liquid Fund
Growth
Launch Date 9 Jul 10
NAV (29 Nov 22) ₹2,349.02 ↑ 0.44   (0.02 %)
Net Assets (Cr) ₹823 on 31 Oct 22
Category Debt - Liquid Fund
AMC IDBI Asset Management Limited
Rating
Risk Low
Expense Ratio 0.17
Sharpe Ratio -1.23
Information Ratio -1.92
Alpha Ratio -0.21
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.49%
Effective Maturity 1 Month 14 Days
Modified Duration 1 Month 14 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹10,720
31 Oct 19₹11,477
31 Oct 20₹12,038
31 Oct 21₹12,437
31 Oct 22₹12,981

IDBI Liquid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for IDBI Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

DurationReturns
1 Month 0.6%
3 Month 1.5%
6 Month 2.8%
1 Year 4.6%
3 Year 4.2%
5 Year 5.4%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.4%
2020 4.5%
2019 6.6%
2018 7.5%
2017 6.6%
2016 7.5%
2015 8.3%
2014 9%
2013 9%
2012 9.7%
Fund Manager information for IDBI Liquid Fund
NameSinceTenure
Raju Sharma3 May 175.5 Yr.

Data below for IDBI Liquid Fund as on 31 Oct 22

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent48.14%
Corporate28.23%
Government23.64%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps
CBLO/Reverse Repo | -
12%₹86 Cr
Indian Bank
Certificate of Deposit | -
10%₹75 Cr7,500,000
↑ 7,500,000
Godrej Industries Ltd.
Commercial Paper | -
8%₹59 Cr6,000,000
↑ 6,000,000
Bajaj Finance Limited
Commercial Paper | -
7%₹50 Cr5,000,000
Punjab National Bank
Certificate of Deposit | -
7%₹50 Cr5,000,000
Axis Bank Limited
Certificate of Deposit | -
7%₹50 Cr5,000,000
Hdfc Bank Limited
Certificate of Deposit | -
7%₹49 Cr5,000,000
Small Industries Development Bank Of India
Commercial Paper | -
7%₹49 Cr5,000,000
Canara Bank
Certificate of Deposit | -
7%₹49 Cr5,000,000
Kotak Mahindra Bank Limited (Formerly Kotak Mahindra Finance Limited)
Certificate of Deposit | -
7%₹49 Cr5,000,000

10. Aditya Birla Sun Life Money Manager Fund

(Erstwhile Aditya Birla Sun Life Floating Rate Fund - Short Term)

The primary objective of the schemes is to generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments. The schemes may invest a portion of its net assets in fixed rate debt securities and money market instruments.

Aditya Birla Sun Life Money Manager Fund is a Debt - Money Market fund was launched on 13 Oct 05. It is a fund with Low risk and has given a CAGR/Annualized return of 6.7% since its launch.  Ranked 7 in Money Market category.  Return for 2021 was 3.8% , 2020 was 6.6% and 2019 was 8% .

Below is the key information for Aditya Birla Sun Life Money Manager Fund

Aditya Birla Sun Life Money Manager Fund
Growth
Launch Date 13 Oct 05
NAV (29 Nov 22) ₹305.508 ↑ 0.06   (0.02 %)
Net Assets (Cr) ₹12,904 on 31 Oct 22
Category Debt - Money Market
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Low
Expense Ratio 0.32
Sharpe Ratio -0.42
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.25%
Effective Maturity 4 Months 10 Days
Modified Duration 4 Months 10 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹10,745
31 Oct 19₹11,676
31 Oct 20₹12,486
31 Oct 21₹12,959
31 Oct 22₹13,520

Aditya Birla Sun Life Money Manager Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Money Manager Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Nov 22

DurationReturns
1 Month 0.6%
3 Month 1.4%
6 Month 2.8%
1 Year 4.6%
3 Year 5%
5 Year 6.2%
10 Year
15 Year
Since launch 6.7%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.8%
2020 6.6%
2019 8%
2018 7.9%
2017 6.8%
2016 7.7%
2015 8.4%
2014 9.2%
2013 9.4%
2012 9.8%
Fund Manager information for Aditya Birla Sun Life Money Manager Fund
NameSinceTenure
Kaustubh Gupta15 Jul 1111.31 Yr.
Anuj Jain22 Mar 211.61 Yr.
Mohit Sharma1 Apr 175.59 Yr.

Data below for Aditya Birla Sun Life Money Manager Fund as on 31 Oct 22

Asset Allocation
Asset ClassValue
Cash93.97%
Debt6.03%
Debt Sector Allocation
SectorValue
Cash Equivalent44.21%
Corporate37.13%
Government18.66%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
182 Dtb 29122022
Sovereign Bonds | -
2%₹247 Cr25,000,000
182 Dtb 08122022
Sovereign Bonds | -
2%₹223 Cr22,500,000
6.84% Govt Stock 2022
Sovereign Bonds | -
1%₹185 Cr18,500,000
07.57 CG Sdl 2023
Sovereign Bonds | -
1%₹151 Cr15,000,000
08.60 HR Sdl 2023
Sovereign Bonds | -
1%₹131 Cr13,000,000
364 Dtb 12012023
Sovereign Bonds | -
1%₹128 Cr13,000,000
↑ 13,000,000
182 DTB 02032023
Sovereign Bonds | -
1%₹112 Cr11,500,000
364 Dtb 02032023
Sovereign Bonds | -
1%₹98 Cr10,000,000
08.21 HR UDAY 2023
Domestic Bonds | -
1%₹75 Cr7,500,000
08.62 MH Sdl 2023
Sovereign Bonds | -
0%₹60 Cr6,000,000

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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