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10 Best Performing Debt Mutual Funds SIP Investments 2022 | fincash.com

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10 Best Performing Debt Mutual Funds SIPs 2022

Updated on August 14, 2022 , 3234 views

SIP investment is one of the most disciplined Investing options when investing in Mutual Funds. Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient. Generally, SIPs are ideal for Equity Funds as it SIP benefits the most in the long run, but many investors prefer taking it in Debt fund too. So, here are some of the best debt SIP plans in India that offer good returns.

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Debt Fund Types - Risk & Returns

Top 10 Debt Mutual Funds SIP Plans To Invest In FY 22 - 23

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2021 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
Aditya Birla Sun Life Medium Term Plan Growth ₹30.7407
↑ 0.02
₹1,416 1,000 17.221.224.39.67.18.04%2Y 9M3Y 11M 16D
UTI Credit Risk Fund Growth ₹13.9403
↑ 0.00
₹505 500 1.1119.9-5.321.57.26%1Y 7M 17D2Y 3M 18D
Sundaram Low Duration Fund Growth ₹28.8391
↑ 0.01
₹550 1,000 110.211.85 4.19%5M 18D8M 1D
UTI Short Term Income Fund Growth ₹25.7648
↑ 0.01
₹2,264 500 1.21.27.67.88.46.14%1Y 29D1Y 9M 11D
Aditya Birla Sun Life Credit Risk Fund Growth ₹16.7882
↑ 0.01
₹1,208 100 44.16.86.26.47.85%1Y 10M 17D2Y 11M 19D
UTI Ultra Short Term Fund Growth ₹3,502.85
↑ 0.47
₹1,948 500 1.21.76.25.46.15.68%4M 9D4M 15D
Aditya Birla Sun Life Dynamic Bond Fund Growth ₹37.3363
↑ 0.00
₹1,401 1,000 4.43.75.94.34.97.74%2Y 3M 14D3Y 2M 16D
ICICI Prudential Regular Savings Fund Growth ₹25.532
↑ 0.00
₹7,925 100 1.8257.66.27.99%1Y 9M 7D2Y 10M 2D
Nippon India Credit Risk Fund Growth ₹27.946
↑ 0.01
₹1,022 100 1.61.14.23.213.58.21%1Y 10M 28D2Y 3M 14D
Nippon India Money Market Fund Growth ₹3,371.43
↑ 0.47
₹9,123 100 1.32.1453.85.95%4M 19D4M 28D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 Aug 22

*Fund Mentioned having Fund Size (AUM) above 500 crore.

1. Aditya Birla Sun Life Medium Term Plan

The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital.

Aditya Birla Sun Life Medium Term Plan is a Debt - Medium term Bond fund was launched on 25 Mar 09. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.8% since its launch.  Ranked 6 in Medium term Bond category.  Return for 2021 was 7.1% , 2020 was 8.1% and 2019 was -4.4% .

Below is the key information for Aditya Birla Sun Life Medium Term Plan

Aditya Birla Sun Life Medium Term Plan
Growth
Launch Date 25 Mar 09
NAV (12 Aug 22) ₹30.7407 ↑ 0.02   (0.05 %)
Net Assets (Cr) ₹1,416 on 30 Jun 22
Category Debt - Medium term Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.3
Sharpe Ratio 0.84
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity 8.04%
Effective Maturity 3 Years 11 Months 16 Days
Modified Duration 2 Years 9 Months

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,514
31 Jul 19₹10,982
31 Jul 20₹10,634
31 Jul 21₹11,637
31 Jul 22₹14,424

Aditya Birla Sun Life Medium Term Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for Aditya Birla Sun Life Medium Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 22

DurationReturns
1 Month 0.8%
3 Month 17.2%
6 Month 21.2%
1 Year 24.3%
3 Year 9.6%
5 Year 7.6%
10 Year
15 Year
Since launch 8.8%
Historical performance (Yearly) on absolute basis
YearReturns
2021 7.1%
2020 8.1%
2019 -4.4%
2018 5.6%
2017 7%
2016 10.9%
2015 9.5%
2014 12%
2013 10.2%
2012 11.1%
Fund Manager information for Aditya Birla Sun Life Medium Term Plan
NameSinceTenure
Sunaina Cunha1 Sep 147.92 Yr.
Mohit Sharma6 Aug 201.99 Yr.

Data below for Aditya Birla Sun Life Medium Term Plan as on 30 Jun 22

Asset Allocation
Asset ClassValue
Cash3.93%
Equity2.26%
Debt93.81%
Debt Sector Allocation
SectorValue
Corporate74.4%
Government19.4%
Cash Equivalent3.93%
Credit Quality
RatingValue
A4.39%
AA48.67%
AAA37.02%
Below B9.92%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.54% Govt Stock 2032
Sovereign Bonds | -
10%₹164 Cr17,500,000
↑ 2,500,000
Shriram City Union Finance Limited
Debentures | -
6%₹102 Cr1,000
Bajaj Housing Finance Limited
Debentures | -
3%₹50 Cr500
↑ 500
Mahindra Rural Housing Finance Limited
Debentures | -
3%₹50 Cr500
U.P. Power Corporation Limited
Debentures | -
3%₹47 Cr938
Tata Realty And Infrastructure Limited
Debentures | -
3%₹47 Cr480
Bharti Hexacom Limited
Debentures | -
3%₹47 Cr480
JM Financial Credit Solutions Limited
Debentures | -
3%₹44 Cr440
Gic Housing Finance Limited
Debentures | -
2%₹40 Cr400
Bharti Hexacom Limited
Debentures | -
2%₹39 Cr400

2. UTI Credit Risk Fund

(Erstwhile UTI Income Opportunities Fund)

The investment objective of the scheme is to generate reasonable income and capital appreciation by investing in debt and money market instruments across different maturities and credit ratings. There is no assurance that the investment objective of the scheme will be achieved.

UTI Credit Risk Fund is a Debt - Credit Risk fund was launched on 19 Nov 12. It is a fund with Moderate risk and has given a CAGR/Annualized return of 3.5% since its launch.  Ranked 20 in Credit Risk category.  Return for 2021 was 21.5% , 2020 was -27.8% and 2019 was -4.8% .

Below is the key information for UTI Credit Risk Fund

UTI Credit Risk Fund
Growth
Launch Date 19 Nov 12
NAV (12 Aug 22) ₹13.9403 ↑ 0.00   (0.03 %)
Net Assets (Cr) ₹505 on 30 Jun 22
Category Debt - Credit Risk
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0
Sharpe Ratio 1
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 7.26%
Effective Maturity 2 Years 3 Months 18 Days
Modified Duration 1 Year 7 Months 17 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,504
31 Jul 19₹10,778
31 Jul 20₹7,184
31 Jul 21₹7,597
31 Jul 22₹9,098

UTI Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%

Returns for UTI Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 22

DurationReturns
1 Month 0.6%
3 Month 1.1%
6 Month 1%
1 Year 19.9%
3 Year -5.3%
5 Year -1.9%
10 Year
15 Year
Since launch 3.5%
Historical performance (Yearly) on absolute basis
YearReturns
2021 21.5%
2020 -27.8%
2019 -4.8%
2018 5.5%
2017 6.9%
2016 10.3%
2015 8.9%
2014 11.5%
2013 7.7%
2012
Fund Manager information for UTI Credit Risk Fund
NameSinceTenure
Ritesh Nambiar9 Nov 129.73 Yr.

Data below for UTI Credit Risk Fund as on 30 Jun 22

Asset Allocation
Asset ClassValue
Cash18.76%
Debt81.24%
Debt Sector Allocation
SectorValue
Corporate64.84%
Cash Equivalent18.76%
Government16.4%
Credit Quality
RatingValue
A9.19%
AA61.32%
AAA29.49%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Piramal Capital & Housing Finance Limited
Debentures | -
8%₹38 Cr480,554
National Bank For Agriculture And Rural Development
Debentures | -
5%₹25 Cr250
182 Dtb 29092022
Sovereign Bonds | -
5%₹25 Cr250,000,000
182 DTB 22122022
Sovereign Bonds | -
5%₹24 Cr250,000,000
Summit Digitel Infrastructure Private Limited
Debentures | -
5%₹24 Cr250
Kirloskar Ferrous Industries Ltd
Debentures | -
4%₹23 Cr230
TATA Motors Limited
Debentures | -
4%₹21 Cr200
India Grid Trust
Unlisted bonds | -
4%₹20 Cr210
The Tata Power Company Limited
Debentures | -
4%₹20 Cr200
Dilip Buildcon Limited
Debentures | -
4%₹20 Cr200

3. Sundaram Low Duration Fund

(Erstwhile Sundaram Ultra Short Term Fund)

To provide a level of income consistent with liquidity through investments made primarily in money market and debt securities.

Sundaram Low Duration Fund is a Debt - Low Duration fund was launched on 23 Apr 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 59 in Low Duration category. .

Below is the key information for Sundaram Low Duration Fund

Sundaram Low Duration Fund
Growth
Launch Date 23 Apr 07
NAV (31 Dec 21) ₹28.8391 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹550 on 30 Nov 21
Category Debt - Low Duration
AMC Sundaram Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 0.86
Sharpe Ratio 0.99
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 4.19%
Effective Maturity 8 Months 1 Day
Modified Duration 5 Months 18 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,626
31 Jul 19₹10,833
31 Jul 20₹11,159
31 Jul 21₹11,534

Sundaram Low Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Sundaram Low Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 22

DurationReturns
1 Month 0.3%
3 Month 1%
6 Month 10.2%
1 Year 11.8%
3 Year 5%
5 Year 5.7%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
Fund Manager information for Sundaram Low Duration Fund
NameSinceTenure

Data below for Sundaram Low Duration Fund as on 30 Nov 21

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

4. UTI Short Term Income Fund

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund is a Debt - Short term Bond fund was launched on 19 Sep 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.6% since its launch.  Ranked 10 in Short term Bond category.  Return for 2021 was 8.4% , 2020 was 10.5% and 2019 was -3.9% .

Below is the key information for UTI Short Term Income Fund

UTI Short Term Income Fund
Growth
Launch Date 19 Sep 07
NAV (12 Aug 22) ₹25.7648 ↑ 0.01   (0.03 %)
Net Assets (Cr) ₹2,264 on 30 Jun 22
Category Debt - Short term Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.93
Sharpe Ratio 0.81
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.14%
Effective Maturity 1 Year 9 Months 11 Days
Modified Duration 1 Year 29 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,462
31 Jul 19₹9,996
31 Jul 20₹11,137
31 Jul 21₹11,653
31 Jul 22₹12,529

UTI Short Term Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for UTI Short Term Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 22

DurationReturns
1 Month 0.4%
3 Month 1.2%
6 Month 1.2%
1 Year 7.6%
3 Year 7.8%
5 Year 4.6%
10 Year
15 Year
Since launch 6.6%
Historical performance (Yearly) on absolute basis
YearReturns
2021 8.4%
2020 10.5%
2019 -3.9%
2018 6%
2017 6.1%
2016 10.1%
2015 8.3%
2014 10.9%
2013 9%
2012 11.2%
Fund Manager information for UTI Short Term Income Fund
NameSinceTenure
Sudhir Agarwal25 Oct 129.77 Yr.

Data below for UTI Short Term Income Fund as on 30 Jun 22

Asset Allocation
Asset ClassValue
Cash16.51%
Debt83.49%
Debt Sector Allocation
SectorValue
Corporate46.79%
Government46.75%
Cash Equivalent6.46%
Credit Quality
RatingValue
AA26.12%
AAA73.88%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Axis Finance Limited
Debentures | -
7%₹160 Cr1,600
Indian Oil Corporation Limited
Debentures | -
5%₹123 Cr1,250
5.53% Govt Stock 2033
Sovereign Bonds | -
4%₹103 Cr1,050,000,000
Power Grid Corporation Of India Limited
Debentures | -
4%₹102 Cr1,000
7.38% Govt Stock 2027
Sovereign Bonds | -
4%₹101 Cr1,000,000,000
↑ 1,000,000,000
Power Finance Corporation Ltd.
Debentures | -
3%₹75 Cr750
India Grid TRust
Debentures | -
3%₹74 Cr750
Mahindra Rural Housing Finance Limited
Debentures | -
3%₹68 Cr700
Can Fin Homes Limited
Debentures | -
3%₹64 Cr650
TATA Motors Finance Limited
Debentures | -
3%₹59 Cr600

5. Aditya Birla Sun Life Credit Risk Fund

(Erstwhile Aditya Birla Sun Life Corporate Bond Fund)

The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Aditya Birla Sun Life Credit Risk Fund is a Debt - Credit Risk fund was launched on 17 Apr 15. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.3% since its launch.  Return for 2021 was 6.4% , 2020 was 9.4% and 2019 was 2.1% .

Below is the key information for Aditya Birla Sun Life Credit Risk Fund

Aditya Birla Sun Life Credit Risk Fund
Growth
Launch Date 17 Apr 15
NAV (12 Aug 22) ₹16.7882 ↑ 0.01   (0.06 %)
Net Assets (Cr) ₹1,208 on 30 Jun 22
Category Debt - Credit Risk
AMC Birla Sun Life Asset Management Co Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 1.81
Sharpe Ratio 0.17
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 100
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity 7.85%
Effective Maturity 2 Years 11 Months 19 Days
Modified Duration 1 Year 10 Months 17 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,571
31 Jul 19₹11,210
31 Jul 20₹11,563
31 Jul 21₹12,602
31 Jul 22₹13,448

Aditya Birla Sun Life Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 22

DurationReturns
1 Month 0.7%
3 Month 4%
6 Month 4.1%
1 Year 6.8%
3 Year 6.2%
5 Year 6.1%
10 Year
15 Year
Since launch 7.3%
Historical performance (Yearly) on absolute basis
YearReturns
2021 6.4%
2020 9.4%
2019 2.1%
2018 6.6%
2017 8.1%
2016 10.3%
2015
2014
2013
2012
Fund Manager information for Aditya Birla Sun Life Credit Risk Fund
NameSinceTenure
Sunaina Cunha17 Apr 157.29 Yr.
Mohit Sharma6 Aug 201.98 Yr.

Data below for Aditya Birla Sun Life Credit Risk Fund as on 30 Jun 22

Asset Allocation
Asset ClassValue
Cash10.3%
Equity0.43%
Debt89.27%
Debt Sector Allocation
SectorValue
Corporate80%
Government11.22%
Cash Equivalent8.35%
Credit Quality
RatingValue
A7.61%
AA65.52%
AAA25.11%
Below B1.77%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Shriram City Union Finance Limited
Debentures | -
8%₹102 Cr1,000
Indusind Bank Limited
Debentures | -
5%₹64 Cr610
Tata Housing Development Company Limited
Debentures | -
3%₹42 Cr350
Bharti Hexacom Limited
Debentures | -
3%₹42 Cr430
Telesonic Networks Limited
Debentures | -
3%₹42 Cr420
Tata Realty And Infrastructure Limited
Debentures | -
3%₹41 Cr420
JM Financial Credit Solutions Limited
Debentures | -
3%₹37 Cr370
Bharti Hexacom Limited
Debentures | -
3%₹34 Cr350
6.54% Govt Stock 2032
Sovereign Bonds | -
3%₹33 Cr3,500,000
↓ -3,000,000
Steel Authority Of India Limited
Debentures | -
3%₹31 Cr300

6. UTI Ultra Short Term Fund

(Erstwhile UTI - Floating Rate Fund - Short Term Plan)

To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

UTI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 29 Aug 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 6.8% since its launch.  Ranked 27 in Ultrashort Bond category.  Return for 2021 was 6.1% , 2020 was 5.3% and 2019 was 3.3% .

Below is the key information for UTI Ultra Short Term Fund

UTI Ultra Short Term Fund
Growth
Launch Date 29 Aug 03
NAV (12 Aug 22) ₹3,502.85 ↑ 0.47   (0.01 %)
Net Assets (Cr) ₹1,948 on 30 Jun 22
Category Debt - Ultrashort Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 0.96
Sharpe Ratio 0.82
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 5.68%
Effective Maturity 4 Months 15 Days
Modified Duration 4 Months 9 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,626
31 Jul 19₹10,996
31 Jul 20₹11,689
31 Jul 21₹12,133
31 Jul 22₹12,871

UTI Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 22

DurationReturns
1 Month 0.4%
3 Month 1.2%
6 Month 1.7%
1 Year 6.2%
3 Year 5.4%
5 Year 5.2%
10 Year
15 Year
Since launch 6.8%
Historical performance (Yearly) on absolute basis
YearReturns
2021 6.1%
2020 5.3%
2019 3.3%
2018 7%
2017 6.6%
2016 8.9%
2015 8.5%
2014 8.8%
2013 9.8%
2012 9%
Fund Manager information for UTI Ultra Short Term Fund
NameSinceTenure
Ritesh Nambiar1 Jul 157.09 Yr.

Data below for UTI Ultra Short Term Fund as on 30 Jun 22

Asset Allocation
Asset ClassValue
Cash57.67%
Debt42.33%
Debt Sector Allocation
SectorValue
Cash Equivalent43.78%
Corporate37.91%
Government18.32%
Credit Quality
RatingValue
AA17.41%
AAA82.59%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Bank For Agriculture And Rural Development
Debentures | -
5%₹100 Cr1,000
91 Dtb 22092022
Sovereign Bonds | -
4%₹74 Cr750,000,000
91 Dtb 29092022
Sovereign Bonds | -
4%₹74 Cr750,000,000
The Tata Power Company Limited
Debentures | -
3%₹70 Cr700
Cholamandalam Investment And Fin. Co. Ltd
Debentures | -
3%₹61 Cr500
Rural Electrification Corporation Limited
Debentures | -
3%₹55 Cr545
Vedanta Ltd.
Debentures | -
2%₹50 Cr500,000,000
↑ 500,000,000
LIC Housing Finance Limited
Debentures | -
2%₹50 Cr500
182 Dtb 15122022
Sovereign Bonds | -
2%₹49 Cr500,000,000
Shriram Transport Finance Company Limited
Debentures | -
2%₹42 Cr420

7. Aditya Birla Sun Life Dynamic Bond Fund

An Open-ended income scheme with the objective to generate optimal returns with high liquidity through active management of the portfolio by investing in high quality debt and money market instruments.

Aditya Birla Sun Life Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 27 Sep 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 16 in Dynamic Bond category.  Return for 2021 was 4.9% , 2020 was 9.7% and 2019 was -0.9% .

Below is the key information for Aditya Birla Sun Life Dynamic Bond Fund

Aditya Birla Sun Life Dynamic Bond Fund
Growth
Launch Date 27 Sep 04
NAV (12 Aug 22) ₹37.3363 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹1,401 on 30 Jun 22
Category Debt - Dynamic Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.53
Sharpe Ratio -1.05
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-90 Days (0.5%),90 Days and above(NIL)
Yield to Maturity 7.74%
Effective Maturity 3 Years 2 Months 16 Days
Modified Duration 2 Years 3 Months 14 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹9,963
31 Jul 19₹10,869
31 Jul 20₹10,986
31 Jul 21₹11,618
31 Jul 22₹12,281

Aditya Birla Sun Life Dynamic Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for Aditya Birla Sun Life Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 22

DurationReturns
1 Month 1%
3 Month 4.4%
6 Month 3.7%
1 Year 5.9%
3 Year 4.3%
5 Year 4.2%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2021 4.9%
2020 9.7%
2019 -0.9%
2018 5.7%
2017 2.2%
2016 14%
2015 7.4%
2014 14.8%
2013 6.8%
2012 10.5%
Fund Manager information for Aditya Birla Sun Life Dynamic Bond Fund
NameSinceTenure
Mohit Sharma22 Mar 211.27 Yr.
Bhupesh Bameta6 Aug 201.9 Yr.

Data below for Aditya Birla Sun Life Dynamic Bond Fund as on 30 Jun 22

Asset Allocation
Asset ClassValue
Cash8.14%
Debt91.86%
Debt Sector Allocation
SectorValue
Corporate60.46%
Government29.24%
Cash Equivalent7.07%
Securitized3.23%
Credit Quality
RatingValue
A6.83%
AA37%
AAA54.29%
Below B1.89%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.54% Govt Stock 2032
Sovereign Bonds | -
12%₹179 Cr19,000,000
↑ 2,500,000
Embassy Office Parks Reit
Debentures | -
4%₹63 Cr650
Tata Housing Development Company Limited
Debentures | -
4%₹60 Cr500
Tata Realty And Infrastructure Limited
Debentures | -
3%₹45 Cr460
Bharti Hexacom Limited
Debentures | -
3%₹45 Cr460
Mahindra Rural Housing Finance Limited
Debentures | -
3%₹45 Cr450
Shriram City Union Finance Limited
Debentures | -
3%₹41 Cr400
JM Financial Credit Solutions Limited
Debentures | -
3%₹40 Cr400
State Bank Of India
Debentures | -
3%₹38 Cr400
6.1% Govt Stock 2031
Sovereign Bonds | -
2%₹36 Cr3,893,900

8. ICICI Prudential Regular Savings Fund

The fund’s objective is to provide reasonable returns, by maintaining an optimum balance of safety, liquidity and yield, through investments in a basket of debt and money market instruments with a view to delivering consistent performance. However, there can be no assurance that the investment objective of the Scheme will be realized.

ICICI Prudential Regular Savings Fund is a Debt - Credit Risk fund was launched on 3 Dec 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.3% since its launch.  Ranked 26 in Credit Risk category.  Return for 2021 was 6.2% , 2020 was 9.8% and 2019 was 9.5% .

Below is the key information for ICICI Prudential Regular Savings Fund

ICICI Prudential Regular Savings Fund
Growth
Launch Date 3 Dec 10
NAV (12 Aug 22) ₹25.532 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹7,925 on 30 Jun 22
Category Debt - Credit Risk
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.6
Sharpe Ratio 0.63
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 7.99%
Effective Maturity 2 Years 10 Months 2 Days
Modified Duration 1 Year 9 Months 7 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,555
31 Jul 19₹11,393
31 Jul 20₹12,572
31 Jul 21₹13,553
31 Jul 22₹14,209

ICICI Prudential Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for ICICI Prudential Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 22

DurationReturns
1 Month 0.8%
3 Month 1.8%
6 Month 2%
1 Year 5%
3 Year 7.6%
5 Year 7.3%
10 Year
15 Year
Since launch 8.3%
Historical performance (Yearly) on absolute basis
YearReturns
2021 6.2%
2020 9.8%
2019 9.5%
2018 6.6%
2017 6.8%
2016 9.5%
2015 9%
2014 11%
2013 7.5%
2012 9.4%
Fund Manager information for ICICI Prudential Regular Savings Fund
NameSinceTenure
Manish Banthia7 Nov 165.73 Yr.
Akhil Kakkar3 Jun 175.16 Yr.

Data below for ICICI Prudential Regular Savings Fund as on 30 Jun 22

Asset Allocation
Asset ClassValue
Cash21.01%
Equity2.28%
Debt76.71%
Debt Sector Allocation
SectorValue
Corporate68.87%
Cash Equivalent21.01%
Government7.51%
Securitized0.33%
Credit Quality
RatingValue
A8.54%
AA71.33%
AAA19.58%
B0.55%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.54% Govt Stock 2032
Sovereign Bonds | -
7%₹531 Cr56,523,750
Prestige Estates Projects Limited
Debentures | -
3%₹253 Cr2,500
Nayara Energy Limited
Debentures | -
3%₹243 Cr2,500
Aditya Birla Fashion And Retail Limited
Debentures | -
3%₹220 Cr1,750
Ongc Petro Additions Limited
Debentures | -
2%₹196 Cr2,000
JM Financial Credit Solutions Limited
Debentures | -
2%₹174 Cr1,750
The Great Eastern Shipping Company Limited
Debentures | -
2%₹173 Cr1,743
Dlf Limited
Debentures | -
2%₹164 Cr1,650
Torrent Power Limited
Debentures | -
2%₹150 Cr1,500
Mahindra Rural Housing Finance Limited
Debentures | -
2%₹150 Cr1,500

9. Nippon India Credit Risk Fund

(Erstwhile Reliance Regular Savings Fund - Debt Plan)

The primary investment objective of this option is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly investments shall predominantly be made in Debt & Money Market Instruments.

Nippon India Credit Risk Fund is a Debt - Credit Risk fund was launched on 8 Jun 05. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.2% since its launch.  Ranked 21 in Credit Risk category.  Return for 2021 was 13.5% , 2020 was -5.9% and 2019 was 1.9% .

Below is the key information for Nippon India Credit Risk Fund

Nippon India Credit Risk Fund
Growth
Launch Date 8 Jun 05
NAV (12 Aug 22) ₹27.946 ↑ 0.01   (0.03 %)
Net Assets (Cr) ₹1,022 on 30 Jun 22
Category Debt - Credit Risk
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderate
Expense Ratio 1.82
Sharpe Ratio 0.97
Information Ratio 0
Alpha Ratio 0
Min Investment 500
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 8.21%
Effective Maturity 2 Years 3 Months 14 Days
Modified Duration 1 Year 10 Months 28 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,532
31 Jul 19₹10,891
31 Jul 20₹9,936
31 Jul 21₹11,465
31 Jul 22₹11,947

Nippon India Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹191,330.
Net Profit of ₹11,330
Invest Now

Returns for Nippon India Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 22

DurationReturns
1 Month 0.7%
3 Month 1.6%
6 Month 1.1%
1 Year 4.2%
3 Year 3.2%
5 Year 3.6%
10 Year
15 Year
Since launch 6.2%
Historical performance (Yearly) on absolute basis
YearReturns
2021 13.5%
2020 -5.9%
2019 1.9%
2018 6.1%
2017 7%
2016 10%
2015 8.8%
2014 11%
2013 8%
2012 9.6%
Fund Manager information for Nippon India Credit Risk Fund
NameSinceTenure
Kinjal Desai25 May 184.19 Yr.
Sushil Budhia1 Feb 202.5 Yr.

Data below for Nippon India Credit Risk Fund as on 30 Jun 22

Asset Allocation
Asset ClassValue
Cash12.2%
Debt87.8%
Debt Sector Allocation
SectorValue
Corporate61.41%
Government22.24%
Cash Equivalent12.2%
Securitized4.14%
Credit Quality
RatingValue
A19.99%
AA35.46%
AAA44.55%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
JSW Steel Limited
Debentures | -
5%₹55 Cr550
8.2% Govt Stock 2025
Sovereign Bonds | -
5%₹52 Cr5,000,000
Tata Realty And Infrastructure Limited
Debentures | -
5%₹49 Cr500
5.22% Govt Stock 2025
Sovereign Bonds | -
5%₹48 Cr5,000,000
↓ -2,000,000
Piramal Capital & Housing Finance Limited
Debentures | -
5%₹47 Cr594,997
7.35% Govt Stock 2024
Sovereign Bonds | -
4%₹46 Cr4,500,000
Greenlam Industries Limited
Debentures | -
4%₹44 Cr450
L&T Metro Rail (Hyderabad) Limited
Debentures | -
4%₹42 Cr400
Nirma Limited
Debentures | -
4%₹40 Cr400
↑ 400
Grasim Industries Limited
Debentures | -
3%₹35 Cr350

10. Nippon India Money Market Fund

(Erstwhile Reliance Liquidity Fund)

The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Nippon India Money Market Fund is a Debt - Money Market fund was launched on 16 Jun 05. It is a fund with Low risk and has given a CAGR/Annualized return of 7.3% since its launch.  Ranked 27 in Money Market category.  Return for 2021 was 3.8% , 2020 was 6% and 2019 was 8.1% .

Below is the key information for Nippon India Money Market Fund

Nippon India Money Market Fund
Growth
Launch Date 16 Jun 05
NAV (12 Aug 22) ₹3,371.43 ↑ 0.47   (0.01 %)
Net Assets (Cr) ₹9,123 on 30 Jun 22
Category Debt - Money Market
AMC Nippon Life Asset Management Ltd.
Rating
Risk Low
Expense Ratio 0.25
Sharpe Ratio 0.27
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 5.95%
Effective Maturity 4 Months 28 Days
Modified Duration 4 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 17₹10,000
31 Jul 18₹10,707
31 Jul 19₹11,634
31 Jul 20₹12,473
31 Jul 21₹12,972
31 Jul 22₹13,481

Nippon India Money Market Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Nippon India Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Aug 22

DurationReturns
1 Month 0.4%
3 Month 1.3%
6 Month 2.1%
1 Year 4%
3 Year 5%
5 Year 6.2%
10 Year
15 Year
Since launch 7.3%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.8%
2020 6%
2019 8.1%
2018 7.9%
2017 6.6%
2016 7.6%
2015 8.3%
2014 9.1%
2013 9.2%
2012 9.6%
Fund Manager information for Nippon India Money Market Fund
NameSinceTenure
Anju Chhajer1 Feb 202.5 Yr.
Kinjal Desai16 Jul 184.05 Yr.

Data below for Nippon India Money Market Fund as on 30 Jun 22

Asset Allocation
Asset ClassValue
Cash71.25%
Debt28.75%
Debt Sector Allocation
SectorValue
Cash Equivalent46.82%
Government29.43%
Corporate23.76%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
182 Dtb 15122022
Sovereign Bonds | -
3%₹342 Cr35,000,000
182 Dtb 20102022
Sovereign Bonds | -
3%₹306 Cr31,000,000
↑ 31,000,000
182 Dtb 10112022
Sovereign Bonds | -
2%₹246 Cr25,000,000
364 Dtb 22062023
Sovereign Bonds | -
2%₹236 Cr25,000,000
Small Industries Development Bank of India
Debentures | -
2%₹197 Cr4,000
↑ 4,000
Small Industries Development Bank of India
Debentures | -
2%₹195 Cr4,000
↑ 4,000
182 Dtb 27102022
Sovereign Bonds | -
2%₹187 Cr19,000,000
↓ -500,000
08.86 PN Sdl 2022
Sovereign Bonds | -
2%₹176 Cr17,500,000
Vedanta Ltd.
Debentures | -
1%₹123 Cr2,500
↑ 2,500
08.97 BR Sdl 2022
Sovereign Bonds | -
1%₹121 Cr12,000,000

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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