Table of Contents
- Top 10 Debt Mutual Funds SIP Plans To Invest In FY 25 - 26
Top 10 Funds
- Aditya Birla Sun Life Credit Risk Fund
- Aditya Birla Sun Life Medium Term Plan
- Sundaram Low Duration Fund
- Franklin India Corporate Debt Fund
- Nippon India Credit Risk Fund
- ICICI Prudential Constant Maturity Gilt Fund
- IIFL Dynamic Bond Fund
- Nippon India Prime Debt Fund
- Nippon India Dynamic Bond Fund
- Axis Short Term Fund
10 Best Performing Debt Mutual Funds SIPs 2025
SIP investment is one of the most disciplined Investing options when investing in Mutual Funds.
Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.Generally, SIPs are ideal for Equity Funds as it SIP benefits the most in the long run, but many investors prefer taking it in Debt fund too. So, here are some of the best debt SIP plans in India that offer good returns.
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Top 10 Debt Mutual Funds SIP Plans To Invest In FY 25 - 26
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Credit Risk Fund Growth ₹22.5995
↑ 0.01 ₹1,014 100 2.8 9.1 16.6 10.5 11.9 7.76% 2Y 1M 24D 3Y 2M 5D Aditya Birla Sun Life Medium Term Plan Growth ₹40.2634
↑ 0.01 ₹2,732 1,000 2.3 7.4 13.4 9.5 10.5 7.52% 3Y 7M 17D 4Y 10M 10D Sundaram Low Duration Fund Growth ₹28.8391
↑ 0.01 ₹550 1,000 1 10.2 11.8 5 4.19% 5M 18D 8M 1D Franklin India Corporate Debt Fund Growth ₹100.658
↓ -0.02 ₹944 500 2.2 6.1 10 7.6 7.6 6.85% 3Y 1M 13D 5Y 11M 23D Nippon India Credit Risk Fund Growth ₹35.4322
↑ 0.01 ₹1,018 100 2.5 5.4 9.7 8.3 8.3 8.4% 2Y 2Y 2M 19D ICICI Prudential Constant Maturity Gilt Fund Growth ₹24.84
↓ -0.02 ₹2,463 1,000 0.7 5 9.3 8.5 9.3 6.52% 6Y 10M 2D 9Y 6M IIFL Dynamic Bond Fund Growth ₹22.7796
↓ -0.02 ₹681 1,000 1.5 5 9.3 8.1 9.6 7.02% 6Y 9M 15D Nippon India Prime Debt Fund Growth ₹60.6772
↑ 0.01 ₹9,542 100 1.9 5 9.3 8.1 8.4 6.93% 3Y 7M 17D 4Y 8M 23D Nippon India Dynamic Bond Fund Growth ₹37.7146
↑ 0.03 ₹4,637 100 1.3 5.1 9.2 8.3 9 6.53% 4Y 22D 4Y 11M 16D Axis Short Term Fund Growth ₹31.2508
↑ 0.01 ₹11,467 1,000 2 5 9 7.6 8 6.8% 2Y 2M 19D 2Y 8M 12D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Aug 25 Research Highlights & Commentary of 10 Funds showcased
Commentary Aditya Birla Sun Life Credit Risk Fund Aditya Birla Sun Life Medium Term Plan Sundaram Low Duration Fund Franklin India Corporate Debt Fund Nippon India Credit Risk Fund ICICI Prudential Constant Maturity Gilt Fund IIFL Dynamic Bond Fund Nippon India Prime Debt Fund Nippon India Dynamic Bond Fund Axis Short Term Fund Point 1 Lower mid AUM (₹1,014 Cr). Upper mid AUM (₹2,732 Cr). Bottom quartile AUM (₹550 Cr). Bottom quartile AUM (₹944 Cr). Lower mid AUM (₹1,018 Cr). Upper mid AUM (₹2,463 Cr). Bottom quartile AUM (₹681 Cr). Top quartile AUM (₹9,542 Cr). Upper mid AUM (₹4,637 Cr). Highest AUM (₹11,467 Cr). Point 2 Established history (10+ yrs). Established history (16+ yrs). Established history (18+ yrs). Oldest track record among peers (28 yrs). Established history (20+ yrs). Established history (10+ yrs). Established history (12+ yrs). Established history (24+ yrs). Established history (20+ yrs). Established history (15+ yrs). Point 3 Not Rated. Top rated. Rating: 2★ (upper mid). Rating: 2★ (lower mid). Rating: 2★ (lower mid). Rating: 3★ (upper mid). Not Rated. Rating: 4★ (top quartile). Not Rated. Rating: 3★ (upper mid). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderately Low. Point 5 1Y return: 16.57% (top quartile). 1Y return: 13.37% (top quartile). 1Y return: 11.79% (upper mid). 1Y return: 9.96% (upper mid). 1Y return: 9.66% (upper mid). 1Y return: 9.27% (lower mid). 1Y return: 9.26% (lower mid). 1Y return: 9.25% (bottom quartile). 1Y return: 9.17% (bottom quartile). 1Y return: 9.04% (bottom quartile). Point 6 1M return: 0.61% (top quartile). 1M return: 0.43% (upper mid). 1M return: 0.28% (lower mid). 1M return: 0.45% (upper mid). 1M return: 0.52% (top quartile). 1M return: -0.37% (bottom quartile). 1M return: 0.06% (bottom quartile). 1M return: 0.36% (lower mid). 1M return: 0.27% (bottom quartile). 1M return: 0.38% (upper mid). Point 7 Sharpe: 2.40 (upper mid). Sharpe: 3.02 (top quartile). Sharpe: 0.99 (bottom quartile). Sharpe: 1.67 (lower mid). Sharpe: 3.28 (top quartile). Sharpe: 1.60 (bottom quartile). Sharpe: 1.85 (lower mid). Sharpe: 1.90 (upper mid). Sharpe: 1.67 (bottom quartile). Sharpe: 2.32 (upper mid). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.76% (top quartile). Yield to maturity (debt): 7.52% (upper mid). Yield to maturity (debt): 4.19% (bottom quartile). Yield to maturity (debt): 6.85% (lower mid). Yield to maturity (debt): 8.40% (top quartile). Yield to maturity (debt): 6.52% (bottom quartile). Yield to maturity (debt): 7.02% (upper mid). Yield to maturity (debt): 6.93% (upper mid). Yield to maturity (debt): 6.53% (bottom quartile). Yield to maturity (debt): 6.80% (lower mid). Point 10 Modified duration: 2.15 yrs (upper mid). Modified duration: 3.63 yrs (lower mid). Modified duration: 0.47 yrs (top quartile). Modified duration: 3.12 yrs (lower mid). Modified duration: 2.00 yrs (upper mid). Modified duration: 6.84 yrs (bottom quartile). Modified duration: 0.00 yrs (top quartile). Modified duration: 3.63 yrs (bottom quartile). Modified duration: 4.06 yrs (bottom quartile). Modified duration: 2.22 yrs (upper mid). Aditya Birla Sun Life Credit Risk Fund
Aditya Birla Sun Life Medium Term Plan
Sundaram Low Duration Fund
Franklin India Corporate Debt Fund
Nippon India Credit Risk Fund
ICICI Prudential Constant Maturity Gilt Fund
IIFL Dynamic Bond Fund
Nippon India Prime Debt Fund
Nippon India Dynamic Bond Fund
Axis Short Term Fund
*Fund Mentioned having Fund Size (AUM) above 500 crore.
(Erstwhile Aditya Birla Sun Life Corporate Bond Fund) The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved. Below is the key information for Aditya Birla Sun Life Credit Risk Fund Returns up to 1 year are on The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital. Research Highlights for Aditya Birla Sun Life Medium Term Plan Below is the key information for Aditya Birla Sun Life Medium Term Plan Returns up to 1 year are on (Erstwhile Sundaram Ultra Short Term Fund) To provide a level of income consistent with liquidity
through investments made primarily in money market and
debt securities. Research Highlights for Sundaram Low Duration Fund Below is the key information for Sundaram Low Duration Fund Returns up to 1 year are on (Erstwhile Franklin India Income Builder Account - Plan A) The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan. Research Highlights for Franklin India Corporate Debt Fund Below is the key information for Franklin India Corporate Debt Fund Returns up to 1 year are on (Erstwhile Reliance Regular Savings Fund - Debt Plan) The primary investment objective of this option is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly investments shall predominantly be made in Debt & Money Market Instruments. Research Highlights for Nippon India Credit Risk Fund Below is the key information for Nippon India Credit Risk Fund Returns up to 1 year are on The Scheme aims to provide reasonable returns by investing in portfolio of Government Securities with average maturity of around 10 years. However, there can be no assurance that the investment objective of the
Scheme will be realized. Research Highlights for ICICI Prudential Constant Maturity Gilt Fund Below is the key information for ICICI Prudential Constant Maturity Gilt Fund Returns up to 1 year are on The investment objective of the scheme is to generate income and long term gains by investing in a range of debt and money market instruments of various maturities. The scheme will seek to flexibly manage its investment across the maturity spectrum with a view to optimize the risk return proposition for the investors. Research Highlights for IIFL Dynamic Bond Fund Below is the key information for IIFL Dynamic Bond Fund Returns up to 1 year are on (Erstwhile Reliance Medium Term Fund) The primary investment objective of the Scheme is to generate regular income in order to make regular dividend payments to unit-holders and the secondary objective is growth of capital. Research Highlights for Nippon India Prime Debt Fund Below is the key information for Nippon India Prime Debt Fund Returns up to 1 year are on The primary investment objective of the scheme is to generate optimal returns consistent with moderate levels of risks. This income may be complimented by capital appreciation of the portfolio. Accordingly, investments shall predominantly be made in debt and money market instruments. Research Highlights for Nippon India Dynamic Bond Fund Below is the key information for Nippon India Dynamic Bond Fund Returns up to 1 year are on To generate stable returns with a low risk strategy while maintaining liquidity through a portfolio comprising of debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be achieved. Research Highlights for Axis Short Term Fund Below is the key information for Axis Short Term Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Credit Risk Fund
Aditya Birla Sun Life Credit Risk Fund
Growth Launch Date 17 Apr 15 NAV (08 Aug 25) ₹22.5995 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹1,014 on 15 Jul 25 Category Debt - Credit Risk AMC Birla Sun Life Asset Management Co Ltd Rating Risk Moderate Expense Ratio 1.56 Sharpe Ratio 2.4 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 7.76% Effective Maturity 3 Years 2 Months 5 Days Modified Duration 2 Years 1 Month 24 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,899 31 Jul 22 ₹11,630 31 Jul 23 ₹12,417 31 Jul 24 ₹13,417 31 Jul 25 ₹15,674 Returns for Aditya Birla Sun Life Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25 Duration Returns 1 Month 0.6% 3 Month 2.8% 6 Month 9.1% 1 Year 16.6% 3 Year 10.5% 5 Year 9.4% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 11.9% 2023 6.9% 2022 7.1% 2021 6.4% 2020 9.4% 2019 2.1% 2018 6.6% 2017 8.1% 2016 10.3% 2015 Fund Manager information for Aditya Birla Sun Life Credit Risk Fund
Name Since Tenure Sunaina Cunha 17 Apr 15 10.3 Yr. Mohit Sharma 6 Aug 20 4.99 Yr. Data below for Aditya Birla Sun Life Credit Risk Fund as on 15 Jul 25
Asset Allocation
Asset Class Value Cash 7.7% Equity 8.73% Debt 83.23% Other 0.33% Debt Sector Allocation
Sector Value Corporate 66.61% Government 16.62% Cash Equivalent 7.7% Credit Quality
Rating Value A 5.59% AA 70.31% AAA 24.1% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -6% ₹57 Cr 5,500,000 JSW Steel Limited
Debentures | -5% ₹55 Cr 550 Aditya Birla Real Estate Limited
Debentures | -4% ₹45 Cr 4,500 7.18% Govt Stock 2037
Sovereign Bonds | -4% ₹37 Cr 3,500,000 Jubilant Bevco Limited
Debentures | -3% ₹31 Cr 3,000 Narayana Hrudayalaya Limited
Debentures | -3% ₹31 Cr 3,000 JSW Energy Limited
Debentures | -3% ₹30 Cr 3,000 Sis Limited
Debentures | -3% ₹30 Cr 3,000 Vedanta Limited
Debentures | -3% ₹30 Cr 3,000 Hero Housing Finance Limited
Debentures | -3% ₹30 Cr 3,000 2. Aditya Birla Sun Life Medium Term Plan
Aditya Birla Sun Life Medium Term Plan
Growth Launch Date 25 Mar 09 NAV (08 Aug 25) ₹40.2634 ↑ 0.01 (0.01 %) Net Assets (Cr) ₹2,732 on 15 Jul 25 Category Debt - Medium term Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.55 Sharpe Ratio 3.02 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 7.52% Effective Maturity 4 Years 10 Months 10 Days Modified Duration 3 Years 7 Months 17 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,944 31 Jul 22 ₹13,565 31 Jul 23 ₹14,546 31 Jul 24 ₹15,677 31 Jul 25 ₹17,818 Returns for Aditya Birla Sun Life Medium Term Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25 Duration Returns 1 Month 0.4% 3 Month 2.3% 6 Month 7.4% 1 Year 13.4% 3 Year 9.5% 5 Year 12.3% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.5% 2023 6.9% 2022 24.8% 2021 7.1% 2020 8.1% 2019 -4.4% 2018 5.6% 2017 7% 2016 10.9% 2015 9.5% Fund Manager information for Aditya Birla Sun Life Medium Term Plan
Name Since Tenure Sunaina Cunha 1 Sep 14 10.92 Yr. Mohit Sharma 6 Aug 20 4.99 Yr. Data below for Aditya Birla Sun Life Medium Term Plan as on 15 Jul 25
Asset Allocation
Asset Class Value Cash 4.15% Equity 4.26% Debt 91.33% Other 0.26% Debt Sector Allocation
Sector Value Corporate 56.42% Government 34.91% Cash Equivalent 4.15% Credit Quality
Rating Value A 4% AA 42.22% AAA 53.79% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -8% ₹231 Cr 22,500,000
↓ -3,500,000 7.1% Govt Stock 2034
Sovereign Bonds | -7% ₹195 Cr 18,696,700 7.18% Govt Stock 2033
Sovereign Bonds | -7% ₹194 Cr 18,500,000 Nuvama Wealth Finance Limited
Debentures | -4% ₹96 Cr 9,500 Jubilant Bevco Limited
Debentures | -3% ₹76 Cr 7,400 Indian Railway Finance Corporation Limited
Debentures | -3% ₹76 Cr 7,500
↑ 2,500 National Bank For Financing Infrastructure And Development
Debentures | -3% ₹71 Cr 7,000 Power Grid Corporation Of India Limited
Debentures | -3% ₹70 Cr 7,000 360 One Prime Limited
Debentures | -2% ₹65 Cr 6,500 SK Finance Limited
Debentures | -2% ₹65 Cr 6,500 3. Sundaram Low Duration Fund
Sundaram Low Duration Fund
Growth Launch Date 23 Apr 07 NAV (31 Dec 21) ₹28.8391 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹550 on 30 Nov 21 Category Debt - Low Duration AMC Sundaram Asset Management Company Ltd Rating ☆☆ Risk Moderately Low Expense Ratio 0.86 Sharpe Ratio 0.99 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 4.19% Effective Maturity 8 Months 1 Day Modified Duration 5 Months 18 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,337 Returns for Sundaram Low Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25 Duration Returns 1 Month 0.3% 3 Month 1% 6 Month 10.2% 1 Year 11.8% 3 Year 5% 5 Year 5.7% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Sundaram Low Duration Fund
Name Since Tenure Data below for Sundaram Low Duration Fund as on 30 Nov 21
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 4. Franklin India Corporate Debt Fund
Franklin India Corporate Debt Fund
Growth Launch Date 23 Jun 97 NAV (08 Aug 25) ₹100.658 ↓ -0.02 (-0.01 %) Net Assets (Cr) ₹944 on 30 Jun 25 Category Debt - Corporate Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆ Risk Moderate Expense Ratio 0.77 Sharpe Ratio 1.67 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load 0-1 Years (0.5%),1 Years and above(NIL) Yield to Maturity 6.85% Effective Maturity 5 Years 11 Months 23 Days Modified Duration 3 Years 1 Month 13 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,600 31 Jul 22 ₹10,879 31 Jul 23 ₹11,532 31 Jul 24 ₹12,335 31 Jul 25 ₹13,580 Returns for Franklin India Corporate Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25 Duration Returns 1 Month 0.5% 3 Month 2.2% 6 Month 6.1% 1 Year 10% 3 Year 7.6% 5 Year 6.3% 10 Year 15 Year Since launch 8.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.6% 2023 6.5% 2022 3.2% 2021 3.8% 2020 9% 2019 9.2% 2018 7.5% 2017 7.7% 2016 9% 2015 8.4% Fund Manager information for Franklin India Corporate Debt Fund
Name Since Tenure Rahul Goswami 6 Oct 23 1.82 Yr. Anuj Tagra 7 Mar 24 1.4 Yr. Chandni Gupta 7 Mar 24 1.4 Yr. Data below for Franklin India Corporate Debt Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 4.75% Debt 95% Other 0.25% Debt Sector Allocation
Sector Value Corporate 68.85% Government 26.15% Cash Equivalent 4.75% Credit Quality
Rating Value AA 18.1% AAA 81.9% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.9% Govt Stock 2065
Sovereign Bonds | -8% ₹97 Cr 9,679,500
↑ 6,091,700 Jubilant Bevco Limited
Debentures | -6% ₹68 Cr 6,576 HDFC Bank Limited
Debentures | -5% ₹61 Cr 60
↑ 60 National Bank For Agriculture And Rural Development
Debentures | -5% ₹54 Cr 5,000
↑ 3,500 Small Industries Development Bank Of India
Debentures | -4% ₹53 Cr 500 Pipeline Infrastructure Limited
Debentures | -4% ₹52 Cr 5,000 Summit Digitel Infrastructure Limited
Debentures | -4% ₹52 Cr 5,000 Sikka Ports & Terminals Limited
Debentures | -4% ₹51 Cr 500 Embassy Office Parks Reit
Debentures | -4% ₹51 Cr 5,000 Rec Limited
Debentures | -4% ₹50 Cr 9,000 5. Nippon India Credit Risk Fund
Nippon India Credit Risk Fund
Growth Launch Date 8 Jun 05 NAV (08 Aug 25) ₹35.4322 ↑ 0.01 (0.04 %) Net Assets (Cr) ₹1,018 on 30 Jun 25 Category Debt - Credit Risk AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Moderate Expense Ratio 1.63 Sharpe Ratio 3.28 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 8.4% Effective Maturity 2 Years 2 Months 19 Days Modified Duration 2 Years Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹11,539 31 Jul 22 ₹12,025 31 Jul 23 ₹12,916 31 Jul 24 ₹13,919 31 Jul 25 ₹15,275 Returns for Nippon India Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25 Duration Returns 1 Month 0.5% 3 Month 2.5% 6 Month 5.4% 1 Year 9.7% 3 Year 8.3% 5 Year 8.9% 10 Year 15 Year Since launch 6.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.3% 2023 7.9% 2022 3.9% 2021 13.5% 2020 -5.9% 2019 1.9% 2018 6.1% 2017 7% 2016 10% 2015 8.8% Fund Manager information for Nippon India Credit Risk Fund
Name Since Tenure Kinjal Desai 25 May 18 7.19 Yr. Sushil Budhia 1 Feb 20 5.5 Yr. Data below for Nippon India Credit Risk Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 9.37% Debt 90.34% Other 0.29% Debt Sector Allocation
Sector Value Corporate 75.85% Government 14.49% Cash Equivalent 9.37% Credit Quality
Rating Value A 24.53% AA 43.49% AAA 31.97% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.02% Govt Stock 2031
Sovereign Bonds | -8% ₹78 Cr 7,500,000 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -5% ₹48 Cr 5,000 Jubilant Bevco Limited
Debentures | -4% ₹41 Cr 4,000 TRuhome Finance Limited
Debentures | -4% ₹41 Cr 4,000 Mancherial Repallewada Road Private Limited
Debentures | -4% ₹40 Cr 4,500 Prestige Projects Private Limited
Debentures | -4% ₹40 Cr 4,000 The Sandur Manganese And Iron Ores Limited
Debentures | -4% ₹39 Cr 4,000 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -4% ₹38 Cr 3,800 Delhi International Airport Limited
Debentures | -4% ₹36 Cr 3,500 Vedanta Limited
Debentures | -4% ₹35 Cr 3,500 6. ICICI Prudential Constant Maturity Gilt Fund
ICICI Prudential Constant Maturity Gilt Fund
Growth Launch Date 12 Sep 14 NAV (08 Aug 25) ₹24.84 ↓ -0.02 (-0.08 %) Net Assets (Cr) ₹2,463 on 30 Jun 25 Category Debt - 10 Yr Govt Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.39 Sharpe Ratio 1.6 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-7 Days (0.25%),7 Days and above(NIL) Yield to Maturity 6.52% Effective Maturity 9 Years 6 Months Modified Duration 6 Years 10 Months 2 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,338 31 Jul 22 ₹10,413 31 Jul 23 ₹11,217 31 Jul 24 ₹12,134 31 Jul 25 ₹13,363 Returns for ICICI Prudential Constant Maturity Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25 Duration Returns 1 Month -0.4% 3 Month 0.7% 6 Month 5% 1 Year 9.3% 3 Year 8.5% 5 Year 5.9% 10 Year 15 Year Since launch 8.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.3% 2023 7.7% 2022 1.2% 2021 2.8% 2020 13.6% 2019 12.8% 2018 9.7% 2017 2.4% 2016 16.2% 2015 6.9% Fund Manager information for ICICI Prudential Constant Maturity Gilt Fund
Name Since Tenure Manish Banthia 22 Jan 24 1.52 Yr. Raunak Surana 22 Jan 24 1.52 Yr. Data below for ICICI Prudential Constant Maturity Gilt Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 2.05% Debt 97.95% Debt Sector Allocation
Sector Value Government 97.95% Cash Equivalent 2.05% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -37% ₹878 Cr 85,374,500
↓ -8,000,000 6.64% Govt Stock 2035
Sovereign Bonds | -27% ₹645 Cr 63,500,000 7.1% Govt Stock 2034
Sovereign Bonds | -23% ₹546 Cr 52,219,850
↓ -1,000,000 7.18% Govt Stock 2037
Sovereign Bonds | -6% ₹147 Cr 14,000,000 6.19% Govt Stock 2034
Sovereign Bonds | -2% ₹49 Cr 5,000,000 6.92% Govt Stock 2039
Sovereign Bonds | -1% ₹26 Cr 2,500,000 6.67% Govt Stock 2035
Sovereign Bonds | -1% ₹25 Cr 2,500,000 6.33% Govt Stock 2035
Sovereign Bonds | -0% ₹4 Cr 413,500 Net Current Assets
Net Current Assets | -2% ₹41 Cr Treps
CBLO/Reverse Repo | -0% ₹7 Cr 7. IIFL Dynamic Bond Fund
IIFL Dynamic Bond Fund
Growth Launch Date 24 Jun 13 NAV (08 Aug 25) ₹22.7796 ↓ -0.02 (-0.11 %) Net Assets (Cr) ₹681 on 30 Jun 25 Category Debt - Dynamic Bond AMC IIFL Asset Management Limited Rating Risk Moderate Expense Ratio 0.52 Sharpe Ratio 1.85 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 1,000 Exit Load 0-18 Months (1%),18 Months and above(NIL) Yield to Maturity 7.02% Effective Maturity 6 Years 9 Months 15 Days Modified Duration Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,656 31 Jul 22 ₹11,059 31 Jul 23 ₹11,756 31 Jul 24 ₹12,742 31 Jul 25 ₹14,031 Returns for IIFL Dynamic Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25 Duration Returns 1 Month 0.1% 3 Month 1.5% 6 Month 5% 1 Year 9.3% 3 Year 8.1% 5 Year 7% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.6% 2023 6.8% 2022 3.6% 2021 5.6% 2020 8.2% 2019 7.8% 2018 5.2% 2017 7.4% 2016 7.8% 2015 6.3% Fund Manager information for IIFL Dynamic Bond Fund
Name Since Tenure Milan Mody 2 Mar 21 4.42 Yr. Manumaharaj Saravanaraj 4 Jun 24 1.16 Yr. Data below for IIFL Dynamic Bond Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 3.32% Equity 9.99% Debt 86.36% Other 0.32% Debt Sector Allocation
Sector Value Government 52.25% Corporate 34.11% Cash Equivalent 3.32% Credit Quality
Rating Value AA 18.23% AAA 81.77% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.26% Govt Stock 2032
Sovereign Bonds | -11% ₹74 Cr 7,000,000
↓ -1,000,000 7.18% Govt Stock 2037
Sovereign Bonds | -7% ₹47 Cr 4,500,000 Embassy Office Parks REIT (Real Estate)
-, Since 30 Apr 25 | 5426025% ₹33 Cr 850,507 7.41% Govt Stock 2036
Sovereign Bonds | -5% ₹32 Cr 3,000,000 Jamnagar Utilities & Power Private Limited
Debentures | -4% ₹30 Cr 3,000,000 07.60 GJ Sgs 2035
Sovereign Bonds | -4% ₹26 Cr 2,500,000 7.23% Govt Stock 2039
Sovereign Bonds | -4% ₹26 Cr 2,500,000 07.64 MP Sgs 2033
Sovereign Bonds | -4% ₹26 Cr 2,500,000 LIC Housing Finance Ltd
Debentures | -4% ₹26 Cr 2,500,000 HDFC Bank Limited
Debentures | -4% ₹26 Cr 2,500,000 8. Nippon India Prime Debt Fund
Nippon India Prime Debt Fund
Growth Launch Date 14 Sep 00 NAV (08 Aug 25) ₹60.6772 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹9,542 on 30 Jun 25 Category Debt - Corporate Bond AMC Nippon Life Asset Management Ltd. Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.69 Sharpe Ratio 1.9 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Yield to Maturity 6.93% Effective Maturity 4 Years 8 Months 23 Days Modified Duration 3 Years 7 Months 17 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,644 31 Jul 22 ₹11,009 31 Jul 23 ₹11,803 31 Jul 24 ₹12,700 31 Jul 25 ₹13,905 Returns for Nippon India Prime Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25 Duration Returns 1 Month 0.4% 3 Month 1.9% 6 Month 5% 1 Year 9.3% 3 Year 8.1% 5 Year 6.8% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.4% 2023 7.1% 2022 4.3% 2021 4.7% 2020 9.5% 2019 7.8% 2018 6.9% 2017 6.6% 2016 9.1% 2015 8.7% Fund Manager information for Nippon India Prime Debt Fund
Name Since Tenure Vivek Sharma 1 Feb 20 5.5 Yr. Kinjal Desai 25 May 18 7.19 Yr. Data below for Nippon India Prime Debt Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 5.03% Debt 94.71% Other 0.26% Debt Sector Allocation
Sector Value Corporate 63.4% Government 31.31% Cash Equivalent 5.03% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -5% ₹468 Cr 45,500,000
↓ -10,000,000 7.02% Govt Stock 2031
Sovereign Bonds | -4% ₹364 Cr 35,000,000
↑ 15,000,000 7.1% Govt Stock 2034
Sovereign Bonds | -2% ₹235 Cr 22,500,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹225 Cr 22,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹211 Cr 20,500 Small Industries Development Bank Of India
Debentures | -2% ₹205 Cr 20,000 Aditya Birla Housing Finance Limited
Debentures | -2% ₹204 Cr 20,000 Small Industries Development Bank Of India
Debentures | -2% ₹183 Cr 18,000 Jamnagar Utilities & Power Private Limited
Debentures | -2% ₹180 Cr 17,500 Rec Limited
Debentures | -2% ₹175 Cr 17,500
↑ 5,000 9. Nippon India Dynamic Bond Fund
Nippon India Dynamic Bond Fund
Growth Launch Date 15 Nov 04 NAV (08 Aug 25) ₹37.7146 ↑ 0.03 (0.08 %) Net Assets (Cr) ₹4,637 on 30 Jun 25 Category Debt - Dynamic Bond AMC Nippon Life Asset Management Ltd. Rating Risk Moderate Expense Ratio 0.71 Sharpe Ratio 1.67 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 6.53% Effective Maturity 4 Years 11 Months 16 Days Modified Duration 4 Years 22 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,197 31 Jul 22 ₹10,403 31 Jul 23 ₹11,196 31 Jul 24 ₹12,070 31 Jul 25 ₹13,221 Returns for Nippon India Dynamic Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25 Duration Returns 1 Month 0.3% 3 Month 1.3% 6 Month 5.1% 1 Year 9.2% 3 Year 8.3% 5 Year 5.8% 10 Year 15 Year Since launch 6.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 9% 2023 6.7% 2022 2.4% 2021 2.7% 2020 11.3% 2019 8.4% 2018 4.7% 2017 3.1% 2016 13.9% 2015 5.7% Fund Manager information for Nippon India Dynamic Bond Fund
Name Since Tenure Vivek Sharma 25 Jun 20 5.1 Yr. Pranay Sinha 31 Mar 21 4.34 Yr. Kinjal Desai 25 May 18 7.19 Yr. Data below for Nippon India Dynamic Bond Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 2.68% Debt 97.01% Other 0.31% Debt Sector Allocation
Sector Value Government 97.01% Cash Equivalent 2.68% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 07.83 MH Sdl 2030
Sovereign Bonds | -7% ₹310 Cr 29,400,000 07.78 MH Sgs 2030
Sovereign Bonds | -6% ₹255 Cr 24,100,200 07.04 Tn SDL 2030
Sovereign Bonds | -5% ₹236 Cr 23,078,300 7.17% Govt Stock 2030
Sovereign Bonds | -4% ₹172 Cr 16,500,000 07.70 MH Sgs 2030
Sovereign Bonds | -3% ₹142 Cr 13,500,000 07.76 MH Sgs 2030
Sovereign Bonds | -3% ₹132 Cr 12,500,000 07.02 Tn SDL 2030
Sovereign Bonds | -3% ₹128 Cr 12,500,000 07.86 MH Sdl 2030
Sovereign Bonds | -3% ₹116 Cr 11,000,000 7.32% Govt Stock 2030
Sovereign Bonds | -3% ₹116 Cr 11,000,000 06.65 GJ Sdl 2030
Sovereign Bonds | -2% ₹113 Cr 11,200,000 10. Axis Short Term Fund
Axis Short Term Fund
Growth Launch Date 22 Jan 10 NAV (08 Aug 25) ₹31.2508 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹11,467 on 30 Jun 25 Category Debt - Short term Bond AMC Axis Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.92 Sharpe Ratio 2.32 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.8% Effective Maturity 2 Years 8 Months 12 Days Modified Duration 2 Years 2 Months 19 Days Growth of 10,000 investment over the years.
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,461 31 Jul 22 ₹10,774 31 Jul 23 ₹11,465 31 Jul 24 ₹12,305 31 Jul 25 ₹13,437 Returns for Axis Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25 Duration Returns 1 Month 0.4% 3 Month 2% 6 Month 5% 1 Year 9% 3 Year 7.6% 5 Year 6.1% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 6.8% 2022 3.7% 2021 3.5% 2020 10.1% 2019 9.8% 2018 6.3% 2017 5.9% 2016 9.6% 2015 8.1% Fund Manager information for Axis Short Term Fund
Name Since Tenure Devang Shah 5 Nov 12 12.74 Yr. Aditya Pagaria 3 Jul 23 2.08 Yr. Data below for Axis Short Term Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 12.22% Debt 87.51% Other 0.27% Debt Sector Allocation
Sector Value Corporate 71.34% Government 20.81% Cash Equivalent 7.59% Credit Quality
Rating Value AA 13.82% AAA 86.18% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -4% ₹521 Cr 51,000
↑ 10,000 6.79% Govt Stock 2034
Sovereign Bonds | -3% ₹387 Cr 37,626,700
↑ 25,000,000 Power Finance Corporation Limited
Debentures | -3% ₹299 Cr 30,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹265 Cr 26,000 Rec Limited
Debentures | -2% ₹264 Cr 25,854 Indigrid Infrastructure Trust
Debentures | -2% ₹193 Cr 19,000 India (Republic of) 6.28%
Sovereign Bonds | -2% ₹187 Cr 18,737,200
↑ 18,737,200 Rec Limited
Debentures | -2% ₹179 Cr 17,500 Tata Capital Limited
Debentures | -2% ₹178 Cr 1,750
↑ 750 Small Industries Development Bank Of India
Debentures | -2% ₹177 Cr 17,500
↑ 12,500
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