+91-22-4891390910 Best Performing Debt Mutual Funds SIPs 2026
SIP investment is one of the most disciplined Investing options when investing in Mutual Funds.
Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.Generally, SIPs are ideal for Equity Funds as it SIP benefits the most in the long run, but many investors prefer taking it in debt funds too. So, here are some of the best debt SIP plans in India that offer good returns.
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Fund Selection Methodology used to find 10 funds
Top 10 Debt Mutual Funds SIP Plans To Invest In FY 26 - 27
Fund NAV Net Assets (Cr) Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 2024 (%) Debt Yield (YTM) Mod. Duration Eff. Maturity Aditya Birla Sun Life Credit Risk Fund Growth ₹24.5941
↑ 0.03 ₹1,175 100 2 7.1 12.6 12 13.4 7.96% 2Y 4D 2Y 7M 6D Sundaram Low Duration Fund Growth ₹28.8391
↑ 0.01 ₹550 1,000 1 10.2 11.8 5 4.19% 5M 18D 8M 1D Aditya Birla Sun Life Medium Term Plan Growth ₹42.524
↑ 0.05 ₹3,070 1,000 1.3 4.3 8.8 9.8 10.9 7.8% 2Y 11M 16D 3Y 10M 24D ICICI Prudential Regular Savings Fund Growth ₹33.7684
↑ 0.06 ₹5,887 100 1.6 3.3 8.5 8.3 9.5 8.41% 2Y 3M 14D 3Y 7M 24D Kotak Credit Risk Fund Growth ₹31.0369
↑ 0.04 ₹711 1,000 1.3 2.6 7.8 7.5 9.1 8.11% 2Y 3M 7D 2Y 11M 5D Nippon India Credit Risk Fund Growth ₹36.961
↑ 0.02 ₹1,059 100 1.7 3.1 7.8 8.2 8.9 8.72% 1Y 11M 23D 2Y 4M 28D Franklin India Corporate Debt Fund Growth ₹104.055
↑ 0.10 ₹1,350 500 1.3 2.3 7.6 7.5 9.1 7.43% 2Y 11M 5D 6Y 4M 19D ICICI Prudential Medium Term Bond Fund Growth ₹47.2109
↑ 0.10 ₹5,614 1,000 1.4 2.7 7.2 7.8 9 7.99% 3Y 6M 18D 6Y 5M 23D Kotak Medium Term Fund Growth ₹23.8737
↑ 0.03 ₹2,007 1,000 1 2.3 7.1 7.9 8.9 8.09% 3Y 25D 4Y 6M 11D HDFC Credit Risk Debt Fund Growth ₹25.2532
↑ 0.03 ₹6,891 300 1.5 2.7 6.9 7.5 8 8.31% 2Y 4M 2D 3Y 9M 7D Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 10 Apr 26 Research Highlights & Commentary of 10 Funds showcased
Commentary Aditya Birla Sun Life Credit Risk Fund Sundaram Low Duration Fund Aditya Birla Sun Life Medium Term Plan ICICI Prudential Regular Savings Fund Kotak Credit Risk Fund Nippon India Credit Risk Fund Franklin India Corporate Debt Fund ICICI Prudential Medium Term Bond Fund Kotak Medium Term Fund HDFC Credit Risk Debt Fund Point 1 Lower mid AUM (₹1,175 Cr). Bottom quartile AUM (₹550 Cr). Upper mid AUM (₹3,070 Cr). Top quartile AUM (₹5,887 Cr). Bottom quartile AUM (₹711 Cr). Bottom quartile AUM (₹1,059 Cr). Lower mid AUM (₹1,350 Cr). Upper mid AUM (₹5,614 Cr). Upper mid AUM (₹2,007 Cr). Highest AUM (₹6,891 Cr). Point 2 Established history (10+ yrs). Established history (18+ yrs). Established history (17+ yrs). Established history (15+ yrs). Established history (15+ yrs). Established history (20+ yrs). Oldest track record among peers (28 yrs). Established history (21+ yrs). Established history (12+ yrs). Established history (12+ yrs). Point 3 Not Rated. Rating: 2★ (upper mid). Top rated. Rating: 1★ (bottom quartile). Rating: 3★ (upper mid). Rating: 2★ (lower mid). Rating: 2★ (lower mid). Rating: 2★ (bottom quartile). Rating: 3★ (upper mid). Rating: 4★ (top quartile). Point 4 Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Point 5 1Y return: 12.63% (top quartile). 1Y return: 11.79% (top quartile). 1Y return: 8.79% (upper mid). 1Y return: 8.47% (upper mid). 1Y return: 7.79% (upper mid). 1Y return: 7.79% (lower mid). 1Y return: 7.55% (lower mid). 1Y return: 7.20% (bottom quartile). 1Y return: 7.08% (bottom quartile). 1Y return: 6.91% (bottom quartile). Point 6 1M return: 0.99% (top quartile). 1M return: 0.28% (bottom quartile). 1M return: 0.41% (lower mid). 1M return: 0.82% (top quartile). 1M return: 0.41% (upper mid). 1M return: 0.37% (lower mid). 1M return: 0.19% (bottom quartile). 1M return: 0.64% (upper mid). 1M return: 0.31% (bottom quartile). 1M return: 0.44% (upper mid). Point 7 Sharpe: 2.39 (upper mid). Sharpe: 0.99 (bottom quartile). Sharpe: 2.37 (upper mid). Sharpe: 3.19 (top quartile). Sharpe: 2.16 (upper mid). Sharpe: 2.51 (top quartile). Sharpe: 1.35 (bottom quartile). Sharpe: 1.86 (lower mid). Sharpe: 1.71 (lower mid). Sharpe: 1.57 (bottom quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.96% (lower mid). Yield to maturity (debt): 4.19% (bottom quartile). Yield to maturity (debt): 7.80% (bottom quartile). Yield to maturity (debt): 8.41% (top quartile). Yield to maturity (debt): 8.11% (upper mid). Yield to maturity (debt): 8.72% (top quartile). Yield to maturity (debt): 7.43% (bottom quartile). Yield to maturity (debt): 7.99% (lower mid). Yield to maturity (debt): 8.09% (upper mid). Yield to maturity (debt): 8.31% (upper mid). Point 10 Modified duration: 2.01 yrs (upper mid). Modified duration: 0.47 yrs (top quartile). Modified duration: 2.96 yrs (bottom quartile). Modified duration: 2.29 yrs (upper mid). Modified duration: 2.27 yrs (upper mid). Modified duration: 1.98 yrs (top quartile). Modified duration: 2.93 yrs (lower mid). Modified duration: 3.55 yrs (bottom quartile). Modified duration: 3.07 yrs (bottom quartile). Modified duration: 2.34 yrs (lower mid). Aditya Birla Sun Life Credit Risk Fund
Sundaram Low Duration Fund
Aditya Birla Sun Life Medium Term Plan
ICICI Prudential Regular Savings Fund
Kotak Credit Risk Fund
Nippon India Credit Risk Fund
Franklin India Corporate Debt Fund
ICICI Prudential Medium Term Bond Fund
Kotak Medium Term Fund
HDFC Credit Risk Debt Fund
*Fund Mentioned having Fund Size (AUM) above 500 crore.
(Erstwhile Aditya Birla Sun Life Corporate Bond Fund) The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved. Below is the key information for Aditya Birla Sun Life Credit Risk Fund Returns up to 1 year are on (Erstwhile Sundaram Ultra Short Term Fund) To provide a level of income consistent with liquidity
through investments made primarily in money market and
debt securities. Research Highlights for Sundaram Low Duration Fund Below is the key information for Sundaram Low Duration Fund Returns up to 1 year are on The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital. Research Highlights for Aditya Birla Sun Life Medium Term Plan Below is the key information for Aditya Birla Sun Life Medium Term Plan Returns up to 1 year are on The fund’s objective is to provide reasonable returns, by maintaining an optimum balance of safety, liquidity and yield, through investments in a basket of debt and money market instruments with a view to delivering consistent performance. However, there can be no assurance that the investment objective of the Scheme will be realized. Research Highlights for ICICI Prudential Regular Savings Fund Below is the key information for ICICI Prudential Regular Savings Fund Returns up to 1 year are on (Erstwhile Kotak Income Opportunities Fund) The investment objective of the scheme is to generate income by investing in debt/ and money market securities across the yield curve and credit spectrum. The scheme will also seek to maintain reasonable liquidity within the fund. Research Highlights for Kotak Credit Risk Fund Below is the key information for Kotak Credit Risk Fund Returns up to 1 year are on (Erstwhile Reliance Regular Savings Fund - Debt Plan) The primary investment objective of this option is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly investments shall predominantly be made in Debt & Money Market Instruments. Research Highlights for Nippon India Credit Risk Fund Below is the key information for Nippon India Credit Risk Fund Returns up to 1 year are on (Erstwhile Franklin India Income Builder Account - Plan A) The investment objective of the Scheme is primarily to provide investors Regular income under the Dividend Plan and Capital appreciation under the Growth Plan. Research Highlights for Franklin India Corporate Debt Fund Below is the key information for Franklin India Corporate Debt Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Corporate Bond Fund) To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximizing income while maintaining the optimum balance of yield, safety and liquidity. Research Highlights for ICICI Prudential Medium Term Bond Fund Below is the key information for ICICI Prudential Medium Term Bond Fund Returns up to 1 year are on The investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved Research Highlights for Kotak Medium Term Fund Below is the key information for Kotak Medium Term Fund Returns up to 1 year are on (Erstwhile HDFC Corporate Debt Opportunities Fund) To generate regular income and capital appreciation by investing predominantly in corporate debt. Research Highlights for HDFC Credit Risk Debt Fund Below is the key information for HDFC Credit Risk Debt Fund Returns up to 1 year are on 1. Aditya Birla Sun Life Credit Risk Fund
Aditya Birla Sun Life Credit Risk Fund
Growth Launch Date 17 Apr 15 NAV (10 Apr 26) ₹24.5941 ↑ 0.03 (0.11 %) Net Assets (Cr) ₹1,175 on 28 Feb 26 Category Debt - Credit Risk AMC Birla Sun Life Asset Management Co Ltd Rating Risk Moderate Expense Ratio 1.54 Sharpe Ratio 2.39 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 100 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 7.96% Effective Maturity 2 Years 7 Months 6 Days Modified Duration 2 Years 4 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,582 31 Mar 23 ₹11,373 31 Mar 24 ₹12,208 31 Mar 25 ₹14,169 31 Mar 26 ₹15,917 Returns for Aditya Birla Sun Life Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Apr 26 Duration Returns 1 Month 1% 3 Month 2% 6 Month 7.1% 1 Year 12.6% 3 Year 12% 5 Year 9.8% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 13.4% 2023 11.9% 2022 6.9% 2021 7.1% 2020 6.4% 2019 9.4% 2018 2.1% 2017 6.6% 2016 8.1% 2015 10.3% Fund Manager information for Aditya Birla Sun Life Credit Risk Fund
Name Since Tenure Sunaina Cunha 17 Apr 15 10.88 Yr. Mohit Sharma 6 Aug 20 5.57 Yr. Data below for Aditya Birla Sun Life Credit Risk Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 10.4% Equity 7.91% Debt 81.4% Other 0.3% Debt Sector Allocation
Sector Value Corporate 60% Government 21.4% Cash Equivalent 10.4% Credit Quality
Rating Value A 16.62% AA 54.7% AAA 28.68% Top Securities Holdings / Portfolio
Name Holding Value Quantity GMR Airports Limited
Debentures | -5% ₹54 Cr 5,200
↑ 1,500 6.79% Gs 2034
Sovereign Bonds | -4% ₹50 Cr 5,000,000 Aditya Birla Real Estate Limited
Debentures | -4% ₹45 Cr 4,500 Jubilant Bevco Limited
Debentures | -4% ₹43 Cr 4,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹40 Cr 4,000 7.10% Gs 2034
Sovereign Bonds | -3% ₹36 Cr 3,500,000 IKF Finance Limited
Debentures | -3% ₹35 Cr 3,500 National Bank For Agriculture And Rural Development
Debentures | -3% ₹35 Cr 3,500 Hinduja Leyland Finance Limited
Debentures | -3% ₹35 Cr 3,500 Kogta Financial (India) Limited
Debentures | -3% ₹32 Cr 3,250 2. Sundaram Low Duration Fund
Sundaram Low Duration Fund
Growth Launch Date 23 Apr 07 NAV (31 Dec 21) ₹28.8391 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹550 on 30 Nov 21 Category Debt - Low Duration AMC Sundaram Asset Management Company Ltd Rating ☆☆ Risk Moderately Low Expense Ratio 0.86 Sharpe Ratio 0.99 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 4.19% Effective Maturity 8 Months 1 Day Modified Duration 5 Months 18 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 Returns for Sundaram Low Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Apr 26 Duration Returns 1 Month 0.3% 3 Month 1% 6 Month 10.2% 1 Year 11.8% 3 Year 5% 5 Year 5.7% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for Sundaram Low Duration Fund
Name Since Tenure Data below for Sundaram Low Duration Fund as on 30 Nov 21
Asset Allocation
Asset Class Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. Aditya Birla Sun Life Medium Term Plan
Aditya Birla Sun Life Medium Term Plan
Growth Launch Date 25 Mar 09 NAV (10 Apr 26) ₹42.524 ↑ 0.05 (0.12 %) Net Assets (Cr) ₹3,070 on 28 Feb 26 Category Debt - Medium term Bond AMC Birla Sun Life Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.57 Sharpe Ratio 2.37 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 1,000 Exit Load 0-365 Days (1%),365 Days and above(NIL) Yield to Maturity 7.8% Effective Maturity 3 Years 10 Months 24 Days Modified Duration 2 Years 11 Months 16 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,945 31 Mar 23 ₹13,258 31 Mar 24 ₹14,230 31 Mar 25 ₹16,085 31 Mar 26 ₹17,500 Returns for Aditya Birla Sun Life Medium Term Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Apr 26 Duration Returns 1 Month 0.4% 3 Month 1.3% 6 Month 4.3% 1 Year 8.8% 3 Year 9.8% 5 Year 11.9% 10 Year 15 Year Since launch 8.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.9% 2023 10.5% 2022 6.9% 2021 24.8% 2020 7.1% 2019 8.1% 2018 -4.4% 2017 5.6% 2016 7% 2015 10.9% Fund Manager information for Aditya Birla Sun Life Medium Term Plan
Name Since Tenure Sunaina Cunha 1 Sep 14 11.5 Yr. Mohit Sharma 6 Aug 20 5.57 Yr. Data below for Aditya Birla Sun Life Medium Term Plan as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 5.27% Equity 4.28% Debt 90.19% Other 0.26% Debt Sector Allocation
Sector Value Corporate 57.42% Government 32.77% Cash Equivalent 5.27% Credit Quality
Rating Value A 11.55% AA 39.56% AAA 48.89% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Gs 2034
Sovereign Bonds | -8% ₹247 Cr 24,500,000 7.10% Gs 2034
Sovereign Bonds | -7% ₹218 Cr 21,196,700 National Bank for Agriculture and Rural Development 7.27%
Domestic Bonds | -4% ₹126 Cr 12,500 National Bank For Agriculture And Rural Development
Debentures | -4% ₹114 Cr 11,500 Hinduja Leyland Finance Limited
Debentures | -4% ₹108 Cr 11,000 Nuvama Wealth Finance Limited
Debentures | -3% ₹96 Cr 9,500 6.48% Gs 2035
Sovereign Bonds | -3% ₹94 Cr 9,500,000 GMR Airports Limited
Debentures | -3% ₹83 Cr 8,000 Jubilant Bevco Limited
Debentures | -3% ₹80 Cr 7,400 Jtpm Metal TRaders Limited
Debentures | -3% ₹80 Cr 7,673 4. ICICI Prudential Regular Savings Fund
ICICI Prudential Regular Savings Fund
Growth Launch Date 3 Dec 10 NAV (10 Apr 26) ₹33.7684 ↑ 0.06 (0.17 %) Net Assets (Cr) ₹5,887 on 15 Mar 26 Category Debt - Credit Risk AMC ICICI Prudential Asset Management Company Limited Rating ☆ Risk Moderate Expense Ratio 1.43 Sharpe Ratio 3.19 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 100 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 8.41% Effective Maturity 3 Years 7 Months 24 Days Modified Duration 2 Years 3 Months 14 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,671 31 Mar 23 ₹11,225 31 Mar 24 ₹12,123 31 Mar 25 ₹13,125 31 Mar 26 ₹14,181 Returns for ICICI Prudential Regular Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Apr 26 Duration Returns 1 Month 0.8% 3 Month 1.6% 6 Month 3.3% 1 Year 8.5% 3 Year 8.3% 5 Year 7.4% 10 Year 15 Year Since launch 8.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.5% 2023 8.5% 2022 7.2% 2021 5.1% 2020 6.2% 2019 9.8% 2018 9.5% 2017 6.6% 2016 6.8% 2015 9.5% Fund Manager information for ICICI Prudential Regular Savings Fund
Name Since Tenure Manish Banthia 7 Nov 16 9.32 Yr. Akhil Kakkar 22 Jan 24 2.1 Yr. Data below for ICICI Prudential Regular Savings Fund as on 15 Mar 26
Asset Allocation
Asset Class Value Cash 13.35% Equity 8.85% Debt 77.42% Other 0.39% Debt Sector Allocation
Sector Value Corporate 61.26% Government 16.16% Cash Equivalent 13.35% Credit Quality
Rating Value A 21.44% AA 57.69% AAA 20.87% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.68% Gs 2040
Sovereign Bonds | -6% ₹338 Cr 34,926,400 Embassy Office Parks REIT (Real Estate)
-, Since 30 Apr 25 | EMBASSY4% ₹243 Cr 5,715,303 Keystone Realtors Limited
Debentures | -4% ₹234 Cr 23,500 Millennia Realtors Private Limited
Debentures | -4% ₹210 Cr 2,100 Vedanta Limited
Debentures | -3% ₹201 Cr 20,000 Adani Enterprises Limited
Debentures | -3% ₹199 Cr 20,000 Jtpm Metal TRaders Limited
Debentures | -3% ₹188 Cr 18,000 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -3% ₹186 Cr 18,500 Varroc Engineering Limited
Debentures | -3% ₹172 Cr 25,000 Nirma Limited
Debentures | -3% ₹151 Cr 15,000 5. Kotak Credit Risk Fund
Kotak Credit Risk Fund
Growth Launch Date 11 May 10 NAV (10 Apr 26) ₹31.0369 ↑ 0.04 (0.12 %) Net Assets (Cr) ₹711 on 28 Feb 26 Category Debt - Credit Risk AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderately Low Expense Ratio 1.71 Sharpe Ratio 2.16 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 8.11% Effective Maturity 2 Years 11 Months 5 Days Modified Duration 2 Years 3 Months 7 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,589 31 Mar 23 ₹10,669 31 Mar 24 ₹11,548 31 Mar 25 ₹12,290 31 Mar 26 ₹13,216 Returns for Kotak Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Apr 26 Duration Returns 1 Month 0.4% 3 Month 1.3% 6 Month 2.6% 1 Year 7.8% 3 Year 7.5% 5 Year 5.8% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.1% 2023 7.1% 2022 6.4% 2021 0.9% 2020 5.3% 2019 6.6% 2018 9% 2017 6.2% 2016 6.6% 2015 10.4% Fund Manager information for Kotak Credit Risk Fund
Name Since Tenure Deepak Agrawal 11 May 10 15.81 Yr. Vihag Mishra 24 Oct 25 0.35 Yr. Data below for Kotak Credit Risk Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 3.11% Equity 9.93% Debt 86.38% Other 0.58% Debt Sector Allocation
Sector Value Corporate 70.74% Government 15.64% Cash Equivalent 3.11% Credit Quality
Rating Value A 11.43% AA 59.88% AAA 28.69% Top Securities Holdings / Portfolio
Name Holding Value Quantity Jubilant Bevco Limited
Debentures | -8% ₹54 Cr 500 Vedanta Limited
Debentures | -7% ₹50 Cr 5,000 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -7% ₹50 Cr 5,000 TATA Projects Limited
Debentures | -7% ₹50 Cr 5,000 Rec Limited
Debentures | -7% ₹50 Cr 5,000 Aditya Birla Real Estate Limited
Debentures | -6% ₹45 Cr 4,500 7.49% Karnataka Sgs 2035
Sovereign Bonds | -6% ₹45 Cr 4,500,000 Aditya Birla Renewables Limited
Debentures | -6% ₹40 Cr 4,000 6.48% Gs 2035
Sovereign Bonds | -5% ₹35 Cr 3,500,000
↑ 3,435,000 Au Small Finance Bank Limited
Debentures | -4% ₹30 Cr 30 6. Nippon India Credit Risk Fund
Nippon India Credit Risk Fund
Growth Launch Date 8 Jun 05 NAV (10 Apr 26) ₹36.961 ↑ 0.02 (0.05 %) Net Assets (Cr) ₹1,059 on 28 Feb 26 Category Debt - Credit Risk AMC Nippon Life Asset Management Ltd. Rating ☆☆ Risk Moderate Expense Ratio 1.46 Sharpe Ratio 2.51 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 100 Exit Load 0-12 Months (1%),12 Months and above(NIL) Yield to Maturity 8.72% Effective Maturity 2 Years 4 Months 28 Days Modified Duration 1 Year 11 Months 23 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹11,274 31 Mar 23 ₹11,807 31 Mar 24 ₹12,759 31 Mar 25 ₹13,852 31 Mar 26 ₹14,925 Returns for Nippon India Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Apr 26 Duration Returns 1 Month 0.4% 3 Month 1.7% 6 Month 3.1% 1 Year 7.8% 3 Year 8.2% 5 Year 8.4% 10 Year 15 Year Since launch 6.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.9% 2023 8.3% 2022 7.9% 2021 3.9% 2020 13.5% 2019 -5.9% 2018 1.9% 2017 6.1% 2016 7% 2015 10% Fund Manager information for Nippon India Credit Risk Fund
Name Since Tenure Kinjal Desai 25 May 18 7.77 Yr. Sushil Budhia 1 Feb 20 6.08 Yr. Lokesh Maru 5 Sep 25 0.48 Yr. Divya Sharma 5 Sep 25 0.48 Yr. Data below for Nippon India Credit Risk Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 12.09% Debt 87.63% Other 0.28% Debt Sector Allocation
Sector Value Corporate 74.97% Government 17.29% Cash Equivalent 7.45% Credit Quality
Rating Value A 26.83% AA 36.86% AAA 36.31% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.02% Gs 2031
Sovereign Bonds | -7% ₹77 Cr 7,500,000 Muthoot Fincorp Limited 10.4%
Debentures | -5% ₹48 Cr 50,000
↑ 50,000 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -4% ₹47 Cr 5,000 TRuhome Finance Limited
Debentures | -4% ₹41 Cr 4,000 Navi Finserv Limited
Debentures | -4% ₹40 Cr 40,000 GAursons India Private Limited
Debentures | -4% ₹40 Cr 4,000 The Sandur Manganese And Iron Ores Limited
Debentures | -4% ₹38 Cr 4,000 Delhi International Airport Limited
Debentures | -3% ₹36 Cr 3,500 Mancherial Repallewada Road Private Limited
Debentures | -3% ₹36 Cr 4,500 Vedanta Limited
Debentures | -3% ₹35 Cr 3,500 7. Franklin India Corporate Debt Fund
Franklin India Corporate Debt Fund
Growth Launch Date 23 Jun 97 NAV (10 Apr 26) ₹104.055 ↑ 0.10 (0.10 %) Net Assets (Cr) ₹1,350 on 28 Feb 26 Category Debt - Corporate Bond AMC Franklin Templeton Asst Mgmt(IND)Pvt Ltd Rating ☆☆ Risk Moderate Expense Ratio 0.79 Sharpe Ratio 1.35 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load 0-1 Years (0.5%),1 Years and above(NIL) Yield to Maturity 7.43% Effective Maturity 6 Years 4 Months 19 Days Modified Duration 2 Years 11 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,408 31 Mar 23 ₹10,813 31 Mar 24 ₹11,544 31 Mar 25 ₹12,458 31 Mar 26 ₹13,403 Returns for Franklin India Corporate Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Apr 26 Duration Returns 1 Month 0.2% 3 Month 1.3% 6 Month 2.3% 1 Year 7.6% 3 Year 7.5% 5 Year 6.1% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.1% 2023 7.6% 2022 6.5% 2021 3.2% 2020 3.8% 2019 9% 2018 9.2% 2017 7.5% 2016 7.7% 2015 9% Fund Manager information for Franklin India Corporate Debt Fund
Name Since Tenure Rahul Goswami 6 Oct 23 2.4 Yr. Anuj Tagra 7 Mar 24 1.98 Yr. Chandni Gupta 7 Mar 24 1.98 Yr. Data below for Franklin India Corporate Debt Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Debt 114.14% Other 0.27% Debt Sector Allocation
Sector Value Corporate 70.01% Government 44.13% Credit Quality
Rating Value AA 6.7% AAA 93.3% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.90% Gs 2065
Sovereign Bonds | -9% ₹115 Cr 11,929,500 Poonawalla Fincorp Limited
Debentures | -6% ₹82 Cr 8,000 Power Finance Corp Ltd. 7.24%
Debentures | -6% ₹75 Cr 7,500
↑ 7,500 LIC Housing Finance Ltd
Debentures | -4% ₹58 Cr 5,500
↑ 3,000 RJ Corp Limited
Debentures | -4% ₹55 Cr 5,467 Sikka Ports & Terminals Limited
Debentures | -4% ₹53 Cr 500 Summit Digitel Infrastructure Limited
Debentures | -4% ₹51 Cr 5,000 Rec Limited
Debentures | -4% ₹51 Cr 9,000 Embassy Office Parks Reit
Debentures | -4% ₹51 Cr 5,000 Jubilant Beverages Limited
Debentures | -3% ₹46 Cr 4,269 8. ICICI Prudential Medium Term Bond Fund
ICICI Prudential Medium Term Bond Fund
Growth Launch Date 15 Sep 04 NAV (10 Apr 26) ₹47.2109 ↑ 0.10 (0.21 %) Net Assets (Cr) ₹5,614 on 15 Mar 26 Category Debt - Medium term Bond AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk Moderate Expense Ratio 1.37 Sharpe Ratio 1.86 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Yield to Maturity 7.99% Effective Maturity 6 Years 5 Months 23 Days Modified Duration 3 Years 6 Months 18 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,537 31 Mar 23 ₹11,067 31 Mar 24 ₹11,894 31 Mar 25 ₹12,902 31 Mar 26 ₹13,777 Returns for ICICI Prudential Medium Term Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Apr 26 Duration Returns 1 Month 0.6% 3 Month 1.4% 6 Month 2.7% 1 Year 7.2% 3 Year 7.8% 5 Year 6.7% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 9% 2023 8% 2022 7% 2021 4.2% 2020 5.5% 2019 10.4% 2018 9.2% 2017 5.1% 2016 6.5% 2015 10.2% Fund Manager information for ICICI Prudential Medium Term Bond Fund
Name Since Tenure Manish Banthia 7 Nov 16 9.32 Yr. Akhil Kakkar 22 Jan 24 2.1 Yr. Data below for ICICI Prudential Medium Term Bond Fund as on 15 Mar 26
Asset Allocation
Asset Class Value Cash 8.24% Equity 7.96% Debt 83.47% Other 0.33% Debt Sector Allocation
Sector Value Corporate 61.42% Government 22.05% Cash Equivalent 8.24% Credit Quality
Rating Value AA 61.36% AAA 38.64% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.68% Gs 2040
Sovereign Bonds | -6% ₹339 Cr 35,078,100 Embassy Office Parks REIT (Real Estate)
-, Since 30 Apr 25 | EMBASSY4% ₹203 Cr 4,765,556 6.48% Gs 2035
Sovereign Bonds | -3% ₹193 Cr 19,529,900
↑ 5,000,000 7.34% Gs 2064
Sovereign Bonds | -3% ₹186 Cr 18,801,500 Adani Enterprises Limited
Debentures | -3% ₹174 Cr 17,500 Vedanta Limited
Debentures | -3% ₹171 Cr 17,000 Jtpm Metal TRaders Limited
Debentures | -3% ₹157 Cr 15,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹152 Cr 150 Oberoi Realty Limited
Debentures | -3% ₹151 Cr 15,000 TATA Projects Limited
Debentures | -3% ₹150 Cr 15,000 9. Kotak Medium Term Fund
Kotak Medium Term Fund
Growth Launch Date 25 Mar 14 NAV (10 Apr 26) ₹23.8737 ↑ 0.03 (0.11 %) Net Assets (Cr) ₹2,007 on 28 Feb 26 Category Debt - Medium term Bond AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆ Risk Moderate Expense Ratio 1.63 Sharpe Ratio 1.71 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-18 Months (2%),18 Months and above(NIL) Yield to Maturity 8.09% Effective Maturity 4 Years 6 Months 11 Days Modified Duration 3 Years 25 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,604 31 Mar 23 ₹10,925 31 Mar 24 ₹11,805 31 Mar 25 ₹12,781 31 Mar 26 ₹13,639 Returns for Kotak Medium Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Apr 26 Duration Returns 1 Month 0.3% 3 Month 1% 6 Month 2.3% 1 Year 7.1% 3 Year 7.9% 5 Year 6.5% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.9% 2023 9% 2022 6.1% 2021 3.2% 2020 4.7% 2019 8.5% 2018 7% 2017 5.4% 2016 6.6% 2015 10.9% Fund Manager information for Kotak Medium Term Fund
Name Since Tenure Deepak Agrawal 25 Mar 14 11.94 Yr. Vihag Mishra 1 Jun 25 0.75 Yr. Data below for Kotak Medium Term Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 7.79% Equity 9.66% Debt 82.27% Other 0.29% Debt Sector Allocation
Sector Value Corporate 71.25% Government 11.01% Cash Equivalent 7.79% Credit Quality
Rating Value A 7.99% AA 53.68% AAA 38.33% Top Securities Holdings / Portfolio
Name Holding Value Quantity Jtpm Metal TRaders Limited
Debentures | -5% ₹104 Cr 10,000 L&T Metro Rail (Hyderabad) Limited
Debentures | -5% ₹100 Cr 10,000 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -5% ₹91 Cr 9,000 Adani Power Ltd
Debentures | -4% ₹90 Cr 9,000 Embassy Office Parks REIT (Real Estate)
-, Since 31 May 21 | EMBASSY4% ₹85 Cr 1,998,346 TATA Steel Limited
Debentures | -4% ₹76 Cr 750 Pipeline Infrastructure Limited
Debentures | -3% ₹64 Cr 6,280 Aditya Birla Renewables Limited
Debentures | -3% ₹60 Cr 6,000 Aditya Birla Real Estate Limited
Debentures | -3% ₹56 Cr 5,500 Indigrid Infrastructure Trust
Debentures | -3% ₹51 Cr 5,000 10. HDFC Credit Risk Debt Fund
HDFC Credit Risk Debt Fund
Growth Launch Date 25 Mar 14 NAV (10 Apr 26) ₹25.2532 ↑ 0.03 (0.12 %) Net Assets (Cr) ₹6,891 on 28 Feb 26 Category Debt - Credit Risk AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.51 Sharpe Ratio 1.57 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL) Yield to Maturity 8.31% Effective Maturity 3 Years 9 Months 7 Days Modified Duration 2 Years 4 Months 2 Days Growth of 10,000 investment over the years.
Date Value 31 Mar 21 ₹10,000 31 Mar 22 ₹10,692 31 Mar 23 ₹11,125 31 Mar 24 ₹11,966 31 Mar 25 ₹12,901 31 Mar 26 ₹13,779 Returns for HDFC Credit Risk Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Apr 26 Duration Returns 1 Month 0.4% 3 Month 1.5% 6 Month 2.7% 1 Year 6.9% 3 Year 7.5% 5 Year 6.7% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 8.2% 2022 6.6% 2021 3.7% 2020 7% 2019 10.9% 2018 8.6% 2017 5.4% 2016 6.6% 2015 11% Fund Manager information for HDFC Credit Risk Debt Fund
Name Since Tenure Praveen Jain 7 Mar 26 0 Yr. Dhruv Muchhal 22 Jun 23 2.69 Yr. Bhavyesh Divecha 7 Mar 26 0 Yr. Data below for HDFC Credit Risk Debt Fund as on 28 Feb 26
Asset Allocation
Asset Class Value Cash 6.79% Equity 3.87% Debt 88.98% Other 0.36% Debt Sector Allocation
Sector Value Corporate 76.75% Government 12.22% Cash Equivalent 6.79% Credit Quality
Rating Value A 16.03% AA 56.94% AAA 27.03% Top Securities Holdings / Portfolio
Name Holding Value Quantity The Sandur Manganese And Iron Ores Limited
Debentures | -4% ₹287 Cr 30,000 GMR Airports Limited
Debentures | -4% ₹274 Cr 26,500 TATA Projects Limited
Debentures | -4% ₹251 Cr 25,000 The Tata Power Company Limited
Debentures | -3% ₹229 Cr 2,190 Jubilant Beverages Limited
Debentures | -3% ₹207 Cr 19,190 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -3% ₹202 Cr 20,000 Kalpataru Projects International Limited
Debentures | -3% ₹201 Cr 20,000 SK Finance Limited
Debentures | -3% ₹200 Cr 20,000 Jubilant Bevco Limited
Debentures | -3% ₹193 Cr 17,750 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹177 Cr 175
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