fincash logo SOLUTIONS
EXPLORE FUNDS
CALCULATORS
fincash number+91-22-48913909
10 Best Performing Debt Mutual Funds SIP Investments 2025 | fincash.com

Fincash » Mutual Funds » Best Debt SIP Plans

10 Best Performing Debt Mutual Funds SIPs 2025

Updated on May 15, 2025 , 7119 views

SIP investment is one of the most disciplined Investing options when investing in Mutual Funds.

Debt Fund Types - Risk & Returns

Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient.Generally, SIPs are ideal for Equity Funds as it SIP benefits the most in the long run, but many investors prefer taking it in Debt fund too. So, here are some of the best debt SIP plans in India that offer good returns.

Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

Top 10 Debt Mutual Funds SIP Plans To Invest In FY 25 - 26

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2024 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
L&T Credit Risk Fund Growth ₹32.1535
↑ 0.03
₹598 1,000 15.617.521.811.27.27.89%2Y 2M 19D2Y 11M 5D
Aditya Birla Sun Life Credit Risk Fund Growth ₹22.1424
↑ 0.03
₹970 100 3.28.717.511.111.98.29%2Y 5M 16D3Y 9M 29D
Aditya Birla Sun Life Medium Term Plan Growth ₹39.66
↑ 0.05
₹2,206 1,000 3.57.814.714.810.57.89%3Y 7M 17D4Y 10M 24D
ICICI Prudential Constant Maturity Gilt Fund Growth ₹24.899
↑ 0.01
₹2,537 1,000 5.17.512.49.19.39.83%6Y 10M 13D9Y 9M 29D
ICICI Prudential Long Term Bond Fund Growth ₹91.1354
↑ 0.14
₹1,078 1,000 5712910.17.09%9Y 6M 7D23Y 1M 6D
SBI Magnum Constant Maturity Fund Growth ₹64.2873
↑ 0.06
₹1,831 500 4.97.111.999.16.74%6Y 9M 22D9Y 9M 29D
Sundaram Low Duration Fund Growth ₹28.8391
↑ 0.01
₹550 1,000 110.211.85 4.19%5M 18D8M 1D
Axis Gilt Fund Growth ₹25.9403
↑ 0.05
₹868 1,000 5.16.811.88.6107%10Y 2M 16D25Y 1M 17D
DSP BlackRock Government Securities Fund Growth ₹97.6481
↑ 0.22
₹1,566 500 5.36.811.78.910.17.04%11Y 6M29Y 2M 26D
DSP BlackRock Strategic Bond Fund Growth ₹3,428.54
↑ 7.12
₹1,504 500 5.16.411.48.59.97.07%10Y 11M 26D27Y 8M 5D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 May 25

*Fund Mentioned having Fund Size (AUM) above 500 crore.

1. L&T Credit Risk Fund

(Erstwhile L&T Income Opportunities Fund)

The Scheme seeks to generate regular returns and capital appreciation by investing in debt (including securitised debt), government and money market securities.

L&T Credit Risk Fund is a Debt - Credit Risk fund was launched on 8 Oct 09. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 12 in Credit Risk category.  Return for 2024 was 7.2% , 2023 was 6.5% and 2022 was 3.2% .

Below is the key information for L&T Credit Risk Fund

L&T Credit Risk Fund
Growth
Launch Date 8 Oct 09
NAV (16 May 25) ₹32.1535 ↑ 0.03   (0.09 %)
Net Assets (Cr) ₹598 on 31 Mar 25
Category Debt - Credit Risk
AMC L&T Investment Management Ltd
Rating
Risk Moderate
Expense Ratio 1.65
Sharpe Ratio 1.01
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 7.89%
Effective Maturity 2 Years 11 Months 5 Days
Modified Duration 2 Years 2 Months 19 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹10,850
30 Apr 22₹11,405
30 Apr 23₹11,966
30 Apr 24₹12,717
30 Apr 25₹15,470

L&T Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201
Invest Now

Returns for L&T Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

DurationReturns
1 Month 12%
3 Month 15.6%
6 Month 17.5%
1 Year 21.8%
3 Year 11.2%
5 Year 9.4%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.2%
2023 6.5%
2022 3.2%
2021 5.7%
2020 5%
2019 2.3%
2018 5.6%
2017 7.2%
2016 10.1%
2015 9.4%
Fund Manager information for L&T Credit Risk Fund
NameSinceTenure
Shriram Ramanathan24 Nov 1212.44 Yr.

Data below for L&T Credit Risk Fund as on 31 Mar 25

Asset Allocation
Asset ClassValue
Cash6.01%
Debt93.72%
Other0.27%
Debt Sector Allocation
SectorValue
Corporate66.25%
Government24.79%
Cash Equivalent8.7%
Credit Quality
RatingValue
AA66.88%
AAA33.12%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
8%₹48 Cr4,500,000
Nuvoco Vistas Corporation Limited
Debentures | -
6%₹37 Cr350
Tata Housing Development Co Ltd.
Debentures | -
6%₹36 Cr3,500
7.32% Govt Stock 2030
Sovereign Bonds | -
5%₹32 Cr3,000,000
National Bank For Agriculture And Rural Development
Debentures | -
5%₹27 Cr2,500
Ongc Petro Additions Limited
Debentures | -
4%₹27 Cr2,500
Aditya Birla Renewables Limited
Debentures | -
4%₹26 Cr2,500
Nirma Limited
Debentures | -
4%₹26 Cr2,500
JSW Steel Limited
Debentures | -
4%₹25 Cr250
Tata Projects Limited
Debentures | -
4%₹21 Cr2,000

2. Aditya Birla Sun Life Credit Risk Fund

(Erstwhile Aditya Birla Sun Life Corporate Bond Fund)

The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Aditya Birla Sun Life Credit Risk Fund is a Debt - Credit Risk fund was launched on 17 Apr 15. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.2% since its launch.  Return for 2024 was 11.9% , 2023 was 6.9% and 2022 was 7.1% .

Below is the key information for Aditya Birla Sun Life Credit Risk Fund

Aditya Birla Sun Life Credit Risk Fund
Growth
Launch Date 17 Apr 15
NAV (16 May 25) ₹22.1424 ↑ 0.03   (0.12 %)
Net Assets (Cr) ₹970 on 31 Mar 25
Category Debt - Credit Risk
AMC Birla Sun Life Asset Management Co Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 1.56
Sharpe Ratio 2.14
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 100
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity 8.29%
Effective Maturity 3 Years 9 Months 29 Days
Modified Duration 2 Years 5 Months 16 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹11,294
30 Apr 22₹11,862
30 Apr 23₹12,848
30 Apr 24₹13,714
30 Apr 25₹16,075

Aditya Birla Sun Life Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹209,201.
Net Profit of ₹29,201
Invest Now

Returns for Aditya Birla Sun Life Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

DurationReturns
1 Month 1.1%
3 Month 3.2%
6 Month 8.7%
1 Year 17.5%
3 Year 11.1%
5 Year 10%
10 Year
15 Year
Since launch 8.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 11.9%
2023 6.9%
2022 7.1%
2021 6.4%
2020 9.4%
2019 2.1%
2018 6.6%
2017 8.1%
2016 10.3%
2015
Fund Manager information for Aditya Birla Sun Life Credit Risk Fund
NameSinceTenure
Sunaina Cunha17 Apr 1510.05 Yr.
Mohit Sharma6 Aug 204.74 Yr.

Data below for Aditya Birla Sun Life Credit Risk Fund as on 31 Mar 25

Asset Allocation
Asset ClassValue
Cash5.7%
Equity7.62%
Debt86.34%
Other0.34%
Debt Sector Allocation
SectorValue
Corporate70.26%
Government16.09%
Cash Equivalent5.7%
Credit Quality
RatingValue
A2.84%
AA68.2%
AAA26.11%
BBB2.86%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.23% Govt Stock 2039
Sovereign Bonds | -
6%₹58 Cr5,500,000
JSW Steel Limited
Debentures | -
6%₹55 Cr550
7.18% Govt Stock 2037
Sovereign Bonds | -
5%₹53 Cr5,000,000
Century Textiles And Industried Limited
Debentures | -
5%₹50 Cr5,000
Narayana Hrudayalaya Limited
Debentures | -
3%₹30 Cr3,000
JSW Energy Ltd 8.75%
Debentures | -
3%₹30 Cr3,000
360 One Prime Ltd. 9.4%
Debentures | -
3%₹30 Cr3,000
Sis Ltd 8.5%
Debentures | -
3%₹30 Cr3,000
Vedanta Limited
Debentures | -
3%₹30 Cr3,000
Hinduja Housing Finance Limited 8.85%
Debentures | -
3%₹29 Cr2,900

3. Aditya Birla Sun Life Medium Term Plan

The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital.

Aditya Birla Sun Life Medium Term Plan is a Debt - Medium term Bond fund was launched on 25 Mar 09. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.9% since its launch.  Ranked 6 in Medium term Bond category.  Return for 2024 was 10.5% , 2023 was 6.9% and 2022 was 24.8% .

Below is the key information for Aditya Birla Sun Life Medium Term Plan

Aditya Birla Sun Life Medium Term Plan
Growth
Launch Date 25 Mar 09
NAV (16 May 25) ₹39.66 ↑ 0.05   (0.12 %)
Net Assets (Cr) ₹2,206 on 31 Mar 25
Category Debt - Medium term Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.55
Sharpe Ratio 2.48
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity 7.89%
Effective Maturity 4 Years 10 Months 24 Days
Modified Duration 3 Years 7 Months 17 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹11,757
30 Apr 22₹12,748
30 Apr 23₹15,615
30 Apr 24₹16,612
30 Apr 25₹19,032

Aditya Birla Sun Life Medium Term Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹221,713.
Net Profit of ₹41,713
Invest Now

Returns for Aditya Birla Sun Life Medium Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

DurationReturns
1 Month 1.1%
3 Month 3.5%
6 Month 7.8%
1 Year 14.7%
3 Year 14.8%
5 Year 13.7%
10 Year
15 Year
Since launch 8.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 10.5%
2023 6.9%
2022 24.8%
2021 7.1%
2020 8.1%
2019 -4.4%
2018 5.6%
2017 7%
2016 10.9%
2015 9.5%
Fund Manager information for Aditya Birla Sun Life Medium Term Plan
NameSinceTenure
Sunaina Cunha1 Sep 1410.67 Yr.
Mohit Sharma6 Aug 204.74 Yr.

Data below for Aditya Birla Sun Life Medium Term Plan as on 31 Mar 25

Asset Allocation
Asset ClassValue
Cash4.63%
Equity4.35%
Debt90.78%
Other0.24%
Debt Sector Allocation
SectorValue
Corporate57.77%
Government33.01%
Cash Equivalent4.63%
Credit Quality
RatingValue
A2.36%
AA39.52%
AAA55.71%
BBB2.42%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
15%₹346 Cr33,000,000
↓ -8,000,000
7.1% Govt Stock 2034
Sovereign Bonds | -
6%₹133 Cr12,696,700
Small Industries Development Bank Of India
Debentures | -
4%₹102 Cr10,000
↑ 10,000
Nuvama Wealth Finance Ltd
Debentures | -
4%₹95 Cr9,500
↑ 9,500
National Bank For Financing Infrastructure And Development
Debentures | -
3%₹72 Cr7,000
360 One Prime Ltd. 9.4%
Debentures | -
3%₹65 Cr6,500
SK Finance Limited
Debentures | -
3%₹65 Cr6,500
Narayana Hrudayalaya Limited
Debentures | -
3%₹61 Cr6,000
JSW Energy Ltd 8.75%
Debentures | -
3%₹61 Cr6,000
Vedanta Limited
Debentures | -
3%₹60 Cr6,000

4. ICICI Prudential Constant Maturity Gilt Fund

The Scheme aims to provide reasonable returns by investing in portfolio of Government Securities with average maturity of around 10 years. However, there can be no assurance that the investment objective of the Scheme will be realized.

ICICI Prudential Constant Maturity Gilt Fund is a Debt - 10 Yr Govt Bond fund was launched on 12 Sep 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.9% since its launch.  Ranked 6 in 10 Yr Govt Bond category.  Return for 2024 was 9.3% , 2023 was 7.7% and 2022 was 1.2% .

Below is the key information for ICICI Prudential Constant Maturity Gilt Fund

ICICI Prudential Constant Maturity Gilt Fund
Growth
Launch Date 12 Sep 14
NAV (16 May 25) ₹24.899 ↑ 0.01   (0.06 %)
Net Assets (Cr) ₹2,537 on 31 Mar 25
Category Debt - 10 Yr Govt Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 0.39
Sharpe Ratio 1.14
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-7 Days (0.25%),7 Days and above(NIL)
Yield to Maturity 9.83%
Effective Maturity 9 Years 9 Months 29 Days
Modified Duration 6 Years 10 Months 13 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹10,687
30 Apr 22₹10,819
30 Apr 23₹11,552
30 Apr 24₹12,265
30 Apr 25₹13,812

ICICI Prudential Constant Maturity Gilt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for ICICI Prudential Constant Maturity Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

DurationReturns
1 Month 1.4%
3 Month 5.1%
6 Month 7.5%
1 Year 12.4%
3 Year 9.1%
5 Year 6.5%
10 Year
15 Year
Since launch 8.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 9.3%
2023 7.7%
2022 1.2%
2021 2.8%
2020 13.6%
2019 12.8%
2018 9.7%
2017 2.4%
2016 16.2%
2015 6.9%
Fund Manager information for ICICI Prudential Constant Maturity Gilt Fund
NameSinceTenure
Manish Banthia22 Jan 241.27 Yr.
Raunak Surana22 Jan 241.27 Yr.

Data below for ICICI Prudential Constant Maturity Gilt Fund as on 31 Mar 25

Asset Allocation
Asset ClassValue
Cash1.82%
Debt98.18%
Debt Sector Allocation
SectorValue
Government98.18%
Cash Equivalent1.82%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
51%₹1,285 Cr123,056,400
↑ 10,500,000
6.64% Govt Stock 2035
Sovereign Bonds | -
34%₹846 Cr83,500,000
↓ -11,500,000
7.18% Govt Stock 2037
Sovereign Bonds | -
8%₹200 Cr19,000,000
6.19% Govt Stock 2034
Sovereign Bonds | -
2%₹49 Cr5,000,000
6.92% Govt Stock 2039
Sovereign Bonds | -
1%₹36 Cr3,500,000
7.23% Govt Stock 2039
Sovereign Bonds | -
1%₹32 Cr3,000,000
6.67% Govt Stock 2035
Sovereign Bonds | -
1%₹25 Cr2,500,000
7.18% Govt Stock 2033
Sovereign Bonds | -
0%₹1 Cr72,600
6.79% Govt Stock 2034
Sovereign Bonds | -
0%₹1 Cr49,300
Net Current Assets
Net Current Assets | -
1%₹35 Cr

5. ICICI Prudential Long Term Bond Fund

(Erstwhile ICICI Prudential Income Plan)

To generate income through investments in a range of debt and money market instruments of various maturities with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity.

ICICI Prudential Long Term Bond Fund is a Debt - Longterm Bond fund was launched on 9 Jul 98. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.6% since its launch.  Ranked 12 in Longterm Bond category.  Return for 2024 was 10.1% , 2023 was 6.8% and 2022 was 1.3% .

Below is the key information for ICICI Prudential Long Term Bond Fund

ICICI Prudential Long Term Bond Fund
Growth
Launch Date 9 Jul 98
NAV (16 May 25) ₹91.1354 ↑ 0.14   (0.15 %)
Net Assets (Cr) ₹1,078 on 31 Mar 25
Category Debt - Longterm Bond
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.97
Sharpe Ratio 1.03
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.09%
Effective Maturity 23 Years 1 Month 6 Days
Modified Duration 9 Years 6 Months 7 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹10,480
30 Apr 22₹10,444
30 Apr 23₹11,100
30 Apr 24₹11,838
30 Apr 25₹13,313

ICICI Prudential Long Term Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for ICICI Prudential Long Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

DurationReturns
1 Month 1.4%
3 Month 5%
6 Month 7%
1 Year 12%
3 Year 9%
5 Year 5.8%
10 Year
15 Year
Since launch 8.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 10.1%
2023 6.8%
2022 1.3%
2021 0.4%
2020 11%
2019 12.1%
2018 6.8%
2017 4.1%
2016 15.7%
2015 5.1%
Fund Manager information for ICICI Prudential Long Term Bond Fund
NameSinceTenure
Manish Banthia22 Jan 241.27 Yr.
Raunak Surana22 Jan 241.27 Yr.

Data below for ICICI Prudential Long Term Bond Fund as on 31 Mar 25

Asset Allocation
Asset ClassValue
Cash4.66%
Debt95.09%
Other0.25%
Debt Sector Allocation
SectorValue
Government77.8%
Corporate17.29%
Cash Equivalent4.66%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.34% Govt Stock 2064
Sovereign Bonds | -
36%₹400 Cr37,701,500
7.18% Govt Stock 2037
Sovereign Bonds | -
9%₹101 Cr9,603,830
6.92% Govt Stock 2039
Sovereign Bonds | -
7%₹78 Cr7,563,500
↓ -2,500,000
7.23% Govt Stock 2039
Sovereign Bonds | -
7%₹74 Cr7,000,000
The Great Eastern Shipping Company Limited
Debentures | -
5%₹54 Cr536
HDFC Bank Limited
Debentures | -
5%₹51 Cr5,000
LIC Housing Finance Limited
Debentures | -
5%₹51 Cr500
7.12% Maharashtra SDL 2038
Sovereign Bonds | -
5%₹51 Cr4,960,700
7.14% Maharashtra SDL 2039
Sovereign Bonds | -
4%₹41 Cr4,000,000
7.09% Govt Stock 2054
Sovereign Bonds | -
3%₹36 Cr3,500,000

6. SBI Magnum Constant Maturity Fund

(Erstwhile SBI Magnum Gilt Fund Short Term)

To provide the investors with the returns generated through investments in government securities issued by the Central Govt. and State Govt.

SBI Magnum Constant Maturity Fund is a Debt - 10 Yr Govt Bond fund was launched on 30 Dec 00. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.9% since its launch.  Ranked 1 in 10 Yr Govt Bond category.  Return for 2024 was 9.1% , 2023 was 7.5% and 2022 was 1.3% .

Below is the key information for SBI Magnum Constant Maturity Fund

SBI Magnum Constant Maturity Fund
Growth
Launch Date 30 Dec 00
NAV (16 May 25) ₹64.2873 ↑ 0.06   (0.10 %)
Net Assets (Cr) ₹1,831 on 31 Mar 25
Category Debt - 10 Yr Govt Bond
AMC SBI Funds Management Private Limited
Rating
Risk Moderately Low
Expense Ratio 0.64
Sharpe Ratio 1
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.74%
Effective Maturity 9 Years 9 Months 29 Days
Modified Duration 6 Years 9 Months 22 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹10,537
30 Apr 22₹10,648
30 Apr 23₹11,378
30 Apr 24₹12,074
30 Apr 25₹13,555

SBI Magnum Constant Maturity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for SBI Magnum Constant Maturity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

DurationReturns
1 Month 1.3%
3 Month 4.9%
6 Month 7.1%
1 Year 11.9%
3 Year 9%
5 Year 6.2%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 9.1%
2023 7.5%
2022 1.3%
2021 2.4%
2020 11.6%
2019 11.9%
2018 9.9%
2017 6.2%
2016 12.8%
2015 9.1%
Fund Manager information for SBI Magnum Constant Maturity Fund
NameSinceTenure
Rajeev Radhakrishnan1 Nov 231.5 Yr.
Tejas Soman1 Dec 231.41 Yr.

Data below for SBI Magnum Constant Maturity Fund as on 31 Mar 25

Asset Allocation
Asset ClassValue
Cash1.77%
Debt98.23%
Debt Sector Allocation
SectorValue
Government98.23%
Cash Equivalent1.77%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
72%₹1,354 Cr129,000,000
7.18% Govt Stock 2037
Sovereign Bonds | -
26%₹499 Cr47,000,000
↑ 1,500,000
Treps
CBLO/Reverse Repo | -
1%₹21 Cr
Net Receivable / Payable
CBLO | -
1%₹13 Cr

7. Sundaram Low Duration Fund

(Erstwhile Sundaram Ultra Short Term Fund)

To provide a level of income consistent with liquidity through investments made primarily in money market and debt securities.

Sundaram Low Duration Fund is a Debt - Low Duration fund was launched on 23 Apr 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 59 in Low Duration category. .

Below is the key information for Sundaram Low Duration Fund

Sundaram Low Duration Fund
Growth
Launch Date 23 Apr 07
NAV (31 Dec 21) ₹28.8391 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹550 on 30 Nov 21
Category Debt - Low Duration
AMC Sundaram Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 0.86
Sharpe Ratio 0.99
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 4.19%
Effective Maturity 8 Months 1 Day
Modified Duration 5 Months 18 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹10,524

Sundaram Low Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Sundaram Low Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

DurationReturns
1 Month 0.3%
3 Month 1%
6 Month 10.2%
1 Year 11.8%
3 Year 5%
5 Year 5.7%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Fund Manager information for Sundaram Low Duration Fund
NameSinceTenure

Data below for Sundaram Low Duration Fund as on 30 Nov 21

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

8. Axis Gilt Fund

(Erstwhile Axis Constant Maturity 10 Year Fund)

To generate returns similar to that of 10 year government bonds.

Axis Gilt Fund is a Debt - Government Bond fund was launched on 23 Jan 12. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 16 in Government Bond category.  Return for 2024 was 10% , 2023 was 7.1% and 2022 was 2.4% .

Below is the key information for Axis Gilt Fund

Axis Gilt Fund
Growth
Launch Date 23 Jan 12
NAV (16 May 25) ₹25.9403 ↑ 0.05   (0.18 %)
Net Assets (Cr) ₹868 on 31 Mar 25
Category Debt - Government Bond
AMC Axis Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 0.79
Sharpe Ratio 0.83
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7%
Effective Maturity 25 Years 1 Month 17 Days
Modified Duration 10 Years 2 Months 16 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹10,596
30 Apr 22₹10,808
30 Apr 23₹11,391
30 Apr 24₹12,183
30 Apr 25₹13,738

Axis Gilt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Axis Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

DurationReturns
1 Month 1.4%
3 Month 5.1%
6 Month 6.8%
1 Year 11.8%
3 Year 8.6%
5 Year 6.5%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 10%
2023 7.1%
2022 2.4%
2021 2.4%
2020 13.1%
2019 12%
2018 5.3%
2017 1.4%
2016 13.7%
2015 6.3%
Fund Manager information for Axis Gilt Fund
NameSinceTenure
Devang Shah5 Nov 1212.49 Yr.
Sachin Jain1 Feb 232.24 Yr.

Data below for Axis Gilt Fund as on 31 Mar 25

Asset Allocation
Asset ClassValue
Cash2.59%
Debt97.41%
Debt Sector Allocation
SectorValue
Government97.41%
Cash Equivalent2.59%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.34% Govt Stock 2064
Sovereign Bonds | -
40%₹338 Cr31,494,700
↓ -3,000,000
6.79% Govt Stock 2034
Sovereign Bonds | -
26%₹219 Cr21,300,000
↑ 7,800,000
7.09% Govt Stock 2054
Sovereign Bonds | -
19%₹156 Cr15,000,000
↓ -2,500,000
7.3% Govt Stock 2053
Sovereign Bonds | -
10%₹80 Cr7,500,000
6.9% Govt Stock 2065
Sovereign Bonds | -
1%₹10 Cr1,000,000
7.46% Govt Stock 2073
Sovereign Bonds | -
1%₹5 Cr500,000
7.39 CG Sdl 2033
Sovereign Bonds | -
0%₹2 Cr235,700
6.92% Govt Stock 2039
Sovereign Bonds | -
0%₹2 Cr200,000
7.09% Govt Stock 2074
Sovereign Bonds | -
0%₹1 Cr143,000
Net Receivables / (Payables)
CBLO | -
2%₹20 Cr

9. DSP BlackRock Government Securities Fund

The Scheme aims to generate returns through investments in Central Govt Securities.

DSP BlackRock Government Securities Fund is a Debt - Government Bond fund was launched on 30 Sep 99. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.3% since its launch.  Ranked 9 in Government Bond category.  Return for 2024 was 10.1% , 2023 was 7.1% and 2022 was 2.7% .

Below is the key information for DSP BlackRock Government Securities Fund

DSP BlackRock Government Securities Fund
Growth
Launch Date 30 Sep 99
NAV (16 May 25) ₹97.6481 ↑ 0.22   (0.22 %)
Net Assets (Cr) ₹1,566 on 31 Mar 25
Category Debt - Government Bond
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderate
Expense Ratio 1.1
Sharpe Ratio 0.52
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-7 Days (0.1%),7 Days and above(NIL)
Yield to Maturity 7.04%
Effective Maturity 29 Years 2 Months 26 Days
Modified Duration 11 Years 6 Months

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹10,639
30 Apr 22₹10,922
30 Apr 23₹11,597
30 Apr 24₹12,380
30 Apr 25₹13,964

DSP BlackRock Government Securities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for DSP BlackRock Government Securities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

DurationReturns
1 Month 1.6%
3 Month 5.3%
6 Month 6.8%
1 Year 11.7%
3 Year 8.9%
5 Year 6.8%
10 Year
15 Year
Since launch 9.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 10.1%
2023 7.1%
2022 2.7%
2021 3.1%
2020 13.1%
2019 12.5%
2018 7.4%
2017 1.4%
2016 15.3%
2015 6.2%
Fund Manager information for DSP BlackRock Government Securities Fund
NameSinceTenure
Sandeep Yadav1 Aug 240.75 Yr.
Shantanu Godambe1 Jun 231.92 Yr.

Data below for DSP BlackRock Government Securities Fund as on 31 Mar 25

Asset Allocation
Asset ClassValue
Cash0.98%
Debt99.02%
Debt Sector Allocation
SectorValue
Government99.02%
Cash Equivalent0.98%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.34% Govt Stock 2064
Sovereign Bonds | -
39%₹614 Cr56,000,000
↑ 3,500,000
7.3% Govt Stock 2053
Sovereign Bonds | -
22%₹351 Cr32,500,000
↓ -12,500,000
7.09% Govt Stock 2054
Sovereign Bonds | -
16%₹256 Cr24,500,000
↑ 14,500,000
India (Republic of) 6.9%
Sovereign Bonds | -
6%₹100 Cr10,000,000
↑ 10,000,000
8.17% Govt Stock 2044
Sovereign Bonds | -
6%₹89 Cr7,500,000
↑ 2,500,000
7.59% Govt Stock 2031
Sovereign Bonds | -
5%₹79 Cr7,500,000
↑ 7,500,000
8.13% Govt Stock 2045
Sovereign Bonds | -
4%₹59 Cr5,000,000
↑ 5,000,000
364 DTB 03072025
Sovereign Bonds | -
0%₹0 Cr2,000
Treps / Reverse Repo Investments
CBLO/Reverse Repo | -
3%₹42 Cr
Net Receivables/Payables
Net Current Assets | -
2%-₹27 Cr

10. DSP BlackRock Strategic Bond Fund

The primary investment objective of the Scheme is to seek to generate optimal returns with high liquidity through active management of the portfolio by investing in high quality debt and money market securities. However there can be no assurance that the investment objective of the Scheme will be realized.

DSP BlackRock Strategic Bond Fund is a Debt - Dynamic Bond fund was launched on 9 May 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 30 in Dynamic Bond category.  Return for 2024 was 9.9% , 2023 was 7.9% and 2022 was 1.6% .

Below is the key information for DSP BlackRock Strategic Bond Fund

DSP BlackRock Strategic Bond Fund
Growth
Launch Date 9 May 07
NAV (16 May 25) ₹3,428.54 ↑ 7.12   (0.21 %)
Net Assets (Cr) ₹1,504 on 31 Mar 25
Category Debt - Dynamic Bond
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderate
Expense Ratio 1.16
Sharpe Ratio 0.51
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.07%
Effective Maturity 27 Years 8 Months 5 Days
Modified Duration 10 Years 11 Months 26 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 20₹10,000
30 Apr 21₹10,541
30 Apr 22₹10,809
30 Apr 23₹11,370
30 Apr 24₹12,193
30 Apr 25₹13,692

DSP BlackRock Strategic Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for DSP BlackRock Strategic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25

DurationReturns
1 Month 1.5%
3 Month 5.1%
6 Month 6.4%
1 Year 11.4%
3 Year 8.5%
5 Year 6.4%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 9.9%
2023 7.9%
2022 1.6%
2021 2.4%
2020 12.3%
2019 10.3%
2018 6.5%
2017 1.8%
2016 13%
2015 6.9%
Fund Manager information for DSP BlackRock Strategic Bond Fund
NameSinceTenure
Sandeep Yadav1 Mar 223.17 Yr.
Shantanu Godambe1 Jun 231.92 Yr.

Data below for DSP BlackRock Strategic Bond Fund as on 31 Mar 25

Asset Allocation
Asset ClassValue
Cash1.48%
Debt98.21%
Other0.32%
Debt Sector Allocation
SectorValue
Government80.12%
Corporate18.08%
Cash Equivalent1.48%
Credit Quality
RatingValue
AA3.67%
AAA96.33%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.34% Govt Stock 2064
Sovereign Bonds | -
38%₹603 Cr55,000,000
↑ 500,000
7.3% Govt Stock 2053
Sovereign Bonds | -
13%₹216 Cr20,000,000
↓ -13,500,000
7.09% Govt Stock 2054
Sovereign Bonds | -
11%₹183 Cr17,500,000
↑ 12,500,000
India (Republic of) 6.9%
Sovereign Bonds | -
8%₹125 Cr12,500,000
↑ 12,500,000
8.17% Govt Stock 2044
Sovereign Bonds | -
6%₹89 Cr7,500,000
↑ 5,000,000
7.26% Ntpc Limited
Debentures | -
5%₹77 Cr7,500
State Bank Of India
Debentures | -
3%₹55 Cr5,000
Power Finance Corporation Ltd.
Debentures | -
3%₹54 Cr5,000
State Bank Of India
Debentures | -
3%₹53 Cr5,000
7.59% Govt Stock 2031
Sovereign Bonds | -
3%₹52 Cr5,000,000
↑ 5,000,000

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
How helpful was this page ?
Rated 5, based on 1 reviews.
POST A COMMENT