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10 Best Performing Debt Mutual Funds SIP Investments 2021 | fincash.com

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10 Best Performing Debt Mutual Funds SIPs 2021

Updated on October 17, 2021 , 2027 views

SIP investment is one of the most disciplined Investing options when investing in Mutual Funds. Moreover, the minimum amount of investing in a SIP Mutual Fund is as less as INR 500. This makes investing in Top SIP plans much convenient. Generally, SIPs are ideal for Equity Funds as it SIP benefits the most in the long run, but many investors prefer taking it in Debt fund too. So, here are some of the best debt SIP plans in India that offer good returns.

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Debt Fund Types - Risk & Returns

Top 10 Debt Mutual Funds SIP Plans To Invest In FY 21 - 22

FundNAVNet Assets (Cr)Min SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)2020 (%)Debt Yield (YTM)Mod. DurationEff. Maturity
UTI Credit Risk Fund Growth ₹13.6434
↑ 0.01
₹612 500 17.819.622.4-5.5-27.85.94%1Y 7M 28D2Y 5M 23D
Nippon India Credit Risk Fund Growth ₹27.148
↑ 0.01
₹1,014 100 1.81014.73.1-5.96.94%1Y 11M 26D2Y 6M 18D
Sundaram Low Duration Fund Growth ₹28.6808
↑ 0.02
₹531 1,000 9.310.3125.46.24.13%6M 25D9M 14D
UTI Short Term Income Fund Growth ₹25.2686
↑ 0.02
₹3,732 500 5.97.59.35.310.54.87%1Y 3M 14D2Y 7M 13D
HDFC Credit Risk Debt Fund Growth ₹19.0892
↓ 0.00
₹8,607 500 1.64.48.99.310.96.54%2Y 5M 16D3Y 2M 1D
HDFC Dynamic Debt Fund Growth ₹72.8578
↓ -0.13
₹511 500 0.77.48.57.38.95.64%4Y 2M 5D5Y 11M 23D
Nippon India Ultra Short Duration Fund Growth ₹3,224.19
↑ 1.13
₹2,872 100 15.78.34.84.94.89%5M 15D7M 8D
Aditya Birla Sun Life Credit Risk Fund Growth ₹15.9084
↑ 0.01
₹1,451 100 1.53.37.66.49.40%
Aditya Birla Sun Life Medium Term Plan Growth ₹25.0532
↓ 0.00
₹1,627 1,000 1.73.37.53.98.10%
ICICI Prudential Regular Savings Fund Growth ₹24.586
↑ 0.01
₹8,053 100 1.447.38.99.86.81%1Y 8M 23D2Y 4M 13D
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Oct 21

*Fund Mentioned having Fund Size (AUM) above 500 crore.

1. UTI Credit Risk Fund

(Erstwhile UTI Income Opportunities Fund)

The investment objective of the scheme is to generate reasonable income and capital appreciation by investing in debt and money market instruments across different maturities and credit ratings. There is no assurance that the investment objective of the scheme will be achieved.

UTI Credit Risk Fund is a Debt - Credit Risk fund was launched on 19 Nov 12. It is a fund with Moderate risk and has given a CAGR/Annualized return of 3.5% since its launch.  Ranked 20 in Credit Risk category.  Return for 2020 was -27.8% , 2019 was -4.8% and 2018 was 5.5% .

Below is the key information for UTI Credit Risk Fund

UTI Credit Risk Fund
Growth
Launch Date 19 Nov 12
NAV (18 Oct 21) ₹13.6434 ↑ 0.01   (0.08 %)
Net Assets (Cr) ₹612 on 30 Sep 21
Category Debt - Credit Risk
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0
Sharpe Ratio 1.15
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 5.94%
Effective Maturity 2 Years 5 Months 23 Days
Modified Duration 1 Year 7 Months 28 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹10,817
30 Sep 18₹11,293
30 Sep 19₹10,896
30 Sep 20₹7,760
30 Sep 21₹9,468

UTI Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%

Returns for UTI Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Oct 21

DurationReturns
1 Month 16.6%
3 Month 17.8%
6 Month 19.6%
1 Year 22.4%
3 Year -5.5%
5 Year -1%
10 Year
15 Year
Since launch 3.5%
Historical performance (Yearly) on absolute basis
YearReturns
2020 -27.8%
2019 -4.8%
2018 5.5%
2017 6.9%
2016 10.3%
2015 8.9%
2014 11.5%
2013 7.7%
2012
2011
Fund Manager information for UTI Credit Risk Fund
NameSinceTenure
Ritesh Nambiar9 Nov 128.81 Yr.

Data below for UTI Credit Risk Fund as on 30 Sep 21

Asset Allocation
Asset ClassValue
Cash21%
Debt79%
Debt Sector Allocation
SectorValue
Corporate56.61%
Government22.38%
Cash Equivalent21%
Credit Quality
RatingValue
A8.81%
AA55.09%
AAA36.1%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Bank For Agriculture and Rural Development
Debentures | -
6%₹26 Cr250
182 DTB 09122021
Sovereign Bonds | -
6%₹25 Cr250,000,000
The Tata Power Company Limited
Debentures | -
5%₹21 Cr200
Hindalco Industries Limited
Debentures | -
5%₹21 Cr200
Torrent Power Limited
Debentures | -
5%₹20 Cr20
Amba River Coke Limited
Debentures | -
5%₹20 Cr201
Dilip Buildcon Limited
Debentures | -
5%₹20 Cr200
Tata Steel Limited
Debentures | -
4%₹18 Cr100
Aadhar Housing Finance Limited
Debentures | -
4%₹17 Cr170,000
JM Financial Asset Reconstruction Company Limited
Debentures | -
4%₹15 Cr150

2. Nippon India Credit Risk Fund

(Erstwhile Reliance Regular Savings Fund - Debt Plan)

The primary investment objective of this option is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly investments shall predominantly be made in Debt & Money Market Instruments.

Nippon India Credit Risk Fund is a Debt - Credit Risk fund was launched on 8 Jun 05. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.3% since its launch.  Ranked 21 in Credit Risk category.  Return for 2020 was -5.9% , 2019 was 1.9% and 2018 was 6.1% .

Below is the key information for Nippon India Credit Risk Fund

Nippon India Credit Risk Fund
Growth
Launch Date 8 Jun 05
NAV (18 Oct 21) ₹27.148 ↑ 0.01   (0.03 %)
Net Assets (Cr) ₹1,014 on 30 Sep 21
Category Debt - Credit Risk
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderate
Expense Ratio 1.82
Sharpe Ratio 1.83
Information Ratio 0
Alpha Ratio 0
Min Investment 500
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)
Yield to Maturity 6.94%
Effective Maturity 2 Years 6 Months 18 Days
Modified Duration 1 Year 11 Months 26 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹10,803
30 Sep 18₹11,321
30 Sep 19₹11,743
30 Sep 20₹10,788
30 Sep 21₹12,449

Nippon India Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for Nippon India Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Oct 21

DurationReturns
1 Month 0.3%
3 Month 1.8%
6 Month 10%
1 Year 14.7%
3 Year 3.1%
5 Year 4.3%
10 Year
15 Year
Since launch 6.3%
Historical performance (Yearly) on absolute basis
YearReturns
2020 -5.9%
2019 1.9%
2018 6.1%
2017 7%
2016 10%
2015 8.8%
2014 11%
2013 8%
2012 9.6%
2011 8.4%
Fund Manager information for Nippon India Credit Risk Fund
NameSinceTenure
Kinjal Desai25 May 183.27 Yr.
Sushil Budhia1 Feb 201.58 Yr.

Data below for Nippon India Credit Risk Fund as on 30 Sep 21

Asset Allocation
Asset ClassValue
Cash15.25%
Debt84.75%
Debt Sector Allocation
SectorValue
Corporate68.19%
Cash Equivalent15.25%
Government9.1%
Securitized7.46%
Credit Quality
RatingValue
A15.33%
AA57.42%
AAA27.25%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
INNOVATION TRUST XXX
Unlisted bonds | -
6%₹57 Cr187
Renew Wind Energy (Rajasthan One) Private Limited
Debentures | -
6%₹56 Cr655
Tata Realty And Infrastructure Limited
Debentures | -
5%₹51 Cr500
8.33% Govt Stock 2026
Sovereign Bonds | -
5%₹44 Cr4,000,000
L&T Metro Rail (Hyderabad) Limited
Debentures | -
5%₹44 Cr400
Bharti Hexacom Limited
Debentures | -
4%₹40 Cr400
Piramal Capital & Housing Finance Limited
Debentures | -
4%₹36 Cr450
U.P. Power Corporation Limited
Debentures | -
4%₹36 Cr350
JSW Steel Limited
Debentures | -
4%₹36 Cr350
Embassy Office Parks REIT
Debentures | -
4%₹35 Cr350
↑ 350

3. Sundaram Low Duration Fund

(Erstwhile Sundaram Ultra Short Term Fund)

To provide a level of income consistent with liquidity through investments made primarily in money market and debt securities.

Sundaram Low Duration Fund is a Debt - Low Duration fund was launched on 23 Apr 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 59 in Low Duration category.  Return for 2020 was 6.2% , 2019 was -2.6% and 2018 was 7% .

Below is the key information for Sundaram Low Duration Fund

Sundaram Low Duration Fund
Growth
Launch Date 23 Apr 07
NAV (18 Oct 21) ₹28.6808 ↑ 0.02   (0.07 %)
Net Assets (Cr) ₹531 on 30 Sep 21
Category Debt - Low Duration
AMC Sundaram Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 0.86
Sharpe Ratio 1
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 4.13%
Effective Maturity 9 Months 14 Days
Modified Duration 6 Months 25 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹10,684
30 Sep 18₹11,332
30 Sep 19₹11,100
30 Sep 20₹11,858
30 Sep 21₹13,267

Sundaram Low Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Sundaram Low Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Oct 21

DurationReturns
1 Month 8.7%
3 Month 9.3%
6 Month 10.3%
1 Year 12%
3 Year 5.4%
5 Year 5.8%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2020 6.2%
2019 -2.6%
2018 7%
2017 6.5%
2016 8%
2015 8.1%
2014 9%
2013 9.9%
2012 10.1%
2011 9.5%
Fund Manager information for Sundaram Low Duration Fund
NameSinceTenure
Dwijendra Srivastava1 Jun 129.34 Yr.
Siddharth Chaudhary1 Jun 129.34 Yr.

Data below for Sundaram Low Duration Fund as on 30 Sep 21

Asset Allocation
Asset ClassValue
Cash55.5%
Debt44.5%
Debt Sector Allocation
SectorValue
Cash Equivalent51.61%
Government29.59%
Corporate18.8%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Bank For Agriculture And Rural Development
Debentures | -
8%₹30 Cr300
National Highways Authority of India
Debentures | -
7%₹25 Cr250
↑ 250
Power Finance Corporation Limited
Debentures | -
4%₹16 Cr150
Housing Development Finance Corporation Limited
Debentures | -
4%₹15 Cr150
Power Finance Corporation Limited
Debentures | -
4%₹15 Cr150
7.32% Govt Stock 2024
Sovereign Bonds | -
3%₹11 Cr1,000,000
Reliance Ports and Terminals Limited
Debentures | -
3%₹11 Cr100
Export-Import Bank of India
Debentures | -
3%₹10 Cr100
Housing Development Finance Corporation Limited
Debentures | -
3%₹10 Cr100
LIC Housing Finance Limited
Debentures | -
3%₹10 Cr100

4. UTI Short Term Income Fund

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund is a Debt - Short term Bond fund was launched on 19 Sep 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.8% since its launch.  Ranked 10 in Short term Bond category.  Return for 2020 was 10.5% , 2019 was -3.9% and 2018 was 6% .

Below is the key information for UTI Short Term Income Fund

UTI Short Term Income Fund
Growth
Launch Date 19 Sep 07
NAV (18 Oct 21) ₹25.2686 ↑ 0.02   (0.07 %)
Net Assets (Cr) ₹3,732 on 30 Sep 21
Category Debt - Short term Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.93
Sharpe Ratio 1.37
Information Ratio -0.49
Alpha Ratio 5.34
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 4.87%
Effective Maturity 2 Years 7 Months 13 Days
Modified Duration 1 Year 3 Months 14 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹10,785
30 Sep 18₹11,262
30 Sep 19₹10,830
30 Sep 20₹11,958
30 Sep 21₹13,131

UTI Short Term Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Short Term Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Oct 21

DurationReturns
1 Month 4.9%
3 Month 5.9%
6 Month 7.5%
1 Year 9.3%
3 Year 5.3%
5 Year 5.6%
10 Year
15 Year
Since launch 6.8%
Historical performance (Yearly) on absolute basis
YearReturns
2020 10.5%
2019 -3.9%
2018 6%
2017 6.1%
2016 10.1%
2015 8.3%
2014 10.9%
2013 9%
2012 11.2%
2011 10.7%
Fund Manager information for UTI Short Term Income Fund
NameSinceTenure
Sudhir Agarwal25 Oct 128.86 Yr.

Data below for UTI Short Term Income Fund as on 30 Sep 21

Asset Allocation
Asset ClassValue
Cash15.18%
Debt84.82%
Debt Sector Allocation
SectorValue
Government52.37%
Corporate30.29%
Cash Equivalent15.18%
Securitized2.16%
Credit Quality
RatingValue
AA15.48%
AAA84.52%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
GOVT STOCK
Sovereign Bonds | -
8%₹295 Cr2,900,000,000
8.83% Govt Stock 2023
Sovereign Bonds | -
5%₹164 Cr1,500,000,000
6.67% Govt Stock 2035
Sovereign Bonds | -
4%₹160 Cr1,600,000,000
↑ 1,600,000,000
Axis Finance Limited
Debentures | -
4%₹160 Cr1,600
Housing Development Finance Corporation Limited
Debentures | -
4%₹126 Cr1,250
National Bank For Agriculture And Rural Development
Debentures | -
4%₹125 Cr1,250
Housing and Urban Development Corporation Limited (Hudco)
Debentures | -
3%₹103 Cr1,000
Hindustan Petroleum Corporation Limited
Debentures | -
3%₹101 Cr1,000
Power Finance Corporation Ltd.
Debentures | -
3%₹100 Cr1,000
8.24% Tamil Nadu SDL 2025
Sovereign Bonds | -
2%₹87 Cr800,000,000

5. HDFC Credit Risk Debt Fund

(Erstwhile HDFC Corporate Debt Opportunities Fund)

To generate regular income and capital appreciation by investing predominantly in corporate debt.

HDFC Credit Risk Debt Fund is a Debt - Credit Risk fund was launched on 25 Mar 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.9% since its launch.  Ranked 9 in Credit Risk category.  Return for 2020 was 10.9% , 2019 was 8.6% and 2018 was 5.4% .

Below is the key information for HDFC Credit Risk Debt Fund

HDFC Credit Risk Debt Fund
Growth
Launch Date 25 Mar 14
NAV (18 Oct 21) ₹19.0892 ↓ 0.00   (-0.02 %)
Net Assets (Cr) ₹8,607 on 30 Sep 21
Category Debt - Credit Risk
AMC HDFC Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.55
Sharpe Ratio 3.57
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL)
Yield to Maturity 6.54%
Effective Maturity 3 Years 2 Months 1 Day
Modified Duration 2 Years 5 Months 16 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹10,798
30 Sep 18₹11,167
30 Sep 19₹12,161
30 Sep 20₹13,277
30 Sep 21₹14,619

HDFC Credit Risk Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for HDFC Credit Risk Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Oct 21

DurationReturns
1 Month 0.2%
3 Month 1.6%
6 Month 4.4%
1 Year 8.9%
3 Year 9.3%
5 Year 7.8%
10 Year
15 Year
Since launch 8.9%
Historical performance (Yearly) on absolute basis
YearReturns
2020 10.9%
2019 8.6%
2018 5.4%
2017 6.6%
2016 11%
2015 9%
2014
2013
2012
2011
Fund Manager information for HDFC Credit Risk Debt Fund
NameSinceTenure
Shobhit Mehrotra25 Mar 147.44 Yr.
Sankalp Baid22 Jan 210.61 Yr.

Data below for HDFC Credit Risk Debt Fund as on 30 Sep 21

Asset Allocation
Asset ClassValue
Cash15.73%
Equity1.51%
Debt82.75%
Debt Sector Allocation
SectorValue
Corporate57.99%
Government24.76%
Cash Equivalent15.73%
Credit Quality
RatingValue
A4.65%
AA55.87%
AAA39.48%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bharti Hexacom Limited
Debentures | -
4%₹362 Cr3,600
Indinfravit Trust
Unlisted bonds | -
4%₹359 Cr3,500
Pipeline Infrastructure Private Limited
Debentures | -
4%₹345 Cr3,200
Power Finance Corporation Limited
Debentures | -
4%₹314 Cr2,790
Shriram - City Union Finance Limited
Debentures | -
3%₹282 Cr28,000
Punjab National Bank
Debentures | -
3%₹248 Cr2,425
Coastal Gujarat Power Limited
Debentures | -
3%₹233 Cr2,030
Green Infra Wind Energy Limited
Debentures | -
3%₹226 Cr2,350
Tata Motors Limited
Debentures | -
3%₹214 Cr2,000
Tata Motors Limited
Debentures | -
2%₹205 Cr1,900

6. HDFC Dynamic Debt Fund

(Erstwhile HDFC High Interest Fund - Dynamic Plan)

Seeks to generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximise income while maintaining the optimum balance of yield, safety and liquidity.

HDFC Dynamic Debt Fund is a Debt - Dynamic Bond fund was launched on 28 Apr 97. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.5% since its launch.  Ranked 21 in Dynamic Bond category.  Return for 2020 was 8.9% , 2019 was 3.2% and 2018 was 4.1% .

Below is the key information for HDFC Dynamic Debt Fund

HDFC Dynamic Debt Fund
Growth
Launch Date 28 Apr 97
NAV (18 Oct 21) ₹72.8578 ↓ -0.13   (-0.18 %)
Net Assets (Cr) ₹511 on 30 Sep 21
Category Debt - Dynamic Bond
AMC HDFC Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.77
Sharpe Ratio 1.12
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-6 Months (0.5%),6 Months and above(NIL)
Yield to Maturity 5.64%
Effective Maturity 5 Years 11 Months 23 Days
Modified Duration 4 Years 2 Months 5 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹10,551
30 Sep 18₹10,549
30 Sep 19₹11,003
30 Sep 20₹11,956
30 Sep 21₹13,126

HDFC Dynamic Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for HDFC Dynamic Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Oct 21

DurationReturns
1 Month -0.5%
3 Month 0.7%
6 Month 7.4%
1 Year 8.5%
3 Year 7.3%
5 Year 5.4%
10 Year
15 Year
Since launch 8.5%
Historical performance (Yearly) on absolute basis
YearReturns
2020 8.9%
2019 3.2%
2018 4.1%
2017 2.7%
2016 14.7%
2015 5.5%
2014 16.1%
2013 5.3%
2012 10.6%
2011 6.2%
Fund Manager information for HDFC Dynamic Debt Fund
NameSinceTenure
Anil Bamboli16 Feb 0417.55 Yr.
Sankalp Baid22 Jan 210.61 Yr.

Data below for HDFC Dynamic Debt Fund as on 30 Sep 21

Asset Allocation
Asset ClassValue
Cash11.02%
Debt88.98%
Debt Sector Allocation
SectorValue
Government71.51%
Corporate17.47%
Cash Equivalent11.02%
Credit Quality
RatingValue
AA13.47%
AAA86.53%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.63% Govt Stock 2026
Sovereign Bonds | -
21%₹105 Cr10,500,000
↑ 2,500,000
7.17% Govt Stock 2028
Sovereign Bonds | -
10%₹53 Cr5,000,000
6.97% Govt Stock 2026
Sovereign Bonds | -
10%₹53 Cr5,000,000
Syndicate Bank
Debentures | -
7%₹35 Cr350
6.67% Govt Stock 2035
Sovereign Bonds | -
7%₹35 Cr3,478,100
↑ 3,478,100
6.64% Govt Stock 2035
Sovereign Bonds | -
6%₹30 Cr3,000,000
State Bank of India
Debentures | -
5%₹27 Cr250
6.79% Govt Stock 2029
Sovereign Bonds | -
4%₹21 Cr2,000,000
Mahanagar Telephone Nigam Limited
Debentures | -
3%₹16 Cr150
Reliance Utilities and Power Private Limited
Debentures | -
3%₹16 Cr150

7. Nippon India Ultra Short Duration Fund

(Erstwhile Reliance Liquid Fund - Cash Plan)

The investment objective of the Scheme is to generate optimal returns consistent with moderate levels of risk and high liquidity. Accordingly, investments shall predominantly be made in Debt and Money Market Instruments.

Nippon India Ultra Short Duration Fund is a Debt - Ultrashort Bond fund was launched on 7 Dec 01. It is a fund with Low risk and has given a CAGR/Annualized return of 6.1% since its launch.  Ranked 62 in Ultrashort Bond category.  Return for 2020 was 4.9% , 2019 was 0.9% and 2018 was 7.3% .

Below is the key information for Nippon India Ultra Short Duration Fund

Nippon India Ultra Short Duration Fund
Growth
Launch Date 7 Dec 01
NAV (18 Oct 21) ₹3,224.19 ↑ 1.13   (0.04 %)
Net Assets (Cr) ₹2,872 on 30 Sep 21
Category Debt - Ultrashort Bond
AMC Nippon Life Asset Management Ltd.
Rating
Risk Low
Expense Ratio 1.09
Sharpe Ratio 1.86
Information Ratio 0
Alpha Ratio 0
Min Investment 100
Min SIP Investment 100
Exit Load NIL
Yield to Maturity 4.89%
Effective Maturity 7 Months 8 Days
Modified Duration 5 Months 15 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹10,581
30 Sep 18₹11,264
30 Sep 19₹11,397
30 Sep 20₹11,989
30 Sep 21₹13,010

Nippon India Ultra Short Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Nippon India Ultra Short Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Oct 21

DurationReturns
1 Month 0.3%
3 Month 1%
6 Month 5.7%
1 Year 8.3%
3 Year 4.8%
5 Year 5.4%
10 Year
15 Year
Since launch 6.1%
Historical performance (Yearly) on absolute basis
YearReturns
2020 4.9%
2019 0.9%
2018 7.3%
2017 5.8%
2016 6.8%
2015 7.6%
2014 8.4%
2013 8.5%
2012 9.2%
2011 9%
Fund Manager information for Nippon India Ultra Short Duration Fund
NameSinceTenure
Vivek Sharma1 Oct 137.92 Yr.
Kinjal Desai25 May 183.27 Yr.

Data below for Nippon India Ultra Short Duration Fund as on 30 Sep 21

Asset Allocation
Asset ClassValue
Cash60.6%
Debt39.4%
Debt Sector Allocation
SectorValue
Cash Equivalent56.38%
Corporate29.85%
Government13.77%
Credit Quality
RatingValue
A0.57%
AA17.02%
AAA82.41%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
182 DTB 02122021
Sovereign Bonds | -
5%₹194 Cr19,500,000
8.79% Govt Stock 2021
Sovereign Bonds | -
3%₹101 Cr10,000,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹100 Cr1,000
India Grid Trust
Debentures | -
2%₹81 Cr700
↑ 700
Telesonic Networks Limited
Debentures | -
2%₹75 Cr750
8.35% Govt Stock 2022
Sovereign Bonds | -
2%₹72 Cr7,000,000
8.75% Kerala SDL 2022
Sovereign Bonds | -
2%₹61 Cr5,950,000
Embassy Office Parks Reit
Debentures | -
2%₹58 Cr464
Shriram Transport Finance Company Limited
Debentures | -
2%₹56 Cr550
Piramal Capital & Housing Finance Limited
Debentures | -
2%₹55 Cr675

8. Aditya Birla Sun Life Credit Risk Fund

(Erstwhile Aditya Birla Sun Life Corporate Bond Fund)

The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Aditya Birla Sun Life Credit Risk Fund is a Debt - Credit Risk fund was launched on 17 Apr 15. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch.  Return for 2020 was 9.4% , 2019 was 2.1% and 2018 was 6.6% .

Below is the key information for Aditya Birla Sun Life Credit Risk Fund

Aditya Birla Sun Life Credit Risk Fund
Growth
Launch Date 17 Apr 15
NAV (18 Oct 21) ₹15.9084 ↑ 0.01   (0.05 %)
Net Assets (Cr) ₹1,451 on 30 Sep 21
Category Debt - Credit Risk
AMC Birla Sun Life Asset Management Co Ltd
Rating Not Rated
Risk Moderate
Expense Ratio 1.81
Sharpe Ratio 4.16
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 100
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity 0%
Effective Maturity
Modified Duration

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹10,950
30 Sep 18₹11,471
30 Sep 19₹12,359
30 Sep 20₹12,752
30 Sep 21₹13,826

Aditya Birla Sun Life Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Aditya Birla Sun Life Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Oct 21

DurationReturns
1 Month 0.4%
3 Month 1.5%
6 Month 3.3%
1 Year 7.6%
3 Year 6.4%
5 Year 6.6%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2020 9.4%
2019 2.1%
2018 6.6%
2017 8.1%
2016 10.3%
2015
2014
2013
2012
2011
Fund Manager information for Aditya Birla Sun Life Credit Risk Fund
NameSinceTenure
Sunaina Cunha1 Apr 174.42 Yr.
Mohit Sharma6 Aug 201.07 Yr.

Data below for Aditya Birla Sun Life Credit Risk Fund as on 30 Sep 21

Asset Allocation
Asset ClassValue
Cash8.14%
Equity0.37%
Debt91.49%
Debt Sector Allocation
SectorValue
Corporate77.05%
Government14.44%
Cash Equivalent8.14%
Credit Quality
RatingValue
A7.29%
AA60.85%
AAA29.77%
Below B2.09%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Shriram - City Union Finance Limited
Debentures | -
7%₹102 Cr1,000
8.35% Govt Stock 2022
Sovereign Bonds | -
5%₹77 Cr7,500,000
Indusind Bank Limited
Debentures | -
5%₹71 Cr700
↑ 700
Bharti Hexacom Limited
Debentures | -
3%₹43 Cr430
Tata Realty And Infrastructure Limited
Debentures | -
3%₹43 Cr420
Steel Authority of India Limited
Debentures | -
3%₹43 Cr400
Telesonic Networks Limited
Debentures | -
3%₹42 Cr420
Tata Housing Development Company Limited
Debentures | -
3%₹41 Cr350
JM Financial Credit Solutions Limited
Debentures | -
3%₹37 Cr370
↑ 370
Tata Realty and Infrastructure Limited
Debentures | -
2%₹36 Cr350

9. Aditya Birla Sun Life Medium Term Plan

The primary investment objective of the Scheme is to generate regular income through investments in debt & money market instruments in order to make regular dividend payments to unit holders & secondary objective is growth of capital.

Aditya Birla Sun Life Medium Term Plan is a Debt - Medium term Bond fund was launched on 25 Mar 09. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 6 in Medium term Bond category.  Return for 2020 was 8.1% , 2019 was -4.4% and 2018 was 5.6% .

Below is the key information for Aditya Birla Sun Life Medium Term Plan

Aditya Birla Sun Life Medium Term Plan
Growth
Launch Date 25 Mar 09
NAV (18 Oct 21) ₹25.0532 ↓ 0.00   (-0.01 %)
Net Assets (Cr) ₹1,627 on 30 Sep 21
Category Debt - Medium term Bond
AMC Birla Sun Life Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.3
Sharpe Ratio 1.23
Information Ratio -0.93
Alpha Ratio 5.4
Min Investment 1,000
Min SIP Investment 1,000
Exit Load 0-365 Days (1%),365 Days and above(NIL)
Yield to Maturity 0%
Effective Maturity
Modified Duration

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹10,838
30 Sep 18₹11,265
30 Sep 19₹11,955
30 Sep 20₹11,679
30 Sep 21₹12,668

Aditya Birla Sun Life Medium Term Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for Aditya Birla Sun Life Medium Term Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Oct 21

DurationReturns
1 Month 0.2%
3 Month 1.7%
6 Month 3.3%
1 Year 7.5%
3 Year 3.9%
5 Year 4.7%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2020 8.1%
2019 -4.4%
2018 5.6%
2017 7%
2016 10.9%
2015 9.5%
2014 12%
2013 10.2%
2012 11.1%
2011 9.4%
Fund Manager information for Aditya Birla Sun Life Medium Term Plan
NameSinceTenure
Sunaina Cunha1 Apr 174.42 Yr.
Mohit Sharma6 Aug 201.07 Yr.

Data below for Aditya Birla Sun Life Medium Term Plan as on 30 Sep 21

Asset Allocation
Asset ClassValue
Cash1.72%
Equity2.05%
Debt96.23%
Debt Sector Allocation
SectorValue
Corporate73.86%
Government22.37%
Cash Equivalent1.72%
Credit Quality
RatingValue
A7.29%
AA47.25%
AAA33.05%
Below B12.4%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.64% Govt Stock 2035
Sovereign Bonds | -
8%₹135 Cr13,500,000
↑ 3,000,000
Shriram - City Union Finance Limited
Debentures | -
6%₹102 Cr1,000
U.P. Power Corporation Limited
Debentures | -
6%₹95 Cr938
Embassy Office Parks REIT
Debentures | -
3%₹51 Cr500
Mahindra Rural Housing Finance Limited
Debentures | -
3%₹49 Cr500
Tata Realty And Infrastructure Limited
Debentures | -
3%₹49 Cr480
Bharti Hexacom Limited
Debentures | -
3%₹48 Cr480
8.15% Govt Stock 2026
Sovereign Bonds | -
3%₹44 Cr4,000,000
↓ -500,000
JM Financial Credit Solutions Limited
Debentures | -
3%₹44 Cr440
↑ 440
Indusind Bank Limited
Debentures | -
2%₹41 Cr404
↑ 404

10. ICICI Prudential Regular Savings Fund

The fund’s objective is to provide reasonable returns, by maintaining an optimum balance of safety, liquidity and yield, through investments in a basket of debt and money market instruments with a view to delivering consistent performance. However, there can be no assurance that the investment objective of the Scheme will be realized.

ICICI Prudential Regular Savings Fund is a Debt - Credit Risk fund was launched on 3 Dec 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.6% since its launch.  Ranked 26 in Credit Risk category.  Return for 2020 was 9.8% , 2019 was 9.5% and 2018 was 6.6% .

Below is the key information for ICICI Prudential Regular Savings Fund

ICICI Prudential Regular Savings Fund
Growth
Launch Date 3 Dec 10
NAV (18 Oct 21) ₹24.586 ↑ 0.01   (0.03 %)
Net Assets (Cr) ₹8,053 on 30 Sep 21
Category Debt - Credit Risk
AMC ICICI Prudential Asset Management Company Limited
Rating
Risk Moderate
Expense Ratio 1.6
Sharpe Ratio 3.47
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 6.81%
Effective Maturity 2 Years 4 Months 13 Days
Modified Duration 1 Year 8 Months 23 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 16₹10,000
30 Sep 17₹10,808
30 Sep 18₹11,355
30 Sep 19₹12,380
30 Sep 20₹13,603
30 Sep 21₹14,670

ICICI Prudential Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for ICICI Prudential Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Oct 21

DurationReturns
1 Month 0.3%
3 Month 1.4%
6 Month 4%
1 Year 7.3%
3 Year 8.9%
5 Year 7.9%
10 Year
15 Year
Since launch 8.6%
Historical performance (Yearly) on absolute basis
YearReturns
2020 9.8%
2019 9.5%
2018 6.6%
2017 6.8%
2016 9.5%
2015 9%
2014 11%
2013 7.5%
2012 9.4%
2011 8.9%
Fund Manager information for ICICI Prudential Regular Savings Fund
NameSinceTenure
Manish Banthia7 Nov 164.82 Yr.
Akhil Kakkar3 Jun 174.25 Yr.

Data below for ICICI Prudential Regular Savings Fund as on 30 Sep 21

Asset Allocation
Asset ClassValue
Cash17.42%
Equity3.56%
Debt79.02%
Debt Sector Allocation
SectorValue
Corporate71.04%
Cash Equivalent17.42%
Government7.66%
Securitized0.32%
Credit Quality
RatingValue
A13.07%
AA68.64%
AAA16.98%
B0.09%
BBB1.22%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.64% Govt Stock 2035
Sovereign Bonds | -
5%₹425 Cr42,595,050
Prestige Estates Projects Limited
Debentures | -
3%₹249 Cr2,500
Nayara Energy Limited
Debentures | -
3%₹248 Cr2,500
Aditya Birla Fashion and Retail Limited
Debentures | -
3%₹213 Cr1,750
ONGC Petro Additions Limited
Debentures | -
3%₹201 Cr2,000
TMF Holdings Limited
Debentures | -
2%₹189 Cr1,500
Embassy Office Parks Reit
-, Since 31 Jul 20 | -
2%₹179 Cr5,047,044
↑ 200,244
The Great Eastern Shipping Company Limited
Debentures | -
2%₹179 Cr1,743
JM Financial Credit Solutions Limited
Debentures | -
2%₹173 Cr1,750
Adarsh Advisory Services Private Limited
Debentures | -
2%₹164 Cr1,100

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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