Table of Contents

Why to Invest in Sector Mutual Funds?
Smart Tips to Investing in Best Sector Mutual Funds
Invest Here!
Top & Best Sector Mutual Funds To Invest In FY 25 - 26
Conclusion
Top 10 Equity - Sectoral Funds

Top 10 Best Performing Sectoral Mutual Funds 2025

Updated on August 6, 2025 , 126667 views

In the world of Investing, there are investors who firmly believe in ‘High-risk High-return’ investments. And for such high-risk takers, Mutual Funds have something on hold – Sector Funds!

Sector Mutual funds invest in a particular sector as defined by their investment objective. Some of the sectors like infra, pharma, banking have been consistently growing and have a positive outlook for the future. Though such Mutual Funds can double or trouble your money, investors with a high-risk appetite can invest in sector funds.

In this article, you will get some detailed insights about sector funds along with best sector mutual funds to invest in 2025.

Why to Invest in Sector Mutual Funds?

A sector fund is a type of Mutual Fund that invests in securities of specific sectors of the Economy, such as banking, telecom, FMCG, pharmaceutical, Information Technology (IT), and infrastructure. In other words, sector funds narrow down your invested wealth only to the specific Industry or sector. For instance, a banking sector fund can invest in banks and a pharma fund can invest only in stocks of pharma companies. The fund managers of these funds invest money into shares of companies which are doing well in the Market. The overall objective of such investment is to invest in those sectors which have a high growth potential in the near future.

These fund can really end up making a huge profit, if the timing of investment is accurate. One should know when to enter and exit the fund. Investors should invest in areas of the market where they are confident about or see growth in the future. The main idea is to tap-in on the growth of a particular industry and sector. The other advantage of sector funds is its ability to protect you from individual firm-specific risk. Rather than buying individual stocks, investing in sector funds would ensure that a company’s bad performance wouldn’t affect your Portfolio.

But, before you invest in a sector mutual fund, you should be confident on why you believe that sector is likely to perform well in the near future.

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Smart Tips to Investing in Best Sector Mutual Funds

Here are some of the things that you need to know before investing in sector funds:

1. Mutual Fund Objective

One should always understand the objective of the Mutual Fund scheme appropriately. For example, some sector mutual funds invest only up to 65 percent of the portfolio in the stated sector. This can dilute your exposure to a sector and shall not provide the yield as expected by you.

2. Timing the Market

As they say, to grow wealth in the stock market, “Time in the market is more important than timing the market.” But, when it comes to making money in the sector mutual funds, one needs to learn to time the market, especially, in the cyclical sectors like cement, Bank, steel, etc. For instance, banking stocks tend to perform well when the interest rates are low or are expected to fall. And they Underperform when the interest rates are rising. So, in order to gain good returns in a banking fund, one needs to be at the right turn of the interest rate cycle.

Ideally, an investor should take the SIP route to build an exposure to such funds, but one must close the SIPs and exit position in the sector mutual funds when the sector fundamentals begin to fade or sink.

Unlike Diversified Funds, sector mutual funds are less diversified, thus the exposure of risk is comparatively high. The disadvantage around sector funds is the higher rate of Volatility. This is due to its nature of the investment. An investor would gain excessive returns when the market is moving in an upward direction and would suffer a tremendous loss when the market of that particular sector is deteriorating.

3. Know when to Exit

Compared to diversified mutual funds, a sector mutual fund should not be held in the portfolio for a very long time. Ideally, when a sector is expected to do well, one must buy such a fund and exit the fund when it starts going out of the favor. As these funds are mostly cyclical, their tenure is generally 3-5 years. Thus, investors should spend some good amount of time to know when to exit such funds.

4. Limited Exposure

Investors investing in sector funds should understand that the fund manager is restricted in his investment options and will have to continue investing in a particular sector even if that sector is not performing well in the market. Whereas, in equity diversified funds, a fund manager is not bound to any such restriction.

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Top & Best Sector Mutual Funds To Invest In FY 25 - 26

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Sundaram Rural and Consumption Fund Growth	₹95.4618 ↓ -1.18	₹1,596	1.8	1.2	0.1	15.6	18.9	20.1
Franklin Build India Fund Growth	₹138.945 ↓ -1.09	₹2,968	6.1	8.1	-1	28.8	32.8	27.8
DSP Natural Resources and New Energy Fund Growth	₹88.005 ↑ 0.14	₹1,316	4.4	5.8	-6.1	20.1	24	13.9
Bandhan Infrastructure Fund Growth	₹49.006 ↓ -0.53	₹1,749	6.1	5.3	-10.9	27.9	32.9	39.3
Aditya Birla Sun Life Banking And Financial Services Fund Growth	₹59.47 ↓ -0.35	₹3,625	2.2	10.7	9.9	16.3	21.5	8.7
Kotak Infrastructure & Economic Reform Fund Growth	₹63.399 ↓ -0.41	₹2,450	7.9	3.9	-7.6	22.7	30.1	32.4
SBI Magnum COMMA Fund Growth	₹101.976 ↓ -0.79	₹701	5.1	7.7	-0.2	16	20.4	10.5
SBI Consumption Opportunities Fund Growth	₹302.058 ↓ -3.24	₹3,186	0.5	-1.7	-6.2	15.5	25.4	22.8
Mirae Asset Great Consumer Fund Growth	₹91.572 ↓ -1.15	₹4,386	4.5	4	-2.8	16.5	21.4	17.2
Nippon India Power and Infra Fund Growth	₹334.107 ↓ -4.29	₹7,620	4.6	6.2	-7.6	29.1	30.6	26.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 8 Aug 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	Sundaram Rural and Consumption Fund	Franklin Build India Fund	DSP Natural Resources and New Energy Fund	Bandhan Infrastructure Fund	Aditya Birla Sun Life Banking And Financial Services Fund	Kotak Infrastructure & Economic Reform Fund	SBI Magnum COMMA Fund	SBI Consumption Opportunities Fund	Mirae Asset Great Consumer Fund	Nippon India Power and Infra Fund
Point 1	Bottom quartile AUM (₹1,596 Cr).	Upper mid AUM (₹2,968 Cr).	Bottom quartile AUM (₹1,316 Cr).	Lower mid AUM (₹1,749 Cr).	Upper mid AUM (₹3,625 Cr).	Lower mid AUM (₹2,450 Cr).	Bottom quartile AUM (₹701 Cr).	Upper mid AUM (₹3,186 Cr).	Top quartile AUM (₹4,386 Cr).	Highest AUM (₹7,620 Cr).
Point 2	Established history (19+ yrs).	Established history (15+ yrs).	Established history (17+ yrs).	Established history (14+ yrs).	Established history (11+ yrs).	Established history (17+ yrs).	Established history (20+ yrs).	Established history (12+ yrs).	Established history (14+ yrs).	Oldest track record among peers (21 yrs).
Point 3	Top rated.	Rating: 5★ (top quartile).	Rating: 5★ (upper mid).	Rating: 5★ (upper mid).	Rating: 5★ (upper mid).	Rating: 4★ (lower mid).	Rating: 4★ (lower mid).	Rating: 4★ (bottom quartile).	Rating: 4★ (bottom quartile).	Rating: 4★ (bottom quartile).
Point 4	Risk profile: Moderately High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.	Risk profile: High.
Point 5	5Y return: 18.95% (bottom quartile).	5Y return: 32.79% (top quartile).	5Y return: 24.03% (lower mid).	5Y return: 32.92% (top quartile).	5Y return: 21.47% (lower mid).	5Y return: 30.14% (upper mid).	5Y return: 20.39% (bottom quartile).	5Y return: 25.36% (upper mid).	5Y return: 21.41% (bottom quartile).	5Y return: 30.64% (upper mid).
Point 6	3Y return: 15.57% (bottom quartile).	3Y return: 28.76% (top quartile).	3Y return: 20.11% (upper mid).	3Y return: 27.94% (upper mid).	3Y return: 16.33% (lower mid).	3Y return: 22.67% (upper mid).	3Y return: 16.04% (bottom quartile).	3Y return: 15.49% (bottom quartile).	3Y return: 16.55% (lower mid).	3Y return: 29.12% (top quartile).
Point 7	1Y return: 0.09% (top quartile).	1Y return: -1.01% (upper mid).	1Y return: -6.07% (lower mid).	1Y return: -10.90% (bottom quartile).	1Y return: 9.93% (top quartile).	1Y return: -7.59% (bottom quartile).	1Y return: -0.19% (upper mid).	1Y return: -6.22% (lower mid).	1Y return: -2.78% (upper mid).	1Y return: -7.56% (bottom quartile).
Point 8	Alpha: 0.89 (top quartile).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: -6.15 (bottom quartile).	Alpha: -7.48 (bottom quartile).	Alpha: 5.45 (top quartile).	Alpha: -4.85 (lower mid).	Alpha: -3.23 (lower mid).	Alpha: -7.82 (bottom quartile).
Point 9	Sharpe: 0.17 (top quartile).	Sharpe: -0.29 (lower mid).	Sharpe: -0.48 (bottom quartile).	Sharpe: -0.29 (lower mid).	Sharpe: 0.38 (top quartile).	Sharpe: -0.34 (bottom quartile).	Sharpe: -0.04 (upper mid).	Sharpe: -0.14 (upper mid).	Sharpe: -0.04 (upper mid).	Sharpe: -0.41 (bottom quartile).
Point 10	Information ratio: 0.07 (upper mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (lower mid).	Information ratio: 0.00 (bottom quartile).	Information ratio: 0.35 (top quartile).	Information ratio: 0.09 (upper mid).	Information ratio: -0.18 (bottom quartile).	Information ratio: -0.17 (bottom quartile).	Information ratio: 0.06 (upper mid).	Information ratio: 1.16 (top quartile).

Sundaram Rural and Consumption Fund

Bottom quartile AUM (₹1,596 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 18.95% (bottom quartile).
3Y return: 15.57% (bottom quartile).
1Y return: 0.09% (top quartile).
Alpha: 0.89 (top quartile).
Sharpe: 0.17 (top quartile).
Information ratio: 0.07 (upper mid).

Franklin Build India Fund

Upper mid AUM (₹2,968 Cr).
Established history (15+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 32.79% (top quartile).
3Y return: 28.76% (top quartile).
1Y return: -1.01% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.29 (lower mid).
Information ratio: 0.00 (lower mid).

DSP Natural Resources and New Energy Fund

Bottom quartile AUM (₹1,316 Cr).
Established history (17+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 24.03% (lower mid).
3Y return: 20.11% (upper mid).
1Y return: -6.07% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.48 (bottom quartile).
Information ratio: 0.00 (lower mid).

Bandhan Infrastructure Fund

Lower mid AUM (₹1,749 Cr).
Established history (14+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 32.92% (top quartile).
3Y return: 27.94% (upper mid).
1Y return: -10.90% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.29 (lower mid).
Information ratio: 0.00 (bottom quartile).

Aditya Birla Sun Life Banking And Financial Services Fund

Upper mid AUM (₹3,625 Cr).
Established history (11+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 21.47% (lower mid).
3Y return: 16.33% (lower mid).
1Y return: 9.93% (top quartile).
Alpha: -6.15 (bottom quartile).
Sharpe: 0.38 (top quartile).
Information ratio: 0.35 (top quartile).

Kotak Infrastructure & Economic Reform Fund

Lower mid AUM (₹2,450 Cr).
Established history (17+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 30.14% (upper mid).
3Y return: 22.67% (upper mid).
1Y return: -7.59% (bottom quartile).
Alpha: -7.48 (bottom quartile).
Sharpe: -0.34 (bottom quartile).
Information ratio: 0.09 (upper mid).

SBI Magnum COMMA Fund

Bottom quartile AUM (₹701 Cr).
Established history (20+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 20.39% (bottom quartile).
3Y return: 16.04% (bottom quartile).
1Y return: -0.19% (upper mid).
Alpha: 5.45 (top quartile).
Sharpe: -0.04 (upper mid).
Information ratio: -0.18 (bottom quartile).

SBI Consumption Opportunities Fund

Upper mid AUM (₹3,186 Cr).
Established history (12+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 25.36% (upper mid).
3Y return: 15.49% (bottom quartile).
1Y return: -6.22% (lower mid).
Alpha: -4.85 (lower mid).
Sharpe: -0.14 (upper mid).
Information ratio: -0.17 (bottom quartile).

Mirae Asset Great Consumer Fund

Top quartile AUM (₹4,386 Cr).
Established history (14+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 21.41% (bottom quartile).
3Y return: 16.55% (lower mid).
1Y return: -2.78% (upper mid).
Alpha: -3.23 (lower mid).
Sharpe: -0.04 (upper mid).
Information ratio: 0.06 (upper mid).

Nippon India Power and Infra Fund

Highest AUM (₹7,620 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 30.64% (upper mid).
3Y return: 29.12% (top quartile).
1Y return: -7.56% (bottom quartile).
Alpha: -7.82 (bottom quartile).
Sharpe: -0.41 (bottom quartile).
Information ratio: 1.16 (top quartile).

*List of Best Sectorial Mutual Funds having AUM/Net Assets > 100 Crore.

1. Sundaram Rural and Consumption Fund

(Erstwhile Sundaram Rural India Fund)

The primary investment objective of the scheme is to generate consistent long-term returns by investing predominantly in equity & equity related instruments of companies that are focusing on Rural India.

Research Highlights for Sundaram Rural and Consumption Fund

Bottom quartile AUM (₹1,596 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 18.95% (bottom quartile).
3Y return: 15.57% (bottom quartile).
1Y return: 0.09% (top quartile).
Alpha: 0.89 (top quartile).
Sharpe: 0.17 (top quartile).
Information ratio: 0.07 (upper mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding Bharti Airtel Ltd (~9.9%).

Below is the key information for Sundaram Rural and Consumption Fund

Sundaram Rural and Consumption Fund Growth
Launch Date	12 May 06
NAV (08 Aug 25)	₹95.4618 ↓ -1.18 (-1.22 %)
Net Assets (Cr)	₹1,596 on 30 Jun 25
Category	Equity - Sectoral
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	2.23
Sharpe Ratio	0.17
Information Ratio	0.07
Alpha Ratio	0.89
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹14,074
31 Jul 22	₹15,588
31 Jul 23	₹18,111
31 Jul 24	₹25,002
31 Jul 25	₹25,069

Sundaram Rural and Consumption Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Sundaram Rural and Consumption Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-2.7%
3 Month	1.8%
6 Month	1.2%
1 Year	0.1%
3 Year	15.6%
5 Year	18.9%
10 Year
15 Year
Since launch	12.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.1%
2023	30.2%
2022	9.3%
2021	19.3%
2020	13.5%
2019	2.7%
2018	-7.8%
2017	38.7%
2016	21.1%
2015	6.3%

Fund Manager information for Sundaram Rural and Consumption Fund

Name	Since	Tenure
Ratish Varier	1 Jan 22	3.58 Yr.

Data below for Sundaram Rural and Consumption Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	42.74%
Consumer Defensive	29.95%
Communication Services	11.97%
Health Care	3.59%
Financial Services	3.13%
Real Estate	2.17%
Basic Materials	1.41%

Asset Allocation

Asset Class	Value
Cash	5.05%
Equity	94.95%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Oct 22 \| BHARTIARTL	10%	₹159 Cr	789,519
ITC Ltd (Consumer Defensive) Equity, Since 31 Jul 13 \| ITC	8%	₹125 Cr	2,991,251
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Apr 22 \| M&M	8%	₹124 Cr	390,720
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 30 Apr 16 \| HINDUNILVR	6%	₹101 Cr	440,212
Eternal Ltd (Consumer Cyclical) Equity, Since 31 May 24 \| 543320	5%	₹79 Cr	3,000,962
Titan Co Ltd (Consumer Cyclical) Equity, Since 29 Feb 20 \| TITAN	5%	₹78 Cr	212,692
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Jul 12 \| MARUTI	5%	₹73 Cr	58,511
Apollo Hospitals Enterprise Ltd (Healthcare) Equity, Since 31 Jul 22 \| APOLLOHOSP	4%	₹57 Cr	79,027
Trent Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| 500251	3%	₹54 Cr	86,291
Bajaj Holdings and Investment Ltd (Financial Services) Equity, Since 30 Sep 23 \| BAJAJHLDNG	3%	₹50 Cr	34,697

2. Franklin Build India Fund

The Scheme seeks to achieve capital appreciation by investing in companies engaged directly or indirectly in infrastructure related activities.

Research Highlights for Franklin Build India Fund

Upper mid AUM (₹2,968 Cr).
Established history (15+ yrs).
Rating: 5★ (top quartile).
Risk profile: High.
5Y return: 32.79% (top quartile).
3Y return: 28.76% (top quartile).
1Y return: -1.01% (upper mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.29 (lower mid).
Information ratio: 0.00 (lower mid).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
Largest holding Larsen & Toubro Ltd (~8.2%).

Below is the key information for Franklin Build India Fund

Franklin Build India Fund Growth
Launch Date	4 Sep 09
NAV (08 Aug 25)	₹138.945 ↓ -1.09 (-0.78 %)
Net Assets (Cr)	₹2,968 on 30 Jun 25
Category	Equity - Sectoral
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.13
Sharpe Ratio	-0.29
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹17,587
31 Jul 22	₹19,236
31 Jul 23	₹26,244
31 Jul 24	₹44,020
31 Jul 25	₹42,375

Franklin Build India Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹673,113.
Net Profit of ₹373,113 Invest Now

Returns for Franklin Build India Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-3.4%
3 Month	6.1%
6 Month	8.1%
1 Year	-1%
3 Year	28.8%
5 Year	32.8%
10 Year
15 Year
Since launch	18%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	27.8%
2023	51.1%
2022	11.2%
2021	45.9%
2020	5.4%
2019	6%
2018	-10.7%
2017	43.3%
2016	8.4%
2015	2.1%

Fund Manager information for Franklin Build India Fund

Name	Since	Tenure
Ajay Argal	18 Oct 21	3.79 Yr.
Kiran Sebastian	7 Feb 22	3.48 Yr.
Sandeep Manam	18 Oct 21	3.79 Yr.

Data below for Franklin Build India Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Industrials	36.15%
Energy	12.74%
Utility	12.5%
Financial Services	11.47%
Communication Services	8.4%
Basic Materials	6.9%
Real Estate	3.07%
Consumer Cyclical	2.66%
Technology	1.91%

Asset Allocation

Asset Class	Value
Cash	4.19%
Equity	95.81%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 20 \| LT	8%	₹244 Cr	665,000
Reliance Industries Ltd (Energy) Equity, Since 31 Oct 21 \| RELIANCE	6%	₹180 Cr	1,200,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 29 Feb 20 \| INDIGO	6%	₹179 Cr	300,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| 532174	6%	₹173 Cr	1,200,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 30 Jun 19 \| 500312	5%	₹147 Cr	6,000,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 09 \| BHARTIARTL	5%	₹143 Cr	710,000
NTPC Ltd (Utilities) Equity, Since 30 Nov 16 \| 532555	5%	₹138 Cr	4,125,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Mar 12 \| 532215	4%	₹120 Cr	1,000,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 28 Feb 21 \| 532898	4%	₹108 Cr	3,600,000
Tata Power Co Ltd (Utilities) Equity, Since 31 Jan 25 \| 500400	3%	₹81 Cr	2,000,000

3. DSP Natural Resources and New Energy Fund

To seek to generate capital appreciation and provide long term growth opportunities by investing in equity and equity related securities of companies domiciled in India whose predominant economic activity is in the (a) discovery, development, production, or distribution of natural resources, viz., energy, mining etc; (b) alternative energy and energy technology sectors, with emphasis given to renewable energy, automotive and on-site power generation, energy storage and enabling energy technologies. also invest a certain portion of its corpus in the equity and equity related securities of companies domiciled overseas, which are principally engaged in the discovery, development, production or distribution of natural resources and alternative energy and/or the units shares of Merrill Lynch international Investment Funds New Energy Fund, Merrill Lynch International Investment Funds World Energy Fund and similar other overseas mutual fund schemes.

Research Highlights for DSP Natural Resources and New Energy Fund

Bottom quartile AUM (₹1,316 Cr).
Established history (17+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 24.03% (lower mid).
3Y return: 20.11% (upper mid).
1Y return: -6.07% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: -0.48 (bottom quartile).
Information ratio: 0.00 (lower mid).
Higher exposure to Energy vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
Largest holding Oil & Natural Gas Corp Ltd (~8.3%).

Below is the key information for DSP Natural Resources and New Energy Fund

DSP Natural Resources and New Energy Fund Growth
Launch Date	25 Apr 08
NAV (07 Aug 25)	₹88.005 ↑ 0.14 (0.15 %)
Net Assets (Cr)	₹1,316 on 30 Jun 25
Category	Equity - Sectoral
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.09
Sharpe Ratio	-0.48
Information Ratio	0
Alpha Ratio	0
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹18,664
31 Jul 22	₹17,954
31 Jul 23	₹22,449
31 Jul 24	₹33,979
31 Jul 25	₹31,358

DSP Natural Resources and New Energy Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for DSP Natural Resources and New Energy Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-3%
3 Month	4.4%
6 Month	5.8%
1 Year	-6.1%
3 Year	20.1%
5 Year	24%
10 Year
15 Year
Since launch	13.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	13.9%
2023	31.2%
2022	9.8%
2021	42.8%
2020	11.5%
2019	4.4%
2018	-15.3%
2017	43.1%
2016	43.1%
2015	-1.7%

Fund Manager information for DSP Natural Resources and New Energy Fund

Name	Since	Tenure
Rohit Singhania	1 Jul 12	13.09 Yr.

Data below for DSP Natural Resources and New Energy Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Energy	44.64%
Basic Materials	35.96%
Utility	10.02%
Industrials	1.93%
Technology	1.75%

Asset Allocation

Asset Class	Value
Cash	5.68%
Equity	94.31%
Debt	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| 500312	8%	₹109 Cr	4,459,369 ↑ 540,434
Jindal Steel & Power Ltd (Basic Materials) Equity, Since 31 Mar 20 \| 532286	8%	₹103 Cr	1,092,337
Coal India Ltd (Energy) Equity, Since 31 Mar 22 \| COALINDIA	7%	₹88 Cr	2,245,167
Tata Steel Ltd (Basic Materials) Equity, Since 31 Aug 16 \| TATASTEEL	7%	₹87 Cr	5,435,373
Hindalco Industries Ltd (Basic Materials) Equity, Since 31 Oct 15 \| HINDALCO	7%	₹86 Cr	1,243,824 ↓ -189,230
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 08 \| 500547	6%	₹85 Cr	2,567,216
BGF Sustainable Energy I2 Investment Fund \| -	6%	₹75 Cr	443,474
BGF World Energy I2 Investment Fund \| -	5%	₹71 Cr	282,831
NMDC Ltd (Basic Materials) Equity, Since 30 Sep 18 \| 526371	5%	₹68 Cr	9,669,436
GAIL (India) Ltd (Utilities) Equity, Since 31 Aug 20 \| 532155	4%	₹57 Cr	3,010,493

4. Bandhan Infrastructure Fund

The investment objective of the scheme is to seek to generate long-term capital growth through an active diversified portfolio of predominantly equity and equity related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and infrastructural related activities. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for Bandhan Infrastructure Fund

Lower mid AUM (₹1,749 Cr).
Established history (14+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 32.92% (top quartile).
3Y return: 27.94% (upper mid).
1Y return: -10.90% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: -0.29 (lower mid).
Information ratio: 0.00 (bottom quartile).
Higher exposure to Industrials vs peer median.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Equity-heavy allocation (~92%).
Largest holding Kirloskar Brothers Ltd (~6.0%).

Below is the key information for Bandhan Infrastructure Fund

Bandhan Infrastructure Fund Growth
Launch Date	8 Mar 11
NAV (08 Aug 25)	₹49.006 ↓ -0.53 (-1.06 %)
Net Assets (Cr)	₹1,749 on 30 Jun 25
Category	Equity - Sectoral
AMC	IDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	2.33
Sharpe Ratio	-0.3
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹20,043
31 Jul 22	₹19,974
31 Jul 23	₹27,326
31 Jul 24	₹49,920
31 Jul 25	₹43,568

Bandhan Infrastructure Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹673,113.
Net Profit of ₹373,113 Invest Now

Returns for Bandhan Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-4.9%
3 Month	6.1%
6 Month	5.3%
1 Year	-10.9%
3 Year	27.9%
5 Year	32.9%
10 Year
15 Year
Since launch	11.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	39.3%
2023	50.3%
2022	1.7%
2021	64.8%
2020	6.3%
2019	-5.3%
2018	-25.9%
2017	58.7%
2016	10.7%
2015	-0.2%

Fund Manager information for Bandhan Infrastructure Fund

Name	Since	Tenure
Vishal Biraia	24 Jan 24	1.52 Yr.
Ritika Behera	7 Oct 23	1.82 Yr.
Gaurav Satra	7 Jun 24	1.15 Yr.

Data below for Bandhan Infrastructure Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Industrials	53.42%
Utility	12.27%
Basic Materials	7.58%
Communication Services	4.88%
Energy	3.88%
Financial Services	3.7%
Technology	2.53%
Health Care	1.87%
Consumer Cyclical	1.71%
Real Estate	0.63%

Asset Allocation

Asset Class	Value
Cash	7.52%
Equity	92.48%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Kirloskar Brothers Ltd (Industrials) Equity, Since 31 Dec 17 \| KIRLOSBROS	6%	₹105 Cr	443,385
Larsen & Toubro Ltd (Industrials) Equity, Since 29 Feb 12 \| LT	4%	₹76 Cr	206,262 ↑ 23,089
Reliance Industries Ltd (Energy) Equity, Since 30 Jun 24 \| RELIANCE	4%	₹68 Cr	452,706
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 19 \| BHARTIARTL	4%	₹66 Cr	330,018
GPT Infraprojects Ltd (Industrials) Equity, Since 30 Nov 17 \| GPTINFRA	4%	₹61 Cr	4,782,533 ↓ -14,610
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 14 \| 532538	3%	₹61 Cr	50,452
Bharat Electronics Ltd (Industrials) Equity, Since 31 Oct 19 \| BEL	3%	₹60 Cr	1,431,700
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 Dec 23 \| ADANIPORTS	3%	₹53 Cr	365,137
PTC India Financial Services Ltd (Financial Services) Equity, Since 31 Dec 23 \| PFS	3%	₹53 Cr	12,400,122
KEC International Ltd (Industrials) Equity, Since 30 Jun 24 \| 532714	3%	₹47 Cr	512,915

5. Aditya Birla Sun Life Banking And Financial Services Fund

The primary investment objective of the Scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.

Research Highlights for Aditya Birla Sun Life Banking And Financial Services Fund

Upper mid AUM (₹3,625 Cr).
Established history (11+ yrs).
Rating: 5★ (upper mid).
Risk profile: High.
5Y return: 21.47% (lower mid).
3Y return: 16.33% (lower mid).
1Y return: 9.93% (top quartile).
Alpha: -6.15 (bottom quartile).
Sharpe: 0.38 (top quartile).
Information ratio: 0.35 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding ICICI Bank Ltd (~19.9%).
Top-3 holdings concentration ~46.0%.

Below is the key information for Aditya Birla Sun Life Banking And Financial Services Fund

Aditya Birla Sun Life Banking And Financial Services Fund Growth
Launch Date	14 Dec 13
NAV (08 Aug 25)	₹59.47 ↓ -0.35 (-0.59 %)
Net Assets (Cr)	₹3,625 on 30 Jun 25
Category	Equity - Sectoral
AMC	Birla Sun Life Asset Management Co Ltd
Rating	☆☆☆☆☆
Risk	High
Expense Ratio	1.99
Sharpe Ratio	0.38
Information Ratio	0.35
Alpha Ratio	-6.15
Min Investment	1,000
Min SIP Investment	1,000
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹16,451
31 Jul 22	₹16,698
31 Jul 23	₹21,140
31 Jul 24	₹25,240
31 Jul 25	₹27,017

Aditya Birla Sun Life Banking And Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Aditya Birla Sun Life Banking And Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-4.2%
3 Month	2.2%
6 Month	10.7%
1 Year	9.9%
3 Year	16.3%
5 Year	21.5%
10 Year
15 Year
Since launch	16.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.7%
2023	21.7%
2022	11.5%
2021	16.8%
2020	1.1%
2019	14.9%
2018	-2.4%
2017	47.6%
2016	15.7%
2015	-0.5%

Fund Manager information for Aditya Birla Sun Life Banking And Financial Services Fund

Name	Since	Tenure
Dhaval Gala	26 Aug 15	9.94 Yr.
Dhaval Joshi	21 Nov 22	2.69 Yr.

Data below for Aditya Birla Sun Life Banking And Financial Services Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Financial Services	96.8%
Technology	1.24%

Asset Allocation

Asset Class	Value
Cash	1.96%
Equity	98.04%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| 532174	20%	₹722 Cr	4,993,129
HDFC Bank Ltd (Financial Services) Equity, Since 31 Dec 13 \| HDFCBANK	18%	₹668 Cr	3,336,948
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| 532215	8%	₹276 Cr	2,302,100 ↑ 375,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Sep 16 \| 500034	6%	₹200 Cr	2,137,250 ↑ 1,639,800
State Bank of India (Financial Services) Equity, Since 31 Oct 17 \| SBIN	5%	₹193 Cr	2,351,492
Cholamandalam Financial Holdings Ltd (Financial Services) Equity, Since 31 Jan 20 \| CHOLAHLDNG	4%	₹145 Cr	667,972
AU Small Finance Bank Ltd (Financial Services) Equity, Since 30 Nov 23 \| 540611	3%	₹118 Cr	1,446,861 ↑ 138,000
ICICI Lombard General Insurance Co Ltd (Financial Services) Equity, Since 30 Sep 19 \| ICICIGI	3%	₹115 Cr	565,076
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jan 19 \| KOTAKBANK	3%	₹102 Cr	469,972
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 23 \| SHRIRAMFIN	3%	₹95 Cr	1,348,382 ↓ -228,845

6. Kotak Infrastructure & Economic Reform Fund

The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly (at least 65%) equity and equity-related securities of companies involved in economic development of India as a result of potential investments in infrastructure and unfolding economic reforms.

Research Highlights for Kotak Infrastructure & Economic Reform Fund

Lower mid AUM (₹2,450 Cr).
Established history (17+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 30.14% (upper mid).
3Y return: 22.67% (upper mid).
1Y return: -7.59% (bottom quartile).
Alpha: -7.48 (bottom quartile).
Sharpe: -0.34 (bottom quartile).
Information ratio: 0.09 (upper mid).
Higher exposure to Industrials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Bharti Airtel Ltd (~7.6%).

Below is the key information for Kotak Infrastructure & Economic Reform Fund

Kotak Infrastructure & Economic Reform Fund Growth
Launch Date	25 Feb 08
NAV (08 Aug 25)	₹63.399 ↓ -0.41 (-0.64 %)
Net Assets (Cr)	₹2,450 on 30 Jun 25
Category	Equity - Sectoral
AMC	Kotak Mahindra Asset Management Co Ltd
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.17
Sharpe Ratio	-0.34
Information Ratio	0.09
Alpha Ratio	-7.48
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹17,567
31 Jul 22	₹20,092
31 Jul 23	₹27,013
31 Jul 24	₹43,153
31 Jul 25	₹38,780

Kotak Infrastructure & Economic Reform Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for Kotak Infrastructure & Economic Reform Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-5.6%
3 Month	7.9%
6 Month	3.9%
1 Year	-7.6%
3 Year	22.7%
5 Year	30.1%
10 Year
15 Year
Since launch	11.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	32.4%
2023	37.3%
2022	15.6%
2021	57.3%
2020	3.4%
2019	3.6%
2018	-19.6%
2017	45.3%
2016	9.2%
2015	-0.2%

Fund Manager information for Kotak Infrastructure & Economic Reform Fund

Name	Since	Tenure
Nalin Bhatt	1 Oct 23	1.83 Yr.

Data below for Kotak Infrastructure & Economic Reform Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Industrials	45.64%
Basic Materials	16.53%
Consumer Cyclical	9.91%
Communication Services	9.84%
Energy	7.31%
Utility	4.75%
Financial Services	2.18%
Real Estate	2.03%
Technology	1.27%

Asset Allocation

Asset Class	Value
Cash	0.52%
Equity	99.48%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 20 \| BHARTIARTL	8%	₹186 Cr	927,000
Reliance Industries Ltd (Energy) Equity, Since 31 Mar 25 \| RELIANCE	6%	₹135 Cr	900,000 ↑ 450,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Oct 15 \| SOLARINDS	5%	₹127 Cr	72,000
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 15 \| LT	5%	₹114 Cr	310,000
Shree Cement Ltd (Basic Materials) Equity, Since 31 Dec 11 \| 500387	4%	₹109 Cr	35,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 30 Sep 21 \| INDIGO	3%	₹81 Cr	135,000
Kalpataru Projects International Ltd (Industrials) Equity, Since 31 Aug 17 \| KPIL	3%	₹79 Cr	639,927
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Mar 15 \| 532538	3%	₹73 Cr	60,000
Kajaria Ceramics Ltd (Industrials) Equity, Since 31 Oct 16 \| 500233	3%	₹65 Cr	600,000
Bosch Ltd (Consumer Cyclical) Equity, Since 30 Sep 24 \| 500530	2%	₹57 Cr	17,500

7. SBI Magnum COMMA Fund

To generate opportunities for growth along with possibility of consistent returns by investing predominantly in a portfolio of stocks of companies engaged in the commodity business within the following sectors - Oil & Gas, Metals, Materials & Agriculture and in debt & money market instruments.

Research Highlights for SBI Magnum COMMA Fund

Bottom quartile AUM (₹701 Cr).
Established history (20+ yrs).
Rating: 4★ (lower mid).
Risk profile: High.
5Y return: 20.39% (bottom quartile).
3Y return: 16.04% (bottom quartile).
1Y return: -0.19% (upper mid).
Alpha: 5.45 (top quartile).
Sharpe: -0.04 (upper mid).
Information ratio: -0.18 (bottom quartile).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~97%).
High-quality debt (AAA/AA ~100%).
Largest holding Reliance Industries Ltd (~9.1%).

Below is the key information for SBI Magnum COMMA Fund

SBI Magnum COMMA Fund Growth
Launch Date	8 Aug 05
NAV (08 Aug 25)	₹101.976 ↓ -0.79 (-0.77 %)
Net Assets (Cr)	₹701 on 30 Jun 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.58
Sharpe Ratio	-0.04
Information Ratio	-0.18
Alpha Ratio	5.45
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹18,001
31 Jul 22	₹16,633
31 Jul 23	₹18,573
31 Jul 24	₹27,297
31 Jul 25	₹26,714

SBI Magnum COMMA Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for SBI Magnum COMMA Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-3.6%
3 Month	5.1%
6 Month	7.7%
1 Year	-0.2%
3 Year	16%
5 Year	20.4%
10 Year
15 Year
Since launch	12.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.5%
2023	32.3%
2022	-6.6%
2021	52%
2020	23.9%
2019	11.8%
2018	-18.7%
2017	39.2%
2016	32.3%
2015	-6.1%

Fund Manager information for SBI Magnum COMMA Fund

Name	Since	Tenure
Dinesh Balachandran	1 Jun 24	1.17 Yr.

Data below for SBI Magnum COMMA Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Basic Materials	48.19%
Energy	27.67%
Utility	9.06%
Consumer Defensive	7.88%
Consumer Cyclical	3.83%

Asset Allocation

Asset Class	Value
Cash	2.96%
Equity	96.62%
Debt	0.42%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 28 Feb 07 \| RELIANCE	9%	₹64 Cr	424,732
Tata Steel Ltd (Basic Materials) Equity, Since 30 Apr 11 \| TATASTEEL	9%	₹60 Cr	3,776,000
UltraTech Cement Ltd (Basic Materials) Equity, Since 30 Jun 18 \| 532538	6%	₹41 Cr	34,000
CESC Ltd (Utilities) Equity, Since 30 Sep 24 \| CESC	5%	₹36 Cr	2,070,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| 500312	5%	₹34 Cr	1,400,000
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500295	4%	₹31 Cr	675,000
CCL Products (India) Ltd (Consumer Defensive) Equity, Since 30 Apr 20 \| CCL	4%	₹28 Cr	335,000
Indian Oil Corp Ltd (Energy) Equity, Since 29 Feb 24 \| IOC	4%	₹28 Cr	1,900,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Sep 24 \| 532898	4%	₹28 Cr	930,000
Arvind Ltd (Consumer Cyclical) Equity, Since 30 Apr 24 \| 500101	4%	₹27 Cr	760,000

8. SBI Consumption Opportunities Fund

(Erstwhile SBI FMCG Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

Research Highlights for SBI Consumption Opportunities Fund

Upper mid AUM (₹3,186 Cr).
Established history (12+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 25.36% (upper mid).
3Y return: 15.49% (bottom quartile).
1Y return: -6.22% (lower mid).
Alpha: -4.85 (lower mid).
Sharpe: -0.14 (upper mid).
Information ratio: -0.17 (bottom quartile).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
High-quality debt (AAA/AA ~100%).
Largest holding Bharti Airtel Ltd (~5.2%).

Below is the key information for SBI Consumption Opportunities Fund

SBI Consumption Opportunities Fund Growth
Launch Date	2 Jan 13
NAV (08 Aug 25)	₹302.058 ↓ -3.24 (-1.06 %)
Net Assets (Cr)	₹3,186 on 30 Jun 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.17
Sharpe Ratio	-0.14
Information Ratio	-0.17
Alpha Ratio	-4.85
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹16,612
31 Jul 22	₹20,173
31 Jul 23	₹25,075
31 Jul 24	₹34,736
31 Jul 25	₹32,368

SBI Consumption Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for SBI Consumption Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-3.5%
3 Month	0.5%
6 Month	-1.7%
1 Year	-6.2%
3 Year	15.5%
5 Year	25.4%
10 Year
15 Year
Since launch	15.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	22.8%
2023	29.9%
2022	13.9%
2021	35.6%
2020	13.9%
2019	0.1%
2018	-2%
2017	53.1%
2016	2.4%
2015	5.3%

Fund Manager information for SBI Consumption Opportunities Fund

Name	Since	Tenure
Pradeep Kesavan	1 Apr 24	1.33 Yr.
Ashit Desai	1 Apr 24	1.33 Yr.

Data below for SBI Consumption Opportunities Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	47.86%
Consumer Defensive	28.38%
Basic Materials	7.38%
Industrials	6.49%
Communication Services	5.24%

Asset Allocation

Asset Class	Value
Cash	4.56%
Equity	95.35%
Debt	0.09%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 20 \| BHARTIARTL	5%	₹167 Cr	830,000
ITC Ltd (Consumer Defensive) Equity, Since 29 Feb 12 \| ITC	5%	₹165 Cr	3,960,660
Jubilant Foodworks Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| JUBLFOOD	5%	₹150 Cr	2,136,850
Britannia Industries Ltd (Consumer Defensive) Equity, Since 30 Sep 20 \| 500825	4%	₹143 Cr	244,000
Berger Paints India Ltd (Basic Materials) Equity, Since 30 Jun 24 \| 509480	4%	₹139 Cr	2,350,172
Ganesha Ecosphere Ltd (Consumer Cyclical) Equity, Since 31 May 18 \| 514167	4%	₹136 Cr	906,423
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Jul 21 \| M&M	4%	₹126 Cr	395,000 ↑ 150,000
United Breweries Ltd (Consumer Defensive) Equity, Since 31 May 21 \| UBL	4%	₹115 Cr	588,029
Colgate-Palmolive (India) Ltd (Consumer Defensive) Equity, Since 31 Aug 23 \| COLPAL	3%	₹102 Cr	425,000
Page Industries Ltd (Consumer Cyclical) Equity, Since 31 Jan 20 \| 532827	3%	₹100 Cr	20,178

9. Mirae Asset Great Consumer Fund

The investment objective of the scheme is to generate long term capital appreciation by investing in a portfolio of companies/funds that are likely to benefit either directly or indirectly from consumption led demand in India. The Scheme does not guarantee or assure any returns

Research Highlights for Mirae Asset Great Consumer Fund

Top quartile AUM (₹4,386 Cr).
Established history (14+ yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 21.41% (bottom quartile).
3Y return: 16.55% (lower mid).
1Y return: -2.78% (upper mid).
Alpha: -3.23 (lower mid).
Sharpe: -0.04 (upper mid).
Information ratio: 0.06 (upper mid).
Higher exposure to Consumer Cyclical vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
Largest holding Bharti Airtel Ltd (~7.5%).

Below is the key information for Mirae Asset Great Consumer Fund

Mirae Asset Great Consumer Fund Growth
Launch Date	29 Mar 11
NAV (08 Aug 25)	₹91.572 ↓ -1.15 (-1.23 %)
Net Assets (Cr)	₹4,386 on 30 Jun 25
Category	Equity - Sectoral
AMC	Mirae Asset Global Inv (India) Pvt. Ltd
Rating	☆☆☆☆
Risk	High
Expense Ratio	1.72
Sharpe Ratio	-0.04
Information Ratio	0.06
Alpha Ratio	-3.23
Min Investment	5,000
Min SIP Investment	1,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹14,878
31 Jul 22	₹16,811
31 Jul 23	₹20,487
31 Jul 24	₹28,495
31 Jul 25	₹27,625

Mirae Asset Great Consumer Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033 Invest Now

Returns for Mirae Asset Great Consumer Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-0.9%
3 Month	4.5%
6 Month	4%
1 Year	-2.8%
3 Year	16.5%
5 Year	21.4%
10 Year
15 Year
Since launch	16.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.2%
2023	32.9%
2022	7.2%
2021	33%
2020	11.2%
2019	8.6%
2018	1.9%
2017	51%
2016	2%
2015	3.8%

Fund Manager information for Mirae Asset Great Consumer Fund

Name	Since	Tenure
Siddhant Chhabria	21 Jun 21	4.11 Yr.

Data below for Mirae Asset Great Consumer Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Consumer Cyclical	51.06%
Consumer Defensive	24.49%
Communication Services	7.52%
Basic Materials	5.93%
Industrials	5.51%
Health Care	3.6%

Asset Allocation

Asset Class	Value
Cash	1.89%
Equity	98.11%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 19 \| BHARTIARTL	8%	₹330 Cr	1,641,265
ITC Ltd (Consumer Defensive) Equity, Since 29 Feb 12 \| ITC	7%	₹313 Cr	7,525,000
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 31 Oct 23 \| M&M	6%	₹280 Cr	880,648 ↓ -30,000
Eternal Ltd (Consumer Cyclical) Equity, Since 29 Feb 24 \| 543320	6%	₹256 Cr	9,700,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Mar 12 \| MARUTI	5%	₹236 Cr	190,000 ↑ 17,000
Trent Ltd (Consumer Cyclical) Equity, Since 31 May 23 \| 500251	5%	₹235 Cr	378,000
Avenue Supermarts Ltd (Consumer Defensive) Equity, Since 31 Mar 23 \| 540376	4%	₹171 Cr	390,000
InterGlobe Aviation Ltd (Industrials) Equity, Since 31 Aug 23 \| INDIGO	3%	₹145 Cr	243,123
Hindustan Unilever Ltd (Consumer Defensive) Equity, Since 30 Sep 15 \| HINDUNILVR	3%	₹140 Cr	611,972
Eicher Motors Ltd (Consumer Cyclical) Equity, Since 31 Aug 23 \| EICHERMOT	3%	₹135 Cr	238,196 ↑ 63,725

10. Nippon India Power and Infra Fund

(Erstwhile Reliance Diversified Power Sector Fund)

The primary investment objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies in the power sector.

Research Highlights for Nippon India Power and Infra Fund

Highest AUM (₹7,620 Cr).
Oldest track record among peers (21 yrs).
Rating: 4★ (bottom quartile).
Risk profile: High.
5Y return: 30.64% (upper mid).
3Y return: 29.12% (top quartile).
1Y return: -7.56% (bottom quartile).
Alpha: -7.82 (bottom quartile).
Sharpe: -0.41 (bottom quartile).
Information ratio: 1.16 (top quartile).
Top sector: Industrials.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~99%).
Largest holding Reliance Industries Ltd (~8.3%).

Below is the key information for Nippon India Power and Infra Fund

Nippon India Power and Infra Fund Growth
Launch Date	8 May 04
NAV (08 Aug 25)	₹334.107 ↓ -4.29 (-1.27 %)
Net Assets (Cr)	₹7,620 on 30 Jun 25
Category	Equity - Sectoral
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.05
Sharpe Ratio	-0.41
Information Ratio	1.16
Alpha Ratio	-7.82
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Jul 20	₹10,000
31 Jul 21	₹16,368
31 Jul 22	₹17,458
31 Jul 23	₹25,631
31 Jul 24	₹44,060
31 Jul 25	₹39,686

Nippon India Power and Infra Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208 Invest Now

Returns for Nippon India Power and Infra Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 8 Aug 25

Duration	Returns
1 Month	-5.8%
3 Month	4.6%
6 Month	6.2%
1 Year	-7.6%
3 Year	29.1%
5 Year	30.6%
10 Year
15 Year
Since launch	18%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	26.9%
2023	58%
2022	10.9%
2021	48.9%
2020	10.8%
2019	-2.9%
2018	-21.1%
2017	61.7%
2016	0.1%
2015	0.3%

Fund Manager information for Nippon India Power and Infra Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	7.19 Yr.
Rahul Modi	19 Aug 24	0.95 Yr.

Data below for Nippon India Power and Infra Fund as on 30 Jun 25

Equity Sector Allocation

Sector	Value
Industrials	37.54%
Utility	22.35%
Energy	9.61%
Basic Materials	7.42%
Communication Services	7.35%
Consumer Cyclical	5.62%
Real Estate	3%
Financial Services	2.24%
Health Care	2%
Technology	1.87%

Asset Allocation

Asset Class	Value
Cash	1.01%
Equity	98.99%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 18 \| RELIANCE	8%	₹630 Cr	4,200,000
NTPC Ltd (Utilities) Equity, Since 31 May 09 \| 532555	7%	₹559 Cr	16,699,999 ↑ 799,999
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Apr 18 \| BHARTIARTL	7%	₹522 Cr	2,600,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 07 \| LT	6%	₹482 Cr	1,314,337 ↓ -30,000
Tata Power Co Ltd (Utilities) Equity, Since 30 Apr 23 \| 500400	4%	₹320 Cr	7,900,789
Bharat Heavy Electricals Ltd (Industrials) Equity, Since 30 Sep 24 \| 500103	3%	₹232 Cr	8,713,730
CG Power & Industrial Solutions Ltd (Industrials) Equity, Since 30 Sep 24 \| 500093	3%	₹212 Cr	3,107,923
UltraTech Cement Ltd (Basic Materials) Equity, Since 31 Oct 19 \| 532538	3%	₹212 Cr	175,000
Kaynes Technology India Ltd (Industrials) Equity, Since 30 Nov 22 \| KAYNES	3%	₹205 Cr	336,227
Carborundum Universal Ltd (Industrials) Equity, Since 30 Sep 23 \| CARBORUNIV	2%	₹174 Cr	1,800,000

Conclusion

Sector funds expose your portfolio to concentrated risk, in fact, it can incur you a huge loss, if you don’t keep yourself abreast of business cycles. On the other hand, if you are well-versed with the sector fundamentals and have the capability to assess the volatility that is bound with such funds, you can make a good profit. However, always be very careful when investing in sector funds and invest only a limited portion of Capital!

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.