Top 10 Best HDFC Mutual Fund Schemes 2025

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Top 10 Best HDFC Mutual Fund Schemes for 2025

Updated on July 17, 2025 , 30008 views

HDFC Mutual Fund is one of the largest AMC’s in India. The fund house focuses on delivering consistent fund performance across categories.

The single most important Factor that drives investors to invest with HDFC Mutual Fund is that “it gives the investor the chance to profitably invest in the financial Market, without constantly worrying about the market fluctuations. The fund house offers schemes from across Mutual Fund category like— Equity, Debt, Fixed Income, retirement Fund, etc.

Investors can invest in these funds according to their investment goals and risk appetite. Investors willing to take a high-risk can invest in Equity Funds and one with an average risk appetite can ideally invest in Debt fund.

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Why Opt for HDFC Mutual Fund?

Excellent Ratings: Many of the company schemes have a CRISIL rating of three and above.
Variety of Options: Investing in HDFC Mutual Fund comes with a broad Range of choices.
Tax Benefits: Certain schemes of HDFC Mutual Fund offer tax benefits to investors.
Catering to the Need of Investor: The company has products which will suit every type of investor. Funds range from short-term to long-term and even open-ended to closed-ended funds. The company makes sure the investor gets what they need. It also offers products with low, medium, and high risk.

You can choose a fund from the below listed top 10 best HDFC Mutual Fund schemes for 2025. These funds have been shortlisted by undertaking certain important parameters like AUM, NAV, past performances, peer average returns, etc.

Best HDFC Mutual Fund Schemes

Fund	NAV	Net Assets (Cr)	Min Investment	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	Since launch (%)	2024 (%)
HDFC Corporate Bond Fund Growth	₹32.8273 ↑ 0.02	₹35,493	5,000	300	1.9	5.1	9.3	8.1	6.3	8.2	8.6
HDFC Banking and PSU Debt Fund Growth	₹23.1977 ↑ 0.01	₹6,114	5,000	300	1.9	5.1	9	7.6	6.1	7.7	7.9
HDFC Credit Risk Debt Fund Growth	₹24.2278 ↑ 0.02	₹7,083	5,000	300	2.3	4.8	9	7.6	7.2	8.1	8.2
HDFC Hybrid Debt Fund Growth	₹82.4617 ↓ -0.03	₹3,383	5,000	300	1.6	4.7	5.5	11.6	11.7	10.3	10.5
HDFC Small Cap Fund Growth	₹143.852 ↓ -0.31	₹34,032	5,000	300	17.2	8.2	5.2	27.6	34.1	16.7	20.4
HDFC Equity Savings Fund Growth	₹65.835 ↓ -0.12	₹5,546	5,000	300	2.9	4.5	4.4	11.4	12.7	9.5	10.3
HDFC Balanced Advantage Fund Growth	₹519.82 ↓ -1.72	₹100,299	5,000	300	4.8	6	2.9	21.7	24.3	18.2	16.7
HDFC Long Term Advantage Fund Growth	₹595.168 ↑ 0.28	₹1,318	500	500	1.2	15.4	35.5	20.6	17.4	21.4
HDFC Short Term Debt Fund Growth	₹32.2822 ↑ 0.01	₹17,019	5,000	300	2.1	5.1	9.2	7.9	6.3	8.1	8.3
HDFC Medium Term Debt Fund Growth	₹56.7395 ↑ 0.05	₹3,863	5,000	300	1.9	5.1	9	7.7	6.5	7.7	8.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Jul 25

1. HDFC Corporate Bond Fund

(Erstwhile HDFC Medium Term Opportunities Fund)

To generate regular income through investments in Debt/ Money Market Instruments and Government Securities with maturities not exceeding 60 months.

HDFC Corporate Bond Fund is a Debt - Corporate Bond fund was launched on 29 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.2% since its launch. Ranked 2 in Corporate Bond category. Return for 2024 was 8.6% , 2023 was 7.2% and 2022 was 3.3% .

Below is the key information for HDFC Corporate Bond Fund

HDFC Corporate Bond Fund Growth
Launch Date	29 Jun 10
NAV (18 Jul 25)	₹32.8273 ↑ 0.02 (0.07 %)
Net Assets (Cr)	₹35,493 on 31 May 25
Category	Debt - Corporate Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.59
Sharpe Ratio	2.38
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	6.83%
Effective Maturity	6 Years 3 Months 18 Days
Modified Duration	4 Years 2 Months 5 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,575
30 Jun 22	₹10,816
30 Jun 23	₹11,616
30 Jun 24	₹12,491
30 Jun 25	₹13,655

HDFC Corporate Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Corporate Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25

Duration	Returns
1 Month	0.5%
3 Month	1.9%
6 Month	5.1%
1 Year	9.3%
3 Year	8.1%
5 Year	6.3%
10 Year
15 Year
Since launch	8.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.6%
2023	7.2%
2022	3.3%
2021	3.9%
2020	11.8%
2019	10.3%
2018	6.5%
2017	6.5%
2016	10.6%
2015	8.6%

Fund Manager information for HDFC Corporate Bond Fund

Name	Since	Tenure
Anupam Joshi	27 Oct 15	9.6 Yr.
Dhruv Muchhal	22 Jun 23	1.95 Yr.

Data below for HDFC Corporate Bond Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	3.26%
Debt	96.49%
Other	0.25%

Debt Sector Allocation

Sector	Value
Corporate	59.23%
Government	37.25%
Cash Equivalent	3.26%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.92% Govt Stock 2039 Sovereign Bonds \| -	6%	₹1,996 Cr	195,000,000 ↑ 32,500,000
7.23% Govt Stock 2039 Sovereign Bonds \| -	4%	₹1,286 Cr	122,500,000 ↓ -5,000,000
Bajaj Finance Limited Debentures \| -	3%	₹1,125 Cr	112,500
7.81% Govt Stock 2033 Sovereign Bonds \| -	3%	₹925 Cr	89,000,000 ↓ -11,000,000
State Bank Of India Debentures \| -	2%	₹806 Cr	800
HDFC Bank Limited Debentures \| -	1%	₹519 Cr	50,000
6.99% Govt Stock 2034 Sovereign Bonds \| -	1%	₹511 Cr	50,000,000
Small Industries Development Bank Of India Debentures \| -	1%	₹510 Cr	50,000
LIC Housing Finance Ltd Debentures \| -	1%	₹509 Cr	5,000
Rural Electrification Corporation Limited Debentures \| -	1%	₹474 Cr	4,500

2. HDFC Banking and PSU Debt Fund

To generate regular income through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks and Public Sector undertakings. There is no assurance that the investment objective of the Scheme will be realized.

HDFC Banking and PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 26 Mar 14. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.7% since its launch. Ranked 6 in Banking & PSU Debt category. Return for 2024 was 7.9% , 2023 was 6.8% and 2022 was 3.3% .

Below is the key information for HDFC Banking and PSU Debt Fund

HDFC Banking and PSU Debt Fund Growth
Launch Date	26 Mar 14
NAV (18 Jul 25)	₹23.1977 ↑ 0.01 (0.05 %)
Net Assets (Cr)	₹6,114 on 15 Jun 25
Category	Debt - Banking & PSU Debt
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆☆
Risk	Moderately Low
Expense Ratio	0.79
Sharpe Ratio	2.03
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	6.72%
Effective Maturity	5 Years 5 Months 16 Days
Modified Duration	3 Years 10 Months 17 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,603
30 Jun 22	₹10,878
30 Jun 23	₹11,592
30 Jun 24	₹12,398
30 Jun 25	₹13,520

HDFC Banking and PSU Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Banking and PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25

Duration	Returns
1 Month	0.5%
3 Month	1.9%
6 Month	5.1%
1 Year	9%
3 Year	7.6%
5 Year	6.1%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.9%
2023	6.8%
2022	3.3%
2021	3.7%
2020	10.6%
2019	10.2%
2018	5.9%
2017	6.3%
2016	10.8%
2015	9.8%

Fund Manager information for HDFC Banking and PSU Debt Fund

Name	Since	Tenure
Anil Bamboli	26 Mar 14	11.19 Yr.
Dhruv Muchhal	22 Jun 23	1.95 Yr.

Data below for HDFC Banking and PSU Debt Fund as on 15 Jun 25

Asset Allocation

Asset Class	Value
Cash	3.5%
Debt	96.22%
Other	0.28%

Debt Sector Allocation

Sector	Value
Corporate	52.56%
Government	43.67%
Cash Equivalent	3.5%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Indian Railway Finance Corporation Limited Debentures \| -	5%	₹282 Cr	27,500
Small Industries Development Bank Of India Debentures \| -	4%	₹227 Cr	22,500
Indian Railway Finance Corporation Limited Debentures \| -	3%	₹206 Cr	20,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	3%	₹199 Cr	19,000,000
7.26% Govt Stock 2033 Sovereign Bonds \| -	3%	₹179 Cr	17,000,000
State Bank Of India Debentures \| -	3%	₹176 Cr	175
Rec Limited Debentures \| -	3%	₹153 Cr	1,500
Bajaj Housing Finance Limited Debentures \| -	3%	₹153 Cr	15,000
Housing And Urban Development Corporation Limited Debentures \| -	2%	₹153 Cr	15,000
Housing And Urban Development Corporation Limited Debentures \| -	2%	₹132 Cr	1,250

3. HDFC Credit Risk Debt Fund

(Erstwhile HDFC Corporate Debt Opportunities Fund)

To generate regular income and capital appreciation by investing predominantly in corporate debt.

HDFC Credit Risk Debt Fund is a Debt - Credit Risk fund was launched on 25 Mar 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.1% since its launch. Ranked 9 in Credit Risk category. Return for 2024 was 8.2% , 2023 was 6.6% and 2022 was 3.7% .

Below is the key information for HDFC Credit Risk Debt Fund

HDFC Credit Risk Debt Fund Growth
Launch Date	25 Mar 14
NAV (18 Jul 25)	₹24.2278 ↑ 0.02 (0.08 %)
Net Assets (Cr)	₹7,083 on 15 Jun 25
Category	Debt - Credit Risk
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.51
Sharpe Ratio	2.17
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL)
Yield to Maturity	7.93%
Effective Maturity	4 Years 14 Days
Modified Duration	2 Years 6 Months 14 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹11,051
30 Jun 22	₹11,418
30 Jun 23	₹12,209
30 Jun 24	₹13,073
30 Jun 25	₹14,237

HDFC Credit Risk Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125 Invest Now

Returns for HDFC Credit Risk Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25

Duration	Returns
1 Month	0.7%
3 Month	2.3%
6 Month	4.8%
1 Year	9%
3 Year	7.6%
5 Year	7.2%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.2%
2023	6.6%
2022	3.7%
2021	7%
2020	10.9%
2019	8.6%
2018	5.4%
2017	6.6%
2016	11%
2015	9%

Fund Manager information for HDFC Credit Risk Debt Fund

Name	Since	Tenure
Shobhit Mehrotra	25 Mar 14	11.27 Yr.
Dhruv Muchhal	22 Jun 23	2.03 Yr.

Data below for HDFC Credit Risk Debt Fund as on 15 Jun 25

Asset Allocation

Asset Class	Value
Cash	5.36%
Equity	3.82%
Debt	90.48%
Other	0.34%

Debt Sector Allocation

Sector	Value
Corporate	79.94%
Government	10.54%
Cash Equivalent	5.36%

Credit Quality

Rating	Value
A	13.5%
AA	61.28%
AAA	25.22%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
The Sandur Manganese And Iron Ores Limited Debentures \| -	4%	₹295 Cr	30,000
TATA Projects Limited Debentures \| -	4%	₹254 Cr	25,000
The Tata Power Company Limited Debentures \| -	3%	₹234 Cr	2,190
Kalpataru Projects International Limited Debentures \| -	3%	₹203 Cr	20,000
TATA Motors Limited Debentures \| -	3%	₹203 Cr	2,000
Bamboo Hotel And Global Centre (Delhi) Private Limited Debentures \| -	3%	₹202 Cr	20,000
SK Finance Limited Debentures \| -	3%	₹199 Cr	20,000
Jubilant Beverages Limited Debentures \| -	3%	₹194 Cr	19,190 ↑ 19,190
TATA Motors Limited Debentures \| -	3%	₹193 Cr	1,900
Kalpataru Projects International Limited Debentures \| -	3%	₹181 Cr	18,000

4. HDFC Hybrid Debt Fund

(Erstwhile HDFC MF Monthly Income Plan - LTP)

The primary objective of Scheme is to generate regular returns through investment primarily in Debt and Money Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme`s assets in equity and equity related instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved.

HDFC Hybrid Debt Fund is a Hybrid - Hybrid Debt fund was launched on 26 Dec 03. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10.3% since its launch. Ranked 16 in Hybrid Debt category. Return for 2024 was 10.5% , 2023 was 13.9% and 2022 was 6% .

Below is the key information for HDFC Hybrid Debt Fund

HDFC Hybrid Debt Fund Growth
Launch Date	26 Dec 03
NAV (18 Jul 25)	₹82.4617 ↓ -0.03 (-0.03 %)
Net Assets (Cr)	₹3,383 on 15 Jun 25
Category	Hybrid - Hybrid Debt
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.79
Sharpe Ratio	0.44
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹12,244
30 Jun 22	₹12,646
30 Jun 23	₹14,363
30 Jun 24	₹16,628
30 Jun 25	₹17,790

HDFC Hybrid Debt Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for HDFC Hybrid Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25

Duration	Returns
1 Month	0.5%
3 Month	1.6%
6 Month	4.7%
1 Year	5.5%
3 Year	11.6%
5 Year	11.7%
10 Year
15 Year
Since launch	10.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.5%
2023	13.9%
2022	6%
2021	13.4%
2020	10.2%
2019	6.6%
2018	0.6%
2017	10.8%
2016	13%
2015	3.8%

Fund Manager information for HDFC Hybrid Debt Fund

Name	Since	Tenure
Shobhit Mehrotra	1 Sep 07	17.76 Yr.
Srinivasan Ramamurthy	14 Dec 21	3.47 Yr.
Dhruv Muchhal	22 Jun 23	1.95 Yr.

Data below for HDFC Hybrid Debt Fund as on 15 Jun 25

Asset Allocation

Asset Class	Value
Cash	3.05%
Equity	21.44%
Debt	75.24%
Other	0.27%

Equity Sector Allocation

Sector	Value
Financial Services	8.55%
Energy	2.1%
Technology	1.98%
Health Care	1.91%
Industrials	1.81%
Consumer Cyclical	1.42%
Utility	1.2%
Communication Services	0.99%
Consumer Defensive	0.73%
Real Estate	0.58%
Basic Materials	0.16%

Debt Sector Allocation

Sector	Value
Government	50.16%
Corporate	25.08%
Cash Equivalent	3.05%

Credit Quality

Rating	Value
AA	12.53%
AAA	87.47%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.34% Govt Stock 2064 Sovereign Bonds \| -	4%	₹119 Cr	11,500,000
7.09% Govt Stock 2054 Sovereign Bonds \| -	3%	₹116 Cr	11,500,000
7.23% Govt Stock 2039 Sovereign Bonds \| -	3%	₹105 Cr	10,000,000
7.3% Govt Stock 2053 Sovereign Bonds \| -	3%	₹88 Cr	8,500,000
Indian Railway Finance Corporation Limited Debentures \| -	2%	₹84 Cr	800
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	2%	₹84 Cr	590,000
7.18% Govt Stock 2037 Sovereign Bonds \| -	2%	₹73 Cr	7,000,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	2%	₹72 Cr	7,000,000
HDFC Bank Ltd (Financial Services) Equity, Since 15 Dec 21 \| HDFCBANK	2%	₹67 Cr	350,000
6.68% Govt Stock 2031 Sovereign Bonds \| -	2%	₹66 Cr	6,500,000

5. HDFC Small Cap Fund

To provide long-term capital appreciation by investing predominantly in Small-Cap and Mid-Cap companies.

HDFC Small Cap Fund is a Equity - Small Cap fund was launched on 3 Apr 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.7% since its launch. Ranked 9 in Small Cap category. Return for 2024 was 20.4% , 2023 was 44.8% and 2022 was 4.6% .

Below is the key information for HDFC Small Cap Fund

HDFC Small Cap Fund Growth
Launch Date	3 Apr 08
NAV (18 Jul 25)	₹143.852 ↓ -0.31 (-0.22 %)
Net Assets (Cr)	₹34,032 on 31 May 25
Category	Equity - Small Cap
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.64
Sharpe Ratio	0.22
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹20,663
30 Jun 22	₹20,250
30 Jun 23	₹29,345
30 Jun 24	₹41,471
30 Jun 25	₹44,032

HDFC Small Cap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹705,310.
Net Profit of ₹405,310 Invest Now

Returns for HDFC Small Cap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25

Duration	Returns
1 Month	5.2%
3 Month	17.2%
6 Month	8.2%
1 Year	5.2%
3 Year	27.6%
5 Year	34.1%
10 Year
15 Year
Since launch	16.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	20.4%
2023	44.8%
2022	4.6%
2021	64.9%
2020	20.2%
2019	-9.5%
2018	-8.1%
2017	60.8%
2016	5.4%
2015	6.4%

Fund Manager information for HDFC Small Cap Fund

Name	Since	Tenure
Chirag Setalvad	28 Jun 14	10.93 Yr.
Dhruv Muchhal	22 Jun 23	1.95 Yr.

Data below for HDFC Small Cap Fund as on 31 May 25

Equity Sector Allocation

Sector	Value
Industrials	23.88%
Consumer Cyclical	18.3%
Technology	14.28%
Financial Services	13.4%
Health Care	12.17%
Basic Materials	7.29%
Consumer Defensive	1.88%
Communication Services	1.87%
Utility	0.35%

Asset Allocation

Asset Class	Value
Cash	6.59%
Equity	93.41%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Firstsource Solutions Ltd (Technology) Equity, Since 31 Mar 18 \| FSL	6%	₹2,023 Cr	54,453,120 ↑ 67,853
Aster DM Healthcare Ltd Ordinary Shares (Healthcare) Equity, Since 30 Jun 19 \| ASTERDM	4%	₹1,364 Cr	24,394,493
eClerx Services Ltd (Technology) Equity, Since 31 Mar 18 \| ECLERX	4%	₹1,335 Cr	3,769,293
Bank of Baroda (Financial Services) Equity, Since 31 Mar 19 \| BANKBARODA	3%	₹1,169 Cr	46,828,792
Eris Lifesciences Ltd Registered Shs (Healthcare) Equity, Since 31 Jul 23 \| ERIS	3%	₹955 Cr	6,035,882 ↑ 61,086
Gabriel India Ltd (Consumer Cyclical) Equity, Since 31 Oct 18 \| GABRIEL	2%	₹797 Cr	12,106,772 ↑ 1,668
Krishna Institute of Medical Sciences Ltd (Healthcare) Equity, Since 31 Jul 23 \| 543308	2%	₹783 Cr	11,442,105
Power Mech Projects Ltd (Industrials) Equity, Since 31 Aug 15 \| POWERMECH	2%	₹767 Cr	2,469,936
Sonata Software Ltd (Technology) Equity, Since 31 Oct 17 \| SONATSOFTW	2%	₹743 Cr	18,166,367 ↓ -335,332
Fortis Healthcare Ltd (Healthcare) Equity, Since 31 Jul 23 \| FORTIS	2%	₹711 Cr	10,073,132 ↓ -1,267,000

6. HDFC Equity Savings Fund

The investment objective of the scheme is to provide capital appreciation and income distribution to the investors using arbitrage opportunities, investment in equity / equity related instruments and debt / money market instruments.

HDFC Equity Savings Fund is a Hybrid - Equity Savings fund was launched on 17 Sep 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.5% since its launch. Ranked 12 in Equity Savings category. Return for 2024 was 10.3% , 2023 was 13.8% and 2022 was 6% .

Below is the key information for HDFC Equity Savings Fund

HDFC Equity Savings Fund Growth
Launch Date	17 Sep 04
NAV (18 Jul 25)	₹65.835 ↓ -0.12 (-0.17 %)
Net Assets (Cr)	₹5,546 on 31 May 25
Category	Hybrid - Equity Savings
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2
Sharpe Ratio	0.15
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹12,854
30 Jun 22	₹13,206
30 Jun 23	₹14,875
30 Jun 24	₹17,473
30 Jun 25	₹18,591

HDFC Equity Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for HDFC Equity Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25

Duration	Returns
1 Month	0.5%
3 Month	2.9%
6 Month	4.5%
1 Year	4.4%
3 Year	11.4%
5 Year	12.7%
10 Year
15 Year
Since launch	9.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.3%
2023	13.8%
2022	6%
2021	16.8%
2020	8.8%
2019	5.8%
2018	0.9%
2017	16.5%
2016	14.1%
2015	2%

Fund Manager information for HDFC Equity Savings Fund

Name	Since	Tenure
Anil Bamboli	17 Sep 04	20.8 Yr.
Arun Agarwal	17 Sep 04	20.8 Yr.
Srinivasan Ramamurthy	14 Dec 21	3.55 Yr.
Dhruv Muchhal	22 Jun 23	2.02 Yr.
Nandita Menezes	29 Mar 25	0.25 Yr.

Data below for HDFC Equity Savings Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	40.37%
Equity	38.07%
Debt	21.56%

Equity Sector Allocation

Sector	Value
Financial Services	22.53%
Consumer Cyclical	8.74%
Energy	7.62%
Industrials	6.9%
Technology	5.46%
Basic Materials	4.9%
Health Care	4.52%
Consumer Defensive	3.76%
Utility	2.21%
Communication Services	2.04%
Real Estate	1.6%

Debt Sector Allocation

Sector	Value
Cash Equivalent	38.63%
Corporate	12.32%
Government	10.98%

Credit Quality

Rating	Value
AA	7.32%
AAA	92.68%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 17 \| HDFCBANK	9%	₹504 Cr	2,593,450
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 15 \| RELIANCE	6%	₹339 Cr	2,388,500
Future on HDFC Bank Ltd Derivatives \| -	6%	-₹321 Cr
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 12 \| ICICIBANK	5%	₹300 Cr	2,071,900
Future on Reliance Industries Ltd Derivatives \| -	4%	-₹234 Cr
Infosys Ltd (Technology) Equity, Since 30 Nov 16 \| INFY	3%	₹177 Cr	1,129,600
Future on Titan Co Ltd Derivatives \| -	3%	-₹171 Cr
Titan Co Ltd (Consumer Cyclical) Equity, Since 31 Jul 17 \| TITAN	3%	₹170 Cr	479,325
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 Mar 20 \| ADANIPORTS	3%	₹147 Cr	1,027,200
7.18% Govt Stock 2033 Sovereign Bonds \| -	2%	₹139 Cr	13,100,000

7. HDFC Balanced Advantage Fund

(Erstwhile HDFC Growth Fund and HDFC Prudence Fund)

Aims to generate long term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments.

HDFC Balanced Advantage Fund is a Hybrid - Dynamic Allocation fund was launched on 11 Sep 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.2% since its launch. Ranked 23 in Dynamic Allocation category. Return for 2024 was 16.7% , 2023 was 31.3% and 2022 was 18.8% .

Below is the key information for HDFC Balanced Advantage Fund

HDFC Balanced Advantage Fund Growth
Launch Date	11 Sep 00
NAV (18 Jul 25)	₹519.82 ↓ -1.72 (-0.33 %)
Net Assets (Cr)	₹100,299 on 31 May 25
Category	Hybrid - Dynamic Allocation
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.43
Sharpe Ratio	0.1
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹15,130
30 Jun 22	₹16,392
30 Jun 23	₹20,654
30 Jun 24	₹28,965
30 Jun 25	₹30,783

HDFC Balanced Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for HDFC Balanced Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25

Duration	Returns
1 Month	0.9%
3 Month	4.8%
6 Month	6%
1 Year	2.9%
3 Year	21.7%
5 Year	24.3%
10 Year
15 Year
Since launch	18.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.7%
2023	31.3%
2022	18.8%
2021	26.4%
2020	7.6%
2019	6.9%
2018	-3.1%
2017	27.9%
2016	9.4%
2015	0.3%

Fund Manager information for HDFC Balanced Advantage Fund

Name	Since	Tenure
Anil Bamboli	29 Jul 22	2.84 Yr.
Gopal Agrawal	29 Jul 22	2.84 Yr.
Arun Agarwal	6 Oct 22	2.65 Yr.
Srinivasan Ramamurthy	29 Jul 22	2.84 Yr.
Dhruv Muchhal	22 Jun 23	1.95 Yr.
Nandita Menezes	29 Mar 25	0.18 Yr.

Data below for HDFC Balanced Advantage Fund as on 31 May 25

Asset Allocation

Asset Class	Value
Cash	10.49%
Equity	62.08%
Debt	27.44%

Equity Sector Allocation

Sector	Value
Financial Services	22.31%
Industrials	8.65%
Energy	7.39%
Technology	6.23%
Consumer Cyclical	5.51%
Utility	4.41%
Health Care	4.16%
Communication Services	3.4%
Consumer Defensive	2.71%
Basic Materials	2%
Real Estate	1.45%

Debt Sector Allocation

Sector	Value
Corporate	14.1%
Government	12.91%
Cash Equivalent	10.92%

Credit Quality

Rating	Value
AA	0.93%
AAA	97.51%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 22 \| HDFCBANK	5%	₹5,427 Cr	27,904,351
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	4%	₹4,005 Cr	27,699,224
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 21 \| RELIANCE	3%	₹3,505 Cr	24,664,288
Infosys Ltd (Technology) Equity, Since 31 Oct 09 \| INFY	3%	₹3,149 Cr	20,151,803
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 20 \| BHARTIARTL	3%	₹3,022 Cr	16,279,354 ↑ 1,800,000
State Bank of India (Financial Services) Equity, Since 31 May 07 \| SBIN	3%	₹2,843 Cr	35,000,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Jun 12 \| LT	2%	₹2,442 Cr	6,645,683
7.18% Govt Stock 2033 Sovereign Bonds \| -	2%	₹2,418 Cr	228,533,300
Axis Bank Ltd (Financial Services) Equity, Since 31 Aug 17 \| AXISBANK	2%	₹2,364 Cr	19,827,457
NTPC Ltd (Utilities) Equity, Since 31 Aug 16 \| NTPC	2%	₹2,335 Cr	69,932,915 ↓ -405,000

8. HDFC Long Term Advantage Fund

To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments

HDFC Long Term Advantage Fund is a Equity - ELSS fund was launched on 2 Jan 01. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 21.4% since its launch. Ranked 23 in ELSS category. .

Below is the key information for HDFC Long Term Advantage Fund

HDFC Long Term Advantage Fund Growth
Launch Date	2 Jan 01
NAV (14 Jan 22)	₹595.168 ↑ 0.28 (0.05 %)
Net Assets (Cr)	₹1,318 on 30 Nov 21
Category	Equity - ELSS
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.25
Sharpe Ratio	2.27
Information Ratio	-0.15
Alpha Ratio	1.75
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹16,322

HDFC Long Term Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Purchase not allowed

Returns for HDFC Long Term Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25

Duration	Returns
1 Month	4.4%
3 Month	1.2%
6 Month	15.4%
1 Year	35.5%
3 Year	20.6%
5 Year	17.4%
10 Year
15 Year
Since launch	21.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for HDFC Long Term Advantage Fund

Name	Since	Tenure

Data below for HDFC Long Term Advantage Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

9. HDFC Short Term Debt Fund

(Erstwhile HDFC Short Term Opportunities Fund)

To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months.

HDFC Short Term Debt Fund is a Debt - Short term Bond fund was launched on 25 Jun 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 8.1% since its launch. Ranked 30 in Short term Bond category. Return for 2024 was 8.3% , 2023 was 7.1% and 2022 was 3.5% .

Below is the key information for HDFC Short Term Debt Fund

HDFC Short Term Debt Fund Growth
Launch Date	25 Jun 10
NAV (18 Jul 25)	₹32.2822 ↑ 0.01 (0.04 %)
Net Assets (Cr)	₹17,019 on 15 Jun 25
Category	Debt - Short term Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0.71
Sharpe Ratio	2.57
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	NIL
Yield to Maturity	6.87%
Effective Maturity	4 Years 1 Month 2 Days
Modified Duration	2 Years 9 Months

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,625
30 Jun 22	₹10,909
30 Jun 23	₹11,666
30 Jun 24	₹12,527
30 Jun 25	₹13,692

HDFC Short Term Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25

Duration	Returns
1 Month	0.5%
3 Month	2.1%
6 Month	5.1%
1 Year	9.2%
3 Year	7.9%
5 Year	6.3%
10 Year
15 Year
Since launch	8.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.3%
2023	7.1%
2022	3.5%
2021	3.9%
2020	11%
2019	9.7%
2018	7%
2017	6.5%
2016	9.3%
2015	8.7%

Fund Manager information for HDFC Short Term Debt Fund

Name	Since	Tenure
Anil Bamboli	25 Jun 10	14.95 Yr.
Dhruv Muchhal	22 Jun 23	1.95 Yr.

Data below for HDFC Short Term Debt Fund as on 15 Jun 25

Asset Allocation

Asset Class	Value
Cash	8.33%
Debt	91.43%
Other	0.24%

Debt Sector Allocation

Sector	Value
Corporate	60.57%
Government	31.99%
Cash Equivalent	7.2%

Credit Quality

Rating	Value
AA	10.96%
AAA	89.04%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	5%	₹866 Cr	82,500,000
Aditya Birla Renewables Limited Debentures \| -	3%	₹445 Cr	43,500
7.11% Govt Stock 2028 Sovereign Bonds \| -	2%	₹420 Cr	41,500,000
Jubilant Beverages Limited Debentures \| -	2%	₹389 Cr	38,500 ↑ 38,500
7.26% Govt Stock 2032 Sovereign Bonds \| -	2%	₹363 Cr	34,500,000
Jamnagar Utilities & Power Private Limited Debentures \| -	2%	₹333 Cr	32,500
7.1% Govt Stock 2034 Sovereign Bonds \| -	2%	₹288 Cr	27,500,000
National Bank For Agriculture And Rural Development Debentures \| -	2%	₹257 Cr	25,000 ↑ 25,000
Bajaj Housing Finance Limited Debentures \| -	1%	₹255 Cr	25,000
Pipeline Infrastructure Limited Debentures \| -	1%	₹254 Cr	24,500

10. HDFC Medium Term Debt Fund

(Erstwhile HDFC High Interest Fund - Short Term Plan)

To generate income by investing in a range of debt and money market instruments of various maturity dates with a view to maximising income while maintaining the optimum balance of yield, safety and liquidity. The objective is to cater to the needs of investors with shorter term investment horizons and to provide stable returns over shorter periods.

HDFC Medium Term Debt Fund is a Debt - Medium term Bond fund was launched on 6 Feb 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.7% since its launch. Ranked 22 in Medium term Bond category. Return for 2024 was 8.1% , 2023 was 6.7% and 2022 was 2.9% .

Below is the key information for HDFC Medium Term Debt Fund

HDFC Medium Term Debt Fund Growth
Launch Date	6 Feb 02
NAV (18 Jul 25)	₹56.7395 ↑ 0.05 (0.09 %)
Net Assets (Cr)	₹3,863 on 15 Jun 25
Category	Debt - Medium term Bond
AMC	HDFC Asset Management Company Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.29
Sharpe Ratio	2.01
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	300
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)
Yield to Maturity	7.24%
Effective Maturity	6 Years 1 Month 24 Days
Modified Duration	3 Years 9 Months 11 Days

Growth of 10,000 investment over the years.

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,804
30 Jun 22	₹11,040
30 Jun 23	₹11,843
30 Jun 24	₹12,655
30 Jun 25	₹13,792

HDFC Medium Term Debt Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for HDFC Medium Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25

Duration	Returns
1 Month	0.7%
3 Month	1.9%
6 Month	5.1%
1 Year	9%
3 Year	7.7%
5 Year	6.5%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.1%
2023	6.7%
2022	2.9%
2021	5%
2020	10%
2019	9.1%
2018	5.6%
2017	5.5%
2016	11.5%
2015	7.4%

Fund Manager information for HDFC Medium Term Debt Fund

Name	Since	Tenure
Shobhit Mehrotra	1 Sep 07	17.84 Yr.
Dhruv Muchhal	22 Jun 23	2.02 Yr.
Bhavyesh Divecha	1 Mar 25	0.33 Yr.

Data below for HDFC Medium Term Debt Fund as on 15 Jun 25

Asset Allocation

Asset Class	Value
Cash	5.74%
Equity	2.03%
Debt	91.93%
Other	0.3%

Debt Sector Allocation

Sector	Value
Corporate	60.36%
Government	31.57%
Cash Equivalent	5.74%

Credit Quality

Rating	Value
AA	41.11%
AAA	58.89%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.18% Govt Stock 2037 Sovereign Bonds \| -	8%	₹314 Cr	30,047,700
7.23% Govt Stock 2039 Sovereign Bonds \| -	5%	₹194 Cr	18,500,000
TATA Steel Limited Debentures \| -	4%	₹148 Cr	14,500
6.79% Govt Stock 2034 Sovereign Bonds \| -	3%	₹124 Cr	12,012,900
Jubilant Beverages Limited Debentures \| -	3%	₹108 Cr	10,720 ↑ 10,720
Kalpataru Projects International Limited Debentures \| -	3%	₹102 Cr	10,000
Sbfc Finance Limited Debentures \| -	3%	₹100 Cr	10,000
SK Finance Limited Debentures \| -	3%	₹99 Cr	10,000
The Tata Power Company Limited Debentures \| -	2%	₹78 Cr	725
Power Finance Corporation Limited Debentures \| -	2%	₹77 Cr	7,500

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.