+91-22-48913909Top 10 Best HDFC Mutual Fund Schemes for 2026
HDFC Mutual Fund is one of the largest AMC’s in India. The fund house focuses on delivering consistent fund performance across categories.
The single most important factor that drives investors to invest with HDFC Mutual Fund is that “it gives the investor the chance to profitably invest in the financial market, without constantly worrying about the market fluctuations. The fund house offers schemes from across Mutual Fund category like— Equity, Debt, Fixed Income, retirement Fund, etc.
Investors can invest in these funds according to their investment goals and risk appetite. Investors willing to take a high-risk can invest in Equity Funds and one with an average risk appetite can ideally invest in debt funds.
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Why Opt for HDFC Mutual Fund?
Excellent Ratings: Many of the company schemes have a CRISIL rating of three and above.
Variety of Options: Investing in HDFC Mutual Fund comes with a broad range of choices.
Tax Benefits: Certain schemes of HDFC Mutual Fund offer tax benefits to investors.
Catering to the Need of Investor: The company has products which will suit every type of investor. Funds range from short-term to long-term and even open-ended to closed-ended funds. The company makes sure the investor gets what they need. It also offers products with low, medium, and high risk.
You can choose a fund from the below listed top 10 best HDFC Mutual Fund schemes for 2026. These funds have been shortlisted by undertaking certain important parameters like AUM, NAV, past performances, peer average returns, etc.
Fund Selection Methodology used to find 10 funds
Best HDFC Mutual Fund Schemes
Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) Since launch (%) 2025 (%) HDFC Banking and PSU Debt Fund Growth ₹24.3825
↓ -0.03 ₹5,209 5,000 300 1.2 2.4 4.9 6.8 5.9 7.4 7.5 HDFC Corporate Bond Fund Growth ₹34.3794
↓ -0.05 ₹30,664 5,000 300 1.3 2.2 4.6 6.9 6 7.9 7.3 HDFC Credit Risk Debt Fund Growth ₹26.0654
↓ -0.03 ₹7,666 5,000 300 2.2 3.6 6.9 7.6 6.5 8 8 HDFC Equity Savings Fund Growth ₹67.484
↓ -0.21 ₹5,699 5,000 300 1.8 1.2 1.9 7.1 7.4 9.1 6.8 HDFC Hybrid Debt Fund Growth ₹83.2617
↓ -0.16 ₹3,245 5,000 300 0.9 0.3 1.8 6.6 7.4 9.8 5.5 HDFC Balanced Advantage Fund Growth ₹515.998
↓ -1.38 ₹107,766 5,000 300 2.5 1.4 -0.2 10.2 14 17.5 7.2 HDFC Small Cap Fund Growth ₹139.003
↓ -0.16 ₹41,679 5,000 300 5.9 8.9 -2.9 9.2 14.3 15.3 -0.6 HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 ₹1,318 500 500 1.2 15.4 35.5 20.6 17.4 21.4 HDFC Money Market Fund Growth ₹6,169.63
↓ -0.69 ₹31,371 5,000 300 2 3.5 6.4 7.2 6.5 7 7.4 HDFC Liquid Fund Growth ₹5,512.66
↑ 0.45 ₹65,870 5,000 1,000 1.7 3.4 6.4 6.9 6.2 6.8 6.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 11 Sep 26 Research Highlights & Commentary of 10 Funds showcased
Commentary HDFC Banking and PSU Debt Fund HDFC Corporate Bond Fund HDFC Credit Risk Debt Fund HDFC Equity Savings Fund HDFC Hybrid Debt Fund HDFC Balanced Advantage Fund HDFC Small Cap Fund HDFC Long Term Advantage Fund HDFC Money Market Fund HDFC Liquid Fund Point 1 Bottom quartile AUM (₹5,209 Cr). Upper mid AUM (₹30,664 Cr). Lower mid AUM (₹7,666 Cr). Lower mid AUM (₹5,699 Cr). Bottom quartile AUM (₹3,245 Cr). Highest AUM (₹107,766 Cr). Upper mid AUM (₹41,679 Cr). Bottom quartile AUM (₹1,318 Cr). Upper mid AUM (₹31,371 Cr). Top quartile AUM (₹65,870 Cr). Point 2 Established history (12+ yrs). Established history (16+ yrs). Established history (12+ yrs). Established history (22+ yrs). Established history (22+ yrs). Oldest track record among peers (26 yrs). Established history (18+ yrs). Established history (25+ yrs). Established history (26+ yrs). Established history (25+ yrs). Point 3 Top rated. Rating: 5★ (top quartile). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 4★ (lower mid). Rating: 3★ (bottom quartile). Rating: 3★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Low. Risk profile: Low. Point 5 1Y return: 4.90% (upper mid). 1Y return: 4.59% (lower mid). 1Y return: 6.93% (top quartile). 5Y return: 7.38% (upper mid). 5Y return: 7.38% (upper mid). 5Y return: 13.98% (upper mid). 5Y return: 14.29% (top quartile). 5Y return: 17.39% (top quartile). 1Y return: 6.44% (upper mid). 1Y return: 6.42% (upper mid). Point 6 1M return: -0.22% (upper mid). 1M return: -0.39% (lower mid). 1M return: 0.18% (upper mid). 3Y return: 7.08% (lower mid). 3Y return: 6.64% (bottom quartile). 3Y return: 10.22% (top quartile). 3Y return: 9.23% (upper mid). 3Y return: 20.64% (top quartile). 1M return: 0.56% (top quartile). 1M return: 0.54% (upper mid). Point 7 Sharpe: -0.26 (lower mid). Sharpe: -0.29 (bottom quartile). Sharpe: 0.60 (upper mid). 1Y return: 1.93% (lower mid). 1Y return: 1.76% (bottom quartile). 1Y return: -0.18% (bottom quartile). 1Y return: -2.89% (bottom quartile). 1Y return: 35.51% (top quartile). Sharpe: 0.65 (upper mid). Sharpe: 2.31 (top quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). 1M return: -1.18% (lower mid). 1M return: -1.35% (bottom quartile). 1M return: -2.58% (bottom quartile). Alpha: 0.00 (bottom quartile). Alpha: 1.75 (top quartile). Information ratio: 0.00 (bottom quartile). Information ratio: 0.84 (top quartile). Point 9 Yield to maturity (debt): 7.18% (upper mid). Yield to maturity (debt): 7.31% (top quartile). Yield to maturity (debt): 8.28% (top quartile). Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (lower mid). Sharpe: -0.26 (lower mid). Sharpe: 2.27 (top quartile). Yield to maturity (debt): 6.90% (lower mid). Yield to maturity (debt): 6.36% (bottom quartile). Point 10 Modified duration: 2.99 yrs (lower mid). Modified duration: 4.21 yrs (bottom quartile). Modified duration: 2.41 yrs (upper mid). Sharpe: -0.29 (bottom quartile). Sharpe: -0.54 (bottom quartile). Sharpe: -0.21 (upper mid). Information ratio: 0.00 (bottom quartile). Information ratio: -0.15 (bottom quartile). Modified duration: 0.53 yrs (upper mid). Modified duration: 0.17 yrs (upper mid). HDFC Banking and PSU Debt Fund
HDFC Corporate Bond Fund
HDFC Credit Risk Debt Fund
HDFC Equity Savings Fund
HDFC Hybrid Debt Fund
HDFC Balanced Advantage Fund
HDFC Small Cap Fund
HDFC Long Term Advantage Fund
HDFC Money Market Fund
HDFC Liquid Fund
To generate regular income through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks and Public Sector undertakings. There is no assurance that the investment objective of the Scheme will be realized. Below is the key information for HDFC Banking and PSU Debt Fund Returns up to 1 year are on (Erstwhile HDFC Medium Term Opportunities Fund) To generate regular income through investments in Debt/
Money Market Instruments and Government Securities with
maturities not exceeding 60 months. Research Highlights for HDFC Corporate Bond Fund Below is the key information for HDFC Corporate Bond Fund Returns up to 1 year are on (Erstwhile HDFC Corporate Debt Opportunities Fund) To generate regular income and capital appreciation by investing predominantly in corporate debt. Research Highlights for HDFC Credit Risk Debt Fund Below is the key information for HDFC Credit Risk Debt Fund Returns up to 1 year are on The investment objective of the scheme is to provide capital
appreciation and income distribution to the investors using arbitrage
opportunities, investment in equity / equity related instruments and
debt / money market instruments. Research Highlights for HDFC Equity Savings Fund Below is the key information for HDFC Equity Savings Fund Returns up to 1 year are on (Erstwhile HDFC MF Monthly Income Plan - LTP) The primary objective of Scheme is to generate regular returns through investment primarily in Debt and Money Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme`s assets in equity and equity related instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved. Research Highlights for HDFC Hybrid Debt Fund Below is the key information for HDFC Hybrid Debt Fund Returns up to 1 year are on (Erstwhile HDFC Growth Fund and HDFC Prudence Fund) Aims to generate long term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments. Research Highlights for HDFC Balanced Advantage Fund Below is the key information for HDFC Balanced Advantage Fund Returns up to 1 year are on To provide long-term capital appreciation by investing predominantly in Small-Cap and Mid-Cap companies. Research Highlights for HDFC Small Cap Fund Below is the key information for HDFC Small Cap Fund Returns up to 1 year are on To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments Research Highlights for HDFC Long Term Advantage Fund Below is the key information for HDFC Long Term Advantage Fund Returns up to 1 year are on (Erstwhile HDFC Cash Management Fund - Savings Plan) To generate optimal returns while maintaining safety and
high liquidity. Research Highlights for HDFC Money Market Fund Below is the key information for HDFC Money Market Fund Returns up to 1 year are on The primary objective of the Scheme is to enhance income consistent with a high level of liquidity, through a judicious portfolio mix comprising of money market and debt instruments. Research Highlights for HDFC Liquid Fund Below is the key information for HDFC Liquid Fund Returns up to 1 year are on 1. HDFC Banking and PSU Debt Fund
HDFC Banking and PSU Debt Fund
Growth Launch Date 26 Mar 14 NAV (11 Sep 26) ₹24.3825 ↓ -0.03 (-0.14 %) Net Assets (Cr) ₹5,209 on 31 Jul 26 Category Debt - Banking & PSU Debt AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.78 Sharpe Ratio -0.27 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.18% Effective Maturity 4 Years 18 Days Modified Duration 2 Years 11 Months 26 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,276 31 Aug 23 ₹10,935 31 Aug 24 ₹11,754 31 Aug 25 ₹12,668 31 Aug 26 ₹13,304 Returns for HDFC Banking and PSU Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Sep 26 Duration Returns 1 Month -0.2% 3 Month 1.2% 6 Month 2.4% 1 Year 4.9% 3 Year 6.8% 5 Year 5.9% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.5% 2024 7.9% 2023 6.8% 2022 3.3% 2021 3.7% 2020 10.6% 2019 10.2% 2018 5.9% 2017 6.3% 2016 10.8% Fund Manager information for HDFC Banking and PSU Debt Fund
Name Since Tenure Anil Bamboli 26 Mar 14 12.44 Yr. Dhruv Muchhal 22 Jun 23 3.19 Yr. Data below for HDFC Banking and PSU Debt Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 6.11% Debt 93.53% Other 0.35% Debt Sector Allocation
Sector Value Corporate 60.51% Government 35.34% Cash Equivalent 3.79% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Indian Railway Finance Corporation Limited
Debentures | -5% ₹277 Cr 27,500 Indian Railway Finance Corporation Limited
Debentures | -3% ₹152 Cr 15,000 Bajaj Housing Finance Limited
Debentures | -3% ₹151 Cr 15,000 Rec Limited
Debentures | -3% ₹151 Cr 1,500 Housing And Urban Development Corporation Limited
Debentures | -2% ₹129 Cr 1,250 Power Finance Corporation Limited
Debentures | -2% ₹127 Cr 12,500 HDFC Bank Limited
Debentures | -2% ₹127 Cr 12,500 National Bank For Agriculture And Rural Development
Debentures | -2% ₹125 Cr 12,500 Punjab National Bank
Debentures | -2% ₹124 Cr 12,500 Small Industries Development Bank Of India
Debentures | -2% ₹101 Cr 10,000 2. HDFC Corporate Bond Fund
HDFC Corporate Bond Fund
Growth Launch Date 29 Jun 10 NAV (11 Sep 26) ₹34.3794 ↓ -0.05 (-0.16 %) Net Assets (Cr) ₹30,664 on 31 Jul 26 Category Debt - Corporate Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.6 Sharpe Ratio -0.29 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 7.31% Effective Maturity 7 Years 1 Month 6 Days Modified Duration 4 Years 2 Months 16 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,277 31 Aug 23 ₹10,974 31 Aug 24 ₹11,847 31 Aug 25 ₹12,775 31 Aug 26 ₹13,401 Returns for HDFC Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Sep 26 Duration Returns 1 Month -0.4% 3 Month 1.3% 6 Month 2.2% 1 Year 4.6% 3 Year 6.9% 5 Year 6% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.3% 2024 8.6% 2023 7.2% 2022 3.3% 2021 3.9% 2020 11.8% 2019 10.3% 2018 6.5% 2017 6.5% 2016 10.6% Fund Manager information for HDFC Corporate Bond Fund
Name Since Tenure Anupam Joshi 27 Oct 15 10.85 Yr. Dhruv Muchhal 22 Jun 23 3.19 Yr. Data below for HDFC Corporate Bond Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 3.15% Debt 96.51% Other 0.34% Debt Sector Allocation
Sector Value Corporate 62.58% Government 33.91% Cash Equivalent 3.17% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.9% Govt Stock 2065
Sovereign Bonds | -4% ₹1,302 Cr 140,000,000 Bajaj Finance Limited
Debentures | -4% ₹1,074 Cr 110,000 State Bank Of India
Debentures | -3% ₹775 Cr 775 HDFC Bank Limited
Debentures | -2% ₹502 Cr 50,000 LIC Housing Finance Ltd
Debentures | -2% ₹502 Cr 5,000 Small Industries Development Bank Of India
Debentures | -2% ₹501 Cr 50,000 6.68% Govt Stock 2040
Sovereign Bonds | -2% ₹488 Cr 50,000,000 6.75% Govt Stock 2033
Sovereign Bonds | -2% ₹468 Cr 45,000,000
↓ -2,500,000 Rural Electrification Corporation Limited
Debentures | -2% ₹462 Cr 4,500 Bajaj Housing Finance Limited
Debentures | -2% ₹462 Cr 46,542 3. HDFC Credit Risk Debt Fund
HDFC Credit Risk Debt Fund
Growth Launch Date 25 Mar 14 NAV (11 Sep 26) ₹26.0654 ↓ -0.03 (-0.10 %) Net Assets (Cr) ₹7,666 on 31 Jul 26 Category Debt - Credit Risk AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.51 Sharpe Ratio 0.6 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL) Yield to Maturity 8.28% Effective Maturity 3 Years 7 Months 10 Days Modified Duration 2 Years 4 Months 28 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,363 31 Aug 23 ₹11,015 31 Aug 24 ₹11,881 31 Aug 25 ₹12,809 31 Aug 26 ₹13,726 Returns for HDFC Credit Risk Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Sep 26 Duration Returns 1 Month 0.2% 3 Month 2.2% 6 Month 3.6% 1 Year 6.9% 3 Year 7.6% 5 Year 6.5% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2025 8% 2024 8.2% 2023 6.6% 2022 3.7% 2021 7% 2020 10.9% 2019 8.6% 2018 5.4% 2017 6.6% 2016 11% Fund Manager information for HDFC Credit Risk Debt Fund
Name Since Tenure Praveen Jain 7 Mar 26 0.48 Yr. Dhruv Muchhal 22 Jun 23 3.19 Yr. Bhavyesh Divecha 7 Mar 26 0.48 Yr. Data below for HDFC Credit Risk Debt Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 2.84% Equity 6.41% Debt 89.16% Other 1.59% Debt Sector Allocation
Sector Value Corporate 74.44% Government 14.72% Cash Equivalent 2.84% Credit Quality
Rating Value A 7.95% AA 62.56% AAA 29.49% Top Securities Holdings / Portfolio
Name Holding Value Quantity GMR Airports Limited
Debentures | -5% ₹369 Cr 35,000 Nirma Limited
Debentures | -4% ₹301 Cr 30,000 Indus Infra Trust Unit (Financial Services)
Equity, Since 29 Feb 24 | 5441373% ₹252 Cr 18,951,606 Triumph Composites Private Limited
Debentures | -3% ₹241 Cr 24,000
↑ 24,000 Jubilant Beverages Limited
Debentures | -3% ₹214 Cr 19,190 Aditya Birla Renewables Limited
Debentures | -3% ₹211 Cr 21,000 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -3% ₹201 Cr 20,000 Kalpataru Projects International Limited
Debentures | -3% ₹200 Cr 20,000 Jubilant Bevco Limited
Debentures | -3% ₹199 Cr 17,750 Evonith Value Steel Limited
Debentures | -2% ₹175 Cr 17,500 4. HDFC Equity Savings Fund
HDFC Equity Savings Fund
Growth Launch Date 17 Sep 04 NAV (11 Sep 26) ₹67.484 ↓ -0.21 (-0.31 %) Net Assets (Cr) ₹5,699 on 31 Jul 26 Category Hybrid - Equity Savings AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.9 Sharpe Ratio -0.3 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,546 31 Aug 23 ₹11,507 31 Aug 24 ₹13,629 31 Aug 25 ₹13,971 31 Aug 26 ₹14,492 Returns for HDFC Equity Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Sep 26 Duration Returns 1 Month -1.2% 3 Month 1.8% 6 Month 1.2% 1 Year 1.9% 3 Year 7.1% 5 Year 7.4% 10 Year 15 Year Since launch 9.1% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.8% 2024 10.3% 2023 13.8% 2022 6% 2021 16.8% 2020 8.8% 2019 5.8% 2018 0.9% 2017 16.5% 2016 14.1% Fund Manager information for HDFC Equity Savings Fund
Name Since Tenure Anil Bamboli 17 Sep 04 21.97 Yr. Arun Agarwal 17 Sep 04 21.97 Yr. Srinivasan Ramamurthy 14 Dec 21 4.72 Yr. Dhruv Muchhal 22 Jun 23 3.19 Yr. Nandita Menezes 29 Mar 25 1.42 Yr. Data below for HDFC Equity Savings Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 34.31% Equity 40.12% Debt 25.57% Equity Sector Allocation
Sector Value Financial Services 13.09% Consumer Cyclical 5.4% Energy 3.46% Technology 3.28% Industrials 3% Health Care 2.98% Utility 2.58% Basic Materials 1.86% Real Estate 1.53% Communication Services 1.48% Consumer Defensive 1.43% Debt Sector Allocation
Sector Value Cash Equivalent 33.63% Corporate 15.59% Government 10.65% Credit Quality
Rating Value AA 16.06% AAA 83.94% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 17 | HDFCBANK7% ₹406 Cr 5,430,850 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 15 | RELIANCE6% ₹319 Cr 2,438,500 Future on HDFC Bank Ltd
Derivatives | -4% -₹247 Cr 3,281,850 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Jun 16 | SUNPHARMA4% ₹226 Cr 1,134,500 NTPC Ltd (Utilities)
Equity, Since 30 Nov 16 | 5325554% ₹219 Cr 6,307,500 Future on Titan Co Ltd
Derivatives | -3% -₹189 Cr 386,050 Titan Co Ltd (Consumer Cyclical)
Equity, Since 31 Jul 17 | TITAN3% ₹188 Cr 386,050 Future on Sun Pharmaceuticals Industries Ltd
Derivatives | -3% -₹186 Cr 934,500 Future on Reliance Industries Ltd
Derivatives | -3% -₹182 Cr 1,388,500 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 12 | ICICIBANK3% ₹173 Cr 1,202,500
↓ -1,087,800 5. HDFC Hybrid Debt Fund
HDFC Hybrid Debt Fund
Growth Launch Date 26 Dec 03 NAV (11 Sep 26) ₹83.2617 ↓ -0.16 (-0.19 %) Net Assets (Cr) ₹3,245 on 31 Jul 26 Category Hybrid - Hybrid Debt AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.76 Sharpe Ratio -0.54 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,563 31 Aug 23 ₹11,681 31 Aug 24 ₹13,650 31 Aug 25 ₹13,976 31 Aug 26 ₹14,432 Returns for HDFC Hybrid Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Sep 26 Duration Returns 1 Month -1.3% 3 Month 0.9% 6 Month 0.3% 1 Year 1.8% 3 Year 6.6% 5 Year 7.4% 10 Year 15 Year Since launch 9.8% Historical performance (Yearly) on absolute basis
Year Returns 2025 5.5% 2024 10.5% 2023 13.9% 2022 6% 2021 13.4% 2020 10.2% 2019 6.6% 2018 0.6% 2017 10.8% 2016 13% Fund Manager information for HDFC Hybrid Debt Fund
Name Since Tenure Anupam Joshi 7 Mar 26 0.48 Yr. Srinivasan Ramamurthy 14 Dec 21 4.72 Yr. Dhruv Muchhal 22 Jun 23 3.19 Yr. Data below for HDFC Hybrid Debt Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 2.86% Equity 19.9% Debt 76.93% Other 0.31% Equity Sector Allocation
Sector Value Financial Services 8.39% Energy 2.17% Technology 1.7% Health Care 1.51% Utility 1.4% Industrials 1.39% Consumer Cyclical 1.04% Communication Services 0.97% Real Estate 0.7% Consumer Defensive 0.43% Basic Materials 0.18% Debt Sector Allocation
Sector Value Government 43.56% Corporate 33.37% Cash Equivalent 2.86% Credit Quality
Rating Value AA 14.07% AAA 85.93% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -4% ₹128 Cr 13,000,000
↓ -1,000,000 7.23% Govt Stock 2039
Sovereign Bonds | -3% ₹103 Cr 10,000,000 7.09% Govt Stock 2054
Sovereign Bonds | -3% ₹97 Cr 10,000,000 6.9% Govt Stock 2065
Sovereign Bonds | -3% ₹93 Cr 10,000,000 Indian Railway Finance Corporation Limited
Debentures | -3% ₹82 Cr 800 6.45% Govt Stock 2034
Sovereign Bonds | -2% ₹77 Cr 7,500,000 Torrent Power Limited
Debentures | -2% ₹76 Cr 7,500 7.3% Govt Stock 2053
Sovereign Bonds | -2% ₹74 Cr 7,500,000 7.24% Govt Stock 2055
Sovereign Bonds | -2% ₹74 Cr 7,500,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK2% ₹71 Cr 500,000 6. HDFC Balanced Advantage Fund
HDFC Balanced Advantage Fund
Growth Launch Date 11 Sep 00 NAV (11 Sep 26) ₹515.998 ↓ -1.38 (-0.27 %) Net Assets (Cr) ₹107,766 on 31 Jul 26 Category Hybrid - Dynamic Allocation AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.36 Sharpe Ratio -0.21 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹11,683 31 Aug 23 ₹13,961 31 Aug 24 ₹19,318 31 Aug 25 ₹19,145 31 Aug 26 ₹19,808 Returns for HDFC Balanced Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Sep 26 Duration Returns 1 Month -2.6% 3 Month 2.5% 6 Month 1.4% 1 Year -0.2% 3 Year 10.2% 5 Year 14% 10 Year 15 Year Since launch 17.5% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.2% 2024 16.7% 2023 31.3% 2022 18.8% 2021 26.4% 2020 7.6% 2019 6.9% 2018 -3.1% 2017 27.9% 2016 9.4% Fund Manager information for HDFC Balanced Advantage Fund
Name Since Tenure Anil Bamboli 29 Jul 22 4.09 Yr. Gopal Agrawal 29 Jul 22 4.09 Yr. Arun Agarwal 6 Oct 22 3.9 Yr. Srinivasan Ramamurthy 29 Jul 22 4.09 Yr. Dhruv Muchhal 22 Jun 23 3.19 Yr. Nandita Menezes 29 Mar 25 1.42 Yr. Data below for HDFC Balanced Advantage Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 3.29% Equity 73.01% Debt 23.71% Equity Sector Allocation
Sector Value Financial Services 24.27% Industrials 8.65% Consumer Cyclical 8.22% Energy 7.1% Technology 5.34% Health Care 5.22% Utility 3.93% Communication Services 3.47% Basic Materials 2.42% Consumer Defensive 2.32% Real Estate 2.07% Debt Sector Allocation
Sector Value Corporate 13.9% Government 10.43% Cash Equivalent 2.66% Credit Quality
Rating Value AA 4.5% AAA 95.5% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK5% ₹5,633 Cr 39,244,463 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | HDFCBANK4% ₹4,673 Cr 62,464,555 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | RELIANCE4% ₹4,107 Cr 31,400,311 State Bank of India (Financial Services)
Equity, Since 31 May 07 | SBIN3% ₹3,596 Cr 35,000,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 20 | BHARTIARTL3% ₹3,416 Cr 17,323,283 Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 17 | 5322153% ₹2,720 Cr 22,125,438
↑ 1,411,821 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 12 | LT3% ₹2,710 Cr 6,879,083
↑ 300,000 NTPC Ltd (Utilities)
Equity, Since 31 Aug 16 | 5325552% ₹2,205 Cr 63,500,000 7.18% Govt Stock 2033
Sovereign Bonds | -2% ₹2,143 Cr 208,533,300 Coal India Ltd (Energy)
Equity, Since 31 Jan 18 | COALINDIA2% ₹1,773 Cr 42,800,000 7. HDFC Small Cap Fund
HDFC Small Cap Fund
Growth Launch Date 3 Apr 08 NAV (11 Sep 26) ₹139.003 ↓ -0.16 (-0.11 %) Net Assets (Cr) ₹41,679 on 31 Jul 26 Category Equity - Small Cap AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.58 Sharpe Ratio -0.26 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,882 31 Aug 23 ₹14,978 31 Aug 24 ₹20,426 31 Aug 25 ₹20,037 31 Aug 26 ₹20,177 Returns for HDFC Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Sep 26 Duration Returns 1 Month -2.5% 3 Month 5.9% 6 Month 8.9% 1 Year -2.9% 3 Year 9.2% 5 Year 14.3% 10 Year 15 Year Since launch 15.3% Historical performance (Yearly) on absolute basis
Year Returns 2025 -0.6% 2024 20.4% 2023 44.8% 2022 4.6% 2021 64.9% 2020 20.2% 2019 -9.5% 2018 -8.1% 2017 60.8% 2016 5.4% Fund Manager information for HDFC Small Cap Fund
Name Since Tenure Chirag Setalvad 28 Jun 14 12.1 Yr. Dhruv Muchhal 22 Jun 23 3.11 Yr. Data below for HDFC Small Cap Fund as on 31 Jul 26
Equity Sector Allocation
Sector Value Consumer Cyclical 21.39% Industrials 20.06% Health Care 12.34% Financial Services 12.28% Technology 11.43% Basic Materials 6.87% Consumer Defensive 3.87% Communication Services 1.8% Asset Allocation
Asset Class Value Cash 9.96% Equity 90.04% Top Securities Holdings / Portfolio
Name Holding Value Quantity Firstsource Solutions Ltd (Technology)
Equity, Since 31 Mar 18 | FSL4% ₹1,768 Cr 58,522,189 Aster DM Quality Care Ltd Ordinary Shares (Healthcare)
Equity, Since 30 Jun 19 | ASTERDM4% ₹1,623 Cr 19,740,031 Gabriel India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 18 | GABRIEL3% ₹1,392 Cr 9,655,309
↓ -119,735 eClerx Services Ltd (Technology)
Equity, Since 31 Mar 18 | ECLERX3% ₹1,190 Cr 6,447,656
↑ 55,580 Bank of Baroda (Financial Services)
Equity, Since 31 Mar 19 | 5321343% ₹1,136 Cr 46,828,792 Krishna Institute of Medical Sciences Ltd (Healthcare)
Equity, Since 31 Jul 23 | 5433082% ₹896 Cr 11,133,566 Eris Lifesciences Ltd Registered Shs (Healthcare)
Equity, Since 31 Jul 23 | ERIS2% ₹876 Cr 6,464,629
↓ -98,829 Fortis Healthcare Ltd (Healthcare)
Equity, Since 31 Jul 23 | 5328432% ₹829 Cr 8,770,176
↓ -669,956 Indian Bank (Financial Services)
Equity, Since 31 Jul 16 | 5328142% ₹810 Cr 9,688,128 The Federal Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | FEDERALBNK2% ₹745 Cr 20,759,451 8. HDFC Long Term Advantage Fund
HDFC Long Term Advantage Fund
Growth Launch Date 2 Jan 01 NAV (14 Jan 22) ₹595.168 ↑ 0.28 (0.05 %) Net Assets (Cr) ₹1,318 on 30 Nov 21 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.25 Sharpe Ratio 2.27 Information Ratio -0.15 Alpha Ratio 1.75 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value
Purchase not allowed Returns for HDFC Long Term Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Sep 26 Duration Returns 1 Month 4.4% 3 Month 1.2% 6 Month 15.4% 1 Year 35.5% 3 Year 20.6% 5 Year 17.4% 10 Year 15 Year Since launch 21.4% Historical performance (Yearly) on absolute basis
Year Returns 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 Fund Manager information for HDFC Long Term Advantage Fund
Name Since Tenure Data below for HDFC Long Term Advantage Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 9. HDFC Money Market Fund
HDFC Money Market Fund
Growth Launch Date 18 Nov 99 NAV (11 Sep 26) ₹6,169.63 ↓ -0.69 (-0.01 %) Net Assets (Cr) ₹31,371 on 31 Jul 26 Category Debt - Money Market AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Low Expense Ratio 0.4 Sharpe Ratio 0.65 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 6.9% Effective Maturity 6 Months 24 Days Modified Duration 6 Months 10 Days Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,387 31 Aug 23 ₹11,113 31 Aug 24 ₹11,944 31 Aug 25 ₹12,880 31 Aug 26 ₹13,697 Returns for HDFC Money Market Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Sep 26 Duration Returns 1 Month 0.6% 3 Month 2% 6 Month 3.5% 1 Year 6.4% 3 Year 7.2% 5 Year 6.5% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.4% 2024 7.7% 2023 7.3% 2022 4.7% 2021 3.8% 2020 6.5% 2019 8.1% 2018 7.4% 2017 6.5% 2016 7.5% Fund Manager information for HDFC Money Market Fund
Name Since Tenure Praveen Jain 31 Aug 24 1.92 Yr. Dhruv Muchhal 22 Jun 23 3.11 Yr. Data below for HDFC Money Market Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 72.62% Debt 27.11% Other 0.28% Debt Sector Allocation
Sector Value Corporate 45.65% Cash Equivalent 34.12% Government 19.96% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Indian Overseas Bank
Debentures | -3% ₹966 Cr 20,000 Small Industries Development Bank of India
Debentures | -3% ₹934 Cr 20,000
↑ 20,000 India (Republic of)
- | -2% ₹781 Cr 80,000,000 Punjab & Sind Bank
Debentures | -2% ₹627 Cr 13,000 India (Republic of)
- | -1% ₹491 Cr 50,000,000 India (Republic of)
- | -1% ₹488 Cr 50,000,000 Axis Bank Ltd.
Debentures | -1% ₹459 Cr 9,500 Bank of India Ltd.
Debentures | -1% ₹435 Cr 9,000 India (Republic of)
- | -1% ₹390 Cr 40,000,000
↑ 40,000,000 Canara Bank
Domestic Bonds | -1% ₹330 Cr 7,000
↓ -3,000 10. HDFC Liquid Fund
HDFC Liquid Fund
Growth Launch Date 17 Oct 00 NAV (11 Sep 26) ₹5,512.66 ↑ 0.45 (0.01 %) Net Assets (Cr) ₹65,870 on 31 Jul 26 Category Debt - Liquid Fund AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Low Expense Ratio 0.28 Sharpe Ratio 2.31 Information Ratio 0.84 Alpha Ratio -0.03 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.36% Effective Maturity 2 Months 5 Days Modified Duration 2 Months Growth of 10,000 investment over the years.
Date Value 31 Aug 21 ₹10,000 31 Aug 22 ₹10,381 31 Aug 23 ₹11,072 31 Aug 24 ₹11,882 31 Aug 25 ₹12,702 31 Aug 26 ₹13,510 Returns for HDFC Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 11 Sep 26 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 3.4% 1 Year 6.4% 3 Year 6.9% 5 Year 6.2% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.5% 2024 7.3% 2023 7% 2022 4.8% 2021 3.2% 2020 4.1% 2019 6.5% 2018 7.2% 2017 6.5% 2016 7.6% Fund Manager information for HDFC Liquid Fund
Name Since Tenure Swapnil Jangam 6 Oct 22 3.91 Yr. Dhruv Muchhal 22 Jun 23 3.2 Yr. Rohan Pillai 1 Oct 25 0.92 Yr. Data below for HDFC Liquid Fund as on 31 Jul 26
Asset Allocation
Asset Class Value Cash 99.66% Debt 0.08% Other 0.26% Debt Sector Allocation
Sector Value Cash Equivalent 78.52% Government 11.22% Corporate 10% Credit Quality
Rating Value AA 0.88% AAA 99.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.97% Govt Stock 2026
Sovereign Bonds | -5% ₹3,958 Cr 395,500,000
↓ -10,000,000 India (Republic of)
- | -5% ₹3,541 Cr 355,000,000 Reliance Retail Ventures Limited
Commercial Paper | -3% ₹1,988 Cr 40,000 Bank Of Baroda
Certificate of Deposit | -3% ₹1,952 Cr 39,600
↑ 39,600 Reverse Repo
CBLO/Reverse Repo | -2% ₹1,841 Cr Tbill
Sovereign Bonds | -2% ₹1,794 Cr 180,000,000
↑ 170,000,000 Export-Import Bank of India
Commercial Paper | -2% ₹1,492 Cr 30,000 India (Republic of)
- | -2% ₹1,487 Cr 150,000,000 Union Bank of India
Debentures | -2% ₹1,484 Cr 30,000 Small Industries Development Bank Of India
Commercial Paper | -2% ₹1,444 Cr 29,000
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Research Highlights for HDFC Banking and PSU Debt Fund