+91-22-48913909Top 10 Best HDFC Mutual Fund Schemes for 2025
HDFC Mutual Fund is one of the largest AMC’s in India. The fund house focuses on delivering consistent fund performance across categories.
The single most important Factor that drives investors to invest with HDFC Mutual Fund is that “it gives the investor the chance to profitably invest in the financial Market, without constantly worrying about the market fluctuations. The fund house offers schemes from across Mutual Fund category like— Equity, Debt, Fixed Income, retirement Fund, etc.
Investors can invest in these funds according to their investment goals and risk appetite. Investors willing to take a high-risk can invest in Equity Funds and one with an average risk appetite can ideally invest in Debt fund.
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Why Opt for HDFC Mutual Fund?
Excellent Ratings: Many of the company schemes have a CRISIL rating of three and above.
Variety of Options: Investing in HDFC Mutual Fund comes with a broad Range of choices.
Tax Benefits: Certain schemes of HDFC Mutual Fund offer tax benefits to investors.
Catering to the Need of Investor: The company has products which will suit every type of investor. Funds range from short-term to long-term and even open-ended to closed-ended funds. The company makes sure the investor gets what they need. It also offers products with low, medium, and high risk.
You can choose a fund from the below listed top 10 best HDFC Mutual Fund schemes for 2025. These funds have been shortlisted by undertaking certain important parameters like AUM, NAV, past performances, peer average returns, etc.
Best HDFC Mutual Fund Schemes
Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) Since launch (%) 2024 (%) HDFC Banking and PSU Debt Fund Growth ₹23.5883
↑ 0.01 ₹5,901 5,000 300 1.5 2.3 7.3 7.4 5.8 7.6 7.9 HDFC Corporate Bond Fund Growth ₹33.3249
↑ 0.01 ₹36,134 5,000 300 1.4 2.2 7.1 7.6 6 8.1 8.6 HDFC Credit Risk Debt Fund Growth ₹24.7981
↑ 0.01 ₹7,029 5,000 300 1.6 3.2 7.7 7.6 6.7 8 8.2 HDFC Equity Savings Fund Growth ₹67.521
↓ -0.16 ₹5,823 5,000 300 1.5 2.9 5.1 10 10.8 9.4 10.3 HDFC Hybrid Debt Fund Growth ₹83.2007
↓ -0.07 ₹3,379 5,000 300 1.4 1.3 4.2 9.7 9.8 10.1 10.5 HDFC Balanced Advantage Fund Growth ₹529.844
↓ -2.38 ₹106,494 5,000 300 1.6 2.5 3.8 17.5 19.5 18 16.7 HDFC Small Cap Fund Growth ₹137.9
↓ -1.15 ₹38,412 5,000 300 -4.4 0 -4.6 19.8 25.1 16 20.4 HDFC Long Term Advantage Fund Growth ₹595.168
↑ 0.28 ₹1,318 500 500 1.2 15.4 35.5 20.6 17.4 21.4 HDFC Multi-Asset Fund Growth ₹75.172
↓ -0.33 ₹5,149 5,000 300 2.8 5.7 10.5 14.5 13.5 10.4 13.5 HDFC Short Term Debt Fund Growth ₹32.9314
↑ 0.01 ₹17,947 5,000 300 1.6 2.7 7.7 7.7 6.1 8 8.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 Dec 25 Research Highlights & Commentary of 10 Funds showcased
Commentary HDFC Banking and PSU Debt Fund HDFC Corporate Bond Fund HDFC Credit Risk Debt Fund HDFC Equity Savings Fund HDFC Hybrid Debt Fund HDFC Balanced Advantage Fund HDFC Small Cap Fund HDFC Long Term Advantage Fund HDFC Multi-Asset Fund HDFC Short Term Debt Fund Point 1 Lower mid AUM (₹5,901 Cr). Upper mid AUM (₹36,134 Cr). Upper mid AUM (₹7,029 Cr). Lower mid AUM (₹5,823 Cr). Bottom quartile AUM (₹3,379 Cr). Highest AUM (₹106,494 Cr). Top quartile AUM (₹38,412 Cr). Bottom quartile AUM (₹1,318 Cr). Bottom quartile AUM (₹5,149 Cr). Upper mid AUM (₹17,947 Cr). Point 2 Established history (11+ yrs). Established history (15+ yrs). Established history (11+ yrs). Established history (21+ yrs). Established history (21+ yrs). Oldest track record among peers (25 yrs). Established history (17+ yrs). Established history (24+ yrs). Established history (20+ yrs). Established history (15+ yrs). Point 3 Top rated. Rating: 5★ (top quartile). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 4★ (lower mid). Rating: 3★ (bottom quartile). Rating: 3★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderate. Risk profile: Moderately Low. Point 5 1Y return: 7.32% (upper mid). 1Y return: 7.13% (lower mid). 1Y return: 7.74% (upper mid). 5Y return: 10.78% (upper mid). 5Y return: 9.78% (lower mid). 5Y return: 19.52% (top quartile). 5Y return: 25.07% (top quartile). 5Y return: 17.39% (upper mid). 5Y return: 13.46% (upper mid). 1Y return: 7.74% (upper mid). Point 6 1M return: 0.05% (lower mid). 1M return: 0.03% (lower mid). 1M return: 0.34% (top quartile). 3Y return: 10.00% (upper mid). 3Y return: 9.70% (lower mid). 3Y return: 17.48% (upper mid). 3Y return: 19.83% (top quartile). 3Y return: 20.64% (top quartile). 3Y return: 14.49% (upper mid). 1M return: 0.18% (upper mid). Point 7 Sharpe: 0.87 (upper mid). Sharpe: 0.78 (upper mid). Sharpe: 1.32 (upper mid). 1Y return: 5.08% (lower mid). 1Y return: 4.16% (bottom quartile). 1Y return: 3.80% (bottom quartile). 1Y return: -4.61% (bottom quartile). 1Y return: 35.51% (top quartile). 1Y return: 10.51% (top quartile). Sharpe: 1.44 (top quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). 1M return: 0.08% (upper mid). 1M return: -0.01% (bottom quartile). 1M return: -0.82% (bottom quartile). Alpha: 0.00 (bottom quartile). Alpha: 1.75 (top quartile). 1M return: 0.23% (upper mid). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 6.85% (upper mid). Yield to maturity (debt): 6.97% (upper mid). Yield to maturity (debt): 8.02% (top quartile). Alpha: 0.00 (upper mid). Alpha: 0.00 (lower mid). Alpha: 0.00 (lower mid). Sharpe: -0.07 (bottom quartile). Sharpe: 2.27 (top quartile). Alpha: 0.00 (bottom quartile). Yield to maturity (debt): 6.98% (upper mid). Point 10 Modified duration: 3.22 yrs (lower mid). Modified duration: 4.27 yrs (bottom quartile). Modified duration: 2.38 yrs (upper mid). Sharpe: -0.14 (bottom quartile). Sharpe: -0.26 (bottom quartile). Sharpe: -0.02 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: -0.15 (bottom quartile). Sharpe: 0.55 (lower mid). Modified duration: 2.29 yrs (upper mid). HDFC Banking and PSU Debt Fund
HDFC Corporate Bond Fund
HDFC Credit Risk Debt Fund
HDFC Equity Savings Fund
HDFC Hybrid Debt Fund
HDFC Balanced Advantage Fund
HDFC Small Cap Fund
HDFC Long Term Advantage Fund
HDFC Multi-Asset Fund
HDFC Short Term Debt Fund
To generate regular income through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks and Public Sector undertakings. There is no assurance that the investment objective of the Scheme will be realized. Below is the key information for HDFC Banking and PSU Debt Fund Returns up to 1 year are on (Erstwhile HDFC Medium Term Opportunities Fund) To generate regular income through investments in Debt/
Money Market Instruments and Government Securities with
maturities not exceeding 60 months. Research Highlights for HDFC Corporate Bond Fund Below is the key information for HDFC Corporate Bond Fund Returns up to 1 year are on (Erstwhile HDFC Corporate Debt Opportunities Fund) To generate regular income and capital appreciation by investing predominantly in corporate debt. Research Highlights for HDFC Credit Risk Debt Fund Below is the key information for HDFC Credit Risk Debt Fund Returns up to 1 year are on The investment objective of the scheme is to provide capital
appreciation and income distribution to the investors using arbitrage
opportunities, investment in equity / equity related instruments and
debt / money market instruments. Research Highlights for HDFC Equity Savings Fund Below is the key information for HDFC Equity Savings Fund Returns up to 1 year are on (Erstwhile HDFC MF Monthly Income Plan - LTP) The primary objective of Scheme is to generate regular returns through investment primarily in Debt and Money Market Instruments. The secondary objective of the Scheme is to generate long-term capital appreciation by investing a portion of the Scheme`s assets in equity and equity related instruments. However, there can be no assurance that the investment objective of the Scheme will be achieved. Research Highlights for HDFC Hybrid Debt Fund Below is the key information for HDFC Hybrid Debt Fund Returns up to 1 year are on (Erstwhile HDFC Growth Fund and HDFC Prudence Fund) Aims to generate long term capital appreciation from a portfolio that is invested predominantly in equity and equity related instruments. Research Highlights for HDFC Balanced Advantage Fund Below is the key information for HDFC Balanced Advantage Fund Returns up to 1 year are on To provide long-term capital appreciation by investing predominantly in Small-Cap and Mid-Cap companies. Research Highlights for HDFC Small Cap Fund Below is the key information for HDFC Small Cap Fund Returns up to 1 year are on To generate long term capital appreciation from a portfolio that is predominantly in equity and equity related instruments Research Highlights for HDFC Long Term Advantage Fund Below is the key information for HDFC Long Term Advantage Fund Returns up to 1 year are on (Erstwhile HDFC Multiple Yield Fund - Plan 2005) To generate positive returns over medium time frame
with low risk of capital loss over medium time frame.
However, there can be no assurance that the
investment objective of the Scheme will be achieved Research Highlights for HDFC Multi-Asset Fund Below is the key information for HDFC Multi-Asset Fund Returns up to 1 year are on (Erstwhile HDFC Short Term Opportunities Fund) To generate regular income through investments in Debt/Money Market Instruments and Government Securities with maturities not exceeding 36 months. Research Highlights for HDFC Short Term Debt Fund Below is the key information for HDFC Short Term Debt Fund Returns up to 1 year are on 1. HDFC Banking and PSU Debt Fund
HDFC Banking and PSU Debt Fund
Growth Launch Date 26 Mar 14 NAV (16 Dec 25) ₹23.5883 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹5,901 on 31 Oct 25 Category Debt - Banking & PSU Debt AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.78 Sharpe Ratio 0.87 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 6.85% Effective Maturity 4 Years 7 Months 10 Days Modified Duration 3 Years 2 Months 19 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,398 30 Nov 22 ₹10,710 30 Nov 23 ₹11,411 30 Nov 24 ₹12,329 30 Nov 25 ₹13,311 Returns for HDFC Banking and PSU Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Dec 25 Duration Returns 1 Month 0% 3 Month 1.5% 6 Month 2.3% 1 Year 7.3% 3 Year 7.4% 5 Year 5.8% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 6.8% 2022 3.3% 2021 3.7% 2020 10.6% 2019 10.2% 2018 5.9% 2017 6.3% 2016 10.8% 2015 9.8% Fund Manager information for HDFC Banking and PSU Debt Fund
Name Since Tenure Anil Bamboli 26 Mar 14 11.61 Yr. Dhruv Muchhal 22 Jun 23 2.36 Yr. Data below for HDFC Banking and PSU Debt Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 8.92% Debt 90.78% Other 0.3% Debt Sector Allocation
Sector Value Corporate 46.76% Government 42.25% Cash Equivalent 8.5% Securitized 2.19% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Indian Railway Finance Corporation Limited
Debentures | -5% ₹282 Cr 27,500 Indian Railway Finance Corporation Limited
Debentures | -4% ₹205 Cr 20,000 7.18% Govt Stock 2033
Sovereign Bonds | -3% ₹171 Cr 16,500,000 Rec Limited
Debentures | -3% ₹153 Cr 1,500 Bajaj Housing Finance Limited
Debentures | -3% ₹153 Cr 15,000 Housing And Urban Development Corporation Limited
Debentures | -3% ₹152 Cr 15,000 7.26% Govt Stock 2033
Sovereign Bonds | -3% ₹151 Cr 14,500,000 Small Industries Development Bank Of India
Debentures | -3% ₹150 Cr 15,000
↓ -7,500 Housing And Urban Development Corporation Limited
Debentures | -2% ₹132 Cr 1,250 HDFC Bank Limited
Debentures | -2% ₹130 Cr 12,500 2. HDFC Corporate Bond Fund
HDFC Corporate Bond Fund
Growth Launch Date 29 Jun 10 NAV (16 Dec 25) ₹33.3249 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹36,134 on 31 Oct 25 Category Debt - Corporate Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆☆☆ Risk Moderately Low Expense Ratio 0.6 Sharpe Ratio 0.78 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 6.97% Effective Maturity 7 Years 29 Days Modified Duration 4 Years 3 Months 7 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,436 30 Nov 22 ₹10,745 30 Nov 23 ₹11,491 30 Nov 24 ₹12,491 30 Nov 25 ₹13,465 Returns for HDFC Corporate Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Dec 25 Duration Returns 1 Month 0% 3 Month 1.4% 6 Month 2.2% 1 Year 7.1% 3 Year 7.6% 5 Year 6% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.6% 2023 7.2% 2022 3.3% 2021 3.9% 2020 11.8% 2019 10.3% 2018 6.5% 2017 6.5% 2016 10.6% 2015 8.6% Fund Manager information for HDFC Corporate Bond Fund
Name Since Tenure Anupam Joshi 27 Oct 15 10.02 Yr. Dhruv Muchhal 22 Jun 23 2.36 Yr. Data below for HDFC Corporate Bond Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 3.31% Debt 96.41% Other 0.28% Debt Sector Allocation
Sector Value Corporate 55.23% Government 39.18% Cash Equivalent 3.33% Securitized 1.98% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.68% Govt Stock 2040
Sovereign Bonds | -6% ₹2,254 Cr 230,000,000 Bajaj Finance Limited
Debentures | -3% ₹1,132 Cr 112,500 6.9% Govt Stock 2065
Sovereign Bonds | -3% ₹1,034 Cr 110,000,000
↑ 50,000,000 6.82% Govt Stock 2033
Sovereign Bonds | -3% ₹919 Cr 89,000,000 State Bank Of India
Debentures | -2% ₹806 Cr 800 6.92% Govt Stock 2039
Sovereign Bonds | -2% ₹752 Cr 75,000,000
↓ -28,500,000 HDFC Bank Limited
Debentures | -1% ₹517 Cr 50,000 Small Industries Development Bank Of India
Debentures | -1% ₹509 Cr 50,000 LIC Housing Finance Ltd
Debentures | -1% ₹509 Cr 5,000 Rural Electrification Corporation Limited
Debentures | -1% ₹472 Cr 4,500 3. HDFC Credit Risk Debt Fund
HDFC Credit Risk Debt Fund
Growth Launch Date 25 Mar 14 NAV (16 Dec 25) ₹24.7981 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹7,029 on 31 Oct 25 Category Debt - Credit Risk AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.51 Sharpe Ratio 1.32 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-12 Months (1%),12-18 Months (0.5%),18 Months and above(NIL) Yield to Maturity 8.02% Effective Maturity 3 Years 8 Months 23 Days Modified Duration 2 Years 4 Months 17 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,738 30 Nov 22 ₹11,114 30 Nov 23 ₹11,830 30 Nov 24 ₹12,829 30 Nov 25 ₹13,868 Returns for HDFC Credit Risk Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Dec 25 Duration Returns 1 Month 0.3% 3 Month 1.6% 6 Month 3.2% 1 Year 7.7% 3 Year 7.6% 5 Year 6.7% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.2% 2023 6.6% 2022 3.7% 2021 7% 2020 10.9% 2019 8.6% 2018 5.4% 2017 6.6% 2016 11% 2015 9% Fund Manager information for HDFC Credit Risk Debt Fund
Name Since Tenure Shobhit Mehrotra 25 Mar 14 11.61 Yr. Dhruv Muchhal 22 Jun 23 2.36 Yr. Data below for HDFC Credit Risk Debt Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 9.01% Equity 3.97% Debt 86.68% Other 0.35% Debt Sector Allocation
Sector Value Corporate 74.19% Government 11.75% Cash Equivalent 9.01% Securitized 0.73% Credit Quality
Rating Value A 14.6% AA 61.88% AAA 23.53% Top Securities Holdings / Portfolio
Name Holding Value Quantity The Sandur Manganese And Iron Ores Limited
Debentures | -4% ₹289 Cr 30,000 GMR Airports Limited
Debentures | -4% ₹268 Cr 26,500 TATA Projects Limited
Debentures | -4% ₹253 Cr 25,000 The Tata Power Company Limited
Debentures | -3% ₹232 Cr 2,190 Jubilant Beverages Limited
Debentures | -3% ₹204 Cr 19,190 Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -3% ₹203 Cr 20,000 Kalpataru Projects International Limited
Debentures | -3% ₹202 Cr 20,000 SK Finance Limited
Debentures | -3% ₹201 Cr 20,000 Jubilant Bevco Limited
Debentures | -3% ₹189 Cr 17,750 Kalpataru Projects International Limited
Debentures | -3% ₹180 Cr 18,000 4. HDFC Equity Savings Fund
HDFC Equity Savings Fund
Growth Launch Date 17 Sep 04 NAV (16 Dec 25) ₹67.521 ↓ -0.16 (-0.23 %) Net Assets (Cr) ₹5,823 on 31 Oct 25 Category Hybrid - Equity Savings AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.9 Sharpe Ratio -0.14 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹12,106 30 Nov 22 ₹13,011 30 Nov 23 ₹14,241 30 Nov 24 ₹16,252 30 Nov 25 ₹17,266 Returns for HDFC Equity Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Dec 25 Duration Returns 1 Month 0.1% 3 Month 1.5% 6 Month 2.9% 1 Year 5.1% 3 Year 10% 5 Year 10.8% 10 Year 15 Year Since launch 9.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.3% 2023 13.8% 2022 6% 2021 16.8% 2020 8.8% 2019 5.8% 2018 0.9% 2017 16.5% 2016 14.1% 2015 2% Fund Manager information for HDFC Equity Savings Fund
Name Since Tenure Anil Bamboli 17 Sep 04 21.13 Yr. Arun Agarwal 17 Sep 04 21.13 Yr. Srinivasan Ramamurthy 14 Dec 21 3.88 Yr. Dhruv Muchhal 22 Jun 23 2.36 Yr. Nandita Menezes 29 Mar 25 0.59 Yr. Data below for HDFC Equity Savings Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 37.97% Equity 39.73% Debt 22.3% Equity Sector Allocation
Sector Value Financial Services 23.7% Consumer Cyclical 9.25% Energy 8.06% Industrials 7.06% Health Care 5.57% Basic Materials 4.18% Technology 3.88% Communication Services 2.42% Utility 2.39% Consumer Defensive 2.11% Real Estate 1.71% Debt Sector Allocation
Sector Value Cash Equivalent 36.27% Corporate 13.1% Government 10.47% Securitized 0.44% Credit Quality
Rating Value AA 13.45% AAA 86.55% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 17 | HDFCBANK9% ₹512 Cr 5,186,900 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 15 | RELIANCE6% ₹355 Cr 2,388,500 Hdfc Bank Ltd.
Derivatives | SHORT6% -₹327 Cr 3,287,900
↑ 3,287,900 ICICI Bank Ltd (Financial Services)
Equity, Since 31 May 12 | ICICIBANK6% ₹321 Cr 2,389,000 Reliance Industries Ltd.
Derivatives | SHORT4% -₹245 Cr 1,638,500
↑ 1,638,500 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 15 | LT4% ₹216 Cr 535,325 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Jun 16 | SUNPHARMA3% ₹189 Cr 1,118,350 Titan Company Ltd.
Derivatives | SHORT3% -₹181 Cr 479,325
↑ 479,325 Titan Co Ltd (Consumer Cyclical)
Equity, Since 31 Jul 17 | TITAN3% ₹180 Cr 479,325 State Bank of India (Financial Services)
Equity, Since 30 Sep 12 | SBIN3% ₹165 Cr 1,756,250 5. HDFC Hybrid Debt Fund
HDFC Hybrid Debt Fund
Growth Launch Date 26 Dec 03 NAV (16 Dec 25) ₹83.2007 ↓ -0.07 (-0.09 %) Net Assets (Cr) ₹3,379 on 31 Oct 25 Category Hybrid - Hybrid Debt AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.76 Sharpe Ratio -0.26 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹11,603 30 Nov 22 ₹12,414 30 Nov 23 ₹13,711 30 Nov 24 ₹15,574 30 Nov 25 ₹16,414 Returns for HDFC Hybrid Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Dec 25 Duration Returns 1 Month 0% 3 Month 1.4% 6 Month 1.3% 1 Year 4.2% 3 Year 9.7% 5 Year 9.8% 10 Year 15 Year Since launch 10.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 10.5% 2023 13.9% 2022 6% 2021 13.4% 2020 10.2% 2019 6.6% 2018 0.6% 2017 10.8% 2016 13% 2015 3.8% Fund Manager information for HDFC Hybrid Debt Fund
Name Since Tenure Shobhit Mehrotra 1 Sep 07 18.18 Yr. Srinivasan Ramamurthy 14 Dec 21 3.88 Yr. Dhruv Muchhal 22 Jun 23 2.36 Yr. Data below for HDFC Hybrid Debt Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 3.64% Equity 21% Debt 75.07% Other 0.29% Equity Sector Allocation
Sector Value Financial Services 8.5% Energy 2.39% Technology 1.92% Health Care 1.8% Industrials 1.59% Utility 1.27% Consumer Cyclical 1.14% Communication Services 0.99% Real Estate 0.62% Consumer Defensive 0.6% Basic Materials 0.18% Debt Sector Allocation
Sector Value Government 53.32% Corporate 21.75% Cash Equivalent 3.64% Credit Quality
Rating Value AA 7.19% AAA 92.81% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -4% ₹139 Cr 14,000,000 7.09% Govt Stock 2054
Sovereign Bonds | -3% ₹112 Cr 11,500,000 7.23% Govt Stock 2039
Sovereign Bonds | -3% ₹103 Cr 10,000,000 7.3% Govt Stock 2053
Sovereign Bonds | -3% ₹85 Cr 8,500,000 Indian Railway Finance Corporation Limited
Debentures | -2% ₹84 Cr 800 7.18% Govt Stock 2037
Sovereign Bonds | -2% ₹72 Cr 7,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -2% ₹71 Cr 7,000,000 HDFC Bank Ltd (Financial Services)
Equity, Since 15 Dec 21 | HDFCBANK2% ₹69 Cr 700,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK2% ₹69 Cr 500,000 6.33% Govt Stock 2035
Sovereign Bonds | -2% ₹66 Cr 6,739,400 6. HDFC Balanced Advantage Fund
HDFC Balanced Advantage Fund
Growth Launch Date 11 Sep 00 NAV (16 Dec 25) ₹529.844 ↓ -2.38 (-0.45 %) Net Assets (Cr) ₹106,494 on 31 Oct 25 Category Hybrid - Dynamic Allocation AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.36 Sharpe Ratio -0.02 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹13,527 30 Nov 22 ₹16,347 30 Nov 23 ₹19,945 30 Nov 24 ₹25,002 30 Nov 25 ₹26,636 Returns for HDFC Balanced Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Dec 25 Duration Returns 1 Month -0.8% 3 Month 1.6% 6 Month 2.5% 1 Year 3.8% 3 Year 17.5% 5 Year 19.5% 10 Year 15 Year Since launch 18% Historical performance (Yearly) on absolute basis
Year Returns 2024 16.7% 2023 31.3% 2022 18.8% 2021 26.4% 2020 7.6% 2019 6.9% 2018 -3.1% 2017 27.9% 2016 9.4% 2015 0.3% Fund Manager information for HDFC Balanced Advantage Fund
Name Since Tenure Anil Bamboli 29 Jul 22 3.26 Yr. Gopal Agrawal 29 Jul 22 3.26 Yr. Arun Agarwal 6 Oct 22 3.07 Yr. Srinivasan Ramamurthy 29 Jul 22 3.26 Yr. Dhruv Muchhal 22 Jun 23 2.36 Yr. Nandita Menezes 29 Mar 25 0.59 Yr. Data below for HDFC Balanced Advantage Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 8.99% Equity 65.47% Debt 25.53% Equity Sector Allocation
Sector Value Financial Services 23.26% Industrials 8.06% Energy 7.59% Consumer Cyclical 6.45% Technology 5.54% Utility 4.14% Health Care 4.03% Communication Services 3.6% Consumer Defensive 2.63% Basic Materials 2.28% Real Estate 1.86% Debt Sector Allocation
Sector Value Government 12.95% Corporate 12.35% Cash Equivalent 9.23% Credit Quality
Rating Value AA 0.91% AAA 99.09% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 22 | HDFCBANK5% ₹5,510 Cr 55,808,702 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK4% ₹4,441 Cr 33,011,524
↓ -1,687,700 Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | RELIANCE4% ₹4,148 Cr 27,905,634
↑ 1,500,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 20 | BHARTIARTL3% ₹3,442 Cr 16,754,354 State Bank of India (Financial Services)
Equity, Since 31 May 07 | SBIN3% ₹3,280 Cr 35,000,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Jun 12 | LT2% ₹2,652 Cr 6,579,083 Infosys Ltd (Technology)
Equity, Since 31 Oct 09 | INFY2% ₹2,485 Cr 16,763,803
↓ -376,400 Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 17 | 5322152% ₹2,444 Cr 19,827,457 NTPC Ltd (Utilities)
Equity, Since 31 Aug 16 | 5325552% ₹2,311 Cr 68,585,915 7.18% Govt Stock 2033
Sovereign Bonds | -2% ₹2,162 Cr 208,533,300 7. HDFC Small Cap Fund
HDFC Small Cap Fund
Growth Launch Date 3 Apr 08 NAV (16 Dec 25) ₹137.9 ↓ -1.15 (-0.83 %) Net Assets (Cr) ₹38,412 on 31 Oct 25 Category Equity - Small Cap AMC HDFC Asset Management Company Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.58 Sharpe Ratio -0.07 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹17,026 30 Nov 22 ₹18,804 30 Nov 23 ₹26,002 30 Nov 24 ₹32,836 30 Nov 25 ₹33,053 Returns for HDFC Small Cap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Dec 25 Duration Returns 1 Month -3.2% 3 Month -4.4% 6 Month 0% 1 Year -4.6% 3 Year 19.8% 5 Year 25.1% 10 Year 15 Year Since launch 16% Historical performance (Yearly) on absolute basis
Year Returns 2024 20.4% 2023 44.8% 2022 4.6% 2021 64.9% 2020 20.2% 2019 -9.5% 2018 -8.1% 2017 60.8% 2016 5.4% 2015 6.4% Fund Manager information for HDFC Small Cap Fund
Name Since Tenure Chirag Setalvad 28 Jun 14 11.35 Yr. Dhruv Muchhal 22 Jun 23 2.36 Yr. Data below for HDFC Small Cap Fund as on 31 Oct 25
Equity Sector Allocation
Sector Value Industrials 21.41% Consumer Cyclical 18.78% Technology 13.39% Health Care 12.32% Financial Services 11.86% Basic Materials 6.64% Consumer Defensive 3.31% Communication Services 1.87% Asset Allocation
Asset Class Value Cash 9.63% Equity 90.37% Top Securities Holdings / Portfolio
Name Holding Value Quantity Firstsource Solutions Ltd (Technology)
Equity, Since 31 Mar 18 | FSL5% ₹1,956 Cr 55,264,362
↑ 352,528 eClerx Services Ltd (Technology)
Equity, Since 31 Mar 18 | ECLERX4% ₹1,715 Cr 3,626,595
↓ -57,166 Aster DM Healthcare Ltd Ordinary Shares (Healthcare)
Equity, Since 30 Jun 19 | ASTERDM4% ₹1,622 Cr 23,927,134
↓ -200,000 Bank of Baroda (Financial Services)
Equity, Since 31 Mar 19 | 5321343% ₹1,304 Cr 46,828,792 Gabriel India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 18 | GABRIEL3% ₹1,207 Cr 9,477,375
↓ -397,625 Eris Lifesciences Ltd Registered Shs (Healthcare)
Equity, Since 31 Jul 23 | ERIS3% ₹1,032 Cr 6,482,100
↑ 145,557 Fortis Healthcare Ltd (Healthcare)
Equity, Since 31 Jul 23 | 5328433% ₹1,020 Cr 9,973,132
↓ -100,000 Indian Bank (Financial Services)
Equity, Since 31 Jul 16 | 5328142% ₹832 Cr 9,688,128 Krishna Institute of Medical Sciences Ltd (Healthcare)
Equity, Since 31 Jul 23 | 5433082% ₹802 Cr 11,127,166 Sonata Software Ltd (Technology)
Equity, Since 31 Oct 17 | SONATSOFTW2% ₹712 Cr 19,259,838
↑ 105,725 8. HDFC Long Term Advantage Fund
HDFC Long Term Advantage Fund
Growth Launch Date 2 Jan 01 NAV (14 Jan 22) ₹595.168 ↑ 0.28 (0.05 %) Net Assets (Cr) ₹1,318 on 30 Nov 21 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.25 Sharpe Ratio 2.27 Information Ratio -0.15 Alpha Ratio 1.75 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹14,347
Purchase not allowed Returns for HDFC Long Term Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Dec 25 Duration Returns 1 Month 4.4% 3 Month 1.2% 6 Month 15.4% 1 Year 35.5% 3 Year 20.6% 5 Year 17.4% 10 Year 15 Year Since launch 21.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for HDFC Long Term Advantage Fund
Name Since Tenure Data below for HDFC Long Term Advantage Fund as on 30 Nov 21
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 9. HDFC Multi-Asset Fund
HDFC Multi-Asset Fund
Growth Launch Date 17 Aug 05 NAV (16 Dec 25) ₹75.172 ↓ -0.33 (-0.43 %) Net Assets (Cr) ₹5,149 on 31 Oct 25 Category Hybrid - Multi Asset AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.85 Sharpe Ratio 0.55 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load 0-15 Months (1%),15 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹12,665 30 Nov 22 ₹13,423 30 Nov 23 ₹15,056 30 Nov 24 ₹17,906 30 Nov 25 ₹20,006 Returns for HDFC Multi-Asset Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Dec 25 Duration Returns 1 Month 0.2% 3 Month 2.8% 6 Month 5.7% 1 Year 10.5% 3 Year 14.5% 5 Year 13.5% 10 Year 15 Year Since launch 10.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 13.5% 2023 18% 2022 4.3% 2021 17.9% 2020 20.9% 2019 9.3% 2018 -1.9% 2017 11.8% 2016 8.9% 2015 4.7% Fund Manager information for HDFC Multi-Asset Fund
Name Since Tenure Anil Bamboli 17 Aug 05 20.22 Yr. Arun Agarwal 24 Aug 20 5.19 Yr. Srinivasan Ramamurthy 13 Jan 22 3.8 Yr. Bhagyesh Kagalkar 2 Feb 22 3.75 Yr. Dhruv Muchhal 22 Jun 23 2.36 Yr. Nandita Menezes 29 Mar 25 0.59 Yr. Data below for HDFC Multi-Asset Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 24% Equity 51.35% Debt 13.2% Other 11.45% Equity Sector Allocation
Sector Value Financial Services 22.77% Consumer Cyclical 8.03% Energy 6.83% Technology 5.42% Health Care 5.38% Industrials 4.64% Basic Materials 3.67% Consumer Defensive 3.42% Communication Services 3.27% Real Estate 2.37% Utility 2.04% Debt Sector Allocation
Sector Value Cash Equivalent 23.52% Corporate 6.8% Government 6.38% Securitized 0.5% Credit Quality
Rating Value AA 20.73% AAA 79.27% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Gold ETF
- | -12% ₹598 Cr 57,946,747 Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 18 | RELIANCE6% ₹300 Cr 2,016,500 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | ICICIBANK6% ₹299 Cr 2,225,700 HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 18 | HDFCBANK5% ₹261 Cr 2,641,200
↑ 58,000 Reliance Industries Ltd.
Derivatives | SHORT4% -₹189 Cr 1,266,500
↑ 1,266,500 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Jun 18 | BHARTIARTL3% ₹150 Cr 731,925 Icici Bank Ltd.
Derivatives | SHORT3% -₹149 Cr 1,099,700
↑ 1,099,700 State Bank of India (Financial Services)
Equity, Since 31 Aug 21 | SBIN3% ₹141 Cr 1,500,000 Infosys Ltd (Technology)
Equity, Since 31 Jan 16 | INFY2% ₹89 Cr 600,000
↑ 14,400 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 21 | 5322152% ₹86 Cr 700,000 10. HDFC Short Term Debt Fund
HDFC Short Term Debt Fund
Growth Launch Date 25 Jun 10 NAV (16 Dec 25) ₹32.9314 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹17,947 on 31 Oct 25 Category Debt - Short term Bond AMC HDFC Asset Management Company Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.69 Sharpe Ratio 1.44 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 300 Exit Load NIL Yield to Maturity 6.98% Effective Maturity 3 Years 5 Months 8 Days Modified Duration 2 Years 3 Months 14 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,423 30 Nov 22 ₹10,755 30 Nov 23 ₹11,491 30 Nov 24 ₹12,468 30 Nov 25 ₹13,494 Returns for HDFC Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Dec 25 Duration Returns 1 Month 0.2% 3 Month 1.6% 6 Month 2.7% 1 Year 7.7% 3 Year 7.7% 5 Year 6.1% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.3% 2023 7.1% 2022 3.5% 2021 3.9% 2020 11% 2019 9.7% 2018 7% 2017 6.5% 2016 9.3% 2015 8.7% Fund Manager information for HDFC Short Term Debt Fund
Name Since Tenure Anil Bamboli 25 Jun 10 15.36 Yr. Dhruv Muchhal 22 Jun 23 2.36 Yr. Data below for HDFC Short Term Debt Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 6.98% Debt 92.75% Other 0.27% Debt Sector Allocation
Sector Value Corporate 60.49% Government 30.24% Cash Equivalent 5.75% Securitized 3.25% Credit Quality
Rating Value AA 13% AAA 87% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -4% ₹778 Cr 75,000,000 Aditya Birla Renewables Limited
Debentures | -2% ₹442 Cr 43,500 Jubilant Beverages Limited
Debentures | -2% ₹409 Cr 38,500 Jtpm Metal TRaders Limited
Debentures | -2% ₹368 Cr 36,000 7.26% Govt Stock 2032
Sovereign Bonds | -2% ₹359 Cr 34,500,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -2% ₹359 Cr 350 Jamnagar Utilities & Power Private Limited
Debentures | -2% ₹358 Cr 35,000
↑ 2,500 6.22% Govt Stock 2028
Sovereign Bonds | -2% ₹308 Cr 30,500,000 National Bank For Agriculture And Rural Development
Debentures | -1% ₹257 Cr 25,000 Bajaj Housing Finance Limited
Debentures | -1% ₹254 Cr 25,000
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Research Highlights for HDFC Banking and PSU Debt Fund