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Top 10 Best Principal Mutual Fund Schemes 2020 | Fincash

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Top 10 Best Principal Mutual Fund Schemes for 2020

Updated on May 24, 2020 , 1689 views

Principal Mutual Fund is one of the fastest growing Mutual Fund companies in India. The fund house manages assets for over 4 lakh customers, through 102 investor centres with over 20,000 empanelled distributors across the country. The company offers a wide range of schemes that are designed to meet various investment goals of investors.

Investors can choose from a host of options like— equity, debt, ELSS, balanced, Liquid Funds, fund of funds, etc. Equity Funds are best suited for a long-term plan while liquid funds are ideal for earning good returns in a short span of time. Principal Mutual Fund follows a disciplined investment approach through which it aims to create, protect and grow wealth of the investors.

Investors planning to invest can choose a fund from the below-listed top 10 best Principal Mutual Fund schemes. These funds have been shortlisted by undertaking certain important parameters like AUM, NAV, past performances, peer average returns, etc.

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Principal-Mutual-Fund

Why Invest in Principal Mutual Fund?

  • Principal Mutual Fund has an extensive network of over 20,000 distributors across the country. It includes financial advisor firms, corporate banks, financial institutes, and stockbrokers.

  • Company schemes offer the option to reduce taxable income thus, saving tax. Principal Tax Savings Fund is such schemes where an investor is eligible for a tax deduction of up to one lakh.

  • Investors can put their money in a target equity while still invested in a debt or a liquid fund. Thus, the investor will get returns on the equity as well as the protection.

  • The company produces a monthly fact sheet. In it, it lays out the details of money invested in each company, rating of the company, returns, dividends, and ratio of performance.

Best Mutual Fund Schemes by Principal Mutual Fund

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)Since launch (%)2019 (%)
Principal Cash Management Fund Growth ₹1,760.28
↑ 0.16
₹187 5,000 2,000 1.12.45.33.456.86.2
Principal Emerging Bluechip Fund Growth ₹86.54
↑ 0.41
₹1,822 5,000 100 -22.7-18.6-17.1-2.64.920.66.8
Principal Hybrid Equity Fund Growth ₹64.38
↓ -0.09
₹1,088 5,000 100 -16.5-16.1-17.5-0.559.62.1
Principal Global Opportunities Fund Growth ₹28.5374
↑ 0.19
₹15 10,000 2,000 -7.6-7.74.453.36.732.5
Principal Credit Risk Fund Growth ₹2,716
↑ 0.34
₹29 5,000 2,000 -5.5-3.9-7.21.94.56.6-0.2
Principal Multi Cap Growth Fund Growth ₹110.15
↑ 0.09
₹582 5,000 100 -24.4-22.6-23.9-4.63.1133.9
Principal Tax Savings Fund Growth ₹161.29
↑ 0.62
₹344 500 500 -21.2-21.6-23.9-4.8314.12.5
Principal Ultra Short Term Fund Growth ₹2,123.05
↑ 0.78
₹100 5,000 2,000 1.32.55.84.45.86.36.5
Principal Dynamic Bond Fund Growth ₹30.2664
↑ 0.03
₹28 5,000 2,000 -0.91.1-3.61.94.76.7-2.5
Principal Short Term Debt Fund Growth ₹30.8967
↑ 0.01
₹109 5,000 2,000 -3.1-0.9-5.92.14.66.8-1.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 May 20

1. Principal Cash Management Fund

To provide investors with as high a level of income available from short-term investments as is considered consistent with preservation of capital and maintenance of liquidity, by investing in a portfolio of money market and investment grade debt instruments. The scheme will invest its assets in a portfolio of money market instruments. The investments will be in securities, which the Investment Manager believes present minimal liquidity and/or credit risks.

Principal Cash Management Fund is a Debt - Liquid Fund fund was launched on 30 Aug 04. It is a fund with Low risk and has given a CAGR/Annualized return of 6.8% since its launch.  Ranked 5 in Liquid Fund category.  Return for 2019 was 6.2% , 2018 was -1.8% and 2017 was 6.8% .

Below is the key information for Principal Cash Management Fund

Principal Cash Management Fund
Growth
Launch Date 30 Aug 04
NAV (26 May 20) ₹1,760.28 ↑ 0.16   (0.01 %)
Net Assets (Cr) ₹187 on 30 Apr 20
Category Debt - Liquid Fund
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Low
Expense Ratio 0.2
Sharpe Ratio 18.82
Information Ratio -0.72
Alpha Ratio 0.55
Min Investment 5,000
Min SIP Investment 2,000
Exit Load NIL
Yield to Maturity 0%
Effective Maturity
Modified Duration

Growth of 10,000 investment over the years.

DateValue
30 Apr 15₹10,000
30 Apr 16₹10,820
30 Apr 17₹11,596
30 Apr 18₹12,389
30 Apr 19₹12,163
30 Apr 20₹12,828

Principal Cash Management Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Principal Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 May 20

DurationReturns
1 Month 0.3%
3 Month 1.1%
6 Month 2.4%
1 Year 5.3%
3 Year 3.4%
5 Year 5%
10 Year
15 Year
Since launch 6.8%
Historical performance (Yearly) on absolute basis
YearReturns
2019 6.2%
2018 -1.8%
2017 6.8%
2016 7.7%
2015 8.4%
2014 9.1%
2013 9.2%
2012 9.7%
2011 8.9%
2010 5.4%
Fund Manager information for Principal Cash Management Fund
NameSinceTenure
Bekxy Kuriakose31 May 190.84 Yr.

Data below for Principal Cash Management Fund as on 30 Apr 20

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent64.26%
Corporate24.53%
Government11.21%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps 04-May-2020
CBLO/Reverse Repo | -
43%₹80 Cr
NTPC Limited
Commercial Paper | -
6%₹12 Cr240
↑ 240
EXPORT-IMPORT BANK OF INDIA
Certificate of Deposit | -
6%₹12 Cr1,200
↑ 1,200
Reliance Jio Infocomm Limited
Commercial Paper | -
5%₹10 Cr200
↑ 200
182 Days Tbill 21052020
Sovereign Bonds | -
5%₹10 Cr1,000,000
↑ 1,000,000
HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Commercial Paper | -
5%₹10 Cr200
Indian Oil Corporation Limited
Commercial Paper | -
5%₹10 Cr200
↑ 200
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
Certificate of Deposit | -
5%₹10 Cr1,000
↑ 1,000
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
Certificate of Deposit | -
5%₹9 Cr900
Reliance Industries Limited
Commercial Paper | -
5%₹9 Cr180
↑ 180

2. Principal Emerging Bluechip Fund

The primary objective of the Scheme is to achieve long-term capital appreciation by investing in equity & equity related instruments of mid cap & small cap companies.

Principal Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 12 Nov 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 20.6% since its launch.  Ranked 1 in Large & Mid Cap category.  Return for 2019 was 6.8% , 2018 was -11% and 2017 was 49.1% .

Below is the key information for Principal Emerging Bluechip Fund

Principal Emerging Bluechip Fund
Growth
Launch Date 12 Nov 08
NAV (26 May 20) ₹86.54 ↑ 0.41   (0.48 %)
Net Assets (Cr) ₹1,822 on 30 Apr 20
Category Equity - Large & Mid Cap
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.22
Sharpe Ratio -0.28
Information Ratio -0.07
Alpha Ratio 5.15
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 15₹10,000
30 Apr 16₹10,151
30 Apr 17₹14,317
30 Apr 18₹16,879
30 Apr 19₹15,583
30 Apr 20₹13,930

Principal Emerging Bluechip Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹340,450.
Net Profit of ₹40,450
Invest Now

Returns for Principal Emerging Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 May 20

DurationReturns
1 Month -0.7%
3 Month -22.7%
6 Month -18.6%
1 Year -17.1%
3 Year -2.6%
5 Year 4.9%
10 Year
15 Year
Since launch 20.6%
Historical performance (Yearly) on absolute basis
YearReturns
2019 6.8%
2018 -11%
2017 49.1%
2016 11.2%
2015 6%
2014 80.2%
2013 5.8%
2012 55%
2011 -34.7%
2010 19.7%
Fund Manager information for Principal Emerging Bluechip Fund
NameSinceTenure
Ravi Gopalakrishnan11 Oct 190.47 Yr.

Data below for Principal Emerging Bluechip Fund as on 30 Apr 20

Equity Sector Allocation
SectorValue
Financial Services23.36%
Consumer Cyclical14.66%
Basic Materials11.69%
Industrials11.45%
Health Care9.89%
Technology9.05%
Consumer Defensive5.83%
Energy5.71%
Utility3.75%
Communication Services2.8%
Asset Allocation
Asset ClassValue
Cash1.8%
Equity98.2%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 17 | HDFCBANK
6%₹104 Cr1,034,250
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 18 | RELIANCE
5%₹88 Cr603,090
↑ 31,017
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | ICICIBANK
5%₹88 Cr2,306,625
↑ 467,250
Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Aug 18 | DIVISLAB
3%₹56 Cr240,900
Infosys Ltd (Technology)
Equity, Since 31 Jan 16 | INFY
3%₹56 Cr777,880
↑ 125,500
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | KOTAKBANK
3%₹50 Cr366,100
Torrent Pharmaceuticals Ltd (Healthcare)
Equity, Since 31 Oct 09 | TORNTPHARM
3%₹47 Cr201,900
Navin Fluorine International Ltd (Basic Materials)
Equity, Since 30 Sep 15 | 532504
3%₹47 Cr298,213
Dixon Technologies (India) Ltd (Technology)
Equity, Since 30 Sep 17 | 540699
3%₹46 Cr99,900
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Mar 18 | TCS
2%₹45 Cr224,300
↑ 44,800

3. Principal Hybrid Equity Fund

(Erstwhile Principal Balanced Fund)

Aims to generate long term capital appreciation and current income by investing in a portfolio of equity, equity related securities and fixed income securities.

Principal Hybrid Equity Fund is a Hybrid - Hybrid Equity fund was launched on 14 Jan 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.6% since its launch.  Ranked 1 in Hybrid Equity category.  Return for 2019 was 2.1% , 2018 was -1.5% and 2017 was 36.3% .

Below is the key information for Principal Hybrid Equity Fund

Principal Hybrid Equity Fund
Growth
Launch Date 14 Jan 00
NAV (26 May 20) ₹64.38 ↓ -0.09   (-0.14 %)
Net Assets (Cr) ₹1,088 on 30 Apr 20
Category Hybrid - Hybrid Equity
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.26
Sharpe Ratio -0.67
Information Ratio -0.83
Alpha Ratio -8.59
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 15₹10,000
30 Apr 16₹10,131
30 Apr 17₹13,086
30 Apr 18₹15,699
30 Apr 19₹15,671
30 Apr 20₹13,719

Principal Hybrid Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120
Invest Now

Returns for Principal Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 May 20

DurationReturns
1 Month -1.5%
3 Month -16.5%
6 Month -16.1%
1 Year -17.5%
3 Year -0.5%
5 Year 5%
10 Year
15 Year
Since launch 9.6%
Historical performance (Yearly) on absolute basis
YearReturns
2019 2.1%
2018 -1.5%
2017 36.3%
2016 10.1%
2015 3.1%
2014 34.9%
2013 7.2%
2012 34.2%
2011 -22%
2010 10.2%
Fund Manager information for Principal Hybrid Equity Fund
NameSinceTenure
Bekxy Kuriakose21 Mar 164.03 Yr.
Ravi Gopalakrishnan29 Jul 190.67 Yr.
Ashish Aggarwal14 Oct 190.46 Yr.

Data below for Principal Hybrid Equity Fund as on 30 Apr 20

Asset Allocation
Asset ClassValue
Cash10.09%
Equity72.32%
Debt17.59%
Equity Sector Allocation
SectorValue
Financial Services25.05%
Technology9.3%
Consumer Defensive8.61%
Energy7.35%
Basic Materials5.64%
Consumer Cyclical4.58%
Industrials4.54%
Health Care3.08%
Communication Services2.6%
Utility1.58%
Debt Sector Allocation
SectorValue
Government9.64%
Corporate9.42%
Cash Equivalent8.62%
Credit Quality
RatingValue
AA11.29%
AAA88.71%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 28 Feb 07 | RELIANCE
7%₹73 Cr500,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK
6%₹69 Cr690,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
5%₹53 Cr1,400,000
Treps 04-May-2020
CBLO/Reverse Repo | -
4%₹48 Cr
Infosys Ltd (Technology)
Equity, Since 30 Sep 17 | INFY
4%₹47 Cr650,000
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 Dec 16 | 500696
3%₹37 Cr170,000
↑ 55,765
6.97% Govt Stock 2026
Sovereign Bonds | -
3%₹33 Cr3,100,000
↑ 3,100,000
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Jan 18 | HDFC
3%₹32 Cr165,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 18 | BHARTIARTL
3%₹28 Cr549,943
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | KOTAKBANK
2%₹26 Cr195,000

4. Principal Global Opportunities Fund

The investment objective of the Scheme is to provide long term capital appreciation by predominantly investing in overseas mutual fund schemes, and a certain portion of its corpus in Money Market Securities and/or units of Money Market / Liquid Schemes of Principal Mutual Fund.

Principal Global Opportunities Fund is a Equity - Global fund was launched on 29 Mar 04. It is a fund with High risk and has given a CAGR/Annualized return of 6.7% since its launch.  Ranked 8 in Global category.  Return for 2019 was 32.5% , 2018 was -15.5% and 2017 was 30.9% .

Below is the key information for Principal Global Opportunities Fund

Principal Global Opportunities Fund
Growth
Launch Date 29 Mar 04
NAV (26 May 20) ₹28.5374 ↑ 0.19   (0.67 %)
Net Assets (Cr) ₹15 on 30 Apr 20
Category Equity - Global
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk High
Expense Ratio 1.46
Sharpe Ratio -0.2
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 2,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 15₹10,000
30 Apr 16₹8,463
30 Apr 17₹9,653
30 Apr 18₹12,279
30 Apr 19₹11,798
30 Apr 20₹11,019

Principal Global Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹331,978.
Net Profit of ₹31,978
Invest Now

Returns for Principal Global Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 May 20

DurationReturns
1 Month 10.4%
3 Month -7.6%
6 Month -7.7%
1 Year 4.4%
3 Year 5%
5 Year 3.3%
10 Year
15 Year
Since launch 6.7%
Historical performance (Yearly) on absolute basis
YearReturns
2019 32.5%
2018 -15.5%
2017 30.9%
2016 10.1%
2015 -9.6%
2014 -2.6%
2013 5.4%
2012 21.5%
2011 -2.6%
2010 11.5%
Fund Manager information for Principal Global Opportunities Fund
NameSinceTenure
Rajat Jain1 Oct 0514.51 Yr.

Data below for Principal Global Opportunities Fund as on 30 Apr 20

Equity Sector Allocation
SectorValue
Technology24.74%
Industrials18.64%
Financial Services14.44%
Consumer Cyclical11.49%
Health Care9.95%
Basic Materials3.94%
Consumer Defensive3.12%
Communication Services2.97%
Energy1.59%
Utility1.21%
Real Estate0.75%
Asset Allocation
Asset ClassValue
Cash7.11%
Equity92.89%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Principal Origin Glb Smlr Coms I Acc USD
Investment Fund | -
94%₹14 Cr131,290
Treps 04-May-2020
CBLO/Reverse Repo | -
8%₹1 Cr
Net Receivable / Payable
Net Current Assets | -
2%₹0 Cr
91 DTB 11062020
Sovereign Bonds | -
0%₹0 Cr1,000

5. Principal Credit Risk Fund

(Erstwhile Principal Credit Opportunities Fund)

To generate regular income & Capital appreciation through investments in debt securities and money market instruments

Principal Credit Risk Fund is a Debt - Credit Risk fund was launched on 14 Sep 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.6% since its launch.  Ranked 16 in Credit Risk category.  Return for 2019 was -0.2% , 2018 was 6.4% and 2017 was 7.4% .

Below is the key information for Principal Credit Risk Fund

Principal Credit Risk Fund
Growth
Launch Date 14 Sep 04
NAV (26 May 20) ₹2,716 ↑ 0.34   (0.01 %)
Net Assets (Cr) ₹29 on 30 Apr 20
Category Debt - Credit Risk
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderate
Expense Ratio 1.64
Sharpe Ratio -1.03
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 2,000
Exit Load NIL
Yield to Maturity 0%
Effective Maturity
Modified Duration

Growth of 10,000 investment over the years.

DateValue
30 Apr 15₹10,000
30 Apr 16₹10,900
30 Apr 17₹11,797
30 Apr 18₹12,593
30 Apr 19₹13,454
30 Apr 20₹12,480

Principal Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for Principal Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 May 20

DurationReturns
1 Month -5.8%
3 Month -5.5%
6 Month -3.9%
1 Year -7.2%
3 Year 1.9%
5 Year 4.5%
10 Year
15 Year
Since launch 6.6%
Historical performance (Yearly) on absolute basis
YearReturns
2019 -0.2%
2018 6.4%
2017 7.4%
2016 8.5%
2015 9.2%
2014 9.7%
2013 7%
2012 9.4%
2011 8.9%
2010 5.3%
Fund Manager information for Principal Credit Risk Fund
NameSinceTenure
Gurvinder Wasan1 Jan 182.25 Yr.

Data below for Principal Credit Risk Fund as on 30 Apr 20

Asset Allocation
Asset ClassValue
Cash82.26%
Debt17.74%
Debt Sector Allocation
SectorValue
Cash Equivalent78.81%
Corporate13.88%
Government7.31%
Credit Quality
RatingValue
AA21.01%
AAA78.99%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps 04-May-2020
CBLO/Reverse Repo | -
74%₹21 Cr
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
Debentures | -
7%₹2 Cr20
Hindalco Industries Limited
Debentures | -
5%₹2 Cr15
Reliance Industries Limited
Debentures | -
5%₹1 Cr15
ASTEC Lifesciences Limited
Commercial Paper | -
3%₹1 Cr20
↑ 20
AU Small Finance Bank Limited
Certificate of Deposit | -
3%₹1 Cr100
Net Receivable / Payable
Net Current Assets | -
1%₹0 Cr
91 DTB 11062020
Sovereign Bonds | -
0%₹0 Cr14,000

6. Principal Multi Cap Growth Fund

(Erstwhile Principal Growth Fund)

The primary investment objective of the scheme is to achieve long-term capital appreciation.

Principal Multi Cap Growth Fund is a Equity - Multi Cap fund was launched on 25 Oct 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13% since its launch.  Ranked 12 in Multi Cap category.  Return for 2019 was 3.9% , 2018 was -8.7% and 2017 was 48.7% .

Below is the key information for Principal Multi Cap Growth Fund

Principal Multi Cap Growth Fund
Growth
Launch Date 25 Oct 00
NAV (26 May 20) ₹110.15 ↑ 0.09   (0.08 %)
Net Assets (Cr) ₹582 on 30 Apr 20
Category Equity - Multi Cap
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.46
Sharpe Ratio -0.54
Information Ratio -0.49
Alpha Ratio -1.75
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 15₹10,000
30 Apr 16₹9,937
30 Apr 17₹13,557
30 Apr 18₹16,269
30 Apr 19₹15,409
30 Apr 20₹12,862

Principal Multi Cap Growth Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹331,978.
Net Profit of ₹31,978
Invest Now

Returns for Principal Multi Cap Growth Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 May 20

DurationReturns
1 Month -1.7%
3 Month -24.4%
6 Month -22.6%
1 Year -23.9%
3 Year -4.6%
5 Year 3.1%
10 Year
15 Year
Since launch 13%
Historical performance (Yearly) on absolute basis
YearReturns
2019 3.9%
2018 -8.7%
2017 48.7%
2016 6.4%
2015 2.8%
2014 49.4%
2013 8.3%
2012 46%
2011 -30.9%
2010 14.1%
Fund Manager information for Principal Multi Cap Growth Fund
NameSinceTenure
Ravi Gopalakrishnan29 Jul 190.67 Yr.
Siddarth Mohta28 Aug 181.59 Yr.

Data below for Principal Multi Cap Growth Fund as on 30 Apr 20

Equity Sector Allocation
SectorValue
Financial Services30.67%
Technology11.4%
Basic Materials10.42%
Industrials9.7%
Consumer Cyclical9.42%
Energy8.91%
Consumer Defensive7.72%
Health Care5.7%
Communication Services3.48%
Utility0%
Asset Allocation
Asset ClassValue
Cash2.5%
Equity97.5%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK
8%₹46 Cr454,230
Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 05 | RELIANCE
8%₹45 Cr305,299
↑ 9,949
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
6%₹38 Cr988,407
Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY
5%₹28 Cr397,354
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 14 | TCS
4%₹25 Cr123,360
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 18 | BHARTIARTL
3%₹20 Cr393,338
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Apr 20 | 500696
3%₹20 Cr90,504
↑ 90,504
Treps 04-May-2020
CBLO/Reverse Repo | -
3%₹18 Cr
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Apr 08 | HDFC
3%₹17 Cr87,403
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | KOTAKBANK
3%₹15 Cr112,522

7. Principal Tax Savings Fund

To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation.

Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.1% since its launch.  Ranked 8 in ELSS category.  Return for 2019 was 2.5% , 2018 was -9.2% and 2017 was 48.8% .

Below is the key information for Principal Tax Savings Fund

Principal Tax Savings Fund
Growth
Launch Date 31 Mar 96
NAV (26 May 20) ₹161.29 ↑ 0.62   (0.39 %)
Net Assets (Cr) ₹344 on 30 Apr 20
Category Equity - ELSS
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.61
Sharpe Ratio -0.57
Information Ratio -0.6
Alpha Ratio -2.48
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
30 Apr 15₹10,000
30 Apr 16₹9,933
30 Apr 17₹13,540
30 Apr 18₹16,261
30 Apr 19₹15,293
30 Apr 20₹12,711

Principal Tax Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹323,701.
Net Profit of ₹23,701
Invest Now

Returns for Principal Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 May 20

DurationReturns
1 Month -0.9%
3 Month -21.2%
6 Month -21.6%
1 Year -23.9%
3 Year -4.8%
5 Year 3%
10 Year
15 Year
Since launch 14.1%
Historical performance (Yearly) on absolute basis
YearReturns
2019 2.5%
2018 -9.2%
2017 48.8%
2016 6.2%
2015 2.7%
2014 49.4%
2013 8.5%
2012 46.5%
2011 -30.4%
2010 15%
Fund Manager information for Principal Tax Savings Fund
NameSinceTenure
Sudhir Kedia29 Oct 190.42 Yr.

Data below for Principal Tax Savings Fund as on 30 Apr 20

Equity Sector Allocation
SectorValue
Financial Services31.61%
Consumer Defensive10.18%
Energy9.51%
Industrials8.84%
Technology8.5%
Consumer Cyclical8.47%
Basic Materials6.74%
Health Care6.54%
Utility3.12%
Communication Services2.43%
Asset Allocation
Asset ClassValue
Cash3.97%
Equity96.03%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 08 | RELIANCE
8%₹28 Cr190,385
↑ 10,347
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK
8%₹27 Cr266,019
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
6%₹22 Cr566,447
Treps 04-May-2020
CBLO/Reverse Repo | -
4%₹15 Cr
Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY
4%₹15 Cr203,883
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | KOTAKBANK
4%₹14 Cr100,564
↑ 15,649
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 13 | LT
4%₹13 Cr144,140
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Jun 08 | HDFC
3%₹12 Cr61,980
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 14 | TCS
3%₹10 Cr50,919
State Bank of India (Financial Services)
Equity, Since 30 Apr 05 | SBIN
3%₹10 Cr514,369

8. Principal Ultra Short Term Fund

(Erstwhile Principal Retail Money Manager Fund)

To generate steady return by investing in debt and money market securities. The portfolio will be predominantly invested in overnight repo, CBLO, floating rate instruments and other fixed income instruments.

Principal Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 28 Dec 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 6.3% since its launch.  Ranked 43 in Ultrashort Bond category.  Return for 2019 was 6.5% , 2018 was 1.2% and 2017 was 6.3% .

Below is the key information for Principal Ultra Short Term Fund

Principal Ultra Short Term Fund
Growth
Launch Date 28 Dec 07
NAV (26 May 20) ₹2,123.05 ↑ 0.78   (0.04 %)
Net Assets (Cr) ₹100 on 30 Apr 20
Category Debt - Ultrashort Bond
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately Low
Expense Ratio 1.15
Sharpe Ratio 7.79
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 2,000
Exit Load NIL
Yield to Maturity 0%
Effective Maturity
Modified Duration

Growth of 10,000 investment over the years.

DateValue
30 Apr 15₹10,000
30 Apr 16₹10,851
30 Apr 17₹11,665
30 Apr 18₹12,379
30 Apr 19₹12,545
30 Apr 20₹13,264

Principal Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Principal Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 May 20

DurationReturns
1 Month 0.6%
3 Month 1.3%
6 Month 2.5%
1 Year 5.8%
3 Year 4.4%
5 Year 5.8%
10 Year
15 Year
Since launch 6.3%
Historical performance (Yearly) on absolute basis
YearReturns
2019 6.5%
2018 1.2%
2017 6.3%
2016 7.9%
2015 8.8%
2014 9.4%
2013 9.8%
2012 10%
2011 6.9%
2010 4.1%
Fund Manager information for Principal Ultra Short Term Fund
NameSinceTenure
Bekxy Kuriakose31 May 190.84 Yr.

Data below for Principal Ultra Short Term Fund as on 30 Apr 20

Asset Allocation
Asset ClassValue
Cash75%
Debt25%
Debt Sector Allocation
SectorValue
Cash Equivalent44.11%
Corporate43.22%
Government12.67%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps 04-May-2020
CBLO/Reverse Repo | -
12%₹12 Cr
NATIONAL HOUSING BANK
Debentures | -
6%₹6 Cr60
Power Finance Corporation Ltd.
Debentures | -
5%₹5 Cr50
Sundaram Finance Limited
Debentures | -
5%₹5 Cr50
Reliance Jio Infocomm Limited
Commercial Paper | -
5%₹5 Cr100
↑ 100
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
Certificate of Deposit | -
5%₹5 Cr500
NTPC Limited
Commercial Paper | -
5%₹5 Cr100
↑ 100
ASTEC Lifesciences Limited
Commercial Paper | -
5%₹5 Cr100
↑ 100
BANK OF BARODA
Certificate of Deposit | -
5%₹5 Cr500
Indian Oil Corporation Limited
Commercial Paper | -
5%₹5 Cr100
↑ 100

9. Principal Dynamic Bond Fund

To generate regular income and capital appreciation/ accretion through investment in debt instruments and related securities besides preservation of capital. The scheme will aim to invest its assets in a portfolio of debt instruments and related securities of government, quasi-government, corporate issuers and money market instruments with varying risks – rated investment grade or higher or otherwise comparable (if not rated).

Principal Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 9 May 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.7% since its launch.  Ranked 20 in Dynamic Bond category.  Return for 2019 was -2.5% , 2018 was 5.1% and 2017 was 3.9% .

Below is the key information for Principal Dynamic Bond Fund

Principal Dynamic Bond Fund
Growth
Launch Date 9 May 03
NAV (26 May 20) ₹30.2664 ↑ 0.03   (0.10 %)
Net Assets (Cr) ₹28 on 30 Apr 20
Category Debt - Dynamic Bond
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderate
Expense Ratio 1.62
Sharpe Ratio -0.73
Information Ratio -1.2
Alpha Ratio -14.23
Min Investment 5,000
Min SIP Investment 2,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 0%
Effective Maturity
Modified Duration

Growth of 10,000 investment over the years.

DateValue
30 Apr 15₹10,000
30 Apr 16₹10,718
30 Apr 17₹11,816
30 Apr 18₹12,149
30 Apr 19₹12,997
30 Apr 20₹12,465

Principal Dynamic Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for Principal Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 May 20

DurationReturns
1 Month -3.1%
3 Month -0.9%
6 Month 1.1%
1 Year -3.6%
3 Year 1.9%
5 Year 4.7%
10 Year
15 Year
Since launch 6.7%
Historical performance (Yearly) on absolute basis
YearReturns
2019 -2.5%
2018 5.1%
2017 3.9%
2016 12.5%
2015 6.8%
2014 13.4%
2013 4.1%
2012 11.2%
2011 7.9%
2010 5.6%
Fund Manager information for Principal Dynamic Bond Fund
NameSinceTenure
Bekxy Kuriakose1 Jan 137.25 Yr.

Data below for Principal Dynamic Bond Fund as on 30 Apr 20

Asset Allocation
Asset ClassValue
Cash3.13%
Debt96.87%
Debt Sector Allocation
SectorValue
Government89.62%
Corporate7.25%
Cash Equivalent3.13%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.97% Govt Stock 2026
Sovereign Bonds | -
30%₹8 Cr800,000
↑ 800,000
GOVT STOCK
Sovereign Bonds | -
25%₹7 Cr650,000
↓ -50,000
7.17% Govt Stock 2028
Sovereign Bonds | -
11%₹3 Cr300,000
↑ 300,000
6.84% Govt Stock 2022
Sovereign Bonds | -
9%₹3 Cr250,000
Housing Development Finance Corporation Limited
Debentures | -
7%₹2 Cr20
7.72% GS 2025
Sovereign Bonds | -
6%₹2 Cr150,000
↓ -350,000
GOVT STOCK
Sovereign Bonds | -
4%₹1 Cr100,000
↓ -100,000
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
Debentures | -
4%₹1 Cr10
↓ -10
Treps 04-May-2020
CBLO/Reverse Repo | -
2%₹1 Cr
Net Receivable / Payable
Net Current Assets | -
1%₹0 Cr

10. Principal Short Term Debt Fund

(Erstwhile Principal Short Term Income Fund)

To generate regular income and capital appreciation/ accretion through investment in debt instruments and related securities besides preservation of capital.

Principal Short Term Debt Fund is a Debt - Short term Bond fund was launched on 9 May 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.8% since its launch.  Ranked 34 in Short term Bond category.  Return for 2019 was -1.7% , 2018 was 6% and 2017 was 5.7% .

Below is the key information for Principal Short Term Debt Fund

Principal Short Term Debt Fund
Growth
Launch Date 9 May 03
NAV (26 May 20) ₹30.8967 ↑ 0.01   (0.04 %)
Net Assets (Cr) ₹109 on 30 Apr 20
Category Debt - Short term Bond
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderate
Expense Ratio 1.16
Sharpe Ratio -0.87
Information Ratio -1.01
Alpha Ratio -41.62
Min Investment 5,000
Min SIP Investment 2,000
Exit Load NIL
Yield to Maturity 0%
Effective Maturity
Modified Duration

Growth of 10,000 investment over the years.

DateValue
30 Apr 15₹10,000
30 Apr 16₹10,848
30 Apr 17₹11,744
30 Apr 18₹12,370
30 Apr 19₹13,245
30 Apr 20₹12,328

Principal Short Term Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for Principal Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 May 20

DurationReturns
1 Month -3.8%
3 Month -3.1%
6 Month -0.9%
1 Year -5.9%
3 Year 2.1%
5 Year 4.6%
10 Year
15 Year
Since launch 6.8%
Historical performance (Yearly) on absolute basis
YearReturns
2019 -1.7%
2018 6%
2017 5.7%
2016 9.6%
2015 8.1%
2014 9.9%
2013 7.8%
2012 10.2%
2011 9.1%
2010 5.3%
Fund Manager information for Principal Short Term Debt Fund
NameSinceTenure
Gurvinder Wasan27 Jan 128.18 Yr.

Data below for Principal Short Term Debt Fund as on 30 Apr 20

Asset Allocation
Asset ClassValue
Cash12.83%
Debt87.17%
Debt Sector Allocation
SectorValue
Government48.79%
Corporate42.04%
Cash Equivalent9.17%
Credit Quality
RatingValue
AA5.03%
AAA94.97%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
GOVT STOCK
Sovereign Bonds | -
15%₹16 Cr1,500,000
Ultratech Cement Limited
Debentures | -
8%₹9 Cr90
Reliance Industries Limited
Debentures | -
7%₹7 Cr75
Treps 04-May-2020
CBLO/Reverse Repo | -
7%₹7 Cr
7.72% GS 2025
Sovereign Bonds | -
5%₹5 Cr500,000
GOVT STOCK
Sovereign Bonds | -
5%₹5 Cr500,000
↑ 500,000
Export-Import Bank Of India
Debentures | -
5%₹5 Cr50
National Housing Bank
Debentures | -
5%₹5 Cr50
ICICI Bank Limited
Debentures | -
5%₹5 Cr50
NTPC Limited
Debentures | -
5%₹5 Cr50
↓ -50

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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