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Top 10 Best Principal Mutual Fund Schemes 2022 | Fincash

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Top 10 Best Principal Mutual Fund Schemes for 2022

Updated on November 27, 2022 , 8383 views

UPDATE: Sundaram AMC acquires Principal AMC. After the acquisition, which was completed on 31 December 2021, certain schemes of sundaram mf were merged with corresponding schemes of Principal MF and vice-versa.

Principal Mutual Fund is one of the fastest growing Mutual Fund companies in India. The fund house manages assets for over 4 lakh customers, through 102 investor centres with over 20,000 empanelled distributors across the country. The company offers a wide Range of schemes that are designed to meet various investment goals of investors.

Investors can choose from a host of options like— equity, debt, ELSS, balanced, Liquid Funds, fund of funds, etc. Equity Funds are best suited for a long-term plan while liquid funds are ideal for earning good returns in a short span of time. Principal Mutual Fund follows a disciplined investment approach through which it aims to create, protect and grow wealth of the investors.

Investors planning to invest can choose a fund from the below-listed top 10 best Principal Mutual Fund schemes. These funds have been shortlisted by undertaking certain important parameters like AUM, NAV, past performances, peer average returns, etc.

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Principal-Mutual-Fund

Why Invest in Principal Mutual Fund?

  • Principal Mutual Fund has an extensive network of over 20,000 distributors across the country. It includes financial advisor firms, corporate banks, financial institutes, and stockbrokers.

  • Company schemes offer the option to reduce taxable Income thus, saving tax. Principal Tax Savings Fund is such schemes where an investor is eligible for a tax Deduction of up to one lakh.

  • Investors can put their money in a target equity while still invested in a debt or a liquid fund. Thus, the investor will get returns on the equity as well as the protection.

  • The company produces a monthly fact sheet. In it, it lays out the details of money invested in each company, rating of the company, returns, dividends, and ratio of performance.

Best Mutual Fund Schemes by Principal Mutual Fund

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)Since launch (%)2021 (%)
Principal Emerging Bluechip Fund Growth ₹183.316
↑ 2.03
₹3,124 5,000 100 2.913.638.921.919.224.8
Principal Hybrid Equity Fund Growth ₹117.313
↑ 0.04
₹3,132 5,000 100 511.76.4159.311.425.4
Principal Cash Management Fund Growth ₹1,928.21
↑ 0.36
₹2,466 5,000 2,000 1.52.74.53.93.26.43.2
Principal Global Opportunities Fund Growth ₹47.4362
↓ -0.04
₹38 10,000 2,000 2.93.125.824.816.59.2
Principal Credit Risk Fund Growth ₹3,103.96
↓ -0.49
₹15 5,000 2,000 14.37.911.55.86.87.4
Principal Tax Savings Fund Growth ₹350.029
↑ 0.22
₹984 500 500 5.514.89.119.1101632.1
Principal Multi Cap Growth Fund Growth ₹245.359
↑ 0.68
₹1,899 5,000 100 3.214.26.419.610.715.646.3
Principal Dividend Yield Fund Growth ₹89.7137
↑ 0.22
₹344 5,000 500 6.211.97.818.411.312.932.5
Principal Dynamic Bond Fund Growth ₹31.9328
↑ 0.02
₹29 5,000 2,000 5.74.47.52.95.56.9
Principal Focused Multicap Fund Growth ₹113.612
↓ -0.11
₹787 5,000 100 5.715.54.718.613.215.333.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21

1. Principal Emerging Bluechip Fund

The primary objective of the Scheme is to achieve long-term capital appreciation by investing in equity & equity related instruments of mid cap & small cap companies.

Principal Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 12 Nov 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 24.8% since its launch.  Ranked 1 in Large & Mid Cap category. .

Below is the key information for Principal Emerging Bluechip Fund

Principal Emerging Bluechip Fund
Growth
Launch Date 12 Nov 08
NAV (31 Dec 21) ₹183.316 ↑ 2.03   (1.12 %)
Net Assets (Cr) ₹3,124 on 30 Nov 21
Category Equity - Large & Mid Cap
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.08
Sharpe Ratio 2.74
Information Ratio 0.22
Alpha Ratio 2.18
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹8,963
31 Oct 19₹9,716
31 Oct 20₹10,128
31 Oct 21₹16,776

Principal Emerging Bluechip Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for Principal Emerging Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 2.9%
3 Month 2.9%
6 Month 13.6%
1 Year 38.9%
3 Year 21.9%
5 Year 19.2%
10 Year
15 Year
Since launch 24.8%
Historical performance (Yearly) on absolute basis
YearReturns
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
Fund Manager information for Principal Emerging Bluechip Fund
NameSinceTenure

Data below for Principal Emerging Bluechip Fund as on 30 Nov 21

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

2. Principal Hybrid Equity Fund

(Erstwhile Principal Balanced Fund)

Aims to generate long term capital appreciation and current income by investing in a portfolio of equity, equity related securities and fixed income securities.

Principal Hybrid Equity Fund is a Hybrid - Hybrid Equity fund was launched on 14 Jan 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 11.4% since its launch.  Ranked 1 in Hybrid Equity category.  Return for 2021 was 25.4% , 2020 was 16.3% and 2019 was 2.1% .

Below is the key information for Principal Hybrid Equity Fund

Principal Hybrid Equity Fund
Growth
Launch Date 14 Jan 00
NAV (29 Nov 22) ₹117.313 ↑ 0.04   (0.04 %)
Net Assets (Cr) ₹3,132 on 31 Oct 22
Category Hybrid - Hybrid Equity
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.13
Sharpe Ratio -0.19
Information Ratio 0.18
Alpha Ratio -1.63
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹9,754
31 Oct 19₹10,108
31 Oct 20₹10,282
31 Oct 21₹15,027
31 Oct 22₹15,300

Principal Hybrid Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for Principal Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 2.8%
3 Month 5%
6 Month 11.7%
1 Year 6.4%
3 Year 15%
5 Year 9.3%
10 Year
15 Year
Since launch 11.4%
Historical performance (Yearly) on absolute basis
YearReturns
2021 25.4%
2020 16.3%
2019 2.1%
2018 -1.5%
2017 36.3%
2016 10.1%
2015 3.1%
2014 34.9%
2013 7.2%
2012 34.2%
Fund Manager information for Principal Hybrid Equity Fund
NameSinceTenure
Dwijendra Srivastava1 Jan 220.83 Yr.
Ravi Gopalakrishnan16 May 220.46 Yr.
S. Bharath1 Jan 220.83 Yr.
Sandeep Agarwal1 Jan 220.83 Yr.

Data below for Principal Hybrid Equity Fund as on 31 Oct 22

Asset Allocation
Asset ClassValue
Cash10.21%
Equity76.71%
Debt13.09%
Equity Sector Allocation
SectorValue
Financial Services28.54%
Consumer Defensive8.47%
Consumer Cyclical7.88%
Industrials6.6%
Technology6.5%
Health Care6.1%
Energy4.98%
Communication Services4.03%
Basic Materials2.7%
Utility0.47%
Real Estate0.37%
Debt Sector Allocation
SectorValue
Government9.49%
Corporate7.47%
Cash Equivalent6.33%
Credit Quality
RatingValue
AAA99.64%
BBB0.36%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
6%₹194 Cr2,250,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK
5%₹153 Cr1,073,578
Reliance Industries Ltd (Energy)
Equity, Since 28 Feb 07 | RELIANCE
5%₹152 Cr640,000
Infosys Ltd (Technology)
Equity, Since 30 Sep 17 | INFY
5%₹151 Cr1,066,958
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 18 | BHARTIARTL
4%₹111 Cr1,391,966
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Aug 15 | SUNPHARMA
3%₹102 Cr1,075,000
↓ -75,000
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Jan 18 | HDFC
3%₹94 Cr412,159
State Bank of India (Financial Services)
Equity, Since 31 Oct 11 | SBIN
3%₹89 Cr1,675,000
↑ 227,004
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 13 | LT
3%₹79 Cr425,000
↓ -5,000
6.69% Govt Stock 2024
Sovereign Bonds | -
2%₹75 Cr7,500,000
↑ 500,000

3. Principal Cash Management Fund

To provide investors with as high a level of income available from short-term investments as is considered consistent with preservation of capital and maintenance of liquidity, by investing in a portfolio of money market and investment grade debt instruments. The scheme will invest its assets in a portfolio of money market instruments. The investments will be in securities, which the Investment Manager believes present minimal liquidity and/or credit risks.

Principal Cash Management Fund is a Debt - Liquid Fund fund was launched on 30 Aug 04. It is a fund with Low risk and has given a CAGR/Annualized return of 6.4% since its launch.  Ranked 5 in Liquid Fund category.  Return for 2021 was 3.2% , 2020 was 3.8% and 2019 was 6.2% .

Below is the key information for Principal Cash Management Fund

Principal Cash Management Fund
Growth
Launch Date 30 Aug 04
NAV (29 Nov 22) ₹1,928.21 ↑ 0.36   (0.02 %)
Net Assets (Cr) ₹2,466 on 31 Oct 22
Category Debt - Liquid Fund
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Low
Expense Ratio 0.2
Sharpe Ratio -2.92
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 2,000
Exit Load NIL
Yield to Maturity 6.63%
Effective Maturity 1 Month 1 Day
Modified Duration 1 Month 1 Day

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹9,815
31 Oct 19₹10,451
31 Oct 20₹10,881
31 Oct 21₹11,220
31 Oct 22₹11,699

Principal Cash Management Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹191,330.
Net Profit of ₹11,330
Invest Now

Returns for Principal Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0.6%
3 Month 1.5%
6 Month 2.7%
1 Year 4.5%
3 Year 3.9%
5 Year 3.2%
10 Year
15 Year
Since launch 6.4%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.2%
2020 3.8%
2019 6.2%
2018 -1.8%
2017 6.8%
2016 7.7%
2015 8.4%
2014 9.1%
2013 9.2%
2012 9.7%
Fund Manager information for Principal Cash Management Fund
NameSinceTenure
Dwijendra Srivastava1 Jan 220.83 Yr.
Sandeep Agarwal16 May 220.46 Yr.

Data below for Principal Cash Management Fund as on 31 Oct 22

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent74.92%
Corporate20.9%
Government4.19%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps
CBLO/Reverse Repo | -
26%₹620 Cr
91 DTB 05012023
Sovereign Bonds | -
5%₹123 Cr12,500,000
↑ 12,500,000
Small Industries Development Bank Of India
Commercial Paper | -
4%₹100 Cr2,000
Julius Baer Capital (India) Private Limited
Commercial Paper | -
4%₹99 Cr2,000
Punjab National Bank
Certificate of Deposit | -
4%₹99 Cr2,000
Hindustan Petroleum Corporation Limited
Commercial Paper | -
4%₹99 Cr2,000
Birla Group Holdings Private Limited
Commercial Paper | -
4%₹99 Cr2,000
National Bank For Agriculture And Rural Development
Commercial Paper | -
4%₹99 Cr2,000
↑ 2,000
Small Industries Development Bank Of India
Commercial Paper | -
4%₹99 Cr2,000
↑ 2,000
HDFC Bank Limited
Certificate of Deposit | -
3%₹75 Cr1,500
↓ -1,000

4. Principal Global Opportunities Fund

The investment objective of the Scheme is to provide long term capital appreciation by predominantly investing in overseas mutual fund schemes, and a certain portion of its corpus in Money Market Securities and/or units of Money Market / Liquid Schemes of Principal Mutual Fund.

Principal Global Opportunities Fund is a Equity - Global fund was launched on 29 Mar 04. It is a fund with High risk and has given a CAGR/Annualized return of 9.2% since its launch.  Ranked 8 in Global category. .

Below is the key information for Principal Global Opportunities Fund

Principal Global Opportunities Fund
Growth
Launch Date 29 Mar 04
NAV (31 Dec 21) ₹47.4362 ↓ -0.04   (-0.09 %)
Net Assets (Cr) ₹38 on 30 Nov 21
Category Equity - Global
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk High
Expense Ratio 2.1
Sharpe Ratio 2.31
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 2,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹9,974
31 Oct 19₹10,671
31 Oct 20₹11,383
31 Oct 21₹16,998

Principal Global Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for Principal Global Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0%
3 Month 2.9%
6 Month 3.1%
1 Year 25.8%
3 Year 24.8%
5 Year 16.5%
10 Year
15 Year
Since launch 9.2%
Historical performance (Yearly) on absolute basis
YearReturns
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
Fund Manager information for Principal Global Opportunities Fund
NameSinceTenure

Data below for Principal Global Opportunities Fund as on 30 Nov 21

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

5. Principal Credit Risk Fund

(Erstwhile Principal Credit Opportunities Fund)

To generate regular income & Capital appreciation through investments in debt securities and money market instruments

Principal Credit Risk Fund is a Debt - Credit Risk fund was launched on 14 Sep 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 16 in Credit Risk category. .

Below is the key information for Principal Credit Risk Fund

Principal Credit Risk Fund
Growth
Launch Date 14 Sep 04
NAV (03 Sep 20) ₹3,103.96 ↓ -0.49   (-0.02 %)
Net Assets (Cr) ₹15 on 31 Jul 20
Category Debt - Credit Risk
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderate
Expense Ratio 1.64
Sharpe Ratio 0.49
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 2,000
Exit Load NIL
Yield to Maturity 3.44%
Effective Maturity 4 Months 16 Days
Modified Duration 3 Months 28 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹10,557
31 Oct 19₹10,623

Principal Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Principal Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0.1%
3 Month 14.3%
6 Month 7.9%
1 Year 11.5%
3 Year 5.8%
5 Year 6.8%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
Fund Manager information for Principal Credit Risk Fund
NameSinceTenure

Data below for Principal Credit Risk Fund as on 31 Jul 20

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

6. Principal Tax Savings Fund

To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation.

Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16% since its launch.  Ranked 8 in ELSS category.  Return for 2021 was 32.1% , 2020 was 18.9% and 2019 was 2.5% .

Below is the key information for Principal Tax Savings Fund

Principal Tax Savings Fund
Growth
Launch Date 31 Mar 96
NAV (29 Nov 22) ₹350.029 ↑ 0.22   (0.06 %)
Net Assets (Cr) ₹984 on 31 Oct 22
Category Equity - ELSS
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.44
Sharpe Ratio 0.06
Information Ratio 0.41
Alpha Ratio 0.62
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹9,133
31 Oct 19₹9,485
31 Oct 20₹9,572
31 Oct 21₹15,432
31 Oct 22₹16,103

Principal Tax Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for Principal Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 2.3%
3 Month 5.5%
6 Month 14.8%
1 Year 9.1%
3 Year 19.1%
5 Year 10%
10 Year
15 Year
Since launch 16%
Historical performance (Yearly) on absolute basis
YearReturns
2021 32.1%
2020 18.9%
2019 2.5%
2018 -9.2%
2017 48.8%
2016 6.2%
2015 2.7%
2014 49.4%
2013 8.5%
2012 46.5%
Fund Manager information for Principal Tax Savings Fund
NameSinceTenure
Sudhir Kedia29 Oct 193.01 Yr.
Rohit Seksaria1 Jan 220.83 Yr.

Data below for Principal Tax Savings Fund as on 31 Oct 22

Equity Sector Allocation
SectorValue
Financial Services37.64%
Consumer Cyclical15.97%
Industrials12.51%
Technology9.48%
Health Care5.49%
Consumer Defensive4.13%
Energy3.9%
Basic Materials3.69%
Communication Services2.1%
Real Estate0.8%
Asset Allocation
Asset ClassValue
Cash3.96%
Equity96.04%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
9%₹89 Cr1,034,000
↓ -10,215
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK
5%₹48 Cr335,117
State Bank of India (Financial Services)
Equity, Since 30 Apr 05 | SBIN
4%₹42 Cr787,020
Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY
4%₹41 Cr288,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | RELIANCE
4%₹37 Cr155,000
Ashok Leyland Ltd (Industrials)
Equity, Since 31 Aug 20 | 500477
4%₹37 Cr2,405,310
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 30 Jun 08 | HDFC
4%₹36 Cr157,000
Polycab India Ltd (Industrials)
Equity, Since 30 Nov 20 | POLYCAB
3%₹32 Cr126,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | 532215
3%₹30 Cr410,005
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 19 | MARUTI
3%₹29 Cr33,000

7. Principal Multi Cap Growth Fund

(Erstwhile Principal Growth Fund)

The primary investment objective of the scheme is to achieve long-term capital appreciation.

Principal Multi Cap Growth Fund is a Equity - Multi Cap fund was launched on 25 Oct 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.6% since its launch.  Ranked 12 in Multi Cap category.  Return for 2021 was 46.3% , 2020 was 15% and 2019 was 3.9% .

Below is the key information for Principal Multi Cap Growth Fund

Principal Multi Cap Growth Fund
Growth
Launch Date 25 Oct 00
NAV (29 Nov 22) ₹245.359 ↑ 0.68   (0.28 %)
Net Assets (Cr) ₹1,899 on 31 Oct 22
Category Equity - Multi Cap
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.33
Sharpe Ratio 0
Information Ratio -0.22
Alpha Ratio -0.16
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹9,205
31 Oct 19₹9,607
31 Oct 20₹9,572
31 Oct 21₹16,084
31 Oct 22₹16,644

Principal Multi Cap Growth Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for Principal Multi Cap Growth Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 2%
3 Month 3.2%
6 Month 14.2%
1 Year 6.4%
3 Year 19.6%
5 Year 10.7%
10 Year
15 Year
Since launch 15.6%
Historical performance (Yearly) on absolute basis
YearReturns
2021 46.3%
2020 15%
2019 3.9%
2018 -8.7%
2017 48.7%
2016 6.4%
2015 2.8%
2014 49.4%
2013 8.3%
2012 46%
Fund Manager information for Principal Multi Cap Growth Fund
NameSinceTenure
Ratish Varier1 Jan 220.83 Yr.
Sudhir Kedia1 Jan 220.83 Yr.

Data below for Principal Multi Cap Growth Fund as on 31 Oct 22

Equity Sector Allocation
SectorValue
Financial Services27.25%
Industrials17.59%
Consumer Cyclical12.95%
Technology7.83%
Basic Materials7.12%
Consumer Defensive6.51%
Energy5.48%
Health Care4.94%
Real Estate3.46%
Communication Services2.51%
Asset Allocation
Asset ClassValue
Cash3.23%
Equity96.77%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 05 | RELIANCE
5%₹102 Cr428,238
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
5%₹87 Cr1,012,161
State Bank of India (Financial Services)
Equity, Since 30 Nov 08 | SBIN
4%₹83 Cr1,564,122
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK
4%₹75 Cr530,246
Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY
4%₹65 Cr462,087
↑ 10,000
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 Dec 21 | HINDUNILVR
3%₹62 Cr228,570
↑ 121,093
Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | 532215
3%₹59 Cr801,235
↑ 40,394
Ashok Leyland Ltd (Industrials)
Equity, Since 31 Oct 21 | 500477
3%₹51 Cr3,314,257
↓ -286,433
3M India Ltd (Industrials)
Equity, Since 31 Dec 21 | 3MINDIA
3%₹50 Cr20,262
Crompton Greaves Consumer Electricals Ltd (Consumer Cyclical)
Equity, Since 28 Feb 22 | CROMPTON
3%₹48 Cr1,154,985
↑ 195,188

8. Principal Dividend Yield Fund

The investment objective of the scheme would be to provide capital appreciation and/or dividend distribution by investing predominantly in a well-diversified portfolio of companies that have a relatively high dividend yield.

Principal Dividend Yield Fund is a Equity - Dividend Yield fund was launched on 15 Oct 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.9% since its launch.  Ranked 37 in Dividend Yield category.  Return for 2021 was 32.5% , 2020 was 20.2% and 2019 was 4.4% .

Below is the key information for Principal Dividend Yield Fund

Principal Dividend Yield Fund
Growth
Launch Date 15 Oct 04
NAV (29 Nov 22) ₹89.7137 ↑ 0.22   (0.25 %)
Net Assets (Cr) ₹344 on 31 Oct 22
Category Equity - Dividend Yield
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.64
Sharpe Ratio -0.05
Information Ratio -0.1
Alpha Ratio -0.75
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹9,664
31 Oct 19₹10,387
31 Oct 20₹10,666
31 Oct 21₹16,340
31 Oct 22₹16,848

Principal Dividend Yield Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for Principal Dividend Yield Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 3.3%
3 Month 6.2%
6 Month 11.9%
1 Year 7.8%
3 Year 18.4%
5 Year 11.3%
10 Year
15 Year
Since launch 12.9%
Historical performance (Yearly) on absolute basis
YearReturns
2021 32.5%
2020 20.2%
2019 4.4%
2018 -5.2%
2017 46.6%
2016 7.2%
2015 -3.4%
2014 44.9%
2013 -5.3%
2012 41.9%
Fund Manager information for Principal Dividend Yield Fund
NameSinceTenure
Ratish Varier1 Jan 220.83 Yr.
Ashish Aggarwal1 Jan 220.83 Yr.

Data below for Principal Dividend Yield Fund as on 31 Oct 22

Equity Sector Allocation
SectorValue
Financial Services19.69%
Technology15.39%
Consumer Defensive11.52%
Industrials11.1%
Consumer Cyclical10.71%
Basic Materials8.19%
Utility6.23%
Energy5.21%
Communication Services2.78%
Health Care1.64%
Asset Allocation
Asset ClassValue
Cash7.51%
Equity92.48%
Debt0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY
6%₹20 Cr142,161
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 13 | HDFCBANK
5%₹16 Cr114,656
↑ 26,581
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
5%₹16 Cr184,056
↑ 1,699
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Sep 14 | HINDUNILVR
5%₹16 Cr58,279
NTPC Ltd (Utilities)
Equity, Since 30 Apr 18 | 532555
4%₹14 Cr892,572
ITC Ltd (Consumer Defensive)
Equity, Since 30 Nov 09 | ITC
4%₹13 Cr397,734
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Mar 18 | TCS
4%₹12 Cr38,621
↓ -3,800
Reliance Industries Ltd (Energy)
Equity, Since 29 Feb 12 | RELIANCE
3%₹11 Cr45,754
HCL Technologies Ltd (Technology)
Equity, Since 31 Jan 18 | HCLTECH
3%₹10 Cr107,029
State Bank of India (Financial Services)
Equity, Since 30 Nov 08 | SBIN
3%₹9 Cr175,968

9. Principal Dynamic Bond Fund

To generate regular income and capital appreciation/ accretion through investment in debt instruments and related securities besides preservation of capital. The scheme will aim to invest its assets in a portfolio of debt instruments and related securities of government, quasi-government, corporate issuers and money market instruments with varying risks – rated investment grade or higher or otherwise comparable (if not rated).

Principal Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 9 May 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 20 in Dynamic Bond category. .

Below is the key information for Principal Dynamic Bond Fund

Principal Dynamic Bond Fund
Growth
Launch Date 9 May 03
NAV (03 Sep 20) ₹31.9328 ↑ 0.02   (0.07 %)
Net Assets (Cr) ₹29 on 31 Jul 20
Category Debt - Dynamic Bond
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderate
Expense Ratio 1.62
Sharpe Ratio 0.54
Information Ratio -0.95
Alpha Ratio -4.7
Min Investment 5,000
Min SIP Investment 2,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 4.84%
Effective Maturity 3 Years 9 Months 14 Days
Modified Duration 3 Years 2 Months 1 Day

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹10,163
31 Oct 19₹10,171

Principal Dynamic Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Principal Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month -0.1%
3 Month 5.7%
6 Month 4.4%
1 Year 7.5%
3 Year 2.9%
5 Year 5.5%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
Fund Manager information for Principal Dynamic Bond Fund
NameSinceTenure

Data below for Principal Dynamic Bond Fund as on 31 Jul 20

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

10. Principal Focused Multicap Fund

(Erstwhile Principal Large Cap Fund)

The Investment Objective of the scheme would be to provide capital appreciation and /or dividend distribution by predominantly investing in companies having a large market capitalization.

Principal Focused Multicap Fund is a Equity - Focused fund was launched on 11 Nov 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.3% since its launch.  Ranked 36 in Focused category.  Return for 2021 was 33.7% , 2020 was 19.7% and 2019 was 11.8% .

Below is the key information for Principal Focused Multicap Fund

Principal Focused Multicap Fund
Growth
Launch Date 11 Nov 05
NAV (29 Nov 22) ₹113.612 ↓ -0.11   (-0.09 %)
Net Assets (Cr) ₹787 on 31 Oct 22
Category Equity - Focused
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.49
Sharpe Ratio -0.14
Information Ratio 0.09
Alpha Ratio -2.46
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 17₹10,000
31 Oct 18₹9,614
31 Oct 19₹11,032
31 Oct 20₹11,193
31 Oct 21₹18,219
31 Oct 22₹18,390

Principal Focused Multicap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for Principal Focused Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 2.5%
3 Month 5.7%
6 Month 15.5%
1 Year 4.7%
3 Year 18.6%
5 Year 13.2%
10 Year
15 Year
Since launch 15.3%
Historical performance (Yearly) on absolute basis
YearReturns
2021 33.7%
2020 19.7%
2019 11.8%
2018 -1.2%
2017 31.8%
2016 3.8%
2015 0.6%
2014 43.4%
2013 3%
2012 34%
Fund Manager information for Principal Focused Multicap Fund
NameSinceTenure
Ravi Gopalakrishnan11 Oct 193.06 Yr.
Sudhir Kedia16 May 220.46 Yr.

Data below for Principal Focused Multicap Fund as on 31 Oct 22

Equity Sector Allocation
SectorValue
Financial Services32.45%
Industrials16.87%
Technology8.31%
Consumer Cyclical8%
Energy5.3%
Basic Materials4.76%
Consumer Defensive3.87%
Communication Services3.7%
Health Care2.1%
Real Estate2.08%
Utility1.93%
Asset Allocation
Asset ClassValue
Cash10.03%
Equity89.97%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
9%₹65 Cr755,230
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Mar 10 | HDFC
6%₹47 Cr206,000
Infosys Ltd (Technology)
Equity, Since 30 Nov 05 | INFY
6%₹41 Cr288,000
Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 05 | RELIANCE
5%₹39 Cr164,000
State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN
4%₹32 Cr595,460
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Oct 20 | LT
4%₹29 Cr156,000
Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Oct 21 | 532978
4%₹29 Cr171,220
↑ 85,610
Canara Bank (Financial Services)
Equity, Since 31 Jul 21 | 532483
4%₹29 Cr1,248,000
Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 31 Dec 19 | 540376
4%₹28 Cr64,955
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 30 Nov 21 | 890157
4%₹27 Cr677,624

How to Invest in Principal Mutual Fund Online?

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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