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Top 10 Best Principal Mutual Fund Schemes 2022 | Fincash

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Top 10 Best Principal Mutual Fund Schemes for 2022

Updated on May 18, 2022 , 7002 views

UPDATE: Sundaram AMC acquires Principal AMC. After the acquisition, which was completed on 31 December 2021, certain schemes of sundaram mf were merged with corresponding schemes of Principal MF and vice-versa.

Principal Mutual Fund is one of the fastest growing Mutual Fund companies in India. The fund house manages assets for over 4 lakh customers, through 102 investor centres with over 20,000 empanelled distributors across the country. The company offers a wide Range of schemes that are designed to meet various investment goals of investors.

Investors can choose from a host of options like— equity, debt, ELSS, balanced, Liquid Funds, fund of funds, etc. Equity Funds are best suited for a long-term plan while liquid funds are ideal for earning good returns in a short span of time. Principal Mutual Fund follows a disciplined investment approach through which it aims to create, protect and grow wealth of the investors.

Investors planning to invest can choose a fund from the below-listed top 10 best Principal Mutual Fund schemes. These funds have been shortlisted by undertaking certain important parameters like AUM, NAV, past performances, peer average returns, etc.

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Principal-Mutual-Fund

Why Invest in Principal Mutual Fund?

  • Principal Mutual Fund has an extensive network of over 20,000 distributors across the country. It includes financial advisor firms, corporate banks, financial institutes, and stockbrokers.

  • Company schemes offer the option to reduce taxable Income thus, saving tax. Principal Tax Savings Fund is such schemes where an investor is eligible for a tax Deduction of up to one lakh.

  • Investors can put their money in a target equity while still invested in a debt or a liquid fund. Thus, the investor will get returns on the equity as well as the protection.

  • The company produces a monthly fact sheet. In it, it lays out the details of money invested in each company, rating of the company, returns, dividends, and ratio of performance.

Best Mutual Fund Schemes by Principal Mutual Fund

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)Since launch (%)2021 (%)
Principal Emerging Bluechip Fund Growth ₹183.316
↑ 2.03
₹3,124 5,000 100 2.913.638.921.919.224.8
Principal Hybrid Equity Fund Growth ₹104.204
↑ 1.79
₹2,992 5,000 100 -4.9-8.98.810.59.911.125.4
Principal Cash Management Fund Growth ₹1,874.85
↑ 0.24
₹1,828 5,000 2,000 0.91.73.33.93.36.43.2
Principal Global Opportunities Fund Growth ₹47.4362
↓ -0.04
₹38 10,000 2,000 2.93.125.824.816.59.2
Principal Multi Cap Growth Fund Growth ₹215.339
↑ 4.66
₹1,808 5,000 100 -8-11.315.314.811.315.346.3
Principal Tax Savings Fund Growth ₹302.727
↑ 7.10
₹920 500 500 -6.6-10.111.913.310.315.732.1
Principal Credit Risk Fund Growth ₹3,103.96
↓ -0.49
₹15 5,000 2,000 14.37.911.55.86.87.4
Principal Dividend Yield Fund Growth ₹80.5221
↑ 1.64
₹267 5,000 500 -4.6-6.810.314.812.512.632.5
Principal Dynamic Bond Fund Growth ₹31.9328
↑ 0.02
₹29 5,000 2,000 5.74.47.52.95.56.9
Principal Focused Multicap Fund Growth ₹98.053
↑ 2.14
₹686 5,000 100 -8.9-13.45.71512.114.833.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21

1. Principal Emerging Bluechip Fund

The primary objective of the Scheme is to achieve long-term capital appreciation by investing in equity & equity related instruments of mid cap & small cap companies.

Principal Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 12 Nov 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 24.8% since its launch.  Ranked 1 in Large & Mid Cap category. .

Below is the key information for Principal Emerging Bluechip Fund

Principal Emerging Bluechip Fund
Growth
Launch Date 12 Nov 08
NAV (31 Dec 21) ₹183.316 ↑ 2.03   (1.12 %)
Net Assets (Cr) ₹3,124 on 30 Nov 21
Category Equity - Large & Mid Cap
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.08
Sharpe Ratio 2.74
Information Ratio 0.22
Alpha Ratio 2.18
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 17₹10,000
30 Apr 18₹11,789
30 Apr 19₹10,884
30 Apr 20₹9,730
30 Apr 21₹15,350

Principal Emerging Bluechip Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for Principal Emerging Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 2.9%
3 Month 2.9%
6 Month 13.6%
1 Year 38.9%
3 Year 21.9%
5 Year 19.2%
10 Year
15 Year
Since launch 24.8%
Historical performance (Yearly) on absolute basis
YearReturns
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
Fund Manager information for Principal Emerging Bluechip Fund
NameSinceTenure

Data below for Principal Emerging Bluechip Fund as on 30 Nov 21

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

2. Principal Hybrid Equity Fund

(Erstwhile Principal Balanced Fund)

Aims to generate long term capital appreciation and current income by investing in a portfolio of equity, equity related securities and fixed income securities.

Principal Hybrid Equity Fund is a Hybrid - Hybrid Equity fund was launched on 14 Jan 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 11.1% since its launch.  Ranked 1 in Hybrid Equity category.  Return for 2021 was 25.4% , 2020 was 16.3% and 2019 was 2.1% .

Below is the key information for Principal Hybrid Equity Fund

Principal Hybrid Equity Fund
Growth
Launch Date 14 Jan 00
NAV (20 May 22) ₹104.204 ↑ 1.79   (1.74 %)
Net Assets (Cr) ₹2,992 on 30 Apr 22
Category Hybrid - Hybrid Equity
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.22
Sharpe Ratio 1.14
Information Ratio -0.7
Alpha Ratio -0.38
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 17₹10,000
30 Apr 18₹11,997
30 Apr 19₹11,975
30 Apr 20₹10,483
30 Apr 21₹14,621
30 Apr 22₹16,767

Principal Hybrid Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for Principal Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month -4.5%
3 Month -4.9%
6 Month -8.9%
1 Year 8.8%
3 Year 10.5%
5 Year 9.9%
10 Year
15 Year
Since launch 11.1%
Historical performance (Yearly) on absolute basis
YearReturns
2021 25.4%
2020 16.3%
2019 2.1%
2018 -1.5%
2017 36.3%
2016 10.1%
2015 3.1%
2014 34.9%
2013 7.2%
2012 34.2%
Fund Manager information for Principal Hybrid Equity Fund
NameSinceTenure
Dwijendra Srivastava1 Jan 220.33 Yr.
S. Bharath1 Jan 220.33 Yr.
Sandeep Agarwal1 Jan 220.33 Yr.
Rahul Baijal1 Jan 220.33 Yr.
Rohit Seksaria1 Jan 220.33 Yr.

Data below for Principal Hybrid Equity Fund as on 30 Apr 22

Asset Allocation
Asset ClassValue
Cash9.83%
Equity70.85%
Debt19.32%
Equity Sector Allocation
SectorValue
Financial Services24.96%
Technology9.57%
Health Care7.77%
Industrials6.63%
Consumer Defensive6.06%
Consumer Cyclical5.24%
Communication Services4.35%
Energy3.6%
Basic Materials1.75%
Utility0.64%
Real Estate0.29%
Debt Sector Allocation
SectorValue
Corporate12.22%
Government11.16%
Cash Equivalent5.78%
Credit Quality
RatingValue
AA9.9%
AAA89.83%
BBB0.27%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 30 Sep 17 | INFY
7%₹203 Cr1,066,958
↓ -143,328
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
5%₹161 Cr2,198,762
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK
5%₹158 Cr1,073,578
↑ 21,066
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Aug 15 | SUNPHARMA
4%₹128 Cr1,402,028
↑ 258,802
Reliance Industries Ltd (Energy)
Equity, Since 28 Feb 07 | RELIANCE
4%₹110 Cr415,820
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 18 | BHARTIARTL
3%₹105 Cr1,391,966
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Jan 18 | HDFC
3%₹92 Cr385,796
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 13 | LT
3%₹81 Cr459,609
182 Dtb 01092022
Sovereign Bonds | -
2%₹74 Cr7,500,000
↑ 7,500,000
State Bank of India (Financial Services)
Equity, Since 31 Oct 11 | SBIN
2%₹71 Cr1,447,996

3. Principal Cash Management Fund

To provide investors with as high a level of income available from short-term investments as is considered consistent with preservation of capital and maintenance of liquidity, by investing in a portfolio of money market and investment grade debt instruments. The scheme will invest its assets in a portfolio of money market instruments. The investments will be in securities, which the Investment Manager believes present minimal liquidity and/or credit risks.

Principal Cash Management Fund is a Debt - Liquid Fund fund was launched on 30 Aug 04. It is a fund with Low risk and has given a CAGR/Annualized return of 6.4% since its launch.  Ranked 5 in Liquid Fund category.  Return for 2021 was 3.2% , 2020 was 3.8% and 2019 was 6.2% .

Below is the key information for Principal Cash Management Fund

Principal Cash Management Fund
Growth
Launch Date 30 Aug 04
NAV (20 May 22) ₹1,874.85 ↑ 0.24   (0.01 %)
Net Assets (Cr) ₹1,828 on 30 Apr 22
Category Debt - Liquid Fund
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Low
Expense Ratio 0.22
Sharpe Ratio -3.94
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 2,000
Exit Load NIL
Yield to Maturity 4.15%
Effective Maturity 1 Month 4 Days
Modified Duration 1 Month 4 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 17₹10,000
30 Apr 18₹10,684
30 Apr 19₹10,489
30 Apr 20₹11,063
30 Apr 21₹11,415
30 Apr 22₹11,796

Principal Cash Management Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹191,330.
Net Profit of ₹11,330
Invest Now

Returns for Principal Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0.3%
3 Month 0.9%
6 Month 1.7%
1 Year 3.3%
3 Year 3.9%
5 Year 3.3%
10 Year
15 Year
Since launch 6.4%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.2%
2020 3.8%
2019 6.2%
2018 -1.8%
2017 6.8%
2016 7.7%
2015 8.4%
2014 9.1%
2013 9.2%
2012 9.7%
Fund Manager information for Principal Cash Management Fund
NameSinceTenure
Dwijendra Srivastava1 Jan 220.33 Yr.
Siddharth Chaudhary1 Jan 220.33 Yr.

Data below for Principal Cash Management Fund as on 30 Apr 22

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent62.98%
Corporate26.83%
Government10.18%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
91 Dtb 30062022
Sovereign Bonds | -
7%₹198 Cr20,000,000
91 Dtb 05052022
Sovereign Bonds | -
3%₹100 Cr10,000,000
Treps
CBLO/Reverse Repo | -
21%₹616 Cr
Bank Of Baroda
Certificate of Deposit | -
5%₹149 Cr3,000
Indian Bank
Certificate of Deposit | -
5%₹149 Cr3,000
Reverse Repo
CBLO/Reverse Repo | -
4%₹125 Cr
Chennai Petroleum Corporation Limited
Commercial Paper | -
3%₹100 Cr2,000
↑ 2,000
Canfin Homes Limited
Commercial Paper | -
3%₹100 Cr2,000
Canara Bank
Certificate of Deposit | -
3%₹99 Cr2,000
Bank Of Baroda
Certificate of Deposit | -
3%₹99 Cr2,000
↑ 2,000

4. Principal Global Opportunities Fund

The investment objective of the Scheme is to provide long term capital appreciation by predominantly investing in overseas mutual fund schemes, and a certain portion of its corpus in Money Market Securities and/or units of Money Market / Liquid Schemes of Principal Mutual Fund.

Principal Global Opportunities Fund is a Equity - Global fund was launched on 29 Mar 04. It is a fund with High risk and has given a CAGR/Annualized return of 9.2% since its launch.  Ranked 8 in Global category. .

Below is the key information for Principal Global Opportunities Fund

Principal Global Opportunities Fund
Growth
Launch Date 29 Mar 04
NAV (31 Dec 21) ₹47.4362 ↓ -0.04   (-0.09 %)
Net Assets (Cr) ₹38 on 30 Nov 21
Category Equity - Global
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk High
Expense Ratio 2.1
Sharpe Ratio 2.31
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 2,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 17₹10,000
30 Apr 18₹12,720
30 Apr 19₹12,222
30 Apr 20₹11,415
30 Apr 21₹19,541

Principal Global Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for Principal Global Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0%
3 Month 2.9%
6 Month 3.1%
1 Year 25.8%
3 Year 24.8%
5 Year 16.5%
10 Year
15 Year
Since launch 9.2%
Historical performance (Yearly) on absolute basis
YearReturns
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
Fund Manager information for Principal Global Opportunities Fund
NameSinceTenure

Data below for Principal Global Opportunities Fund as on 30 Nov 21

Equity Sector Allocation
SectorValue
Asset Allocation
Asset ClassValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

5. Principal Multi Cap Growth Fund

(Erstwhile Principal Growth Fund)

The primary investment objective of the scheme is to achieve long-term capital appreciation.

Principal Multi Cap Growth Fund is a Equity - Multi Cap fund was launched on 25 Oct 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.3% since its launch.  Ranked 12 in Multi Cap category.  Return for 2021 was 46.3% , 2020 was 15% and 2019 was 3.9% .

Below is the key information for Principal Multi Cap Growth Fund

Principal Multi Cap Growth Fund
Growth
Launch Date 25 Oct 00
NAV (20 May 22) ₹215.339 ↑ 4.66   (2.21 %)
Net Assets (Cr) ₹1,808 on 30 Apr 22
Category Equity - Multi Cap
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.48
Sharpe Ratio 1.9
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 17₹10,000
30 Apr 18₹12,000
30 Apr 19₹11,366
30 Apr 20₹9,487
30 Apr 21₹14,393
30 Apr 22₹18,603

Principal Multi Cap Growth Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for Principal Multi Cap Growth Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month -8.3%
3 Month -8%
6 Month -11.3%
1 Year 15.3%
3 Year 14.8%
5 Year 11.3%
10 Year
15 Year
Since launch 15.3%
Historical performance (Yearly) on absolute basis
YearReturns
2021 46.3%
2020 15%
2019 3.9%
2018 -8.7%
2017 48.7%
2016 6.4%
2015 2.8%
2014 49.4%
2013 8.3%
2012 46%
Fund Manager information for Principal Multi Cap Growth Fund
NameSinceTenure
Ratish Varier1 Jan 220.33 Yr.
Sudhir Kedia1 Jan 220.33 Yr.
Rohit Seksaria1 Jan 220.33 Yr.

Data below for Principal Multi Cap Growth Fund as on 30 Apr 22

Equity Sector Allocation
SectorValue
Financial Services26.17%
Industrials16.56%
Consumer Cyclical15.5%
Technology14.39%
Basic Materials6.62%
Health Care4.61%
Consumer Defensive4.14%
Real Estate3.6%
Energy3.2%
Communication Services1.12%
Utility0.74%
Asset Allocation
Asset ClassValue
Cash3.32%
Equity96.68%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY
4%₹73 Cr383,812
↓ -28,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
4%₹73 Cr993,969
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK
4%₹64 Cr438,083
State Bank of India (Financial Services)
Equity, Since 30 Nov 08 | SBIN
3%₹57 Cr1,162,752
Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 05 | RELIANCE
3%₹57 Cr217,723
Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | 532215
3%₹56 Cr741,897
↑ 125,000
Polycab India Ltd (Industrials)
Equity, Since 31 Dec 20 | POLYCAB
2%₹44 Cr185,969
↑ 15,000
KEI Industries Ltd (Industrials)
Equity, Since 31 Dec 20 | KEI
2%₹43 Cr339,107
Ashok Leyland Ltd (Industrials)
Equity, Since 31 Oct 21 | 500477
2%₹42 Cr3,566,636
↑ 170,000
Canara Bank (Financial Services)
Equity, Since 30 Jun 21 | 532483
2%₹39 Cr1,708,032
↑ 160,000

6. Principal Tax Savings Fund

To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation.

Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.7% since its launch.  Ranked 8 in ELSS category.  Return for 2021 was 32.1% , 2020 was 18.9% and 2019 was 2.5% .

Below is the key information for Principal Tax Savings Fund

Principal Tax Savings Fund
Growth
Launch Date 31 Mar 96
NAV (20 May 22) ₹302.727 ↑ 7.10   (2.40 %)
Net Assets (Cr) ₹920 on 30 Apr 22
Category Equity - ELSS
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.55
Sharpe Ratio 1.46
Information Ratio -0.33
Alpha Ratio 1.92
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
30 Apr 17₹10,000
30 Apr 18₹12,009
30 Apr 19₹11,294
30 Apr 20₹9,387
30 Apr 21₹14,239
30 Apr 22₹17,405

Principal Tax Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for Principal Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month -6.6%
3 Month -6.6%
6 Month -10.1%
1 Year 11.9%
3 Year 13.3%
5 Year 10.3%
10 Year
15 Year
Since launch 15.7%
Historical performance (Yearly) on absolute basis
YearReturns
2021 32.1%
2020 18.9%
2019 2.5%
2018 -9.2%
2017 48.8%
2016 6.2%
2015 2.7%
2014 49.4%
2013 8.5%
2012 46.5%
Fund Manager information for Principal Tax Savings Fund
NameSinceTenure
Sudhir Kedia29 Oct 192.51 Yr.
Rohit Seksaria1 Jan 220.33 Yr.

Data below for Principal Tax Savings Fund as on 30 Apr 22

Equity Sector Allocation
SectorValue
Financial Services35.88%
Consumer Cyclical16.01%
Technology14.87%
Industrials12.04%
Health Care6.42%
Energy3.88%
Consumer Defensive3.31%
Basic Materials2.78%
Communication Services2.09%
Real Estate0.83%
Asset Allocation
Asset ClassValue
Cash1.87%
Equity98.13%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
8%₹76 Cr1,044,215
Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY
7%₹66 Cr346,446
↓ -20,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK
5%₹49 Cr335,117
Polycab India Ltd (Industrials)
Equity, Since 30 Nov 20 | POLYCAB
4%₹41 Cr172,375
State Bank of India (Financial Services)
Equity, Since 30 Apr 05 | SBIN
4%₹39 Cr787,020
↑ 77,425
Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 21 | RELIANCE
4%₹36 Cr137,512
Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 17 | 532215
3%₹31 Cr410,005
↑ 30,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 14 | TCS
3%₹31 Cr83,073
↓ -821
Ashok Leyland Ltd (Industrials)
Equity, Since 31 Aug 20 | 500477
3%₹28 Cr2,405,310
↑ 90,000
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Oct 19 | MARUTI
3%₹24 Cr31,194

7. Principal Credit Risk Fund

(Erstwhile Principal Credit Opportunities Fund)

To generate regular income & Capital appreciation through investments in debt securities and money market instruments

Principal Credit Risk Fund is a Debt - Credit Risk fund was launched on 14 Sep 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 16 in Credit Risk category. .

Below is the key information for Principal Credit Risk Fund

Principal Credit Risk Fund
Growth
Launch Date 14 Sep 04
NAV (03 Sep 20) ₹3,103.96 ↓ -0.49   (-0.02 %)
Net Assets (Cr) ₹15 on 31 Jul 20
Category Debt - Credit Risk
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderate
Expense Ratio 1.64
Sharpe Ratio 0.49
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 2,000
Exit Load NIL
Yield to Maturity 3.44%
Effective Maturity 4 Months 16 Days
Modified Duration 3 Months 28 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 17₹10,000
30 Apr 18₹10,675
30 Apr 19₹11,405
30 Apr 20₹10,579

Principal Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Principal Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month 0.1%
3 Month 14.3%
6 Month 7.9%
1 Year 11.5%
3 Year 5.8%
5 Year 6.8%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
Fund Manager information for Principal Credit Risk Fund
NameSinceTenure

Data below for Principal Credit Risk Fund as on 31 Jul 20

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

8. Principal Dividend Yield Fund

The investment objective of the scheme would be to provide capital appreciation and/or dividend distribution by investing predominantly in a well-diversified portfolio of companies that have a relatively high dividend yield.

Principal Dividend Yield Fund is a Equity - Dividend Yield fund was launched on 15 Oct 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.6% since its launch.  Ranked 37 in Dividend Yield category.  Return for 2021 was 32.5% , 2020 was 20.2% and 2019 was 4.4% .

Below is the key information for Principal Dividend Yield Fund

Principal Dividend Yield Fund
Growth
Launch Date 15 Oct 04
NAV (20 May 22) ₹80.5221 ↑ 1.64   (2.08 %)
Net Assets (Cr) ₹267 on 30 Apr 22
Category Equity - Dividend Yield
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.59
Sharpe Ratio 1.2
Information Ratio 0.44
Alpha Ratio -2.13
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 17₹10,000
30 Apr 18₹12,255
30 Apr 19₹12,305
30 Apr 20₹10,944
30 Apr 21₹16,313
30 Apr 22₹19,168

Principal Dividend Yield Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for Principal Dividend Yield Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month -5.2%
3 Month -4.6%
6 Month -6.8%
1 Year 10.3%
3 Year 14.8%
5 Year 12.5%
10 Year
15 Year
Since launch 12.6%
Historical performance (Yearly) on absolute basis
YearReturns
2021 32.5%
2020 20.2%
2019 4.4%
2018 -5.2%
2017 46.6%
2016 7.2%
2015 -3.4%
2014 44.9%
2013 -5.3%
2012 41.9%
Fund Manager information for Principal Dividend Yield Fund
NameSinceTenure
Ratish Varier1 Jan 220.33 Yr.
Ashish Aggarwal1 Jan 220.33 Yr.

Data below for Principal Dividend Yield Fund as on 30 Apr 22

Equity Sector Allocation
SectorValue
Financial Services18.86%
Technology18.85%
Basic Materials14.71%
Consumer Defensive11.27%
Energy11.04%
Utility7.98%
Consumer Cyclical5.71%
Industrials5.42%
Communication Services3.05%
Health Care0.49%
Asset Allocation
Asset ClassValue
Cash2.62%
Equity97.38%
Debt0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY
9%₹24 Cr125,901
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Mar 18 | TCS
7%₹17 Cr45,344
↓ -428
Reliance Industries Ltd (Energy)
Equity, Since 29 Feb 12 | RELIANCE
6%₹16 Cr61,536
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
5%₹13 Cr179,100
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Sep 14 | HINDUNILVR
5%₹12 Cr58,279
↑ 18,779
Tata Steel Ltd (Basic Materials)
Equity, Since 28 Feb 19 | TATASTEEL
5%₹12 Cr90,000
NTPC Ltd (Utilities)
Equity, Since 30 Apr 18 | 532555
4%₹12 Cr856,692
↑ 289,545
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 13 | HDFCBANK
4%₹11 Cr77,164
↑ 18,364
ITC Ltd (Consumer Defensive)
Equity, Since 30 Nov 09 | ITC
4%₹10 Cr405,400
Gujarat Gas Ltd (Utilities)
Equity, Since 31 Mar 19 | GUJGASLTD
4%₹9 Cr179,928

9. Principal Dynamic Bond Fund

To generate regular income and capital appreciation/ accretion through investment in debt instruments and related securities besides preservation of capital. The scheme will aim to invest its assets in a portfolio of debt instruments and related securities of government, quasi-government, corporate issuers and money market instruments with varying risks – rated investment grade or higher or otherwise comparable (if not rated).

Principal Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 9 May 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 20 in Dynamic Bond category. .

Below is the key information for Principal Dynamic Bond Fund

Principal Dynamic Bond Fund
Growth
Launch Date 9 May 03
NAV (03 Sep 20) ₹31.9328 ↑ 0.02   (0.07 %)
Net Assets (Cr) ₹29 on 31 Jul 20
Category Debt - Dynamic Bond
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderate
Expense Ratio 1.62
Sharpe Ratio 0.54
Information Ratio -0.95
Alpha Ratio -4.7
Min Investment 5,000
Min SIP Investment 2,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 4.84%
Effective Maturity 3 Years 9 Months 14 Days
Modified Duration 3 Years 2 Months 1 Day

Growth of 10,000 investment over the years.

DateValue
30 Apr 17₹10,000
30 Apr 18₹10,282
30 Apr 19₹10,999
30 Apr 20₹10,549

Principal Dynamic Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Principal Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month -0.1%
3 Month 5.7%
6 Month 4.4%
1 Year 7.5%
3 Year 2.9%
5 Year 5.5%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2021
2020
2019
2018
2017
2016
2015
2014
2013
2012
Fund Manager information for Principal Dynamic Bond Fund
NameSinceTenure

Data below for Principal Dynamic Bond Fund as on 31 Jul 20

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

10. Principal Focused Multicap Fund

(Erstwhile Principal Large Cap Fund)

The Investment Objective of the scheme would be to provide capital appreciation and /or dividend distribution by predominantly investing in companies having a large market capitalization.

Principal Focused Multicap Fund is a Equity - Focused fund was launched on 11 Nov 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.8% since its launch.  Ranked 36 in Focused category.  Return for 2021 was 33.7% , 2020 was 19.7% and 2019 was 11.8% .

Below is the key information for Principal Focused Multicap Fund

Principal Focused Multicap Fund
Growth
Launch Date 11 Nov 05
NAV (20 May 22) ₹98.053 ↑ 2.14   (2.24 %)
Net Assets (Cr) ₹686 on 30 Apr 22
Category Equity - Focused
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.56
Sharpe Ratio 1.11
Information Ratio 0.3
Alpha Ratio -1.94
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 17₹10,000
30 Apr 18₹11,285
30 Apr 19₹11,718
30 Apr 20₹11,173
30 Apr 21₹16,609
30 Apr 22₹19,390

Principal Focused Multicap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for Principal Focused Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

DurationReturns
1 Month -8.8%
3 Month -8.9%
6 Month -13.4%
1 Year 5.7%
3 Year 15%
5 Year 12.1%
10 Year
15 Year
Since launch 14.8%
Historical performance (Yearly) on absolute basis
YearReturns
2021 33.7%
2020 19.7%
2019 11.8%
2018 -1.2%
2017 31.8%
2016 3.8%
2015 0.6%
2014 43.4%
2013 3%
2012 34%
Fund Manager information for Principal Focused Multicap Fund
NameSinceTenure
Ravi Gopalakrishnan11 Oct 192.56 Yr.
Rahul Baijal1 Jan 220.33 Yr.

Data below for Principal Focused Multicap Fund as on 30 Apr 22

Equity Sector Allocation
SectorValue
Financial Services32.33%
Technology14.22%
Industrials11.67%
Consumer Cyclical7.4%
Basic Materials6.99%
Energy6.44%
Health Care5.29%
Communication Services3.87%
Consumer Defensive3.75%
Utility2.26%
Real Estate2.26%
Asset Allocation
Asset ClassValue
Cash3.52%
Equity96.48%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Infosys Ltd (Technology)
Equity, Since 30 Nov 05 | INFY
9%₹59 Cr311,470
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
8%₹55 Cr755,230
Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 05 | RELIANCE
6%₹45 Cr169,781
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 08 | HDFCBANK
5%₹37 Cr252,831
State Bank of India (Financial Services)
Equity, Since 31 Oct 08 | SBIN
4%₹29 Cr595,460
Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Oct 21 | 532978
4%₹29 Cr17,122
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Mar 10 | HDFC
4%₹28 Cr117,412
Canara Bank (Financial Services)
Equity, Since 31 Jul 21 | 532483
4%₹28 Cr1,213,820
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 30 Nov 21 | 890157
4%₹27 Cr677,624
Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 31 Dec 19 | 540376
4%₹26 Cr64,955

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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