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Top 10 Best Principal Mutual Fund Schemes 2019 | Fincash

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Top 10 Best Principal Mutual Fund Schemes for 2019

Updated on November 10, 2019 , 744 views

Principal Mutual Fund is one of the fastest growing Mutual Fund companies in India. The fund house manages assets for over 4 lakh customers, through 102 investor centres with over 20,000 empanelled distributors across the country. The company offers a wide range of schemes that are designed to meet various investment goals of investors.

Investors can choose from a host of options like— equity, debt, ELSS, balanced, Liquid Funds, fund of funds, etc. Equity Funds are best suited for a long-term plan while liquid funds are ideal for earning good returns in a short span of time. Principal Mutual Fund follows a disciplined investment approach through which it aims to create, protect and grow wealth of the investors.

Investors planning to invest can choose a fund from the below-listed top 10 best Principal Mutual Fund schemes. These funds have been shortlisted by undertaking certain important parameters like AUM, NAV, past performances, peer average returns, etc.

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Principal-Mutual-Fund

Why Invest in Principal Mutual Fund?

  • Principal Mutual Fund has an extensive network of over 20,000 distributors across the country. It includes financial advisor firms, corporate banks, financial institutes, and stockbrokers.

  • Company schemes offer the option to reduce taxable income thus, saving tax. Principal Tax Savings Fund is such schemes where an investor is eligible for a tax deduction of up to one lakh.

  • Investors can put their money in a target equity while still invested in a debt or a liquid fund. Thus, the investor will get returns on the equity as well as the protection.

  • The company produces a monthly fact sheet. In it, it lays out the details of money invested in each company, rating of the company, returns, dividends, and ratio of performance.

Best Mutual Fund Schemes by Principal Mutual Fund

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)Since launch (%)2018 (%)
Principal Cash Management Fund Growth ₹1,716.48
↑ 0.24
₹210 5,000 2,000 1.42.96.43.75.56.9-1.8
Principal Emerging Bluechip Fund Growth ₹105.78
↑ 0.48
₹2,199 5,000 500 106610.211.723.9-11
Principal Hybrid Equity Fund Growth ₹76.25
↓ -0.03
₹1,572 5,000 500 4.21.22.7109.110.8-1.5
Principal Global Opportunities Fund Growth ₹30.4913
↑ 0.12
₹15 10,000 2,000 76.25.410.46.47.4-15.5
Principal Multi Cap Growth Fund Growth ₹140.74
↓ -0.09
₹847 5,000 500 5.72.63.29.98.614.9-8.7
Principal Tax Savings Fund Growth ₹204.7
↑ 0.03
₹389 500 500 5.122.59.48.215.6-9.2
Principal Credit Risk Fund Growth ₹2,815.29
↓ -1.45
₹56 5,000 2,000 1.6-3.40.44.56.37.16.4
Principal Focused Multicap Fund Growth ₹67.1
↓ -0.06
₹330 5,000 500 9.18.812.210.68.214.6-1.2
Principal Ultra Short Term Fund Growth ₹2,065.83
↑ 0.84
₹59 5,000 2,000 1.43.37.24.76.26.31.2
Principal Dividend Yield Fund Growth ₹54.12
↑ 0.08
₹194 5,000 500 94.15.511.98.611.9-5.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 12 Nov 19

1. Principal Cash Management Fund

To provide investors with as high a level of income available from short-term investments as is considered consistent with preservation of capital and maintenance of liquidity, by investing in a portfolio of money market and investment grade debt instruments. The scheme will invest its assets in a portfolio of money market instruments. The investments will be in securities, which the Investment Manager believes present minimal liquidity and/or credit risks.

Principal Cash Management Fund is a Debt - Liquid Fund fund was launched on 30 Aug 04. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 5 in Liquid Fund category.  Return for 2018 was -1.8% , 2017 was 6.8% and 2016 was 7.7% .

Below is the key information for Principal Cash Management Fund

Principal Cash Management Fund
Growth
Launch Date 30 Aug 04
NAV (12 Nov 19) ₹1,716.48 ↑ 0.24   (0.01 %)
Net Assets (Cr) ₹210 on 30 Sep 19
Category Debt - Liquid Fund
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Low
Expense Ratio 0.2
Sharpe Ratio 12.52
Information Ratio -0.68
Alpha Ratio 0.39
Min Investment 5,000
Min SIP Investment 2,000
Exit Load NIL
Yield to Maturity 5.59%
Effective Maturity 1 Month 6 Days
Modified Duration 1 Month 5 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹10,858
31 Oct 16₹11,713
31 Oct 17₹12,506
31 Oct 18₹12,275
31 Oct 19₹13,070

Principal Cash Management Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Principal Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Nov 19

DurationReturns
1 Month 0.4%
3 Month 1.4%
6 Month 2.9%
1 Year 6.4%
3 Year 3.7%
5 Year 5.5%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -1.8%
2017 6.8%
2016 7.7%
2015 8.4%
2014 9.1%
2013 9.2%
2012 9.7%
2011 8.9%
2010 5.4%
2009 5.1%
Fund Manager information for Principal Cash Management Fund
NameSinceTenure
Bekxy Kuriakose31 May 190.34 Yr.

Data below for Principal Cash Management Fund as on 30 Sep 19

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Corporate48.54%
Cash Equivalent39.32%
Government12.14%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps 01-Oct-2019
CBLO/Reverse Repo | -
13%₹28 Cr
INDIAN OIL CORPORATION LIMITED
Commercial Paper | -
6%₹12 Cr240
↑ 240
ICICI BANK LIMITED
Certificate of Deposit | -
6%₹12 Cr1,200
↑ 1,200
BANK OF BARODA
Certificate of Deposit | -
6%₹12 Cr1,200
↑ 1,200
Export Import Bank of India
Commercial Paper | -
6%₹12 Cr240
↑ 240
AXIS BANK LIMITED
Certificate of Deposit | -
6%₹12 Cr1,200
↑ 1,200
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
Certificate of Deposit | -
6%₹12 Cr1,200
↑ 1,200
Power Finance Corporation Ltd.
Debentures | -
5%₹10 Cr100
↑ 100
NTPC LIMITED
Commercial Paper | -
5%₹10 Cr200
HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Commercial Paper | -
5%₹10 Cr200
↑ 200

2. Principal Emerging Bluechip Fund

The primary objective of the Scheme is to achieve long-term capital appreciation by investing in equity & equity related instruments of mid cap & small cap companies.

Principal Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 12 Nov 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 23.9% since its launch.  Ranked 1 in Large & Mid Cap category.  Return for 2018 was -11% , 2017 was 49.1% and 2016 was 11.2% .

Below is the key information for Principal Emerging Bluechip Fund

Principal Emerging Bluechip Fund
Growth
Launch Date 12 Nov 08
NAV (11 Nov 19) ₹105.78 ↑ 0.48   (0.46 %)
Net Assets (Cr) ₹2,199 on 30 Sep 19
Category Equity - Large & Mid Cap
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.22
Sharpe Ratio -0.06
Information Ratio -0.24
Alpha Ratio 0.33
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹11,386
31 Oct 16₹14,000
31 Oct 17₹18,227
31 Oct 18₹16,337
31 Oct 19₹17,709

Principal Emerging Bluechip Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for Principal Emerging Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Nov 19

DurationReturns
1 Month 5.6%
3 Month 10%
6 Month 6%
1 Year 6%
3 Year 10.2%
5 Year 11.7%
10 Year
15 Year
Since launch 23.9%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -11%
2017 49.1%
2016 11.2%
2015 6%
2014 80.2%
2013 5.8%
2012 55%
2011 -34.7%
2010 19.7%
2009 147.3%
Fund Manager information for Principal Emerging Bluechip Fund
NameSinceTenure
Ravi Gopalakrishnan11 Oct 190.06 Yr.

Data below for Principal Emerging Bluechip Fund as on 30 Sep 19

Equity Sector Allocation
SectorValue
Financial Services28.31%
Basic Materials14.4%
Consumer Cyclical14.12%
Industrials10.43%
Technology7.7%
Health Care7.13%
Consumer Defensive5.73%
Utility4.76%
Energy4.28%
Communication Services1.98%
Asset Allocation
Asset ClassValue
Cash1.15%
Equity98.85%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 17 | HDFCBANK
6%₹136 Cr1,107,300
↑ 31,500
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | ICICIBANK
4%₹96 Cr2,079,525
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 18 | RELIANCE
3%₹74 Cr504,108
↑ 15,108
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | KOTAKBANK
3%₹62 Cr394,800
↑ 3,000
Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Mar 18 | 532978
2%₹54 Cr65,790
↑ 2,700
Britannia Industries Ltd (Consumer Defensive)
Equity, Since 31 Aug 13 | 500825
2%₹54 Cr163,800
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
2%₹50 Cr123,900
↓ -6,600
AIA Engineering Ltd (Industrials)
Equity, Since 31 May 14 | AIAENG
2%₹47 Cr273,900
↑ 6,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | 532215
2%₹46 Cr627,300
↑ 32,400
Fine Organic Industries Ltd Ordinary Shares (Basic Materials)
Equity, Since 30 Jun 18 | 541557
2%₹45 Cr236,168

3. Principal Hybrid Equity Fund

(Erstwhile Principal Balanced Fund)

Aims to generate long term capital appreciation and current income by investing in a portfolio of equity, equity related securities and fixed income securities.

Principal Hybrid Equity Fund is a Hybrid - Hybrid Equity fund was launched on 14 Jan 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10.8% since its launch.  Ranked 1 in Hybrid Equity category.  Return for 2018 was -1.5% , 2017 was 36.3% and 2016 was 10.1% .

Below is the key information for Principal Hybrid Equity Fund

Principal Hybrid Equity Fund
Growth
Launch Date 14 Jan 00
NAV (11 Nov 19) ₹76.25 ↓ -0.03   (-0.04 %)
Net Assets (Cr) ₹1,572 on 30 Sep 19
Category Hybrid - Hybrid Equity
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.26
Sharpe Ratio -0.43
Information Ratio -0.22
Alpha Ratio -8.75
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹10,442
31 Oct 16₹12,190
31 Oct 17₹15,467
31 Oct 18₹15,087
31 Oct 19₹15,634

Principal Hybrid Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for Principal Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Nov 19

DurationReturns
1 Month 4.4%
3 Month 4.2%
6 Month 1.2%
1 Year 2.7%
3 Year 10%
5 Year 9.1%
10 Year
15 Year
Since launch 10.8%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -1.5%
2017 36.3%
2016 10.1%
2015 3.1%
2014 34.9%
2013 7.2%
2012 34.2%
2011 -22%
2010 10.2%
2009 64%
Fund Manager information for Principal Hybrid Equity Fund
NameSinceTenure
Bekxy Kuriakose21 Mar 163.53 Yr.
Ravi Gopalakrishnan29 Jul 190.17 Yr.
Ashish Aggarwal14 Oct 190 Yr.

Data below for Principal Hybrid Equity Fund as on 30 Sep 19

Asset Allocation
Asset ClassValue
Cash13.91%
Equity72.25%
Debt13.84%
Equity Sector Allocation
SectorValue
Financial Services25.82%
Consumer Defensive11.33%
Technology7.52%
Basic Materials6.69%
Energy5.95%
Industrials4.83%
Utility3.61%
Consumer Cyclical3.16%
Communication Services1.72%
Health Care1.63%
Debt Sector Allocation
SectorValue
Corporate11.91%
Government8.36%
Cash Equivalent7.48%
Credit Quality
RatingValue
A0.22%
AA8.71%
AAA90.03%
Below B1.05%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK
6%₹93 Cr758,406
↑ 150,000
Treps 01-Nov-2019
CBLO/Reverse Repo | -
6%₹91 Cr
Reliance Industries Ltd (Energy)
Equity, Since 28 Feb 07 | RELIANCE
5%₹79 Cr538,740
↑ 54,440
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
4%₹70 Cr1,517,976
Infosys Ltd (Technology)
Equity, Since 30 Sep 17 | INFY
3%₹46 Cr673,000
State Bank of India (Financial Services)
Equity, Since 31 Oct 11 | SBIN
3%₹45 Cr1,437,306
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | KOTAKBANK
3%₹44 Cr278,716
ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC
3%₹40 Cr1,569,532
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 14 | TCS
2%₹39 Cr170,318
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Jan 18 | HDFC
2%₹35 Cr165,000

4. Principal Global Opportunities Fund

The investment objective of the Scheme is to provide long term capital appreciation by predominantly investing in overseas mutual fund schemes, and a certain portion of its corpus in Money Market Securities and/or units of Money Market / Liquid Schemes of Principal Mutual Fund.

Principal Global Opportunities Fund is a Equity - Global fund was launched on 29 Mar 04. It is a fund with High risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 8 in Global category.  Return for 2018 was -15.5% , 2017 was 30.9% and 2016 was 10.1% .

Below is the key information for Principal Global Opportunities Fund

Principal Global Opportunities Fund
Growth
Launch Date 29 Mar 04
NAV (08 Nov 19) ₹30.4913 ↑ 0.12   (0.39 %)
Net Assets (Cr) ₹15 on 30 Sep 19
Category Equity - Global
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk High
Expense Ratio 1.46
Sharpe Ratio -0.52
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 2,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹9,203
31 Oct 16₹10,018
31 Oct 17₹12,388
31 Oct 18₹12,356
31 Oct 19₹13,220

Principal Global Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992
Invest Now

Returns for Principal Global Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Nov 19

DurationReturns
1 Month 7.1%
3 Month 7%
6 Month 6.2%
1 Year 5.4%
3 Year 10.4%
5 Year 6.4%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -15.5%
2017 30.9%
2016 10.1%
2015 -9.6%
2014 -2.6%
2013 5.4%
2012 21.5%
2011 -2.6%
2010 11.5%
2009 62.5%
Fund Manager information for Principal Global Opportunities Fund
NameSinceTenure
Rajat Jain1 Oct 0513.34 Yr.

Data below for Principal Global Opportunities Fund as on 30 Sep 19

Equity Sector Allocation
SectorValue
Technology25.46%
Industrials19.77%
Financial Services13.62%
Consumer Cyclical13.21%
Health Care8.32%
Basic Materials5.38%
Communication Services4.51%
Consumer Defensive3.74%
Energy2.77%
Utility1.29%
Real Estate0.83%
Asset Allocation
Asset ClassValue
Cash1.1%
Equity98.9%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Principal Origin Glb Smlr Coms I Acc USD
Investment Fund | -
99%₹15 Cr131,290
↓ -3,056
Treps 01-Oct-2019
CBLO/Reverse Repo | -
1%₹0 Cr
Net Receivable / Payable
Net Current Assets | -
0%₹0 Cr
91 DTB 17102019
Sovereign Bonds | -
0%₹0 Cr1,000

5. Principal Multi Cap Growth Fund

(Erstwhile Principal Growth Fund)

The primary investment objective of the scheme is to achieve long-term capital appreciation.

Principal Multi Cap Growth Fund is a Equity - Multi Cap fund was launched on 25 Oct 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.9% since its launch.  Ranked 12 in Multi Cap category.  Return for 2018 was -8.7% , 2017 was 48.7% and 2016 was 6.4% .

Below is the key information for Principal Multi Cap Growth Fund

Principal Multi Cap Growth Fund
Growth
Launch Date 25 Oct 00
NAV (11 Nov 19) ₹140.74 ↓ -0.09   (-0.06 %)
Net Assets (Cr) ₹847 on 30 Sep 19
Category Equity - Multi Cap
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.46
Sharpe Ratio -0.28
Information Ratio -0.42
Alpha Ratio -4.58
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹10,345
31 Oct 16₹12,174
31 Oct 17₹15,895
31 Oct 18₹14,631
31 Oct 19₹15,271

Principal Multi Cap Growth Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for Principal Multi Cap Growth Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Nov 19

DurationReturns
1 Month 5.6%
3 Month 5.7%
6 Month 2.6%
1 Year 3.2%
3 Year 9.9%
5 Year 8.6%
10 Year
15 Year
Since launch 14.9%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -8.7%
2017 48.7%
2016 6.4%
2015 2.8%
2014 49.4%
2013 8.3%
2012 46%
2011 -30.9%
2010 14.1%
2009 79.9%
Fund Manager information for Principal Multi Cap Growth Fund
NameSinceTenure
Ravi Gopalakrishnan29 Jul 190.01 Yr.
Siddarth Mohta28 Aug 180.92 Yr.

Data below for Principal Multi Cap Growth Fund as on 30 Sep 19

Equity Sector Allocation
SectorValue
Financial Services34.02%
Consumer Defensive12.01%
Technology9.85%
Basic Materials9.02%
Energy8.77%
Industrials7.45%
Consumer Cyclical6.86%
Health Care5.39%
Communication Services2.33%
Utility1.53%
Asset Allocation
Asset ClassValue
Cash5.68%
Equity94.3%
Debt0.01%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK
8%₹67 Cr543,180
↑ 66,850
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
7%₹56 Cr1,302,337
↑ 97,100
Treps 01-Oct-2019
CBLO/Reverse Repo | -
6%₹47 Cr
Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 05 | RELIANCE
5%₹39 Cr294,332
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 13 | LT
4%₹34 Cr232,496
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | KOTAKBANK
4%₹32 Cr192,252
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 14 | TCS
3%₹28 Cr134,460
↓ -9,000
Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY
3%₹28 Cr349,284
ITC Ltd (Consumer Defensive)
Equity, Since 31 Jul 08 | ITC
3%₹28 Cr1,076,641
State Bank of India (Financial Services)
Equity, Since 30 Nov 08 | SBIN
3%₹28 Cr1,031,789

6. Principal Tax Savings Fund

To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation.

Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.6% since its launch.  Ranked 8 in ELSS category.  Return for 2018 was -9.2% , 2017 was 48.8% and 2016 was 6.2% .

Below is the key information for Principal Tax Savings Fund

Principal Tax Savings Fund
Growth
Launch Date 31 Mar 96
NAV (11 Nov 19) ₹204.7 ↑ 0.03   (0.01 %)
Net Assets (Cr) ₹389 on 30 Sep 19
Category Equity - ELSS
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.61
Sharpe Ratio -0.29
Information Ratio -0.5
Alpha Ratio -4.81
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹10,343
31 Oct 16₹12,177
31 Oct 17₹15,858
31 Oct 18₹14,483
31 Oct 19₹15,041

Principal Tax Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for Principal Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Nov 19

DurationReturns
1 Month 5.6%
3 Month 5.1%
6 Month 2%
1 Year 2.5%
3 Year 9.4%
5 Year 8.2%
10 Year
15 Year
Since launch 15.6%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -9.2%
2017 48.8%
2016 6.2%
2015 2.7%
2014 49.4%
2013 8.5%
2012 46.5%
2011 -30.4%
2010 15%
2009 64.7%
Fund Manager information for Principal Tax Savings Fund
NameSinceTenure
Sudhir Kedia29 Oct 190 Yr.

Data below for Principal Tax Savings Fund as on 30 Sep 19

Equity Sector Allocation
SectorValue
Financial Services32.09%
Basic Materials14.21%
Consumer Defensive11.78%
Technology8.44%
Industrials7.57%
Utility5.44%
Energy4.6%
Consumer Cyclical4.5%
Health Care4.24%
Communication Services1.96%
Asset Allocation
Asset ClassValue
Cash5.08%
Equity94.91%
Debt0.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK
6%₹22 Cr182,668
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
6%₹22 Cr509,143
Treps 01-Oct-2019
CBLO/Reverse Repo | -
5%₹19 Cr
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 08 | RELIANCE
5%₹18 Cr134,452
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | KOTAKBANK
4%₹15 Cr89,915
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 14 | TCS
3%₹13 Cr61,940
↓ -4,100
State Bank of India (Financial Services)
Equity, Since 30 Apr 05 | SBIN
3%₹13 Cr479,851
ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC
3%₹12 Cr455,396
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 13 | LT
3%₹11 Cr77,262
Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY
3%₹11 Cr136,594

7. Principal Credit Risk Fund

(Erstwhile Principal Credit Opportunities Fund)

To generate regular income & Capital appreciation through investments in debt securities and money market instruments

Principal Credit Risk Fund is a Debt - Credit Risk fund was launched on 14 Sep 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 16 in Credit Risk category.  Return for 2018 was 6.4% , 2017 was 7.4% and 2016 was 8.5% .

Below is the key information for Principal Credit Risk Fund

Principal Credit Risk Fund
Growth
Launch Date 14 Sep 04
NAV (11 Nov 19) ₹2,815.29 ↓ -1.45   (-0.05 %)
Net Assets (Cr) ₹56 on 30 Sep 19
Category Debt - Credit Risk
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderate
Expense Ratio 1.64
Sharpe Ratio -0.37
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 2,000
Exit Load NIL
Yield to Maturity 8.06%
Effective Maturity 1 Year 1 Month 28 Days
Modified Duration 11 Months 12 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹10,930
31 Oct 16₹11,867
31 Oct 17₹12,806
31 Oct 18₹13,519
31 Oct 19₹13,603

Principal Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Principal Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Nov 19

DurationReturns
1 Month 0.5%
3 Month 1.6%
6 Month -3.4%
1 Year 0.4%
3 Year 4.5%
5 Year 6.3%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2018 6.4%
2017 7.4%
2016 8.5%
2015 9.2%
2014 9.7%
2013 7%
2012 9.4%
2011 8.9%
2010 5.3%
2009 5.2%
Fund Manager information for Principal Credit Risk Fund
NameSinceTenure
Gurvinder Wasan1 Jan 181.75 Yr.

Data below for Principal Credit Risk Fund as on 30 Sep 19

Asset Allocation
Asset ClassValue
Cash51.83%
Debt48.17%
Debt Sector Allocation
SectorValue
Corporate51.68%
Cash Equivalent48.32%
Credit Quality
RatingValue
A2.06%
AA77.98%
AAA19.96%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps 01-Nov-2019
CBLO/Reverse Repo | -
29%₹13 Cr
India Infoline Housing Finance Limited
Debentures | -
15%₹7 Cr70
Hindalco Industries Limited
Debentures | -
12%₹5 Cr50
Coastal Gujarat Power Limited
Debentures | -
11%₹5 Cr50
Steel Authority Of India Limited
Debentures | -
11%₹5 Cr50
Net Receivable / Payable
Net Current Assets | -
7%₹3 Cr
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
Debentures | -
5%₹2 Cr20
↑ 20
HERO CYCLES LIMITED
Commercial Paper | -
4%₹2 Cr40
Reliance Industries Limited
Debentures | -
3%₹1 Cr15
ESS KAY Auto Finance Private Limited
Debentures | -
1%₹1 Cr70

8. Principal Focused Multicap Fund

(Erstwhile Principal Large Cap Fund)

The Investment Objective of the scheme would be to provide capital appreciation and /or dividend distribution by predominantly investing in companies having a large market capitalization.

Principal Focused Multicap Fund is a Equity - Focused fund was launched on 11 Nov 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.6% since its launch.  Ranked 36 in Focused category.  Return for 2018 was -1.2% , 2017 was 31.8% and 2016 was 3.8% .

Below is the key information for Principal Focused Multicap Fund

Principal Focused Multicap Fund
Growth
Launch Date 11 Nov 05
NAV (11 Nov 19) ₹67.1 ↓ -0.06   (-0.09 %)
Net Assets (Cr) ₹330 on 30 Sep 19
Category Equity - Focused
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.69
Sharpe Ratio 0.26
Information Ratio 0
Alpha Ratio 1.56
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹10,261
31 Oct 16₹11,495
31 Oct 17₹13,561
31 Oct 18₹13,038
31 Oct 19₹14,961

Principal Focused Multicap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for Principal Focused Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Nov 19

DurationReturns
1 Month 6.1%
3 Month 9.1%
6 Month 8.8%
1 Year 12.2%
3 Year 10.6%
5 Year 8.2%
10 Year
15 Year
Since launch 14.6%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -1.2%
2017 31.8%
2016 3.8%
2015 0.6%
2014 43.4%
2013 3%
2012 34%
2011 -25.7%
2010 21%
2009 110.1%
Fund Manager information for Principal Focused Multicap Fund
NameSinceTenure
Ravi Gopalakrishnan11 Oct 190.06 Yr.

Data below for Principal Focused Multicap Fund as on 30 Sep 19

Equity Sector Allocation
SectorValue
Financial Services30.63%
Basic Materials16.17%
Consumer Defensive15.89%
Technology9.1%
Industrials7.14%
Energy6.64%
Consumer Cyclical5.66%
Health Care5.09%
Utility1.38%
Asset Allocation
Asset ClassValue
Cash2.28%
Equity97.7%
Debt0.03%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 08 | HDFCBANK
9%₹29 Cr239,536
↓ -9,000
Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 05 | RELIANCE
7%₹22 Cr164,446
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Apr 15 | KOTAKBANK
6%₹19 Cr117,900
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 31 May 16 | 500696
5%₹17 Cr87,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
5%₹17 Cr396,708
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Mar 10 | HDFC
4%₹14 Cr71,227
Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Aug 17 | 532978
4%₹13 Cr15,189
Abbott India Ltd (Healthcare)
Equity, Since 31 Dec 14 | 500488
4%₹13 Cr12,150
Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 31 Jul 18 | 532977
4%₹12 Cr40,500
Infosys Ltd (Technology)
Equity, Since 30 Nov 05 | INFY
4%₹12 Cr145,500

9. Principal Ultra Short Term Fund

(Erstwhile Principal Retail Money Manager Fund)

To generate steady return by investing in debt and money market securities. The portfolio will be predominantly invested in overnight repo, CBLO, floating rate instruments and other fixed income instruments.

Principal Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 28 Dec 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 6.3% since its launch.  Ranked 43 in Ultrashort Bond category.  Return for 2018 was 1.2% , 2017 was 6.3% and 2016 was 7.9% .

Below is the key information for Principal Ultra Short Term Fund

Principal Ultra Short Term Fund
Growth
Launch Date 28 Dec 07
NAV (11 Nov 19) ₹2,065.83 ↑ 0.84   (0.04 %)
Net Assets (Cr) ₹59 on 30 Sep 19
Category Debt - Ultrashort Bond
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately Low
Expense Ratio 1.15
Sharpe Ratio 7.81
Information Ratio -0.71
Alpha Ratio -1.14
Min Investment 5,000
Min SIP Investment 2,000
Exit Load NIL
Yield to Maturity 6.01%
Effective Maturity 5 Months 25 Days
Modified Duration 5 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹10,898
31 Oct 16₹11,789
31 Oct 17₹12,563
31 Oct 18₹12,649
31 Oct 19₹13,557

Principal Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Principal Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Nov 19

DurationReturns
1 Month 0.5%
3 Month 1.4%
6 Month 3.3%
1 Year 7.2%
3 Year 4.7%
5 Year 6.2%
10 Year
15 Year
Since launch 6.3%
Historical performance (Yearly) on absolute basis
YearReturns
2018 1.2%
2017 6.3%
2016 7.9%
2015 8.8%
2014 9.4%
2013 9.8%
2012 10%
2011 6.9%
2010
2009
Fund Manager information for Principal Ultra Short Term Fund
NameSinceTenure
Bekxy Kuriakose31 May 190.42 Yr.

Data below for Principal Ultra Short Term Fund as on 30 Sep 19

Asset Allocation
Asset ClassValue
Cash67.92%
Debt32.08%
Debt Sector Allocation
SectorValue
Corporate68.97%
Cash Equivalent20.8%
Government10.23%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Housing Bank
Debentures | -
9%₹5 Cr50
364 DTB 31102019
Sovereign Bonds | -
8%₹5 Cr500,000
↑ 500,000
KOTAK MAHINDRA BANK LIMITED (FORMERLY KOTAK MAHINDRA FINANCE LIMITED)
Certificate of Deposit | -
8%₹5 Cr500
HDFC Bank Limited
Certificate of Deposit | -
8%₹5 Cr500
Indian Bank
Certificate of Deposit | -
7%₹4 Cr400
↑ 400
Housing Development Finance Corporation Limited
Debentures | -
5%₹3 Cr30
Rural Electrification Corporation Limited
Debentures | -
5%₹3 Cr30
LIC Housing Finance Limited
Commercial Paper | -
5%₹3 Cr60
↑ 60
AXIS BANK LIMITED
Certificate of Deposit | -
5%₹3 Cr300
Reliance Industries Limited
Debentures | -
5%₹3 Cr27
↑ 27

10. Principal Dividend Yield Fund

The investment objective of the scheme would be to provide capital appreciation and/or dividend distribution by investing predominantly in a well-diversified portfolio of companies that have a relatively high dividend yield.

Principal Dividend Yield Fund is a Equity - Dividend Yield fund was launched on 15 Oct 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 11.9% since its launch.  Ranked 37 in Dividend Yield category.  Return for 2018 was -5.2% , 2017 was 46.6% and 2016 was 7.2% .

Below is the key information for Principal Dividend Yield Fund

Principal Dividend Yield Fund
Growth
Launch Date 15 Oct 04
NAV (11 Nov 19) ₹54.12 ↑ 0.08   (0.15 %)
Net Assets (Cr) ₹194 on 30 Sep 19
Category Equity - Dividend Yield
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.97
Sharpe Ratio -0.24
Information Ratio -0.01
Alpha Ratio 0.9
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Oct 14₹10,000
31 Oct 15₹9,771
31 Oct 16₹11,424
31 Oct 17₹14,726
31 Oct 18₹14,232
31 Oct 19₹15,297

Principal Dividend Yield Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for Principal Dividend Yield Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 12 Nov 19

DurationReturns
1 Month 6.2%
3 Month 9%
6 Month 4.1%
1 Year 5.5%
3 Year 11.9%
5 Year 8.6%
10 Year
15 Year
Since launch 11.9%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -5.2%
2017 46.6%
2016 7.2%
2015 -3.4%
2014 44.9%
2013 -5.3%
2012 41.9%
2011 -26.8%
2010 24.7%
2009 78.5%
Fund Manager information for Principal Dividend Yield Fund
NameSinceTenure
Ravi Gopalakrishnan11 Oct 190.06 Yr.

Data below for Principal Dividend Yield Fund as on 30 Sep 19

Equity Sector Allocation
SectorValue
Technology19.94%
Consumer Defensive19.58%
Basic Materials16.76%
Financial Services15.57%
Consumer Cyclical10.64%
Energy7.3%
Utility4.25%
Industrials3.76%
Health Care0.78%
Asset Allocation
Asset ClassValue
Cash1.39%
Equity98.61%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Sep 14 | 500696
9%₹18 Cr83,980
ITC Ltd (Consumer Defensive)
Equity, Since 30 Nov 09 | ITC
6%₹11 Cr444,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Mar 18 | TCS
5%₹11 Cr46,710
↓ -5,190
Reliance Industries Ltd (Energy)
Equity, Since 29 Feb 12 | RELIANCE
4%₹8 Cr57,690
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
4%₹8 Cr180,000
Infosys Ltd (Technology)
Equity, Since 31 Jul 15 | INFY
4%₹7 Cr108,000
Bharat Petroleum Corp Ltd (Energy)
Equity, Since 30 Sep 18 | 500547
4%₹7 Cr138,000
Tech Mahindra Ltd (Technology)
Equity, Since 31 Aug 18 | 532755
4%₹7 Cr96,109
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Jul 19 | ULTRACEMCO
3%₹7 Cr16,800
↑ 1,500
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Aug 13 | HDFCBANK
3%₹7 Cr53,800

How to Invest in Principal Mutual Fund Online?

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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