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Top 10 Best Principal Mutual Fund Schemes 2019 | Fincash

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Top 10 Best Principal Mutual Fund Schemes for 2019

Updated on August 14, 2019 , 428 views

Principal Mutual Fund is one of the fastest growing Mutual Fund companies in India. The fund house manages assets for over 4 lakh customers, through 102 investor centres with over 20,000 empanelled distributors across the country. The company offers a wide range of schemes that are designed to meet various investment goals of investors.

Investors can choose from a host of options like— equity, debt, ELSS, balanced, Liquid Funds, fund of funds, etc. Equity Funds are best suited for a long-term plan while liquid funds are ideal for earning good returns in a short span of time. Principal Mutual Fund follows a disciplined investment approach through which it aims to create, protect and grow wealth of the investors.

Investors planning to invest can choose a fund from the below-listed top 10 best Principal Mutual Fund schemes. These funds have been shortlisted by undertaking certain important parameters like AUM, NAV, past performances, peer average returns, etc.

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Principal-Mutual-Fund

Why Invest in Principal Mutual Fund?

  • Principal Mutual Fund has an extensive network of over 20,000 distributors across the country. It includes financial advisor firms, corporate banks, financial institutes, and stockbrokers.

  • Company schemes offer the option to reduce taxable income thus, saving tax. Principal Tax Savings Fund is such schemes where an investor is eligible for a tax deduction of up to one lakh.

  • Investors can put their money in a target equity while still invested in a debt or a liquid fund. Thus, the investor will get returns on the equity as well as the protection.

  • The company produces a monthly fact sheet. In it, it lays out the details of money invested in each company, rating of the company, returns, dividends, and ratio of performance.

Best Mutual Fund Schemes by Principal Mutual Fund

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)Since launch (%)2018 (%)
Principal Cash Management Fund Growth ₹1,694.51
↑ 0.49
₹251 5,000 2,000 1.53.2-2.23.85.66.9-1.8
Principal Hybrid Equity Fund Growth ₹72.57
↑ 0.38
₹1,688 5,000 500 -3-1-6.39.19.810.7-1.5
Principal Emerging Bluechip Fund Growth ₹95.33
↑ 1.15
₹2,213 5,000 500 -3.3-0.3-13.6713.123.3-11
Principal Credit Risk Fund Growth ₹2,770.53
↓ -2.23
₹82 5,000 2,000 -5-3.5-0.24.76.57.16.4
Principal Global Opportunities Fund Growth ₹28.0886
↓ -0.52
₹16 10,000 2,000 0.3-0.9-8.57.33.66.9-15.5
Principal Tax Savings Fund Growth ₹192.52
↑ 0.28
₹407 500 500 -3.10.8-9.289.215.5-9.2
Principal Multi Cap Growth Fund Growth ₹131.41
↑ 0.84
₹887 5,000 500 -3.10-9.58.29.414.7-8.7
Principal Ultra Short Term Fund Growth ₹2,037.8
↑ 0.84
₹62 5,000 2,000 1.73.51.34.86.46.31.2
Principal Dynamic Bond Fund Growth ₹29.4036
↓ -0.13
₹42 5,000 2,000 -5.8-4.7-0.52.96.36.95.1
Principal Short Term Debt Fund Growth ₹30.495
↓ -0.07
₹196 5,000 2,000 -6.6-5-1.43.55.97.16
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Aug 19

1. Principal Cash Management Fund

To provide investors with as high a level of income available from short-term investments as is considered consistent with preservation of capital and maintenance of liquidity, by investing in a portfolio of money market and investment grade debt instruments. The scheme will invest its assets in a portfolio of money market instruments. The investments will be in securities, which the Investment Manager believes present minimal liquidity and/or credit risks.

Principal Cash Management Fund is a Debt - Liquid Fund fund was launched on 30 Aug 04. It is a fund with Low risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 5 in Liquid Fund category.  Return for 2018 was -1.8% , 2017 was 6.8% and 2016 was 7.7% .

Below is the key information for Principal Cash Management Fund

Principal Cash Management Fund
Growth
Launch Date 30 Aug 04
NAV (18 Aug 19) ₹1,694.51 ↑ 0.49   (0.03 %)
Net Assets (Cr) ₹251 on 30 Jun 19
Category Debt - Liquid Fund
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Low
Expense Ratio 0.25
Sharpe Ratio -0.6
Information Ratio -0.67
Alpha Ratio 3.44
Min Investment 5,000
Min SIP Investment 2,000
Exit Load NIL
Yield to Maturity 6.12%
Effective Maturity 23 Days
Modified Duration 21 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 14₹10,000
31 Jul 15₹10,884
31 Jul 16₹11,764
31 Jul 17₹12,575
31 Jul 18₹13,459
31 Jul 19₹13,170

Principal Cash Management Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Principal Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Aug 19

DurationReturns
1 Month 0.5%
3 Month 1.5%
6 Month 3.2%
1 Year -2.2%
3 Year 3.8%
5 Year 5.6%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -1.8%
2017 6.8%
2016 7.7%
2015 8.4%
2014 9.1%
2013 9.2%
2012 9.7%
2011 8.9%
2010 5.4%
2009 5.1%
Fund Manager information for Principal Cash Management Fund
NameSinceTenure
Bekxy Kuriakose31 May 190 Yr.

Data below for Principal Cash Management Fund as on 30 Jun 19

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent94.08%
Corporate5.92%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps 01-Aug-2019
CBLO/Reverse Repo | -
50%₹112 Cr
Ultratech Cement Limited
Commercial Paper | -
9%₹20 Cr400
↑ 400
BANK OF BARODA
Certificate of Deposit | -
9%₹20 Cr2,000
ICICI Bank Limited
Certificate of Deposit | -
9%₹20 Cr2,000
NATIONAL HOUSING BANK
Commercial Paper | -
7%₹15 Cr300
↑ 300
Jagran Prakashan Limited
Commercial Paper | -
7%₹15 Cr300
Axis Bank Limited
Certificate of Deposit | -
7%₹15 Cr1,500
91 DTB 17102019
Sovereign Bonds | -
2%₹5 Cr532,000
↑ 532,000
Net Receivable / Payable
Net Current Assets | -
0%₹1 Cr

2. Principal Hybrid Equity Fund

(Erstwhile Principal Balanced Fund)

Aims to generate long term capital appreciation and current income by investing in a portfolio of equity, equity related securities and fixed income securities.

Principal Hybrid Equity Fund is a Hybrid - Hybrid Equity fund was launched on 14 Jan 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10.7% since its launch.  Ranked 1 in Hybrid Equity category.  Return for 2018 was -1.5% , 2017 was 36.3% and 2016 was 10.1% .

Below is the key information for Principal Hybrid Equity Fund

Principal Hybrid Equity Fund
Growth
Launch Date 14 Jan 00
NAV (14 Aug 19) ₹72.57 ↑ 0.38   (0.53 %)
Net Assets (Cr) ₹1,688 on 30 Jun 19
Category Hybrid - Hybrid Equity
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.78
Sharpe Ratio -0.06
Information Ratio 0.25
Alpha Ratio -6.86
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jul 14₹10,000
31 Jul 15₹11,558
31 Jul 16₹12,312
31 Jul 17₹15,439
31 Jul 18₹17,111
31 Jul 19₹16,289

Principal Hybrid Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for Principal Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Aug 19

DurationReturns
1 Month -3.9%
3 Month -3%
6 Month -1%
1 Year -6.3%
3 Year 9.1%
5 Year 9.8%
10 Year
15 Year
Since launch 10.7%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -1.5%
2017 36.3%
2016 10.1%
2015 3.1%
2014 34.9%
2013 7.2%
2012 34.2%
2011 -22%
2010 10.2%
2009 64%
Fund Manager information for Principal Hybrid Equity Fund
NameSinceTenure
Bekxy Kuriakose21 Mar 163.36 Yr.
Ravi Gopalakrishnan29 Jul 190.01 Yr.

Data below for Principal Hybrid Equity Fund as on 30 Jun 19

Asset Allocation
Asset ClassValue
Cash15.16%
Equity71.59%
Debt13.24%
Equity Sector Allocation
SectorValue
Financial Services23.78%
Consumer Defensive10.28%
Basic Materials9.94%
Technology7.28%
Industrials6.4%
Utility4.33%
Energy3.6%
Consumer Cyclical2.65%
Communication Services1.75%
Health Care1.58%
Debt Sector Allocation
SectorValue
Cash Equivalent15.16%
Corporate7.1%
Government6.14%
Credit Quality
RatingValue
A0.52%
AA12.6%
AAA83.72%
Below B3.16%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps 01-Jul-2019
CBLO/Reverse Repo | -
10%₹167 Cr
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 08 | HDFCBANK
4%₹74 Cr304,203
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
4%₹66 Cr1,517,976
Reliance Industries Ltd (Energy)
Equity, Since 28 Feb 07 | RELIANCE
4%₹61 Cr484,300
State Bank of India (Financial Services)
Equity, Since 31 Oct 11 | SBIN
3%₹52 Cr1,437,306
Infosys Ltd (Technology)
Equity, Since 30 Sep 17 | INFY
3%₹49 Cr673,000
ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC
3%₹43 Cr1,569,532
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 14 | TCS
2%₹42 Cr187,518
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | KOTAKBANK
2%₹41 Cr278,716
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Jan 18 | HDFC
2%₹36 Cr165,000

3. Principal Emerging Bluechip Fund

The primary objective of the Scheme is to achieve long-term capital appreciation by investing in equity & equity related instruments of mid cap & small cap companies.

Principal Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 12 Nov 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 23.3% since its launch.  Ranked 1 in Large & Mid Cap category.  Return for 2018 was -11% , 2017 was 49.1% and 2016 was 11.2% .

Below is the key information for Principal Emerging Bluechip Fund

Principal Emerging Bluechip Fund
Growth
Launch Date 12 Nov 08
NAV (14 Aug 19) ₹95.33 ↑ 1.15   (1.22 %)
Net Assets (Cr) ₹2,213 on 30 Jun 19
Category Equity - Large & Mid Cap
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.52
Sharpe Ratio -0.16
Information Ratio -0.08
Alpha Ratio -4.79
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jul 14₹10,000
31 Jul 15₹14,151
31 Jul 16₹15,344
31 Jul 17₹19,703
31 Jul 18₹21,469
31 Jul 19₹18,862

Principal Emerging Bluechip Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for Principal Emerging Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Aug 19

DurationReturns
1 Month -5.7%
3 Month -3.3%
6 Month -0.3%
1 Year -13.6%
3 Year 7%
5 Year 13.1%
10 Year
15 Year
Since launch 23.3%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -11%
2017 49.1%
2016 11.2%
2015 6%
2014 80.2%
2013 5.8%
2012 55%
2011 -34.7%
2010 19.7%
2009 147.3%
Fund Manager information for Principal Emerging Bluechip Fund
NameSinceTenure
Dhimant Shah1 Jun 117.92 Yr.

Data below for Principal Emerging Bluechip Fund as on 30 Jun 19

Equity Sector Allocation
SectorValue
Financial Services29.86%
Consumer Cyclical16.54%
Basic Materials14.2%
Industrials9.94%
Technology8.64%
Health Care6.06%
Consumer Defensive5.44%
Energy4.07%
Utility3.51%
Asset Allocation
Asset ClassValue
Cash1.57%
Equity98.27%
Debt0.16%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 17 | HDFCBANK
5%₹119 Cr486,900
↑ 9,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | ICICIBANK
4%₹85 Cr1,947,900
↑ 123,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
3%₹59 Cr159,900
↓ -9,000
Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 18 | RELIANCE
2%₹55 Cr438,000
↓ -9,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 19 | 532215
2%₹52 Cr648,000
↑ 32,100
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Dec 15 | KOTAKBANK
2%₹51 Cr345,600
↓ -18,300
Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Mar 18 | 532978
2%₹49 Cr57,900
Shree Cement Ltd (Basic Materials)
Equity, Since 30 Sep 09 | 500387
2%₹49 Cr22,599
State Bank of India (Financial Services)
Equity, Since 31 Mar 15 | SBIN
2%₹49 Cr1,350,900
↑ 102,900
Britannia Industries Ltd (Consumer Defensive)
Equity, Since 31 Aug 13 | 500825
2%₹48 Cr174,608
↑ 4,500

4. Principal Credit Risk Fund

(Erstwhile Principal Credit Opportunities Fund)

To generate regular income & Capital appreciation through investments in debt securities and money market instruments

Principal Credit Risk Fund is a Debt - Credit Risk fund was launched on 14 Sep 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 16 in Credit Risk category.  Return for 2018 was 6.4% , 2017 was 7.4% and 2016 was 8.5% .

Below is the key information for Principal Credit Risk Fund

Principal Credit Risk Fund
Growth
Launch Date 14 Sep 04
NAV (14 Aug 19) ₹2,770.53 ↓ -2.23   (-0.08 %)
Net Assets (Cr) ₹82 on 30 Jun 19
Category Debt - Credit Risk
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderate
Expense Ratio 0.6
Sharpe Ratio -0.47
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 2,000
Exit Load NIL
Yield to Maturity 8.4%
Effective Maturity 1 Year 5 Months 23 Days
Modified Duration 1 Year 2 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 14₹10,000
31 Jul 15₹10,973
31 Jul 16₹11,920
31 Jul 17₹12,908
31 Jul 18₹13,715
31 Jul 19₹13,700

Principal Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Principal Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Aug 19

DurationReturns
1 Month 0.8%
3 Month -5%
6 Month -3.5%
1 Year -0.2%
3 Year 4.7%
5 Year 6.5%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2018 6.4%
2017 7.4%
2016 8.5%
2015 9.2%
2014 9.7%
2013 7%
2012 9.4%
2011 8.9%
2010 5.3%
2009 5.2%
Fund Manager information for Principal Credit Risk Fund
NameSinceTenure
Gurvinder Wasan1 Jan 181.41 Yr.

Data below for Principal Credit Risk Fund as on 30 Jun 19

Asset Allocation
Asset ClassValue
Cash35.71%
Debt64.29%
Debt Sector Allocation
SectorValue
Corporate41.97%
Cash Equivalent35.71%
Government22.32%
Credit Quality
RatingValue
A12.48%
AA32.71%
AAA52.23%
Below B2.59%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Coastal Gujarat Power Limited
Debentures | -
11%₹9 Cr90
Suryoday Micro Finance Limited
Debentures | -
10%₹8 Cr800
India Infoline Housing Finance Limited
Debentures | -
10%₹8 Cr80
Hindalco Industries Limited
Debentures | -
6%₹5 Cr50
JM Financial Products Limited
Commercial Paper | -
6%₹5 Cr100
↑ 100
Reliance Utilities And Power Private Limited
Debentures | -
6%₹5 Cr50
Chambal Fertilisers And Chemicals Limited
Commercial Paper | -
6%₹5 Cr100
↑ 100
KEC International Limited
Commercial Paper | -
6%₹5 Cr100
↑ 100
National Bank For Agriculture And Rural Development
Debentures | -
6%₹5 Cr50
Power Grid Corporation Of India Limited
Debentures | -
5%₹4 Cr40

5. Principal Global Opportunities Fund

The investment objective of the Scheme is to provide long term capital appreciation by predominantly investing in overseas mutual fund schemes, and a certain portion of its corpus in Money Market Securities and/or units of Money Market / Liquid Schemes of Principal Mutual Fund.

Principal Global Opportunities Fund is a Equity - Global fund was launched on 29 Mar 04. It is a fund with High risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 8 in Global category.  Return for 2018 was -15.5% , 2017 was 30.9% and 2016 was 10.1% .

Below is the key information for Principal Global Opportunities Fund

Principal Global Opportunities Fund
Growth
Launch Date 29 Mar 04
NAV (14 Aug 19) ₹28.0886 ↓ -0.52   (-1.81 %)
Net Assets (Cr) ₹16 on 30 Jun 19
Category Equity - Global
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk High
Expense Ratio 1
Sharpe Ratio -0.24
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 2,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jul 14₹10,000
31 Jul 15₹9,375
31 Jul 16₹9,421
31 Jul 17₹11,472
31 Jul 18₹13,077
31 Jul 19₹12,447

Principal Global Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹331,978.
Net Profit of ₹31,978
Invest Now

Returns for Principal Global Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Aug 19

DurationReturns
1 Month -1.9%
3 Month 0.3%
6 Month -0.9%
1 Year -8.5%
3 Year 7.3%
5 Year 3.6%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -15.5%
2017 30.9%
2016 10.1%
2015 -9.6%
2014 -2.6%
2013 5.4%
2012 21.5%
2011 -2.6%
2010 11.5%
2009 62.5%
Fund Manager information for Principal Global Opportunities Fund
NameSinceTenure
Rajat Jain1 Oct 0513.34 Yr.

Data below for Principal Global Opportunities Fund as on 30 Jun 19

Equity Sector Allocation
SectorValue
Technology23.48%
Industrials21.73%
Consumer Cyclical14.86%
Financial Services12.98%
Health Care8.15%
Basic Materials8.04%
Consumer Defensive3.75%
Energy2.69%
Real Estate1.8%
Utility0.98%
Asset Allocation
Asset ClassValue
Cash1.53%
Equity98.47%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Principal Origin Glb Smlr Coms I Acc USD
Investment Fund | -
100%₹16 Cr134,346
↓ -2,983
Treps 01-Aug-2019
CBLO/Reverse Repo | -
3%₹0 Cr
Net Receivable / Payable
Net Current Assets | -
2%₹0 Cr
91 DTB 17102019
Sovereign Bonds | -
0%₹0 Cr1,000
↑ 1,000

6. Principal Tax Savings Fund

To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation.

Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.5% since its launch.  Ranked 8 in ELSS category.  Return for 2018 was -9.2% , 2017 was 48.8% and 2016 was 6.2% .

Below is the key information for Principal Tax Savings Fund

Principal Tax Savings Fund
Growth
Launch Date 31 Mar 96
NAV (16 Aug 19) ₹192.52 ↑ 0.28   (0.15 %)
Net Assets (Cr) ₹407 on 30 Jun 19
Category Equity - ELSS
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.88
Sharpe Ratio 0.01
Information Ratio 0.02
Alpha Ratio -3.89
Min Investment 500
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Jul 14₹10,000
31 Jul 15₹11,991
31 Jul 16₹12,425
31 Jul 17₹16,206
31 Jul 18₹17,353
31 Jul 19₹15,952

Principal Tax Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for Principal Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Aug 19

DurationReturns
1 Month -6.1%
3 Month -3.1%
6 Month 0.8%
1 Year -9.2%
3 Year 8%
5 Year 9.2%
10 Year
15 Year
Since launch 15.5%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -9.2%
2017 48.8%
2016 6.2%
2015 2.7%
2014 49.4%
2013 8.5%
2012 46.5%
2011 -30.4%
2010 15%
2009 64.7%
Fund Manager information for Principal Tax Savings Fund
NameSinceTenure
Ravi Gopalakrishnan29 Jul 190 Yr.

Data below for Principal Tax Savings Fund as on 30 Jun 19

Equity Sector Allocation
SectorValue
Financial Services33.22%
Basic Materials14.77%
Consumer Defensive12.19%
Technology8.79%
Industrials7.52%
Consumer Cyclical5.82%
Utility5.5%
Health Care4.36%
Energy4.11%
Communication Services1.85%
Asset Allocation
Asset ClassValue
Cash1.87%
Equity98.13%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
6%₹22 Cr509,143
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK
5%₹21 Cr91,334
State Bank of India (Financial Services)
Equity, Since 30 Apr 05 | SBIN
4%₹16 Cr479,851
Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 08 | RELIANCE
4%₹16 Cr134,452
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 14 | TCS
4%₹15 Cr66,040
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | KOTAKBANK
4%₹14 Cr89,915
ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC
3%₹12 Cr455,396
Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY
3%₹11 Cr136,594
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 13 | LT
3%₹11 Cr77,262
Marico Ltd (Consumer Defensive)
Equity, Since 31 Aug 18 | 531642
3%₹10 Cr276,100

7. Principal Multi Cap Growth Fund

(Erstwhile Principal Growth Fund)

The primary investment objective of the scheme is to achieve long-term capital appreciation.

Principal Multi Cap Growth Fund is a Equity - Multi Cap fund was launched on 25 Oct 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.7% since its launch.  Ranked 12 in Multi Cap category.  Return for 2018 was -8.7% , 2017 was 48.7% and 2016 was 6.4% .

Below is the key information for Principal Multi Cap Growth Fund

Principal Multi Cap Growth Fund
Growth
Launch Date 25 Oct 00
NAV (14 Aug 19) ₹131.41 ↑ 0.84   (0.64 %)
Net Assets (Cr) ₹887 on 30 Jun 19
Category Equity - Multi Cap
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.78
Sharpe Ratio 0.03
Information Ratio 0.08
Alpha Ratio -3.52
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jul 14₹10,000
31 Jul 15₹12,001
31 Jul 16₹12,436
31 Jul 17₹16,264
31 Jul 18₹17,426
31 Jul 19₹16,095

Principal Multi Cap Growth Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for Principal Multi Cap Growth Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Aug 19

DurationReturns
1 Month -6%
3 Month -3.1%
6 Month 0%
1 Year -9.5%
3 Year 8.2%
5 Year 9.4%
10 Year
15 Year
Since launch 14.7%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -8.7%
2017 48.7%
2016 6.4%
2015 2.8%
2014 49.4%
2013 8.3%
2012 46%
2011 -30.9%
2010 14.1%
2009 79.9%
Fund Manager information for Principal Multi Cap Growth Fund
NameSinceTenure
Ravi Gopalakrishnan29 Jul 190.01 Yr.
Siddarth Mohta28 Aug 180.92 Yr.

Data below for Principal Multi Cap Growth Fund as on 30 Jun 19

Equity Sector Allocation
SectorValue
Financial Services32.26%
Basic Materials14.63%
Consumer Defensive11.9%
Technology8.21%
Consumer Cyclical7.96%
Industrials7.96%
Utility4.37%
Energy4.16%
Health Care4.11%
Communication Services1.78%
Asset Allocation
Asset ClassValue
Cash3.64%
Equity95.71%
Debt0.65%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 09 | HDFCBANK
6%₹54 Cr238,165
↑ 36,800
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK
6%₹51 Cr1,205,237
↑ 96,800
Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 05 | RELIANCE
4%₹34 Cr294,332
State Bank of India (Financial Services)
Equity, Since 30 Nov 08 | SBIN
4%₹34 Cr1,031,789
Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Mar 13 | LT
4%₹32 Cr232,496
↑ 59,800
Tata Consultancy Services Ltd (Technology)
Equity, Since 30 Apr 14 | TCS
4%₹32 Cr143,460
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jan 16 | KOTAKBANK
4%₹29 Cr192,252
ITC Ltd (Consumer Defensive)
Equity, Since 31 Jul 08 | ITC
3%₹29 Cr1,076,641
Infosys Ltd (Technology)
Equity, Since 30 Apr 08 | INFY
3%₹28 Cr349,284
↑ 53,000
Marico Ltd (Consumer Defensive)
Equity, Since 31 Aug 18 | 531642
3%₹22 Cr610,500

8. Principal Ultra Short Term Fund

(Erstwhile Principal Retail Money Manager Fund)

To generate steady return by investing in debt and money market securities. The portfolio will be predominantly invested in overnight repo, CBLO, floating rate instruments and other fixed income instruments.

Principal Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 28 Dec 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 6.3% since its launch.  Ranked 43 in Ultrashort Bond category.  Return for 2018 was 1.2% , 2017 was 6.3% and 2016 was 7.9% .

Below is the key information for Principal Ultra Short Term Fund

Principal Ultra Short Term Fund
Growth
Launch Date 28 Dec 07
NAV (16 Aug 19) ₹2,037.8 ↑ 0.84   (0.04 %)
Net Assets (Cr) ₹62 on 30 Jun 19
Category Debt - Ultrashort Bond
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderately Low
Expense Ratio 1.17
Sharpe Ratio -0.35
Information Ratio -0.7
Alpha Ratio 1.14
Min Investment 5,000
Min SIP Investment 2,000
Exit Load NIL
Yield to Maturity 7.07%
Effective Maturity 5 Months 2 Days
Modified Duration 4 Months 15 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 14₹10,000
31 Jul 15₹10,922
31 Jul 16₹11,839
31 Jul 17₹12,667
31 Jul 18₹13,477
31 Jul 19₹13,653

Principal Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Principal Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Aug 19

DurationReturns
1 Month 0.5%
3 Month 1.7%
6 Month 3.5%
1 Year 1.3%
3 Year 4.8%
5 Year 6.4%
10 Year
15 Year
Since launch 6.3%
Historical performance (Yearly) on absolute basis
YearReturns
2018 1.2%
2017 6.3%
2016 7.9%
2015 8.8%
2014 9.4%
2013 9.8%
2012 10%
2011 6.9%
2010
2009
Fund Manager information for Principal Ultra Short Term Fund
NameSinceTenure
Bekxy Kuriakose31 May 190 Yr.

Data below for Principal Ultra Short Term Fund as on 30 Jun 19

Asset Allocation
Asset ClassValue
Cash77.4%
Debt22.6%
Debt Sector Allocation
SectorValue
Cash Equivalent77.4%
Corporate16.19%
Government6.41%
Credit Quality
RatingValue
AA10.79%
AAA89.21%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Treps 01-Aug-2019
CBLO/Reverse Repo | -
38%₹24 Cr
National Housing Bank
Debentures | -
8%₹5 Cr50
Ultratech Cement Limited
Commercial Paper | -
8%₹5 Cr100
↑ 100
ICICI Bank Limited
Certificate of Deposit | -
8%₹5 Cr500
Godrej Industries Limited
Commercial Paper | -
8%₹5 Cr100
KOTAK MAHINDRA BANK LIMITED (FORMERLY KOTAK MAHINDRA FINANCE LIMITED)
Certificate of Deposit | -
8%₹5 Cr500
Housing Development Finance Corporation Limited
Debentures | -
5%₹3 Cr30
Rural Electrification Corporation Limited
Debentures | -
5%₹3 Cr30
AXIS BANK LIMITED
Certificate of Deposit | -
5%₹3 Cr300
HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Debentures | -
3%₹2 Cr20

9. Principal Dynamic Bond Fund

To generate regular income and capital appreciation/ accretion through investment in debt instruments and related securities besides preservation of capital. The scheme will aim to invest its assets in a portfolio of debt instruments and related securities of government, quasi-government, corporate issuers and money market instruments with varying risks – rated investment grade or higher or otherwise comparable (if not rated).

Principal Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 9 May 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 20 in Dynamic Bond category.  Return for 2018 was 5.1% , 2017 was 3.9% and 2016 was 12.5% .

Below is the key information for Principal Dynamic Bond Fund

Principal Dynamic Bond Fund
Growth
Launch Date 9 May 03
NAV (14 Aug 19) ₹29.4036 ↓ -0.13   (-0.45 %)
Net Assets (Cr) ₹42 on 30 Jun 19
Category Debt - Dynamic Bond
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderate
Expense Ratio 1.65
Sharpe Ratio -0.39
Information Ratio -0.81
Alpha Ratio -6.62
Min Investment 5,000
Min SIP Investment 2,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity 6.81%
Effective Maturity 4 Years 25 Days
Modified Duration 3 Years 18 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 14₹10,000
31 Jul 15₹11,196
31 Jul 16₹12,340
31 Jul 17₹13,481
31 Jul 18₹13,625
31 Jul 19₹13,658

Principal Dynamic Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Principal Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Aug 19

DurationReturns
1 Month -0.1%
3 Month -5.8%
6 Month -4.7%
1 Year -0.5%
3 Year 2.9%
5 Year 6.3%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2018 5.1%
2017 3.9%
2016 12.5%
2015 6.8%
2014 13.4%
2013 4.1%
2012 11.2%
2011 7.9%
2010 5.6%
2009 -0.1%
Fund Manager information for Principal Dynamic Bond Fund
NameSinceTenure
Bekxy Kuriakose1 Jan 136.25 Yr.

Data below for Principal Dynamic Bond Fund as on 30 Jun 19

Asset Allocation
Asset ClassValue
Debt Sector Allocation
SectorValue
Government43.5%
Cash Equivalent29.43%
Corporate27.08%
Credit Quality
RatingValue
AA3.27%
AAA91.03%
Below B5.7%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.17% Govt Stock 2028
Sovereign Bonds | -
22%₹9 Cr900,000
↓ -500,000
Treps 01-Jul-2019
CBLO/Reverse Repo | -
18%₹8 Cr
National Bank For Agriculture And Rural Development
Debentures | -
12%₹5 Cr50
Reliance Utilities And Power Private Limited
Debentures | -
11%₹5 Cr48
↓ -02
6.84% Govt Stock 2022
Sovereign Bonds | -
10%₹4 Cr400,000
Net Receivable / Payable
Net Current Assets | -
8%₹3 Cr
7.26% Govt Stock 2029
Sovereign Bonds | -
5%₹2 Cr200,000
↑ 200,000
6.79% Govt Stock 2027
Sovereign Bonds | -
5%₹2 Cr200,000
↑ 200,000
Dewan Housing Finance Corporation Limited
Debentures | -
3%₹1 Cr50,000
7.35% Govt Stock 2024
Sovereign Bonds | -
2%₹1 Cr100,000
↑ 100,000

10. Principal Short Term Debt Fund

(Erstwhile Principal Short Term Income Fund)

To generate regular income and capital appreciation/ accretion through investment in debt instruments and related securities besides preservation of capital.

Principal Short Term Debt Fund is a Debt - Short term Bond fund was launched on 9 May 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 34 in Short term Bond category.  Return for 2018 was 6% , 2017 was 5.7% and 2016 was 9.6% .

Below is the key information for Principal Short Term Debt Fund

Principal Short Term Debt Fund
Growth
Launch Date 9 May 03
NAV (14 Aug 19) ₹30.495 ↓ -0.07   (-0.22 %)
Net Assets (Cr) ₹196 on 30 Jun 19
Category Debt - Short term Bond
AMC Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating
Risk Moderate
Expense Ratio 1.2
Sharpe Ratio -0.5
Information Ratio -0.72
Alpha Ratio -18.28
Min Investment 5,000
Min SIP Investment 2,000
Exit Load NIL
Yield to Maturity 7.34%
Effective Maturity 2 Years 3 Months 18 Days
Modified Duration 1 Year 9 Months 25 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 14₹10,000
31 Jul 15₹10,928
31 Jul 16₹11,950
31 Jul 17₹12,930
31 Jul 18₹13,475
31 Jul 19₹13,300

Principal Short Term Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Principal Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Aug 19

DurationReturns
1 Month 0.6%
3 Month -6.6%
6 Month -5%
1 Year -1.4%
3 Year 3.5%
5 Year 5.9%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2018 6%
2017 5.7%
2016 9.6%
2015 8.1%
2014 9.9%
2013 7.8%
2012 10.2%
2011 9.1%
2010 5.3%
2009 9.6%
Fund Manager information for Principal Short Term Debt Fund
NameSinceTenure
Gurvinder Wasan27 Jan 127.18 Yr.

Data below for Principal Short Term Debt Fund as on 30 Jun 19

Asset Allocation
Asset ClassValue
Cash16.55%
Debt83.45%
Debt Sector Allocation
SectorValue
Corporate53.92%
Government29.53%
Cash Equivalent16.55%
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
NTPC Limited
Debentures | -
10%₹20 Cr200
↓ -50
Reliance Industries Limited
Debentures | -
9%₹17 Cr175
Treps 01-Jul-2019
CBLO/Reverse Repo | -
9%₹17 Cr
India Infoline Housing Finance Limited
Debentures | -
8%₹17 Cr170
Net Receivable / Payable
Net Current Assets | -
8%₹15 Cr
GOVT STOCK
Sovereign Bonds | -
5%₹10 Cr1,000,000
↓ -500,000
7.35% Govt Stock 2024
Sovereign Bonds | -
5%₹10 Cr1,000,000
↑ 1,000,000
National Bank For Agriculture And Rural Development
Debentures | -
5%₹10 Cr100
KOTAK MAHINDRA BANK LIMITED (FORMERLY KOTAK MAHINDRA FINANCE LIMITED)
Certificate of Deposit | -
5%₹10 Cr1,000
↑ 1,000
Dewan Housing Finance Corporation Limited
Debentures | -
3%₹6 Cr256,000

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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