Top 10 Best Principal Mutual Fund Schemes 2024 | Fincash

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Top 10 Best Principal Mutual Fund Schemes for 2024

Updated on April 15, 2024 , 12727 views

UPDATE: Sundaram AMC acquires Principal AMC. After the acquisition, which was completed on 31 December 2021, certain schemes of sundaram mf were merged with corresponding schemes of Principal MF and vice-versa.

Principal Mutual Fund is one of the fastest growing Mutual Fund companies in India. The fund house manages assets for over 4 lakh customers, through 102 investor centres with over 20,000 empanelled distributors across the country. The company offers a wide Range of schemes that are designed to meet various investment goals of investors.

Investors can choose from a host of options like— equity, debt, ELSS, balanced, Liquid Funds, fund of funds, etc. Equity Funds are best suited for a long-term plan while liquid funds are ideal for earning good returns in a short span of time. Principal Mutual Fund follows a disciplined investment approach through which it aims to create, protect and grow wealth of the investors.

Investors planning to invest can choose a fund from the below-listed top 10 best Principal Mutual Fund schemes. These funds have been shortlisted by undertaking certain important parameters like AUM, NAV, past performances, peer average returns, etc.

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Why Invest in Principal Mutual Fund?

Principal Mutual Fund has an extensive network of over 20,000 distributors across the country. It includes financial advisor firms, corporate banks, financial institutes, and stockbrokers.
Company schemes offer the option to reduce taxable Income thus, saving tax. Principal Tax Savings Fund is such schemes where an investor is eligible for a tax Deduction of up to one lakh.
Investors can put their money in a target equity while still invested in a debt or a liquid fund. Thus, the investor will get returns on the equity as well as the protection.
The company produces a monthly fact sheet. In it, it lays out the details of money invested in each company, rating of the company, returns, dividends, and ratio of performance.

Best Mutual Fund Schemes by Principal Mutual Fund

Fund	NAV	Net Assets (Cr)	Min Investment	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	Since launch (%)	2023 (%)
Principal Emerging Bluechip Fund Growth	₹183.316 ↑ 2.03	₹3,124	5,000	100	2.9	13.6	38.9	21.9	19.2	24.8
Principal Hybrid Equity Fund Growth	₹141.643 ↓ -0.36	₹4,325	5,000	100	3.3	12.6	25.9	14.7	12.5	11.5	16.8
Principal Cash Management Fund Growth	₹2,120.66 ↑ 0.45	₹5,413	5,000	2,000	1.9	3.7	7.2	5.4	5	6.4	7
Principal Multi Cap Growth Fund Growth	₹322.751 ↓ -0.66	₹2,391	5,000	100	1.9	15.7	38.2	22	17.3	16	31.1
Principal Tax Savings Fund Growth	₹443.396 ↓ -1.39	₹1,222	500	500	3.9	14.1	33.6	19.5	15.9	16.2	24.5
Principal Global Opportunities Fund Growth	₹47.4362 ↓ -0.04	₹38	10,000	2,000	2.9	3.1	25.8	24.8	16.5	9.2
Principal Credit Risk Fund Growth	₹3,103.96 ↓ -0.49	₹15	5,000	2,000	14.3	7.9	11.5	5.8	6.8	7.4
Principal Dividend Yield Fund Growth	₹124.564 ↓ -0.18	₹805	5,000	500	4.2	22.2	42.6	20.7	18.1	13.8	34
Principal Focused Multicap Fund Growth	₹143.303 ↓ -0.52	₹1,017	5,000	100	3.8	15.2	33.6	17.1	17.2	15.5	24.4
Principal Dynamic Bond Fund Growth	₹31.9328 ↑ 0.02	₹29	5,000	2,000	5.7	4.4	7.5	2.9	5.5	6.9
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21

1. Principal Emerging Bluechip Fund

The primary objective of the Scheme is to achieve long-term capital appreciation by investing in equity & equity related instruments of mid cap & small cap companies.

Principal Emerging Bluechip Fund is a Equity - Large & Mid Cap fund was launched on 12 Nov 08. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 24.8% since its launch. Ranked 1 in Large & Mid Cap category. .

Below is the key information for Principal Emerging Bluechip Fund

Principal Emerging Bluechip Fund Growth
Launch Date	12 Nov 08
NAV (31 Dec 21)	₹183.316 ↑ 2.03 (1.12 %)
Net Assets (Cr)	₹3,124 on 30 Nov 21
Category	Equity - Large & Mid Cap
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	2.08
Sharpe Ratio	2.74
Information Ratio	0.22
Alpha Ratio	2.18
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 19	₹10,000
31 Mar 20	₹7,830
31 Mar 21	₹13,744

Principal Emerging Bluechip Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520 Invest Now

Returns for Principal Emerging Bluechip Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	2.9%
3 Month	2.9%
6 Month	13.6%
1 Year	38.9%
3 Year	21.9%
5 Year	19.2%
10 Year
15 Year
Since launch	24.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014

Fund Manager information for Principal Emerging Bluechip Fund

Name	Since	Tenure

Data below for Principal Emerging Bluechip Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. Principal Hybrid Equity Fund

(Erstwhile Principal Balanced Fund)

Aims to generate long term capital appreciation and current income by investing in a portfolio of equity, equity related securities and fixed income securities.

Principal Hybrid Equity Fund is a Hybrid - Hybrid Equity fund was launched on 14 Jan 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 11.5% since its launch. Ranked 1 in Hybrid Equity category. Return for 2023 was 16.8% , 2022 was 3% and 2021 was 25.4% .

Below is the key information for Principal Hybrid Equity Fund

Principal Hybrid Equity Fund Growth
Launch Date	14 Jan 00
NAV (16 Apr 24)	₹141.643 ↓ -0.36 (-0.25 %)
Net Assets (Cr)	₹4,325 on 29 Feb 24
Category	Hybrid - Hybrid Equity
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	2.02
Sharpe Ratio	2.53
Information Ratio	0.15
Alpha Ratio	1.69
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 19	₹10,000
31 Mar 20	₹8,000
31 Mar 21	₹12,040
31 Mar 22	₹14,200
31 Mar 23	₹14,201
31 Mar 24	₹18,201

Principal Hybrid Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684 Invest Now

Returns for Principal Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	1.8%
3 Month	3.3%
6 Month	12.6%
1 Year	25.9%
3 Year	14.7%
5 Year	12.5%
10 Year
15 Year
Since launch	11.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	16.8%
2022	3%
2021	25.4%
2020	16.3%
2019	2.1%
2018	-1.5%
2017	36.3%
2016	10.1%
2015	3.1%
2014	34.9%

Fund Manager information for Principal Hybrid Equity Fund

Name	Since	Tenure
Dwijendra Srivastava	1 Jan 22	2.25 Yr.
Ravi Gopalakrishnan	16 May 22	1.88 Yr.
S. Bharath	1 Jan 22	2.25 Yr.
Sandeep Agarwal	1 Jan 22	2.25 Yr.

Data below for Principal Hybrid Equity Fund as on 29 Feb 24

Asset Allocation

Asset Class	Value
Cash	4.3%
Equity	72.29%
Debt	23.04%

Equity Sector Allocation

Sector	Value
Financial Services	21.04%
Consumer Cyclical	10.25%
Industrials	7.88%
Technology	6.73%
Consumer Defensive	5.91%
Health Care	5.84%
Energy	5.65%
Basic Materials	4.08%
Communication Services	2.94%
Utility	2.39%

Debt Sector Allocation

Sector	Value
Government	13.64%
Corporate	9.78%
Cash Equivalent	4.3%

Credit Quality

Rating	Value
AAA	98.39%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 28 Feb 07 \| RELIANCE	5%	₹226 Cr	775,000 ↑ 75,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 08 \| HDFCBANK	4%	₹183 Cr	1,300,750
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	4%	₹179 Cr	1,700,000
Infosys Ltd (Technology) Equity, Since 30 Sep 17 \| INFY	3%	₹137 Cr	820,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Nov 18 \| BHARTIARTL	3%	₹112 Cr	1,000,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	3%	₹112 Cr	11,100,000 ↑ 2,000,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Mar 13 \| LT	3%	₹111 Cr	317,779
Kalyan Jewellers India Ltd (Consumer Cyclical) Equity, Since 31 Dec 22 \| KALYANKJIL	2%	₹100 Cr	2,514,102 ↑ 449,102
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Aug 15 \| SUNPHARMA	2%	₹98 Cr	624,000 ↓ -16,000
7.26% Govt Stock 2033 Sovereign Bonds \| -	2%	₹91 Cr	9,000,000 ↓ -1,000,000

3. Principal Cash Management Fund

To provide investors with as high a level of income available from short-term investments as is considered consistent with preservation of capital and maintenance of liquidity, by investing in a portfolio of money market and investment grade debt instruments. The scheme will invest its assets in a portfolio of money market instruments. The investments will be in securities, which the Investment Manager believes present minimal liquidity and/or credit risks.

Principal Cash Management Fund is a Debt - Liquid Fund fund was launched on 30 Aug 04. It is a fund with Low risk and has given a CAGR/Annualized return of 6.4% since its launch. Ranked 5 in Liquid Fund category. Return for 2023 was 7% , 2022 was 4.8% and 2021 was 3.2% .

Below is the key information for Principal Cash Management Fund

Principal Cash Management Fund Growth
Launch Date	30 Aug 04
NAV (16 Apr 24)	₹2,120.66 ↑ 0.45 (0.02 %)
Net Assets (Cr)	₹5,413 on 29 Feb 24
Category	Debt - Liquid Fund
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆☆☆
Risk	Low
Expense Ratio	0.27
Sharpe Ratio	0.8
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	2,000
Exit Load	NIL
Yield to Maturity	7.28%
Effective Maturity	1 Month 2 Days
Modified Duration	1 Month 2 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 19	₹10,000
31 Mar 20	₹10,571
31 Mar 21	₹10,917
31 Mar 22	₹11,277
31 Mar 23	₹11,916
31 Mar 24	₹12,766

Principal Cash Management Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Principal Cash Management Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	0.7%
3 Month	1.9%
6 Month	3.7%
1 Year	7.2%
3 Year	5.4%
5 Year	5%
10 Year
15 Year
Since launch	6.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7%
2022	4.8%
2021	3.2%
2020	3.8%
2019	6.2%
2018	-1.8%
2017	6.8%
2016	7.7%
2015	8.4%
2014	9.1%

Fund Manager information for Principal Cash Management Fund

Name	Since	Tenure
Dwijendra Srivastava	1 Jan 22	2.25 Yr.
Sandeep Agarwal	16 May 22	1.88 Yr.

Data below for Principal Cash Management Fund as on 29 Feb 24

Asset Allocation

Asset Class	Value
Cash	99.84%
Other	0.16%

Debt Sector Allocation

Sector	Value
Cash Equivalent	76.23%
Corporate	16.11%
Government	7.5%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Treps CBLO/Reverse Repo \| -	5%	₹268 Cr
India (Republic of) - \| -	5%	₹247 Cr	25,000,000
Reverse Repo CBLO/Reverse Repo \| -	5%	₹225 Cr
91 DTB 23052024 Sovereign Bonds \| -	4%	₹197 Cr	20,000,000
Canara Bank Domestic Bonds \| -	3%	₹147 Cr	3,000 ↑ 3,000
Punjab National Bank Domestic Bonds \| -	3%	₹147 Cr	3,000 ↑ 3,000
Canara Bank Domestic Bonds \| -	3%	₹147 Cr	3,000 ↑ 3,000
Cash And Other Net Current Assets^ CBLO \| -	2%	-₹119 Cr
91 DTB 04042024 Sovereign Bonds \| -	2%	₹100 Cr	10,000,000
Bank Of Baroda Certificate of Deposit \| -	2%	₹99 Cr	2,000

4. Principal Multi Cap Growth Fund

(Erstwhile Principal Growth Fund)

The primary investment objective of the scheme is to achieve long-term capital appreciation.

Principal Multi Cap Growth Fund is a Equity - Multi Cap fund was launched on 25 Oct 00. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16% since its launch. Ranked 12 in Multi Cap category. Return for 2023 was 31.1% , 2022 was -1.6% and 2021 was 46.3% .

Below is the key information for Principal Multi Cap Growth Fund

Principal Multi Cap Growth Fund Growth
Launch Date	25 Oct 00
NAV (16 Apr 24)	₹322.751 ↓ -0.66 (-0.21 %)
Net Assets (Cr)	₹2,391 on 29 Feb 24
Category	Equity - Multi Cap
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.16
Sharpe Ratio	2.43
Information Ratio	-0.41
Alpha Ratio	-6.42
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-365 Days (1%),365 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 19	₹10,000
31 Mar 20	₹7,403
31 Mar 21	₹12,559
31 Mar 22	₹16,515
31 Mar 23	₹15,892
31 Mar 24	₹22,191

Principal Multi Cap Growth Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Principal Multi Cap Growth Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	3.7%
3 Month	1.9%
6 Month	15.7%
1 Year	38.2%
3 Year	22%
5 Year	17.3%
10 Year
15 Year
Since launch	16%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	31.1%
2022	-1.6%
2021	46.3%
2020	15%
2019	3.9%
2018	-8.7%
2017	48.7%
2016	6.4%
2015	2.8%
2014	49.4%

Fund Manager information for Principal Multi Cap Growth Fund

Name	Since	Tenure
Ratish Varier	1 Jan 22	2.25 Yr.
Sudhir Kedia	1 Jan 22	2.25 Yr.

Data below for Principal Multi Cap Growth Fund as on 29 Feb 24

Equity Sector Allocation

Sector	Value
Financial Services	26.76%
Industrials	16.27%
Consumer Cyclical	14%
Technology	7.41%
Health Care	6.76%
Consumer Defensive	5.38%
Energy	5.07%
Basic Materials	4.5%
Communication Services	4.16%
Utility	2.74%
Real Estate	2.05%

Asset Allocation

Asset Class	Value
Cash	4.88%
Equity	95.11%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 05 \| RELIANCE	5%	₹121 Cr	415,206 ↑ 12,207
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	4%	₹106 Cr	1,002,964 ↓ -96,945
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 09 \| HDFCBANK	4%	₹96 Cr	682,220 ↑ 33,477
Power Finance Corp Ltd (Financial Services) Equity, Since 30 Apr 23 \| 532810	3%	₹80 Cr	2,005,945 ↑ 229,444
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 24 \| 532215	3%	₹79 Cr	734,102 ↑ 11,087
KSB Ltd (Industrials) Equity, Since 31 Jul 22 \| KSB	3%	₹69 Cr	189,783
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Jul 23 \| SUNPHARMA	3%	₹66 Cr	421,000
NTPC Ltd (Utilities) Equity, Since 31 Mar 23 \| 532555	3%	₹66 Cr	1,955,077 ↓ -250,000
Indian Bank (Financial Services) Equity, Since 31 Dec 23 \| 532814	3%	₹62 Cr	1,176,997
Infosys Ltd (Technology) Equity, Since 30 Apr 08 \| INFY	2%	₹58 Cr	344,063

5. Principal Tax Savings Fund

To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors, the scheme aims at providing returns through capital appreciation.

Principal Tax Savings Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.2% since its launch. Ranked 8 in ELSS category. Return for 2023 was 24.5% , 2022 was 4.3% and 2021 was 32.1% .

Below is the key information for Principal Tax Savings Fund

Principal Tax Savings Fund Growth
Launch Date	31 Mar 96
NAV (16 Apr 24)	₹443.396 ↓ -1.39 (-0.31 %)
Net Assets (Cr)	₹1,222 on 29 Feb 24
Category	Equity - ELSS
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.36
Sharpe Ratio	2.17
Information Ratio	-0.28
Alpha Ratio	-2.44
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Mar 19	₹10,000
31 Mar 20	₹7,274
31 Mar 21	₹12,485
31 Mar 22	₹15,564
31 Mar 23	₹15,503
31 Mar 24	₹21,126

Principal Tax Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Principal Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	2.6%
3 Month	3.9%
6 Month	14.1%
1 Year	33.6%
3 Year	19.5%
5 Year	15.9%
10 Year
15 Year
Since launch	16.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	24.5%
2022	4.3%
2021	32.1%
2020	18.9%
2019	2.5%
2018	-9.2%
2017	48.8%
2016	6.2%
2015	2.7%
2014	49.4%

Fund Manager information for Principal Tax Savings Fund

Name	Since	Tenure
Sudhir Kedia	29 Oct 19	4.42 Yr.
Rohit Seksaria	1 Jan 22	2.25 Yr.

Data below for Principal Tax Savings Fund as on 29 Feb 24

Equity Sector Allocation

Sector	Value
Financial Services	32.53%
Technology	11.35%
Consumer Cyclical	11.13%
Industrials	9.07%
Health Care	8.39%
Consumer Defensive	8.27%
Energy	6.55%
Basic Materials	5.47%
Communication Services	2.62%
Real Estate	0.42%

Asset Allocation

Asset Class	Value
Cash	4.18%
Equity	95.82%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 09 \| HDFCBANK	7%	₹85 Cr	606,077
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 21 \| RELIANCE	7%	₹80 Cr	274,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	6%	₹70 Cr	661,000
Infosys Ltd (Technology) Equity, Since 31 Jan 09 \| INFY	4%	₹52 Cr	313,000
Force Motors Ltd (Consumer Cyclical) Equity, Since 30 Nov 21 \| 500033	3%	₹38 Cr	56,000 ↓ -3,013
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Aug 15 \| SUNPHARMA	3%	₹37 Cr	233,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 17 \| 532215	3%	₹33 Cr	311,000
State Bank of India (Financial Services) Equity, Since 30 Apr 05 \| SBIN	3%	₹33 Cr	444,000
Tata Motors Ltd (Consumer Cyclical) Equity, Since 31 May 21 \| TATAMOTORS	2%	₹27 Cr	288,000
Tata Consultancy Services Ltd (Technology) Equity, Since 30 Apr 14 \| TCS	2%	₹25 Cr	61,324

6. Principal Global Opportunities Fund

The investment objective of the Scheme is to provide long term capital appreciation by predominantly investing in overseas mutual fund schemes, and a certain portion of its corpus in Money Market Securities and/or units of Money Market / Liquid Schemes of Principal Mutual Fund.

Principal Global Opportunities Fund is a Equity - Global fund was launched on 29 Mar 04. It is a fund with High risk and has given a CAGR/Annualized return of 9.2% since its launch. Ranked 8 in Global category. .

Below is the key information for Principal Global Opportunities Fund

Principal Global Opportunities Fund Growth
Launch Date	29 Mar 04
NAV (31 Dec 21)	₹47.4362 ↓ -0.04 (-0.09 %)
Net Assets (Cr)	₹38 on 30 Nov 21
Category	Equity - Global
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.1
Sharpe Ratio	2.31
Information Ratio	0
Alpha Ratio	0
Min Investment	10,000
Min SIP Investment	2,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 19	₹10,000
31 Mar 20	₹8,684
31 Mar 21	₹15,582

Principal Global Opportunities Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689 Invest Now

Returns for Principal Global Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	0%
3 Month	2.9%
6 Month	3.1%
1 Year	25.8%
3 Year	24.8%
5 Year	16.5%
10 Year
15 Year
Since launch	9.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014

Fund Manager information for Principal Global Opportunities Fund

Name	Since	Tenure

Data below for Principal Global Opportunities Fund as on 30 Nov 21

Equity Sector Allocation

Sector	Value

Asset Allocation

Asset Class	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

7. Principal Credit Risk Fund

(Erstwhile Principal Credit Opportunities Fund)

To generate regular income & Capital appreciation through investments in debt securities and money market instruments

Principal Credit Risk Fund is a Debt - Credit Risk fund was launched on 14 Sep 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 16 in Credit Risk category. .

Below is the key information for Principal Credit Risk Fund

Principal Credit Risk Fund Growth
Launch Date	14 Sep 04
NAV (03 Sep 20)	₹3,103.96 ↓ -0.49 (-0.02 %)
Net Assets (Cr)	₹15 on 31 Jul 20
Category	Debt - Credit Risk
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.64
Sharpe Ratio	0.49
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	2,000
Exit Load	NIL
Yield to Maturity	3.44%
Effective Maturity	4 Months 16 Days
Modified Duration	3 Months 28 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 19	₹10,000
31 Mar 20	₹9,925

Principal Credit Risk Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Principal Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	0.1%
3 Month	14.3%
6 Month	7.9%
1 Year	11.5%
3 Year	5.8%
5 Year	6.8%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014

Fund Manager information for Principal Credit Risk Fund

Name	Since	Tenure

Data below for Principal Credit Risk Fund as on 31 Jul 20

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

8. Principal Dividend Yield Fund

The investment objective of the scheme would be to provide capital appreciation and/or dividend distribution by investing predominantly in a well-diversified portfolio of companies that have a relatively high dividend yield.

Principal Dividend Yield Fund is a Equity - Dividend Yield fund was launched on 15 Oct 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 13.8% since its launch. Ranked 37 in Dividend Yield category. Return for 2023 was 34% , 2022 was 1.3% and 2021 was 32.5% .

Below is the key information for Principal Dividend Yield Fund

Principal Dividend Yield Fund Growth
Launch Date	15 Oct 04
NAV (16 Apr 24)	₹124.564 ↓ -0.18 (-0.15 %)
Net Assets (Cr)	₹805 on 29 Feb 24
Category	Equity - Dividend Yield
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.66
Sharpe Ratio	2.76
Information Ratio	0.45
Alpha Ratio	3.43
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 19	₹10,000
31 Mar 20	₹8,018
31 Mar 21	₹13,349
31 Mar 22	₹15,991
31 Mar 23	₹16,231
31 Mar 24	₹23,315

Principal Dividend Yield Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Principal Dividend Yield Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	3.4%
3 Month	4.2%
6 Month	22.2%
1 Year	42.6%
3 Year	20.7%
5 Year	18.1%
10 Year
15 Year
Since launch	13.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	34%
2022	1.3%
2021	32.5%
2020	20.2%
2019	4.4%
2018	-5.2%
2017	46.6%
2016	7.2%
2015	-3.4%
2014	44.9%

Fund Manager information for Principal Dividend Yield Fund

Name	Since	Tenure
Ratish Varier	1 Jan 22	2.25 Yr.
Ashish Aggarwal	1 Jan 22	2.25 Yr.

Data below for Principal Dividend Yield Fund as on 29 Feb 24

Equity Sector Allocation

Sector	Value
Financial Services	25.58%
Industrials	12.44%
Technology	11.74%
Energy	10.32%
Utility	9.54%
Consumer Cyclical	7.23%
Consumer Defensive	6.78%
Health Care	5.5%
Basic Materials	4.51%
Communication Services	1.42%

Asset Allocation

Asset Class	Value
Cash	4.86%
Equity	95.05%
Debt	0%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 29 Feb 12 \| RELIANCE	5%	₹42 Cr	144,000 ↑ 12,085
HDFC Bank Ltd (Financial Services) Equity, Since 31 Aug 13 \| HDFCBANK	5%	₹38 Cr	267,666
NTPC Ltd (Utilities) Equity, Since 30 Apr 18 \| 532555	5%	₹37 Cr	1,100,000
Infosys Ltd (Technology) Equity, Since 31 Jul 15 \| INFY	3%	₹28 Cr	165,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	3%	₹25 Cr	240,000 ↑ 5,000
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Mar 18 \| TCS	3%	₹21 Cr	52,000 ↑ 2,000
Bharat Electronics Ltd (Industrials) Equity, Since 28 Feb 22 \| BEL	2%	₹19 Cr	940,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 May 16 \| LT	2%	₹19 Cr	55,000 ↑ 1,000
State Bank of India (Financial Services) Equity, Since 30 Nov 08 \| SBIN	2%	₹18 Cr	245,000 ↑ 14,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Nov 09 \| ITC	2%	₹18 Cr	433,000

9. Principal Focused Multicap Fund

(Erstwhile Principal Large Cap Fund)

The Investment Objective of the scheme would be to provide capital appreciation and /or dividend distribution by predominantly investing in companies having a large market capitalization.

Principal Focused Multicap Fund is a Equity - Focused fund was launched on 11 Nov 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.5% since its launch. Ranked 36 in Focused category. Return for 2023 was 24.4% , 2022 was -0.3% and 2021 was 33.7% .

Below is the key information for Principal Focused Multicap Fund

Principal Focused Multicap Fund Growth
Launch Date	11 Nov 05
NAV (16 Apr 24)	₹143.303 ↓ -0.52 (-0.36 %)
Net Assets (Cr)	₹1,017 on 29 Feb 24
Category	Equity - Focused
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.47
Sharpe Ratio	2.08
Information Ratio	-0.76
Alpha Ratio	-4.05
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 19	₹10,000
31 Mar 20	₹8,669
31 Mar 21	₹14,061
31 Mar 22	₹17,321
31 Mar 23	₹16,586
31 Mar 24	₹22,683

Principal Focused Multicap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Principal Focused Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	3.6%
3 Month	3.8%
6 Month	15.2%
1 Year	33.6%
3 Year	17.1%
5 Year	17.2%
10 Year
15 Year
Since launch	15.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	24.4%
2022	-0.3%
2021	33.7%
2020	19.7%
2019	11.8%
2018	-1.2%
2017	31.8%
2016	3.8%
2015	0.6%
2014	43.4%

Fund Manager information for Principal Focused Multicap Fund

Name	Since	Tenure
Ravi Gopalakrishnan	11 Oct 19	4.48 Yr.
Sudhir Kedia	16 May 22	1.88 Yr.

Data below for Principal Focused Multicap Fund as on 29 Feb 24

Equity Sector Allocation

Sector	Value
Financial Services	30.74%
Industrials	15.94%
Consumer Defensive	11.14%
Technology	10.38%
Health Care	8.03%
Energy	7.99%
Consumer Cyclical	5.74%
Basic Materials	3.25%
Communication Services	2.38%

Asset Allocation

Asset Class	Value
Cash	4.4%
Equity	95.6%
Other	0%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Reliance Industries Ltd (Energy) Equity, Since 30 Nov 05 \| RELIANCE	8%	₹81 Cr	278,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 23 \| HDFCBANK	8%	₹77 Cr	550,000 ↑ 36,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 09 \| ICICIBANK	6%	₹59 Cr	562,000
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Oct 20 \| LT	5%	₹53 Cr	152,535
State Bank of India (Financial Services) Equity, Since 31 Oct 08 \| SBIN	5%	₹50 Cr	671,000 ↑ 68,000
Canara Bank (Financial Services) Equity, Since 31 Jul 21 \| 532483	4%	₹45 Cr	790,000
Nestle India Ltd (Consumer Defensive) Equity, Since 31 Aug 23 \| NESTLEIND	4%	₹43 Cr	164,000
Infosys Ltd (Technology) Equity, Since 30 Nov 05 \| INFY	4%	₹39 Cr	235,000
Zomato Ltd (Consumer Cyclical) Equity, Since 30 Sep 23 \| 543320	4%	₹36 Cr	2,198,000
Asian Paints Ltd (Basic Materials) Equity, Since 31 Jan 24 \| 500820	3%	₹33 Cr	117,000

10. Principal Dynamic Bond Fund

To generate regular income and capital appreciation/ accretion through investment in debt instruments and related securities besides preservation of capital. The scheme will aim to invest its assets in a portfolio of debt instruments and related securities of government, quasi-government, corporate issuers and money market instruments with varying risks – rated investment grade or higher or otherwise comparable (if not rated).

Principal Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 9 May 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.9% since its launch. Ranked 20 in Dynamic Bond category. .

Below is the key information for Principal Dynamic Bond Fund

Principal Dynamic Bond Fund Growth
Launch Date	9 May 03
NAV (03 Sep 20)	₹31.9328 ↑ 0.02 (0.07 %)
Net Assets (Cr)	₹29 on 31 Jul 20
Category	Debt - Dynamic Bond
AMC	Principal Pnb Asset Mgmt. Co. Priv. Ltd.
Rating	☆☆☆
Risk	Moderate
Expense Ratio	1.62
Sharpe Ratio	0.54
Information Ratio	-0.95
Alpha Ratio	-4.7
Min Investment	5,000
Min SIP Investment	2,000
Exit Load	0-1 Years (1%),1 Years and above(NIL)
Yield to Maturity	4.84%
Effective Maturity	3 Years 9 Months 14 Days
Modified Duration	3 Years 2 Months 1 Day

Growth of 10,000 investment over the years.

Date	Value
31 Mar 19	₹10,000
31 Mar 20	₹9,825

Principal Dynamic Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Principal Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-0.1%
3 Month	5.7%
6 Month	4.4%
1 Year	7.5%
3 Year	2.9%
5 Year	5.5%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2023
2022
2021
2020
2019
2018
2017
2016
2015
2014

Fund Manager information for Principal Dynamic Bond Fund

Name	Since	Tenure

Data below for Principal Dynamic Bond Fund as on 31 Jul 20

Asset Allocation

Asset Class	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.