+91-22-48913909Top 10 Best Tata Mutual Fund Schemes for 2025
Backed by one of the most valued brands in India, Tata Mutual Fund has gained the trust of investors with its consistent performance and world-class service. Right from an aggressive investor to a conservative Capital builder, to a businessman or a salaried professional, Tata Mutual Fund offers an investment option for every consumer.
The AMC aims at seeking consistent long-term results. In order to fulfil the Financial goals of the investors, the fund house offers varied goal-based funds. Investors can invest in various schemes like— equity, debt, balanced, Liquid Funds, tax savings, etc. One planning to invest can choose a fund from the below-listed top 10 best Tata Mutual Fund schemes.
These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.
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Why Invest in Tata Mutual Fund?
The name Tata comes with a huge value, trust, and reliability. It enjoys a high equity in the country.
Along with fund management, Tata Mutual Fund offers expert financial services. Investors are attracted by the trust and consistent record of the company.
Performance of the company has created a confidence among the investors about the safety of their money. Even with high risks, investors have a strong belief that the money will not be mismanaged.
It is a good option for a gradual wealth creation over a period of time.
Best Tata Mutual Fund Schemes
Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) Since launch (%) 2024 (%) Tata India Tax Savings Fund Growth ₹45.4133
↓ -0.18 ₹4,717 500 500 3.3 2.1 -0.5 14.2 16.9 14.5 19.5 Tata Retirement Savings Fund-Moderate Growth ₹63.978
↓ -0.38 ₹2,180 5,000 150 -0.5 -2.6 -2.6 13.5 12.6 14.1 19.5 Tata Equity PE Fund Growth ₹355.177
↓ -1.24 ₹8,882 5,000 150 3.3 1 -2.6 18.3 18.6 18.1 21.7 Tata Retirement Savings Fund - Progressive Growth ₹64.3908
↓ -0.40 ₹2,117 5,000 150 -1 -4.2 -5.4 14.3 13.2 14.1 21.7 Tata Treasury Advantage Fund Growth ₹4,039.49
↓ -0.63 ₹3,357 5,000 500 1.5 2.8 7.2 7.2 5.8 7.1 7.4 Tata Liquid Fund Growth ₹4,217.66
↑ 0.38 ₹22,366 5,000 500 1.4 2.9 6.6 6.9 5.7 7 7.3 Tata Retirement Savings Fund - Conservative Growth ₹31.7666
↓ -0.08 ₹175 5,000 500 0.3 -0.2 1.8 8 6.6 8.5 9.9 Tata Money Market Fund Growth ₹4,859.09
↑ 0.08 ₹38,053 5,000 500 1.5 3 7.4 7.5 6.2 6.8 7.7 TATA Short Term Bond Fund Growth ₹48.9274
↓ -0.04 ₹3,436 5,000 500 1.3 1.9 6.7 7 5.2 7 7.4 TATA Gilt Securities Fund Growth ₹77.4642
↓ -0.10 ₹1,339 5,000 500 -0.3 -1.5 3.2 6.5 4.4 8.1 8.3 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 10 Dec 25 Research Highlights & Commentary of 10 Funds showcased
Commentary Tata India Tax Savings Fund Tata Retirement Savings Fund-Moderate Tata Equity PE Fund Tata Retirement Savings Fund - Progressive Tata Treasury Advantage Fund Tata Liquid Fund Tata Retirement Savings Fund - Conservative Tata Money Market Fund TATA Short Term Bond Fund TATA Gilt Securities Fund Point 1 Upper mid AUM (₹4,717 Cr). Lower mid AUM (₹2,180 Cr). Upper mid AUM (₹8,882 Cr). Bottom quartile AUM (₹2,117 Cr). Lower mid AUM (₹3,357 Cr). Top quartile AUM (₹22,366 Cr). Bottom quartile AUM (₹175 Cr). Highest AUM (₹38,053 Cr). Upper mid AUM (₹3,436 Cr). Bottom quartile AUM (₹1,339 Cr). Point 2 Established history (11+ yrs). Established history (14+ yrs). Established history (21+ yrs). Established history (14+ yrs). Established history (20+ yrs). Established history (21+ yrs). Established history (14+ yrs). Established history (22+ yrs). Established history (23+ yrs). Oldest track record among peers (26 yrs). Point 3 Top rated. Rating: 5★ (top quartile). Rating: 5★ (upper mid). Rating: 5★ (upper mid). Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 4★ (lower mid). Rating: 3★ (bottom quartile). Rating: 3★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately Low. Risk profile: Low. Risk profile: Moderately High. Risk profile: Low. Risk profile: Moderately Low. Risk profile: Moderate. Point 5 5Y return: 16.90% (top quartile). 5Y return: 12.58% (upper mid). 5Y return: 18.64% (top quartile). 5Y return: 13.21% (upper mid). 1Y return: 7.20% (top quartile). 1Y return: 6.57% (upper mid). 5Y return: 6.63% (upper mid). 1Y return: 7.44% (top quartile). 1Y return: 6.70% (upper mid). 1Y return: 3.19% (upper mid). Point 6 3Y return: 14.25% (upper mid). 3Y return: 13.53% (upper mid). 3Y return: 18.34% (top quartile). 3Y return: 14.26% (top quartile). 1M return: 0.42% (upper mid). 1M return: 0.46% (top quartile). 3Y return: 7.98% (upper mid). 1M return: 0.46% (top quartile). 1M return: 0.09% (upper mid). 1M return: -0.98% (bottom quartile). Point 7 1Y return: -0.52% (lower mid). 1Y return: -2.60% (bottom quartile). 1Y return: -2.61% (bottom quartile). 1Y return: -5.43% (bottom quartile). Sharpe: 1.92 (upper mid). Sharpe: 2.83 (top quartile). 1Y return: 1.84% (lower mid). Sharpe: 2.79 (top quartile). Sharpe: 0.67 (upper mid). Sharpe: -0.20 (lower mid). Point 8 Alpha: -2.94 (bottom quartile). 1M return: -0.94% (bottom quartile). Alpha: -5.82 (bottom quartile). 1M return: -0.99% (bottom quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). 1M return: -0.34% (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Point 9 Sharpe: -0.18 (upper mid). Alpha: 0.00 (top quartile). Sharpe: -0.35 (bottom quartile). Alpha: -4.72 (bottom quartile). Yield to maturity (debt): 6.44% (upper mid). Yield to maturity (debt): 6.09% (lower mid). Alpha: 0.00 (upper mid). Yield to maturity (debt): 6.28% (upper mid). Yield to maturity (debt): 6.85% (top quartile). Yield to maturity (debt): 7.23% (top quartile). Point 10 Information ratio: -0.35 (bottom quartile). Sharpe: -0.20 (lower mid). Information ratio: 0.81 (top quartile). Sharpe: -0.26 (bottom quartile). Modified duration: 0.91 yrs (lower mid). Modified duration: 0.17 yrs (upper mid). Sharpe: -0.40 (bottom quartile). Modified duration: 0.44 yrs (lower mid). Modified duration: 2.88 yrs (bottom quartile). Modified duration: 10.77 yrs (bottom quartile). Tata India Tax Savings Fund
Tata Retirement Savings Fund-Moderate
Tata Equity PE Fund
Tata Retirement Savings Fund - Progressive
Tata Treasury Advantage Fund
Tata Liquid Fund
Tata Retirement Savings Fund - Conservative
Tata Money Market Fund
TATA Short Term Bond Fund
TATA Gilt Securities Fund
To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation.. Research Highlights for Tata India Tax Savings Fund Below is the key information for Tata India Tax Savings Fund Returns up to 1 year are on To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance
that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends. Research Highlights for Tata Retirement Savings Fund-Moderate Below is the key information for Tata Retirement Savings Fund-Moderate Returns up to 1 year are on To provide reasonable and regular income and/ or possible capital appreciation to its Unitholder. Research Highlights for Tata Equity PE Fund Below is the key information for Tata Equity PE Fund Returns up to 1 year are on To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance
that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends. Research Highlights for Tata Retirement Savings Fund - Progressive Below is the key information for Tata Retirement Savings Fund - Progressive Returns up to 1 year are on (Erstwhile Tata Ultra Short Term Fund) The investment objective of the scheme is to generate regular income & capital appreciation by investing in a portfolio of debt & money market instruments with relatively lower interest rate risk. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns. Research Highlights for Tata Treasury Advantage Fund Below is the key information for Tata Treasury Advantage Fund Returns up to 1 year are on (Erstwhile TATA Money Market Fund ) To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders. Research Highlights for Tata Liquid Fund Below is the key information for Tata Liquid Fund Returns up to 1 year are on To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance
that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends. Research Highlights for Tata Retirement Savings Fund - Conservative Below is the key information for Tata Retirement Savings Fund - Conservative Returns up to 1 year are on (Erstwhile Tata Liquid Fund) To create a highly liquid portfolio of good quality debt as well as money market instruments so as to provide reasonable returns and high liquidity to the unitholders. Research Highlights for Tata Money Market Fund Below is the key information for Tata Money Market Fund Returns up to 1 year are on To create a liquid portfolio of debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unitholders. Research Highlights for TATA Short Term Bond Fund Below is the key information for TATA Short Term Bond Fund Returns up to 1 year are on To generate risk-free return and thus provide medium to long term capital gains and income distribution to its Unitholders, while at all times emphasising the
importance of capital preservation. Research Highlights for TATA Gilt Securities Fund Below is the key information for TATA Gilt Securities Fund Returns up to 1 year are on 1. Tata India Tax Savings Fund
Tata India Tax Savings Fund
Growth Launch Date 13 Oct 14 NAV (10 Dec 25) ₹45.4133 ↓ -0.18 (-0.40 %) Net Assets (Cr) ₹4,717 on 31 Oct 25 Category Equity - ELSS AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.83 Sharpe Ratio -0.18 Information Ratio -0.35 Alpha Ratio -2.94 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹13,526 30 Nov 22 ₹15,196 30 Nov 23 ₹17,077 30 Nov 24 ₹21,970 30 Nov 25 ₹23,035 Returns for Tata India Tax Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Dec 25 Duration Returns 1 Month 0.1% 3 Month 3.3% 6 Month 2.1% 1 Year -0.5% 3 Year 14.2% 5 Year 16.9% 10 Year 15 Year Since launch 14.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 19.5% 2023 24% 2022 5.9% 2021 30.4% 2020 11.9% 2019 13.6% 2018 -8.4% 2017 46% 2016 2.1% 2015 13.3% Fund Manager information for Tata India Tax Savings Fund
Name Since Tenure Sailesh Jain 16 Dec 21 3.88 Yr. Data below for Tata India Tax Savings Fund as on 31 Oct 25
Equity Sector Allocation
Sector Value Financial Services 34.31% Industrials 15.33% Consumer Cyclical 13.04% Basic Materials 7.32% Technology 6.25% Energy 5.45% Communication Services 4.41% Health Care 3.39% Real Estate 2.54% Utility 2.47% Consumer Defensive 1.85% Asset Allocation
Asset Class Value Cash 3.22% Equity 96.78% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 10 | HDFCBANK7% ₹341 Cr 3,450,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 16 | ICICIBANK6% ₹286 Cr 2,125,000 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 18 | RELIANCE4% ₹201 Cr 1,350,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 19 | BHARTIARTL4% ₹193 Cr 940,000 State Bank of India (Financial Services)
Equity, Since 30 Nov 18 | SBIN4% ₹191 Cr 2,040,000 Infosys Ltd (Technology)
Equity, Since 30 Sep 18 | INFY4% ₹172 Cr 1,160,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Aug 18 | 5322153% ₹160 Cr 1,300,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Nov 16 | LT3% ₹142 Cr 352,147 NTPC Ltd (Utilities)
Equity, Since 30 Jun 21 | 5325552% ₹116 Cr 3,451,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Mar 22 | 5000342% ₹112 Cr 1,070,000 2. Tata Retirement Savings Fund-Moderate
Tata Retirement Savings Fund-Moderate
Growth Launch Date 1 Nov 11 NAV (10 Dec 25) ₹63.978 ↓ -0.38 (-0.58 %) Net Assets (Cr) ₹2,180 on 31 Oct 25 Category Solutions - Retirement Fund AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.02 Sharpe Ratio -0.2 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 150 Exit Load 0-60 Years (1%),60 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹12,538 30 Nov 22 ₹12,787 30 Nov 23 ₹14,963 30 Nov 24 ₹18,681 30 Nov 25 ₹19,080 Returns for Tata Retirement Savings Fund-Moderate
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Dec 25 Duration Returns 1 Month -0.9% 3 Month -0.5% 6 Month -2.6% 1 Year -2.6% 3 Year 13.5% 5 Year 12.6% 10 Year 15 Year Since launch 14.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 19.5% 2023 25.3% 2022 -1.9% 2021 20.5% 2020 15.1% 2019 8.6% 2018 -3.6% 2017 38.8% 2016 6.7% 2015 7.7% Fund Manager information for Tata Retirement Savings Fund-Moderate
Name Since Tenure Murthy Nagarajan 1 Apr 17 8.59 Yr. Sonam Udasi 1 Apr 16 9.59 Yr. Data below for Tata Retirement Savings Fund-Moderate as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 2.8% Equity 83.3% Debt 13.9% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -6% ₹127 Cr 12,500,000 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | HDFCBANK5% ₹120 Cr 1,214,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 18 | RELIANCE4% ₹91 Cr 612,000
↑ 18,000 Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 30 Nov 17 | RADICO4% ₹83 Cr 266,500 Solar Industries India Ltd (Basic Materials)
Equity, Since 31 Oct 22 | SOLARINDS4% ₹77 Cr 55,455 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Mar 24 | 5433204% ₹77 Cr 2,412,000 BSE Ltd (Financial Services)
Equity, Since 31 May 24 | BSE3% ₹74 Cr 297,000 ITC Ltd (Consumer Defensive)
Equity, Since 30 Apr 18 | ITC3% ₹68 Cr 1,620,000
↑ 7,000 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Aug 20 | TCS3% ₹65 Cr 211,500 Nippon Life India Asset Management Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Jan 25 | NAM-INDIA2% ₹46 Cr 531,000 3. Tata Equity PE Fund
Tata Equity PE Fund
Growth Launch Date 29 Jun 04 NAV (10 Dec 25) ₹355.177 ↓ -1.24 (-0.35 %) Net Assets (Cr) ₹8,882 on 31 Oct 25 Category Equity - Value AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.79 Sharpe Ratio -0.35 Information Ratio 0.81 Alpha Ratio -5.82 Min Investment 5,000 Min SIP Investment 150 Exit Load 0-18 Months (1%),18 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹13,255 30 Nov 22 ₹14,711 30 Nov 23 ₹18,083 30 Nov 24 ₹24,089 30 Nov 25 ₹24,629 Returns for Tata Equity PE Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Dec 25 Duration Returns 1 Month -0.6% 3 Month 3.3% 6 Month 1% 1 Year -2.6% 3 Year 18.3% 5 Year 18.6% 10 Year 15 Year Since launch 18.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 21.7% 2023 37% 2022 5.9% 2021 28% 2020 12.5% 2019 5.3% 2018 -7.1% 2017 39.4% 2016 16.2% 2015 0.3% Fund Manager information for Tata Equity PE Fund
Name Since Tenure Sonam Udasi 1 Apr 16 9.59 Yr. Data below for Tata Equity PE Fund as on 31 Oct 25
Equity Sector Allocation
Sector Value Financial Services 38.59% Consumer Cyclical 12.86% Consumer Defensive 10.34% Energy 9.55% Technology 6.92% Industrials 5.02% Utility 4.5% Communication Services 3.44% Basic Materials 2.05% Health Care 1.3% Asset Allocation
Asset Class Value Cash 5.41% Equity 94.59% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | HDFCBANK7% ₹663 Cr 6,714,000 ITC Ltd (Consumer Defensive)
Equity, Since 31 Jul 18 | ITC6% ₹518 Cr 12,330,000
↑ 270,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 24 | KOTAKBANK5% ₹486 Cr 2,310,360 Bharat Petroleum Corp Ltd (Energy)
Equity, Since 31 Dec 23 | 5005475% ₹478 Cr 13,410,000 Motilal Oswal Financial Services Ltd (Financial Services)
Equity, Since 31 Oct 24 | MOTILALOFS4% ₹383 Cr 3,915,828
↑ 97,118 Shriram Finance Ltd (Financial Services)
Equity, Since 30 Jun 24 | SHRIRAMFIN4% ₹369 Cr 4,923,000 Muthoot Finance Ltd (Financial Services)
Equity, Since 30 Apr 23 | 5333984% ₹363 Cr 1,143,000
↓ -180,000 Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 30 Nov 17 | RADICO4% ₹344 Cr 1,100,000 Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Jan 22 | HEROMOTOCO4% ₹319 Cr 576,000
↑ 9,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | ICICIBANK3% ₹303 Cr 2,250,000
↑ 180,000 4. Tata Retirement Savings Fund - Progressive
Tata Retirement Savings Fund - Progressive
Growth Launch Date 1 Nov 11 NAV (10 Dec 25) ₹64.3908 ↓ -0.40 (-0.62 %) Net Assets (Cr) ₹2,117 on 31 Oct 25 Category Solutions - Retirement Fund AMC Tata Asset Management Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 2.02 Sharpe Ratio -0.26 Information Ratio -0.25 Alpha Ratio -4.72 Min Investment 5,000 Min SIP Investment 150 Exit Load 0-60 Years (1%),60 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹12,910 30 Nov 22 ₹12,960 30 Nov 23 ₹15,452 30 Nov 24 ₹19,715 30 Nov 25 ₹19,755 Returns for Tata Retirement Savings Fund - Progressive
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Dec 25 Duration Returns 1 Month -1% 3 Month -1% 6 Month -4.2% 1 Year -5.4% 3 Year 14.3% 5 Year 13.2% 10 Year 15 Year Since launch 14.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 21.7% 2023 29% 2022 -3.9% 2021 23.3% 2020 14.4% 2019 11.5% 2018 -6.1% 2017 49.1% 2016 3.1% 2015 7.8% Fund Manager information for Tata Retirement Savings Fund - Progressive
Name Since Tenure Murthy Nagarajan 1 Apr 17 8.59 Yr. Sonam Udasi 1 Apr 16 9.59 Yr. Data below for Tata Retirement Savings Fund - Progressive as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 3.99% Equity 96.01% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | HDFCBANK7% ₹138 Cr 1,400,000 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 18 | RELIANCE5% ₹104 Cr 702,000
↑ 18,000 Solar Industries India Ltd (Basic Materials)
Equity, Since 31 Oct 22 | SOLARINDS4% ₹88 Cr 63,635 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Mar 24 | 5433204% ₹86 Cr 2,718,000 BSE Ltd (Financial Services)
Equity, Since 31 May 24 | BSE4% ₹80 Cr 324,000 ITC Ltd (Consumer Defensive)
Equity, Since 30 Apr 18 | ITC4% ₹78 Cr 1,863,000
↑ 10,000 Radico Khaitan Ltd (Consumer Defensive)
Equity, Since 30 Nov 17 | RADICO4% ₹78 Cr 249,600 Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Aug 20 | TCS4% ₹74 Cr 243,000 Nippon Life India Asset Management Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Jan 25 | NAM-INDIA2% ₹53 Cr 603,000 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 30 Apr 25 | MCX2% ₹51 Cr 55,452 5. Tata Treasury Advantage Fund
Tata Treasury Advantage Fund
Growth Launch Date 6 Sep 05 NAV (10 Dec 25) ₹4,039.49 ↓ -0.63 (-0.02 %) Net Assets (Cr) ₹3,357 on 31 Oct 25 Category Debt - Low Duration AMC Tata Asset Management Limited Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.6 Sharpe Ratio 1.92 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.44% Effective Maturity 1 Year 1 Month 3 Days Modified Duration 10 Months 28 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,362 30 Nov 22 ₹10,762 30 Nov 23 ₹11,491 30 Nov 24 ₹12,344 30 Nov 25 ₹13,253 Returns for Tata Treasury Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Dec 25 Duration Returns 1 Month 0.4% 3 Month 1.5% 6 Month 2.8% 1 Year 7.2% 3 Year 7.2% 5 Year 5.8% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 6.9% 2022 4.1% 2021 3.6% 2020 7.5% 2019 2.2% 2018 7.5% 2017 6.9% 2016 8.5% 2015 8.6% Fund Manager information for Tata Treasury Advantage Fund
Name Since Tenure Akhil Mittal 2 Jun 14 11.42 Yr. Data below for Tata Treasury Advantage Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 44.28% Debt 55.46% Other 0.26% Debt Sector Allocation
Sector Value Corporate 67.53% Government 17.46% Cash Equivalent 14.75% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Dlf Cyber City Developers Ltd
Debentures | -4% ₹125 Cr 12,500
↑ 12,500 Hdb Financial Services Limited
Debentures | -3% ₹120 Cr 12,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹101 Cr 10,000
↓ -5,000 Bajaj Finance Limited
Debentures | -3% ₹100 Cr 1,000 Bank of Baroda
Debentures | -3% ₹98 Cr 2,000 HDFC Bank Ltd.
Debentures | -3% ₹98 Cr 2,000 07.80 KL Sdl 2027
Sovereign Bonds | -3% ₹97 Cr 9,500,000 ICICI Home Finance Company Limited
Debentures | -2% ₹76 Cr 7,500 364 DTB 29012026
Sovereign Bonds | -2% ₹74 Cr 7,500,000 National Bank For Agriculture And Rural Development
Debentures | -1% ₹51 Cr 5,000
↓ -2,500 6. Tata Liquid Fund
Tata Liquid Fund
Growth Launch Date 1 Sep 04 NAV (10 Dec 25) ₹4,217.66 ↑ 0.38 (0.01 %) Net Assets (Cr) ₹22,366 on 31 Oct 25 Category Debt - Liquid Fund AMC Tata Asset Management Limited Rating ☆☆☆☆ Risk Low Expense Ratio 0.39 Sharpe Ratio 2.83 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.09% Effective Maturity 2 Months 2 Days Modified Duration 2 Months 2 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,316 30 Nov 22 ₹10,779 30 Nov 23 ₹11,524 30 Nov 24 ₹12,370 30 Nov 25 ₹13,188 Returns for Tata Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Dec 25 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 2.9% 1 Year 6.6% 3 Year 6.9% 5 Year 5.7% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 7% 2022 4.8% 2021 3.2% 2020 4.3% 2019 6.6% 2018 7.4% 2017 6.7% 2016 7.7% 2015 8.4% Fund Manager information for Tata Liquid Fund
Name Since Tenure Amit Somani 16 Oct 13 12.05 Yr. Harsh Dave 1 Aug 24 1.25 Yr. Data below for Tata Liquid Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 99.71% Other 0.29% Debt Sector Allocation
Sector Value Cash Equivalent 83.41% Government 9.26% Corporate 7.04% Credit Quality
Rating Value AA 0.67% AAA 99.33% Top Securities Holdings / Portfolio
Name Holding Value Quantity Small Industries Development Bank Of India
Commercial Paper | -7% ₹1,680 Cr 34,000
↑ 34,000 ** TREASURY BILL 91 DAYS (15/01/2026)
Sovereign Bonds | -5% ₹1,269 Cr 128,000,000 India (Republic of)
- | -5% ₹1,172 Cr 117,500,000
↑ 117,500,000 ** - Punjab National Bank - Cd - 12/02/2026
Net Current Assets | -4% ₹986 Cr 20,000
↑ 20,000 India (Republic of)
- | -4% ₹862 Cr 86,500,000
↑ 86,500,000 ** Treasury Bill 91 Days (23/01/2026)
Sovereign Bonds | -4% ₹832 Cr 84,000,000
↑ 84,000,000 Reliance Retail Ventures Limited
Commercial Paper | -3% ₹649 Cr 13,000
↑ 13,000 Indian Oil Corporation Limited
Commercial Paper | -3% ₹647 Cr 13,000
↑ 13,000 Export-Import Bank Of India
Commercial Paper | -3% ₹622 Cr 12,500
↑ 12,500 ** - Bank Of India - Cd - 15/12/2025
Net Current Assets | -3% ₹597 Cr 12,000
↓ -4,000 7. Tata Retirement Savings Fund - Conservative
Tata Retirement Savings Fund - Conservative
Growth Launch Date 1 Nov 11 NAV (10 Dec 25) ₹31.7666 ↓ -0.08 (-0.24 %) Net Assets (Cr) ₹175 on 31 Oct 25 Category Solutions - Retirement Fund AMC Tata Asset Management Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 2.18 Sharpe Ratio -0.4 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-60 Years (1%),60 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,919 30 Nov 22 ₹11,074 30 Nov 23 ₹12,055 30 Nov 24 ₹13,535 30 Nov 25 ₹14,065 Returns for Tata Retirement Savings Fund - Conservative
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Dec 25 Duration Returns 1 Month -0.3% 3 Month 0.3% 6 Month -0.2% 1 Year 1.8% 3 Year 8% 5 Year 6.6% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.9% 2023 12.1% 2022 0.1% 2021 7.6% 2020 11.8% 2019 7.6% 2018 0.8% 2017 15.1% 2016 10.6% 2015 6.4% Fund Manager information for Tata Retirement Savings Fund - Conservative
Name Since Tenure Murthy Nagarajan 1 Apr 17 8.59 Yr. Sonam Udasi 1 Apr 16 9.59 Yr. Data below for Tata Retirement Savings Fund - Conservative as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 10.37% Equity 28.55% Debt 61.08% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -20% ₹35 Cr 3,500,000 7.17% Govt Stock 2030
Sovereign Bonds | -9% ₹16 Cr 1,500,000 7.38% Govt Stock 2027
Sovereign Bonds | -9% ₹15 Cr 1,500,000 7.36% Govt Stock 2052
Sovereign Bonds | -6% ₹10 Cr 1,000,000 7.27% Govt Stock 2026
Sovereign Bonds | -6% ₹10 Cr 1,000,000 Jamnagar Utilities & Power Private Limited
Debentures | -6% ₹10 Cr 100 8.24% Govt Stock 2027
Sovereign Bonds | -3% ₹5 Cr 500,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -3% ₹5 Cr 05 Bharti Telecom Limited
Debentures | -3% ₹5 Cr 50 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Nov 11 | HDFCBANK2% ₹4 Cr 36,000 8. Tata Money Market Fund
Tata Money Market Fund
Growth Launch Date 22 May 03 NAV (10 Dec 25) ₹4,859.09 ↑ 0.08 (0.00 %) Net Assets (Cr) ₹38,053 on 31 Oct 25 Category Debt - Money Market AMC Tata Asset Management Limited Rating ☆☆☆ Risk Low Expense Ratio 0.44 Sharpe Ratio 2.79 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.28% Effective Maturity 5 Months 9 Days Modified Duration 5 Months 9 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,389 30 Nov 22 ₹10,858 30 Nov 23 ₹11,659 30 Nov 24 ₹12,556 30 Nov 25 ₹13,501 Returns for Tata Money Market Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Dec 25 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 3% 1 Year 7.4% 3 Year 7.5% 5 Year 6.2% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 7.4% 2022 4.8% 2021 3.9% 2020 6.4% 2019 8.1% 2018 -0.1% 2017 6.7% 2016 7.6% 2015 8.3% Fund Manager information for Tata Money Market Fund
Name Since Tenure Amit Somani 16 Oct 13 12.05 Yr. Data below for Tata Money Market Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 85.99% Debt 13.78% Other 0.23% Debt Sector Allocation
Sector Value Cash Equivalent 49.7% Corporate 29.94% Government 20.13% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 5.63% Govt Stock 2026
Sovereign Bonds | -5% ₹2,161 Cr 216,000,000
↓ -69,500,000 ** Treasury Bill 364 Days (12/11/2026)
Sovereign Bonds | -4% ₹1,422 Cr 150,000,000
↑ 150,000,000 364 DTB 19mar2026
Sovereign Bonds | -1% ₹491 Cr 50,000,000 182 Days Tbill Red 28-05-2026
Sovereign Bonds | -1% ₹383 Cr 38,500,000 India (Republic of)
- | -1% ₹373 Cr 38,000,000 HDFC Bank Ltd.
Debentures | -1% ₹220 Cr 4,500 India (Republic of)
- | -0% ₹197 Cr 20,000,000
↑ 20,000,000 ** Treasury Bill 182 Days (16/04/2026)
Sovereign Bonds | -0% ₹196 Cr 20,000,000 364 DTB 12022026
Sovereign Bonds | -0% ₹192 Cr 19,500,000
↓ -500,000 The Jammu And Kashmir Bank Limited
Debentures | -0% ₹145 Cr 3,000 9. TATA Short Term Bond Fund
TATA Short Term Bond Fund
Growth Launch Date 8 Aug 02 NAV (10 Dec 25) ₹48.9274 ↓ -0.04 (-0.09 %) Net Assets (Cr) ₹3,436 on 31 Oct 25 Category Debt - Short term Bond AMC Tata Asset Management Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 1.2 Sharpe Ratio 0.67 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.85% Effective Maturity 3 Years 9 Months 4 Days Modified Duration 2 Years 10 Months 17 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,276 30 Nov 22 ₹10,542 30 Nov 23 ₹11,214 30 Nov 24 ₹12,068 30 Nov 25 ₹12,934 Returns for TATA Short Term Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Dec 25 Duration Returns 1 Month 0.1% 3 Month 1.3% 6 Month 1.9% 1 Year 6.7% 3 Year 7% 5 Year 5.2% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.4% 2023 6.8% 2022 2.9% 2021 2.5% 2020 9.8% 2019 9% 2018 -0.2% 2017 5.6% 2016 9.2% 2015 8.2% Fund Manager information for TATA Short Term Bond Fund
Name Since Tenure Amit Somani 11 Jun 25 0.39 Yr. Data below for TATA Short Term Bond Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 11.18% Equity 0.03% Debt 88.5% Other 0.28% Debt Sector Allocation
Sector Value Corporate 51.33% Government 37.17% Cash Equivalent 11.18% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Housing Bank
Debentures | -7% ₹254 Cr 25,000 7.32% Govt Stock 2030
Sovereign Bonds | -7% ₹230 Cr 22,000,000 6.48% Govt Stock 2035
Sovereign Bonds | -6% ₹215 Cr 21,500,000
↑ 21,500,000 07.11 GJ Sdl 2031
Sovereign Bonds | -5% ₹167 Cr 16,500,000 Bharti Telecom Limited
Debentures | -4% ₹150 Cr 15,000 Bharti Telecom Limited
Debentures | -4% ₹128 Cr 12,500 Indian Railway Finance Corporation Limited
Debentures | -3% ₹120 Cr 1,180 6.68% Govt Stock 2040
Sovereign Bonds | -3% ₹103 Cr 10,500,000
↓ -4,500,000 Small Industries Development Bank Of India
Debentures | -3% ₹103 Cr 10,000 Power Finance Corporation Limited
Debentures | -3% ₹102 Cr 1,000 10. TATA Gilt Securities Fund
TATA Gilt Securities Fund
Growth Launch Date 6 Sep 99 NAV (10 Dec 25) ₹77.4642 ↓ -0.10 (-0.13 %) Net Assets (Cr) ₹1,339 on 31 Oct 25 Category Debt - Government Bond AMC Tata Asset Management Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.48 Sharpe Ratio -0.2 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-180 Days (0.5%),180 Days and above(NIL) Yield to Maturity 7.23% Effective Maturity 27 Years 5 Months 8 Days Modified Duration 10 Years 9 Months 7 Days Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹10,159 30 Nov 22 ₹10,347 30 Nov 23 ₹10,983 30 Nov 24 ₹11,998 30 Nov 25 ₹12,531 Returns for TATA Gilt Securities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Dec 25 Duration Returns 1 Month -1% 3 Month -0.3% 6 Month -1.5% 1 Year 3.2% 3 Year 6.5% 5 Year 4.4% 10 Year 15 Year Since launch 8.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.3% 2023 7.5% 2022 2.4% 2021 0.8% 2020 9.9% 2019 9.7% 2018 4.9% 2017 2.7% 2016 13.4% 2015 5.9% Fund Manager information for TATA Gilt Securities Fund
Name Since Tenure Akhil Mittal 1 Mar 22 3.67 Yr. Data below for TATA Gilt Securities Fund as on 31 Oct 25
Asset Allocation
Asset Class Value Cash 2.41% Debt 97.59% Debt Sector Allocation
Sector Value Government 97.59% Cash Equivalent 2.41% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.24% Govt Stock 2055
Sovereign Bonds | -19% ₹248 Cr 25,000,000 7.09% Govt Stock 2054
Sovereign Bonds | -15% ₹195 Cr 20,000,000 6.9% Govt Stock 2065
Sovereign Bonds | -14% ₹188 Cr 20,000,000 6.68% Govt Stock 2040
Sovereign Bonds | -13% ₹172 Cr 17,500,000
↑ 2,500,000 6.92% Govt Stock 2039
Sovereign Bonds | -9% ₹125 Cr 12,500,000 7.34% Govt Stock 2064
Sovereign Bonds | -7% ₹99 Cr 10,000,000 Andhra Pradesh (Government of) 6.84%
- | -7% ₹96 Cr 10,000,000 7.09% Govt Stock 2074
Sovereign Bonds | -7% ₹96 Cr 10,000,000 7.18% Govt Stock 2033
Sovereign Bonds | -2% ₹26 Cr 2,500,000 7.1% Govt Stock 2034
Sovereign Bonds | -2% ₹26 Cr 2,500,000
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