Top 10 Best Tata Mutual Fund Schemes 2025 - Fincash.com

Table of Contents

Top 10 Best Tata Mutual Fund Schemes for 2025

Updated on April 27, 2025 , 48043 views

Backed by one of the most valued brands in India, Tata Mutual Fund has gained the trust of investors with its consistent performance and world-class service. Right from an aggressive investor to a conservative Capital builder, to a businessman or a salaried professional, Tata Mutual Fund offers an investment option for every consumer.

The AMC aims at seeking consistent long-term results. In order to fulfil the Financial goals of the investors, the fund house offers varied goal-based funds. Investors can invest in various schemes like— equity, debt, balanced, Liquid Funds, tax savings, etc. One planning to invest can choose a fund from the below-listed top 10 best Tata Mutual Fund schemes.

These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.

Ready to Invest?
Talk to our investment specialist

Why Invest in Tata Mutual Fund?

The name Tata comes with a huge value, trust, and reliability. It enjoys a high equity in the country.
Along with fund management, Tata Mutual Fund offers expert financial services. Investors are attracted by the trust and consistent record of the company.
Performance of the company has created a confidence among the investors about the safety of their money. Even with high risks, investors have a strong belief that the money will not be mismanaged.
It is a good option for a gradual wealth creation over a period of time.

Best Tata Mutual Fund Schemes

Fund	NAV	Net Assets (Cr)	Min Investment	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	Since launch (%)	2023 (%)
Tata Retirement Savings Fund-Moderate Growth	₹61.4193 ↑ 0.17	₹2,008	5,000	150	2.8	-2.5	8.8	14	17.3	14.4	19.5
Tata Retirement Savings Fund - Progressive Growth	₹61.9919 ↑ 0.20	₹1,914	5,000	150	2.2	-4.2	7.4	14.9	18.6	14.5	21.7
Tata India Tax Savings Fund Growth	₹42.0043 ↓ -0.01	₹4,335	500	500	2.2	-5.3	7.2	15.3	22.4	14.6	19.5
Tata Equity PE Fund Growth	₹330.17 ↓ -0.90	₹8,004	5,000	150	1.6	-7.2	3.3	19.4	24.4	18.3	21.7
Tata Treasury Advantage Fund Growth	₹3,888.55 ↑ 1.20	₹2,324	5,000	500	2.3	4	7.9	6.7	6	7.2	7.4
Tata Retirement Savings Fund - Conservative Growth	₹31.0263 ↑ 0.07	₹172	5,000	500	2.7	1.3	7.4	8.1	8.6	8.8	9.9
Tata Liquid Fund Growth	₹4,068.6 ↑ 0.39	₹19,074	5,000	500	1.8	3.6	7.3	6.8	5.4	7	7.3
TATA Gilt Securities Fund Growth	₹78.7665 ↑ 0.27	₹1,003	5,000	500	4.3	6	10.9	8	5.7	8.4	8.3
TATA Short Term Bond Fund Growth	₹47.5905 ↑ 0.06	₹2,834	5,000	500	3	4.7	8.9	6.7	6.1	7.1	7.4
Tata Money Market Fund Growth	₹4,671.9 ↑ 0.66	₹26,844	5,000	500	2.3	4.2	8	7.2	6.2	6.8	7.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Apr 25

1. Tata Retirement Savings Fund-Moderate

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.

Tata Retirement Savings Fund-Moderate is a Solutions - Retirement Fund fund was launched on 1 Nov 11. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.4% since its launch. Ranked 2 in Retirement Fund category. Return for 2024 was 19.5% , 2023 was 25.3% and 2022 was -1.9% .

Below is the key information for Tata Retirement Savings Fund-Moderate

Tata Retirement Savings Fund-Moderate Growth
Launch Date	1 Nov 11
NAV (29 Apr 25)	₹61.4193 ↑ 0.17 (0.27 %)
Net Assets (Cr)	₹2,008 on 31 Mar 25
Category	Solutions - Retirement Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	0
Sharpe Ratio	0.19
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-60 Years (1%),60 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹14,768
31 Mar 22	₹16,480
31 Mar 23	₹16,466
31 Mar 24	₹21,518
31 Mar 25	₹23,417

Tata Retirement Savings Fund-Moderate SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for Tata Retirement Savings Fund-Moderate

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	3.6%
3 Month	2.8%
6 Month	-2.5%
1 Year	8.8%
3 Year	14%
5 Year	17.3%
10 Year
15 Year
Since launch	14.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	19.5%
2022	25.3%
2021	-1.9%
2020	20.5%
2019	15.1%
2018	8.6%
2017	-3.6%
2016	38.8%
2015	6.7%
2014	7.7%

Fund Manager information for Tata Retirement Savings Fund-Moderate

Name	Since	Tenure
Murthy Nagarajan	1 Apr 17	8.01 Yr.
Sonam Udasi	1 Apr 16	9.01 Yr.

Data below for Tata Retirement Savings Fund-Moderate as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	7.13%
Equity	78.57%
Debt	14.31%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.79% Govt Stock 2034 Sovereign Bonds \| -	6%	₹127 Cr	12,500,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 11 \| HDFCBANK	6%	₹126 Cr	687,500
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Aug 20 \| TCS	4%	₹76 Cr	211,500
ITC Ltd (Consumer Defensive) Equity, Since 30 Apr 18 \| ITC	3%	₹66 Cr	1,613,000
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 30 Nov 17 \| RADICO	3%	₹65 Cr	266,500
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 18 \| RELIANCE	3%	₹63 Cr	495,000 ↑ 81,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Oct 22 \| SOLARINDS	3%	₹62 Cr	54,855
BSE Ltd (Financial Services) Equity, Since 31 May 24 \| BSE	3%	₹59 Cr	108,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| 543320	2%	₹49 Cr	2,412,000
Mahanagar Gas Ltd (Utilities) Equity, Since 29 Feb 24 \| MGL	2%	₹46 Cr	333,000 ↑ 18,000

2. Tata Retirement Savings Fund - Progressive

Tata Retirement Savings Fund - Progressive is a Solutions - Retirement Fund fund was launched on 1 Nov 11. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.5% since its launch. Ranked 6 in Retirement Fund category. Return for 2024 was 21.7% , 2023 was 29% and 2022 was -3.9% .

Below is the key information for Tata Retirement Savings Fund - Progressive

Tata Retirement Savings Fund - Progressive Growth
Launch Date	1 Nov 11
NAV (29 Apr 25)	₹61.9919 ↑ 0.20 (0.33 %)
Net Assets (Cr)	₹1,914 on 31 Mar 25
Category	Solutions - Retirement Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	0
Sharpe Ratio	0.12
Information Ratio	-0.15
Alpha Ratio	1.43
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-60 Years (1%),60 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹15,520
31 Mar 22	₹17,297
31 Mar 23	₹17,065
31 Mar 24	₹23,228
31 Mar 25	₹25,016

Tata Retirement Savings Fund - Progressive SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for Tata Retirement Savings Fund - Progressive

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	4.2%
3 Month	2.2%
6 Month	-4.2%
1 Year	7.4%
3 Year	14.9%
5 Year	18.6%
10 Year
15 Year
Since launch	14.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	21.7%
2022	29%
2021	-3.9%
2020	23.3%
2019	14.4%
2018	11.5%
2017	-6.1%
2016	49.1%
2015	3.1%
2014	7.8%

Fund Manager information for Tata Retirement Savings Fund - Progressive

Name	Since	Tenure
Murthy Nagarajan	1 Apr 17	8 Yr.
Sonam Udasi	1 Apr 16	9 Yr.

Data below for Tata Retirement Savings Fund - Progressive as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	5.74%
Equity	94.26%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 11 \| HDFCBANK	7%	₹138 Cr	754,000
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Aug 20 \| TCS	5%	₹88 Cr	243,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Apr 18 \| ITC	4%	₹76 Cr	1,853,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Oct 22 \| SOLARINDS	4%	₹72 Cr	64,035
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 18 \| RELIANCE	4%	₹71 Cr	558,000 ↑ 72,000
BSE Ltd (Financial Services) Equity, Since 31 May 24 \| BSE	3%	₹64 Cr	117,000
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 30 Nov 17 \| RADICO	3%	₹61 Cr	249,600
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| 543320	3%	₹55 Cr	2,718,000
Mahanagar Gas Ltd (Utilities) Equity, Since 29 Feb 24 \| MGL	3%	₹52 Cr	378,000 ↑ 27,000
DOMS Industries Ltd (Industrials) Equity, Since 31 Dec 23 \| DOMS	3%	₹48 Cr	168,496 ↑ 2,500

3. Tata India Tax Savings Fund

To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation..

Tata India Tax Savings Fund is a Equity - ELSS fund was launched on 13 Oct 14. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.6% since its launch. Ranked 1 in ELSS category. Return for 2024 was 19.5% , 2023 was 24% and 2022 was 5.9% .

Below is the key information for Tata India Tax Savings Fund

Tata India Tax Savings Fund Growth
Launch Date	13 Oct 14
NAV (29 Apr 25)	₹42.0043 ↓ -0.01 (-0.02 %)
Net Assets (Cr)	₹4,335 on 31 Mar 25
Category	Equity - ELSS
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	0
Sharpe Ratio	0.22
Information Ratio	-0.15
Alpha Ratio	3.19
Min Investment	500
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹16,724
31 Mar 22	₹20,336
31 Mar 23	₹20,326
31 Mar 24	₹27,013
31 Mar 25	₹29,622

Tata India Tax Savings Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for Tata India Tax Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	2.3%
3 Month	2.2%
6 Month	-5.3%
1 Year	7.2%
3 Year	15.3%
5 Year	22.4%
10 Year
15 Year
Since launch	14.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	19.5%
2022	24%
2021	5.9%
2020	30.4%
2019	11.9%
2018	13.6%
2017	-8.4%
2016	46%
2015	2.1%
2014	13.3%

Fund Manager information for Tata India Tax Savings Fund

Name	Since	Tenure
Sailesh Jain	16 Dec 21	3.29 Yr.
Tejas Gutka	9 Mar 21	4.07 Yr.

Data below for Tata India Tax Savings Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Financial Services	33.88%
Consumer Cyclical	14.5%
Industrials	13.1%
Basic Materials	7.09%
Technology	6.93%
Energy	5.3%
Communication Services	4.05%
Health Care	3.52%
Utility	2.85%
Real Estate	2.33%
Consumer Defensive	1.24%

Asset Allocation

Asset Class	Value
Cash	5.21%
Equity	94.79%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| HDFCBANK	7%	₹315 Cr	1,725,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Nov 16 \| ICICIBANK	7%	₹287 Cr	2,125,000
Infosys Ltd (Technology) Equity, Since 30 Sep 18 \| INFY	4%	₹182 Cr	1,160,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 18 \| RELIANCE	4%	₹172 Cr	1,350,000
State Bank of India (Financial Services) Equity, Since 30 Nov 18 \| SBIN	4%	₹168 Cr	2,175,000
Bharti Airtel Ltd (Communication Services) Equity, Since 30 Sep 19 \| BHARTIARTL	4%	₹163 Cr	940,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Aug 18 \| 532215	3%	₹143 Cr	1,300,000
NTPC Ltd (Utilities) Equity, Since 30 Jun 21 \| 532555	3%	₹123 Cr	3,451,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 16 \| LT	3%	₹123 Cr	352,147
Bajaj Finance Ltd (Financial Services) Equity, Since 31 Mar 22 \| 500034	2%	₹96 Cr	107,000

4. Tata Equity PE Fund

To provide reasonable and regular income and/ or possible capital appreciation to its Unitholder.

Tata Equity PE Fund is a Equity - Value fund was launched on 29 Jun 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.3% since its launch. Ranked 7 in Value category. Return for 2024 was 21.7% , 2023 was 37% and 2022 was 5.9% .

Below is the key information for Tata Equity PE Fund

Tata Equity PE Fund Growth
Launch Date	29 Jun 04
NAV (29 Apr 25)	₹330.17 ↓ -0.90 (-0.27 %)
Net Assets (Cr)	₹8,004 on 31 Mar 25
Category	Equity - Value
AMC	Tata Asset Management Limited
Rating	☆☆☆☆☆
Risk	Moderately High
Expense Ratio	0
Sharpe Ratio	0.06
Information Ratio	1.1
Alpha Ratio	0.35
Min Investment	5,000
Min SIP Investment	150
Exit Load	0-18 Months (1%),18 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹16,715
31 Mar 22	₹19,873
31 Mar 23	₹20,785
31 Mar 24	₹30,723
31 Mar 25	₹32,717

Tata Equity PE Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833 Invest Now

Returns for Tata Equity PE Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	2.7%
3 Month	1.6%
6 Month	-7.2%
1 Year	3.3%
3 Year	19.4%
5 Year	24.4%
10 Year
15 Year
Since launch	18.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	21.7%
2022	37%
2021	5.9%
2020	28%
2019	12.5%
2018	5.3%
2017	-7.1%
2016	39.4%
2015	16.2%
2014	0.3%

Fund Manager information for Tata Equity PE Fund

Name	Since	Tenure
Sonam Udasi	1 Apr 16	9 Yr.
Amey Sathe	18 Jun 18	6.79 Yr.

Data below for Tata Equity PE Fund as on 31 Mar 25

Equity Sector Allocation

Sector	Value
Financial Services	39.46%
Energy	10.87%
Consumer Cyclical	10.46%
Consumer Defensive	7.13%
Utility	6.56%
Technology	6.43%
Health Care	4.97%
Communication Services	4.55%
Basic Materials	3.62%

Asset Allocation

Asset Class	Value
Cash	5.94%
Equity	94.06%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| HDFCBANK	10%	₹818 Cr	4,473,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Dec 23 \| 500547	5%	₹390 Cr	13,995,000 ↑ 225,000
Coal India Ltd (Energy) Equity, Since 31 Mar 22 \| COALINDIA	5%	₹383 Cr	9,630,000 ↑ 810,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 31 Jul 24 \| KOTAKBANK	4%	₹334 Cr	1,540,000 ↑ 640,000
Muthoot Finance Ltd (Financial Services) Equity, Since 30 Apr 23 \| 533398	4%	₹315 Cr	1,323,000
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 30 Nov 17 \| RADICO	4%	₹306 Cr	1,257,971
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| ICICIBANK	4%	₹303 Cr	2,250,000 ↑ 530,000
Wipro Ltd (Technology) Equity, Since 31 Dec 23 \| 507685	4%	₹288 Cr	10,980,000
Shriram Finance Ltd (Financial Services) Equity, Since 30 Jun 24 \| SHRIRAMFIN	3%	₹277 Cr	4,230,000
NTPC Ltd (Utilities) Equity, Since 30 Apr 22 \| 532555	3%	₹269 Cr	7,515,000

5. Tata Treasury Advantage Fund

(Erstwhile Tata Ultra Short Term Fund)

The investment objective of the scheme is to generate regular income & capital appreciation by investing in a portfolio of debt & money market instruments with relatively lower interest rate risk. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.

Tata Treasury Advantage Fund is a Debt - Low Duration fund was launched on 6 Sep 05. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.2% since its launch. Ranked 26 in Low Duration category. Return for 2024 was 7.4% , 2023 was 6.9% and 2022 was 4.1% .

Below is the key information for Tata Treasury Advantage Fund

Tata Treasury Advantage Fund Growth
Launch Date	6 Sep 05
NAV (29 Apr 25)	₹3,888.55 ↑ 1.20 (0.03 %)
Net Assets (Cr)	₹2,324 on 31 Mar 25
Category	Debt - Low Duration
AMC	Tata Asset Management Limited
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	0
Sharpe Ratio	1.9
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.35%
Effective Maturity	1 Year 2 Months 13 Days
Modified Duration	11 Months 16 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,651
31 Mar 22	₹11,064
31 Mar 23	₹11,598
31 Mar 24	₹12,419
31 Mar 25	₹13,350

Tata Treasury Advantage Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Tata Treasury Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	1%
3 Month	2.3%
6 Month	4%
1 Year	7.9%
3 Year	6.7%
5 Year	6%
10 Year
15 Year
Since launch	7.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	6.9%
2021	4.1%
2020	3.6%
2019	7.5%
2018	2.2%
2017	7.5%
2016	6.9%
2015	8.5%
2014	8.6%

Fund Manager information for Tata Treasury Advantage Fund

Name	Since	Tenure
Akhil Mittal	2 Jun 14	10.84 Yr.
Abhishek Sonthalia	6 Feb 20	5.15 Yr.

Data below for Tata Treasury Advantage Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	48.67%
Debt	51.05%
Other	0.28%

Debt Sector Allocation

Sector	Value
Corporate	47.22%
Cash Equivalent	28.71%
Government	23.79%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹101 Cr	10,000
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹100 Cr	1,000 ↑ 1,000
07.80 KL Sdl 2027 Sovereign Bonds \| -	4%	₹97 Cr	9,500,000
Hdb Financial Services Limited Debentures \| -	3%	₹75 Cr	7,500
Rural Electrification Corporation Limited Debentures \| -	3%	₹74 Cr	750
Rural Electrification Corporation Limited Debentures \| -	2%	₹51 Cr	5,000
Sundaram Home Finance Ltd. Debentures \| -	2%	₹50 Cr	5,000
LIC Housing Finance Limited Debentures \| -	2%	₹50 Cr	500
Power Finance Corporation Limited Debentures \| -	2%	₹50 Cr	500
182 DTB 29082025 Sovereign Bonds \| -	2%	₹49 Cr	5,000,000 ↑ 5,000,000

6. Tata Retirement Savings Fund - Conservative

Tata Retirement Savings Fund - Conservative is a Solutions - Retirement Fund fund was launched on 1 Nov 11. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 8.8% since its launch. Ranked 7 in Retirement Fund category. Return for 2024 was 9.9% , 2023 was 12.1% and 2022 was 0.1% .

Below is the key information for Tata Retirement Savings Fund - Conservative

Tata Retirement Savings Fund - Conservative Growth
Launch Date	1 Nov 11
NAV (29 Apr 25)	₹31.0263 ↑ 0.07 (0.22 %)
Net Assets (Cr)	₹172 on 31 Mar 25
Category	Solutions - Retirement Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	0
Sharpe Ratio	-0.08
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-60 Years (1%),60 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹11,837
31 Mar 22	₹12,492
31 Mar 23	₹12,632
31 Mar 24	₹14,415
31 Mar 25	₹15,326

Tata Retirement Savings Fund - Conservative SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for Tata Retirement Savings Fund - Conservative

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	2.3%
3 Month	2.7%
6 Month	1.3%
1 Year	7.4%
3 Year	8.1%
5 Year	8.6%
10 Year
15 Year
Since launch	8.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	9.9%
2022	12.1%
2021	0.1%
2020	7.6%
2019	11.8%
2018	7.6%
2017	0.8%
2016	15.1%
2015	10.6%
2014	6.4%

Fund Manager information for Tata Retirement Savings Fund - Conservative

Name	Since	Tenure
Murthy Nagarajan	1 Apr 17	8 Yr.
Sonam Udasi	1 Apr 16	9 Yr.

Data below for Tata Retirement Savings Fund - Conservative as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	8.02%
Equity	26.47%
Debt	65.5%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
6.79% Govt Stock 2034 Sovereign Bonds \| -	21%	₹36 Cr	3,500,000
7.17% Govt Stock 2030 Sovereign Bonds \| -	9%	₹16 Cr	1,500,000
7.38% Govt Stock 2027 Sovereign Bonds \| -	9%	₹15 Cr	1,500,000
7.36% Govt Stock 2052 Sovereign Bonds \| -	6%	₹11 Cr	1,000,000
7.27% Govt Stock 2026 Sovereign Bonds \| -	6%	₹10 Cr	1,000,000
Jamnagar Utilities & Power Private Limited Debentures \| -	6%	₹10 Cr	100
8.24% Govt Stock 2027 Sovereign Bonds \| -	3%	₹5 Cr	500,000
8.2% Govt Stock 2025 Sovereign Bonds \| -	3%	₹5 Cr	500,000
Bharti Telecom Limited Debentures \| -	3%	₹5 Cr	50
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 11 \| HDFCBANK	2%	₹4 Cr	20,750

7. Tata Liquid Fund

(Erstwhile TATA Money Market Fund )

To create a highly liquid portfolio of money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Tata Liquid Fund is a Debt - Liquid Fund fund was launched on 1 Sep 04. It is a fund with Low risk and has given a CAGR/Annualized return of 7% since its launch. Ranked 18 in Liquid Fund category. Return for 2024 was 7.3% , 2023 was 7% and 2022 was 4.8% .

Below is the key information for Tata Liquid Fund

Tata Liquid Fund Growth
Launch Date	1 Sep 04
NAV (29 Apr 25)	₹4,068.6 ↑ 0.39 (0.01 %)
Net Assets (Cr)	₹19,074 on 31 Mar 25
Category	Debt - Liquid Fund
AMC	Tata Asset Management Limited
Rating	☆☆☆☆
Risk	Low
Expense Ratio	0
Sharpe Ratio	2.77
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.06%
Effective Maturity	2 Months 17 Days
Modified Duration	2 Months 17 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,357
31 Mar 22	₹10,705
31 Mar 23	₹11,300
31 Mar 24	₹12,110
31 Mar 25	₹12,993

Tata Liquid Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for Tata Liquid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	0.6%
3 Month	1.8%
6 Month	3.6%
1 Year	7.3%
3 Year	6.8%
5 Year	5.4%
10 Year
15 Year
Since launch	7%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.3%
2022	7%
2021	4.8%
2020	3.2%
2019	4.3%
2018	6.6%
2017	7.4%
2016	6.7%
2015	7.7%
2014	8.4%

Fund Manager information for Tata Liquid Fund

Name	Since	Tenure
Amit Somani	16 Oct 13	11.46 Yr.
Abhishek Sonthalia	6 Feb 20	5.15 Yr.
Harsh Dave	1 Aug 24	0.66 Yr.

Data below for Tata Liquid Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	99.76%
Other	0.24%

Debt Sector Allocation

Sector	Value
Cash Equivalent	83.2%
Corporate	16.56%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Punjab National Bank ** # Certificate of Deposit \| -	5%	₹1,410 Cr	28,500 ↑ 28,500
364 DTB Sovereign Bonds \| -	5%	₹1,234 Cr	124,500,000 ↑ 24,500,000
91 Days Tbill Red 05-06-2025 Sovereign Bonds \| -	4%	₹1,141 Cr	115,000,000 ↑ 5,000,000
ICICI Securities Limited** Commercial Paper \| -	4%	₹1,064 Cr	21,500 ↓ -500
Reliance Retail Ventures Limited Commercial Paper \| -	4%	₹995 Cr	20,000
Indian Oil Corp Ltd. Commercial Paper \| -	4%	₹990 Cr	20,000 ↑ 20,000
Bank Of Baroda Certificate of Deposit \| -	4%	₹941 Cr	19,000
91 Days Tbill Red 19-06-2025 Sovereign Bonds \| -	3%	₹802 Cr	81,000,000 ↑ 31,000,000
National Bk For Agriculture & Rural Dev. ** Commercial Paper \| -	3%	₹792 Cr	16,000 ↑ 6,000
Cholamandalam Investment And Fin. Co. Ltd Commercial Paper \| -	3%	₹746 Cr	15,000

8. TATA Gilt Securities Fund

To generate risk-free return and thus provide medium to long term capital gains and income distribution to its Unitholders, while at all times emphasising the importance of capital preservation.

TATA Gilt Securities Fund is a Debt - Government Bond fund was launched on 6 Sep 99. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.4% since its launch. Ranked 11 in Government Bond category. Return for 2024 was 8.3% , 2023 was 7.5% and 2022 was 2.4% .

Below is the key information for TATA Gilt Securities Fund

TATA Gilt Securities Fund Growth
Launch Date	6 Sep 99
NAV (29 Apr 25)	₹78.7665 ↑ 0.27 (0.35 %)
Net Assets (Cr)	₹1,003 on 31 Mar 25
Category	Debt - Government Bond
AMC	Tata Asset Management Limited
Rating	☆☆☆
Risk	Moderate
Expense Ratio	0
Sharpe Ratio	0.45
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-180 Days (0.5%),180 Days and above(NIL)
Yield to Maturity	6.94%
Effective Maturity	25 Years 4 Months 10 Days
Modified Duration	10 Years 6 Months 4 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,461
31 Mar 22	₹10,692
31 Mar 23	₹11,194
31 Mar 24	₹12,132
31 Mar 25	₹13,132

TATA Gilt Securities Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169 Invest Now

Returns for TATA Gilt Securities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	2.3%
3 Month	4.3%
6 Month	6%
1 Year	10.9%
3 Year	8%
5 Year	5.7%
10 Year
15 Year
Since launch	8.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	8.3%
2022	7.5%
2021	2.4%
2020	0.8%
2019	9.9%
2018	9.7%
2017	4.9%
2016	2.7%
2015	13.4%
2014	5.9%

Fund Manager information for TATA Gilt Securities Fund

Name	Since	Tenure
Akhil Mittal	1 Mar 22	3.09 Yr.

Data below for TATA Gilt Securities Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	7.93%
Debt	92.07%

Debt Sector Allocation

Sector	Value
Government	92.07%
Cash Equivalent	7.93%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.09% Govt Stock 2054 Sovereign Bonds \| -	22%	₹227 Cr	22,000,000 ↓ -7,000,000
6.54% Govt Stock 2032 Sovereign Bonds \| -	19%	₹202 Cr	20,000,000 ↑ 15,000,000
7.34% Govt Stock 2064 Sovereign Bonds \| -	15%	₹159 Cr	15,000,000 ↓ -14,000,000
7.23% Govt Stock 2039 Sovereign Bonds \| -	10%	₹106 Cr	10,000,000
India (Republic of) 6.9% Sovereign Bonds \| -	10%	₹100 Cr	10,000,000 ↑ 10,000,000
7.32% Govt Stock 2030 Sovereign Bonds \| -	8%	₹79 Cr	7,500,000 ↑ 7,500,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	6%	₹67 Cr	6,500,000
7.18% Govt Stock 2033 Sovereign Bonds \| -	2%	₹26 Cr	2,500,000
B) Repo CBLO/Reverse Repo \| -	7%	₹70 Cr
Cash / Net Current Asset CBLO \| -	1%	₹13 Cr

9. TATA Short Term Bond Fund

To create a liquid portfolio of debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unitholders.

TATA Short Term Bond Fund is a Debt - Short term Bond fund was launched on 8 Aug 02. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.1% since its launch. Ranked 43 in Short term Bond category. Return for 2024 was 7.4% , 2023 was 6.8% and 2022 was 2.9% .

Below is the key information for TATA Short Term Bond Fund

TATA Short Term Bond Fund Growth
Launch Date	8 Aug 02
NAV (29 Apr 25)	₹47.5905 ↑ 0.06 (0.12 %)
Net Assets (Cr)	₹2,834 on 31 Mar 25
Category	Debt - Short term Bond
AMC	Tata Asset Management Limited
Rating	☆☆☆
Risk	Moderately Low
Expense Ratio	0
Sharpe Ratio	0.85
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.23%
Effective Maturity	3 Years 10 Months 10 Days
Modified Duration	2 Years 9 Months 18 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,713
31 Mar 22	₹11,099
31 Mar 23	₹11,537
31 Mar 24	₹12,325
31 Mar 25	₹13,276

TATA Short Term Bond Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for TATA Short Term Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	1.4%
3 Month	3%
6 Month	4.7%
1 Year	8.9%
3 Year	6.7%
5 Year	6.1%
10 Year
15 Year
Since launch	7.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.4%
2022	6.8%
2021	2.9%
2020	2.5%
2019	9.8%
2018	9%
2017	-0.2%
2016	5.6%
2015	9.2%
2014	8.2%

Fund Manager information for TATA Short Term Bond Fund

Name	Since	Tenure
Murthy Nagarajan	1 Apr 17	8 Yr.
Abhishek Sonthalia	6 Feb 20	5.15 Yr.

Data below for TATA Short Term Bond Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	13.1%
Equity	0.06%
Debt	86.56%
Other	0.28%

Debt Sector Allocation

Sector	Value
Corporate	50.46%
Government	43.25%
Cash Equivalent	5.95%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
7.32% Govt Stock 2030 Sovereign Bonds \| -	9%	₹227 Cr	22,000,000
6.79% Government Of India (07/10/2034) Sovereign Bonds \| -	5%	₹131 Cr	13,034,600 ↓ -3,000,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	4%	₹119 Cr	11,603,200
6.92% Govt Stock 2039 Sovereign Bonds \| -	3%	₹89 Cr	8,845,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹75 Cr	7,500 ↑ 2,500
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹75 Cr	7,500
Small Industries Development Bank Of India Debentures \| -	3%	₹75 Cr	750
Jamnagar Utilities & Power Private Limited Debentures \| -	3%	₹73 Cr	750
7.17% Govt Stock 2030 Sovereign Bonds \| -	3%	₹66 Cr	6,500,000
SANSAR JUNE 2024 TRUST Unlisted bonds \| -	2%	₹66 Cr	750,000,000

10. Tata Money Market Fund

(Erstwhile Tata Liquid Fund)

To create a highly liquid portfolio of good quality debt as well as money market instruments so as to provide reasonable returns and high liquidity to the unitholders.

Tata Money Market Fund is a Debt - Money Market fund was launched on 22 May 03. It is a fund with Low risk and has given a CAGR/Annualized return of 6.8% since its launch. Ranked 30 in Money Market category. Return for 2024 was 7.7% , 2023 was 7.4% and 2022 was 4.8% .

Below is the key information for Tata Money Market Fund

Tata Money Market Fund Growth
Launch Date	22 May 03
NAV (29 Apr 25)	₹4,671.9 ↑ 0.66 (0.01 %)
Net Assets (Cr)	₹26,844 on 31 Mar 25
Category	Debt - Money Market
AMC	Tata Asset Management Limited
Rating	☆☆☆
Risk	Low
Expense Ratio	0
Sharpe Ratio	2.36
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL
Yield to Maturity	7.24%
Effective Maturity	10 Months 21 Days
Modified Duration	10 Months 21 Days

Growth of 10,000 investment over the years.

Date	Value
31 Mar 20	₹10,000
31 Mar 21	₹10,567
31 Mar 22	₹10,991
31 Mar 23	₹11,602
31 Mar 24	₹12,486
31 Mar 25	₹13,449

Tata Money Market Fund SIP Returns

Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132 Invest Now

Returns for Tata Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Apr 25

Duration	Returns
1 Month	0.9%
3 Month	2.3%
6 Month	4.2%
1 Year	8%
3 Year	7.2%
5 Year	6.2%
10 Year
15 Year
Since launch	6.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2023	7.7%
2022	7.4%
2021	4.8%
2020	3.9%
2019	6.4%
2018	8.1%
2017	-0.1%
2016	6.7%
2015	7.6%
2014	8.3%

Fund Manager information for Tata Money Market Fund

Name	Since	Tenure
Amit Somani	16 Oct 13	11.46 Yr.

Data below for Tata Money Market Fund as on 31 Mar 25

Asset Allocation

Asset Class	Value
Cash	81.04%
Debt	18.73%
Other	0.22%

Debt Sector Allocation

Sector	Value
Corporate	45.78%
Cash Equivalent	31.18%
Government	22.81%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
364 DTB 19mar2026 Sovereign Bonds \| -	3%	₹995 Cr	105,000,000
182 Days Tbill Sovereign Bonds \| -	3%	₹970 Cr	99,500,000
08.30 RJ Sdl 2026 Sovereign Bonds \| -	2%	₹532 Cr	52,500,000
364 DTB 27022026 Sovereign Bonds \| -	2%	₹475 Cr	50,000,000
National Bank for Agriculture and Rural Development Domestic Bonds \| -	2%	₹475 Cr	10,000
91 Days Treasury Bill 26-Jun-2025 Sovereign Bonds \| -	1%	₹351 Cr	35,500,000 ↓ -19,500,000
182 Days Tbill Sovereign Bonds \| -	1%	₹293 Cr	30,000,000 ↑ 30,000,000
91 Days Tbill Red 19-06-2025 Sovereign Bonds \| -	1%	₹272 Cr	27,500,000 ↓ -7,500,000
Bank of Baroda Debentures \| -	1%	₹236 Cr	5,000
Kotak Mahindra Prime Ltd. Debentures \| -	1%	₹235 Cr	5,000

How to Invest in Tata Mutual Fund Online?

Open Free Investment Account for Lifetime at Fincash.com.

Complete your Registration and KYC Process

Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

Get Started

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.