TATA Retirement Savings Fund-moderate - G

NAV ₹32.2228 ↓ 0.05 (0.16 %) as on 17 Jan 20

Table of Contents

Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.

Tata Retirement Savings Fund-Moderate is a Solutions - Retirement Fund fund launched on 1 Nov 11. It is a fund with Moderately High risk and has given a CAGR return of 15.3% since its launch. Ranked 2 in Retirement Fund category. Return for 2019 was 8.6% , 2018 was -3.6% and 2017 was 38.8% .

Below is the key information for Tata Retirement Savings Fund-Moderate

NAV as on 17 Jan 20	₹32.2228 ↓ 0.05 (0.16 %)
Net Assets (AUM) as on 30 Nov 2019	₹1,151 Cr.
Launch Date	1 Nov 2011
Category	Solutions - Retirement Fund
Rating	☆☆☆☆☆
Type	Open Ended Fund
Risk	Moderately High
AMC	Tata Asset Management Limited

Alpha Ratio	0.0
Expense Ratio	2.33 %
Sharpe Ratio	0.526
Information Ratio	0.0
Benchmark	Not Available
Min Investment	₹5,000
Min SIP Investment	₹500
Exit Load	0-60 Years (1%),60 Years and above(NIL)

NAV Price Chart

TATA Retirement Savings Fund-moderate NAV Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 Jan 20

Duration	Returns
1 Month	2.1%
3 Month	5.6%
6 Month	9%
1 Year	11.6%
3 Year	12.7%
5 Year	10.7%
10 Year
15 Year
Since launch	15.3%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2018	8.6%
2017	-3.6%
2016	38.8%
2015	6.7%
2014	7.7%
2013	55.1%
2012	2.6%
2011	20%
2010

Growth of 10k Over Years

Date	Value
31 Dec 14	₹10,000
31 Dec 15	₹10,770
31 Dec 16	₹11,497
31 Dec 17	₹15,958
31 Dec 18	₹15,380
31 Dec 19	₹16,709

TATA Retirement Savings Fund-moderate Growth 10k Chart

Asset Allocation

Asset Class	Value
Cash	2.27%
Equity	84.1%
Debt	13.62%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 11 \| HDFCBANK	8%	₹89 Cr	700,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| ICICIBANK	6%	₹75 Cr	1,456,800
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 18 \| RELIANCE	5%	₹63 Cr	408,000 ↓ -22,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Apr 18 \| ITC	5%	₹55 Cr	2,215,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 28 Feb 17 \| KOTAKBANK	4%	₹47 Cr	288,050
7.26% Govt Stock 2029 Sovereign Bonds \| -	4%	₹44 Cr	4,200,000 ↓ -300,000
GOVT STOCK Sovereign Bonds \| -	4%	₹42 Cr	4,000,000
Housing Development Finance Corp Ltd (Financial Services) Equity, Since 31 Jul 17 \| HDFC	4%	₹41 Cr	179,500
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 19 \| 532215	3%	₹34 Cr	455,000 ↑ 40,000
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Sep 17 \| LT	3%	₹33 Cr	250,000

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Fund Managers

Name	Since	Tenure
Murthy Nagarajan	1 Apr 17	2.67 Yr.
Sonam Udasi	1 Apr 16	3.67 Yr.
Ennette Fernandes	18 Jun 18	1.45 Yr.

Custodians

Company	Address
Deutsche Bank AG	Deutsche Bank AG,Kodak House, 22, D.N. Road,

Registrar & Transfer Agent

Computer Age Management Svcs
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
Tata Mutual Fund	1903, B-Wing, Parinee Crescenzo,,G-Block, Bandra Kurla Complex, Bandra East Mumbai 400051

Auditors

Company	Address
Deloitte Haskins & Sells	12, Dr. Annie Besant Road, Opp. Shiv Sagar Estate,,Worli
M/s BSR & Co.	KPMG House, Kamala Mills Compound,448 Senapati Bapat Marg,Lower Parel

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
Tata Retirement Savings Fund-Moderate Growth	₹32.2228 ↑ 0.05	9.02 %	11.6 %	12.69 %	10.66 %
Data as on 17 Jan 20

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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