TATA Retirement Savings Fund-moderate - G

NAV ₹63.6937 ↑ 0.18 (0.28 %) as on 2 Sep 25

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
- Portfolio Securities Holdings
- Portfolio Asset Allocation
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.

Tata Retirement Savings Fund-Moderate is a Solutions - Retirement Fund fund launched on 1 Nov 11. It is a fund with Moderately High risk and has given a CAGR return of 14.3% since its launch. Ranked 2 in Retirement Fund category. Return for 2024 was 19.5% , 2023 was 25.3% and 2022 was -1.9% .

Below is the key information for Tata Retirement Savings Fund-Moderate

NAV as on 2 Sep 25	₹63.6937 ↑ 0.18 (0.28 %)
Net Assets (AUM) as on 31 Jul 2025	₹2,150 Cr.
Launch Date	1 Nov 2011
Category	Solutions - Retirement Fund
Rating	☆☆☆☆☆
Type	Open Ended Fund
Risk	Moderately High
AMC	Tata Asset Management Limited

Alpha Ratio	0.0
Expense Ratio	2.02 %
Sharpe Ratio	-0.366
Information Ratio	0.0
Benchmark	Not Available
Min Investment	₹5,000
Min SIP Investment	₹150
Exit Load	0-60 Years (1%),60 Years and above(NIL)

NAV Price Chart

TATA Retirement Savings Fund-moderate NAV Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 25

Duration	Returns
1 Month	0.1%
3 Month	-0.3%
6 Month	12.9%
1 Year	-1.6%
3 Year	13.8%
5 Year	15%
10 Year
15 Year
Since launch	14.3%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.5%
2023	25.3%
2022	-1.9%
2021	20.5%
2020	15.1%
2019	8.6%
2018	-3.6%
2017	38.8%
2016	6.7%

Growth of 10k Over Years

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹13,703
31 Aug 22	₹13,828
31 Aug 23	₹15,640
31 Aug 24	₹20,649
31 Aug 25	₹20,095

TATA Retirement Savings Fund-moderate Growth 10k Chart

Asset Allocation

Asset Class	Value
Cash	7.1%
Equity	79.42%
Debt	13.48%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Global Industry	Holding	Value	Quantity
6.79% Govt Stock 2034 Sovereign Bonds \| -		6%	₹128 Cr	12,500,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 11 \| HDFCBANK	Banks - Regional	6%	₹123 Cr	607,000 ↓ -80,500
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 18 \| RELIANCE	Oil & Gas Refining & Marketing	4%	₹79 Cr	567,900
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| 543320	Internet Retail	3%	₹74 Cr	2,412,000
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 30 Nov 17 \| RADICO	Beverages - Wineries & Distilleries	3%	₹73 Cr	266,500
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Oct 22 \| SOLARINDS	Specialty Chemicals	3%	₹73 Cr	51,155
BSE Ltd (Financial Services) Equity, Since 31 May 24 \| BSE	Financial Data & Stock Exchanges	3%	₹72 Cr	297,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Apr 18 \| ITC	Tobacco	3%	₹66 Cr	1,613,000
Tata Consultancy Services Ltd (Technology) Equity, Since 31 Aug 20 \| TCS	Information Technology Services	3%	₹64 Cr	211,500
Mahanagar Gas Ltd (Utilities) Equity, Since 29 Feb 24 \| MGL	Utilities - Regulated Gas	2%	₹45 Cr	333,000

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Fund Managers

Name	Since	Tenure
Murthy Nagarajan	1 Apr 17	8.42 Yr.
Sonam Udasi	1 Apr 16	9.42 Yr.

Custodians

Company	Address
Deutsche Bank AG	null

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	null
FAX	N.A
Email	N.A

Administrator Companies

Company	Address
Tata Mutual Fund	null

Auditors

Company	Address
Deloitte Haskins & Sells LLP	12, Dr. Annie Besant Road, Opp. Shiv Sagar Estate,,Worli
M/s BSR & Co.	KPMG House, Kamala Mills Compound,448 Senapati Bapat Marg,Lower Parel

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
Tata Retirement Savings Fund-Moderate Growth	₹63.6937 ↑ 0.18	12.94 %	-1.6 %	13.84 %	15.03 %
Data as on 2 Sep 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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