TATA Retirement Savings Fund-moderate - G

NAV ₹68.7105 ↓ -0.05 (-0.07 %) as on 2 Sep 26

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
- Portfolio Securities Holdings
- Portfolio Asset Allocation
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.

Tata Retirement Savings Fund-Moderate is a Solutions - Retirement Fund fund launched on 1 Nov 11. It is a fund with Moderately High risk and has given a CAGR return of 13.9% since its launch. Ranked 2 in Retirement Fund category. Return for 2025 was 1% , 2024 was 19.5% and 2023 was 25.3% .

Below is the key information for Tata Retirement Savings Fund-Moderate

NAV as on 2 Sep 26	₹68.7105 ↓ -0.05 (-0.07 %)
Net Assets (AUM) as on 31 Jul 2026	₹2,218 Cr.
Launch Date	1 Nov 2011
Category	Solutions - Retirement Fund
Rating	☆☆☆☆☆
Type	Open Ended Fund
Risk	Moderately High
AMC	Tata Asset Management Limited

Alpha Ratio	0.0
Expense Ratio	2.02 %
Sharpe Ratio	0.123
Information Ratio	0.0
Benchmark	Not Available
Min Investment	₹5,000
Min SIP Investment	₹150
Exit Load	0-60 Years (1%),60 Years and above(NIL)

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Sep 26

Duration	Returns
1 Month	1.2%
3 Month	6%
6 Month	10.1%
1 Year	8.3%
3 Year	11.7%
5 Year	9.9%
10 Year
15 Year
Since launch	13.9%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2025	1%
2024	19.5%
2023	25.3%
2022	-1.9%
2021	20.5%
2020	15.1%
2019	8.6%
2018	-3.6%
2017	38.8%

Growth of 10k Over Years

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,091
31 Aug 23	₹11,413
31 Aug 24	₹15,069
31 Aug 25	₹14,665
31 Aug 26	₹16,143

Asset Allocation

Asset Class	Value
Cash	3.37%
Equity	83.04%
Debt	13.59%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Global Industry	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| ICICIBANK	Banks - Regional	4%	₹98 Cr	684,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Oct 22 \| SOLARINDS	Specialty Chemicals	4%	₹98 Cr	53,100 ↓ -900
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 18 \| RELIANCE	Oil & Gas Refining & Marketing	3%	₹75 Cr	576,000
6.36% Govt Stock 2031 Sovereign Bonds \| -		3%	₹70 Cr	7,000,000
Eternal Ltd (Consumer Cyclical) Equity, Since 31 Mar 24 \| ETERNAL	Internet Retail	3%	₹70 Cr	2,304,000
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 30 Nov 17 \| RADICO	Beverages - Wineries & Distilleries	3%	₹66 Cr	153,000
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 30 Apr 25 \| MCX	Financial Data & Stock Exchanges	3%	₹56 Cr	207,000
Nippon Life India Asset Management Ltd Ordinary Shares (Financial Services) Equity, Since 31 Jan 25 \| 540767	Asset Management	2%	₹53 Cr	459,000
Polycab India Ltd (Industrials) Equity, Since 31 Dec 20 \| POLYCAB	Electrical Equipment & Parts	2%	₹49 Cr	54,000
360 One Wam Ltd Ordinary Shares (Financial Services) Equity, Since 31 Oct 24 \| 360ONE	Asset Management	2%	₹46 Cr	405,000

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Fund Managers

Name	Since	Tenure
Murthy Nagarajan	1 Apr 17	9.34 Yr.
Amit Somani	1 Jun 26	0.17 Yr.
Sonam Udasi	1 Apr 16	10.34 Yr.

Custodians

Company	Address
Deutsche Bank AG	1 Great Winchester Street

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
Tata Mutual Fund	1903, B-Wing, Parinee Crescenzo,,G-Block, Bandra Kurla Complex, Bandra East Mumbai 400051

Auditors

Company	Address
Deloitte Haskins & Sells LLP	12, Dr. Annie Besant Road, Opp. Shiv Sagar Estate,,Worli
M/s BSR & Co.	KPMG House, Kamala Mills Compound,448 Senapati Bapat Marg,Lower Parel

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
Tata Retirement Savings Fund-Moderate Growth	₹68.7105 ↓ -0.05	10.07 %	8.26 %	11.7 %	9.88 %
Data as on 2 Sep 26

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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