TATA Retirement Savings Fund-moderate - G

NAV ₹41.383 ↓ -0.04 (-0.09 %) as on 30 Jan 23

Table of Contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
- Portfolio Securities Holdings
- Portfolio Asset Allocation
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

To provide a financial planning tool for long term financial security for investors based on their retirement planning goals. However, there can be no assurance that the investment objective of the fund will be realized, as actual market movements may be at variance with anticipated trends.

Tata Retirement Savings Fund-Moderate is a Solutions - Retirement Fund fund launched on 1 Nov 11. It is a fund with Moderately High risk and has given a CAGR return of 13.5% since its launch. Ranked 2 in Retirement Fund category. Return for 2022 was -1.9% , 2021 was 20.5% and 2020 was 15.1% .

Below is the key information for Tata Retirement Savings Fund-Moderate

NAV as on 30 Jan 23	₹41.383 ↓ -0.04 (-0.09 %)
Net Assets (AUM) as on 31 Dec 2022	₹1,616 Cr.
Launch Date	1 Nov 2011
Category	Solutions - Retirement Fund
Rating	☆☆☆☆☆
Type	Open Ended Fund
Risk	Moderately High
AMC	Tata Asset Management Limited

Alpha Ratio	0.0
Expense Ratio	0.0 %
Sharpe Ratio	-0.539
Information Ratio	0.0
Benchmark	Not Available
Min Investment	₹5,000
Min SIP Investment	₹150
Exit Load	0-60 Years (1%),60 Years and above(NIL)

NAV Price Chart

TATA Retirement Savings Fund-moderate NAV Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jan 23

Duration	Returns
1 Month	-3.6%
3 Month	-3.5%
6 Month	-0.1%
1 Year	-1.8%
3 Year	8.9%
5 Year	6.5%
10 Year
15 Year
Since launch	13.5%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2022	-1.9%
2021	20.5%
2020	15.1%
2019	8.6%
2018	-3.6%
2017	38.8%
2016	6.7%
2015	7.7%
2014	55.1%

Growth of 10k Over Years

Date	Value
31 Dec 17	₹10,000
31 Dec 18	₹9,638
31 Dec 19	₹10,471
31 Dec 20	₹12,048
31 Dec 21	₹14,515
31 Dec 22	₹14,241

TATA Retirement Savings Fund-moderate Growth 10k Chart

Asset Allocation

Asset Class	Value
Cash	2.82%
Equity	83.12%
Debt	14.06%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Global Industry	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 11 \| HDFCBANK	Banks - Regional	8%	₹132 Cr	811,500 ↑ 86,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| ICICIBANK	Banks - Regional	7%	₹109 Cr	1,229,000 ↓ -95,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 18 \| RELIANCE	Oil & Gas Refining & Marketing	5%	₹74 Cr	291,000
ITC Ltd (Consumer Defensive) Equity, Since 30 Apr 18 \| ITC	Tobacco	4%	₹59 Cr	1,786,000
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services) Equity, Since 30 Sep 20 \| SBICARD	Credit Services	3%	₹46 Cr	580,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 20 \| AXISBANK	Banks - Regional	2%	₹37 Cr	391,000
Metro Brands Ltd (Consumer Cyclical) Equity, Since 31 Jul 22 \| 543426	Footwear & Accessories	2%	₹36 Cr	413,000
Radico Khaitan Ltd (Consumer Defensive) Equity, Since 30 Nov 17 \| RADICO	Beverages - Wineries & Distilleries	2%	₹34 Cr	338,300
Bharat Electronics Ltd (Industrials) Equity, Since 30 Apr 22 \| BEL	Aerospace & Defense	2%	₹32 Cr	3,210,600
Jubilant Foodworks Ltd (Consumer Cyclical) Equity, Since 31 Jan 18 \| JUBLFOOD	Restaurants	2%	₹32 Cr	625,000

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Fund Managers

Name	Since	Tenure
Murthy Nagarajan	1 Apr 17	5.75 Yr.
Sonam Udasi	1 Apr 16	6.75 Yr.

Custodians

Company	Address
Deutsche Bank AG	Deutsche Bank AG,Kodak House, 22, D.N. Road,

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
Tata Mutual Fund	1903, B-Wing, Parinee Crescenzo,,G-Block, Bandra Kurla Complex, Bandra East Mumbai 400051

Auditors

Company	Address
Deloitte Haskins & Sells LLP	12, Dr. Annie Besant Road, Opp. Shiv Sagar Estate,,Worli
M/s BSR & Co.	KPMG House, Kamala Mills Compound,448 Senapati Bapat Marg,Lower Parel

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
Tata Retirement Savings Fund-Moderate Growth	₹41.383 ↓ -0.04	-0.12 %	-1.82 %	8.93 %	6.45 %
Data as on 30 Jan 23

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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