+91-22-4891390910 Best UTI Mutual Fund Schemes for 2026
UTI Mutual Fund, India’s one of the leading financial institutions, has gained immense trust amongst investors. The AMC has bagged many awards for offering innovative and steady return yielding Mutual Funds since its inception.
To help investors maintain a systematic Asset Allocation plan, the AMC offers a well–diversified and a balanced investment Portfolio based on extensive market research. Investors can invest in an array of schemes like— equity, debt, balanced, Liquid Funds, etc.
You can plan your different goals such as wealth creation, Retirement planning, child’s higher education, tax savings, etc., by Investing in these schemes.
Why Invest in Best UTI Mutual Fund Schemes?
a. Safety
UTI Mutual Fund always strives for the safety of the investor’s money and for capital appreciation by investing it in a prudent manner.
b. Consistent Returns
UTI Mutual Fund always strives hard to deliver consistent returns to their investors so that they can attain their objectives.
c. Ease of Access
Investors can monitor and access their mutual fund account anytime and anywhere online. Also, the transaction and interaction process with the fund house is also hassle-free and very user-friendly.
d. Retirement planning
UTI schemes also help investors to plan for their future. It helps them in mapping out retirement plans and has some well-crafted schemes like UTI – Retirement Benefit Pension Fund Investment to help the investors.
e. Tax Benefits
The fund house offers a tax savings Mutual Fund through which people can plan for their taxes. Also, in other schemes, people can claim the tax benefits based on the scheme category.
Investors planning to invest can choose a fund from the below-listed top 10 best UTI Mutual Fund Schemes. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.
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Fund Selection Methodology used to find 10 funds
Best UTI Mutual Fund Schemes
Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) Since launch (%) 2024 (%) UTI Banking & PSU Debt Fund Growth ₹23.1039
↑ 0.03 ₹1,206 5,000 500 1.4 2.4 4.9 6.9 7.2 7 7.8 UTI Dynamic Bond Fund Growth ₹32.0959
↑ 0.06 ₹416 10,000 500 1.2 2 3.1 6.4 8.6 7.6 6 UTI Money Market Fund Growth ₹3,265.5
↑ 3.27 ₹19,328 10,000 500 1.5 2.9 5.9 7.3 6.4 7.2 7.5 UTI Treasury Advantage Fund Growth ₹3,753.29
↑ 4.69 ₹3,108 10,000 500 1.5 2.7 5.8 7.2 7.3 7.2 7.5 UTI Ultra Short Term Fund Growth ₹4,467.95
↑ 3.52 ₹4,126 5,000 500 1.5 2.7 5.6 6.7 6.4 6.8 6.6 UTI Short Term Income Fund Growth ₹33.2353
↑ 0.06 ₹2,697 10,000 500 1.2 2.1 4.4 6.9 6.9 6.6 7.3 UTI Gilt Fund Growth ₹65.1358
↑ 0.11 ₹548 5,000 500 1.5 2.9 3.3 6.5 5.6 8 5.1 UTI Bond Fund Growth ₹75.1515
↑ 0.26 ₹300 1,000 500 0.9 1.4 2 5.8 8.1 7.4 5.6 UTI Regular Savings Fund Growth ₹69.543
↑ 0.33 ₹1,652 5,000 500 0.4 -1.1 0 7.9 7.9 9 6.1 UTI Liquid Cash Plan Growth ₹4,534.08
↑ 1.73 ₹31,184 500 1,500 1.7 3.2 6.2 6.9 6.1 6.8 6.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 9 Jun 26 Research Highlights & Commentary of 10 Funds showcased
Commentary UTI Banking & PSU Debt Fund UTI Dynamic Bond Fund UTI Money Market Fund UTI Treasury Advantage Fund UTI Ultra Short Term Fund UTI Short Term Income Fund UTI Gilt Fund UTI Bond Fund UTI Regular Savings Fund UTI Liquid Cash Plan Point 1 Lower mid AUM (₹1,206 Cr). Bottom quartile AUM (₹416 Cr). Top quartile AUM (₹19,328 Cr). Upper mid AUM (₹3,108 Cr). Upper mid AUM (₹4,126 Cr). Upper mid AUM (₹2,697 Cr). Bottom quartile AUM (₹548 Cr). Bottom quartile AUM (₹300 Cr). Lower mid AUM (₹1,652 Cr). Highest AUM (₹31,184 Cr). Point 2 Established history (12+ yrs). Established history (15+ yrs). Established history (16+ yrs). Established history (19+ yrs). Established history (22+ yrs). Established history (18+ yrs). Established history (24+ yrs). Oldest track record among peers (28 yrs). Established history (22+ yrs). Established history (22+ yrs). Point 3 Top rated. Rating: 5★ (top quartile). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 4★ (lower mid). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Rating: 3★ (bottom quartile). Point 4 Risk profile: Moderate. Risk profile: Moderate. Risk profile: Low. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderate. Risk profile: Moderately High. Risk profile: Low. Point 5 1Y return: 4.91% (upper mid). 1Y return: 3.10% (bottom quartile). 1Y return: 5.90% (top quartile). 1Y return: 5.77% (upper mid). 1Y return: 5.60% (upper mid). 1Y return: 4.38% (lower mid). 1Y return: 3.29% (lower mid). 1Y return: 2.01% (bottom quartile). 5Y return: 7.91% (upper mid). 1Y return: 6.18% (top quartile). Point 6 1M return: 0.44% (bottom quartile). 1M return: 0.51% (upper mid). 1M return: 0.46% (lower mid). 1M return: 0.52% (upper mid). 1M return: 0.49% (lower mid). 1M return: 0.68% (top quartile). 1M return: 0.38% (bottom quartile). 1M return: 0.68% (top quartile). 3Y return: 7.85% (top quartile). 1M return: 0.55% (upper mid). Point 7 Sharpe: 0.13 (upper mid). Sharpe: -1.00 (bottom quartile). Sharpe: 1.52 (top quartile). Sharpe: 0.90 (upper mid). Sharpe: 0.54 (upper mid). Sharpe: -0.71 (lower mid). Sharpe: -0.84 (bottom quartile). Sharpe: -1.60 (bottom quartile). 1Y return: -0.02% (bottom quartile). Sharpe: 2.31 (top quartile). Point 8 Information ratio: 0.00 (top quartile). Information ratio: 0.00 (top quartile). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). 1M return: -0.29% (bottom quartile). Information ratio: 0.00 (bottom quartile). Point 9 Yield to maturity (debt): 7.29% (bottom quartile). Yield to maturity (debt): 7.58% (lower mid). Yield to maturity (debt): 7.39% (bottom quartile). Yield to maturity (debt): 7.89% (top quartile). Yield to maturity (debt): 7.80% (upper mid). Yield to maturity (debt): 7.86% (upper mid). Yield to maturity (debt): 6.52% (bottom quartile). Yield to maturity (debt): 8.01% (top quartile). Alpha: 0.00 (bottom quartile). Yield to maturity (debt): 7.55% (lower mid). Point 10 Modified duration: 0.98 yrs (upper mid). Modified duration: 3.15 yrs (lower mid). Modified duration: 0.73 yrs (upper mid). Modified duration: 0.87 yrs (upper mid). Modified duration: 0.55 yrs (top quartile). Modified duration: 2.38 yrs (lower mid). Modified duration: 4.43 yrs (bottom quartile). Modified duration: 4.57 yrs (bottom quartile). Sharpe: -0.75 (lower mid). Modified duration: 0.18 yrs (top quartile). UTI Banking & PSU Debt Fund
UTI Dynamic Bond Fund
UTI Money Market Fund
UTI Treasury Advantage Fund
UTI Ultra Short Term Fund
UTI Short Term Income Fund
UTI Gilt Fund
UTI Bond Fund
UTI Regular Savings Fund
UTI Liquid Cash Plan
The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs). Below is the key information for UTI Banking & PSU Debt Fund Returns up to 1 year are on The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized. Research Highlights for UTI Dynamic Bond Fund Below is the key information for UTI Dynamic Bond Fund Returns up to 1 year are on To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities. Research Highlights for UTI Money Market Fund Below is the key information for UTI Money Market Fund Returns up to 1 year are on The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations. Research Highlights for UTI Treasury Advantage Fund Below is the key information for UTI Treasury Advantage Fund Returns up to 1 year are on (Erstwhile UTI - Floating Rate Fund - Short Term Plan) To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. Research Highlights for UTI Ultra Short Term Fund Below is the key information for UTI Ultra Short Term Fund Returns up to 1 year are on To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. Research Highlights for UTI Short Term Income Fund Below is the key information for UTI Short Term Income Fund Returns up to 1 year are on (Erstwhile UTI Gilt Advantage Fund- LTP) To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. Research Highlights for UTI Gilt Fund Below is the key information for UTI Gilt Fund Returns up to 1 year are on (Erstwhile UTI - Bond Fund) The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits. Research Highlights for UTI Bond Fund Below is the key information for UTI Bond Fund Returns up to 1 year are on (Erstwhile UTI MIS Advantage Plan) The investment objective of the Scheme is to generate regular income through investments in fixed income securities and capital appreciation / dividend income through investment of a portion of net assets of the scheme in equity and equity related instruments so as to endeavour to make periodic income distribution to Unit holders. Income may be generated through Coupon payments, amortization of discount on debt instruments, receipt of dividends or the purchase and sale of securities in the underlying portfolio. Under normal market conditions investment will be made in fixed income securities, money market instruments,cash and cash equivalents while at the same time maintaining a limited exposure to equity markets. The Scheme will endeavor to enhance overall returns through appropriate investments upto a maximum of 25% of Net Assets into equity and equity related instruments. Research Highlights for UTI Regular Savings Fund Below is the key information for UTI Regular Savings Fund Returns up to 1 year are on The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. Research Highlights for UTI Liquid Cash Plan Below is the key information for UTI Liquid Cash Plan Returns up to 1 year are on 1. UTI Banking & PSU Debt Fund
UTI Banking & PSU Debt Fund
Growth Launch Date 3 Feb 14 NAV (09 Jun 26) ₹23.1039 ↑ 0.03 (0.11 %) Net Assets (Cr) ₹1,206 on 30 Apr 26 Category Debt - Banking & PSU Debt AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 0.54 Sharpe Ratio 0.13 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.29% Effective Maturity 1 Year 22 Days Modified Duration 11 Months 23 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,824 31 May 23 ₹11,622 31 May 24 ₹12,345 31 May 25 ₹13,480 31 May 26 ₹14,128 Returns for UTI Banking & PSU Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 26 Duration Returns 1 Month 0.4% 3 Month 1.4% 6 Month 2.4% 1 Year 4.9% 3 Year 6.9% 5 Year 7.2% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 7.6% 2022 6.7% 2021 10.3% 2020 2.8% 2019 8.9% 2018 -1% 2017 6.8% 2016 6.4% 2015 11.7% Fund Manager information for UTI Banking & PSU Debt Fund
Name Since Tenure Anurag Mittal 1 Dec 21 4.5 Yr. Data below for UTI Banking & PSU Debt Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 40.7% Debt 59.06% Other 0.23% Debt Sector Allocation
Sector Value Corporate 66.23% Government 25.44% Cash Equivalent 8.1% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Housing Bank
Debentures | -5% ₹60 Cr 6,000 Axis Bank Limited
Debentures | -4% ₹55 Cr 550 7.38% Govt Stock 2027
Sovereign Bonds | -4% ₹51 Cr 500,000,000 Small Industries Development Bank Of India
Debentures | -4% ₹50 Cr 5,000 Export Import Bank Of India
Debentures | -4% ₹50 Cr 5,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹40 Cr 4,000 HDFC Bank Limited
Debentures | -3% ₹35 Cr 350 Indian Railway Finance Corporation Limited
Debentures | -2% ₹30 Cr 300 7.86% Karnataka Sdl 2027
Sovereign Bonds | -2% ₹25 Cr 250,000,000 Aditya Birla Housing Finance Limited
Debentures | -2% ₹25 Cr 2,500 2. UTI Dynamic Bond Fund
UTI Dynamic Bond Fund
Growth Launch Date 16 Jun 10 NAV (09 Jun 26) ₹32.0959 ↑ 0.06 (0.19 %) Net Assets (Cr) ₹416 on 30 Apr 26 Category Debt - Dynamic Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 1.54 Sharpe Ratio -1.01 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.58% Effective Maturity 5 Years 9 Months 25 Days Modified Duration 3 Years 1 Month 24 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹11,854 31 May 23 ₹12,563 31 May 24 ₹13,412 31 May 25 ₹14,746 31 May 26 ₹15,064 Returns for UTI Dynamic Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 26 Duration Returns 1 Month 0.5% 3 Month 1.2% 6 Month 2% 1 Year 3.1% 3 Year 6.4% 5 Year 8.6% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 6% 2023 8.6% 2022 6.2% 2021 10.1% 2020 10.8% 2019 5.9% 2018 -3.9% 2017 5.2% 2016 4.2% 2015 14.9% Fund Manager information for UTI Dynamic Bond Fund
Name Since Tenure Pankaj Pathak 8 Apr 25 1.15 Yr. Data below for UTI Dynamic Bond Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 34.36% Debt 65.28% Other 0.36% Debt Sector Allocation
Sector Value Corporate 56.58% Cash Equivalent 22.78% Government 20.27% Credit Quality
Rating Value AA 19.41% AAA 80.59% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bharti Telecom Limited
Debentures | -6% ₹25 Cr 2,500 Mahindra Rural Housing Finance Limited
Debentures | -6% ₹25 Cr 2,500 Jamnagar Utilities & Power Private Limited
Debentures | -6% ₹25 Cr 2,500 Indigrid Infrastructure Trust
Debentures | -6% ₹25 Cr 250 Power Finance Corporation Limited
Debentures | -6% ₹25 Cr 2,500 Can Fin Homes Limited
Debentures | -5% ₹20 Cr 2,000 Cholamandalam Investment And Finance Company Limited
Debentures | -5% ₹20 Cr 2,000 Torrent Pharmaceuticals Ltd
Debentures | -5% ₹20 Cr 2,000 7.24% Govt Stock 2055
Sovereign Bonds | -5% ₹19 Cr 200,000,000 Shriram Finance Limited
Debentures | -4% ₹15 Cr 1,500 3. UTI Money Market Fund
UTI Money Market Fund
Growth Launch Date 13 Jul 09 NAV (09 Jun 26) ₹3,265.5 ↑ 3.27 (0.10 %) Net Assets (Cr) ₹19,328 on 30 Apr 26 Category Debt - Money Market AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Low Expense Ratio 0.25 Sharpe Ratio 1.52 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.39% Effective Maturity 8 Months 22 Days Modified Duration 8 Months 22 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,368 31 May 23 ₹11,057 31 May 24 ₹11,890 31 May 25 ₹12,856 31 May 26 ₹13,604 Returns for UTI Money Market Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 26 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 2.9% 1 Year 5.9% 3 Year 7.3% 5 Year 6.4% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 7.7% 2022 7.4% 2021 4.9% 2020 3.7% 2019 6% 2018 8% 2017 7.8% 2016 6.7% 2015 7.7% Fund Manager information for UTI Money Market Fund
Name Since Tenure Anurag Mittal 1 Dec 21 4.5 Yr. Amit Sharma 7 Jul 17 8.91 Yr. Data below for UTI Money Market Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 83.56% Debt 16.14% Other 0.3% Debt Sector Allocation
Sector Value Corporate 48.52% Cash Equivalent 27.92% Government 23.27% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -3% ₹651 Cr 6,629,850,000 Tbill
Sovereign Bonds | -2% ₹295 Cr 3,000,000,000 Tbill
Sovereign Bonds | -2% ₹295 Cr 3,000,000,000 5.74% Govt Stock 2026
Sovereign Bonds | -1% ₹280 Cr 2,800,000,000 Tbill
Sovereign Bonds | -1% ₹247 Cr 2,500,000,000
↓ -7,000,000,000 DBS Bank India Ltd.
Debentures | -1% ₹246 Cr 2,500,000,000 DBS Bank India Ltd.
Debentures | -1% ₹245 Cr 2,500,000,000 Tbill
Sovereign Bonds | -1% ₹197 Cr 2,000,000,000
↑ 2,000,000,000 Indian Bank
Domestic Bonds | -1% ₹194 Cr 2,000,000,000 Indian Overseas Bank
Debentures | -1% ₹189 Cr 2,000,000,000 4. UTI Treasury Advantage Fund
UTI Treasury Advantage Fund
Growth Launch Date 23 Apr 07 NAV (09 Jun 26) ₹3,753.29 ↑ 4.69 (0.13 %) Net Assets (Cr) ₹3,108 on 30 Apr 26 Category Debt - Low Duration AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.45 Sharpe Ratio 0.9 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.89% Effective Maturity 1 Year 2 Months 19 Days Modified Duration 10 Months 13 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,866 31 May 23 ₹11,562 31 May 24 ₹12,386 31 May 25 ₹13,418 31 May 26 ₹14,171 Returns for UTI Treasury Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 26 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 2.7% 1 Year 5.8% 3 Year 7.2% 5 Year 7.3% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.5% 2023 7.7% 2022 7.1% 2021 4.5% 2020 9% 2019 7.3% 2018 -4.2% 2017 7.3% 2016 7% 2015 8.9% Fund Manager information for UTI Treasury Advantage Fund
Name Since Tenure Anurag Mittal 1 Dec 21 4.5 Yr. Data below for UTI Treasury Advantage Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 29.85% Debt 69.85% Other 0.3% Debt Sector Allocation
Sector Value Corporate 70.8% Government 14.72% Cash Equivalent 14.17% Credit Quality
Rating Value AA 10.48% AAA 89.52% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -6% ₹200 Cr 20,000 Tbill
Sovereign Bonds | -6% ₹194 Cr 2,000,000,000 Rec Limited
Debentures | -4% ₹140 Cr 14,000 Embassy Office Parks Reit
Debentures | -4% ₹120 Cr 1,200 Mahindra Rural Housing Finance Limited
Debentures | -3% ₹100 Cr 10,000 Jamnagar Utilities & Power Private Limited
Debentures | -3% ₹100 Cr 1,000 Embassy Office Parks Reit
Debentures | -3% ₹90 Cr 900 Poonawalla Fincorp Limited
Debentures | -2% ₹75 Cr 7,500 Indigrid Infrastructure Trust
Debentures | -2% ₹55 Cr 550 RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -2% ₹54 Cr 55 5. UTI Ultra Short Term Fund
UTI Ultra Short Term Fund
Growth Launch Date 29 Aug 03 NAV (09 Jun 26) ₹4,467.95 ↑ 3.52 (0.08 %) Net Assets (Cr) ₹4,126 on 30 Apr 26 Category Debt - Ultrashort Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.93 Sharpe Ratio 0.54 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.8% Effective Maturity 7 Months 21 Days Modified Duration 6 Months 18 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,589 31 May 23 ₹11,218 31 May 24 ₹11,995 31 May 25 ₹12,872 31 May 26 ₹13,585 Returns for UTI Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 26 Duration Returns 1 Month 0.5% 3 Month 1.5% 6 Month 2.7% 1 Year 5.6% 3 Year 6.7% 5 Year 6.4% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.6% 2023 7.2% 2022 6.7% 2021 4.2% 2020 6.1% 2019 5.3% 2018 3.3% 2017 7% 2016 6.6% 2015 8.9% Fund Manager information for UTI Ultra Short Term Fund
Name Since Tenure Abhishek Sonthalia 10 Nov 25 0.56 Yr. Data below for UTI Ultra Short Term Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 69.5% Debt 30.19% Other 0.31% Debt Sector Allocation
Sector Value Corporate 53.73% Cash Equivalent 35.53% Government 10.44% Credit Quality
Rating Value AA 19.93% AAA 80.07% Top Securities Holdings / Portfolio
Name Holding Value Quantity Tbill
Sovereign Bonds | -7% ₹299 Cr 3,000,000,000 Kotak Mahindra Bank Ltd.
Debentures | -4% ₹171 Cr 1,750,000,000 Karur Vysya Bank Ltd.
Debentures | -3% ₹147 Cr 1,500,000,000
↑ 1,500,000,000 Shriram Finance Limited
Debentures | -2% ₹100 Cr 10,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹100 Cr 10,000 Small Industries Development Bank Of India
Debentures | -2% ₹100 Cr 10,000 Piramal Finance Limited
Debentures | -2% ₹85 Cr 8,500 Nuvama Wealth Finance Limited
Debentures | -2% ₹76 Cr 7,500
↑ 5,000 Piramal Finance Limited
Debentures | -2% ₹75 Cr 7,500 TATA Communications Limited
Debentures | -2% ₹75 Cr 7,500 6. UTI Short Term Income Fund
UTI Short Term Income Fund
Growth Launch Date 19 Sep 07 NAV (09 Jun 26) ₹33.2353 ↑ 0.06 (0.18 %) Net Assets (Cr) ₹2,697 on 30 Apr 26 Category Debt - Short term Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.85 Sharpe Ratio -0.71 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.86% Effective Maturity 3 Years 3 Months 11 Days Modified Duration 2 Years 4 Months 17 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,776 31 May 23 ₹11,472 31 May 24 ₹12,269 31 May 25 ₹13,393 31 May 26 ₹13,911 Returns for UTI Short Term Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 26 Duration Returns 1 Month 0.7% 3 Month 1.2% 6 Month 2.1% 1 Year 4.4% 3 Year 6.9% 5 Year 6.9% 10 Year 15 Year Since launch 6.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 7.9% 2022 6.9% 2021 3.8% 2020 8.4% 2019 10.5% 2018 -3.9% 2017 6% 2016 6.1% 2015 10.1% Fund Manager information for UTI Short Term Income Fund
Name Since Tenure Abhishek Sonthalia 10 Nov 25 0.56 Yr. Data below for UTI Short Term Income Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 23.64% Debt 76.02% Other 0.34% Debt Sector Allocation
Sector Value Corporate 54.49% Government 28.67% Cash Equivalent 16.5% Credit Quality
Rating Value AA 13.77% AAA 86.23% Top Securities Holdings / Portfolio
Name Holding Value Quantity Export Import Bank Of India
Debentures | -5% ₹123 Cr 12,500 Power Finance Corporation Limited
Debentures | -4% ₹100 Cr 10,000 Piramal Finance Limited
Debentures | -4% ₹100 Cr 10,000 Vedanta Limited
Debentures | -4% ₹97 Cr 9,800 360 One Prime Limited
Debentures | -3% ₹75 Cr 7,500 Poonawalla Fincorp Limited
Debentures | -3% ₹75 Cr 7,500 Export Import Bank Of India
Debentures | -3% ₹74 Cr 7,500 Canara Bank
Domestic Bonds | -3% ₹74 Cr 750,000,000
↑ 750,000,000 LIC Housing Finance Ltd
Debentures | -2% ₹51 Cr 500 Rec Limited
Debentures | -2% ₹51 Cr 500 7. UTI Gilt Fund
UTI Gilt Fund
Growth Launch Date 21 Jan 02 NAV (09 Jun 26) ₹65.1358 ↑ 0.11 (0.17 %) Net Assets (Cr) ₹548 on 30 Apr 26 Category Debt - Government Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.92 Sharpe Ratio -0.84 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.52% Effective Maturity 11 Years 6 Months 22 Days Modified Duration 4 Years 5 Months 5 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,136 31 May 23 ₹10,882 31 May 24 ₹11,660 31 May 25 ₹12,847 31 May 26 ₹13,084 Returns for UTI Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 26 Duration Returns 1 Month 0.4% 3 Month 1.5% 6 Month 2.9% 1 Year 3.3% 3 Year 6.5% 5 Year 5.6% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 5.1% 2023 8.9% 2022 6.7% 2021 2.9% 2020 2.3% 2019 10.3% 2018 11.8% 2017 6.3% 2016 4.3% 2015 15.5% Fund Manager information for UTI Gilt Fund
Name Since Tenure Pankaj Pathak 8 Apr 25 1.15 Yr. Data below for UTI Gilt Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 13.58% Debt 86.42% Debt Sector Allocation
Sector Value Government 86.42% Cash Equivalent 13.58% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Day Tbill
Sovereign Bonds | -29% ₹159 Cr 1,666,050,000 Tbill
Sovereign Bonds | -18% ₹96 Cr 1,000,000,000 6.9% Govt Stock 2065
Sovereign Bonds | -14% ₹77 Cr 850,000,000 6.79% Govt Stock 2027
Sovereign Bonds | -9% ₹50 Cr 500,000,000 7.24% Govt Stock 2055
Sovereign Bonds | -4% ₹24 Cr 250,000,000 Rajasthan (Government of ) 7.65%
- | -4% ₹22 Cr 224,630,000 7.18% Tamilnadu SDL 2027
Sovereign Bonds | -3% ₹15 Cr 150,000,000 Chhattisgarh (Government of) 7.37%
- | -3% ₹15 Cr 150,000,000 7.3% Uttarakhand Sgs 2032
Sovereign Bonds | -2% ₹8 Cr 85,730,000 7.77% Andhra Sdl 2028
Sovereign Bonds | -1% ₹5 Cr 50,000,000 8. UTI Bond Fund
UTI Bond Fund
Growth Launch Date 4 May 98 NAV (09 Jun 26) ₹75.1515 ↑ 0.26 (0.35 %) Net Assets (Cr) ₹300 on 30 Apr 26 Category Debt - Medium to Long term AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.62 Sharpe Ratio -1.6 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 8.01% Effective Maturity 7 Years 10 Months 10 Days Modified Duration 4 Years 6 Months 25 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹11,580 31 May 23 ₹12,494 31 May 24 ₹13,202 31 May 25 ₹14,558 31 May 26 ₹14,666 Returns for UTI Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 26 Duration Returns 1 Month 0.7% 3 Month 0.9% 6 Month 1.4% 1 Year 2% 3 Year 5.8% 5 Year 8.1% 10 Year 15 Year Since launch 7.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 5.6% 2023 8.5% 2022 6.4% 2021 9.9% 2020 9.4% 2019 1.1% 2018 -5.8% 2017 4% 2016 3.6% 2015 13.9% Fund Manager information for UTI Bond Fund
Name Since Tenure Amit Sharma 3 Nov 25 0.58 Yr. Data below for UTI Bond Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 11.71% Debt 87.97% Other 0.32% Debt Sector Allocation
Sector Value Corporate 44.95% Government 43.02% Cash Equivalent 11.71% Credit Quality
Rating Value AA 23.02% AAA 76.98% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd.
Debentures | -8% ₹24 Cr 250,000,000 7.08% Andhra Sgs 2037
Sovereign Bonds | -8% ₹24 Cr 250,000,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -7% ₹20 Cr 20 West Bengal (Government of) 7.74%
- | -6% ₹19 Cr 194,180,000 Muthoot Finance Limited
Debentures | -6% ₹17 Cr 1,700 Piramal Finance Limited
Debentures | -5% ₹15 Cr 1,500 Aditya Birla Renewables Limited
Debentures | -5% ₹15 Cr 1,500 Torrent Pharmaceuticals Ltd
Debentures | -5% ₹15 Cr 1,500 7.65% Rajasthan Sgs 2040
Sovereign Bonds | -5% ₹15 Cr 150,000,000 7.24% Govt Stock 2055
Sovereign Bonds | -5% ₹14 Cr 150,000,000 9. UTI Regular Savings Fund
UTI Regular Savings Fund
Growth Launch Date 16 Dec 03 NAV (09 Jun 26) ₹69.543 ↑ 0.33 (0.48 %) Net Assets (Cr) ₹1,652 on 30 Apr 26 Category Hybrid - Hybrid Debt AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.81 Sharpe Ratio -0.75 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,771 31 May 23 ₹11,707 31 May 24 ₹13,226 31 May 25 ₹14,673 31 May 26 ₹14,634 Returns for UTI Regular Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 26 Duration Returns 1 Month -0.3% 3 Month 0.4% 6 Month -1.1% 1 Year 0% 3 Year 7.9% 5 Year 7.9% 10 Year 15 Year Since launch 9% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.1% 2023 11.6% 2022 11.3% 2021 3.3% 2020 13.2% 2019 10.2% 2018 2.8% 2017 3.4% 2016 12.5% 2015 8.9% Fund Manager information for UTI Regular Savings Fund
Name Since Tenure Amit Premchandani 8 Jan 22 4.39 Yr. Jaydeep Bhowal 17 Apr 23 3.12 Yr. Data below for UTI Regular Savings Fund as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 4.2% Equity 24.41% Debt 71.09% Other 0.3% Equity Sector Allocation
Sector Value Financial Services 8.2% Consumer Cyclical 3.02% Industrials 2.28% Health Care 2.06% Technology 1.92% Communication Services 1.76% Energy 1.52% Basic Materials 1.14% Real Estate 1% Consumer Defensive 0.77% Utility 0.72% Debt Sector Allocation
Sector Value Government 43.12% Corporate 27.98% Cash Equivalent 4.2% Credit Quality
Rating Value AA 1.52% AAA 98.48% Top Securities Holdings / Portfolio
Name Holding Value Quantity Indian Oil Corporation Limited
Debentures | -5% ₹75 Cr 7,500 National Bank For Agriculture And Rural Development
Debentures | -4% ₹74 Cr 7,500 HDFC Bank Limited
Debentures | -3% ₹50 Cr 5,000 LIC Housing Finance Ltd
Debentures | -3% ₹50 Cr 5,000 West Bengal (Government of) 7.74%
- | -3% ₹49 Cr 500,000,000 Jio Credit Limited
Debentures | -3% ₹49 Cr 5,000 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -3% ₹49 Cr 50 7.34% Govt Stock 2064
Sovereign Bonds | -3% ₹48 Cr 500,000,000 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 12 | HDFCBANK2% ₹35 Cr 451,000 6.48% Govt Stock 2035
Sovereign Bonds | -2% ₹27 Cr 281,580,000
↑ 250,000,000 10. UTI Liquid Cash Plan
UTI Liquid Cash Plan
Growth Launch Date 11 Dec 03 NAV (09 Jun 26) ₹4,534.08 ↑ 1.73 (0.04 %) Net Assets (Cr) ₹31,184 on 30 Apr 26 Category Debt - Liquid Fund AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk Low Expense Ratio 0.25 Sharpe Ratio 2.31 Information Ratio 0 Alpha Ratio 0 Min Investment 500 Min SIP Investment 1,500 Exit Load NIL Yield to Maturity 7.55% Effective Maturity 2 Months 6 Days Modified Duration 2 Months 6 Days Growth of 10,000 investment over the years.
Date Value 31 May 21 ₹10,000 31 May 22 ₹10,347 31 May 23 ₹10,995 31 May 24 ₹11,791 31 May 25 ₹12,645 31 May 26 ₹13,424 Returns for UTI Liquid Cash Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Jun 26 Duration Returns 1 Month 0.6% 3 Month 1.7% 6 Month 3.2% 1 Year 6.2% 3 Year 6.9% 5 Year 6.1% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 6.5% 2023 7.3% 2022 7% 2021 4.8% 2020 3.3% 2019 4.2% 2018 6.6% 2017 7.4% 2016 6.7% 2015 7.7% Fund Manager information for UTI Liquid Cash Plan
Name Since Tenure Amit Sharma 7 Jul 17 8.91 Yr. Data below for UTI Liquid Cash Plan as on 30 Apr 26
Asset Allocation
Asset Class Value Cash 99.77% Other 0.23% Debt Sector Allocation
Sector Value Cash Equivalent 76.28% Corporate 18.23% Government 5.26% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Net Current Assets
Net Current Assets | -19% ₹5,656 Cr India (Republic of)
- | -3% ₹897 Cr 9,000,000,000 Small Industries Development Bank Of India
Commercial Paper | -3% ₹891 Cr 9,000,000,000
↓ -1,000,000,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹748 Cr 7,500,000,000 National Bank for Agriculture and Rural Development
Commercial Paper | -2% ₹747 Cr 7,500,000,000
↓ -2,500,000,000 National Bank for Agriculture and Rural Development
Commercial Paper | -2% ₹746 Cr 7,500,000,000 Icici Securities Limited
Commercial Paper | -2% ₹598 Cr 6,000,000,000 HDFC Bank Limited
Certificate of Deposit | -2% ₹548 Cr 5,500,000,000 Bank of India Ltd.
Debentures | -2% ₹499 Cr 5,000,000,000 Canara Bank
Certificate of Deposit | -2% ₹498 Cr 5,000,000,000
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Research Highlights for UTI Banking & PSU Debt Fund