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10 Best UTI Mutual Fund Schemes for 2025
UTI Mutual Fund, India’s one of the leading financial institutions, has gained immense trust amongst investors. The AMC has bagged many awards for Offering innovative and steady return yielding Mutual Funds since its inception.
To help investors maintain a systematic Asset Allocation plan, the AMC offers a well–diversified and a balanced investment Portfolio based on extensive Market research. Investors can invest in an array of schemes like— equity, debt, balanced, Liquid Funds, etc.
You can plan your different goals such as wealth creation, Retirement planning, child’s higher education, tax savings, etc., by Investing in these schemes.
Why Invest in Best UTI Mutual Fund Schemes?
a. Safety
UTI Mutual Fund always strives for the safety of the investor’s money and for Capital appreciation by investing it in a prudent manner.
b. Consistent Returns
UTI Mutual Fund always strives hard to deliver consistent returns to their investors so that they can attain their objectives.
c. Ease of Access
Investors can monitor and access their mutual fund account anytime and anywhere online. Also, the transaction and interaction process with the fund house is also hassle-free and very user-friendly.
d. Retirement planning
UTI schemes also help investors to plan for their future. It helps them in mapping out retirement plans and has some well-crafted schemes like UTI – Retirement Benefit Pension Fund Investment to help the investors.
e. Tax Benefits
The fund house offers a tax savings Mutual Fund through which people can plan for their Taxes. Also, in other schemes, people can claim the tax benefits based on the scheme category.
Investors planning to invest can choose a fund from the below-listed top 10 best UTI Mutual Fund Schemes. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.
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Best UTI Mutual Fund Schemes
The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs). UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a Below is the key information for UTI Banking & PSU Debt Fund Returns up to 1 year are on The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized. UTI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 16 Jun 10. It is a fund with Moderate risk and has given a Below is the key information for UTI Dynamic Bond Fund Returns up to 1 year are on To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. UTI Short Term Income Fund is a Debt - Short term Bond fund was launched on 19 Sep 07. It is a fund with Moderate risk and has given a Below is the key information for UTI Short Term Income Fund Returns up to 1 year are on (Erstwhile UTI - Bond Fund) The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits. UTI Bond Fund is a Debt - Medium to Long term fund was launched on 4 May 98. It is a fund with Moderate risk and has given a Below is the key information for UTI Bond Fund Returns up to 1 year are on (Erstwhile UTI MIS Advantage Plan) The investment objective of the Scheme is to generate regular income through investments in fixed income securities and capital appreciation / dividend income through investment of a portion of net assets of the scheme in equity and equity related instruments so as to endeavour to make periodic income distribution to Unit holders. Income may be generated through Coupon payments, amortization of discount on debt instruments, receipt of dividends or the purchase and sale of securities in the underlying portfolio. Under normal market conditions investment will be made in fixed income securities, money market instruments,cash and cash equivalents while at the same time maintaining a limited exposure to equity markets. The Scheme will endeavor to enhance overall returns through appropriate investments upto a maximum of 25% of Net Assets into equity and equity related instruments. UTI Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 16 Dec 03. It is a fund with Moderately High risk and has given a Below is the key information for UTI Regular Savings Fund Returns up to 1 year are on The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations. UTI Treasury Advantage Fund is a Debt - Low Duration fund was launched on 23 Apr 07. It is a fund with Moderately Low risk and has given a Below is the key information for UTI Treasury Advantage Fund Returns up to 1 year are on (Erstwhile UTI Gilt Advantage Fund- LTP) To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. UTI Gilt Fund is a Debt - Government Bond fund was launched on 21 Jan 02. It is a fund with Moderate risk and has given a Below is the key information for UTI Gilt Fund Returns up to 1 year are on To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities. UTI Money Market Fund is a Debt - Money Market fund was launched on 13 Jul 09. It is a fund with Low risk and has given a Below is the key information for UTI Money Market Fund Returns up to 1 year are on (Erstwhile UTI - Floating Rate Fund - Short Term Plan) To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. UTI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 29 Aug 03. It is a fund with Moderately Low risk and has given a Below is the key information for UTI Ultra Short Term Fund Returns up to 1 year are on (Erstwhile UTI Banking Sector Fund) Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities. UTI Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a Below is the key information for UTI Banking and Financial Services Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) Since launch (%) 2024 (%) UTI Banking & PSU Debt Fund Growth ₹21.9853
↑ 0.01 ₹800 5,000 500 2.9 5 9 7.6 7 7.2 7.6 UTI Dynamic Bond Fund Growth ₹31.0028
↓ -0.03 ₹477 10,000 500 2.5 4.8 8.9 7.4 8.5 7.8 8.6 UTI Short Term Income Fund Growth ₹31.8044
↓ -0.01 ₹2,822 10,000 500 2.9 4.8 8.9 7.6 7.1 6.7 7.9 UTI Bond Fund Growth ₹73.413
↓ -0.08 ₹334 1,000 500 2.4 4.7 8.8 7.7 8.3 7.6 8.5 UTI Regular Savings Fund Growth ₹69.6592
↑ 0.02 ₹1,684 5,000 500 4.1 4.7 8.6 11.5 11.7 9.4 11.6 UTI Treasury Advantage Fund Growth ₹3,553.16
↑ 0.39 ₹3,141 10,000 500 2.5 4.4 8.3 7.4 7.1 7.2 7.7 UTI Gilt Fund Growth ₹62.7076
↓ -0.09 ₹670 5,000 500 1.5 4.3 8.3 7.8 5.4 8.2 8.9 UTI Money Market Fund Growth ₹3,089.53
↑ 0.75 ₹18,385 10,000 500 2.3 4.3 8.2 7.5 6.1 7.3 7.7 UTI Ultra Short Term Fund Growth ₹4,239.91
↑ 0.69 ₹4,351 5,000 500 2 3.8 7.4 6.8 6.1 6.8 7.2 UTI Banking and Financial Services Fund Growth ₹195.677
↑ 0.95 ₹1,295 5,000 500 11.9 13.3 13.9 24 23.1 15 11.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jun 25 1. UTI Banking & PSU Debt Fund
CAGR/Annualized return of 7.2% since its launch. Ranked 3 in Banking & PSU Debt category. Return for 2024 was 7.6% , 2023 was 6.7% and 2022 was 10.3% . UTI Banking & PSU Debt Fund
Growth Launch Date 3 Feb 14 NAV (27 Jun 25) ₹21.9853 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹800 on 31 May 25 Category Debt - Banking & PSU Debt AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 0.55 Sharpe Ratio 2.2 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.44% Effective Maturity 2 Years 2 Months 23 Days Modified Duration 1 Year 11 Months 12 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,510 31 May 22 ₹11,376 31 May 23 ₹12,215 31 May 24 ₹12,975 31 May 25 ₹14,168 Returns for UTI Banking & PSU Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jun 25 Duration Returns 1 Month 0.3% 3 Month 2.9% 6 Month 5% 1 Year 9% 3 Year 7.6% 5 Year 7% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.6% 2023 6.7% 2022 10.3% 2021 2.8% 2020 8.9% 2019 -1% 2018 6.8% 2017 6.4% 2016 11.7% 2015 8.6% Fund Manager information for UTI Banking & PSU Debt Fund
Name Since Tenure Anurag Mittal 1 Dec 21 3.5 Yr. Data below for UTI Banking & PSU Debt Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 3.52% Debt 96.15% Other 0.33% Debt Sector Allocation
Sector Value Corporate 52.89% Government 43.26% Cash Equivalent 3.52% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.38% Govt Stock 2027
Sovereign Bonds | -12% ₹93 Cr 900,000,000 Axis Bank Limited
Debentures | -7% ₹56 Cr 550 Export-Import Bank Of India
Debentures | -6% ₹51 Cr 5,000 Small Industries Development Bank Of India
Debentures | -6% ₹51 Cr 5,000 Power Finance Corporation Limited
Debentures | -5% ₹41 Cr 400 Rural Electrification Corporation Limited
Debentures | -5% ₹36 Cr 3,500 HDFC Bank Limited
Debentures | -4% ₹35 Cr 350 Indian Railway Finance Corporation Limited
Debentures | -4% ₹31 Cr 300 National Bank For Agriculture And Rural Development
Debentures | -4% ₹31 Cr 3,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹26 Cr 250 2. UTI Dynamic Bond Fund
CAGR/Annualized return of 7.8% since its launch. Ranked 3 in Dynamic Bond category. Return for 2024 was 8.6% , 2023 was 6.2% and 2022 was 10.1% . UTI Dynamic Bond Fund
Growth Launch Date 16 Jun 10 NAV (27 Jun 25) ₹31.0028 ↓ -0.03 (-0.08 %) Net Assets (Cr) ₹477 on 31 May 25 Category Debt - Dynamic Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 1.54 Sharpe Ratio 1.52 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.56% Effective Maturity 8 Years 2 Months 5 Days Modified Duration 5 Years 4 Months 20 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,375 31 May 22 ₹12,298 31 May 23 ₹13,033 31 May 24 ₹13,915 31 May 25 ₹15,299 Returns for UTI Dynamic Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jun 25 Duration Returns 1 Month -0.6% 3 Month 2.5% 6 Month 4.8% 1 Year 8.9% 3 Year 7.4% 5 Year 8.5% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.6% 2023 6.2% 2022 10.1% 2021 10.8% 2020 5.9% 2019 -3.9% 2018 5.2% 2017 4.2% 2016 14.9% 2015 6.9% Fund Manager information for UTI Dynamic Bond Fund
Name Since Tenure Pankaj Pathak 8 Apr 25 0.15 Yr. Data below for UTI Dynamic Bond Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 14.23% Debt 85.48% Other 0.3% Debt Sector Allocation
Sector Value Government 61.62% Corporate 23.86% Cash Equivalent 14.23% Credit Quality
Rating Value AA 1.22% AAA 98.78% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.92% Govt Stock 2039
Sovereign Bonds | -20% ₹94 Cr 900,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -16% ₹78 Cr 750,000,000
↓ -500,000,000 National Bank For Agriculture And Rural Development
Debentures | -9% ₹41 Cr 4,000 Small Industries Development Bank Of India
Debentures | -9% ₹41 Cr 4,000 Rec Limited
Debentures | -9% ₹41 Cr 4,000 Power Finance Corporation Ltd.
Debentures | -6% ₹26 Cr 2,500 7.17% Indian Railway Finance Corporation Limited**
Debentures | -5% ₹25 Cr 2,500
↑ 2,500 Chhattisgarh (Government of) 7.32%
- | -4% ₹21 Cr 200,000,000 Assam (Government of) 7.34%
- | -4% ₹21 Cr 200,000,000 7.34% Govt Stock 2064
Sovereign Bonds | -2% ₹11 Cr 100,000,000
↑ 100,000,000 3. UTI Short Term Income Fund
CAGR/Annualized return of 6.7% since its launch. Ranked 10 in Short term Bond category. Return for 2024 was 7.9% , 2023 was 6.9% and 2022 was 3.8% . UTI Short Term Income Fund
Growth Launch Date 19 Sep 07 NAV (27 Jun 25) ₹31.8044 ↓ -0.01 (-0.03 %) Net Assets (Cr) ₹2,822 on 31 May 25 Category Debt - Short term Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.94 Sharpe Ratio 2.1 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.69% Effective Maturity 3 Years 7 Months 24 Days Modified Duration 2 Years 8 Months 12 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,661 31 May 22 ₹11,489 31 May 23 ₹12,231 31 May 24 ₹13,080 31 May 25 ₹14,279 Returns for UTI Short Term Income Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jun 25 Duration Returns 1 Month 0.3% 3 Month 2.9% 6 Month 4.8% 1 Year 8.9% 3 Year 7.6% 5 Year 7.1% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 6.9% 2022 3.8% 2021 8.4% 2020 10.5% 2019 -3.9% 2018 6% 2017 6.1% 2016 10.1% 2015 8.3% Fund Manager information for UTI Short Term Income Fund
Name Since Tenure Anurag Mittal 8 Apr 25 0.15 Yr. Sudhir Agarwal 25 Oct 12 12.61 Yr. Data below for UTI Short Term Income Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 8.87% Debt 90.88% Other 0.25% Debt Sector Allocation
Sector Value Corporate 68.69% Government 25.44% Cash Equivalent 5.62% Credit Quality
Rating Value AA 10.39% AAA 89.61% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -9% ₹264 Cr 2,550,000,000 LIC Housing Finance Limited
Debentures | -6% ₹179 Cr 1,750 National Housing Bank
Debentures | -6% ₹179 Cr 17,500 Small Industries Development Bank Of India
Debentures | -6% ₹178 Cr 17,500 National Bank For Agriculture And Rural Development
Debentures | -6% ₹178 Cr 17,500 Power Finance Corporation Ltd.
Debentures | -6% ₹178 Cr 17,500 Export-Import Bank of India
Domestic Bonds | -4% ₹127 Cr 12,500
↑ 2,500 Bajaj Finance Limited
Debentures | -3% ₹76 Cr 7,500 Mankind Pharma Ltd
Debentures | -3% ₹76 Cr 7,500
↑ 5,000 Kotak Mahindra Prime Limited
Debentures | -3% ₹76 Cr 750
↓ -100 4. UTI Bond Fund
CAGR/Annualized return of 7.6% since its launch. Ranked 11 in Medium to Long term category. Return for 2024 was 8.5% , 2023 was 6.4% and 2022 was 9.9% . UTI Bond Fund
Growth Launch Date 4 May 98 NAV (27 Jun 25) ₹73.413 ↓ -0.08 (-0.11 %) Net Assets (Cr) ₹334 on 31 May 25 Category Debt - Medium to Long term AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.62 Sharpe Ratio 1.62 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.74% Effective Maturity 9 Years 6 Months 4 Days Modified Duration 6 Years 1 Month 24 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,400 31 May 22 ₹12,044 31 May 23 ₹12,994 31 May 24 ₹13,730 31 May 25 ₹15,140 Returns for UTI Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jun 25 Duration Returns 1 Month -0.8% 3 Month 2.4% 6 Month 4.7% 1 Year 8.8% 3 Year 7.7% 5 Year 8.3% 10 Year 15 Year Since launch 7.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.5% 2023 6.4% 2022 9.9% 2021 9.4% 2020 1.1% 2019 -5.8% 2018 4% 2017 3.6% 2016 13.9% 2015 6.3% Fund Manager information for UTI Bond Fund
Name Since Tenure Sunil Patil 17 Apr 23 2.12 Yr. Data below for UTI Bond Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 5.45% Debt 94.29% Other 0.26% Debt Sector Allocation
Sector Value Government 63.92% Corporate 30.37% Cash Equivalent 5.45% Credit Quality
Rating Value AA 11.36% AAA 88.64% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.92% Govt Stock 2039
Sovereign Bonds | -38% ₹125 Cr 1,190,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -8% ₹26 Cr 250,000,000 7.08% Andhra Pradesh State Development Loans (26/03/2037)
Sovereign Bonds | -8% ₹26 Cr 250,000,000 LIC Housing Finance Limited
Debentures | -8% ₹26 Cr 250 7.17% Indian Railway Finance Corporation Limited**
Debentures | -8% ₹25 Cr 2,500 Hdb Financial Services Ltd.
Debentures | -8% ₹25 Cr 250 Cholamandalam Investment And Finance Company Limited
Debentures | -5% ₹15 Cr 1,500 Aditya Birla Renewables Limited
Debentures | -5% ₹15 Cr 1,500 INDIA UNIVERSAL TRUST AL1
Unlisted bonds | -4% ₹15 Cr 15 07.78 RJ Sdl 2033
Sovereign Bonds | -2% ₹5 Cr 50,000,000 5. UTI Regular Savings Fund
CAGR/Annualized return of 9.4% since its launch. Ranked 10 in Hybrid Debt category. Return for 2024 was 11.6% , 2023 was 11.3% and 2022 was 3.3% . UTI Regular Savings Fund
Growth Launch Date 16 Dec 03 NAV (27 Jun 25) ₹69.6592 ↑ 0.02 (0.03 %) Net Assets (Cr) ₹1,684 on 31 May 25 Category Hybrid - Hybrid Debt AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.81 Sharpe Ratio 0.79 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹12,173 31 May 22 ₹13,111 31 May 23 ₹14,250 31 May 24 ₹16,099 31 May 25 ₹17,861 Returns for UTI Regular Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jun 25 Duration Returns 1 Month 0.3% 3 Month 4.1% 6 Month 4.7% 1 Year 8.6% 3 Year 11.5% 5 Year 11.7% 10 Year 15 Year Since launch 9.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 11.6% 2023 11.3% 2022 3.3% 2021 13.2% 2020 10.2% 2019 2.8% 2018 3.4% 2017 12.5% 2016 8.9% 2015 7.1% Fund Manager information for UTI Regular Savings Fund
Name Since Tenure Amit Premchandani 8 Jan 22 3.4 Yr. Jaydeep Bhowal 17 Apr 23 2.12 Yr. Data below for UTI Regular Savings Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 2.23% Equity 23.81% Debt 73.69% Other 0.27% Equity Sector Allocation
Sector Value Financial Services 8.33% Consumer Cyclical 3.21% Technology 2.5% Health Care 1.96% Basic Materials 1.84% Communication Services 1.55% Energy 1.45% Industrials 1.39% Utility 0.66% Consumer Defensive 0.57% Real Estate 0.36% Debt Sector Allocation
Sector Value Government 44.28% Corporate 29.4% Cash Equivalent 2.23% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -16% ₹262 Cr 2,500,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -8% ₹131 Cr 1,270,000,000
↑ 20,000,000 7.18% Govt Stock 2033
Sovereign Bonds | -5% ₹79 Cr 750,000,000 Rural Electrification Corporation Limited
Debentures | -5% ₹78 Cr 7,500 Power Finance Corporation Ltd.
Debentures | -5% ₹78 Cr 7,500 7.34% Govt Stock 2064
Sovereign Bonds | -3% ₹54 Cr 500,000,000 West Bengal (Government of) 7.28%
- | -3% ₹52 Cr 500,000,000 HDFC Bank Limited
Debentures | -3% ₹52 Cr 5,000 7.29% West Bengal State Development Loans (12/03/2038)
Sovereign Bonds | -3% ₹52 Cr 500,000,000 LIC Housing Finance Limited
Debentures | -3% ₹51 Cr 500 6. UTI Treasury Advantage Fund
CAGR/Annualized return of 7.2% since its launch. Ranked 15 in Low Duration category. Return for 2024 was 7.7% , 2023 was 7.1% and 2022 was 4.5% . UTI Treasury Advantage Fund
Growth Launch Date 23 Apr 07 NAV (27 Jun 25) ₹3,553.16 ↑ 0.39 (0.01 %) Net Assets (Cr) ₹3,141 on 31 May 25 Category Debt - Low Duration AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.44 Sharpe Ratio 2.64 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.71% Effective Maturity 11 Months 23 Days Modified Duration 10 Months 20 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,522 31 May 22 ₹11,432 31 May 23 ₹12,165 31 May 24 ₹13,032 31 May 25 ₹14,118 Returns for UTI Treasury Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jun 25 Duration Returns 1 Month 0.6% 3 Month 2.5% 6 Month 4.4% 1 Year 8.3% 3 Year 7.4% 5 Year 7.1% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 7.1% 2022 4.5% 2021 9% 2020 7.3% 2019 -4.2% 2018 7.3% 2017 7% 2016 8.9% 2015 8.8% Fund Manager information for UTI Treasury Advantage Fund
Name Since Tenure Anurag Mittal 1 Dec 21 3.5 Yr. Data below for UTI Treasury Advantage Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 42.11% Debt 57.61% Other 0.27% Debt Sector Allocation
Sector Value Corporate 56.09% Cash Equivalent 29.21% Government 14.43% Credit Quality
Rating Value AA 15.3% AAA 84.7% Top Securities Holdings / Portfolio
Name Holding Value Quantity 182 Days Tbill
Sovereign Bonds | -9% ₹296 Cr 3,000,000,000 Power Finance Corporation Limited
Debentures | -4% ₹149 Cr 1,500 Bajaj Housing Finance Limited
Debentures | -4% ₹126 Cr 1,250 National Bank For Agriculture And Rural Development
Debentures | -3% ₹102 Cr 10,000 Rural Electrification Corporation Limited
Debentures | -3% ₹102 Cr 10,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹101 Cr 10,000 Nirma Limited
Debentures | -2% ₹75 Cr 7,500 360 One Prime Limited
Debentures | -2% ₹55 Cr 550,000 Aditya Birla Renewables Limited
Debentures | -2% ₹51 Cr 5,000 Rec Limited
Debentures | -2% ₹51 Cr 5,000 7. UTI Gilt Fund
CAGR/Annualized return of 8.2% since its launch. Ranked 7 in Government Bond category. Return for 2024 was 8.9% , 2023 was 6.7% and 2022 was 2.9% . UTI Gilt Fund
Growth Launch Date 21 Jan 02 NAV (27 Jun 25) ₹62.7076 ↓ -0.09 (-0.15 %) Net Assets (Cr) ₹670 on 31 May 25 Category Debt - Government Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.92 Sharpe Ratio 1.13 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.64% Effective Maturity 21 Years 4 Days Modified Duration 9 Years 4 Months 24 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,285 31 May 22 ₹10,425 31 May 23 ₹11,192 31 May 24 ₹11,992 31 May 25 ₹13,213 Returns for UTI Gilt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jun 25 Duration Returns 1 Month -1.5% 3 Month 1.5% 6 Month 4.3% 1 Year 8.3% 3 Year 7.8% 5 Year 5.4% 10 Year 15 Year Since launch 8.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.9% 2023 6.7% 2022 2.9% 2021 2.3% 2020 10.3% 2019 11.8% 2018 6.3% 2017 4.3% 2016 15.5% 2015 6.1% Fund Manager information for UTI Gilt Fund
Name Since Tenure Pankaj Pathak 8 Apr 25 0.15 Yr. Data below for UTI Gilt Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 3.6% Debt 96.4% Debt Sector Allocation
Sector Value Government 96.4% Cash Equivalent 3.6% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -41% ₹269 Cr 2,600,000,000
↓ -700,000,000 7.34% Govt Stock 2064
Sovereign Bonds | -19% ₹123 Cr 1,150,000,000 7.09% Govt Stock 2054
Sovereign Bonds | -16% ₹104 Cr 1,000,000,000 7.3% Govt Stock 2053
Sovereign Bonds | -7% ₹48 Cr 450,000,000 7.46% Govt Stock 2073
Sovereign Bonds | -5% ₹33 Cr 300,000,000 Chhattisgarh (Government of) 7.32%
- | -5% ₹31 Cr 300,000,000 Assam (Government of) 7.34%
- | -5% ₹31 Cr 300,000,000 Net Current Assets
Net Current Assets | -3% ₹21 Cr Clearing Corporation Of India Ltd. Std - Margin
CBLO/Reverse Repo | -0% ₹3 Cr 00 8. UTI Money Market Fund
CAGR/Annualized return of 7.3% since its launch. Ranked 23 in Money Market category. Return for 2024 was 7.7% , 2023 was 7.4% and 2022 was 4.9% . UTI Money Market Fund
Growth Launch Date 13 Jul 09 NAV (27 Jun 25) ₹3,089.53 ↑ 0.75 (0.02 %) Net Assets (Cr) ₹18,385 on 31 May 25 Category Debt - Money Market AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Low Expense Ratio 0.27 Sharpe Ratio 2.83 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.51% Effective Maturity 7 Months 28 Days Modified Duration 7 Months 28 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,446 31 May 22 ₹10,830 31 May 23 ₹11,550 31 May 24 ₹12,420 31 May 25 ₹13,430 Returns for UTI Money Market Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jun 25 Duration Returns 1 Month 0.7% 3 Month 2.3% 6 Month 4.3% 1 Year 8.2% 3 Year 7.5% 5 Year 6.1% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 7.4% 2022 4.9% 2021 3.7% 2020 6% 2019 8% 2018 7.8% 2017 6.7% 2016 7.7% 2015 8.4% Fund Manager information for UTI Money Market Fund
Name Since Tenure Anurag Mittal 1 Dec 21 3.5 Yr. Amit Sharma 7 Jul 17 7.9 Yr. Data below for UTI Money Market Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 81.9% Debt 17.86% Other 0.24% Debt Sector Allocation
Sector Value Corporate 46.13% Cash Equivalent 30.15% Government 23.48% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 364 Days Tbill (Md 05/03/2026)
Sovereign Bonds | -3% ₹478 Cr 5,000,000,000 364 DTB 19mar2026
Sovereign Bonds | -3% ₹477 Cr 5,000,000,000 06.89 RJ Sdl 2025
Sovereign Bonds | -2% ₹306 Cr 3,050,000,000 364 Days Tbill Red 12-03-2026
Sovereign Bonds | -1% ₹239 Cr 2,500,000,000 08.23 MH Sdl 2025
Sovereign Bonds | -1% ₹201 Cr 2,000,000,000 364 DTB 12022026
Sovereign Bonds | -1% ₹192 Cr 2,000,000,000 364 DTB 27022026
Sovereign Bonds | -1% ₹191 Cr 2,000,000,000 Cholamandalam Investment & Finance Co Ltd.
Debentures | -1% ₹169 Cr 1,750,000,000
↑ 1,750,000,000 07.00 RJ Sdl 2025
Sovereign Bonds | -1% ₹150 Cr 1,500,000,000
↑ 1,500,000,000 HDFC Bank Ltd.
Debentures | -1% ₹142 Cr 1,500,000,000
↑ 1,500,000,000 9. UTI Ultra Short Term Fund
CAGR/Annualized return of 6.8% since its launch. Ranked 27 in Ultrashort Bond category. Return for 2024 was 7.2% , 2023 was 6.7% and 2022 was 4.2% . UTI Ultra Short Term Fund
Growth Launch Date 29 Aug 03 NAV (27 Jun 25) ₹4,239.91 ↑ 0.69 (0.02 %) Net Assets (Cr) ₹4,351 on 31 May 25 Category Debt - Ultrashort Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.96 Sharpe Ratio 1.63 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.73% Effective Maturity 5 Months 16 Days Modified Duration 5 Months 11 Days Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹10,425 31 May 22 ₹11,040 31 May 23 ₹11,696 31 May 24 ₹12,505 31 May 25 ₹13,419 Returns for UTI Ultra Short Term Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jun 25 Duration Returns 1 Month 0.6% 3 Month 2% 6 Month 3.8% 1 Year 7.4% 3 Year 6.8% 5 Year 6.1% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.2% 2023 6.7% 2022 4.2% 2021 6.1% 2020 5.3% 2019 3.3% 2018 7% 2017 6.6% 2016 8.9% 2015 8.5% Fund Manager information for UTI Ultra Short Term Fund
Name Since Tenure Anurag Mittal 21 Jan 25 0.36 Yr. Data below for UTI Ultra Short Term Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 72.58% Debt 27.23% Other 0.2% Debt Sector Allocation
Sector Value Corporate 51.01% Cash Equivalent 41.85% Government 6.94% Credit Quality
Rating Value AA 15.68% AAA 84.32% Top Securities Holdings / Portfolio
Name Holding Value Quantity Small Industries Development Bank Of India
Debentures | -4% ₹180 Cr 1,800 182 Days Tbill
Sovereign Bonds | -3% ₹147 Cr 1,500,000,000 Bajaj Housing Finance Limited
Debentures | -2% ₹101 Cr 1,000 182 Days Tbill
Sovereign Bonds | -2% ₹99 Cr 1,000,000,000 Shriram Finance Limited
Debentures | -2% ₹81 Cr 8,000 Small Industries Development Bank Of India
Debentures | -2% ₹75 Cr 750 LIC Housing Finance Ltd
Debentures | -2% ₹75 Cr 750 Indian Bank
Domestic Bonds | -2% ₹71 Cr 750,000,000 Small Industries Development Bank Of India
Debentures | -1% ₹50 Cr 500 National Bank For Agriculture And Rural Development
Debentures | -1% ₹50 Cr 500 10. UTI Banking and Financial Services Fund
CAGR/Annualized return of 15% since its launch. Ranked 20 in Sectoral category. Return for 2024 was 11.1% , 2023 was 19.5% and 2022 was 15.1% . UTI Banking and Financial Services Fund
Growth Launch Date 7 Apr 04 NAV (27 Jun 25) ₹195.677 ↑ 0.95 (0.49 %) Net Assets (Cr) ₹1,295 on 31 May 25 Category Equity - Sectoral AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk High Expense Ratio 2.28 Sharpe Ratio 0.84 Information Ratio 0.35 Alpha Ratio -4.03 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹18,314 31 May 22 ₹17,889 31 May 23 ₹21,631 31 May 24 ₹25,970 31 May 25 ₹30,865 Returns for UTI Banking and Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jun 25 Duration Returns 1 Month 3.8% 3 Month 11.9% 6 Month 13.3% 1 Year 13.9% 3 Year 24% 5 Year 23.1% 10 Year 15 Year Since launch 15% Historical performance (Yearly) on absolute basis
Year Returns 2024 11.1% 2023 19.5% 2022 15.1% 2021 14.3% 2020 -5.3% 2019 11.6% 2018 -6.8% 2017 43.5% 2016 13% 2015 -11.3% Fund Manager information for UTI Banking and Financial Services Fund
Name Since Tenure Preethi S 2 May 22 3.08 Yr. Data below for UTI Banking and Financial Services Fund as on 31 May 25
Equity Sector Allocation
Sector Value Financial Services 98.25% Technology 0.09% Asset Allocation
Asset Class Value Cash 1.65% Equity 98.35% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 04 | ICICIBANK21% ₹264 Cr 1,852,344 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK15% ₹194 Cr 1,005,927 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | 5322156% ₹79 Cr 670,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 19 | 5000346% ₹73 Cr 84,257
↑ 1,000 Shriram Finance Ltd (Financial Services)
Equity, Since 31 Jan 24 | SHRIRAMFIN5% ₹60 Cr 983,680 State Bank of India (Financial Services)
Equity, Since 28 Feb 18 | SBIN5% ₹59 Cr 750,000 India Shelter Finance Corporation Ltd (Financial Services)
Equity, Since 31 Dec 23 | INDIASHLTR5% ₹58 Cr 671,973 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | KOTAKBANK4% ₹49 Cr 223,946 Karur Vysya Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | 5900033% ₹42 Cr 1,915,787
↑ 39,246 Max Financial Services Ltd (Financial Services)
Equity, Since 30 Sep 22 | 5002713% ₹41 Cr 314,018
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