fincash logo SOLUTIONS
EXPLORE FUNDS
CALCULATORS
fincash number+91-22-48913909
Top 10 Best UTI Mutual Fund Schemes 2023

Fincash » UTI Mutual Fund » Best UTI Mutual Fund Schemes

10 Best UTI Mutual Fund Schemes for 2023

Updated on May 24, 2023 , 13148 views

UTI Mutual Fund, India’s one of the leading financial institutions, has gained immense trust amongst investors. The AMC has bagged many awards for Offering innovative and steady return yielding Mutual Funds since its inception.

To help investors maintain a systematic Asset Allocation plan, the AMC offers a well–diversified and a balanced investment Portfolio based on extensive Market research. Investors can invest in an array of schemes like— equity, debt, balanced, Liquid Funds, etc.

UTI

You can plan your different goals such as wealth creation, Retirement planning, child’s higher education, tax savings, etc., by Investing in these schemes.

Why Invest in Best UTI Mutual Fund Schemes?

a. Safety

UTI Mutual Fund always strives for the safety of the investor’s money and for Capital appreciation by investing it in a prudent manner.

b. Consistent Returns

UTI Mutual Fund always strives hard to deliver consistent returns to their investors so that they can attain their objectives.

c. Ease of Access

Investors can monitor and access their mutual fund account anytime and anywhere online. Also, the transaction and interaction process with the fund house is also hassle-free and very user-friendly.

d. Retirement planning

UTI schemes also help investors to plan for their future. It helps them in mapping out retirement plans and has some well-crafted schemes like UTI – Retirement Benefit Pension Fund Investment to help the investors.

e. Tax Benefits

The fund house offers a tax savings Mutual Fund through which people can plan for their Taxes. Also, in other schemes, people can claim the tax benefits based on the scheme category.

Investors planning to invest can choose a fund from the below-listed top 10 best UTI Mutual Fund Schemes. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.

Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

Best UTI Mutual Fund Schemes

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)Since launch (%)2022 (%)
UTI Banking & PSU Debt Fund Growth ₹18.8954
↓ 0.00
₹859 5,000 500 33.97.26.95.87.110.3
UTI Dynamic Bond Fund Growth ₹26.5845
₹556 10,000 500 2.63.869.25.97.810.1
UTI Regular Savings Fund Growth ₹55.2015
↑ 0.11
₹1,551 5,000 500 3.43.19.112.86.99.23.3
UTI Bond Fund Growth ₹63.5389
↑ 0.02
₹311 1,000 500 3.64.77.59.24.27.79.9
UTI Gilt Fund Growth ₹53.8696
↑ 0.01
₹576 5,000 500 3.14.37.23.87.28.22.9
UTI Money Market Fund Growth ₹2,639.84
↑ 0.47
₹8,692 10,000 500 2.13.86.64.96.17.24.9
UTI Short Term Income Fund Growth ₹27.174
↑ 0.00
₹2,357 10,000 500 2.43.86.46.95.26.63.8
UTI Treasury Advantage Fund Growth ₹3,043.52
↑ 0.58
₹3,381 10,000 500 2.13.76.46.74.87.24.5
UTI Ultra Short Term Fund Growth ₹3,673.19
↑ 0.49
₹2,190 5,000 500 1.93.45.95.35.26.84.2
UTI Infrastructure Fund Growth ₹87.5612
↑ 0.53
₹1,501 5,000 500 7.32.223.330.710.512.58.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 May 23

1. UTI Banking & PSU Debt Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 3 in Banking & PSU Debt category.  Return for 2022 was 10.3% , 2021 was 2.8% and 2020 was 8.9% .

Below is the key information for UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund
Growth
Launch Date 3 Feb 14
NAV (26 May 23) ₹18.8954 ↓ 0.00   (-0.01 %)
Net Assets (Cr) ₹859 on 30 Apr 23
Category Debt - Banking & PSU Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.31
Sharpe Ratio 1.13
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.52%
Effective Maturity 4 Years 18 Days
Modified Duration 3 Years 3 Months 25 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 18₹10,000
30 Apr 19₹9,855
30 Apr 20₹10,690
30 Apr 21₹11,404
30 Apr 22₹11,725
30 Apr 23₹13,195

UTI Banking & PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 May 23

DurationReturns
1 Month 0.8%
3 Month 3%
6 Month 3.9%
1 Year 7.2%
3 Year 6.9%
5 Year 5.8%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2022 10.3%
2021 2.8%
2020 8.9%
2019 -1%
2018 6.8%
2017 6.4%
2016 11.7%
2015 8.6%
2014
2013
Fund Manager information for UTI Banking & PSU Debt Fund
NameSinceTenure
Anurag Mittal1 Dec 211.41 Yr.

Data below for UTI Banking & PSU Debt Fund as on 30 Apr 23

Asset Allocation
Asset ClassValue
Cash4.73%
Debt95.27%
Debt Sector Allocation
SectorValue
Government49.79%
Corporate45.48%
Cash Equivalent4.73%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.38% Govt Stock 2027
Sovereign Bonds | -
20%₹183 Cr1,800,000,000
↑ 300,000,000
Rural Electrification Corporation Limited
Debentures | -
7%₹61 Cr6,000
Power Finance Corporation Ltd.
Debentures | -
5%₹40 Cr400
HDFC Bank Limited
Debentures | -
5%₹40 Cr400
↑ 200
National Bank For Agriculture And Rural Development
Debentures | -
5%₹40 Cr4,000
National Housing Bank
Debentures | -
4%₹40 Cr400
07.06 Goi 2028
Sovereign Bonds | -
4%₹35 Cr350,000,000
Axis Bank Limited
Debentures | -
3%₹30 Cr300
National Bank For Agriculture And Rural Development
Debentures | -
3%₹26 Cr250
Indian Railway Finance Corporation Limited
Debentures | -
3%₹25 Cr250

2. UTI Dynamic Bond Fund

The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

UTI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 16 Jun 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 3 in Dynamic Bond category.  Return for 2022 was 10.1% , 2021 was 10.8% and 2020 was 5.9% .

Below is the key information for UTI Dynamic Bond Fund

UTI Dynamic Bond Fund
Growth
Launch Date 16 Jun 10
NAV (26 May 23) ₹26.5845
Net Assets (Cr) ₹556 on 30 Apr 23
Category Debt - Dynamic Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 1.59
Sharpe Ratio 0.92
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.42%
Effective Maturity 4 Years 8 Months 12 Days
Modified Duration 3 Years 2 Months 26 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 18₹10,000
30 Apr 19₹10,039
30 Apr 20₹10,033
30 Apr 21₹10,575
30 Apr 22₹11,689
30 Apr 23₹13,203

UTI Dynamic Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 May 23

DurationReturns
1 Month 0.9%
3 Month 2.6%
6 Month 3.8%
1 Year 6%
3 Year 9.2%
5 Year 5.9%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2022 10.1%
2021 10.8%
2020 5.9%
2019 -3.9%
2018 5.2%
2017 4.2%
2016 14.9%
2015 6.9%
2014 14.7%
2013 7.6%
Fund Manager information for UTI Dynamic Bond Fund
NameSinceTenure
Sudhir Agarwal1 Dec 211.41 Yr.

Data below for UTI Dynamic Bond Fund as on 30 Apr 23

Asset Allocation
Asset ClassValue
Cash29.87%
Debt70.13%
Debt Sector Allocation
SectorValue
Government41.31%
Corporate33.25%
Cash Equivalent25.44%
Credit Quality
RatingValue
AA7.36%
AAA92.64%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.41% Govt Stock 2036
Sovereign Bonds | -
9%₹51 Cr500,000,000
↑ 500,000,000
7.38% Govt Stock 2027
Sovereign Bonds | -
9%₹51 Cr500,000,000
↑ 500,000,000
182 DTB 31082023
Sovereign Bonds | -
9%₹49 Cr500,000,000
↓ -500,000,000
Rural Electrification Corporation Limited
Debentures | -
8%₹46 Cr4,500
Power Finance Corporation Ltd.
Debentures | -
8%₹46 Cr4,500
Housing Development Finance Corporation Limited
Debentures | -
6%₹36 Cr3,500
Indian Railway Finance Corporation Limited
Debentures | -
5%₹26 Cr2,500
07.64 MP Sgs 2033
Sovereign Bonds | -
5%₹26 Cr250,000,000
07.97 Pu SDL 2038
Sovereign Bonds | -
4%₹21 Cr200,000,000
182 DTB 14092023
Sovereign Bonds | -
3%₹15 Cr150,000,000

3. UTI Regular Savings Fund

(Erstwhile UTI MIS Advantage Plan)

The investment objective of the Scheme is to generate regular income through investments in fixed income securities and capital appreciation / dividend income through investment of a portion of net assets of the scheme in equity and equity related instruments so as to endeavour to make periodic income distribution to Unit holders. Income may be generated through Coupon payments, amortization of discount on debt instruments, receipt of dividends or the purchase and sale of securities in the underlying portfolio. Under normal market conditions investment will be made in fixed income securities, money market instruments,cash and cash equivalents while at the same time maintaining a limited exposure to equity markets. The Scheme will endeavor to enhance overall returns through appropriate investments upto a maximum of 25% of Net Assets into equity and equity related instruments.

UTI Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 16 Dec 03. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.2% since its launch.  Ranked 10 in Hybrid Debt category.  Return for 2022 was 3.3% , 2021 was 13.2% and 2020 was 10.2% .

Below is the key information for UTI Regular Savings Fund

UTI Regular Savings Fund
Growth
Launch Date 16 Dec 03
NAV (26 May 23) ₹55.2015 ↑ 0.11   (0.20 %)
Net Assets (Cr) ₹1,551 on 30 Apr 23
Category Hybrid - Hybrid Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 1.81
Sharpe Ratio -0.05
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
30 Apr 18₹10,000
30 Apr 19₹10,442
30 Apr 20₹9,720
30 Apr 21₹11,730
30 Apr 22₹12,976
30 Apr 23₹13,701

UTI Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992
Invest Now

Returns for UTI Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 May 23

DurationReturns
1 Month 2%
3 Month 3.4%
6 Month 3.1%
1 Year 9.1%
3 Year 12.8%
5 Year 6.9%
10 Year
15 Year
Since launch 9.2%
Historical performance (Yearly) on absolute basis
YearReturns
2022 3.3%
2021 13.2%
2020 10.2%
2019 2.8%
2018 3.4%
2017 12.5%
2016 8.9%
2015 7.1%
2014 21.1%
2013 6.5%
Fund Manager information for UTI Regular Savings Fund
NameSinceTenure
Amit Premchandani8 Jan 221.31 Yr.
Jaydeep Bhowal17 Apr 230.04 Yr.

Data below for UTI Regular Savings Fund as on 30 Apr 23

Asset Allocation
Asset ClassValue
Cash8.87%
Equity24.8%
Debt66.33%
Equity Sector Allocation
SectorValue
Financial Services8.51%
Consumer Cyclical4.55%
Technology2.77%
Health Care2.34%
Basic Materials1.85%
Industrials1.35%
Communication Services1.03%
Consumer Defensive0.88%
Real Estate0.64%
Utility0.54%
Energy0.32%
Debt Sector Allocation
SectorValue
Corporate33.71%
Government32.62%
Cash Equivalent8.87%
Credit Quality
RatingValue
A2.51%
AA16.04%
AAA81.45%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.26% Govt Stock 2032
Sovereign Bonds | -
6%₹101 Cr1,000,000,000
Housing Development Finance Corporation Limited
Debentures | -
4%₹61 Cr6,000
07.70 MH Sgs 2030
Sovereign Bonds | -
3%₹51 Cr500,000,000
7.41% Govt Stock 2036
Sovereign Bonds | -
3%₹51 Cr500,000,000
7.38% Govt Stock 2027
Sovereign Bonds | -
3%₹51 Cr500,000,000
Jamnagar Utilities & Power Private Limited
Debentures | -
3%₹48 Cr500
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 12 | HDFCBANK
2%₹38 Cr224,500
↓ -5,500
State Bank Of India
Debentures | -
2%₹30 Cr30
Power Finance Corporation Ltd.
Debentures | -
2%₹30 Cr300
Summit Digitel Infrastructure Limited
Debentures | -
2%₹29 Cr300

4. UTI Bond Fund

(Erstwhile UTI - Bond Fund)

The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits.

UTI Bond Fund is a Debt - Medium to Long term fund was launched on 4 May 98. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.7% since its launch.  Ranked 11 in Medium to Long term category.  Return for 2022 was 9.9% , 2021 was 9.4% and 2020 was 1.1% .

Below is the key information for UTI Bond Fund

UTI Bond Fund
Growth
Launch Date 4 May 98
NAV (26 May 23) ₹63.5389 ↑ 0.02   (0.03 %)
Net Assets (Cr) ₹311 on 30 Apr 23
Category Debt - Medium to Long term
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 1.62
Sharpe Ratio 1.12
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.63%
Effective Maturity 8 Years 3 Months
Modified Duration 5 Years 2 Months 5 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 18₹10,000
30 Apr 19₹9,947
30 Apr 20₹9,243
30 Apr 21₹9,816
30 Apr 22₹10,633
30 Apr 23₹12,155

UTI Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for UTI Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 May 23

DurationReturns
1 Month 1.2%
3 Month 3.6%
6 Month 4.7%
1 Year 7.5%
3 Year 9.2%
5 Year 4.2%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2022 9.9%
2021 9.4%
2020 1.1%
2019 -5.8%
2018 4%
2017 3.6%
2016 13.9%
2015 6.3%
2014 15.6%
2013 4%
Fund Manager information for UTI Bond Fund
NameSinceTenure
Sunil Patil17 Apr 230.04 Yr.

Data below for UTI Bond Fund as on 30 Apr 23

Asset Allocation
Asset ClassValue
Cash2.64%
Debt97.36%
Debt Sector Allocation
SectorValue
Government62.66%
Corporate34.7%
Cash Equivalent2.64%
Credit Quality
RatingValue
AA1.68%
AAA98.32%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.26% Govt Stock 2032
Sovereign Bonds | -
21%₹66 Cr650,000,000
7.41% Govt Stock 2036
Sovereign Bonds | -
19%₹62 Cr600,000,000
↓ -250,000,000
7.26% Govt Stock 2033
Sovereign Bonds | -
10%₹31 Cr300,000,000
↑ 300,000,000
Power Finance Corporation Ltd.
Debentures | -
8%₹25 Cr2,500
Bajaj Finance Limited
Debentures | -
8%₹25 Cr250
Housing Development Finance Corporation Limited
Debentures | -
8%₹25 Cr2,500
Mahindra & Mahindra Financial Services Ltd
Debentures | -
8%₹25 Cr2,500
↑ 2,500
07.74 MH Sgs 2033
Sovereign Bonds | -
5%₹15 Cr150,000,000
07.71 GJ Sgs 2034
Sovereign Bonds | -
3%₹10 Cr99,760,000
07.81 Up SDL 2034
Sovereign Bonds | -
2%₹5 Cr50,000,000

5. UTI Gilt Fund

(Erstwhile UTI Gilt Advantage Fund- LTP)

To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved.

UTI Gilt Fund is a Debt - Government Bond fund was launched on 21 Jan 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.2% since its launch.  Ranked 7 in Government Bond category.  Return for 2022 was 2.9% , 2021 was 2.3% and 2020 was 10.3% .

Below is the key information for UTI Gilt Fund

UTI Gilt Fund
Growth
Launch Date 21 Jan 02
NAV (26 May 23) ₹53.8696 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹576 on 30 Apr 23
Category Debt - Government Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.86
Sharpe Ratio 0.09
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.31%
Effective Maturity 5 Years 11 Months 5 Days
Modified Duration 4 Years 1 Month 28 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 18₹10,000
30 Apr 19₹10,771
30 Apr 20₹12,447
30 Apr 21₹12,999
30 Apr 22₹13,258
30 Apr 23₹14,064

UTI Gilt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for UTI Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 May 23

DurationReturns
1 Month 0.8%
3 Month 3.1%
6 Month 4.3%
1 Year 7.2%
3 Year 3.8%
5 Year 7.2%
10 Year
15 Year
Since launch 8.2%
Historical performance (Yearly) on absolute basis
YearReturns
2022 2.9%
2021 2.3%
2020 10.3%
2019 11.8%
2018 6.3%
2017 4.3%
2016 15.5%
2015 6.1%
2014 19.8%
2013 4%
Fund Manager information for UTI Gilt Fund
NameSinceTenure
Sudhir Agarwal1 Dec 211.41 Yr.

Data below for UTI Gilt Fund as on 30 Apr 23

Asset Allocation
Asset ClassValue
Cash24.42%
Debt75.58%
Debt Sector Allocation
SectorValue
Government75.58%
Cash Equivalent24.42%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.38% Govt Stock 2027
Sovereign Bonds | -
43%₹228 Cr2,250,000,000
7.41% Govt Stock 2036
Sovereign Bonds | -
10%₹51 Cr500,000,000
↑ 500,000,000
182 DTB 13072023
Sovereign Bonds | -
9%₹49 Cr500,000,000
07.97 Pu SDL 2038
Sovereign Bonds | -
7%₹37 Cr350,000,000
07.94 HR Sdl 2034
Sovereign Bonds | -
5%₹26 Cr250,000,000
07.64 MP Sgs 2033
Sovereign Bonds | -
5%₹26 Cr250,000,000
07.89% Wb SDL 2040
Sovereign Bonds | -
4%₹21 Cr200,000,000
182 DTB 14092023
Sovereign Bonds | -
3%₹15 Cr150,000,000
Net Current Assets
Net Current Assets | -
15%₹79 Cr
Clearing Corporation Of India Ltd. Std - Margin
Net Current Assets | -
0%₹2 Cr00

6. UTI Money Market Fund

To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities.

UTI Money Market Fund is a Debt - Money Market fund was launched on 13 Jul 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7.2% since its launch.  Ranked 23 in Money Market category.  Return for 2022 was 4.9% , 2021 was 3.7% and 2020 was 6% .

Below is the key information for UTI Money Market Fund

UTI Money Market Fund
Growth
Launch Date 13 Jul 09
NAV (26 May 23) ₹2,639.84 ↑ 0.47   (0.02 %)
Net Assets (Cr) ₹8,692 on 30 Apr 23
Category Debt - Money Market
AMC UTI Asset Management Company Ltd
Rating
Risk Low
Expense Ratio 0.27
Sharpe Ratio 0.22
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.48%
Effective Maturity 6 Months 29 Days
Modified Duration 6 Months 29 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 18₹10,000
30 Apr 19₹10,815
30 Apr 20₹11,607
30 Apr 21₹12,215
30 Apr 22₹12,686
30 Apr 23₹13,456

UTI Money Market Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for UTI Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 May 23

DurationReturns
1 Month 0.6%
3 Month 2.1%
6 Month 3.8%
1 Year 6.6%
3 Year 4.9%
5 Year 6.1%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.9%
2021 3.7%
2020 6%
2019 8%
2018 7.8%
2017 6.7%
2016 7.7%
2015 8.4%
2014 9.1%
2013 9.2%
Fund Manager information for UTI Money Market Fund
NameSinceTenure
Anurag Mittal1 Dec 211.41 Yr.
Amit Sharma7 Jul 175.82 Yr.

Data below for UTI Money Market Fund as on 30 Apr 23

Asset Allocation
Asset ClassValue
Cash80.56%
Debt19.44%
Debt Sector Allocation
SectorValue
Cash Equivalent38.77%
Government32.31%
Corporate28.92%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
182 DTB 22092023
Sovereign Bonds | -
8%₹683 Cr7,000,000,000
182 DTB 14092023
Sovereign Bonds | -
7%₹635 Cr6,500,000,000
182 DTB 31082023
Sovereign Bonds | -
2%₹147 Cr1,500,000,000
182 DTB 07092023
Sovereign Bonds | -
2%₹147 Cr1,500,000,000
182 DTB 17082023
Sovereign Bonds | -
1%₹74 Cr750,000,000
182 DTB 24082023
Sovereign Bonds | -
1%₹64 Cr650,000,000
08.27 RJ UDAY 2023
Domestic Bonds | -
1%₹50 Cr500,000,000
Small Industries Development Bank Of India
Commercial Paper | -
4%₹390 Cr4,000,000,000
↑ 1,500,000,000
Net Current Assets
Net Current Assets | -
4%₹347 Cr
Motilal Oswal Financial Services Limited
Commercial Paper | -
2%₹200 Cr2,000,000,000

7. UTI Short Term Income Fund

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund is a Debt - Short term Bond fund was launched on 19 Sep 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.6% since its launch.  Ranked 10 in Short term Bond category.  Return for 2022 was 3.8% , 2021 was 8.4% and 2020 was 10.5% .

Below is the key information for UTI Short Term Income Fund

UTI Short Term Income Fund
Growth
Launch Date 19 Sep 07
NAV (26 May 23) ₹27.174 ↑ 0.00   (0.02 %)
Net Assets (Cr) ₹2,357 on 30 Apr 23
Category Debt - Short term Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.94
Sharpe Ratio -0.57
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.7%
Effective Maturity 2 Years 3 Months
Modified Duration 1 Year 10 Months 2 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 18₹10,000
30 Apr 19₹10,679
30 Apr 20₹10,316
30 Apr 21₹11,183
30 Apr 22₹12,132
30 Apr 23₹12,777

UTI Short Term Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Short Term Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 May 23

DurationReturns
1 Month 0.8%
3 Month 2.4%
6 Month 3.8%
1 Year 6.4%
3 Year 6.9%
5 Year 5.2%
10 Year
15 Year
Since launch 6.6%
Historical performance (Yearly) on absolute basis
YearReturns
2022 3.8%
2021 8.4%
2020 10.5%
2019 -3.9%
2018 6%
2017 6.1%
2016 10.1%
2015 8.3%
2014 10.9%
2013 9%
Fund Manager information for UTI Short Term Income Fund
NameSinceTenure
Sudhir Agarwal25 Oct 1210.52 Yr.

Data below for UTI Short Term Income Fund as on 30 Apr 23

Asset Allocation
Asset ClassValue
Cash33.42%
Debt66.58%
Debt Sector Allocation
SectorValue
Corporate46.72%
Government31.16%
Cash Equivalent22.12%
Credit Quality
RatingValue
AA17.83%
AAA82.17%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.38% Govt Stock 2027
Sovereign Bonds | -
18%₹426 Cr4,200,000,000
↑ 1,000,000,000
Power Finance Corporation Ltd.
Debentures | -
8%₹203 Cr20,000
Axis Finance Limited
Debentures | -
7%₹161 Cr1,600
Rural Electrification Corporation Limited
Debentures | -
7%₹158 Cr15,500
↓ -5,000
India Grid TRust
Debentures | -
3%₹74 Cr750
Mahindra Rural Housing Finance Limited
Debentures | -
3%₹69 Cr700
Can Fin Homes Limited
Debentures | -
3%₹64 Cr650
TATA Motors Finance Limited
Debentures | -
2%₹59 Cr600
Shriram Finance Limited
Debentures | -
2%₹50 Cr500
Housing Development Finance Corporation Limited
Debentures | -
2%₹50 Cr500

8. UTI Treasury Advantage Fund

The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations.

UTI Treasury Advantage Fund is a Debt - Low Duration fund was launched on 23 Apr 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.2% since its launch.  Ranked 15 in Low Duration category.  Return for 2022 was 4.5% , 2021 was 9% and 2020 was 7.3% .

Below is the key information for UTI Treasury Advantage Fund

UTI Treasury Advantage Fund
Growth
Launch Date 23 Apr 07
NAV (26 May 23) ₹3,043.52 ↑ 0.58   (0.02 %)
Net Assets (Cr) ₹3,381 on 30 Apr 23
Category Debt - Low Duration
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 0.43
Sharpe Ratio -0.53
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.68%
Effective Maturity 11 Months 23 Days
Modified Duration 10 Months 10 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 18₹10,000
30 Apr 19₹10,784
30 Apr 20₹10,293
30 Apr 21₹10,937
30 Apr 22₹11,919
30 Apr 23₹12,598

UTI Treasury Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for UTI Treasury Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 May 23

DurationReturns
1 Month 0.6%
3 Month 2.1%
6 Month 3.7%
1 Year 6.4%
3 Year 6.7%
5 Year 4.8%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.5%
2021 9%
2020 7.3%
2019 -4.2%
2018 7.3%
2017 7%
2016 8.9%
2015 8.8%
2014 9.3%
2013 9.6%
Fund Manager information for UTI Treasury Advantage Fund
NameSinceTenure
Anurag Mittal1 Dec 211.41 Yr.

Data below for UTI Treasury Advantage Fund as on 30 Apr 23

Asset Allocation
Asset ClassValue
Cash54.33%
Debt45.67%
Debt Sector Allocation
SectorValue
Corporate48.37%
Government28.67%
Cash Equivalent22.96%
Credit Quality
RatingValue
AA12.44%
AAA87.56%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.38% Govt Stock 2027
Sovereign Bonds | -
4%₹137 Cr1,350,000,000
↑ 450,000,000
Bajaj Housing Finance Limited
Debentures | -
4%₹134 Cr1,350
Cholamandalam Investment And Fin. Co. Ltd
Debentures | -
4%₹124 Cr1,250
Axis Finance Limited
Debentures | -
4%₹115 Cr1,150
Mahindra Rural Housing Finance Limited
Debentures | -
2%₹79 Cr800
182 DTB 31082023
Sovereign Bonds | -
2%₹74 Cr750,000,000
182 DTB 24082023
Sovereign Bonds | -
2%₹64 Cr650,000,000
Shriram Transport Finance Company Limited
Debentures | -
2%₹50 Cr5,000
National Housing Bank
Debentures | -
2%₹50 Cr5,000
Power Finance Corporation Ltd.
Debentures | -
2%₹50 Cr5,000

9. UTI Ultra Short Term Fund

(Erstwhile UTI - Floating Rate Fund - Short Term Plan)

To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

UTI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 29 Aug 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 6.8% since its launch.  Ranked 27 in Ultrashort Bond category.  Return for 2022 was 4.2% , 2021 was 6.1% and 2020 was 5.3% .

Below is the key information for UTI Ultra Short Term Fund

UTI Ultra Short Term Fund
Growth
Launch Date 29 Aug 03
NAV (26 May 23) ₹3,673.19 ↑ 0.49   (0.01 %)
Net Assets (Cr) ₹2,190 on 30 Apr 23
Category Debt - Ultrashort Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 0.95
Sharpe Ratio -1.59
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.57%
Effective Maturity 5 Months 26 Days
Modified Duration 5 Months 21 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 18₹10,000
30 Apr 19₹10,733
30 Apr 20₹11,006
30 Apr 21₹11,522
30 Apr 22₹12,228
30 Apr 23₹12,879

UTI Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 May 23

DurationReturns
1 Month 0.6%
3 Month 1.9%
6 Month 3.4%
1 Year 5.9%
3 Year 5.3%
5 Year 5.2%
10 Year
15 Year
Since launch 6.8%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.2%
2021 6.1%
2020 5.3%
2019 3.3%
2018 7%
2017 6.6%
2016 8.9%
2015 8.5%
2014 8.8%
2013 9.8%
Fund Manager information for UTI Ultra Short Term Fund
NameSinceTenure
Ritesh Nambiar1 Jul 157.84 Yr.

Data below for UTI Ultra Short Term Fund as on 30 Apr 23

Asset Allocation
Asset ClassValue
Cash68.76%
Debt31.24%
Debt Sector Allocation
SectorValue
Corporate45.28%
Cash Equivalent38.14%
Government16.58%
Credit Quality
RatingValue
AA15.04%
AAA84.96%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bharti Hexacom Limited
Debentures | -
3%₹64 Cr650
↑ 500
Bharti Telecom Limited
Debentures | -
3%₹59 Cr600
Mahindra Rural Housing Finance Limited
Debentures | -
2%₹50 Cr500
Reliance Industries Limited
Debentures | -
2%₹50 Cr500
Embassy Office Parks Reit
Debentures | -
2%₹50 Cr500
Torrent Power Limited
Debentures | -
2%₹49 Cr500
↑ 500
National Bank For Agriculture And Rural Development
Debentures | -
2%₹49 Cr500
Godrej Properties Limited
Debentures | -
2%₹49 Cr490
182 DTB 07092023
Sovereign Bonds | -
2%₹49 Cr500,000,000
182 DTB 14092023
Sovereign Bonds | -
2%₹49 Cr500,000,000

10. UTI Infrastructure Fund

The investment objective of the Scheme is to provide income distribution and / or medium to long term "capital appreciation" by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.

UTI Infrastructure Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 12.5% since its launch.  Ranked 28 in Sectoral category.  Return for 2022 was 8.8% , 2021 was 39.4% and 2020 was 3.4% .

Below is the key information for UTI Infrastructure Fund

UTI Infrastructure Fund
Growth
Launch Date 7 Apr 04
NAV (26 May 23) ₹87.5612 ↑ 0.53   (0.60 %)
Net Assets (Cr) ₹1,501 on 30 Apr 23
Category Equity - Sectoral
AMC UTI Asset Management Company Ltd
Rating
Risk High
Expense Ratio 2.32
Sharpe Ratio 0.44
Information Ratio 0.06
Alpha Ratio 6.66
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 18₹10,000
30 Apr 19₹9,400
30 Apr 20₹7,413
30 Apr 21₹11,450
30 Apr 22₹13,533
30 Apr 23₹15,214

UTI Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for UTI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 May 23

DurationReturns
1 Month 4%
3 Month 7.3%
6 Month 2.2%
1 Year 23.3%
3 Year 30.7%
5 Year 10.5%
10 Year
15 Year
Since launch 12.5%
Historical performance (Yearly) on absolute basis
YearReturns
2022 8.8%
2021 39.4%
2020 3.4%
2019 6.7%
2018 -15.6%
2017 41.4%
2016 4%
2015 -5.5%
2014 60.1%
2013 -11.5%
Fund Manager information for UTI Infrastructure Fund
NameSinceTenure
Sachin Trivedi1 Sep 211.66 Yr.

Data below for UTI Infrastructure Fund as on 30 Apr 23

Equity Sector Allocation
SectorValue
Industrials40.37%
Utility12.9%
Communication Services9.63%
Basic Materials8.62%
Energy8.5%
Financial Services8.33%
Consumer Cyclical3.54%
Real Estate3.38%
Asset Allocation
Asset ClassValue
Cash4.73%
Equity95.27%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 05 | LT
11%₹161 Cr681,500
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 17 | BHARTIARTL
9%₹139 Cr1,737,500
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 12 | ULTRACEMCO
6%₹89 Cr118,000
NTPC Ltd Shs Dematerialised (Utilities)
Equity, Since 31 Dec 18 | NTPC
6%₹87 Cr5,058,744
Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 22 | RELIANCE
5%₹73 Cr300,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | ICICIBANK
4%₹67 Cr735,552
Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 11 | AXISBANK
3%₹50 Cr581,655
Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 13 | ADANIPORTS
3%₹45 Cr666,059
Gujarat Gas Ltd (Utilities)
Equity, Since 29 Feb 16 | GUJGASLTD
3%₹41 Cr878,821
Bharat Electronics Ltd (Industrials)
Equity, Since 31 Dec 15 | 500049
3%₹41 Cr3,951,587

How to Invest in UTI Mutual Funds Online?

  1. Open Free Investment Account for Lifetime at Fincash.com.

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

    Get Started

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
How helpful was this page ?
Rated 4.8, based on 4 reviews.
POST A COMMENT