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Top 10 Best UTI Mutual Fund Schemes 2019

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10 Best UTI Mutual Fund Schemes for 2019

Updated on August 14, 2019 , 1337 views

UTI Mutual Fund, India’s one of the leading financial institutions, has gained immense trust amongst investors. The AMC has bagged many awards for offering innovative and steady return yielding Mutual Funds since its inception.

To help investors maintain a systematic Asset Allocation plan, the AMC offers a well–diversified and a balanced investment portfolio based on extensive market research. Investors can invest in an array of schemes like— equity, debt, balanced, Liquid Funds, etc.

UTI

You can plan your different goals such as wealth creation, Retirement planning, child’s higher education, tax savings, etc., by Investing in these schemes.

Why Invest in Best UTI Mutual Fund Schemes?

a. Safety

UTI Mutual Fund always strives for the safety of the investor’s money and for capital appreciation by investing it in a prudent manner.

b. Consistent Returns

UTI Mutual Fund always strives hard to deliver consistent returns to their investors so that they can attain their objectives.

c. Ease of Access

Investors can monitor and access their mutual fund account anytime and anywhere online. Also, the transaction and interaction process with the fund house is also hassle-free and very user-friendly.

d. Retirement planning

UTI schemes also help investors to plan for their future. It helps them in mapping out retirement plans and has some well-crafted schemes like UTI – Retirement Benefit Pension Fund Investment to help the investors.

e. Tax Benefits

The fund house offers a tax savings Mutual Fund through which people can plan for their taxes. Also, in other schemes, people can claim the tax benefits based on the scheme category.

Investors planning to invest can choose a fund from the below-listed top 10 best UTI Mutual Fund Schemes. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.

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Best UTI Mutual Fund Schemes

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)Since launch (%)2018 (%)
UTI Banking & PSU Debt Fund Growth ₹14.6351
↑ 0.01
₹171 5,000 500 4-0.80.95.16.97.16.8
UTI Dynamic Bond Fund Growth ₹19.8346
↑ 0.05
₹634 10,000 500 -1-2.3-1.93.56.57.85.2
UTI Gilt Fund Growth ₹44.2217
↑ 0.11
₹557 5,000 500 7.410.614.89.110.78.86.3
UTI Money Market Fund Growth ₹2,166.56
↑ 0.87
₹5,786 10,000 1,500 2.34.38.67.57.987.8
UTI Ultra Short Term Fund Growth ₹2,985.52
↑ 1.08
₹3,330 5,000 2,500 -2.2-0.53.15.76.97.17
UTI Regular Savings Fund Growth ₹40.4003
↑ 0.09
₹2,466 5,000 500 -1.20.1-0.85.37.99.33.4
UTI Bond Fund Growth ₹50.6085
↑ 0.16
₹609 1,000 500 -1.5-3-32.667.94
UTI Treasury Advantage Fund Growth ₹2,355.27
↑ 1.15
₹2,547 10,000 1,500 -8.9-7.6-4.13.35.67.27.3
UTI Short Term Income Fund Growth ₹20.5622
↑ 0.02
₹2,333 10,000 500 -8.6-7.4-4.52.85.46.26
UTI Liquid Cash Plan Growth ₹3,130.85
↑ 1.44
₹37,505 500 1,500 1.73.57.47.17.67.47.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 Aug 19

1. UTI Banking & PSU Debt Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 3 in Banking & PSU Debt category.  Return for 2018 was 6.8% , 2017 was 6.4% and 2016 was 11.7% .

Below is the key information for UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund
Growth
Launch Date 3 Feb 14
NAV (16 Aug 19) ₹14.6351 ↑ 0.01   (0.09 %)
Net Assets (Cr) ₹171 on 30 Jun 19
Category Debt - Banking & PSU Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.31
Sharpe Ratio -0.39
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.54%
Effective Maturity 2 Years 3 Months 28 Days
Modified Duration 1 Year 8 Months 5 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 14₹10,000
31 Jul 15₹10,879
31 Jul 16₹11,997
31 Jul 17₹13,104
31 Jul 18₹13,809
31 Jul 19₹13,964

UTI Banking & PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for UTI Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Aug 19

DurationReturns
1 Month 0.2%
3 Month 4%
6 Month -0.8%
1 Year 0.9%
3 Year 5.1%
5 Year 6.9%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2018 6.8%
2017 6.4%
2016 11.7%
2015 8.6%
2014
2013
2012
2011
2010
2009
Fund Manager information for UTI Banking & PSU Debt Fund
NameSinceTenure
Sudhir Agarwal3 Feb 145.41 Yr.

Data below for UTI Banking & PSU Debt Fund as on 30 Jun 19

Asset Allocation
Asset ClassValue
Cash24.54%
Debt75.46%
Debt Sector Allocation
SectorValue
Corporate70.67%
Cash Equivalent24.54%
Government4.79%
Credit Quality
RatingValue
AAA82.2%
Below B17.8%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Jorabat Shillong Expressway Limited
Debentures | -
11%₹19 Cr3,823
NTPC Limited
Debentures | -
9%₹16 Cr150
↑ 150
Indian Railway Finance Corporation Limited
Debentures | -
9%₹16 Cr150
POWER FINANCE CORPORATION LIMITED
Debentures | -
9%₹15 Cr150
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
Certificate of Deposit | -
8%₹14 Cr150,000,000
NHPC LIMITED (NATIONAL HYDROELECTRIC POWER CORPORATION LTD)
Debentures | -
8%₹13 Cr125
Housing And Urban Development Corporation Ltd.
Debentures | -
6%₹11 Cr100
↑ 100
National Highways Authority Of India
Debentures | -
6%₹11 Cr100
↑ 100
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
Debentures | -
6%₹10 Cr100
Jorabat Shillong Expressway Limited
Debentures | -
6%₹10 Cr2,000

2. UTI Dynamic Bond Fund

The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

UTI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 16 Jun 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 3 in Dynamic Bond category.  Return for 2018 was 5.2% , 2017 was 4.2% and 2016 was 14.9% .

Below is the key information for UTI Dynamic Bond Fund

UTI Dynamic Bond Fund
Growth
Launch Date 16 Jun 10
NAV (16 Aug 19) ₹19.8346 ↑ 0.05   (0.26 %)
Net Assets (Cr) ₹634 on 30 Jun 19
Category Debt - Dynamic Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 1.81
Sharpe Ratio -0.88
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 8.65%
Effective Maturity 4 Years 3 Months 3 Days
Modified Duration 2 Years 11 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 14₹10,000
31 Jul 15₹11,039
31 Jul 16₹12,254
31 Jul 17₹13,766
31 Jul 18₹13,962
31 Jul 19₹13,751

UTI Dynamic Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for UTI Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Aug 19

DurationReturns
1 Month -0.4%
3 Month -1%
6 Month -2.3%
1 Year -1.9%
3 Year 3.5%
5 Year 6.5%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2018 5.2%
2017 4.2%
2016 14.9%
2015 6.9%
2014 14.7%
2013 7.6%
2012 11.2%
2011 8.4%
2010
2009
Fund Manager information for UTI Dynamic Bond Fund
NameSinceTenure
Amandeep Chopra1 Feb 127.16 Yr.

Data below for UTI Dynamic Bond Fund as on 30 Jun 19

Asset Allocation
Asset ClassValue
Cash2.6%
Debt97.4%
Debt Sector Allocation
SectorValue
Corporate58.31%
Cash Equivalent41.53%
Government0.16%
Credit Quality
RatingValue
A3.71%
AA6.72%
AAA82.35%
Below B7.22%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Current Assets
Net Current Assets | -
41%₹258 Cr00
Indian Railway Finance Corporation Limited
Debentures | -
10%₹62 Cr600
↓ -50
Rural Electrification Corporation Limited
Debentures | -
8%₹51 Cr500
POWER FINANCE CORPORATION LIMITED
Debentures | -
8%₹51 Cr500
NHPC LIMITED (NATIONAL HYDROELECTRIC POWER CORPORATION LTD)
Debentures | -
7%₹46 Cr450
LIC Housing Finance Limited
Debentures | -
4%₹25 Cr250
↑ 250
Jorabat Shillong Expressway Limited
Debentures | -
4%₹23 Cr4,619
Idea Cellular Limited
Debentures | -
4%₹23 Cr250
↓ -100
Jorabat Shillong Expressway Limited
Debentures | -
3%₹21 Cr4,282
POWER GRID CORPORATION OF INDIA LIMITED
Debentures | -
2%₹10 Cr100

3. UTI Gilt Fund

(Erstwhile UTI Gilt Advantage Fund- LTP)

To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved.

UTI Gilt Fund is a Debt - Government Bond fund was launched on 21 Jan 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.8% since its launch.  Ranked 7 in Government Bond category.  Return for 2018 was 6.3% , 2017 was 4.3% and 2016 was 15.5% .

Below is the key information for UTI Gilt Fund

UTI Gilt Fund
Growth
Launch Date 21 Jan 02
NAV (16 Aug 19) ₹44.2217 ↑ 0.11   (0.25 %)
Net Assets (Cr) ₹557 on 30 Jun 19
Category Debt - Government Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.93
Sharpe Ratio 2.64
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.35%
Effective Maturity 6 Years 8 Months 19 Days
Modified Duration 4 Years 3 Months 22 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 14₹10,000
31 Jul 15₹11,508
31 Jul 16₹12,698
31 Jul 17₹14,500
31 Jul 18₹14,529
31 Jul 19₹16,763

UTI Gilt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹212,284.
Net Profit of ₹32,284
Invest Now

Returns for UTI Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Aug 19

DurationReturns
1 Month -0.6%
3 Month 7.4%
6 Month 10.6%
1 Year 14.8%
3 Year 9.1%
5 Year 10.7%
10 Year
15 Year
Since launch 8.8%
Historical performance (Yearly) on absolute basis
YearReturns
2018 6.3%
2017 4.3%
2016 15.5%
2015 6.1%
2014 19.8%
2013 4%
2012 10.3%
2011 7.8%
2010 4.6%
2009 -11.4%
Fund Manager information for UTI Gilt Fund
NameSinceTenure
Amandeep Chopra1 Feb 127.16 Yr.

Data below for UTI Gilt Fund as on 30 Jun 19

Asset Allocation
Asset ClassValue
Cash43.21%
Debt56.79%
Debt Sector Allocation
SectorValue
Government98.54%
Cash Equivalent1.46%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Current Assets
Net Current Assets | -
43%₹241 Cr00
GOVT STOCK
Sovereign Bonds | -
28%₹157 Cr1,500,000,000
↑ 250,000,000
08.39 WB SDL 2029
Sovereign Bonds | -
14%₹80 Cr750,000,000
08.16 KA SDL 2029
Sovereign Bonds | -
9%₹53 Cr500,000,000
08.44 RJ SDL 2029
Sovereign Bonds | -
5%₹27 Cr250,000,000

4. UTI Money Market Fund

To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities.

UTI Money Market Fund is a Debt - Money Market fund was launched on 13 Jul 09. It is a fund with Low risk and has given a CAGR/Annualized return of 8% since its launch.  Ranked 23 in Money Market category.  Return for 2018 was 7.8% , 2017 was 6.7% and 2016 was 7.7% .

Below is the key information for UTI Money Market Fund

UTI Money Market Fund
Growth
Launch Date 13 Jul 09
NAV (16 Aug 19) ₹2,166.56 ↑ 0.87   (0.04 %)
Net Assets (Cr) ₹5,786 on 30 Jun 19
Category Debt - Money Market
AMC UTI Asset Management Company Ltd
Rating
Risk Low
Expense Ratio 0.18
Sharpe Ratio 10.54
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 1,500
Exit Load NIL
Yield to Maturity 7.28%
Effective Maturity 8 Months 8 Days
Modified Duration 8 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 14₹10,000
31 Jul 15₹10,877
31 Jul 16₹11,754
31 Jul 17₹12,558
31 Jul 18₹13,443
31 Jul 19₹14,595

UTI Money Market Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for UTI Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Aug 19

DurationReturns
1 Month 0.7%
3 Month 2.3%
6 Month 4.3%
1 Year 8.6%
3 Year 7.5%
5 Year 7.9%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2018 7.8%
2017 6.7%
2016 7.7%
2015 8.4%
2014 9.1%
2013 9.2%
2012 9.7%
2011 9%
2010 5.4%
2009
Fund Manager information for UTI Money Market Fund
NameSinceTenure
Amandeep Chopra14 Dec 0612.14 Yr.
Amit Sharma7 Jul 171.57 Yr.

Data below for UTI Money Market Fund as on 30 Jun 19

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent99.99%
Corporate0.01%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Current Assets
Net Current Assets | -
14%₹893 Cr00
Export-Import Bank Of India
Certificate of Deposit | -
5%₹312 Cr3,250,000,000
Andhra Bank
Certificate of Deposit | -
5%₹311 Cr3,240,000,000
CANFIN Homes Limited
Commercial Paper | -
4%₹283 Cr3,000,000,000
UTI Liquid Cash Plan Dir Gr
Investment Fund | -
4%₹250 Cr798,021
↑ 476,854
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
Certificate of Deposit | -
4%₹242 Cr2,500,000,000
↑ 1,000,000,000
Oriental Bank Of Commerce
Certificate of Deposit | -
3%₹226 Cr2,350,000,000
TATA MOTORS LIMITED (EARLIER TATA ENGINEERING AND LOCOMOTIVE CO. LTD)
Commercial Paper | -
3%₹195 Cr2,000,000,000
↑ 2,000,000,000
ICICI Bank Limited
Certificate of Deposit | -
3%₹192 Cr2,000,000,000
CHOLAMANDALAM INVESTMENT AND FIN. CO. LTD (CHOLAMANDALAM DBS FINANCE LTD)
Commercial Paper | -
3%₹192 Cr2,000,000,000

5. UTI Ultra Short Term Fund

(Erstwhile UTI - Floating Rate Fund - Short Term Plan)

To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

UTI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 29 Aug 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 27 in Ultrashort Bond category.  Return for 2018 was 7% , 2017 was 6.6% and 2016 was 8.9% .

Below is the key information for UTI Ultra Short Term Fund

UTI Ultra Short Term Fund
Growth
Launch Date 29 Aug 03
NAV (16 Aug 19) ₹2,985.52 ↑ 1.08   (0.04 %)
Net Assets (Cr) ₹3,330 on 30 Jun 19
Category Debt - Ultrashort Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 1.16
Sharpe Ratio 0.03
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 2,500
Exit Load NIL
Yield to Maturity 9.43%
Effective Maturity 3 Months 12 Days
Modified Duration 3 Months 11 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 14₹10,000
31 Jul 15₹10,884
31 Jul 16₹11,829
31 Jul 17₹12,749
31 Jul 18₹13,547
31 Jul 19₹14,018

UTI Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for UTI Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Aug 19

DurationReturns
1 Month 0.3%
3 Month -2.2%
6 Month -0.5%
1 Year 3.1%
3 Year 5.7%
5 Year 6.9%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2018 7%
2017 6.6%
2016 8.9%
2015 8.5%
2014 8.8%
2013 9.8%
2012 9%
2011 8.2%
2010 5.4%
2009 6%
Fund Manager information for UTI Ultra Short Term Fund
NameSinceTenure
Sudhir Agarwal1 Jul 153.75 Yr.
Ritesh Nambiar1 Jul 153.75 Yr.

Data below for UTI Ultra Short Term Fund as on 30 Jun 19

Asset Allocation
Asset ClassValue
Cash75.97%
Debt24.03%
Debt Sector Allocation
SectorValue
Cash Equivalent71.95%
Corporate27.3%
Government0.75%
Credit Quality
RatingValue
A10.73%
AA14.27%
AAA69.82%
BBB5.18%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Current Assets
Net Current Assets | -
8%₹259 Cr00
UTI Liquid Cash Plan Dir Gr
Investment Fund | -
8%₹250 Cr798,021
↑ 798,021
Avanse Financial Services Limited
Debentures | -
7%₹230 Cr2,350
Reliance Retail Limited
Commercial Paper | -
6%₹199 Cr2,000,000,000
Edelweiss Commodities Services Limited
Debentures | -
6%₹197 Cr2,000
NTPC LIMITED
Commercial Paper | -
6%₹197 Cr2,000,000,000
↑ 2,000,000,000
HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Commercial Paper | -
6%₹187 Cr2,000,000,000
↑ 2,000,000,000
Indian Oil Corporation Limited
Commercial Paper | -
5%₹149 Cr1,500,000,000
↑ 1,500,000,000
Business Broadcast News Holdings Limited
Debentures | -
4%₹135 Cr1,500
Small Industries Development Bank Of India
Debentures | -
3%₹100 Cr1,000

6. UTI Regular Savings Fund

(Erstwhile UTI MIS Advantage Plan)

The investment objective of the Scheme is to generate regular income through investments in fixed income securities and capital appreciation / dividend income through investment of a portion of net assets of the scheme in equity and equity related instruments so as to endeavour to make periodic income distribution to Unit holders. Income may be generated through Coupon payments, amortization of discount on debt instruments, receipt of dividends or the purchase and sale of securities in the underlying portfolio. Under normal market conditions investment will be made in fixed income securities, money market instruments,cash and cash equivalents while at the same time maintaining a limited exposure to equity markets. The Scheme will endeavor to enhance overall returns through appropriate investments upto a maximum of 25% of Net Assets into equity and equity related instruments.

UTI Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 16 Dec 03. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.3% since its launch.  Ranked 10 in Hybrid Debt category.  Return for 2018 was 3.4% , 2017 was 12.5% and 2016 was 8.9% .

Below is the key information for UTI Regular Savings Fund

UTI Regular Savings Fund
Growth
Launch Date 16 Dec 03
NAV (16 Aug 19) ₹40.4003 ↑ 0.09   (0.21 %)
Net Assets (Cr) ₹2,466 on 30 Jun 19
Category Hybrid - Hybrid Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 1.74
Sharpe Ratio -0.17
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Jul 14₹10,000
31 Jul 15₹11,361
31 Jul 16₹12,445
31 Jul 17₹13,791
31 Jul 18₹14,668
31 Jul 19₹14,676

UTI Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for UTI Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Aug 19

DurationReturns
1 Month -1.3%
3 Month -1.2%
6 Month 0.1%
1 Year -0.8%
3 Year 5.3%
5 Year 7.9%
10 Year
15 Year
Since launch 9.3%
Historical performance (Yearly) on absolute basis
YearReturns
2018 3.4%
2017 12.5%
2016 8.9%
2015 7.1%
2014 21.1%
2013 6.5%
2012 15.1%
2011 -0.6%
2010 7.2%
2009 21.6%
Fund Manager information for UTI Regular Savings Fund
NameSinceTenure
Amandeep Chopra14 Dec 0612.14 Yr.
Ajay Tyagi2 Dec 144.17 Yr.

Data below for UTI Regular Savings Fund as on 30 Jun 19

Asset Allocation
Asset ClassValue
Cash11.22%
Equity24.97%
Debt63.82%
Equity Sector Allocation
SectorValue
Financial Services8.2%
Consumer Cyclical4.81%
Technology4.24%
Health Care2.82%
Basic Materials2.78%
Consumer Defensive1.42%
Industrials0.69%
Debt Sector Allocation
SectorValue
Corporate48.49%
Government13.08%
Cash Equivalent11.22%
Securitized2.24%
Credit Quality
RatingValue
A14.45%
AA35.95%
AAA49.59%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.26% Govt Stock 2029
Sovereign Bonds | -
9%₹212 Cr2,000,000,000
↑ 650,000,000
Idea Cellular Limited
Debentures | -
6%₹156 Cr1,700
Net Current Assets
Net Current Assets | -
5%₹110 Cr00
INDIAN RAILWAY FINANCE CORPORATION LIMITED
Debentures | -
4%₹105 Cr1,000
Housing And Urban Development Corporation Ltd.
Debentures | -
3%₹80 Cr750
Bank Of Baroda
Debentures | -
3%₹74 Cr750
Shriram Housing Finance Limited
Debentures | -
3%₹70 Cr700
U.P. Power Corporation Limited
Debentures | -
3%₹69 Cr700
Punjab National Bank
Debentures | -
3%₹68 Cr700
Rent a Device Trust
Unlisted bonds | -
2%₹56 Cr500

7. UTI Bond Fund

(Erstwhile UTI - Bond Fund)

The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits.

UTI Bond Fund is a Debt - Medium to Long term fund was launched on 4 May 98. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.9% since its launch.  Ranked 11 in Medium to Long term category.  Return for 2018 was 4% , 2017 was 3.6% and 2016 was 13.9% .

Below is the key information for UTI Bond Fund

UTI Bond Fund
Growth
Launch Date 4 May 98
NAV (16 Aug 19) ₹50.6085 ↑ 0.16   (0.31 %)
Net Assets (Cr) ₹609 on 30 Jun 19
Category Debt - Medium to Long term
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 1.78
Sharpe Ratio -1
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 8.82%
Effective Maturity 5 Years 28 Days
Modified Duration 3 Years 6 Months 14 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 14₹10,000
31 Jul 15₹11,176
31 Jul 16₹12,291
31 Jul 17₹13,718
31 Jul 18₹13,785
31 Jul 19₹13,446

UTI Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Aug 19

DurationReturns
1 Month -0.4%
3 Month -1.5%
6 Month -3%
1 Year -3%
3 Year 2.6%
5 Year 6%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2018 4%
2017 3.6%
2016 13.9%
2015 6.3%
2014 15.6%
2013 4%
2012 10.5%
2011 11.2%
2010 5.2%
2009 -5%
Fund Manager information for UTI Bond Fund
NameSinceTenure
Amandeep Chopra1 Feb 127.16 Yr.

Data below for UTI Bond Fund as on 30 Jun 19

Asset Allocation
Asset ClassValue
Cash4.05%
Debt95.95%
Debt Sector Allocation
SectorValue
Corporate56.45%
Government39.49%
Cash Equivalent4.05%
Credit Quality
RatingValue
A12.85%
AA15.96%
AAA62.59%
Below B8.6%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Current Assets
Net Current Assets | -
27%₹166 Cr00
NHPC LIMITED (NATIONAL HYDROELECTRIC POWER CORPORATION LTD)
Debentures | -
10%₹62 Cr600
↓ -50
INDIAN RAILWAY FINANCE CORPORATION LIMITED
Debentures | -
10%₹62 Cr600
Idea Cellular Limited
Debentures | -
9%₹56 Cr615
Rural Electrification Corporation Limited
Debentures | -
7%₹41 Cr400
National Bank For Agriculture And Rural Development
Debentures | -
4%₹26 Cr250
LIC Housing Finance Limited
Debentures | -
4%₹25 Cr250
↑ 250
Jorabat Shillong Expressway Limited
Debentures | -
4%₹25 Cr4,942
NATIONAL HIGHWAYS AUTHORITY OF INDIA
Debentures | -
3%₹21 Cr200
↓ -450
HPCL-Mittal Energy Limited
Debentures | -
3%₹17 Cr100

8. UTI Treasury Advantage Fund

The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations.

UTI Treasury Advantage Fund is a Debt - Low Duration fund was launched on 23 Apr 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.2% since its launch.  Ranked 15 in Low Duration category.  Return for 2018 was 7.3% , 2017 was 7% and 2016 was 8.9% .

Below is the key information for UTI Treasury Advantage Fund

UTI Treasury Advantage Fund
Growth
Launch Date 23 Apr 07
NAV (16 Aug 19) ₹2,355.27 ↑ 1.15   (0.05 %)
Net Assets (Cr) ₹2,547 on 30 Jun 19
Category Debt - Low Duration
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 0.48
Sharpe Ratio -0.64
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 1,500
Exit Load NIL
Yield to Maturity 8.54%
Effective Maturity 8 Months 12 Days
Modified Duration 7 Months 23 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 14₹10,000
31 Jul 15₹10,919
31 Jul 16₹11,882
31 Jul 17₹12,840
31 Jul 18₹13,683
31 Jul 19₹13,117

UTI Treasury Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Treasury Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Aug 19

DurationReturns
1 Month 0.7%
3 Month -8.9%
6 Month -7.6%
1 Year -4.1%
3 Year 3.3%
5 Year 5.6%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2018 7.3%
2017 7%
2016 8.9%
2015 8.8%
2014 9.3%
2013 9.6%
2012 9.7%
2011 9.3%
2010 5.7%
2009 5.8%
Fund Manager information for UTI Treasury Advantage Fund
NameSinceTenure
Sudhir Agarwal1 Mar 117.93 Yr.

Data below for UTI Treasury Advantage Fund as on 30 Jun 19

Asset Allocation
Asset ClassValue
Cash57.19%
Debt42.81%
Debt Sector Allocation
SectorValue
Cash Equivalent64.79%
Corporate23.06%
Government6.12%
Securitized6.03%
Credit Quality
RatingValue
AA10.81%
AAA89.19%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
UTI Liquid Cash Plan Dir Gr
Investment Fund | -
10%₹250 Cr798,021
↑ 798,021
AXIS BANK LIMITED
Certificate of Deposit | -
6%₹144 Cr1,500,000,000
↑ 1,500,000,000
Larsen And Toubro Limited
Debentures | -
5%₹132 Cr1,300
GOVT STOCK
Sovereign Bonds | -
4%₹104 Cr1,000,000,000
↑ 1,000,000,000
Rent a Device Trust
Unlisted bonds | -
4%₹102 Cr919
PNB Housing Finance Ltd
Debentures | -
4%₹100 Cr1,000
BHARAT HEAVY ELECTRICALS LIMITED
Commercial Paper | -
4%₹99 Cr1,000,000,000
ICICI BANK LIMITED
Certificate of Deposit | -
4%₹97 Cr1,000,000,000
↑ 1,000,000,000
Power Finance Corporation Ltd.
Commercial Paper | -
4%₹96 Cr1,000,000,000
↑ 1,000,000,000
HDFC BANK LIMITED
Certificate of Deposit | -
4%₹94 Cr1,000,000,000
↑ 1,000,000,000

9. UTI Short Term Income Fund

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund is a Debt - Short term Bond fund was launched on 19 Sep 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.2% since its launch.  Ranked 10 in Short term Bond category.  Return for 2018 was 6% , 2017 was 6.1% and 2016 was 10.1% .

Below is the key information for UTI Short Term Income Fund

UTI Short Term Income Fund
Growth
Launch Date 19 Sep 07
NAV (16 Aug 19) ₹20.5622 ↑ 0.02   (0.10 %)
Net Assets (Cr) ₹2,333 on 30 Jun 19
Category Debt - Short term Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.98
Sharpe Ratio -0.67
Information Ratio -0.69
Alpha Ratio -22.76
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 8.42%
Effective Maturity 2 Years 2 Months 9 Days
Modified Duration 1 Year 10 Months 10 Days

Growth of 10,000 investment over the years.

DateValue
31 Jul 14₹10,000
31 Jul 15₹10,933
31 Jul 16₹11,964
31 Jul 17₹13,030
31 Jul 18₹13,632
31 Jul 19₹13,025

UTI Short Term Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Short Term Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Aug 19

DurationReturns
1 Month 0.7%
3 Month -8.6%
6 Month -7.4%
1 Year -4.5%
3 Year 2.8%
5 Year 5.4%
10 Year
15 Year
Since launch 6.2%
Historical performance (Yearly) on absolute basis
YearReturns
2018 6%
2017 6.1%
2016 10.1%
2015 8.3%
2014 10.9%
2013 9%
2012 11.2%
2011 10.7%
2010 5.9%
2009
Fund Manager information for UTI Short Term Income Fund
NameSinceTenure
Sudhir Agarwal25 Oct 126.43 Yr.

Data below for UTI Short Term Income Fund as on 30 Jun 19

Asset Allocation
Asset ClassValue
Cash12.21%
Debt87.79%
Debt Sector Allocation
SectorValue
Corporate51.25%
Cash Equivalent33.6%
Government15.15%
Credit Quality
RatingValue
A10.26%
AA13.11%
AAA76.62%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Current Assets
Net Current Assets | -
29%₹670 Cr00
Punjab National Bank
Debentures | -
9%₹218 Cr2,250
↓ -300
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
Debentures | -
8%₹186 Cr1,850
↓ -550
STATE BANK OF INDIA
Debentures | -
7%₹153 Cr1,500
↓ -1,200
REC LIMITED
Debentures | -
6%₹135 Cr1,350
Larsen And Toubro Limited
Debentures | -
5%₹126 Cr1,250
↑ 1,250
Bank Of Baroda
Debentures | -
5%₹123 Cr1,250
POWER FINANCE CORPORATION LIMITED
Debentures | -
4%₹104 Cr1,047
↑ 1,047
BHARAT HEAVY ELECTRICALS LIMITED
Commercial Paper | -
4%₹98 Cr1,000,000,000
↑ 1,000,000,000
National Bank For Agriculture And Rural Development
Debentures | -
4%₹95 Cr950
↓ -550

10. UTI Liquid Cash Plan

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Liquid Cash Plan is a Debt - Liquid Fund fund was launched on 11 Dec 03. It is a fund with Low risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 32 in Liquid Fund category.  Return for 2018 was 7.4% , 2017 was 6.7% and 2016 was 7.7% .

Below is the key information for UTI Liquid Cash Plan

UTI Liquid Cash Plan
Growth
Launch Date 11 Dec 03
NAV (18 Aug 19) ₹3,130.85 ↑ 1.44   (0.05 %)
Net Assets (Cr) ₹37,505 on 30 Jun 19
Category Debt - Liquid Fund
AMC UTI Asset Management Company Ltd
Rating
Risk Low
Expense Ratio 0.09
Sharpe Ratio 19.39
Information Ratio -0.44
Alpha Ratio 1.02
Min Investment 500
Min SIP Investment 1,500
Exit Load NIL
Yield to Maturity 6.69%
Effective Maturity 1 Month 5 Days
Modified Duration

Growth of 10,000 investment over the years.

DateValue
31 Jul 14₹10,000
31 Jul 15₹10,873
31 Jul 16₹11,743
31 Jul 17₹12,547
31 Jul 18₹13,426
31 Jul 19₹14,427

UTI Liquid Cash Plan SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for UTI Liquid Cash Plan

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 Aug 19

DurationReturns
1 Month 0.5%
3 Month 1.7%
6 Month 3.5%
1 Year 7.4%
3 Year 7.1%
5 Year 7.6%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2018 7.4%
2017 6.7%
2016 7.7%
2015 8.3%
2014 9.1%
2013 9.1%
2012 9.6%
2011 8.9%
2010 5.4%
2009 5.4%
Fund Manager information for UTI Liquid Cash Plan
NameSinceTenure
Amandeep Chopra14 Dec 0612.14 Yr.
Amit Sharma7 Jul 171.57 Yr.

Data below for UTI Liquid Cash Plan as on 30 Jun 19

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent99.74%
Corporate0.26%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
Commercial Paper | -
5%₹1,989 Cr20,000,000,000
↑ 20,000,000,000
HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Commercial Paper | -
4%₹1,499 Cr15,000,000,000
Net Current Assets
Net Current Assets | -
3%₹1,445 Cr00
NTPC LIMITED
Commercial Paper | -
3%₹1,419 Cr14,250,000,000
↑ 14,250,000,000
91 DTB 19092019
Sovereign Bonds | -
3%₹1,302 Cr13,119,690,000
↑ 10,000,000,000
91 DTB 24102019
Sovereign Bonds | -
3%₹1,223 Cr12,391,690,000
↑ 12,391,690,000
Indusind Bank Ltd. Std - 91 Days
Certificate of Deposit | -
3%₹1,119 Cr00
Axis Bank Limited
Certificate of Deposit | -
2%₹998 Cr10,000,000,000
AXIS BANK LIMITED
Certificate of Deposit | -
2%₹994 Cr10,000,000,000
↑ 10,000,000,000
91 DTB 26092019
Sovereign Bonds | -
2%₹971 Cr9,797,130,000
↑ 3,500,000,000

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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