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Top 10 Best UTI Mutual Fund Schemes 2023

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10 Best UTI Mutual Fund Schemes for 2023

Updated on January 23, 2023 , 12426 views

UTI Mutual Fund, India’s one of the leading financial institutions, has gained immense trust amongst investors. The AMC has bagged many awards for Offering innovative and steady return yielding Mutual Funds since its inception.

To help investors maintain a systematic Asset Allocation plan, the AMC offers a well–diversified and a balanced investment Portfolio based on extensive Market research. Investors can invest in an array of schemes like— equity, debt, balanced, Liquid Funds, etc.

UTI

You can plan your different goals such as wealth creation, Retirement planning, child’s higher education, tax savings, etc., by Investing in these schemes.

Why Invest in Best UTI Mutual Fund Schemes?

a. Safety

UTI Mutual Fund always strives for the safety of the investor’s money and for Capital appreciation by investing it in a prudent manner.

b. Consistent Returns

UTI Mutual Fund always strives hard to deliver consistent returns to their investors so that they can attain their objectives.

c. Ease of Access

Investors can monitor and access their mutual fund account anytime and anywhere online. Also, the transaction and interaction process with the fund house is also hassle-free and very user-friendly.

d. Retirement planning

UTI schemes also help investors to plan for their future. It helps them in mapping out retirement plans and has some well-crafted schemes like UTI – Retirement Benefit Pension Fund Investment to help the investors.

e. Tax Benefits

The fund house offers a tax savings Mutual Fund through which people can plan for their Taxes. Also, in other schemes, people can claim the tax benefits based on the scheme category.

Investors planning to invest can choose a fund from the below-listed top 10 best UTI Mutual Fund Schemes. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.

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Best UTI Mutual Fund Schemes

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)Since launch (%)2022 (%)
UTI Banking & PSU Debt Fund Growth ₹18.368
↑ 0.01
₹527 5,000 500 2.22.910.77.35.5710.3
UTI Dynamic Bond Fund Growth ₹25.8498
↑ 0.00
₹364 10,000 500 1.52.710.69.75.67.810.1
UTI Bond Fund Growth ₹61.2508
↑ 0.00
₹282 1,000 500 23.410.58.53.67.69.9
UTI Money Market Fund Growth ₹2,572.3
↑ 0.45
₹7,440 10,000 500 1.735.14.96.17.24.9
UTI Treasury Advantage Fund Growth ₹2,967.12
↑ 0.55
₹3,009 10,000 500 1.62.84.76.94.77.14.5
UTI Ultra Short Term Fund Growth ₹3,589.02
↑ 0.64
₹2,005 5,000 500 1.62.74.45.25.26.84.2
UTI Short Term Income Fund Growth ₹26.4546
↑ 0.01
₹2,246 10,000 500 1.7347.44.96.53.8
UTI Gilt Fund Growth ₹52.2017
↑ 0.01
₹512 5,000 500 1.83.53.55.26.88.22.9
UTI Regular Savings Fund Growth ₹53.542
↓ -0.17
₹1,575 5,000 500 1.43.83.49.36.39.23.3
UTI Transportation & Logistics Fund Growth ₹149.814
↓ -0.75
₹1,931 5,000 500 -1.42.31116.23.615.514.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Jan 23

1. UTI Banking & PSU Debt Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 3 in Banking & PSU Debt category.  Return for 2022 was 10.3% , 2021 was 2.8% and 2020 was 8.9% .

Below is the key information for UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund
Growth
Launch Date 3 Feb 14
NAV (25 Jan 23) ₹18.368 ↑ 0.01   (0.03 %)
Net Assets (Cr) ₹527 on 31 Dec 22
Category Debt - Banking & PSU Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.31
Sharpe Ratio 0.93
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.39%
Effective Maturity 4 Years 1 Month 13 Days
Modified Duration 3 Years 3 Months 29 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 17₹10,000
31 Dec 18₹10,681
31 Dec 19₹10,570
31 Dec 20₹11,510
31 Dec 21₹11,834
31 Dec 22₹13,055

UTI Banking & PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 23

DurationReturns
1 Month 0.6%
3 Month 2.2%
6 Month 2.9%
1 Year 10.7%
3 Year 7.3%
5 Year 5.5%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2022 10.3%
2021 2.8%
2020 8.9%
2019 -1%
2018 6.8%
2017 6.4%
2016 11.7%
2015 8.6%
2014
2013
Fund Manager information for UTI Banking & PSU Debt Fund
NameSinceTenure
Anurag Mittal1 Dec 211.08 Yr.

Data below for UTI Banking & PSU Debt Fund as on 31 Dec 22

Asset Allocation
Asset ClassValue
Cash4.61%
Debt95.39%
Debt Sector Allocation
SectorValue
Government49.43%
Corporate45.95%
Cash Equivalent4.61%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.38% Govt Stock 2027
Sovereign Bonds | -
24%₹126 Cr1,250,000,000
↑ 50,000,000
National Housing Bank
Debentures | -
8%₹40 Cr400
Power Finance Corporation Ltd.
Debentures | -
7%₹35 Cr350
Axis Bank Limited
Debentures | -
6%₹30 Cr300
National Bank For Agriculture And Rural Development
Debentures | -
5%₹26 Cr250
Export Import Bank Of India
Debentures | -
5%₹25 Cr250
Indian Railway Finance Corporation Limited
Debentures | -
5%₹25 Cr250
Small Industries Development Bank Of India
Debentures | -
5%₹25 Cr250
Rec Limited
Debentures | -
5%₹25 Cr250
ICICI Bank Limited
Debentures | -
4%₹24 Cr250

2. UTI Dynamic Bond Fund

The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

UTI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 16 Jun 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 3 in Dynamic Bond category.  Return for 2022 was 10.1% , 2021 was 10.8% and 2020 was 5.9% .

Below is the key information for UTI Dynamic Bond Fund

UTI Dynamic Bond Fund
Growth
Launch Date 16 Jun 10
NAV (25 Jan 23) ₹25.8498 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹364 on 31 Dec 22
Category Debt - Dynamic Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 1.59
Sharpe Ratio 0.68
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.04%
Effective Maturity 4 Years 1 Month 13 Days
Modified Duration 2 Years 4 Months 24 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 17₹10,000
31 Dec 18₹10,523
31 Dec 19₹10,118
31 Dec 20₹10,711
31 Dec 21₹11,867
31 Dec 22₹13,062

UTI Dynamic Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 23

DurationReturns
1 Month 0.5%
3 Month 1.5%
6 Month 2.7%
1 Year 10.6%
3 Year 9.7%
5 Year 5.6%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2022 10.1%
2021 10.8%
2020 5.9%
2019 -3.9%
2018 5.2%
2017 4.2%
2016 14.9%
2015 6.9%
2014 14.7%
2013 7.6%
Fund Manager information for UTI Dynamic Bond Fund
NameSinceTenure
Sudhir Agarwal1 Dec 211.08 Yr.

Data below for UTI Dynamic Bond Fund as on 31 Dec 22

Asset Allocation
Asset ClassValue
Cash62.6%
Debt37.4%
Debt Sector Allocation
SectorValue
Cash Equivalent44.28%
Government43.54%
Corporate12.18%
Credit Quality
RatingValue
AA9.16%
AAA90.84%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.38% Govt Stock 2027
Sovereign Bonds | -
13%₹50 Cr500,000,000
7.26% Govt Stock 2032
Sovereign Bonds | -
12%₹50 Cr500,000,000
↓ -500,000,000
182 DTB 23032023
Sovereign Bonds | -
4%₹15 Cr150,000,000
Punjab National Bank
Debentures | -
2%₹10 Cr100
Piramal Capital & Housing Finance Limited
Debentures | -
2%₹10 Cr123,219
Can Fin Homes Limited
Debentures | -
2%₹10 Cr100
Tata Capital Limited
Debentures | -
1%₹5 Cr50
Net Current Assets
Net Current Assets | -
44%₹175 Cr
Canara Bank
Certificate of Deposit | -
6%₹25 Cr250,000,000
Export-Import Bank Of India
Certificate of Deposit | -
6%₹25 Cr250,000,000

3. UTI Bond Fund

(Erstwhile UTI - Bond Fund)

The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits.

UTI Bond Fund is a Debt - Medium to Long term fund was launched on 4 May 98. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 11 in Medium to Long term category.  Return for 2022 was 9.9% , 2021 was 9.4% and 2020 was 1.1% .

Below is the key information for UTI Bond Fund

UTI Bond Fund
Growth
Launch Date 4 May 98
NAV (25 Jan 23) ₹61.2508 ↑ 0.00   (0.00 %)
Net Assets (Cr) ₹282 on 31 Dec 22
Category Debt - Medium to Long term
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 1.62
Sharpe Ratio 0.67
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.32%
Effective Maturity 7 Years 1 Month 20 Days
Modified Duration 4 Years 3 Months 18 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 17₹10,000
31 Dec 18₹10,403
31 Dec 19₹9,796
31 Dec 20₹9,899
31 Dec 21₹10,832
31 Dec 22₹11,904

UTI Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹191,330.
Net Profit of ₹11,330
Invest Now

Returns for UTI Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 23

DurationReturns
1 Month 0.5%
3 Month 2%
6 Month 3.4%
1 Year 10.5%
3 Year 8.5%
5 Year 3.6%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2022 9.9%
2021 9.4%
2020 1.1%
2019 -5.8%
2018 4%
2017 3.6%
2016 13.9%
2015 6.3%
2014 15.6%
2013 4%
Fund Manager information for UTI Bond Fund
NameSinceTenure
Amandeep Chopra31 Jan 1210.93 Yr.

Data below for UTI Bond Fund as on 31 Dec 22

Asset Allocation
Asset ClassValue
Cash20.27%
Debt79.73%
Debt Sector Allocation
SectorValue
Government62.04%
Cash Equivalent20.27%
Corporate17.69%
Credit Quality
RatingValue
AA3.94%
AAA96.06%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.26% Govt Stock 2032
Sovereign Bonds | -
21%₹60 Cr600,000,000
7.38% Govt Stock 2027
Sovereign Bonds | -
18%₹50 Cr500,000,000
7.54% Govt Stock 2036
Sovereign Bonds | -
11%₹30 Cr300,000,000
↓ -50,000,000
Bajaj Finance Limited
Debentures | -
9%₹25 Cr250
7.42% Govt Stock 2033
Sovereign Bonds | -
9%₹25 Cr250,000,000
Kotak Mahindra Bank Ltd.
Debentures | -
5%₹15 Cr150
↑ 150
Piramal Capital & Housing Finance Limited
Debentures | -
3%₹10 Cr123,219
6.54% Govt Stock 2032
Sovereign Bonds | -
3%₹9 Cr100,000,000
↓ -100,000,000
Net Current Assets
Net Current Assets | -
20%₹57 Cr
Clearing Corporation Of India Ltd. Std - Margin
Net Current Assets | -
0%₹1 Cr00

4. UTI Money Market Fund

To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities.

UTI Money Market Fund is a Debt - Money Market fund was launched on 13 Jul 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7.2% since its launch.  Ranked 23 in Money Market category.  Return for 2022 was 4.9% , 2021 was 3.7% and 2020 was 6% .

Below is the key information for UTI Money Market Fund

UTI Money Market Fund
Growth
Launch Date 13 Jul 09
NAV (25 Jan 23) ₹2,572.3 ↑ 0.45   (0.02 %)
Net Assets (Cr) ₹7,440 on 31 Dec 22
Category Debt - Money Market
AMC UTI Asset Management Company Ltd
Rating
Risk Low
Expense Ratio 0.27
Sharpe Ratio -0.13
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.85%
Effective Maturity 3 Months 4 Days
Modified Duration 3 Months 4 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 17₹10,000
31 Dec 18₹10,778
31 Dec 19₹11,637
31 Dec 20₹12,340
31 Dec 21₹12,802
31 Dec 22₹13,431

UTI Money Market Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for UTI Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 23

DurationReturns
1 Month 0.6%
3 Month 1.7%
6 Month 3%
1 Year 5.1%
3 Year 4.9%
5 Year 6.1%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.9%
2021 3.7%
2020 6%
2019 8%
2018 7.8%
2017 6.7%
2016 7.7%
2015 8.4%
2014 9.1%
2013 9.2%
Fund Manager information for UTI Money Market Fund
NameSinceTenure
Anurag Mittal1 Dec 211.08 Yr.
Amit Sharma7 Jul 175.49 Yr.

Data below for UTI Money Market Fund as on 31 Dec 22

Asset Allocation
Asset ClassValue
Cash93.04%
Debt6.96%
Debt Sector Allocation
SectorValue
Cash Equivalent55.54%
Corporate26.13%
Government18.33%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
182 DTB 23032023
Sovereign Bonds | -
7%₹492 Cr5,000,000,000
08.66 JH Sdl 2023
Sovereign Bonds | -
1%₹55 Cr550,000,000
08.64 JH Sdl 2023
Sovereign Bonds | -
1%₹40 Cr400,000,000
08.62 Mh Sdl 2023mar
Sovereign Bonds | -
0%₹35 Cr350,000,000
08.72 AP Sdl 2023
Sovereign Bonds | -
0%₹25 Cr250,000,000
364 Dtb 08062023
Sovereign Bonds | -
0%₹19 Cr200,000,000
Net Current Assets
Net Current Assets | -
16%₹1,153 Cr
Small Industries Development Bank Of India
Certificate of Deposit | -
4%₹290 Cr3,000,000,000
↑ 2,000,000,000
Reliance Retail Ventures Limited
Commercial Paper | -
3%₹198 Cr2,000,000,000
Export-Import Bank Of India
Commercial Paper | -
3%₹197 Cr2,000,000,000

5. UTI Treasury Advantage Fund

The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations.

UTI Treasury Advantage Fund is a Debt - Low Duration fund was launched on 23 Apr 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 15 in Low Duration category.  Return for 2022 was 4.5% , 2021 was 9% and 2020 was 7.3% .

Below is the key information for UTI Treasury Advantage Fund

UTI Treasury Advantage Fund
Growth
Launch Date 23 Apr 07
NAV (25 Jan 23) ₹2,967.12 ↑ 0.55   (0.02 %)
Net Assets (Cr) ₹3,009 on 31 Dec 22
Category Debt - Low Duration
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 0.43
Sharpe Ratio -0.97
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.98%
Effective Maturity 7 Months 20 Days
Modified Duration 6 Months 11 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 17₹10,000
31 Dec 18₹10,729
31 Dec 19₹10,276
31 Dec 20₹11,024
31 Dec 21₹12,011
31 Dec 22₹12,549

UTI Treasury Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for UTI Treasury Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 23

DurationReturns
1 Month 0.6%
3 Month 1.6%
6 Month 2.8%
1 Year 4.7%
3 Year 6.9%
5 Year 4.7%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.5%
2021 9%
2020 7.3%
2019 -4.2%
2018 7.3%
2017 7%
2016 8.9%
2015 8.8%
2014 9.3%
2013 9.6%
Fund Manager information for UTI Treasury Advantage Fund
NameSinceTenure
Anurag Mittal1 Dec 211.08 Yr.

Data below for UTI Treasury Advantage Fund as on 31 Dec 22

Asset Allocation
Asset ClassValue
Cash65.36%
Debt34.64%
Debt Sector Allocation
SectorValue
Cash Equivalent39.47%
Corporate37.68%
Government22.85%
Credit Quality
RatingValue
AA10.39%
AAA89.61%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
364 Dtb 02022023
Sovereign Bonds | -
8%₹248 Cr2,500,000,000
182 DTB 30032023
Sovereign Bonds | -
5%₹147 Cr1,500,000,000
Cholamandalam Investment And Fin. Co. Ltd
Debentures | -
4%₹123 Cr1,250
Axis Finance Limited
Debentures | -
4%₹115 Cr1,150
Mahindra Rural Housing Finance Limited
Debentures | -
3%₹78 Cr800
National Bank for Agriculture and Rural Development
Domestic Bonds | -
2%₹75 Cr750
↑ 750
7.26% Govt Stock 2032
Sovereign Bonds | -
2%₹75 Cr750,000,000
↑ 550,000,000
Tata Capital Limited
Debentures | -
2%₹59 Cr600
Shriram Transport Finance Company Limited
Debentures | -
2%₹51 Cr500
Small Industries Development Bank Of India
Debentures | -
2%₹50 Cr500
↑ 500

6. UTI Ultra Short Term Fund

(Erstwhile UTI - Floating Rate Fund - Short Term Plan)

To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

UTI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 29 Aug 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 6.8% since its launch.  Ranked 27 in Ultrashort Bond category.  Return for 2022 was 4.2% , 2021 was 6.1% and 2020 was 5.3% .

Below is the key information for UTI Ultra Short Term Fund

UTI Ultra Short Term Fund
Growth
Launch Date 29 Aug 03
NAV (25 Jan 23) ₹3,589.02 ↑ 0.64   (0.02 %)
Net Assets (Cr) ₹2,005 on 31 Dec 22
Category Debt - Ultrashort Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 0.95
Sharpe Ratio -1.9
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.01%
Effective Maturity 4 Months 3 Days
Modified Duration 3 Months 28 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 17₹10,000
31 Dec 18₹10,702
31 Dec 19₹11,052
31 Dec 20₹11,633
31 Dec 21₹12,342
31 Dec 22₹12,863

UTI Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 23

DurationReturns
1 Month 0.6%
3 Month 1.6%
6 Month 2.7%
1 Year 4.4%
3 Year 5.2%
5 Year 5.2%
10 Year
15 Year
Since launch 6.8%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.2%
2021 6.1%
2020 5.3%
2019 3.3%
2018 7%
2017 6.6%
2016 8.9%
2015 8.5%
2014 8.8%
2013 9.8%
Fund Manager information for UTI Ultra Short Term Fund
NameSinceTenure
Ritesh Nambiar1 Jul 157.51 Yr.

Data below for UTI Ultra Short Term Fund as on 31 Dec 22

Asset Allocation
Asset ClassValue
Cash72.43%
Debt27.57%
Debt Sector Allocation
SectorValue
Corporate44.65%
Cash Equivalent43.93%
Government11.42%
Credit Quality
RatingValue
AA14.65%
AAA85.35%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
182 Dtb 29122022
Sovereign Bonds | -
8%₹165 Cr1,650,000,000
↓ -500,000,000
Cholamandalam Investment And Fin. Co. Ltd
Debentures | -
3%₹62 Cr500
National Bank For Agriculture And Rural Development
Debentures | -
2%₹50 Cr500
Indian Railway Finance Corporation Limited
Debentures | -
2%₹50 Cr500
National Bank For Agriculture And Rural Development
Debentures | -
2%₹50 Cr500
Grasim Industries Limited
Debentures | -
2%₹50 Cr500
Kotak Mahindra Prime Limited
Debentures | -
2%₹49 Cr500
Shriram Transport Finance Company Limited
Debentures | -
2%₹42 Cr420
Century Textiles And Industries Limited
Debentures | -
2%₹40 Cr400
Telesonic Networks Limited
Debentures | -
2%₹35 Cr350

7. UTI Short Term Income Fund

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund is a Debt - Short term Bond fund was launched on 19 Sep 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.5% since its launch.  Ranked 10 in Short term Bond category.  Return for 2022 was 3.8% , 2021 was 8.4% and 2020 was 10.5% .

Below is the key information for UTI Short Term Income Fund

UTI Short Term Income Fund
Growth
Launch Date 19 Sep 07
NAV (25 Jan 23) ₹26.4546 ↑ 0.01   (0.02 %)
Net Assets (Cr) ₹2,246 on 31 Dec 22
Category Debt - Short term Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.94
Sharpe Ratio -1.24
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.62%
Effective Maturity 2 Years 5 Months 16 Days
Modified Duration 1 Year 9 Months 4 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 17₹10,000
31 Dec 18₹10,601
31 Dec 19₹10,186
31 Dec 20₹11,253
31 Dec 21₹12,196
31 Dec 22₹12,656

UTI Short Term Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for UTI Short Term Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 23

DurationReturns
1 Month 0.6%
3 Month 1.7%
6 Month 3%
1 Year 4%
3 Year 7.4%
5 Year 4.9%
10 Year
15 Year
Since launch 6.5%
Historical performance (Yearly) on absolute basis
YearReturns
2022 3.8%
2021 8.4%
2020 10.5%
2019 -3.9%
2018 6%
2017 6.1%
2016 10.1%
2015 8.3%
2014 10.9%
2013 9%
Fund Manager information for UTI Short Term Income Fund
NameSinceTenure
Sudhir Agarwal25 Oct 1210.19 Yr.

Data below for UTI Short Term Income Fund as on 31 Dec 22

Asset Allocation
Asset ClassValue
Cash23.84%
Debt76.16%
Debt Sector Allocation
SectorValue
Corporate67.1%
Government20.48%
Cash Equivalent12.43%
Credit Quality
RatingValue
AA19.37%
AAA80.63%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Axis Finance Limited
Debentures | -
8%₹160 Cr1,600
7.38% Govt Stock 2027
Sovereign Bonds | -
7%₹151 Cr1,500,000,000
Small Industries Development Bank Of India
Debentures | -
7%₹150 Cr1,500
7.26% Govt Stock 2032
Sovereign Bonds | -
4%₹75 Cr750,000,000
↓ -750,000,000
Power Finance Corporation Ltd.
Debentures | -
4%₹75 Cr750
India Grid TRust
Debentures | -
4%₹74 Cr750
Mahindra Rural Housing Finance Limited
Debentures | -
3%₹68 Cr700
Can Fin Homes Limited
Debentures | -
3%₹63 Cr650
TATA Motors Finance Limited
Debentures | -
3%₹59 Cr600
Rural Electrification Corporation Limited
Debentures | -
2%₹51 Cr500

8. UTI Gilt Fund

(Erstwhile UTI Gilt Advantage Fund- LTP)

To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved.

UTI Gilt Fund is a Debt - Government Bond fund was launched on 21 Jan 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.2% since its launch.  Ranked 7 in Government Bond category.  Return for 2022 was 2.9% , 2021 was 2.3% and 2020 was 10.3% .

Below is the key information for UTI Gilt Fund

UTI Gilt Fund
Growth
Launch Date 21 Jan 02
NAV (25 Jan 23) ₹52.2017 ↑ 0.01   (0.01 %)
Net Assets (Cr) ₹512 on 31 Dec 22
Category Debt - Government Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.86
Sharpe Ratio -1.35
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.75%
Effective Maturity 5 Years 1 Month 13 Days
Modified Duration 3 Years 3 Months 4 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 17₹10,000
31 Dec 18₹10,631
31 Dec 19₹11,888
31 Dec 20₹13,108
31 Dec 21₹13,405
31 Dec 22₹13,800

UTI Gilt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for UTI Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 23

DurationReturns
1 Month 0.5%
3 Month 1.8%
6 Month 3.5%
1 Year 3.5%
3 Year 5.2%
5 Year 6.8%
10 Year
15 Year
Since launch 8.2%
Historical performance (Yearly) on absolute basis
YearReturns
2022 2.9%
2021 2.3%
2020 10.3%
2019 11.8%
2018 6.3%
2017 4.3%
2016 15.5%
2015 6.1%
2014 19.8%
2013 4%
Fund Manager information for UTI Gilt Fund
NameSinceTenure
Sudhir Agarwal1 Dec 211.08 Yr.

Data below for UTI Gilt Fund as on 31 Dec 22

Asset Allocation
Asset ClassValue
Cash39.44%
Debt60.56%
Debt Sector Allocation
SectorValue
Government60.56%
Cash Equivalent29.8%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.26% Govt Stock 2032
Sovereign Bonds | -
24%₹125 Cr1,250,000,000
↓ -750,000,000
7.38% Govt Stock 2027
Sovereign Bonds | -
15%₹76 Cr750,000,000
India (Republic of)
- | -
10%₹49 Cr500,000,000
↑ 500,000,000
364 Dtb 16032023
Sovereign Bonds | -
10%₹49 Cr500,000,000
↑ 500,000,000
364 Dtb 11052023
Sovereign Bonds | -
10%₹49 Cr500,000,000
182 DTB 23032023
Sovereign Bonds | -
7%₹34 Cr350,000,000
07.94 HR Sdl 2034
Sovereign Bonds | -
5%₹26 Cr250,000,000
91 DTB 12012023
Sovereign Bonds | -
1%₹5 Cr50,000,000
↑ 50,000,000
Net Current Assets
Net Current Assets | -
19%₹96 Cr
Clearing Corporation Of India Ltd. Std - Margin
Net Current Assets | -
0%₹2 Cr00

9. UTI Regular Savings Fund

(Erstwhile UTI MIS Advantage Plan)

The investment objective of the Scheme is to generate regular income through investments in fixed income securities and capital appreciation / dividend income through investment of a portion of net assets of the scheme in equity and equity related instruments so as to endeavour to make periodic income distribution to Unit holders. Income may be generated through Coupon payments, amortization of discount on debt instruments, receipt of dividends or the purchase and sale of securities in the underlying portfolio. Under normal market conditions investment will be made in fixed income securities, money market instruments,cash and cash equivalents while at the same time maintaining a limited exposure to equity markets. The Scheme will endeavor to enhance overall returns through appropriate investments upto a maximum of 25% of Net Assets into equity and equity related instruments.

UTI Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 16 Dec 03. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.2% since its launch.  Ranked 10 in Hybrid Debt category.  Return for 2022 was 3.3% , 2021 was 13.2% and 2020 was 10.2% .

Below is the key information for UTI Regular Savings Fund

UTI Regular Savings Fund
Growth
Launch Date 16 Dec 03
NAV (25 Jan 23) ₹53.542 ↓ -0.17   (-0.32 %)
Net Assets (Cr) ₹1,575 on 31 Dec 22
Category Hybrid - Hybrid Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 1.81
Sharpe Ratio -0.31
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Dec 17₹10,000
31 Dec 18₹10,340
31 Dec 19₹10,634
31 Dec 20₹11,718
31 Dec 21₹13,261
31 Dec 22₹13,701

UTI Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992
Invest Now

Returns for UTI Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 23

DurationReturns
1 Month 0.5%
3 Month 1.4%
6 Month 3.8%
1 Year 3.4%
3 Year 9.3%
5 Year 6.3%
10 Year
15 Year
Since launch 9.2%
Historical performance (Yearly) on absolute basis
YearReturns
2022 3.3%
2021 13.2%
2020 10.2%
2019 2.8%
2018 3.4%
2017 12.5%
2016 8.9%
2015 7.1%
2014 21.1%
2013 6.5%
Fund Manager information for UTI Regular Savings Fund
NameSinceTenure
Amandeep Chopra14 Dec 0616.06 Yr.
Amit Premchandani8 Jan 220.98 Yr.

Data below for UTI Regular Savings Fund as on 31 Dec 22

Asset Allocation
Asset ClassValue
Cash7.14%
Equity25.08%
Debt67.77%
Equity Sector Allocation
SectorValue
Financial Services8.49%
Consumer Cyclical4.5%
Technology2.59%
Health Care2.28%
Basic Materials1.92%
Industrials1.34%
Consumer Defensive1.32%
Communication Services0.98%
Real Estate0.83%
Utility0.53%
Energy0.3%
Debt Sector Allocation
SectorValue
Government42.58%
Corporate26.69%
Cash Equivalent5.64%
Credit Quality
RatingValue
A2.39%
AA16.3%
AAA81.31%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.54 1/17/2032 12:00:00 Am
Sovereign Bonds | -
9%₹142 Cr1,500,000,000
7.26 1/14/2029 12:00:00 Am
Sovereign Bonds | -
5%₹80 Cr800,000,000
7.26 8/22/2032 12:00:00 Am
Sovereign Bonds | -
5%₹75 Cr750,000,000
↑ 500,000,000
07.81 UP Sgs 2034
Sovereign Bonds | -
3%₹51 Cr500,000,000
7.38 6/20/2027 12:00:00 Am
Sovereign Bonds | -
3%₹50 Cr500,000,000
07.70 MH Sgs 2030
Sovereign Bonds | -
3%₹50 Cr500,000,000
07.19 GJ Sdl 2027
Sovereign Bonds | -
3%₹50 Cr500,000,000
Jamnagar Utilities & Power Private Limited
Debentures | -
3%₹48 Cr500
7.42 9/22/2033 12:00:00 Am
Sovereign Bonds | -
2%₹40 Cr400,000,000
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 12 | HDFCBANK
2%₹38 Cr235,000
↓ -15,000

10. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

UTI Transportation & Logistics Fund is a Equity - Sectoral fund was launched on 11 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 15.5% since its launch.  Ranked 19 in Sectoral category.  Return for 2022 was 14.7% , 2021 was 24.3% and 2020 was 11% .

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund
Growth
Launch Date 11 Apr 04
NAV (25 Jan 23) ₹149.814 ↓ -0.75   (-0.50 %)
Net Assets (Cr) ₹1,931 on 31 Dec 22
Category Equity - Sectoral
AMC UTI Asset Management Company Ltd
Rating
Risk High
Expense Ratio 2.33
Sharpe Ratio 0.65
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 17₹10,000
31 Dec 18₹8,048
31 Dec 19₹7,344
31 Dec 20₹8,154
31 Dec 21₹10,138
31 Dec 22₹11,628

UTI Transportation & Logistics Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹331,978.
Net Profit of ₹31,978
Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 23

DurationReturns
1 Month 4.1%
3 Month -1.4%
6 Month 2.3%
1 Year 11%
3 Year 16.2%
5 Year 3.6%
10 Year
15 Year
Since launch 15.5%
Historical performance (Yearly) on absolute basis
YearReturns
2022 14.7%
2021 24.3%
2020 11%
2019 -8.7%
2018 -19.5%
2017 39.6%
2016 4.8%
2015 5.7%
2014 104%
2013 24.7%
Fund Manager information for UTI Transportation & Logistics Fund
NameSinceTenure
Sachin Trivedi22 Sep 166.28 Yr.

Data below for UTI Transportation & Logistics Fund as on 31 Dec 22

Equity Sector Allocation
SectorValue
Consumer Cyclical76.15%
Industrials19.29%
Financial Services1.21%
Asset Allocation
Asset ClassValue
Cash3.24%
Equity96.65%
Debt0.12%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | M&M
14%₹275 Cr2,102,981
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | MARUTI
13%₹272 Cr302,653
Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 30 Nov 08 | EICHERMOT
9%₹186 Cr533,474
Tata Motors Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | TATAMOTORS
9%₹178 Cr4,061,951
↓ -45,000
Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 13 | ADANIPORTS
7%₹146 Cr1,652,915
↑ 121,000
Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 30 Apr 18 | 532977
7%₹140 Cr372,511
Ashok Leyland Ltd (Industrials)
Equity, Since 30 Jun 17 | 500477
4%₹86 Cr5,809,586
Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Mar 12 | HEROMOTOCO
4%₹73 Cr255,463
↑ 17,500
Apollo Tyres Ltd (Consumer Cyclical)
Equity, Since 31 Jan 14 | 500877
3%₹58 Cr1,829,554
↑ 90,000
TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 30 Sep 19 | 532343
3%₹52 Cr498,301

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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