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Top 10 Best UTI Mutual Fund Schemes 2020

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10 Best UTI Mutual Fund Schemes for 2020

Updated on February 23, 2020 , 2748 views

UTI Mutual Fund, India’s one of the leading financial institutions, has gained immense trust amongst investors. The AMC has bagged many awards for offering innovative and steady return yielding Mutual Funds since its inception.

To help investors maintain a systematic Asset Allocation plan, the AMC offers a well–diversified and a balanced investment portfolio based on extensive market research. Investors can invest in an array of schemes like— equity, debt, balanced, Liquid Funds, etc.

UTI

You can plan your different goals such as wealth creation, Retirement planning, child’s higher education, tax savings, etc., by Investing in these schemes.

Why Invest in Best UTI Mutual Fund Schemes?

a. Safety

UTI Mutual Fund always strives for the safety of the investor’s money and for capital appreciation by investing it in a prudent manner.

b. Consistent Returns

UTI Mutual Fund always strives hard to deliver consistent returns to their investors so that they can attain their objectives.

c. Ease of Access

Investors can monitor and access their mutual fund account anytime and anywhere online. Also, the transaction and interaction process with the fund house is also hassle-free and very user-friendly.

d. Retirement planning

UTI schemes also help investors to plan for their future. It helps them in mapping out retirement plans and has some well-crafted schemes like UTI – Retirement Benefit Pension Fund Investment to help the investors.

e. Tax Benefits

The fund house offers a tax savings Mutual Fund through which people can plan for their taxes. Also, in other schemes, people can claim the tax benefits based on the scheme category.

Investors planning to invest can choose a fund from the below-listed top 10 best UTI Mutual Fund Schemes. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.

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Best UTI Mutual Fund Schemes

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)Since launch (%)2019 (%)
UTI Banking & PSU Debt Fund Growth ₹15.0692
↓ -0.01
₹147 5,000 500 2.22.724.46.57-1
UTI Dynamic Bond Fund Growth ₹19.6008
↑ 0.00
₹419 10,000 500 -1.6-1.4-3.51.34.57.2-3.9
UTI Gilt Fund Growth ₹45.9357
↑ 0.00
₹504 5,000 500 2.63.814.78.38.58.811.8
UTI Money Market Fund Growth ₹2,239.36
↑ 0.32
₹8,013 10,000 10,000 1.43.27.67.47.67.98
UTI Ultra Short Term Fund Growth ₹3,088.69
↑ 0.49
₹2,155 5,000 2,500 1.13.42.85.46.77.13.3
UTI Regular Savings Fund Growth ₹40.5072
↓ -0.02
₹1,964 5,000 500 -2.20.70.14.45.792.8
UTI Short Term Income Fund Growth ₹21.6052
↓ -0.01
₹2,012 10,000 500 2.14.8-2.835.36.4-3.9
UTI Treasury Advantage Fund Growth ₹2,447.97
↓ -0.12
₹2,154 10,000 10,000 1.63.7-4.13.25.47.2-4.2
UTI Bond Fund Growth ₹46.9733
↑ 0.01
₹465 1,000 500 -6.1-7.2-10-1.52.37.3-5.8
UTI Equity Fund Growth ₹158.521
↓ -0.46
₹10,650 5,000 500 6.220.81812.8912.811.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Feb 20

1. UTI Banking & PSU Debt Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 3 in Banking & PSU Debt category.  Return for 2019 was -1% , 2018 was 6.8% and 2017 was 6.4% .

Below is the key information for UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund
Growth
Launch Date 3 Feb 14
NAV (25 Feb 20) ₹15.0692 ↓ -0.01   (-0.05 %)
Net Assets (Cr) ₹147 on 31 Jan 20
Category Debt - Banking & PSU Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.35
Sharpe Ratio -0.22
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.65%
Effective Maturity 2 Years 7 Months 20 Days
Modified Duration 2 Years 1 Month 13 Days

Growth of 10,000 investment over the years.

DateValue
31 Jan 15₹10,000
31 Jan 16₹10,898
31 Jan 17₹12,145
31 Jan 18₹12,867
31 Jan 19₹13,453
31 Jan 20₹13,630

UTI Banking & PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for UTI Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Feb 20

DurationReturns
1 Month 1.3%
3 Month 2.2%
6 Month 2.7%
1 Year 2%
3 Year 4.4%
5 Year 6.5%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2019 -1%
2018 6.8%
2017 6.4%
2016 11.7%
2015 8.6%
2014
2013
2012
2011
2010
Fund Manager information for UTI Banking & PSU Debt Fund
NameSinceTenure
Sudhir Agarwal3 Feb 145.91 Yr.

Data below for UTI Banking & PSU Debt Fund as on 31 Jan 20

Asset Allocation
Asset ClassValue
Cash28.43%
Debt71.57%
Debt Sector Allocation
SectorValue
Government43.55%
Corporate37.36%
Cash Equivalent19.09%
Credit Quality
RatingValue
AAA82.82%
Below B17.18%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Current Assets
Net Current Assets | -
12%₹17 Cr00
Axis Bank Limited
Certificate of Deposit | -
9%₹14 Cr140,000,000
↑ 140,000,000
POWER FINANCE CORPORATION LIMITED
Debentures | -
9%₹13 Cr130
HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED (HUDCO)
Debentures | -
9%₹13 Cr130
Small Industries Development Bank Of India
Debentures | -
9%₹13 Cr130
NATIONAL HIGHWAYS AUTHORITY OF INDIA
Debentures | -
9%₹13 Cr130
Rec Limited
Debentures | -
9%₹13 Cr130
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
Debentures | -
7%₹10 Cr100
Hindustan Petroleum Corporation Limited
Debentures | -
7%₹10 Cr100
Jorabat Shillong Expressway Limited
Debentures | -
7%₹10 Cr2,000

2. UTI Dynamic Bond Fund

The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

UTI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 16 Jun 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.2% since its launch.  Ranked 3 in Dynamic Bond category.  Return for 2019 was -3.9% , 2018 was 5.2% and 2017 was 4.2% .

Below is the key information for UTI Dynamic Bond Fund

UTI Dynamic Bond Fund
Growth
Launch Date 16 Jun 10
NAV (25 Feb 20) ₹19.6008 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹419 on 31 Jan 20
Category Debt - Dynamic Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 1.74
Sharpe Ratio -0.9
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.43%
Effective Maturity 8 Years 6 Months 11 Days
Modified Duration 5 Years 9 Months 14 Days

Growth of 10,000 investment over the years.

DateValue
31 Jan 15₹10,000
31 Jan 16₹10,554
31 Jan 17₹12,191
31 Jan 18₹12,552
31 Jan 19₹12,913
31 Jan 20₹12,459

UTI Dynamic Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for UTI Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Feb 20

DurationReturns
1 Month 0.2%
3 Month -1.6%
6 Month -1.4%
1 Year -3.5%
3 Year 1.3%
5 Year 4.5%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2019 -3.9%
2018 5.2%
2017 4.2%
2016 14.9%
2015 6.9%
2014 14.7%
2013 7.6%
2012 11.2%
2011 8.4%
2010
Fund Manager information for UTI Dynamic Bond Fund
NameSinceTenure
Amandeep Chopra1 Feb 127.92 Yr.

Data below for UTI Dynamic Bond Fund as on 31 Jan 20

Asset Allocation
Asset ClassValue
Cash5.91%
Debt94.09%
Debt Sector Allocation
SectorValue
Cash Equivalent38.47%
Government33.78%
Corporate27.75%
Credit Quality
RatingValue
AA10.19%
AAA76.63%
BBB1.89%
Below B11.29%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Current Assets
Net Current Assets | -
26%₹119 Cr00
76 DCMB 17032020
Sovereign Bonds | -
11%₹49 Cr500,000,000
↑ 500,000,000
NATIONAL HIGHWAYS AUTHORITY OF INDIA
Debentures | -
9%₹42 Cr420
↓ -50
NTPC LIMITED
Debentures | -
9%₹40 Cr400
GOVT STOCK
Sovereign Bonds | -
8%₹35 Cr350,000,000
↑ 50,000,000
Indian Railway Finance Corporation Limited
Debentures | -
5%₹25 Cr250
Jorabat Shillong Expressway Limited
Debentures | -
5%₹23 Cr4,619
Jorabat Shillong Expressway Limited
Debentures | -
5%₹21 Cr4,282
LIC Housing Finance Limited
Debentures | -
5%₹21 Cr200
Idea Cellular Limited
Debentures | -
4%₹17 Cr250

3. UTI Gilt Fund

(Erstwhile UTI Gilt Advantage Fund- LTP)

To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved.

UTI Gilt Fund is a Debt - Government Bond fund was launched on 21 Jan 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.8% since its launch.  Ranked 7 in Government Bond category.  Return for 2019 was 11.8% , 2018 was 6.3% and 2017 was 4.3% .

Below is the key information for UTI Gilt Fund

UTI Gilt Fund
Growth
Launch Date 21 Jan 02
NAV (25 Feb 20) ₹45.9357 ↑ 0.00   (0.00 %)
Net Assets (Cr) ₹504 on 31 Jan 20
Category Debt - Government Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.95
Sharpe Ratio 1.98
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.91%
Effective Maturity 9 Years 5 Months 1 Day
Modified Duration 6 Years 4 Months 20 Days

Growth of 10,000 investment over the years.

DateValue
31 Jan 15₹10,000
31 Jan 16₹10,253
31 Jan 17₹12,134
31 Jan 18₹12,327
31 Jan 19₹13,163
31 Jan 20₹14,762

UTI Gilt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹206,148.
Net Profit of ₹26,148
Invest Now

Returns for UTI Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Feb 20

DurationReturns
1 Month 2.4%
3 Month 2.6%
6 Month 3.8%
1 Year 14.7%
3 Year 8.3%
5 Year 8.5%
10 Year
15 Year
Since launch 8.8%
Historical performance (Yearly) on absolute basis
YearReturns
2019 11.8%
2018 6.3%
2017 4.3%
2016 15.5%
2015 6.1%
2014 19.8%
2013 4%
2012 10.3%
2011 7.8%
2010 4.6%
Fund Manager information for UTI Gilt Fund
NameSinceTenure
Amandeep Chopra1 Feb 127.92 Yr.

Data below for UTI Gilt Fund as on 31 Jan 20

Asset Allocation
Asset ClassValue
Cash41.74%
Debt58.26%
Debt Sector Allocation
SectorValue
Government98.54%
Cash Equivalent1.46%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
GOVT STOCK
Sovereign Bonds | -
28%₹149 Cr1,500,000,000
↑ 400,000,000
Net Current Assets
Net Current Assets | -
23%₹123 Cr00
76 DCMB 17032020
Sovereign Bonds | -
19%₹99 Cr1,000,000,000
↑ 1,000,000,000
GOVT STOCK
Sovereign Bonds | -
10%₹52 Cr500,000,000
GOVT STOCK
Sovereign Bonds | -
9%₹49 Cr500,000,000
↑ 500,000,000
08.44 RJ SDL 2029
Sovereign Bonds | -
5%₹27 Cr250,000,000
8.13% Govt Stock 2045
Sovereign Bonds | -
3%₹17 Cr150,000,000
7.26% Govt Stock 2029
Sovereign Bonds | -
3%₹15 Cr150,000,000
↓ -1,800,000,000

4. UTI Money Market Fund

To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities.

UTI Money Market Fund is a Debt - Money Market fund was launched on 13 Jul 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7.9% since its launch.  Ranked 23 in Money Market category.  Return for 2019 was 8% , 2018 was 7.8% and 2017 was 6.7% .

Below is the key information for UTI Money Market Fund

UTI Money Market Fund
Growth
Launch Date 13 Jul 09
NAV (25 Feb 20) ₹2,239.36 ↑ 0.32   (0.01 %)
Net Assets (Cr) ₹8,013 on 31 Jan 20
Category Debt - Money Market
AMC UTI Asset Management Company Ltd
Rating
Risk Low
Expense Ratio 0.26
Sharpe Ratio 8.52
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 10,000
Exit Load NIL
Yield to Maturity 5.73%
Effective Maturity 3 Months 23 Days
Modified Duration 3 Months 22 Days

Growth of 10,000 investment over the years.

DateValue
31 Jan 15₹10,000
31 Jan 16₹10,826
31 Jan 17₹11,648
31 Jan 18₹12,424
31 Jan 19₹13,412
31 Jan 20₹14,448

UTI Money Market Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for UTI Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Feb 20

DurationReturns
1 Month 0.5%
3 Month 1.4%
6 Month 3.2%
1 Year 7.6%
3 Year 7.4%
5 Year 7.6%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2019 8%
2018 7.8%
2017 6.7%
2016 7.7%
2015 8.4%
2014 9.1%
2013 9.2%
2012 9.7%
2011 9%
2010 5.4%
Fund Manager information for UTI Money Market Fund
NameSinceTenure
Amandeep Chopra14 Dec 0613.06 Yr.
Amit Sharma7 Jul 172.49 Yr.

Data below for UTI Money Market Fund as on 31 Jan 20

Asset Allocation
Asset ClassValue
Cash98.24%
Debt1.76%
Debt Sector Allocation
SectorValue
Corporate56.31%
Cash Equivalent33.31%
Government10.38%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
Certificate of Deposit | -
5%₹396 Cr4,000,000,000
↑ 1,000,000,000
Housing Development Finance Corporation Limited
Commercial Paper | -
4%₹344 Cr3,500,000,000
↑ 3,500,000,000
Export-Import Bank Of India
Certificate of Deposit | -
4%₹322 Cr3,250,000,000
Reliance Industries Limited
Commercial Paper | -
4%₹295 Cr3,000,000,000
IndusInd Bank Limited
Certificate of Deposit | -
4%₹295 Cr3,000,000,000
CANFIN Homes Limited
Commercial Paper | -
4%₹294 Cr3,000,000,000
Larsen And Toubro Limited
Commercial Paper | -
3%₹248 Cr2,500,000,000
National Bank For Agriculture And Rural Development
Certificate of Deposit | -
3%₹236 Cr2,500,000,000
↑ 2,500,000,000
Andhra Bank
Certificate of Deposit | -
3%₹224 Cr2,250,000,000
ICICI Bank Limited
Certificate of Deposit | -
2%₹199 Cr2,000,000,000

5. UTI Ultra Short Term Fund

(Erstwhile UTI - Floating Rate Fund - Short Term Plan)

To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

UTI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 29 Aug 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 27 in Ultrashort Bond category.  Return for 2019 was 3.3% , 2018 was 7% and 2017 was 6.6% .

Below is the key information for UTI Ultra Short Term Fund

UTI Ultra Short Term Fund
Growth
Launch Date 29 Aug 03
NAV (25 Feb 20) ₹3,088.69 ↑ 0.49   (0.02 %)
Net Assets (Cr) ₹2,155 on 31 Jan 20
Category Debt - Ultrashort Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 0.99
Sharpe Ratio -0.01
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 2,500
Exit Load NIL
Yield to Maturity 7.54%
Effective Maturity 5 Months 1 Day
Modified Duration 3 Months 21 Days

Growth of 10,000 investment over the years.

DateValue
31 Jan 15₹10,000
31 Jan 16₹10,834
31 Jan 17₹11,819
31 Jan 18₹12,572
31 Jan 19₹13,474
31 Jan 20₹13,903

UTI Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for UTI Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Feb 20

DurationReturns
1 Month 0.1%
3 Month 1.1%
6 Month 3.4%
1 Year 2.8%
3 Year 5.4%
5 Year 6.7%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2019 3.3%
2018 7%
2017 6.6%
2016 8.9%
2015 8.5%
2014 8.8%
2013 9.8%
2012 9%
2011 8.2%
2010 5.4%
Fund Manager information for UTI Ultra Short Term Fund
NameSinceTenure
Sudhir Agarwal1 Jul 154.5 Yr.
Ritesh Nambiar1 Jul 154.5 Yr.

Data below for UTI Ultra Short Term Fund as on 31 Jan 20

Asset Allocation
Asset ClassValue
Cash77.47%
Debt22.53%
Debt Sector Allocation
SectorValue
Corporate47.43%
Cash Equivalent43.88%
Government8.7%
Credit Quality
RatingValue
A29.78%
AA21.21%
AAA49.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Current Assets
Net Current Assets | -
25%₹548 Cr00
Avanse Financial Services Limited
Debentures | -
11%₹233 Cr2,350
Edelweiss Commodities Services Limited
Debentures | -
7%₹150 Cr1,500
↓ -500
HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Commercial Paper | -
7%₹146 Cr1,500,000,000
↓ -500,000,000
Andhra Bank
Certificate of Deposit | -
6%₹124 Cr1,250,000,000
AXIS BANK LIMITED
Certificate of Deposit | -
6%₹122 Cr1,250,000,000
National Bank For Agriculture And Rural Development
Certificate of Deposit | -
6%₹121 Cr1,250,000,000
↑ 1,250,000,000
ORIENTAL BANK OF COMMERCE
Certificate of Deposit | -
5%₹98 Cr1,000,000,000
IndusInd Bank Limited
Certificate of Deposit | -
5%₹98 Cr1,000,000,000
↑ 1,000,000,000
Power Finance Corporation Ltd.
Debentures | -
4%₹86 Cr850
↑ 850

6. UTI Regular Savings Fund

(Erstwhile UTI MIS Advantage Plan)

The investment objective of the Scheme is to generate regular income through investments in fixed income securities and capital appreciation / dividend income through investment of a portion of net assets of the scheme in equity and equity related instruments so as to endeavour to make periodic income distribution to Unit holders. Income may be generated through Coupon payments, amortization of discount on debt instruments, receipt of dividends or the purchase and sale of securities in the underlying portfolio. Under normal market conditions investment will be made in fixed income securities, money market instruments,cash and cash equivalents while at the same time maintaining a limited exposure to equity markets. The Scheme will endeavor to enhance overall returns through appropriate investments upto a maximum of 25% of Net Assets into equity and equity related instruments.

UTI Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 16 Dec 03. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9% since its launch.  Ranked 10 in Hybrid Debt category.  Return for 2019 was 2.8% , 2018 was 3.4% and 2017 was 12.5% .

Below is the key information for UTI Regular Savings Fund

UTI Regular Savings Fund
Growth
Launch Date 16 Dec 03
NAV (25 Feb 20) ₹40.5072 ↓ -0.02   (-0.05 %)
Net Assets (Cr) ₹1,964 on 31 Jan 20
Category Hybrid - Hybrid Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 1.74
Sharpe Ratio -0.33
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Jan 15₹10,000
31 Jan 16₹10,364
31 Jan 17₹11,574
31 Jan 18₹12,793
31 Jan 19₹13,169
31 Jan 20₹13,366

UTI Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120
Invest Now

Returns for UTI Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Feb 20

DurationReturns
1 Month -1.1%
3 Month -2.2%
6 Month 0.7%
1 Year 0.1%
3 Year 4.4%
5 Year 5.7%
10 Year
15 Year
Since launch 9%
Historical performance (Yearly) on absolute basis
YearReturns
2019 2.8%
2018 3.4%
2017 12.5%
2016 8.9%
2015 7.1%
2014 21.1%
2013 6.5%
2012 15.1%
2011 -0.6%
2010 7.2%
Fund Manager information for UTI Regular Savings Fund
NameSinceTenure
Amandeep Chopra14 Dec 0613.06 Yr.
Ajay Tyagi2 Dec 145.08 Yr.

Data below for UTI Regular Savings Fund as on 31 Jan 20

Asset Allocation
Asset ClassValue
Cash9.87%
Equity24.79%
Debt65.34%
Equity Sector Allocation
SectorValue
Financial Services8.03%
Consumer Cyclical4.26%
Health Care3.25%
Technology3.17%
Industrials2.11%
Basic Materials1.88%
Consumer Defensive1.29%
Communication Services0.79%
Debt Sector Allocation
SectorValue
Corporate34.87%
Government27.61%
Cash Equivalent9.87%
Securitized2.85%
Credit Quality
RatingValue
A5.65%
AA32.43%
AAA53.4%
BBB8.52%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Current Assets
Net Current Assets | -
7%₹136 Cr00
GOVT STOCK
Sovereign Bonds | -
6%₹124 Cr1,250,000,000
↑ 1,000,000,000
7.26% Govt Stock 2029
Sovereign Bonds | -
4%₹82 Cr800,000,000
↓ -250,000,000
Green Infra Wind Energy Limited
Debentures | -
4%₹80 Cr800
Housing And Urban Development Corporation Ltd.
Debentures | -
4%₹80 Cr750
INDIAN RAILWAY FINANCE CORPORATION LIMITED
Debentures | -
4%₹78 Cr750
↓ -250
Bank Of Baroda
Debentures | -
4%₹76 Cr750
Ncd National Bank For Agriculture & Rural Development
Debentures | -
4%₹75 Cr750
↑ 750
Rent a Device Trust
Unlisted bonds | -
3%₹59 Cr500
STATE BANK OF INDIA
Debentures | -
3%₹52 Cr500

7. UTI Short Term Income Fund

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund is a Debt - Short term Bond fund was launched on 19 Sep 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.4% since its launch.  Ranked 10 in Short term Bond category.  Return for 2019 was -3.9% , 2018 was 6% and 2017 was 6.1% .

Below is the key information for UTI Short Term Income Fund

UTI Short Term Income Fund
Growth
Launch Date 19 Sep 07
NAV (25 Feb 20) ₹21.6052 ↓ -0.01   (-0.02 %)
Net Assets (Cr) ₹2,012 on 31 Jan 20
Category Debt - Short term Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.9
Sharpe Ratio -0.49
Information Ratio -0.72
Alpha Ratio -28.18
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.14%
Effective Maturity 2 Years 3 Months 22 Days
Modified Duration 1 Year 11 Months 23 Days

Growth of 10,000 investment over the years.

DateValue
31 Jan 15₹10,000
31 Jan 16₹10,772
31 Jan 17₹11,895
31 Jan 18₹12,550
31 Jan 19₹13,295
31 Jan 20₹12,848

UTI Short Term Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Short Term Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Feb 20

DurationReturns
1 Month 1.2%
3 Month 2.1%
6 Month 4.8%
1 Year -2.8%
3 Year 3%
5 Year 5.3%
10 Year
15 Year
Since launch 6.4%
Historical performance (Yearly) on absolute basis
YearReturns
2019 -3.9%
2018 6%
2017 6.1%
2016 10.1%
2015 8.3%
2014 10.9%
2013 9%
2012 11.2%
2011 10.7%
2010 5.9%
Fund Manager information for UTI Short Term Income Fund
NameSinceTenure
Sudhir Agarwal25 Oct 127.19 Yr.

Data below for UTI Short Term Income Fund as on 31 Jan 20

Asset Allocation
Asset ClassValue
Cash16.16%
Debt83.84%
Debt Sector Allocation
SectorValue
Corporate54.28%
Government33.22%
Cash Equivalent10.59%
Securitized1.91%
Credit Quality
RatingValue
A7.68%
AA11.63%
AAA80.69%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Current Assets
Net Current Assets | -
8%₹161 Cr00
REC LIMITED
Debentures | -
7%₹136 Cr1,328
Punjab National Bank
Debentures | -
7%₹136 Cr1,370
Larsen And Toubro Limited
Debentures | -
6%₹126 Cr1,228
STATE BANK OF INDIA
Debentures | -
5%₹104 Cr1,000
Housing Development Finance Corporation Limited
Debentures | -
5%₹102 Cr1,000
Bank Of Baroda
Debentures | -
5%₹101 Cr1,000
HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED (HUDCO)
Debentures | -
5%₹100 Cr1,000
Tata Power Renewable Energy Limited
Commercial Paper | -
5%₹99 Cr1,000,000,000
↑ 1,000,000,000
Small Industries Development Bank Of India
Debentures | -
4%₹87 Cr870

8. UTI Treasury Advantage Fund

The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations.

UTI Treasury Advantage Fund is a Debt - Low Duration fund was launched on 23 Apr 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.2% since its launch.  Ranked 15 in Low Duration category.  Return for 2019 was -4.2% , 2018 was 7.3% and 2017 was 7% .

Below is the key information for UTI Treasury Advantage Fund

UTI Treasury Advantage Fund
Growth
Launch Date 23 Apr 07
NAV (25 Feb 20) ₹2,447.97 ↓ -0.12   (0.00 %)
Net Assets (Cr) ₹2,154 on 31 Jan 20
Category Debt - Low Duration
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 0.43
Sharpe Ratio -0.61
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 10,000
Exit Load NIL
Yield to Maturity 6.18%
Effective Maturity 9 Months 27 Days
Modified Duration 9 Months 2 Days

Growth of 10,000 investment over the years.

DateValue
31 Jan 15₹10,000
31 Jan 16₹10,861
31 Jan 17₹11,848
31 Jan 18₹12,654
31 Jan 19₹13,590
31 Jan 20₹13,014

UTI Treasury Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Treasury Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Feb 20

DurationReturns
1 Month 0.7%
3 Month 1.6%
6 Month 3.7%
1 Year -4.1%
3 Year 3.2%
5 Year 5.4%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2019 -4.2%
2018 7.3%
2017 7%
2016 8.9%
2015 8.8%
2014 9.3%
2013 9.6%
2012 9.7%
2011 9.3%
2010 5.7%
Fund Manager information for UTI Treasury Advantage Fund
NameSinceTenure
Sudhir Agarwal1 Mar 118.84 Yr.

Data below for UTI Treasury Advantage Fund as on 31 Jan 20

Asset Allocation
Asset ClassValue
Cash68.04%
Debt31.96%
Debt Sector Allocation
SectorValue
Corporate51.93%
Government22.84%
Cash Equivalent20.22%
Securitized5.01%
Credit Quality
RatingValue
AA2.84%
AAA97.16%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Current Assets
Net Current Assets | -
16%₹348 Cr00
Andhra Bank
Certificate of Deposit | -
7%₹143 Cr1,500,000,000
Larsen And Toubro Limited
Debentures | -
6%₹134 Cr1,300
HDFC BANK LIMITED
Certificate of Deposit | -
6%₹122 Cr1,250,000,000
Axis Bank Limited
Certificate of Deposit | -
6%₹119 Cr1,250,000,000
Rent a Device Trust
Unlisted bonds | -
5%₹108 Cr919
Tata Power Renewable Energy Limited
Commercial Paper | -
5%₹99 Cr1,000,000,000
INDIAN BANK
Certificate of Deposit | -
5%₹98 Cr1,000,000,000
Housing Development Finance Corporation Limited
Debentures | -
3%₹75 Cr750
↑ 750
REC LIMITED
Debentures | -
3%₹61 Cr600
↓ -250

9. UTI Bond Fund

(Erstwhile UTI - Bond Fund)

The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits.

UTI Bond Fund is a Debt - Medium to Long term fund was launched on 4 May 98. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.3% since its launch.  Ranked 11 in Medium to Long term category.  Return for 2019 was -5.8% , 2018 was 4% and 2017 was 3.6% .

Below is the key information for UTI Bond Fund

UTI Bond Fund
Growth
Launch Date 4 May 98
NAV (25 Feb 20) ₹46.9733 ↑ 0.01   (0.01 %)
Net Assets (Cr) ₹465 on 31 Jan 20
Category Debt - Medium to Long term
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 1.72
Sharpe Ratio -1.33
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.3%
Effective Maturity 8 Years 14 Days
Modified Duration 5 Years 5 Months 12 Days

Growth of 10,000 investment over the years.

DateValue
31 Jan 15₹10,000
31 Jan 16₹10,447
31 Jan 17₹11,982
31 Jan 18₹12,254
31 Jan 19₹12,493
31 Jan 20₹11,492

UTI Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹188,454.
Net Profit of ₹8,454
Invest Now

Returns for UTI Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Feb 20

DurationReturns
1 Month -2%
3 Month -6.1%
6 Month -7.2%
1 Year -10%
3 Year -1.5%
5 Year 2.3%
10 Year
15 Year
Since launch 7.3%
Historical performance (Yearly) on absolute basis
YearReturns
2019 -5.8%
2018 4%
2017 3.6%
2016 13.9%
2015 6.3%
2014 15.6%
2013 4%
2012 10.5%
2011 11.2%
2010 5.2%
Fund Manager information for UTI Bond Fund
NameSinceTenure
Amandeep Chopra1 Feb 127.92 Yr.

Data below for UTI Bond Fund as on 31 Jan 20

Asset Allocation
Asset ClassValue
Cash11.28%
Debt88.72%
Debt Sector Allocation
SectorValue
Government62.98%
Corporate25.74%
Cash Equivalent11.28%
Credit Quality
RatingValue
AA11.74%
AAA67.04%
BBB11.17%
Below B10.05%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Current Assets
Net Current Assets | -
24%₹120 Cr00
76 DCMB 17032020
Sovereign Bonds | -
10%₹49 Cr500,000,000
↑ 500,000,000
NHPC LIMITED (NATIONAL HYDROELECTRIC POWER CORPORATION LTD)
Debentures | -
8%₹42 Cr400
Idea Cellular Limited
Debentures | -
8%₹42 Cr615
National Bank For Agriculture And Rural Development
Debentures | -
5%₹26 Cr250
INDIAN RAILWAY FINANCE CORPORATION LIMITED
Debentures | -
5%₹26 Cr250
NATIONAL HIGHWAYS AUTHORITY OF INDIA
Debentures | -
5%₹25 Cr250
Jorabat Shillong Expressway Limited
Debentures | -
5%₹25 Cr4,942
NATIONAL HIGHWAYS AUTHORITY OF INDIA
Debentures | -
4%₹21 Cr200
NTPC LIMITED
Debentures | -
4%₹20 Cr200

10. UTI Equity Fund

This Scheme primarily aims at securing for the unitholders capital appreciation by investing the funds of the scheme in equity shares and convertible and non-convertible bonds/ debentures of companies with good growth prospects and money market instruments.

UTI Equity Fund is a Equity - Multi Cap fund was launched on 18 May 92. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.8% since its launch.  Ranked 54 in Multi Cap category.  Return for 2019 was 11.7% , 2018 was 3.5% and 2017 was 30.1% .

Below is the key information for UTI Equity Fund

UTI Equity Fund
Growth
Launch Date 18 May 92
NAV (25 Feb 20) ₹158.521 ↓ -0.46   (-0.29 %)
Net Assets (Cr) ₹10,650 on 31 Jan 20
Category Equity - Multi Cap
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 2.25
Sharpe Ratio 1.19
Information Ratio 0.54
Alpha Ratio 6.74
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Jan 15₹10,000
31 Jan 16₹9,050
31 Jan 17₹10,083
31 Jan 18₹12,722
31 Jan 19₹12,806
31 Jan 20₹15,051

UTI Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for UTI Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Feb 20

DurationReturns
1 Month 0.4%
3 Month 6.2%
6 Month 20.8%
1 Year 18%
3 Year 12.8%
5 Year 9%
10 Year
15 Year
Since launch 12.8%
Historical performance (Yearly) on absolute basis
YearReturns
2019 11.7%
2018 3.5%
2017 30.1%
2016 1.1%
2015 0.9%
2014 46.8%
2013 7.6%
2012 32.2%
2011 -19.1%
2010 20.5%
Fund Manager information for UTI Equity Fund
NameSinceTenure
Ajay Tyagi11 Jan 163.97 Yr.

Data below for UTI Equity Fund as on 31 Jan 20

Equity Sector Allocation
SectorValue
Financial Services32.34%
Consumer Cyclical16.4%
Health Care12.76%
Technology12.16%
Basic Materials7.88%
Industrials7.47%
Consumer Defensive5.3%
Communication Services3.35%
Asset Allocation
Asset ClassValue
Cash2.34%
Equity97.66%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 17 | 500034
8%₹773 Cr1,825,370
HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 07 | HDFCBANK
6%₹638 Cr5,017,392
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 Oct 15 | HDFC
5%₹488 Cr2,021,088
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Apr 15 | KOTAKBANK
5%₹466 Cr2,768,286
IndusInd Bank Ltd (Financial Services)
Equity, Since 31 May 09 | INDUSINDBK
4%₹404 Cr2,676,000
Tata Consultancy Services Ltd (Technology)
Equity, Since 31 Dec 06 | TCS
4%₹381 Cr1,761,194
Larsen & Toubro Infotech Ltd (Technology)
Equity, Since 31 Aug 18 | 540005
4%₹359 Cr2,049,017
↑ 7,500
Info Edge (India) Ltd (Communication Services)
Equity, Since 31 Jan 16 | NAUKRI
3%₹342 Cr1,353,205
↓ -2,500
Infosys Ltd (Technology)
Equity, Since 31 May 07 | INFY
3%₹340 Cr4,656,774
Astral Poly Technik Ltd (Industrials)
Equity, Since 31 Mar 16 | ASTRAL
3%₹292 Cr2,483,391
↑ 19,500

How to Invest in UTI Mutual Funds Online?

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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