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Top 10 Best UTI Mutual Fund Schemes 2022

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10 Best UTI Mutual Fund Schemes for 2022

Updated on January 23, 2022 , 10433 views

UTI Mutual Fund, India’s one of the leading financial institutions, has gained immense trust amongst investors. The AMC has bagged many awards for Offering innovative and steady return yielding Mutual Funds since its inception.

To help investors maintain a systematic Asset Allocation plan, the AMC offers a well–diversified and a balanced investment portfolio based on extensive Market research. Investors can invest in an array of schemes like— equity, debt, balanced, Liquid Funds, etc.

UTI

You can plan your different goals such as wealth creation, Retirement planning, child’s higher education, tax savings, etc., by Investing in these schemes.

Why Invest in Best UTI Mutual Fund Schemes?

a. Safety

UTI Mutual Fund always strives for the safety of the investor’s money and for Capital appreciation by investing it in a prudent manner.

b. Consistent Returns

UTI Mutual Fund always strives hard to deliver consistent returns to their investors so that they can attain their objectives.

c. Ease of Access

Investors can monitor and access their mutual fund account anytime and anywhere online. Also, the transaction and interaction process with the fund house is also hassle-free and very user-friendly.

d. Retirement planning

UTI schemes also help investors to plan for their future. It helps them in mapping out retirement plans and has some well-crafted schemes like UTI – Retirement Benefit Pension Fund Investment to help the investors.

e. Tax Benefits

The fund house offers a tax savings Mutual Fund through which people can plan for their Taxes. Also, in other schemes, people can claim the tax benefits based on the scheme category.

Investors planning to invest can choose a fund from the below-listed top 10 best UTI Mutual Fund Schemes. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.

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Best UTI Mutual Fund Schemes

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)Since launch (%)2021 (%)
UTI Dynamic Bond Fund Growth ₹23.3668
↑ 0.01
₹341 10,000 500 -0.110.110.94.84.17.610.8
UTI Banking & PSU Debt Fund Growth ₹16.5972
↑ 0.00
₹298 5,000 500 0.71.53.24.24.66.62.8
UTI Regular Savings Fund Growth ₹51.7872
↑ 0.18
₹1,626 5,000 500 -0.17.312.78.67.99.513.2
UTI Bond Fund Growth ₹55.4083
↑ 0.04
₹289 1,000 500 -0.18.79.52.12.17.59.4
UTI Treasury Advantage Fund Growth ₹2,834.98
↑ 0.39
₹3,875 10,000 500 0.86.99.23.75.17.39
UTI Short Term Income Fund Growth ₹25.4298
↓ 0.00
₹3,713 10,000 500 0.66.58.84.75.26.78.4
UTI Ultra Short Term Fund Growth ₹3,437.62
↑ 0.15
₹2,161 5,000 500 0.84.46.24.85.66.96.1
UTI Money Market Fund Growth ₹2,447.84
↑ 0.22
₹7,203 10,000 500 11.93.95.86.47.43.7
UTI Gilt Fund Growth ₹50.4267
↑ 0.02
₹610 5,000 500 -0.11.52.38.16.58.42.3
UTI Infrastructure Fund Growth ₹78.0732
↑ 1.27
₹1,470 5,000 500 -0.6736.517.511.612.839.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Jan 22

1. UTI Dynamic Bond Fund

The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

UTI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 16 Jun 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 3 in Dynamic Bond category.  Return for 2021 was 10.8% , 2020 was 5.9% and 2019 was -3.9% .

Below is the key information for UTI Dynamic Bond Fund

UTI Dynamic Bond Fund
Growth
Launch Date 16 Jun 10
NAV (25 Jan 22) ₹23.3668 ↑ 0.01   (0.05 %)
Net Assets (Cr) ₹341 on 31 Dec 21
Category Debt - Dynamic Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.18
Sharpe Ratio 0.8
Information Ratio -0.68
Alpha Ratio 7.22
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 3.96%
Effective Maturity 4 Years 1 Month 17 Days
Modified Duration 1 Year 11 Months 5 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹10,416
31 Dec 18₹10,961
31 Dec 19₹10,539
31 Dec 20₹11,156
31 Dec 21₹12,361

UTI Dynamic Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for UTI Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 22

DurationReturns
1 Month 0%
3 Month -0.1%
6 Month 10.1%
1 Year 10.9%
3 Year 4.8%
5 Year 4.1%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2021 10.8%
2020 5.9%
2019 -3.9%
2018 5.2%
2017 4.2%
2016 14.9%
2015 6.9%
2014 14.7%
2013 7.6%
2012 11.2%
Fund Manager information for UTI Dynamic Bond Fund
NameSinceTenure
Amandeep Chopra1 Feb 129.92 Yr.

Data below for UTI Dynamic Bond Fund as on 31 Dec 21

Asset Allocation
Asset ClassValue
Cash27.05%
Debt72.95%
Debt Sector Allocation
SectorValue
Government55.96%
Cash Equivalent27.05%
Corporate16.98%
Credit Quality
RatingValue
AA6.56%
AAA79.14%
Below B14.3%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
India (Republic of)
Sovereign Bonds | -
14%₹49 Cr500,000,000
↑ 500,000,000
6.1% Govt Stock 2031
Sovereign Bonds | -
13%₹43 Cr450,000,000
↓ -450,000,000
4.62% Govt Stock 2033
Sovereign Bonds | -
12%₹40 Cr400,000,000
National Bank For Agriculture And Rural Development
Debentures | -
7%₹25 Cr250
Jorabat Shillong Expressway Limited
Debentures | -
7%₹23 Cr4,619
Jorabat Shillong Expressway Limited
Debentures | -
6%₹21 Cr4,282
182 Dtb 07072022
Sovereign Bonds | -
4%₹15 Cr150,000,000
↑ 150,000,000
Piramal Capital & Housing Finance Limited
Debentures | -
3%₹10 Cr123,219
Punjab National Bank
Debentures | -
3%₹10 Cr100
Food Corporation Of India
Debentures | -
3%₹10 Cr100

2. UTI Banking & PSU Debt Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.6% since its launch.  Ranked 3 in Banking & PSU Debt category.  Return for 2021 was 2.8% , 2020 was 8.9% and 2019 was -1% .

Below is the key information for UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund
Growth
Launch Date 3 Feb 14
NAV (25 Jan 22) ₹16.5972 ↑ 0.00   (0.03 %)
Net Assets (Cr) ₹298 on 15 Jan 22
Category Debt - Banking & PSU Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.32
Sharpe Ratio -0.75
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 4.05%
Effective Maturity 1 Year 5 Months 23 Days
Modified Duration 1 Year 7 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹10,638
31 Dec 18₹11,363
31 Dec 19₹11,245
31 Dec 20₹12,245
31 Dec 21₹12,590

UTI Banking & PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for UTI Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 22

DurationReturns
1 Month 0.3%
3 Month 0.7%
6 Month 1.5%
1 Year 3.2%
3 Year 4.2%
5 Year 4.6%
10 Year
15 Year
Since launch 6.6%
Historical performance (Yearly) on absolute basis
YearReturns
2021 2.8%
2020 8.9%
2019 -1%
2018 6.8%
2017 6.4%
2016 11.7%
2015 8.6%
2014
2013
2012
Fund Manager information for UTI Banking & PSU Debt Fund
NameSinceTenure
Sudhir Agarwal31 Aug 147.34 Yr.

Data below for UTI Banking & PSU Debt Fund as on 15 Jan 22

Asset Allocation
Asset ClassValue
Cash37.2%
Debt62.8%
Debt Sector Allocation
SectorValue
Cash Equivalent37.2%
Government36.85%
Corporate25.95%
Credit Quality
RatingValue
AAA97.53%
Below B2.47%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Limited
Debentures | -
9%₹26 Cr250
Export Import Bank Of India
Debentures | -
9%₹26 Cr250
Power Finance Corporation Ltd.
Debentures | -
8%₹25 Cr250
Axis Bank Limited
Debentures | -
7%₹21 Cr200
↑ 200
Food Corporation Of India
Debentures | -
7%₹20 Cr200
Nhpc Limited
Debentures | -
7%₹20 Cr2,000
Oil And Natural Gas Corporation Limited
Debentures | -
5%₹15 Cr150
Housing And Urban Development Corporation Limited
Debentures | -
4%₹13 Cr125
Hindustan Petroleum Corporation Limited
Debentures | -
3%₹10 Cr100
Small Industries Development Bank Of India
Debentures | -
3%₹10 Cr100

3. UTI Regular Savings Fund

(Erstwhile UTI MIS Advantage Plan)

The investment objective of the Scheme is to generate regular income through investments in fixed income securities and capital appreciation / dividend income through investment of a portion of net assets of the scheme in equity and equity related instruments so as to endeavour to make periodic income distribution to Unit holders. Income may be generated through Coupon payments, amortization of discount on debt instruments, receipt of dividends or the purchase and sale of securities in the underlying portfolio. Under normal market conditions investment will be made in fixed income securities, money market instruments,cash and cash equivalents while at the same time maintaining a limited exposure to equity markets. The Scheme will endeavor to enhance overall returns through appropriate investments upto a maximum of 25% of Net Assets into equity and equity related instruments.

UTI Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 16 Dec 03. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.5% since its launch.  Ranked 10 in Hybrid Debt category.  Return for 2021 was 13.2% , 2020 was 10.2% and 2019 was 2.8% .

Below is the key information for UTI Regular Savings Fund

UTI Regular Savings Fund
Growth
Launch Date 16 Dec 03
NAV (25 Jan 22) ₹51.7872 ↑ 0.18   (0.36 %)
Net Assets (Cr) ₹1,626 on 31 Dec 21
Category Hybrid - Hybrid Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 1.8
Sharpe Ratio 2.08
Information Ratio -0.83
Alpha Ratio 4.19
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹11,253
31 Dec 18₹11,636
31 Dec 19₹11,967
31 Dec 20₹13,186
31 Dec 21₹14,923

UTI Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for UTI Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 22

DurationReturns
1 Month 0.5%
3 Month -0.1%
6 Month 7.3%
1 Year 12.7%
3 Year 8.6%
5 Year 7.9%
10 Year
15 Year
Since launch 9.5%
Historical performance (Yearly) on absolute basis
YearReturns
2021 13.2%
2020 10.2%
2019 2.8%
2018 3.4%
2017 12.5%
2016 8.9%
2015 7.1%
2014 21.1%
2013 6.5%
2012 15.1%
Fund Manager information for UTI Regular Savings Fund
NameSinceTenure
Amandeep Chopra14 Dec 0615.06 Yr.
Ajay Tyagi2 Dec 147.09 Yr.

Data below for UTI Regular Savings Fund as on 31 Dec 21

Asset Allocation
Asset ClassValue
Cash18.28%
Equity23.23%
Debt58.49%
Equity Sector Allocation
SectorValue
Financial Services7.41%
Technology5.22%
Consumer Cyclical3.36%
Health Care2.13%
Consumer Defensive2.01%
Basic Materials1.47%
Communication Services1.11%
Industrials0.51%
Debt Sector Allocation
SectorValue
Government40.13%
Cash Equivalent18.28%
Corporate16.95%
Securitized1.41%
Credit Quality
RatingValue
AA14.78%
AAA82.72%
BBB2.5%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.45% Govt Stock 2029
Sovereign Bonds | -
6%₹100 Cr1,000,000,000
364 DTB 20012022
Sovereign Bonds | -
6%₹100 Cr1,000,000,000
↑ 1,000,000,000
7.26% Govt Stock 2029
Sovereign Bonds | -
5%₹84 Cr800,000,000
4.62% Govt Stock 2033
Sovereign Bonds | -
5%₹75 Cr750,000,000
8.2% Govt Stock 2022
Sovereign Bonds | -
4%₹60 Cr600,000,000
Food Corporation Of India
Debentures | -
3%₹50 Cr500
07.12 KA Sdl 2034
Sovereign Bonds | -
3%₹50 Cr500,000,000
↑ 500,000,000
5.63% Govt Stock 2026
Sovereign Bonds | -
3%₹50 Cr500,000,000
08.21 Wb SDL 2025
Sovereign Bonds | -
3%₹48 Cr450,000,000
Cholamandalam Investment And Fin. Co. Ltd
Debentures | -
2%₹36 Cr350

4. UTI Bond Fund

(Erstwhile UTI - Bond Fund)

The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits.

UTI Bond Fund is a Debt - Medium to Long term fund was launched on 4 May 98. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 11 in Medium to Long term category.  Return for 2021 was 9.4% , 2020 was 1.1% and 2019 was -5.8% .

Below is the key information for UTI Bond Fund

UTI Bond Fund
Growth
Launch Date 4 May 98
NAV (25 Jan 22) ₹55.4083 ↑ 0.04   (0.08 %)
Net Assets (Cr) ₹289 on 15 Jan 22
Category Debt - Medium to Long term
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0
Sharpe Ratio 0.77
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 4.54%
Effective Maturity 5 Years 6 Months 11 Days
Modified Duration 2 Years 8 Months 5 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹10,360
31 Dec 18₹10,777
31 Dec 19₹10,148
31 Dec 20₹10,255
31 Dec 21₹11,222

UTI Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹188,454.
Net Profit of ₹8,454
Invest Now

Returns for UTI Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 22

DurationReturns
1 Month -0.1%
3 Month -0.1%
6 Month 8.7%
1 Year 9.5%
3 Year 2.1%
5 Year 2.1%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2021 9.4%
2020 1.1%
2019 -5.8%
2018 4%
2017 3.6%
2016 13.9%
2015 6.3%
2014 15.6%
2013 4%
2012 10.5%
Fund Manager information for UTI Bond Fund
NameSinceTenure
Amandeep Chopra31 Jan 129.93 Yr.

Data below for UTI Bond Fund as on 15 Jan 22

Asset Allocation
Asset ClassValue
Cash26.98%
Debt73.02%
Debt Sector Allocation
SectorValue
Government60.08%
Cash Equivalent26.98%
Corporate12.93%
Credit Quality
RatingValue
AA9.86%
AAA78.03%
Below B12.11%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
India (Republic of)
Sovereign Bonds | -
17%₹49 Cr500,000,000
↑ 500,000,000
4.62% Govt Stock 2033
Sovereign Bonds | -
16%₹45 Cr450,000,000
6.1% Govt Stock 2031
Sovereign Bonds | -
10%₹29 Cr300,000,000
↓ -400,000,000
Jorabat Shillong Expressway Limited
Debentures | -
9%₹25 Cr4,942
6.79% Govt Stock 2029
Sovereign Bonds | -
5%₹15 Cr150,000,000
Punjab National Bank
Debentures | -
5%₹15 Cr150
Food Corporation Of India
Debentures | -
5%₹15 Cr150
Piramal Capital & Housing Finance Limited
Debentures | -
4%₹10 Cr123,219
Jorabat Shillong Expressway Limited
Debentures | -
2%₹7 Cr2,549
08.00 AR Sdl 2030
Sovereign Bonds | -
2%₹5 Cr50,000,000

5. UTI Treasury Advantage Fund

The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations.

UTI Treasury Advantage Fund is a Debt - Low Duration fund was launched on 23 Apr 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.3% since its launch.  Ranked 15 in Low Duration category.  Return for 2021 was 9% , 2020 was 7.3% and 2019 was -4.2% .

Below is the key information for UTI Treasury Advantage Fund

UTI Treasury Advantage Fund
Growth
Launch Date 23 Apr 07
NAV (25 Jan 22) ₹2,834.98 ↑ 0.39   (0.01 %)
Net Assets (Cr) ₹3,875 on 15 Jan 22
Category Debt - Low Duration
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 0.44
Sharpe Ratio 1.17
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 4.27%
Effective Maturity 1 Year 9 Months 11 Days
Modified Duration 5 Months 26 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹10,705
31 Dec 18₹11,485
31 Dec 19₹11,000
31 Dec 20₹11,801
31 Dec 21₹12,858

UTI Treasury Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Treasury Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 22

DurationReturns
1 Month 0.4%
3 Month 0.8%
6 Month 6.9%
1 Year 9.2%
3 Year 3.7%
5 Year 5.1%
10 Year
15 Year
Since launch 7.3%
Historical performance (Yearly) on absolute basis
YearReturns
2021 9%
2020 7.3%
2019 -4.2%
2018 7.3%
2017 7%
2016 8.9%
2015 8.8%
2014 9.3%
2013 9.6%
2012 9.7%
Fund Manager information for UTI Treasury Advantage Fund
NameSinceTenure
Sudhir Agarwal31 Jul 1011.43 Yr.

Data below for UTI Treasury Advantage Fund as on 15 Jan 22

Asset Allocation
Asset ClassValue
Cash67.72%
Debt32.28%
Debt Sector Allocation
SectorValue
Cash Equivalent53.5%
Corporate33.69%
Government12.82%
Credit Quality
RatingValue
AA10.76%
AAA89.24%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
182 Dtb 03022022
Sovereign Bonds | -
4%₹150 Cr1,500,000,000
↓ -1,000,000,000
Axis Finance Limited
Debentures | -
3%₹116 Cr1,150
8.2% Govt Stock 2022
Sovereign Bonds | -
3%₹109 Cr1,090,460,000
6.79% Govt Stock 2027
Sovereign Bonds | -
3%₹103 Cr1,000,000,000
Housing Development Finance Corporation Ltd
Debentures | -
3%₹101 Cr1,000
Reliance Industries Limited
Debentures | -
3%₹101 Cr1,000
Mahindra Rural Housing Finance Limited
Debentures | -
2%₹80 Cr800
Rec Limited
Debentures | -
2%₹77 Cr750
8.15% Govt Stock 2022
Sovereign Bonds | -
2%₹76 Cr750,000,000
5.15% Govt Stock 2025
Sovereign Bonds | -
2%₹69 Cr700,000,000
↓ -350,000,000

6. UTI Short Term Income Fund

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund is a Debt - Short term Bond fund was launched on 19 Sep 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.7% since its launch.  Ranked 10 in Short term Bond category.  Return for 2021 was 8.4% , 2020 was 10.5% and 2019 was -3.9% .

Below is the key information for UTI Short Term Income Fund

UTI Short Term Income Fund
Growth
Launch Date 19 Sep 07
NAV (25 Jan 22) ₹25.4298 ↓ 0.00   (-0.01 %)
Net Assets (Cr) ₹3,713 on 31 Dec 21
Category Debt - Short term Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.93
Sharpe Ratio 1.06
Information Ratio -0.45
Alpha Ratio 4.44
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 4.83%
Effective Maturity 2 Years 3 Months 4 Days
Modified Duration 1 Year 29 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹10,607
31 Dec 18₹11,244
31 Dec 19₹10,804
31 Dec 20₹11,936
31 Dec 21₹12,936

UTI Short Term Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Short Term Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 22

DurationReturns
1 Month 0.3%
3 Month 0.6%
6 Month 6.5%
1 Year 8.8%
3 Year 4.7%
5 Year 5.2%
10 Year
15 Year
Since launch 6.7%
Historical performance (Yearly) on absolute basis
YearReturns
2021 8.4%
2020 10.5%
2019 -3.9%
2018 6%
2017 6.1%
2016 10.1%
2015 8.3%
2014 10.9%
2013 9%
2012 11.2%
Fund Manager information for UTI Short Term Income Fund
NameSinceTenure
Sudhir Agarwal25 Oct 129.19 Yr.

Data below for UTI Short Term Income Fund as on 31 Dec 21

Asset Allocation
Asset ClassValue
Cash23.35%
Debt76.65%
Debt Sector Allocation
SectorValue
Government44.91%
Corporate31.73%
Cash Equivalent23.35%
Credit Quality
RatingValue
AA14.61%
AAA85.39%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
4.62% Govt Stock 2033
Sovereign Bonds | -
8%₹290 Cr2,900,000,000
National Bank For Agriculture And Rural Development
Debentures | -
7%₹250 Cr2,500
91 DTB 20012022
Sovereign Bonds | -
7%₹250 Cr2,500,000,000
India (Republic of)
Sovereign Bonds | -
5%₹196 Cr2,000,000,000
↑ 2,000,000,000
Axis Finance Limited
Debentures | -
4%₹161 Cr1,600
Housing Development Finance Corporation Ltd
Debentures | -
3%₹125 Cr1,250
Housing And Urban Development Corporation Limited
Debentures | -
3%₹102 Cr1,000
08.24 Tn SDL 2025sep
Sovereign Bonds | -
2%₹86 Cr800,000,000
India Grid TRust
Debentures | -
2%₹76 Cr750
Mahindra Rural Housing Finance Limited
Debentures | -
2%₹70 Cr700

7. UTI Ultra Short Term Fund

(Erstwhile UTI - Floating Rate Fund - Short Term Plan)

To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

UTI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 29 Aug 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 27 in Ultrashort Bond category.  Return for 2021 was 6.1% , 2020 was 5.3% and 2019 was 3.3% .

Below is the key information for UTI Ultra Short Term Fund

UTI Ultra Short Term Fund
Growth
Launch Date 29 Aug 03
NAV (25 Jan 22) ₹3,437.62 ↑ 0.15   (0.00 %)
Net Assets (Cr) ₹2,161 on 31 Dec 21
Category Debt - Ultrashort Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 0.96
Sharpe Ratio 0.96
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 3.87%
Effective Maturity 2 Months 29 Days
Modified Duration 2 Months 24 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹10,665
31 Dec 18₹11,413
31 Dec 19₹11,786
31 Dec 20₹12,406
31 Dec 21₹13,163

UTI Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 22

DurationReturns
1 Month 0.3%
3 Month 0.8%
6 Month 4.4%
1 Year 6.2%
3 Year 4.8%
5 Year 5.6%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2021 6.1%
2020 5.3%
2019 3.3%
2018 7%
2017 6.6%
2016 8.9%
2015 8.5%
2014 8.8%
2013 9.8%
2012 9%
Fund Manager information for UTI Ultra Short Term Fund
NameSinceTenure
Sudhir Agarwal1 Jul 156.51 Yr.
Ritesh Nambiar1 Jul 156.51 Yr.

Data below for UTI Ultra Short Term Fund as on 31 Dec 21

Asset Allocation
Asset ClassValue
Cash57.36%
Debt42.64%
Debt Sector Allocation
SectorValue
Cash Equivalent47.79%
Government28.76%
Corporate23.44%
Credit Quality
RatingValue
AA14.78%
AAA85.22%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
8.15% Govt Stock 2022
Sovereign Bonds | -
12%₹305 Cr3,000,000,000
↑ 3,000,000,000
National Bank For Agriculture And Rural Development
Debentures | -
5%₹125 Cr1,250
↑ 750
TATA Steel Limited
Debentures | -
4%₹101 Cr550
↓ -150
India (Republic of)
Sovereign Bonds | -
4%₹98 Cr1,000,000,000
↑ 1,000,000,000
Hindustan Petroleum Corporation Limited
Debentures | -
2%₹51 Cr500
↑ 500
National Bank For Agriculture And Rural Development
Debentures | -
2%₹51 Cr500
LIC Housing Finance Limited
Debentures | -
2%₹46 Cr450
↑ 450
Shriram Transport Finance Company Limited
Debentures | -
2%₹43 Cr420
Housing Development Finance Corporation Ltd
Debentures | -
2%₹40 Cr400
Rural Electrification Corporation Limited
Debentures | -
1%₹26 Cr260
↑ 250

8. UTI Money Market Fund

To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities.

UTI Money Market Fund is a Debt - Money Market fund was launched on 13 Jul 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7.4% since its launch.  Ranked 23 in Money Market category.  Return for 2021 was 3.7% , 2020 was 6% and 2019 was 8% .

Below is the key information for UTI Money Market Fund

UTI Money Market Fund
Growth
Launch Date 13 Jul 09
NAV (25 Jan 22) ₹2,447.84 ↑ 0.22   (0.01 %)
Net Assets (Cr) ₹7,203 on 31 Dec 21
Category Debt - Money Market
AMC UTI Asset Management Company Ltd
Rating
Risk Low
Expense Ratio 0.27
Sharpe Ratio 1.06
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 3.78%
Effective Maturity 2 Months 7 Days
Modified Duration 2 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹10,667
31 Dec 18₹11,497
31 Dec 19₹12,413
31 Dec 20₹13,162
31 Dec 21₹13,656

UTI Money Market Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for UTI Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 22

DurationReturns
1 Month 0.4%
3 Month 1%
6 Month 1.9%
1 Year 3.9%
3 Year 5.8%
5 Year 6.4%
10 Year
15 Year
Since launch 7.4%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.7%
2020 6%
2019 8%
2018 7.8%
2017 6.7%
2016 7.7%
2015 8.4%
2014 9.1%
2013 9.2%
2012 9.7%
Fund Manager information for UTI Money Market Fund
NameSinceTenure
Amandeep Chopra14 Dec 0615.06 Yr.
Amit Sharma7 Jul 174.49 Yr.

Data below for UTI Money Market Fund as on 31 Dec 21

Asset Allocation
Asset ClassValue
Cash79.15%
Debt20.85%
Debt Sector Allocation
SectorValue
Cash Equivalent59.72%
Corporate21.34%
Government18.94%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
8.35% Govt Stock 2022
Sovereign Bonds | -
10%₹736 Cr7,250,000,000
↑ 6,250,000,000
8.15% Govt Stock 2022
Sovereign Bonds | -
6%₹463 Cr4,550,000,000
↑ 3,050,000,000
91 Dtb 17032022
Sovereign Bonds | -
3%₹224 Cr2,250,000,000
182 Dtb 23062022
Sovereign Bonds | -
3%₹221 Cr2,250,000,000
IDFC First Bank Limited
Debentures | -
2%₹147 Cr1,500,000,000
5.09% Govt Stock 2022
Sovereign Bonds | -
1%₹100 Cr1,000,000,000
182 Dtb 16062022
Sovereign Bonds | -
1%₹44 Cr450,000,000
↑ 450,000,000
8.2% Govt Stock 2022
Sovereign Bonds | -
0%₹7 Cr66,180,000
08.71 Tn SDL 2022
Sovereign Bonds | -
0%₹1 Cr12,500,000
Net Current Assets
Net Current Assets | -
16%₹1,207 Cr00

9. UTI Gilt Fund

(Erstwhile UTI Gilt Advantage Fund- LTP)

To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved.

UTI Gilt Fund is a Debt - Government Bond fund was launched on 21 Jan 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.4% since its launch.  Ranked 7 in Government Bond category.  Return for 2021 was 2.3% , 2020 was 10.3% and 2019 was 11.8% .

Below is the key information for UTI Gilt Fund

UTI Gilt Fund
Growth
Launch Date 21 Jan 02
NAV (25 Jan 22) ₹50.4267 ↑ 0.02   (0.03 %)
Net Assets (Cr) ₹610 on 31 Dec 21
Category Debt - Government Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.92
Sharpe Ratio -0.61
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 4.63%
Effective Maturity 6 Years 6 Months 14 Days
Modified Duration 2 Years 4 Months 13 Days

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹10,429
31 Dec 18₹11,087
31 Dec 19₹12,398
31 Dec 20₹13,670
31 Dec 21₹13,980

UTI Gilt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for UTI Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 22

DurationReturns
1 Month -0.1%
3 Month -0.1%
6 Month 1.5%
1 Year 2.3%
3 Year 8.1%
5 Year 6.5%
10 Year
15 Year
Since launch 8.4%
Historical performance (Yearly) on absolute basis
YearReturns
2021 2.3%
2020 10.3%
2019 11.8%
2018 6.3%
2017 4.3%
2016 15.5%
2015 6.1%
2014 19.8%
2013 4%
2012 10.3%
Fund Manager information for UTI Gilt Fund
NameSinceTenure
Amandeep Chopra31 Jul 0417.43 Yr.

Data below for UTI Gilt Fund as on 31 Dec 21

Asset Allocation
Asset ClassValue
Cash29.76%
Debt70.24%
Debt Sector Allocation
SectorValue
Government70.24%
Cash Equivalent29.76%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
4.62% Govt Stock 2033
Sovereign Bonds | -
26%₹160 Cr1,600,000,000
India (Republic of)
Sovereign Bonds | -
16%₹98 Cr1,000,000,000
↑ 1,000,000,000
6.1% Govt Stock 2031
Sovereign Bonds | -
12%₹72 Cr750,000,000
↓ -900,000,000
6.79% Govt Stock 2029
Sovereign Bonds | -
10%₹61 Cr600,000,000
8.13% Govt Stock 2045
Sovereign Bonds | -
3%₹17 Cr150,000,000
182 Dtb 07072022
Sovereign Bonds | -
2%₹10 Cr100,000,000
↑ 100,000,000
07.08 Up SDL 2031
Sovereign Bonds | -
1%₹5 Cr48,140,000
06.87 AP Sdl 2035
Sovereign Bonds | -
0%₹3 Cr31,310,000
07.24 AS Sdl 2030
Sovereign Bonds | -
0%₹2 Cr17,910,000
Net Current Assets
Net Current Assets | -
29%₹179 Cr00

10. UTI Infrastructure Fund

The investment objective of the Scheme is to provide income distribution and / or medium to long term "capital appreciation" by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.

UTI Infrastructure Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 12.8% since its launch.  Ranked 28 in Sectoral category.  Return for 2021 was 39.4% , 2020 was 3.4% and 2019 was 6.7% .

Below is the key information for UTI Infrastructure Fund

UTI Infrastructure Fund
Growth
Launch Date 7 Apr 04
NAV (25 Jan 22) ₹78.0732 ↑ 1.27   (1.66 %)
Net Assets (Cr) ₹1,470 on 31 Dec 21
Category Equity - Sectoral
AMC UTI Asset Management Company Ltd
Rating
Risk High
Expense Ratio 2.4
Sharpe Ratio 1.96
Information Ratio -0.27
Alpha Ratio 3.19
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 16₹10,000
31 Dec 17₹14,144
31 Dec 18₹11,934
31 Dec 19₹12,734
31 Dec 20₹13,172
31 Dec 21₹18,356

UTI Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for UTI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jan 22

DurationReturns
1 Month 3%
3 Month -0.6%
6 Month 7%
1 Year 36.5%
3 Year 17.5%
5 Year 11.6%
10 Year
15 Year
Since launch 12.8%
Historical performance (Yearly) on absolute basis
YearReturns
2021 39.4%
2020 3.4%
2019 6.7%
2018 -15.6%
2017 41.4%
2016 4%
2015 -5.5%
2014 60.1%
2013 -11.5%
2012 32.1%
Fund Manager information for UTI Infrastructure Fund
NameSinceTenure
Sachin Trivedi1 Sep 210.33 Yr.

Data below for UTI Infrastructure Fund as on 31 Dec 21

Equity Sector Allocation
SectorValue
Industrials45.97%
Financial Services14.2%
Utility12.99%
Communication Services9.17%
Basic Materials8.19%
Consumer Cyclical3.81%
Real Estate3.12%
Energy1.24%
Asset Allocation
Asset ClassValue
Cash1.32%
Equity98.68%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 05 | LT
10%₹146 Cr767,500
↓ -7,500
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 17 | BHARTIARTL
9%₹130 Cr1,900,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | ICICIBANK
5%₹77 Cr1,046,144
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 12 | ULTRACEMCO
5%₹76 Cr100,000
State Bank of India (Financial Services)
Equity, Since 31 Jan 11 | SBIN
5%₹72 Cr1,563,005
Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 13 | 532921
4%₹65 Cr895,000
NTPC Ltd (Utilities)
Equity, Since 31 Dec 18 | 532555
4%₹63 Cr5,058,744
Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 11 | 532215
4%₹59 Cr874,351
Gujarat Gas Ltd (Utilities)
Equity, Since 29 Feb 16 | 539336
3%₹48 Cr758,821
Shree Cement Ltd (Basic Materials)
Equity, Since 31 May 04 | 500387
3%₹45 Cr16,504

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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