Table of Contents
UTI Mutual Fund, India’s one of the leading financial institutions, has gained immense trust amongst investors. The AMC has bagged many awards for Offering innovative and steady return yielding Mutual Funds since its inception.
To help investors maintain a systematic Asset Allocation plan, the AMC offers a well–diversified and a balanced investment Portfolio based on extensive Market research. Investors can invest in an array of schemes like— equity, debt, balanced, Liquid Funds, etc.
You can plan your different goals such as wealth creation, Retirement planning, child’s higher education, tax savings, etc., by Investing in these schemes.
UTI Mutual Fund always strives for the safety of the investor’s money and for Capital appreciation by investing it in a prudent manner.
UTI Mutual Fund always strives hard to deliver consistent returns to their investors so that they can attain their objectives.
Investors can monitor and access their mutual fund account anytime and anywhere online. Also, the transaction and interaction process with the fund house is also hassle-free and very user-friendly.
UTI schemes also help investors to plan for their future. It helps them in mapping out retirement plans and has some well-crafted schemes like UTI – Retirement Benefit Pension Fund Investment to help the investors.
The fund house offers a tax savings Mutual Fund through which people can plan for their Taxes. Also, in other schemes, people can claim the tax benefits based on the scheme category.
Investors planning to invest can choose a fund from the below-listed top 10 best UTI Mutual Fund Schemes. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.
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The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized. UTI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 16 Jun 10. It is a fund with Moderate risk and has given a Below is the key information for UTI Dynamic Bond Fund Returns up to 1 year are on The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs). UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a Below is the key information for UTI Banking & PSU Debt Fund Returns up to 1 year are on (Erstwhile UTI MIS Advantage Plan) The investment objective of the Scheme is to generate regular income through investments in fixed income securities and capital appreciation / dividend income through investment of a portion of net assets of the scheme in equity and equity related instruments so as to endeavour to make periodic income distribution to Unit holders. Income may be generated through Coupon payments, amortization of discount on debt instruments, receipt of dividends or the purchase and sale of securities in the underlying portfolio. Under normal market conditions investment will be made in fixed income securities, money market instruments,cash and cash equivalents while at the same time maintaining a limited exposure to equity markets. The Scheme will endeavor to enhance overall returns through appropriate investments upto a maximum of 25% of Net Assets into equity and equity related instruments. UTI Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 16 Dec 03. It is a fund with Moderately High risk and has given a Below is the key information for UTI Regular Savings Fund Returns up to 1 year are on (Erstwhile UTI Gilt Advantage Fund- LTP) To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved. UTI Gilt Fund is a Debt - Government Bond fund was launched on 21 Jan 02. It is a fund with Moderate risk and has given a Below is the key information for UTI Gilt Fund Returns up to 1 year are on (Erstwhile UTI - Bond Fund) The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits. UTI Bond Fund is a Debt - Medium to Long term fund was launched on 4 May 98. It is a fund with Moderate risk and has given a Below is the key information for UTI Bond Fund Returns up to 1 year are on To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt. UTI Short Term Income Fund is a Debt - Short term Bond fund was launched on 19 Sep 07. It is a fund with Moderate risk and has given a Below is the key information for UTI Short Term Income Fund Returns up to 1 year are on The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations. UTI Treasury Advantage Fund is a Debt - Low Duration fund was launched on 23 Apr 07. It is a fund with Moderately Low risk and has given a Below is the key information for UTI Treasury Advantage Fund Returns up to 1 year are on To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities. UTI Money Market Fund is a Debt - Money Market fund was launched on 13 Jul 09. It is a fund with Low risk and has given a Below is the key information for UTI Money Market Fund Returns up to 1 year are on (Erstwhile UTI - Floating Rate Fund - Short Term Plan) To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns. UTI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 29 Aug 03. It is a fund with Moderately Low risk and has given a Below is the key information for UTI Ultra Short Term Fund Returns up to 1 year are on (Erstwhile UTI Banking Sector Fund) Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities. UTI Banking and Financial Services Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a Below is the key information for UTI Banking and Financial Services Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) Since launch (%) 2024 (%) UTI Dynamic Bond Fund Growth ₹31.1278
↑ 0.01 ₹447 10,000 500 4.1 5.8 10.1 7.5 8.9 7.9 8.6 UTI Banking & PSU Debt Fund Growth ₹21.8566
↑ 0.03 ₹785 5,000 500 3.2 4.9 9 7.5 7.2 7.2 7.6 UTI Regular Savings Fund Growth ₹69.2426
↑ 0.01 ₹1,648 5,000 500 4.9 5 11.8 11.3 12.6 9.5 11.6 UTI Gilt Fund Growth ₹63.6441
↓ -0.08 ₹733 5,000 500 4.8 6.7 10.8 8.2 5.9 8.3 8.9 UTI Bond Fund Growth ₹73.8657
↑ 0.01 ₹320 1,000 500 4.2 6 10.5 7.8 8.7 7.7 8.5 UTI Short Term Income Fund Growth ₹31.6457
↑ 0.03 ₹2,566 10,000 500 3.2 5 9 7.5 7.5 6.7 7.9 UTI Treasury Advantage Fund Growth ₹3,525.98
↑ 2.54 ₹2,735 10,000 500 2.5 4.3 8.3 7.3 7.2 7.2 7.7 UTI Money Market Fund Growth ₹3,063.66
↑ 1.90 ₹16,265 10,000 500 2.4 4.2 8.1 7.4 6.1 7.3 7.7 UTI Ultra Short Term Fund Growth ₹4,208.67
↑ 2.28 ₹3,143 5,000 500 2 3.7 7.3 6.7 6.1 6.8 7.2 UTI Banking and Financial Services Fund Growth ₹187.146
↑ 0.61 ₹1,211 5,000 500 14.1 10.7 18.7 22 25.6 14.9 11.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 May 25 1. UTI Dynamic Bond Fund
CAGR/Annualized
return of 7.9% since its launch. Ranked 3 in Dynamic Bond
category. Return for 2024 was 8.6% , 2023 was 6.2% and 2022 was 10.1% . UTI Dynamic Bond Fund
Growth Launch Date 16 Jun 10 NAV (19 May 25) ₹31.1278 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹447 on 31 Mar 25 Category Debt - Dynamic Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 1.54 Sharpe Ratio 0.55 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.94% Effective Maturity 8 Years 14 Days Modified Duration 5 Years 5 Months 23 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,541 30 Apr 22 ₹11,651 30 Apr 23 ₹13,161 30 Apr 24 ₹13,977 30 Apr 25 ₹15,434 Returns for UTI Dynamic Bond Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 19 May 25 Duration Returns 1 Month 1.2% 3 Month 4.1% 6 Month 5.8% 1 Year 10.1% 3 Year 7.5% 5 Year 8.9% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.6% 2023 6.2% 2022 10.1% 2021 10.8% 2020 5.9% 2019 -3.9% 2018 5.2% 2017 4.2% 2016 14.9% 2015 6.9% Fund Manager information for UTI Dynamic Bond Fund
Name Since Tenure Pankaj Pathak 8 Apr 25 0.06 Yr. Data below for UTI Dynamic Bond Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 9.96% Debt 89.73% Other 0.3% Debt Sector Allocation
Sector Value Government 65.58% Corporate 24.15% Cash Equivalent 9.96% Credit Quality
Rating Value AA 1.22% AAA 98.78% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -28% ₹129 Cr 1,250,000,000
↑ 150,000,000 6.92% Govt Stock 2039
Sovereign Bonds | -20% ₹94 Cr 900,000,000 National Bank For Agriculture And Rural Development
Debentures | -9% ₹41 Cr 4,000 Small Industries Development Bank Of India
Debentures | -9% ₹41 Cr 4,000 Rec Limited
Debentures | -9% ₹41 Cr 4,000 Power Finance Corporation Ltd.
Debentures | -6% ₹26 Cr 2,500 Chhattisgarh (Government of) 7.32%
- | -4% ₹21 Cr 200,000,000 Assam (Government of) 7.34%
- | -4% ₹21 Cr 200,000,000 Mankind Pharma Ltd
Debentures | -1% ₹5 Cr 500 CORPORATE DEBT MARKET DEVT FUND - A2 UNITS
Investment Fund | -0% ₹1 Cr 1,263 2. UTI Banking & PSU Debt Fund
CAGR/Annualized
return of 7.2% since its launch. Ranked 3 in Banking & PSU Debt
category. Return for 2024 was 7.6% , 2023 was 6.7% and 2022 was 10.3% . UTI Banking & PSU Debt Fund
Growth Launch Date 3 Feb 14 NAV (19 May 25) ₹21.8566 ↑ 0.03 (0.12 %) Net Assets (Cr) ₹785 on 31 Mar 25 Category Debt - Banking & PSU Debt AMC UTI Asset Management Company Ltd Rating ☆☆☆☆☆ Risk Moderate Expense Ratio 0.55 Sharpe Ratio 1.06 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.14% Effective Maturity 2 Years 4 Months 24 Days Modified Duration 2 Years 29 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,668 30 Apr 22 ₹10,968 30 Apr 23 ₹12,344 30 Apr 24 ₹13,104 30 Apr 25 ₹14,269 Returns for UTI Banking & PSU Debt Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 19 May 25 Duration Returns 1 Month 1% 3 Month 3.2% 6 Month 4.9% 1 Year 9% 3 Year 7.5% 5 Year 7.2% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.6% 2023 6.7% 2022 10.3% 2021 2.8% 2020 8.9% 2019 -1% 2018 6.8% 2017 6.4% 2016 11.7% 2015 8.6% Fund Manager information for UTI Banking & PSU Debt Fund
Name Since Tenure Anurag Mittal 1 Dec 21 3.41 Yr. Data below for UTI Banking & PSU Debt Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 3.28% Debt 96.39% Other 0.33% Debt Sector Allocation
Sector Value Corporate 53.03% Government 43.37% Cash Equivalent 3.28% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.38% Govt Stock 2027
Sovereign Bonds | -12% ₹92 Cr 900,000,000 Axis Bank Limited
Debentures | -7% ₹56 Cr 550 Export-Import Bank Of India
Debentures | -6% ₹51 Cr 5,000 Small Industries Development Bank Of India
Debentures | -6% ₹51 Cr 5,000 Power Finance Corporation Limited
Debentures | -5% ₹41 Cr 400 Rural Electrification Corporation Limited
Debentures | -5% ₹36 Cr 3,500 HDFC Bank Limited
Debentures | -4% ₹35 Cr 350 Indian Railway Finance Corporation Limited
Debentures | -4% ₹31 Cr 300 National Bank For Agriculture And Rural Development
Debentures | -4% ₹30 Cr 3,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹26 Cr 250 3. UTI Regular Savings Fund
CAGR/Annualized
return of 9.5% since its launch. Ranked 10 in Hybrid Debt
category. Return for 2024 was 11.6% , 2023 was 11.3% and 2022 was 3.3% . UTI Regular Savings Fund
Growth Launch Date 16 Dec 03 NAV (19 May 25) ₹69.2426 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹1,648 on 31 Mar 25 Category Hybrid - Hybrid Debt AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.81 Sharpe Ratio 0.64 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹12,068 30 Apr 22 ₹13,350 30 Apr 23 ₹14,096 30 Apr 24 ₹15,987 30 Apr 25 ₹17,780 Returns for UTI Regular Savings Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 19 May 25 Duration Returns 1 Month 2.3% 3 Month 4.9% 6 Month 5% 1 Year 11.8% 3 Year 11.3% 5 Year 12.6% 10 Year 15 Year Since launch 9.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 11.6% 2023 11.3% 2022 3.3% 2021 13.2% 2020 10.2% 2019 2.8% 2018 3.4% 2017 12.5% 2016 8.9% 2015 7.1% Fund Manager information for UTI Regular Savings Fund
Name Since Tenure Amit Premchandani 8 Jan 22 3.31 Yr. Jaydeep Bhowal 17 Apr 23 2.04 Yr. Data below for UTI Regular Savings Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 2.23% Equity 23.81% Debt 73.69% Other 0.27% Equity Sector Allocation
Sector Value Financial Services 8.33% Consumer Cyclical 3.21% Technology 2.5% Health Care 1.96% Basic Materials 1.84% Communication Services 1.55% Energy 1.45% Industrials 1.39% Utility 0.66% Consumer Defensive 0.57% Real Estate 0.36% Debt Sector Allocation
Sector Value Government 44.28% Corporate 29.4% Cash Equivalent 2.23% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -16% ₹262 Cr 2,500,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -8% ₹131 Cr 1,270,000,000
↑ 20,000,000 7.18% Govt Stock 2033
Sovereign Bonds | -5% ₹79 Cr 750,000,000 Rural Electrification Corporation Limited
Debentures | -5% ₹78 Cr 7,500 Power Finance Corporation Ltd.
Debentures | -5% ₹78 Cr 7,500 7.34% Govt Stock 2064
Sovereign Bonds | -3% ₹54 Cr 500,000,000 West Bengal (Government of) 7.28%
- | -3% ₹52 Cr 500,000,000 HDFC Bank Limited
Debentures | -3% ₹52 Cr 5,000 7.29% West Bengal State Development Loans (12/03/2038)
Sovereign Bonds | -3% ₹52 Cr 500,000,000 LIC Housing Finance Limited
Debentures | -3% ₹51 Cr 500 4. UTI Gilt Fund
CAGR/Annualized
return of 8.3% since its launch. Ranked 7 in Government Bond
category. Return for 2024 was 8.9% , 2023 was 6.7% and 2022 was 2.9% . UTI Gilt Fund
Growth Launch Date 21 Jan 02 NAV (19 May 25) ₹63.6441 ↓ -0.08 (-0.13 %) Net Assets (Cr) ₹733 on 31 Mar 25 Category Debt - Government Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.92 Sharpe Ratio 0.6 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.87% Effective Maturity 20 Years 2 Months 26 Days Modified Duration 9 Years 1 Month 13 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,443 30 Apr 22 ₹10,651 30 Apr 23 ₹11,299 30 Apr 24 ₹12,010 30 Apr 25 ₹13,392 Returns for UTI Gilt Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 19 May 25 Duration Returns 1 Month 1.3% 3 Month 4.8% 6 Month 6.7% 1 Year 10.8% 3 Year 8.2% 5 Year 5.9% 10 Year 15 Year Since launch 8.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.9% 2023 6.7% 2022 2.9% 2021 2.3% 2020 10.3% 2019 11.8% 2018 6.3% 2017 4.3% 2016 15.5% 2015 6.1% Fund Manager information for UTI Gilt Fund
Name Since Tenure Pankaj Pathak 8 Apr 25 0.06 Yr. Data below for UTI Gilt Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 4.33% Debt 95.67% Debt Sector Allocation
Sector Value Government 95.67% Cash Equivalent 4.33% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -46% ₹340 Cr 3,300,000,000
↑ 250,000,000 7.34% Govt Stock 2064
Sovereign Bonds | -17% ₹123 Cr 1,150,000,000 7.09% Govt Stock 2054
Sovereign Bonds | -14% ₹104 Cr 1,000,000,000 7.3% Govt Stock 2053
Sovereign Bonds | -6% ₹48 Cr 450,000,000 7.46% Govt Stock 2073
Sovereign Bonds | -4% ₹33 Cr 300,000,000 Chhattisgarh (Government of) 7.32%
- | -4% ₹31 Cr 300,000,000 Assam (Government of) 7.34%
- | -4% ₹31 Cr 300,000,000 Net Current Assets
Net Current Assets | -4% ₹29 Cr Clearing Corporation Of India Ltd. Std - Margin
CBLO/Reverse Repo | -0% ₹3 Cr 00 7.1% Govt Stock 2034
Sovereign Bonds | -₹0 Cr 00
↓ -250,000,000 5. UTI Bond Fund
CAGR/Annualized
return of 7.7% since its launch. Ranked 11 in Medium to Long term
category. Return for 2024 was 8.5% , 2023 was 6.4% and 2022 was 9.9% . UTI Bond Fund
Growth Launch Date 4 May 98 NAV (19 May 25) ₹73.8657 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹320 on 31 Mar 25 Category Debt - Medium to Long term AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.62 Sharpe Ratio 0.69 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.17% Effective Maturity 9 Years 11 Months 5 Days Modified Duration 6 Years 5 Months 1 Day Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,620 30 Apr 22 ₹11,504 30 Apr 23 ₹13,151 30 Apr 24 ₹13,866 30 Apr 25 ₹15,377 Returns for UTI Bond Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 19 May 25 Duration Returns 1 Month 1.2% 3 Month 4.2% 6 Month 6% 1 Year 10.5% 3 Year 7.8% 5 Year 8.7% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.5% 2023 6.4% 2022 9.9% 2021 9.4% 2020 1.1% 2019 -5.8% 2018 4% 2017 3.6% 2016 13.9% 2015 6.3% Fund Manager information for UTI Bond Fund
Name Since Tenure Sunil Patil 17 Apr 23 2.04 Yr. Data below for UTI Bond Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 4.77% Debt 94.97% Other 0.26% Debt Sector Allocation
Sector Value Government 64.32% Corporate 30.64% Cash Equivalent 4.77% Credit Quality
Rating Value AA 11.46% AAA 88.54% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.92% Govt Stock 2039
Sovereign Bonds | -38% ₹124 Cr 1,190,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -8% ₹26 Cr 250,000,000 LIC Housing Finance Limited
Debentures | -8% ₹26 Cr 250 7.08% Andhra Pradesh State Development Loans (26/03/2037)
Sovereign Bonds | -8% ₹26 Cr 250,000,000 7.17% Indian Railway Finance Corporation Limited**
Debentures | -8% ₹25 Cr 2,500 Hdb Financial Services Ltd.
Debentures | -8% ₹25 Cr 250 Cholamandalam Investment And Finance Company Limited
Debentures | -5% ₹15 Cr 1,500 Aditya Birla Renewables Limited
Debentures | -5% ₹15 Cr 1,500 INDIA UNIVERSAL TRUST AL1
Unlisted bonds | -4% ₹15 Cr 15 07.78 RJ Sdl 2033
Sovereign Bonds | -2% ₹5 Cr 50,000,000 6. UTI Short Term Income Fund
CAGR/Annualized
return of 6.7% since its launch. Ranked 10 in Short term Bond
category. Return for 2024 was 7.9% , 2023 was 6.9% and 2022 was 3.8% . UTI Short Term Income Fund
Growth Launch Date 19 Sep 07 NAV (19 May 25) ₹31.6457 ↑ 0.03 (0.09 %) Net Assets (Cr) ₹2,566 on 31 Mar 25 Category Debt - Short term Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 0.94 Sharpe Ratio 1.04 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.29% Effective Maturity 3 Years 11 Months 1 Day Modified Duration 2 Years 11 Months 23 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,840 30 Apr 22 ₹11,760 30 Apr 23 ₹12,385 30 Apr 24 ₹13,256 30 Apr 25 ₹14,440 Returns for UTI Short Term Income Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 19 May 25 Duration Returns 1 Month 1% 3 Month 3.2% 6 Month 5% 1 Year 9% 3 Year 7.5% 5 Year 7.5% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.9% 2023 6.9% 2022 3.8% 2021 8.4% 2020 10.5% 2019 -3.9% 2018 6% 2017 6.1% 2016 10.1% 2015 8.3% Fund Manager information for UTI Short Term Income Fund
Name Since Tenure Anurag Mittal 8 Apr 25 0.06 Yr. Sudhir Agarwal 25 Oct 12 12.52 Yr. Data below for UTI Short Term Income Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 9.1% Debt 90.65% Other 0.26% Debt Sector Allocation
Sector Value Corporate 68.44% Government 25.59% Cash Equivalent 5.71% Credit Quality
Rating Value AA 11.48% AAA 88.52% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -9% ₹263 Cr 2,550,000,000
↓ -550,000,000 LIC Housing Finance Limited
Debentures | -6% ₹180 Cr 1,750 National Housing Bank
Debentures | -6% ₹178 Cr 17,500 Small Industries Development Bank Of India
Debentures | -6% ₹178 Cr 17,500 National Bank For Agriculture And Rural Development
Debentures | -6% ₹178 Cr 17,500 Power Finance Corporation Ltd.
Debentures | -6% ₹177 Cr 17,500 Export-Import Bank of India
Domestic Bonds | -4% ₹101 Cr 10,000 Kotak Mahindra Prime Limited
Debentures | -3% ₹86 Cr 850 Bajaj Finance Limited
Debentures | -3% ₹76 Cr 7,500 Bajaj Finance Limited
Debentures | -3% ₹76 Cr 7,500 7. UTI Treasury Advantage Fund
CAGR/Annualized
return of 7.2% since its launch. Ranked 15 in Low Duration
category. Return for 2024 was 7.7% , 2023 was 7.1% and 2022 was 4.5% . UTI Treasury Advantage Fund
Growth Launch Date 23 Apr 07 NAV (19 May 25) ₹3,525.98 ↑ 2.54 (0.07 %) Net Assets (Cr) ₹2,735 on 31 Mar 25 Category Debt - Low Duration AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.44 Sharpe Ratio 2 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.39% Effective Maturity 1 Year 18 Days Modified Duration 11 Months 8 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,626 30 Apr 22 ₹11,580 30 Apr 23 ₹12,239 30 Apr 24 ₹13,120 30 Apr 25 ₹14,193 Returns for UTI Treasury Advantage Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 19 May 25 Duration Returns 1 Month 0.7% 3 Month 2.5% 6 Month 4.3% 1 Year 8.3% 3 Year 7.3% 5 Year 7.2% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 7.1% 2022 4.5% 2021 9% 2020 7.3% 2019 -4.2% 2018 7.3% 2017 7% 2016 8.9% 2015 8.8% Fund Manager information for UTI Treasury Advantage Fund
Name Since Tenure Anurag Mittal 1 Dec 21 3.41 Yr. Data below for UTI Treasury Advantage Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 34.95% Debt 64.77% Other 0.28% Debt Sector Allocation
Sector Value Corporate 56.43% Government 22.97% Cash Equivalent 20.33% Credit Quality
Rating Value AA 13.95% AAA 86.05% Top Securities Holdings / Portfolio
Name Holding Value Quantity 182 Days Tbill
Sovereign Bonds | -9% ₹295 Cr 3,000,000,000 Power Finance Corporation Limited
Debentures | -5% ₹149 Cr 1,500 Bajaj Housing Finance Limited
Debentures | -4% ₹126 Cr 1,250 National Bank For Agriculture And Rural Development
Debentures | -3% ₹102 Cr 10,000 Rural Electrification Corporation Limited
Debentures | -3% ₹101 Cr 10,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹101 Cr 10,000
↑ 5,000 Nirma Limited
Debentures | -2% ₹75 Cr 7,500 360 One Prime Limited
Debentures | -2% ₹55 Cr 550,000 Rec Limited
Debentures | -2% ₹51 Cr 5,000 Aditya Birla Renewables Limited
Debentures | -2% ₹51 Cr 5,000 8. UTI Money Market Fund
CAGR/Annualized
return of 7.3% since its launch. Ranked 23 in Money Market
category. Return for 2024 was 7.7% , 2023 was 7.4% and 2022 was 4.9% . UTI Money Market Fund
Growth Launch Date 13 Jul 09 NAV (19 May 25) ₹3,063.66 ↑ 1.90 (0.06 %) Net Assets (Cr) ₹16,265 on 31 Mar 25 Category Debt - Money Market AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Low Expense Ratio 0.27 Sharpe Ratio 2.5 Information Ratio 0 Alpha Ratio 0 Min Investment 10,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.24% Effective Maturity 9 Months 17 Days Modified Duration 9 Months 16 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,524 30 Apr 22 ₹10,930 30 Apr 23 ₹11,593 30 Apr 24 ₹12,472 30 Apr 25 ₹13,478 Returns for UTI Money Market Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 19 May 25 Duration Returns 1 Month 0.6% 3 Month 2.4% 6 Month 4.2% 1 Year 8.1% 3 Year 7.4% 5 Year 6.1% 10 Year 15 Year Since launch 7.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 7.4% 2022 4.9% 2021 3.7% 2020 6% 2019 8% 2018 7.8% 2017 6.7% 2016 7.7% 2015 8.4% Fund Manager information for UTI Money Market Fund
Name Since Tenure Anurag Mittal 1 Dec 21 3.41 Yr. Amit Sharma 7 Jul 17 7.82 Yr. Data below for UTI Money Market Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 84.74% Debt 15.01% Other 0.25% Debt Sector Allocation
Sector Value Corporate 47.08% Cash Equivalent 29.36% Government 23.31% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 364 Days Tbill (Md 05/03/2026)
Sovereign Bonds | -3% ₹476 Cr 5,000,000,000 364 DTB 19mar2026
Sovereign Bonds | -3% ₹475 Cr 5,000,000,000 06.89 RJ Sdl 2025
Sovereign Bonds | -2% ₹306 Cr 3,050,000,000
↑ 3,050,000,000 364 Days Tbill Red 12-03-2026
Sovereign Bonds | -1% ₹238 Cr 2,500,000,000 08.23 MH Sdl 2025
Sovereign Bonds | -1% ₹201 Cr 2,000,000,000
↑ 900,000,000 364 DTB 12022026
Sovereign Bonds | -1% ₹191 Cr 2,000,000,000 364 DTB 27022026
Sovereign Bonds | -1% ₹191 Cr 2,000,000,000 AU Small Finance Bank Ltd.
Debentures | -1% ₹141 Cr 1,500,000,000 Equitas Small Finance Bank Ltd.
Debentures | -1% ₹141 Cr 1,500,000,000 08.28 KA Sdl 2026
Sovereign Bonds | -1% ₹102 Cr 1,000,000,000 9. UTI Ultra Short Term Fund
CAGR/Annualized
return of 6.8% since its launch. Ranked 27 in Ultrashort Bond
category. Return for 2024 was 7.2% , 2023 was 6.7% and 2022 was 4.2% . UTI Ultra Short Term Fund
Growth Launch Date 29 Aug 03 NAV (19 May 25) ₹4,208.67 ↑ 2.28 (0.05 %) Net Assets (Cr) ₹3,143 on 31 Mar 25 Category Debt - Ultrashort Bond AMC UTI Asset Management Company Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.96 Sharpe Ratio 0.91 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.57% Effective Maturity 6 Months 23 Days Modified Duration 5 Months 23 Days Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹10,469 30 Apr 22 ₹11,111 30 Apr 23 ₹11,702 30 Apr 24 ₹12,517 30 Apr 25 ₹13,432 Returns for UTI Ultra Short Term Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 19 May 25 Duration Returns 1 Month 0.5% 3 Month 2% 6 Month 3.7% 1 Year 7.3% 3 Year 6.7% 5 Year 6.1% 10 Year 15 Year Since launch 6.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.2% 2023 6.7% 2022 4.2% 2021 6.1% 2020 5.3% 2019 3.3% 2018 7% 2017 6.6% 2016 8.9% 2015 8.5% Fund Manager information for UTI Ultra Short Term Fund
Name Since Tenure Anurag Mittal 21 Jan 25 0.27 Yr. Data below for UTI Ultra Short Term Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 64.1% Debt 35.7% Other 0.2% Debt Sector Allocation
Sector Value Corporate 54.04% Cash Equivalent 33.87% Government 11.89% Credit Quality
Rating Value AA 18.56% AAA 81.44% Top Securities Holdings / Portfolio
Name Holding Value Quantity Small Industries Development Bank Of India
Debentures | -4% ₹180 Cr 1,800
↑ 500 182 Days Tbill
Sovereign Bonds | -4% ₹147 Cr 1,500,000,000 Bajaj Housing Finance Limited
Debentures | -2% ₹101 Cr 1,000 182 Days Tbill
Sovereign Bonds | -2% ₹98 Cr 1,000,000,000 Shriram Finance Limited
Debentures | -2% ₹81 Cr 8,000
↑ 5,000 Small Industries Development Bank Of India
Debentures | -2% ₹75 Cr 750 LIC Housing Finance Ltd
Debentures | -2% ₹75 Cr 750 Indian Bank
Domestic Bonds | -2% ₹71 Cr 750,000,000 Small Industries Development Bank Of India
Debentures | -1% ₹50 Cr 500 National Bank For Agriculture And Rural Development
Debentures | -1% ₹50 Cr 500
↑ 250 10. UTI Banking and Financial Services Fund
CAGR/Annualized
return of 14.9% since its launch. Ranked 20 in Sectoral
category. Return for 2024 was 11.1% , 2023 was 19.5% and 2022 was 15.1% . UTI Banking and Financial Services Fund
Growth Launch Date 7 Apr 04 NAV (19 May 25) ₹187.146 ↑ 0.61 (0.33 %) Net Assets (Cr) ₹1,211 on 31 Mar 25 Category Equity - Sectoral AMC UTI Asset Management Company Ltd Rating ☆☆☆ Risk High Expense Ratio 2.28 Sharpe Ratio 0.55 Information Ratio 0.29 Alpha Ratio -6.11 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹15,325 30 Apr 22 ₹16,476 30 Apr 23 ₹18,875 30 Apr 24 ₹23,950 30 Apr 25 ₹27,241 Returns for UTI Banking and Financial Services Fund
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 19 May 25 Duration Returns 1 Month 3.9% 3 Month 14.1% 6 Month 10.7% 1 Year 18.7% 3 Year 22% 5 Year 25.6% 10 Year 15 Year Since launch 14.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 11.1% 2023 19.5% 2022 15.1% 2021 14.3% 2020 -5.3% 2019 11.6% 2018 -6.8% 2017 43.5% 2016 13% 2015 -11.3% Fund Manager information for UTI Banking and Financial Services Fund
Name Since Tenure Preethi S 2 May 22 3 Yr. Data below for UTI Banking and Financial Services Fund as on 31 Mar 25
Equity Sector Allocation
Sector Value Financial Services 98.25% Technology 0.09% Asset Allocation
Asset Class Value Cash 1.65% Equity 98.35% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 04 | ICICIBANK21% ₹264 Cr 1,852,344 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | HDFCBANK15% ₹194 Cr 1,005,927 Axis Bank Ltd (Financial Services)
Equity, Since 30 Jun 18 | 5322156% ₹79 Cr 670,000 Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Nov 19 | 5000346% ₹73 Cr 84,257
↑ 1,000 Shriram Finance Ltd (Financial Services)
Equity, Since 31 Jan 24 | SHRIRAMFIN5% ₹60 Cr 983,680 State Bank of India (Financial Services)
Equity, Since 28 Feb 18 | SBIN5% ₹59 Cr 750,000 India Shelter Finance Corporation Ltd (Financial Services)
Equity, Since 31 Dec 23 | INDIASHLTR5% ₹58 Cr 671,973 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | KOTAKBANK4% ₹49 Cr 223,946 Karur Vysya Bank Ltd (Financial Services)
Equity, Since 31 Dec 18 | 5900033% ₹42 Cr 1,915,787
↑ 39,246 Max Financial Services Ltd (Financial Services)
Equity, Since 30 Sep 22 | 5002713% ₹41 Cr 314,018
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