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Top 10 Best UTI Mutual Fund Schemes 2022

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10 Best UTI Mutual Fund Schemes for 2022

Updated on June 21, 2022 , 11351 views

UTI Mutual Fund, India’s one of the leading financial institutions, has gained immense trust amongst investors. The AMC has bagged many awards for Offering innovative and steady return yielding Mutual Funds since its inception.

To help investors maintain a systematic Asset Allocation plan, the AMC offers a well–diversified and a balanced investment portfolio based on extensive Market research. Investors can invest in an array of schemes like— equity, debt, balanced, Liquid Funds, etc.

UTI

You can plan your different goals such as wealth creation, Retirement planning, child’s higher education, tax savings, etc., by Investing in these schemes.

Why Invest in Best UTI Mutual Fund Schemes?

a. Safety

UTI Mutual Fund always strives for the safety of the investor’s money and for Capital appreciation by investing it in a prudent manner.

b. Consistent Returns

UTI Mutual Fund always strives hard to deliver consistent returns to their investors so that they can attain their objectives.

c. Ease of Access

Investors can monitor and access their mutual fund account anytime and anywhere online. Also, the transaction and interaction process with the fund house is also hassle-free and very user-friendly.

d. Retirement planning

UTI schemes also help investors to plan for their future. It helps them in mapping out retirement plans and has some well-crafted schemes like UTI – Retirement Benefit Pension Fund Investment to help the investors.

e. Tax Benefits

The fund house offers a tax savings Mutual Fund through which people can plan for their Taxes. Also, in other schemes, people can claim the tax benefits based on the scheme category.

Investors planning to invest can choose a fund from the below-listed top 10 best UTI Mutual Fund Schemes. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.

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Best UTI Mutual Fund Schemes

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)Since launch (%)2021 (%)
UTI Dynamic Bond Fund Growth ₹25.0694
↓ 0.00
₹354 10,000 500 7.67.218.28.94.87.910.8
UTI Banking & PSU Debt Fund Growth ₹17.6507
↓ 0.00
₹269 5,000 500 5.76.68.47.15.372.8
UTI Bond Fund Growth ₹58.828
↓ -0.04
₹296 1,000 500 6.56.115.45.92.77.69.4
UTI Treasury Advantage Fund Growth ₹2,870.96
↑ 0.50
₹3,010 10,000 500 0.61.68.67.34.77.29
UTI Short Term Income Fund Growth ₹25.5325
↑ 0.00
₹2,425 10,000 500 -0.10.77.48.24.76.68.4
UTI Ultra Short Term Fund Growth ₹3,479.46
↑ 0.72
₹2,005 5,000 500 0.71.565.45.26.86.1
UTI Regular Savings Fund Growth ₹50.1905
↑ 0.11
₹1,577 5,000 500 -2.8-2.65.17.46.29.113.2
UTI Money Market Fund Growth ₹2,485.08
↑ 0.53
₹9,403 10,000 500 0.81.93.85.26.17.33.7
UTI Gilt Fund Growth ₹50.1668
↓ 0.00
₹518 5,000 500 -0.2-0.61.15.45.58.22.3
UTI Transportation & Logistics Fund Growth ₹135.579
↑ 2.45
₹1,727 5,000 500 8.97.21014.64.115.424.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jun 22

1. UTI Dynamic Bond Fund

The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

UTI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 16 Jun 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.9% since its launch.  Ranked 3 in Dynamic Bond category.  Return for 2021 was 10.8% , 2020 was 5.9% and 2019 was -3.9% .

Below is the key information for UTI Dynamic Bond Fund

UTI Dynamic Bond Fund
Growth
Launch Date 16 Jun 10
NAV (24 Jun 22) ₹25.0694 ↓ 0.00   (0.00 %)
Net Assets (Cr) ₹354 on 31 May 22
Category Debt - Dynamic Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.18
Sharpe Ratio 1.27
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 4.26%
Effective Maturity 2 Years 3 Months 4 Days
Modified Duration 9 Months 25 Days

Growth of 10,000 investment over the years.

DateValue
31 May 17₹10,000
31 May 18₹10,291
31 May 19₹10,494
31 May 20₹10,500
31 May 21₹10,893
31 May 22₹12,912

UTI Dynamic Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for UTI Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jun 22

DurationReturns
1 Month
3 Month 7.6%
6 Month 7.2%
1 Year 18.2%
3 Year 8.9%
5 Year 4.8%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2021 10.8%
2020 5.9%
2019 -3.9%
2018 5.2%
2017 4.2%
2016 14.9%
2015 6.9%
2014 14.7%
2013 7.6%
2012 11.2%
Fund Manager information for UTI Dynamic Bond Fund
NameSinceTenure
Sudhir Agarwal1 Dec 210.5 Yr.

Data below for UTI Dynamic Bond Fund as on 31 May 22

Asset Allocation
Asset ClassValue
Cash34.22%
Debt65.78%
Debt Sector Allocation
SectorValue
Government58.14%
Cash Equivalent27.75%
Corporate14.11%
Credit Quality
RatingValue
AA11.38%
AAA71.79%
Below B16.82%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
182 Dtb 27102022
Sovereign Bonds | -
26%₹98 Cr1,000,000,000
5.63% Govt Stock 2026
Sovereign Bonds | -
13%₹48 Cr500,000,000
↑ 500,000,000
5.53% Govt Stock 2033
Sovereign Bonds | -
11%₹40 Cr400,000,000
182 Dtb 15092022
Sovereign Bonds | -
5%₹20 Cr200,000,000
Piramal Capital & Housing Finance Limited
Debentures | -
3%₹10 Cr123,219
Punjab National Bank
Debentures | -
3%₹10 Cr100
Can Fin Homes Limited
Debentures | -
3%₹10 Cr100
Tata Capital Limited
Debentures | -
1%₹5 Cr50
L&T Metro Rail (Hyderabad) Limited
Debentures | -
1%₹3 Cr36
Net Current Assets
Net Current Assets | -
27%₹101 Cr

2. UTI Banking & PSU Debt Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 3 in Banking & PSU Debt category.  Return for 2021 was 2.8% , 2020 was 8.9% and 2019 was -1% .

Below is the key information for UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund
Growth
Launch Date 3 Feb 14
NAV (24 Jun 22) ₹17.6507 ↓ 0.00   (-0.01 %)
Net Assets (Cr) ₹269 on 31 May 22
Category Debt - Banking & PSU Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.32
Sharpe Ratio 0.83
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 5.19%
Effective Maturity 1 Year 7 Months 20 Days
Modified Duration 1 Year 4 Months 10 Days

Growth of 10,000 investment over the years.

DateValue
31 May 17₹10,000
31 May 18₹10,554
31 May 19₹10,546
31 May 20₹11,462
31 May 21₹12,046
31 May 22₹13,039

UTI Banking & PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jun 22

DurationReturns
1 Month 0.2%
3 Month 5.7%
6 Month 6.6%
1 Year 8.4%
3 Year 7.1%
5 Year 5.3%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2021 2.8%
2020 8.9%
2019 -1%
2018 6.8%
2017 6.4%
2016 11.7%
2015 8.6%
2014
2013
2012
Fund Manager information for UTI Banking & PSU Debt Fund
NameSinceTenure
Anurag Mittal1 Dec 210.5 Yr.

Data below for UTI Banking & PSU Debt Fund as on 31 May 22

Asset Allocation
Asset ClassValue
Cash16.91%
Debt83.09%
Debt Sector Allocation
SectorValue
Government42.13%
Corporate40.96%
Cash Equivalent16.91%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Limited
Debentures | -
9%₹25 Cr250
Export Import Bank Of India
Debentures | -
9%₹25 Cr250
Power Finance Corporation Ltd.
Debentures | -
9%₹24 Cr250
↑ 250
Rec Limited
Debentures | -
9%₹24 Cr250
↑ 250
Axis Bank Limited
Debentures | -
7%₹20 Cr200
Power Grid Corporation Of India Limited
Debentures | -
5%₹15 Cr500
↑ 500
Oil And Natural Gas Corporation Limited
Debentures | -
5%₹15 Cr150
National Bank For Agriculture And Rural Development
Debentures | -
5%₹14 Cr150
Housing And Urban Development Corporation Limited
Debentures | -
5%₹13 Cr125
Hindustan Petroleum Corporation Limited
Debentures | -
4%₹10 Cr100

3. UTI Bond Fund

(Erstwhile UTI - Bond Fund)

The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits.

UTI Bond Fund is a Debt - Medium to Long term fund was launched on 4 May 98. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 11 in Medium to Long term category.  Return for 2021 was 9.4% , 2020 was 1.1% and 2019 was -5.8% .

Below is the key information for UTI Bond Fund

UTI Bond Fund
Growth
Launch Date 4 May 98
NAV (24 Jun 22) ₹58.828 ↓ -0.04   (-0.07 %)
Net Assets (Cr) ₹296 on 31 May 22
Category Debt - Medium to Long term
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0
Sharpe Ratio 1.17
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 5.98%
Effective Maturity 7 Years 6 Months 7 Days
Modified Duration 4 Years 1 Month 17 Days

Growth of 10,000 investment over the years.

DateValue
31 May 17₹10,000
31 May 18₹10,217
31 May 19₹10,347
31 May 20₹9,675
31 May 21₹10,062
31 May 22₹11,652

UTI Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹188,454.
Net Profit of ₹8,454
Invest Now

Returns for UTI Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jun 22

DurationReturns
1 Month -0.3%
3 Month 6.5%
6 Month 6.1%
1 Year 15.4%
3 Year 5.9%
5 Year 2.7%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2021 9.4%
2020 1.1%
2019 -5.8%
2018 4%
2017 3.6%
2016 13.9%
2015 6.3%
2014 15.6%
2013 4%
2012 10.5%
Fund Manager information for UTI Bond Fund
NameSinceTenure
Amandeep Chopra31 Jan 1210.34 Yr.

Data below for UTI Bond Fund as on 31 May 22

Asset Allocation
Asset ClassValue
Cash8.78%
Debt91.22%
Debt Sector Allocation
SectorValue
Government87.12%
Cash Equivalent8.78%
Corporate4.1%
Credit Quality
RatingValue
AA9.71%
AAA80.78%
Below B9.51%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.54% Govt Stock 2032
Sovereign Bonds | -
19%₹57 Cr600,000,000
↑ 200,000,000
6.1% Govt Stock 2031
Sovereign Bonds | -
15%₹46 Cr500,000,000
5.53% Govt Stock 2033
Sovereign Bonds | -
15%₹45 Cr450,000,000
5.22% Govt Stock 2025
Sovereign Bonds | -
11%₹33 Cr350,000,000
182 Dtb 10112022
Sovereign Bonds | -
8%₹24 Cr250,000,000
↑ 250,000,000
Punjab National Bank
Debentures | -
5%₹15 Cr150
Food Corporation Of India
Debentures | -
5%₹14 Cr150
6.67% Govt Stock 2035
Sovereign Bonds | -
5%₹14 Cr150,000,000
Piramal Capital & Housing Finance Limited
Debentures | -
3%₹10 Cr123,219
182 Dtb 29092022
Sovereign Bonds | -
3%₹10 Cr100,000,000

4. UTI Treasury Advantage Fund

The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations.

UTI Treasury Advantage Fund is a Debt - Low Duration fund was launched on 23 Apr 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.2% since its launch.  Ranked 15 in Low Duration category.  Return for 2021 was 9% , 2020 was 7.3% and 2019 was -4.2% .

Below is the key information for UTI Treasury Advantage Fund

UTI Treasury Advantage Fund
Growth
Launch Date 23 Apr 07
NAV (24 Jun 22) ₹2,870.96 ↑ 0.50   (0.02 %)
Net Assets (Cr) ₹3,010 on 31 May 22
Category Debt - Low Duration
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 0.44
Sharpe Ratio 1.07
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 4.83%
Effective Maturity 6 Months 11 Days
Modified Duration 6 Months 29 Days

Growth of 10,000 investment over the years.

DateValue
31 May 17₹10,000
31 May 18₹10,641
31 May 19₹11,455
31 May 20₹11,042
31 May 21₹11,618
31 May 22₹12,624

UTI Treasury Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for UTI Treasury Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jun 22

DurationReturns
1 Month 0.4%
3 Month 0.6%
6 Month 1.6%
1 Year 8.6%
3 Year 7.3%
5 Year 4.7%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2021 9%
2020 7.3%
2019 -4.2%
2018 7.3%
2017 7%
2016 8.9%
2015 8.8%
2014 9.3%
2013 9.6%
2012 9.7%
Fund Manager information for UTI Treasury Advantage Fund
NameSinceTenure
Anurag Mittal1 Dec 210.5 Yr.

Data below for UTI Treasury Advantage Fund as on 31 May 22

Asset Allocation
Asset ClassValue
Cash52.76%
Debt47.24%
Debt Sector Allocation
SectorValue
Cash Equivalent35.49%
Government34.16%
Corporate30.35%
Credit Quality
RatingValue
AA8.77%
AAA91.23%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
182 Dtb 29092022
Sovereign Bonds | -
11%₹344 Cr3,500,000,000
182 Dtb 08092022
Sovereign Bonds | -
8%₹246 Cr2,500,000,000
Axis Finance Limited
Debentures | -
4%₹114 Cr1,150
07.02 MH Sdl 2022
Sovereign Bonds | -
3%₹101 Cr1,000,000,000
182 Dtb 18082022
Sovereign Bonds | -
3%₹99 Cr1,000,000,000
↑ 1,000,000,000
182 Dtb 22092022
Sovereign Bonds | -
3%₹98 Cr1,000,000,000
Mahindra Rural Housing Finance Limited
Debentures | -
2%₹78 Cr800
Rec Limited
Debentures | -
2%₹76 Cr750
8.15% Govt Stock 2022
Sovereign Bonds | -
2%₹75 Cr750,000,000
Tata Capital Limited
Debentures | -
2%₹59 Cr600

5. UTI Short Term Income Fund

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund is a Debt - Short term Bond fund was launched on 19 Sep 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.6% since its launch.  Ranked 10 in Short term Bond category.  Return for 2021 was 8.4% , 2020 was 10.5% and 2019 was -3.9% .

Below is the key information for UTI Short Term Income Fund

UTI Short Term Income Fund
Growth
Launch Date 19 Sep 07
NAV (24 Jun 22) ₹25.5325 ↑ 0.00   (0.01 %)
Net Assets (Cr) ₹2,425 on 31 May 22
Category Debt - Short term Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.93
Sharpe Ratio 0.89
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 5.62%
Effective Maturity 2 Years 2 Months 26 Days
Modified Duration 1 Year 3 Months 18 Days

Growth of 10,000 investment over the years.

DateValue
31 May 17₹10,000
31 May 18₹10,493
31 May 19₹11,263
31 May 20₹11,024
31 May 21₹11,753
31 May 22₹12,665

UTI Short Term Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for UTI Short Term Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jun 22

DurationReturns
1 Month 0.1%
3 Month -0.1%
6 Month 0.7%
1 Year 7.4%
3 Year 8.2%
5 Year 4.7%
10 Year
15 Year
Since launch 6.6%
Historical performance (Yearly) on absolute basis
YearReturns
2021 8.4%
2020 10.5%
2019 -3.9%
2018 6%
2017 6.1%
2016 10.1%
2015 8.3%
2014 10.9%
2013 9%
2012 11.2%
Fund Manager information for UTI Short Term Income Fund
NameSinceTenure
Sudhir Agarwal25 Oct 129.61 Yr.

Data below for UTI Short Term Income Fund as on 31 May 22

Asset Allocation
Asset ClassValue
Cash30.77%
Debt69.23%
Debt Sector Allocation
SectorValue
Corporate38.18%
Government31.05%
Cash Equivalent30.77%
Credit Quality
RatingValue
AA27.67%
AAA72.33%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Axis Finance Limited
Debentures | -
6%₹159 Cr1,600
5.53% Govt Stock 2033
Sovereign Bonds | -
4%₹104 Cr1,050,000,000
Power Grid Corporation Of India Limited
Debentures | -
4%₹102 Cr1,000
National Bank For Agriculture And Rural Development
Debentures | -
4%₹99 Cr1,000
Power Finance Corporation Ltd.
Debentures | -
3%₹75 Cr750
India Grid TRust
Debentures | -
3%₹75 Cr750
Mahindra Rural Housing Finance Limited
Debentures | -
3%₹68 Cr700
Can Fin Homes Limited
Debentures | -
3%₹63 Cr650
TATA Motors Finance Limited
Debentures | -
2%₹59 Cr600
7.68% Govt Stock 2023
Sovereign Bonds | -
2%₹51 Cr500,000,000

6. UTI Ultra Short Term Fund

(Erstwhile UTI - Floating Rate Fund - Short Term Plan)

To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

UTI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 29 Aug 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 6.8% since its launch.  Ranked 27 in Ultrashort Bond category.  Return for 2021 was 6.1% , 2020 was 5.3% and 2019 was 3.3% .

Below is the key information for UTI Ultra Short Term Fund

UTI Ultra Short Term Fund
Growth
Launch Date 29 Aug 03
NAV (24 Jun 22) ₹3,479.46 ↑ 0.72   (0.02 %)
Net Assets (Cr) ₹2,005 on 31 May 22
Category Debt - Ultrashort Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 0.96
Sharpe Ratio 0.82
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 4.65%
Effective Maturity 4 Months 20 Days
Modified Duration 4 Months 15 Days

Growth of 10,000 investment over the years.

DateValue
31 May 17₹10,000
31 May 18₹10,625
31 May 19₹11,428
31 May 20₹11,716
31 May 21₹12,214
31 May 22₹12,934

UTI Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jun 22

DurationReturns
1 Month 0.4%
3 Month 0.7%
6 Month 1.5%
1 Year 6%
3 Year 5.4%
5 Year 5.2%
10 Year
15 Year
Since launch 6.8%
Historical performance (Yearly) on absolute basis
YearReturns
2021 6.1%
2020 5.3%
2019 3.3%
2018 7%
2017 6.6%
2016 8.9%
2015 8.5%
2014 8.8%
2013 9.8%
2012 9%
Fund Manager information for UTI Ultra Short Term Fund
NameSinceTenure
Ritesh Nambiar1 Jul 156.92 Yr.

Data below for UTI Ultra Short Term Fund as on 31 May 22

Asset Allocation
Asset ClassValue
Cash60.6%
Debt39.4%
Debt Sector Allocation
SectorValue
Cash Equivalent47.61%
Corporate39.51%
Government12.88%
Credit Quality
RatingValue
AA14.67%
AAA85.33%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
182 Dtb 04082022
Sovereign Bonds | -
6%₹148 Cr1,500,000,000
8.15% Govt Stock 2022
Sovereign Bonds | -
5%₹115 Cr1,150,000,000
182 Dtb 27102022
Sovereign Bonds | -
4%₹98 Cr1,000,000,000
The Tata Power Company Limited
Debentures | -
3%₹71 Cr700
Cholamandalam Investment And Fin. Co. Ltd
Debentures | -
2%₹60 Cr500
Power Finance Corporation Ltd.
Debentures | -
2%₹55 Cr550
Rural Electrification Corporation Limited
Debentures | -
2%₹55 Cr545
Rural Electrification Corporation Limited
Debentures | -
2%₹51 Cr510
National Bank For Agriculture And Rural Development
Debentures | -
2%₹50 Cr500
National Bank For Agriculture And Rural Development
Debentures | -
2%₹50 Cr500

7. UTI Regular Savings Fund

(Erstwhile UTI MIS Advantage Plan)

The investment objective of the Scheme is to generate regular income through investments in fixed income securities and capital appreciation / dividend income through investment of a portion of net assets of the scheme in equity and equity related instruments so as to endeavour to make periodic income distribution to Unit holders. Income may be generated through Coupon payments, amortization of discount on debt instruments, receipt of dividends or the purchase and sale of securities in the underlying portfolio. Under normal market conditions investment will be made in fixed income securities, money market instruments,cash and cash equivalents while at the same time maintaining a limited exposure to equity markets. The Scheme will endeavor to enhance overall returns through appropriate investments upto a maximum of 25% of Net Assets into equity and equity related instruments.

UTI Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 16 Dec 03. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.1% since its launch.  Ranked 10 in Hybrid Debt category.  Return for 2021 was 13.2% , 2020 was 10.2% and 2019 was 2.8% .

Below is the key information for UTI Regular Savings Fund

UTI Regular Savings Fund
Growth
Launch Date 16 Dec 03
NAV (24 Jun 22) ₹50.1905 ↑ 0.11   (0.22 %)
Net Assets (Cr) ₹1,577 on 31 May 22
Category Hybrid - Hybrid Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 1.8
Sharpe Ratio 0.76
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
31 May 17₹10,000
31 May 18₹10,787
31 May 19₹11,379
31 May 20₹10,555
31 May 21₹12,848
31 May 22₹13,838

UTI Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992
Invest Now

Returns for UTI Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jun 22

DurationReturns
1 Month -0.5%
3 Month -2.8%
6 Month -2.6%
1 Year 5.1%
3 Year 7.4%
5 Year 6.2%
10 Year
15 Year
Since launch 9.1%
Historical performance (Yearly) on absolute basis
YearReturns
2021 13.2%
2020 10.2%
2019 2.8%
2018 3.4%
2017 12.5%
2016 8.9%
2015 7.1%
2014 21.1%
2013 6.5%
2012 15.1%
Fund Manager information for UTI Regular Savings Fund
NameSinceTenure
Amandeep Chopra14 Dec 0615.47 Yr.
Amit Premchandani8 Jan 220.39 Yr.

Data below for UTI Regular Savings Fund as on 31 May 22

Asset Allocation
Asset ClassValue
Cash14.75%
Equity23.87%
Debt61.38%
Equity Sector Allocation
SectorValue
Financial Services7.84%
Consumer Cyclical4.28%
Technology2.47%
Health Care2.22%
Industrials1.88%
Consumer Defensive1.39%
Communication Services1.11%
Basic Materials0.98%
Real Estate0.93%
Utility0.53%
Energy0.24%
Debt Sector Allocation
SectorValue
Government39.18%
Corporate25.84%
Cash Equivalent9.65%
Securitized1.46%
Credit Quality
RatingValue
AA15.74%
AAA81.75%
BBB2.51%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.45% Govt Stock 2029
Sovereign Bonds | -
6%₹96 Cr1,000,000,000
7.26% Govt Stock 2029
Sovereign Bonds | -
5%₹81 Cr800,000,000
5.53% Govt Stock 2033
Sovereign Bonds | -
5%₹75 Cr750,000,000
Power Finance Corporation Ltd.
Debentures | -
3%₹51 Cr500
LIC Housing Finance Limited
Debentures | -
3%₹51 Cr500
07.19 GJ Sdl 2027
Sovereign Bonds | -
3%₹50 Cr500,000,000
↑ 500,000,000
Jamnagar Utilities & Power Private Limited
Debentures | -
3%₹49 Cr500
5.63% Govt Stock 2026
Sovereign Bonds | -
3%₹49 Cr500,000,000
6.54% Govt Stock 2032
Sovereign Bonds | -
3%₹48 Cr500,000,000
↑ 500,000,000
Cholamandalam Investment And Fin. Co. Ltd
Debentures | -
2%₹36 Cr350

8. UTI Money Market Fund

To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities.

UTI Money Market Fund is a Debt - Money Market fund was launched on 13 Jul 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7.3% since its launch.  Ranked 23 in Money Market category.  Return for 2021 was 3.7% , 2020 was 6% and 2019 was 8% .

Below is the key information for UTI Money Market Fund

UTI Money Market Fund
Growth
Launch Date 13 Jul 09
NAV (24 Jun 22) ₹2,485.08 ↑ 0.53   (0.02 %)
Net Assets (Cr) ₹9,403 on 31 May 22
Category Debt - Money Market
AMC UTI Asset Management Company Ltd
Rating
Risk Low
Expense Ratio 0.27
Sharpe Ratio 0.05
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 4.47%
Effective Maturity 4 Months 4 Days
Modified Duration 4 Months 6 Days

Growth of 10,000 investment over the years.

DateValue
31 May 17₹10,000
31 May 18₹10,684
31 May 19₹11,585
31 May 20₹12,455
31 May 21₹13,010
31 May 22₹13,488

UTI Money Market Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for UTI Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jun 22

DurationReturns
1 Month 0.4%
3 Month 0.8%
6 Month 1.9%
1 Year 3.8%
3 Year 5.2%
5 Year 6.1%
10 Year
15 Year
Since launch 7.3%
Historical performance (Yearly) on absolute basis
YearReturns
2021 3.7%
2020 6%
2019 8%
2018 7.8%
2017 6.7%
2016 7.7%
2015 8.4%
2014 9.1%
2013 9.2%
2012 9.7%
Fund Manager information for UTI Money Market Fund
NameSinceTenure
Anurag Mittal1 Dec 210.5 Yr.
Amit Sharma7 Jul 174.9 Yr.

Data below for UTI Money Market Fund as on 31 May 22

Asset Allocation
Asset ClassValue
Cash73.03%
Debt26.97%
Debt Sector Allocation
SectorValue
Cash Equivalent51.69%
Government30.06%
Corporate18.25%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
182 Dtb 04082022
Sovereign Bonds | -
8%₹777 Cr7,850,000,000
182 Dtb 29092022
Sovereign Bonds | -
7%₹687 Cr7,000,000,000
182 Dtb 08092022
Sovereign Bonds | -
5%₹542 Cr5,500,000,000
182 Dtb 01092022
Sovereign Bonds | -
5%₹468 Cr4,747,430,000
182 Dtb 22092022
Sovereign Bonds | -
3%₹295 Cr3,000,000,000
182 Dtb 15092022
Sovereign Bonds | -
2%₹236 Cr2,400,000,000
182 Dtb 23062022
Sovereign Bonds | -
2%₹224 Cr2,250,000,000
182 Dtb 18082022
Sovereign Bonds | -
2%₹222 Cr2,250,000,000
↑ 2,250,000,000
182 Dtb 10112022
Sovereign Bonds | -
1%₹97 Cr1,000,000,000
↑ 1,000,000,000
Crompton Greaves Consumer Electricals Ltd.
Debentures | -
1%₹54 Cr550,000,000

9. UTI Gilt Fund

(Erstwhile UTI Gilt Advantage Fund- LTP)

To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved.

UTI Gilt Fund is a Debt - Government Bond fund was launched on 21 Jan 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.2% since its launch.  Ranked 7 in Government Bond category.  Return for 2021 was 2.3% , 2020 was 10.3% and 2019 was 11.8% .

Below is the key information for UTI Gilt Fund

UTI Gilt Fund
Growth
Launch Date 21 Jan 02
NAV (24 Jun 22) ₹50.1668 ↓ 0.00   (0.00 %)
Net Assets (Cr) ₹518 on 31 May 22
Category Debt - Government Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.92
Sharpe Ratio -1.58
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 4.66%
Effective Maturity 3 Years 3 Months
Modified Duration 10 Months 20 Days

Growth of 10,000 investment over the years.

DateValue
31 May 17₹10,000
31 May 18₹10,151
31 May 19₹11,179
31 May 20₹12,846
31 May 21₹13,211
31 May 22₹13,391

UTI Gilt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jun 22

DurationReturns
1 Month -0.1%
3 Month -0.2%
6 Month -0.6%
1 Year 1.1%
3 Year 5.4%
5 Year 5.5%
10 Year
15 Year
Since launch 8.2%
Historical performance (Yearly) on absolute basis
YearReturns
2021 2.3%
2020 10.3%
2019 11.8%
2018 6.3%
2017 4.3%
2016 15.5%
2015 6.1%
2014 19.8%
2013 4%
2012 10.3%
Fund Manager information for UTI Gilt Fund
NameSinceTenure
Sudhir Agarwal1 Dec 210.5 Yr.

Data below for UTI Gilt Fund as on 31 May 22

Asset Allocation
Asset ClassValue
Cash20.21%
Debt79.79%
Debt Sector Allocation
SectorValue
Government79.79%
Cash Equivalent20.21%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
5.53% Govt Stock 2033
Sovereign Bonds | -
17%₹94 Cr950,000,000
182 Dtb 22092022
Sovereign Bonds | -
14%₹74 Cr750,000,000
5.22% Govt Stock 2025
Sovereign Bonds | -
11%₹57 Cr600,000,000
5.63% Govt Stock 2026
Sovereign Bonds | -
11%₹57 Cr600,000,000
↑ 600,000,000
182 Dtb 29092022
Sovereign Bonds | -
9%₹49 Cr500,000,000
5.74% Govt Stock 2026
Sovereign Bonds | -
8%₹43 Cr450,000,000
↑ 450,000,000
182 Dtb 15092022
Sovereign Bonds | -
7%₹39 Cr400,000,000
8.13% Govt Stock 2045
Sovereign Bonds | -
3%₹16 Cr150,000,000
Net Current Assets
Net Current Assets | -
20%₹107 Cr
Clearing Corporation Of India Ltd. Std - Margin
Net Current Assets | -
0%₹2 Cr00

10. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

UTI Transportation & Logistics Fund is a Equity - Sectoral fund was launched on 11 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 15.4% since its launch.  Ranked 19 in Sectoral category.  Return for 2021 was 24.3% , 2020 was 11% and 2019 was -8.7% .

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund
Growth
Launch Date 11 Apr 04
NAV (24 Jun 22) ₹135.579 ↑ 2.45   (1.84 %)
Net Assets (Cr) ₹1,727 on 31 May 22
Category Equity - Sectoral
AMC UTI Asset Management Company Ltd
Rating
Risk High
Expense Ratio 2.38
Sharpe Ratio 0.6
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 May 17₹10,000
31 May 18₹10,896
31 May 19₹8,469
31 May 20₹6,365
31 May 21₹11,043
31 May 22₹12,353

UTI Transportation & Logistics Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹340,450.
Net Profit of ₹40,450
Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jun 22

DurationReturns
1 Month 2%
3 Month 8.9%
6 Month 7.2%
1 Year 10%
3 Year 14.6%
5 Year 4.1%
10 Year
15 Year
Since launch 15.4%
Historical performance (Yearly) on absolute basis
YearReturns
2021 24.3%
2020 11%
2019 -8.7%
2018 -19.5%
2017 39.6%
2016 4.8%
2015 5.7%
2014 104%
2013 24.7%
2012 37.7%
Fund Manager information for UTI Transportation & Logistics Fund
NameSinceTenure
Sachin Trivedi22 Sep 165.69 Yr.

Data below for UTI Transportation & Logistics Fund as on 31 May 22

Equity Sector Allocation
SectorValue
Consumer Cyclical75.96%
Industrials19.45%
Financial Services1.24%
Asset Allocation
Asset ClassValue
Cash3.36%
Equity96.64%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | MARUTI
17%₹278 Cr360,514
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | M&M
12%₹194 Cr2,102,981
↑ 25,000
Tata Motors Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | TATAMOTORS
11%₹178 Cr4,061,951
Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 30 Apr 18 | BAJAJ-AUTO
9%₹156 Cr417,511
Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 13 | ADANIPORTS
8%₹131 Cr1,531,915
Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 30 Nov 08 | EICHERMOT
7%₹125 Cr475,974
↑ 15,000
Ashok Leyland Ltd (Industrials)
Equity, Since 30 Jun 17 | ASHOKLEY
5%₹89 Cr7,009,586
Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Mar 12 | HEROMOTOCO
2%₹40 Cr158,115
↓ -50,000
Bosch Ltd (Consumer Cyclical)
Equity, Since 28 Feb 21 | BOSCHLTD
2%₹39 Cr26,731
Apollo Tyres Ltd (Consumer Cyclical)
Equity, Since 31 Jan 14 | APOLLOTYRE
2%₹33 Cr1,589,554

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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