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Top 10 Best UTI Mutual Fund Schemes 2019

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10 Best UTI Mutual Fund Schemes for 2019

Updated on October 17, 2019 , 1622 views

UTI Mutual Fund, India’s one of the leading financial institutions, has gained immense trust amongst investors. The AMC has bagged many awards for offering innovative and steady return yielding Mutual Funds since its inception.

To help investors maintain a systematic Asset Allocation plan, the AMC offers a well–diversified and a balanced investment portfolio based on extensive market research. Investors can invest in an array of schemes like— equity, debt, balanced, Liquid Funds, etc.

UTI

You can plan your different goals such as wealth creation, Retirement planning, child’s higher education, tax savings, etc., by Investing in these schemes.

Why Invest in Best UTI Mutual Fund Schemes?

a. Safety

UTI Mutual Fund always strives for the safety of the investor’s money and for capital appreciation by investing it in a prudent manner.

b. Consistent Returns

UTI Mutual Fund always strives hard to deliver consistent returns to their investors so that they can attain their objectives.

c. Ease of Access

Investors can monitor and access their mutual fund account anytime and anywhere online. Also, the transaction and interaction process with the fund house is also hassle-free and very user-friendly.

d. Retirement planning

UTI schemes also help investors to plan for their future. It helps them in mapping out retirement plans and has some well-crafted schemes like UTI – Retirement Benefit Pension Fund Investment to help the investors.

e. Tax Benefits

The fund house offers a tax savings Mutual Fund through which people can plan for their taxes. Also, in other schemes, people can claim the tax benefits based on the scheme category.

Investors planning to invest can choose a fund from the below-listed top 10 best UTI Mutual Fund Schemes. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.

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Best UTI Mutual Fund Schemes

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)Since launch (%)2018 (%)
UTI Banking & PSU Debt Fund Growth ₹14.5838
↑ 0.01
₹167 5,000 500 -0.2-2.8-0.34.36.56.86.8
UTI Dynamic Bond Fund Growth ₹19.74
↑ 0.00
₹597 10,000 500 -0.7-4.2-2.72.667.65.2
UTI Gilt Fund Growth ₹44.398
↑ 0.03
₹556 5,000 500 0.18.714.48.410.28.86.3
UTI Money Market Fund Growth ₹2,193.41
↑ 0.34
₹6,584 10,000 1,500 1.94.18.67.57.87.97.8
UTI Ultra Short Term Fund Growth ₹3,033.84
↑ 0.54
₹2,962 5,000 2,500 1.8-0.23.75.76.97.17
UTI Regular Savings Fund Growth ₹40.9373
↑ 0.14
₹2,379 5,000 500 0.2-1.43.55.17.59.33.4
UTI Short Term Income Fund Growth ₹20.8998
↑ 0.01
₹2,278 10,000 500 2.3-7.2-3.52.75.46.36
UTI Treasury Advantage Fund Growth ₹2,387.16
↑ 0.54
₹2,441 10,000 1,500 2-7.7-3.73.35.57.27.3
UTI Bond Fund Growth ₹49.9423
↑ 0.02
₹597 1,000 500 -1.5-5.3-4.51.35.27.84
UTI Infrastructure Fund Growth ₹51.9967
↑ 0.66
₹1,191 5,000 500 -2.4-3.412.93.96.811.9-15.6
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Oct 19

1. UTI Banking & PSU Debt Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.8% since its launch.  Ranked 3 in Banking & PSU Debt category.  Return for 2018 was 6.8% , 2017 was 6.4% and 2016 was 11.7% .

Below is the key information for UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund
Growth
Launch Date 3 Feb 14
NAV (18 Oct 19) ₹14.5838 ↑ 0.01   (0.06 %)
Net Assets (Cr) ₹167 on 31 Aug 19
Category Debt - Banking & PSU Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.31
Sharpe Ratio -0.25
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.55%
Effective Maturity 1 Year 10 Months 24 Days
Modified Duration 1 Year 5 Months 26 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 14₹10,000
30 Sep 15₹10,873
30 Sep 16₹12,022
30 Sep 17₹13,035
30 Sep 18₹13,712
30 Sep 19₹13,669

UTI Banking & PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for UTI Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Oct 19

DurationReturns
1 Month -1%
3 Month -0.2%
6 Month -2.8%
1 Year -0.3%
3 Year 4.3%
5 Year 6.5%
10 Year
15 Year
Since launch 6.8%
Historical performance (Yearly) on absolute basis
YearReturns
2018 6.8%
2017 6.4%
2016 11.7%
2015 8.6%
2014
2013
2012
2011
2010
2009
Fund Manager information for UTI Banking & PSU Debt Fund
NameSinceTenure
Sudhir Agarwal3 Feb 145.41 Yr.

Data below for UTI Banking & PSU Debt Fund as on 31 Aug 19

Asset Allocation
Asset ClassValue
Cash49.55%
Debt50.45%
Debt Sector Allocation
SectorValue
Government38.32%
Cash Equivalent35%
Corporate26.68%
Credit Quality
RatingValue
AAA86.7%
Below B13.3%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Current Assets
Net Current Assets | -
11%₹19 Cr00
NTPC Limited
Debentures | -
10%₹16 Cr150
POWER FINANCE CORPORATION LIMITED
Debentures | -
9%₹15 Cr150
HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED (HUDCO)
Debentures | -
9%₹15 Cr150
↑ 150
REC LIMITED
Commercial Paper | -
9%₹15 Cr150,000,000
↑ 150,000,000
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
Debentures | -
6%₹10 Cr100
Jorabat Shillong Expressway Limited
Debentures | -
6%₹10 Cr2,000
SYNDICATE BANK
Certificate of Deposit | -
6%₹10 Cr100,000,000
↑ 100,000,000
Jorabat Shillong Expressway Limited
Debentures | -
6%₹10 Cr3,823
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
Certificate of Deposit | -
6%₹10 Cr100,000,000
↓ -50,000,000

2. UTI Dynamic Bond Fund

The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

UTI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 16 Jun 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 3 in Dynamic Bond category.  Return for 2018 was 5.2% , 2017 was 4.2% and 2016 was 14.9% .

Below is the key information for UTI Dynamic Bond Fund

UTI Dynamic Bond Fund
Growth
Launch Date 16 Jun 10
NAV (18 Oct 19) ₹19.74 ↑ 0.00   (0.02 %)
Net Assets (Cr) ₹597 on 31 Aug 19
Category Debt - Dynamic Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 1.81
Sharpe Ratio -0.65
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.73%
Effective Maturity 7 Years 11 Months 22 Days
Modified Duration 5 Years 6 Months 7 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 14₹10,000
30 Sep 15₹11,243
30 Sep 16₹12,412
30 Sep 17₹13,616
30 Sep 18₹13,833
30 Sep 19₹13,466

UTI Dynamic Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for UTI Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Oct 19

DurationReturns
1 Month -0.9%
3 Month -0.7%
6 Month -4.2%
1 Year -2.7%
3 Year 2.6%
5 Year 6%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2018 5.2%
2017 4.2%
2016 14.9%
2015 6.9%
2014 14.7%
2013 7.6%
2012 11.2%
2011 8.4%
2010
2009
Fund Manager information for UTI Dynamic Bond Fund
NameSinceTenure
Amandeep Chopra1 Feb 127.16 Yr.

Data below for UTI Dynamic Bond Fund as on 31 Aug 19

Asset Allocation
Asset ClassValue
Cash10.65%
Debt89.35%
Debt Sector Allocation
SectorValue
Government47.26%
Cash Equivalent30.37%
Corporate22.37%
Credit Quality
RatingValue
A3.98%
AA7.81%
AAA79.86%
Below B8.34%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Current Assets
Net Current Assets | -
29%₹168 Cr00
GOVT STOCK
Sovereign Bonds | -
14%₹79 Cr750,000,000
↑ 250,000,000
NTPC LIMITED
Debentures | -
10%₹54 Cr550
↓ -50
POWER FINANCE CORPORATION LIMITED
Debentures | -
9%₹52 Cr500
NATIONAL HIGHWAYS AUTHORITY OF INDIA
Debentures | -
9%₹50 Cr500
↑ 500
Indian Railway Finance Corporation Limited
Debentures | -
4%₹25 Cr250
Jorabat Shillong Expressway Limited
Debentures | -
4%₹23 Cr4,619
Jorabat Shillong Expressway Limited
Debentures | -
4%₹21 Cr4,282
LIC Housing Finance Limited
Debentures | -
4%₹20 Cr200
Idea Cellular Limited
Debentures | -
4%₹20 Cr250

3. UTI Gilt Fund

(Erstwhile UTI Gilt Advantage Fund- LTP)

To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved.

UTI Gilt Fund is a Debt - Government Bond fund was launched on 21 Jan 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.8% since its launch.  Ranked 7 in Government Bond category.  Return for 2018 was 6.3% , 2017 was 4.3% and 2016 was 15.5% .

Below is the key information for UTI Gilt Fund

UTI Gilt Fund
Growth
Launch Date 21 Jan 02
NAV (18 Oct 19) ₹44.398 ↑ 0.03   (0.06 %)
Net Assets (Cr) ₹556 on 31 Aug 19
Category Debt - Government Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.93
Sharpe Ratio 2.64
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.45%
Effective Maturity 8 Years 11 Months 18 Days
Modified Duration 5 Years 5 Months 16 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 14₹10,000
30 Sep 15₹11,706
30 Sep 16₹12,867
30 Sep 17₹14,257
30 Sep 18₹14,354
30 Sep 19₹16,434

UTI Gilt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹212,284.
Net Profit of ₹32,284
Invest Now

Returns for UTI Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Oct 19

DurationReturns
1 Month 0.1%
3 Month 0.1%
6 Month 8.7%
1 Year 14.4%
3 Year 8.4%
5 Year 10.2%
10 Year
15 Year
Since launch 8.8%
Historical performance (Yearly) on absolute basis
YearReturns
2018 6.3%
2017 4.3%
2016 15.5%
2015 6.1%
2014 19.8%
2013 4%
2012 10.3%
2011 7.8%
2010 4.6%
2009 -11.4%
Fund Manager information for UTI Gilt Fund
NameSinceTenure
Amandeep Chopra1 Feb 127.16 Yr.

Data below for UTI Gilt Fund as on 31 Aug 19

Asset Allocation
Asset ClassValue
Cash36.09%
Debt63.91%
Debt Sector Allocation
SectorValue
Government68.17%
Cash Equivalent31.83%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Current Assets
Net Current Assets | -
36%₹203 Cr00
7.26% Govt Stock 2029
Sovereign Bonds | -
28%₹156 Cr1,500,000,000
↓ -250,000,000
GOVT STOCK
Sovereign Bonds | -
24%₹136 Cr1,300,000,000
↑ 100,000,000
08.44 RJ SDL 2029
Sovereign Bonds | -
5%₹27 Cr250,000,000
6.62% Govt Stock 2051
Sovereign Bonds | -
4%₹24 Cr250,000,000
8.13% Govt Stock 2045
Sovereign Bonds | -
3%₹17 Cr150,000,000

4. UTI Money Market Fund

To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities.

UTI Money Market Fund is a Debt - Money Market fund was launched on 13 Jul 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7.9% since its launch.  Ranked 23 in Money Market category.  Return for 2018 was 7.8% , 2017 was 6.7% and 2016 was 7.7% .

Below is the key information for UTI Money Market Fund

UTI Money Market Fund
Growth
Launch Date 13 Jul 09
NAV (18 Oct 19) ₹2,193.41 ↑ 0.34   (0.02 %)
Net Assets (Cr) ₹6,584 on 31 Aug 19
Category Debt - Money Market
AMC UTI Asset Management Company Ltd
Rating
Risk Low
Expense Ratio 0.18
Sharpe Ratio 10.49
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 1,500
Exit Load NIL
Yield to Maturity 6.16%
Effective Maturity 5 Months 27 Days
Modified Duration

Growth of 10,000 investment over the years.

DateValue
30 Sep 14₹10,000
30 Sep 15₹10,863
30 Sep 16₹11,722
30 Sep 17₹12,512
30 Sep 18₹13,408
30 Sep 19₹14,563

UTI Money Market Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for UTI Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Oct 19

DurationReturns
1 Month 0.6%
3 Month 1.9%
6 Month 4.1%
1 Year 8.6%
3 Year 7.5%
5 Year 7.8%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2018 7.8%
2017 6.7%
2016 7.7%
2015 8.4%
2014 9.1%
2013 9.2%
2012 9.7%
2011 9%
2010 5.4%
2009
Fund Manager information for UTI Money Market Fund
NameSinceTenure
Amandeep Chopra14 Dec 0612.14 Yr.
Amit Sharma7 Jul 171.57 Yr.

Data below for UTI Money Market Fund as on 31 Aug 19

Asset Allocation
Asset ClassValue
Cash100%
Debt Sector Allocation
SectorValue
Cash Equivalent55.08%
Corporate38.39%
Government6.53%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
UTI Liquid Cash Plan Dir Gr
Investment Fund | -
6%₹400 Cr1,270,612
↑ 472,591
Export-Import Bank Of India
Certificate of Deposit | -
5%₹314 Cr3,250,000,000
Andhra Bank
Certificate of Deposit | -
5%₹313 Cr3,240,000,000
CANFIN Homes Limited
Commercial Paper | -
4%₹285 Cr3,000,000,000
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
Certificate of Deposit | -
4%₹244 Cr2,500,000,000
Oriental Bank Of Commerce
Certificate of Deposit | -
3%₹228 Cr2,350,000,000
TATA MOTORS LIMITED (EARLIER TATA ENGINEERING AND LOCOMOTIVE CO. LTD)
Commercial Paper | -
3%₹196 Cr2,000,000,000
↑ 2,000,000,000
CHOLAMANDALAM INVESTMENT AND FIN. CO. LTD (CHOLAMANDALAM DBS FINANCE LTD)
Commercial Paper | -
3%₹194 Cr2,000,000,000
ICICI Bank Limited
Certificate of Deposit | -
3%₹194 Cr2,000,000,000
SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA
Certificate of Deposit | -
3%₹191 Cr2,000,000,000

5. UTI Ultra Short Term Fund

(Erstwhile UTI - Floating Rate Fund - Short Term Plan)

To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

UTI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 29 Aug 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 27 in Ultrashort Bond category.  Return for 2018 was 7% , 2017 was 6.6% and 2016 was 8.9% .

Below is the key information for UTI Ultra Short Term Fund

UTI Ultra Short Term Fund
Growth
Launch Date 29 Aug 03
NAV (18 Oct 19) ₹3,033.84 ↑ 0.54   (0.02 %)
Net Assets (Cr) ₹2,962 on 31 Aug 19
Category Debt - Ultrashort Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 1.16
Sharpe Ratio -0.1
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 2,500
Exit Load NIL
Yield to Maturity 8.18%
Effective Maturity 5 Months 3 Days
Modified Duration 4 Months 5 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 14₹10,000
30 Sep 15₹10,884
30 Sep 16₹11,842
30 Sep 17₹12,700
30 Sep 18₹13,490
30 Sep 19₹13,993

UTI Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for UTI Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Oct 19

DurationReturns
1 Month 0.8%
3 Month 1.8%
6 Month -0.2%
1 Year 3.7%
3 Year 5.7%
5 Year 6.9%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2018 7%
2017 6.6%
2016 8.9%
2015 8.5%
2014 8.8%
2013 9.8%
2012 9%
2011 8.2%
2010 5.4%
2009 6%
Fund Manager information for UTI Ultra Short Term Fund
NameSinceTenure
Sudhir Agarwal1 Jul 153.75 Yr.
Ritesh Nambiar1 Jul 153.75 Yr.

Data below for UTI Ultra Short Term Fund as on 31 Aug 19

Asset Allocation
Asset ClassValue
Cash74.6%
Debt25.4%
Debt Sector Allocation
SectorValue
Corporate53.26%
Cash Equivalent25.73%
Government21.01%
Credit Quality
RatingValue
A10.3%
AA13.65%
AAA71.54%
BBB4.51%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Avanse Financial Services Limited
Debentures | -
8%₹230 Cr2,350
Net Current Assets
Net Current Assets | -
8%₹226 Cr00
Reliance Retail Limited
Commercial Paper | -
7%₹200 Cr2,000,000,000
RELIANCE INDUSTRIES LIMITED
Commercial Paper | -
7%₹199 Cr2,000,000,000
↑ 2,000,000,000
NTPC LIMITED
Commercial Paper | -
7%₹198 Cr2,000,000,000
Edelweiss Commodities Services Limited
Debentures | -
7%₹196 Cr2,000
HOUSING DEVELOPMENT FINANCE CORPORATION LIMITED
Commercial Paper | -
6%₹189 Cr2,000,000,000
Indian Oil Corporation Limited
Commercial Paper | -
5%₹150 Cr1,500,000,000
Business Broadcast News Holdings Limited
Debentures | -
4%₹123 Cr1,500
Small Industries Development Bank Of India
Debentures | -
3%₹100 Cr1,000

6. UTI Regular Savings Fund

(Erstwhile UTI MIS Advantage Plan)

The investment objective of the Scheme is to generate regular income through investments in fixed income securities and capital appreciation / dividend income through investment of a portion of net assets of the scheme in equity and equity related instruments so as to endeavour to make periodic income distribution to Unit holders. Income may be generated through Coupon payments, amortization of discount on debt instruments, receipt of dividends or the purchase and sale of securities in the underlying portfolio. Under normal market conditions investment will be made in fixed income securities, money market instruments,cash and cash equivalents while at the same time maintaining a limited exposure to equity markets. The Scheme will endeavor to enhance overall returns through appropriate investments upto a maximum of 25% of Net Assets into equity and equity related instruments.

UTI Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 16 Dec 03. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.3% since its launch.  Ranked 10 in Hybrid Debt category.  Return for 2018 was 3.4% , 2017 was 12.5% and 2016 was 8.9% .

Below is the key information for UTI Regular Savings Fund

UTI Regular Savings Fund
Growth
Launch Date 16 Dec 03
NAV (18 Oct 19) ₹40.9373 ↑ 0.14   (0.34 %)
Net Assets (Cr) ₹2,379 on 31 Aug 19
Category Hybrid - Hybrid Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 1.74
Sharpe Ratio -0.8
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
30 Sep 14₹10,000
30 Sep 15₹11,149
30 Sep 16₹12,272
30 Sep 17₹13,472
30 Sep 18₹13,971
30 Sep 19₹14,359

UTI Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for UTI Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Oct 19

DurationReturns
1 Month 1.2%
3 Month 0.2%
6 Month -1.4%
1 Year 3.5%
3 Year 5.1%
5 Year 7.5%
10 Year
15 Year
Since launch 9.3%
Historical performance (Yearly) on absolute basis
YearReturns
2018 3.4%
2017 12.5%
2016 8.9%
2015 7.1%
2014 21.1%
2013 6.5%
2012 15.1%
2011 -0.6%
2010 7.2%
2009 21.6%
Fund Manager information for UTI Regular Savings Fund
NameSinceTenure
Amandeep Chopra14 Dec 0612.14 Yr.
Ajay Tyagi2 Dec 144.17 Yr.

Data below for UTI Regular Savings Fund as on 31 Aug 19

Asset Allocation
Asset ClassValue
Cash11.54%
Equity25.78%
Debt62.68%
Equity Sector Allocation
SectorValue
Financial Services8.32%
Consumer Cyclical5.02%
Technology4.03%
Health Care3.33%
Basic Materials2.79%
Consumer Defensive1.59%
Industrials0.69%
Debt Sector Allocation
SectorValue
Corporate32.49%
Government27.77%
Cash Equivalent11.54%
Securitized2.41%
Credit Quality
RatingValue
A17.17%
AA29.53%
AAA53.3%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.26% Govt Stock 2029
Sovereign Bonds | -
10%₹236 Cr2,250,000,000
↑ 250,000,000
Idea Cellular Limited
Debentures | -
6%₹144 Cr1,700
Net Current Assets
Net Current Assets | -
5%₹121 Cr00
INDIAN RAILWAY FINANCE CORPORATION LIMITED
Debentures | -
4%₹105 Cr1,000
Housing And Urban Development Corporation Ltd.
Debentures | -
3%₹80 Cr750
Bank Of Baroda
Debentures | -
3%₹74 Cr750
Shriram Housing Finance Limited
Debentures | -
3%₹70 Cr700
U.P. Power Corporation Limited
Debentures | -
3%₹69 Cr700
Punjab National Bank
Debentures | -
3%₹68 Cr700
Rent a Device Trust
Unlisted bonds | -
2%₹56 Cr500

7. UTI Short Term Income Fund

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund is a Debt - Short term Bond fund was launched on 19 Sep 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.3% since its launch.  Ranked 10 in Short term Bond category.  Return for 2018 was 6% , 2017 was 6.1% and 2016 was 10.1% .

Below is the key information for UTI Short Term Income Fund

UTI Short Term Income Fund
Growth
Launch Date 19 Sep 07
NAV (18 Oct 19) ₹20.8998 ↑ 0.01   (0.06 %)
Net Assets (Cr) ₹2,278 on 31 Aug 19
Category Debt - Short term Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.98
Sharpe Ratio -0.59
Information Ratio -0.7
Alpha Ratio -26.15
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.68%
Effective Maturity 2 Years 11 Months 5 Days
Modified Duration 2 Years 4 Months 17 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 14₹10,000
30 Sep 15₹10,987
30 Sep 16₹12,013
30 Sep 17₹12,957
30 Sep 18₹13,529
30 Sep 19₹13,011

UTI Short Term Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Short Term Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Oct 19

DurationReturns
1 Month 0.7%
3 Month 2.3%
6 Month -7.2%
1 Year -3.5%
3 Year 2.7%
5 Year 5.4%
10 Year
15 Year
Since launch 6.3%
Historical performance (Yearly) on absolute basis
YearReturns
2018 6%
2017 6.1%
2016 10.1%
2015 8.3%
2014 10.9%
2013 9%
2012 11.2%
2011 10.7%
2010 5.9%
2009
Fund Manager information for UTI Short Term Income Fund
NameSinceTenure
Sudhir Agarwal25 Oct 126.43 Yr.

Data below for UTI Short Term Income Fund as on 31 Aug 19

Asset Allocation
Asset ClassValue
Cash21.07%
Debt78.93%
Debt Sector Allocation
SectorValue
Corporate55.83%
Government34.92%
Cash Equivalent9.25%
Credit Quality
RatingValue
A10.23%
AA14.72%
AAA75.05%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Syndicate Bank
Certificate of Deposit | -
9%₹198 Cr2,000,000,000
↑ 2,000,000,000
Net Current Assets
Net Current Assets | -
9%₹197 Cr00
Punjab National Bank
Debentures | -
9%₹196 Cr2,000
STATE BANK OF INDIA
Debentures | -
7%₹155 Cr1,500
REC LIMITED
Debentures | -
6%₹135 Cr1,328
Bank Of Baroda
Debentures | -
6%₹125 Cr1,250
Larsen And Toubro Limited
Debentures | -
6%₹125 Cr1,228
Housing Development Finance Corporation Limited
Debentures | -
5%₹101 Cr1,000
HOUSING AND URBAN DEVELOPMENT CORPORATION LIMITED (HUDCO)
Debentures | -
4%₹100 Cr1,000
↑ 1,000
National Bank For Agriculture And Rural Development
Debentures | -
4%₹97 Cr950

8. UTI Treasury Advantage Fund

The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations.

UTI Treasury Advantage Fund is a Debt - Low Duration fund was launched on 23 Apr 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.2% since its launch.  Ranked 15 in Low Duration category.  Return for 2018 was 7.3% , 2017 was 7% and 2016 was 8.9% .

Below is the key information for UTI Treasury Advantage Fund

UTI Treasury Advantage Fund
Growth
Launch Date 23 Apr 07
NAV (18 Oct 19) ₹2,387.16 ↑ 0.54   (0.02 %)
Net Assets (Cr) ₹2,441 on 31 Aug 19
Category Debt - Low Duration
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 0.48
Sharpe Ratio -0.61
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 1,500
Exit Load NIL
Yield to Maturity 6.89%
Effective Maturity 11 Months 10 Days
Modified Duration 10 Months 2 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 14₹10,000
30 Sep 15₹10,918
30 Sep 16₹11,883
30 Sep 17₹12,787
30 Sep 18₹13,609
30 Sep 19₹13,086

UTI Treasury Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Treasury Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Oct 19

DurationReturns
1 Month 0.6%
3 Month 2%
6 Month -7.7%
1 Year -3.7%
3 Year 3.3%
5 Year 5.5%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2018 7.3%
2017 7%
2016 8.9%
2015 8.8%
2014 9.3%
2013 9.6%
2012 9.7%
2011 9.3%
2010 5.7%
2009 5.8%
Fund Manager information for UTI Treasury Advantage Fund
NameSinceTenure
Sudhir Agarwal1 Mar 117.93 Yr.

Data below for UTI Treasury Advantage Fund as on 31 Aug 19

Asset Allocation
Asset ClassValue
Cash61.97%
Debt38.03%
Debt Sector Allocation
SectorValue
Corporate42.44%
Cash Equivalent37.34%
Government14.42%
Securitized5.8%
Credit Quality
RatingValue
AA11.52%
AAA88.48%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Current Assets
Net Current Assets | -
15%₹371 Cr00
AXIS BANK LIMITED
Certificate of Deposit | -
6%₹145 Cr1,500,000,000
Larsen And Toubro Limited
Debentures | -
5%₹133 Cr1,300
Rent a Device Trust
Unlisted bonds | -
4%₹103 Cr919
PNB Housing Finance Ltd
Debentures | -
4%₹100 Cr1,000
BHARAT HEAVY ELECTRICALS LIMITED
Commercial Paper | -
4%₹100 Cr1,000,000,000
ICICI BANK LIMITED
Certificate of Deposit | -
4%₹98 Cr1,000,000,000
Power Finance Corporation Ltd.
Commercial Paper | -
4%₹97 Cr1,000,000,000
HDFC BANK LIMITED
Certificate of Deposit | -
4%₹95 Cr1,000,000,000
REC LIMITED
Debentures | -
4%₹86 Cr850

9. UTI Bond Fund

(Erstwhile UTI - Bond Fund)

The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits.

UTI Bond Fund is a Debt - Medium to Long term fund was launched on 4 May 98. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 11 in Medium to Long term category.  Return for 2018 was 4% , 2017 was 3.6% and 2016 was 13.9% .

Below is the key information for UTI Bond Fund

UTI Bond Fund
Growth
Launch Date 4 May 98
NAV (18 Oct 19) ₹49.9423 ↑ 0.02   (0.04 %)
Net Assets (Cr) ₹597 on 31 Aug 19
Category Debt - Medium to Long term
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 1.78
Sharpe Ratio -0.81
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 8.26%
Effective Maturity 7 Years 9 Months 8 Days
Modified Duration 5 Years 4 Months 10 Days

Growth of 10,000 investment over the years.

DateValue
30 Sep 14₹10,000
30 Sep 15₹11,364
30 Sep 16₹12,472
30 Sep 17₹13,576
30 Sep 18₹13,649
30 Sep 19₹13,068

UTI Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Oct 19

DurationReturns
1 Month -1.1%
3 Month -1.5%
6 Month -5.3%
1 Year -4.5%
3 Year 1.3%
5 Year 5.2%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2018 4%
2017 3.6%
2016 13.9%
2015 6.3%
2014 15.6%
2013 4%
2012 10.5%
2011 11.2%
2010 5.2%
2009 -5%
Fund Manager information for UTI Bond Fund
NameSinceTenure
Amandeep Chopra1 Feb 127.16 Yr.

Data below for UTI Bond Fund as on 31 Aug 19

Asset Allocation
Asset ClassValue
Cash10.36%
Debt89.64%
Debt Sector Allocation
SectorValue
Government65.68%
Corporate23.96%
Cash Equivalent10.36%
Credit Quality
RatingValue
A11.73%
AA12.56%
AAA66.85%
Below B8.86%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Net Current Assets
Net Current Assets | -
25%₹146 Cr00
GOVT STOCK
Sovereign Bonds | -
13%₹73 Cr700,000,000
↑ 200,000,000
NHPC LIMITED (NATIONAL HYDROELECTRIC POWER CORPORATION LTD)
Debentures | -
9%₹52 Cr500
Idea Cellular Limited
Debentures | -
9%₹50 Cr615
NATIONAL HIGHWAYS AUTHORITY OF INDIA
Debentures | -
6%₹35 Cr350
↑ 350
INDIAN RAILWAY FINANCE CORPORATION LIMITED
Debentures | -
5%₹31 Cr300
National Bank For Agriculture And Rural Development
Debentures | -
5%₹26 Cr250
Jorabat Shillong Expressway Limited
Debentures | -
4%₹25 Cr4,942
Indian Railway Finance Corporation Limited
Debentures | -
4%₹25 Cr250
NATIONAL HIGHWAYS AUTHORITY OF INDIA
Debentures | -
4%₹21 Cr200

10. UTI Infrastructure Fund

The investment objective of the Scheme is to provide income distribution and / or medium to long term "capital appreciation" by investing predominantly in equity / equity related instruments in the companies engaged either directly or indirectly in the infrastructure growth of the Indian economy. However, there is no assurance that the investment objective of the scheme will be achieved.

UTI Infrastructure Fund is a Equity - Sectoral fund was launched on 7 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 11.9% since its launch.  Ranked 28 in Sectoral category.  Return for 2018 was -15.6% , 2017 was 41.4% and 2016 was 4% .

Below is the key information for UTI Infrastructure Fund

UTI Infrastructure Fund
Growth
Launch Date 7 Apr 04
NAV (18 Oct 19) ₹51.9967 ↑ 0.66   (1.29 %)
Net Assets (Cr) ₹1,191 on 31 Aug 19
Category Equity - Sectoral
AMC UTI Asset Management Company Ltd
Rating
Risk High
Expense Ratio 2.53
Sharpe Ratio -0.53
Information Ratio -0.07
Alpha Ratio -3.37
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 14₹10,000
30 Sep 15₹10,777
30 Sep 16₹11,896
30 Sep 17₹13,935
30 Sep 18₹12,527
30 Sep 19₹13,597

UTI Infrastructure Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992
Invest Now

Returns for UTI Infrastructure Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Oct 19

DurationReturns
1 Month 6.5%
3 Month -2.4%
6 Month -3.4%
1 Year 12.9%
3 Year 3.9%
5 Year 6.8%
10 Year
15 Year
Since launch 11.9%
Historical performance (Yearly) on absolute basis
YearReturns
2018 -15.6%
2017 41.4%
2016 4%
2015 -5.5%
2014 60.1%
2013 -11.5%
2012 32.1%
2011 -36.5%
2010 0.9%
2009 65.9%
Fund Manager information for UTI Infrastructure Fund
NameSinceTenure
Sanjay Dongre3 Oct 0513.34 Yr.

Data below for UTI Infrastructure Fund as on 31 Aug 19

Equity Sector Allocation
SectorValue
Industrials47.01%
Financial Services17.45%
Utility12.86%
Basic Materials12.09%
Communication Services4.09%
Consumer Cyclical2.95%
Energy1.7%
Asset Allocation
Asset ClassValue
Cash1.86%
Equity98.14%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 05 | LT
8%₹97 Cr730,000
Shree Cement Ltd (Basic Materials)
Equity, Since 31 May 04 | 500387
6%₹77 Cr41,500
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 11 | ICICIBANK
6%₹74 Cr1,810,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 11 | 532215
6%₹72 Cr1,090,000
State Bank of India (Financial Services)
Equity, Since 31 Jan 11 | SBIN
6%₹67 Cr2,440,000
Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 17 | BHARTIARTL
4%₹49 Cr1,400,000
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 12 | ULTRACEMCO
4%₹48 Cr118,000
Voltas Ltd (Industrials)
Equity, Since 29 Feb 12 | VOLTAS
4%₹44 Cr685,000
Blue Star Ltd (Industrials)
Equity, Since 31 Mar 12 | BLUESTARCO
3%₹40 Cr550,000
Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 13 | 532921
3%₹37 Cr1,000,000

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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