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Top 10 Best UTI Mutual Fund Schemes 2024

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10 Best UTI Mutual Fund Schemes for 2024

Updated on May 16, 2024 , 14909 views

UTI Mutual Fund, India’s one of the leading financial institutions, has gained immense trust amongst investors. The AMC has bagged many awards for Offering innovative and steady return yielding Mutual Funds since its inception.

To help investors maintain a systematic Asset Allocation plan, the AMC offers a well–diversified and a balanced investment Portfolio based on extensive Market research. Investors can invest in an array of schemes like— equity, debt, balanced, Liquid Funds, etc.

UTI

You can plan your different goals such as wealth creation, Retirement planning, child’s higher education, tax savings, etc., by Investing in these schemes.

Why Invest in Best UTI Mutual Fund Schemes?

a. Safety

UTI Mutual Fund always strives for the safety of the investor’s money and for Capital appreciation by investing it in a prudent manner.

b. Consistent Returns

UTI Mutual Fund always strives hard to deliver consistent returns to their investors so that they can attain their objectives.

c. Ease of Access

Investors can monitor and access their mutual fund account anytime and anywhere online. Also, the transaction and interaction process with the fund house is also hassle-free and very user-friendly.

d. Retirement planning

UTI schemes also help investors to plan for their future. It helps them in mapping out retirement plans and has some well-crafted schemes like UTI – Retirement Benefit Pension Fund Investment to help the investors.

e. Tax Benefits

The fund house offers a tax savings Mutual Fund through which people can plan for their Taxes. Also, in other schemes, people can claim the tax benefits based on the scheme category.

Investors planning to invest can choose a fund from the below-listed top 10 best UTI Mutual Fund Schemes. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.

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Best UTI Mutual Fund Schemes

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)Since launch (%)2023 (%)
UTI Dynamic Bond Fund Growth ₹28.2484
↓ -0.02
₹383 10,000 500 1.64.26.410.17.17.76.2
UTI Banking & PSU Debt Fund Growth ₹20.031
↑ 0.00
₹947 5,000 500 1.83.66.27.27.376.7
UTI Regular Savings Fund Growth ₹62.0579
↑ 0.11
₹1,579 5,000 500 2.67.113108.69.411.3
UTI Money Market Fund Growth ₹2,832.87
↑ 0.55
₹11,680 10,000 500 23.87.55.967.37.4
UTI Treasury Advantage Fund Growth ₹3,254.66
↑ 0.51
₹2,672 10,000 500 1.93.77.17.34.77.27.1
UTI Ultra Short Term Fund Growth ₹3,920.42
↑ 0.73
₹2,093 5,000 500 1.83.56.96.25.16.86.7
UTI Short Term Income Fund Growth ₹28.9909
↓ 0.00
₹2,689 10,000 500 1.73.86.875.26.66.9
UTI Gilt Fund Growth ₹57.4349
↓ -0.05
₹644 5,000 500 1.74.66.75.16.98.16.7
UTI Bond Fund Growth ₹66.8123
↓ -0.04
₹300 1,000 500 1.43.95.29.55.47.66.4
UTI Transportation & Logistics Fund Growth ₹253.727
↑ 3.71
₹3,108 5,000 500 11.933.358.629.722.917.540.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 17 May 24

1. UTI Dynamic Bond Fund

The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

UTI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 16 Jun 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.7% since its launch.  Ranked 3 in Dynamic Bond category.  Return for 2023 was 6.2% , 2022 was 10.1% and 2021 was 10.8% .

Below is the key information for UTI Dynamic Bond Fund

UTI Dynamic Bond Fund
Growth
Launch Date 16 Jun 10
NAV (17 May 24) ₹28.2484 ↓ -0.02   (-0.08 %)
Net Assets (Cr) ₹383 on 31 Mar 24
Category Debt - Dynamic Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 1.55
Sharpe Ratio 0.31
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.93%
Effective Maturity 9 Years 1 Month 20 Days
Modified Duration 6 Years 3 Months 25 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 19₹10,000
30 Apr 20₹9,994
30 Apr 21₹10,534
30 Apr 22₹11,643
30 Apr 23₹13,152
30 Apr 24₹13,968

UTI Dynamic Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for UTI Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 24

DurationReturns
1 Month 1.1%
3 Month 1.6%
6 Month 4.2%
1 Year 6.4%
3 Year 10.1%
5 Year 7.1%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.2%
2022 10.1%
2021 10.8%
2020 5.9%
2019 -3.9%
2018 5.2%
2017 4.2%
2016 14.9%
2015 6.9%
2014 14.7%
Fund Manager information for UTI Dynamic Bond Fund
NameSinceTenure
Sudhir Agarwal1 Dec 212.33 Yr.

Data below for UTI Dynamic Bond Fund as on 31 Mar 24

Asset Allocation
Asset ClassValue
Cash19.12%
Debt80.64%
Other0.24%
Debt Sector Allocation
SectorValue
Government71.4%
Cash Equivalent19.12%
Corporate9.24%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
46%₹225 Cr2,250,000,000
↑ 950,000,000
7.18% Govt Stock 2037
Sovereign Bonds | -
25%₹125 Cr1,250,000,000
Power Finance Corporation Ltd.
Debentures | -
5%₹25 Cr2,500
↓ -1,500
Rural Electrification Corporation Limited
Debentures | -
4%₹20 Cr2,000
CORPORATE DEBT MARKET DEVT FUND - A2 UNITS
Investment Fund | -
0%₹1 Cr1,168
Net Current Assets
Net Current Assets | -
19%₹92 Cr
Clearing Corporation Of India Ltd. Std - Margin
Net Current Assets | -
0%₹1 Cr00

2. UTI Banking & PSU Debt Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7% since its launch.  Ranked 3 in Banking & PSU Debt category.  Return for 2023 was 6.7% , 2022 was 10.3% and 2021 was 2.8% .

Below is the key information for UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund
Growth
Launch Date 3 Feb 14
NAV (17 May 24) ₹20.031 ↑ 0.00   (0.02 %)
Net Assets (Cr) ₹947 on 31 Mar 24
Category Debt - Banking & PSU Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.5
Sharpe Ratio 0.06
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.51%
Effective Maturity 3 Years 2 Months 19 Days
Modified Duration 2 Years 8 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 19₹10,000
30 Apr 20₹10,847
30 Apr 21₹11,571
30 Apr 22₹11,898
30 Apr 23₹13,389
30 Apr 24₹14,214

UTI Banking & PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for UTI Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 24

DurationReturns
1 Month 0.8%
3 Month 1.8%
6 Month 3.6%
1 Year 6.2%
3 Year 7.2%
5 Year 7.3%
10 Year
15 Year
Since launch 7%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.7%
2022 10.3%
2021 2.8%
2020 8.9%
2019 -1%
2018 6.8%
2017 6.4%
2016 11.7%
2015 8.6%
2014
Fund Manager information for UTI Banking & PSU Debt Fund
NameSinceTenure
Anurag Mittal1 Dec 212.33 Yr.

Data below for UTI Banking & PSU Debt Fund as on 31 Mar 24

Asset Allocation
Asset ClassValue
Cash7.26%
Debt92.49%
Other0.25%
Debt Sector Allocation
SectorValue
Government50.09%
Corporate42.4%
Cash Equivalent7.26%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.38% Govt Stock 2027
Sovereign Bonds | -
13%₹121 Cr1,200,000,000
Rural Electrification Corporation Limited
Debentures | -
6%₹60 Cr6,000
Axis Bank Limited
Debentures | -
6%₹55 Cr550
ICICI Bank Limited
Debentures | -
6%₹53 Cr550
Export-Import Bank of India
Domestic Bonds | -
5%₹50 Cr5,000
Power Finance Corporation Limited
Debentures | -
4%₹40 Cr400
HDFC Bank Limited
Debentures | -
4%₹40 Cr400
Indian Railway Finance Corporation Limited
Debentures | -
3%₹30 Cr300
National Bank For Agriculture And Rural Development
Debentures | -
3%₹30 Cr3,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹26 Cr250

3. UTI Regular Savings Fund

(Erstwhile UTI MIS Advantage Plan)

The investment objective of the Scheme is to generate regular income through investments in fixed income securities and capital appreciation / dividend income through investment of a portion of net assets of the scheme in equity and equity related instruments so as to endeavour to make periodic income distribution to Unit holders. Income may be generated through Coupon payments, amortization of discount on debt instruments, receipt of dividends or the purchase and sale of securities in the underlying portfolio. Under normal market conditions investment will be made in fixed income securities, money market instruments,cash and cash equivalents while at the same time maintaining a limited exposure to equity markets. The Scheme will endeavor to enhance overall returns through appropriate investments upto a maximum of 25% of Net Assets into equity and equity related instruments.

UTI Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 16 Dec 03. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.4% since its launch.  Ranked 10 in Hybrid Debt category.  Return for 2023 was 11.3% , 2022 was 3.3% and 2021 was 13.2% .

Below is the key information for UTI Regular Savings Fund

UTI Regular Savings Fund
Growth
Launch Date 16 Dec 03
NAV (17 May 24) ₹62.0579 ↑ 0.11   (0.18 %)
Net Assets (Cr) ₹1,579 on 31 Mar 24
Category Hybrid - Hybrid Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 1.81
Sharpe Ratio 2.15
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
30 Apr 19₹10,000
30 Apr 20₹9,308
30 Apr 21₹11,233
30 Apr 22₹12,426
30 Apr 23₹13,121
30 Apr 24₹14,881

UTI Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for UTI Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 24

DurationReturns
1 Month 1.6%
3 Month 2.6%
6 Month 7.1%
1 Year 13%
3 Year 10%
5 Year 8.6%
10 Year
15 Year
Since launch 9.4%
Historical performance (Yearly) on absolute basis
YearReturns
2023 11.3%
2022 3.3%
2021 13.2%
2020 10.2%
2019 2.8%
2018 3.4%
2017 12.5%
2016 8.9%
2015 7.1%
2014 21.1%
Fund Manager information for UTI Regular Savings Fund
NameSinceTenure
Amit Premchandani8 Jan 222.23 Yr.
Jaydeep Bhowal17 Apr 230.96 Yr.

Data below for UTI Regular Savings Fund as on 31 Mar 24

Asset Allocation
Asset ClassValue
Cash3.29%
Equity24.74%
Debt71.71%
Other0.26%
Equity Sector Allocation
SectorValue
Financial Services8.15%
Consumer Cyclical3.81%
Technology2.67%
Health Care2.51%
Basic Materials1.95%
Communication Services1.41%
Industrials1.19%
Energy1.08%
Consumer Defensive1.04%
Utility0.55%
Real Estate0.37%
Debt Sector Allocation
SectorValue
Government41.88%
Corporate29.83%
Cash Equivalent3.29%
Credit Quality
RatingValue
AA5.59%
AAA94.41%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
17%₹263 Cr2,605,000,000
↑ 595,000,000
National Bank For Agriculture And Rural Development
Debentures | -
6%₹100 Cr10,000
Power Finance Corporation Ltd.
Debentures | -
5%₹76 Cr7,500
Rural Electrification Corporation Limited
Debentures | -
5%₹76 Cr7,500
↑ 2,500
HDFC Bank Limited
Debentures | -
3%₹51 Cr5,000
7.37% Govt Stock 2028
Sovereign Bonds | -
3%₹51 Cr500,000,000
↑ 500,000,000
Indian Railway Finance Corporation Limited
Debentures | -
3%₹50 Cr5,000
Small Industries Development Bank of India
Debentures | -
3%₹50 Cr5,000
Export-Import Bank of India
Domestic Bonds | -
3%₹50 Cr5,000
Indian Railway Finance Corporation Limited
Debentures | -
3%₹50 Cr5,000

4. UTI Money Market Fund

To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities.

UTI Money Market Fund is a Debt - Money Market fund was launched on 13 Jul 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7.3% since its launch.  Ranked 23 in Money Market category.  Return for 2023 was 7.4% , 2022 was 4.9% and 2021 was 3.7% .

Below is the key information for UTI Money Market Fund

UTI Money Market Fund
Growth
Launch Date 13 Jul 09
NAV (17 May 24) ₹2,832.87 ↑ 0.55   (0.02 %)
Net Assets (Cr) ₹11,680 on 31 Mar 24
Category Debt - Money Market
AMC UTI Asset Management Company Ltd
Rating
Risk Low
Expense Ratio 0.75
Sharpe Ratio 2.39
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.71%
Effective Maturity 9 Months 9 Days
Modified Duration 9 Months 9 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 19₹10,000
30 Apr 20₹10,732
30 Apr 21₹11,295
30 Apr 22₹11,730
30 Apr 23₹12,442
30 Apr 24₹13,385

UTI Money Market Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 24

DurationReturns
1 Month 0.5%
3 Month 2%
6 Month 3.8%
1 Year 7.5%
3 Year 5.9%
5 Year 6%
10 Year
15 Year
Since launch 7.3%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.4%
2022 4.9%
2021 3.7%
2020 6%
2019 8%
2018 7.8%
2017 6.7%
2016 7.7%
2015 8.4%
2014 9.1%
Fund Manager information for UTI Money Market Fund
NameSinceTenure
Anurag Mittal1 Dec 212.33 Yr.
Amit Sharma7 Jul 176.74 Yr.

Data below for UTI Money Market Fund as on 31 Mar 24

Asset Allocation
Asset ClassValue
Cash64.3%
Debt35.46%
Other0.24%
Debt Sector Allocation
SectorValue
Corporate49.83%
Cash Equivalent36.08%
Government13.85%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Canara Bank
Domestic Bonds | -
6%₹795 Cr8,500,000,000
↓ -500,000,000
India (Republic of)
- | -
5%₹680 Cr7,000,000,000
India (Republic of)
- | -
4%₹486 Cr5,000,000,000
Kotak Mahindra Bank Ltd.
Debentures | -
2%₹283 Cr3,000,000,000
Indian Bank
Domestic Bonds | -
2%₹281 Cr3,000,000,000
AU Small Finance Bank Ltd.
Debentures | -
2%₹234 Cr2,500,000,000
182 DTB 29082024
Sovereign Bonds | -
1%₹195 Cr2,000,000,000
India (Republic of)
- | -
1%₹195 Cr2,000,000,000
Kotak Mahindra Bank Ltd.
Debentures | -
1%₹170 Cr1,750,000,000
Kotak Mahindra Bank Ltd.
Debentures | -
1%₹142 Cr1,500,000,000

5. UTI Treasury Advantage Fund

The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations.

UTI Treasury Advantage Fund is a Debt - Low Duration fund was launched on 23 Apr 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.2% since its launch.  Ranked 15 in Low Duration category.  Return for 2023 was 7.1% , 2022 was 4.5% and 2021 was 9% .

Below is the key information for UTI Treasury Advantage Fund

UTI Treasury Advantage Fund
Growth
Launch Date 23 Apr 07
NAV (17 May 24) ₹3,254.66 ↑ 0.51   (0.02 %)
Net Assets (Cr) ₹2,672 on 31 Mar 24
Category Debt - Low Duration
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 0.44
Sharpe Ratio 1.13
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.84%
Effective Maturity 1 Year 2 Months 23 Days
Modified Duration 1 Year 29 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 19₹10,000
30 Apr 20₹9,544
30 Apr 21₹10,142
30 Apr 22₹11,053
30 Apr 23₹11,682
30 Apr 24₹12,522

UTI Treasury Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for UTI Treasury Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 24

DurationReturns
1 Month 0.6%
3 Month 1.9%
6 Month 3.7%
1 Year 7.1%
3 Year 7.3%
5 Year 4.7%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2023 7.1%
2022 4.5%
2021 9%
2020 7.3%
2019 -4.2%
2018 7.3%
2017 7%
2016 8.9%
2015 8.8%
2014 9.3%
Fund Manager information for UTI Treasury Advantage Fund
NameSinceTenure
Anurag Mittal1 Dec 212.33 Yr.

Data below for UTI Treasury Advantage Fund as on 31 Mar 24

Asset Allocation
Asset ClassValue
Cash51.35%
Debt48.34%
Other0.31%
Debt Sector Allocation
SectorValue
Corporate53.06%
Cash Equivalent32.53%
Government14.1%
Credit Quality
RatingValue
AA5.94%
AAA94.06%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Bank For Agriculture And Rural Development
Debentures | -
4%₹100 Cr10,000
Power Finance Corporation Limited
Debentures | -
4%₹98 Cr1,000
↑ 1,000
Canara Bank
Domestic Bonds | -
3%₹94 Cr1,000,000,000
↑ 1,000,000,000
ICICI Bank Ltd.
Debentures | -
3%₹71 Cr750,000,000
Rural Electrification Corporation Limited
Debentures | -
2%₹55 Cr5,500
Small Industries Development Bank Of India
Debentures | -
2%₹50 Cr5,000
Rural Electrification Corporation Limited
Debentures | -
2%₹50 Cr5,000
Nirma Limited
Debentures | -
2%₹50 Cr5,000
National Housing Bank
Debentures | -
2%₹50 Cr500
Small Industries Development Bank Of India
Debentures | -
2%₹50 Cr500
↑ 500

6. UTI Ultra Short Term Fund

(Erstwhile UTI - Floating Rate Fund - Short Term Plan)

To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

UTI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 29 Aug 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 6.8% since its launch.  Ranked 27 in Ultrashort Bond category.  Return for 2023 was 6.7% , 2022 was 4.2% and 2021 was 6.1% .

Below is the key information for UTI Ultra Short Term Fund

UTI Ultra Short Term Fund
Growth
Launch Date 29 Aug 03
NAV (17 May 24) ₹3,920.42 ↑ 0.73   (0.02 %)
Net Assets (Cr) ₹2,093 on 31 Mar 24
Category Debt - Ultrashort Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 0.95
Sharpe Ratio -0.28
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.91%
Effective Maturity 6 Months 13 Days
Modified Duration 6 Months 1 Day

Growth of 10,000 investment over the years.

DateValue
30 Apr 19₹10,000
30 Apr 20₹10,255
30 Apr 21₹10,735
30 Apr 22₹11,394
30 Apr 23₹12,000
30 Apr 24₹12,836

UTI Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 24

DurationReturns
1 Month 0.5%
3 Month 1.8%
6 Month 3.5%
1 Year 6.9%
3 Year 6.2%
5 Year 5.1%
10 Year
15 Year
Since launch 6.8%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.7%
2022 4.2%
2021 6.1%
2020 5.3%
2019 3.3%
2018 7%
2017 6.6%
2016 8.9%
2015 8.5%
2014 8.8%
Fund Manager information for UTI Ultra Short Term Fund
NameSinceTenure
Ritesh Nambiar1 Jul 158.76 Yr.

Data below for UTI Ultra Short Term Fund as on 31 Mar 24

Asset Allocation
Asset ClassValue
Cash65.67%
Debt34.11%
Other0.22%
Debt Sector Allocation
SectorValue
Corporate56.2%
Cash Equivalent40.36%
Government3.22%
Credit Quality
RatingValue
AA19.59%
AAA80.41%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Ongc Petro Additions Limited
Debentures | -
2%₹50 Cr5,000
LIC Housing Finance Ltd
Debentures | -
2%₹50 Cr500
ICICI Bank Ltd.
Debentures | -
2%₹47 Cr500,000,000
ICICI Bank Ltd.
Debentures | -
2%₹47 Cr500,000,000
↑ 500,000,000
Kotak Mahindra Bank Ltd.
Debentures | -
2%₹47 Cr500,000,000
↑ 500,000,000
Jamnagar Utilities & Power Private Limited
Debentures | -
2%₹40 Cr400
Aditya Birla Fashion And Retail Limited
Debentures | -
2%₹40 Cr400
Axis Finance Limited
Debentures | -
1%₹29 Cr250
Power Finance Corporation Limited
Debentures | -
1%₹25 Cr250
India Grid TRust
Debentures | -
1%₹25 Cr250

7. UTI Short Term Income Fund

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund is a Debt - Short term Bond fund was launched on 19 Sep 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.6% since its launch.  Ranked 10 in Short term Bond category.  Return for 2023 was 6.9% , 2022 was 3.8% and 2021 was 8.4% .

Below is the key information for UTI Short Term Income Fund

UTI Short Term Income Fund
Growth
Launch Date 19 Sep 07
NAV (17 May 24) ₹28.9909 ↓ 0.00   (-0.01 %)
Net Assets (Cr) ₹2,689 on 31 Mar 24
Category Debt - Short term Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.95
Sharpe Ratio 0.88
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.51%
Effective Maturity 3 Years 8 Months 5 Days
Modified Duration 2 Years 5 Months 8 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 19₹10,000
30 Apr 20₹9,660
30 Apr 21₹10,472
30 Apr 22₹11,361
30 Apr 23₹11,965
30 Apr 24₹12,806

UTI Short Term Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Short Term Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 24

DurationReturns
1 Month 0.6%
3 Month 1.7%
6 Month 3.8%
1 Year 6.8%
3 Year 7%
5 Year 5.2%
10 Year
15 Year
Since launch 6.6%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.9%
2022 3.8%
2021 8.4%
2020 10.5%
2019 -3.9%
2018 6%
2017 6.1%
2016 10.1%
2015 8.3%
2014 10.9%
Fund Manager information for UTI Short Term Income Fund
NameSinceTenure
Sudhir Agarwal25 Oct 1211.44 Yr.

Data below for UTI Short Term Income Fund as on 31 Mar 24

Asset Allocation
Asset ClassValue
Cash31.37%
Debt68.4%
Other0.22%
Debt Sector Allocation
SectorValue
Corporate60.82%
Cash Equivalent22.34%
Government16.61%
Credit Quality
RatingValue
AA7.05%
AAA92.95%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Bank For Agriculture And Rural Development
Debentures | -
8%₹226 Cr22,500
LIC Housing Finance Limited
Debentures | -
8%₹224 Cr2,250
Power Finance Corporation Ltd.
Debentures | -
7%₹201 Cr20,000
Small Industries Development Bank of India
Debentures | -
7%₹200 Cr20,000
Union Bank of India
Domestic Bonds | -
7%₹187 Cr2,000,000,000
Rural Electrification Corporation Limited
Debentures | -
6%₹156 Cr15,500
↓ -2,500
182 DTB 29082024
Sovereign Bonds | -
5%₹146 Cr1,500,000,000
↓ -2,000,000,000
Kotak Mahindra Bank Ltd.
Debentures | -
3%₹94 Cr1,000,000,000
↑ 1,000,000,000
India Grid TRust
Debentures | -
3%₹75 Cr750
Shriram Finance Limited
Debentures | -
3%₹70 Cr7,000

8. UTI Gilt Fund

(Erstwhile UTI Gilt Advantage Fund- LTP)

To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved.

UTI Gilt Fund is a Debt - Government Bond fund was launched on 21 Jan 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.1% since its launch.  Ranked 7 in Government Bond category.  Return for 2023 was 6.7% , 2022 was 2.9% and 2021 was 2.3% .

Below is the key information for UTI Gilt Fund

UTI Gilt Fund
Growth
Launch Date 21 Jan 02
NAV (17 May 24) ₹57.4349 ↓ -0.05   (-0.09 %)
Net Assets (Cr) ₹644 on 31 Mar 24
Category Debt - Government Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.86
Sharpe Ratio 0.53
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.96%
Effective Maturity 9 Years 1 Month 2 Days
Modified Duration 6 Years 4 Months 10 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 19₹10,000
30 Apr 20₹11,556
30 Apr 21₹12,068
30 Apr 22₹12,309
30 Apr 23₹13,057
30 Apr 24₹13,879

UTI Gilt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for UTI Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 24

DurationReturns
1 Month 1.3%
3 Month 1.7%
6 Month 4.6%
1 Year 6.7%
3 Year 5.1%
5 Year 6.9%
10 Year
15 Year
Since launch 8.1%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.7%
2022 2.9%
2021 2.3%
2020 10.3%
2019 11.8%
2018 6.3%
2017 4.3%
2016 15.5%
2015 6.1%
2014 19.8%
Fund Manager information for UTI Gilt Fund
NameSinceTenure
Sudhir Agarwal1 Dec 212.33 Yr.

Data below for UTI Gilt Fund as on 31 Mar 24

Asset Allocation
Asset ClassValue
Cash12.7%
Debt87.3%
Debt Sector Allocation
SectorValue
Government87.3%
Cash Equivalent12.7%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
48%₹305 Cr3,050,000,000
↑ 550,000,000
7.18% Govt Stock 2037
Sovereign Bonds | -
40%₹254 Cr2,550,000,000
Net Current Assets
Net Current Assets | -
12%₹80 Cr
Clearing Corporation Of India Ltd. Std - Margin
Net Current Assets | -
0%₹1 Cr00
India (Republic of)
- | -
₹0 Cr00
↓ -500,000,000

9. UTI Bond Fund

(Erstwhile UTI - Bond Fund)

The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits.

UTI Bond Fund is a Debt - Medium to Long term fund was launched on 4 May 98. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.6% since its launch.  Ranked 11 in Medium to Long term category.  Return for 2023 was 6.4% , 2022 was 9.9% and 2021 was 9.4% .

Below is the key information for UTI Bond Fund

UTI Bond Fund
Growth
Launch Date 4 May 98
NAV (17 May 24) ₹66.8123 ↓ -0.04   (-0.06 %)
Net Assets (Cr) ₹300 on 31 Mar 24
Category Debt - Medium to Long term
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 1.63
Sharpe Ratio 0.13
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.37%
Effective Maturity 10 Years 22 Days
Modified Duration 6 Years 4 Months 20 Days

Growth of 10,000 investment over the years.

DateValue
30 Apr 19₹10,000
30 Apr 20₹9,292
30 Apr 21₹9,868
30 Apr 22₹10,689
30 Apr 23₹12,219
30 Apr 24₹12,884

UTI Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 24

DurationReturns
1 Month 1%
3 Month 1.4%
6 Month 3.9%
1 Year 5.2%
3 Year 9.5%
5 Year 5.4%
10 Year
15 Year
Since launch 7.6%
Historical performance (Yearly) on absolute basis
YearReturns
2023 6.4%
2022 9.9%
2021 9.4%
2020 1.1%
2019 -5.8%
2018 4%
2017 3.6%
2016 13.9%
2015 6.3%
2014 15.6%
Fund Manager information for UTI Bond Fund
NameSinceTenure
Sunil Patil17 Apr 230.96 Yr.

Data below for UTI Bond Fund as on 31 Mar 24

Asset Allocation
Asset ClassValue
Cash7.4%
Debt92.34%
Other0.26%
Debt Sector Allocation
SectorValue
Government65.5%
Corporate26.84%
Cash Equivalent7.4%
Credit Quality
RatingValue
AA1.68%
AAA98.32%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2037
Sovereign Bonds | -
52%₹155 Cr1,550,000,000
Power Finance Corporation Ltd.
Debentures | -
8%₹25 Cr2,500
7.18% Govt Stock 2033
Sovereign Bonds | -
8%₹25 Cr250,000,000
LIC Housing Finance Ltd.
Debentures | -
8%₹25 Cr2,500
Jamnagar Utilities And Power Private Limited
Debentures | -
7%₹20 Cr2,000
07.78 RJ Sdl 2033
Sovereign Bonds | -
2%₹5 Cr50,000,000
07.74 MH Sgs 2033
Sovereign Bonds | -
2%₹5 Cr50,000,000
Rural Electrification Corporation Limited
Debentures | -
2%₹5 Cr500
7.26% Govt Stock 2032
Sovereign Bonds | -
2%₹5 Cr50,000,000
Piramal Capital & Housing Finance Limited
Debentures | -
2%₹5 Cr61,600

10. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

UTI Transportation & Logistics Fund is a Equity - Sectoral fund was launched on 11 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 17.5% since its launch.  Ranked 19 in Sectoral category.  Return for 2023 was 40.1% , 2022 was 14.7% and 2021 was 24.3% .

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund
Growth
Launch Date 11 Apr 04
NAV (17 May 24) ₹253.727 ↑ 3.71   (1.48 %)
Net Assets (Cr) ₹3,108 on 31 Mar 24
Category Equity - Sectoral
AMC UTI Asset Management Company Ltd
Rating
Risk High
Expense Ratio 2.33
Sharpe Ratio 3.74
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 19₹10,000
30 Apr 20₹7,162
30 Apr 21₹11,822
30 Apr 22₹14,129
30 Apr 23₹16,069
30 Apr 24₹25,784

UTI Transportation & Logistics Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691
Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 17 May 24

DurationReturns
1 Month 7.3%
3 Month 11.9%
6 Month 33.3%
1 Year 58.6%
3 Year 29.7%
5 Year 22.9%
10 Year
15 Year
Since launch 17.5%
Historical performance (Yearly) on absolute basis
YearReturns
2023 40.1%
2022 14.7%
2021 24.3%
2020 11%
2019 -8.7%
2018 -19.5%
2017 39.6%
2016 4.8%
2015 5.7%
2014 104%
Fund Manager information for UTI Transportation & Logistics Fund
NameSinceTenure
Sachin Trivedi22 Sep 167.53 Yr.

Data below for UTI Transportation & Logistics Fund as on 31 Mar 24

Equity Sector Allocation
SectorValue
Consumer Cyclical76.78%
Industrials15.16%
Financial Services0.8%
Asset Allocation
Asset ClassValue
Cash7.18%
Equity92.75%
Debt0.07%
Other0.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Tata Motors Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | TATAMOTORS
14%₹429 Cr4,320,978
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | M&M
12%₹359 Cr1,868,001
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | MARUTI
11%₹355 Cr281,783
Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 30 Apr 18 | 532977
9%₹280 Cr305,802
↓ -4,059
Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 30 Nov 08 | EICHERMOT
8%₹234 Cr582,702
Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Mar 12 | HEROMOTOCO
5%₹164 Cr347,269
Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 13 | 532921
4%₹132 Cr980,911
InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 May 18 | INDIGO
4%₹125 Cr352,809
↑ 11,748
TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 30 Sep 19 | 532343
3%₹94 Cr438,725
UTI Liquid Dir Gr
Investment Fund | -
2%₹74 Cr187,196
↑ 187,196

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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