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Top 10 Best UTI Mutual Fund Schemes 2023

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10 Best UTI Mutual Fund Schemes for 2023

Updated on November 28, 2023 , 14252 views

UTI Mutual Fund, India’s one of the leading financial institutions, has gained immense trust amongst investors. The AMC has bagged many awards for Offering innovative and steady return yielding Mutual Funds since its inception.

To help investors maintain a systematic Asset Allocation plan, the AMC offers a well–diversified and a balanced investment Portfolio based on extensive Market research. Investors can invest in an array of schemes like— equity, debt, balanced, Liquid Funds, etc.

UTI

You can plan your different goals such as wealth creation, Retirement planning, child’s higher education, tax savings, etc., by Investing in these schemes.

Why Invest in Best UTI Mutual Fund Schemes?

a. Safety

UTI Mutual Fund always strives for the safety of the investor’s money and for Capital appreciation by investing it in a prudent manner.

b. Consistent Returns

UTI Mutual Fund always strives hard to deliver consistent returns to their investors so that they can attain their objectives.

c. Ease of Access

Investors can monitor and access their mutual fund account anytime and anywhere online. Also, the transaction and interaction process with the fund house is also hassle-free and very user-friendly.

d. Retirement planning

UTI schemes also help investors to plan for their future. It helps them in mapping out retirement plans and has some well-crafted schemes like UTI – Retirement Benefit Pension Fund Investment to help the investors.

e. Tax Benefits

The fund house offers a tax savings Mutual Fund through which people can plan for their Taxes. Also, in other schemes, people can claim the tax benefits based on the scheme category.

Investors planning to invest can choose a fund from the below-listed top 10 best UTI Mutual Fund Schemes. These funds have been shortlisted by undertaking certain parameters like AUM, NAV, past performances, peer average returns, etc.

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Best UTI Mutual Fund Schemes

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)Since launch (%)2022 (%)
UTI Banking & PSU Debt Fund Growth ₹19.3298
↓ 0.00
₹945 5,000 500 1.22.26.26.35.56.910.3
UTI Dynamic Bond Fund Growth ₹27.0527
↓ -0.01
₹430 10,000 500 0.71.85.68.75.77.710.1
UTI Regular Savings Fund Growth ₹58.3532
↑ 0.06
₹1,551 5,000 500 2.45.48.49.27.89.23.3
UTI Money Market Fund Growth ₹2,735.87
↑ 0.39
₹11,578 10,000 500 1.73.57.45.367.24.9
UTI Treasury Advantage Fund Growth ₹3,145.81
↑ 0.32
₹3,444 10,000 500 1.63.376.74.77.14.5
UTI Ultra Short Term Fund Growth ₹3,795.73
↑ 0.52
₹2,227 5,000 500 1.63.26.75.65.26.84.2
UTI Short Term Income Fund Growth ₹27.9423
↓ 0.00
₹2,365 10,000 500 1.42.86.66.256.53.8
UTI Gilt Fund Growth ₹54.7984
↓ -0.02
₹554 5,000 500 0.71.763.76.98.12.9
UTI Bond Fund Growth ₹64.1547
↓ -0.04
₹306 1,000 500 0.315.68.347.59.9
UTI Transportation & Logistics Fund Growth ₹196.497
↑ 0.01
₹2,348 5,000 500 9.719.926.62513.916.414.7
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Dec 23

1. UTI Banking & PSU Debt Fund

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund was launched on 3 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 3 in Banking & PSU Debt category.  Return for 2022 was 10.3% , 2021 was 2.8% and 2020 was 8.9% .

Below is the key information for UTI Banking & PSU Debt Fund

UTI Banking & PSU Debt Fund
Growth
Launch Date 3 Feb 14
NAV (01 Dec 23) ₹19.3298 ↓ 0.00   (-0.02 %)
Net Assets (Cr) ₹945 on 31 Oct 23
Category Debt - Banking & PSU Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.5
Sharpe Ratio -0.1
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.56%
Effective Maturity 3 Years 7 Months 28 Days
Modified Duration 2 Years 11 Months 26 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹9,987
30 Nov 20₹10,876
30 Nov 21₹11,179
30 Nov 22₹12,316
30 Nov 23₹13,077

UTI Banking & PSU Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Banking & PSU Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

DurationReturns
1 Month 0.6%
3 Month 1.2%
6 Month 2.2%
1 Year 6.2%
3 Year 6.3%
5 Year 5.5%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2022 10.3%
2021 2.8%
2020 8.9%
2019 -1%
2018 6.8%
2017 6.4%
2016 11.7%
2015 8.6%
2014
2013
Fund Manager information for UTI Banking & PSU Debt Fund
NameSinceTenure
Anurag Mittal1 Dec 211.92 Yr.

Data below for UTI Banking & PSU Debt Fund as on 31 Oct 23

Asset Allocation
Asset ClassValue
Cash3.71%
Debt96.29%
Debt Sector Allocation
SectorValue
Government53.56%
Corporate42.72%
Cash Equivalent3.71%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.38% Govt Stock 2027
Sovereign Bonds | -
21%₹200 Cr2,000,000,000
Rural Electrification Corporation Limited
Debentures | -
6%₹60 Cr6,000
Axis Bank Limited
Debentures | -
6%₹55 Cr550
ICICI Bank Limited
Debentures | -
5%₹52 Cr550
Hindustan Petroleum Corporation Limited
Debentures | -
5%₹50 Cr5,000
HDFC Bank Limited
Debentures | -
4%₹40 Cr400
Power Finance Corporation Ltd.
Debentures | -
4%₹40 Cr400
National Bank For Agriculture And Rural Development
Debentures | -
4%₹40 Cr4,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹26 Cr250
Indian Railway Finance Corporation Limited
Debentures | -
3%₹25 Cr250

2. UTI Dynamic Bond Fund

The investment objective of the scheme is to generate optimal returns with adequate liquidity through active management of the portfolio, by investing in debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

UTI Dynamic Bond Fund is a Debt - Dynamic Bond fund was launched on 16 Jun 10. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.7% since its launch.  Ranked 3 in Dynamic Bond category.  Return for 2022 was 10.1% , 2021 was 10.8% and 2020 was 5.9% .

Below is the key information for UTI Dynamic Bond Fund

UTI Dynamic Bond Fund
Growth
Launch Date 16 Jun 10
NAV (01 Dec 23) ₹27.0527 ↓ -0.01   (-0.05 %)
Net Assets (Cr) ₹430 on 31 Oct 23
Category Debt - Dynamic Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 1.55
Sharpe Ratio -1.06
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.43%
Effective Maturity 11 Years 2 Months 1 Day
Modified Duration 7 Years 7 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹9,747
30 Nov 20₹10,292
30 Nov 21₹11,442
30 Nov 22₹12,517
30 Nov 23₹13,223

UTI Dynamic Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Dynamic Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

DurationReturns
1 Month 0.7%
3 Month 0.7%
6 Month 1.8%
1 Year 5.6%
3 Year 8.7%
5 Year 5.7%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2022 10.1%
2021 10.8%
2020 5.9%
2019 -3.9%
2018 5.2%
2017 4.2%
2016 14.9%
2015 6.9%
2014 14.7%
2013 7.6%
Fund Manager information for UTI Dynamic Bond Fund
NameSinceTenure
Sudhir Agarwal1 Dec 211.92 Yr.

Data below for UTI Dynamic Bond Fund as on 31 Oct 23

Asset Allocation
Asset ClassValue
Cash44.46%
Debt55.54%
Debt Sector Allocation
SectorValue
Cash Equivalent44.46%
Government38.82%
Corporate16.72%
Credit Quality
RatingValue
AA2.41%
AAA97.59%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2037
Sovereign Bonds | -
28%₹122 Cr1,250,000,000
91 DTB 30112023
Sovereign Bonds | -
23%₹99 Cr1,000,000,000
↑ 1,000,000,000
Power Finance Corporation Ltd.
Debentures | -
9%₹40 Cr4,000
Indian Railway Finance Corporation Limited
Debentures | -
6%₹25 Cr2,500
7.18% Govt Stock 2033
Sovereign Bonds | -
6%₹25 Cr250,000,000
↑ 250,000,000
Rural Electrification Corporation Limited
Debentures | -
5%₹20 Cr2,000
182 DTB 29022024
Sovereign Bonds | -
3%₹15 Cr150,000,000
Can Fin Homes Limited
Debentures | -
2%₹10 Cr100
Corporate Debt Market Devt Fund - A2 Units
Investment Fund | -
0%₹1 Cr910
↑ 910
Net Current Assets
Net Current Assets | -
17%₹72 Cr

3. UTI Regular Savings Fund

(Erstwhile UTI MIS Advantage Plan)

The investment objective of the Scheme is to generate regular income through investments in fixed income securities and capital appreciation / dividend income through investment of a portion of net assets of the scheme in equity and equity related instruments so as to endeavour to make periodic income distribution to Unit holders. Income may be generated through Coupon payments, amortization of discount on debt instruments, receipt of dividends or the purchase and sale of securities in the underlying portfolio. Under normal market conditions investment will be made in fixed income securities, money market instruments,cash and cash equivalents while at the same time maintaining a limited exposure to equity markets. The Scheme will endeavor to enhance overall returns through appropriate investments upto a maximum of 25% of Net Assets into equity and equity related instruments.

UTI Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 16 Dec 03. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 9.2% since its launch.  Ranked 10 in Hybrid Debt category.  Return for 2022 was 3.3% , 2021 was 13.2% and 2020 was 10.2% .

Below is the key information for UTI Regular Savings Fund

UTI Regular Savings Fund
Growth
Launch Date 16 Dec 03
NAV (01 Dec 23) ₹58.3532 ↑ 0.06   (0.10 %)
Net Assets (Cr) ₹1,551 on 31 Oct 23
Category Hybrid - Hybrid Debt
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately High
Expense Ratio 1.81
Sharpe Ratio 0.19
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹10,385
30 Nov 20₹11,182
30 Nov 21₹12,919
30 Nov 22₹13,440
30 Nov 23₹14,576

UTI Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for UTI Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

DurationReturns
1 Month 2.4%
3 Month 2.4%
6 Month 5.4%
1 Year 8.4%
3 Year 9.2%
5 Year 7.8%
10 Year
15 Year
Since launch 9.2%
Historical performance (Yearly) on absolute basis
YearReturns
2022 3.3%
2021 13.2%
2020 10.2%
2019 2.8%
2018 3.4%
2017 12.5%
2016 8.9%
2015 7.1%
2014 21.1%
2013 6.5%
Fund Manager information for UTI Regular Savings Fund
NameSinceTenure
Amit Premchandani8 Jan 221.81 Yr.
Jaydeep Bhowal17 Apr 230.54 Yr.

Data below for UTI Regular Savings Fund as on 31 Oct 23

Asset Allocation
Asset ClassValue
Cash4.12%
Equity24.46%
Debt71.42%
Equity Sector Allocation
SectorValue
Financial Services7.87%
Consumer Cyclical3.96%
Technology2.96%
Health Care2.43%
Basic Materials2.01%
Industrials1.3%
Consumer Defensive1.03%
Communication Services1.02%
Energy0.83%
Real Estate0.59%
Utility0.46%
Debt Sector Allocation
SectorValue
Government41.14%
Corporate30.28%
Cash Equivalent4.12%
Credit Quality
RatingValue
AA12.69%
AAA87.31%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
13%₹200 Cr2,000,000,000
↑ 2,000,000,000
7.06% Govt Stock 2028
Sovereign Bonds | -
8%₹124 Cr1,250,000,000
↑ 750,000,000
7.38% Govt Stock 2027
Sovereign Bonds | -
5%₹80 Cr800,000,000
↑ 50,000,000
National Bank For Agriculture And Rural Development
Debentures | -
5%₹75 Cr7,500
Rural Electrification Corporation Limited
Debentures | -
3%₹50 Cr5,000
Power Finance Corporation Ltd.
Debentures | -
3%₹50 Cr5,000
Indian Railway Finance Corporation Limited
Debentures | -
3%₹50 Cr5,000
LIC Housing Finance Limited
Debentures | -
3%₹50 Cr500
Jamnagar Utilities & Power Private Limited
Debentures | -
3%₹48 Cr500
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 12 | HDFCBANK
2%₹36 Cr235,000

4. UTI Money Market Fund

To provide highest possible current income consistent with preservation of capital and providing liquidity from investing in a diversified portfolio of short term money market securities.

UTI Money Market Fund is a Debt - Money Market fund was launched on 13 Jul 09. It is a fund with Low risk and has given a CAGR/Annualized return of 7.2% since its launch.  Ranked 23 in Money Market category.  Return for 2022 was 4.9% , 2021 was 3.7% and 2020 was 6% .

Below is the key information for UTI Money Market Fund

UTI Money Market Fund
Growth
Launch Date 13 Jul 09
NAV (01 Dec 23) ₹2,735.87 ↑ 0.39   (0.01 %)
Net Assets (Cr) ₹11,578 on 31 Oct 23
Category Debt - Money Market
AMC UTI Asset Management Company Ltd
Rating
Risk Low
Expense Ratio 0.75
Sharpe Ratio 2.62
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.37%
Effective Maturity 4 Months 17 Days
Modified Duration 4 Months 17 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹10,832
30 Nov 20₹11,501
30 Nov 21₹11,931
30 Nov 22₹12,482
30 Nov 23₹13,411

UTI Money Market Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for UTI Money Market Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

DurationReturns
1 Month 0.6%
3 Month 1.7%
6 Month 3.5%
1 Year 7.4%
3 Year 5.3%
5 Year 6%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.9%
2021 3.7%
2020 6%
2019 8%
2018 7.8%
2017 6.7%
2016 7.7%
2015 8.4%
2014 9.1%
2013 9.2%
Fund Manager information for UTI Money Market Fund
NameSinceTenure
Anurag Mittal1 Dec 211.92 Yr.
Amit Sharma7 Jul 176.32 Yr.

Data below for UTI Money Market Fund as on 31 Oct 23

Asset Allocation
Asset ClassValue
Cash86.58%
Debt13.26%
Other0.16%
Debt Sector Allocation
SectorValue
Cash Equivalent39.86%
Government32.14%
Corporate27.84%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
India (Republic of)
- | -
2%₹282 Cr2,900,000,000
182 DTB 29022024
Sovereign Bonds | -
2%₹196 Cr2,000,000,000
182 DTB 07032023
Sovereign Bonds | -
2%₹195 Cr2,000,000,000
182 DTB 14032024
Sovereign Bonds | -
2%₹195 Cr2,000,000,000
Kotak Mahindra Bank Ltd.
Debentures | -
2%₹187 Cr2,000,000,000
↑ 2,000,000,000
364 DTB 07032024
Sovereign Bonds | -
2%₹181 Cr1,850,000,000
07.97 OD Sdl 2024
Sovereign Bonds | -
1%₹150 Cr1,500,000,000
↓ -2,000,000,000
364 DTB 26012024
Sovereign Bonds | -
1%₹148 Cr1,500,000,000
364 DTB 14032024
Sovereign Bonds | -
1%₹97 Cr1,000,000,000
364 DTB 22032024
Sovereign Bonds | -
1%₹97 Cr1,000,000,000

5. UTI Treasury Advantage Fund

The scheme will endeavour to generate an attractive return for its investors consistent with capital preservation and liquidity by investing in a portfolio of quality debt securities, money market instruments and structured obligations.

UTI Treasury Advantage Fund is a Debt - Low Duration fund was launched on 23 Apr 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 15 in Low Duration category.  Return for 2022 was 4.5% , 2021 was 9% and 2020 was 7.3% .

Below is the key information for UTI Treasury Advantage Fund

UTI Treasury Advantage Fund
Growth
Launch Date 23 Apr 07
NAV (01 Dec 23) ₹3,145.81 ↑ 0.32   (0.01 %)
Net Assets (Cr) ₹3,444 on 31 Oct 23
Category Debt - Low Duration
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 0.44
Sharpe Ratio 0.67
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.55%
Effective Maturity 1 Year 4 Days
Modified Duration 10 Months 13 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹9,625
30 Nov 20₹10,330
30 Nov 21₹11,258
30 Nov 22₹11,732
30 Nov 23₹12,559

UTI Treasury Advantage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for UTI Treasury Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

DurationReturns
1 Month 0.6%
3 Month 1.6%
6 Month 3.3%
1 Year 7%
3 Year 6.7%
5 Year 4.7%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.5%
2021 9%
2020 7.3%
2019 -4.2%
2018 7.3%
2017 7%
2016 8.9%
2015 8.8%
2014 9.3%
2013 9.6%
Fund Manager information for UTI Treasury Advantage Fund
NameSinceTenure
Anurag Mittal1 Dec 211.92 Yr.

Data below for UTI Treasury Advantage Fund as on 31 Oct 23

Asset Allocation
Asset ClassValue
Cash60.62%
Debt39.38%
Debt Sector Allocation
SectorValue
Corporate43.61%
Government30.11%
Cash Equivalent26.28%
Credit Quality
RatingValue
AA10.49%
AAA89.51%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
182 DTB 07032023
Sovereign Bonds | -
4%₹146 Cr1,500,000,000
Embassy Office Parks Reit
Debentures | -
3%₹100 Cr1,000
India (Republic of)
- | -
2%₹97 Cr1,000,000,000
Power Finance Corporation Ltd.
Debentures | -
2%₹84 Cr850
Mahindra Rural Housing Finance Limited
Debentures | -
2%₹79 Cr800
Tata Realty And Infrastructure Limited
Debentures | -
2%₹74 Cr750
182 DTB 29032024
Sovereign Bonds | -
2%₹73 Cr750,000,000
7.06% Govt Stock 2028
Sovereign Bonds | -
2%₹64 Cr650,000,000
↓ -450,000,000
7.38% Govt Stock 2027
Sovereign Bonds | -
1%₹55 Cr550,000,000
Shriram Transport Finance Company Limited
Debentures | -
1%₹50 Cr5,000

6. UTI Ultra Short Term Fund

(Erstwhile UTI - Floating Rate Fund - Short Term Plan)

To generate regular income through investment in a portfolio comprising substantially of floating rate debt / money market instruments, fixed rate debt / money market instruments swapped for floating rate returns. The Scheme may also invest a portion of its net assets in fixed rate debt securities and money market instruments .However there can be no assurance that the investment objective of the Scheme will be achieved. The Scheme does not guarantee / indicate any returns.

UTI Ultra Short Term Fund is a Debt - Ultrashort Bond fund was launched on 29 Aug 03. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 6.8% since its launch.  Ranked 27 in Ultrashort Bond category.  Return for 2022 was 4.2% , 2021 was 6.1% and 2020 was 5.3% .

Below is the key information for UTI Ultra Short Term Fund

UTI Ultra Short Term Fund
Growth
Launch Date 29 Aug 03
NAV (01 Dec 23) ₹3,795.73 ↑ 0.52   (0.01 %)
Net Assets (Cr) ₹2,227 on 31 Oct 23
Category Debt - Ultrashort Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderately Low
Expense Ratio 0.95
Sharpe Ratio -0.45
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.7%
Effective Maturity 5 Months 28 Days
Modified Duration 5 Months 20 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹10,355
30 Nov 20₹10,915
30 Nov 21₹11,591
30 Nov 22₹12,046
30 Nov 23₹12,858

UTI Ultra Short Term Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Ultra Short Term Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

DurationReturns
1 Month 0.5%
3 Month 1.6%
6 Month 3.2%
1 Year 6.7%
3 Year 5.6%
5 Year 5.2%
10 Year
15 Year
Since launch 6.8%
Historical performance (Yearly) on absolute basis
YearReturns
2022 4.2%
2021 6.1%
2020 5.3%
2019 3.3%
2018 7%
2017 6.6%
2016 8.9%
2015 8.5%
2014 8.8%
2013 9.8%
Fund Manager information for UTI Ultra Short Term Fund
NameSinceTenure
Ritesh Nambiar1 Jul 158.34 Yr.

Data below for UTI Ultra Short Term Fund as on 31 Oct 23

Asset Allocation
Asset ClassValue
Cash67.47%
Debt32.53%
Debt Sector Allocation
SectorValue
Corporate48.89%
Cash Equivalent36.22%
Government14.89%
Credit Quality
RatingValue
AA19%
AAA81%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Embassy Office Parks Reit
Debentures | -
3%₹75 Cr750
LIC Housing Finance Limited
Debentures | -
2%₹50 Cr500
National Bank For Agriculture And Rural Development
Debentures | -
2%₹50 Cr500
Torrent Power Limited
Debentures | -
2%₹50 Cr500
G R Infraprojects Limited
Debentures | -
2%₹50 Cr500
182 DTB 29032024
Sovereign Bonds | -
2%₹48 Cr500,000,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹40 Cr400
TATA Motors Finance Solutions Limited
Debentures | -
2%₹39 Cr390
Jamnagar Utilities & Power Private Limited
Debentures | -
1%₹25 Cr250
India Grid TRust
Debentures | -
1%₹25 Cr250
↑ 250

7. UTI Short Term Income Fund

To generate steady and reasonable income with low risk and high level of liquidity from a portfolio of money market securities and high quality debt.

UTI Short Term Income Fund is a Debt - Short term Bond fund was launched on 19 Sep 07. It is a fund with Moderate risk and has given a CAGR/Annualized return of 6.5% since its launch.  Ranked 10 in Short term Bond category.  Return for 2022 was 3.8% , 2021 was 8.4% and 2020 was 10.5% .

Below is the key information for UTI Short Term Income Fund

UTI Short Term Income Fund
Growth
Launch Date 19 Sep 07
NAV (01 Dec 23) ₹27.9423 ↓ 0.00   (-0.01 %)
Net Assets (Cr) ₹2,365 on 31 Oct 23
Category Debt - Short term Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.95
Sharpe Ratio -0.22
Information Ratio 0
Alpha Ratio 0
Min Investment 10,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.42%
Effective Maturity 3 Years 2 Months 5 Days
Modified Duration 2 Years 8 Months 23 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹9,685
30 Nov 20₹10,666
30 Nov 21₹11,580
30 Nov 22₹11,983
30 Nov 23₹12,774

UTI Short Term Income Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for UTI Short Term Income Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

DurationReturns
1 Month 0.6%
3 Month 1.4%
6 Month 2.8%
1 Year 6.6%
3 Year 6.2%
5 Year 5%
10 Year
15 Year
Since launch 6.5%
Historical performance (Yearly) on absolute basis
YearReturns
2022 3.8%
2021 8.4%
2020 10.5%
2019 -3.9%
2018 6%
2017 6.1%
2016 10.1%
2015 8.3%
2014 10.9%
2013 9%
Fund Manager information for UTI Short Term Income Fund
NameSinceTenure
Sudhir Agarwal25 Oct 1211.02 Yr.

Data below for UTI Short Term Income Fund as on 31 Oct 23

Asset Allocation
Asset ClassValue
Cash32.25%
Debt67.75%
Debt Sector Allocation
SectorValue
Corporate42.77%
Government42.24%
Cash Equivalent14.99%
Credit Quality
RatingValue
AA18.71%
AAA81.29%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.38% Govt Stock 2027
Sovereign Bonds | -
11%₹250 Cr2,500,000,000
↑ 1,000,000,000
Power Finance Corporation Ltd.
Debentures | -
9%₹225 Cr22,500
↑ 2,500
7.18% Govt Stock 2033
Sovereign Bonds | -
6%₹149 Cr1,500,000,000
↓ -750,000,000
182 DTB 29022024
Sovereign Bonds | -
6%₹146 Cr1,500,000,000
7.06% Govt Stock 2028
Sovereign Bonds | -
5%₹124 Cr1,250,000,000
↑ 1,250,000,000
Axis Finance Limited
Debentures | -
5%₹110 Cr1,100
India Grid TRust
Debentures | -
3%₹75 Cr750
Mahindra Rural Housing Finance Limited
Debentures | -
3%₹69 Cr700
Can Fin Homes Limited
Debentures | -
3%₹64 Cr650
TATA Motors Finance Solutions Limited
Debentures | -
2%₹60 Cr600

8. UTI Gilt Fund

(Erstwhile UTI Gilt Advantage Fund- LTP)

To generate credit risk-free return through investment in sovereign securities issued by the Central Government and / or a State Government and / or any security unconditionally guaranteed by the Central Government and / or a State Government for repayment of principal and interest. However there can be no assurance that the investment objective of the Scheme will be achieved.

UTI Gilt Fund is a Debt - Government Bond fund was launched on 21 Jan 02. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.1% since its launch.  Ranked 7 in Government Bond category.  Return for 2022 was 2.9% , 2021 was 2.3% and 2020 was 10.3% .

Below is the key information for UTI Gilt Fund

UTI Gilt Fund
Growth
Launch Date 21 Jan 02
NAV (01 Dec 23) ₹54.7984 ↓ -0.02   (-0.05 %)
Net Assets (Cr) ₹554 on 31 Oct 23
Category Debt - Government Bond
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 0.86
Sharpe Ratio -0.48
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.34%
Effective Maturity 12 Years 4 Days
Modified Duration 7 Years 6 Months 29 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹11,392
30 Nov 20₹12,514
30 Nov 21₹12,882
30 Nov 22₹13,158
30 Nov 23₹13,944

UTI Gilt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for UTI Gilt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

DurationReturns
1 Month 0.8%
3 Month 0.7%
6 Month 1.7%
1 Year 6%
3 Year 3.7%
5 Year 6.9%
10 Year
15 Year
Since launch 8.1%
Historical performance (Yearly) on absolute basis
YearReturns
2022 2.9%
2021 2.3%
2020 10.3%
2019 11.8%
2018 6.3%
2017 4.3%
2016 15.5%
2015 6.1%
2014 19.8%
2013 4%
Fund Manager information for UTI Gilt Fund
NameSinceTenure
Sudhir Agarwal1 Dec 211.92 Yr.

Data below for UTI Gilt Fund as on 31 Oct 23

Asset Allocation
Asset ClassValue
Cash45.98%
Debt54.02%
Debt Sector Allocation
SectorValue
Government72.03%
Cash Equivalent27.97%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2037
Sovereign Bonds | -
38%₹210 Cr2,150,000,000
364 DTB 02112023
Sovereign Bonds | -
18%₹100 Cr1,000,000,000
India (Republic of)
- | -
18%₹100 Cr1,000,000,000
07.94 HR Sdl 2034
Sovereign Bonds | -
5%₹25 Cr250,000,000
364 DTB 23112023
Sovereign Bonds | -
4%₹25 Cr250,000,000
07.64 MP Sgs 2033
Sovereign Bonds | -
4%₹25 Cr250,000,000
7.18% Govt Stock 2033
Sovereign Bonds | -
4%₹25 Cr250,000,000
↑ 250,000,000
182 DTB 29022024
Sovereign Bonds | -
3%₹15 Cr150,000,000
Net Current Assets
Net Current Assets | -
5%₹28 Cr
Clearing Corporation Of India Ltd. Std - Margin
CBLO/Reverse Repo | -
0%₹3 Cr

9. UTI Bond Fund

(Erstwhile UTI - Bond Fund)

The Scheme will retain the flexibility to invest in the entire range of debt and money market instruments. The flexibility is being retained to adjust the portfolio in response to a change in the risk to return equation for asset classes under investment, with a view to maintain risks within manageable limits.

UTI Bond Fund is a Debt - Medium to Long term fund was launched on 4 May 98. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 11 in Medium to Long term category.  Return for 2022 was 9.9% , 2021 was 9.4% and 2020 was 1.1% .

Below is the key information for UTI Bond Fund

UTI Bond Fund
Growth
Launch Date 4 May 98
NAV (01 Dec 23) ₹64.1547 ↓ -0.04   (-0.06 %)
Net Assets (Cr) ₹306 on 31 Oct 23
Category Debt - Medium to Long term
AMC UTI Asset Management Company Ltd
Rating
Risk Moderate
Expense Ratio 1.63
Sharpe Ratio -0.34
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 7.58%
Effective Maturity 9 Years 10 Months 20 Days
Modified Duration 6 Years 6 Months 11 Days

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹9,505
30 Nov 20₹9,596
30 Nov 21₹10,549
30 Nov 22₹11,538
30 Nov 23₹12,183

UTI Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹194,235.
Net Profit of ₹14,235
Invest Now

Returns for UTI Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

DurationReturns
1 Month 0.7%
3 Month 0.3%
6 Month 1%
1 Year 5.6%
3 Year 8.3%
5 Year 4%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2022 9.9%
2021 9.4%
2020 1.1%
2019 -5.8%
2018 4%
2017 3.6%
2016 13.9%
2015 6.3%
2014 15.6%
2013 4%
Fund Manager information for UTI Bond Fund
NameSinceTenure
Sunil Patil17 Apr 230.54 Yr.

Data below for UTI Bond Fund as on 31 Oct 23

Asset Allocation
Asset ClassValue
Cash8.5%
Debt91.5%
Debt Sector Allocation
SectorValue
Government63.94%
Corporate27.56%
Cash Equivalent8.5%
Credit Quality
RatingValue
AA1.57%
AAA98.43%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2037
Sovereign Bonds | -
24%₹73 Cr750,000,000
↓ -500,000,000
7.06% Govt Stock 2028
Sovereign Bonds | -
10%₹30 Cr300,000,000
↑ 300,000,000
Jamnagar Utilities And Power Private Limited
Debentures | -
8%₹25 Cr2,500
Power Finance Corporation Ltd.
Debentures | -
8%₹25 Cr2,500
LIC Housing Finance Limited
Debentures | -
8%₹25 Cr250
7.26% Govt Stock 2033
Sovereign Bonds | -
8%₹25 Cr250,000,000
7.18% Govt Stock 2033
Sovereign Bonds | -
8%₹25 Cr250,000,000
07.74 MH Sgs 2033
Sovereign Bonds | -
5%₹15 Cr150,000,000
07.71 GJ Sgs 2034
Sovereign Bonds | -
3%₹9 Cr90,000,000
07.81 Up SDL 2034
Sovereign Bonds | -
2%₹5 Cr50,000,000

10. UTI Transportation & Logistics Fund

Investment Objective is “capital appreciation” through investments in stocks of the companies engaged in the transportation and logistics sector.

UTI Transportation & Logistics Fund is a Equity - Sectoral fund was launched on 11 Apr 04. It is a fund with High risk and has given a CAGR/Annualized return of 16.4% since its launch.  Ranked 19 in Sectoral category.  Return for 2022 was 14.7% , 2021 was 24.3% and 2020 was 11% .

Below is the key information for UTI Transportation & Logistics Fund

UTI Transportation & Logistics Fund
Growth
Launch Date 11 Apr 04
NAV (01 Dec 23) ₹196.497 ↑ 0.01   (0.01 %)
Net Assets (Cr) ₹2,348 on 31 Oct 23
Category Equity - Sectoral
AMC UTI Asset Management Company Ltd
Rating
Risk High
Expense Ratio 2.33
Sharpe Ratio 0.53
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹9,009
30 Nov 20₹9,789
30 Nov 21₹12,248
30 Nov 22₹15,115
30 Nov 23₹19,130

UTI Transportation & Logistics Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹426,080.
Net Profit of ₹126,080
Invest Now

Returns for UTI Transportation & Logistics Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

DurationReturns
1 Month 9.9%
3 Month 9.7%
6 Month 19.9%
1 Year 26.6%
3 Year 25%
5 Year 13.9%
10 Year
15 Year
Since launch 16.4%
Historical performance (Yearly) on absolute basis
YearReturns
2022 14.7%
2021 24.3%
2020 11%
2019 -8.7%
2018 -19.5%
2017 39.6%
2016 4.8%
2015 5.7%
2014 104%
2013 24.7%
Fund Manager information for UTI Transportation & Logistics Fund
NameSinceTenure
Sachin Trivedi22 Sep 167.11 Yr.

Data below for UTI Transportation & Logistics Fund as on 31 Oct 23

Equity Sector Allocation
SectorValue
Consumer Cyclical77.41%
Industrials14.86%
Financial Services1.3%
Asset Allocation
Asset ClassValue
Cash6.32%
Equity93.58%
Debt0.1%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | MARUTI
13%₹300 Cr288,783
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | M&M
12%₹286 Cr1,958,001
↓ -30,000
Tata Motors Ltd (Consumer Cyclical)
Equity, Since 30 Apr 04 | TATAMOTORS
12%₹272 Cr4,320,978
Eicher Motors Ltd (Consumer Cyclical)
Equity, Since 30 Nov 08 | EICHERMOT
9%₹200 Cr607,702
Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 30 Apr 18 | 532977
7%₹167 Cr314,872
Hero MotoCorp Ltd (Consumer Cyclical)
Equity, Since 31 Mar 12 | HEROMOTOCO
4%₹98 Cr317,777
InterGlobe Aviation Ltd (Industrials)
Equity, Since 31 May 18 | INDIGO
4%₹84 Cr341,061
TVS Motor Co Ltd (Consumer Cyclical)
Equity, Since 30 Sep 19 | 532343
3%₹70 Cr438,725
Ashok Leyland Ltd (Industrials)
Equity, Since 30 Jun 17 | 500477
3%₹66 Cr3,959,836
Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 31 May 13 | ADANIPORTS
3%₹65 Cr831,733

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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