UTI Banking And Financial Services Fund - G

NAV ₹199.255 ↑ 2.15 (1.09 %) as on 28 Jan 26

(Erstwhile UTI Banking Sector Fund)

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

UTI Banking and Financial Services Fund is a Equity - Sectoral fund launched on 7 Apr 04. It is a fund with High risk and has given a CAGR return of 14.7% since its launch. Ranked 20 in Sectoral category. Return for 2025 was 16.3% , 2024 was 11.1% and 2023 was 19.5% .

Below is the key information for UTI Banking and Financial Services Fund

NAV as on 28 Jan 26	₹199.255 ↑ 2.15 (1.09 %)
Net Assets (AUM) as on 31 Dec 2025	₹1,382 Cr.
Launch Date	7 Apr 2004
Category	Equity - Sectoral
Rating	☆☆☆
Type	Open Ended Fund
Risk	High
AMC	UTI Asset Management Company Ltd

Alpha Ratio	-2.74
Expense Ratio	2.2 %
Sharpe Ratio	0.749
Information Ratio	0.22
Benchmark	Not Available
Min Investment	₹5,000
Min SIP Investment	₹500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

NAV Price Chart

UTI Banking And Financial Services Fund NAV Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 28 Jan 26

Duration	Returns
1 Month	1.1%
3 Month	1%
6 Month	6%
1 Year	23.1%
3 Year	17.9%
5 Year	16.1%
10 Year
15 Year
Since launch	14.7%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.3%
2023	11.1%
2022	19.5%
2021	15.1%
2020	14.3%
2019	-5.3%
2018	11.6%
2017	-6.8%
2016	43.5%

Growth of 10k Over Years

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹11,427
31 Dec 22	₹13,150
31 Dec 23	₹15,720
31 Dec 24	₹17,464
31 Dec 25	₹20,313

UTI Banking And Financial Services Fund Growth 10k Chart

Asset Allocation

Asset Class	Value
Cash	1.77%
Equity	98.23%

Sector Allocation

Sector	Value
Financial Services	97.19%
Technology	1.04%

UTI Banking And Financial Services Fund Equity Allocation

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Global Industry	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 04 \| 532174	Banks - Regional	18%	₹249 Cr	1,852,344
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	Banks - Regional	16%	₹216 Cr	2,175,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| KOTAKBANK	Banks - Regional	9%	₹121 Cr	550,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| 532215	Banks - Regional	8%	₹117 Cr	925,000
State Bank of India (Financial Services) Equity, Since 28 Feb 18 \| SBIN	Banks - Regional	6%	₹83 Cr	850,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| 500034	Credit Services	6%	₹79 Cr	800,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| SHRIRAMFIN	Credit Services	4%	₹50 Cr	500,000
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| 590003	Banks - Regional	3%	₹45 Cr	1,700,000
Max Financial Services Ltd (Financial Services) Equity, Since 30 Sep 22 \| 500271	Insurance - Life	3%	₹40 Cr	240,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 30 Apr 25 \| UJJIVANSFB	Banks - Regional	3%	₹35 Cr	6,534,317

1 - 10 of 35

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Fund Managers

Name	Since	Tenure
Amit Premchandani	16 Jun 25	0.55 Yr.
Bhavesh Kanani	12 Jan 26	0 Yr.

Custodians

Company	Address
Axis Bank Ltd	null
Deutsche Bank AG MUMBAI	Deitsche bank,Kodak House
Stock Holding Corporation of India	Mittal Court, ‘B’ Wing,,Nariman Point

Registrar & Transfer Agent

KFin Technologies Ltd
Address	138 -Suyesh Solitaire, Nr. Podar International School,Kudasan, Gandhinagar, Gujarat
FAX	N.A
Email	N.A

Administrator Companies

Company	Address
UTI Asset Management Co Ltd	PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
UTI Banking and Financial Services Fund Normal Dividend, Reinvestment	₹77.5489 ↑ 0.84	6.04 %	23.13 %	17.9 %	16.05 %
UTI Banking and Financial Services Fund Growth	₹199.255 ↑ 2.15	6.04 %	23.13 %	17.9 %	16.05 %
UTI Banking and Financial Services Fund Normal Dividend, Payout	₹77.5489 ↑ 0.84	6.04 %	23.13 %	17.9 %	16.05 %
Data as on 28 Jan 26

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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