UTI Banking And Financial Services Fund - G

NAV ₹205.962 ↑ 1.17 (0.57 %) as on 18 Feb 26

(Erstwhile UTI Banking Sector Fund)

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

Investment objective is "capital appreciation" through investments in the stocks of the companies/institutions engaged in the banking and financial services activities.

UTI Banking and Financial Services Fund is a Equity - Sectoral fund launched on 7 Apr 04. It is a fund with High risk and has given a CAGR return of 14.8% since its launch. Ranked 20 in Sectoral category. Return for 2025 was 16.3% , 2024 was 11.1% and 2023 was 19.5% .

Below is the key information for UTI Banking and Financial Services Fund

NAV as on 18 Feb 26	₹205.962 ↑ 1.17 (0.57 %)
Net Assets (AUM) as on 31 Dec 2025	₹1,382 Cr.
Launch Date	7 Apr 2004
Category	Equity - Sectoral
Rating	☆☆☆
Type	Open Ended Fund
Risk	High
AMC	UTI Asset Management Company Ltd

Alpha Ratio	-2.74
Expense Ratio	2.2 %
Sharpe Ratio	0.749
Information Ratio	0.22
Benchmark	Not Available
Min Investment	₹5,000
Min SIP Investment	₹500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

NAV Price Chart

UTI Banking And Financial Services Fund NAV Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Feb 26

Duration	Returns
1 Month	3.4%
3 Month	4%
6 Month	9.1%
1 Year	26.1%
3 Year	18.7%
5 Year	13%
10 Year
15 Year
Since launch	14.8%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.3%
2023	11.1%
2022	19.5%
2021	15.1%
2020	14.3%
2019	-5.3%
2018	11.6%
2017	-6.8%
2016	43.5%

Growth of 10k Over Years

Date	Value
31 Jan 21	₹10,000
31 Jan 22	₹12,362
31 Jan 23	₹12,894
31 Jan 24	₹16,487
31 Jan 25	₹17,503
31 Jan 26	₹21,068

UTI Banking And Financial Services Fund Growth 10k Chart

Asset Allocation

Asset Class	Value
Cash	2.62%
Equity	97.38%

Sector Allocation

Sector	Value
Financial Services	96.42%
Technology	0.96%

UTI Banking And Financial Services Fund Equity Allocation

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Global Industry	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 09 \| HDFCBANK	Banks - Regional	15%	₹209 Cr	2,250,000 ↑ 75,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 04 \| ICICIBANK	Banks - Regional	14%	₹193 Cr	1,425,000 ↓ -427,344
Axis Bank Ltd (Financial Services) Equity, Since 30 Jun 18 \| AXISBANK	Banks - Regional	10%	₹137 Cr	1,000,000 ↑ 75,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| KOTAKBANK	Banks - Regional	9%	₹133 Cr	3,250,000 ↑ 500,000
State Bank of India (Financial Services) Equity, Since 28 Feb 18 \| SBIN	Banks - Regional	7%	₹92 Cr	850,000
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Nov 19 \| BAJFINANCE	Credit Services	5%	₹74 Cr	800,000
Karur Vysya Bank Ltd (Financial Services) Equity, Since 31 Dec 18 \| 590003	Banks - Regional	4%	₹51 Cr	1,700,000
Shriram Finance Ltd (Financial Services) Equity, Since 31 Jan 24 \| SHRIRAMFIN	Credit Services	4%	₹51 Cr	500,000
Ujjivan Small Finance Bank Ltd Ordinary Shares (Financial Services) Equity, Since 30 Apr 25 \| UJJIVANSFB	Banks - Regional	3%	₹43 Cr	6,534,317
Multi Commodity Exchange of India Ltd (Financial Services) Equity, Since 31 Mar 24 \| MCX	Financial Data & Stock Exchanges	3%	₹38 Cr	150,000

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Fund Managers

Name	Since	Tenure
Amit Premchandani	16 Jun 25	0.63 Yr.
Bhavesh Kanani	12 Jan 26	0.05 Yr.

Custodians

Company	Address
Axis Bank Ltd	null
Deutsche Bank AG MUMBAI	Deitsche bank,Kodak House
Stock Holding Corporation of India	Mittal Court, ‘B’ Wing,,Nariman Point

Registrar & Transfer Agent

KFin Technologies Ltd
Address	138 -Suyesh Solitaire, Nr. Podar International School,Kudasan, Gandhinagar, Gujarat
FAX	N.A
Email	N.A

Administrator Companies

Company	Address
UTI Asset Management Co Ltd	PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
UTI Banking and Financial Services Fund Normal Dividend, Reinvestment	₹80.1595 ↑ 0.45	9.06 %	26.08 %	18.71 %	13 %
UTI Banking and Financial Services Fund Growth	₹205.962 ↑ 1.17	9.06 %	26.08 %	18.71 %	13 %
UTI Banking and Financial Services Fund Normal Dividend, Payout	₹80.1595 ↑ 0.45	9.06 %	26.08 %	18.71 %	13 %
Data as on 18 Feb 26

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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