UTI Banking & PSU Debt Fund - G

NAV ₹22.0272 ↑ 0.07 (0.31 %) as on 6 Jun 25

Table of Contents

Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund launched on 3 Feb 14. It is a fund with Moderate risk and has given a CAGR return of 7.2% since its launch. Ranked 3 in Banking & PSU Debt category. Return for 2024 was 7.6% , 2023 was 6.7% and 2022 was 10.3% .

Below is the key information for UTI Banking & PSU Debt Fund

NAV as on 6 Jun 25	₹22.0272 ↑ 0.07 (0.31 %)
Net Assets (AUM) as on 30 Apr 2025	₹792 Cr.
Launch Date	3 Feb 2014
Category	Debt - Banking & PSU Debt
Rating	☆☆☆☆☆
Type	Open Ended Fund
Risk	Moderate
Yield To Maturity	6.75%
Effective Maturity	2 Years 3 Months 25 Days
Modified Duration	2 Years 7 Days

Alpha Ratio	0.0
Expense Ratio	0.55 %
Sharpe Ratio	2.047
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF789F014Z9
AMC	UTI Asset Management Company Ltd
Min Investment	₹5,000
Min SIP Investment	₹500
Exit Load	NIL

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25

Duration	Returns
1 Month	1.4%
3 Month	3.8%
6 Month	5.4%
1 Year	9.6%
3 Year	7.8%
5 Year	7.3%
10 Year
15 Year
Since launch	7.2%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.6%
2023	6.7%
2022	10.3%
2021	2.8%
2020	8.9%
2019	-1%
2018	6.8%
2017	6.4%
2016	11.7%

Growth of 10k Over Years

Date	Value
31 May 20	₹10,000
31 May 21	₹10,510
31 May 22	₹11,376
31 May 23	₹12,215
31 May 24	₹12,975
31 May 25	₹14,168

Asset Allocation

Asset Class	Value
Cash	3.52%
Debt	96.15%
Other	0.33%

Sector Allocation

Sector	Value
Corporate	52.89%
Government	43.26%
Cash Equivalent	3.52%

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
7.38% Govt Stock 2027 Sovereign Bonds \| -	12%	₹93 Cr	900,000,000
Axis Bank Limited Debentures \| -	7%	₹56 Cr	550
Export-Import Bank Of India Debentures \| -	6%	₹51 Cr	5,000
Small Industries Development Bank Of India Debentures \| -	6%	₹51 Cr	5,000
Power Finance Corporation Limited Debentures \| -	5%	₹41 Cr	400
Rural Electrification Corporation Limited Debentures \| -	5%	₹36 Cr	3,500
HDFC Bank Limited Debentures \| -	4%	₹35 Cr	350
Indian Railway Finance Corporation Limited Debentures \| -	4%	₹31 Cr	300
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹31 Cr	3,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹26 Cr	250

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Fund Managers

Name	Since	Tenure
Anurag Mittal	1 Dec 21	3.5 Yr.

Custodians

Company	Address
Axis Bank Ltd	null
Deutsche Bank AG MUMBAI	Deitsche bank,Kodak House
Stock Holding Corporation of India	Mittal Court, ‘B’ Wing,,Nariman Point

Registrar & Transfer Agent

KFin Technologies Ltd
Address	138 -Suyesh Solitaire, Nr. Podar International School,Kudasan, Gandhinagar, Gujarat
FAX	N.A
Email	N.A

Administrator Companies

Company	Address
UTI Asset Management Co Ltd	PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
UTI Banking & PSU Debt Fund Annual Dividend, Payout	₹12.9969 ↑ 0.04	5.23 %	9.49 %	7.62 %	7.17 %
UTI Banking & PSU Debt Fund Annual Dividend, Reinvestment	₹12.9969 ↑ 0.04	5.23 %	9.49 %	7.62 %	7.17 %
UTI Banking & PSU Debt Fund Quarterly Dividend, Payout	₹15.1162 ↑ 0.05	5.38 %	9.64 %	7.84 %	7.29 %
UTI Banking & PSU Debt Fund Quarterly Dividend, Reinvestment	₹15.1162 ↑ 0.05	5.38 %	9.64 %	7.84 %	7.29 %
UTI Banking & PSU Debt Fund Half-Yearly Dividend, Payout	₹14.7097 ↑ 0.05	5.38 %	9.64 %	7.84 %	7.29 %
UTI Banking & PSU Debt Fund Half-Yearly Dividend, Reinvestment	₹14.7097 ↑ 0.05	5.38 %	9.64 %	7.84 %	7.29 %
UTI Banking & PSU Debt Fund Normal Dividend, Payout	₹14.7717 ↑ 0.05	5.38 %	9.65 %	7.84 %	7.3 %
UTI Banking & PSU Debt Fund Normal Dividend, Reinvestment	₹14.7717 ↑ 0.05	5.38 %	9.65 %	7.84 %	7.3 %
UTI Banking & PSU Debt Fund Growth	₹22.0272 ↑ 0.07	5.38 %	9.64 %	7.84 %	7.3 %
Data as on 6 Jun 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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