UTI Banking & PSU Debt Fund - G

NAV ₹23.1121 ↑ 0.01 (0.04 %) as on 10 Jun 26

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund launched on 3 Feb 14. It is a fund with Moderate risk and has given a CAGR return of 7% since its launch. Ranked 3 in Banking & PSU Debt category. Return for 2025 was 7.8% , 2024 was 7.6% and 2023 was 6.7% .

Below is the key information for UTI Banking & PSU Debt Fund

NAV as on 10 Jun 26	₹23.1121 ↑ 0.01 (0.04 %)
Net Assets (AUM) as on 30 Apr 2026	₹1,206 Cr.
Launch Date	3 Feb 2014
Category	Debt - Banking & PSU Debt
Rating	☆☆☆☆☆
Type	Open Ended Fund
Risk	Moderate
Yield To Maturity	7.29%
Effective Maturity	1 Year 22 Days
Modified Duration	11 Months 23 Days

Alpha Ratio	0.0
Expense Ratio	0.54 %
Sharpe Ratio	0.132
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF789F014Z9
AMC	UTI Asset Management Company Ltd
Min Investment	₹5,000
Min SIP Investment	₹500
Exit Load	NIL

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jun 26

Duration	Returns
1 Month	0.4%
3 Month	1.4%
6 Month	2.4%
1 Year	4.9%
3 Year	6.9%
5 Year	7.2%
10 Year
15 Year
Since launch	7%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	7.8%
2023	7.6%
2022	6.7%
2021	10.3%
2020	2.8%
2019	8.9%
2018	-1%
2017	6.8%
2016	6.4%

Growth of 10k Over Years

Date	Value
31 May 21	₹10,000
31 May 22	₹10,824
31 May 23	₹11,622
31 May 24	₹12,345
31 May 25	₹13,480
31 May 26	₹14,128

UTI Banking & PSU Debt Fund Growth 10k Chart

Asset Allocation

Asset Class	Value
Cash	40.7%
Debt	59.06%
Other	0.23%

Sector Allocation

Sector	Value
Corporate	66.23%
Government	25.44%
Cash Equivalent	8.1%

Rating	Value
AAA	100%

UTI Banking & PSU Debt Fund Debt Allocation

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
National Housing Bank Debentures \| -	5%	₹60 Cr	6,000
Axis Bank Limited Debentures \| -	4%	₹55 Cr	550
7.38% Govt Stock 2027 Sovereign Bonds \| -	4%	₹51 Cr	500,000,000
Small Industries Development Bank Of India Debentures \| -	4%	₹50 Cr	5,000
Export Import Bank Of India Debentures \| -	4%	₹50 Cr	5,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹40 Cr	4,000
HDFC Bank Limited Debentures \| -	3%	₹35 Cr	350
Indian Railway Finance Corporation Limited Debentures \| -	2%	₹30 Cr	300
7.86% Karnataka Sdl 2027 Sovereign Bonds \| -	2%	₹25 Cr	250,000,000
Aditya Birla Housing Finance Limited Debentures \| -	2%	₹25 Cr	2,500

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Fund Managers

Name	Since	Tenure
Anurag Mittal	1 Dec 21	4.5 Yr.

Custodians

Company	Address
Axis Bank Ltd	null
Deutsche Bank AG MUMBAI	Deitsche bank,Kodak House
Stock Holding Corporation of India	Mittal Court, ‘B’ Wing,,Nariman Point

Registrar & Transfer Agent

KFin Technologies Ltd
Address	138 -Suyesh Solitaire, Nr. Podar International School,Kudasan, Gandhinagar, Gujarat
FAX	N.A
Email	N.A

Administrator Companies

Company	Address
UTI Asset Management Co Ltd	PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
UTI Banking & PSU Debt Fund Annual Dividend, Payout	₹13.2058 ↑ 0.00	-0.82 %	1.59 %	5.65 %	6.41 %
UTI Banking & PSU Debt Fund Annual Dividend, Reinvestment	₹13.2058 ↑ 0.00	-0.82 %	1.59 %	5.65 %	6.41 %
UTI Banking & PSU Debt Fund Quarterly Dividend, Payout	₹15.8607 ↑ 0.01	2.42 %	4.91 %	6.89 %	7.22 %
UTI Banking & PSU Debt Fund Quarterly Dividend, Reinvestment	₹15.8607 ↑ 0.01	2.42 %	4.91 %	6.89 %	7.22 %
UTI Banking & PSU Debt Fund Half-Yearly Dividend, Payout	₹15.4342 ↑ 0.01	2.42 %	4.91 %	6.89 %	7.22 %
UTI Banking & PSU Debt Fund Half-Yearly Dividend, Reinvestment	₹15.4342 ↑ 0.01	2.42 %	4.91 %	6.89 %	7.22 %
UTI Banking & PSU Debt Fund Normal Dividend, Payout	₹15.4992 ↑ 0.01	2.42 %	4.91 %	6.89 %	7.23 %
UTI Banking & PSU Debt Fund Normal Dividend, Reinvestment	₹15.4992 ↑ 0.01	2.42 %	4.91 %	6.89 %	7.23 %
UTI Banking & PSU Debt Fund Growth	₹23.1121 ↑ 0.01	2.42 %	4.91 %	6.89 %	7.23 %
Data as on 10 Jun 26

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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