Table of Contents The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs). UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund launched on 3 Feb 14. It is a fund with Moderate risk and has given a Below is the key information for UTI Banking & PSU Debt Fund Returns up to 1 year are on Historical performance (Yearly) on absolute basis UTI Banking & PSU Debt Fund - G
Scheme Objective
CAGR
return of 7.2% since its launch. Ranked 3 in Banking & PSU Debt
category. Return for 2024 was 7.6% , 2023 was 6.7% and 2022 was 10.3% . NAV as on 18 Jul 25 ₹22.1008 ↑ 0.01 (0.03 %) Net Assets (AUM) as on 31 May 2025 ₹800 Cr. Launch Date 3 Feb 2014 Category Debt - Banking & PSU Debt Rating ☆☆☆☆☆ Type Open Ended Fund Risk Moderate Yield To Maturity 6.44% Effective Maturity 2 Years 2 Months 23 Days Modified Duration 1 Year 11 Months 12 Days Alpha Ratio 0.0 Expense Ratio 0.55 % Sharpe Ratio 2.196 Information Ratio 0.0 Benchmark Not Available ISIN INF789F014Z9 AMC UTI Asset Management Company Ltd Min Investment ₹5,000 Min SIP Investment ₹500 Exit Load NIL NAV Price Chart
Returns
Annual Compounded Returns
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 18 Jul 25 Duration Returns 1 Month 0.5% 3 Month 2.2% 6 Month 5.1% 1 Year 8.9% 3 Year 7.4% 5 Year 7% 10 Year 15 Year Since launch 7.2% Historical Annual Returns
Year Returns 2024 7.6% 2023 6.7% 2022 10.3% 2021 2.8% 2020 8.9% 2019 -1% 2018 6.8% 2017 6.4% 2016 11.7% Growth of 10k Over Years
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,396 30 Jun 22 ₹11,289 30 Jun 23 ₹12,086 30 Jun 24 ₹12,889 30 Jun 25 ₹14,046 Asset Allocation
Asset Class Value Cash 3.94% Debt 95.73% Other 0.33% Sector Allocation
Sector Value Corporate 52.65% Government 43.08% Cash Equivalent 3.94% Rating Value AAA 100% Top Securities Holdings / Portfolio
Holdings/Securities
Name Global Industry Holding Value Quantity 7.38% Govt Stock 2027
Sovereign Bonds | -12% ₹93 Cr 900,000,000 Axis Bank Limited
Debentures | -7% ₹56 Cr 550 Export Import Bank Of India
Debentures | -6% ₹51 Cr 5,000 Small Industries Development Bank Of India
Debentures | -6% ₹51 Cr 5,000 Power Finance Corporation Limited
Debentures | -5% ₹41 Cr 400 Rural Electrification Corporation Limited
Debentures | -4% ₹36 Cr 3,500 HDFC Bank Limited
Debentures | -4% ₹35 Cr 350 Indian Railway Finance Corporation Limited
Debentures | -4% ₹31 Cr 300 National Bank For Agriculture And Rural Development
Debentures | -4% ₹31 Cr 3,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹26 Cr 250
Talk to our investment specialistFund Managers
Name Since Tenure Anurag Mittal 1 Dec 21 3.5 Yr. Custodians
Company Address Axis Bank Ltd null Deutsche Bank AG MUMBAI Deitsche bank,Kodak House Stock Holding Corporation of India Mittal Court, ‘B’ Wing,,Nariman Point Registrar & Transfer Agent
KFin Technologies Ltd Address 138 -Suyesh Solitaire, Nr. Podar International School,Kudasan, Gandhinagar, Gujarat FAX N.A Email N.A Administrator Companies
Company Address UTI Asset Management Co Ltd PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051 Auditors
Company Address S. R. BATLIBOI & Co Express Tower, 6th Floor,Nariman Point,Mumbai All Plan & Options
Fund and Plan NAV 6 Month 1 Year 3 Year 5 Year UTI Banking & PSU Debt Fund
Annual Dividend, Payout ₹13.0404
↑ 0.00 4.92 % 8.72 % 7.2 % 6.83 % UTI Banking & PSU Debt Fund
Annual Dividend, Reinvestment ₹13.0404
↑ 0.00 4.92 % 8.72 % 7.2 % 6.83 % UTI Banking & PSU Debt Fund
Quarterly Dividend, Payout ₹15.1667
↑ 0.00 5.07 % 8.87 % 7.42 % 6.96 % UTI Banking & PSU Debt Fund
Quarterly Dividend, Reinvestment ₹15.1667
↑ 0.00 5.07 % 8.87 % 7.42 % 6.96 % UTI Banking & PSU Debt Fund
Half-Yearly Dividend, Payout ₹14.7589
↑ 0.00 5.07 % 8.87 % 7.42 % 6.96 % UTI Banking & PSU Debt Fund
Half-Yearly Dividend, Reinvestment ₹14.7589
↑ 0.00 5.07 % 8.87 % 7.42 % 6.96 % UTI Banking & PSU Debt Fund
Normal Dividend, Payout ₹14.8211
↑ 0.00 5.07 % 8.88 % 7.42 % 6.97 % UTI Banking & PSU Debt Fund
Normal Dividend, Reinvestment ₹14.8211
↑ 0.00 5.07 % 8.88 % 7.42 % 6.97 % UTI Banking & PSU Debt Fund
Growth ₹22.1008
↑ 0.01 5.07 % 8.87 % 7.42 % 6.96 % Data as on 18 Jul 25