UTI Banking & PSU Debt Fund - G

NAV ₹23.4849 ↑ 0.01 (0.05 %) as on 31 Aug 26

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund launched on 3 Feb 14. It is a fund with Moderate risk and has given a CAGR return of 7% since its launch. Ranked 3 in Banking & PSU Debt category. Return for 2025 was 7.8% , 2024 was 7.6% and 2023 was 6.7% .

Below is the key information for UTI Banking & PSU Debt Fund

NAV as on 31 Aug 26	₹23.4849 ↑ 0.01 (0.05 %)
Net Assets (AUM) as on 31 Jul 2026	₹1,483 Cr.
Launch Date	3 Feb 2014
Category	Debt - Banking & PSU Debt
Rating	☆☆☆☆☆
Type	Open Ended Fund
Risk	Moderate
Yield To Maturity	6.9%
Effective Maturity	8 Months 16 Days
Modified Duration	8 Months 5 Days

Alpha Ratio	0.0
Expense Ratio	0.54 %
Sharpe Ratio	-0.041
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF789F014Z9
AMC	UTI Asset Management Company Ltd
Min Investment	₹5,000
Min SIP Investment	₹500
Exit Load	NIL

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Aug 26

Duration	Returns
1 Month	0.5%
3 Month	2.2%
6 Month	3%
1 Year	5.8%
3 Year	7.1%
5 Year	7.4%
10 Year
15 Year
Since launch	7%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.8%
2024	7.6%
2023	6.7%
2022	10.3%
2021	2.8%
2020	8.9%
2019	-1%
2018	6.8%
2017	6.4%

Growth of 10k Over Years

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,992
31 Aug 23	₹11,622
31 Aug 24	₹12,473
31 Aug 25	₹13,494

Asset Allocation

Asset Class	Value
Cash	50.71%
Debt	49.02%
Other	0.27%

Sector Allocation

Sector	Value
Corporate	66.83%
Government	18.17%
Cash Equivalent	14.73%

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
ICICI Bank Ltd. Debentures \| -	5%	₹71 Cr	750,000,000
National Bank For Agriculture And Rural Development Debentures \| -	4%	₹55 Cr	5,500 ↑ 1,500
Axis Bank Limited Debentures \| -	4%	₹55 Cr	550
7.38% Govt Stock 2027 Sovereign Bonds \| -	4%	₹51 Cr	500,000,000
Aditya Birla Housing Finance Limited Debentures \| -	3%	₹40 Cr	4,000 ↑ 4,000
National Housing Bank Debentures \| -	3%	₹35 Cr	3,500
HDFC Bank Limited Debentures \| -	2%	₹35 Cr	350
Indian Railway Finance Corporation Limited Debentures \| -	2%	₹30 Cr	300
7.86% Karnataka Sdl 2027 Sovereign Bonds \| -	2%	₹25 Cr	250,000,000
Bharti Telecom Limited Debentures \| -	2%	₹25 Cr	2,500 ↑ 2,500

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Fund Managers

Name	Since	Tenure
Anurag Mittal	1 Dec 21	4.67 Yr.

Custodians

Company	Address
Axis Bank Ltd	null
Deutsche Bank AG MUMBAI	Deitsche bank,Kodak House
Stock Holding Corporation of India	Mittal Court, ‘B’ Wing,,Nariman Point

Registrar & Transfer Agent

KFin Technologies Ltd
Address	138 -Suyesh Solitaire, Nr. Podar International School,Kudasan, Gandhinagar, Gujarat
FAX	N.A
Email	N.A

Administrator Companies

Company	Address
UTI Asset Management Co Ltd	PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
UTI Banking & PSU Debt Fund Annual Dividend, Payout	₹13.4188 ↑ 0.01	-0.22 %	2.47 %	5.9 %	6.58 %
UTI Banking & PSU Debt Fund Annual Dividend, Reinvestment	₹13.4188 ↑ 0.01	-0.22 %	2.47 %	5.9 %	6.58 %
UTI Banking & PSU Debt Fund Quarterly Dividend, Payout	₹16.1165 ↑ 0.01	3.04 %	5.82 %	7.14 %	7.4 %
UTI Banking & PSU Debt Fund Quarterly Dividend, Reinvestment	₹16.1165 ↑ 0.01	3.04 %	5.82 %	7.14 %	7.4 %
UTI Banking & PSU Debt Fund Half-Yearly Dividend, Payout	₹15.6832 ↑ 0.01	3.04 %	5.82 %	7.14 %	7.4 %
UTI Banking & PSU Debt Fund Half-Yearly Dividend, Reinvestment	₹15.6832 ↑ 0.01	3.04 %	5.82 %	7.14 %	7.4 %
UTI Banking & PSU Debt Fund Normal Dividend, Payout	₹15.7492 ↑ 0.01	3.04 %	5.82 %	7.14 %	7.4 %
UTI Banking & PSU Debt Fund Normal Dividend, Reinvestment	₹15.7492 ↑ 0.01	3.04 %	5.82 %	7.14 %	7.4 %
UTI Banking & PSU Debt Fund Growth	₹23.4849 ↑ 0.01	3.04 %	5.82 %	7.14 %	7.4 %
Data as on 31 Aug 26

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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