The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs). UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund launched on 3 Feb 14. It is a fund with Moderate risk and has given a Below is the key information for UTI Banking & PSU Debt Fund Returns up to 1 year are on Historical performance (Yearly) on absolute basis UTI Banking & PSU Debt Fund - G
Scheme Objective
CAGR
return of 7.1% since its launch. Ranked 3 in Banking & PSU Debt
category. Return for 2024 was 7.6% , 2023 was 6.7% and 2022 was 10.3% . NAV as on 29 Aug 25 ₹22.1725 ↓ -0.01 (-0.04 %) Net Assets (AUM) as on 31 Jul 2025 ₹810 Cr. Launch Date 3 Feb 2014 Category Debt - Banking & PSU Debt Rating ☆☆☆☆☆ Type Open Ended Fund Risk Moderate Yield To Maturity 6.47% Effective Maturity 2 Years 11 Days Modified Duration 1 Year 9 Months 11 Days Alpha Ratio 0.0 Expense Ratio 0.54 % Sharpe Ratio 1.862 Information Ratio 0.0 Benchmark Not Available ISIN INF789F014Z9 AMC UTI Asset Management Company Ltd Min Investment ₹5,000 Min SIP Investment ₹500 Exit Load NIL NAV Price Chart
Returns
Annual Compounded Returns
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 29 Aug 25 Duration Returns 1 Month 0.2% 3 Month 1.1% 6 Month 4.6% 1 Year 8.2% 3 Year 7.1% 5 Year 7.1% 10 Year 15 Year Since launch 7.1% Historical Annual Returns
Year Returns 2024 7.6% 2023 6.7% 2022 10.3% 2021 2.8% 2020 8.9% 2019 -1% 2018 6.8% 2017 6.4% 2016 11.7% Growth of 10k Over Years
Date Value 31 Jul 20 ₹10,000 31 Jul 21 ₹10,349 31 Jul 22 ₹11,315 31 Jul 23 ₹12,023 31 Jul 24 ₹12,884 31 Jul 25 ₹13,997 Asset Allocation
Asset Class Value Cash 4.47% Debt 95.2% Other 0.33% Sector Allocation
Sector Value Corporate 55.2% Government 40.01% Cash Equivalent 4.47% Rating Value AAA 100% Top Securities Holdings / Portfolio
Holdings/Securities
Name Global Industry Holding Value Quantity 7.38% Govt Stock 2027
Sovereign Bonds | -11% ₹93 Cr 900,000,000 Axis Bank Limited
Debentures | -7% ₹56 Cr 550 Export Import Bank Of India
Debentures | -6% ₹51 Cr 5,000 Small Industries Development Bank Of India
Debentures | -6% ₹51 Cr 5,000 Power Finance Corporation Limited
Debentures | -5% ₹41 Cr 400 Rural Electrification Corporation Limited
Debentures | -4% ₹36 Cr 3,500 National Housing Bank
Debentures | -4% ₹36 Cr 3,500 HDFC Bank Limited
Debentures | -4% ₹36 Cr 350 Indian Railway Finance Corporation Limited
Debentures | -4% ₹31 Cr 300 National Bank For Agriculture And Rural Development
Debentures | -4% ₹31 Cr 3,000
Talk to our investment specialistFund Managers
Name Since Tenure Anurag Mittal 1 Dec 21 3.67 Yr. Custodians
Company Address Axis Bank Ltd null Deutsche Bank AG MUMBAI Deitsche bank,Kodak House Stock Holding Corporation of India Mittal Court, ‘B’ Wing,,Nariman Point Registrar & Transfer Agent
KFin Technologies Ltd Address 138 -Suyesh Solitaire, Nr. Podar International School,Kudasan, Gandhinagar, Gujarat FAX N.A Email N.A Administrator Companies
Company Address UTI Asset Management Co Ltd PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051 Auditors
Company Address S. R. BATLIBOI & Co Express Tower, 6th Floor,Nariman Point,Mumbai All Plan & Options
Fund and Plan NAV 6 Month 1 Year 3 Year 5 Year UTI Banking & PSU Debt Fund
Annual Dividend, Payout ₹13.0827
↓ -0.01 4.41 % 8.01 % 6.87 % 6.98 % UTI Banking & PSU Debt Fund
Annual Dividend, Reinvestment ₹13.0827
↓ -0.01 4.41 % 8.01 % 6.87 % 6.98 % UTI Banking & PSU Debt Fund
Quarterly Dividend, Payout ₹15.2159
↓ -0.01 4.56 % 8.17 % 7.09 % 7.1 % UTI Banking & PSU Debt Fund
Quarterly Dividend, Reinvestment ₹15.2159
↓ -0.01 4.56 % 8.17 % 7.09 % 7.1 % UTI Banking & PSU Debt Fund
Half-Yearly Dividend, Payout ₹14.8068
↓ -0.01 4.56 % 8.17 % 7.09 % 7.1 % UTI Banking & PSU Debt Fund
Half-Yearly Dividend, Reinvestment ₹14.8068
↓ -0.01 4.56 % 8.17 % 7.09 % 7.1 % UTI Banking & PSU Debt Fund
Normal Dividend, Payout ₹14.8691
↓ -0.01 4.56 % 8.17 % 7.09 % 7.11 % UTI Banking & PSU Debt Fund
Normal Dividend, Reinvestment ₹14.8691
↓ -0.01 4.56 % 8.17 % 7.09 % 7.11 % UTI Banking & PSU Debt Fund
Growth ₹22.1725
↓ -0.01 4.56 % 8.17 % 7.09 % 7.11 % Data as on 29 Aug 25