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UTI Banking & PSU Debt Fund - G

NAV  ₹22.1725 ↓ -0.01  (-0.04 %) as on 29 Aug 25

Scheme Objective

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund launched on 3 Feb 14. It is a fund with Moderate risk and has given a CAGR return of 7.1% since its launch.  Ranked 3 in Banking & PSU Debt category.  Return for 2024 was 7.6% , 2023 was 6.7% and 2022 was 10.3% .

Below is the key information for UTI Banking & PSU Debt Fund

NAV as on 29 Aug 25₹22.1725 ↓ -0.01  (-0.04 %)
Net Assets (AUM) as on 31 Jul 2025 ₹810 Cr.
Launch Date3 Feb 2014
CategoryDebt - Banking & PSU Debt
Rating
TypeOpen Ended Fund
RiskModerate
Yield To Maturity6.47%
Effective Maturity2 Years 11 Days
Modified Duration1 Year 9 Months 11 Days
Alpha Ratio0.0
Expense Ratio0.54 %
Sharpe Ratio1.862
Information Ratio0.0
BenchmarkNot Available
ISININF789F014Z9
AMCUTI Asset Management Company Ltd
Min Investment ₹5,000
Min SIP Investment ₹500
Exit Load NIL

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Aug 25

DurationReturns
1 Month 0.2%
3 Month 1.1%
6 Month 4.6%
1 Year 8.2%
3 Year 7.1%
5 Year 7.1%
10 Year
15 Year
Since launch 7.1%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

YearReturns
2024 7.6%
2023 6.7%
2022 10.3%
2021 2.8%
2020 8.9%
2019 -1%
2018 6.8%
2017 6.4%
2016 11.7%

Growth of 10k Over Years

DateValue
31 Jul 20₹10,000
31 Jul 21₹10,349
31 Jul 22₹11,315
31 Jul 23₹12,023
31 Jul 24₹12,884
31 Jul 25₹13,997
UTI Banking & PSU Debt Fund Growth 10k Chart

Asset Allocation

Asset ClassValue
Cash4.47%
Debt95.2%
Other0.33%
UTI Banking & PSU Debt Fund Asset Allocation

Sector Allocation

SectorValue
Corporate55.2%
Government40.01%
Cash Equivalent4.47%
RatingValue
AAA100%
UTI Banking & PSU Debt Fund Debt Allocation

Top Securities Holdings / Portfolio

Holdings/Securities

NameGlobal IndustryHoldingValueQuantity
7.38% Govt Stock 2027
Sovereign Bonds | -
11%₹93 Cr900,000,000
Axis Bank Limited
Debentures | -
7%₹56 Cr550
Export Import Bank Of India
Debentures | -
6%₹51 Cr5,000
Small Industries Development Bank Of India
Debentures | -
6%₹51 Cr5,000
Power Finance Corporation Limited
Debentures | -
5%₹41 Cr400
Rural Electrification Corporation Limited
Debentures | -
4%₹36 Cr3,500
National Housing Bank
Debentures | -
4%₹36 Cr3,500
HDFC Bank Limited
Debentures | -
4%₹36 Cr350
Indian Railway Finance Corporation Limited
Debentures | -
4%₹31 Cr300
National Bank For Agriculture And Rural Development
Debentures | -
4%₹31 Cr3,000
1 - 10 of 30
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Fund Managers

NameSinceTenure
Anurag Mittal1 Dec 213.67 Yr.

Custodians

CompanyAddress
Axis Bank Ltdnull
Deutsche Bank AG MUMBAIDeitsche bank,Kodak House
Stock Holding Corporation of IndiaMittal Court, ‘B’ Wing,,Nariman Point

Registrar & Transfer Agent

KFin Technologies Ltd
Address138 -Suyesh Solitaire, Nr. Podar International School,Kudasan, Gandhinagar, Gujarat
FAXN.A
EmailN.A

Administrator Companies

CompanyAddress
UTI Asset Management Co LtdPMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051

Auditors

CompanyAddress
S. R. BATLIBOI & CoExpress Tower, 6th Floor,Nariman Point,Mumbai

All Plan & Options

Fund and PlanNAV6 Month1 Year3 Year5 Year
UTI Banking & PSU Debt Fund
Annual Dividend, Payout
₹13.0827
↓ -0.01
4.41 %8.01 %6.87 %6.98 %
UTI Banking & PSU Debt Fund
Annual Dividend, Reinvestment
₹13.0827
↓ -0.01
4.41 %8.01 %6.87 %6.98 %
UTI Banking & PSU Debt Fund
Quarterly Dividend, Payout
₹15.2159
↓ -0.01
4.56 %8.17 %7.09 %7.1 %
UTI Banking & PSU Debt Fund
Quarterly Dividend, Reinvestment
₹15.2159
↓ -0.01
4.56 %8.17 %7.09 %7.1 %
UTI Banking & PSU Debt Fund
Half-Yearly Dividend, Payout
₹14.8068
↓ -0.01
4.56 %8.17 %7.09 %7.1 %
UTI Banking & PSU Debt Fund
Half-Yearly Dividend, Reinvestment
₹14.8068
↓ -0.01
4.56 %8.17 %7.09 %7.1 %
UTI Banking & PSU Debt Fund
Normal Dividend, Payout
₹14.8691
↓ -0.01
4.56 %8.17 %7.09 %7.11 %
UTI Banking & PSU Debt Fund
Normal Dividend, Reinvestment
₹14.8691
↓ -0.01
4.56 %8.17 %7.09 %7.11 %
UTI Banking & PSU Debt Fund
Growth
₹22.1725
↓ -0.01
4.56 %8.17 %7.09 %7.11 %
Data as on 29 Aug 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.