UTI Banking & PSU Debt Fund - G

NAV ₹23.3116 ↑ 0.01 (0.05 %) as on 21 Jul 26

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The investment objective of the scheme is to generate steady and reasonable income, with low risk and high level of liquidity from a portfolio of predominantly debt & money market securities by Banks and Public Sector Undertakings (PSUs).

UTI Banking & PSU Debt Fund is a Debt - Banking & PSU Debt fund launched on 3 Feb 14. It is a fund with Moderate risk and has given a CAGR return of 7% since its launch. Ranked 3 in Banking & PSU Debt category. Return for 2025 was 7.8% , 2024 was 7.6% and 2023 was 6.7% .

Below is the key information for UTI Banking & PSU Debt Fund

NAV as on 21 Jul 26	₹23.3116 ↑ 0.01 (0.05 %)
Net Assets (AUM) as on 30 Jun 2026	₹1,101 Cr.
Launch Date	3 Feb 2014
Category	Debt - Banking & PSU Debt
Rating	☆☆☆☆☆
Type	Open Ended Fund
Risk	Moderate
Yield To Maturity	7.69%
Effective Maturity	10 Months 2 Days
Modified Duration	9 Months 14 Days

Alpha Ratio	0.0
Expense Ratio	0.54 %
Sharpe Ratio	0.07
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF789F014Z9
AMC	UTI Asset Management Company Ltd
Min Investment	₹5,000
Min SIP Investment	₹500
Exit Load	NIL

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 21 Jul 26

Duration	Returns
1 Month	0.7%
3 Month	1.5%
6 Month	3.2%
1 Year	5.4%
3 Year	7%
5 Year	7.4%
10 Year
15 Year
Since launch	7%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.8%
2024	7.6%
2023	6.7%
2022	10.3%
2021	2.8%
2020	8.9%
2019	-1%
2018	6.8%
2017	6.4%

Growth of 10k Over Years

Date	Value
30 Jun 21	₹10,000
30 Jun 22	₹10,859
30 Jun 23	₹11,627
30 Jun 24	₹12,398
30 Jun 25	₹13,511
30 Jun 26	₹14,282

UTI Banking & PSU Debt Fund Growth 10k Chart

Asset Allocation

Asset Class	Value
Cash	46.53%
Debt	53.23%
Other	0.24%

Sector Allocation

Sector	Value
Corporate	69.8%
Government	21.89%
Cash Equivalent	8.07%

Rating	Value
AAA	100%

UTI Banking & PSU Debt Fund Debt Allocation

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
Axis Bank Limited Debentures \| -	4%	₹55 Cr	550
7.38% Govt Stock 2027 Sovereign Bonds \| -	4%	₹51 Cr	500,000,000
Small Industries Development Bank Of India Debentures \| -	4%	₹50 Cr	5,000
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹40 Cr	4,000
National Housing Bank Debentures \| -	3%	₹35 Cr	3,500 ↓ -2,500
HDFC Bank Limited Debentures \| -	3%	₹35 Cr	350
Indian Railway Finance Corporation Limited Debentures \| -	2%	₹30 Cr	300
7.86% Karnataka Sdl 2027 Sovereign Bonds \| -	2%	₹25 Cr	250,000,000
Power Finance Corporation Limited Debentures \| -	2%	₹25 Cr	250
Aditya Birla Housing Finance Limited Debentures \| -	2%	₹25 Cr	2,500

1 - 10 of 43

Ready to Invest?
Talk to our investment specialist

Fund Managers

Name	Since	Tenure
Anurag Mittal	1 Dec 21	4.58 Yr.

Custodians

Company	Address
Axis Bank Ltd	null
Deutsche Bank AG MUMBAI	Deitsche bank,Kodak House
Stock Holding Corporation of India	Mittal Court, ‘B’ Wing,,Nariman Point

Registrar & Transfer Agent

KFin Technologies Ltd
Address	138 -Suyesh Solitaire, Nr. Podar International School,Kudasan, Gandhinagar, Gujarat
FAX	N.A
Email	N.A

Administrator Companies

Company	Address
UTI Asset Management Co Ltd	PMS Division, UTI - Tower, “Gn” Block, Bandra Kurla Complex, Mumbai- 400051

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
UTI Banking & PSU Debt Fund Annual Dividend, Payout	₹13.3198 ↑ 0.01	-0.05 %	2.11 %	5.8 %	6.54 %
UTI Banking & PSU Debt Fund Annual Dividend, Reinvestment	₹13.3198 ↑ 0.01	-0.05 %	2.11 %	5.8 %	6.54 %
UTI Banking & PSU Debt Fund Quarterly Dividend, Payout	₹15.9976 ↑ 0.01	3.22 %	5.45 %	7.04 %	7.36 %
UTI Banking & PSU Debt Fund Quarterly Dividend, Reinvestment	₹15.9976 ↑ 0.01	3.22 %	5.45 %	7.04 %	7.36 %
UTI Banking & PSU Debt Fund Half-Yearly Dividend, Payout	₹15.5675 ↑ 0.01	3.22 %	5.45 %	7.04 %	7.36 %
UTI Banking & PSU Debt Fund Half-Yearly Dividend, Reinvestment	₹15.5675 ↑ 0.01	3.22 %	5.45 %	7.04 %	7.36 %
UTI Banking & PSU Debt Fund Normal Dividend, Payout	₹15.633 ↑ 0.01	3.22 %	5.45 %	7.04 %	7.36 %
UTI Banking & PSU Debt Fund Normal Dividend, Reinvestment	₹15.633 ↑ 0.01	3.22 %	5.45 %	7.04 %	7.36 %
UTI Banking & PSU Debt Fund Growth	₹23.3116 ↑ 0.01	3.22 %	5.45 %	7.04 %	7.36 %
Data as on 21 Jul 26

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

Shepard Technologies Pvt. Ltd : 1808, Solus, Hiranandani Estate, Thane, Maharashtra - 400607

AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153

Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.

Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.