DSP Banking And PSU Debt Fund - G

NAV ₹24.6652 ↑ 0.02 (0.08 %) as on 31 Dec 25

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

The investment objective of the Scheme is to seek to generate income and capital appreciation by primarily investing in a portfolio of high quality debt and money market securities that are issued by banks and public sector entities/undertakings.

DSP Banking and PSU Debt Fund is a Debt - Banking & PSU Debt fund launched on 14 Sep 13. It is a fund with Moderate risk and has given a CAGR return of 7.6% since its launch. Ranked 20 in Banking & PSU Debt category. Return for 2025 was 8.6% , 2024 was 6.7% and 2023 was 3.2% .

Below is the key information for DSP Banking and PSU Debt Fund

NAV as on 31 Dec 25	₹24.6652 ↑ 0.02 (0.08 %)
Net Assets (AUM) as on 30 Nov 2025	₹4,154 Cr.
Launch Date	14 Sep 2013
Category	Debt - Banking & PSU Debt
Rating	☆☆☆☆
Type	Open Ended Fund
Risk	Moderate
Yield To Maturity	6.8%
Effective Maturity	7 Years 5 Months 16 Days
Modified Duration	4 Years 1 Month 24 Days

Alpha Ratio	0.0
Expense Ratio	0.61 %
Sharpe Ratio	0.511
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF740K01ZP6
AMC	DSP BlackRock Invmt Managers Pvt. Ltd.
Min Investment	₹1,000
Min SIP Investment	₹500
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 25

Duration	Returns
1 Month	0.1%
3 Month	1.3%
6 Month	2.2%
1 Year	6.8%
3 Year	7.4%
5 Year	5.7%
10 Year
15 Year
Since launch	7.6%

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8.6%
2023	6.7%
2022	3.2%
2021	3.1%
2020	10.9%
2019	9.9%
2018	6.3%
2017	5.4%
2016	10.6%

Growth of 10k Over Years

Date	Value
31 Dec 20	₹10,000
31 Dec 21	₹10,310
31 Dec 22	₹10,641
31 Dec 23	₹11,355
31 Dec 24	₹12,336

DSP Banking And PSU Debt Fund Growth 10k Chart

Asset Allocation

Asset Class	Value
Cash	7.73%
Debt	91.98%
Other	0.29%

Sector Allocation

Sector	Value
Corporate	51.47%
Government	46.25%
Cash Equivalent	1.99%

Rating	Value
AAA	100%

DSP Banking And PSU Debt Fund Debt Allocation

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
6.9% Govt Stock 2065 Sovereign Bonds \| -	5%	₹214 Cr	22,500,000
National Bank For Agriculture And Rural Development Debentures \| -	5%	₹187 Cr	17,500
6.82% Govt Stock 2033 Sovereign Bonds \| -	3%	₹131 Cr	12,500,000
Small Industries Development Bank Of India Debentures \| -	3%	₹128 Cr	12,500
6.68% Govt Stock 2040 Sovereign Bonds \| -	3%	₹125 Cr	12,500,000
Power Grid Corporation Of India Limited Debentures \| -	3%	₹110 Cr	1,050
GAil (India) Limited Debentures \| -	3%	₹109 Cr	1,000
Indian Railway Finance Corporation Limited Debentures \| -	3%	₹106 Cr	10,000
HDFC Bank Limited Debentures \| -	3%	₹106 Cr	10,000
6.28% Govt Stock 2032 Sovereign Bonds \| -	3%	₹101 Cr	10,000,000

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Fund Managers

Name	Since	Tenure
Sandeep Yadav	1 Aug 24	1.33 Yr.
Shantanu Godambe	1 Jun 23	2.5 Yr.

Custodians

Company	Address
Citibank N.A. India	Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
Citibank N.A. India	Trent House, 3rd Floor, G Block,,Plot No.60, Next to Citibank,,Bandra Kurla Complex,,Bandra (East),

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
DSP Banking and PSU Debt Fund Daily Dividend, Reinvestment	₹10.1888 ↑ 0.00	2.17 %	6.71 %	7.06 %	5.33 %
DSP Banking and PSU Debt Fund Normal Dividend, Payout	₹10.7613 ↑ 0.01	2.25 %	5.7 %	9.31 %	6.77 %
DSP Banking and PSU Debt Fund Growth	₹24.6652 ↑ 0.02	2.25 %	6.82 %	7.38 %	5.67 %
DSP Banking and PSU Debt Fund Monthly Dividend, Payout	₹10.387 ↑ 0.01	2.2 %	6.75 %	7.6 %	5.8 %
DSP Banking and PSU Debt Fund Quarterly Dividend, Payout	₹10.4196 ↑ 0.01	2.25 %	6.77 %	7.32 %	5.62 %
DSP Banking and PSU Debt Fund Weekly Dividend, Reinvestment	₹10.1919 ↑ 0.01	2.16 %	6.73 %	7.21 %	5.44 %
DSP Banking and PSU Debt Fund Normal Dividend, Reinvestment	₹10.7613 ↑ 0.01	2.25 %	5.7 %	9.31 %	6.77 %
DSP Banking and PSU Debt Fund Monthly Dividend, Reinvestment	₹10.387 ↑ 0.01	2.2 %	6.75 %	7.6 %	5.8 %
DSP Banking and PSU Debt Fund Quarterly Dividend, Reinvestment	₹10.4196 ↑ 0.01	2.25 %	6.77 %	7.32 %	5.62 %
Data as on 31 Dec 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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