+91-22-4891390910 Best Kotak Mutual Fund Schemes for 2025
With a presence of over 12 years in the Mutual Fund Industry, Kotak Mutual Fund has garnered the trust of over 10 lac investors. The fund house offers best in class products across investor lifecycle. They strive hard to deliver consistent performance over the benchmark across all their products.
Investors planning to invest in Kotak MF can invest in a broad Range of investment products across asset classes as per their risk appetite and investment tenure.
Below are the top 10 best Kotak Mutual Fund schemes to invest in. These funds have been shortlisted by undertaking certain important parameters like AUM, NAV, past performances, peer Average Return, etc.
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Why Invest in Kotak Mutual Fund?
The fund management team always ensures that the investor’s money is in safe hands. In addition, these schemes are handled by experienced fund managers and finance professionals in the Market.
The company has diverse investment choices which are based on the risk potential and Capital appreciation of the investor.
The company offers Equity Funds that have been performing well the in the market. These funds help in creating and fulfilling long-term wealth goals.
Many of the Kotak Mahindra Mutual Fund schemes offer a rating of
AAandAAAmaking them a trustworthy and reliable source of investment.
Best Kotak Mutual Fund Mutual Fund Schemes
Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) Since launch (%) 2024 (%) Kotak Standard Multicap Fund Growth ₹87.679
↑ 0.23 ₹53,626 5,000 500 3.6 9.3 9.9 17.3 19.6 14.4 16.5 Kotak Equity Opportunities Fund Growth ₹353.853
↑ 1.07 ₹27,655 5,000 1,000 4.5 10.7 6.1 19.6 22.5 18.4 24.2 Kotak Asset Allocator Fund - FOF Growth ₹248.581
↓ -1.38 ₹1,877 5,000 1,000 7 11.7 12.9 20 20.4 16.4 19 Kotak Corporate Bond Fund Standard Growth ₹3,861.13
↑ 0.61 ₹17,612 5,000 1,000 1.3 3.2 8.3 7.8 6.2 7.7 8.3 Kotak Banking and PSU Debt fund Growth ₹66.8168
↑ 0.01 ₹5,795 5,000 1,000 1.3 3 8 7.6 6 8 Kotak Money Market Scheme Growth ₹4,590.96
↑ 0.67 ₹35,644 5,000 1,000 1.4 3.3 7.6 7.5 6.1 7.1 7.7 Kotak Low Duration Fund Growth ₹3,414.96
↑ 0.44 ₹13,644 5,000 1,000 1.4 3.3 7.3 7.1 5.7 7.2 7.3 Kotak Emerging Equity Scheme Growth ₹140.234
↑ 0.86 ₹56,988 5,000 1,000 3.7 15.3 7.3 22.8 27.4 15.2 33.6 Kotak Equity Arbitrage Fund Growth ₹38.1193
↓ -0.01 ₹72,274 5,000 500 1.3 2.8 6.5 7.2 5.9 6.9 7.8 Kotak Debt Hybrid Fund Growth ₹59.4141
↑ 0.05 ₹3,065 5,000 1,000 1.6 2.5 5.3 10.3 10.8 8.5 11.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 29 Oct 25 Research Highlights & Commentary of 10 Funds showcased
Commentary Kotak Standard Multicap Fund Kotak Equity Opportunities Fund Kotak Asset Allocator Fund - FOF Kotak Corporate Bond Fund Standard Kotak Banking and PSU Debt fund Kotak Money Market Scheme Kotak Low Duration Fund Kotak Emerging Equity Scheme Kotak Equity Arbitrage Fund Kotak Debt Hybrid Fund Point 1 Upper mid AUM (₹53,626 Cr). Upper mid AUM (₹27,655 Cr). Bottom quartile AUM (₹1,877 Cr). Lower mid AUM (₹17,612 Cr). Bottom quartile AUM (₹5,795 Cr). Upper mid AUM (₹35,644 Cr). Lower mid AUM (₹13,644 Cr). Top quartile AUM (₹56,988 Cr). Highest AUM (₹72,274 Cr). Bottom quartile AUM (₹3,065 Cr). Point 2 Established history (16+ yrs). Established history (21+ yrs). Established history (21+ yrs). Established history (18+ yrs). Oldest track record among peers (26 yrs). Established history (22+ yrs). Established history (17+ yrs). Established history (18+ yrs). Established history (20+ yrs). Established history (21+ yrs). Point 3 Top rated. Rating: 5★ (top quartile). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 4★ (upper mid). Rating: 4★ (lower mid). Rating: 4★ (lower mid). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Rating: 4★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately Low. Risk profile: Moderately Low. Risk profile: Low. Risk profile: Moderate. Risk profile: Moderately High. Risk profile: Moderately Low. Risk profile: Moderate. Point 5 5Y return: 19.60% (upper mid). 5Y return: 22.48% (top quartile). 5Y return: 20.43% (upper mid). 1Y return: 8.32% (upper mid). 1Y return: 7.96% (upper mid). 1Y return: 7.59% (upper mid). 1Y return: 7.30% (lower mid). 5Y return: 27.39% (top quartile). 5Y return: 5.89% (bottom quartile). 5Y return: 10.82% (upper mid). Point 6 3Y return: 17.34% (upper mid). 3Y return: 19.59% (upper mid). 3Y return: 20.04% (top quartile). 1M return: 0.77% (lower mid). 1M return: 0.88% (lower mid). 1M return: 0.55% (bottom quartile). 1M return: 0.63% (bottom quartile). 3Y return: 22.82% (top quartile). 3Y return: 7.21% (bottom quartile). 3Y return: 10.33% (upper mid). Point 7 1Y return: 9.90% (top quartile). 1Y return: 6.12% (bottom quartile). 1Y return: 12.93% (top quartile). Sharpe: 1.05 (upper mid). Sharpe: 0.75 (upper mid). Sharpe: 3.03 (top quartile). Sharpe: 1.71 (top quartile). 1Y return: 7.29% (lower mid). 1Y return: 6.52% (bottom quartile). 1Y return: 5.34% (bottom quartile). Point 8 Alpha: 3.91 (top quartile). Alpha: 0.72 (upper mid). 1M return: 4.52% (upper mid). Information ratio: 0.00 (upper mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). Alpha: 5.63 (top quartile). 1M return: 0.45% (bottom quartile). 1M return: 1.75% (upper mid). Point 9 Sharpe: -0.37 (bottom quartile). Sharpe: -0.51 (bottom quartile). Alpha: 0.00 (upper mid). Yield to maturity (debt): 7.01% (upper mid). Yield to maturity (debt): 7.02% (upper mid). Yield to maturity (debt): 6.23% (lower mid). Yield to maturity (debt): 6.86% (upper mid). Sharpe: -0.21 (lower mid). Alpha: 0.00 (bottom quartile). Alpha: -2.87 (bottom quartile). Point 10 Information ratio: 0.19 (top quartile). Information ratio: 0.13 (upper mid). Sharpe: -0.14 (lower mid). Modified duration: 3.25 yrs (lower mid). Modified duration: 3.36 yrs (bottom quartile). Modified duration: 0.46 yrs (upper mid). Modified duration: 0.90 yrs (lower mid). Information ratio: -0.12 (bottom quartile). Sharpe: 1.09 (upper mid). Sharpe: -0.77 (bottom quartile). Kotak Standard Multicap Fund
Kotak Equity Opportunities Fund
Kotak Asset Allocator Fund - FOF
Kotak Corporate Bond Fund Standard
Kotak Banking and PSU Debt fund
Kotak Money Market Scheme
Kotak Low Duration Fund
Kotak Emerging Equity Scheme
Kotak Equity Arbitrage Fund
Kotak Debt Hybrid Fund
(Erstwhile Kotak Select Focus Fund) The investment objective of the scheme is to generate long term appreciation from the portfolio of equity and equity related sectors, generally focussed on few selected sectors. Below is the key information for Kotak Standard Multicap Fund Returns up to 1 year are on (Erstwhile Kotak Opportunities Scheme) To generate capital appreciation from a diversified portfolio of equity and equity
related securities. However, there is no assurance that the objective of the scheme will be realized. Research Highlights for Kotak Equity Opportunities Fund Below is the key information for Kotak Equity Opportunities Fund Returns up to 1 year are on The investment objective of the scheme is to generate long-term capital appreciation from a portfolio created by investing in
specified open-ended equity, and debt schemes of Kotak Mahindra Mutual Fund. However, there is no assurance that the investment objective of the Scheme will be realized Research Highlights for Kotak Asset Allocator Fund - FOF Below is the key information for Kotak Asset Allocator Fund - FOF Returns up to 1 year are on The primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities. However, there is no
assurance that the objective of the scheme will be realized. Research Highlights for Kotak Corporate Bond Fund Standard Below is the key information for Kotak Corporate Bond Fund Standard Returns up to 1 year are on To generate income by predominantly investing in debt & money market securities issued by Banks & PSUs and Reverse Repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India. Research Highlights for Kotak Banking and PSU Debt fund Below is the key information for Kotak Banking and PSU Debt fund Returns up to 1 year are on (Erstwhile Kotak Floater Short Term Fund) To reduce the interest rate risk associated with investments in fixed rate instruments by investing predominantly in floating rate securities, money market instruments and using appropriate derivatives. Research Highlights for Kotak Money Market Scheme Below is the key information for Kotak Money Market Scheme Returns up to 1 year are on The primary objective of the Scheme is to generate income through investment
primarily in low duration debt & money market securities. However, there is no
assurance that the objective of the scheme will be realized Research Highlights for Kotak Low Duration Fund Below is the key information for Kotak Low Duration Fund Returns up to 1 year are on The investment objective of the scheme is to generate long-term capital appreciation from a portfolio of equity and equity related securities, by investing predominantly in mid and small cap companies. Research Highlights for Kotak Emerging Equity Scheme Below is the key information for Kotak Emerging Equity Scheme Returns up to 1 year are on The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and by investing the balance in debt and money market instruments. However, there is no assurance that the objective of the scheme will be realized Research Highlights for Kotak Equity Arbitrage Fund Below is the key information for Kotak Equity Arbitrage Fund Returns up to 1 year are on (Erstwhile Kotak Monthly Income Plan) To enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments. Research Highlights for Kotak Debt Hybrid Fund Below is the key information for Kotak Debt Hybrid Fund Returns up to 1 year are on 1. Kotak Standard Multicap Fund
Kotak Standard Multicap Fund
Growth Launch Date 11 Sep 09 NAV (29 Oct 25) ₹87.679 ↑ 0.23 (0.27 %) Net Assets (Cr) ₹53,626 on 31 Aug 25 Category Equity - Multi Cap AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.47 Sharpe Ratio -0.37 Information Ratio 0.19 Alpha Ratio 3.91 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Multi Cap Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹15,201 30 Sep 22 ₹14,967 30 Sep 23 ₹17,785 30 Sep 24 ₹24,378 30 Sep 25 ₹24,102 Returns for Kotak Standard Multicap Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 25 Duration Returns 1 Month 4.6% 3 Month 3.6% 6 Month 9.3% 1 Year 9.9% 3 Year 17.3% 5 Year 19.6% 10 Year 15 Year Since launch 14.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 16.5% 2023 24.2% 2022 5% 2021 25.4% 2020 11.8% 2019 12.3% 2018 -0.9% 2017 34.3% 2016 9.4% 2015 3% Fund Manager information for Kotak Standard Multicap Fund
Name Since Tenure Harsha Upadhyaya 4 Aug 12 13.17 Yr. Data below for Kotak Standard Multicap Fund as on 31 Aug 25
Equity Sector Allocation
Sector Value Financial Services 26.21% Industrials 19.61% Basic Materials 14.66% Consumer Cyclical 12.02% Technology 6.83% Energy 5.89% Utility 3.51% Health Care 3.09% Communication Services 2.98% Consumer Defensive 2.25% Asset Allocation
Asset Class Value Cash 2.77% Equity 97.23% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 10 | ICICIBANK7% ₹3,572 Cr 26,500,000 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Aug 14 | BEL6% ₹3,272 Cr 81,000,000
↓ -5,000,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK6% ₹3,043 Cr 32,000,000 State Bank of India (Financial Services)
Equity, Since 31 Jan 12 | SBIN4% ₹2,076 Cr 23,800,000 Jindal Steel Ltd (Basic Materials)
Equity, Since 31 Mar 18 | 5322864% ₹2,021 Cr 19,000,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 13 | LT4% ₹1,976 Cr 5,400,000
↓ -200,000 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | 5433204% ₹1,953 Cr 60,000,000
↑ 7,500,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 May 12 | 5322153% ₹1,811 Cr 16,000,000 SRF Ltd (Industrials)
Equity, Since 31 Dec 18 | SRF3% ₹1,765 Cr 6,250,000 UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 14 | 5325383% ₹1,681 Cr 1,375,000
↓ -350,000 2. Kotak Equity Opportunities Fund
Kotak Equity Opportunities Fund
Growth Launch Date 9 Sep 04 NAV (29 Oct 25) ₹353.853 ↑ 1.07 (0.30 %) Net Assets (Cr) ₹27,655 on 31 Aug 25 Category Equity - Large & Mid Cap AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.6 Sharpe Ratio -0.51 Information Ratio 0.13 Alpha Ratio 0.72 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Large & Mid Cap Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹15,518 30 Sep 22 ₹16,003 30 Sep 23 ₹19,627 30 Sep 24 ₹28,168 30 Sep 25 ₹27,056 Returns for Kotak Equity Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 25 Duration Returns 1 Month 4.8% 3 Month 4.5% 6 Month 10.7% 1 Year 6.1% 3 Year 19.6% 5 Year 22.5% 10 Year 15 Year Since launch 18.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 24.2% 2023 29.3% 2022 7% 2021 30.4% 2020 16.5% 2019 13.2% 2018 -5.6% 2017 34.9% 2016 9.6% 2015 3.3% Fund Manager information for Kotak Equity Opportunities Fund
Name Since Tenure Harsha Upadhyaya 4 Aug 12 13.17 Yr. Data below for Kotak Equity Opportunities Fund as on 31 Aug 25
Equity Sector Allocation
Sector Value Financial Services 24.06% Industrials 16.73% Consumer Cyclical 13.66% Basic Materials 12.15% Technology 7.11% Health Care 7.04% Energy 5.84% Utility 4.21% Communication Services 2.93% Consumer Defensive 1.59% Real Estate 0.89% Asset Allocation
Asset Class Value Cash 2.62% Equity 97.38% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | HDFCBANK6% ₹1,712 Cr 18,000,000 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | 5433204% ₹1,139 Cr 35,000,000 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Oct 18 | BEL4% ₹1,131 Cr 28,000,000 State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN4% ₹1,047 Cr 12,000,000
↑ 1,000,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 10 | ICICIBANK3% ₹944 Cr 7,000,000 Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY3% ₹836 Cr 5,800,000 Coromandel International Ltd (Basic Materials)
Equity, Since 30 Nov 16 | 5063953% ₹731 Cr 3,250,001 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | 5322152% ₹702 Cr 6,200,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 28 Feb 21 | BHARTIARTL2% ₹686 Cr 3,650,000 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 13 | LT2% ₹677 Cr 1,850,000 3. Kotak Asset Allocator Fund - FOF
Kotak Asset Allocator Fund - FOF
Growth Launch Date 9 Aug 04 NAV (28 Oct 25) ₹248.581 ↓ -1.38 (-0.55 %) Net Assets (Cr) ₹1,877 on 31 Aug 25 Category Others - Fund of Fund AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1 Sharpe Ratio -0.14 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Fund of Fund Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹13,859 30 Sep 22 ₹14,343 30 Sep 23 ₹17,757 30 Sep 24 ₹23,432 30 Sep 25 ₹24,730 Returns for Kotak Asset Allocator Fund - FOF
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 25 Duration Returns 1 Month 4.5% 3 Month 7% 6 Month 11.7% 1 Year 12.9% 3 Year 20% 5 Year 20.4% 10 Year 15 Year Since launch 16.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 19% 2023 23.4% 2022 11.3% 2021 25% 2020 25% 2019 10.3% 2018 4.4% 2017 13.7% 2016 8.8% 2015 5.4% Fund Manager information for Kotak Asset Allocator Fund - FOF
Name Since Tenure Abhishek Bisen 15 Nov 21 3.88 Yr. Devender Singhal 9 May 19 6.4 Yr. Data below for Kotak Asset Allocator Fund - FOF as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 5.43% Equity 69.99% Debt 11.86% Other 12.72% Top Securities Holdings / Portfolio
Name Holding Value Quantity Kotak Nifty PSU Bank ETF
- | -14% ₹278 Cr 3,697,000
↑ 600,000 Kotak Gold ETF
- | -13% ₹253 Cr 26,312,481
↑ 2,442,481 Kotak Infra & Econ Reform Dir Gr
Investment Fund | -11% ₹215 Cr 28,411,378
↑ 3,803,827 Kotak Consumption Dir Gr
Investment Fund | -11% ₹213 Cr 146,659,548 Kotak Nifty IT ETF
- | -7% ₹140 Cr 38,200,000 Kotak Gilt Inv Growth - Direct
Investment Fund | -7% ₹137 Cr 12,634,309 Kotak Nifty 50 ETF
- | -6% ₹124 Cr 4,592,500 Kotak Bond Dir Gr
Investment Fund | -6% ₹111 Cr 12,869,186 Kotak Quant Dir Gr
Investment Fund | -5% ₹105 Cr 70,592,506 Kotak Trsptn & Lgstcs Dir Gr
Investment Fund | -5% ₹93 Cr 80,520,714 4. Kotak Corporate Bond Fund Standard
Kotak Corporate Bond Fund Standard
Growth Launch Date 21 Sep 07 NAV (29 Oct 25) ₹3,861.13 ↑ 0.61 (0.02 %) Net Assets (Cr) ₹17,612 on 31 Aug 25 Category Debt - Corporate Bond AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.67 Sharpe Ratio 1.05 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.01% Effective Maturity 5 Years 1 Month 6 Days Modified Duration 3 Years 3 Months Sub Cat. Corporate Bond Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,556 30 Sep 22 ₹10,840 30 Sep 23 ₹11,571 30 Sep 24 ₹12,546 30 Sep 25 ₹13,539 Returns for Kotak Corporate Bond Fund Standard
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 25 Duration Returns 1 Month 0.8% 3 Month 1.3% 6 Month 3.2% 1 Year 8.3% 3 Year 7.8% 5 Year 6.2% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.3% 2023 6.9% 2022 3.7% 2021 3.8% 2020 9.7% 2019 9.6% 2018 7.5% 2017 6.9% 2016 9.4% 2015 8.8% Fund Manager information for Kotak Corporate Bond Fund Standard
Name Since Tenure Deepak Agrawal 1 Feb 15 10.67 Yr. Manu Sharma 1 Nov 22 2.92 Yr. Data below for Kotak Corporate Bond Fund Standard as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 2.93% Debt 96.81% Other 0.26% Debt Sector Allocation
Sector Value Corporate 59.67% Government 35.27% Cash Equivalent 2.93% Securitized 1.87% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -8% ₹1,582 Cr 151,935,080 7.09% Govt Stock 2054
Sovereign Bonds | -4% ₹783 Cr 78,100,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹637 Cr 62,500 National Bank For Agriculture And Rural Development
Debentures | -3% ₹594 Cr 58,500 6.99% Govt Stock 2034
Sovereign Bonds | -3% ₹499 Cr 49,000,000 Bajaj Finance Limited
Debentures | -2% ₹445 Cr 43,500 6.68% Govt Stock 2040
Sovereign Bonds | -2% ₹411 Cr 41,500,000
↑ 14,000,000 Small Industries Development Bank Of India
Debentures | -2% ₹357 Cr 35,000 National Bank For Agriculture And Rural Development
Debentures | -2% ₹356 Cr 35,000
↑ 30,000 Power Finance Corporation Limited
Debentures | -2% ₹356 Cr 35,000 5. Kotak Banking and PSU Debt fund
Kotak Banking and PSU Debt fund
Growth Launch Date 29 Dec 98 NAV (29 Oct 25) ₹66.8168 ↑ 0.01 (0.02 %) Net Assets (Cr) ₹5,795 on 31 Aug 25 Category Debt - Banking & PSU Debt AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.76 Sharpe Ratio 0.75 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 7.02% Effective Maturity 5 Years 7 Months 17 Days Modified Duration 3 Years 4 Months 10 Days Sub Cat. Banking & PSU Debt Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,594 30 Sep 22 ₹10,879 30 Sep 23 ₹11,604 30 Sep 24 ₹12,560 30 Sep 25 ₹13,491 Returns for Kotak Banking and PSU Debt fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 25 Duration Returns 1 Month 0.9% 3 Month 1.3% 6 Month 3% 1 Year 8% 3 Year 7.6% 5 Year 6% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 8% 2023 6.8% 2022 3.6% 2021 3.9% 2020 10.5% 2019 10.8% 2018 6.7% 2017 6.2% 2016 10% 2015 8.6% Fund Manager information for Kotak Banking and PSU Debt fund
Name Since Tenure Deepak Agrawal 1 Aug 08 17.18 Yr. Dharmesh Thakar 1 Jun 25 0.33 Yr. Data below for Kotak Banking and PSU Debt fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 3.68% Debt 96.01% Other 0.3% Debt Sector Allocation
Sector Value Credit Quality
Rating Value AA 2.66% AAA 97.34% Top Securities Holdings / Portfolio
Name Holding Value Quantity Power Finance Corporation Limited
Debentures | -6% ₹338 Cr 33,000 7.09% Govt Stock 2054
Sovereign Bonds | -4% ₹244 Cr 24,300,000 National Housing Bank
Debentures | -4% ₹223 Cr 22,500 6.68% Govt Stock 2040
Sovereign Bonds | -4% ₹208 Cr 21,000,000
↑ 10,000,000 7.18% Govt Stock 2033
Sovereign Bonds | -3% ₹201 Cr 19,343,730
↓ -10,000,000 Indian Oil Corporation Limited
Debentures | -3% ₹195 Cr 19,000 Power Grid Corporation Of India Limited
Debentures | -3% ₹164 Cr 20,004
↑ 02 HDFC Bank Limited
Debentures | -3% ₹157 Cr 1,500 Rec Limited
Debentures | -3% ₹155 Cr 15,000 State Bank Of India
Debentures | -2% ₹143 Cr 1,450 6. Kotak Money Market Scheme
Kotak Money Market Scheme
Growth Launch Date 14 Jul 03 NAV (29 Oct 25) ₹4,590.96 ↑ 0.67 (0.01 %) Net Assets (Cr) ₹35,644 on 31 Aug 25 Category Debt - Money Market AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk Low Expense Ratio 0.36 Sharpe Ratio 3.03 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.23% Effective Maturity 5 Months 19 Days Modified Duration 5 Months 16 Days Sub Cat. Money Market Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,384 30 Sep 22 ₹10,812 30 Sep 23 ₹11,590 30 Sep 24 ₹12,477 30 Sep 25 ₹13,437 Returns for Kotak Money Market Scheme
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 25 Duration Returns 1 Month 0.6% 3 Month 1.4% 6 Month 3.3% 1 Year 7.6% 3 Year 7.5% 5 Year 6.1% 10 Year 15 Year Since launch 7.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 7.3% 2022 4.9% 2021 3.7% 2020 5.7% 2019 8% 2018 7.7% 2017 6.7% 2016 7.7% 2015 8.4% Fund Manager information for Kotak Money Market Scheme
Name Since Tenure Deepak Agrawal 1 Nov 06 18.93 Yr. Manu Sharma 1 Nov 22 2.92 Yr. Data below for Kotak Money Market Scheme as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 80.54% Debt 19.21% Other 0.25% Debt Sector Allocation
Sector Value Corporate 43.42% Cash Equivalent 33.12% Government 23.2% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 364 Days Tbill Red 28-05-2026
Sovereign Bonds | -2% ₹654 Cr 67,500,000 364 Days Tbill Red 05-02-2026
Sovereign Bonds | -2% ₹639 Cr 65,000,000 182 DAYS TREASURY BILL 19/03/2026 TB
Sovereign Bonds | -2% ₹586 Cr 60,000,000
↑ 60,000,000 5.15% Govt Stock 2025
Sovereign Bonds | -1% ₹500 Cr 50,000,000 364 DTB 29012026
Sovereign Bonds | -1% ₹492 Cr 50,000,000 Bank of Baroda
Debentures | -1% ₹489 Cr 50,000 National Bank for Agriculture and Rural Development
Domestic Bonds | -1% ₹487 Cr 50,000 Federal Bank Ltd.
Debentures | -1% ₹481 Cr 50,000 UCO Bank
Domestic Bonds | -1% ₹337 Cr 35,000 364 DTB 12022026
Sovereign Bonds | -1% ₹295 Cr 30,000,000 7. Kotak Low Duration Fund
Kotak Low Duration Fund
Growth Launch Date 6 Mar 08 NAV (29 Oct 25) ₹3,414.96 ↑ 0.44 (0.01 %) Net Assets (Cr) ₹13,644 on 31 Aug 25 Category Debt - Low Duration AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.17 Sharpe Ratio 1.71 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load NIL Yield to Maturity 6.86% Effective Maturity 1 Year 6 Months Modified Duration 10 Months 24 Days Sub Cat. Low Duration Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,437 30 Sep 22 ₹10,757 30 Sep 23 ₹11,471 30 Sep 24 ₹12,275 30 Sep 25 ₹13,189 Returns for Kotak Low Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 25 Duration Returns 1 Month 0.6% 3 Month 1.4% 6 Month 3.3% 1 Year 7.3% 3 Year 7.1% 5 Year 5.7% 10 Year 15 Year Since launch 7.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.3% 2023 6.7% 2022 3.9% 2021 3.5% 2020 7.9% 2019 8.3% 2018 7.3% 2017 7.1% 2016 8.9% 2015 9.3% Fund Manager information for Kotak Low Duration Fund
Name Since Tenure Deepak Agrawal 31 Jan 15 10.67 Yr. Sunit Garg 1 Jun 25 0.33 Yr. Data below for Kotak Low Duration Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 13.7% Debt 86.04% Other 0.25% Debt Sector Allocation
Sector Value Corporate 68.84% Government 19.69% Cash Equivalent 8.86% Securitized 2.36% Credit Quality
Rating Value AA 15.23% AAA 84.77% Top Securities Holdings / Portfolio
Name Holding Value Quantity National Bank For Agriculture And Rural Development
Debentures | -5% ₹683 Cr 68,000 Small Industries Development Bank Of India
Debentures | -5% ₹680 Cr 67,500 National Bank For Agriculture And Rural Development
Debentures | -3% ₹482 Cr 47,500 6.82% Govt Stock 2033
Sovereign Bonds | -3% ₹446 Cr 43,148,779 Bajaj Housing Finance Limited
Debentures | -3% ₹406 Cr 40,000 Jtpm Metal TRaders Limited
Debentures | -3% ₹405 Cr 40,000 Rec Limited
Debentures | -3% ₹402 Cr 40,000 Jamnagar Utilities & Power Private Limited
Debentures | -3% ₹382 Cr 3,830 Bajaj Housing Finance Limited
Debentures | -2% ₹260 Cr 26,000 07.46 MP Sdl 2027
Sovereign Bonds | -2% ₹256 Cr 25,000,000 8. Kotak Emerging Equity Scheme
Kotak Emerging Equity Scheme
Growth Launch Date 30 Mar 07 NAV (29 Oct 25) ₹140.234 ↑ 0.86 (0.61 %) Net Assets (Cr) ₹56,988 on 31 Aug 25 Category Equity - Mid Cap AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.44 Sharpe Ratio -0.21 Information Ratio -0.12 Alpha Ratio 5.63 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-2 Years (1%),2 Years and above(NIL) Sub Cat. Mid Cap Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹17,258 30 Sep 22 ₹18,456 30 Sep 23 ₹22,347 30 Sep 24 ₹33,348 30 Sep 25 ₹33,043 Returns for Kotak Emerging Equity Scheme
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 25 Duration Returns 1 Month 3.8% 3 Month 3.7% 6 Month 15.3% 1 Year 7.3% 3 Year 22.8% 5 Year 27.4% 10 Year 15 Year Since launch 15.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 33.6% 2023 31.5% 2022 5.1% 2021 47.3% 2020 21.9% 2019 8.9% 2018 -11.7% 2017 43% 2016 10.4% 2015 8.4% Fund Manager information for Kotak Emerging Equity Scheme
Name Since Tenure Atul Bhole 22 Jan 24 1.69 Yr. Data below for Kotak Emerging Equity Scheme as on 31 Aug 25
Equity Sector Allocation
Sector Value Financial Services 18.65% Consumer Cyclical 17.46% Industrials 15.78% Basic Materials 13.62% Technology 12.76% Health Care 11.6% Energy 2.93% Real Estate 2.17% Communication Services 2.08% Consumer Defensive 1.07% Asset Allocation
Asset Class Value Cash 1.88% Equity 98.12% Other 0% Top Securities Holdings / Portfolio
Name Holding Value Quantity Fortis Healthcare Ltd (Healthcare)
Equity, Since 31 Mar 24 | 5328434% ₹2,398 Cr 24,724,343 GE Vernova T&D India Ltd (Industrials)
Equity, Since 30 Nov 24 | 5222754% ₹2,298 Cr 7,761,025 Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Jan 23 | DIXON3% ₹1,802 Cr 1,103,948 Mphasis Ltd (Technology)
Equity, Since 31 Jan 24 | 5262993% ₹1,751 Cr 6,593,880 Vishal Mega Mart Ltd (Consumer Cyclical)
Equity, Since 31 Dec 24 | VMM3% ₹1,652 Cr 110,859,899 Ipca Laboratories Ltd (Healthcare)
Equity, Since 31 Mar 21 | 5244943% ₹1,607 Cr 12,005,038 JK Cement Ltd (Basic Materials)
Equity, Since 31 Mar 20 | JKCEMENT3% ₹1,529 Cr 2,426,390 Swiggy Ltd (Consumer Cyclical)
Equity, Since 31 Mar 25 | SWIGGY2% ₹1,432 Cr 33,866,536
↓ -7,500,000 Bharat Electronics Ltd (Industrials)
Equity, Since 31 Dec 18 | BEL2% ₹1,357 Cr 33,587,745 Solar Industries India Ltd (Basic Materials)
Equity, Since 31 Jul 11 | SOLARINDS2% ₹1,314 Cr 985,817 9. Kotak Equity Arbitrage Fund
Kotak Equity Arbitrage Fund
Growth Launch Date 29 Sep 05 NAV (29 Oct 25) ₹38.1193 ↓ -0.01 (-0.02 %) Net Assets (Cr) ₹72,274 on 31 Aug 25 Category Hybrid - Arbitrage AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.97 Sharpe Ratio 1.09 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-30 Days (0.25%),30 Days and above(NIL) Sub Cat. Arbitrage Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹10,391 30 Sep 22 ₹10,805 30 Sep 23 ₹11,578 30 Sep 24 ₹12,463 30 Sep 25 ₹13,297 Returns for Kotak Equity Arbitrage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 25 Duration Returns 1 Month 0.5% 3 Month 1.3% 6 Month 2.8% 1 Year 6.5% 3 Year 7.2% 5 Year 5.9% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.8% 2023 7.4% 2022 4.5% 2021 4% 2020 4.3% 2019 6.1% 2018 6.3% 2017 5.8% 2016 6.7% 2015 7.5% Fund Manager information for Kotak Equity Arbitrage Fund
Name Since Tenure Hiten Shah 3 Oct 19 6 Yr. Data below for Kotak Equity Arbitrage Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 95.5% Debt 4.94% Other 0.04% Equity Sector Allocation
Sector Value Financial Services 23.54% Consumer Cyclical 10.59% Basic Materials 9.99% Industrials 7.36% Energy 5.72% Health Care 4.68% Consumer Defensive 4.52% Technology 4.41% Utility 3.76% Communication Services 3.01% Real Estate 1.81% Debt Sector Allocation
Sector Value Cash Equivalent 86.05% Corporate 10.01% Government 4.33% Securitized 0.07% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Kotak Money Market Dir Gr
Investment Fund | -11% ₹8,169 Cr 17,707,373
↓ -1,311,896 Kotak Savings Fund Dir Gr
Investment Fund | -5% ₹3,626 Cr 794,103,737 HDFC Bank Ltd.-OCT2025
Derivatives | -4% -₹2,828 Cr 29,577,900
↑ 15,563,900 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 22 | HDFCBANK4% ₹2,813 Cr 29,577,900
↓ -1,646,700 ICICI Bank Ltd.-OCT2025
Derivatives | -4% -₹2,564 Cr 18,884,600
↑ 14,616,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 19 | ICICIBANK4% ₹2,546 Cr 18,884,600
↑ 1,641,500 RELIANCE INDUSTRIES LTD.-OCT2025
Derivatives | -3% -₹2,460 Cr 17,912,000
↑ 15,023,000 Reliance Industries Ltd (Energy)
Equity, Since 31 May 18 | RELIANCE3% ₹2,452 Cr 17,974,500
↓ -1,148,000 ETERNAL LIMITED-OCT2025
Derivatives | -3% -₹1,825 Cr 55,658,600
↑ 55,658,600 Eternal Ltd (Consumer Cyclical)
Equity, Since 30 Nov 24 | 5433203% ₹1,812 Cr 55,658,600
↑ 8,540,850 10. Kotak Debt Hybrid Fund
Kotak Debt Hybrid Fund
Growth Launch Date 2 Dec 03 NAV (29 Oct 25) ₹59.4141 ↑ 0.05 (0.09 %) Net Assets (Cr) ₹3,065 on 31 Aug 25 Category Hybrid - Hybrid Debt AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.68 Sharpe Ratio -0.78 Information Ratio 0.48 Alpha Ratio -2.87 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Sub Cat. Hybrid Debt Growth of 10,000 investment over the years.
Date Value 30 Sep 20 ₹10,000 30 Sep 21 ₹12,166 30 Sep 22 ₹12,499 30 Sep 23 ₹13,798 30 Sep 24 ₹16,413 30 Sep 25 ₹16,700 Returns for Kotak Debt Hybrid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 29 Oct 25 Duration Returns 1 Month 1.8% 3 Month 1.6% 6 Month 2.5% 1 Year 5.3% 3 Year 10.3% 5 Year 10.8% 10 Year 15 Year Since launch 8.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 11.4% 2023 13.9% 2022 4.3% 2021 13.3% 2020 13.9% 2019 11.2% 2018 -0.1% 2017 10.2% 2016 13% 2015 5.4% Fund Manager information for Kotak Debt Hybrid Fund
Name Since Tenure Abhishek Bisen 1 Apr 08 17.51 Yr. Shibani Kurian 3 Sep 24 1.08 Yr. Data below for Kotak Debt Hybrid Fund as on 31 Aug 25
Asset Allocation
Asset Class Value Cash 10.83% Equity 22.6% Debt 66.29% Other 0.28% Equity Sector Allocation
Sector Value Financial Services 6.74% Consumer Cyclical 3.28% Technology 2.68% Health Care 1.88% Consumer Defensive 1.54% Communication Services 1.46% Utility 1.4% Energy 1.37% Industrials 1.36% Basic Materials 0.77% Real Estate 0.13% Debt Sector Allocation
Sector Value Government 50.35% Corporate 11.13% Cash Equivalent 10.83% Securitized 4.8% Credit Quality
Rating Value A 0.02% AA 9.54% AAA 90.45% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.34% Govt Stock 2064
Sovereign Bonds | -18% ₹580 Cr 56,668,400 7.3% Govt Stock 2053
Sovereign Bonds | -7% ₹205 Cr 19,941,510
↓ -12,000,000 7.09% Govt Stock 2074
Sovereign Bonds | -4% ₹141 Cr 14,250,000 6.9% Govt Stock 2065
Sovereign Bonds | -4% ₹121 Cr 12,500,020
↓ -2,000,000 7.09% Govt Stock 2054
Sovereign Bonds | -4% ₹120 Cr 12,000,000
↓ -5,000,000 Jtpm Metal TRaders Limited
Debentures | -3% ₹101 Cr 10,000 SHIVSHAKTI SECURITISATION TRUST
Unlisted bonds | -2% ₹76 Cr 75 SIDDHIVINAYAK SECURITISATION TRUST
Unlisted bonds | -2% ₹76 Cr 75 National Housing Bank
Debentures | -2% ₹74 Cr 7,500
↓ -7,500 Bihar (Government of) 0.069%
- | -2% ₹69 Cr 7,000,000
↑ 1,000,000
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Research Highlights for Kotak Standard Multicap Fund