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Top 10 Best Kotak Mutual Fund Schemes 2025 - Fincash.com

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10 Best Kotak Mutual Fund Schemes for 2025

Updated on June 5, 2025 , 18237 views

With a presence of over 12 years in the Mutual Fund Industry, Kotak Mutual Fund has garnered the trust of over 10 lac investors. The fund house offers best in class products across investor lifecycle. They strive hard to deliver consistent performance over the benchmark across all their products.

Investors planning to invest in Kotak MF can invest in a broad Range of investment products across asset classes as per their risk appetite and investment tenure.

Below are the top 10 best Kotak Mutual Fund schemes to invest in. These funds have been shortlisted by undertaking certain important parameters like AUM, NAV, past performances, peer Average Return, etc.

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Kotak

Why Invest in Kotak Mutual Fund?

  • The fund management team always ensures that the investor’s money is in safe hands. In addition, these schemes are handled by experienced fund managers and finance professionals in the Market.

  • The company has diverse investment choices which are based on the risk potential and Capital appreciation of the investor.

  • The company offers Equity Funds that have been performing well the in the market. These funds help in creating and fulfilling long-term wealth goals.

  • Many of the Kotak Mahindra Mutual Fund schemes offer a rating of AA and AAA making them a trustworthy and reliable source of investment.

Best Kotak Mutual Fund Mutual Fund Schemes

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)Since launch (%)2024 (%)
Kotak Standard Multicap Fund Growth ₹84.909
↑ 0.52
₹50,812 5,000 500 15.22.210.42021.914.616.5
Kotak Equity Opportunities Fund Growth ₹338.199
↑ 3.04
₹25,712 5,000 1,000 13.3-2.16.722.324.918.524.2
Kotak Asset Allocator Fund - FOF Growth ₹232.66
↑ 0.50
₹1,708 5,000 1,000 10.9312.620.721.916.319
Kotak Emerging Equity Scheme Growth ₹132.488
↑ 0.76
₹49,646 5,000 1,000 16.8-2.912.424.930.815.333.6
Kotak Corporate Bond Fund Standard Growth ₹3,798.55
↑ 9.59
₹15,127 5,000 1,000 4.15.710.486.77.88.3
Kotak Banking and PSU Debt fund Growth ₹65.8834
↑ 0.18
₹6,013 5,000 1,000 4.25.610.286.7 8
Kotak Debt Hybrid Fund Growth ₹58.6452
↓ -0.05
₹3,075 5,000 1,000 5.42.6911.812.18.611.4
Kotak Money Market Scheme Growth ₹4,487.86
↑ 6.58
₹27,977 5,000 1,000 2.74.48.37.467.17.7
Kotak Low Duration Fund Growth ₹3,344.56
↑ 7.84
₹12,556 5,000 1,000 2.84.38.27.167.27.3
Kotak Equity Arbitrage Fund Growth ₹37.3308
↑ 0.02
₹63,310 5,000 500 1.83.67.17.15.76.97.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Jun 25

1. Kotak Standard Multicap Fund

(Erstwhile Kotak Select Focus Fund)

The investment objective of the scheme is to generate long term appreciation from the portfolio of equity and equity related sectors, generally focussed on few selected sectors.

Kotak Standard Multicap Fund is a Equity - Multi Cap fund was launched on 11 Sep 09. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.6% since its launch.  Ranked 3 in Multi Cap category.  Return for 2024 was 16.5% , 2023 was 24.2% and 2022 was 5% .

Below is the key information for Kotak Standard Multicap Fund

Kotak Standard Multicap Fund
Growth
Launch Date 11 Sep 09
NAV (06 Jun 25) ₹84.909 ↑ 0.52   (0.62 %)
Net Assets (Cr) ₹50,812 on 30 Apr 25
Category Equity - Multi Cap
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.51
Sharpe Ratio 0.09
Information Ratio 0.18
Alpha Ratio 1.13
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Multi Cap

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹15,853
31 May 22₹16,551
31 May 23₹18,890
31 May 24₹25,515
31 May 25₹27,781

Kotak Standard Multicap Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for Kotak Standard Multicap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25

DurationReturns
1 Month 6.6%
3 Month 15.2%
6 Month 2.2%
1 Year 10.4%
3 Year 20%
5 Year 21.9%
10 Year
15 Year
Since launch 14.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 16.5%
2023 24.2%
2022 5%
2021 25.4%
2020 11.8%
2019 12.3%
2018 -0.9%
2017 34.3%
2016 9.4%
2015 3%
Fund Manager information for Kotak Standard Multicap Fund
NameSinceTenure
Harsha Upadhyaya4 Aug 1212.83 Yr.

Data below for Kotak Standard Multicap Fund as on 30 Apr 25

Equity Sector Allocation
SectorValue
Financial Services26.36%
Industrials20.37%
Basic Materials14.27%
Consumer Cyclical9.69%
Technology8.11%
Energy6.34%
Utility3.77%
Health Care3.32%
Communication Services3.15%
Consumer Defensive2.7%
Asset Allocation
Asset ClassValue
Cash1.92%
Equity98.08%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 10 | ICICIBANK
7%₹3,782 Cr26,500,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Dec 10 | HDFCBANK
6%₹3,080 Cr16,000,000
Bharat Electronics Ltd (Industrials)
Equity, Since 31 Aug 14 | BEL
6%₹2,890 Cr92,000,000
↓ -4,500,000
UltraTech Cement Ltd (Basic Materials)
Equity, Since 31 Mar 14 | 532538
4%₹2,008 Cr1,725,000
↓ -25,000
Axis Bank Ltd (Financial Services)
Equity, Since 31 May 12 | 532215
4%₹1,896 Cr16,000,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 13 | LT
4%₹1,888 Cr5,650,000
↓ -50,000
SRF Ltd (Industrials)
Equity, Since 31 Dec 18 | SRF
4%₹1,881 Cr6,250,000
State Bank of India (Financial Services)
Equity, Since 31 Jan 12 | SBIN
4%₹1,877 Cr23,800,000
Infosys Ltd (Technology)
Equity, Since 30 Nov 10 | INFY
4%₹1,800 Cr12,000,000
Jindal Steel & Power Ltd (Basic Materials)
Equity, Since 31 Mar 18 | 532286
3%₹1,702 Cr19,000,000

2. Kotak Equity Opportunities Fund

(Erstwhile Kotak Opportunities Scheme)

To generate capital appreciation from a diversified portfolio of equity and equity related securities. However, there is no assurance that the objective of the scheme will be realized.

Kotak Equity Opportunities Fund is a Equity - Large & Mid Cap fund was launched on 9 Sep 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.5% since its launch.  Ranked 2 in Large & Mid Cap category.  Return for 2024 was 24.2% , 2023 was 29.3% and 2022 was 7% .

Below is the key information for Kotak Equity Opportunities Fund

Kotak Equity Opportunities Fund
Growth
Launch Date 9 Sep 04
NAV (06 Jun 25) ₹338.199 ↑ 3.04   (0.91 %)
Net Assets (Cr) ₹25,712 on 30 Apr 25
Category Equity - Large & Mid Cap
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.66
Sharpe Ratio -0.07
Information Ratio -0.05
Alpha Ratio -2.25
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Large & Mid Cap

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹16,243
31 May 22₹17,583
31 May 23₹20,652
31 May 24₹29,674
31 May 25₹31,261

Kotak Equity Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹556,833.
Net Profit of ₹256,833
Invest Now

Returns for Kotak Equity Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25

DurationReturns
1 Month 6.7%
3 Month 13.3%
6 Month -2.1%
1 Year 6.7%
3 Year 22.3%
5 Year 24.9%
10 Year
15 Year
Since launch 18.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 24.2%
2023 29.3%
2022 7%
2021 30.4%
2020 16.5%
2019 13.2%
2018 -5.6%
2017 34.9%
2016 9.6%
2015 3.3%
Fund Manager information for Kotak Equity Opportunities Fund
NameSinceTenure
Harsha Upadhyaya4 Aug 1212.83 Yr.

Data below for Kotak Equity Opportunities Fund as on 30 Apr 25

Equity Sector Allocation
SectorValue
Financial Services24.19%
Industrials16.42%
Consumer Cyclical12.19%
Basic Materials10.5%
Technology8.73%
Health Care8.59%
Energy6.05%
Utility5.81%
Communication Services2.87%
Consumer Defensive1.85%
Real Estate1.02%
Asset Allocation
Asset ClassValue
Cash1.78%
Equity98.22%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 23 | HDFCBANK
7%₹1,733 Cr9,000,000
↑ 500,000
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Sep 10 | ICICIBANK
4%₹999 Cr7,000,000
↑ 100,000
Bharat Electronics Ltd (Industrials)
Equity, Since 31 Oct 18 | BEL
3%₹879 Cr28,000,000
Infosys Ltd (Technology)
Equity, Since 31 Jan 09 | INFY
3%₹870 Cr5,800,000
State Bank of India (Financial Services)
Equity, Since 28 Feb 21 | SBIN
3%₹868 Cr11,000,000
Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Aug 23 | 543320
3%₹809 Cr34,805,199
Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 12 | 532215
3%₹735 Cr6,200,000
Coromandel International Ltd (Basic Materials)
Equity, Since 30 Nov 16 | 506395
3%₹725 Cr3,275,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 13 | LT
2%₹618 Cr1,850,000
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 30 Sep 21 | SUNPHARMA
2%₹586 Cr3,200,000

3. Kotak Asset Allocator Fund - FOF

The investment objective of the scheme is to generate long-term capital appreciation from a portfolio created by investing in specified open-ended equity, and debt schemes of Kotak Mahindra Mutual Fund. However, there is no assurance that the investment objective of the Scheme will be realized

Kotak Asset Allocator Fund - FOF is a Others - Fund of Fund fund was launched on 9 Aug 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.3% since its launch.  Ranked 17 in Fund of Fund category.  Return for 2024 was 19% , 2023 was 23.4% and 2022 was 11.3% .

Below is the key information for Kotak Asset Allocator Fund - FOF

Kotak Asset Allocator Fund - FOF
Growth
Launch Date 9 Aug 04
NAV (05 Jun 25) ₹232.66 ↑ 0.50   (0.22 %)
Net Assets (Cr) ₹1,708 on 30 Apr 25
Category Others - Fund of Fund
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 0.94
Sharpe Ratio 0.25
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Fund of Fund

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹14,661
31 May 22₹16,109
31 May 23₹19,347
31 May 24₹25,150
31 May 25₹27,980

Kotak Asset Allocator Fund - FOF SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for Kotak Asset Allocator Fund - FOF

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25

DurationReturns
1 Month 4%
3 Month 10.9%
6 Month 3%
1 Year 12.6%
3 Year 20.7%
5 Year 21.9%
10 Year
15 Year
Since launch 16.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 19%
2023 23.4%
2022 11.3%
2021 25%
2020 25%
2019 10.3%
2018 4.4%
2017 13.7%
2016 8.8%
2015 5.4%
Fund Manager information for Kotak Asset Allocator Fund - FOF
NameSinceTenure
Abhishek Bisen15 Nov 213.54 Yr.
Devender Singhal9 May 196.07 Yr.

Data below for Kotak Asset Allocator Fund - FOF as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash4.89%
Equity73.66%
Debt14.37%
Other7.08%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Kotak Consumption Dir Gr
Investment Fund | -
11%₹191 Cr146,659,548
Kotak Infra & Econ Reform Dir Gr
Investment Fund | -
10%₹171 Cr24,607,551
Kotak Nifty PSU Bank ETF
- | -
9%₹159 Cr2,432,000
↑ 242,000
Kotak Nifty 50 ETF
- | -
9%₹146 Cr5,517,500
Kotak Gilt Inv Growth - Direct
Investment Fund | -
8%₹140 Cr12,634,309
Kotak Gold ETF
- | -
7%₹123 Cr15,440,000
↓ -5,980,000
Kotak Bond Dir Gr
Investment Fund | -
6%₹111 Cr12,869,186
Kotak Nifty Bank ETF
- | BANKNIFTY1
6%₹108 Cr1,904,000
↑ 1,154,000
Kotak Quant Dir Gr
Investment Fund | -
6%₹101 Cr70,592,506
iShares NASDAQ 100 ETF USD Acc
- | -
6%₹97 Cr10,300

4. Kotak Emerging Equity Scheme

The investment objective of the scheme is to generate long-term capital appreciation from a portfolio of equity and equity related securities, by investing predominantly in mid and small cap companies.

Kotak Emerging Equity Scheme is a Equity - Mid Cap fund was launched on 30 Mar 07. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.3% since its launch.  Ranked 12 in Mid Cap category.  Return for 2024 was 33.6% , 2023 was 31.5% and 2022 was 5.1% .

Below is the key information for Kotak Emerging Equity Scheme

Kotak Emerging Equity Scheme
Growth
Launch Date 30 Mar 07
NAV (06 Jun 25) ₹132.488 ↑ 0.76   (0.58 %)
Net Assets (Cr) ₹49,646 on 30 Apr 25
Category Equity - Mid Cap
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately High
Expense Ratio 1.52
Sharpe Ratio 0.23
Information Ratio -0.61
Alpha Ratio 4.14
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-2 Years (1%),2 Years and above(NIL)
Sub Cat. Mid Cap

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹18,832
31 May 22₹21,040
31 May 23₹24,555
31 May 24₹35,477
31 May 25₹39,624

Kotak Emerging Equity Scheme SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹642,208.
Net Profit of ₹342,208
Invest Now

Returns for Kotak Emerging Equity Scheme

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25

DurationReturns
1 Month 10.2%
3 Month 16.8%
6 Month -2.9%
1 Year 12.4%
3 Year 24.9%
5 Year 30.8%
10 Year
15 Year
Since launch 15.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 33.6%
2023 31.5%
2022 5.1%
2021 47.3%
2020 21.9%
2019 8.9%
2018 -11.7%
2017 43%
2016 10.4%
2015 8.4%
Fund Manager information for Kotak Emerging Equity Scheme
NameSinceTenure
Atul Bhole22 Jan 241.36 Yr.

Data below for Kotak Emerging Equity Scheme as on 30 Apr 25

Equity Sector Allocation
SectorValue
Consumer Cyclical16.02%
Basic Materials15.47%
Industrials15.08%
Technology14.91%
Financial Services11.99%
Health Care11.92%
Energy3.11%
Real Estate2.65%
Communication Services2.23%
Consumer Defensive1.46%
Utility0.66%
Asset Allocation
Asset ClassValue
Cash4.51%
Equity95.49%
Other0%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Coromandel International Ltd (Basic Materials)
Equity, Since 31 Dec 13 | 506395
3%₹1,717 Cr7,755,250
Fortis Healthcare Ltd (Healthcare)
Equity, Since 31 Mar 24 | 532843
3%₹1,695 Cr24,724,343
Ipca Laboratories Ltd (Healthcare)
Equity, Since 31 Mar 21 | 524494
3%₹1,590 Cr11,343,971
↑ 353,499
Mphasis Ltd (Technology)
Equity, Since 31 Jan 24 | 526299
3%₹1,526 Cr6,180,463
↑ 236,383
Solar Industries India Ltd (Basic Materials)
Equity, Since 31 Jul 11 | SOLARINDS
3%₹1,455 Cr1,104,617
Oracle Financial Services Software Ltd (Technology)
Equity, Since 31 May 24 | OFSS
3%₹1,334 Cr1,529,941
Oberoi Realty Ltd (Real Estate)
Equity, Since 31 Mar 15 | OBEROIRLTY
3%₹1,315 Cr8,010,973
JK Cement Ltd (Basic Materials)
Equity, Since 31 Mar 20 | JKCEMENT
2%₹1,241 Cr2,426,390
↓ -111,425
Dixon Technologies (India) Ltd (Technology)
Equity, Since 31 Jan 23 | DIXON
2%₹1,240 Cr753,620
Persistent Systems Ltd (Technology)
Equity, Since 31 Jul 13 | PERSISTENT
2%₹1,155 Cr2,169,997

5. Kotak Corporate Bond Fund Standard

The primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities. However, there is no assurance that the objective of the scheme will be realized.

Kotak Corporate Bond Fund Standard is a Debt - Corporate Bond fund was launched on 21 Sep 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.8% since its launch.  Ranked 15 in Corporate Bond category.  Return for 2024 was 8.3% , 2023 was 6.9% and 2022 was 3.7% .

Below is the key information for Kotak Corporate Bond Fund Standard

Kotak Corporate Bond Fund Standard
Growth
Launch Date 21 Sep 07
NAV (06 Jun 25) ₹3,798.55 ↑ 9.59   (0.25 %)
Net Assets (Cr) ₹15,127 on 30 Apr 25
Category Debt - Corporate Bond
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.67
Sharpe Ratio 2.27
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.02%
Effective Maturity 4 Years 10 Months 10 Days
Modified Duration 3 Years 6 Months 7 Days
Sub Cat. Corporate Bond

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹10,693
31 May 22₹11,015
31 May 23₹11,726
31 May 24₹12,544
31 May 25₹13,801

Kotak Corporate Bond Fund Standard SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Kotak Corporate Bond Fund Standard

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25

DurationReturns
1 Month 1.3%
3 Month 4.1%
6 Month 5.7%
1 Year 10.4%
3 Year 8%
5 Year 6.7%
10 Year
15 Year
Since launch 7.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.3%
2023 6.9%
2022 3.7%
2021 3.8%
2020 9.7%
2019 9.6%
2018 7.5%
2017 6.9%
2016 9.4%
2015 8.8%
Fund Manager information for Kotak Corporate Bond Fund Standard
NameSinceTenure
Deepak Agrawal1 Feb 1510.33 Yr.
Manu Sharma1 Nov 222.58 Yr.

Data below for Kotak Corporate Bond Fund Standard as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash3.63%
Debt96.12%
Other0.25%
Debt Sector Allocation
SectorValue
Corporate63.55%
Government32.57%
Cash Equivalent3.63%
Credit Quality
RatingValue
AA0.33%
AAA99.67%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
10%₹1,617 Cr152,935,080
↓ -10,000,000
7.1% Govt Stock 2034
Sovereign Bonds | -
6%₹993 Cr94,220,308
↓ -10,000,000
National Bank For Agriculture And Rural Development
Debentures | -
4%₹594 Cr58,500
Bajaj Finance Limited
Debentures | -
3%₹444 Cr43,500
6.99% Govt Stock 2034
Sovereign Bonds | -
3%₹433 Cr42,500,000
Jamnagar Utilities & Power Private Limited
Debentures | -
3%₹418 Cr4,200
Power Finance Corporation Limited
Debentures | -
2%₹357 Cr35,000
Power Finance Corporation Ltd.
Debentures | -
2%₹330 Cr32,500
LIC Housing Finance Limited
Debentures | -
2%₹312 Cr3,050
Mahindra & Mahindra Financial Services Ltd
Debentures | -
2%₹308 Cr30,000

6. Kotak Banking and PSU Debt fund

To generate income by predominantly investing in debt & money market securities issued by Banks & PSUs and Reverse Repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India.

Kotak Banking and PSU Debt fund is a Debt - Banking & PSU Debt fund was launched on 29 Dec 98. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of since its launch.  Ranked 19 in Banking & PSU Debt category.  Return for 2024 was 8% , 2023 was 6.8% and 2022 was 3.6% .

Below is the key information for Kotak Banking and PSU Debt fund

Kotak Banking and PSU Debt fund
Growth
Launch Date 29 Dec 98
NAV (06 Jun 25) ₹65.8834 ↑ 0.18   (0.27 %)
Net Assets (Cr) ₹6,013 on 30 Apr 25
Category Debt - Banking & PSU Debt
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.81
Sharpe Ratio 1.94
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.97%
Effective Maturity 5 Years 5 Months 23 Days
Modified Duration 3 Years 8 Months 16 Days
Sub Cat. Banking & PSU Debt

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹10,674
31 May 22₹10,987
31 May 23₹11,729
31 May 24₹12,523
31 May 25₹13,746

Kotak Banking and PSU Debt fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Kotak Banking and PSU Debt fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25

DurationReturns
1 Month 1.4%
3 Month 4.2%
6 Month 5.6%
1 Year 10.2%
3 Year 8%
5 Year 6.7%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2024 8%
2023 6.8%
2022 3.6%
2021 3.9%
2020 10.5%
2019 10.8%
2018 6.7%
2017 6.2%
2016 10%
2015 8.6%
Fund Manager information for Kotak Banking and PSU Debt fund
NameSinceTenure
Deepak Agrawal1 Aug 0816.84 Yr.
Dharmesh Thakar1 Jun 250 Yr.

Data below for Kotak Banking and PSU Debt fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash2.44%
Debt97.3%
Other0.27%
Debt Sector Allocation
SectorValue
Corporate55.75%
Government41.55%
Cash Equivalent2.44%
Credit Quality
RatingValue
AA2.54%
AAA97.46%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
8%₹522 Cr49,343,730
Power Finance Corp Ltd. 0.076%
Debentures | -
5%₹339 Cr33,000
7.1% Govt Stock 2034
Sovereign Bonds | -
5%₹288 Cr27,336,520
↓ -10,000,000
National Housing Bank 0.068%
Debentures | -
3%₹200 Cr20,000
Indian Oil Corporation Limited
Debentures | -
3%₹194 Cr19,000
↑ 19,000
Power Grid Corporation Of India Limited
Debentures | -
3%₹185 Cr20,002
7.81% Govt Stock 2033
Sovereign Bonds | -
3%₹181 Cr17,432,280
National Bank For Agriculture And Rural Development
Debentures | -
3%₹165 Cr16,200
↓ -5,000
HDFC Bank Limited
Debentures | -
3%₹157 Cr1,500
Rural Electrification Corporation Limited
Debentures | -
3%₹156 Cr15,000

7. Kotak Debt Hybrid Fund

(Erstwhile Kotak Monthly Income Plan)

To enhance returns over a portfolio of debt instruments with a moderate exposure in equity and equity related instruments.

Kotak Debt Hybrid Fund is a Hybrid - Hybrid Debt fund was launched on 2 Dec 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.6% since its launch.  Ranked 9 in Hybrid Debt category.  Return for 2024 was 11.4% , 2023 was 13.9% and 2022 was 4.3% .

Below is the key information for Kotak Debt Hybrid Fund

Kotak Debt Hybrid Fund
Growth
Launch Date 2 Dec 03
NAV (06 Jun 25) ₹58.6452 ↓ -0.05   (-0.09 %)
Net Assets (Cr) ₹3,075 on 30 Apr 25
Category Hybrid - Hybrid Debt
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.76
Sharpe Ratio 0.47
Information Ratio 0.8
Alpha Ratio -2.4
Min Investment 5,000
Min SIP Investment 1,000
Exit Load 0-1 Years (1%),1 Years and above(NIL)
Sub Cat. Hybrid Debt

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹12,266
31 May 22₹12,890
31 May 23₹14,209
31 May 24₹16,415
31 May 25₹17,979

Kotak Debt Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for Kotak Debt Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25

DurationReturns
1 Month 1.3%
3 Month 5.4%
6 Month 2.6%
1 Year 9%
3 Year 11.8%
5 Year 12.1%
10 Year
15 Year
Since launch 8.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 11.4%
2023 13.9%
2022 4.3%
2021 13.3%
2020 13.9%
2019 11.2%
2018 -0.1%
2017 10.2%
2016 13%
2015 5.4%
Fund Manager information for Kotak Debt Hybrid Fund
NameSinceTenure
Abhishek Bisen1 Apr 0817.18 Yr.
Shibani Kurian3 Sep 240.74 Yr.

Data below for Kotak Debt Hybrid Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash4.04%
Equity23.33%
Debt72.35%
Other0.27%
Equity Sector Allocation
SectorValue
Financial Services7.28%
Consumer Cyclical3.21%
Technology2.8%
Energy1.79%
Consumer Defensive1.7%
Industrials1.68%
Utility1.61%
Communication Services1.4%
Health Care1.12%
Basic Materials0.65%
Real Estate0.08%
Debt Sector Allocation
SectorValue
Government56.87%
Corporate15.48%
Cash Equivalent4.04%
Credit Quality
RatingValue
A0.2%
AA11.64%
AAA88.16%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.34% Govt Stock 2064
Sovereign Bonds | -
17%₹530 Cr49,568,400
↓ -3,630,000
7.3% Govt Stock 2053
Sovereign Bonds | -
16%₹494 Cr46,441,510
↑ 1,000,000
7.09% Govt Stock 2054
Sovereign Bonds | -
4%₹135 Cr13,000,000
↓ -2,500,000
Bharti Telecom Limited 8.65%
Debentures | -
4%₹127 Cr12,500
National Housing Bank 0.068%
Debentures | -
3%₹100 Cr10,000
6.79% Govt Stock 2034
Sovereign Bonds | -
2%₹78 Cr7,500,000
↓ -1,500,000
6.92% Govt Stock 2039
Sovereign Bonds | -
2%₹73 Cr7,000,000
↑ 7,000,000
9.35% Telangana State Industrial Infrastructure Corporation Limited
Debentures | -
2%₹61 Cr6,000
National Bank For Agriculture And Rural Development
Debentures | -
2%₹51 Cr5,000
L&T Metro Rail (Hyderabad) Limited 0.0755%
Debentures | -
2%₹50 Cr5,000

8. Kotak Money Market Scheme

(Erstwhile Kotak Floater Short Term Fund)

To reduce the interest rate risk associated with investments in fixed rate instruments by investing predominantly in floating rate securities, money market instruments and using appropriate derivatives.

Kotak Money Market Scheme is a Debt - Money Market fund was launched on 14 Jul 03. It is a fund with Low risk and has given a CAGR/Annualized return of 7.1% since its launch.  Ranked 19 in Money Market category.  Return for 2024 was 7.7% , 2023 was 7.3% and 2022 was 4.9% .

Below is the key information for Kotak Money Market Scheme

Kotak Money Market Scheme
Growth
Launch Date 14 Jul 03
NAV (06 Jun 25) ₹4,487.86 ↑ 6.58   (0.15 %)
Net Assets (Cr) ₹27,977 on 30 Apr 25
Category Debt - Money Market
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Low
Expense Ratio 0.35
Sharpe Ratio 2.39
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 6.8%
Effective Maturity 8 Months 16 Days
Modified Duration 8 Months 12 Days
Sub Cat. Money Market

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹10,421
31 May 22₹10,805
31 May 23₹11,514
31 May 24₹12,373
31 May 25₹13,369

Kotak Money Market Scheme SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹200,132.
Net Profit of ₹20,132
Invest Now

Returns for Kotak Money Market Scheme

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25

DurationReturns
1 Month 0.9%
3 Month 2.7%
6 Month 4.4%
1 Year 8.3%
3 Year 7.4%
5 Year 6%
10 Year
15 Year
Since launch 7.1%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.7%
2023 7.3%
2022 4.9%
2021 3.7%
2020 5.7%
2019 8%
2018 7.7%
2017 6.7%
2016 7.7%
2015 8.4%
Fund Manager information for Kotak Money Market Scheme
NameSinceTenure
Deepak Agrawal1 Nov 0618.59 Yr.
Manu Sharma1 Nov 222.58 Yr.

Data below for Kotak Money Market Scheme as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash80.77%
Debt18.97%
Other0.25%
Debt Sector Allocation
SectorValue
Corporate48.6%
Cash Equivalent25.85%
Government25.3%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
364 Days Tbill Red 05-02-2026
Sovereign Bonds | -
2%₹624 Cr65,000,000
364 DTB 29012026
Sovereign Bonds | -
2%₹480 Cr50,000,000
National Bank for Agriculture and Rural Development
Domestic Bonds | -
2%₹473 Cr50,000
364 DTB 04122025
Sovereign Bonds | -
1%₹388 Cr40,000,000
364 DTB 12022026
Sovereign Bonds | -
1%₹288 Cr30,000,000
364 Days Tbill Mat 200226
Sovereign Bonds | -
1%₹239 Cr25,000,000
364 DTB 27022026
Sovereign Bonds | -
1%₹239 Cr25,000,000
364 DTB 19mar2026
Sovereign Bonds | -
1%₹238 Cr25,000,000
Punjab National Bank
Domestic Bonds | -
1%₹237 Cr25,000
364 Days Tbill Red 12-03-2026
Sovereign Bonds | -
1%₹215 Cr22,500,000

9. Kotak Low Duration Fund

The primary objective of the Scheme is to generate income through investment primarily in low duration debt & money market securities. However, there is no assurance that the objective of the scheme will be realized

Kotak Low Duration Fund is a Debt - Low Duration fund was launched on 6 Mar 08. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.2% since its launch.  Ranked 10 in Low Duration category.  Return for 2024 was 7.3% , 2023 was 6.7% and 2022 was 3.9% .

Below is the key information for Kotak Low Duration Fund

Kotak Low Duration Fund
Growth
Launch Date 6 Mar 08
NAV (06 Jun 25) ₹3,344.56 ↑ 7.84   (0.23 %)
Net Assets (Cr) ₹12,556 on 30 Apr 25
Category Debt - Low Duration
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderate
Expense Ratio 1.16
Sharpe Ratio 1.45
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 1,000
Exit Load NIL
Yield to Maturity 7.12%
Effective Maturity 1 Year 6 Months 11 Days
Modified Duration 10 Months 17 Days
Sub Cat. Low Duration

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹10,596
31 May 22₹10,897
31 May 23₹11,563
31 May 24₹12,345
31 May 25₹13,327

Kotak Low Duration Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for Kotak Low Duration Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25

DurationReturns
1 Month 1%
3 Month 2.8%
6 Month 4.3%
1 Year 8.2%
3 Year 7.1%
5 Year 6%
10 Year
15 Year
Since launch 7.2%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.3%
2023 6.7%
2022 3.9%
2021 3.5%
2020 7.9%
2019 8.3%
2018 7.3%
2017 7.1%
2016 8.9%
2015 9.3%
Fund Manager information for Kotak Low Duration Fund
NameSinceTenure
Deepak Agrawal31 Jan 1510.34 Yr.
Sunit Garg1 Jun 250 Yr.

Data below for Kotak Low Duration Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash14.97%
Debt84.78%
Other0.25%
Debt Sector Allocation
SectorValue
Corporate68.76%
Government22.35%
Cash Equivalent8.64%
Credit Quality
RatingValue
AA13.52%
AAA86.48%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.81% Govt Stock 2033
Sovereign Bonds | -
5%₹684 Cr65,871,138
National Bank For Agriculture And Rural Development
Debentures | -
5%₹684 Cr68,000
Small Industries Development Bank Of India
Debentures | -
5%₹680 Cr67,500
Rural Electrification Corporation Limited
Debentures | -
4%₹478 Cr47,500
National Bank For Agriculture And Rural Development
Debentures | -
3%₹407 Cr40,000
↑ 25,000
Bajaj Housing Finance Limited
Debentures | -
3%₹406 Cr40,000
Liquid Gold Series 9
Debentures | -
2%₹272 Cr271
↑ 271
Jamnagar Utilities & Power Private Limited
Debentures | -
2%₹256 Cr2,580
↑ 1,000
364 DTB 19mar2026
Sovereign Bonds | -
2%₹238 Cr25,000,000
SANSAR AUG 2024 V TRUST
Unlisted bonds | -
2%₹224 Cr2,236,328,428

10. Kotak Equity Arbitrage Fund

The investment objective of the scheme is to generate capital appreciation and income by predominantly investing in arbitrage opportunities in the cash and derivatives segment of the equity market, and by investing the balance in debt and money market instruments. However, there is no assurance that the objective of the scheme will be realized

Kotak Equity Arbitrage Fund is a Hybrid - Arbitrage fund was launched on 29 Sep 05. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 2 in Arbitrage category.  Return for 2024 was 7.8% , 2023 was 7.4% and 2022 was 4.5% .

Below is the key information for Kotak Equity Arbitrage Fund

Kotak Equity Arbitrage Fund
Growth
Launch Date 29 Sep 05
NAV (06 Jun 25) ₹37.3308 ↑ 0.02   (0.06 %)
Net Assets (Cr) ₹63,310 on 30 Apr 25
Category Hybrid - Arbitrage
AMC Kotak Mahindra Asset Management Co Ltd
Rating
Risk Moderately Low
Expense Ratio 0.96
Sharpe Ratio 1.98
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-30 Days (0.25%),30 Days and above(NIL)
Sub Cat. Arbitrage

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹10,304
31 May 22₹10,712
31 May 23₹11,323
31 May 24₹12,227
31 May 25₹13,111

Kotak Equity Arbitrage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120
Invest Now

Returns for Kotak Equity Arbitrage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25

DurationReturns
1 Month 0.4%
3 Month 1.8%
6 Month 3.6%
1 Year 7.1%
3 Year 7.1%
5 Year 5.7%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.8%
2023 7.4%
2022 4.5%
2021 4%
2020 4.3%
2019 6.1%
2018 6.3%
2017 5.8%
2016 6.7%
2015 7.5%
Fund Manager information for Kotak Equity Arbitrage Fund
NameSinceTenure
Hiten Shah3 Oct 195.66 Yr.

Data below for Kotak Equity Arbitrage Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash93.98%
Debt6.19%
Other0.06%
Equity Sector Allocation
SectorValue
Financial Services16.77%
Basic Materials8.36%
Industrials7.09%
Technology6.05%
Consumer Defensive5.53%
Consumer Cyclical5.46%
Health Care4.67%
Energy4.62%
Utility3.32%
Communication Services2.83%
Real Estate0.97%
Debt Sector Allocation
SectorValue
Cash Equivalent78.97%
Corporate16.05%
Government5.15%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Kotak Money Market Dir Gr
Investment Fund | -
11%₹6,784 Cr15,127,493
↑ 1,624,836
Kotak Liquid Dir Gr
Investment Fund | -
8%₹4,879 Cr9,256,350
↑ 3,804,502
Kotak Savings Fund Dir Gr
Investment Fund | -
5%₹3,444 Cr775,746,531
↑ 326,520,052
Future on Infosys Ltd
Derivatives | -
3%-₹2,061 Cr13,718,800
↑ 13,718,800
Infosys Ltd (Technology)
Equity, Since 31 Oct 22 | INFY
3%₹2,058 Cr13,718,800
↑ 6,894,000
Future on ICICI Bank Ltd
Derivatives | -
3%-₹1,859 Cr12,971,700
↑ 12,971,700
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 19 | ICICIBANK
3%₹1,851 Cr12,971,700
↓ -2,903,600
Future on HDFC Bank Ltd
Derivatives | -
3%-₹1,597 Cr8,256,600
↑ 8,256,600
HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 22 | HDFCBANK
3%₹1,589 Cr8,256,600
↑ 696,850
Future on Reliance Industries Ltd
Derivatives | -
2%-₹1,122 Cr7,957,500
↑ 7,957,500

How to Invest in Kotak Mutual Fund Online?

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  2. Complete your Registration and KYC Process

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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