Kotak Banking And PSU Debt Fund - G

NAV ₹65.8572 ↑ 0.01 (0.01 %) as on 1 Sep 25

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

To generate income by predominantly investing in debt & money market securities issued by Banks & PSUs and Reverse Repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India.

Kotak Banking and PSU Debt fund is a Debt - Banking & PSU Debt fund launched on 29 Dec 98. It is a fund with Moderately Low risk and has given a CAGR return of since its launch. Ranked 19 in Banking & PSU Debt category. Return for 2024 was 8% , 2023 was 6.8% and 2022 was 3.6% .

Below is the key information for Kotak Banking and PSU Debt fund

NAV as on 1 Sep 25	₹65.8572 ↑ 0.01 (0.01 %)
Net Assets (AUM) as on 31 Jul 2025	₹5,983 Cr.
Launch Date	29 Dec 1998
Category	Debt - Banking & PSU Debt
Rating	☆☆☆☆
Type	Open Ended Fund
Risk	Moderately Low
Yield To Maturity	6.82%
Effective Maturity	5 Years 5 Months 23 Days
Modified Duration	3 Years 5 Months 5 Days

Alpha Ratio	0.0
Expense Ratio	0.76 %
Sharpe Ratio	1.389
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF174K01FO3
AMC	Kotak Mahindra Asset Management Co Ltd
Min Investment	₹5,000
Min SIP Investment	₹1,000
Exit Load	NIL

NAV Price Chart

Kotak Banking And PSU Debt Fund NAV Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Sep 25

Duration	Returns
1 Month	-0.2%
3 Month	0.3%
6 Month	4.3%
1 Year	7.8%
3 Year	7.3%
5 Year	6.2%
10 Year
15 Year
Since launch

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8%
2023	6.8%
2022	3.6%
2021	3.9%
2020	10.5%
2019	10.8%
2018	6.7%
2017	6.2%
2016	10%

Growth of 10k Over Years

Date	Value
31 Aug 20	₹10,000
31 Aug 21	₹10,564
31 Aug 22	₹10,890
31 Aug 23	₹11,597
31 Aug 24	₹12,490
31 Aug 25	₹13,464

Kotak Banking And PSU Debt Fund Growth 10k Chart

Asset Allocation

Asset Class	Value
Cash	2.98%
Debt	96.73%
Other	0.29%

Sector Allocation

Sector	Value
Corporate	59.89%
Government	36.84%
Cash Equivalent	2.98%

Rating	Value
AA	2.53%
AAA	97.47%

Kotak Banking And PSU Debt Fund Debt Allocation

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	7%	₹413 Cr	39,343,730
Power Finance Corporation Limited Debentures \| -	6%	₹339 Cr	33,000
National Housing Bank Debentures \| -	4%	₹224 Cr	22,500
Indian Oil Corporation Limited Debentures \| -	3%	₹195 Cr	19,000
Power Grid Corporation Of India Limited Debentures \| -	3%	₹185 Cr	20,002
HDFC Bank Limited Debentures \| -	3%	₹157 Cr	1,500
Rec Limited Debentures \| -	3%	₹156 Cr	15,000
6.63% Govt Stock 2031 Sovereign Bonds \| -	3%	₹154 Cr	15,000,000
State Bank Of India Debentures \| -	2%	₹143 Cr	1,450
Small Industries Development Bank Of India Debentures \| -	2%	₹139 Cr	13,500

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Fund Managers

Name	Since	Tenure
Deepak Agrawal	1 Aug 08	17.01 Yr.
Dharmesh Thakar	1 Jun 25	0.17 Yr.

Custodians

Company	Address
Deutsche Bank AG	Deutsche Bank AG,Kodak House, 22, D.N. Road,
Standard Chartered Bank	Standard Chartered Bank,1095 Avenue of the Americas,New York, NY 10036,USA

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
Kotak Mahindra Mutual Fund	27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E),Mumbai - 400 051

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai
M/s. Price Waterhouse	India,252, Veer Savarkar Marg,,Next to Mayor's Bungalow, Shivaji Park,,Dadar,

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
Kotak Banking and PSU Debt fund Normal Dividend, Reinvestment	₹12.373 ↑ 0.00	4.28 %	7.81 %	7.33 %	6.21 %
Kotak Banking and PSU Debt fund Growth	₹65.8572 ↑ 0.01	4.28 %	7.81 %	7.33 %	6.22 %
Kotak Banking and PSU Debt fund Monthly Dividend, Payout	₹12.373 ↑ 0.00	4.28 %	7.81 %	7.33 %	6.21 %
Data as on 1 Sep 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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