Kotak Banking And PSU Debt Fund - G

NAV ₹65.6639 ↓ -0.16 (-0.25 %) as on 10 Jun 25

Table of Contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

To generate income by predominantly investing in debt & money market securities issued by Banks & PSUs and Reverse Repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India.

Kotak Banking and PSU Debt fund is a Debt - Banking & PSU Debt fund launched on 29 Dec 98. It is a fund with Moderately Low risk and has given a CAGR return of since its launch. Ranked 19 in Banking & PSU Debt category. Return for 2024 was 8% , 2023 was 6.8% and 2022 was 3.6% .

Below is the key information for Kotak Banking and PSU Debt fund

NAV as on 10 Jun 25	₹65.6639 ↓ -0.16 (-0.25 %)
Net Assets (AUM) as on 30 Apr 2025	₹6,013 Cr.
Launch Date	29 Dec 1998
Category	Debt - Banking & PSU Debt
Rating	☆☆☆☆
Type	Open Ended Fund
Risk	Moderately Low
Yield To Maturity	6.97%
Effective Maturity	5 Years 5 Months 23 Days
Modified Duration	3 Years 8 Months 16 Days

Alpha Ratio	0.0
Expense Ratio	0.81 %
Sharpe Ratio	1.944
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF174K01FO3
AMC	Kotak Mahindra Asset Management Co Ltd
Min Investment	₹5,000
Min SIP Investment	₹1,000
Exit Load	NIL

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 10 Jun 25

Duration	Returns
1 Month	1.5%
3 Month	4.1%
6 Month	5.4%
1 Year	10.1%
3 Year	7.9%
5 Year	6.6%
10 Year
15 Year
Since launch

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8%
2023	6.8%
2022	3.6%
2021	3.9%
2020	10.5%
2019	10.8%
2018	6.7%
2017	6.2%
2016	10%

Growth of 10k Over Years

Date	Value
31 May 20	₹10,000
31 May 21	₹10,674
31 May 22	₹10,987
31 May 23	₹11,729
31 May 24	₹12,523
31 May 25	₹13,746

Asset Allocation

Asset Class	Value
Cash	2.44%
Debt	97.3%
Other	0.27%

Sector Allocation

Sector	Value
Corporate	55.75%
Government	41.55%
Cash Equivalent	2.44%

Rating	Value
AA	2.54%
AAA	97.46%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	8%	₹522 Cr	49,343,730
Power Finance Corp Ltd. 0.076% Debentures \| -	5%	₹339 Cr	33,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	5%	₹288 Cr	27,336,520 ↓ -10,000,000
National Housing Bank 0.068% Debentures \| -	3%	₹200 Cr	20,000
Indian Oil Corporation Limited Debentures \| -	3%	₹194 Cr	19,000 ↑ 19,000
Power Grid Corporation Of India Limited Debentures \| -	3%	₹185 Cr	20,002
7.81% Govt Stock 2033 Sovereign Bonds \| -	3%	₹181 Cr	17,432,280
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹165 Cr	16,200 ↓ -5,000
HDFC Bank Limited Debentures \| -	3%	₹157 Cr	1,500
Rural Electrification Corporation Limited Debentures \| -	3%	₹156 Cr	15,000

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Fund Managers

Name	Since	Tenure
Deepak Agrawal	1 Aug 08	16.84 Yr.
Dharmesh Thakar	1 Jun 25	0 Yr.

Custodians

Company	Address
Deutsche Bank AG	Deutsche Bank AG,Kodak House, 22, D.N. Road,
Standard Chartered Bank	Standard Chartered Bank,1095 Avenue of the Americas,New York, NY 10036,USA

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
Kotak Mahindra Mutual Fund	27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E),Mumbai - 400 051

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai
M/s. Price Waterhouse	India,252, Veer Savarkar Marg,,Next to Mayor's Bungalow, Shivaji Park,,Dadar,

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
Kotak Banking and PSU Debt fund Normal Dividend, Reinvestment	₹12.3367 ↓ -0.03	5.42 %	10.05 %	7.9 %	6.61 %
Kotak Banking and PSU Debt fund Growth	₹65.6639 ↓ -0.16	5.42 %	10.06 %	7.9 %	6.62 %
Kotak Banking and PSU Debt fund Monthly Dividend, Payout	₹12.3367 ↓ -0.03	5.42 %	10.05 %	7.9 %	6.61 %
Data as on 10 Jun 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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