Kotak Banking And PSU Debt Fund - G

NAV ₹69.6762 ↑ 0.02 (0.03 %) as on 9 Sep 26

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

To generate income by predominantly investing in debt & money market securities issued by Banks & PSUs and Reverse Repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India.

Kotak Banking and PSU Debt fund is a Debt - Banking & PSU Debt fund launched on 29 Dec 98. It is a fund with Moderately Low risk and has given a CAGR return of since its launch. Ranked 19 in Banking & PSU Debt category. Return for 2025 was 7.7% , 2024 was 8% and 2023 was 6.8% .

Below is the key information for Kotak Banking and PSU Debt fund

NAV as on 9 Sep 26	₹69.6762 ↑ 0.02 (0.03 %)
Net Assets (AUM) as on 31 Jul 2026	₹4,991 Cr.
Launch Date	29 Dec 1998
Category	Debt - Banking & PSU Debt
Rating	☆☆☆☆
Type	Open Ended Fund
Risk	Moderately Low
Yield To Maturity	7.22%
Effective Maturity	4 Years 8 Months 8 Days
Modified Duration	3 Years 4 Months 17 Days

Alpha Ratio	0.0
Expense Ratio	0.76 %
Sharpe Ratio	-0.103
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF174K01FO3
AMC	Kotak Mahindra Asset Management Co Ltd
Min Investment	₹5,000
Min SIP Investment	₹1,000
Exit Load	NIL

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 9 Sep 26

Duration	Returns
1 Month	0%
3 Month	1.4%
6 Month	2.6%
1 Year	5.5%
3 Year	7.1%
5 Year	6.1%
10 Year
15 Year
Since launch

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.7%
2024	8%
2023	6.8%
2022	3.6%
2021	3.9%
2020	10.5%
2019	10.8%
2018	6.7%
2017	6.2%

Growth of 10k Over Years

Date	Value
31 Aug 21	₹10,000
31 Aug 22	₹10,308
31 Aug 23	₹10,978
31 Aug 24	₹11,822
31 Aug 25	₹12,745
31 Aug 26	₹13,441

Asset Allocation

Asset Class	Value
Cash	6.2%
Debt	93.43%
Other	0.37%

Sector Allocation

Sector	Value
Corporate	56.77%
Government	38.11%
Cash Equivalent	4.76%

Rating	Value
AA	3.02%
AAA	96.98%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
Power Finance Corporation Limited Debentures \| -	7%	₹332 Cr	33,000
National Bank For Financing Infrastructure And Development Debentures \| -	4%	₹200 Cr	20,000 ↑ 20,000
Indian Oil Corporation Limited Debentures \| -	4%	₹192 Cr	19,000
6.98% Gujarat Sgs 2032 Sovereign Bonds \| -	3%	₹166 Cr	16,739,400
Power Grid Corporation Of India Limited Debentures \| -	3%	₹162 Cr	20,004
HDFC Bank Limited Debentures \| -	3%	₹154 Cr	1,500
Rec Limited Debentures \| -	3%	₹153 Cr	15,000
State Bank Of India Debentures \| -	3%	₹144 Cr	1,450
Rural Electrification Corporation Limited Debentures \| -	3%	₹131 Cr	13,000
Small Industries Development Bank Of India Debentures \| -	3%	₹126 Cr	12,500

1 - 10 of 68

Ready to Invest?
Talk to our investment specialist

Fund Managers

Name	Since	Tenure
Deepak Agrawal	1 Aug 08	18.09 Yr.
Dharmesh Thakkar	1 Jun 25	1.25 Yr.

Custodians

Company	Address
Deutsche Bank AG	1 Great Winchester Street
Standard Chartered Bank	Standard Chartered Bank,1095 Avenue of the Americas,New York, NY 10036,USA

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
Kotak Mahindra Mutual Fund	27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E),Mumbai - 400 051

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai
M/s. Price Waterhouse	India,252, Veer Savarkar Marg,,Next to Mayor's Bungalow, Shivaji Park,,Dadar,

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
Kotak Banking and PSU Debt fund Normal Dividend, Reinvestment	₹13.0907 ↑ 0.00	2.62 %	5.52 %	7.07 %	6.09 %
Kotak Banking and PSU Debt fund Growth	₹69.6762 ↑ 0.02	2.62 %	5.52 %	7.07 %	6.09 %
Kotak Banking and PSU Debt fund Monthly Dividend, Payout	₹13.0907 ↑ 0.00	2.62 %	5.52 %	7.07 %	6.09 %
Data as on 9 Sep 26

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

Shepard Technologies Pvt. Ltd : 1808, Solus, Hiranandani Estate, Thane, Maharashtra - 400607

AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153

Mutual fund investments are subject to market risks. Please read the scheme information and other related documents carefully before investing. Past performance is not indicative of future returns. Please consider your specific investment requirements before choosing a fund, or designing a portfolio that suits your needs.

Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.