To generate income by predominantly investing in debt & money market securities issued by Banks & PSUs and Reverse Repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India. Kotak Banking and PSU Debt fund is a Debt - Banking & PSU Debt fund launched on 29 Dec 98. It is a fund with Moderately Low risk and has given a Below is the key information for Kotak Banking and PSU Debt fund Returns up to 1 year are on Historical performance (Yearly) on absolute basis Kotak Banking And PSU Debt Fund - G
Scheme Objective
CAGR
return of since its launch. Ranked 19 in Banking & PSU Debt
category. Return for 2024 was 8% , 2023 was 6.8% and 2022 was 3.6% . NAV as on 19 Sep 25 ₹66.0782 ↓ -0.01 (-0.01 %) Net Assets (AUM) as on 31 Aug 2025 ₹5,795 Cr. Launch Date 29 Dec 1998 Category Debt - Banking & PSU Debt Rating ☆☆☆☆ Type Open Ended Fund Risk Moderately Low Yield To Maturity 7.02% Effective Maturity 5 Years 7 Months 17 Days Modified Duration 3 Years 4 Months 10 Days Alpha Ratio 0.0 Expense Ratio 0.76 % Sharpe Ratio 0.747 Information Ratio 0.0 Benchmark Not Available ISIN INF174K01FO3 AMC Kotak Mahindra Asset Management Co Ltd Min Investment ₹5,000 Min SIP Investment ₹1,000 Exit Load NIL NAV Price Chart
Returns
Annual Compounded Returns
absolute basis
& more than 1 year are on CAGR (Compound Annual Growth Rate)
basis. as on 19 Sep 25 Duration Returns 1 Month 0.4% 3 Month 0.7% 6 Month 4.1% 1 Year 7.5% 3 Year 7.4% 5 Year 6.1% 10 Year 15 Year Since launch Historical Annual Returns
Year Returns 2024 8% 2023 6.8% 2022 3.6% 2021 3.9% 2020 10.5% 2019 10.8% 2018 6.7% 2017 6.2% 2016 10% Growth of 10k Over Years
Date Value 31 Aug 20 ₹10,000 31 Aug 21 ₹10,564 31 Aug 22 ₹10,890 31 Aug 23 ₹11,597 31 Aug 24 ₹12,490 31 Aug 25 ₹13,464 Asset Allocation
Asset Class Value Cash 2.88% Debt 96.83% Other 0.3% Sector Allocation
Sector Value Corporate 57.89% Government 38.93% Cash Equivalent 2.88% Rating Value AA 2.6% AAA 97.4% Top Securities Holdings / Portfolio
Holdings/Securities
Name Global Industry Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -7% ₹409 Cr 39,343,730 Power Finance Corporation Limited
Debentures | -6% ₹338 Cr 33,000 National Housing Bank
Debentures | -4% ₹224 Cr 22,500 Indian Oil Corporation Limited
Debentures | -3% ₹195 Cr 19,000 Power Grid Corporation Of India Limited
Debentures | -3% ₹184 Cr 20,002 National Bank For Agriculture And Rural Development
Debentures | -3% ₹163 Cr 16,000
↑ 5,000 HDFC Bank Limited
Debentures | -3% ₹157 Cr 1,500 Rec Limited
Debentures | -3% ₹154 Cr 15,000 State Bank Of India
Debentures | -2% ₹142 Cr 1,450 Small Industries Development Bank Of India
Debentures | -2% ₹139 Cr 13,500
Talk to our investment specialistFund Managers
Name Since Tenure Deepak Agrawal 1 Aug 08 17.1 Yr. Dharmesh Thakar 1 Jun 25 0.25 Yr. Custodians
Company Address Deutsche Bank AG null Standard Chartered Bank null Registrar & Transfer Agent
Computer Age Management Services Ltd Address null FAX N.A Email N.A Administrator Companies
Company Address Kotak Mahindra Mutual Fund null Auditors
Company Address S. R. BATLIBOI & Co null M/s. Price Waterhouse India,252, Veer Savarkar Marg,,Next to Mayor's Bungalow, Shivaji Park,,Dadar, All Plan & Options
Fund and Plan NAV 6 Month 1 Year 3 Year 5 Year Kotak Banking and PSU Debt fund
Normal Dividend, Reinvestment ₹12.4145
↓ 0.00 4.11 % 7.52 % 7.36 % 6.12 % Kotak Banking and PSU Debt fund
Growth ₹66.0782
↓ -0.01 4.11 % 7.52 % 7.36 % 6.13 % Kotak Banking and PSU Debt fund
Monthly Dividend, Payout ₹12.4145
↓ 0.00 4.11 % 7.52 % 7.36 % 6.12 % Data as on 19 Sep 25