Kotak Banking And PSU Debt Fund - G

NAV ₹69.5367 ↑ 0.05 (0.07 %) as on 30 Sep 26

📑 Table of contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

To generate income by predominantly investing in debt & money market securities issued by Banks & PSUs and Reverse Repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India.

Kotak Banking and PSU Debt fund is a Debt - Banking & PSU Debt fund launched on 29 Dec 98. It is a fund with Moderately Low risk and has given a CAGR return of since its launch. Ranked 19 in Banking & PSU Debt category. Return for 2025 was 7.7% , 2024 was 8% and 2023 was 6.8% .

Below is the key information for Kotak Banking and PSU Debt fund

NAV as on 30 Sep 26	₹69.5367 ↑ 0.05 (0.07 %)
Net Assets (AUM) as on 31 Aug 2026	₹4,937 Cr.
Launch Date	29 Dec 1998
Category	Debt - Banking & PSU Debt
Rating	☆☆☆☆
Type	Open Ended Fund
Risk	Moderately Low
Yield To Maturity	7.37%
Effective Maturity	4 Years 10 Months 28 Days
Modified Duration	3 Years 3 Months 7 Days

Alpha Ratio	0.0
Expense Ratio	0.76 %
Sharpe Ratio	-0.045
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF174K01FO3
AMC	Kotak Mahindra Asset Management Co Ltd
Min Investment	₹5,000
Min SIP Investment	₹1,000
Exit Load	NIL

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 26

Duration	Returns
1 Month	0.1%
3 Month	0.2%
6 Month	2.7%
1 Year	5%
3 Year	6.9%
5 Year	6%
10 Year
15 Year
Since launch

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2025	7.7%
2024	8%
2023	6.8%
2022	3.6%
2021	3.9%
2020	10.5%
2019	10.8%
2018	6.7%
2017	6.2%

Growth of 10k Over Years

Date	Value
30 Sep 21	₹10,000
30 Sep 22	₹10,269
30 Sep 23	₹10,954
30 Sep 24	₹11,856
30 Sep 25	₹12,735

Asset Allocation

Asset Class	Value
Cash	17.67%
Debt	81.94%
Other	0.39%

Sector Allocation

Sector	Value
Corporate	57.01%
Government	32.57%
Cash Equivalent	10.04%

Rating	Value
AA	3.17%
AAA	96.83%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
Power Finance Corporation Limited Debentures \| -	7%	₹329 Cr	33,000
National Bank For Financing Infrastructure And Development Debentures \| -	4%	₹198 Cr	20,000
Power Grid Corporation Of India Limited Debentures \| -	3%	₹160 Cr	20,004
HDFC Bank Limited Debentures \| -	3%	₹152 Cr	1,500
State Bank Of India Debentures \| -	3%	₹141 Cr	1,450
Indian Oil Corporation Limited Debentures \| -	3%	₹140 Cr	14,000
Rural Electrification Corporation Limited Debentures \| -	3%	₹130 Cr	13,000
Small Industries Development Bank Of India Debentures \| -	3%	₹125 Cr	12,500
National Bank For Agriculture And Rural Development Debentures \| -	3%	₹125 Cr	12,500
Small Industries Development Bank Of India Debentures \| -	3%	₹124 Cr	12,500

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Fund Managers

Name	Since	Tenure
Deepak Agrawal	1 Aug 08	18.1 Yr.
Dharmesh Thakkar	1 Jun 25	1.25 Yr.

Custodians

Company	Address
Deutsche Bank AG	1 Great Winchester Street
Standard Chartered Bank	Standard Chartered Bank,1095 Avenue of the Americas,New York, NY 10036,USA

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
Kotak Mahindra Mutual Fund	27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E),Mumbai - 400 051

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai
M/s. Price Waterhouse	India,252, Veer Savarkar Marg,,Next to Mayor's Bungalow, Shivaji Park,,Dadar,

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
Kotak Banking and PSU Debt fund Normal Dividend, Reinvestment	₹13.0645 ↑ 0.01	2.73 %	4.98 %	6.87 %	5.98 %
Kotak Banking and PSU Debt fund Growth	₹69.5367 ↑ 0.05	2.73 %	4.98 %	6.87 %	5.98 %
Kotak Banking and PSU Debt fund Monthly Dividend, Payout	₹13.0645 ↑ 0.01	2.73 %	4.98 %	6.87 %	5.98 %
Data as on 30 Sep 26

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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