Kotak Banking And PSU Debt Fund - G

NAV ₹65.6271 ↑ 0.04 (0.06 %) as on 30 Jun 25

Table of Contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

To generate income by predominantly investing in debt & money market securities issued by Banks & PSUs and Reverse Repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India.

Kotak Banking and PSU Debt fund is a Debt - Banking & PSU Debt fund launched on 29 Dec 98. It is a fund with Moderately Low risk and has given a CAGR return of since its launch. Ranked 19 in Banking & PSU Debt category. Return for 2024 was 8% , 2023 was 6.8% and 2022 was 3.6% .

Below is the key information for Kotak Banking and PSU Debt fund

NAV as on 30 Jun 25	₹65.6271 ↑ 0.04 (0.06 %)
Net Assets (AUM) as on 31 May 2025	₹6,213 Cr.
Launch Date	29 Dec 1998
Category	Debt - Banking & PSU Debt
Rating	☆☆☆☆
Type	Open Ended Fund
Risk	Moderately Low
Yield To Maturity	6.68%
Effective Maturity	5 Years 1 Month 13 Days
Modified Duration	3 Years 5 Months 26 Days

Alpha Ratio	0.0
Expense Ratio	0.81 %
Sharpe Ratio	2.088
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF174K01FO3
AMC	Kotak Mahindra Asset Management Co Ltd
Min Investment	₹5,000
Min SIP Investment	₹1,000
Exit Load	NIL

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Jun 25

Duration	Returns
1 Month	0%
3 Month	2.6%
6 Month	4.9%
1 Year	9.1%
3 Year	7.7%
5 Year	6.3%
10 Year
15 Year
Since launch

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8%
2023	6.8%
2022	3.6%
2021	3.9%
2020	10.5%
2019	10.8%
2018	6.7%
2017	6.2%
2016	10%

Growth of 10k Over Years

Date	Value
30 Jun 20	₹10,000
30 Jun 21	₹10,547
30 Jun 22	₹10,839
30 Jun 23	₹11,595
30 Jun 24	₹12,416

Asset Allocation

Asset Class	Value
Cash	2.63%
Debt	97.1%
Other	0.27%

Sector Allocation

Sector	Value
Corporate	56.85%
Government	40.25%
Cash Equivalent	2.63%

Rating	Value
AA	2.49%
AAA	97.51%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	8%	₹518 Cr	49,343,730
Power Finance Corporation Limited Debentures \| -	5%	₹339 Cr	33,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	5%	₹281 Cr	26,836,520
National Housing Bank Debentures \| -	4%	₹225 Cr	22,500 ↑ 2,500
Indian Oil Corporation Limited Debentures \| -	3%	₹195 Cr	19,000
Power Grid Corporation Of India Limited Debentures \| -	3%	₹185 Cr	20,002
HDFC Bank Limited Debentures \| -	3%	₹157 Cr	1,500
Rec Limited Debentures \| -	3%	₹156 Cr	15,000
7.59% Govt Stock 2031 Sovereign Bonds \| -	2%	₹153 Cr	15,000,000 ↑ 5,000,000
State Bank Of India Debentures \| -	2%	₹143 Cr	1,450

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Fund Managers

Name	Since	Tenure
Deepak Agrawal	1 Aug 08	16.84 Yr.
Dharmesh Thakar	1 Jun 25	0 Yr.

Custodians

Company	Address
Deutsche Bank AG	Deutsche Bank AG,Kodak House, 22, D.N. Road,
Standard Chartered Bank	Standard Chartered Bank,1095 Avenue of the Americas,New York, NY 10036,USA

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
Kotak Mahindra Mutual Fund	27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E),Mumbai - 400 051

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai
M/s. Price Waterhouse	India,252, Veer Savarkar Marg,,Next to Mayor's Bungalow, Shivaji Park,,Dadar,

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
Kotak Banking and PSU Debt fund Normal Dividend, Reinvestment	₹12.3298 ↑ 0.01	4.86 %	9.14 %	7.73 %	6.26 %
Kotak Banking and PSU Debt fund Growth	₹65.6271 ↑ 0.04	4.86 %	9.14 %	7.73 %	6.27 %
Kotak Banking and PSU Debt fund Monthly Dividend, Payout	₹12.3298 ↑ 0.01	4.86 %	9.14 %	7.73 %	6.26 %
Data as on 30 Jun 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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