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Kotak Banking And PSU Debt Fund - G

NAV  ₹66.0782 ↓ -0.01  (-0.01 %) as on 19 Sep 25

Scheme Objective

To generate income by predominantly investing in debt & money market securities issued by Banks & PSUs and Reverse Repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India.

Kotak Banking and PSU Debt fund is a Debt - Banking & PSU Debt fund launched on 29 Dec 98. It is a fund with Moderately Low risk and has given a CAGR return of since its launch.  Ranked 19 in Banking & PSU Debt category.  Return for 2024 was 8% , 2023 was 6.8% and 2022 was 3.6% .

Below is the key information for Kotak Banking and PSU Debt fund

NAV as on 19 Sep 25₹66.0782 ↓ -0.01  (-0.01 %)
Net Assets (AUM) as on 31 Aug 2025 ₹5,795 Cr.
Launch Date29 Dec 1998
CategoryDebt - Banking & PSU Debt
Rating
TypeOpen Ended Fund
RiskModerately Low
Yield To Maturity7.02%
Effective Maturity5 Years 7 Months 17 Days
Modified Duration3 Years 4 Months 10 Days
Alpha Ratio0.0
Expense Ratio0.76 %
Sharpe Ratio0.747
Information Ratio0.0
BenchmarkNot Available
ISININF174K01FO3
AMCKotak Mahindra Asset Management Co Ltd
Min Investment ₹5,000
Min SIP Investment ₹1,000
Exit Load NIL

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 Sep 25

DurationReturns
1 Month 0.4%
3 Month 0.7%
6 Month 4.1%
1 Year 7.5%
3 Year 7.4%
5 Year 6.1%
10 Year
15 Year
Since launch

Historical Annual Returns

Historical performance (Yearly) on absolute basis

YearReturns
2024 8%
2023 6.8%
2022 3.6%
2021 3.9%
2020 10.5%
2019 10.8%
2018 6.7%
2017 6.2%
2016 10%

Growth of 10k Over Years

DateValue
31 Aug 20₹10,000
31 Aug 21₹10,564
31 Aug 22₹10,890
31 Aug 23₹11,597
31 Aug 24₹12,490
31 Aug 25₹13,464
Kotak Banking And PSU Debt Fund Growth 10k Chart

Asset Allocation

Asset ClassValue
Cash2.88%
Debt96.83%
Other0.3%
Kotak Banking And PSU Debt Fund Asset Allocation

Sector Allocation

SectorValue
Corporate57.89%
Government38.93%
Cash Equivalent2.88%
RatingValue
AA2.6%
AAA97.4%
Kotak Banking And PSU Debt Fund Debt Allocation

Top Securities Holdings / Portfolio

Holdings/Securities

NameGlobal IndustryHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
7%₹409 Cr39,343,730
Power Finance Corporation Limited
Debentures | -
6%₹338 Cr33,000
National Housing Bank
Debentures | -
4%₹224 Cr22,500
Indian Oil Corporation Limited
Debentures | -
3%₹195 Cr19,000
Power Grid Corporation Of India Limited
Debentures | -
3%₹184 Cr20,002
National Bank For Agriculture And Rural Development
Debentures | -
3%₹163 Cr16,000
↑ 5,000
HDFC Bank Limited
Debentures | -
3%₹157 Cr1,500
Rec Limited
Debentures | -
3%₹154 Cr15,000
State Bank Of India
Debentures | -
2%₹142 Cr1,450
Small Industries Development Bank Of India
Debentures | -
2%₹139 Cr13,500
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Fund Managers

NameSinceTenure
Deepak Agrawal1 Aug 0817.1 Yr.
Dharmesh Thakar1 Jun 250.25 Yr.

Custodians

CompanyAddress
Deutsche Bank AGnull
Standard Chartered Banknull

Registrar & Transfer Agent

Computer Age Management Services Ltd
Addressnull
FAXN.A
EmailN.A

Administrator Companies

CompanyAddress
Kotak Mahindra Mutual Fundnull

Auditors

CompanyAddress
S. R. BATLIBOI & Conull
M/s. Price WaterhouseIndia,252, Veer Savarkar Marg,,Next to Mayor's Bungalow, Shivaji Park,,Dadar,

All Plan & Options

Fund and PlanNAV6 Month1 Year3 Year5 Year
Kotak Banking and PSU Debt fund
Normal Dividend, Reinvestment
₹12.4145
↓ 0.00
4.11 %7.52 %7.36 %6.12 %
Kotak Banking and PSU Debt fund
Growth
₹66.0782
↓ -0.01
4.11 %7.52 %7.36 %6.13 %
Kotak Banking and PSU Debt fund
Monthly Dividend, Payout
₹12.4145
↓ 0.00
4.11 %7.52 %7.36 %6.12 %
Data as on 19 Sep 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.