Kotak Banking And PSU Debt Fund - G

NAV ₹64.9259 ↓ -0.01 (-0.02 %) as on 30 Apr 25

Table of Contents

Scheme Objective
NAV Price Chart
Returns
- Historical Returns
- Compounded Returns
Growth Of 10k Over Years
Holdings / Portfolio
All Plan & Options
Fund Manager Information
Custodians
Registrar & Transfer Agent (RTA)
Administrator Companies
Auditors

Scheme Objective

To generate income by predominantly investing in debt & money market securities issued by Banks & PSUs and Reverse Repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India.

Kotak Banking and PSU Debt fund is a Debt - Banking & PSU Debt fund launched on 29 Dec 98. It is a fund with Moderately Low risk and has given a CAGR return of since its launch. Ranked 19 in Banking & PSU Debt category. Return for 2024 was 8% , 2023 was 6.8% and 2022 was 3.6% .

Below is the key information for Kotak Banking and PSU Debt fund

NAV as on 30 Apr 25	₹64.9259 ↓ -0.01 (-0.02 %)
Net Assets (AUM) as on 31 Mar 2025	₹6,011 Cr.
Launch Date	29 Dec 1998
Category	Debt - Banking & PSU Debt
Rating	☆☆☆☆
Type	Open Ended Fund
Risk	Moderately Low
Yield To Maturity	7.28%
Effective Maturity	5 Years 4 Months 6 Days
Modified Duration	3 Years 6 Months 29 Days

Alpha Ratio	0.0
Expense Ratio	0.81 %
Sharpe Ratio	1.074
Information Ratio	0.0
Benchmark	Not Available
ISIN	INF174K01FO3
AMC	Kotak Mahindra Asset Management Co Ltd
Min Investment	₹5,000
Min SIP Investment	₹1,000
Exit Load	NIL

NAV Price Chart

Returns

Annual Compounded Returns

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Apr 25

Duration	Returns
1 Month	1.5%
3 Month	3.1%
6 Month	4.8%
1 Year	9.5%
3 Year	7.2%
5 Year	6.9%
10 Year
15 Year
Since launch

Historical Annual Returns

Historical performance (Yearly) on absolute basis

Year	Returns
2024	8%
2023	6.8%
2022	3.6%
2021	3.9%
2020	10.5%
2019	10.8%
2018	6.7%
2017	6.2%
2016	10%

Growth of 10k Over Years

Date	Value
30 Apr 20	₹10,000
30 Apr 21	₹10,857
30 Apr 22	₹11,314
30 Apr 23	₹11,929
30 Apr 24	₹12,718

Asset Allocation

Asset Class	Value
Cash	2.37%
Debt	97.35%
Other	0.28%

Sector Allocation

Sector	Value
Corporate	54.02%
Government	43.33%
Cash Equivalent	2.37%

Rating	Value
AA	2.51%
AAA	97.49%

Top Securities Holdings / Portfolio

Holdings/Securities

Name	Holding	Value	Quantity
7.18% Govt Stock 2033 Sovereign Bonds \| -	9%	₹501 Cr	47,843,730 ↓ -300,000
7.1% Govt Stock 2034 Sovereign Bonds \| -	7%	₹390 Cr	37,336,520 ↓ -2,450,000
Power Finance Corp Ltd. 0.076% Debentures \| -	6%	₹336 Cr	33,000
National Bank For Agriculture And Rural Development Debentures \| -	5%	₹291 Cr	28,700 ↑ 7,500
Power Grid Corporation Of India Limited Debentures \| -	3%	₹185 Cr	20,002
7.81% Govt Stock 2033 Sovereign Bonds \| -	3%	₹181 Cr	17,432,280 ↓ -4,000,000
HDFC Bank Limited Debentures \| -	3%	₹157 Cr	1,500
Rural Electrification Corporation Limited Debentures \| -	3%	₹156 Cr	15,000
State Bank Of India Debentures \| -	2%	₹143 Cr	1,450
Small Industries Development Bank Of India Debentures \| -	2%	₹138 Cr	13,500

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Fund Managers

Name	Since	Tenure
Deepak Agrawal	1 Aug 08	16.68 Yr.
Abhishek Bisen	1 Nov 22	2.42 Yr.

Custodians

Company	Address
Deutsche Bank AG	Deutsche Bank AG,Kodak House, 22, D.N. Road,
Standard Chartered Bank	Standard Chartered Bank,1095 Avenue of the Americas,New York, NY 10036,USA

Registrar & Transfer Agent

Computer Age Management Services Ltd
Address	New No.10, Old No.178,,Kodambakkam High Road,,Opp. Hotel Palmgrove,,Nungambakkam
FAX	91-44-28283610
Email	enq_L@camsonline.com

Administrator Companies

Company	Address
Kotak Mahindra Mutual Fund	27 BKC, C-27, G Block, Bandra Kurla Complex, Bandra (E),Mumbai - 400 051

Auditors

Company	Address
S. R. BATLIBOI & Co	Express Tower, 6th Floor,Nariman Point,Mumbai
M/s. Price Waterhouse	India,252, Veer Savarkar Marg,,Next to Mayor's Bungalow, Shivaji Park,,Dadar,

All Plan & Options

Fund and Plan	NAV	6 Month	1 Year	3 Year	5 Year
Kotak Banking and PSU Debt fund Normal Dividend, Reinvestment	₹12.1981 ↓ 0.00	4.81 %	9.52 %	7.2 %	6.84 %
Kotak Banking and PSU Debt fund Growth	₹64.9259 ↓ -0.01	4.81 %	9.52 %	7.18 %	6.85 %
Kotak Banking and PSU Debt fund Monthly Dividend, Payout	₹12.1981 ↓ 0.00	4.81 %	9.52 %	7.2 %	6.84 %
Data as on 30 Apr 25

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data.

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