+91-22-4891390910 Best SBI Mutual Fund Schemes for 2026
SBI Mutual Fund is one of India’s most trusted and largest Asset Management Companies (AMC). With a history of 30+ years and a wide investor base of over 5 million, SBI MF has built a reputation for offering diverse schemes across equity, debt, and hybrid categories.
As per the latest AMFI data, SBI MF manages an AUM (Assets Under Management) of over ₹8 lakh crore, making it a dominant player among 45+ Mutual Fund Houses in India.
If you’re planning your Financial goals, SBI offers funds for every type of investor — from beginners seeking safety to aggressive investors chasing high returns. In this article, we list the 10 best SBI Mutual Fund schemes in [current year], carefully shortlisted based on performance, AUM, consistency, and investor suitability.
Why Invest in SBI Mutual Fund?
Trust & Legacy: Backed by State Bank of India, a household name in India.
Diverse Options: Schemes across large cap, mid-cap, small cap, hybrid, debt, and tax-saving categories.
Strong Ratings: Several SBI funds hold high CRISIL and Morningstar ratings.
Tax Benefits: Through SBI Magnum TaxGain (ELSS), investors can save under Section 80C.
Global & Domestic Expertise: Funds are managed with both Indian and international exposure.
NRI Investment: SBI MF allows NRIs to invest in its schemes.
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Fund Selection Methodology used to find 10 funds
Best SBI Mutual Fund Schemes
Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2025 (%) SBI Dynamic Asset Allocation Fund Growth ₹15.9463
↑ 0.03 ₹655 5,000 500 3.9 6.2 25.1 6.9 8.3 SBI Gold Fund Growth ₹43.206
↑ 0.63 ₹17,647 5,000 500 3.6 -0.5 20.5 35.7 24.6 71.5 SBI Healthcare Opportunities Fund Growth ₹494.758
↑ 3.02 ₹5,796 5,000 500 -0.4 17.9 15 21.4 16.3 -3.5 SBI Magnum Global Fund Growth ₹390.392
↑ 1.33 ₹6,718 5,000 500 -0.1 12.9 11.8 5.3 6.5 -5.6 SBI Magnum Children's Benefit Plan Growth ₹119.411
↑ 0.12 ₹149 5,000 500 1.1 7.3 8.6 10.9 9.9 3.2 SBI Credit Risk Fund Growth ₹49.8088
↑ 0.04 ₹2,186 5,000 500 1.3 4 7 7.8 7 7.9 SBI Focused Equity Fund Growth ₹382.007
↓ -6.86 ₹51,248 5,000 500 -1.4 6.2 6.6 13.1 9.4 15.7 SBI Liquid Fund Growth ₹4,409.94
↑ 1.06 ₹92,192 50,000 500 1.6 3.2 6.4 6.8 6.2 6.4 SBI Magnum Ultra Short Duration Fund Growth ₹6,457.79
↑ 1.66 ₹11,880 5,000 500 1.6 3.2 6.2 6.9 6.3 7 SBI Arbitrage Opportunities Fund Growth ₹36.371
↓ -0.01 ₹47,283 5,000 500 1.4 2.9 6 6.7 6.3 6.5 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 2 Jul 21 Research Highlights & Commentary of 10 Funds showcased
Commentary SBI Dynamic Asset Allocation Fund SBI Gold Fund SBI Healthcare Opportunities Fund SBI Magnum Global Fund SBI Magnum Children's Benefit Plan SBI Credit Risk Fund SBI Focused Equity Fund SBI Liquid Fund SBI Magnum Ultra Short Duration Fund SBI Arbitrage Opportunities Fund Point 1 Bottom quartile AUM (₹655 Cr). Upper mid AUM (₹17,647 Cr). Lower mid AUM (₹5,796 Cr). Lower mid AUM (₹6,718 Cr). Bottom quartile AUM (₹149 Cr). Bottom quartile AUM (₹2,186 Cr). Top quartile AUM (₹51,248 Cr). Highest AUM (₹92,192 Cr). Upper mid AUM (₹11,880 Cr). Upper mid AUM (₹47,283 Cr). Point 2 Established history (11+ yrs). Established history (15+ yrs). Established history (21+ yrs). Established history (21+ yrs). Established history (24+ yrs). Established history (22+ yrs). Established history (22+ yrs). Established history (19+ yrs). Oldest track record among peers (27 yrs). Established history (19+ yrs). Point 3 Not Rated. Rating: 2★ (upper mid). Rating: 2★ (lower mid). Rating: 2★ (lower mid). Top rated. Rating: 4★ (top quartile). Rating: 2★ (bottom quartile). Rating: 3★ (upper mid). Rating: 3★ (upper mid). Rating: 2★ (bottom quartile). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderate. Risk profile: Moderately High. Risk profile: Low. Risk profile: Low. Risk profile: Moderately Low. Point 5 5Y return: 8.31% (upper mid). 5Y return: 24.57% (top quartile). 5Y return: 16.32% (top quartile). 5Y return: 6.51% (lower mid). 5Y return: 9.86% (upper mid). 1Y return: 6.97% (lower mid). 5Y return: 9.42% (upper mid). 1Y return: 6.39% (bottom quartile). 1Y return: 6.21% (bottom quartile). 5Y return: 6.26% (bottom quartile). Point 6 3Y return: 6.92% (lower mid). 3Y return: 35.72% (top quartile). 3Y return: 21.41% (top quartile). 3Y return: 5.29% (bottom quartile). 3Y return: 10.95% (upper mid). 1M return: -0.18% (upper mid). 3Y return: 13.06% (upper mid). 1M return: 0.46% (upper mid). 1M return: 0.40% (upper mid). 3Y return: 6.68% (bottom quartile). Point 7 1Y return: 25.12% (top quartile). 1Y return: 20.46% (top quartile). 1Y return: 15.04% (upper mid). 1Y return: 11.79% (upper mid). 1Y return: 8.62% (upper mid). Sharpe: 1.34 (upper mid). 1Y return: 6.65% (lower mid). Sharpe: 2.68 (top quartile). Sharpe: 0.92 (lower mid). 1Y return: 6.01% (bottom quartile). Point 8 1M return: 1.04% (top quartile). 1M return: -2.51% (lower mid). Alpha: 4.67 (upper mid). Alpha: 6.24 (top quartile). 1M return: -0.74% (lower mid). Information ratio: 0.00 (lower mid). Alpha: 11.09 (top quartile). Information ratio: 0.00 (lower mid). Information ratio: 0.00 (bottom quartile). 1M return: 0.49% (top quartile). Point 9 Alpha: 0.00 (upper mid). Alpha: 0.00 (upper mid). Sharpe: 1.17 (upper mid). Sharpe: 0.78 (lower mid). Alpha: 0.00 (lower mid). Yield to maturity (debt): 8.55% (top quartile). Sharpe: 0.61 (bottom quartile). Yield to maturity (debt): 6.47% (upper mid). Yield to maturity (debt): 7.18% (upper mid). Alpha: 0.00 (bottom quartile). Point 10 Sharpe: 2.59 (top quartile). Sharpe: 1.38 (upper mid). Information ratio: 0.08 (top quartile). Information ratio: -0.80 (bottom quartile). Sharpe: 0.73 (bottom quartile). Modified duration: 2.13 yrs (bottom quartile). Information ratio: 0.60 (top quartile). Modified duration: 0.12 yrs (lower mid). Modified duration: 0.41 yrs (lower mid). Sharpe: 0.48 (bottom quartile). SBI Dynamic Asset Allocation Fund
SBI Gold Fund
SBI Healthcare Opportunities Fund
SBI Magnum Global Fund
SBI Magnum Children's Benefit Plan
SBI Credit Risk Fund
SBI Focused Equity Fund
SBI Liquid Fund
SBI Magnum Ultra Short Duration Fund
SBI Arbitrage Opportunities Fund
*List if based on funds having The objective of the fund will be to provide investors with an opportunity to invest in a portfolio of a mix of equity and equity related securities and fixed income instruments. The allocation between fixed income and equity instruments will be managed dynamically so as to provide investors with long term capital appreciation However, there can be no assurance that the investment objective of the Scheme will be achieved. Research Highlights for SBI Dynamic Asset Allocation Fund Below is the key information for SBI Dynamic Asset Allocation Fund Returns up to 1 year are on The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS). Research Highlights for SBI Gold Fund Below is the key information for SBI Gold Fund Returns up to 1 year are on (Erstwhile SBI Pharma Fund) To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. Research Highlights for SBI Healthcare Opportunities Fund Below is the key information for SBI Healthcare Opportunities Fund Returns up to 1 year are on To provide investors maximum growth opportunity through well researched investments in Indian equities, PCDs and FCDs from selected industries with high growth potential and in Bonds. Research Highlights for SBI Magnum Global Fund Below is the key information for SBI Magnum Global Fund Returns up to 1 year are on To provide attractive returns to the Magnum holders / Unit holders by means
of capital appreciation through an actively managed portfolio of debt, equity
and money market instruments. Income generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio, will be reinvested. Research Highlights for SBI Magnum Children's Benefit Plan Below is the key information for SBI Magnum Children's Benefit Plan Returns up to 1 year are on (Erstwhile SBI Corporate Bond Fund) The investment objective will be to actively manage a portfolio of good
quality corporate debt as well as Money Market Instruments so as to provide
reasonable returns and liquidity to the Unit holders. However there is no
guarantee or assurance that the investment objective of the scheme will
be achieved. Research Highlights for SBI Credit Risk Fund Below is the key information for SBI Credit Risk Fund Returns up to 1 year are on (Erstwhile SBI Emerging Businesses Fund) The investment objective of the Emerging Businesses Fund would be to participate in the growth potential presented by various companies that are considered emergent and have export orientation/outsourcing opportunities or are globally competitive. The fund may also evaluate Emerging Businesses with growth potential and domestic focus. Research Highlights for SBI Focused Equity Fund Below is the key information for SBI Focused Equity Fund Returns up to 1 year are on (Erstwhile SBI - Premier Liquid Fund) To provide attractive returns to the Magnum/Unit holders either through
periodic dividends or through capital appreciation through an actively
managed portfolio of debt and money market instruments. Income may be
generated through the receipt of coupon payments, the amortization of the
discount on the debt instruments, receipt of dividends or purchase and sale of
securities in the underlying portfolio. Research Highlights for SBI Liquid Fund Below is the key information for SBI Liquid Fund Returns up to 1 year are on (Erstwhile SBI Magnum InstaCash Fund) To provide the investors an opportunity to earn returns through investment in
debt & money market securities, while having the benefit of a very high degree of liquidity. Research Highlights for SBI Magnum Ultra Short Duration Fund Below is the key information for SBI Magnum Ultra Short Duration Fund Returns up to 1 year are on To provide capital appreciation and regular income for unitholders by identifying profitable arbitrage opportunities between the spot and derivative market segments as also through investment of surplus cash in debt and money market instruments. Research Highlights for SBI Arbitrage Opportunities Fund Below is the key information for SBI Arbitrage Opportunities Fund Returns up to 1 year are on Assets > 100 Crore and sorted on last 1 Year Returns.
1. SBI Dynamic Asset Allocation Fund
SBI Dynamic Asset Allocation Fund
Growth Launch Date 26 Mar 15 NAV (02 Jul 21) ₹15.9463 ↑ 0.03 (0.18 %) Net Assets (Cr) ₹655 on 31 May 21 Category Hybrid - Dynamic Allocation AMC SBI Funds Management Private Limited Rating Risk Moderately High Expense Ratio 2.07 Sharpe Ratio 2.59 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value Returns for SBI Dynamic Asset Allocation Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21 Duration Returns 1 Month 1% 3 Month 3.9% 6 Month 6.2% 1 Year 25.1% 3 Year 6.9% 5 Year 8.3% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 Fund Manager information for SBI Dynamic Asset Allocation Fund
Name Since Tenure Data below for SBI Dynamic Asset Allocation Fund as on 31 May 21
Asset Allocation
Asset Class Value Equity Sector Allocation
Sector Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 2. SBI Gold Fund
SBI Gold Fund
Growth Launch Date 12 Sep 11 NAV (09 Oct 26) ₹43.206 ↑ 0.63 (1.47 %) Net Assets (Cr) ₹17,647 on 31 Aug 26 Category Gold - Gold AMC SBI Funds Management Private Limited Rating ☆☆ Risk Moderately High Expense Ratio 0.3 Sharpe Ratio 1.38 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,812 30 Sep 23 ₹12,329 30 Sep 24 ₹15,913 30 Sep 25 ₹23,991 30 Sep 26 ₹30,338 Returns for SBI Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21 Duration Returns 1 Month -2.5% 3 Month 3.6% 6 Month -0.5% 1 Year 20.5% 3 Year 35.7% 5 Year 24.6% 10 Year 15 Year Since launch 10.2% Historical performance (Yearly) on absolute basis
Year Returns 2025 71.5% 2024 19.6% 2023 14.1% 2022 12.6% 2021 -5.7% 2020 27.4% 2019 22.8% 2018 6.4% 2017 3.5% 2016 10% Fund Manager information for SBI Gold Fund
Name Since Tenure Viral Chhadva 1 Mar 26 0.5 Yr. Data below for SBI Gold Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 1.66% Other 98.34% Top Securities Holdings / Portfolio
Name Holding Value Quantity SBI Gold ETF
- | -100% ₹17,670 Cr 1,344,259,063
↑ 34,849,724 Net Receivable / Payable
CBLO | -0% -₹88 Cr Treps
CBLO/Reverse Repo | -0% ₹65 Cr 3. SBI Healthcare Opportunities Fund
SBI Healthcare Opportunities Fund
Growth Launch Date 31 Dec 04 NAV (09 Oct 26) ₹494.758 ↑ 3.02 (0.61 %) Net Assets (Cr) ₹5,796 on 31 Aug 26 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆ Risk High Expense Ratio 1.97 Sharpe Ratio 1.17 Information Ratio 0.08 Alpha Ratio 4.67 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-15 Days (0.5%),15 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹9,325 30 Sep 23 ₹12,027 30 Sep 24 ₹17,974 30 Sep 25 ₹17,998 30 Sep 26 ₹21,672 Returns for SBI Healthcare Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21 Duration Returns 1 Month -5.8% 3 Month -0.4% 6 Month 17.9% 1 Year 15% 3 Year 21.4% 5 Year 16.3% 10 Year 15 Year Since launch 15.3% Historical performance (Yearly) on absolute basis
Year Returns 2025 -3.5% 2024 42.2% 2023 38.2% 2022 -6% 2021 20.1% 2020 65.8% 2019 -0.5% 2018 -9.9% 2017 2.1% 2016 -14% Fund Manager information for SBI Healthcare Opportunities Fund
Name Since Tenure Tanmaya Desai 1 Jun 11 15.26 Yr. Data below for SBI Healthcare Opportunities Fund as on 31 Aug 26
Equity Sector Allocation
Sector Value Health Care 89.54% Basic Materials 7.24% Asset Allocation
Asset Class Value Cash 3.22% Equity 96.78% Top Securities Holdings / Portfolio
Name Holding Value Quantity Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Dec 17 | SUNPHARMA12% ₹715 Cr 3,600,000
↑ 150,000 Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Mar 12 | DIVISLAB8% ₹473 Cr 500,000 Apollo Hospitals Enterprise Ltd (Healthcare)
Equity, Since 31 Jan 26 | APOLLOHOSP5% ₹285 Cr 320,000
↑ 20,000 Acutaas Chemicals Ltd (Basic Materials)
Equity, Since 30 Jun 24 | 5433495% ₹284 Cr 900,000 Torrent Pharmaceuticals Ltd (Healthcare)
Equity, Since 30 Jun 21 | TORNTPHARM5% ₹274 Cr 540,000
↑ 40,000 Cipla Ltd (Healthcare)
Equity, Since 31 May 26 | 5000875% ₹271 Cr 1,920,000
↑ 60,000 Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 31 Mar 21 | MAXHEALTH4% ₹250 Cr 2,400,000
↑ 150,000 Laurus Labs Ltd (Healthcare)
Equity, Since 31 Aug 23 | 5402224% ₹230 Cr 1,200,000 Aurobindo Pharma Ltd (Healthcare)
Equity, Since 31 Mar 26 | AUROPHARMA4% ₹226 Cr 1,318,192
↓ -1,808 Aster DM Quality Care Ltd Ordinary Shares (Healthcare)
Equity, Since 31 Mar 24 | ASTERDM4% ₹204 Cr 2,700,000
↑ 300,000 4. SBI Magnum Global Fund
SBI Magnum Global Fund
Growth Launch Date 27 Jun 05 NAV (09 Oct 26) ₹390.392 ↑ 1.33 (0.34 %) Net Assets (Cr) ₹6,718 on 31 Aug 26 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆ Risk Moderately High Expense Ratio 1.91 Sharpe Ratio 0.78 Information Ratio -0.8 Alpha Ratio 6.24 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,295 30 Sep 23 ₹11,921 30 Sep 24 ₹13,705 30 Sep 25 ₹12,367 30 Sep 26 ₹14,244 Returns for SBI Magnum Global Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21 Duration Returns 1 Month -5.8% 3 Month -0.1% 6 Month 12.9% 1 Year 11.8% 3 Year 5.3% 5 Year 6.5% 10 Year 15 Year Since launch 15.2% Historical performance (Yearly) on absolute basis
Year Returns 2025 -5.6% 2024 8.2% 2023 23.5% 2022 -5.7% 2021 39.6% 2020 19.9% 2019 5.6% 2018 -10% 2017 41.9% 2016 -2% Fund Manager information for SBI Magnum Global Fund
Name Since Tenure Tanmaya Desai 1 Apr 24 2.42 Yr. Data below for SBI Magnum Global Fund as on 31 Aug 26
Equity Sector Allocation
Sector Value Health Care 27.78% Consumer Cyclical 24.04% Industrials 19.43% Basic Materials 15.82% Consumer Defensive 6.98% Technology 4.22% Asset Allocation
Asset Class Value Cash 1.74% Equity 98.26% Top Securities Holdings / Portfolio
Name Holding Value Quantity Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Mar 12 | DIVISLAB6% ₹379 Cr 400,000 Cummins India Ltd (Industrials)
Equity, Since 28 Feb 26 | 5004805% ₹306 Cr 600,000 Bosch Ltd (Consumer Cyclical)
Equity, Since 30 Jun 26 | 5005304% ₹270 Cr 54,000
↑ 4,000 Vedanta Aluminium Metal Ltd (Basic Materials)
Equity, Since 30 Apr 26 | VAML4% ₹261 Cr 6,000,000 Sona BLW Precision Forgings Ltd (Consumer Cyclical)
Equity, Since 31 Aug 24 | SONACOMS4% ₹244 Cr 3,000,000 Navin Fluorine International Ltd (Basic Materials)
Equity, Since 31 Mar 25 | NAVINFLUOR4% ₹243 Cr 280,000 Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Jan 25 | SUNPHARMA4% ₹238 Cr 1,200,000 Aether Industries Ltd (Basic Materials)
Equity, Since 31 May 22 | AETHER3% ₹223 Cr 1,319,872
↓ -40,128 ABB India Ltd (Industrials)
Equity, Since 31 Mar 26 | ABB3% ₹214 Cr 280,000
↑ 30,000 Anthem Biosciences Ltd (Healthcare)
Equity, Since 31 Jul 25 | ANTHEM3% ₹207 Cr 2,320,000 5. SBI Magnum Children's Benefit Plan
SBI Magnum Children's Benefit Plan
Growth Launch Date 21 Feb 02 NAV (09 Oct 26) ₹119.411 ↑ 0.12 (0.10 %) Net Assets (Cr) ₹149 on 31 Aug 26 Category Solutions - Childrens Fund AMC SBI Funds Management Private Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.21 Sharpe Ratio 0.73 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (3%),1-2 Years (2%),2-3 Years (1%),3 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,490 30 Sep 23 ₹11,842 30 Sep 24 ₹14,414 30 Sep 25 ₹14,809 30 Sep 26 ₹16,269
Purchase not allowed Returns for SBI Magnum Children's Benefit Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21 Duration Returns 1 Month -0.7% 3 Month 1.1% 6 Month 7.3% 1 Year 8.6% 3 Year 10.9% 5 Year 9.9% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2025 3.2% 2024 17.4% 2023 16.9% 2022 1.9% 2021 18.3% 2020 14.8% 2019 2.6% 2018 0.1% 2017 24.3% 2016 16.1% Fund Manager information for SBI Magnum Children's Benefit Plan
Name Since Tenure R. Srinivasan 13 Jan 21 5.64 Yr. Lokesh Mallya 1 Jul 25 1.17 Yr. Data below for SBI Magnum Children's Benefit Plan as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 6.9% Equity 23.22% Debt 69.88% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.68% Govt Stock 2040
Sovereign Bonds | -10% ₹14 Cr 1,500,000 7.18% Govt Stock 2033
Sovereign Bonds | -7% ₹10 Cr 1,000,000 Jsw Jfe Kalinga Steel Limited
Debentures | -3% ₹5 Cr 500 Rec Limited
Debentures | -3% ₹5 Cr 500 LIC Housing Finance Ltd
Debentures | -3% ₹5 Cr 500 Tamil Nadu (Government of) 7.73%
- | -3% ₹5 Cr 500,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹5 Cr 500 Small Industries Development Bank Of India
Debentures | -3% ₹5 Cr 500 State Government Of Rajasthan
Sovereign Bonds | -3% ₹5 Cr 500,000 Cholamandalam Investment And Finance Company Limited
Debentures | -3% ₹5 Cr 05
↑ 05 6. SBI Credit Risk Fund
SBI Credit Risk Fund
Growth Launch Date 19 Jul 04 NAV (09 Oct 26) ₹49.8088 ↑ 0.04 (0.07 %) Net Assets (Cr) ₹2,186 on 31 Aug 26 Category Debt - Credit Risk AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.55 Sharpe Ratio 1.34 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL) Yield to Maturity 8.55% Effective Maturity 2 Years 9 Months 18 Days Modified Duration 2 Years 1 Month 17 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,343 30 Sep 23 ₹11,197 30 Sep 24 ₹12,078 30 Sep 25 ₹13,072 30 Sep 26 ₹14,027 Returns for SBI Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21 Duration Returns 1 Month -0.2% 3 Month 1.3% 6 Month 4% 1 Year 7% 3 Year 7.8% 5 Year 7% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2025 7.9% 2024 8.1% 2023 8.3% 2022 4.2% 2021 5% 2020 9.8% 2019 6.5% 2018 6.2% 2017 6.9% 2016 10.5% Fund Manager information for SBI Credit Risk Fund
Name Since Tenure Lokesh Mallya 1 Feb 17 9.59 Yr. Prashanth Sridhar 1 Jul 26 0.17 Yr. Data below for SBI Credit Risk Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 8.12% Equity 6.04% Debt 82.28% Other 3.57% Debt Sector Allocation
Sector Value Corporate 71.19% Government 11.08% Cash Equivalent 8.12% Credit Quality
Rating Value A 11.07% AA 67.56% AAA 21.37% Top Securities Holdings / Portfolio
Name Holding Value Quantity H.G. Infra Engineering Limited
Debentures | -5% ₹102 Cr 10,000 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -5% ₹100 Cr 11,000 Nj Capital Private Limited
Debentures | -5% ₹99 Cr 10,000 TATA Projects Limited
Debentures | -5% ₹99 Cr 10,000 Jtpm Metal TRaders Limited
Debentures | -4% ₹97 Cr 9,000 Lodha Developers Limited
Debentures | -4% ₹86 Cr 10,000 Renserv Global Private Limited
Debentures | -4% ₹80 Cr 8,000 Jsw Jfe Kalinga Steel Limited
Debentures | -4% ₹78 Cr 7,500 Aditya Birla Renewables Limited
Debentures | -3% ₹75 Cr 7,500 Motilal Oswal Home Finance Limited
Debentures | -3% ₹75 Cr 7,500 7. SBI Focused Equity Fund
SBI Focused Equity Fund
Growth Launch Date 11 Oct 04 NAV (08 Oct 26) ₹382.007 ↓ -6.86 (-1.76 %) Net Assets (Cr) ₹51,248 on 31 Aug 26 Category Equity - Focused AMC SBI Funds Management Private Limited Rating ☆☆ Risk Moderately High Expense Ratio 1.58 Sharpe Ratio 0.61 Information Ratio 0.6 Alpha Ratio 11.09 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹9,700 30 Sep 23 ₹11,032 30 Sep 24 ₹14,469 30 Sep 25 ₹14,858 30 Sep 26 ₹16,271 Returns for SBI Focused Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21 Duration Returns 1 Month -5% 3 Month -1.4% 6 Month 6.2% 1 Year 6.6% 3 Year 13.1% 5 Year 9.4% 10 Year 15 Year Since launch 17.9% Historical performance (Yearly) on absolute basis
Year Returns 2025 15.7% 2024 17.2% 2023 22.2% 2022 -8.5% 2021 43% 2020 14.5% 2019 16.1% 2018 -3.8% 2017 44.7% 2016 2.2% Fund Manager information for SBI Focused Equity Fund
Name Since Tenure R. Srinivasan 1 May 09 17.35 Yr. Data below for SBI Focused Equity Fund as on 31 Aug 26
Equity Sector Allocation
Sector Value Financial Services 36.1% Communication Services 11.9% Consumer Cyclical 11.44% Utility 10.06% Health Care 5.19% Basic Materials 4.32% Consumer Defensive 3.54% Technology 3.49% Energy 2.73% Real Estate 2.33% Industrials 1.75% Asset Allocation
Asset Class Value Cash 6.35% Equity 92.86% Debt 0.79% Top Securities Holdings / Portfolio
Name Holding Value Quantity Bajaj Finance Ltd (Financial Services)
Equity, Since 31 Oct 25 | 5000348% ₹4,334 Cr 41,000,000
↑ 637,839 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 26 | ICICIBANK8% ₹3,926 Cr 27,000,000 Alphabet Inc Class A (Communication Services)
Equity, Since 30 Sep 18 | GOOGL7% ₹3,563 Cr 1,100,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Jun 24 | KOTAKBANK6% ₹2,936 Cr 70,000,000 State Bank of India (Financial Services)
Equity, Since 30 Sep 21 | SBIN6% ₹2,862 Cr 27,000,000
↓ -3,000,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Mar 26 | BHARTIARTL5% ₹2,537 Cr 14,000,000 Muthoot Finance Ltd (Financial Services)
Equity, Since 29 Feb 20 | 5333985% ₹2,439 Cr 8,189,269
↑ 1,189,269 Solar Industries India Ltd (Basic Materials)
Equity, Since 31 Jul 16 | SOLARINDS4% ₹2,212 Cr 1,100,000 Adani Power Ltd (Utilities)
Equity, Since 31 Oct 25 | 5330964% ₹2,178 Cr 110,000,000 Adani Energy Solutions Ltd (Utilities)
Equity, Since 31 Aug 25 | ADANIENSOL4% ₹2,126 Cr 15,000,000 8. SBI Liquid Fund
SBI Liquid Fund
Growth Launch Date 22 Mar 07 NAV (09 Oct 26) ₹4,409.94 ↑ 1.06 (0.02 %) Net Assets (Cr) ₹92,192 on 31 Aug 26 Category Debt - Liquid Fund AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Low Expense Ratio 0.3 Sharpe Ratio 2.68 Information Ratio 0 Alpha Ratio 0 Min Investment 50,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.47% Effective Maturity 1 Month 17 Days Modified Duration 1 Month 13 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,401 30 Sep 23 ₹11,109 30 Sep 24 ₹11,919 30 Sep 25 ₹12,718 30 Sep 26 ₹13,527 Returns for SBI Liquid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21 Duration Returns 1 Month 0.5% 3 Month 1.6% 6 Month 3.2% 1 Year 6.4% 3 Year 6.8% 5 Year 6.2% 10 Year 15 Year Since launch 6.9% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.4% 2024 7.3% 2023 6.9% 2022 4.8% 2021 3.3% 2020 4.2% 2019 6.5% 2018 7.3% 2017 6.6% 2016 7.6% Fund Manager information for SBI Liquid Fund
Name Since Tenure Rajeev Radhakrishnan 1 Dec 23 2.75 Yr. Data below for SBI Liquid Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 98.67% Debt 1.11% Other 0.22% Debt Sector Allocation
Sector Value Cash Equivalent 84.04% Government 9.35% Corporate 6.39% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity Treps
CBLO/Reverse Repo | -9% ₹8,097 Cr Hdfc Bank Ltd.
Certificate of Deposit | -3% ₹2,477 Cr 50,000
↑ 50,000 Punjab National Bank
Debentures | -3% ₹2,476 Cr 50,000 National Bank For Agriculture And Rural Development
Commercial Paper | -3% ₹2,429 Cr 49,000 Canara Bank
Domestic Bonds | -2% ₹2,190 Cr 44,000 12/11/2026 Maturing 364 DTB
Sovereign Bonds | -2% ₹2,054 Cr 207,000,000
↑ 207,000,000 Small Industries Development Bank Of India
Commercial Paper | -2% ₹1,987 Cr 40,000 Union Bank Of India
Net Current Assets | -2% ₹1,983 Cr 40,000
↑ 40,000 India (Republic of)
- | -2% ₹1,748 Cr 175,000,000 India (Republic of)
- | -2% ₹1,743 Cr 175,000,000 9. SBI Magnum Ultra Short Duration Fund
SBI Magnum Ultra Short Duration Fund
Growth Launch Date 21 May 99 NAV (09 Oct 26) ₹6,457.79 ↑ 1.66 (0.03 %) Net Assets (Cr) ₹11,880 on 31 Aug 26 Category Debt - Ultrashort Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Low Expense Ratio 0.54 Sharpe Ratio 0.92 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.18% Effective Maturity 7 Months 24 Days Modified Duration 4 Months 28 Days Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,371 30 Sep 23 ₹11,080 30 Sep 24 ₹11,895 30 Sep 25 ₹12,757 30 Sep 26 ₹13,549 Returns for SBI Magnum Ultra Short Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21 Duration Returns 1 Month 0.4% 3 Month 1.6% 6 Month 3.2% 1 Year 6.2% 3 Year 6.9% 5 Year 6.3% 10 Year 15 Year Since launch 7% Historical performance (Yearly) on absolute basis
Year Returns 2025 7% 2024 7.4% 2023 7% 2022 4.5% 2021 3.4% 2020 5.9% 2019 8% 2018 7.9% 2017 6.6% 2016 7.7% Fund Manager information for SBI Magnum Ultra Short Duration Fund
Name Since Tenure Sudhir Agrawal 15 May 25 1.3 Yr. Data below for SBI Magnum Ultra Short Duration Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 108.18% Other 0.41% Debt Sector Allocation
Sector Value Cash Equivalent 67.65% Corporate 45.43% Credit Quality
Rating Value AA 21.96% AAA 78.04% Top Securities Holdings / Portfolio
Name Holding Value Quantity India (Republic of)
- | -7% ₹796 Cr 80,000,000 Muthoot Finance Limited
Debentures | -3% ₹324 Cr 32,500 Adani Power Limited
Debentures | -3% ₹300 Cr 30,000 Deutsche Bank AG
- | -2% -₹250 Cr HSBC Bank PLC
Debentures | -2% -₹250 Cr Avanse Financial Services Limited
Debentures | -2% ₹249 Cr 25,000 RADHAKRISHNA SECURITISATION TRUST
Unlisted bonds | -2% ₹247 Cr 255 Axis Bank Ltd.
Debentures | -2% ₹246 Cr 5,000 Bharat Petroleum Corporation Limited
Debentures | -2% ₹200 Cr 2,000
↑ 2,000 Muthoot Finance Limited
Debentures | -2% ₹199 Cr 20,000 10. SBI Arbitrage Opportunities Fund
SBI Arbitrage Opportunities Fund
Growth Launch Date 3 Nov 06 NAV (09 Oct 26) ₹36.371 ↓ -0.01 (-0.04 %) Net Assets (Cr) ₹47,283 on 31 Aug 26 Category Hybrid - Arbitrage AMC SBI Funds Management Private Limited Rating ☆☆ Risk Moderately Low Expense Ratio 0.95 Sharpe Ratio 0.48 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Months (0.5%),1 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Sep 21 ₹10,000 30 Sep 22 ₹10,421 30 Sep 23 ₹11,185 30 Sep 24 ₹12,009 30 Sep 25 ₹12,817 30 Sep 26 ₹13,592 Returns for SBI Arbitrage Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 2 Jul 21 Duration Returns 1 Month 0.5% 3 Month 1.4% 6 Month 2.9% 1 Year 6% 3 Year 6.7% 5 Year 6.3% 10 Year 15 Year Since launch 6.7% Historical performance (Yearly) on absolute basis
Year Returns 2025 6.5% 2024 7.5% 2023 7.4% 2022 4.6% 2021 4% 2020 3.5% 2019 6% 2018 6.2% 2017 5.3% 2016 6.4% Fund Manager information for SBI Arbitrage Opportunities Fund
Name Since Tenure Neeraj Kumar 5 Oct 12 13.91 Yr. Ardhendu Bhattacharya 27 Dec 24 1.68 Yr. Data below for SBI Arbitrage Opportunities Fund as on 31 Aug 26
Asset Allocation
Asset Class Value Cash 98.82% Debt 1.59% Other 0.05% Equity Sector Allocation
Sector Value Basic Materials 1% Consumer Defensive 0.94% Consumer Cyclical 0.6% Communication Services 0.53% Energy 0.5% Real Estate 0.15% Health Care 0.04% Technology 0.01% Debt Sector Allocation
Sector Value Cash Equivalent 87.66% Corporate 9.52% Government 3.22% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity SBI Money Market Dir Gr
Investment Fund | -10% ₹4,907 Cr 1,024,206,835
↓ -210,400,000 SBI Liquid Dir Gr
Investment Fund | -5% ₹2,591 Cr 5,846,349
↑ 2,937,672 Future on HDFC Bank Ltd
Derivatives | -5% -₹2,455 Cr 34,266,050
↑ 5,858,450 HDFC Bank Ltd (Financial Services)
Equity, Since 30 Apr 22 | HDFCBANK5% ₹2,429 Cr 34,266,050
↑ 5,858,450 Future on Reliance Industries Ltd
Derivatives | -4% -₹2,075 Cr 15,937,500
↑ 2,930,500 Reliance Industries Ltd (Energy)
Equity, Since 30 Nov 21 | RELIANCE4% ₹2,035 Cr 15,937,500
↑ 2,930,500 State Bank of India (Financial Services)
Equity, Since 31 May 23 | SBIN4% ₹1,773 Cr 16,722,000
↑ 1,710,000 Future on State Bank of India
Derivatives | -4% -₹1,762 Cr 16,722,000
↑ 1,710,000 Future on ICICI Bank Ltd
Derivatives | -2% -₹1,170 Cr 8,011,500
↓ -934,500 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Jun 21 | ICICIBANK2% ₹1,165 Cr 8,011,500
↓ -934,500
How to Select the Right SBI Mutual Fund?
- Beginners: SBI Bluechip Fund or SBI Equity Hybrid Fund.
- Aggressive Investors: SBI Small Cap Fund, SBI contra fund.
- Tax Planning: SBI Magnum TaxGain (ELSS).
- Short-Term Needs: SBI Magnum Ultra Short Duration or SBI Overnight Fund.
- Sector Focus: SBI Technology Opportunities or SBI Banking & Financial Services Fund.
How to Invest in SBI Mutual Fund Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
FAQs on SBI Mutual Funds
1. Which is the best SBI fund for SIP currently?
A: SBI Small Cap Fund and SBI Equity Hybrid Fund are popular choices for SIPs.
2. Is SBI Mutual Fund safe to invest in?
A: Yes, it is SEBI-regulated and managed by one of India’s largest AMCs. However, risks vary by category.
3. Can NRIs invest in SBI Mutual Funds?
A: Yes, NRIs can invest (except for a few restrictions in the US/Canada).
4. Which SBI fund is best for tax saving?
A: SBI Magnum TaxGain (ELSS) qualifies under Section 80C.
Conclusion
SBI Mutual Fund continues to be one of India’s top choices for investors. With schemes across every category — equity, debt, hybrid, and tax-saving — it offers something for everyone. Whether you’re just starting out or looking to diversify your Portfolio, SBI MF provides trusted and well-performing options.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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