+91-22-48913909
Table of Contents
10 Best SBI Mutual Fund Schemes for 2025
Being India’s oldest & largest fund house, investors are often attracted by the Mutual Fund plans offered by SBI Mutual Fund. With over 30 years of presence in the Market, SBI MF has an extensive investor base of over 5 million. To cater to each and every kind of investors, the company offers a large number of Mutual Fund schemes.
Investors can plan all their short, mid and long-term Financial goals by Investing in these schemes. Below is the list of top 10 best SBI Mutual Fund schemes that has potential to deliver good returns over the time. These funds have been shortlisted by considering several important parameters like AUM, NAV, past performances, peer average returns and other key parameters.
Why Invest in SBI Mutual Fund?
Capital Appreciation: Investing in SBI MF can give you a Capital appreciation for low-risk investments as well high-risk investments depending on the fund you wish to invest.
Safety: The mutual fund schemes by SBI are one of the country’s trusted and reliable fund schemes.
Variety of Options: Investing in SBI Mutual Fund comes with a broad Range of choices, you can invest for a short-term, mid-term and long-term in these schemes offered by the SBI.
Excellent Ratings: Many of the SBI equity schemes have a CRISIL rating of three and above.
Domestic and Offshore Fund Management: The company has expertise in managing both domestic and Offshore funds.
Tax Benefits: Saving tax is easier with SBI Mutual Fund. The company provides Equity Linked Savings Scheme for investors to save tax.
NRI Investment: The company also allows NRIs to invest in its Mutual Funds.
Talk to our investment specialist
Best SBI Mutual Fund Schemes
The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS). SBI Gold Fund is a Gold - Gold fund was launched on 12 Sep 11. It is a fund with Moderately High risk and has given a Below is the key information for SBI Gold Fund Returns up to 1 year are on The objective of the fund will be to provide investors with an opportunity to invest in a portfolio of a mix of equity and equity related securities and fixed income instruments. The allocation between fixed income and equity instruments will be managed dynamically so as to provide investors with long term capital appreciation However, there can be no assurance that the investment objective of the Scheme will be achieved. SBI Dynamic Asset Allocation Fund is a Hybrid - Dynamic Allocation fund was launched on 26 Mar 15. It is a fund with Moderately High risk and has given a Below is the key information for SBI Dynamic Asset Allocation Fund Returns up to 1 year are on (Erstwhile SBI Pharma Fund) To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. SBI Healthcare Opportunities Fund is a Equity - Sectoral fund was launched on 31 Dec 04. It is a fund with High risk and has given a Below is the key information for SBI Healthcare Opportunities Fund Returns up to 1 year are on The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized. SBI Banking & Financial Services Fund is a Equity - Sectoral fund was launched on 26 Feb 15. It is a fund with High risk and has given a Below is the key information for SBI Banking & Financial Services Fund Returns up to 1 year are on (Erstwhile SBI Magnum Gilt Fund Short Term) To provide the investors with the returns generated through investments in government securities issued by the Central Govt. and State Govt. SBI Magnum Constant Maturity Fund is a Debt - 10 Yr Govt Bond fund was launched on 30 Dec 00. It is a fund with Moderately Low risk and has given a Below is the key information for SBI Magnum Constant Maturity Fund Returns up to 1 year are on To provide attractive returns to the Magnum holders / Unit holders by means
of capital appreciation through an actively managed portfolio of debt, equity
and money market instruments. Income generated through the receipt of coupon payments, the amortization of the discount on the debt instruments, receipt of dividends or purchase and sale of securities in the underlying portfolio, will be reinvested. SBI Magnum Children's Benefit Plan is a Solutions - Childrens Fund fund was launched on 21 Feb 02. It is a fund with Moderately High risk and has given a Below is the key information for SBI Magnum Children's Benefit Plan Returns up to 1 year are on To provide investors with an opportunity to generate regular income through investments in a portfolio comprising of debt instruments which are rated not below investment grade by a credit rating agency,
and money market instruments. SBI Short Term Debt Fund is a Debt - Short term Bond fund was launched on 27 Jul 07. It is a fund with Moderately Low risk and has given a Below is the key information for SBI Short Term Debt Fund Returns up to 1 year are on (Erstwhile SBI Regular Savings Fund) To provide attractive returns to the Magnum holders / Unit holders either through periodic dividends or through capital appreciation through an actively managed portfolio of debt,
equity and money market instruments. SBI Magnum Medium Duration Fund is a Debt - Medium term Bond fund was launched on 12 Nov 03. It is a fund with Moderate risk and has given a Below is the key information for SBI Magnum Medium Duration Fund Returns up to 1 year are on (Erstwhile SBI Treasury Advantage Fund) The scheme seeks to generate regular income through a judicious mix of
portfolio comprising, predominantly of money market instruments and short
term debt securities. SBI Banking and PSU Fund is a Debt - Banking & PSU Debt fund was launched on 9 Oct 09. It is a fund with Moderate risk and has given a Below is the key information for SBI Banking and PSU Fund Returns up to 1 year are on (Erstwhile SBI Corporate Bond Fund) The investment objective will be to actively manage a portfolio of good
quality corporate debt as well as Money Market Instruments so as to provide
reasonable returns and liquidity to the Unit holders. However there is no
guarantee or assurance that the investment objective of the scheme will
be achieved. SBI Credit Risk Fund is a Debt - Credit Risk fund was launched on 19 Jul 04. It is a fund with Moderate risk and has given a Below is the key information for SBI Credit Risk Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) SBI Gold Fund Growth ₹28.8517
↑ 0.23 ₹4,155 5,000 500 2.9 22 29.6 22.8 13.6 19.6 SBI Dynamic Asset Allocation Fund Growth ₹15.9463
↑ 0.03 ₹655 5,000 500 3.9 6.2 25.1 6.9 8.3 SBI Healthcare Opportunities Fund Growth ₹441.912
↑ 1.09 ₹3,689 5,000 500 6.9 6.2 19.8 28.5 23.7 42.2 SBI Banking & Financial Services Fund Growth ₹42.6658
↓ -0.45 ₹7,999 5,000 500 6.5 16.5 13.2 22.1 22.6 19.6 SBI Magnum Constant Maturity Fund Growth ₹64.3544
↑ 0.05 ₹1,944 5,000 500 1.3 5.8 10.2 8.8 5.7 9.1 SBI Magnum Children's Benefit Plan Growth ₹110.703
↓ -0.07 ₹127 5,000 500 2.7 4.6 9.2 13.7 14 17.4 SBI Short Term Debt Fund Growth ₹32.3914
↑ 0.01 ₹14,733 5,000 500 2.1 5.2 9.2 7.5 5.8 7.7 SBI Magnum Medium Duration Fund Growth ₹51.5163
↑ 0.03 ₹6,580 5,000 500 1.7 4.9 9 7.9 6.4 8.1 SBI Banking and PSU Fund Growth ₹3,141.73
↑ 1.86 ₹4,074 5,000 500 1.9 5.1 9 7.3 5.5 7.7 SBI Credit Risk Fund Growth ₹45.9595
↑ 0.01 ₹2,245 5,000 500 2.2 5 8.9 8.2 7 8.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Jul 25 Assets > 100 Crore and sorted on last 1 Year Returns.
1. SBI Gold Fund
CAGR/Annualized return of 8% since its launch. Return for 2024 was 19.6% , 2023 was 14.1% and 2022 was 12.6% . SBI Gold Fund
Growth Launch Date 12 Sep 11 NAV (18 Jul 25) ₹28.8517 ↑ 0.23 (0.81 %) Net Assets (Cr) ₹4,155 on 31 May 25 Category Gold - Gold AMC SBI Funds Management Private Limited Rating ☆☆ Risk Moderately High Expense Ratio 0.29 Sharpe Ratio 1.58 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹9,489 30 Jun 22 ₹10,276 30 Jun 23 ₹11,533 30 Jun 24 ₹14,186 30 Jun 25 ₹18,641 Returns for SBI Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25 Duration Returns 1 Month -1.2% 3 Month 2.9% 6 Month 22% 1 Year 29.6% 3 Year 22.8% 5 Year 13.6% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 19.6% 2023 14.1% 2022 12.6% 2021 -5.7% 2020 27.4% 2019 22.8% 2018 6.4% 2017 3.5% 2016 10% 2015 -8.1% Fund Manager information for SBI Gold Fund
Name Since Tenure Raj gandhi 1 Jan 13 12.42 Yr. Data below for SBI Gold Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 1.39% Other 98.61% Top Securities Holdings / Portfolio
Name Holding Value Quantity SBI Gold ETF
- | -100% ₹4,154 Cr 506,511,834
↑ 23,280,043 Treps
CBLO/Reverse Repo | -0% ₹12 Cr Net Receivable / Payable
CBLO | -0% -₹11 Cr 2. SBI Dynamic Asset Allocation Fund
CAGR/Annualized return of 7.7% since its launch. . SBI Dynamic Asset Allocation Fund
Growth Launch Date 26 Mar 15 NAV (02 Jul 21) ₹15.9463 ↑ 0.03 (0.18 %) Net Assets (Cr) ₹655 on 31 May 21 Category Hybrid - Dynamic Allocation AMC SBI Funds Management Private Limited Rating Risk Moderately High Expense Ratio 2.07 Sharpe Ratio 2.59 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹12,705 Returns for SBI Dynamic Asset Allocation Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25 Duration Returns 1 Month 1% 3 Month 3.9% 6 Month 6.2% 1 Year 25.1% 3 Year 6.9% 5 Year 8.3% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for SBI Dynamic Asset Allocation Fund
Name Since Tenure Data below for SBI Dynamic Asset Allocation Fund as on 31 May 21
Asset Allocation
Asset Class Value Equity Sector Allocation
Sector Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. SBI Healthcare Opportunities Fund
CAGR/Annualized return of 15.7% since its launch. Ranked 34 in Sectoral category. Return for 2024 was 42.2% , 2023 was 38.2% and 2022 was -6% . SBI Healthcare Opportunities Fund
Growth Launch Date 31 Dec 04 NAV (17 Jul 25) ₹441.912 ↑ 1.09 (0.25 %) Net Assets (Cr) ₹3,689 on 31 May 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆ Risk High Expense Ratio 2.09 Sharpe Ratio 0.97 Information Ratio 0.52 Alpha Ratio 2.81 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-15 Days (0.5%),15 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹15,902 30 Jun 22 ₹13,774 30 Jun 23 ₹17,755 30 Jun 24 ₹24,634 30 Jun 25 ₹29,799 Returns for SBI Healthcare Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25 Duration Returns 1 Month 4.7% 3 Month 6.9% 6 Month 6.2% 1 Year 19.8% 3 Year 28.5% 5 Year 23.7% 10 Year 15 Year Since launch 15.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 42.2% 2023 38.2% 2022 -6% 2021 20.1% 2020 65.8% 2019 -0.5% 2018 -9.9% 2017 2.1% 2016 -14% 2015 27.1% Fund Manager information for SBI Healthcare Opportunities Fund
Name Since Tenure Tanmaya Desai 1 Jun 11 14.01 Yr. Data below for SBI Healthcare Opportunities Fund as on 31 May 25
Equity Sector Allocation
Sector Value Health Care 90.06% Basic Materials 6.02% Asset Allocation
Asset Class Value Cash 3.92% Equity 96.08% Top Securities Holdings / Portfolio
Name Holding Value Quantity Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Dec 17 | SUNPHARMA13% ₹470 Cr 2,800,000 Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Mar 12 | DIVISLAB7% ₹273 Cr 412,222
↑ 12,222 Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 31 Mar 21 | MAXHEALTH6% ₹236 Cr 2,100,000 Lonza Group Ltd ADR (Healthcare)
Equity, Since 31 Jan 24 | LZAGY5% ₹178 Cr 300,000 Cipla Ltd (Healthcare)
Equity, Since 31 Aug 16 | CIPLA5% ₹176 Cr 1,200,000 Lupin Ltd (Healthcare)
Equity, Since 31 Aug 23 | LUPIN4% ₹164 Cr 840,000 Mankind Pharma Ltd (Healthcare)
Equity, Since 30 Apr 23 | MANKIND4% ₹138 Cr 560,000 Krishna Institute of Medical Sciences Ltd (Healthcare)
Equity, Since 30 Nov 22 | 5433083% ₹123 Cr 1,800,000
↓ -234,372 Fortis Healthcare Ltd (Healthcare)
Equity, Since 30 Apr 21 | FORTIS3% ₹119 Cr 1,680,000 Acutaas Chemicals Ltd (Basic Materials)
Equity, Since 30 Jun 24 | 5433493% ₹118 Cr 1,000,000 4. SBI Banking & Financial Services Fund
CAGR/Annualized return of 15% since its launch. Return for 2024 was 19.6% , 2023 was 18.6% and 2022 was 13.5% . SBI Banking & Financial Services Fund
Growth Launch Date 26 Feb 15 NAV (18 Jul 25) ₹42.6658 ↓ -0.45 (-1.04 %) Net Assets (Cr) ₹7,999 on 31 May 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating Risk High Expense Ratio 1.91 Sharpe Ratio 0.94 Information Ratio 0.52 Alpha Ratio -1.87 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹15,958 30 Jun 22 ₹14,761 30 Jun 23 ₹18,802 30 Jun 24 ₹24,883 30 Jun 25 ₹29,136 Returns for SBI Banking & Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25 Duration Returns 1 Month 1.4% 3 Month 6.5% 6 Month 16.5% 1 Year 13.2% 3 Year 22.1% 5 Year 22.6% 10 Year 15 Year Since launch 15% Historical performance (Yearly) on absolute basis
Year Returns 2024 19.6% 2023 18.6% 2022 13.5% 2021 12.1% 2020 4.8% 2019 20.7% 2018 9.5% 2017 40.7% 2016 17% 2015 Fund Manager information for SBI Banking & Financial Services Fund
Name Since Tenure Milind Agrawal 1 Aug 19 5.84 Yr. Pradeep Kesavan 1 Dec 23 1.5 Yr. Data below for SBI Banking & Financial Services Fund as on 31 May 25
Equity Sector Allocation
Sector Value Financial Services 96.82% Asset Allocation
Asset Class Value Cash 3.18% Equity 96.82% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 15 | HDFCBANK27% ₹2,142 Cr 11,014,715 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | ICICIBANK11% ₹873 Cr 6,035,814 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 25 | AXISBANK9% ₹749 Cr 6,285,625 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 23 | KOTAKBANK9% ₹745 Cr 3,591,554
↑ 400,000 Max Financial Services Ltd (Financial Services)
Equity, Since 30 Apr 25 | MFSL4% ₹349 Cr 2,319,400
↑ 300,702 HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Mar 25 | HDFCLIFE4% ₹332 Cr 4,274,765 Muthoot Finance Ltd (Financial Services)
Equity, Since 31 Dec 22 | MUTHOOTFIN4% ₹307 Cr 1,386,984
↑ 257,943 Bank of Baroda (Financial Services)
Equity, Since 31 Mar 25 | BANKBARODA3% ₹224 Cr 8,985,585 SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Jan 25 | SBICARD2% ₹199 Cr 2,155,232
↑ 121,632 Nippon Life India Asset Management Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Aug 23 | NAM-INDIA2% ₹195 Cr 2,627,975
↓ -39,260 5. SBI Magnum Constant Maturity Fund
CAGR/Annualized return of 7.9% since its launch. Ranked 1 in 10 Yr Govt Bond category. Return for 2024 was 9.1% , 2023 was 7.5% and 2022 was 1.3% . SBI Magnum Constant Maturity Fund
Growth Launch Date 30 Dec 00 NAV (18 Jul 25) ₹64.3544 ↑ 0.05 (0.08 %) Net Assets (Cr) ₹1,944 on 31 May 25 Category Debt - 10 Yr Govt Bond AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.64 Sharpe Ratio 1.93 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 7.09% Effective Maturity 9 Years 8 Months 8 Days Modified Duration 6 Years 10 Months 10 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,330 30 Jun 22 ₹10,304 30 Jun 23 ₹11,225 30 Jun 24 ₹12,032 30 Jun 25 ₹13,268 Returns for SBI Magnum Constant Maturity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25 Duration Returns 1 Month 0.3% 3 Month 1.3% 6 Month 5.8% 1 Year 10.2% 3 Year 8.8% 5 Year 5.7% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.1% 2023 7.5% 2022 1.3% 2021 2.4% 2020 11.6% 2019 11.9% 2018 9.9% 2017 6.2% 2016 12.8% 2015 9.1% Fund Manager information for SBI Magnum Constant Maturity Fund
Name Since Tenure Rajeev Radhakrishnan 1 Nov 23 1.58 Yr. Tejas Soman 1 Dec 23 1.5 Yr. Data below for SBI Magnum Constant Maturity Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 2.29% Debt 97.71% Debt Sector Allocation
Sector Value Government 97.71% Cash Equivalent 2.29% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -71% ₹1,371 Cr 131,000,000 7.18% Govt Stock 2037
Sovereign Bonds | -27% ₹511 Cr 49,000,000 Net Receivable / Payable
CBLO | -2% ₹31 Cr Treps
CBLO/Reverse Repo | -1% ₹13 Cr 6. SBI Magnum Children's Benefit Plan
CAGR/Annualized return of since its launch. Ranked 1 in Childrens Fund category. Return for 2024 was 17.4% , 2023 was 16.9% and 2022 was 1.9% . SBI Magnum Children's Benefit Plan
Growth Launch Date 21 Feb 02 NAV (18 Jul 25) ₹110.703 ↓ -0.07 (-0.06 %) Net Assets (Cr) ₹127 on 31 May 25 Category Solutions - Childrens Fund AMC SBI Funds Management Private Limited Rating ☆☆☆☆☆ Risk Moderately High Expense Ratio 1.2 Sharpe Ratio 1.05 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (3%),1-2 Years (2%),2-3 Years (1%),3 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹12,371 30 Jun 22 ₹13,150 30 Jun 23 ₹14,736 30 Jun 24 ₹17,535 30 Jun 25 ₹19,349
Purchase not allowed Returns for SBI Magnum Children's Benefit Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25 Duration Returns 1 Month 1.5% 3 Month 2.7% 6 Month 4.6% 1 Year 9.2% 3 Year 13.7% 5 Year 14% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 17.4% 2023 16.9% 2022 1.9% 2021 18.3% 2020 14.8% 2019 2.6% 2018 0.1% 2017 24.3% 2016 16.1% 2015 7% Fund Manager information for SBI Magnum Children's Benefit Plan
Name Since Tenure R. Srinivasan 13 Jan 21 4.38 Yr. Rajeev Radhakrishnan 9 Jun 08 16.99 Yr. Data below for SBI Magnum Children's Benefit Plan as on 31 May 25
Asset Allocation
Asset Class Value Cash 7.29% Equity 22.15% Debt 70.56% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.38% State Government Of Uttar Pradesh 2036
Sovereign Bonds | -12% ₹16 Cr 1,500,000 7.18% Govt Stock 2033
Sovereign Bonds | -8% ₹10 Cr 1,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -8% ₹10 Cr 1,000,000 6.9% Govt Stock 2065
Sovereign Bonds | -8% ₹10 Cr 1,000,000 Rajasthan (Government of ) 7.49%
- | -4% ₹5 Cr 500,000 Sundaram Finance Limited
Debentures | -4% ₹5 Cr 500 LIC Housing Finance Ltd
Debentures | -4% ₹5 Cr 500 Nexus Select TRust
Debentures | -4% ₹5 Cr 500 Mahindra And Mahindra Financial Services Limited
Debentures | -4% ₹5 Cr 500 Gs CG 16/12/2026 - (Strips) Tb
Sovereign Bonds | -3% ₹3 Cr 375,000 7. SBI Short Term Debt Fund
CAGR/Annualized return of since its launch. Ranked 25 in Short term Bond category. Return for 2024 was 7.7% , 2023 was 6.7% and 2022 was 3.5% . SBI Short Term Debt Fund
Growth Launch Date 27 Jul 07 NAV (18 Jul 25) ₹32.3914 ↑ 0.01 (0.04 %) Net Assets (Cr) ₹14,733 on 31 May 25 Category Debt - Short term Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.84 Sharpe Ratio 2.36 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.84% Effective Maturity 3 Years 6 Months Modified Duration 2 Years 9 Months 18 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,438 30 Jun 22 ₹10,717 30 Jun 23 ₹11,402 30 Jun 24 ₹12,181 30 Jun 25 ₹13,294 Returns for SBI Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25 Duration Returns 1 Month 0.5% 3 Month 2.1% 6 Month 5.2% 1 Year 9.2% 3 Year 7.5% 5 Year 5.8% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 6.7% 2022 3.5% 2021 2.8% 2020 9.9% 2019 9.5% 2018 6% 2017 5.7% 2016 9.9% 2015 8.2% Fund Manager information for SBI Short Term Debt Fund
Name Since Tenure Mansi Sajeja 1 Dec 23 1.58 Yr. Data below for SBI Short Term Debt Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 9.65% Debt 90.11% Other 0.24% Debt Sector Allocation
Sector Value Corporate 67.37% Government 26.52% Cash Equivalent 5.87% Credit Quality
Rating Value AA 12.88% AAA 87.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -8% ₹1,260 Cr 120,000,000
↑ 30,000,000 7.17% Govt Stock 2030
Sovereign Bonds | -6% ₹857 Cr 82,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -4% ₹618 Cr 60,000,000
↓ -5,000,000 Small Industries Development Bank Of India
Debentures | -3% ₹511 Cr 50,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹511 Cr 50,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹510 Cr 50,000 Rec Limited
Debentures | -3% ₹509 Cr 50,000 TATA Communications Limited
Debentures | -3% ₹405 Cr 40,000 Jamnagar Utilities & Power Private Limited
Debentures | -3% ₹400 Cr 39,000 Small Industries Development Bank Of India
Debentures | -2% ₹330 Cr 32,500 8. SBI Magnum Medium Duration Fund
CAGR/Annualized return of 7.8% since its launch. Ranked 18 in Medium term Bond category. Return for 2024 was 8.1% , 2023 was 7.2% and 2022 was 3.4% . SBI Magnum Medium Duration Fund
Growth Launch Date 12 Nov 03 NAV (18 Jul 25) ₹51.5163 ↑ 0.03 (0.05 %) Net Assets (Cr) ₹6,580 on 31 May 25 Category Debt - Medium term Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderate Expense Ratio 1.22 Sharpe Ratio 2.21 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1.5%),12 Months and above(NIL) Yield to Maturity 7.18% Effective Maturity 5 Years 3 Months 14 Days Modified Duration 3 Years 9 Months 25 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,679 30 Jun 22 ₹10,932 30 Jun 23 ₹11,768 30 Jun 24 ₹12,587 30 Jun 25 ₹13,721 Returns for SBI Magnum Medium Duration Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 4.9% 1 Year 9% 3 Year 7.9% 5 Year 6.4% 10 Year 15 Year Since launch 7.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 7.2% 2022 3.4% 2021 3.8% 2020 12.3% 2019 11.1% 2018 6.2% 2017 7.6% 2016 14% 2015 6.6% Fund Manager information for SBI Magnum Medium Duration Fund
Name Since Tenure Lokesh Mallya 1 Dec 23 1.58 Yr. Mohit Jain 30 Nov 17 7.59 Yr. Data below for SBI Magnum Medium Duration Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 9.42% Debt 90.28% Other 0.31% Debt Sector Allocation
Sector Value Corporate 48.95% Government 41.33% Cash Equivalent 9.42% Credit Quality
Rating Value A 7.53% AA 44.11% AAA 48.35% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -14% ₹942 Cr 91,500,000 7.18% Govt Stock 2033
Sovereign Bonds | -12% ₹803 Cr 76,500,000 7.18% Govt Stock 2037
Sovereign Bonds | -9% ₹558 Cr 53,500,000 Godrej Properties Limited
Debentures | -5% ₹305 Cr 30,000 7.23% Govt Stock 2039
Sovereign Bonds | -4% ₹289 Cr 27,500,000 Avanse Financial Services Limited
Debentures | -4% ₹252 Cr 25,000 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -4% ₹234 Cr 24,000 Aditya Birla Real Estate Limited
Debentures | -3% ₹224 Cr 22,000 Yes Bank Limited
Debentures | -3% ₹224 Cr 2,250 Renserv Global Private Limited
Debentures | -3% ₹206 Cr 20,500 9. SBI Banking and PSU Fund
CAGR/Annualized return of 7.5% since its launch. Ranked 43 in Banking & PSU Debt category. Return for 2024 was 7.7% , 2023 was 6.6% and 2022 was 2.9% . SBI Banking and PSU Fund
Growth Launch Date 9 Oct 09 NAV (18 Jul 25) ₹3,141.73 ↑ 1.86 (0.06 %) Net Assets (Cr) ₹4,074 on 31 May 25 Category Debt - Banking & PSU Debt AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.81 Sharpe Ratio 2.05 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 4.97% Effective Maturity 6 Years 11 Months 19 Days Modified Duration 4 Years 8 Months 16 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,442 30 Jun 22 ₹10,656 30 Jun 23 ₹11,320 30 Jun 24 ₹12,074 30 Jun 25 ₹13,171 Returns for SBI Banking and PSU Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25 Duration Returns 1 Month 0.5% 3 Month 1.9% 6 Month 5.1% 1 Year 9% 3 Year 7.3% 5 Year 5.5% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 6.6% 2022 2.9% 2021 2.6% 2020 10.5% 2019 9.7% 2018 7.4% 2017 6.4% 2016 8.3% 2015 8.7% Fund Manager information for SBI Banking and PSU Fund
Name Since Tenure Ardhendu Bhattacharya 1 Dec 23 1.58 Yr. Pradeep Kesavan 1 Dec 23 1.58 Yr. Data below for SBI Banking and PSU Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 10.85% Debt 88.82% Other 0.34% Debt Sector Allocation
Sector Value Corporate 45.36% Government 45.17% Cash Equivalent 9.13% Credit Quality
Rating Value AA 9.2% AAA 90.8% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -6% ₹263 Cr 25,500,000
↑ 2,500,000 Power Grid Corporation Of India Limited
Debentures | -5% ₹212 Cr 23,000 Nuclear Power Corporation Of India Limited
Debentures | -5% ₹210 Cr 20,400 Rec Limited
Debentures | -4% ₹190 Cr 185 National Bank For Financing Infrastructure And Development
Debentures | -4% ₹184 Cr 18,000 Ongc Petro Additions Limited
Debentures | -4% ₹178 Cr 17,500 GAil (India) Limited
Debentures | -4% ₹153 Cr 1,500 National Bank For Financing Infrastructure And Development
Debentures | -4% ₹151 Cr 15,000 Axis Bank Ltd.
Debentures | -3% ₹141 Cr 3,000
↑ 3,000 National Highways Infra TRust
Debentures | -3% ₹124 Cr 25,000 10. SBI Credit Risk Fund
CAGR/Annualized return of 7.5% since its launch. Ranked 3 in Credit Risk category. Return for 2024 was 8.1% , 2023 was 8.3% and 2022 was 4.2% . SBI Credit Risk Fund
Growth Launch Date 19 Jul 04 NAV (18 Jul 25) ₹45.9595 ↑ 0.01 (0.03 %) Net Assets (Cr) ₹2,245 on 31 May 25 Category Debt - Credit Risk AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.56 Sharpe Ratio 2.32 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL) Yield to Maturity 7.85% Effective Maturity 2 Years 11 Months 12 Days Modified Duration 2 Years 1 Month 28 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,754 30 Jun 22 ₹11,156 30 Jun 23 ₹12,075 30 Jun 24 ₹12,973 30 Jun 25 ₹14,103 Returns for SBI Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25 Duration Returns 1 Month 0.7% 3 Month 2.2% 6 Month 5% 1 Year 8.9% 3 Year 8.2% 5 Year 7% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 8.3% 2022 4.2% 2021 5% 2020 9.8% 2019 6.5% 2018 6.2% 2017 6.9% 2016 10.5% 2015 9.7% Fund Manager information for SBI Credit Risk Fund
Name Since Tenure Lokesh Mallya 1 Feb 17 8.33 Yr. Data below for SBI Credit Risk Fund as on 31 May 25
Asset Allocation
Asset Class Value Cash 10.55% Equity 2.82% Debt 86.27% Other 0.35% Debt Sector Allocation
Sector Value Corporate 71.14% Government 15.13% Cash Equivalent 10.55% Credit Quality
Rating Value A 18.54% AA 64.34% AAA 17.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.23% Govt Stock 2039
Sovereign Bonds | -9% ₹199 Cr 19,000,000 Aadhar Housing Finance Limited
Debentures | -5% ₹113 Cr 11,200 Nirma Limited
Debentures | -5% ₹112 Cr 11,000 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -5% ₹107 Cr 11,000 Infopark Properties Limited
Debentures | -5% ₹106 Cr 10,500 Aditya Birla Real Estate Limited
Debentures | -4% ₹87 Cr 8,500 The Sandur Manganese And Iron Ores Limited
Debentures | -4% ₹84 Cr 8,500 6.79% Govt Stock 2034
Sovereign Bonds | -4% ₹82 Cr 8,000,000 Avanse Financial Services Limited
Debentures | -4% ₹81 Cr 8,000 Renserv Global Private Limited
Debentures | -4% ₹80 Cr 8,000
How to Invest in SBI Mutual Fund Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
You Might Also Like
AMFI Registration No. 112358 | CIN: U74999MH2016PTC282153
Shepard Technologies Pvt. Ltd. (with ARN code 112358) makes no warranties or representations, express or implied, on products offered through the platform. It accepts no liability for any damages or losses, however caused, in connection with the use of, or on the reliance of its product or related services. Terms and conditions of the website are applicable.
©2025 Shepard Technologies Private Limited. All Rights Reserved
Good feedback and analysed well