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10 Best SBI Mutual Fund Schemes for 2025
Being India’s oldest & largest fund house, investors are often attracted by the Mutual Fund plans offered by SBI Mutual Fund. With over 30 years of presence in the Market, SBI MF has an extensive investor base of over 5 million. To cater to each and every kind of investors, the company offers a large number of Mutual Fund schemes.
Investors can plan all their short, mid and long-term Financial goals by Investing in these schemes. Below is the list of top 10 best SBI Mutual Fund schemes that has potential to deliver good returns over the time. These funds have been shortlisted by considering several important parameters like AUM, NAV, past performances, peer average returns and other key parameters.
Why Invest in SBI Mutual Fund?
Capital Appreciation: Investing in SBI MF can give you a Capital appreciation for low-risk investments as well high-risk investments depending on the fund you wish to invest.
Safety: The mutual fund schemes by SBI are one of the country’s trusted and reliable fund schemes.
Variety of Options: Investing in SBI Mutual Fund comes with a broad Range of choices, you can invest for a short-term, mid-term and long-term in these schemes offered by the SBI.
Excellent Ratings: Many of the SBI equity schemes have a CRISIL rating of three and above.
Domestic and Offshore Fund Management: The company has expertise in managing both domestic and Offshore funds.
Tax Benefits: Saving tax is easier with SBI Mutual Fund. The company provides Equity Linked Savings Scheme for investors to save tax.
NRI Investment: The company also allows NRIs to invest in its Mutual Funds.
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Best SBI Mutual Fund Schemes
The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS). SBI Gold Fund is a Gold - Gold fund was launched on 12 Sep 11. It is a fund with Moderately High risk and has given a Below is the key information for SBI Gold Fund Returns up to 1 year are on The objective of the fund will be to provide investors with an opportunity to invest in a portfolio of a mix of equity and equity related securities and fixed income instruments. The allocation between fixed income and equity instruments will be managed dynamically so as to provide investors with long term capital appreciation However, there can be no assurance that the investment objective of the Scheme will be achieved. SBI Dynamic Asset Allocation Fund is a Hybrid - Dynamic Allocation fund was launched on 26 Mar 15. It is a fund with Moderately High risk and has given a Below is the key information for SBI Dynamic Asset Allocation Fund Returns up to 1 year are on (Erstwhile SBI Pharma Fund) To provide the investors maximum growth opportunity through equity
investments in stocks of growth oriented sectors of the economy. SBI Healthcare Opportunities Fund is a Equity - Sectoral fund was launched on 31 Dec 04. It is a fund with High risk and has given a Below is the key information for SBI Healthcare Opportunities Fund Returns up to 1 year are on The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized. SBI Banking & Financial Services Fund is a Equity - Sectoral fund was launched on 26 Feb 15. It is a fund with High risk and has given a Below is the key information for SBI Banking & Financial Services Fund Returns up to 1 year are on (Erstwhile SBI Magnum Balanced Fund) To provide investors long term capital appreciation along with the liquidity of open-ended scheme by investing in a mix of debt and equity. The scheme will invest in a diversified portfolio of equities of high growth companies and balance the risk through investing the rest in a relatively safe portfolio of debt. SBI Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 19 Jan 05. It is a fund with Moderately High risk and has given a Below is the key information for SBI Equity Hybrid Fund Returns up to 1 year are on (Erstwhile SBI Magnum Gilt Fund Short Term) To provide the investors with the returns generated through investments in government securities issued by the Central Govt. and State Govt. SBI Magnum Constant Maturity Fund is a Debt - 10 Yr Govt Bond fund was launched on 30 Dec 00. It is a fund with Moderately Low risk and has given a Below is the key information for SBI Magnum Constant Maturity Fund Returns up to 1 year are on To provide investors with an opportunity to generate regular income through investments in a portfolio comprising of debt instruments which are rated not below investment grade by a credit rating agency,
and money market instruments. SBI Short Term Debt Fund is a Debt - Short term Bond fund was launched on 27 Jul 07. It is a fund with Moderately Low risk and has given a Below is the key information for SBI Short Term Debt Fund Returns up to 1 year are on (Erstwhile SBI Emerging Businesses Fund) The investment objective of the Emerging Businesses Fund would be to participate in the growth potential presented by various companies that are considered emergent and have export orientation/outsourcing opportunities or are globally competitive. The fund may also evaluate Emerging Businesses with growth potential and domestic focus. SBI Focused Equity Fund is a Equity - Focused fund was launched on 11 Oct 04. It is a fund with Moderately High risk and has given a Below is the key information for SBI Focused Equity Fund Returns up to 1 year are on (Erstwhile SBI Treasury Advantage Fund) The scheme seeks to generate regular income through a judicious mix of
portfolio comprising, predominantly of money market instruments and short
term debt securities. SBI Banking and PSU Fund is a Debt - Banking & PSU Debt fund was launched on 9 Oct 09. It is a fund with Moderate risk and has given a Below is the key information for SBI Banking and PSU Fund Returns up to 1 year are on (Erstwhile SBI Corporate Bond Fund) The investment objective will be to actively manage a portfolio of good
quality corporate debt as well as Money Market Instruments so as to provide
reasonable returns and liquidity to the Unit holders. However there is no
guarantee or assurance that the investment objective of the scheme will
be achieved. SBI Credit Risk Fund is a Debt - Credit Risk fund was launched on 19 Jul 04. It is a fund with Moderate risk and has given a Below is the key information for SBI Credit Risk Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) Min Investment Min SIP Investment 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) SBI Gold Fund Growth ₹28.949
↓ -0.07 ₹4,410 5,000 500 2.4 21.1 36.4 23 12.7 19.6 SBI Dynamic Asset Allocation Fund Growth ₹15.9463
↑ 0.03 ₹655 5,000 500 3.9 6.2 25.1 6.9 8.3 SBI Healthcare Opportunities Fund Growth ₹442.163
↑ 1.93 ₹3,849 5,000 500 4.2 7 19.8 28.5 23.9 42.2 SBI Banking & Financial Services Fund Growth ₹42.6776
↓ -0.32 ₹8,538 5,000 500 6.4 17.7 15.8 21.1 21.7 19.6 SBI Equity Hybrid Fund Growth ₹301.862
↓ -2.39 ₹78,708 1,000 500 5.2 11.2 10 15.3 16.8 14.2 SBI Magnum Constant Maturity Fund Growth ₹64.2286
↓ -0.10 ₹1,900 5,000 500 0.8 5.1 9.6 8.6 5.6 9.1 SBI Short Term Debt Fund Growth ₹32.4143
↓ -0.01 ₹16,053 5,000 500 1.9 5.1 9 7.5 5.8 7.7 SBI Focused Equity Fund Growth ₹354
↓ -1.29 ₹38,610 5,000 500 4.8 9.2 8.9 17.1 20.1 17.2 SBI Banking and PSU Fund Growth ₹3,143.33
↓ -1.78 ₹4,107 5,000 500 1.7 5 8.8 7.3 5.5 7.7 SBI Credit Risk Fund Growth ₹45.9788
↓ -0.03 ₹2,236 5,000 500 2 4.8 8.8 8.1 7 8.1 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Jul 25 Assets > 100 Crore and sorted on last 1 Year Returns.
1. SBI Gold Fund
CAGR/Annualized return of 8% since its launch. Return for 2024 was 19.6% , 2023 was 14.1% and 2022 was 12.6% . SBI Gold Fund
Growth Launch Date 12 Sep 11 NAV (25 Jul 25) ₹28.949 ↓ -0.07 (-0.23 %) Net Assets (Cr) ₹4,410 on 30 Jun 25 Category Gold - Gold AMC SBI Funds Management Private Limited Rating ☆☆ Risk Moderately High Expense Ratio 0.29 Sharpe Ratio 1.73 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹9,489 30 Jun 22 ₹10,276 30 Jun 23 ₹11,533 30 Jun 24 ₹14,186 30 Jun 25 ₹18,641 Returns for SBI Gold Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jul 25 Duration Returns 1 Month 1.3% 3 Month 2.4% 6 Month 21.1% 1 Year 36.4% 3 Year 23% 5 Year 12.7% 10 Year 15 Year Since launch 8% Historical performance (Yearly) on absolute basis
Year Returns 2024 19.6% 2023 14.1% 2022 12.6% 2021 -5.7% 2020 27.4% 2019 22.8% 2018 6.4% 2017 3.5% 2016 10% 2015 -8.1% Fund Manager information for SBI Gold Fund
Name Since Tenure Raj gandhi 1 Jan 13 12.42 Yr. Data below for SBI Gold Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 1.39% Other 98.61% Top Securities Holdings / Portfolio
Name Holding Value Quantity SBI Gold ETF
- | -100% ₹4,154 Cr 506,511,834
↑ 23,280,043 Treps
CBLO/Reverse Repo | -0% ₹12 Cr Net Receivable / Payable
CBLO | -0% -₹11 Cr 2. SBI Dynamic Asset Allocation Fund
CAGR/Annualized return of 7.7% since its launch. . SBI Dynamic Asset Allocation Fund
Growth Launch Date 26 Mar 15 NAV (02 Jul 21) ₹15.9463 ↑ 0.03 (0.18 %) Net Assets (Cr) ₹655 on 31 May 21 Category Hybrid - Dynamic Allocation AMC SBI Funds Management Private Limited Rating Risk Moderately High Expense Ratio 2.07 Sharpe Ratio 2.59 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹12,705 Returns for SBI Dynamic Asset Allocation Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jul 25 Duration Returns 1 Month 1% 3 Month 3.9% 6 Month 6.2% 1 Year 25.1% 3 Year 6.9% 5 Year 8.3% 10 Year 15 Year Since launch 7.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for SBI Dynamic Asset Allocation Fund
Name Since Tenure Data below for SBI Dynamic Asset Allocation Fund as on 31 May 21
Asset Allocation
Asset Class Value Equity Sector Allocation
Sector Value Debt Sector Allocation
Sector Value Credit Quality
Rating Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. SBI Healthcare Opportunities Fund
CAGR/Annualized return of 15.7% since its launch. Ranked 34 in Sectoral category. Return for 2024 was 42.2% , 2023 was 38.2% and 2022 was -6% . SBI Healthcare Opportunities Fund
Growth Launch Date 31 Dec 04 NAV (24 Jul 25) ₹442.163 ↑ 1.93 (0.44 %) Net Assets (Cr) ₹3,849 on 30 Jun 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating ☆☆ Risk High Expense Ratio 2.09 Sharpe Ratio 0.87 Information Ratio 0.37 Alpha Ratio 2.79 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-15 Days (0.5%),15 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹15,902 30 Jun 22 ₹13,774 30 Jun 23 ₹17,755 30 Jun 24 ₹24,634 30 Jun 25 ₹29,799 Returns for SBI Healthcare Opportunities Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jul 25 Duration Returns 1 Month 5.8% 3 Month 4.2% 6 Month 7% 1 Year 19.8% 3 Year 28.5% 5 Year 23.9% 10 Year 15 Year Since launch 15.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 42.2% 2023 38.2% 2022 -6% 2021 20.1% 2020 65.8% 2019 -0.5% 2018 -9.9% 2017 2.1% 2016 -14% 2015 27.1% Fund Manager information for SBI Healthcare Opportunities Fund
Name Since Tenure Tanmaya Desai 1 Jun 11 14.01 Yr. Data below for SBI Healthcare Opportunities Fund as on 30 Jun 25
Equity Sector Allocation
Sector Value Health Care 90.06% Basic Materials 6.02% Asset Allocation
Asset Class Value Cash 3.92% Equity 96.08% Top Securities Holdings / Portfolio
Name Holding Value Quantity Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Dec 17 | SUNPHARMA13% ₹470 Cr 2,800,000 Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Mar 12 | DIVISLAB7% ₹273 Cr 412,222
↑ 12,222 Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 31 Mar 21 | MAXHEALTH6% ₹236 Cr 2,100,000 Lonza Group Ltd ADR (Healthcare)
Equity, Since 31 Jan 24 | LZAGY5% ₹178 Cr 300,000 Cipla Ltd (Healthcare)
Equity, Since 31 Aug 16 | CIPLA5% ₹176 Cr 1,200,000 Lupin Ltd (Healthcare)
Equity, Since 31 Aug 23 | LUPIN4% ₹164 Cr 840,000 Mankind Pharma Ltd (Healthcare)
Equity, Since 30 Apr 23 | MANKIND4% ₹138 Cr 560,000 Krishna Institute of Medical Sciences Ltd (Healthcare)
Equity, Since 30 Nov 22 | 5433083% ₹123 Cr 1,800,000
↓ -234,372 Fortis Healthcare Ltd (Healthcare)
Equity, Since 30 Apr 21 | FORTIS3% ₹119 Cr 1,680,000 Acutaas Chemicals Ltd (Basic Materials)
Equity, Since 30 Jun 24 | 5433493% ₹118 Cr 1,000,000 4. SBI Banking & Financial Services Fund
CAGR/Annualized return of 15% since its launch. Return for 2024 was 19.6% , 2023 was 18.6% and 2022 was 13.5% . SBI Banking & Financial Services Fund
Growth Launch Date 26 Feb 15 NAV (25 Jul 25) ₹42.6776 ↓ -0.32 (-0.74 %) Net Assets (Cr) ₹8,538 on 30 Jun 25 Category Equity - Sectoral AMC SBI Funds Management Private Limited Rating Risk High Expense Ratio 1.91 Sharpe Ratio 0.86 Information Ratio 0.61 Alpha Ratio 0.33 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹15,958 30 Jun 22 ₹14,761 30 Jun 23 ₹18,802 30 Jun 24 ₹24,883 30 Jun 25 ₹29,136 Returns for SBI Banking & Financial Services Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jul 25 Duration Returns 1 Month -0.2% 3 Month 6.4% 6 Month 17.7% 1 Year 15.8% 3 Year 21.1% 5 Year 21.7% 10 Year 15 Year Since launch 15% Historical performance (Yearly) on absolute basis
Year Returns 2024 19.6% 2023 18.6% 2022 13.5% 2021 12.1% 2020 4.8% 2019 20.7% 2018 9.5% 2017 40.7% 2016 17% 2015 Fund Manager information for SBI Banking & Financial Services Fund
Name Since Tenure Milind Agrawal 1 Aug 19 5.84 Yr. Pradeep Kesavan 1 Dec 23 1.5 Yr. Data below for SBI Banking & Financial Services Fund as on 30 Jun 25
Equity Sector Allocation
Sector Value Financial Services 96.82% Asset Allocation
Asset Class Value Cash 3.18% Equity 96.82% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 15 | HDFCBANK27% ₹2,142 Cr 11,014,715 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | ICICIBANK11% ₹873 Cr 6,035,814 Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 25 | AXISBANK9% ₹749 Cr 6,285,625 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 23 | KOTAKBANK9% ₹745 Cr 3,591,554
↑ 400,000 Max Financial Services Ltd (Financial Services)
Equity, Since 30 Apr 25 | MFSL4% ₹349 Cr 2,319,400
↑ 300,702 HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Mar 25 | HDFCLIFE4% ₹332 Cr 4,274,765 Muthoot Finance Ltd (Financial Services)
Equity, Since 31 Dec 22 | MUTHOOTFIN4% ₹307 Cr 1,386,984
↑ 257,943 Bank of Baroda (Financial Services)
Equity, Since 31 Mar 25 | BANKBARODA3% ₹224 Cr 8,985,585 SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Jan 25 | SBICARD2% ₹199 Cr 2,155,232
↑ 121,632 Nippon Life India Asset Management Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Aug 23 | NAM-INDIA2% ₹195 Cr 2,627,975
↓ -39,260 5. SBI Equity Hybrid Fund
CAGR/Annualized return of 15% since its launch. Ranked 10 in Hybrid Equity category. Return for 2024 was 14.2% , 2023 was 16.4% and 2022 was 2.3% . SBI Equity Hybrid Fund
Growth Launch Date 19 Jan 05 NAV (25 Jul 25) ₹301.862 ↓ -2.39 (-0.79 %) Net Assets (Cr) ₹78,708 on 30 Jun 25 Category Hybrid - Hybrid Equity AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.46 Sharpe Ratio 0.57 Information Ratio 0.45 Alpha Ratio 5.08 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹13,961 30 Jun 22 ₹14,163 30 Jun 23 ₹16,344 30 Jun 24 ₹20,576 30 Jun 25 ₹23,161 Returns for SBI Equity Hybrid Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jul 25 Duration Returns 1 Month -0.2% 3 Month 5.2% 6 Month 11.2% 1 Year 10% 3 Year 15.3% 5 Year 16.8% 10 Year 15 Year Since launch 15% Historical performance (Yearly) on absolute basis
Year Returns 2024 14.2% 2023 16.4% 2022 2.3% 2021 23.6% 2020 12.9% 2019 13.5% 2018 -0.1% 2017 27.7% 2016 3.7% 2015 7.4% Fund Manager information for SBI Equity Hybrid Fund
Name Since Tenure R. Srinivasan 1 Jan 12 13.42 Yr. Rajeev Radhakrishnan 1 Dec 23 1.5 Yr. Mansi Sajeja 1 Dec 23 1.5 Yr. Pradeep Kesavan 1 Dec 23 1.5 Yr. Data below for SBI Equity Hybrid Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 3.91% Equity 74.17% Debt 21.92% Equity Sector Allocation
Sector Value Financial Services 24.58% Industrials 9.93% Basic Materials 9.35% Consumer Cyclical 7.06% Technology 5.11% Communication Services 5.04% Health Care 4.45% Consumer Defensive 4.23% Energy 2.44% Utility 1.26% Real Estate 0.73% Debt Sector Allocation
Sector Value Corporate 11.65% Government 10.89% Cash Equivalent 3.29% Credit Quality
Rating Value A 7.74% AA 15.4% AAA 75.15% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 11 | HDFCBANK7% ₹5,251 Cr 27,000,000
↑ 4,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -6% ₹4,429 Cr 427,501,100
↑ 45,000,000 ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 17 | ICICIBANK4% ₹3,325 Cr 23,000,000 Solar Industries India Ltd (Basic Materials)
Equity, Since 31 Jul 16 | SOLARINDS4% ₹3,211 Cr 1,994,133
↓ -505,867 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 17 | BHARTIARTL4% ₹3,156 Cr 17,000,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Apr 24 | KOTAKBANK4% ₹2,905 Cr 13,999,900
↑ 4,999,900 Divi's Laboratories Ltd (Healthcare)
Equity, Since 30 Apr 16 | DIVISLAB3% ₹2,579 Cr 3,900,000
↓ -250,924 State Bank of India (Financial Services)
Equity, Since 28 Feb 14 | SBIN3% ₹2,437 Cr 30,000,000 MRF Ltd (Consumer Cyclical)
Equity, Since 31 May 18 | MRF3% ₹2,361 Cr 170,000 Infosys Ltd (Technology)
Equity, Since 31 Dec 17 | INFY3% ₹2,344 Cr 15,000,000 6. SBI Magnum Constant Maturity Fund
CAGR/Annualized return of 7.9% since its launch. Ranked 1 in 10 Yr Govt Bond category. Return for 2024 was 9.1% , 2023 was 7.5% and 2022 was 1.3% . SBI Magnum Constant Maturity Fund
Growth Launch Date 30 Dec 00 NAV (25 Jul 25) ₹64.2286 ↓ -0.10 (-0.16 %) Net Assets (Cr) ₹1,900 on 30 Jun 25 Category Debt - 10 Yr Govt Bond AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderately Low Expense Ratio 0.64 Sharpe Ratio 1.25 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.58% Effective Maturity 9 Years 7 Months 28 Days Modified Duration 6 Years 9 Months 14 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,330 30 Jun 22 ₹10,304 30 Jun 23 ₹11,225 30 Jun 24 ₹12,032 30 Jun 25 ₹13,268 Returns for SBI Magnum Constant Maturity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jul 25 Duration Returns 1 Month 0.3% 3 Month 0.8% 6 Month 5.1% 1 Year 9.6% 3 Year 8.6% 5 Year 5.6% 10 Year 15 Year Since launch 7.9% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.1% 2023 7.5% 2022 1.3% 2021 2.4% 2020 11.6% 2019 11.9% 2018 9.9% 2017 6.2% 2016 12.8% 2015 9.1% Fund Manager information for SBI Magnum Constant Maturity Fund
Name Since Tenure Rajeev Radhakrishnan 1 Nov 23 1.58 Yr. Tejas Soman 1 Dec 23 1.5 Yr. Data below for SBI Magnum Constant Maturity Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 2.29% Debt 97.71% Debt Sector Allocation
Sector Value Government 97.71% Cash Equivalent 2.29% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.1% Govt Stock 2034
Sovereign Bonds | -71% ₹1,371 Cr 131,000,000 7.18% Govt Stock 2037
Sovereign Bonds | -27% ₹511 Cr 49,000,000 Net Receivable / Payable
CBLO | -2% ₹31 Cr Treps
CBLO/Reverse Repo | -1% ₹13 Cr 7. SBI Short Term Debt Fund
CAGR/Annualized return of since its launch. Ranked 25 in Short term Bond category. Return for 2024 was 7.7% , 2023 was 6.7% and 2022 was 3.5% . SBI Short Term Debt Fund
Growth Launch Date 27 Jul 07 NAV (25 Jul 25) ₹32.4143 ↓ -0.01 (-0.04 %) Net Assets (Cr) ₹16,053 on 30 Jun 25 Category Debt - Short term Bond AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderately Low Expense Ratio 0.84 Sharpe Ratio 1.99 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.84% Effective Maturity 3 Years 14 Days Modified Duration 2 Years 5 Months 16 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,438 30 Jun 22 ₹10,717 30 Jun 23 ₹11,402 30 Jun 24 ₹12,181 30 Jun 25 ₹13,294 Returns for SBI Short Term Debt Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jul 25 Duration Returns 1 Month 0.6% 3 Month 1.9% 6 Month 5.1% 1 Year 9% 3 Year 7.5% 5 Year 5.8% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 6.7% 2022 3.5% 2021 2.8% 2020 9.9% 2019 9.5% 2018 6% 2017 5.7% 2016 9.9% 2015 8.2% Fund Manager information for SBI Short Term Debt Fund
Name Since Tenure Mansi Sajeja 1 Dec 23 1.58 Yr. Data below for SBI Short Term Debt Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 9.65% Debt 90.11% Other 0.24% Debt Sector Allocation
Sector Value Corporate 67.37% Government 26.52% Cash Equivalent 5.87% Credit Quality
Rating Value AA 12.88% AAA 87.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.18% Govt Stock 2033
Sovereign Bonds | -8% ₹1,260 Cr 120,000,000
↑ 30,000,000 7.17% Govt Stock 2030
Sovereign Bonds | -6% ₹857 Cr 82,000,000 6.79% Govt Stock 2034
Sovereign Bonds | -4% ₹618 Cr 60,000,000
↓ -5,000,000 Small Industries Development Bank Of India
Debentures | -3% ₹511 Cr 50,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹511 Cr 50,000 National Bank For Agriculture And Rural Development
Debentures | -3% ₹510 Cr 50,000 Rec Limited
Debentures | -3% ₹509 Cr 50,000 TATA Communications Limited
Debentures | -3% ₹405 Cr 40,000 Jamnagar Utilities & Power Private Limited
Debentures | -3% ₹400 Cr 39,000 Small Industries Development Bank Of India
Debentures | -2% ₹330 Cr 32,500 8. SBI Focused Equity Fund
CAGR/Annualized return of 18.6% since its launch. Ranked 32 in Focused category. Return for 2024 was 17.2% , 2023 was 22.2% and 2022 was -8.5% . SBI Focused Equity Fund
Growth Launch Date 11 Oct 04 NAV (24 Jul 25) ₹354 ↓ -1.29 (-0.36 %) Net Assets (Cr) ₹38,610 on 30 Jun 25 Category Equity - Focused AMC SBI Funds Management Private Limited Rating ☆☆ Risk Moderately High Expense Ratio 1.63 Sharpe Ratio 0.33 Information Ratio -0.26 Alpha Ratio 4.18 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹15,357 30 Jun 22 ₹15,115 30 Jun 23 ₹18,116 30 Jun 24 ₹23,689 30 Jun 25 ₹26,113 Returns for SBI Focused Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jul 25 Duration Returns 1 Month 1.5% 3 Month 4.8% 6 Month 9.2% 1 Year 8.9% 3 Year 17.1% 5 Year 20.1% 10 Year 15 Year Since launch 18.6% Historical performance (Yearly) on absolute basis
Year Returns 2024 17.2% 2023 22.2% 2022 -8.5% 2021 43% 2020 14.5% 2019 16.1% 2018 -3.8% 2017 44.7% 2016 2.2% 2015 4.3% Fund Manager information for SBI Focused Equity Fund
Name Since Tenure R. Srinivasan 1 May 09 16.1 Yr. Data below for SBI Focused Equity Fund as on 30 Jun 25
Equity Sector Allocation
Sector Value Financial Services 31.99% Consumer Cyclical 19.51% Communication Services 10.82% Basic Materials 8.59% Consumer Defensive 5.82% Industrials 4.8% Technology 4.42% Health Care 3.38% Utility 2.59% Asset Allocation
Asset Class Value Cash 7.27% Equity 91.93% Debt 0.8% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 13 | HDFCBANK9% ₹3,306 Cr 17,000,000 Solar Industries India Ltd (Basic Materials)
Equity, Since 31 Jul 16 | SOLARINDS6% ₹2,094 Cr 1,300,000
↓ -100,000 Alphabet Inc Class A (Communication Services)
Equity, Since 30 Sep 18 | GOOGL6% ₹2,055 Cr 1,400,000
↑ 300,000 Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Mar 25 | BAJAJFINSV5% ₹2,017 Cr 10,000,000
↑ 1,000,000 Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 30 Nov 21 | 8901575% ₹1,963 Cr 14,000,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Jun 24 | KOTAKBANK5% ₹1,867 Cr 9,000,000 EPAM Systems Inc (Technology)
Equity, Since 31 Jan 25 | EPAM4% ₹1,641 Cr 1,100,000
↑ 200,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 21 | ICICIBANK4% ₹1,590 Cr 11,000,000 Muthoot Finance Ltd (Financial Services)
Equity, Since 29 Feb 20 | MUTHOOTFIN4% ₹1,551 Cr 7,000,000 State Bank of India (Financial Services)
Equity, Since 30 Sep 21 | SBIN4% ₹1,543 Cr 19,000,000 9. SBI Banking and PSU Fund
CAGR/Annualized return of 7.5% since its launch. Ranked 43 in Banking & PSU Debt category. Return for 2024 was 7.7% , 2023 was 6.6% and 2022 was 2.9% . SBI Banking and PSU Fund
Growth Launch Date 9 Oct 09 NAV (25 Jul 25) ₹3,143.33 ↓ -1.78 (-0.06 %) Net Assets (Cr) ₹4,107 on 30 Jun 25 Category Debt - Banking & PSU Debt AMC SBI Funds Management Private Limited Rating ☆☆☆ Risk Moderate Expense Ratio 0.81 Sharpe Ratio 1.48 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Yield to Maturity 6.78% Effective Maturity 4 Years 9 Months 11 Days Modified Duration 3 Years 7 Months 10 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,442 30 Jun 22 ₹10,656 30 Jun 23 ₹11,320 30 Jun 24 ₹12,074 30 Jun 25 ₹13,171 Returns for SBI Banking and PSU Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jul 25 Duration Returns 1 Month 0.5% 3 Month 1.7% 6 Month 5% 1 Year 8.8% 3 Year 7.3% 5 Year 5.5% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 7.7% 2023 6.6% 2022 2.9% 2021 2.6% 2020 10.5% 2019 9.7% 2018 7.4% 2017 6.4% 2016 8.3% 2015 8.7% Fund Manager information for SBI Banking and PSU Fund
Name Since Tenure Ardhendu Bhattacharya 1 Dec 23 1.58 Yr. Pradeep Kesavan 1 Dec 23 1.58 Yr. Data below for SBI Banking and PSU Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 10.85% Debt 88.82% Other 0.34% Debt Sector Allocation
Sector Value Corporate 45.36% Government 45.17% Cash Equivalent 9.13% Credit Quality
Rating Value AA 9.2% AAA 90.8% Top Securities Holdings / Portfolio
Name Holding Value Quantity 6.79% Govt Stock 2034
Sovereign Bonds | -6% ₹263 Cr 25,500,000
↑ 2,500,000 Power Grid Corporation Of India Limited
Debentures | -5% ₹212 Cr 23,000 Nuclear Power Corporation Of India Limited
Debentures | -5% ₹210 Cr 20,400 Rec Limited
Debentures | -4% ₹190 Cr 185 National Bank For Financing Infrastructure And Development
Debentures | -4% ₹184 Cr 18,000 Ongc Petro Additions Limited
Debentures | -4% ₹178 Cr 17,500 GAil (India) Limited
Debentures | -4% ₹153 Cr 1,500 National Bank For Financing Infrastructure And Development
Debentures | -4% ₹151 Cr 15,000 Axis Bank Ltd.
Debentures | -3% ₹141 Cr 3,000
↑ 3,000 National Highways Infra TRust
Debentures | -3% ₹124 Cr 25,000 10. SBI Credit Risk Fund
CAGR/Annualized return of 7.5% since its launch. Ranked 3 in Credit Risk category. Return for 2024 was 8.1% , 2023 was 8.3% and 2022 was 4.2% . SBI Credit Risk Fund
Growth Launch Date 19 Jul 04 NAV (25 Jul 25) ₹45.9788 ↓ -0.03 (-0.07 %) Net Assets (Cr) ₹2,236 on 30 Jun 25 Category Debt - Credit Risk AMC SBI Funds Management Private Limited Rating ☆☆☆☆ Risk Moderate Expense Ratio 1.56 Sharpe Ratio 2.34 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 500 Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL) Yield to Maturity 7.71% Effective Maturity 2 Years 10 Months 6 Days Modified Duration 2 Years 1 Month 2 Days Growth of 10,000 investment over the years.
Date Value 30 Jun 20 ₹10,000 30 Jun 21 ₹10,754 30 Jun 22 ₹11,156 30 Jun 23 ₹12,075 30 Jun 24 ₹12,973 30 Jun 25 ₹14,103 Returns for SBI Credit Risk Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jul 25 Duration Returns 1 Month 0.7% 3 Month 2% 6 Month 4.8% 1 Year 8.8% 3 Year 8.1% 5 Year 7% 10 Year 15 Year Since launch 7.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 8.1% 2023 8.3% 2022 4.2% 2021 5% 2020 9.8% 2019 6.5% 2018 6.2% 2017 6.9% 2016 10.5% 2015 9.7% Fund Manager information for SBI Credit Risk Fund
Name Since Tenure Lokesh Mallya 1 Feb 17 8.33 Yr. Data below for SBI Credit Risk Fund as on 30 Jun 25
Asset Allocation
Asset Class Value Cash 10.55% Equity 2.82% Debt 86.27% Other 0.35% Debt Sector Allocation
Sector Value Corporate 71.14% Government 15.13% Cash Equivalent 10.55% Credit Quality
Rating Value A 18.54% AA 64.34% AAA 17.12% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.23% Govt Stock 2039
Sovereign Bonds | -9% ₹199 Cr 19,000,000 Aadhar Housing Finance Limited
Debentures | -5% ₹113 Cr 11,200 Nirma Limited
Debentures | -5% ₹112 Cr 11,000 Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -5% ₹107 Cr 11,000 Infopark Properties Limited
Debentures | -5% ₹106 Cr 10,500 Aditya Birla Real Estate Limited
Debentures | -4% ₹87 Cr 8,500 The Sandur Manganese And Iron Ores Limited
Debentures | -4% ₹84 Cr 8,500 6.79% Govt Stock 2034
Sovereign Bonds | -4% ₹82 Cr 8,000,000 Avanse Financial Services Limited
Debentures | -4% ₹81 Cr 8,000 Renserv Global Private Limited
Debentures | -4% ₹80 Cr 8,000
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Good feedback and analysed well