10 Best SBI Mutual Fund Schemes for 2025

Updated on November 13, 2025 , 195383 views

SBI Mutual Fund is one of India’s most trusted and largest Asset Management Companies (AMC). With a history of 30+ years and a wide investor base of over 5 million, SBI MF has built a reputation for offering diverse schemes across equity, debt, and hybrid categories.

As per the latest AMFI data, SBI MF manages an AUM (Assets Under Management) of over ₹8 lakh crore, making it a dominant player among 45+ Mutual Fund Houses in India.

If you’re planning your Financial goals, SBI offers funds for every type of investor — from beginners seeking safety to aggressive investors chasing high returns. In this article, we list the 10 best SBI Mutual Fund schemes in [current year], carefully shortlisted based on performance, AUM, consistency, and investor suitability.

Why Invest in SBI Mutual Fund?

Trust & Legacy: Backed by State Bank of India, a household name in India.
Diverse Options: Schemes across large cap, mid-cap, small cap, hybrid, debt, and tax-saving categories.
Strong Ratings: Several SBI funds hold high CRISIL and Morningstar ratings.
Tax Benefits: Through SBI Magnum TaxGain (ELSS), investors can save under Section 80C.
Global & Domestic Expertise: Funds are managed with both Indian and international exposure.
NRI Investment: SBI MF allows NRIs to invest in its schemes.

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Fund Selection Methodology used to find 10 funds

Asset Management Company : SBI
AUM Range: 100 to 100000 Cr
Sorted On : 1-year return (high to low)
Tags: fcpro
No Of Funds: 10

Best SBI Mutual Fund Schemes

Fund	NAV	Net Assets (Cr)	Min Investment	Min SIP Investment	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
SBI Gold Fund Growth	₹36.5604 ↓ -0.56	₹5,221	5,000	500	24.7	31.7	67.3	32.1	18.3	19.6
SBI Dynamic Asset Allocation Fund Growth	₹15.9463 ↑ 0.03	₹655	5,000	500	3.9	6.2	25.1	6.9	8.3
SBI Banking & Financial Services Fund Growth	₹45.1603 ↑ 0.34	₹8,371	5,000	500	6.6	11.7	21.6	19.7	18.6	19.6
SBI Multi Asset Allocation Fund Growth	₹63.6759 ↓ -0.09	₹10,262	5,000	500	7.8	10.9	16.7	17.6	15.3	12.8
SBI Equity Hybrid Fund Growth	₹311.873 ↑ 0.95	₹77,256	1,000	500	4.5	6.5	15.8	14.3	15.7	14.2
SBI Focused Equity Fund Growth	₹370.91 ↓ -0.67	₹37,764	5,000	500	7.3	10	14.7	16.6	18.4	17.2
SBI Magnum COMMA Fund Growth	₹108.037 ↓ -0.36	₹702	5,000	500	5.7	6.8	11	16.2	20.1	10.5
SBI Nifty Index Fund Growth	₹229.308 ↑ 0.27	₹10,048	5,000	500	5.2	5.8	10.9	12.9	16	9.5
SBI Large and Midcap Fund Growth	₹646.265 ↑ 2.11	₹33,248	5,000	500	5.3	9.5	10.9	17.3	22.4	18
SBI PSU Fund Growth	₹34.0113 ↑ 0.14	₹5,179	5,000	500	9.1	9.6	10.8	29.8	31.5	23.5
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 14 Nov 25

Research Highlights & Commentary of 10 Funds showcased

Commentary	SBI Gold Fund	SBI Dynamic Asset Allocation Fund	SBI Banking & Financial Services Fund	SBI Multi Asset Allocation Fund	SBI Equity Hybrid Fund	SBI Focused Equity Fund	SBI Magnum COMMA Fund	SBI Nifty Index Fund	SBI Large and Midcap Fund	SBI PSU Fund
Point 1	Lower mid AUM (₹5,221 Cr).	Bottom quartile AUM (₹655 Cr).	Lower mid AUM (₹8,371 Cr).	Upper mid AUM (₹10,262 Cr).	Highest AUM (₹77,256 Cr).	Top quartile AUM (₹37,764 Cr).	Bottom quartile AUM (₹702 Cr).	Upper mid AUM (₹10,048 Cr).	Upper mid AUM (₹33,248 Cr).	Bottom quartile AUM (₹5,179 Cr).
Point 2	Established history (14+ yrs).	Established history (10+ yrs).	Established history (10+ yrs).	Established history (19+ yrs).	Established history (20+ yrs).	Established history (21+ yrs).	Established history (20+ yrs).	Oldest track record among peers (23 yrs).	Established history (20+ yrs).	Established history (15+ yrs).
Point 3	Rating: 2★ (upper mid).	Not Rated.	Not Rated.	Top rated.	Rating: 4★ (top quartile).	Rating: 2★ (lower mid).	Rating: 4★ (upper mid).	Rating: 1★ (bottom quartile).	Rating: 4★ (upper mid).	Rating: 2★ (lower mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderate.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: High.
Point 5	5Y return: 18.33% (lower mid).	5Y return: 8.31% (bottom quartile).	5Y return: 18.60% (upper mid).	5Y return: 15.25% (bottom quartile).	5Y return: 15.65% (bottom quartile).	5Y return: 18.39% (upper mid).	5Y return: 20.07% (upper mid).	5Y return: 15.99% (lower mid).	5Y return: 22.40% (top quartile).	5Y return: 31.54% (top quartile).
Point 6	3Y return: 32.05% (top quartile).	3Y return: 6.92% (bottom quartile).	3Y return: 19.74% (upper mid).	3Y return: 17.60% (upper mid).	3Y return: 14.34% (bottom quartile).	3Y return: 16.63% (lower mid).	3Y return: 16.23% (lower mid).	3Y return: 12.93% (bottom quartile).	3Y return: 17.27% (upper mid).	3Y return: 29.78% (top quartile).
Point 7	1Y return: 67.32% (top quartile).	1Y return: 25.12% (top quartile).	1Y return: 21.62% (upper mid).	1Y return: 16.71% (upper mid).	1Y return: 15.82% (upper mid).	1Y return: 14.71% (lower mid).	1Y return: 11.00% (lower mid).	1Y return: 10.92% (bottom quartile).	1Y return: 10.88% (bottom quartile).	1Y return: 10.77% (bottom quartile).
Point 8	1M return: -1.36% (bottom quartile).	1M return: 1.04% (bottom quartile).	Alpha: 0.46 (upper mid).	1M return: 1.70% (bottom quartile).	1M return: 1.89% (lower mid).	Alpha: 5.18 (top quartile).	Alpha: -0.41 (bottom quartile).	1M return: 3.15% (upper mid).	Alpha: 1.02 (upper mid).	Alpha: -0.35 (bottom quartile).
Point 9	Alpha: 0.00 (upper mid).	Alpha: 0.00 (lower mid).	Sharpe: 0.28 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 5.33 (top quartile).	Sharpe: -0.20 (lower mid).	Sharpe: -0.67 (bottom quartile).	Alpha: -0.51 (bottom quartile).	Sharpe: -0.47 (lower mid).	Sharpe: -0.81 (bottom quartile).
Point 10	Sharpe: 2.58 (top quartile).	Sharpe: 2.59 (top quartile).	Information ratio: 0.69 (top quartile).	Sharpe: -0.10 (upper mid).	Sharpe: -0.11 (upper mid).	Information ratio: -0.02 (lower mid).	Information ratio: -0.04 (lower mid).	Sharpe: -0.61 (bottom quartile).	Information ratio: -0.10 (bottom quartile).	Information ratio: -0.37 (bottom quartile).

SBI Gold Fund

Lower mid AUM (₹5,221 Cr).
Established history (14+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.33% (lower mid).
3Y return: 32.05% (top quartile).
1Y return: 67.32% (top quartile).
1M return: -1.36% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 2.58 (top quartile).

SBI Dynamic Asset Allocation Fund

Bottom quartile AUM (₹655 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.31% (bottom quartile).
3Y return: 6.92% (bottom quartile).
1Y return: 25.12% (top quartile).
1M return: 1.04% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 2.59 (top quartile).

SBI Banking & Financial Services Fund

Lower mid AUM (₹8,371 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 18.60% (upper mid).
3Y return: 19.74% (upper mid).
1Y return: 21.62% (upper mid).
Alpha: 0.46 (upper mid).
Sharpe: 0.28 (upper mid).
Information ratio: 0.69 (top quartile).

SBI Multi Asset Allocation Fund

Upper mid AUM (₹10,262 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: Moderate.
5Y return: 15.25% (bottom quartile).
3Y return: 17.60% (upper mid).
1Y return: 16.71% (upper mid).
1M return: 1.70% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.10 (upper mid).

SBI Equity Hybrid Fund

Highest AUM (₹77,256 Cr).
Established history (20+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderately High.
5Y return: 15.65% (bottom quartile).
3Y return: 14.34% (bottom quartile).
1Y return: 15.82% (upper mid).
1M return: 1.89% (lower mid).
Alpha: 5.33 (top quartile).
Sharpe: -0.11 (upper mid).

SBI Focused Equity Fund

Top quartile AUM (₹37,764 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 18.39% (upper mid).
3Y return: 16.63% (lower mid).
1Y return: 14.71% (lower mid).
Alpha: 5.18 (top quartile).
Sharpe: -0.20 (lower mid).
Information ratio: -0.02 (lower mid).

SBI Magnum COMMA Fund

Bottom quartile AUM (₹702 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 20.07% (upper mid).
3Y return: 16.23% (lower mid).
1Y return: 11.00% (lower mid).
Alpha: -0.41 (bottom quartile).
Sharpe: -0.67 (bottom quartile).
Information ratio: -0.04 (lower mid).

SBI Nifty Index Fund

Upper mid AUM (₹10,048 Cr).
Oldest track record among peers (23 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.99% (lower mid).
3Y return: 12.93% (bottom quartile).
1Y return: 10.92% (bottom quartile).
1M return: 3.15% (upper mid).
Alpha: -0.51 (bottom quartile).
Sharpe: -0.61 (bottom quartile).

SBI Large and Midcap Fund

Upper mid AUM (₹33,248 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 22.40% (top quartile).
3Y return: 17.27% (upper mid).
1Y return: 10.88% (bottom quartile).
Alpha: 1.02 (upper mid).
Sharpe: -0.47 (lower mid).
Information ratio: -0.10 (bottom quartile).

SBI PSU Fund

Bottom quartile AUM (₹5,179 Cr).
Established history (15+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 31.54% (top quartile).
3Y return: 29.78% (top quartile).
1Y return: 10.77% (bottom quartile).
Alpha: -0.35 (bottom quartile).
Sharpe: -0.81 (bottom quartile).
Information ratio: -0.37 (bottom quartile).

About the Fincash Research Team

At Fincash, our mission is to help investors make informed, confident decisions. With over 9 years in Mutual Fund distribution, our team blends deep industry expertise with a commitment to transparency, accuracy, and investor education.

Who We Are

AMFI Registration No.: 112358
MCA CIN: U74999MH2016PTC282153
Location: Thane, Maharashtra, India
Experience: 9+ years in Mutual Fund distribution

Our Expertise

Certified Mutual Fund Distributors with hands-on advisory experience.
Market analysts tracking performance, macro trends, and sectors.
Data specialists processing NAVs, allocations, and risk metrics from Morning Star.

Our Research Process

Data sourcing: SEBI-registered fund houses & verified third-party provider Morning Star
Screening: Returns, manager track record, expenses, sector mix, risk-adjusted metrics.
Expert review: Senior team members review every article and list for accuracy.
Updates: Regular refreshes so performance data reflects current market conditions.

Why Trust Us

Regulated & compliant: AMFI-registered and MCA-incorporated.
Investor-first: No pay-to-promote lists; suitability and performance drive coverage.
Education-focused: We simplify complex concepts for everyday investors.

Disclaimer

Content is for educational and informational purposes only and is not investment advice. Please consider your risk profile and consult a financial advisor before investing.

*List if based on funds having Assets > 100 Crore and sorted on last 1 Year Returns.

1. SBI Gold Fund

The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS).

Research Highlights for SBI Gold Fund

Lower mid AUM (₹5,221 Cr).
Established history (14+ yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 18.33% (lower mid).
3Y return: 32.05% (top quartile).
1Y return: 67.32% (top quartile).
1M return: -1.36% (bottom quartile).
Alpha: 0.00 (upper mid).
Sharpe: 2.58 (top quartile).
Information ratio: 0.00 (upper mid).
Top bond sector: Cash Equivalent.
Largest holding SBI Gold ETF (~101.2%).
Top-3 holdings concentration ~107.3%.

Below is the key information for SBI Gold Fund

SBI Gold Fund Growth
Launch Date	12 Sep 11
NAV (14 Nov 25)	₹36.5604 ↓ -0.56 (-1.50 %)
Net Assets (Cr)	₹5,221 on 31 Aug 25
Category	Gold - Gold
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	0.3
Sharpe Ratio	2.58
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹9,322
31 Oct 22	₹9,704
31 Oct 23	₹11,658
31 Oct 24	₹14,955
31 Oct 25	₹22,348

SBI Gold Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for SBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Nov 25

Duration	Returns
1 Month	-1.4%
3 Month	24.7%
6 Month	31.7%
1 Year	67.3%
3 Year	32.1%
5 Year	18.3%
10 Year
15 Year
Since launch	9.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.6%
2023	14.1%
2022	12.6%
2021	-5.7%
2020	27.4%
2019	22.8%
2018	6.4%
2017	3.5%
2016	10%
2015	-8.1%

Fund Manager information for SBI Gold Fund

Name	Since	Tenure
Raviprakash Sharma	12 Sep 11	14.06 Yr.

Data below for SBI Gold Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	0.27%
Other	99.73%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
SBI Gold ETF - \| -	101%	₹7,118 Cr	717,924,671 ↑ 124,207,431
Net Receivable / Payable CBLO \| -	4%	-₹255 Cr
Treps CBLO/Reverse Repo \| -	2%	₹171 Cr

2. SBI Dynamic Asset Allocation Fund

The objective of the fund will be to provide investors with an opportunity to invest in a portfolio of a mix of equity and equity related securities and fixed income instruments. The allocation between fixed income and equity instruments will be managed dynamically so as to provide investors with long term capital appreciation However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for SBI Dynamic Asset Allocation Fund

Bottom quartile AUM (₹655 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.31% (bottom quartile).
3Y return: 6.92% (bottom quartile).
1Y return: 25.12% (top quartile).
1M return: 1.04% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 2.59 (top quartile).
Information ratio: 0.00 (upper mid).

Below is the key information for SBI Dynamic Asset Allocation Fund

SBI Dynamic Asset Allocation Fund Growth
Launch Date	26 Mar 15
NAV (02 Jul 21)	₹15.9463 ↑ 0.03 (0.18 %)
Net Assets (Cr)	₹655 on 31 May 21
Category	Hybrid - Dynamic Allocation
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.07
Sharpe Ratio	2.59
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000

SBI Dynamic Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for SBI Dynamic Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Nov 25

Duration	Returns
1 Month	1%
3 Month	3.9%
6 Month	6.2%
1 Year	25.1%
3 Year	6.9%
5 Year	8.3%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for SBI Dynamic Asset Allocation Fund

Name	Since	Tenure

Data below for SBI Dynamic Asset Allocation Fund as on 31 May 21

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

3. SBI Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

Research Highlights for SBI Banking & Financial Services Fund

Lower mid AUM (₹8,371 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: High.
5Y return: 18.60% (upper mid).
3Y return: 19.74% (upper mid).
1Y return: 21.62% (upper mid).
Alpha: 0.46 (upper mid).
Sharpe: 0.28 (upper mid).
Information ratio: 0.69 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~15.8%).

Below is the key information for SBI Banking & Financial Services Fund

SBI Banking & Financial Services Fund Growth
Launch Date	26 Feb 15
NAV (14 Nov 25)	₹45.1603 ↑ 0.34 (0.76 %)
Net Assets (Cr)	₹8,371 on 31 Aug 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	High
Expense Ratio	1.83
Sharpe Ratio	0.28
Information Ratio	0.69
Alpha Ratio	0.46
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹15,614
31 Oct 22	₹15,658
31 Oct 23	₹16,841
31 Oct 24	₹22,893
31 Oct 25	₹26,412

SBI Banking & Financial Services Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for SBI Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Nov 25

Duration	Returns
1 Month	4.2%
3 Month	6.6%
6 Month	11.7%
1 Year	21.6%
3 Year	19.7%
5 Year	18.6%
10 Year
15 Year
Since launch	15.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	19.6%
2023	18.6%
2022	13.5%
2021	12.1%
2020	4.8%
2019	20.7%
2018	9.5%
2017	40.7%
2016	17%
2015

Fund Manager information for SBI Banking & Financial Services Fund

Name	Since	Tenure
Milind Agrawal	1 Aug 19	6.17 Yr.
Pradeep Kesavan	1 Dec 23	1.84 Yr.

Data below for SBI Banking & Financial Services Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	98.28%

Asset Allocation

Asset Class	Value
Cash	1.72%
Equity	98.28%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 28 Feb 15 \| HDFCBANK	16%	₹1,372 Cr	14,429,430 ↓ -1,000,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 28 Feb 23 \| KOTAKBANK	9%	₹815 Cr	4,091,554
State Bank of India (Financial Services) Equity, Since 31 Jul 18 \| SBIN	9%	₹762 Cr	8,730,364
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| 532215	8%	₹694 Cr	6,135,410 ↑ 700,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Dec 16 \| ICICIBANK	7%	₹598 Cr	4,435,814
Bajaj Finserv Ltd (Financial Services) Equity, Since 30 Jun 25 \| 532978	5%	₹445 Cr	2,215,939 ↑ 815,939
SBI Life Insurance Co Ltd (Financial Services) Equity, Since 31 May 25 \| SBILIFE	5%	₹431 Cr	2,408,631
HDFC Life Insurance Co Ltd (Financial Services) Equity, Since 31 Mar 25 \| HDFCLIFE	4%	₹368 Cr	4,863,085
Muthoot Finance Ltd (Financial Services) Equity, Since 31 Dec 22 \| 533398	3%	₹281 Cr	912,116 ↑ 572,888
Bajaj Finance Ltd (Financial Services) Equity, Since 30 Sep 25 \| 500034	3%	₹270 Cr	2,700,000 ↑ 2,700,000

4. SBI Multi Asset Allocation Fund

(Erstwhile SBI Magnum Monthly Income Plan Floater)

To provide regular income, liquidity and attractive returns to investors in addition to mitigating the impact of interest rate risk through an actively managed portfolio of floating rate and fixed rate debt instruments, equity, money market instruments and derivatives.

Research Highlights for SBI Multi Asset Allocation Fund

Upper mid AUM (₹10,262 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: Moderate.
5Y return: 15.25% (bottom quartile).
3Y return: 17.60% (upper mid).
1Y return: 16.71% (upper mid).
1M return: 1.70% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: -0.10 (upper mid).
Information ratio: 0.00 (upper mid).
Top sector: Financial Services.
Higher exposure to Corporate (bond sector) vs peer median.
High-quality debt (AAA/AA ~95%).
Largest holding SBI Silver ETF (~7.3%).

Below is the key information for SBI Multi Asset Allocation Fund

SBI Multi Asset Allocation Fund Growth
Launch Date	21 Dec 05
NAV (14 Nov 25)	₹63.6759 ↓ -0.09 (-0.13 %)
Net Assets (Cr)	₹10,262 on 15 Sep 25
Category	Hybrid - Multi Asset
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.46
Sharpe Ratio	-0.1
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹12,175
31 Oct 22	₹12,647
31 Oct 23	₹14,604
31 Oct 24	₹18,418
31 Oct 25	₹20,595

SBI Multi Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for SBI Multi Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Nov 25

Duration	Returns
1 Month	1.7%
3 Month	7.8%
6 Month	10.9%
1 Year	16.7%
3 Year	17.6%
5 Year	15.3%
10 Year
15 Year
Since launch	9.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12.8%
2023	24.4%
2022	6%
2021	13%
2020	14.2%
2019	10.6%
2018	0.4%
2017	10.9%
2016	8.7%
2015	9.9%

Fund Manager information for SBI Multi Asset Allocation Fund

Name	Since	Tenure
Dinesh Balachandran	31 Oct 21	3.92 Yr.
Mansi Sajeja	1 Dec 23	1.84 Yr.
Vandna Soni	1 Jan 24	1.75 Yr.

Data below for SBI Multi Asset Allocation Fund as on 15 Sep 25

Asset Allocation

Asset Class	Value
Cash	7.86%
Equity	45.43%
Debt	36%
Other	10.72%

Equity Sector Allocation

Sector	Value
Financial Services	14.35%
Consumer Cyclical	6.37%
Real Estate	5.02%
Technology	4.06%
Basic Materials	3.76%
Energy	3.72%
Consumer Defensive	3.31%
Industrials	2.12%
Utility	1.49%
Health Care	0.87%
Communication Services	0.36%

Debt Sector Allocation

Sector	Value
Corporate	27.4%
Government	9.48%
Cash Equivalent	6.97%

Credit Quality

Rating	Value
A	2.69%
AA	59.06%
AAA	36.28%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
SBI Silver ETF - \| -	7%	₹804 Cr	46,296,178 ↓ -5,000,000
6.33% Govt Stock 2035 Sovereign Bonds \| -	4%	₹445 Cr	45,000,000 ↑ 25,000,000
SBI Gold ETF - \| -	4%	₹405 Cr	37,241,000
6.68% Govt Stock 2040 Sovereign Bonds \| -	2%	₹273 Cr	27,500,000 ↑ 17,500,000
Brookfield India Real Estate Trust (Real Estate) -, Since 30 Apr 25 \| 543261	2%	₹262 Cr	7,664,234
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 22 \| HDFCBANK	2%	₹260 Cr	2,662,000
Reliance Industries Ltd (Energy) Equity, Since 15 Sep 24 \| RELIANCE	2%	₹236 Cr	1,720,000
Bharti Telecom Limited Debentures \| -	2%	₹208 Cr	20,000
Embassy Office Parks REIT (Real Estate) -, Since 30 Apr 25 \| 542602	2%	₹208 Cr	4,900,000
TATA Power Renewable Energy Limited Debentures \| -	2%	₹206 Cr	20,000

5. SBI Equity Hybrid Fund

(Erstwhile SBI Magnum Balanced Fund)

To provide investors long term capital appreciation along with the liquidity of open-ended scheme by investing in a mix of debt and equity. The scheme will invest in a diversified portfolio of equities of high growth companies and balance the risk through investing the rest in a relatively safe portfolio of debt.

Research Highlights for SBI Equity Hybrid Fund

Highest AUM (₹77,256 Cr).
Established history (20+ yrs).
Rating: 4★ (top quartile).
Risk profile: Moderately High.
5Y return: 15.65% (bottom quartile).
3Y return: 14.34% (bottom quartile).
1Y return: 15.82% (upper mid).
1M return: 1.89% (lower mid).
Alpha: 5.33 (top quartile).
Sharpe: -0.11 (upper mid).
Information ratio: 0.40 (top quartile).
Top sector: Financial Services.
Higher exposure to Government (bond sector) vs peer median.
Equity-heavy allocation (~73%).
High-quality debt (AAA/AA ~94%).
Largest holding HDFC Bank Ltd (~5.3%).

Below is the key information for SBI Equity Hybrid Fund

SBI Equity Hybrid Fund Growth
Launch Date	19 Jan 05
NAV (14 Nov 25)	₹311.873 ↑ 0.95 (0.31 %)
Net Assets (Cr)	₹77,256 on 31 Aug 25
Category	Hybrid - Hybrid Equity
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.4
Sharpe Ratio	-0.11
Information Ratio	0.4
Alpha Ratio	5.33
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹14,402
31 Oct 22	₹14,703
31 Oct 23	₹15,657
31 Oct 24	₹19,458
31 Oct 25	₹21,876

SBI Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for SBI Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Nov 25

Duration	Returns
1 Month	1.9%
3 Month	4.5%
6 Month	6.5%
1 Year	15.8%
3 Year	14.3%
5 Year	15.7%
10 Year
15 Year
Since launch	14.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	14.2%
2023	16.4%
2022	2.3%
2021	23.6%
2020	12.9%
2019	13.5%
2018	-0.1%
2017	27.7%
2016	3.7%
2015	7.4%

Fund Manager information for SBI Equity Hybrid Fund

Name	Since	Tenure
R. Srinivasan	1 Jan 12	13.76 Yr.
Rajeev Radhakrishnan	1 Dec 23	1.84 Yr.
Mansi Sajeja	1 Dec 23	1.84 Yr.
Pradeep Kesavan	1 Dec 23	1.84 Yr.

Data below for SBI Equity Hybrid Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	4.13%
Equity	72.86%
Debt	23.01%

Equity Sector Allocation

Sector	Value
Financial Services	21.94%
Basic Materials	9.97%
Industrials	9.7%
Consumer Cyclical	7.4%
Utility	5.16%
Technology	3.83%
Communication Services	3.78%
Health Care	3.65%
Consumer Defensive	3.51%
Energy	2.24%
Real Estate	1.67%

Debt Sector Allocation

Sector	Value
Government	11.65%
Corporate	11.36%
Cash Equivalent	4.13%

Credit Quality

Rating	Value
A	4.34%
AA	20.55%
AAA	73.28%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 11 \| HDFCBANK	5%	₹4,184 Cr	44,000,000 ↓ -10,000,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 17 \| BHARTIARTL	4%	₹2,987 Cr	15,900,000 ↓ -1,100,000
State Bank of India (Financial Services) Equity, Since 28 Feb 14 \| SBIN	4%	₹2,879 Cr	33,000,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	4%	₹2,843 Cr	281,501,100
6.33% Govt Stock 2035 Sovereign Bonds \| -	4%	₹2,841 Cr	289,000,400 ↑ 55,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 28 Feb 17 \| ICICIBANK	4%	₹2,831 Cr	21,000,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Apr 24 \| KOTAKBANK	4%	₹2,790 Cr	14,000,000
MRF Ltd (Consumer Cyclical) Equity, Since 31 May 18 \| 500290	3%	₹2,479 Cr	170,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Jul 16 \| SOLARINDS	3%	₹2,385 Cr	1,790,000
Muthoot Finance Ltd (Financial Services) Equity, Since 28 Feb 22 \| 533398	3%	₹2,154 Cr	7,000,000 ↓ -700,000

6. SBI Focused Equity Fund

(Erstwhile SBI Emerging Businesses Fund)

The investment objective of the Emerging Businesses Fund would be to participate in the growth potential presented by various companies that are considered emergent and have export orientation/outsourcing opportunities or are globally competitive. The fund may also evaluate Emerging Businesses with growth potential and domestic focus.

Research Highlights for SBI Focused Equity Fund

Top quartile AUM (₹37,764 Cr).
Established history (21+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 18.39% (upper mid).
3Y return: 16.63% (lower mid).
1Y return: 14.71% (lower mid).
Alpha: 5.18 (top quartile).
Sharpe: -0.20 (lower mid).
Information ratio: -0.02 (lower mid).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~95%).
Largest holding Alphabet Inc Class A (~7.8%).

Below is the key information for SBI Focused Equity Fund

SBI Focused Equity Fund Growth
Launch Date	11 Oct 04
NAV (13 Nov 25)	₹370.91 ↓ -0.67 (-0.18 %)
Net Assets (Cr)	₹37,764 on 31 Aug 25
Category	Equity - Focused
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.58
Sharpe Ratio	-0.2
Information Ratio	-0.02
Alpha Ratio	5.18
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹16,718
31 Oct 22	₹15,961
31 Oct 23	₹17,569
31 Oct 24	₹22,462
31 Oct 25	₹25,085

SBI Focused Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹481,656.
Net Profit of ₹181,656 Invest Now

Returns for SBI Focused Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Nov 25

Duration	Returns
1 Month	3%
3 Month	7.3%
6 Month	10%
1 Year	14.7%
3 Year	16.6%
5 Year	18.4%
10 Year
15 Year
Since launch	18.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	17.2%
2023	22.2%
2022	-8.5%
2021	43%
2020	14.5%
2019	16.1%
2018	-3.8%
2017	44.7%
2016	2.2%
2015	4.3%

Fund Manager information for SBI Focused Equity Fund

Name	Since	Tenure
R. Srinivasan	1 May 09	16.43 Yr.

Data below for SBI Focused Equity Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	31.11%
Consumer Cyclical	20.32%
Communication Services	12.47%
Basic Materials	9.75%
Utility	5.59%
Consumer Defensive	5.43%
Industrials	4.4%
Technology	3.78%
Health Care	2.59%

Asset Allocation

Asset Class	Value
Cash	3.67%
Equity	95.44%
Debt	0.89%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Alphabet Inc Class A (Communication Services) Equity, Since 30 Sep 18 \| GOOGL	8%	₹3,022 Cr	1,400,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 13 \| HDFCBANK	7%	₹2,663 Cr	28,000,000
Muthoot Finance Ltd (Financial Services) Equity, Since 29 Feb 20 \| 533398	6%	₹2,154 Cr	7,000,000
State Bank of India (Financial Services) Equity, Since 30 Sep 21 \| SBIN	5%	₹2,007 Cr	23,000,000 ↓ -250,000
Bajaj Finserv Ltd (Financial Services) Equity, Since 31 Mar 25 \| 532978	5%	₹2,006 Cr	10,000,000
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services) Equity, Since 30 Nov 21 \| 890157	5%	₹1,830 Cr	13,000,000 ↓ -1,000,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Jun 24 \| KOTAKBANK	5%	₹1,793 Cr	9,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 31 Oct 21 \| ICICIBANK	4%	₹1,483 Cr	11,000,000
EPAM Systems Inc (Technology) Equity, Since 31 Jan 25 \| EPAM	4%	₹1,473 Cr	1,100,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Jul 16 \| SOLARINDS	4%	₹1,466 Cr	1,100,000

7. SBI Magnum COMMA Fund

To generate opportunities for growth along with possibility of consistent returns by investing predominantly in a portfolio of stocks of companies engaged in the commodity business within the following sectors - Oil & Gas, Metals, Materials & Agriculture and in debt & money market instruments.

Research Highlights for SBI Magnum COMMA Fund

Bottom quartile AUM (₹702 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: High.
5Y return: 20.07% (upper mid).
3Y return: 16.23% (lower mid).
1Y return: 11.00% (lower mid).
Alpha: -0.41 (bottom quartile).
Sharpe: -0.67 (bottom quartile).
Information ratio: -0.04 (lower mid).
Higher exposure to Basic Materials vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~94%).
High-quality debt (AAA/AA ~100%).
Largest holding Tata Steel Ltd (~8.1%).

Below is the key information for SBI Magnum COMMA Fund

SBI Magnum COMMA Fund Growth
Launch Date	8 Aug 05
NAV (14 Nov 25)	₹108.037 ↓ -0.36 (-0.33 %)
Net Assets (Cr)	₹702 on 31 Aug 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	High
Expense Ratio	2.58
Sharpe Ratio	-0.67
Information Ratio	-0.04
Alpha Ratio	-0.41
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹17,305
31 Oct 22	₹16,546
31 Oct 23	₹18,039
31 Oct 24	₹24,724
31 Oct 25	₹26,314

SBI Magnum COMMA Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644 Invest Now

Returns for SBI Magnum COMMA Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Nov 25

Duration	Returns
1 Month	3%
3 Month	5.7%
6 Month	6.8%
1 Year	11%
3 Year	16.2%
5 Year	20.1%
10 Year
15 Year
Since launch	12.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	10.5%
2023	32.3%
2022	-6.6%
2021	52%
2020	23.9%
2019	11.8%
2018	-18.7%
2017	39.2%
2016	32.3%
2015	-6.1%

Fund Manager information for SBI Magnum COMMA Fund

Name	Since	Tenure
Dinesh Balachandran	1 Jun 24	1.33 Yr.

Data below for SBI Magnum COMMA Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Basic Materials	52.58%
Energy	23.84%
Utility	7.58%
Consumer Defensive	4.06%
Consumer Cyclical	3.85%
Financial Services	1.95%

Asset Allocation

Asset Class	Value
Cash	6.13%
Equity	93.87%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Tata Steel Ltd (Basic Materials) Equity, Since 30 Apr 11 \| TATASTEEL	8%	₹64 Cr	3,776,000
Reliance Industries Ltd (Energy) Equity, Since 28 Feb 07 \| RELIANCE	7%	₹58 Cr	424,732
UltraTech Cement Ltd (Basic Materials) Equity, Since 30 Jun 18 \| 532538	5%	₹42 Cr	34,000
Oil & Natural Gas Corp Ltd (Energy) Equity, Since 31 May 20 \| 500312	4%	₹34 Cr	1,400,000
CESC Ltd (Utilities) Equity, Since 30 Sep 24 \| CESC	4%	₹34 Cr	2,070,000
Vedanta Ltd (Basic Materials) Equity, Since 30 Apr 24 \| 500295	4%	₹31 Cr	675,000
Indian Oil Corp Ltd (Energy) Equity, Since 29 Feb 24 \| IOC	4%	₹28 Cr	1,900,000
Hindustan Petroleum Corp Ltd (Energy) Equity, Since 31 May 24 \| HINDPETRO	3%	₹27 Cr	600,000
Power Grid Corp Of India Ltd (Utilities) Equity, Since 30 Sep 24 \| 532898	3%	₹26 Cr	930,000
Coal India Ltd (Energy) Equity, Since 31 Mar 22 \| COALINDIA	3%	₹25 Cr	650,000

8. SBI Nifty Index Fund

The scheme will adopt a passive investment strategy. The scheme will invest in stocks comprising the Nifty 50 Index in the same proportion as in the index with the objective of achieving returns equivalent to the Total Returns Index of Nifty 50 Index by minimizing the performance difference between the benchmark index and the scheme. The Total Returns Index is an index that reflects the returns on the index from index gain/loss plus dividend payments by the constituent stocks.

Research Highlights for SBI Nifty Index Fund

Upper mid AUM (₹10,048 Cr).
Oldest track record among peers (23 yrs).
Rating: 1★ (bottom quartile).
Risk profile: Moderately High.
5Y return: 15.99% (lower mid).
3Y return: 12.93% (bottom quartile).
1Y return: 10.92% (bottom quartile).
1M return: 3.15% (upper mid).
Alpha: -0.51 (bottom quartile).
Sharpe: -0.61 (bottom quartile).
Information ratio: -20.71 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Equity-heavy allocation (~100%).
Largest holding HDFC Bank Ltd (~12.9%).

Below is the key information for SBI Nifty Index Fund

SBI Nifty Index Fund Growth
Launch Date	17 Jan 02
NAV (14 Nov 25)	₹229.308 ↑ 0.27 (0.12 %)
Net Assets (Cr)	₹10,048 on 31 Aug 25
Category	Others - Index Fund
AMC	SBI Funds Management Private Limited
Rating	☆
Risk	Moderately High
Expense Ratio	0.47
Sharpe Ratio	-0.62
Information Ratio	-20.71
Alpha Ratio	-0.51
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-15 Days (0.2%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹15,242
31 Oct 22	₹15,658
31 Oct 23	₹16,668
31 Oct 24	₹21,277
31 Oct 25	₹22,779

SBI Nifty Index Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for SBI Nifty Index Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Nov 25

Duration	Returns
1 Month	3.1%
3 Month	5.2%
6 Month	5.8%
1 Year	10.9%
3 Year	12.9%
5 Year	16%
10 Year
15 Year
Since launch	14.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	9.5%
2023	20.7%
2022	5.1%
2021	24.7%
2020	14.6%
2019	12.5%
2018	3.8%
2017	29.1%
2016	3.4%
2015	-4.2%

Fund Manager information for SBI Nifty Index Fund

Name	Since	Tenure
Raviprakash Sharma	1 Feb 11	14.67 Yr.
Pradeep Kesavan	1 Dec 23	1.83 Yr.

Data below for SBI Nifty Index Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Equity	100.05%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Mar 03 \| HDFCBANK	13%	₹1,332 Cr	14,002,559 ↑ 179,970
ICICI Bank Ltd (Financial Services) Equity, Since 31 Jan 03 \| ICICIBANK	9%	₹882 Cr	6,542,386 ↑ 81,373
Reliance Industries Ltd (Energy) Equity, Since 31 Jan 03 \| RELIANCE	8%	₹847 Cr	6,206,524 ↑ 65,391
Infosys Ltd (Technology) Equity, Since 31 Jan 03 \| INFY	5%	₹476 Cr	3,302,973 ↑ 37,989
Bharti Airtel Ltd (Communication Services) Equity, Since 29 Feb 04 \| BHARTIARTL	5%	₹469 Cr	2,498,814 ↑ 28,255
Larsen & Toubro Ltd (Industrials) Equity, Since 31 Dec 04 \| LT	4%	₹394 Cr	1,076,682 ↑ 12,366
ITC Ltd (Consumer Defensive) Equity, Since 29 Feb 12 \| ITC	3%	₹355 Cr	8,833,249 ↑ 394,465
State Bank of India (Financial Services) Equity, Since 31 Jan 03 \| SBIN	3%	₹332 Cr	3,803,911 ↑ 321,279
Axis Bank Ltd (Financial Services) Equity, Since 28 Feb 10 \| 532215	3%	₹297 Cr	2,625,542 ↑ 31,420
Mahindra & Mahindra Ltd (Consumer Cyclical) Equity, Since 30 Jun 10 \| M&M	3%	₹278 Cr	812,511 ↑ 11,588

9. SBI Large and Midcap Fund

(Erstwhile SBI Magnum Multiplier Fund)

To provide investors long term capital appreciation/dividend along with the liquidity of an open-ended scheme.

Research Highlights for SBI Large and Midcap Fund

Upper mid AUM (₹33,248 Cr).
Established history (20+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderately High.
5Y return: 22.40% (top quartile).
3Y return: 17.27% (upper mid).
1Y return: 10.88% (bottom quartile).
Alpha: 1.02 (upper mid).
Sharpe: -0.47 (lower mid).
Information ratio: -0.10 (bottom quartile).
Top sector: Financial Services.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~96%).
High-quality debt (AAA/AA ~100%).
Largest holding HDFC Bank Ltd (~7.3%).

Below is the key information for SBI Large and Midcap Fund

SBI Large and Midcap Fund Growth
Launch Date	25 May 05
NAV (13 Nov 25)	₹646.265 ↑ 2.11 (0.33 %)
Net Assets (Cr)	₹33,248 on 31 Aug 25
Category	Equity - Large & Mid Cap
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.61
Sharpe Ratio	-0.47
Information Ratio	-0.1
Alpha Ratio	1.02
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹16,611
31 Oct 22	₹18,392
31 Oct 23	₹20,048
31 Oct 24	₹27,337
31 Oct 25	₹29,127

SBI Large and Midcap Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹530,691.
Net Profit of ₹230,691 Invest Now

Returns for SBI Large and Midcap Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Nov 25

Duration	Returns
1 Month	3.4%
3 Month	5.3%
6 Month	9.5%
1 Year	10.9%
3 Year	17.3%
5 Year	22.4%
10 Year
15 Year
Since launch	17.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	18%
2023	26.8%
2022	7.3%
2021	39.3%
2020	15.8%
2019	6.8%
2018	-5.3%
2017	40.5%
2016	0.4%
2015	11.1%

Fund Manager information for SBI Large and Midcap Fund

Name	Since	Tenure
Saurabh Pant	10 Sep 16	9.06 Yr.

Data below for SBI Large and Midcap Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	24.87%
Basic Materials	17.26%
Consumer Cyclical	14.43%
Health Care	11.95%
Industrials	9.66%
Consumer Defensive	6.14%
Energy	4.26%
Technology	4.19%
Utility	1.42%
Communication Services	1.42%

Asset Allocation

Asset Class	Value
Cash	3.76%
Equity	95.96%
Debt	0.29%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 11 \| HDFCBANK	7%	₹2,502 Cr	26,314,000
HDFC Asset Management Co Ltd (Financial Services) Equity, Since 31 Mar 23 \| HDFCAMC	3%	₹1,057 Cr	1,910,000
Axis Bank Ltd (Financial Services) Equity, Since 31 Jan 25 \| 532215	3%	₹1,041 Cr	9,200,000
Reliance Industries Ltd (Energy) Equity, Since 30 Apr 20 \| RELIANCE	3%	₹1,037 Cr	7,600,000
State Bank of India (Financial Services) Equity, Since 31 Jul 09 \| SBIN	3%	₹1,003 Cr	11,500,000
Asian Paints Ltd (Basic Materials) Equity, Since 30 Jun 25 \| 500820	3%	₹903 Cr	3,844,000
Berger Paints India Ltd (Basic Materials) Equity, Since 30 Jun 24 \| 509480	3%	₹869 Cr	16,866,913 ↑ 687,960
Shree Cement Ltd (Basic Materials) Equity, Since 30 Apr 23 \| 500387	2%	₹849 Cr	290,000
Abbott India Ltd (Healthcare) Equity, Since 30 Sep 22 \| ABBOTINDIA	2%	₹805 Cr	274,878
Alkem Laboratories Ltd (Healthcare) Equity, Since 30 Sep 22 \| ALKEM	2%	₹801 Cr	1,476,712

10. SBI PSU Fund

The objective of the scheme would be to provide investors with opportunities for long-term growth in capital along with the liquidity of an open-ended scheme through an active management of investments in a diversified basket of equity stocks of domestic Public Sector Undertakings and in debt and money market instruments issued by PSUs AND others.

Research Highlights for SBI PSU Fund

Bottom quartile AUM (₹5,179 Cr).
Established history (15+ yrs).
Rating: 2★ (lower mid).
Risk profile: High.
5Y return: 31.54% (top quartile).
3Y return: 29.78% (top quartile).
1Y return: 10.77% (bottom quartile).
Alpha: -0.35 (bottom quartile).
Sharpe: -0.81 (bottom quartile).
Information ratio: -0.37 (bottom quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Cash Equivalent.
Equity-heavy allocation (~98%).
High-quality debt (AAA/AA ~100%).
Largest holding State Bank of India (~15.7%).

Below is the key information for SBI PSU Fund

SBI PSU Fund Growth
Launch Date	7 Jul 10
NAV (14 Nov 25)	₹34.0113 ↑ 0.14 (0.41 %)
Net Assets (Cr)	₹5,179 on 31 Aug 25
Category	Equity - Sectoral
AMC	SBI Funds Management Private Limited
Rating	☆☆
Risk	High
Expense Ratio	1.89
Sharpe Ratio	-0.81
Information Ratio	-0.37
Alpha Ratio	-0.35
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 20	₹10,000
31 Oct 21	₹16,381
31 Oct 22	₹19,173
31 Oct 23	₹24,318
31 Oct 24	₹40,047
31 Oct 25	₹42,467

SBI PSU Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹657,502.
Net Profit of ₹357,502 Invest Now

Returns for SBI PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 14 Nov 25

Duration	Returns
1 Month	4.8%
3 Month	9.1%
6 Month	9.6%
1 Year	10.8%
3 Year	29.8%
5 Year	31.5%
10 Year
15 Year
Since launch	8.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	23.5%
2023	54%
2022	29%
2021	32.4%
2020	-10%
2019	6%
2018	-23.8%
2017	21.9%
2016	16.2%
2015	-11.1%

Fund Manager information for SBI PSU Fund

Name	Since	Tenure
Rohit Shimpi	1 Jun 24	1.33 Yr.

Data below for SBI PSU Fund as on 31 Aug 25

Equity Sector Allocation

Sector	Value
Financial Services	36.21%
Utility	29.89%
Energy	13.58%
Industrials	12.34%
Basic Materials	5.79%

Asset Allocation

Asset Class	Value
Cash	2.18%
Equity	97.82%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
State Bank of India (Financial Services) Equity, Since 31 Jul 10 \| SBIN	16%	₹866 Cr	9,927,500
Bharat Electronics Ltd (Industrials) Equity, Since 30 Jun 24 \| BEL	9%	₹524 Cr	12,975,000
NTPC Ltd (Utilities) Equity, Since 31 Jul 10 \| 532555	9%	₹495 Cr	14,543,244
Power Grid Corp Of India Ltd (Utilities) Equity, Since 31 Jul 10 \| 532898	8%	₹463 Cr	16,535,554
GAIL (India) Ltd (Utilities) Equity, Since 31 May 24 \| 532155	8%	₹454 Cr	25,750,000
Bharat Petroleum Corp Ltd (Energy) Equity, Since 31 Aug 24 \| 500547	6%	₹329 Cr	9,700,000
Bank of Baroda (Financial Services) Equity, Since 31 Aug 24 \| 532134	5%	₹284 Cr	11,000,000
NMDC Ltd (Basic Materials) Equity, Since 31 Oct 23 \| 526371	4%	₹213 Cr	27,900,000
Indian Bank (Financial Services) Equity, Since 30 Jun 21 \| 532814	3%	₹182 Cr	2,427,235
Oil India Ltd (Energy) Equity, Since 31 Mar 24 \| OIL	3%	₹159 Cr	3,850,000

How to Select the Right SBI Mutual Fund?

Beginners: SBI Bluechip Fund or SBI Equity Hybrid Fund.
Aggressive Investors: SBI Small Cap Fund, SBI contra fund.
Tax Planning: SBI Magnum TaxGain (ELSS).
Short-Term Needs: SBI Magnum Ultra Short Duration or SBI Overnight Fund.
Sector Focus: SBI Technology Opportunities or SBI Banking & Financial Services Fund.

How to Invest in SBI Mutual Fund Online?

Open Free Investment Account for Lifetime at Fincash.com.

Complete your Registration and KYC Process

Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

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FAQs on SBI Mutual Funds

1. Which is the best SBI fund for SIP currently?

A: SBI Small Cap Fund and SBI Equity Hybrid Fund are popular choices for SIPs.

2. Is SBI Mutual Fund safe to invest in?

A: Yes, it is SEBI-regulated and managed by one of India’s largest AMCs. However, risks vary by category.

3. Can NRIs invest in SBI Mutual Funds?

A: Yes, NRIs can invest (except for a few restrictions in the US/Canada).

4. Which SBI fund is best for tax saving?

A: SBI Magnum TaxGain (ELSS) qualifies under Section 80C.

Conclusion

SBI Mutual Fund continues to be one of India’s top choices for investors. With schemes across every category — equity, debt, hybrid, and tax-saving — it offers something for everyone. Whether you’re just starting out or looking to diversify your Portfolio, SBI MF provides trusted and well-performing options.

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.