fincash logo SOLUTIONS
EXPLORE FUNDS
CALCULATORS
fincash number+91-22-48913909
Top 10 Best SBI Mutual Fund Schemes for 2025

Fincash » SBI Mutual Fund » Best SBI Mutual Fund Schemes

10 Best SBI Mutual Fund Schemes for 2025

Updated on July 23, 2025 , 194601 views

Being India’s oldest & largest fund house, investors are often attracted by the Mutual Fund plans offered by SBI Mutual Fund. With over 30 years of presence in the Market, SBI MF has an extensive investor base of over 5 million. To cater to each and every kind of investors, the company offers a large number of Mutual Fund schemes.

SBI

Investors can plan all their short, mid and long-term Financial goals by Investing in these schemes. Below is the list of top 10 best SBI Mutual Fund schemes that has potential to deliver good returns over the time. These funds have been shortlisted by considering several important parameters like AUM, NAV, past performances, peer average returns and other key parameters.

Why Invest in SBI Mutual Fund?

Capital Appreciation: Investing in SBI MF can give you a Capital appreciation for low-risk investments as well high-risk investments depending on the fund you wish to invest.

Safety: The mutual fund schemes by SBI are one of the country’s trusted and reliable fund schemes.

Variety of Options: Investing in SBI Mutual Fund comes with a broad Range of choices, you can invest for a short-term, mid-term and long-term in these schemes offered by the SBI.

Excellent Ratings: Many of the SBI equity schemes have a CRISIL rating of three and above.

Domestic and Offshore Fund Management: The company has expertise in managing both domestic and Offshore funds.

Tax Benefits: Saving tax is easier with SBI Mutual Fund. The company provides Equity Linked Savings Scheme for investors to save tax.

NRI Investment: The company also allows NRIs to invest in its Mutual Funds.

Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

Best SBI Mutual Fund Schemes

FundNAVNet Assets (Cr)Min InvestmentMin SIP Investment3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
SBI Gold Fund Growth ₹28.949
↓ -0.07
₹4,410 5,000 500 2.421.136.42312.719.6
SBI Dynamic Asset Allocation Fund Growth ₹15.9463
↑ 0.03
₹655 5,000 500 3.96.225.16.98.3
SBI Healthcare Opportunities Fund Growth ₹442.163
↑ 1.93
₹3,849 5,000 500 4.2719.828.523.942.2
SBI Banking & Financial Services Fund Growth ₹42.6776
↓ -0.32
₹8,538 5,000 500 6.417.715.821.121.719.6
SBI Equity Hybrid Fund Growth ₹301.862
↓ -2.39
₹78,708 1,000 500 5.211.21015.316.814.2
SBI Magnum Constant Maturity Fund Growth ₹64.2286
↓ -0.10
₹1,900 5,000 500 0.85.19.68.65.69.1
SBI Short Term Debt Fund Growth ₹32.4143
↓ -0.01
₹16,053 5,000 500 1.95.197.55.87.7
SBI Focused Equity Fund Growth ₹354
↓ -1.29
₹38,610 5,000 500 4.89.28.917.120.117.2
SBI Banking and PSU Fund Growth ₹3,143.33
↓ -1.78
₹4,107 5,000 500 1.758.87.35.57.7
SBI Credit Risk Fund Growth ₹45.9788
↓ -0.03
₹2,236 5,000 500 24.88.88.178.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Jul 25
*List if based on funds having Assets > 100 Crore and sorted on last 1 Year Returns.

1. SBI Gold Fund

The scheme seeks to provide returns that closely correspond to returns provided by SBI - ETF Gold (Previously known as SBI GETS).

SBI Gold Fund is a Gold - Gold fund was launched on 12 Sep 11. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 8% since its launch.  Return for 2024 was 19.6% , 2023 was 14.1% and 2022 was 12.6% .

Below is the key information for SBI Gold Fund

SBI Gold Fund
Growth
Launch Date 12 Sep 11
NAV (25 Jul 25) ₹28.949 ↓ -0.07   (-0.23 %)
Net Assets (Cr) ₹4,410 on 30 Jun 25
Category Gold - Gold
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 0.29
Sharpe Ratio 1.73
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹9,489
30 Jun 22₹10,276
30 Jun 23₹11,533
30 Jun 24₹14,186
30 Jun 25₹18,641

SBI Gold Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹415,684.
Net Profit of ₹115,684
Invest Now

Returns for SBI Gold Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jul 25

DurationReturns
1 Month 1.3%
3 Month 2.4%
6 Month 21.1%
1 Year 36.4%
3 Year 23%
5 Year 12.7%
10 Year
15 Year
Since launch 8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 19.6%
2023 14.1%
2022 12.6%
2021 -5.7%
2020 27.4%
2019 22.8%
2018 6.4%
2017 3.5%
2016 10%
2015 -8.1%
Fund Manager information for SBI Gold Fund
NameSinceTenure
Raj gandhi1 Jan 1312.42 Yr.

Data below for SBI Gold Fund as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash1.39%
Other98.61%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
SBI Gold ETF
- | -
100%₹4,154 Cr506,511,834
↑ 23,280,043
Treps
CBLO/Reverse Repo | -
0%₹12 Cr
Net Receivable / Payable
CBLO | -
0%-₹11 Cr

2. SBI Dynamic Asset Allocation Fund

The objective of the fund will be to provide investors with an opportunity to invest in a portfolio of a mix of equity and equity related securities and fixed income instruments. The allocation between fixed income and equity instruments will be managed dynamically so as to provide investors with long term capital appreciation However, there can be no assurance that the investment objective of the Scheme will be achieved.

SBI Dynamic Asset Allocation Fund is a Hybrid - Dynamic Allocation fund was launched on 26 Mar 15. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 7.7% since its launch. .

Below is the key information for SBI Dynamic Asset Allocation Fund

SBI Dynamic Asset Allocation Fund
Growth
Launch Date 26 Mar 15
NAV (02 Jul 21) ₹15.9463 ↑ 0.03   (0.18 %)
Net Assets (Cr) ₹655 on 31 May 21
Category Hybrid - Dynamic Allocation
AMC SBI Funds Management Private Limited
Rating Not Rated
Risk Moderately High
Expense Ratio 2.07
Sharpe Ratio 2.59
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹12,705

SBI Dynamic Asset Allocation Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for SBI Dynamic Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jul 25

DurationReturns
1 Month 1%
3 Month 3.9%
6 Month 6.2%
1 Year 25.1%
3 Year 6.9%
5 Year 8.3%
10 Year
15 Year
Since launch 7.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015
Fund Manager information for SBI Dynamic Asset Allocation Fund
NameSinceTenure

Data below for SBI Dynamic Asset Allocation Fund as on 31 May 21

Asset Allocation
Asset ClassValue
Equity Sector Allocation
SectorValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
Top Securities Holdings / Portfolio
NameHoldingValueQuantity

3. SBI Healthcare Opportunities Fund

(Erstwhile SBI Pharma Fund)

To provide the investors maximum growth opportunity through equity investments in stocks of growth oriented sectors of the economy.

SBI Healthcare Opportunities Fund is a Equity - Sectoral fund was launched on 31 Dec 04. It is a fund with High risk and has given a CAGR/Annualized return of 15.7% since its launch.  Ranked 34 in Sectoral category.  Return for 2024 was 42.2% , 2023 was 38.2% and 2022 was -6% .

Below is the key information for SBI Healthcare Opportunities Fund

SBI Healthcare Opportunities Fund
Growth
Launch Date 31 Dec 04
NAV (24 Jul 25) ₹442.163 ↑ 1.93   (0.44 %)
Net Assets (Cr) ₹3,849 on 30 Jun 25
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating
Risk High
Expense Ratio 2.09
Sharpe Ratio 0.87
Information Ratio 0.37
Alpha Ratio 2.79
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-15 Days (0.5%),15 Days and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹15,902
30 Jun 22₹13,774
30 Jun 23₹17,755
30 Jun 24₹24,634
30 Jun 25₹29,799

SBI Healthcare Opportunities Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹543,623.
Net Profit of ₹243,623
Invest Now

Returns for SBI Healthcare Opportunities Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jul 25

DurationReturns
1 Month 5.8%
3 Month 4.2%
6 Month 7%
1 Year 19.8%
3 Year 28.5%
5 Year 23.9%
10 Year
15 Year
Since launch 15.7%
Historical performance (Yearly) on absolute basis
YearReturns
2024 42.2%
2023 38.2%
2022 -6%
2021 20.1%
2020 65.8%
2019 -0.5%
2018 -9.9%
2017 2.1%
2016 -14%
2015 27.1%
Fund Manager information for SBI Healthcare Opportunities Fund
NameSinceTenure
Tanmaya Desai1 Jun 1114.01 Yr.

Data below for SBI Healthcare Opportunities Fund as on 30 Jun 25

Equity Sector Allocation
SectorValue
Health Care90.06%
Basic Materials6.02%
Asset Allocation
Asset ClassValue
Cash3.92%
Equity96.08%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Sun Pharmaceuticals Industries Ltd (Healthcare)
Equity, Since 31 Dec 17 | SUNPHARMA
13%₹470 Cr2,800,000
Divi's Laboratories Ltd (Healthcare)
Equity, Since 31 Mar 12 | DIVISLAB
7%₹273 Cr412,222
↑ 12,222
Max Healthcare Institute Ltd Ordinary Shares (Healthcare)
Equity, Since 31 Mar 21 | MAXHEALTH
6%₹236 Cr2,100,000
Lonza Group Ltd ADR (Healthcare)
Equity, Since 31 Jan 24 | LZAGY
5%₹178 Cr300,000
Cipla Ltd (Healthcare)
Equity, Since 31 Aug 16 | CIPLA
5%₹176 Cr1,200,000
Lupin Ltd (Healthcare)
Equity, Since 31 Aug 23 | LUPIN
4%₹164 Cr840,000
Mankind Pharma Ltd (Healthcare)
Equity, Since 30 Apr 23 | MANKIND
4%₹138 Cr560,000
Krishna Institute of Medical Sciences Ltd (Healthcare)
Equity, Since 30 Nov 22 | 543308
3%₹123 Cr1,800,000
↓ -234,372
Fortis Healthcare Ltd (Healthcare)
Equity, Since 30 Apr 21 | FORTIS
3%₹119 Cr1,680,000
Acutaas Chemicals Ltd (Basic Materials)
Equity, Since 30 Jun 24 | 543349
3%₹118 Cr1,000,000

4. SBI Banking & Financial Services Fund

The investment objective of the scheme is to generate long-term capital appreciation to unit holders from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in banking and financial services. However, there can be no assurance that the investment objective of the Scheme will be realized.

SBI Banking & Financial Services Fund is a Equity - Sectoral fund was launched on 26 Feb 15. It is a fund with High risk and has given a CAGR/Annualized return of 15% since its launch.  Return for 2024 was 19.6% , 2023 was 18.6% and 2022 was 13.5% .

Below is the key information for SBI Banking & Financial Services Fund

SBI Banking & Financial Services Fund
Growth
Launch Date 26 Feb 15
NAV (25 Jul 25) ₹42.6776 ↓ -0.32   (-0.74 %)
Net Assets (Cr) ₹8,538 on 30 Jun 25
Category Equity - Sectoral
AMC SBI Funds Management Private Limited
Rating Not Rated
Risk High
Expense Ratio 1.91
Sharpe Ratio 0.86
Information Ratio 0.61
Alpha Ratio 0.33
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹15,958
30 Jun 22₹14,761
30 Jun 23₹18,802
30 Jun 24₹24,883
30 Jun 25₹29,136

SBI Banking & Financial Services Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹518,033.
Net Profit of ₹218,033
Invest Now

Returns for SBI Banking & Financial Services Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jul 25

DurationReturns
1 Month -0.2%
3 Month 6.4%
6 Month 17.7%
1 Year 15.8%
3 Year 21.1%
5 Year 21.7%
10 Year
15 Year
Since launch 15%
Historical performance (Yearly) on absolute basis
YearReturns
2024 19.6%
2023 18.6%
2022 13.5%
2021 12.1%
2020 4.8%
2019 20.7%
2018 9.5%
2017 40.7%
2016 17%
2015
Fund Manager information for SBI Banking & Financial Services Fund
NameSinceTenure
Milind Agrawal1 Aug 195.84 Yr.
Pradeep Kesavan1 Dec 231.5 Yr.

Data below for SBI Banking & Financial Services Fund as on 30 Jun 25

Equity Sector Allocation
SectorValue
Financial Services96.82%
Asset Allocation
Asset ClassValue
Cash3.18%
Equity96.82%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 15 | HDFCBANK
27%₹2,142 Cr11,014,715
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Dec 16 | ICICIBANK
11%₹873 Cr6,035,814
Axis Bank Ltd (Financial Services)
Equity, Since 31 Jan 25 | AXISBANK
9%₹749 Cr6,285,625
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 23 | KOTAKBANK
9%₹745 Cr3,591,554
↑ 400,000
Max Financial Services Ltd (Financial Services)
Equity, Since 30 Apr 25 | MFSL
4%₹349 Cr2,319,400
↑ 300,702
HDFC Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Mar 25 | HDFCLIFE
4%₹332 Cr4,274,765
Muthoot Finance Ltd (Financial Services)
Equity, Since 31 Dec 22 | MUTHOOTFIN
4%₹307 Cr1,386,984
↑ 257,943
Bank of Baroda (Financial Services)
Equity, Since 31 Mar 25 | BANKBARODA
3%₹224 Cr8,985,585
SBI Cards and Payment Services Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Jan 25 | SBICARD
2%₹199 Cr2,155,232
↑ 121,632
Nippon Life India Asset Management Ltd Ordinary Shares (Financial Services)
Equity, Since 31 Aug 23 | NAM-INDIA
2%₹195 Cr2,627,975
↓ -39,260

5. SBI Equity Hybrid Fund

(Erstwhile SBI Magnum Balanced Fund)

To provide investors long term capital appreciation along with the liquidity of open-ended scheme by investing in a mix of debt and equity. The scheme will invest in a diversified portfolio of equities of high growth companies and balance the risk through investing the rest in a relatively safe portfolio of debt.

SBI Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 19 Jan 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15% since its launch.  Ranked 10 in Hybrid Equity category.  Return for 2024 was 14.2% , 2023 was 16.4% and 2022 was 2.3% .

Below is the key information for SBI Equity Hybrid Fund

SBI Equity Hybrid Fund
Growth
Launch Date 19 Jan 05
NAV (25 Jul 25) ₹301.862 ↓ -2.39   (-0.79 %)
Net Assets (Cr) ₹78,708 on 30 Jun 25
Category Hybrid - Hybrid Equity
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 1.46
Sharpe Ratio 0.57
Information Ratio 0.45
Alpha Ratio 5.08
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹13,961
30 Jun 22₹14,163
30 Jun 23₹16,344
30 Jun 24₹20,576
30 Jun 25₹23,161

SBI Equity Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹458,689.
Net Profit of ₹158,689
Invest Now

Returns for SBI Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jul 25

DurationReturns
1 Month -0.2%
3 Month 5.2%
6 Month 11.2%
1 Year 10%
3 Year 15.3%
5 Year 16.8%
10 Year
15 Year
Since launch 15%
Historical performance (Yearly) on absolute basis
YearReturns
2024 14.2%
2023 16.4%
2022 2.3%
2021 23.6%
2020 12.9%
2019 13.5%
2018 -0.1%
2017 27.7%
2016 3.7%
2015 7.4%
Fund Manager information for SBI Equity Hybrid Fund
NameSinceTenure
R. Srinivasan1 Jan 1213.42 Yr.
Rajeev Radhakrishnan1 Dec 231.5 Yr.
Mansi Sajeja1 Dec 231.5 Yr.
Pradeep Kesavan1 Dec 231.5 Yr.

Data below for SBI Equity Hybrid Fund as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash3.91%
Equity74.17%
Debt21.92%
Equity Sector Allocation
SectorValue
Financial Services24.58%
Industrials9.93%
Basic Materials9.35%
Consumer Cyclical7.06%
Technology5.11%
Communication Services5.04%
Health Care4.45%
Consumer Defensive4.23%
Energy2.44%
Utility1.26%
Real Estate0.73%
Debt Sector Allocation
SectorValue
Corporate11.65%
Government10.89%
Cash Equivalent3.29%
Credit Quality
RatingValue
A7.74%
AA15.4%
AAA75.15%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 May 11 | HDFCBANK
7%₹5,251 Cr27,000,000
↑ 4,000,000
6.79% Govt Stock 2034
Sovereign Bonds | -
6%₹4,429 Cr427,501,100
↑ 45,000,000
ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 17 | ICICIBANK
4%₹3,325 Cr23,000,000
Solar Industries India Ltd (Basic Materials)
Equity, Since 31 Jul 16 | SOLARINDS
4%₹3,211 Cr1,994,133
↓ -505,867
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Jan 17 | BHARTIARTL
4%₹3,156 Cr17,000,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Apr 24 | KOTAKBANK
4%₹2,905 Cr13,999,900
↑ 4,999,900
Divi's Laboratories Ltd (Healthcare)
Equity, Since 30 Apr 16 | DIVISLAB
3%₹2,579 Cr3,900,000
↓ -250,924
State Bank of India (Financial Services)
Equity, Since 28 Feb 14 | SBIN
3%₹2,437 Cr30,000,000
MRF Ltd (Consumer Cyclical)
Equity, Since 31 May 18 | MRF
3%₹2,361 Cr170,000
Infosys Ltd (Technology)
Equity, Since 31 Dec 17 | INFY
3%₹2,344 Cr15,000,000

6. SBI Magnum Constant Maturity Fund

(Erstwhile SBI Magnum Gilt Fund Short Term)

To provide the investors with the returns generated through investments in government securities issued by the Central Govt. and State Govt.

SBI Magnum Constant Maturity Fund is a Debt - 10 Yr Govt Bond fund was launched on 30 Dec 00. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.9% since its launch.  Ranked 1 in 10 Yr Govt Bond category.  Return for 2024 was 9.1% , 2023 was 7.5% and 2022 was 1.3% .

Below is the key information for SBI Magnum Constant Maturity Fund

SBI Magnum Constant Maturity Fund
Growth
Launch Date 30 Dec 00
NAV (25 Jul 25) ₹64.2286 ↓ -0.10   (-0.16 %)
Net Assets (Cr) ₹1,900 on 30 Jun 25
Category Debt - 10 Yr Govt Bond
AMC SBI Funds Management Private Limited
Rating
Risk Moderately Low
Expense Ratio 0.64
Sharpe Ratio 1.25
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.58%
Effective Maturity 9 Years 7 Months 28 Days
Modified Duration 6 Years 9 Months 14 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,330
30 Jun 22₹10,304
30 Jun 23₹11,225
30 Jun 24₹12,032
30 Jun 25₹13,268

SBI Magnum Constant Maturity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for SBI Magnum Constant Maturity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jul 25

DurationReturns
1 Month 0.3%
3 Month 0.8%
6 Month 5.1%
1 Year 9.6%
3 Year 8.6%
5 Year 5.6%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 9.1%
2023 7.5%
2022 1.3%
2021 2.4%
2020 11.6%
2019 11.9%
2018 9.9%
2017 6.2%
2016 12.8%
2015 9.1%
Fund Manager information for SBI Magnum Constant Maturity Fund
NameSinceTenure
Rajeev Radhakrishnan1 Nov 231.58 Yr.
Tejas Soman1 Dec 231.5 Yr.

Data below for SBI Magnum Constant Maturity Fund as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash2.29%
Debt97.71%
Debt Sector Allocation
SectorValue
Government97.71%
Cash Equivalent2.29%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.1% Govt Stock 2034
Sovereign Bonds | -
71%₹1,371 Cr131,000,000
7.18% Govt Stock 2037
Sovereign Bonds | -
27%₹511 Cr49,000,000
Net Receivable / Payable
CBLO | -
2%₹31 Cr
Treps
CBLO/Reverse Repo | -
1%₹13 Cr

7. SBI Short Term Debt Fund

To provide investors with an opportunity to generate regular income through investments in a portfolio comprising of debt instruments which are rated not below investment grade by a credit rating agency, and money market instruments.

SBI Short Term Debt Fund is a Debt - Short term Bond fund was launched on 27 Jul 07. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of since its launch.  Ranked 25 in Short term Bond category.  Return for 2024 was 7.7% , 2023 was 6.7% and 2022 was 3.5% .

Below is the key information for SBI Short Term Debt Fund

SBI Short Term Debt Fund
Growth
Launch Date 27 Jul 07
NAV (25 Jul 25) ₹32.4143 ↓ -0.01   (-0.04 %)
Net Assets (Cr) ₹16,053 on 30 Jun 25
Category Debt - Short term Bond
AMC SBI Funds Management Private Limited
Rating
Risk Moderately Low
Expense Ratio 0.84
Sharpe Ratio 1.99
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.84%
Effective Maturity 3 Years 14 Days
Modified Duration 2 Years 5 Months 16 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,438
30 Jun 22₹10,717
30 Jun 23₹11,402
30 Jun 24₹12,181
30 Jun 25₹13,294

SBI Short Term Debt Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for SBI Short Term Debt Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jul 25

DurationReturns
1 Month 0.6%
3 Month 1.9%
6 Month 5.1%
1 Year 9%
3 Year 7.5%
5 Year 5.8%
10 Year
15 Year
Since launch
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.7%
2023 6.7%
2022 3.5%
2021 2.8%
2020 9.9%
2019 9.5%
2018 6%
2017 5.7%
2016 9.9%
2015 8.2%
Fund Manager information for SBI Short Term Debt Fund
NameSinceTenure
Mansi Sajeja1 Dec 231.58 Yr.

Data below for SBI Short Term Debt Fund as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash9.65%
Debt90.11%
Other0.24%
Debt Sector Allocation
SectorValue
Corporate67.37%
Government26.52%
Cash Equivalent5.87%
Credit Quality
RatingValue
AA12.88%
AAA87.12%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.18% Govt Stock 2033
Sovereign Bonds | -
8%₹1,260 Cr120,000,000
↑ 30,000,000
7.17% Govt Stock 2030
Sovereign Bonds | -
6%₹857 Cr82,000,000
6.79% Govt Stock 2034
Sovereign Bonds | -
4%₹618 Cr60,000,000
↓ -5,000,000
Small Industries Development Bank Of India
Debentures | -
3%₹511 Cr50,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹511 Cr50,000
National Bank For Agriculture And Rural Development
Debentures | -
3%₹510 Cr50,000
Rec Limited
Debentures | -
3%₹509 Cr50,000
TATA Communications Limited
Debentures | -
3%₹405 Cr40,000
Jamnagar Utilities & Power Private Limited
Debentures | -
3%₹400 Cr39,000
Small Industries Development Bank Of India
Debentures | -
2%₹330 Cr32,500

8. SBI Focused Equity Fund

(Erstwhile SBI Emerging Businesses Fund)

The investment objective of the Emerging Businesses Fund would be to participate in the growth potential presented by various companies that are considered emergent and have export orientation/outsourcing opportunities or are globally competitive. The fund may also evaluate Emerging Businesses with growth potential and domestic focus.

SBI Focused Equity Fund is a Equity - Focused fund was launched on 11 Oct 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 18.6% since its launch.  Ranked 32 in Focused category.  Return for 2024 was 17.2% , 2023 was 22.2% and 2022 was -8.5% .

Below is the key information for SBI Focused Equity Fund

SBI Focused Equity Fund
Growth
Launch Date 11 Oct 04
NAV (24 Jul 25) ₹354 ↓ -1.29   (-0.36 %)
Net Assets (Cr) ₹38,610 on 30 Jun 25
Category Equity - Focused
AMC SBI Funds Management Private Limited
Rating
Risk Moderately High
Expense Ratio 1.63
Sharpe Ratio 0.33
Information Ratio -0.26
Alpha Ratio 4.18
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹15,357
30 Jun 22₹15,115
30 Jun 23₹18,116
30 Jun 24₹23,689
30 Jun 25₹26,113

SBI Focused Equity Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹505,644.
Net Profit of ₹205,644
Invest Now

Returns for SBI Focused Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jul 25

DurationReturns
1 Month 1.5%
3 Month 4.8%
6 Month 9.2%
1 Year 8.9%
3 Year 17.1%
5 Year 20.1%
10 Year
15 Year
Since launch 18.6%
Historical performance (Yearly) on absolute basis
YearReturns
2024 17.2%
2023 22.2%
2022 -8.5%
2021 43%
2020 14.5%
2019 16.1%
2018 -3.8%
2017 44.7%
2016 2.2%
2015 4.3%
Fund Manager information for SBI Focused Equity Fund
NameSinceTenure
R. Srinivasan1 May 0916.1 Yr.

Data below for SBI Focused Equity Fund as on 30 Jun 25

Equity Sector Allocation
SectorValue
Financial Services31.99%
Consumer Cyclical19.51%
Communication Services10.82%
Basic Materials8.59%
Consumer Defensive5.82%
Industrials4.8%
Technology4.42%
Health Care3.38%
Utility2.59%
Asset Allocation
Asset ClassValue
Cash7.27%
Equity91.93%
Debt0.8%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 13 | HDFCBANK
9%₹3,306 Cr17,000,000
Solar Industries India Ltd (Basic Materials)
Equity, Since 31 Jul 16 | SOLARINDS
6%₹2,094 Cr1,300,000
↓ -100,000
Alphabet Inc Class A (Communication Services)
Equity, Since 30 Sep 18 | GOOGL
6%₹2,055 Cr1,400,000
↑ 300,000
Bajaj Finserv Ltd (Financial Services)
Equity, Since 31 Mar 25 | BAJAJFINSV
5%₹2,017 Cr10,000,000
↑ 1,000,000
Bharti Airtel Ltd (Partly Paid Rs.1.25) (Communication Services)
Equity, Since 30 Nov 21 | 890157
5%₹1,963 Cr14,000,000
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 30 Jun 24 | KOTAKBANK
5%₹1,867 Cr9,000,000
EPAM Systems Inc (Technology)
Equity, Since 31 Jan 25 | EPAM
4%₹1,641 Cr1,100,000
↑ 200,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 21 | ICICIBANK
4%₹1,590 Cr11,000,000
Muthoot Finance Ltd (Financial Services)
Equity, Since 29 Feb 20 | MUTHOOTFIN
4%₹1,551 Cr7,000,000
State Bank of India (Financial Services)
Equity, Since 30 Sep 21 | SBIN
4%₹1,543 Cr19,000,000

9. SBI Banking and PSU Fund

(Erstwhile SBI Treasury Advantage Fund)

The scheme seeks to generate regular income through a judicious mix of portfolio comprising, predominantly of money market instruments and short term debt securities.

SBI Banking and PSU Fund is a Debt - Banking & PSU Debt fund was launched on 9 Oct 09. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 43 in Banking & PSU Debt category.  Return for 2024 was 7.7% , 2023 was 6.6% and 2022 was 2.9% .

Below is the key information for SBI Banking and PSU Fund

SBI Banking and PSU Fund
Growth
Launch Date 9 Oct 09
NAV (25 Jul 25) ₹3,143.33 ↓ -1.78   (-0.06 %)
Net Assets (Cr) ₹4,107 on 30 Jun 25
Category Debt - Banking & PSU Debt
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 0.81
Sharpe Ratio 1.48
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load NIL
Yield to Maturity 6.78%
Effective Maturity 4 Years 9 Months 11 Days
Modified Duration 3 Years 7 Months 10 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,442
30 Jun 22₹10,656
30 Jun 23₹11,320
30 Jun 24₹12,074
30 Jun 25₹13,171

SBI Banking and PSU Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹197,169.
Net Profit of ₹17,169
Invest Now

Returns for SBI Banking and PSU Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jul 25

DurationReturns
1 Month 0.5%
3 Month 1.7%
6 Month 5%
1 Year 8.8%
3 Year 7.3%
5 Year 5.5%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.7%
2023 6.6%
2022 2.9%
2021 2.6%
2020 10.5%
2019 9.7%
2018 7.4%
2017 6.4%
2016 8.3%
2015 8.7%
Fund Manager information for SBI Banking and PSU Fund
NameSinceTenure
Ardhendu Bhattacharya1 Dec 231.58 Yr.
Pradeep Kesavan1 Dec 231.58 Yr.

Data below for SBI Banking and PSU Fund as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash10.85%
Debt88.82%
Other0.34%
Debt Sector Allocation
SectorValue
Corporate45.36%
Government45.17%
Cash Equivalent9.13%
Credit Quality
RatingValue
AA9.2%
AAA90.8%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
6.79% Govt Stock 2034
Sovereign Bonds | -
6%₹263 Cr25,500,000
↑ 2,500,000
Power Grid Corporation Of India Limited
Debentures | -
5%₹212 Cr23,000
Nuclear Power Corporation Of India Limited
Debentures | -
5%₹210 Cr20,400
Rec Limited
Debentures | -
4%₹190 Cr185
National Bank For Financing Infrastructure And Development
Debentures | -
4%₹184 Cr18,000
Ongc Petro Additions Limited
Debentures | -
4%₹178 Cr17,500
GAil (India) Limited
Debentures | -
4%₹153 Cr1,500
National Bank For Financing Infrastructure And Development
Debentures | -
4%₹151 Cr15,000
Axis Bank Ltd.
Debentures | -
3%₹141 Cr3,000
↑ 3,000
National Highways Infra TRust
Debentures | -
3%₹124 Cr25,000

10. SBI Credit Risk Fund

(Erstwhile SBI Corporate Bond Fund)

The investment objective will be to actively manage a portfolio of good quality corporate debt as well as Money Market Instruments so as to provide reasonable returns and liquidity to the Unit holders. However there is no guarantee or assurance that the investment objective of the scheme will be achieved.

SBI Credit Risk Fund is a Debt - Credit Risk fund was launched on 19 Jul 04. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.5% since its launch.  Ranked 3 in Credit Risk category.  Return for 2024 was 8.1% , 2023 was 8.3% and 2022 was 4.2% .

Below is the key information for SBI Credit Risk Fund

SBI Credit Risk Fund
Growth
Launch Date 19 Jul 04
NAV (25 Jul 25) ₹45.9788 ↓ -0.03   (-0.07 %)
Net Assets (Cr) ₹2,236 on 30 Jun 25
Category Debt - Credit Risk
AMC SBI Funds Management Private Limited
Rating
Risk Moderate
Expense Ratio 1.56
Sharpe Ratio 2.34
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 500
Exit Load 0-12 Months (3%),12-24 Months (1.5%),24-36 Months (0.75%),36 Months and above(NIL)
Yield to Maturity 7.71%
Effective Maturity 2 Years 10 Months 6 Days
Modified Duration 2 Years 1 Month 2 Days

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,754
30 Jun 22₹11,156
30 Jun 23₹12,075
30 Jun 24₹12,973
30 Jun 25₹14,103

SBI Credit Risk Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹180,000
expected amount after 3 Years is ₹203,125.
Net Profit of ₹23,125
Invest Now

Returns for SBI Credit Risk Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Jul 25

DurationReturns
1 Month 0.7%
3 Month 2%
6 Month 4.8%
1 Year 8.8%
3 Year 8.1%
5 Year 7%
10 Year
15 Year
Since launch 7.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 8.1%
2023 8.3%
2022 4.2%
2021 5%
2020 9.8%
2019 6.5%
2018 6.2%
2017 6.9%
2016 10.5%
2015 9.7%
Fund Manager information for SBI Credit Risk Fund
NameSinceTenure
Lokesh Mallya1 Feb 178.33 Yr.

Data below for SBI Credit Risk Fund as on 30 Jun 25

Asset Allocation
Asset ClassValue
Cash10.55%
Equity2.82%
Debt86.27%
Other0.35%
Debt Sector Allocation
SectorValue
Corporate71.14%
Government15.13%
Cash Equivalent10.55%
Credit Quality
RatingValue
A18.54%
AA64.34%
AAA17.12%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.23% Govt Stock 2039
Sovereign Bonds | -
9%₹199 Cr19,000,000
Aadhar Housing Finance Limited
Debentures | -
5%₹113 Cr11,200
Nirma Limited
Debentures | -
5%₹112 Cr11,000
Renew Solar Energy (Jharkhand Five) Private Limited
Debentures | -
5%₹107 Cr11,000
Infopark Properties Limited
Debentures | -
5%₹106 Cr10,500
Aditya Birla Real Estate Limited
Debentures | -
4%₹87 Cr8,500
The Sandur Manganese And Iron Ores Limited
Debentures | -
4%₹84 Cr8,500
6.79% Govt Stock 2034
Sovereign Bonds | -
4%₹82 Cr8,000,000
Avanse Financial Services Limited
Debentures | -
4%₹81 Cr8,000
Renserv Global Private Limited
Debentures | -
4%₹80 Cr8,000

How to Invest in SBI Mutual Fund Online?

  1. Open Free Investment Account for Lifetime at Fincash.com.

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

    Get Started

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
How helpful was this page ?
Rated 3.5, based on 26 reviews.
POST A COMMENT

Karthik, posted on 5 Dec 19 12:09 PM

Good feedback and analysed well

1 - 1 of 1