+91-22-489139097 Best Fund of Funds in India 2025
fund of funds is one of the Top Mutual Funds for investors whose investment amounts are not too large and it is easier to manage one fund (a fund of funds) rather than a number of Mutual Funds. In this form of mutual fund investment strategy, investors get to hold a number of funds under the umbrella of a single fund, hence the name funds of funds.
Often going by the name of multi-manager investment; it is considered as one of the mutual fund categories. One of the key advantages of multi-manager investments is that at a lower ticket size, the investor can diversify themselves across a gamut of mutual fund schemes. So let us go through the numerous aspects of fund of funds like why to invest in a fund of funds, advantages of fund of funds, fund of funds in India, the performance of fund of funds, and other important aspects.
What are Fund of Funds?
In simple words, a Mutual Fund Investing its collected pool of money in another mutual fund (one or maybe more) is referred to as fund of funds. Investors in their portfolios take exposure to different funds and keep track of them separately. However, by Investing in multi-manager mutual funds this process gets more simplified as investors need to track only one fund, which in turn holds numerous mutual funds within it. Assume an individual has invested in 10 different funds having exposure in various financial assets like stocks, Bonds, government securities, gold, etc. However, he finds it difficult in managing those funds as he needs to keep a track of each fund separately. Therefore, to avoid such hassles, the investor invests money in a multi-management investment (or a single funds of funds strategy) which has its stakes in different Mutual Funds.
What are the Types of Fund of Funds?
1. Asset allocation funds
These funds consist of a diverse asset pool – with securities comprising of equity, debt instruments, precious metals, etc. This allows Asset Allocation funds to generate high returns through the best performing instrument, at a reduced risk level guaranteed by the relatively stable securities present in the portfolio.
2. Gold funds
Investing in different Mutual Funds, primarily trading in gold securities are gold funds. Fund of funds belonging to this category can have a portfolio of Mutual Funds or the gold trading companies themselves, depending upon the concerned asset management company.
3. International fund of funds
Mutual Funds operating in foreign countries are targeted by the international fund of funds. This allows investors to potentially yield higher returns through the best-performing stocks and bonds of the respective country.
4. Multi-manager fund of funds
This is the most common type of fund of funds Mutual Funds available in the Market. The asset base of such a fund comprises of various professionally managed Mutual Funds, all of which have a different portfolio concentration. A multi-manager fund of funds usually has multiple portfolio managers, each dealing with a specific asset present in the Mutual Fund.
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5. ETF Fund of Funds
Fund of funds comprising Exchange Traded Fund in their portfolio is a popular investment tool in the country. Investing in an ETF through fund of funds is more accessible than a direct investment in this instrument. This is because ETFs require the a Demat Trading Account while investing in ETF fund of funds have no such limitations.
However, ETFs have a slightly higher risk Factor associated with them as they are traded like shares in the stock market, making these fund of funds more susceptible to the volatility of the market.
Who should Invest in Fund of Funds?
The main aim of the top fund of funds is to maximise returns by investing in a varied portfolio posing minimal risk. Individuals with access to a small pool of financial resources which they can spare for a more extended period of time can choose such a Mutual Fund. Since the portfolio of such funds consists of varying Types of Mutual Funds, it ensures access to high-value funds as well.
Ideally, investors with relatively fewer resources and low liquidity needs can choose to invest in the top fund of funds available in the market. This enables them to earn maximum returns at minimal risk.
Advantages of Investing in Fund of Funds
There are various benefits of investing in a fund of funds Mutual Fund –
1. Diversification
Fund of funds target various Best Performing Mutual Funds in the market, each specialising in a particular asset or sector of fund. This ensures gains through diversification, as both returns and risks are optimised due to underlying portfolio variety.
2. Professionally trained managers
Fund of funds is managed by highly trained people with years of experience. Proper analysis and calculated market predictions made by such portfolio managers ensure high yields through intricate investment strategies.
3. Low resource requirements
An individual with limited financial resources can easily invest in the top fund of funds available to earn higher profits. Monthly investment schemes can also be availed while choosing a fund of funds to invest in.
Limitations of Fund of Funds
1. Expense ratio
Expense ratios to manage a fund of funds Mutual Funds are higher than standard Mutual Funds, as it has a higher managing expense. Added expenses include primarily choosing the right asset to invest in, which keeps on fluctuating periodically.
2. Tax
Tax levied on a fund of funds are payable by an investor, only during Redemption of the principal amount. However, during recovery, both short-term and long-term Capital gains are subjected to tax deductions, depending upon the annual Income of the investor and the time period of investment.
Best Performing Fund of Funds to Invest 2025
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) PGIM India Euro Equity Fund Growth ₹18.19
↑ 0.07 ₹978 -0.6 10.9 16.3 17.5 0.8 20.6 IDBI Nifty Index Fund Growth ₹36.2111
↓ -0.02 ₹208 9.1 11.9 16.2 20.3 11.7 Kotak Asset Allocator Fund - FOF Growth ₹254.548
↓ -1.18 ₹2,177 6.6 8.1 14.8 19.1 18.7 19 UTI Nifty Index Fund Growth ₹178.607
↓ -0.03 ₹26,492 5.5 2 10.8 13.7 14.1 9.6 ICICI Prudential Nifty Index Fund Growth ₹261.285
↓ -0.04 ₹15,348 5.4 2 10.6 13.5 14 9.6 Aditya Birla Sun Life Index Fund Growth ₹262.848
↓ -0.04 ₹1,247 5.5 2 10.5 13.4 13.8 9.5 Nippon India Index Fund - Nifty Plan Growth ₹44.0477
↓ -0.01 ₹3,052 5.4 1.9 10.5 13.4 13.6 9.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Dec 25 Research Highlights & Commentary of 7 Funds showcased
Commentary PGIM India Euro Equity Fund IDBI Nifty Index Fund Kotak Asset Allocator Fund - FOF UTI Nifty Index Fund ICICI Prudential Nifty Index Fund Aditya Birla Sun Life Index Fund Nippon India Index Fund - Nifty Plan Point 1 Bottom quartile AUM (₹978 Cr). Bottom quartile AUM (₹208 Cr). Lower mid AUM (₹2,177 Cr). Highest AUM (₹26,492 Cr). Upper mid AUM (₹15,348 Cr). Lower mid AUM (₹1,247 Cr). Upper mid AUM (₹3,052 Cr). Point 2 Established history (18+ yrs). Established history (15+ yrs). Established history (21+ yrs). Oldest track record among peers (25 yrs). Established history (23+ yrs). Established history (23+ yrs). Established history (15+ yrs). Point 3 Rating: 2★ (upper mid). Rating: 1★ (lower mid). Top rated. Rating: 2★ (upper mid). Rating: 2★ (lower mid). Rating: 1★ (bottom quartile). Rating: 1★ (bottom quartile). Point 4 Risk profile: High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 0.83% (bottom quartile). 5Y return: 11.74% (bottom quartile). 5Y return: 18.65% (top quartile). 5Y return: 14.12% (upper mid). 5Y return: 13.96% (upper mid). 5Y return: 13.80% (lower mid). 5Y return: 13.59% (lower mid). Point 6 3Y return: 17.48% (upper mid). 3Y return: 20.28% (top quartile). 3Y return: 19.09% (upper mid). 3Y return: 13.65% (lower mid). 3Y return: 13.55% (lower mid). 3Y return: 13.44% (bottom quartile). 3Y return: 13.38% (bottom quartile). Point 7 1Y return: 16.30% (top quartile). 1Y return: 16.16% (upper mid). 1Y return: 14.76% (upper mid). 1Y return: 10.75% (lower mid). 1Y return: 10.60% (lower mid). 1Y return: 10.55% (bottom quartile). 1Y return: 10.54% (bottom quartile). Point 8 1M return: 4.30% (top quartile). 1M return: 3.68% (upper mid). 1M return: 0.54% (upper mid). 1M return: -1.03% (lower mid). 1M return: -1.04% (bottom quartile). 1M return: -1.01% (lower mid). 1M return: -1.05% (bottom quartile). Point 9 Alpha: -9.73 (bottom quartile). Alpha: -1.03 (bottom quartile). Alpha: 0.00 (top quartile). Alpha: -0.28 (upper mid). Alpha: -0.42 (upper mid). Alpha: -0.51 (lower mid). Alpha: -0.47 (lower mid). Point 10 Sharpe: 1.10 (top quartile). Sharpe: 1.04 (upper mid). Sharpe: 0.75 (upper mid). Sharpe: 0.33 (lower mid). Sharpe: 0.31 (lower mid). Sharpe: 0.31 (bottom quartile). Sharpe: 0.31 (bottom quartile). PGIM India Euro Equity Fund
IDBI Nifty Index Fund
Kotak Asset Allocator Fund - FOF
UTI Nifty Index Fund
ICICI Prudential Nifty Index Fund
Aditya Birla Sun Life Index Fund
Nippon India Index Fund - Nifty Plan
Assets >= 50 Crore & Sorted based on 1 year Return.
(Erstwhile DHFL Pramerica Top Euroland Offshore Fund) The primary investment objective of the scheme is to generate long-term capital growth from a diversified portfolio of units of overseas mutual funds. Below is the key information for PGIM India Euro Equity Fund Returns up to 1 year are on The investment objective of the scheme is to invest in the stocks and equity related instruments comprising the S&P CNX Nifty Index in the same weights as these stocks represented in the Index with the intent to replicate the performance of the Total Returns Index of S&P CNX Nifty index. The scheme will adopt a passive investment strategy and will seek to achieve the investment objective by minimizing the tracking error between the S&P CNX Nifty index (Total Returns Index) and the scheme. Research Highlights for IDBI Nifty Index Fund Below is the key information for IDBI Nifty Index Fund Returns up to 1 year are on The investment objective of the scheme is to generate long-term capital appreciation from a portfolio created by investing in
specified open-ended equity, and debt schemes of Kotak Mahindra Mutual Fund. However, there is no assurance that the investment objective of the Scheme will be realized Research Highlights for Kotak Asset Allocator Fund - FOF Below is the key information for Kotak Asset Allocator Fund - FOF Returns up to 1 year are on The principal investment objective of the scheme is to invest in stocks of companies comprising Nifty 50 Index and endeavour to achieve return equivalent to Nifty 50 by “passive” investment. The scheme will be managed
by replicating the index in the same weightage as in the Nifty 50 Index with the intention of minimising the performance differences between the scheme and the Nifty 50 Index in capital terms, subject to market liquidity, costs of trading, management expenses and other factors which may cause tracking error. The
scheme would alter the scrips/weights as and when the same are altered in the Nifty 50 Index. Research Highlights for UTI Nifty Index Fund Below is the key information for UTI Nifty Index Fund Returns up to 1 year are on (Erstwhile ICICI Prudential Nifty Index Fund) An open-ended index linked growth scheme seeking to track the returns of the S&P CNX Nifty index through investment in a basket of stocks drawn from the constituents of the Nifty. Research Highlights for ICICI Prudential Nifty Index Fund Below is the key information for ICICI Prudential Nifty Index Fund Returns up to 1 year are on An Open-ended index-linked growth scheme with the objective to generate returns commensurate with the performance of Nifty subject to tracking errors. Research Highlights for Aditya Birla Sun Life Index Fund Below is the key information for Aditya Birla Sun Life Index Fund Returns up to 1 year are on The primary investment objective of the scheme is to replicate the composition of the Nifty 50, with a view to generate returns that are commensurate with the
performance of the Nifty 50, subject to tracking errors. Research Highlights for Nippon India Index Fund - Nifty Plan Below is the key information for Nippon India Index Fund - Nifty Plan Returns up to 1 year are on 1. PGIM India Euro Equity Fund
PGIM India Euro Equity Fund
Growth Launch Date 11 Sep 07 NAV (24 Dec 25) ₹18.19 ↑ 0.07 (0.39 %) Net Assets (Cr) ₹978 on 30 Nov 25 Category Others - Fund of Fund AMC Pramerica Asset Managers Private Limited Rating ☆☆ Risk High Expense Ratio 1.63 Sharpe Ratio 1.1 Information Ratio -0.33 Alpha Ratio -9.73 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹11,194 30 Nov 22 ₹7,271 30 Nov 23 ₹7,636 30 Nov 24 ₹9,375 30 Nov 25 ₹11,126 Returns for PGIM India Euro Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month 4.3% 3 Month -0.6% 6 Month 10.9% 1 Year 16.3% 3 Year 17.5% 5 Year 0.8% 10 Year 15 Year Since launch 3.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 20.6% 2023 14.6% 2022 -35.6% 2021 -1.9% 2020 20.5% 2019 21.4% 2018 -10.3% 2017 14.6% 2016 -6.7% 2015 5.7% Fund Manager information for PGIM India Euro Equity Fund
Name Since Tenure Anandha Padmanabhan Anjeneyan 15 Feb 25 0.79 Yr. Vivek Sharma 15 Feb 25 0.79 Yr. Data below for PGIM India Euro Equity Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 3.44% Equity 96.56% Top Securities Holdings / Portfolio
Name Holding Value Quantity PGIM Jennison Emerging Mkts Eq USD W Acc
Investment Fund | -98% ₹962 Cr 891,289
↑ 111,497 Clearing Corporation Of India Ltd.
CBLO/Reverse Repo | -2% ₹16 Cr Net Receivables / (Payables)
Net Current Assets | -0% ₹1 Cr 2. IDBI Nifty Index Fund
IDBI Nifty Index Fund
Growth Launch Date 25 Jun 10 NAV (28 Jul 23) ₹36.2111 ↓ -0.02 (-0.06 %) Net Assets (Cr) ₹208 on 30 Jun 23 Category Others - Index Fund AMC IDBI Asset Management Limited Rating ☆ Risk Moderately High Expense Ratio 0.9 Sharpe Ratio 1.04 Information Ratio -3.93 Alpha Ratio -1.03 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹13,029 30 Nov 22 ₹14,443 Returns for IDBI Nifty Index Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month 3.7% 3 Month 9.1% 6 Month 11.9% 1 Year 16.2% 3 Year 20.3% 5 Year 11.7% 10 Year 15 Year Since launch 10.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for IDBI Nifty Index Fund
Name Since Tenure Data below for IDBI Nifty Index Fund as on 30 Jun 23
Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity 3. Kotak Asset Allocator Fund - FOF
Kotak Asset Allocator Fund - FOF
Growth Launch Date 9 Aug 04 NAV (29 Dec 25) ₹254.548 ↓ -1.18 (-0.46 %) Net Assets (Cr) ₹2,177 on 30 Nov 25 Category Others - Fund of Fund AMC Kotak Mahindra Asset Management Co Ltd Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1 Sharpe Ratio 0.75 Information Ratio 0 Alpha Ratio 0 Min Investment 5,000 Min SIP Investment 1,000 Exit Load 0-1 Years (1%),1 Years and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹12,741 30 Nov 22 ₹14,254 30 Nov 23 ₹16,722 30 Nov 24 ₹21,072 30 Nov 25 ₹24,022 Returns for Kotak Asset Allocator Fund - FOF
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month 0.5% 3 Month 6.6% 6 Month 8.1% 1 Year 14.8% 3 Year 19.1% 5 Year 18.7% 10 Year 15 Year Since launch 16.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 19% 2023 23.4% 2022 11.3% 2021 25% 2020 25% 2019 10.3% 2018 4.4% 2017 13.7% 2016 8.8% 2015 5.4% Fund Manager information for Kotak Asset Allocator Fund - FOF
Name Since Tenure Abhishek Bisen 15 Nov 21 4.05 Yr. Devender Singhal 9 May 19 6.57 Yr. Data below for Kotak Asset Allocator Fund - FOF as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 4.05% Equity 70.62% Debt 10.09% Other 15.23% Top Securities Holdings / Portfolio
Name Holding Value Quantity Kotak Gold ETF
- | -15% ₹336 Cr 31,947,481
↑ 5,635,000 Kotak Nifty PSU Bank ETF
- | -14% ₹314 Cr 3,697,000 Kotak Infra & Econ Reform Dir Gr
Investment Fund | -10% ₹221 Cr 28,411,378 Kotak Consumption Dir Gr
Investment Fund | -10% ₹220 Cr 146,659,548 Kotak Nifty IT ETF
- | -9% ₹206 Cr 50,200,000 Kotak Gilt Inv Growth - Direct
Investment Fund | -6% ₹136 Cr 12,634,309 Kotak Nifty 50 ETF
- | -6% ₹133 Cr 4,592,500 Kotak Trsptn & Lgstcs Dir Gr
Investment Fund | -5% ₹113 Cr 95,899,303 Kotak Bond Dir Gr
Investment Fund | -5% ₹113 Cr 12,869,186 Kotak Quant Dir Gr
Investment Fund | -5% ₹109 Cr 70,592,506 4. UTI Nifty Index Fund
UTI Nifty Index Fund
Growth Launch Date 6 Mar 00 NAV (30 Dec 25) ₹178.607 ↓ -0.03 (-0.01 %) Net Assets (Cr) ₹26,492 on 30 Nov 25 Category Others - Index Fund AMC UTI Asset Management Company Ltd Rating ☆☆ Risk Moderately High Expense Ratio 0.29 Sharpe Ratio 0.33 Information Ratio -9.25 Alpha Ratio -0.28 Min Investment 5,000 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹13,211 30 Nov 22 ₹14,735 30 Nov 23 ₹15,929 30 Nov 24 ₹19,237 30 Nov 25 ₹21,090 Returns for UTI Nifty Index Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month -1% 3 Month 5.5% 6 Month 2% 1 Year 10.8% 3 Year 13.7% 5 Year 14.1% 10 Year 15 Year Since launch 11.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.6% 2023 20.9% 2022 5.3% 2021 25.2% 2020 15.5% 2019 13.2% 2018 4.3% 2017 29.7% 2016 4% 2015 -3.3% Fund Manager information for UTI Nifty Index Fund
Name Since Tenure Sharwan Kumar Goyal 31 Jul 18 7.34 Yr. Ayush Jain 2 May 22 3.59 Yr. Data below for UTI Nifty Index Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 0.02% Equity 99.98% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 10 | HDFCBANK13% ₹3,410 Cr 33,837,893
↑ 532,368 Reliance Industries Ltd (Energy)
Equity, Since 31 Jan 03 | RELIANCE9% ₹2,351 Cr 14,998,380
↑ 235,968 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 03 | ICICIBANK8% ₹2,196 Cr 15,810,007
↑ 248,737 Bharti Airtel Ltd (Communication Services)
Equity, Since 29 Feb 04 | BHARTIARTL5% ₹1,269 Cr 6,038,510
↑ 95,003 Infosys Ltd (Technology)
Equity, Since 31 Jan 03 | INFY5% ₹1,265 Cr 8,108,954
↑ 252,730 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Dec 04 | LT4% ₹1,059 Cr 2,601,854
↑ 40,935 State Bank of India (Financial Services)
Equity, Since 31 Jan 03 | SBIN3% ₹900 Cr 9,192,342
↑ 144,622 ITC Ltd (Consumer Defensive)
Equity, Since 31 Jan 03 | ITC3% ₹863 Cr 21,345,994
↑ 335,834 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | AXISBANK3% ₹812 Cr 6,344,756
↑ 99,821 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Jan 03 | M&M3% ₹738 Cr 1,963,475
↑ 30,892 5. ICICI Prudential Nifty Index Fund
ICICI Prudential Nifty Index Fund
Growth Launch Date 26 Feb 02 NAV (30 Dec 25) ₹261.285 ↓ -0.04 (-0.01 %) Net Assets (Cr) ₹15,348 on 30 Nov 25 Category Others - Index Fund AMC ICICI Prudential Asset Management Company Limited Rating ☆☆ Risk Moderately High Expense Ratio 0.36 Sharpe Ratio 0.31 Information Ratio -9.81 Alpha Ratio -0.42 Min Investment 5,000 Min SIP Investment 100 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹13,168 30 Nov 22 ₹14,666 30 Nov 23 ₹15,837 30 Nov 24 ₹19,123 30 Nov 25 ₹20,934 Returns for ICICI Prudential Nifty Index Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month -1% 3 Month 5.4% 6 Month 2% 1 Year 10.6% 3 Year 13.5% 5 Year 14% 10 Year 15 Year Since launch 14.7% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.6% 2023 20.7% 2022 5.2% 2021 24.9% 2020 15.2% 2019 12.8% 2018 3.4% 2017 28.7% 2016 3.6% 2015 -3.6% Fund Manager information for ICICI Prudential Nifty Index Fund
Name Since Tenure Nishit Patel 18 Jan 21 4.87 Yr. Ajaykumar Solanki 1 Feb 24 1.83 Yr. Ashwini Shinde 18 Dec 24 0.95 Yr. Data below for ICICI Prudential Nifty Index Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 0.03% Equity 99.97% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 05 | HDFCBANK13% ₹1,977 Cr 19,616,203
↑ 354,312 Reliance Industries Ltd (Energy)
Equity, Since 31 Mar 05 | RELIANCE9% ₹1,363 Cr 8,694,728
↑ 157,052 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Mar 05 | ICICIBANK8% ₹1,273 Cr 9,165,235
↑ 165,547 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Aug 09 | BHARTIARTL5% ₹736 Cr 3,500,588
↑ 63,232 Infosys Ltd (Technology)
Equity, Since 31 Mar 05 | INFY5% ₹722 Cr 4,627,137
↑ 83,583 Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT4% ₹614 Cr 1,508,322
↑ 27,248 State Bank of India (Financial Services)
Equity, Since 31 Mar 05 | SBIN3% ₹522 Cr 5,328,901
↑ 96,252 ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC3% ₹500 Cr 12,374,509
↑ 223,513 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | AXISBANK3% ₹471 Cr 3,678,123
↑ 66,439 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Mar 05 | M&M3% ₹428 Cr 1,138,244
↑ 20,562 6. Aditya Birla Sun Life Index Fund
Aditya Birla Sun Life Index Fund
Growth Launch Date 18 Sep 02 NAV (30 Dec 25) ₹262.848 ↓ -0.04 (-0.01 %) Net Assets (Cr) ₹1,247 on 30 Nov 25 Category Others - Index Fund AMC Birla Sun Life Asset Management Co Ltd Rating ☆ Risk Moderately High Expense Ratio 0.52 Sharpe Ratio 0.31 Information Ratio -15.54 Alpha Ratio -0.51 Min Investment 1,000 Min SIP Investment 100 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹13,145 30 Nov 22 ₹14,608 30 Nov 23 ₹15,750 30 Nov 24 ₹18,998 30 Nov 25 ₹20,780 Returns for Aditya Birla Sun Life Index Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month -1% 3 Month 5.5% 6 Month 2% 1 Year 10.5% 3 Year 13.4% 5 Year 13.8% 10 Year 15 Year Since launch 15.1% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.5% 2023 20.6% 2022 5% 2021 24.6% 2020 15.2% 2019 12.4% 2018 3.2% 2017 28.5% 2016 3.1% 2015 -3.8% Fund Manager information for Aditya Birla Sun Life Index Fund
Name Since Tenure Priya Sridhar 31 Dec 24 0.92 Yr. Data below for Aditya Birla Sun Life Index Fund as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 0.09% Equity 99.91% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Sep 07 | HDFCBANK13% ₹161 Cr 1,593,296
↑ 22,905 Reliance Industries Ltd (Energy)
Equity, Since 30 Sep 07 | RELIANCE9% ₹111 Cr 706,216
↑ 10,153 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK8% ₹103 Cr 744,432
↑ 10,702 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Sep 07 | BHARTIARTL5% ₹60 Cr 284,330
↑ 4,088 Infosys Ltd (Technology)
Equity, Since 30 Sep 07 | INFY5% ₹59 Cr 375,832
↑ 5,403 Larsen & Toubro Ltd (Industrials)
Equity, Since 30 Sep 07 | LT4% ₹50 Cr 122,511
↑ 1,761 State Bank of India (Financial Services)
Equity, Since 30 Sep 07 | SBIN3% ₹42 Cr 432,832
↑ 6,223 ITC Ltd (Consumer Defensive)
Equity, Since 30 Sep 07 | ITC3% ₹41 Cr 1,005,101
↑ 14,450 Axis Bank Ltd (Financial Services)
Equity, Since 31 Mar 09 | AXISBANK3% ₹38 Cr 298,750
↑ 4,295 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 30 Sep 07 | M&M3% ₹35 Cr 92,452
↑ 1,329 7. Nippon India Index Fund - Nifty Plan
Nippon India Index Fund - Nifty Plan
Growth Launch Date 28 Sep 10 NAV (30 Dec 25) ₹44.0477 ↓ -0.01 (-0.01 %) Net Assets (Cr) ₹3,052 on 30 Nov 25 Category Others - Index Fund AMC Nippon Life Asset Management Ltd. Rating ☆ Risk Moderately High Expense Ratio 0.49 Sharpe Ratio 0.31 Information Ratio -12.08 Alpha Ratio -0.47 Min Investment 5,000 Min SIP Investment 100 Exit Load 0-7 Days (0.25%),7 Days and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Nov 20 ₹10,000 30 Nov 21 ₹13,082 30 Nov 22 ₹14,490 30 Nov 23 ₹15,617 30 Nov 24 ₹18,816 30 Nov 25 ₹20,588 Returns for Nippon India Index Fund - Nifty Plan
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Dec 25 Duration Returns 1 Month -1% 3 Month 5.4% 6 Month 1.9% 1 Year 10.5% 3 Year 13.4% 5 Year 13.6% 10 Year 15 Year Since launch 10.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 9.4% 2023 20.5% 2022 4.6% 2021 24% 2020 14.3% 2019 12.3% 2018 3.5% 2017 29% 2016 2.5% 2015 -3.9% Fund Manager information for Nippon India Index Fund - Nifty Plan
Name Since Tenure Himanshu Mange 23 Dec 23 1.94 Yr. Data below for Nippon India Index Fund - Nifty Plan as on 30 Nov 25
Asset Allocation
Asset Class Value Cash 0.03% Equity 99.97% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Oct 10 | HDFCBANK13% ₹393 Cr 3,900,923
↑ 195,415 Reliance Industries Ltd (Energy)
Equity, Since 31 Oct 10 | RELIANCE9% ₹271 Cr 1,729,053
↑ 86,616 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 10 | ICICIBANK8% ₹253 Cr 1,822,620
↑ 91,304 Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 10 | BHARTIARTL5% ₹146 Cr 696,136
↑ 34,873 Infosys Ltd (Technology)
Equity, Since 31 Oct 10 | INFY5% ₹144 Cr 920,163
↑ 46,095 Larsen & Toubro Ltd (Industrials)
Equity, Since 29 Feb 12 | LT4% ₹122 Cr 299,949
↑ 15,026 State Bank of India (Financial Services)
Equity, Since 31 Oct 10 | SBIN3% ₹104 Cr 1,059,718
↑ 53,086 ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC3% ₹99 Cr 2,460,823
↑ 123,274 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 10 | AXISBANK3% ₹94 Cr 731,441
↑ 36,642 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Oct 10 | M&M3% ₹85 Cr 226,355
↑ 11,340
Advantages of Fund of Funds
Like every mutual fund, fund of funds also has numerous advantages. Some of them are:
1. Portfolio Diversification and Fund Allocation
One of the key primary benefits is portfolio diversification. Here, despite investing in one single fund, the investment is made in several mutual fund schemes, where the fund is allocated in an optimal manner with the aim to earn maximum returns at a given level of risk.
2. Gateway for Diversified Assets
Multi-management investment helps retail investors to get access to funds that are not easily available for investments. A single fund of fund can take exposure in turn to Equity Funds, Debt fund or even commodity based mutual funds. This ensures diversification for the retail investor by just getting into one Mutual fund.
3. Due Diligence Process
All the funds under this category are expected to follow a due diligence process conducted by the fund manager where they need to check the background and credentials of the underlying fund managers before making an investment to ensure the strategy is in-line with expectations.
4. Less Investment Amount
This is a good option for retail investors who wish to venture into this investment avenue with a lower ticket size.
How Does a Fund of Fund Works?
For understanding the modalities of how multi-manager investment functions, it is important to understand the concepts of fettered and unfettered management. Fettered management is a situation when the mutual fund invests its money in a portfolio containing assets and funds managed by its own company. In other words, the money is invested in the funds of the same asset management company. In contrast, unfettered management is a situation where the mutual fund invests in external funds managed by other Asset Management Companies. Unfettered funds have an advantage over fettered funds as they can exploit opportunities from numerous funds and other schemes instead of limiting themselves to the same family funds.
Why Choose Fund of Funds?
The following image gives clarity on how multi-management investment can help an individual instead of a simple mutual fund to achieve their objectives.
Though multi-management investment has a lot of benefits associated with it, one of the important factors that one needs to be aware of is the fee associated with it. Investors should be aware of any charges or expenses that a mutual fund will attract and make their investments accordingly. Therefore, in a nutshell, it can be concluded fund of funds is an ideal investment option for investors who seek to enjoy a hassle free investment in mutual funds.
How to Invest in FOF Mutual Funds Online?
Open Free Investment Account for Lifetime at Fincash.com.
Complete your Registration and KYC Process
Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!
FAQs
1. What is the most significant advantage of FOFs?
A: The most significant advantage of FOFs is that it diversifies your investment and ensures good returns. If you are planning to diversify your investment portfolio, it is good to invest in FOFs. It reduces your risk and ensures that you enjoy good returns on your investments.
2. What are the different types of FOFs?
A: There are five different types of FOFs, and these are as follows:
- Asset Allocation funds
- Gold funds
- International FOFs
- ETF FOFs
- Multi-manager FOFs
Each of the FOF has unique features. For example, in gold funds you will invest in gold ETF and in multi-managers FOFs you will invest in different types of mutual funds.
3. What are the parameters to consider while investing in FOFs?
A: FOFs are mutual funds, hence, when you invest you should consider your risk taking capacity and the amount of money you want to invest. The percentage of returns you expect in the given time will give you an idea of your capacity to take risks. Based on that, you should evaluate the money you want to invest. Your financial condition should also help you decide how much money you should invest in FOFs.
Once you have assessed these two factors, select a particular FOF and start investing.
4. Which FOF has shown the best returns?
A: Gold FOFs are considered one of the most secure investments. These are like gold ETFs, and when you invest in gold FOF, it is like investing in physical gold without the added issues like paying GST, Sales Tax, or wealth tax. This investment is secure as gold price never falls extensively compared to the market and hence, produces good returns. Thus, often gold FOF is considered one of the best and safest investments.
5. Is there any commonest FOFs?
A: The Exchange Traded Funds or the ETFs are the most popular FOFs as investing in these funds is the easiest. All you need to do is open a Demat account to trade in ETFs, and there are no limitations as to the amount of money you can invest in ETFs.
6. What is one of the most critical limitations of FOF?
A: It is taxable. As an investor, you will have to pay tax on the principal amount when you redeem your investment. If you invest in FOF for the short-term, you will have to pay Taxes on the principal and the returns. However, dividend earned is not taxable as the fund house bears the taxes.
7. Do FOFs have a long lock-in period?
A: Different FOFs have different investment periods. However, if you want to earn maximum returns, you must invest in FOFs for a reasonably long time.
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Research Highlights for PGIM India Euro Equity Fund