Best Balanced Mutual Funds India 2025

Updated on October 6, 2025 , 16753 views

Top Balanced Fund are Mutual Funds that invest more than 65% of their assets in equities and the remaining assets in debt instruments to yield good overall returns. Balanced Mutual Funds are beneficial for investors who are willing to take a Market risk while looking for some fixed returns as well. The assets invested in equities and stocks offer market-linked returns while the assets invested in debt instruments offer fixed returns. Being a combination of both Equity and Debt, investors should be very careful when Investing in these funds. The investors are advised to look for top Balanced Funds before investing in Balanced Mutual Funds. We have listed top balanced mutual funds below.

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Top 7 Balanced Mutual Funds for Investments in India 2025 - 2026

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Sundaram Equity Hybrid Fund Growth	₹135.137 ↑ 0.78	₹1,954	0.5	10.5	27.1	16	14.2
SBI Dynamic Asset Allocation Fund Growth	₹15.9463 ↑ 0.03	₹655	3.9	6.2	25.1	6.9	8.3
Baroda Pioneer Hybrid Equity Fund Growth	₹81.2894 ↑ 0.36	₹389	-3.5	-0.8	14.8	14.3	11.2
IDBI Hybrid Equity Fund Growth	₹17.1253 ↓ -0.01	₹179	7.8	9.8	12.1	14.4	7.1
Franklin India Multi - Asset Solution Fund Growth	₹21.2979 ↑ 0.01	₹69	1.3	9.5	12	14	15.4	11.7
ICICI Prudential Multi-Asset Fund Growth	₹786.509 ↑ 0.70	₹64,770	3.3	13	10.3	19.9	25.1	16.1
SBI Multi Asset Allocation Fund Growth	₹61.9683 ↑ 0.16	₹10,262	3.6	14.3	10.1	17	15.2	12.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21

Research Highlights & Commentary of 7 Funds showcased

Commentary	Sundaram Equity Hybrid Fund	SBI Dynamic Asset Allocation Fund	Baroda Pioneer Hybrid Equity Fund	IDBI Hybrid Equity Fund	Franklin India Multi - Asset Solution Fund	ICICI Prudential Multi-Asset Fund	SBI Multi Asset Allocation Fund
Point 1	Upper mid AUM (₹1,954 Cr).	Lower mid AUM (₹655 Cr).	Lower mid AUM (₹389 Cr).	Bottom quartile AUM (₹179 Cr).	Bottom quartile AUM (₹69 Cr).	Highest AUM (₹64,770 Cr).	Upper mid AUM (₹10,262 Cr).
Point 2	Oldest track record among peers (25 yrs).	Established history (10+ yrs).	Established history (22+ yrs).	Established history (8+ yrs).	Established history (10+ yrs).	Established history (22+ yrs).	Established history (19+ yrs).
Point 3	Rating: 2★ (upper mid).	Not Rated.	Rating: 3★ (upper mid).	Not Rated.	Not Rated.	Rating: 2★ (lower mid).	Top rated.
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderate.
Point 5	5Y return: 14.20% (lower mid).	5Y return: 8.31% (bottom quartile).	5Y return: 11.17% (lower mid).	5Y return: 7.09% (bottom quartile).	5Y return: 15.38% (upper mid).	5Y return: 25.09% (top quartile).	5Y return: 15.24% (upper mid).
Point 6	3Y return: 16.03% (upper mid).	3Y return: 6.92% (bottom quartile).	3Y return: 14.26% (lower mid).	3Y return: 14.43% (lower mid).	3Y return: 13.99% (bottom quartile).	3Y return: 19.90% (top quartile).	3Y return: 16.96% (upper mid).
Point 7	1Y return: 27.10% (top quartile).	1Y return: 25.12% (upper mid).	1Y return: 14.82% (upper mid).	1Y return: 12.06% (lower mid).	1Y return: 12.01% (lower mid).	1Y return: 10.31% (bottom quartile).	1Y return: 10.11% (bottom quartile).
Point 8	1M return: 1.80% (lower mid).	1M return: 1.04% (lower mid).	1M return: -2.79% (bottom quartile).	1M return: 2.10% (upper mid).	1M return: 0.66% (bottom quartile).	1M return: 2.73% (upper mid).	1M return: 3.70% (top quartile).
Point 9	Alpha: 5.81 (upper mid).	Alpha: 0.00 (upper mid).	Alpha: 6.53 (top quartile).	Alpha: -0.26 (bottom quartile).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (lower mid).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 2.64 (top quartile).	Sharpe: 2.59 (upper mid).	Sharpe: 2.59 (upper mid).	Sharpe: 1.03 (lower mid).	Sharpe: 0.81 (lower mid).	Sharpe: 0.08 (bottom quartile).	Sharpe: -0.10 (bottom quartile).

Sundaram Equity Hybrid Fund

Upper mid AUM (₹1,954 Cr).
Oldest track record among peers (25 yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 14.20% (lower mid).
3Y return: 16.03% (upper mid).
1Y return: 27.10% (top quartile).
1M return: 1.80% (lower mid).
Alpha: 5.81 (upper mid).
Sharpe: 2.64 (top quartile).

SBI Dynamic Asset Allocation Fund

Lower mid AUM (₹655 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.31% (bottom quartile).
3Y return: 6.92% (bottom quartile).
1Y return: 25.12% (upper mid).
1M return: 1.04% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 2.59 (upper mid).

Baroda Pioneer Hybrid Equity Fund

Lower mid AUM (₹389 Cr).
Established history (22+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 11.17% (lower mid).
3Y return: 14.26% (lower mid).
1Y return: 14.82% (upper mid).
1M return: -2.79% (bottom quartile).
Alpha: 6.53 (top quartile).
Sharpe: 2.59 (upper mid).

IDBI Hybrid Equity Fund

Bottom quartile AUM (₹179 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 7.09% (bottom quartile).
3Y return: 14.43% (lower mid).
1Y return: 12.06% (lower mid).
1M return: 2.10% (upper mid).
Alpha: -0.26 (bottom quartile).
Sharpe: 1.03 (lower mid).

Franklin India Multi - Asset Solution Fund

Bottom quartile AUM (₹69 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 15.38% (upper mid).
3Y return: 13.99% (bottom quartile).
1Y return: 12.01% (lower mid).
1M return: 0.66% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.81 (lower mid).

ICICI Prudential Multi-Asset Fund

Highest AUM (₹64,770 Cr).
Established history (22+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 25.09% (top quartile).
3Y return: 19.90% (top quartile).
1Y return: 10.31% (bottom quartile).
1M return: 2.73% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.08 (bottom quartile).

SBI Multi Asset Allocation Fund

Upper mid AUM (₹10,262 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: Moderate.
5Y return: 15.24% (upper mid).
3Y return: 16.96% (upper mid).
1Y return: 10.11% (bottom quartile).
1M return: 3.70% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.10 (bottom quartile).

Top 7 Balanced Funds

1. Sundaram Equity Hybrid Fund

(Erstwhile Sundaram Balanced Fund)

The scheme seeks to generate capital appreciation and current income through a judicious mix of investments in equities and fixed income securities.

Research Highlights for Sundaram Equity Hybrid Fund

Upper mid AUM (₹1,954 Cr).
Oldest track record among peers (25 yrs).
Rating: 2★ (upper mid).
Risk profile: Moderately High.
5Y return: 14.20% (lower mid).
3Y return: 16.03% (upper mid).
1Y return: 27.10% (top quartile).
1M return: 1.80% (lower mid).
Alpha: 5.81 (upper mid).
Sharpe: 2.64 (top quartile).
Information ratio: -0.12 (bottom quartile).

Below is the key information for Sundaram Equity Hybrid Fund

Sundaram Equity Hybrid Fund Growth
Launch Date	23 Jun 00
NAV (31 Dec 21)	₹135.137 ↑ 0.78 (0.58 %)
Net Assets (Cr)	₹1,954 on 30 Nov 21
Category	Hybrid - Hybrid Equity
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.18
Sharpe Ratio	2.64
Information Ratio	-0.12
Alpha Ratio	5.81
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹14,669

Sundaram Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Sundaram Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	1.8%
3 Month	0.5%
6 Month	10.5%
1 Year	27.1%
3 Year	16%
5 Year	14.2%
10 Year
15 Year
Since launch	12.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Sundaram Equity Hybrid Fund

Name	Since	Tenure

Data below for Sundaram Equity Hybrid Fund as on 30 Nov 21

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. SBI Dynamic Asset Allocation Fund

The objective of the fund will be to provide investors with an opportunity to invest in a portfolio of a mix of equity and equity related securities and fixed income instruments. The allocation between fixed income and equity instruments will be managed dynamically so as to provide investors with long term capital appreciation However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for SBI Dynamic Asset Allocation Fund

Lower mid AUM (₹655 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.31% (bottom quartile).
3Y return: 6.92% (bottom quartile).
1Y return: 25.12% (upper mid).
1M return: 1.04% (lower mid).
Alpha: 0.00 (upper mid).
Sharpe: 2.59 (upper mid).
Information ratio: 0.00 (top quartile).

Below is the key information for SBI Dynamic Asset Allocation Fund

SBI Dynamic Asset Allocation Fund Growth
Launch Date	26 Mar 15
NAV (02 Jul 21)	₹15.9463 ↑ 0.03 (0.18 %)
Net Assets (Cr)	₹655 on 31 May 21
Category	Hybrid - Dynamic Allocation
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.07
Sharpe Ratio	2.59
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000

SBI Dynamic Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for SBI Dynamic Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	1%
3 Month	3.9%
6 Month	6.2%
1 Year	25.1%
3 Year	6.9%
5 Year	8.3%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for SBI Dynamic Asset Allocation Fund

Name	Since	Tenure

Data below for SBI Dynamic Asset Allocation Fund as on 31 May 21

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

3. Baroda Pioneer Hybrid Equity Fund

(Erstwhile Baroda Pioneer Balance Fund)

The scheme is targeted for long-term capital appreciation along with stability through a well balanced portfolio comprising of equity,equity related instruments, money market instrument and debt securities.

Research Highlights for Baroda Pioneer Hybrid Equity Fund

Lower mid AUM (₹389 Cr).
Established history (22+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 11.17% (lower mid).
3Y return: 14.26% (lower mid).
1Y return: 14.82% (upper mid).
1M return: -2.79% (bottom quartile).
Alpha: 6.53 (top quartile).
Sharpe: 2.59 (upper mid).
Information ratio: -0.07 (lower mid).

Below is the key information for Baroda Pioneer Hybrid Equity Fund

Baroda Pioneer Hybrid Equity Fund Growth
Launch Date	12 Sep 03
NAV (11 Mar 22)	₹81.2894 ↑ 0.36 (0.45 %)
Net Assets (Cr)	₹389 on 31 Jan 22
Category	Hybrid - Hybrid Equity
AMC	Baroda Pioneer Asset Management Co. Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.48
Sharpe Ratio	2.59
Information Ratio	-0.07
Alpha Ratio	6.53
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹15,023

Baroda Pioneer Hybrid Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Baroda Pioneer Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-2.8%
3 Month	-3.5%
6 Month	-0.8%
1 Year	14.8%
3 Year	14.3%
5 Year	11.2%
10 Year
15 Year
Since launch	12%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Baroda Pioneer Hybrid Equity Fund

Name	Since	Tenure

Data below for Baroda Pioneer Hybrid Equity Fund as on 31 Jan 22

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

4. IDBI Hybrid Equity Fund

(Erstwhile IDBI Prudence Fund)

The investment objective of the scheme would be to generate opportunities for capital appreciation along with income by investing in a diversified basket of equity and equity related instruments, debt and money market instruments. However, there can be no assurance that the investment objective of the scheme will be realized.

Research Highlights for IDBI Hybrid Equity Fund

Bottom quartile AUM (₹179 Cr).
Established history (8+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 7.09% (bottom quartile).
3Y return: 14.43% (lower mid).
1Y return: 12.06% (lower mid).
1M return: 2.10% (upper mid).
Alpha: -0.26 (bottom quartile).
Sharpe: 1.03 (lower mid).
Information ratio: -1.03 (bottom quartile).

Below is the key information for IDBI Hybrid Equity Fund

IDBI Hybrid Equity Fund Growth
Launch Date	24 Oct 16
NAV (28 Jul 23)	₹17.1253 ↓ -0.01 (-0.05 %)
Net Assets (Cr)	₹179 on 30 Jun 23
Category	Hybrid - Hybrid Equity
AMC	IDBI Asset Management Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.52
Sharpe Ratio	1.03
Information Ratio	-1.03
Alpha Ratio	-0.26
Min Investment	5,000
Min SIP Investment	500
Exit Load	NIL

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹13,604
30 Sep 22	₹13,160

IDBI Hybrid Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070 Invest Now

Returns for IDBI Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	2.1%
3 Month	7.8%
6 Month	9.8%
1 Year	12.1%
3 Year	14.4%
5 Year	7.1%
10 Year
15 Year
Since launch	8.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for IDBI Hybrid Equity Fund

Name	Since	Tenure

Data below for IDBI Hybrid Equity Fund as on 30 Jun 23

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

5. Franklin India Multi - Asset Solution Fund

The Fund seeks to achieve capital appreciation and diversification through a mix of strategic and tactical allocation to various asset classes such as equity, debt, gold and cash by investing in funds investing in these asset classes. However, there is no assurance or guarantee that the objective of the scheme will be achieved.

Research Highlights for Franklin India Multi - Asset Solution Fund

Bottom quartile AUM (₹69 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 15.38% (upper mid).
3Y return: 13.99% (bottom quartile).
1Y return: 12.01% (lower mid).
1M return: 0.66% (bottom quartile).
Alpha: 0.00 (lower mid).
Sharpe: 0.81 (lower mid).
Information ratio: 0.00 (upper mid).

Below is the key information for Franklin India Multi - Asset Solution Fund

Franklin India Multi - Asset Solution Fund Growth
Launch Date	28 Nov 14
NAV (07 Oct 25)	₹21.2979 ↑ 0.01 (0.03 %)
Net Assets (Cr)	₹69 on 31 Aug 25
Category	Hybrid - Dynamic Allocation
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.36
Sharpe Ratio	0.81
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹13,485
30 Sep 22	₹13,821
30 Sep 23	₹15,398
30 Sep 24	₹18,742
30 Sep 25	₹20,618

Franklin India Multi - Asset Solution Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Franklin India Multi - Asset Solution Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	0.7%
3 Month	1.3%
6 Month	9.5%
1 Year	12%
3 Year	14%
5 Year	15.4%
10 Year
15 Year
Since launch	7.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.7%
2023	14.9%
2022	3.9%
2021	25.5%
2020	-14%
2019	8.2%
2018	0.4%
2017	11.1%
2016	7.8%
2015	0.8%

Fund Manager information for Franklin India Multi - Asset Solution Fund

Name	Since	Tenure
Rahul Goswami	4 Jul 25	0.16 Yr.
Pallab Roy	4 Jul 25	0.16 Yr.
Rohan Maru	4 Jul 25	0.16 Yr.

Data below for Franklin India Multi - Asset Solution Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	40.56%
Debt	55.15%
Other	4.47%

Equity Sector Allocation

Sector	Value
Financial Services	9.03%
Consumer Cyclical	2.72%
Technology	2.26%
Basic Materials	2.01%
Industrials	1.99%
Consumer Defensive	1.92%
Energy	1.91%
Health Care	1.53%
Communication Services	1.5%
Utility	0.89%
Real Estate	0.54%

Debt Sector Allocation

Sector	Value
Cash Equivalent	37.25%
Corporate	34.83%
Government	23.63%

Credit Quality

Rating	Value
AA	5.67%
AAA	94.33%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Franklin India Arbitrage Dir Gr Investment Fund \| -	18%	₹12 Cr	11,709,016
Franklin India Corp Dbt Dir Gr Investment Fund \| -	18%	₹12 Cr	1,129,602
Franklin India Gov Sec Dir Gr Investment Fund \| -	13%	₹9 Cr	1,479,927 ↑ 631,498
Axis Corporate Bond Dir Gr Investment Fund \| -	8%	₹5 Cr	2,994,043
Kotak Corporate Bond Dir Gr Investment Fund \| -	8%	₹5 Cr	13,741
Bandhan Corporate Bond Dir Gr Investment Fund \| -	8%	₹5 Cr	2,734,146
Tata Arbitrage Dir Gr Investment Fund \| -	7%	₹5 Cr	3,139,861
Aditya BSL Arbitrage Dir Gr Investment Fund \| -	7%	₹5 Cr	1,656,759
Kotak Arbitrage Dir Gr Investment Fund \| -	7%	₹5 Cr	1,184,601
Franklin India Money Mkt Dir Gr Investment Fund \| -	1%	₹1 Cr	191,442 ↑ 191,442

6. ICICI Prudential Multi-Asset Fund

(Erstwhile ICICI Prudential Dynamic Plan)

To generate capital appreciation by actively investing in equity and equity related securities. For defensive considerations, the Scheme may invest in debt, money market instruments and derivatives. The investment manager will have the discretion to take aggressive asset calls i.e. by staying 100% invested in equity market/equity related instruments at a given point of time and 0% at another, in which case, the fund may be invested in debt related instruments at its discretion. The AMC may choose to churn the portfolio of the Scheme in order to achieve the investment objective. The Scheme is suitable for investors seeking high returns and for those who are willing to take commensurate risks.

Research Highlights for ICICI Prudential Multi-Asset Fund

Highest AUM (₹64,770 Cr).
Established history (22+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 25.09% (top quartile).
3Y return: 19.90% (top quartile).
1Y return: 10.31% (bottom quartile).
1M return: 2.73% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.08 (bottom quartile).
Information ratio: 0.00 (upper mid).

Below is the key information for ICICI Prudential Multi-Asset Fund

ICICI Prudential Multi-Asset Fund Growth
Launch Date	31 Oct 02
NAV (07 Oct 25)	₹786.509 ↑ 0.70 (0.09 %)
Net Assets (Cr)	₹64,770 on 31 Aug 25
Category	Hybrid - Multi Asset
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.47
Sharpe Ratio	0.08
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,000
30 Sep 22	₹17,563
30 Sep 23	₹21,540
30 Sep 24	₹28,496
30 Sep 25	₹30,395

ICICI Prudential Multi-Asset Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for ICICI Prudential Multi-Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	2.7%
3 Month	3.3%
6 Month	13%
1 Year	10.3%
3 Year	19.9%
5 Year	25.1%
10 Year
15 Year
Since launch	21%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.1%
2023	24.1%
2022	16.8%
2021	34.7%
2020	9.9%
2019	7.7%
2018	-2.2%
2017	28.2%
2016	12.5%
2015	-1.4%

Fund Manager information for ICICI Prudential Multi-Asset Fund

Name	Since	Tenure
Sankaran Naren	1 Feb 12	13.59 Yr.
Manish Banthia	22 Jan 24	1.61 Yr.
Ihab Dalwai	3 Jun 17	8.25 Yr.
Akhil Kakkar	22 Jan 24	1.61 Yr.
Sri Sharma	30 Apr 21	4.34 Yr.
Gaurav Chikane	2 Aug 21	4.08 Yr.
Sharmila D’mello	31 Jul 22	3.09 Yr.
Masoomi Jhurmarvala	4 Nov 24	0.82 Yr.

Data below for ICICI Prudential Multi-Asset Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	23.66%
Equity	56.63%
Debt	9.26%
Other	10.45%

Equity Sector Allocation

Sector	Value
Financial Services	17.86%
Consumer Cyclical	8.56%
Basic Materials	7.55%
Industrials	6.46%
Energy	5.69%
Technology	5.54%
Consumer Defensive	4.88%
Health Care	4.52%
Communication Services	2.88%
Utility	2.34%
Real Estate	1.28%

Debt Sector Allocation

Sector	Value
Cash Equivalent	20.09%
Government	6.74%
Corporate	6.09%

Credit Quality

Rating	Value
A	1.4%
AA	18.69%
AAA	76.77%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Gold (1 Kg-1000 Gms) Commodity October 2025 Future Others \| -	4%	₹2,274 Cr	2,190 ↑ 360
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 20 \| RELIANCE	3%	₹2,252 Cr	16,590,305
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 06 \| ICICIBANK	3%	₹2,236 Cr	15,996,800
ICICI Pru Gold ETF - \| -	3%	₹1,980 Cr	224,590,882
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Aug 21 \| MARUTI	3%	₹1,942 Cr	1,313,130 ↓ -208,650
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 20 \| AXISBANK	3%	₹1,840 Cr	17,606,081 ↑ 4,071,319
ICICI Prudential Silver ETF - \| -	3%	₹1,822 Cr	154,131,342 ↓ -31,630,077
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 19 \| LT	3%	₹1,673 Cr	4,647,092
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 22 \| HDFCBANK	2%	₹1,408 Cr	14,792,798
Infosys Ltd (Technology) Equity, Since 31 Oct 19 \| INFY	2%	₹1,333 Cr	9,069,984 ↑ 815,547

7. SBI Multi Asset Allocation Fund

(Erstwhile SBI Magnum Monthly Income Plan Floater)

To provide regular income, liquidity and attractive returns to investors in addition to mitigating the impact of interest rate risk through an actively managed portfolio of floating rate and fixed rate debt instruments, equity, money market instruments and derivatives.

Research Highlights for SBI Multi Asset Allocation Fund

Upper mid AUM (₹10,262 Cr).
Established history (19+ yrs).
Top rated.
Risk profile: Moderate.
5Y return: 15.24% (upper mid).
3Y return: 16.96% (upper mid).
1Y return: 10.11% (bottom quartile).
1M return: 3.70% (top quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.10 (bottom quartile).
Information ratio: 0.00 (lower mid).

Below is the key information for SBI Multi Asset Allocation Fund

SBI Multi Asset Allocation Fund Growth
Launch Date	21 Dec 05
NAV (08 Oct 25)	₹61.9683 ↑ 0.16 (0.26 %)
Net Assets (Cr)	₹10,262 on 15 Sep 25
Category	Hybrid - Multi Asset
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.46
Sharpe Ratio	-0.1
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹12,263
30 Sep 22	₹12,701
30 Sep 23	₹14,832
30 Sep 24	₹18,805
30 Sep 25	₹20,129

SBI Multi Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for SBI Multi Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	3.7%
3 Month	3.6%
6 Month	14.3%
1 Year	10.1%
3 Year	17%
5 Year	15.2%
10 Year
15 Year
Since launch	9.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12.8%
2023	24.4%
2022	6%
2021	13%
2020	14.2%
2019	10.6%
2018	0.4%
2017	10.9%
2016	8.7%
2015	9.9%

Fund Manager information for SBI Multi Asset Allocation Fund

Name	Since	Tenure
Dinesh Balachandran	31 Oct 21	3.84 Yr.
Mansi Sajeja	1 Dec 23	1.75 Yr.
Vandna Soni	1 Jan 24	1.67 Yr.

Data below for SBI Multi Asset Allocation Fund as on 15 Sep 25

Asset Allocation

Asset Class	Value
Cash	8.98%
Equity	45.41%
Debt	32.97%
Other	12.65%

Equity Sector Allocation

Sector	Value
Financial Services	12.75%
Consumer Cyclical	6.77%
Real Estate	5.04%
Technology	4.29%
Basic Materials	3.92%
Consumer Defensive	3.77%
Energy	3.75%
Industrials	2.2%
Utility	1.57%
Health Care	0.96%
Communication Services	0.38%

Debt Sector Allocation

Sector	Value
Corporate	24.48%
Cash Equivalent	9.65%
Government	7.81%

Credit Quality

Rating	Value
A	2.71%
AA	54.28%
AAA	41.04%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
SBI Silver ETF - \| -	6%	₹648 Cr	51,296,178
7.24% Govt Stock 2055 Sovereign Bonds \| -	5%	₹501 Cr	50,000,000 ↑ 50,000,000
SBI Gold ETF - \| -	3%	₹349 Cr	37,241,000
Nippon India Silver ETF - \| -	3%	₹329 Cr	26,730,000
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 22 \| HDFCBANK	3%	₹257 Cr	2,662,000
Brookfield India Real Estate Trust (Real Estate) -, Since 30 Apr 25 \| 543261	2%	₹253 Cr	7,664,234
Reliance Industries Ltd (Energy) Equity, Since 15 Sep 24 \| RELIANCE	2%	₹241 Cr	1,720,000
Bharti Telecom Limited Debentures \| -	2%	₹208 Cr	20,000
TATA Power Renewable Energy Limited Debentures \| -	2%	₹205 Cr	20,000
Cholamandalam Investment And Finance Company Limited Debentures \| -	2%	₹204 Cr	20,000

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.