Best Balanced Mutual Funds India 2025

Updated on October 27, 2025 , 16777 views

Top Balanced Fund are Mutual Funds that invest more than 65% of their assets in equities and the remaining assets in debt instruments to yield good overall returns. Balanced Mutual Funds are beneficial for investors who are willing to take a Market risk while looking for some fixed returns as well. The assets invested in equities and stocks offer market-linked returns while the assets invested in debt instruments offer fixed returns. Being a combination of both Equity and Debt, investors should be very careful when Investing in these funds. The investors are advised to look for top Balanced Funds before investing in Balanced Mutual Funds. We have listed top balanced mutual funds below.

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Top 7 Balanced Mutual Funds for Investments in India 2025 - 2026

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2024 (%)
Sundaram Equity Hybrid Fund Growth	₹135.137 ↑ 0.78	₹1,954	0.5	10.5	27.1	16	14.2
SBI Dynamic Asset Allocation Fund Growth	₹15.9463 ↑ 0.03	₹655	3.9	6.2	25.1	6.9	8.3
Baroda Pioneer Hybrid Equity Fund Growth	₹81.2894 ↑ 0.36	₹389	-3.5	-0.8	14.8	14.3	11.2
ICICI Prudential Multi-Asset Fund Growth	₹799.07 ↓ -1.84	₹64,770	6.3	8.8	13	19.8	25.4	16.1
SBI Equity Hybrid Fund Growth	₹312.805 ↑ 1.71	₹77,256	4.2	8	12.8	14.9	17.1	14.2
Franklin India Multi - Asset Solution Fund Growth	₹21.363 ↑ 0.00	₹69	1.3	4.2	12.7	14.2	15.1	11.7
SBI Multi Asset Allocation Fund Growth	₹63.0684 ↑ 0.44	₹10,262	5.8	11	12.3	17.8	15.6	12.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 31 Dec 21

Research Highlights & Commentary of 7 Funds showcased

Commentary	Sundaram Equity Hybrid Fund	SBI Dynamic Asset Allocation Fund	Baroda Pioneer Hybrid Equity Fund	ICICI Prudential Multi-Asset Fund	SBI Equity Hybrid Fund	Franklin India Multi - Asset Solution Fund	SBI Multi Asset Allocation Fund
Point 1	Lower mid AUM (₹1,954 Cr).	Lower mid AUM (₹655 Cr).	Bottom quartile AUM (₹389 Cr).	Upper mid AUM (₹64,770 Cr).	Highest AUM (₹77,256 Cr).	Bottom quartile AUM (₹69 Cr).	Upper mid AUM (₹10,262 Cr).
Point 2	Oldest track record among peers (25 yrs).	Established history (10+ yrs).	Established history (22+ yrs).	Established history (23+ yrs).	Established history (20+ yrs).	Established history (10+ yrs).	Established history (19+ yrs).
Point 3	Rating: 2★ (lower mid).	Not Rated.	Rating: 3★ (upper mid).	Rating: 2★ (lower mid).	Top rated.	Not Rated.	Rating: 4★ (upper mid).
Point 4	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderately High.	Risk profile: Moderate.
Point 5	5Y return: 14.20% (lower mid).	5Y return: 8.31% (bottom quartile).	5Y return: 11.17% (bottom quartile).	5Y return: 25.40% (top quartile).	5Y return: 17.14% (upper mid).	5Y return: 15.08% (lower mid).	5Y return: 15.64% (upper mid).
Point 6	3Y return: 16.03% (upper mid).	3Y return: 6.92% (bottom quartile).	3Y return: 14.26% (lower mid).	3Y return: 19.84% (top quartile).	3Y return: 14.87% (lower mid).	3Y return: 14.23% (bottom quartile).	3Y return: 17.80% (upper mid).
Point 7	1Y return: 27.10% (top quartile).	1Y return: 25.12% (upper mid).	1Y return: 14.82% (upper mid).	1Y return: 13.02% (lower mid).	1Y return: 12.80% (lower mid).	1Y return: 12.69% (bottom quartile).	1Y return: 12.33% (bottom quartile).
Point 8	1M return: 1.80% (lower mid).	1M return: 1.04% (lower mid).	1M return: -2.79% (bottom quartile).	1M return: 3.24% (upper mid).	1M return: 4.32% (top quartile).	1M return: 0.57% (bottom quartile).	1M return: 3.47% (upper mid).
Point 9	Alpha: 5.81 (upper mid).	Alpha: 0.00 (lower mid).	Alpha: 6.53 (top quartile).	Alpha: 0.00 (lower mid).	Alpha: 5.33 (upper mid).	Alpha: 0.00 (bottom quartile).	Alpha: 0.00 (bottom quartile).
Point 10	Sharpe: 2.64 (top quartile).	Sharpe: 2.59 (upper mid).	Sharpe: 2.59 (upper mid).	Sharpe: 0.08 (lower mid).	Sharpe: -0.11 (bottom quartile).	Sharpe: 0.81 (lower mid).	Sharpe: -0.10 (bottom quartile).

Sundaram Equity Hybrid Fund

Lower mid AUM (₹1,954 Cr).
Oldest track record among peers (25 yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 14.20% (lower mid).
3Y return: 16.03% (upper mid).
1Y return: 27.10% (top quartile).
1M return: 1.80% (lower mid).
Alpha: 5.81 (upper mid).
Sharpe: 2.64 (top quartile).

SBI Dynamic Asset Allocation Fund

Lower mid AUM (₹655 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.31% (bottom quartile).
3Y return: 6.92% (bottom quartile).
1Y return: 25.12% (upper mid).
1M return: 1.04% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 2.59 (upper mid).

Baroda Pioneer Hybrid Equity Fund

Bottom quartile AUM (₹389 Cr).
Established history (22+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 11.17% (bottom quartile).
3Y return: 14.26% (lower mid).
1Y return: 14.82% (upper mid).
1M return: -2.79% (bottom quartile).
Alpha: 6.53 (top quartile).
Sharpe: 2.59 (upper mid).

ICICI Prudential Multi-Asset Fund

Upper mid AUM (₹64,770 Cr).
Established history (23+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 25.40% (top quartile).
3Y return: 19.84% (top quartile).
1Y return: 13.02% (lower mid).
1M return: 3.24% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.08 (lower mid).

SBI Equity Hybrid Fund

Highest AUM (₹77,256 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.14% (upper mid).
3Y return: 14.87% (lower mid).
1Y return: 12.80% (lower mid).
1M return: 4.32% (top quartile).
Alpha: 5.33 (upper mid).
Sharpe: -0.11 (bottom quartile).

Franklin India Multi - Asset Solution Fund

Bottom quartile AUM (₹69 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 15.08% (lower mid).
3Y return: 14.23% (bottom quartile).
1Y return: 12.69% (bottom quartile).
1M return: 0.57% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.81 (lower mid).

SBI Multi Asset Allocation Fund

Upper mid AUM (₹10,262 Cr).
Established history (19+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
5Y return: 15.64% (upper mid).
3Y return: 17.80% (upper mid).
1Y return: 12.33% (bottom quartile).
1M return: 3.47% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.10 (bottom quartile).

Top 7 Balanced Funds

1. Sundaram Equity Hybrid Fund

(Erstwhile Sundaram Balanced Fund)

The scheme seeks to generate capital appreciation and current income through a judicious mix of investments in equities and fixed income securities.

Research Highlights for Sundaram Equity Hybrid Fund

Lower mid AUM (₹1,954 Cr).
Oldest track record among peers (25 yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 14.20% (lower mid).
3Y return: 16.03% (upper mid).
1Y return: 27.10% (top quartile).
1M return: 1.80% (lower mid).
Alpha: 5.81 (upper mid).
Sharpe: 2.64 (top quartile).
Information ratio: -0.12 (bottom quartile).

Below is the key information for Sundaram Equity Hybrid Fund

Sundaram Equity Hybrid Fund Growth
Launch Date	23 Jun 00
NAV (31 Dec 21)	₹135.137 ↑ 0.78 (0.58 %)
Net Assets (Cr)	₹1,954 on 30 Nov 21
Category	Hybrid - Hybrid Equity
AMC	Sundaram Asset Management Company Ltd
Rating	☆☆
Risk	Moderately High
Expense Ratio	2.18
Sharpe Ratio	2.64
Information Ratio	-0.12
Alpha Ratio	5.81
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹14,669

Sundaram Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Sundaram Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	1.8%
3 Month	0.5%
6 Month	10.5%
1 Year	27.1%
3 Year	16%
5 Year	14.2%
10 Year
15 Year
Since launch	12.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Sundaram Equity Hybrid Fund

Name	Since	Tenure

Data below for Sundaram Equity Hybrid Fund as on 30 Nov 21

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

2. SBI Dynamic Asset Allocation Fund

The objective of the fund will be to provide investors with an opportunity to invest in a portfolio of a mix of equity and equity related securities and fixed income instruments. The allocation between fixed income and equity instruments will be managed dynamically so as to provide investors with long term capital appreciation However, there can be no assurance that the investment objective of the Scheme will be achieved.

Research Highlights for SBI Dynamic Asset Allocation Fund

Lower mid AUM (₹655 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 8.31% (bottom quartile).
3Y return: 6.92% (bottom quartile).
1Y return: 25.12% (upper mid).
1M return: 1.04% (lower mid).
Alpha: 0.00 (lower mid).
Sharpe: 2.59 (upper mid).
Information ratio: 0.00 (upper mid).

Below is the key information for SBI Dynamic Asset Allocation Fund

SBI Dynamic Asset Allocation Fund Growth
Launch Date	26 Mar 15
NAV (02 Jul 21)	₹15.9463 ↑ 0.03 (0.18 %)
Net Assets (Cr)	₹655 on 31 May 21
Category	Hybrid - Dynamic Allocation
AMC	SBI Funds Management Private Limited
Rating	Not Rated
Risk	Moderately High
Expense Ratio	2.07
Sharpe Ratio	2.59
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000

SBI Dynamic Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for SBI Dynamic Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	1%
3 Month	3.9%
6 Month	6.2%
1 Year	25.1%
3 Year	6.9%
5 Year	8.3%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for SBI Dynamic Asset Allocation Fund

Name	Since	Tenure

Data below for SBI Dynamic Asset Allocation Fund as on 31 May 21

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

3. Baroda Pioneer Hybrid Equity Fund

(Erstwhile Baroda Pioneer Balance Fund)

The scheme is targeted for long-term capital appreciation along with stability through a well balanced portfolio comprising of equity,equity related instruments, money market instrument and debt securities.

Research Highlights for Baroda Pioneer Hybrid Equity Fund

Bottom quartile AUM (₹389 Cr).
Established history (22+ yrs).
Rating: 3★ (upper mid).
Risk profile: Moderately High.
5Y return: 11.17% (bottom quartile).
3Y return: 14.26% (lower mid).
1Y return: 14.82% (upper mid).
1M return: -2.79% (bottom quartile).
Alpha: 6.53 (top quartile).
Sharpe: 2.59 (upper mid).
Information ratio: -0.07 (bottom quartile).

Below is the key information for Baroda Pioneer Hybrid Equity Fund

Baroda Pioneer Hybrid Equity Fund Growth
Launch Date	12 Sep 03
NAV (11 Mar 22)	₹81.2894 ↑ 0.36 (0.45 %)
Net Assets (Cr)	₹389 on 31 Jan 22
Category	Hybrid - Hybrid Equity
AMC	Baroda Pioneer Asset Management Co. Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.48
Sharpe Ratio	2.59
Information Ratio	-0.07
Alpha Ratio	6.53
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹15,023

Baroda Pioneer Hybrid Equity Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518 Invest Now

Returns for Baroda Pioneer Hybrid Equity Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	-2.8%
3 Month	-3.5%
6 Month	-0.8%
1 Year	14.8%
3 Year	14.3%
5 Year	11.2%
10 Year
15 Year
Since launch	12%

Historical performance (Yearly) on absolute basis

Year	Returns
2024
2023
2022
2021
2020
2019
2018
2017
2016
2015

Fund Manager information for Baroda Pioneer Hybrid Equity Fund

Name	Since	Tenure

Data below for Baroda Pioneer Hybrid Equity Fund as on 31 Jan 22

Asset Allocation

Asset Class	Value

Equity Sector Allocation

Sector	Value

Debt Sector Allocation

Sector	Value

Credit Quality

Rating	Value

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity

4. ICICI Prudential Multi-Asset Fund

(Erstwhile ICICI Prudential Dynamic Plan)

To generate capital appreciation by actively investing in equity and equity related securities. For defensive considerations, the Scheme may invest in debt, money market instruments and derivatives. The investment manager will have the discretion to take aggressive asset calls i.e. by staying 100% invested in equity market/equity related instruments at a given point of time and 0% at another, in which case, the fund may be invested in debt related instruments at its discretion. The AMC may choose to churn the portfolio of the Scheme in order to achieve the investment objective. The Scheme is suitable for investors seeking high returns and for those who are willing to take commensurate risks.

Research Highlights for ICICI Prudential Multi-Asset Fund

Upper mid AUM (₹64,770 Cr).
Established history (23+ yrs).
Rating: 2★ (lower mid).
Risk profile: Moderately High.
5Y return: 25.40% (top quartile).
3Y return: 19.84% (top quartile).
1Y return: 13.02% (lower mid).
1M return: 3.24% (upper mid).
Alpha: 0.00 (lower mid).
Sharpe: 0.08 (lower mid).
Information ratio: 0.00 (upper mid).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~22%).
High-quality debt (AAA/AA ~95%).
Largest holding Gold (1 Kg-1000 Gms) Commodity December 2025 Future (~4.1%).

Below is the key information for ICICI Prudential Multi-Asset Fund

ICICI Prudential Multi-Asset Fund Growth
Launch Date	31 Oct 02
NAV (28 Oct 25)	₹799.07 ↓ -1.84 (-0.23 %)
Net Assets (Cr)	₹64,770 on 31 Aug 25
Category	Hybrid - Multi Asset
AMC	ICICI Prudential Asset Management Company Limited
Rating	☆☆
Risk	Moderately High
Expense Ratio	1.47
Sharpe Ratio	0.08
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹16,000
30 Sep 22	₹17,563
30 Sep 23	₹21,540
30 Sep 24	₹28,496
30 Sep 25	₹30,395

ICICI Prudential Multi-Asset Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹570,326.
Net Profit of ₹270,326 Invest Now

Returns for ICICI Prudential Multi-Asset Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	3.2%
3 Month	6.3%
6 Month	8.8%
1 Year	13%
3 Year	19.8%
5 Year	25.4%
10 Year
15 Year
Since launch	21%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	16.1%
2023	24.1%
2022	16.8%
2021	34.7%
2020	9.9%
2019	7.7%
2018	-2.2%
2017	28.2%
2016	12.5%
2015	-1.4%

Fund Manager information for ICICI Prudential Multi-Asset Fund

Name	Since	Tenure
Sankaran Naren	1 Feb 12	13.67 Yr.
Manish Banthia	22 Jan 24	1.69 Yr.
Ihab Dalwai	3 Jun 17	8.33 Yr.
Akhil Kakkar	22 Jan 24	1.69 Yr.
Sri Sharma	30 Apr 21	4.42 Yr.
Gaurav Chikane	2 Aug 21	4.17 Yr.
Sharmila D’mello	31 Jul 22	3.17 Yr.
Masoomi Jhurmarvala	4 Nov 24	0.91 Yr.

Data below for ICICI Prudential Multi-Asset Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	22.2%
Equity	57.25%
Debt	10.03%
Other	10.52%

Equity Sector Allocation

Sector	Value
Financial Services	17.95%
Consumer Cyclical	8.86%
Basic Materials	7.33%
Industrials	6.15%
Energy	6.04%
Technology	5.84%
Health Care	4.53%
Consumer Defensive	4.5%
Communication Services	2.8%
Utility	2.25%
Real Estate	1.66%

Debt Sector Allocation

Sector	Value
Cash Equivalent	18.67%
Government	7.94%
Corporate	5.62%

Credit Quality

Rating	Value
A	1.3%
AA	16.74%
AAA	78.67%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Gold (1 Kg-1000 Gms) Commodity December 2025 Future Others \| -	4%	₹2,767 Cr	2,360 ↑ 2,360
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 20 \| RELIANCE	4%	₹2,399 Cr	17,590,305 ↑ 1,000,000
ICICI Pru Gold ETF - \| -	3%	₹2,236 Cr	224,590,882
ICICI Bank Ltd (Financial Services) Equity, Since 31 May 06 \| ICICIBANK	3%	₹2,156 Cr	15,996,800
Axis Bank Ltd (Financial Services) Equity, Since 31 Dec 20 \| 532215	3%	₹1,957 Cr	17,293,581 ↓ -312,500
Infosys Ltd (Technology) Equity, Since 31 Oct 19 \| INFY	2%	₹1,616 Cr	11,209,213 ↑ 2,139,229
Larsen & Toubro Ltd (Industrials) Equity, Since 30 Nov 19 \| LT	2%	₹1,598 Cr	4,367,092 ↓ -280,000
Maruti Suzuki India Ltd (Consumer Cyclical) Equity, Since 31 Aug 21 \| MARUTI	2%	₹1,527 Cr	952,730 ↓ -360,400
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 22 \| HDFCBANK	2%	₹1,493 Cr	15,702,364 ↑ 909,566
ICICI Prudential Silver ETF - \| -	2%	₹1,402 Cr	98,749,075 ↓ -55,382,267

5. SBI Equity Hybrid Fund

(Erstwhile SBI Magnum Balanced Fund)

To provide investors long term capital appreciation along with the liquidity of open-ended scheme by investing in a mix of debt and equity. The scheme will invest in a diversified portfolio of equities of high growth companies and balance the risk through investing the rest in a relatively safe portfolio of debt.

Research Highlights for SBI Equity Hybrid Fund

Highest AUM (₹77,256 Cr).
Established history (20+ yrs).
Top rated.
Risk profile: Moderately High.
5Y return: 17.14% (upper mid).
3Y return: 14.87% (lower mid).
1Y return: 12.80% (lower mid).
1M return: 4.32% (top quartile).
Alpha: 5.33 (upper mid).
Sharpe: -0.11 (bottom quartile).
Information ratio: 0.40 (top quartile).
Higher exposure to Financial Services vs peer median.
Top bond sector: Government.
Equity-heavy allocation (~73%).
High-quality debt (AAA/AA ~94%).
Largest holding HDFC Bank Ltd (~5.3%).

Below is the key information for SBI Equity Hybrid Fund

SBI Equity Hybrid Fund Growth
Launch Date	19 Jan 05
NAV (29 Oct 25)	₹312.805 ↑ 1.71 (0.55 %)
Net Assets (Cr)	₹77,256 on 31 Aug 25
Category	Hybrid - Hybrid Equity
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.4
Sharpe Ratio	-0.11
Information Ratio	0.4
Alpha Ratio	5.33
Min Investment	1,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹14,685
30 Sep 22	₹14,715
30 Sep 23	₹16,252
30 Sep 24	₹20,807
30 Sep 25	₹21,596

SBI Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹470,047.
Net Profit of ₹170,047 Invest Now

Returns for SBI Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	4.3%
3 Month	4.2%
6 Month	8%
1 Year	12.8%
3 Year	14.9%
5 Year	17.1%
10 Year
15 Year
Since launch	15%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	14.2%
2023	16.4%
2022	2.3%
2021	23.6%
2020	12.9%
2019	13.5%
2018	-0.1%
2017	27.7%
2016	3.7%
2015	7.4%

Fund Manager information for SBI Equity Hybrid Fund

Name	Since	Tenure
R. Srinivasan	1 Jan 12	13.76 Yr.
Rajeev Radhakrishnan	1 Dec 23	1.84 Yr.
Mansi Sajeja	1 Dec 23	1.84 Yr.
Pradeep Kesavan	1 Dec 23	1.84 Yr.

Data below for SBI Equity Hybrid Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	4.13%
Equity	72.86%
Debt	23.01%

Equity Sector Allocation

Sector	Value
Financial Services	21.94%
Basic Materials	9.97%
Industrials	9.7%
Consumer Cyclical	7.4%
Utility	5.16%
Technology	3.83%
Communication Services	3.78%
Health Care	3.65%
Consumer Defensive	3.51%
Energy	2.24%
Real Estate	1.67%

Debt Sector Allocation

Sector	Value
Government	11.65%
Corporate	11.36%
Cash Equivalent	4.13%

Credit Quality

Rating	Value
A	4.34%
AA	20.55%
AAA	73.28%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 May 11 \| HDFCBANK	5%	₹4,184 Cr	44,000,000 ↓ -10,000,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Jan 17 \| BHARTIARTL	4%	₹2,987 Cr	15,900,000 ↓ -1,100,000
State Bank of India (Financial Services) Equity, Since 28 Feb 14 \| SBIN	4%	₹2,879 Cr	33,000,000
6.79% Govt Stock 2034 Sovereign Bonds \| -	4%	₹2,843 Cr	281,501,100
6.33% Govt Stock 2035 Sovereign Bonds \| -	4%	₹2,841 Cr	289,000,400 ↑ 55,000,000
ICICI Bank Ltd (Financial Services) Equity, Since 28 Feb 17 \| ICICIBANK	4%	₹2,831 Cr	21,000,000
Kotak Mahindra Bank Ltd (Financial Services) Equity, Since 30 Apr 24 \| KOTAKBANK	4%	₹2,790 Cr	14,000,000
MRF Ltd (Consumer Cyclical) Equity, Since 31 May 18 \| 500290	3%	₹2,479 Cr	170,000
Solar Industries India Ltd (Basic Materials) Equity, Since 31 Jul 16 \| SOLARINDS	3%	₹2,385 Cr	1,790,000
Muthoot Finance Ltd (Financial Services) Equity, Since 28 Feb 22 \| 533398	3%	₹2,154 Cr	7,000,000 ↓ -700,000

6. Franklin India Multi - Asset Solution Fund

The Fund seeks to achieve capital appreciation and diversification through a mix of strategic and tactical allocation to various asset classes such as equity, debt, gold and cash by investing in funds investing in these asset classes. However, there is no assurance or guarantee that the objective of the scheme will be achieved.

Research Highlights for Franklin India Multi - Asset Solution Fund

Bottom quartile AUM (₹69 Cr).
Established history (10+ yrs).
Not Rated.
Risk profile: Moderately High.
5Y return: 15.08% (lower mid).
3Y return: 14.23% (bottom quartile).
1Y return: 12.69% (bottom quartile).
1M return: 0.57% (bottom quartile).
Alpha: 0.00 (bottom quartile).
Sharpe: 0.81 (lower mid).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Higher exposure to Cash Equivalent (bond sector) vs peer median.
Conservative stance with elevated cash (~48%).
High-quality debt (AAA/AA ~100%).
Largest holding Franklin India Arbitrage Dir Gr (~18.2%).
Top-3 holdings concentration ~48.2%.

Below is the key information for Franklin India Multi - Asset Solution Fund

Franklin India Multi - Asset Solution Fund Growth
Launch Date	28 Nov 14
NAV (28 Oct 25)	₹21.363 ↑ 0.00 (0.02 %)
Net Assets (Cr)	₹69 on 31 Aug 25
Category	Hybrid - Dynamic Allocation
AMC	Franklin Templeton Asst Mgmt(IND)Pvt Ltd
Rating	Not Rated
Risk	Moderately High
Expense Ratio	1.36
Sharpe Ratio	0.81
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-3 Years (1%),3 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹13,485
30 Sep 22	₹13,821
30 Sep 23	₹15,398
30 Sep 24	₹18,742
30 Sep 25	₹20,618

Franklin India Multi - Asset Solution Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for Franklin India Multi - Asset Solution Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	0.6%
3 Month	1.3%
6 Month	4.2%
1 Year	12.7%
3 Year	14.2%
5 Year	15.1%
10 Year
15 Year
Since launch	7.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	11.7%
2023	14.9%
2022	3.9%
2021	25.5%
2020	-14%
2019	8.2%
2018	0.4%
2017	11.1%
2016	7.8%
2015	0.8%

Fund Manager information for Franklin India Multi - Asset Solution Fund

Name	Since	Tenure
Rahul Goswami	4 Jul 25	0.24 Yr.
Pallab Roy	4 Jul 25	0.24 Yr.
Rohan Maru	4 Jul 25	0.24 Yr.

Data below for Franklin India Multi - Asset Solution Fund as on 31 Aug 25

Asset Allocation

Asset Class	Value
Cash	47.81%
Debt	52.26%
Other	0.13%

Equity Sector Allocation

Sector	Value
Financial Services	9.34%
Consumer Cyclical	2.88%
Basic Materials	2.39%
Industrials	2.15%
Technology	2.11%
Energy	2.08%
Consumer Defensive	2.02%
Health Care	1.58%
Communication Services	1.58%
Utility	1.01%
Real Estate	0.62%

Debt Sector Allocation

Sector	Value
Cash Equivalent	41.66%
Corporate	34.37%
Government	23.71%
Securitized	0.34%

Credit Quality

Rating	Value
AA	5.21%
AAA	94.79%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Franklin India Arbitrage Dir Gr Investment Fund \| -	18%	₹14 Cr	13,127,204 ↑ 1,418,188
Franklin India Corp Dbt Dir Gr Investment Fund \| -	18%	₹13 Cr	1,220,798 ↑ 91,196
Franklin India Gov Sec Dir Gr Investment Fund \| -	12%	₹10 Cr	1,479,927
Kotak Arbitrage Dir Gr Investment Fund \| -	9%	₹7 Cr	1,604,752 ↑ 420,152
Axis Corporate Bond Dir Gr Investment Fund \| -	7%	₹6 Cr	2,994,043
Kotak Corporate Bond Dir Gr Investment Fund \| -	7%	₹6 Cr	13,741
Bandhan Corporate Bond Dir Gr Investment Fund \| -	7%	₹5 Cr	2,734,146
Tata Arbitrage Dir Gr Investment Fund \| -	6%	₹5 Cr	3,139,861
Aditya BSL Arbitrage Dir Gr Investment Fund \| -	6%	₹5 Cr	1,656,759
Franklin India Money Mkt Dir Gr Investment Fund \| -	6%	₹5 Cr	856,144 ↑ 664,702

7. SBI Multi Asset Allocation Fund

(Erstwhile SBI Magnum Monthly Income Plan Floater)

To provide regular income, liquidity and attractive returns to investors in addition to mitigating the impact of interest rate risk through an actively managed portfolio of floating rate and fixed rate debt instruments, equity, money market instruments and derivatives.

Research Highlights for SBI Multi Asset Allocation Fund

Upper mid AUM (₹10,262 Cr).
Established history (19+ yrs).
Rating: 4★ (upper mid).
Risk profile: Moderate.
5Y return: 15.64% (upper mid).
3Y return: 17.80% (upper mid).
1Y return: 12.33% (bottom quartile).
1M return: 3.47% (upper mid).
Alpha: 0.00 (bottom quartile).
Sharpe: -0.10 (bottom quartile).
Information ratio: 0.00 (lower mid).
Top sector: Financial Services.
Higher exposure to Corporate (bond sector) vs peer median.
High-quality debt (AAA/AA ~95%).
Largest holding SBI Silver ETF (~7.3%).

Below is the key information for SBI Multi Asset Allocation Fund

SBI Multi Asset Allocation Fund Growth
Launch Date	21 Dec 05
NAV (29 Oct 25)	₹63.0684 ↑ 0.44 (0.70 %)
Net Assets (Cr)	₹10,262 on 15 Sep 25
Category	Hybrid - Multi Asset
AMC	SBI Funds Management Private Limited
Rating	☆☆☆☆
Risk	Moderate
Expense Ratio	1.46
Sharpe Ratio	-0.1
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	500
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 20	₹10,000
30 Sep 21	₹12,263
30 Sep 22	₹12,701
30 Sep 23	₹14,832
30 Sep 24	₹18,805
30 Sep 25	₹20,129

SBI Multi Asset Allocation Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹447,579.
Net Profit of ₹147,579 Invest Now

Returns for SBI Multi Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 31 Dec 21

Duration	Returns
1 Month	3.5%
3 Month	5.8%
6 Month	11%
1 Year	12.3%
3 Year	17.8%
5 Year	15.6%
10 Year
15 Year
Since launch	9.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2024	12.8%
2023	24.4%
2022	6%
2021	13%
2020	14.2%
2019	10.6%
2018	0.4%
2017	10.9%
2016	8.7%
2015	9.9%

Fund Manager information for SBI Multi Asset Allocation Fund

Name	Since	Tenure
Dinesh Balachandran	31 Oct 21	3.92 Yr.
Mansi Sajeja	1 Dec 23	1.84 Yr.
Vandna Soni	1 Jan 24	1.75 Yr.

Data below for SBI Multi Asset Allocation Fund as on 15 Sep 25

Asset Allocation

Asset Class	Value
Cash	7.86%
Equity	45.43%
Debt	36%
Other	10.72%

Equity Sector Allocation

Sector	Value
Financial Services	14.35%
Consumer Cyclical	6.37%
Real Estate	5.02%
Technology	4.06%
Basic Materials	3.76%
Energy	3.72%
Consumer Defensive	3.31%
Industrials	2.12%
Utility	1.49%
Health Care	0.87%
Communication Services	0.36%

Debt Sector Allocation

Sector	Value
Corporate	27.4%
Government	9.48%
Cash Equivalent	6.97%

Credit Quality

Rating	Value
A	2.69%
AA	59.06%
AAA	36.28%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
SBI Silver ETF - \| -	7%	₹804 Cr	46,296,178 ↓ -5,000,000
6.33% Govt Stock 2035 Sovereign Bonds \| -	4%	₹445 Cr	45,000,000 ↑ 25,000,000
SBI Gold ETF - \| -	4%	₹405 Cr	37,241,000
6.68% Govt Stock 2040 Sovereign Bonds \| -	2%	₹273 Cr	27,500,000 ↑ 17,500,000
Brookfield India Real Estate Trust (Real Estate) -, Since 30 Apr 25 \| 543261	2%	₹262 Cr	7,664,234
HDFC Bank Ltd (Financial Services) Equity, Since 30 Nov 22 \| HDFCBANK	2%	₹260 Cr	2,662,000
Reliance Industries Ltd (Energy) Equity, Since 15 Sep 24 \| RELIANCE	2%	₹236 Cr	1,720,000
Bharti Telecom Limited Debentures \| -	2%	₹208 Cr	20,000
Embassy Office Parks REIT (Real Estate) -, Since 30 Apr 25 \| 542602	2%	₹208 Cr	4,900,000
TATA Power Renewable Energy Limited Debentures \| -	2%	₹206 Cr	20,000

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.