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Top 3 Best Balanced Funds by DSP BlackRock Mutual Fund 2023

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3 Best Balanced Funds by DSP BlackRock Mutual Fund 2023

Updated on November 29, 2023 , 2767 views

Investors who are new to Mutual Funds always prefer Investing in balanced funds. DSPBR’s Balanced Fund seeks to generate both long term Capital appreciation and current Income by investing in equity securities as well as Fixed Income securities.

Since its inception, the AMC’s balanced fund has consistently maintained a strong long-term track record both in absolute terms and relative to its benchmark. Thus, investing in these balanced funds can ensure good profits.

Investors can choose schemes from the below-listed top 3 best balanced funds by DSP BlackRock Mutual Fund. These funds have been shortlisted by undertaking some of the important parameters like NAV, AUM, past performances, average peer return, etc.

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DSPBR

Why Invest in DSPRB Balanced Funds?

Best of Both

Balanced funds are less volatile. They offer the best of both equity and Debt fund ensuring higher return through equity component and stability through the debt component.

Low/Mid Risk, High Return

On the Basis of allocation of assets, the returns on balanced funds are risk adjusted. By investing in small cap and mid-cap stocks, the equity gains are much higher and the associated risk Factor is controlled by the debt investment.

Best DSPBR Balanced Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2022 (%)
DSP BlackRock Equity and Bond Fund Growth ₹277.424
↑ 2.61
₹7,9904.313.717.114.814.2-2.7
DSP BlackRock Regular Savings Fund Growth ₹49.6195
↑ 0.09
₹1793.26.49.77.37.23.5
DSP BlackRock Dynamic Asset Allocation Fund Growth ₹22.467
↑ 0.15
₹3,1583.28.111.37.98.80.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 1 Dec 23

1. DSP BlackRock Equity and Bond Fund

Seeks to generate long term capital appreciation and current income from a portfolio constituted of equity and equity related securities as well as fixed income securities.

DSP BlackRock Equity and Bond Fund is a Hybrid - Hybrid Equity fund was launched on 27 May 99. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.5% since its launch.  Ranked 9 in Hybrid Equity category.  Return for 2022 was -2.7% , 2021 was 24.2% and 2020 was 17% .

Below is the key information for DSP BlackRock Equity and Bond Fund

DSP BlackRock Equity and Bond Fund
Growth
Launch Date 27 May 99
NAV (01 Dec 23) ₹277.424 ↑ 2.61   (0.95 %)
Net Assets (Cr) ₹7,990 on 31 Oct 23
Category Hybrid - Hybrid Equity
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderately High
Expense Ratio 1.84
Sharpe Ratio 0.68
Information Ratio 0.29
Alpha Ratio 4.43
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹11,377
30 Nov 20₹12,776
30 Nov 21₹16,445
30 Nov 22₹16,559
30 Nov 23₹19,272

DSP BlackRock Equity and Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710
Invest Now

Returns for DSP BlackRock Equity and Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

DurationReturns
1 Month 6.9%
3 Month 4.3%
6 Month 13.7%
1 Year 17.1%
3 Year 14.8%
5 Year 14.2%
10 Year
15 Year
Since launch 14.5%
Historical performance (Yearly) on absolute basis
YearReturns
2022 -2.7%
2021 24.2%
2020 17%
2019 14.2%
2018 -5.1%
2017 27.6%
2016 8.3%
2015 4.8%
2014 45%
2013 -0.4%
Fund Manager information for DSP BlackRock Equity and Bond Fund
NameSinceTenure
Kedar Karnik1 Jul 230.33 Yr.
Atul Bhole1 Jun 167.42 Yr.
Dhaval Gada1 Sep 221.16 Yr.

Data below for DSP BlackRock Equity and Bond Fund as on 31 Oct 23

Asset Allocation
Asset ClassValue
Cash0.77%
Equity74.18%
Debt25.05%
Equity Sector Allocation
SectorValue
Financial Services25.87%
Industrials12.25%
Consumer Cyclical9.08%
Basic Materials8.59%
Consumer Defensive7.03%
Technology6.96%
Health Care4.39%
Debt Sector Allocation
SectorValue
Government13.67%
Corporate11.38%
Cash Equivalent0.77%
Credit Quality
RatingValue
AA6.42%
AAA93.58%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
6%₹516 Cr689,114
7.38% Govt Stock 2027
Sovereign Bonds | -
5%₹364 Cr35,400,000
↓ -9,500,000
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 14 | HDFCBANK
4%₹337 Cr2,281,829
7.59% Govt Stock 2026
Sovereign Bonds | -
4%₹283 Cr27,500,000
Apar Industries Ltd (Industrials)
Equity, Since 31 Dec 22 | APARINDS
3%₹275 Cr531,782
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 15 | ICICIBANK
3%₹246 Cr2,683,866
Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 31 Mar 21 | MOTHERSON
3%₹245 Cr26,672,466
Bharat Electronics Ltd (Industrials)
Equity, Since 31 May 22 | BEL
3%₹223 Cr16,727,486
↑ 2,451,380
Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 31 Mar 18 | 540376
3%₹215 Cr590,752
Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | 532215
3%₹212 Cr2,155,609

2. DSP BlackRock Regular Savings Fund

(Erstwhile DSP BlackRock MIP Fund)

The scheme is seeking to generate an attractive return, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of the 100 largest corporates by market capitalisation, listed in India.

DSP BlackRock Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 11 Jun 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 8.6% since its launch.  Ranked 22 in Hybrid Debt category.  Return for 2022 was 3.5% , 2021 was 7.8% and 2020 was 9.3% .

Below is the key information for DSP BlackRock Regular Savings Fund

DSP BlackRock Regular Savings Fund
Growth
Launch Date 11 Jun 04
NAV (01 Dec 23) ₹49.6195 ↑ 0.09   (0.19 %)
Net Assets (Cr) ₹179 on 31 Oct 23
Category Hybrid - Hybrid Debt
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderately High
Expense Ratio 1.18
Sharpe Ratio 0.63
Information Ratio 0.46
Alpha Ratio 1.03
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹10,533
30 Nov 20₹11,395
30 Nov 21₹12,317
30 Nov 22₹12,864
30 Nov 23₹14,099

DSP BlackRock Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for DSP BlackRock Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

DurationReturns
1 Month 2.7%
3 Month 3.2%
6 Month 6.4%
1 Year 9.7%
3 Year 7.3%
5 Year 7.2%
10 Year
15 Year
Since launch 8.6%
Historical performance (Yearly) on absolute basis
YearReturns
2022 3.5%
2021 7.8%
2020 9.3%
2019 6.9%
2018 -5.3%
2017 11%
2016 10.7%
2015 4.8%
2014 18.5%
2013 5.4%
Fund Manager information for DSP BlackRock Regular Savings Fund
NameSinceTenure
Kedar Karnik1 Jul 230.33 Yr.
Jay Kothari16 Mar 185.63 Yr.
Abhishek Singh31 May 212.42 Yr.

Data below for DSP BlackRock Regular Savings Fund as on 31 Oct 23

Asset Allocation
Asset ClassValue
Cash0.62%
Equity24.31%
Debt74.79%
Other0.28%
Equity Sector Allocation
SectorValue
Financial Services10.52%
Health Care5.19%
Technology2.15%
Consumer Cyclical2.01%
Basic Materials1.92%
Consumer Defensive1.2%
Energy0.87%
Utility0.3%
Industrials0.16%
Debt Sector Allocation
SectorValue
Government50.17%
Corporate24.62%
Cash Equivalent0.62%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Housing Bank
Debentures | -
9%₹16 Cr150
7.18% Govt Stock 2033
Sovereign Bonds | -
7%₹12 Cr1,200,000
Power Grid Corporation Of India Limited
Debentures | -
6%₹11 Cr100
Rec Limited
Debentures | -
6%₹10 Cr100
Indian Oil Corporation Limited
Debentures | -
6%₹10 Cr100
7.06% Govt Stock 2028
Sovereign Bonds | -
6%₹10 Cr1,000,000
7.1% Govt Stock 2029
Sovereign Bonds | -
6%₹10 Cr1,000,000
Power Finance Corporation Ltd.
Debentures | -
4%₹7 Cr250
Small Industries Development Bank Of India
Debentures | -
3%₹5 Cr50
Export Import Bank Of India
Debentures | -
3%₹5 Cr50

3. DSP BlackRock Dynamic Asset Allocation Fund

The investment objective of the Scheme is to seek capital appreciation by managing the asset allocation between specified equity mutual fund schemes and debt mutual fund schemes of DSP BlackRock Mutual Fund. The Scheme will dynamically manage the asset allocation between the specified equity mutual funds schemes and debt mutual funds schemes of DSP BlackRock Mutual Fund based on the relative valuation of equity and debt markets. The Scheme may also invest a certain portion of its corpus in money market securities and/ or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time.

DSP BlackRock Dynamic Asset Allocation Fund is a Hybrid - Dynamic Allocation fund was launched on 6 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.6% since its launch.  Return for 2022 was 0.1% , 2021 was 9.3% and 2020 was 12.9% .

Below is the key information for DSP BlackRock Dynamic Asset Allocation Fund

DSP BlackRock Dynamic Asset Allocation Fund
Growth
Launch Date 6 Feb 14
NAV (01 Dec 23) ₹22.467 ↑ 0.15   (0.68 %)
Net Assets (Cr) ₹3,158 on 31 Oct 23
Category Hybrid - Dynamic Allocation
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderate
Expense Ratio 1.89
Sharpe Ratio 0.29
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Nov 18₹10,000
30 Nov 19₹10,906
30 Nov 20₹12,082
30 Nov 21₹13,419
30 Nov 22₹13,659
30 Nov 23₹15,137

DSP BlackRock Dynamic Asset Allocation Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for DSP BlackRock Dynamic Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 1 Dec 23

DurationReturns
1 Month 4.2%
3 Month 3.2%
6 Month 8.1%
1 Year 11.3%
3 Year 7.9%
5 Year 8.8%
10 Year
15 Year
Since launch 8.6%
Historical performance (Yearly) on absolute basis
YearReturns
2022 0.1%
2021 9.3%
2020 12.9%
2019 8.8%
2018 3.6%
2017 12.5%
2016 7.7%
2015 4.5%
2014
2013
Fund Manager information for DSP BlackRock Dynamic Asset Allocation Fund
NameSinceTenure
Laukik Bagwe17 Jul 212.29 Yr.
Rohit Singhania1 Nov 230 Yr.
Dhaval Gada1 Sep 221.16 Yr.

Data below for DSP BlackRock Dynamic Asset Allocation Fund as on 31 Oct 23

Asset Allocation
Asset ClassValue
Cash27.2%
Equity39.76%
Debt33.04%
Equity Sector Allocation
SectorValue
Financial Services23.1%
Consumer Cyclical8.58%
Industrials7.07%
Consumer Defensive6.37%
Basic Materials6.31%
Technology4.8%
Energy3.24%
Health Care2.67%
Communication Services2.54%
Utility0.81%
Real Estate0.23%
Debt Sector Allocation
SectorValue
Cash Equivalent27.2%
Corporate19.5%
Government13.54%
Credit Quality
RatingValue
AA9.99%
AAA90.01%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.38% Govt Stock 2027
Sovereign Bonds | -
5%₹164 Cr16,000,000
↓ -1,500,000
5.74% Govt Stock 2026
Sovereign Bonds | -
4%₹123 Cr12,500,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 28 Feb 18 | 500034
4%₹119 Cr158,603
Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 31 Mar 21 | MOTHERSON
4%₹117 Cr12,730,086
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 18 | HDFCBANK
3%₹108 Cr728,703
↑ 106,700
Kotak Mahindra Prime Limited
Debentures | -
2%₹76 Cr750
Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 Dec 21 | TATAMOTORS
2%₹73 Cr1,169,057
Infosys Ltd (Technology)
Equity, Since 30 Jun 20 | INFY
2%₹67 Cr488,914
ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 18 | ICICIBANK
2%₹66 Cr716,004
↑ 2,800
Future on Zee Entertainment Enterprises Ltd
Derivatives | -
2%-₹58 Cr2,235,000

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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