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Top 3 Best Balanced Funds by DSP BlackRock Mutual Fund 2022

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3 Best Balanced Funds by DSP BlackRock Mutual Fund 2022

Updated on September 30, 2022 , 1995 views

Investors who are new to Mutual Funds always prefer Investing in balanced funds. DSPBR’s Balanced Fund seeks to generate both long term Capital appreciation and current Income by investing in equity securities as well as Fixed Income securities.

Since its inception, the AMC’s balanced fund has consistently maintained a strong long-term track record both in absolute terms and relative to its benchmark. Thus, investing in these balanced funds can ensure good profits.

Investors can choose schemes from the below-listed top 3 best balanced funds by DSP BlackRock Mutual Fund. These funds have been shortlisted by undertaking some of the important parameters like NAV, AUM, past performances, average peer return, etc.

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DSPBR

Why Invest in DSPRB Balanced Funds?

Best of Both

Balanced funds are less volatile. They offer the best of both equity and Debt fund ensuring higher return through equity component and stability through the debt component.

Low/Mid Risk, High Return

On the Basis of allocation of assets, the returns on balanced funds are risk adjusted. By investing in small cap and mid-cap stocks, the equity gains are much higher and the associated risk Factor is controlled by the debt investment.

Best DSPBR Balanced Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2021 (%)
DSP BlackRock Equity and Bond Fund Growth ₹227.409
↑ 2.51
₹7,64410-0.4-4.312.910.324.2
DSP BlackRock Regular Savings Fund Growth ₹43.9875
↑ 0.15
₹2072.7-0.50.16.74.37.8
DSP BlackRock Dynamic Asset Allocation Fund Growth ₹19.919
↑ 0.14
₹4,6086.71.70.18.17.29.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Sep 22

1. DSP BlackRock Equity and Bond Fund

Seeks to generate long term capital appreciation and current income from a portfolio constituted of equity and equity related securities as well as fixed income securities.

DSP BlackRock Equity and Bond Fund is a Hybrid - Hybrid Equity fund was launched on 27 May 99. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.3% since its launch.  Ranked 9 in Hybrid Equity category.  Return for 2021 was 24.2% , 2020 was 17% and 2019 was 14.2% .

Below is the key information for DSP BlackRock Equity and Bond Fund

DSP BlackRock Equity and Bond Fund
Growth
Launch Date 27 May 99
NAV (30 Sep 22) ₹227.409 ↑ 2.51   (1.12 %)
Net Assets (Cr) ₹7,644 on 31 Aug 22
Category Hybrid - Hybrid Equity
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderately High
Expense Ratio 1.86
Sharpe Ratio -0.4
Information Ratio -0.13
Alpha Ratio -7.56
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹9,971
30 Sep 19₹11,338
30 Sep 20₹11,514
30 Sep 21₹17,036
30 Sep 22₹16,306

DSP BlackRock Equity and Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for DSP BlackRock Equity and Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 22

DurationReturns
1 Month -1.8%
3 Month 10%
6 Month -0.4%
1 Year -4.3%
3 Year 12.9%
5 Year 10.3%
10 Year
15 Year
Since launch 14.3%
Historical performance (Yearly) on absolute basis
YearReturns
2021 24.2%
2020 17%
2019 14.2%
2018 -5.1%
2017 27.6%
2016 8.3%
2015 4.8%
2014 45%
2013 -0.4%
2012 26.3%
Fund Manager information for DSP BlackRock Equity and Bond Fund
NameSinceTenure
Vikram Chopra17 Jul 166.13 Yr.
Atul Bhole1 Jun 166.25 Yr.
Dhaval Gada1 Sep 220 Yr.

Data below for DSP BlackRock Equity and Bond Fund as on 31 Aug 22

Asset Allocation
Asset ClassValue
Cash8.16%
Equity74.53%
Debt17.31%
Equity Sector Allocation
SectorValue
Financial Services29.4%
Consumer Cyclical11.14%
Technology8.27%
Basic Materials7.49%
Industrials6.77%
Consumer Defensive5.95%
Health Care4.1%
Utility1.36%
Debt Sector Allocation
SectorValue
Government17.22%
Corporate5.69%
Cash Equivalent2.55%
Credit Quality
RatingValue
AA3.23%
AAA96.77%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 14 | HDFCBANK
8%₹584 Cr3,930,885
↑ 666,380
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 15 | ICICIBANK
6%₹424 Cr4,777,013
↓ -817,807
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
4%₹339 Cr464,291
↓ -61,869
7.59% Govt Stock 2026
Sovereign Bonds | -
4%₹284 Cr27,500,000
Infosys Ltd (Technology)
Equity, Since 30 Jun 20 | INFY
3%₹258 Cr1,724,935
Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 31 Mar 18 | 540376
3%₹239 Cr527,110
Bajaj Finserv Ltd (Financial Services)
Equity, Since 30 Nov 19 | 532978
3%₹219 Cr129,163
↓ -4,979
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 21 | MARUTI
3%₹193 Cr212,300
5.15% Govt Stock 2025
Sovereign Bonds | -
2%₹169 Cr17,505,600
Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | 532215
2%₹163 Cr2,163,950
↓ -257,500

2. DSP BlackRock Regular Savings Fund

(Erstwhile DSP BlackRock MIP Fund)

The scheme is seeking to generate an attractive return, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of the 100 largest corporates by market capitalisation, listed in India.

DSP BlackRock Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 11 Jun 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 8.4% since its launch.  Ranked 22 in Hybrid Debt category.  Return for 2021 was 7.8% , 2020 was 9.3% and 2019 was 6.9% .

Below is the key information for DSP BlackRock Regular Savings Fund

DSP BlackRock Regular Savings Fund
Growth
Launch Date 11 Jun 04
NAV (30 Sep 22) ₹43.9875 ↑ 0.15   (0.34 %)
Net Assets (Cr) ₹207 on 31 Aug 22
Category Hybrid - Hybrid Debt
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderately High
Expense Ratio 1.89
Sharpe Ratio -0.61
Information Ratio -0.26
Alpha Ratio -1.72
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹9,769
30 Sep 19₹10,160
30 Sep 20₹10,720
30 Sep 21₹12,322
30 Sep 22₹12,337

DSP BlackRock Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹340,450.
Net Profit of ₹40,450
Invest Now

Returns for DSP BlackRock Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 22

DurationReturns
1 Month -1.1%
3 Month 2.7%
6 Month -0.5%
1 Year 0.1%
3 Year 6.7%
5 Year 4.3%
10 Year
15 Year
Since launch 8.4%
Historical performance (Yearly) on absolute basis
YearReturns
2021 7.8%
2020 9.3%
2019 6.9%
2018 -5.3%
2017 11%
2016 10.7%
2015 4.8%
2014 18.5%
2013 5.4%
2012 15.3%
Fund Manager information for DSP BlackRock Regular Savings Fund
NameSinceTenure
Vikram Chopra17 Jul 166.13 Yr.
Jay Kothari16 Mar 184.46 Yr.
Abhishek Singh31 May 211.25 Yr.

Data below for DSP BlackRock Regular Savings Fund as on 31 Aug 22

Asset Allocation
Asset ClassValue
Cash9.76%
Equity23.95%
Debt66.29%
Equity Sector Allocation
SectorValue
Financial Services11.41%
Technology3.95%
Health Care2.92%
Basic Materials1.98%
Consumer Defensive1.24%
Consumer Cyclical1.14%
Utility1.12%
Industrials0.19%
Debt Sector Allocation
SectorValue
Government47.56%
Corporate21.02%
Cash Equivalent7.48%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Indian Railway Finance Corporation Limited
Debentures | -
8%₹16 Cr150
7.32% Govt Stock 2024
Sovereign Bonds | -
7%₹15 Cr1,500,000
Power Grid Corporation Of India Limited
Debentures | -
5%₹11 Cr100
National Bank For Agriculture And Rural Development
Debentures | -
5%₹11 Cr100
Power Finance Corporation Ltd.
Debentures | -
5%₹10 Cr100
Rec Limited
Debentures | -
5%₹10 Cr100
Indian Oil Corporation Limited
Debentures | -
5%₹10 Cr100
6.18% Govt Stock 2024
Sovereign Bonds | -
5%₹10 Cr1,000,000
5.63% Govt Stock 2026
Sovereign Bonds | -
5%₹10 Cr1,000,000
Power Finance Corporation Ltd.
Debentures | -
4%₹7 Cr250

3. DSP BlackRock Dynamic Asset Allocation Fund

The investment objective of the Scheme is to seek capital appreciation by managing the asset allocation between specified equity mutual fund schemes and debt mutual fund schemes of DSP BlackRock Mutual Fund. The Scheme will dynamically manage the asset allocation between the specified equity mutual funds schemes and debt mutual funds schemes of DSP BlackRock Mutual Fund based on the relative valuation of equity and debt markets. The Scheme may also invest a certain portion of its corpus in money market securities and/ or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time.

DSP BlackRock Dynamic Asset Allocation Fund is a Hybrid - Dynamic Allocation fund was launched on 6 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.3% since its launch.  Return for 2021 was 9.3% , 2020 was 12.9% and 2019 was 8.8% .

Below is the key information for DSP BlackRock Dynamic Asset Allocation Fund

DSP BlackRock Dynamic Asset Allocation Fund
Growth
Launch Date 6 Feb 14
NAV (30 Sep 22) ₹19.919 ↑ 0.14   (0.70 %)
Net Assets (Cr) ₹4,608 on 31 Aug 22
Category Hybrid - Dynamic Allocation
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderate
Expense Ratio 1.97
Sharpe Ratio -0.32
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Sep 17₹10,000
30 Sep 18₹10,264
30 Sep 19₹11,215
30 Sep 20₹11,755
30 Sep 21₹14,141
30 Sep 22₹14,156

DSP BlackRock Dynamic Asset Allocation Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for DSP BlackRock Dynamic Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 22

DurationReturns
1 Month -1%
3 Month 6.7%
6 Month 1.7%
1 Year 0.1%
3 Year 8.1%
5 Year 7.2%
10 Year
15 Year
Since launch 8.3%
Historical performance (Yearly) on absolute basis
YearReturns
2021 9.3%
2020 12.9%
2019 8.8%
2018 3.6%
2017 12.5%
2016 7.7%
2015 4.5%
2014
2013
2012
Fund Manager information for DSP BlackRock Dynamic Asset Allocation Fund
NameSinceTenure
Laukik Bagwe17 Jul 211.12 Yr.
Atul Bhole15 Feb 184.54 Yr.
Dhaval Gada1 Sep 220 Yr.

Data below for DSP BlackRock Dynamic Asset Allocation Fund as on 31 Aug 22

Asset Allocation
Asset ClassValue
Cash24.16%
Equity50.43%
Debt25.4%
Equity Sector Allocation
SectorValue
Financial Services20.64%
Consumer Cyclical10.45%
Industrials7.78%
Technology6.44%
Basic Materials6.11%
Consumer Defensive5.3%
Energy3.79%
Health Care3.51%
Utility2.03%
Communication Services0.41%
Real Estate0.17%
Debt Sector Allocation
SectorValue
Cash Equivalent18.91%
Government18.63%
Corporate12.03%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 18 | HDFCBANK
5%₹250 Cr1,679,522
↑ 207,652
Bajaj Finance Ltd (Financial Services)
Equity, Since 28 Feb 18 | 500034
5%₹215 Cr294,597
↓ -25,299
Future on Adani Enterprises Ltd
Derivatives | -
4%-₹173 Cr540,500
↓ -93,500
Adani Enterprises Ltd (Energy)
Equity, Since 31 Oct 20 | 512599
4%₹173 Cr540,500
↓ -93,500
5.74% Govt Stock 2026
Sovereign Bonds | -
4%₹170 Cr17,500,000
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 28 Feb 18 | MARUTI
3%₹158 Cr174,083
↑ 47,239
Future on Adani Ports & Special Economic Zone Ltd
Derivatives | -
3%-₹148 Cr1,743,750
Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 30 Jun 20 | 532921
3%₹147 Cr1,743,750
Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 28 Feb 18 | 540376
3%₹138 Cr305,414
↑ 108,023
5.22% Govt Stock 2025
Sovereign Bonds | -
3%₹121 Cr12,500,000

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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