fincash logo SOLUTIONS
EXPLORE FUNDS
CALCULATORS
fincash number+91-22-48913909
Top 3 Best Balanced Funds by DSP BlackRock Mutual Fund 2023

Fincash » DSPBR Mutual Fund » Balanced Funds

3 Best Balanced Funds by DSP BlackRock Mutual Fund 2023

Updated on May 23, 2023 , 2433 views

Investors who are new to Mutual Funds always prefer Investing in balanced funds. DSPBR’s Balanced Fund seeks to generate both long term Capital appreciation and current Income by investing in equity securities as well as Fixed Income securities.

Since its inception, the AMC’s balanced fund has consistently maintained a strong long-term track record both in absolute terms and relative to its benchmark. Thus, investing in these balanced funds can ensure good profits.

Investors can choose schemes from the below-listed top 3 best balanced funds by DSP BlackRock Mutual Fund. These funds have been shortlisted by undertaking some of the important parameters like NAV, AUM, past performances, average peer return, etc.

Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

DSPBR

Why Invest in DSPRB Balanced Funds?

Best of Both

Balanced funds are less volatile. They offer the best of both equity and Debt fund ensuring higher return through equity component and stability through the debt component.

Low/Mid Risk, High Return

On the Basis of allocation of assets, the returns on balanced funds are risk adjusted. By investing in small cap and mid-cap stocks, the equity gains are much higher and the associated risk Factor is controlled by the debt investment.

Best DSPBR Balanced Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2022 (%)
DSP BlackRock Equity and Bond Fund Growth ₹241.27
↑ 0.38
₹7,3894.8315.720.210.6-2.7
DSP BlackRock Regular Savings Fund Growth ₹46.3443
↑ 0.02
₹1842.837.79.45.13.5
DSP BlackRock Dynamic Asset Allocation Fund Growth ₹20.654
↑ 0.03
₹3,5683.73.110.112.17.60.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 May 23

1. DSP BlackRock Equity and Bond Fund

Seeks to generate long term capital appreciation and current income from a portfolio constituted of equity and equity related securities as well as fixed income securities.

DSP BlackRock Equity and Bond Fund is a Hybrid - Hybrid Equity fund was launched on 27 May 99. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.2% since its launch.  Ranked 9 in Hybrid Equity category.  Return for 2022 was -2.7% , 2021 was 24.2% and 2020 was 17% .

Below is the key information for DSP BlackRock Equity and Bond Fund

DSP BlackRock Equity and Bond Fund
Growth
Launch Date 27 May 99
NAV (25 May 23) ₹241.27 ↑ 0.38   (0.16 %)
Net Assets (Cr) ₹7,389 on 30 Apr 23
Category Hybrid - Hybrid Equity
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderately High
Expense Ratio 1.86
Sharpe Ratio -0.02
Information Ratio -0.15
Alpha Ratio -0.23
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 18₹10,000
30 Apr 19₹10,228
30 Apr 20₹9,804
30 Apr 21₹13,720
30 Apr 22₹15,035
30 Apr 23₹15,771

DSP BlackRock Equity and Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for DSP BlackRock Equity and Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 May 23

DurationReturns
1 Month 4%
3 Month 4.8%
6 Month 3%
1 Year 15.7%
3 Year 20.2%
5 Year 10.6%
10 Year
15 Year
Since launch 14.2%
Historical performance (Yearly) on absolute basis
YearReturns
2022 -2.7%
2021 24.2%
2020 17%
2019 14.2%
2018 -5.1%
2017 27.6%
2016 8.3%
2015 4.8%
2014 45%
2013 -0.4%
Fund Manager information for DSP BlackRock Equity and Bond Fund
NameSinceTenure
Vikram Chopra17 Jul 166.79 Yr.
Atul Bhole1 Jun 166.92 Yr.
Dhaval Gada1 Sep 220.66 Yr.

Data below for DSP BlackRock Equity and Bond Fund as on 30 Apr 23

Asset Allocation
Asset ClassValue
Cash0.95%
Equity74.72%
Debt24.33%
Equity Sector Allocation
SectorValue
Financial Services27.39%
Consumer Cyclical10.15%
Industrials10.12%
Basic Materials9.37%
Consumer Defensive6.66%
Technology4.94%
Health Care4.54%
Utility1.54%
Debt Sector Allocation
SectorValue
Government18.15%
Corporate6.51%
Cash Equivalent0.62%
Credit Quality
RatingValue
AA4.84%
AAA95.16%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 14 | HDFCBANK
7%₹508 Cr3,012,657
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | BAJFINANCE
6%₹433 Cr689,114
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 15 | ICICIBANK
5%₹396 Cr4,310,274
7.38% Govt Stock 2027
Sovereign Bonds | -
5%₹334 Cr32,100,000
↑ 500,000
7.59% Govt Stock 2026
Sovereign Bonds | -
4%₹286 Cr27,500,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | 532215
3%₹221 Cr2,564,337
Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 31 Mar 18 | DMART
3%₹207 Cr590,752
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 21 | MARUTI
2%₹179 Cr208,895
↓ -20,921
Infosys Ltd (Technology)
Equity, Since 30 Jun 20 | INFY
2%₹153 Cr1,225,227
Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 31 Mar 21 | MOTHERSON
2%₹134 Cr18,254,235
↑ 5,397,969

2. DSP BlackRock Regular Savings Fund

(Erstwhile DSP BlackRock MIP Fund)

The scheme is seeking to generate an attractive return, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of the 100 largest corporates by market capitalisation, listed in India.

DSP BlackRock Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 11 Jun 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 8.4% since its launch.  Ranked 22 in Hybrid Debt category.  Return for 2022 was 3.5% , 2021 was 7.8% and 2020 was 9.3% .

Below is the key information for DSP BlackRock Regular Savings Fund

DSP BlackRock Regular Savings Fund
Growth
Launch Date 11 Jun 04
NAV (25 May 23) ₹46.3443 ↑ 0.02   (0.04 %)
Net Assets (Cr) ₹184 on 30 Apr 23
Category Hybrid - Hybrid Debt
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderately High
Expense Ratio 1.89
Sharpe Ratio -0.28
Information Ratio 0.23
Alpha Ratio -1.29
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 18₹10,000
30 Apr 19₹9,743
30 Apr 20₹9,770
30 Apr 21₹11,400
30 Apr 22₹12,036
30 Apr 23₹12,600

DSP BlackRock Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120
Invest Now

Returns for DSP BlackRock Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 May 23

DurationReturns
1 Month 1.1%
3 Month 2.8%
6 Month 3%
1 Year 7.7%
3 Year 9.4%
5 Year 5.1%
10 Year
15 Year
Since launch 8.4%
Historical performance (Yearly) on absolute basis
YearReturns
2022 3.5%
2021 7.8%
2020 9.3%
2019 6.9%
2018 -5.3%
2017 11%
2016 10.7%
2015 4.8%
2014 18.5%
2013 5.4%
Fund Manager information for DSP BlackRock Regular Savings Fund
NameSinceTenure
Vikram Chopra17 Jul 166.79 Yr.
Jay Kothari16 Mar 185.13 Yr.
Abhishek Singh31 May 211.92 Yr.

Data below for DSP BlackRock Regular Savings Fund as on 30 Apr 23

Asset Allocation
Asset ClassValue
Cash2.2%
Equity24.25%
Debt73.55%
Equity Sector Allocation
SectorValue
Debt Sector Allocation
SectorValue
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Housing Bank
Debentures | -
8%₹15 Cr150
Power Grid Corporation Of India Limited
Debentures | -
6%₹11 Cr100
7.1% Govt Stock 2029
Sovereign Bonds | -
5%₹10 Cr1,000,000
Rec Limited
Debentures | -
5%₹10 Cr100
Indian Oil Corporation Limited
Debentures | -
5%₹10 Cr100
7.38% Govt Stock 2027
Sovereign Bonds | -
5%₹9 Cr900,000
Power Finance Corporation Ltd.
Debentures | -
4%₹8 Cr250
Hindustan Petroleum Corporation Limited
Debentures | -
4%₹7 Cr70
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 15 Oct 22 | HDFC
3%₹6 Cr20,909
↓ -4,517
ICICI Bank Ltd (Financial Services)
Equity, Since 15 Nov 21 | ICICIBANK
3%₹6 Cr59,775

3. DSP BlackRock Dynamic Asset Allocation Fund

The investment objective of the Scheme is to seek capital appreciation by managing the asset allocation between specified equity mutual fund schemes and debt mutual fund schemes of DSP BlackRock Mutual Fund. The Scheme will dynamically manage the asset allocation between the specified equity mutual funds schemes and debt mutual funds schemes of DSP BlackRock Mutual Fund based on the relative valuation of equity and debt markets. The Scheme may also invest a certain portion of its corpus in money market securities and/ or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time.

DSP BlackRock Dynamic Asset Allocation Fund is a Hybrid - Dynamic Allocation fund was launched on 6 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.1% since its launch.  Return for 2022 was 0.1% , 2021 was 9.3% and 2020 was 12.9% .

Below is the key information for DSP BlackRock Dynamic Asset Allocation Fund

DSP BlackRock Dynamic Asset Allocation Fund
Growth
Launch Date 6 Feb 14
NAV (25 May 23) ₹20.654 ↑ 0.03   (0.15 %)
Net Assets (Cr) ₹3,568 on 30 Apr 23
Category Hybrid - Dynamic Allocation
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderate
Expense Ratio 1.97
Sharpe Ratio -0.21
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Apr 18₹10,000
30 Apr 19₹10,537
30 Apr 20₹10,768
30 Apr 21₹12,962
30 Apr 22₹13,503
30 Apr 23₹14,038

DSP BlackRock Dynamic Asset Allocation Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for DSP BlackRock Dynamic Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 May 23

DurationReturns
1 Month 3.4%
3 Month 3.7%
6 Month 3.1%
1 Year 10.1%
3 Year 12.1%
5 Year 7.6%
10 Year
15 Year
Since launch 8.1%
Historical performance (Yearly) on absolute basis
YearReturns
2022 0.1%
2021 9.3%
2020 12.9%
2019 8.8%
2018 3.6%
2017 12.5%
2016 7.7%
2015 4.5%
2014
2013
Fund Manager information for DSP BlackRock Dynamic Asset Allocation Fund
NameSinceTenure
Laukik Bagwe17 Jul 211.79 Yr.
Atul Bhole15 Feb 185.21 Yr.
Dhaval Gada1 Sep 220.66 Yr.

Data below for DSP BlackRock Dynamic Asset Allocation Fund as on 30 Apr 23

Asset Allocation
Asset ClassValue
Cash16.18%
Equity51%
Debt32.82%
Equity Sector Allocation
SectorValue
Financial Services22.72%
Industrials9.24%
Consumer Cyclical8.65%
Basic Materials8.36%
Consumer Defensive5.76%
Health Care5.54%
Technology2.86%
Utility1.72%
Communication Services0.67%
Energy0.62%
Real Estate0.11%
Debt Sector Allocation
SectorValue
Government19.63%
Cash Equivalent16.18%
Corporate13.19%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 18 | HDFCBANK
5%₹192 Cr1,139,962
↑ 414,941
ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 18 | ICICIBANK
5%₹174 Cr1,891,904
↑ 340,610
5.74% Govt Stock 2026
Sovereign Bonds | -
5%₹173 Cr17,500,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 28 Feb 18 | BAJFINANCE
5%₹166 Cr263,664
7.38% Govt Stock 2027
Sovereign Bonds | -
4%₹156 Cr15,000,000
7.1% Govt Stock 2029
Sovereign Bonds | -
4%₹126 Cr12,500,000
↑ 9,000,000
Future on Adani Ports & Special Economic Zone Ltd
Derivatives | -
2%-₹84 Cr1,221,250
↓ -40,000
Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 30 Jun 20 | ADANIPORTS
2%₹83 Cr1,221,250
↓ -40,000
Samvardhana Motherson International Ltd (Consumer Cyclical)
Equity, Since 31 Mar 21 | MOTHERSON
2%₹83 Cr11,243,615
↑ 3,261,682
Tata Motors Ltd (Consumer Cyclical)
Equity, Since 31 Dec 21 | TATAMOTORS
2%₹74 Cr1,527,248
↑ 212,600

How to Invest in DSPBR Mutual Fund Online?

  1. Open Free Investment Account for Lifetime at Fincash.com.

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

    Get Started

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
How helpful was this page ?
Rated 4.5, based on 2 reviews.
POST A COMMENT