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3 Best Balanced Funds by DSP BlackRock Mutual Fund 2025
Investors who are new to Mutual Funds always prefer Investing in balanced funds. DSPBR’s Balanced Fund seeks to generate both long term Capital appreciation and current Income by investing in equity securities as well as Fixed Income securities.
Since its inception, the AMC’s balanced fund has consistently maintained a strong long-term track record both in absolute terms and relative to its benchmark. Thus, investing in these balanced funds can ensure good profits.
Investors can choose schemes from the below-listed top 3 best balanced funds by DSP BlackRock Mutual Fund. These funds have been shortlisted by undertaking some of the important parameters like NAV, AUM, past performances, average peer return, etc.
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Why Invest in DSPRB Balanced Funds?
Best of Both
Balanced funds are less volatile. They offer the best of both equity and Debt fund ensuring higher return through equity component and stability through the debt component.
Low/Mid Risk, High Return
On the Basis of allocation of assets, the returns on balanced funds are risk adjusted. By investing in small cap and mid-cap stocks, the equity gains are much higher and the associated risk Factor is controlled by the debt investment.
Best DSPBR Balanced Mutual Funds
Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) DSP BlackRock Equity and Bond Fund Growth ₹358.045
↑ 0.50 ₹10,425 9 5.9 18.3 19.5 20.6 17.7 DSP BlackRock Regular Savings Fund Growth ₹58.4458
↑ 0.06 ₹164 5.2 5.3 11.5 10.9 10.6 11 DSP BlackRock Dynamic Asset Allocation Fund Growth ₹27.298
↑ 0.04 ₹3,217 5.9 4.5 12.2 13.2 13 12.4 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 16 May 25
Seeks to generate long term capital appreciation and current income from a portfolio constituted of equity and equity related securities as well as fixed income securities. DSP BlackRock Equity and Bond Fund is a Hybrid - Hybrid Equity fund was launched on 27 May 99. It is a fund with Moderately High risk and has given a Below is the key information for DSP BlackRock Equity and Bond Fund Returns up to 1 year are on (Erstwhile DSP BlackRock MIP Fund) The scheme is seeking to generate an attractive return, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of the 100 largest corporates by market capitalisation, listed in India. DSP BlackRock Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 11 Jun 04. It is a fund with Moderately High risk and has given a Below is the key information for DSP BlackRock Regular Savings Fund Returns up to 1 year are on The investment objective of the Scheme is to seek capital appreciation by managing the asset allocation between specified equity mutual fund schemes and debt mutual fund schemes of DSP BlackRock Mutual Fund. The Scheme will dynamically manage the asset allocation between the specified equity mutual funds schemes and debt mutual funds schemes of DSP BlackRock Mutual Fund based on the relative valuation of equity and debt markets. The Scheme may also invest a certain portion of its corpus in money market securities and/ or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time. DSP BlackRock Dynamic Asset Allocation Fund is a Hybrid - Dynamic Allocation fund was launched on 6 Feb 14. It is a fund with Moderate risk and has given a Below is the key information for DSP BlackRock Dynamic Asset Allocation Fund Returns up to 1 year are on 1. DSP BlackRock Equity and Bond Fund
CAGR/Annualized return of 14.8% since its launch. Ranked 9 in Hybrid Equity category. Return for 2024 was 17.7% , 2023 was 25.3% and 2022 was -2.7% . DSP BlackRock Equity and Bond Fund
Growth Launch Date 27 May 99 NAV (16 May 25) ₹358.045 ↑ 0.50 (0.14 %) Net Assets (Cr) ₹10,425 on 31 Mar 25 Category Hybrid - Hybrid Equity AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆☆ Risk Moderately High Expense Ratio 1.79 Sharpe Ratio 0.82 Information Ratio 0.71 Alpha Ratio 8.68 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹13,994 30 Apr 22 ₹15,335 30 Apr 23 ₹16,086 30 Apr 24 ₹20,685 30 Apr 25 ₹24,098 Returns for DSP BlackRock Equity and Bond Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25 Duration Returns 1 Month 4.2% 3 Month 9% 6 Month 5.9% 1 Year 18.3% 3 Year 19.5% 5 Year 20.6% 10 Year 15 Year Since launch 14.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 17.7% 2023 25.3% 2022 -2.7% 2021 24.2% 2020 17% 2019 14.2% 2018 -5.1% 2017 27.6% 2016 8.3% 2015 4.8% Fund Manager information for DSP BlackRock Equity and Bond Fund
Name Since Tenure Abhishek Singh 1 Mar 24 1.17 Yr. Shantanu Godambe 1 Aug 24 0.75 Yr. Data below for DSP BlackRock Equity and Bond Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 4.65% Equity 66.37% Debt 28.97% Other 0.01% Equity Sector Allocation
Sector Value Financial Services 30.97% Consumer Cyclical 8.46% Health Care 7.9% Consumer Defensive 6.42% Basic Materials 3.8% Technology 3.53% Utility 1.48% Industrials 1.41% Communication Services 1.4% Energy 0.98% Debt Sector Allocation
Sector Value Government 20.14% Corporate 8.9% Cash Equivalent 4.59% Credit Quality
Rating Value AA 8.75% AAA 91.25% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 14 | HDFCBANK7% ₹781 Cr 4,270,582 8.17% Govt Stock 2044
Sovereign Bonds | -6% ₹645 Cr 55,000,000
↑ 40,000,000 ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 15 | ICICIBANK5% ₹497 Cr 3,688,426 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | 5322153% ₹356 Cr 3,227,520 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Mar 24 | M&M3% ₹351 Cr 1,317,286 7.09% Govt Stock 2054
Sovereign Bonds | -3% ₹335 Cr 32,500,000
↑ 27,500,000 Cipla Ltd (Healthcare)
Equity, Since 31 May 24 | 5000873% ₹311 Cr 2,156,479 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Apr 24 | SBILIFE3% ₹307 Cr 1,984,938 ITC Ltd (Consumer Defensive)
Equity, Since 31 Mar 24 | ITC3% ₹295 Cr 7,193,074
↑ 857,160 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 24 | KOTAKBANK3% ₹275 Cr 1,268,082 2. DSP BlackRock Regular Savings Fund
CAGR/Annualized return of 8.8% since its launch. Ranked 22 in Hybrid Debt category. Return for 2024 was 11% , 2023 was 12% and 2022 was 3.5% . DSP BlackRock Regular Savings Fund
Growth Launch Date 11 Jun 04 NAV (16 May 25) ₹58.4458 ↑ 0.06 (0.10 %) Net Assets (Cr) ₹164 on 31 Mar 25 Category Hybrid - Hybrid Debt AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆☆☆ Risk Moderately High Expense Ratio 1.14 Sharpe Ratio 0.84 Information Ratio 0.59 Alpha Ratio 1.81 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹11,668 30 Apr 22 ₹12,319 30 Apr 23 ₹12,896 30 Apr 24 ₹14,680 30 Apr 25 ₹16,288 Returns for DSP BlackRock Regular Savings Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25 Duration Returns 1 Month 1.4% 3 Month 5.2% 6 Month 5.3% 1 Year 11.5% 3 Year 10.9% 5 Year 10.6% 10 Year 15 Year Since launch 8.8% Historical performance (Yearly) on absolute basis
Year Returns 2024 11% 2023 12% 2022 3.5% 2021 7.8% 2020 9.3% 2019 6.9% 2018 -5.3% 2017 11% 2016 10.7% 2015 4.8% Fund Manager information for DSP BlackRock Regular Savings Fund
Name Since Tenure Abhishek Singh 31 May 21 3.92 Yr. Shantanu Godambe 1 Aug 24 0.75 Yr. Data below for DSP BlackRock Regular Savings Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 22.04% Equity 23.55% Debt 53.14% Other 1.27% Equity Sector Allocation
Sector Value Financial Services 11.31% Consumer Cyclical 3.11% Health Care 2.5% Utility 1.57% Consumer Defensive 1.16% Basic Materials 0.91% Energy 0.89% Industrials 0.72% Technology 0.7% Communication Services 0.65% Debt Sector Allocation
Sector Value Government 53.14% Cash Equivalent 22.04% Credit Quality
Rating Value AAA 100% Top Securities Holdings / Portfolio
Name Holding Value Quantity 7.32% Govt Stock 2030
Sovereign Bonds | -13% ₹22 Cr 2,000,000 7.1% Govt Stock 2029
Sovereign Bonds | -6% ₹11 Cr 1,000,000 Power Grid Corporation Of India Limited
Debentures | -6% ₹10 Cr 100 7.06% Govt Stock 2028
Sovereign Bonds | -6% ₹10 Cr 1,000,000 Power Finance Corporation Limited
Debentures | -5% ₹8 Cr 250 7.37% Govt Stock 2028
Sovereign Bonds | -3% ₹5 Cr 500,000 7.02% Govt Stock 2031
Sovereign Bonds | -3% ₹5 Cr 500,000 7.59% Govt Stock 2031
Sovereign Bonds | -3% ₹5 Cr 500,000
↑ 500,000 7.1% Govt Stock 2034
Sovereign Bonds | -3% ₹5 Cr 500,000 HDFC Bank Ltd (Financial Services)
Equity, Since 15 Jul 23 | HDFCBANK3% ₹5 Cr 27,902 3. DSP BlackRock Dynamic Asset Allocation Fund
CAGR/Annualized return of 9.3% since its launch. Return for 2024 was 12.4% , 2023 was 17.1% and 2022 was 0.1% . DSP BlackRock Dynamic Asset Allocation Fund
Growth Launch Date 6 Feb 14 NAV (16 May 25) ₹27.298 ↑ 0.04 (0.13 %) Net Assets (Cr) ₹3,217 on 31 Mar 25 Category Hybrid - Dynamic Allocation AMC DSP BlackRock Invmt Managers Pvt. Ltd. Rating ☆ Risk Moderate Expense Ratio 1.89 Sharpe Ratio 0.79 Information Ratio 0 Alpha Ratio 0 Min Investment 1,000 Min SIP Investment 500 Exit Load 0-12 Months (1%),12 Months and above(NIL) Growth of 10,000 investment over the years.
Date Value 30 Apr 20 ₹10,000 30 Apr 21 ₹12,037 30 Apr 22 ₹12,539 30 Apr 23 ₹13,036 30 Apr 24 ₹15,662 30 Apr 25 ₹17,385 Returns for DSP BlackRock Dynamic Asset Allocation Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 16 May 25 Duration Returns 1 Month 2.5% 3 Month 5.9% 6 Month 4.5% 1 Year 12.2% 3 Year 13.2% 5 Year 13% 10 Year 15 Year Since launch 9.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 12.4% 2023 17.1% 2022 0.1% 2021 9.3% 2020 12.9% 2019 8.8% 2018 3.6% 2017 12.5% 2016 7.7% 2015 4.5% Fund Manager information for DSP BlackRock Dynamic Asset Allocation Fund
Name Since Tenure Rohit Singhania 1 Nov 23 1.5 Yr. Dhaval Gada 1 Sep 22 2.66 Yr. Shantanu Godambe 1 Jan 25 0.33 Yr. Kaivalya Nadkarni 1 Oct 24 0.58 Yr. Data below for DSP BlackRock Dynamic Asset Allocation Fund as on 31 Mar 25
Asset Allocation
Asset Class Value Cash 31.83% Equity 38.71% Debt 29.46% Equity Sector Allocation
Sector Value Financial Services 22.62% Energy 8.29% Industrials 7.2% Basic Materials 5.61% Utility 5.39% Consumer Cyclical 5.01% Consumer Defensive 4.89% Technology 2.53% Health Care 2.25% Communication Services 2.15% Real Estate 0.6% Debt Sector Allocation
Sector Value Cash Equivalent 31.83% Corporate 18.38% Government 11.08% Credit Quality
Rating Value AA 13.53% AAA 86.47% Top Securities Holdings / Portfolio
Name Holding Value Quantity Future on HDFC Bank Ltd
Derivatives | -5% -₹170 Cr 925,100 HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 18 | HDFCBANK5% ₹169 Cr 925,758 7.32% Govt Stock 2030
Sovereign Bonds | -3% ₹112 Cr 10,500,000 State Bank of India (Financial Services)
Equity, Since 31 Mar 23 | SBIN3% ₹107 Cr 1,383,835
↑ 59,200 Future on Adani Enterprises Ltd
Derivatives | -3% -₹101 Cr 436,500 Adani Enterprises Ltd (Energy)
Equity, Since 30 Apr 23 | 5125993% ₹101 Cr 436,500 ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 18 | ICICIBANK2% ₹80 Cr 593,722
↑ 158,814 Future on Tata Power Co Ltd
Derivatives | -2% -₹78 Cr 2,070,900 Tata Power Co Ltd (Utilities)
Equity, Since 31 Oct 20 | 5004002% ₹78 Cr 2,070,900 Larsen & Toubro Ltd (Industrials)
Equity, Since 31 Jan 24 | LT2% ₹71 Cr 202,708
↑ 19,416
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