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Top 3 Best Balanced Funds by DSP BlackRock Mutual Fund 2023

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3 Best Balanced Funds by DSP BlackRock Mutual Fund 2023

Updated on January 25, 2023 , 2184 views

Investors who are new to Mutual Funds always prefer Investing in balanced funds. DSPBR’s Balanced Fund seeks to generate both long term Capital appreciation and current Income by investing in equity securities as well as Fixed Income securities.

Since its inception, the AMC’s balanced fund has consistently maintained a strong long-term track record both in absolute terms and relative to its benchmark. Thus, investing in these balanced funds can ensure good profits.

Investors can choose schemes from the below-listed top 3 best balanced funds by DSP BlackRock Mutual Fund. These funds have been shortlisted by undertaking some of the important parameters like NAV, AUM, past performances, average peer return, etc.

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DSPBR

Why Invest in DSPRB Balanced Funds?

Best of Both

Balanced funds are less volatile. They offer the best of both equity and Debt fund ensuring higher return through equity component and stability through the debt component.

Low/Mid Risk, High Return

On the Basis of allocation of assets, the returns on balanced funds are risk adjusted. By investing in small cap and mid-cap stocks, the equity gains are much higher and the associated risk Factor is controlled by the debt investment.

Best DSPBR Balanced Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2022 (%)
DSP BlackRock Equity and Bond Fund Growth ₹225.61
↓ -1.89
₹7,529-22.2-2.210.48.3-2.7
DSP BlackRock Regular Savings Fund Growth ₹45.1428
↓ -0.17
₹2011.33.42.86.44.33.5
DSP BlackRock Dynamic Asset Allocation Fund Growth ₹19.738
↓ -0.07
₹4,097-0.61.30.36.56.60.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jan 23

1. DSP BlackRock Equity and Bond Fund

Seeks to generate long term capital appreciation and current income from a portfolio constituted of equity and equity related securities as well as fixed income securities.

DSP BlackRock Equity and Bond Fund is a Hybrid - Hybrid Equity fund was launched on 27 May 99. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.1% since its launch.  Ranked 9 in Hybrid Equity category.  Return for 2022 was -2.7% , 2021 was 24.2% and 2020 was 17% .

Below is the key information for DSP BlackRock Equity and Bond Fund

DSP BlackRock Equity and Bond Fund
Growth
Launch Date 27 May 99
NAV (27 Jan 23) ₹225.61 ↓ -1.89   (-0.83 %)
Net Assets (Cr) ₹7,529 on 31 Dec 22
Category Hybrid - Hybrid Equity
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderately High
Expense Ratio 1.86
Sharpe Ratio -0.51
Information Ratio -0.32
Alpha Ratio -7.26
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 17₹10,000
31 Dec 18₹9,487
31 Dec 19₹10,832
31 Dec 20₹12,677
31 Dec 21₹15,747
31 Dec 22₹15,319

DSP BlackRock Equity and Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357
Invest Now

Returns for DSP BlackRock Equity and Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 23

DurationReturns
1 Month -2.4%
3 Month -2%
6 Month 2.2%
1 Year -2.2%
3 Year 10.4%
5 Year 8.3%
10 Year
15 Year
Since launch 14.1%
Historical performance (Yearly) on absolute basis
YearReturns
2022 -2.7%
2021 24.2%
2020 17%
2019 14.2%
2018 -5.1%
2017 27.6%
2016 8.3%
2015 4.8%
2014 45%
2013 -0.4%
Fund Manager information for DSP BlackRock Equity and Bond Fund
NameSinceTenure
Vikram Chopra17 Jul 166.46 Yr.
Atul Bhole1 Jun 166.59 Yr.
Dhaval Gada1 Sep 220.33 Yr.

Data below for DSP BlackRock Equity and Bond Fund as on 31 Dec 22

Asset Allocation
Asset ClassValue
Cash5.28%
Equity74.37%
Debt20.35%
Equity Sector Allocation
SectorValue
Financial Services27.71%
Consumer Cyclical10.42%
Industrials8.34%
Technology8.06%
Basic Materials7.86%
Consumer Defensive6.45%
Health Care4.09%
Utility1.43%
Debt Sector Allocation
SectorValue
Government19.39%
Corporate4.98%
Cash Equivalent1.26%
Credit Quality
RatingValue
AA2.96%
AAA97.04%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 14 | HDFCBANK
7%₹556 Cr3,458,865
↓ -472,020
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 15 | ICICIBANK
6%₹443 Cr4,649,404
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
4%₹327 Cr487,005
↑ 22,714
7.59 1/11/2026 12:00:00 Am
Sovereign Bonds | -
4%₹287 Cr27,500,000
7.38 6/20/2027 12:00:00 Am
Sovereign Bonds | -
3%₹245 Cr23,500,000
↑ 13,500,000
Infosys Ltd (Technology)
Equity, Since 30 Jun 20 | INFY
3%₹231 Cr1,414,801
↓ -310,134
Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | 532215
3%₹220 Cr2,439,376
↑ 174,431
Avenue Supermarts Ltd (Consumer Defensive)
Equity, Since 31 Mar 18 | 540376
3%₹219 Cr544,696
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Dec 21 | MARUTI
3%₹198 Cr220,827
HCL Technologies Ltd (Technology)
Equity, Since 31 Oct 20 | HCLTECH
2%₹152 Cr1,354,828
↓ -135,920

2. DSP BlackRock Regular Savings Fund

(Erstwhile DSP BlackRock MIP Fund)

The scheme is seeking to generate an attractive return, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of the 100 largest corporates by market capitalisation, listed in India.

DSP BlackRock Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 11 Jun 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 8.4% since its launch.  Ranked 22 in Hybrid Debt category.  Return for 2022 was 3.5% , 2021 was 7.8% and 2020 was 9.3% .

Below is the key information for DSP BlackRock Regular Savings Fund

DSP BlackRock Regular Savings Fund
Growth
Launch Date 11 Jun 04
NAV (27 Jan 23) ₹45.1428 ↓ -0.17   (-0.38 %)
Net Assets (Cr) ₹201 on 31 Dec 22
Category Hybrid - Hybrid Debt
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderately High
Expense Ratio 1.89
Sharpe Ratio -0.3
Information Ratio -0.34
Alpha Ratio 0.2
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 17₹10,000
31 Dec 18₹9,472
31 Dec 19₹10,124
31 Dec 20₹11,064
31 Dec 21₹11,926
31 Dec 22₹12,345

DSP BlackRock Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹340,450.
Net Profit of ₹40,450
Invest Now

Returns for DSP BlackRock Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 23

DurationReturns
1 Month 0.2%
3 Month 1.3%
6 Month 3.4%
1 Year 2.8%
3 Year 6.4%
5 Year 4.3%
10 Year
15 Year
Since launch 8.4%
Historical performance (Yearly) on absolute basis
YearReturns
2022 3.5%
2021 7.8%
2020 9.3%
2019 6.9%
2018 -5.3%
2017 11%
2016 10.7%
2015 4.8%
2014 18.5%
2013 5.4%
Fund Manager information for DSP BlackRock Regular Savings Fund
NameSinceTenure
Vikram Chopra17 Jul 166.46 Yr.
Jay Kothari16 Mar 184.8 Yr.
Abhishek Singh31 May 211.59 Yr.

Data below for DSP BlackRock Regular Savings Fund as on 31 Dec 22

Asset Allocation
Asset ClassValue
Cash3.79%
Equity23.44%
Debt72.77%
Equity Sector Allocation
SectorValue
Financial Services10.97%
Technology3.19%
Health Care3.09%
Basic Materials1.95%
Consumer Defensive1.29%
Consumer Cyclical1.16%
Utility1.04%
Energy0.61%
Industrials0.15%
Debt Sector Allocation
SectorValue
Government43.12%
Corporate32.01%
Cash Equivalent1.43%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
National Housing Bank
Debentures | -
8%₹16 Cr150
↑ 50
Indian Railway Finance Corporation Limited
Debentures | -
8%₹15 Cr150
Power Grid Corporation Of India Limited
Debentures | -
5%₹11 Cr100
Power Finance Corporation Ltd.
Debentures | -
5%₹11 Cr100
Rec Limited
Debentures | -
5%₹10 Cr100
Indian Oil Corporation Limited
Debentures | -
5%₹10 Cr100
6.18% Govt Stock 2024
Sovereign Bonds | -
5%₹10 Cr1,000,000
5.63% Govt Stock 2026
Sovereign Bonds | -
5%₹10 Cr995,000
Power Finance Corporation Ltd.
Debentures | -
4%₹8 Cr250
Hindustan Petroleum Corporation Limited
Debentures | -
4%₹7 Cr70

3. DSP BlackRock Dynamic Asset Allocation Fund

The investment objective of the Scheme is to seek capital appreciation by managing the asset allocation between specified equity mutual fund schemes and debt mutual fund schemes of DSP BlackRock Mutual Fund. The Scheme will dynamically manage the asset allocation between the specified equity mutual funds schemes and debt mutual funds schemes of DSP BlackRock Mutual Fund based on the relative valuation of equity and debt markets. The Scheme may also invest a certain portion of its corpus in money market securities and/ or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time.

DSP BlackRock Dynamic Asset Allocation Fund is a Hybrid - Dynamic Allocation fund was launched on 6 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 7.9% since its launch.  Return for 2022 was 0.1% , 2021 was 9.3% and 2020 was 12.9% .

Below is the key information for DSP BlackRock Dynamic Asset Allocation Fund

DSP BlackRock Dynamic Asset Allocation Fund
Growth
Launch Date 6 Feb 14
NAV (27 Jan 23) ₹19.738 ↓ -0.07   (-0.35 %)
Net Assets (Cr) ₹4,097 on 31 Dec 22
Category Hybrid - Dynamic Allocation
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderate
Expense Ratio 1.97
Sharpe Ratio -0.58
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 17₹10,000
31 Dec 18₹10,361
31 Dec 19₹11,272
31 Dec 20₹12,730
31 Dec 21₹13,915
31 Dec 22₹13,925

DSP BlackRock Dynamic Asset Allocation Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992
Invest Now

Returns for DSP BlackRock Dynamic Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jan 23

DurationReturns
1 Month -1%
3 Month -0.6%
6 Month 1.3%
1 Year 0.3%
3 Year 6.5%
5 Year 6.6%
10 Year
15 Year
Since launch 7.9%
Historical performance (Yearly) on absolute basis
YearReturns
2022 0.1%
2021 9.3%
2020 12.9%
2019 8.8%
2018 3.6%
2017 12.5%
2016 7.7%
2015 4.5%
2014
2013
Fund Manager information for DSP BlackRock Dynamic Asset Allocation Fund
NameSinceTenure
Laukik Bagwe17 Jul 211.46 Yr.
Atul Bhole15 Feb 184.88 Yr.
Dhaval Gada1 Sep 220.33 Yr.

Data below for DSP BlackRock Dynamic Asset Allocation Fund as on 31 Dec 22

Asset Allocation
Asset ClassValue
Cash31.9%
Equity40.22%
Debt27.89%
Equity Sector Allocation
SectorValue
Financial Services20.53%
Industrials9.06%
Consumer Cyclical7.56%
Basic Materials7.36%
Technology5.4%
Energy5.38%
Consumer Defensive5.02%
Health Care3.73%
Utility1.74%
Communication Services0.8%
Real Estate0.22%
Debt Sector Allocation
SectorValue
Cash Equivalent31.9%
Government18.89%
Corporate9%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Future on Adani Enterprises Ltd
Derivatives | -
5%-₹213 Cr540,000
Adani Enterprises Ltd (Energy)
Equity, Since 31 Oct 20 | 512599
5%₹212 Cr540,000
7.38 6/20/2027 12:00:00 Am
Sovereign Bonds | -
4%₹182 Cr17,500,000
↓ -2,500,000
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 18 | HDFCBANK
4%₹169 Cr1,052,573
5.74 11/15/2026 12:00:00 Am
Sovereign Bonds | -
4%₹167 Cr17,500,000
Bajaj Finance Ltd (Financial Services)
Equity, Since 28 Feb 18 | 500034
4%₹159 Cr236,433
Future on Adani Ports & Special Economic Zone Ltd
Derivatives | -
3%-₹134 Cr1,512,500
Adani Ports & Special Economic Zone Ltd (Industrials)
Equity, Since 30 Jun 20 | ADANIPORTS
3%₹133 Cr1,512,500
ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 18 | ICICIBANK
3%₹111 Cr1,159,833
Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 28 Feb 18 | MARUTI
2%₹106 Cr118,241
↓ -5,030

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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