fincash logo SOLUTIONS
EXPLORE FUNDS
CALCULATORS
fincash number+91-22-48913909
Top 3 Best Balanced Funds by DSP BlackRock Mutual Fund 2025

Fincash » DSPBR Mutual Fund » Balanced Funds

3 Best Balanced Funds by DSP BlackRock Mutual Fund 2025

Updated on June 5, 2025 , 3338 views

Investors who are new to Mutual Funds always prefer Investing in balanced funds. DSPBR’s Balanced Fund seeks to generate both long term Capital appreciation and current Income by investing in equity securities as well as Fixed Income securities.

Since its inception, the AMC’s balanced fund has consistently maintained a strong long-term track record both in absolute terms and relative to its benchmark. Thus, investing in these balanced funds can ensure good profits.

Investors can choose schemes from the below-listed top 3 best balanced funds by DSP BlackRock Mutual Fund. These funds have been shortlisted by undertaking some of the important parameters like NAV, AUM, past performances, average peer return, etc.

Ready to Invest?
Talk to our investment specialist
Disclaimer:
By submitting this form I authorize Fincash.com to call/SMS/email me about its products and I accept the terms of Privacy Policy and Terms & Conditions.

DSPBR

Why Invest in DSPRB Balanced Funds?

Best of Both

Balanced funds are less volatile. They offer the best of both equity and Debt fund ensuring higher return through equity component and stability through the debt component.

Low/Mid Risk, High Return

On the Basis of allocation of assets, the returns on balanced funds are risk adjusted. By investing in small cap and mid-cap stocks, the equity gains are much higher and the associated risk Factor is controlled by the debt investment.

Best DSPBR Balanced Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
DSP BlackRock Equity and Bond Fund Growth ₹359.7
↑ 2.31
₹10,8291031618.919.217.7
DSP BlackRock Regular Savings Fund Growth ₹58.7816
↑ 0.12
₹1675.24.411.410.910.111
DSP BlackRock Dynamic Asset Allocation Fund Growth ₹27.446
↑ 0.08
₹3,31163.210.91311.712.4
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 6 Jun 25

1. DSP BlackRock Equity and Bond Fund

Seeks to generate long term capital appreciation and current income from a portfolio constituted of equity and equity related securities as well as fixed income securities.

DSP BlackRock Equity and Bond Fund is a Hybrid - Hybrid Equity fund was launched on 27 May 99. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.8% since its launch.  Ranked 9 in Hybrid Equity category.  Return for 2024 was 17.7% , 2023 was 25.3% and 2022 was -2.7% .

Below is the key information for DSP BlackRock Equity and Bond Fund

DSP BlackRock Equity and Bond Fund
Growth
Launch Date 27 May 99
NAV (06 Jun 25) ₹359.7 ↑ 2.31   (0.65 %)
Net Assets (Cr) ₹10,829 on 30 Apr 25
Category Hybrid - Hybrid Equity
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderately High
Expense Ratio 1.79
Sharpe Ratio 0.79
Information Ratio 0.9
Alpha Ratio 7.16
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹14,951
31 May 22₹15,153
31 May 23₹17,043
31 May 24₹21,326
31 May 25₹24,956

DSP BlackRock Equity and Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for DSP BlackRock Equity and Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25

DurationReturns
1 Month 2.7%
3 Month 10%
6 Month 3%
1 Year 16%
3 Year 18.9%
5 Year 19.2%
10 Year
15 Year
Since launch 14.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 17.7%
2023 25.3%
2022 -2.7%
2021 24.2%
2020 17%
2019 14.2%
2018 -5.1%
2017 27.6%
2016 8.3%
2015 4.8%
Fund Manager information for DSP BlackRock Equity and Bond Fund
NameSinceTenure
Abhishek Singh1 Mar 241.25 Yr.
Shantanu Godambe1 Aug 240.83 Yr.

Data below for DSP BlackRock Equity and Bond Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash4.34%
Equity66.39%
Debt29.27%
Other0.01%
Equity Sector Allocation
SectorValue
Financial Services30.63%
Consumer Cyclical9.79%
Health Care7.72%
Consumer Defensive6.05%
Technology3.64%
Basic Materials3.48%
Communication Services1.65%
Utility1.48%
Energy1.03%
Industrials0.92%
Debt Sector Allocation
SectorValue
Government20.95%
Corporate8.36%
Cash Equivalent4.3%
Credit Quality
RatingValue
AA8.58%
AAA91.42%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 14 | HDFCBANK
8%₹822 Cr4,270,582
8.17% Govt Stock 2044
Sovereign Bonds | -
5%₹576 Cr48,000,000
↓ -7,000,000
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 15 | ICICIBANK
5%₹554 Cr3,882,861
↑ 194,435
7.81% Govt Stock 2033
Sovereign Bonds | -
4%₹391 Cr37,500,000
↑ 37,500,000
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Mar 24 | M&M
4%₹386 Cr1,317,286
Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | 532215
4%₹382 Cr3,227,520
SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 30 Apr 24 | SBILIFE
4%₹380 Cr2,154,505
↑ 169,567
Cipla Ltd (Healthcare)
Equity, Since 31 May 24 | 500087
3%₹334 Cr2,156,479
ITC Ltd (Consumer Defensive)
Equity, Since 31 Mar 24 | ITC
3%₹306 Cr7,193,074
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Jul 24 | KOTAKBANK
3%₹280 Cr1,268,082

2. DSP BlackRock Regular Savings Fund

(Erstwhile DSP BlackRock MIP Fund)

The scheme is seeking to generate an attractive return, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of the 100 largest corporates by market capitalisation, listed in India.

DSP BlackRock Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 11 Jun 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 8.8% since its launch.  Ranked 22 in Hybrid Debt category.  Return for 2024 was 11% , 2023 was 12% and 2022 was 3.5% .

Below is the key information for DSP BlackRock Regular Savings Fund

DSP BlackRock Regular Savings Fund
Growth
Launch Date 11 Jun 04
NAV (06 Jun 25) ₹58.7816 ↑ 0.12   (0.21 %)
Net Assets (Cr) ₹167 on 30 Apr 25
Category Hybrid - Hybrid Debt
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderately High
Expense Ratio 1.14
Sharpe Ratio 0.89
Information Ratio 0.44
Alpha Ratio 0.27
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹11,770
31 May 22₹12,085
31 May 23₹13,002
31 May 24₹14,635
31 May 25₹16,347

DSP BlackRock Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹395,578.
Net Profit of ₹95,578
Invest Now

Returns for DSP BlackRock Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25

DurationReturns
1 Month 1.4%
3 Month 5.2%
6 Month 4.4%
1 Year 11.4%
3 Year 10.9%
5 Year 10.1%
10 Year
15 Year
Since launch 8.8%
Historical performance (Yearly) on absolute basis
YearReturns
2024 11%
2023 12%
2022 3.5%
2021 7.8%
2020 9.3%
2019 6.9%
2018 -5.3%
2017 11%
2016 10.7%
2015 4.8%
Fund Manager information for DSP BlackRock Regular Savings Fund
NameSinceTenure
Abhishek Singh31 May 214 Yr.
Shantanu Godambe1 Aug 240.83 Yr.

Data below for DSP BlackRock Regular Savings Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash20.68%
Equity14.24%
Debt63.83%
Other1.24%
Equity Sector Allocation
SectorValue
Financial Services6.37%
Consumer Cyclical2.22%
Health Care1.56%
Utility0.89%
Industrials0.69%
Consumer Defensive0.66%
Energy0.66%
Basic Materials0.54%
Technology0.5%
Communication Services0.17%
Debt Sector Allocation
SectorValue
Government63.83%
Cash Equivalent20.68%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.32% Govt Stock 2030
Sovereign Bonds | -
13%₹21 Cr2,000,000
6.79% Govt Stock 2034
Sovereign Bonds | -
9%₹16 Cr1,500,000
7.1% Govt Stock 2029
Sovereign Bonds | -
6%₹10 Cr1,000,000
Power Grid Corporation Of India Limited
Debentures | -
6%₹10 Cr100
7.06% Govt Stock 2028
Sovereign Bonds | -
6%₹10 Cr1,000,000
Power Finance Corporation Limited
Debentures | -
5%₹8 Cr250
7.02% Govt Stock 2031
Sovereign Bonds | -
3%₹5 Cr500,000
7.1% Govt Stock 2034
Sovereign Bonds | -
3%₹5 Cr500,000
7.59% Govt Stock 2031
Sovereign Bonds | -
3%₹5 Cr500,000
7.81% Govt Stock 2033
Sovereign Bonds | -
3%₹5 Cr500,000
↑ 500,000

3. DSP BlackRock Dynamic Asset Allocation Fund

The investment objective of the Scheme is to seek capital appreciation by managing the asset allocation between specified equity mutual fund schemes and debt mutual fund schemes of DSP BlackRock Mutual Fund. The Scheme will dynamically manage the asset allocation between the specified equity mutual funds schemes and debt mutual funds schemes of DSP BlackRock Mutual Fund based on the relative valuation of equity and debt markets. The Scheme may also invest a certain portion of its corpus in money market securities and/ or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time.

DSP BlackRock Dynamic Asset Allocation Fund is a Hybrid - Dynamic Allocation fund was launched on 6 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 9.3% since its launch.  Return for 2024 was 12.4% , 2023 was 17.1% and 2022 was 0.1% .

Below is the key information for DSP BlackRock Dynamic Asset Allocation Fund

DSP BlackRock Dynamic Asset Allocation Fund
Growth
Launch Date 6 Feb 14
NAV (06 Jun 25) ₹27.446 ↑ 0.08   (0.28 %)
Net Assets (Cr) ₹3,311 on 30 Apr 25
Category Hybrid - Dynamic Allocation
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderate
Expense Ratio 1.89
Sharpe Ratio 0.61
Information Ratio 0
Alpha Ratio 0
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 May 20₹10,000
31 May 21₹12,589
31 May 22₹12,696
31 May 23₹13,757
31 May 24₹16,309
31 May 25₹18,126

DSP BlackRock Dynamic Asset Allocation Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹405,518.
Net Profit of ₹105,518
Invest Now

Returns for DSP BlackRock Dynamic Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 6 Jun 25

DurationReturns
1 Month 2.2%
3 Month 6%
6 Month 3.2%
1 Year 10.9%
3 Year 13%
5 Year 11.7%
10 Year
15 Year
Since launch 9.3%
Historical performance (Yearly) on absolute basis
YearReturns
2024 12.4%
2023 17.1%
2022 0.1%
2021 9.3%
2020 12.9%
2019 8.8%
2018 3.6%
2017 12.5%
2016 7.7%
2015 4.5%
Fund Manager information for DSP BlackRock Dynamic Asset Allocation Fund
NameSinceTenure
Rohit Singhania1 Nov 231.58 Yr.
Dhaval Gada1 Sep 222.75 Yr.
Shantanu Godambe1 Jan 250.41 Yr.
Kaivalya Nadkarni1 Oct 240.66 Yr.

Data below for DSP BlackRock Dynamic Asset Allocation Fund as on 30 Apr 25

Asset Allocation
Asset ClassValue
Cash35.3%
Equity35.92%
Debt28.79%
Equity Sector Allocation
SectorValue
Financial Services21.67%
Energy8.09%
Industrials7.07%
Consumer Cyclical5.81%
Basic Materials5.59%
Utility5.39%
Consumer Defensive4.76%
Technology3.06%
Health Care2.57%
Communication Services1.82%
Real Estate0.65%
Debt Sector Allocation
SectorValue
Cash Equivalent35.3%
Corporate17.96%
Government10.83%
Credit Quality
RatingValue
AA13.6%
AAA86.4%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Future on HDFC Bank Ltd
Derivatives | -
6%-₹190 Cr981,750
↑ 56,650
HDFC Bank Ltd (Financial Services)
Equity, Since 28 Feb 18 | HDFCBANK
6%₹189 Cr982,408
↑ 56,650
7.32% Govt Stock 2030
Sovereign Bonds | -
3%₹114 Cr10,500,000
Future on Adani Enterprises Ltd
Derivatives | -
3%-₹101 Cr436,500
Adani Enterprises Ltd (Energy)
Equity, Since 30 Apr 23 | 512599
3%₹100 Cr436,500
State Bank of India (Financial Services)
Equity, Since 31 Mar 23 | SBIN
3%₹91 Cr1,149,892
↓ -233,943
Future on Tata Power Co Ltd
Derivatives | -
2%-₹82 Cr2,127,600
↑ 56,700
Tata Power Co Ltd (Utilities)
Equity, Since 31 Oct 20 | 500400
2%₹82 Cr2,127,600
↑ 56,700
ICICI Bank Ltd (Financial Services)
Equity, Since 28 Feb 18 | ICICIBANK
2%₹68 Cr476,829
↓ -116,893
Future on Bandhan Bank Ltd
Derivatives | -
2%-₹65 Cr3,892,000

How to Invest in DSPBR Mutual Fund Online?

  1. Open Free Investment Account for Lifetime at Fincash.com.

  2. Complete your Registration and KYC Process

  3. Upload Documents (PAN, Aadhaar, etc.). And, You are Ready to Invest!

    Get Started

Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
How helpful was this page ?
Rated 4.5, based on 2 reviews.
POST A COMMENT