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Top 3 Best Balanced Funds by DSP BlackRock Mutual Fund 2020

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3 Best Balanced Funds by DSP BlackRock Mutual Fund 2020

Updated on January 24, 2020 , 235 views

Investors who are new to Mutual Funds always prefer Investing in balanced funds. DSPBR’s Balanced Fund seeks to generate both long term capital appreciation and current income by investing in equity securities as well as fixed income securities.

Since its inception, the AMC’s balanced fund has consistently maintained a strong long-term track record both in absolute terms and relative to its benchmark. Thus, investing in these balanced funds can ensure good profits.

Investors can choose schemes from the below-listed top 3 best balanced funds by DSP BlackRock Mutual Fund. These funds have been shortlisted by undertaking some of the important parameters like NAV, AUM, past performances, average peer return, etc.

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DSPBR

Why Invest in DSPRB Balanced Funds?

Best of Both

Balanced funds are less volatile. They offer the best of both equity and Debt fund ensuring higher return through equity component and stability through the debt component.

Low/Mid Risk, High Return

On the basis of allocation of assets, the returns on balanced funds are risk adjusted. By investing in small cap and mid-cap stocks, the equity gains are much higher and the associated risk factor is controlled by the debt investment.

Best DSPBR Balanced Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2018 (%)
DSP BlackRock Equity and Bond Fund Growth ₹168.297
↑ 1.33
₹6,2794.913.718.810.49.314.2
DSP BlackRock Regular Savings Fund Growth ₹37.531
↑ 0.12
₹2382.65.79.43.75.36.9
DSP BlackRock Dynamic Asset Allocation Fund Growth ₹16.37
↑ 0.05
₹1,1382.67.610.77.87.38.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jan 20

1. DSP BlackRock Equity and Bond Fund

Seeks to generate long term capital appreciation and current income from a portfolio constituted of equity and equity related securities as well as fixed income securities.

DSP BlackRock Equity and Bond Fund is a Hybrid - Hybrid Equity fund was launched on 27 May 99. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 14.6% since its launch.  Ranked 9 in Hybrid Equity category.  Return for 2019 was 14.2% , 2018 was -5.1% and 2017 was 27.6% .

Below is the key information for DSP BlackRock Equity and Bond Fund

DSP BlackRock Equity and Bond Fund
Growth
Launch Date 27 May 99
NAV (24 Jan 20) ₹168.297 ↑ 1.33   (0.80 %)
Net Assets (Cr) ₹6,279 on 31 Dec 19
Category Hybrid - Hybrid Equity
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.09
Sharpe Ratio 1.02
Information Ratio -0.14
Alpha Ratio 1.41
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,480
31 Dec 16₹11,345
31 Dec 17₹14,477
31 Dec 18₹13,735
31 Dec 19₹15,682

DSP BlackRock Equity and Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for DSP BlackRock Equity and Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month 3%
3 Month 4.9%
6 Month 13.7%
1 Year 18.8%
3 Year 10.4%
5 Year 9.3%
10 Year
15 Year
Since launch 14.6%
Historical performance (Yearly) on absolute basis
YearReturns
2018 14.2%
2017 -5.1%
2016 27.6%
2015 8.3%
2014 4.8%
2013 45%
2012 -0.4%
2011 26.3%
2010 -17%
2009 15.7%
Fund Manager information for DSP BlackRock Equity and Bond Fund
NameSinceTenure
Vikram Chopra17 Jul 162.87 Yr.
Atul Bhole1 Jun 163 Yr.

Data below for DSP BlackRock Equity and Bond Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash0.65%
Equity75.03%
Debt24.32%
Equity Sector Allocation
SectorValue
Financial Services30.81%
Basic Materials8.34%
Consumer Cyclical7.68%
Industrials6.51%
Health Care6.16%
Consumer Defensive5.6%
Technology4.12%
Energy2.3%
Real Estate1.64%
Communication Services1.32%
Utility0.55%
Debt Sector Allocation
SectorValue
Government15.22%
Corporate9.1%
Cash Equivalent0.65%
Credit Quality
RatingValue
AA23.03%
AAA76.32%
Below B0.66%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Bajaj Finance Ltd (Financial Services)
Equity, Since 30 Sep 16 | 500034
7%₹433 Cr1,062,834
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Nov 15 | ICICIBANK
6%₹385 Cr7,502,848
↓ -628,558
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 14 | HDFCBANK
6%₹373 Cr2,929,088
Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 28 Feb 19 | KOTAKBANK
3%₹207 Cr1,283,404
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 28 Feb 19 | 500696
3%₹162 Cr795,713
↓ -145,996
HDFC Bank Limited
Debentures | -
3%₹159 Cr1,495
Asian Paints Ltd (Basic Materials)
Equity, Since 30 Jun 16 | 500820
2%₹144 Cr843,163
↓ -157,379
Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 18 | TCS
2%₹132 Cr640,743
Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | 532215
2%₹131 Cr1,776,611
↑ 174,800
Shree Cement Ltd (Basic Materials)
Equity, Since 31 May 16 | 500387
2%₹124 Cr59,266

2. DSP BlackRock Regular Savings Fund

(Erstwhile DSP BlackRock MIP Fund)

The scheme is seeking to generate an attractive return, consistent with prudent risk, from a portfolio which is substantially constituted of quality debt securities. The scheme will also seek to generate capital appreciation by investing a smaller portion of its corpus in equity and equity related securities of the 100 largest corporates by market capitalisation, listed in India.

DSP BlackRock Regular Savings Fund is a Hybrid - Hybrid Debt fund was launched on 11 Jun 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 8.8% since its launch.  Ranked 22 in Hybrid Debt category.  Return for 2019 was 6.9% , 2018 was -5.3% and 2017 was 11% .

Below is the key information for DSP BlackRock Regular Savings Fund

DSP BlackRock Regular Savings Fund
Growth
Launch Date 11 Jun 04
NAV (24 Jan 20) ₹37.531 ↑ 0.12   (0.31 %)
Net Assets (Cr) ₹238 on 31 Dec 19
Category Hybrid - Hybrid Debt
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderately High
Expense Ratio 2.38
Sharpe Ratio 0.71
Information Ratio -1.14
Alpha Ratio -4.41
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,479
31 Dec 16₹11,604
31 Dec 17₹12,877
31 Dec 18₹12,197
31 Dec 19₹13,036

DSP BlackRock Regular Savings Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120
Invest Now

Returns for DSP BlackRock Regular Savings Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month 1.7%
3 Month 2.6%
6 Month 5.7%
1 Year 9.4%
3 Year 3.7%
5 Year 5.3%
10 Year
15 Year
Since launch 8.8%
Historical performance (Yearly) on absolute basis
YearReturns
2018 6.9%
2017 -5.3%
2016 11%
2015 10.7%
2014 4.8%
2013 18.5%
2012 5.4%
2011 15.3%
2010 2.5%
2009 5.2%
Fund Manager information for DSP BlackRock Regular Savings Fund
NameSinceTenure
Gopal Agrawal20 Aug 180.78 Yr.
Vikram Chopra17 Jul 162.87 Yr.
Jay Kothari16 Mar 181.21 Yr.

Data below for DSP BlackRock Regular Savings Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash1.45%
Equity24.99%
Debt73.55%
Equity Sector Allocation
SectorValue
Financial Services9.37%
Industrials4.72%
Consumer Cyclical2.17%
Health Care2.17%
Utility2.09%
Consumer Defensive1.37%
Energy1.29%
Basic Materials1.07%
Communication Services0.69%
Technology0.02%
Debt Sector Allocation
SectorValue
Government44.73%
Corporate28.83%
Cash Equivalent1.45%
Credit Quality
RatingValue
AA26.19%
AAA73.81%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
KKR India Financial Services Private Limited
Debentures | -
12%₹30 Cr24
HINDUSTAN PETROLEUM CORPORATION LIMITED
Debentures | -
9%₹21 Cr200
State Bank Of India
Debentures | -
7%₹16 Cr160
National Highways Authority Of India
Debentures | -
7%₹16 Cr150
NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT
Debentures | -
6%₹15 Cr150
Power Grid Corporation Of India Limited
Debentures | -
5%₹11 Cr100
REC LIMITED
Debentures | -
5%₹11 Cr100
East-North Interconnection Company Limited
Debentures | -
4%₹10 Cr100
Power Grid Corporation Of India Limited
Debentures | -
4%₹10 Cr90
Rural Electrification Corporation Limited
Debentures | -
3%₹8 Cr75
↑ 75

3. DSP BlackRock Dynamic Asset Allocation Fund

The investment objective of the Scheme is to seek capital appreciation by managing the asset allocation between specified equity mutual fund schemes and debt mutual fund schemes of DSP BlackRock Mutual Fund. The Scheme will dynamically manage the asset allocation between the specified equity mutual funds schemes and debt mutual funds schemes of DSP BlackRock Mutual Fund based on the relative valuation of equity and debt markets. The Scheme may also invest a certain portion of its corpus in money market securities and/ or money market/liquid schemes of DSP BlackRock Mutual Fund, in order to meet liquidity requirements from time to time.

DSP BlackRock Dynamic Asset Allocation Fund is a Hybrid - Dynamic Allocation fund was launched on 6 Feb 14. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.6% since its launch.  Return for 2019 was 8.8% , 2018 was 3.6% and 2017 was 12.5% .

Below is the key information for DSP BlackRock Dynamic Asset Allocation Fund

DSP BlackRock Dynamic Asset Allocation Fund
Growth
Launch Date 6 Feb 14
NAV (24 Jan 20) ₹16.37 ↑ 0.05   (0.32 %)
Net Assets (Cr) ₹1,138 on 31 Dec 19
Category Hybrid - Dynamic Allocation
AMC DSP BlackRock Invmt Managers Pvt. Ltd.
Rating
Risk Moderate
Expense Ratio 2.5
Sharpe Ratio 1.47
Information Ratio -0.01
Alpha Ratio 2.02
Min Investment 1,000
Min SIP Investment 500
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
31 Dec 14₹10,000
31 Dec 15₹10,447
31 Dec 16₹11,248
31 Dec 17₹12,656
31 Dec 18₹13,113
31 Dec 19₹14,266

DSP BlackRock Dynamic Asset Allocation Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070
Invest Now

Returns for DSP BlackRock Dynamic Asset Allocation Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

DurationReturns
1 Month 1.3%
3 Month 2.6%
6 Month 7.6%
1 Year 10.7%
3 Year 7.8%
5 Year 7.3%
10 Year
15 Year
Since launch 8.6%
Historical performance (Yearly) on absolute basis
YearReturns
2018 8.8%
2017 3.6%
2016 12.5%
2015 7.7%
2014 4.5%
2013
2012
2011
2010
2009
Fund Manager information for DSP BlackRock Dynamic Asset Allocation Fund
NameSinceTenure
Atul Bhole15 Feb 181.71 Yr.
Saurabh Bhatia15 Feb 181.71 Yr.

Data below for DSP BlackRock Dynamic Asset Allocation Fund as on 31 Dec 19

Asset Allocation
Asset ClassValue
Cash61.98%
Equity29.22%
Debt8.8%
Equity Sector Allocation
SectorValue
Financial Services20.91%
Energy9.7%
Basic Materials9.15%
Technology6.64%
Consumer Defensive5.82%
Health Care5.11%
Consumer Cyclical3.8%
Industrials2.69%
Communication Services1.07%
Real Estate0.21%
Debt Sector Allocation
SectorValue
Cash Equivalent61.98%
Corporate6.67%
Government2.13%
Credit Quality
RatingValue
AA6.66%
AAA49.74%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Cash Offset For Derivatives
Derivative Margin | -
36%₹368 Cr36,800
↑ 10,940
Treps / Reverse Repo Investments / Corporate Debt Repo
CBLO/Reverse Repo | -
19%₹192 Cr
Future on Reliance Industries Ltd
Derivatives | -
8%-₹81 Cr516,500
↑ 516,500
Reliance Industries Ltd (Energy)
Equity, Since 30 Jun 18 | RELIANCE
8%₹80 Cr516,500
Future on Housing Development Finance Corp Ltd
Derivatives | -
5%-₹51 Cr219,500
↑ 219,500
Housing Development Finance Corp Ltd (Financial Services)
Equity, Since 31 May 18 | HDFC
5%₹50 Cr219,500
Bajaj Finance Ltd (Financial Services)
Equity, Since 28 Feb 18 | 500034
5%₹47 Cr116,287
↑ 10,500
Tata Consultancy Services Ltd (Technology)
Equity, Since 28 Feb 18 | TCS
5%₹47 Cr228,325
↑ 97,750
Future on Tata Consultancy Services Ltd
Derivatives | -
4%-₹39 Cr190,750
↑ 190,750
Hindustan Unilever Ltd (Consumer Defensive)
Equity, Since 30 Nov 18 | 500696
4%₹37 Cr182,741

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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