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Top 3 Best Balanced Funds by Nippon/Reliance Mutual Fund 2022

Updated on September 28, 2022 , 3354 views

Balanced Fund are a combination of both debt and Equity Funds. These funds provide benefits of both funds, i.e., long-term wealth creation by equity and regular returns by Investing in Debt fund. Generally, these funds are a good option for the investors who are looking for ways to diversify their investments within a short to medium time period with less risk to moderate risk.

Nippon India Mutual Fund (Formerly known as Reliance Mutual Fund), being one of the leading AMCs in India, investors often look at the top performing schemes of this fund house. Thus, we have shortlisted top 3 best balanced funds by Nippon/Reliance MF. Important parameters like AUM, NAV, past performances, have been undertaken to shortlist these funds. Investors can invest in these balanced funds and earn optimal returns.

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Important Information

From October 2019, Reliance Mutual Fund has been renamed as Nippon India Mutual Fund. Nippon Life has acquired majority (75%) stakes in Reliance Nippon Asset Management (RNAM). The company will continue to run its operations without any change in structure and management.

Why Invest in Nippon/Reliance Mutual Funds?

Innovative: The AMC consistently delivers new and innovative schemes to its investors.
Great Customer Care: The company takes great care of its investors. It has a very stable and high-functioning customer support team in place to help the investors.
Seasoned Experience: Reliance has been in the Market for over two decades. It has an experience and expertise in fund management and financial services.
Strong Network: The distribution network of Nippon India Mutual Fund is very strong. It has a presence in over 150 cities in India.

Best Nippon/Reliance Balanced Mutual Funds

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2021 (%)
Nippon India Arbitrage Fund Growth	₹22.0371 ↑ 0.00	₹9,331	0.9	1.9	3.7	4.1	5	3.8
Nippon India Equity Hybrid Fund Growth	₹66.8856 ↑ 0.85	₹3,010	8.2	0.8	1.9	8.3	5	27.8
Nippon India Hybrid Bond Fund Growth	₹45.251 ↑ 0.11	₹728	2.5	1.5	4.1	1.5	2.2	10.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 30 Sep 22

1. Nippon India Arbitrage Fund

(Erstwhile Reliance Arbitrage Advantage Fund)

The investment objective of the scheme is to generate income by taking advantage of the arbitrage opportunities that potentially exists between cash and derivative market and within the derivative segment along with investments in debt securities & money market instruments.

Nippon India Arbitrage Fund is a Hybrid - Arbitrage fund was launched on 14 Oct 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 6.8% since its launch. Ranked 3 in Arbitrage category. Return for 2021 was 3.8% , 2020 was 4.3% and 2019 was 6.2% .

Below is the key information for Nippon India Arbitrage Fund

Nippon India Arbitrage Fund Growth
Launch Date	14 Oct 10
NAV (30 Sep 22)	₹22.0371 ↑ 0.00 (0.00 %)
Net Assets (Cr)	₹9,331 on 31 Aug 22
Category	Hybrid - Arbitrage
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	1.02
Sharpe Ratio	-1.14
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 17	₹10,000
30 Sep 18	₹10,645
30 Sep 19	₹11,329
30 Sep 20	₹11,865
30 Sep 21	₹12,312

Nippon India Arbitrage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120 Invest Now

Returns for Nippon India Arbitrage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 22

Duration	Returns
1 Month	0.4%
3 Month	0.9%
6 Month	1.9%
1 Year	3.7%
3 Year	4.1%
5 Year	5%
10 Year
15 Year
Since launch	6.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2021	3.8%
2020	4.3%
2019	6.2%
2018	6.8%
2017	5.5%
2016	6.6%
2015	8.1%
2014	8%
2013	9.7%
2012	9.9%

Fund Manager information for Nippon India Arbitrage Fund

Name	Since	Tenure
Anju Chhajer	1 Feb 20	2.58 Yr.
Kinjal Desai	25 May 18	4.27 Yr.
Anand Gupta	12 Sep 18	3.97 Yr.

Data below for Nippon India Arbitrage Fund as on 31 Aug 22

Asset Allocation

Asset Class	Value
Cash	88.65%
Equity	0.43%
Debt	10.92%

Equity Sector Allocation

Sector	Value
Financial Services	22.33%
Basic Materials	9.48%
Energy	8.19%
Consumer Cyclical	6.74%
Industrials	6.72%
Technology	6.04%
Consumer Defensive	2.87%
Utility	2.79%
Health Care	2.57%
Communication Services	2.4%
Real Estate	0.9%

Debt Sector Allocation

Sector	Value
Cash Equivalent	84.64%
Government	11.02%
Corporate	3.91%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Nippon India Money Market Dir Gr Investment Fund \| -	8%	₹712 Cr	2,085,640 ↓ -292,000
Nippon India Liquid Dir Gr Investment Fund \| -	5%	₹454 Cr	855,533
Future on Adani Enterprises Ltd Derivatives \| -	4%	-₹367 Cr	1,143,500 ↓ -273,500
Adani Enterprises Ltd (Energy) Equity, Since 31 Aug 20 \| 512599	4%	₹365 Cr	1,143,500 ↓ -273,500
Nippon India Low Duration Dir Gr Investment Fund \| -	4%	₹364 Cr	1,131,266
Future on Adani Ports & Special Economic Zone Ltd Derivatives \| -	4%	-₹355 Cr	4,191,250 ↓ -113,750
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 Oct 19 \| 532921	4%	₹353 Cr	4,191,250 ↓ -113,750
Future on HDFC Bank Ltd Derivatives \| -	4%	-₹342 Cr	2,292,400 ↓ -941,600
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 22 \| HDFCBANK	4%	₹341 Cr	2,292,400 ↓ -941,600
Future on ICICI Bank Ltd Derivatives \| -	3%	-₹323 Cr	3,625,875 ↑ 543,125

2. Nippon India Equity Hybrid Fund

(Erstwhile Reliance Regular Savings Fund - Balanced Plan)

The primary investment objective of this option is to generate consistent returns and appreciation of capital by investing in mix of securities comprising of Equity, Equity related instruments & fixed income instruments.

Nippon India Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 8 Jun 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 11.6% since its launch. Ranked 8 in Hybrid Equity category. Return for 2021 was 27.8% , 2020 was -5.3% and 2019 was 3% .

Below is the key information for Nippon India Equity Hybrid Fund

Nippon India Equity Hybrid Fund Growth
Launch Date	8 Jun 05
NAV (30 Sep 22)	₹66.8856 ↑ 0.85 (1.28 %)
Net Assets (Cr)	₹3,010 on 31 Aug 22
Category	Hybrid - Hybrid Equity
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.97
Sharpe Ratio	0.21
Information Ratio	-0.54
Alpha Ratio	0.22
Min Investment	500
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 17	₹10,000
30 Sep 18	₹10,227
30 Sep 19	₹10,043
30 Sep 20	₹8,249
30 Sep 21	₹12,531

Nippon India Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120 Invest Now

Returns for Nippon India Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 22

Duration	Returns
1 Month	-1.7%
3 Month	8.2%
6 Month	0.8%
1 Year	1.9%
3 Year	8.3%
5 Year	5%
10 Year
15 Year
Since launch	11.6%

Historical performance (Yearly) on absolute basis

Year	Returns
2021	27.8%
2020	-5.3%
2019	3%
2018	-4.9%
2017	29.5%
2016	4.2%
2015	8.7%
2014	43.2%
2013	3.5%
2012	33.9%

Fund Manager information for Nippon India Equity Hybrid Fund

Name	Since	Tenure
Meenakshi Dawar	10 Sep 21	0.97 Yr.
Kinjal Desai	25 May 18	4.27 Yr.
Sushil Budhia	1 Feb 20	2.58 Yr.

Data below for Nippon India Equity Hybrid Fund as on 31 Aug 22

Asset Allocation

Asset Class	Value
Cash	5.72%
Equity	73.94%
Debt	20.34%

Equity Sector Allocation

Sector	Value
Financial Services	27.57%
Technology	8.76%
Industrials	7.68%
Consumer Defensive	5.89%
Consumer Cyclical	5.72%
Energy	5.13%
Health Care	4.93%
Communication Services	3.51%
Basic Materials	2.67%
Utility	1.61%
Real Estate	0.47%

Debt Sector Allocation

Sector	Value
Corporate	12.3%
Government	7.62%
Cash Equivalent	5.72%
Securitized	0.41%

Credit Quality

Rating	Value
A	3.05%
AA	27.12%
AAA	69.83%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 12 \| ICICIBANK	6%	₹185 Cr	2,090,000 ↓ -500,000
Infosys Ltd (Technology) Equity, Since 28 Feb 11 \| INFY	6%	₹179 Cr	1,200,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 10 \| HDFCBANK	6%	₹167 Cr	1,125,000 ↓ -100,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 14 \| RELIANCE	5%	₹145 Cr	548,000
Housing Development Finance Corp Ltd (Financial Services) Equity, Since 28 Feb 17 \| HDFC	4%	₹113 Cr	462,236
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 13 \| LT	4%	₹111 Cr	575,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Dec 19 \| BHARTIARTL	3%	₹101 Cr	1,385,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| 532215	3%	₹96 Cr	1,284,000 ↓ -6,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Mar 16 \| ITC	3%	₹93 Cr	2,900,000
State Bank of India (Financial Services) Equity, Since 31 Jul 16 \| SBIN	3%	₹90 Cr	1,700,000 ↓ -300,000

3. Nippon India Hybrid Bond Fund

(Erstwhile Reliance Monthly Income Plan)

The primary investment objective of the Scheme is to generate regular income in order to make regular dividend payments to unit holders and the secondary objective is growth of capital.

Nippon India Hybrid Bond Fund is a Hybrid - Hybrid Debt fund was launched on 29 Dec 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.4% since its launch. Ranked 30 in Hybrid Debt category. Return for 2021 was 10.1% , 2020 was -8.5% and 2019 was 2.8% .

Below is the key information for Nippon India Hybrid Bond Fund

Nippon India Hybrid Bond Fund Growth
Launch Date	29 Dec 03
NAV (30 Sep 22)	₹45.251 ↑ 0.11 (0.24 %)
Net Assets (Cr)	₹728 on 31 Aug 22
Category	Hybrid - Hybrid Debt
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	Moderate
Expense Ratio	2.07
Sharpe Ratio	0.51
Information Ratio	-1.16
Alpha Ratio	1.54
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Sep 17	₹10,000
30 Sep 18	₹10,245
30 Sep 19	₹10,636
30 Sep 20	₹9,371
30 Sep 21	₹10,690

Nippon India Hybrid Bond Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹323,701.
Net Profit of ₹23,701 Invest Now

Returns for Nippon India Hybrid Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 30 Sep 22

Duration	Returns
1 Month	-0.2%
3 Month	2.5%
6 Month	1.5%
1 Year	4.1%
3 Year	1.5%
5 Year	2.2%
10 Year
15 Year
Since launch	8.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2021	10.1%
2020	-8.5%
2019	2.8%
2018	4%
2017	9.3%
2016	9.2%
2015	6.2%
2014	23.4%
2013	3.5%
2012	16.8%

Fund Manager information for Nippon India Hybrid Bond Fund

Name	Since	Tenure
Dhrumil Shah	10 Sep 21	0.97 Yr.
Kinjal Desai	29 Dec 03	18.69 Yr.
Sushil Budhia	1 Feb 20	2.58 Yr.

Data below for Nippon India Hybrid Bond Fund as on 31 Aug 22

Asset Allocation

Asset Class	Value
Cash	18.04%
Equity	12.19%
Debt	69.77%

Equity Sector Allocation

Sector	Value
Financial Services	4.45%
Technology	1.61%
Energy	1.53%
Consumer Defensive	1.03%
Basic Materials	0.88%
Consumer Cyclical	0.86%
Industrials	0.86%
Health Care	0.44%
Communication Services	0.29%
Utility	0.25%

Debt Sector Allocation

Sector	Value
Corporate	61.48%
Cash Equivalent	14.8%
Government	7.56%
Securitized	3.98%

Credit Quality

Rating	Value
A	20.01%
AA	37.24%
AAA	42.74%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Rural Electrification Corporation Limited Debentures \| -	6%	₹44 Cr	450
INNOVATION TRUST XXX Unlisted bonds \| -	4%	₹29 Cr	214
7.35% Govt Stock 2024 Sovereign Bonds \| -	3%	₹25 Cr	2,500,000
JSW Steel Limited Debentures \| -	3%	₹25 Cr	250
182 Dtb 29122022 Sovereign Bonds \| -	3%	₹25 Cr	2,500,000
Tata Realty And Infrastructure Limited Debentures \| -	3%	₹25 Cr	250
Tmf Holdings Limited Debentures \| -	3%	₹24 Cr	250
Greenlam Industries Limited Debentures \| -	3%	₹24 Cr	250
Summit Digitel Infrastructure Limited Debentures \| -	3%	₹24 Cr	250
Piramal Capital & Housing Finance Limited Debentures \| -	3%	₹24 Cr	300,000

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.