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Top 3 Best Balanced Funds by Nippon/Reliance Mutual Fund 2025

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Top 3 Best Balanced Funds by Nippon/Reliance Mutual Fund 2025

Updated on July 17, 2025 , 5596 views

Balanced Fund are a combination of both debt and Equity Funds. These funds provide benefits of both funds, i.e., long-term wealth creation by equity and regular returns by Investing in Debt fund. Generally, these funds are a good option for the investors who are looking for ways to diversify their investments within a short to medium time period with less risk to moderate risk.

Nippon India Mutual Fund (Formerly known as Reliance Mutual Fund), being one of the leading AMCs in India, investors often look at the top performing schemes of this fund house. Thus, we have shortlisted top 3 best balanced funds by Nippon/Reliance MF. Important parameters like AUM, NAV, past performances, have been undertaken to shortlist these funds. Investors can invest in these balanced funds and earn optimal returns.

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NipponIndia-MF

Important Information

From October 2019, Reliance Mutual Fund has been renamed as Nippon India Mutual Fund. Nippon Life has acquired majority (75%) stakes in Reliance Nippon Asset Management (RNAM). The company will continue to run its operations without any change in structure and management.

Why Invest in Nippon/Reliance Mutual Funds?

  • Innovative: The AMC consistently delivers new and innovative schemes to its investors.

  • Great Customer Care: The company takes great care of its investors. It has a very stable and high-functioning customer support team in place to help the investors.

  • Seasoned Experience: Reliance has been in the Market for over two decades. It has an experience and expertise in fund management and financial services.

  • Strong Network: The distribution network of Nippon India Mutual Fund is very strong. It has a presence in over 150 cities in India.

Best Nippon/Reliance Balanced Mutual Funds

FundNAVNet Assets (Cr)3 MO (%)6 MO (%)1 YR (%)3 YR (%)5 YR (%)2024 (%)
Nippon India Arbitrage Fund Growth ₹26.6082
↑ 0.01
₹14,5111.33.26.66.85.57.5
Nippon India Equity Hybrid Fund Growth ₹104.598
↓ -0.44
₹3,8975.66.43.91819.716.1
Nippon India Hybrid Bond Fund Growth ₹58.0449
↓ -0.01
₹8863.15.78.29.397.8
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Jul 25

1. Nippon India Arbitrage Fund

(Erstwhile Reliance Arbitrage Advantage Fund)

The investment objective of the scheme is to generate income by taking advantage of the arbitrage opportunities that potentially exists between cash and derivative market and within the derivative segment along with investments in debt securities & money market instruments.

Nippon India Arbitrage Fund is a Hybrid - Arbitrage fund was launched on 14 Oct 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 6.9% since its launch.  Ranked 3 in Arbitrage category.  Return for 2024 was 7.5% , 2023 was 7% and 2022 was 4.2% .

Below is the key information for Nippon India Arbitrage Fund

Nippon India Arbitrage Fund
Growth
Launch Date 14 Oct 10
NAV (18 Jul 25) ₹26.6082 ↑ 0.01   (0.03 %)
Net Assets (Cr) ₹14,511 on 31 May 25
Category Hybrid - Arbitrage
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately Low
Expense Ratio 1.07
Sharpe Ratio 0.21
Information Ratio 0
Alpha Ratio 0
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-1 Months (0.25%),1 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹10,347
30 Jun 22₹10,724
30 Jun 23₹11,337
30 Jun 24₹12,199
30 Jun 25₹13,026

Nippon India Arbitrage Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120
Invest Now

Returns for Nippon India Arbitrage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25

DurationReturns
1 Month 0.4%
3 Month 1.3%
6 Month 3.2%
1 Year 6.6%
3 Year 6.8%
5 Year 5.5%
10 Year
15 Year
Since launch 6.9%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.5%
2023 7%
2022 4.2%
2021 3.8%
2020 4.3%
2019 6.2%
2018 6.8%
2017 5.5%
2016 6.6%
2015 8.1%
Fund Manager information for Nippon India Arbitrage Fund
NameSinceTenure
Vikash Agarwal14 Sep 240.79 Yr.
Nemish Sheth21 Mar 250.28 Yr.
Rohit Shah8 Apr 241.23 Yr.

Data below for Nippon India Arbitrage Fund as on 31 May 25

Asset Allocation
Asset ClassValue
Cash97.83%
Debt2.53%
Other0.04%
Equity Sector Allocation
SectorValue
Financial Services22.1%
Basic Materials7.62%
Industrials7.24%
Health Care6.27%
Energy6.03%
Technology5.38%
Consumer Cyclical5.23%
Communication Services4.49%
Consumer Defensive3.46%
Utility2.75%
Real Estate1.62%
Debt Sector Allocation
SectorValue
Cash Equivalent90.04%
Corporate7.38%
Government2.94%
Credit Quality
RatingValue
AAA100%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
Nippon India Money Market Dir Gr
Investment Fund | -
12%₹1,731 Cr4,132,789
Nippon India Liquid Dir Gr
Investment Fund | -
7%₹1,000 Cr1,557,940
↓ -623,389
Hdfc Bank Limited_26/06/2025
Derivatives | -
3%-₹483 Cr2,472,250
↑ 2,472,250
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jan 23 | HDFCBANK
3%₹481 Cr2,475,000
↑ 1,042,250
Bharti Airtel Limited_26/06/2025
Derivatives | -
3%-₹391 Cr2,091,900
↑ 2,091,900
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Oct 23 | BHARTIARTL
3%₹388 Cr2,091,900
↑ 660,250
Reliance Industries Ltd (Energy)
Equity, Since 31 Dec 17 | RELIANCE
2%₹362 Cr2,545,000
↑ 2,000
Reliance Industries Limited_26/06/2025
Derivatives | -
2%-₹359 Cr2,513,000
↑ 2,513,000
ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 24 | ICICIBANK
2%₹309 Cr2,135,700
↑ 544,600
Icici Bank Limited_26/06/2025
Derivatives | -
2%-₹307 Cr2,106,300
↑ 2,106,300

2. Nippon India Equity Hybrid Fund

(Erstwhile Reliance Regular Savings Fund - Balanced Plan)

The primary investment objective of this option is to generate consistent returns and appreciation of capital by investing in mix of securities comprising of Equity, Equity related instruments & fixed income instruments.

Nippon India Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 8 Jun 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.4% since its launch.  Ranked 8 in Hybrid Equity category.  Return for 2024 was 16.1% , 2023 was 24.1% and 2022 was 6.6% .

Below is the key information for Nippon India Equity Hybrid Fund

Nippon India Equity Hybrid Fund
Growth
Launch Date 8 Jun 05
NAV (18 Jul 25) ₹104.598 ↓ -0.44   (-0.42 %)
Net Assets (Cr) ₹3,897 on 31 May 25
Category Hybrid - Hybrid Equity
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderately High
Expense Ratio 2.02
Sharpe Ratio 0.29
Information Ratio 1.1
Alpha Ratio -0.04
Min Investment 500
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹15,037
30 Jun 22₹14,977
30 Jun 23₹18,446
30 Jun 24₹23,936
30 Jun 25₹25,523

Nippon India Equity Hybrid Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹493,520.
Net Profit of ₹193,520
Invest Now

Returns for Nippon India Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25

DurationReturns
1 Month 1.3%
3 Month 5.6%
6 Month 6.4%
1 Year 3.9%
3 Year 18%
5 Year 19.7%
10 Year
15 Year
Since launch 12.4%
Historical performance (Yearly) on absolute basis
YearReturns
2024 16.1%
2023 24.1%
2022 6.6%
2021 27.8%
2020 -5.3%
2019 3%
2018 -4.9%
2017 29.5%
2016 4.2%
2015 8.7%
Fund Manager information for Nippon India Equity Hybrid Fund
NameSinceTenure
Meenakshi Dawar10 Sep 213.81 Yr.
Kinjal Desai25 May 187.1 Yr.
Sushil Budhia1 Feb 205.41 Yr.

Data below for Nippon India Equity Hybrid Fund as on 31 May 25

Asset Allocation
Asset ClassValue
Cash5.23%
Equity76.89%
Debt17.88%
Equity Sector Allocation
SectorValue
Financial Services25.74%
Industrials10.04%
Consumer Cyclical7.39%
Technology7.18%
Health Care5.04%
Energy3.9%
Real Estate3.73%
Communication Services3.69%
Utility3.55%
Consumer Defensive3.53%
Basic Materials2.82%
Debt Sector Allocation
SectorValue
Corporate12.16%
Government5.72%
Cash Equivalent5.23%
Credit Quality
RatingValue
A3.26%
AA47.26%
AAA49.48%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
HDFC Bank Ltd (Financial Services)
Equity, Since 31 Jul 10 | HDFCBANK
6%₹230 Cr1,182,356
ICICI Bank Ltd (Financial Services)
Equity, Since 30 Apr 12 | ICICIBANK
6%₹227 Cr1,570,000
Larsen & Toubro Ltd (Industrials)
Equity, Since 28 Feb 13 | LT
3%₹130 Cr354,838
Bharti Airtel Ltd (Communication Services)
Equity, Since 31 Dec 19 | BHARTIARTL
3%₹123 Cr665,000
Reliance Industries Ltd (Energy)
Equity, Since 31 Jul 14 | RELIANCE
3%₹115 Cr806,000
Infosys Ltd (Technology)
Equity, Since 28 Feb 11 | INFY
3%₹114 Cr730,000
Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 18 | AXISBANK
3%₹111 Cr933,200
NTPC Ltd (Utilities)
Equity, Since 31 Aug 20 | NTPC
2%₹94 Cr2,800,620
State Bank of India (Financial Services)
Equity, Since 31 Jul 16 | SBIN
2%₹82 Cr1,010,000
Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Aug 20 | M&M
2%₹70 Cr235,000

3. Nippon India Hybrid Bond Fund

(Erstwhile Reliance Monthly Income Plan)

The primary investment objective of the Scheme is to generate regular income in order to make regular dividend payments to unit holders and the secondary objective is growth of capital.

Nippon India Hybrid Bond Fund is a Hybrid - Hybrid Debt fund was launched on 29 Dec 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.5% since its launch.  Ranked 30 in Hybrid Debt category.  Return for 2024 was 7.8% , 2023 was 10.2% and 2022 was 4.8% .

Below is the key information for Nippon India Hybrid Bond Fund

Nippon India Hybrid Bond Fund
Growth
Launch Date 29 Dec 03
NAV (18 Jul 25) ₹58.0449 ↓ -0.01   (-0.01 %)
Net Assets (Cr) ₹886 on 31 May 25
Category Hybrid - Hybrid Debt
AMC Nippon Life Asset Management Ltd.
Rating
Risk Moderate
Expense Ratio 1.82
Sharpe Ratio 0.93
Information Ratio -0.66
Alpha Ratio 0.03
Min Investment 5,000
Min SIP Investment 100
Exit Load 0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

DateValue
30 Jun 20₹10,000
30 Jun 21₹11,279
30 Jun 22₹11,842
30 Jun 23₹13,070
30 Jun 24₹14,276
30 Jun 25₹15,521

Nippon India Hybrid Bond Fund SIP Returns

   
My Monthly Investment:
Investment Tenure:
Years
Expected Annual Returns:
%
Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859
Invest Now

Returns for Nippon India Hybrid Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Jul 25

DurationReturns
1 Month 0.9%
3 Month 3.1%
6 Month 5.7%
1 Year 8.2%
3 Year 9.3%
5 Year 9%
10 Year
15 Year
Since launch 8.5%
Historical performance (Yearly) on absolute basis
YearReturns
2024 7.8%
2023 10.2%
2022 4.8%
2021 10.1%
2020 -8.5%
2019 2.8%
2018 4%
2017 9.3%
2016 9.2%
2015 6.2%
Fund Manager information for Nippon India Hybrid Bond Fund
NameSinceTenure
Dhrumil Shah10 Sep 213.81 Yr.
Kinjal Desai29 Dec 0321.52 Yr.
Sushil Budhia1 Feb 205.41 Yr.
Akshay Sharma1 Dec 222.58 Yr.

Data below for Nippon India Hybrid Bond Fund as on 31 May 25

Asset Allocation
Asset ClassValue
Cash10.34%
Equity15.71%
Debt73.69%
Other0.26%
Equity Sector Allocation
SectorValue
Financial Services5.13%
Real Estate1.83%
Industrials1.62%
Technology1.39%
Energy1.3%
Consumer Cyclical1.2%
Consumer Defensive0.87%
Basic Materials0.84%
Health Care0.62%
Communication Services0.55%
Utility0.35%
Debt Sector Allocation
SectorValue
Corporate61.48%
Government12.21%
Cash Equivalent10.34%
Credit Quality
RatingValue
A22.13%
AA47.99%
AAA29.88%
Top Securities Holdings / Portfolio
NameHoldingValueQuantity
7.02% Govt Stock 2031
Sovereign Bonds | -
6%₹52 Cr5,000,000
Aditya Birla Real Estate Limited
Debentures | -
4%₹36 Cr3,500
Suryapet Khammam Road Private Limited
Debentures | -
4%₹35 Cr3,862
↑ 3,862
7.1% Govt Stock 2029
Sovereign Bonds | -
4%₹31 Cr3,000,000
Mancherial Repallewada Road Private Limited
Debentures | -
3%₹30 Cr3,400
↑ 3,400
Renserv Global Private Limited
Debentures | -
3%₹30 Cr3,000
Bamboo Hotel And Global Centre (Delhi) Private Limited
Debentures | -
3%₹27 Cr2,700
Delhi International Airport Limited
Debentures | -
3%₹27 Cr2,600
TRuhome Finance Limited
Debentures | -
3%₹26 Cr2,500
Vedanta Limited
Debentures | -
3%₹25 Cr2,500

How to Invest in Nippon India Mutual Fund Online?

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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