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Top 3 Best Balanced Funds by Nippon/Reliance Mutual Fund 2021

Updated on February 26, 2021 , 1360 views

Balanced Fund are a combination of both debt and Equity Funds. These funds provide benefits of both funds, i.e., long-term wealth creation by equity and regular returns by Investing in Debt fund. Generally, these funds are a good option for the investors who are looking for ways to diversify their investments within a short to medium time period with less risk to moderate risk.

Nippon India Mutual Fund (Formerly known as Reliance Mutual Fund), being one of the leading AMCs in India, investors often look at the top performing schemes of this fund house. Thus, we have shortlisted top 3 best balanced funds by Nippon/Reliance MF. Important parameters like AUM, NAV, past performances, have been undertaken to shortlist these funds. Investors can invest in these balanced funds and earn optimal returns.

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Important Information

From October 2019, Reliance Mutual Fund has been renamed as Nippon India Mutual Fund. Nippon Life has acquired majority (75%) stakes in Reliance Nippon Asset Management (RNAM). The company will continue to run its operations without any change in structure and management.

Why Invest in Nippon/Reliance Mutual Funds?

Innovative: The AMC consistently delivers new and innovative schemes to its investors.
Great Customer Care: The company takes great care of its investors. It has a very stable and high-functioning customer support team in place to help the investors.
Seasoned Experience: Reliance has been in the market for over two decades. It has an experience and expertise in fund management and financial services.
Strong Network: The distribution network of Nippon India Mutual Fund is very strong. It has a presence in over 150 cities in India.

Best Nippon/Reliance Balanced Mutual Funds

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2020 (%)
Nippon India Equity Hybrid Fund Growth	₹55.6717 ↓ -1.47	₹4,244	14.9	24.5	6.8	0.3	9	-5.3
Nippon India Arbitrage Fund Growth	₹20.7495 ↑ 0.02	₹9,515	0.8	1.7	3.8	5.4	5.8	4.3
Nippon India Balanced Advantage Fund Growth	₹108.248 ↓ -1.48	₹2,887	8.6	14.1	14.1	7.7	14.3	11.2
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 26 Feb 21

1. Nippon India Equity Hybrid Fund

(Erstwhile Reliance Regular Savings Fund - Balanced Plan)

The primary investment objective of this option is to generate consistent returns and appreciation of capital by investing in mix of securities comprising of Equity, Equity related instruments & fixed income instruments.

Nippon India Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 8 Jun 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 11.5% since its launch. Ranked 8 in Hybrid Equity category. Return for 2020 was -5.3% , 2019 was 3% and 2018 was -4.9% .

Below is the key information for Nippon India Equity Hybrid Fund

Nippon India Equity Hybrid Fund Growth
Launch Date	8 Jun 05
NAV (26 Feb 21)	₹55.6717 ↓ -1.47 (-2.56 %)
Net Assets (Cr)	₹4,244 on 31 Jan 21
Category	Hybrid - Hybrid Equity
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.12
Sharpe Ratio	-0.05
Information Ratio	-1.25
Alpha Ratio	-23.83
Min Investment	500
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 16	₹10,000
28 Feb 17	₹12,844
28 Feb 18	₹15,161
28 Feb 19	₹14,239
29 Feb 20	₹13,981
28 Feb 21	₹15,388

Nippon India Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹376,357.
Net Profit of ₹76,357 Invest Now

Returns for Nippon India Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Feb 21

Duration	Returns
1 Month	5.5%
3 Month	14.9%
6 Month	24.5%
1 Year	6.8%
3 Year	0.3%
5 Year	9%
10 Year
15 Year
Since launch	11.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	-5.3%
2019	3%
2018	-4.9%
2017	29.5%
2016	4.2%
2015	8.7%
2014	43.2%
2013	3.5%
2012	33.9%
2011	-19.3%

Fund Manager information for Nippon India Equity Hybrid Fund

Name	Since	Tenure
Sanjay H Parekh	2 Apr 12	8.84 Yr.
Sushil Budhia	1 Feb 20	1 Yr.

Data below for Nippon India Equity Hybrid Fund as on 31 Jan 21

Asset Allocation

Asset Class	Value
Cash	4.63%
Equity	74.06%
Debt	21.31%

Equity Sector Allocation

Sector	Value
Financial Services	25.84%
Technology	9.11%
Industrials	8.89%
Basic Materials	7.89%
Energy	7.65%
Consumer Defensive	4.02%
Communication Services	3.65%
Health Care	2.86%
Utility	2.41%
Consumer Cyclical	1.74%

Debt Sector Allocation

Sector	Value
Corporate	18.98%
Government	3.24%
Cash Equivalent	2.87%
Securitized	0.85%

Credit Quality

Rating	Value
A	34.85%
AA	27.06%
AAA	38.09%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 10 \| HDFCBANK	8%	₹358 Cr	2,575,000 ↓ -175,000
Infosys Ltd (Technology) Equity, Since 28 Feb 11 \| INFY	8%	₹322 Cr	2,600,000 ↓ -100,000
ICICI Bank Ltd Ordinary Shares (Financial Services) Equity, Since 30 Apr 12 \| ICICIBANK	5%	₹220 Cr	4,100,000 ↓ -900,000
Reliance Industries Ltd Ordinary Shares (Energy) Equity, Since 31 Jul 14 \| RELIANCE	4%	₹184 Cr	1,000,000 ↓ -200,000
Grasim Industries Ltd Ordinary Shares (Basic Materials) Equity, Since 31 Oct 16 \| GRASIM	4%	₹177 Cr	1,680,000 ↓ -420,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| 532215	4%	₹166 Cr	2,500,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Dec 19 \| BHARTIARTL	4%	₹155 Cr	2,800,000 ↓ -500,000
U.P. Power Corporation Limited Debentures \| -	4%	₹150 Cr	1,500
Adani Ports & Special Economic Zone Ltd Ordinary Shares (Industrials) Equity, Since 31 Aug 18 \| 532921	3%	₹143 Cr	2,800,000 ↓ -200,000
State Bank of India Ordinary Shares (Financial Services) Equity, Since 31 Jul 16 \| SBIN	3%	₹121 Cr	4,300,001 ↓ -200,000

2. Nippon India Arbitrage Fund

(Erstwhile Reliance Arbitrage Advantage Fund)

The investment objective of the scheme is to generate income by taking advantage of the arbitrage opportunities that potentially exists between cash and derivative market and within the derivative segment along with investments in debt securities & money market instruments.

Nippon India Arbitrage Fund is a Hybrid - Arbitrage fund was launched on 14 Oct 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.3% since its launch. Ranked 3 in Arbitrage category. Return for 2020 was 4.3% , 2019 was 6.2% and 2018 was 6.8% .

Below is the key information for Nippon India Arbitrage Fund

Nippon India Arbitrage Fund Growth
Launch Date	14 Oct 10
NAV (26 Feb 21)	₹20.7495 ↑ 0.02 (0.10 %)
Net Assets (Cr)	₹9,515 on 31 Jan 21
Category	Hybrid - Arbitrage
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	1.05
Sharpe Ratio	-0.31
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 16	₹10,000
28 Feb 17	₹10,652
28 Feb 18	₹11,320
28 Feb 19	₹12,026
29 Feb 20	₹12,819
28 Feb 21	₹13,252

Nippon India Arbitrage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120 Invest Now

Returns for Nippon India Arbitrage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Feb 21

Duration	Returns
1 Month	0.3%
3 Month	0.8%
6 Month	1.7%
1 Year	3.8%
3 Year	5.4%
5 Year	5.8%
10 Year
15 Year
Since launch	7.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	4.3%
2019	6.2%
2018	6.8%
2017	5.5%
2016	6.6%
2015	8.1%
2014	8%
2013	9.7%
2012	9.9%
2011	8.3%

Fund Manager information for Nippon India Arbitrage Fund

Name	Since	Tenure
Anju Chhajer	1 Feb 20	1 Yr.
Anand Gupta	12 Sep 18	2.39 Yr.

Data below for Nippon India Arbitrage Fund as on 31 Jan 21

Asset Allocation

Asset Class	Value
Cash	90.4%
Debt	10%

Equity Sector Allocation

Sector	Value
Financial Services	19.67%
Basic Materials	10.58%
Health Care	7.91%
Communication Services	6.53%
Energy	6.31%
Consumer Cyclical	4.64%
Consumer Defensive	4%
Industrials	3.44%
Technology	2.79%
Utility	1.9%
Real Estate	0.43%

Debt Sector Allocation

Sector	Value
Cash Equivalent	83.78%
Corporate	8.55%
Government	8.06%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Nippon India Money Market Dir Gr Investment Fund \| -	8%	₹760 Cr	2,377,640
Future on Bharti Airtel Ltd Derivatives \| -	5%	-₹512 Cr	9,195,768 ↑ 981,030
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 17 \| BHARTIARTL	5%	₹509 Cr	9,195,768 ↑ 981,030
Future on Housing Development Finance Corp Ltd Ordinary Shares Derivatives \| -	5%	-₹505 Cr	2,113,200 ↑ 2,113,200
Housing Development Finance Corp Ltd (Financial Services) Equity, Since 31 Jan 18 \| HDFC	5%	₹502 Cr	2,113,200 ↑ 633,600
Future on ICICI Bank Ltd Derivatives \| -	5%	-₹476 Cr	8,811,000 ↑ 1,710,500
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 20 \| ICICIBANK	5%	₹473 Cr	8,811,000 ↑ 1,710,500
Future on Reliance Industries Ltd Ordinary Shares Derivatives \| -	4%	-₹373 Cr	2,015,250 ↑ 2,015,250
Reliance Industries Ltd Shs Dematerialised (Energy) Equity, Since 31 Dec 17 \| RELIANCE	4%	₹352 Cr	1,909,000 ↓ -40,750
Nippon India Liquid Dir Gr Investment Fund \| -	3%	₹328 Cr	655,857

3. Nippon India Balanced Advantage Fund

(Erstwhile Reliance NRI Equity Fund)

The investment objective of the Scheme is to generate optimal returns by investing in equity or equity related instruments primarily drawn from the Companies in the S&P BSE 200 Index. The Scheme may also invest in listed companies that are in the top 200 by market capitalization on the BSE. The Scheme may also invest in large IPO’s where the market capitalization of the Company making the IPO based on the Issue price would make such company to be a part of the top 200 companies listed on the BSE based on market capitalization. The fund will have the flexibility to invest in a broad range of companies with an objective to maximize the returns, at the same time trying to minimize the risk by reasonable diversification. The selection of the companies will be done so as to capture the growth in the Indian economy. The fund will be focusing on companies with relatively higher market capitalization and having good liquidity in the stock market.

Nippon India Balanced Advantage Fund is a Hybrid - Dynamic Allocation fund was launched on 15 Nov 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.8% since its launch. Ranked 46 in Dynamic Allocation category. Return for 2020 was 11.2% , 2019 was 8.3% and 2018 was 0.4% .

Below is the key information for Nippon India Balanced Advantage Fund

Nippon India Balanced Advantage Fund Growth
Launch Date	15 Nov 04
NAV (26 Feb 21)	₹108.248 ↓ -1.48 (-1.35 %)
Net Assets (Cr)	₹2,887 on 31 Jan 21
Category	Hybrid - Dynamic Allocation
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.14
Sharpe Ratio	0.35
Information Ratio	-0.94
Alpha Ratio	-5.24
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
29 Feb 16	₹10,000
28 Feb 17	₹13,505
28 Feb 18	₹15,519
28 Feb 19	₹15,716
29 Feb 20	₹16,796
28 Feb 21	₹19,547

Nippon India Balanced Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹436,710.
Net Profit of ₹136,710 Invest Now

Returns for Nippon India Balanced Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 26 Feb 21

Duration	Returns
1 Month	2.2%
3 Month	8.6%
6 Month	14.1%
1 Year	14.1%
3 Year	7.7%
5 Year	14.3%
10 Year
15 Year
Since launch	15.8%

Historical performance (Yearly) on absolute basis

Year	Returns
2020	11.2%
2019	8.3%
2018	0.4%
2017	25.2%
2016	6.4%
2015	0.9%
2014	38.4%
2013	4.6%
2012	39.3%
2011	-24.5%

Fund Manager information for Nippon India Balanced Advantage Fund

Name	Since	Tenure
Prashant Pimple	1 Feb 20	1 Yr.
Manish Gunwani	7 May 18	2.74 Yr.
Ashutosh Bhargava	7 May 18	2.74 Yr.
Kinjal Desai	25 May 18	2.69 Yr.
Amar Kalkundrikar	20 Oct 20	0.28 Yr.

Data below for Nippon India Balanced Advantage Fund as on 31 Jan 21

Asset Allocation

Asset Class	Value
Cash	39.11%
Equity	40.63%
Debt	20.26%

Equity Sector Allocation

Sector	Value
Financial Services	26.72%
Technology	9.43%
Consumer Defensive	6.47%
Energy	5.67%
Health Care	5.25%
Consumer Cyclical	5.08%
Industrials	3.79%
Basic Materials	2.8%
Communication Services	1.63%
Utility	1.24%
Real Estate	0.01%

Debt Sector Allocation

Sector	Value
Cash Equivalent	39.11%
Corporate	15.41%
Government	4.85%

Credit Quality

Rating	Value
A	10.74%
AA	36.01%
AAA	53.25%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Future on Nifty 50 INR Feb21 - \| -	7%	-₹200 Cr	145,575 ↑ 145,575
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 11 \| HDFCBANK	6%	₹174 Cr	1,251,813
Infosys Ltd (Technology) Equity, Since 31 May 09 \| INFY	6%	₹172 Cr	1,386,550 ↓ -50,000
ICICI Bank Ltd Ordinary Shares (Financial Services) Equity, Since 31 Aug 18 \| ICICIBANK	5%	₹154 Cr	2,863,426 ↓ -395,000
Reliance Industries Ltd Ordinary Shares (Energy) Equity, Since 31 May 18 \| RELIANCE	4%	₹120 Cr	650,995 ↓ -26,000
Nirma Limited Debentures \| -	3%	₹99 Cr	1,000 ↓ -250
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| 532215	3%	₹83 Cr	1,244,634
Future on HDFC Bank Ltd Derivatives \| -	2%	-₹72 Cr	515,350 ↑ 130,350
Future on Infosys Ltd Derivatives \| -	2%	-₹71 Cr	570,600 ↑ 128,400
ITC Ltd (Consumer Defensive) Equity, Since 31 Jul 18 \| ITC	2%	₹66 Cr	3,242,313

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.