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Top 3 Best Balanced Funds by Nippon/Reliance Mutual Fund 2020

Updated on September 18, 2020 , 984 views

Balanced Fund are a combination of both debt and Equity Funds. These funds provide benefits of both funds, i.e., long-term wealth creation by equity and regular returns by Investing in Debt fund. Generally, these funds are a good option for the investors who are looking for ways to diversify their investments within a short to medium time period with less risk to moderate risk.

Nippon India Mutual Fund (Formerly known as Reliance Mutual Fund), being one of the leading AMCs in India, investors often look at the top performing schemes of this fund house. Thus, we have shortlisted top 3 best balanced funds by Nippon/Reliance MF. Important parameters like AUM, NAV, past performances, have been undertaken to shortlist these funds. Investors can invest in these balanced funds and earn optimal returns.

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Important Information

From October 2019, Reliance Mutual Fund has been renamed as Nippon India Mutual Fund. Nippon Life has acquired majority (75%) stakes in Reliance Nippon Asset Management (RNAM). The company will continue to run its operations without any change in structure and management.

Why Invest in Nippon/Reliance Mutual Funds?

Innovative: The AMC consistently delivers new and innovative schemes to its investors.
Great Customer Care: The company takes great care of its investors. It has a very stable and high-functioning customer support team in place to help the investors.
Seasoned Experience: Reliance has been in the market for over two decades. It has an experience and expertise in fund management and financial services.
Strong Network: The distribution network of Nippon India Mutual Fund is very strong. It has a presence in over 150 cities in India.

Best Nippon/Reliance Balanced Mutual Funds

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2019 (%)
Nippon India Arbitrage Fund Growth	₹20.4536 ↑ 0.01	₹7,384	0.6	1.9	4.7	5.9	6	6.2
Nippon India Equity Hybrid Fund Growth	₹44.2577 ↑ 0.03	₹4,948	9	22.1	-11.2	-6.4	2.3	3
Nippon India Balanced Advantage Fund Growth	₹94.6897 ↓ 0.00	₹2,905	9.5	17.6	6.3	3.5	7.5	8.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 18 Sep 20

1. Nippon India Arbitrage Fund

(Erstwhile Reliance Arbitrage Advantage Fund)

The investment objective of the scheme is to generate income by taking advantage of the arbitrage opportunities that potentially exists between cash and derivative market and within the derivative segment along with investments in debt securities & money market instruments.

Nippon India Arbitrage Fund is a Hybrid - Arbitrage fund was launched on 14 Oct 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.5% since its launch. Ranked 3 in Arbitrage category. Return for 2019 was 6.2% , 2018 was 6.8% and 2017 was 5.5% .

Below is the key information for Nippon India Arbitrage Fund

Nippon India Arbitrage Fund Growth
Launch Date	14 Oct 10
NAV (18 Sep 20)	₹20.4536 ↑ 0.01 (0.07 %)
Net Assets (Cr)	₹7,384 on 31 Aug 20
Category	Hybrid - Arbitrage
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	1.05
Sharpe Ratio	-0.25
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 15	₹10,000
31 Aug 16	₹10,628
31 Aug 17	₹11,272
31 Aug 18	₹11,967
31 Aug 19	₹12,796
31 Aug 20	₹13,396

Nippon India Arbitrage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120 Invest Now

Returns for Nippon India Arbitrage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Sep 20

Duration	Returns
1 Month	0.4%
3 Month	0.6%
6 Month	1.9%
1 Year	4.7%
3 Year	5.9%
5 Year	6%
10 Year
15 Year
Since launch	7.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2019	6.2%
2018	6.8%
2017	5.5%
2016	6.6%
2015	8.1%
2014	8%
2013	9.7%
2012	9.9%
2011	8.3%
2010

Fund Manager information for Nippon India Arbitrage Fund

Name	Since	Tenure
Anju Chhajer	1 Feb 20	0.58 Yr.
Kinjal Desai	25 May 18	2.27 Yr.
Anand Gupta	12 Sep 18	1.97 Yr.

Data below for Nippon India Arbitrage Fund as on 31 Aug 20

Asset Allocation

Asset Class	Value
Cash	92.81%
Debt	7.43%

Equity Sector Allocation

Sector	Value
Financial Services	19.31%
Energy	10.09%
Health Care	8.35%
Basic Materials	7.46%
Communication Services	5.93%
Consumer Defensive	4.63%
Technology	4.39%
Consumer Cyclical	2.79%
Industrials	1.68%
Utility	1.03%
Real Estate	0.24%

Debt Sector Allocation

Sector	Value
Cash Equivalent	89.31%
Corporate	8.21%
Government	2.72%

Credit Quality

Rating	Value
AA	16.86%
AAA	83.14%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Nippon India Money Market Dir Gr Investment Fund \| -	6%	₹462 Cr	1,468,876
Future on Reliance Industries Ltd Derivatives \| -	6%	-₹461 Cr	2,208,365 ↑ 805,980
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 17 \| RELIANCE	6%	₹459 Cr	2,208,365 ↑ 805,980
Future on Bharti Airtel Ltd Derivatives \| -	5%	-₹398 Cr	7,709,415 ↓ -18,510
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 17 \| BHARTIARTL	5%	₹396 Cr	7,709,415 ↓ -18,510
Future on ICICI Bank Ltd Derivatives \| -	5%	-₹388 Cr	9,816,125 ↓ -2,635,875
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 20 \| ICICIBANK	5%	₹387 Cr	9,816,125 ↓ -2,635,875
Future on Housing Development Finance Corp Ltd Derivatives \| -	5%	-₹370 Cr	2,012,400 ↓ -59,400
Housing Development Finance Corp Ltd (Financial Services) Equity, Since 31 Jan 18 \| HDFC	5%	₹369 Cr	2,012,400 ↓ -59,400
Nippon India Liquid Dir Gr Investment Fund \| -	4%	₹324 Cr	655,857

2. Nippon India Equity Hybrid Fund

(Erstwhile Reliance Regular Savings Fund - Balanced Plan)

The primary investment objective of this option is to generate consistent returns and appreciation of capital by investing in mix of securities comprising of Equity, Equity related instruments & fixed income instruments.

Nippon India Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 8 Jun 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10.2% since its launch. Ranked 8 in Hybrid Equity category. Return for 2019 was 3% , 2018 was -4.9% and 2017 was 29.5% .

Below is the key information for Nippon India Equity Hybrid Fund

Nippon India Equity Hybrid Fund Growth
Launch Date	8 Jun 05
NAV (18 Sep 20)	₹44.2577 ↑ 0.03 (0.06 %)
Net Assets (Cr)	₹4,948 on 31 Aug 20
Category	Hybrid - Hybrid Equity
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.12
Sharpe Ratio	-0.28
Information Ratio	-1.27
Alpha Ratio	-19.75
Min Investment	500
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 15	₹10,000
31 Aug 16	₹11,310
31 Aug 17	₹13,339
31 Aug 18	₹14,481
31 Aug 19	₹12,667
31 Aug 20	₹11,237

Nippon India Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹323,701.
Net Profit of ₹23,701 Invest Now

Returns for Nippon India Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Sep 20

Duration	Returns
1 Month	0.4%
3 Month	9%
6 Month	22.1%
1 Year	-11.2%
3 Year	-6.4%
5 Year	2.3%
10 Year
15 Year
Since launch	10.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2019	3%
2018	-4.9%
2017	29.5%
2016	4.2%
2015	8.7%
2014	43.2%
2013	3.5%
2012	33.9%
2011	-19.3%
2010	22.1%

Fund Manager information for Nippon India Equity Hybrid Fund

Name	Since	Tenure
Sanjay H Parekh	2 Apr 12	8.42 Yr.
Kinjal Desai	25 May 18	2.27 Yr.
Sushil Budhia	1 Feb 20	0.58 Yr.

Data below for Nippon India Equity Hybrid Fund as on 31 Aug 20

Asset Allocation

Asset Class	Value
Cash	7.89%
Equity	72.64%
Debt	19.47%

Equity Sector Allocation

Sector	Value
Financial Services	22.03%
Energy	10.92%
Industrials	10.6%
Technology	6.84%
Basic Materials	6.78%
Consumer Defensive	4.9%
Communication Services	4.06%
Health Care	2.94%
Utility	1.89%
Consumer Cyclical	1.47%

Debt Sector Allocation

Sector	Value
Corporate	18.19%
Cash Equivalent	6.5%
Government	2.67%

Credit Quality

Rating	Value
A	50.81%
AA	19.55%
AAA	29.64%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 10 \| HDFCBANK	8%	₹391 Cr	3,500,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 14 \| RELIANCE	8%	₹376 Cr	1,806,000 ↑ 6,000
Infosys Ltd (Technology) Equity, Since 28 Feb 11 \| INFY	6%	₹288 Cr	3,100,000 ↓ -228,433
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 12 \| ICICIBANK	5%	₹232 Cr	5,885,000 ↓ -1,315,000
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 13 \| LT	4%	₹217 Cr	2,300,000 ↓ -200,000
Grasim Industries Ltd (Basic Materials) Equity, Since 31 Oct 16 \| GRASIM	4%	₹203 Cr	3,015,000 ↓ -300,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Mar 16 \| ITC	4%	₹173 Cr	9,067,752
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Dec 19 \| BHARTIARTL	3%	₹169 Cr	3,300,000
U.P. Power Corporation Limited Debentures \| -	3%	₹147 Cr	1,500
Housing Development Finance Corp Ltd (Financial Services) Equity, Since 28 Feb 17 \| HDFC	3%	₹147 Cr	800,000

3. Nippon India Balanced Advantage Fund

(Erstwhile Reliance NRI Equity Fund)

The investment objective of the Scheme is to generate optimal returns by investing in equity or equity related instruments primarily drawn from the Companies in the S&P BSE 200 Index. The Scheme may also invest in listed companies that are in the top 200 by market capitalization on the BSE. The Scheme may also invest in large IPO’s where the market capitalization of the Company making the IPO based on the Issue price would make such company to be a part of the top 200 companies listed on the BSE based on market capitalization. The fund will have the flexibility to invest in a broad range of companies with an objective to maximize the returns, at the same time trying to minimize the risk by reasonable diversification. The selection of the companies will be done so as to capture the growth in the Indian economy. The fund will be focusing on companies with relatively higher market capitalization and having good liquidity in the stock market.

Nippon India Balanced Advantage Fund is a Hybrid - Dynamic Allocation fund was launched on 15 Nov 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.2% since its launch. Ranked 46 in Dynamic Allocation category. Return for 2019 was 8.3% , 2018 was 0.4% and 2017 was 25.2% .

Below is the key information for Nippon India Balanced Advantage Fund

Nippon India Balanced Advantage Fund Growth
Launch Date	15 Nov 04
NAV (18 Sep 20)	₹94.6897 ↓ 0.00 (0.00 %)
Net Assets (Cr)	₹2,905 on 31 Aug 20
Category	Hybrid - Dynamic Allocation
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.5
Sharpe Ratio	0.13
Information Ratio	-0.54
Alpha Ratio	-2.97
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Aug 15	₹10,000
31 Aug 16	₹10,708
31 Aug 17	₹12,398
31 Aug 18	₹13,276
31 Aug 19	₹13,352
31 Aug 20	₹14,103

Nippon India Balanced Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070 Invest Now

Returns for Nippon India Balanced Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 18 Sep 20

Duration	Returns
1 Month	1%
3 Month	9.5%
6 Month	17.6%
1 Year	6.3%
3 Year	3.5%
5 Year	7.5%
10 Year
15 Year
Since launch	15.2%

Historical performance (Yearly) on absolute basis

Year	Returns
2019	8.3%
2018	0.4%
2017	25.2%
2016	6.4%
2015	0.9%
2014	38.4%
2013	4.6%
2012	39.3%
2011	-24.5%
2010	20.8%

Fund Manager information for Nippon India Balanced Advantage Fund

Name	Since	Tenure
Prashant Pimple	1 Feb 20	0.58 Yr.
Manish Gunwani	7 May 18	2.32 Yr.
Ashutosh Bhargava	7 May 18	2.32 Yr.
Kinjal Desai	25 May 18	2.27 Yr.

Data below for Nippon India Balanced Advantage Fund as on 31 Aug 20

Asset Allocation

Asset Class	Value
Cash	23.01%
Equity	55.14%
Debt	21.85%

Equity Sector Allocation

Sector	Value
Financial Services	24.08%
Technology	8.7%
Consumer Cyclical	8.12%
Energy	7.68%
Consumer Defensive	4.93%
Health Care	4.39%
Basic Materials	3.02%
Utility	2.66%
Industrials	1.74%
Communication Services	1.61%
Real Estate	0.85%

Debt Sector Allocation

Sector	Value
Cash Equivalent	23.01%
Corporate	19.53%
Government	2.33%

Credit Quality

Rating	Value
A	11.98%
AA	42.69%
AAA	45.33%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 11 \| HDFCBANK	6%	₹177 Cr	1,589,434
Reliance Industries Ltd (Energy) Equity, Since 31 May 18 \| RELIANCE	6%	₹167 Cr	803,511 ↓ -105,983
ICICI Bank Ltd (Financial Services) Equity, Since 31 Aug 18 \| ICICIBANK	5%	₹156 Cr	3,942,426
Infosys Ltd (Technology) Equity, Since 31 May 09 \| INFY	5%	₹133 Cr	1,436,550 ↓ -150,000
Nirma Limited Debentures \| -	4%	₹122 Cr	1,250
Nifty 50 Index_24/09/2020 - \| -	3%	-₹78 Cr	68,250 ↑ 68,250
India Infradebt Limited Debentures \| -	3%	₹77 Cr	750
INDIAN RECEIVABLE TRUST 19 FEB - 2019 Unlisted bonds \| -	3%	₹76 Cr	1,104
ITC Ltd (Consumer Defensive) Equity, Since 31 Jul 18 \| ITC	3%	₹73 Cr	3,842,313
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| 532215	2%	₹70 Cr	1,414,634

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.