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Top 3 Best Balanced Funds by Nippon/Reliance Mutual Fund 2022

Updated on May 17, 2022 , 2868 views

Balanced Fund are a combination of both debt and Equity Funds. These funds provide benefits of both funds, i.e., long-term wealth creation by equity and regular returns by Investing in Debt fund. Generally, these funds are a good option for the investors who are looking for ways to diversify their investments within a short to medium time period with less risk to moderate risk.

Nippon India Mutual Fund (Formerly known as Reliance Mutual Fund), being one of the leading AMCs in India, investors often look at the top performing schemes of this fund house. Thus, we have shortlisted top 3 best balanced funds by Nippon/Reliance MF. Important parameters like AUM, NAV, past performances, have been undertaken to shortlist these funds. Investors can invest in these balanced funds and earn optimal returns.

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Important Information

From October 2019, Reliance Mutual Fund has been renamed as Nippon India Mutual Fund. Nippon Life has acquired majority (75%) stakes in Reliance Nippon Asset Management (RNAM). The company will continue to run its operations without any change in structure and management.

Why Invest in Nippon/Reliance Mutual Funds?

Innovative: The AMC consistently delivers new and innovative schemes to its investors.
Great Customer Care: The company takes great care of its investors. It has a very stable and high-functioning customer support team in place to help the investors.
Seasoned Experience: Reliance has been in the Market for over two decades. It has an experience and expertise in fund management and financial services.
Strong Network: The distribution network of Nippon India Mutual Fund is very strong. It has a presence in over 150 cities in India.

Best Nippon/Reliance Balanced Mutual Funds

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2021 (%)
Nippon India Equity Hybrid Fund Growth	₹61.6684 ↓ -1.18	₹3,071	-6.3	-7.5	5.5	6.3	4.7	27.8
Nippon India Arbitrage Fund Growth	₹21.769 ↑ 0.01	₹10,898	0.8	1.8	4	4.4	5.2	3.8
Nippon India Hybrid Bond Fund Growth	₹43.897 ↓ -0.13	₹704	-1.3	-0.1	5.5	0.9	2.3	10.1
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 19 May 22

1. Nippon India Equity Hybrid Fund

(Erstwhile Reliance Regular Savings Fund - Balanced Plan)

The primary investment objective of this option is to generate consistent returns and appreciation of capital by investing in mix of securities comprising of Equity, Equity related instruments & fixed income instruments.

Nippon India Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 8 Jun 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 11.3% since its launch. Ranked 8 in Hybrid Equity category. Return for 2021 was 27.8% , 2020 was -5.3% and 2019 was 3% .

Below is the key information for Nippon India Equity Hybrid Fund

Nippon India Equity Hybrid Fund Growth
Launch Date	8 Jun 05
NAV (19 May 22)	₹61.6684 ↓ -1.18 (-1.88 %)
Net Assets (Cr)	₹3,071 on 30 Apr 22
Category	Hybrid - Hybrid Equity
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	1.97
Sharpe Ratio	1.33
Information Ratio	-0.66
Alpha Ratio	1.81
Min Investment	500
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 17	₹10,000
30 Apr 18	₹11,341
30 Apr 19	₹10,874
30 Apr 20	₹7,959
30 Apr 21	₹11,681
30 Apr 22	₹13,484

Nippon India Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹340,450.
Net Profit of ₹40,450 Invest Now

Returns for Nippon India Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 May 22

Duration	Returns
1 Month	-6%
3 Month	-6.3%
6 Month	-7.5%
1 Year	5.5%
3 Year	6.3%
5 Year	4.7%
10 Year
15 Year
Since launch	11.3%

Historical performance (Yearly) on absolute basis

Year	Returns
2021	27.8%
2020	-5.3%
2019	3%
2018	-4.9%
2017	29.5%
2016	4.2%
2015	8.7%
2014	43.2%
2013	3.5%
2012	33.9%

Fund Manager information for Nippon India Equity Hybrid Fund

Name	Since	Tenure
Meenakshi Dawar	10 Sep 21	0.64 Yr.
Kinjal Desai	25 May 18	3.93 Yr.
Sushil Budhia	1 Feb 20	2.24 Yr.

Data below for Nippon India Equity Hybrid Fund as on 30 Apr 22

Asset Allocation

Asset Class	Value
Cash	3.22%
Equity	73.79%
Debt	22.98%

Equity Sector Allocation

Sector	Value
Financial Services	26.53%
Technology	9.29%
Industrials	7.81%
Energy	6.55%
Basic Materials	4.92%
Health Care	4.64%
Consumer Defensive	4.64%
Consumer Cyclical	3.81%
Communication Services	3.57%
Utility	1.5%

Debt Sector Allocation

Sector	Value
Corporate	14.07%
Government	8.44%
Cash Equivalent	3.22%
Securitized	0.48%

Credit Quality

Rating	Value
A	2.84%
AA	27.18%
AAA	69.98%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 12 \| ICICIBANK	6%	₹193 Cr	2,590,000 ↓ -210,000
Infosys Ltd (Technology) Equity, Since 28 Feb 11 \| INFY	6%	₹188 Cr	1,200,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 14 \| RELIANCE	6%	₹181 Cr	648,000
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 10 \| HDFCBANK	6%	₹170 Cr	1,225,000 ↓ -90,000
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 31 Oct 11 \| SUNPHARMA	4%	₹111 Cr	1,190,000
Housing Development Finance Corp Ltd (Financial Services) Equity, Since 28 Feb 17 \| HDFC	3%	₹103 Cr	462,236 ↑ 72,000
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Dec 19 \| BHARTIARTL	3%	₹102 Cr	1,385,000 ↓ -190,000
State Bank of India (Financial Services) Equity, Since 31 Jul 16 \| SBIN	3%	₹99 Cr	2,000,000
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 13 \| LT	3%	₹97 Cr	575,000 ↓ -25,000
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| AXISBANK	3%	₹94 Cr	1,290,000 ↓ -90,000

2. Nippon India Arbitrage Fund

(Erstwhile Reliance Arbitrage Advantage Fund)

The investment objective of the scheme is to generate income by taking advantage of the arbitrage opportunities that potentially exists between cash and derivative market and within the derivative segment along with investments in debt securities & money market instruments.

Nippon India Arbitrage Fund is a Hybrid - Arbitrage fund was launched on 14 Oct 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 6.9% since its launch. Ranked 3 in Arbitrage category. Return for 2021 was 3.8% , 2020 was 4.3% and 2019 was 6.2% .

Below is the key information for Nippon India Arbitrage Fund

Nippon India Arbitrage Fund Growth
Launch Date	14 Oct 10
NAV (19 May 22)	₹21.769 ↑ 0.01 (0.05 %)
Net Assets (Cr)	₹10,898 on 30 Apr 22
Category	Hybrid - Arbitrage
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	1.02
Sharpe Ratio	0.58
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 17	₹10,000
30 Apr 18	₹10,624
30 Apr 19	₹11,331
30 Apr 20	₹12,008
30 Apr 21	₹12,427
30 Apr 22	₹12,905

Nippon India Arbitrage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120 Invest Now

Returns for Nippon India Arbitrage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 May 22

Duration	Returns
1 Month	0.3%
3 Month	0.8%
6 Month	1.8%
1 Year	4%
3 Year	4.4%
5 Year	5.2%
10 Year
15 Year
Since launch	6.9%

Historical performance (Yearly) on absolute basis

Year	Returns
2021	3.8%
2020	4.3%
2019	6.2%
2018	6.8%
2017	5.5%
2016	6.6%
2015	8.1%
2014	8%
2013	9.7%
2012	9.9%

Fund Manager information for Nippon India Arbitrage Fund

Name	Since	Tenure
Anju Chhajer	1 Feb 20	2.24 Yr.
Kinjal Desai	25 May 18	3.93 Yr.
Anand Gupta	12 Sep 18	3.63 Yr.

Data below for Nippon India Arbitrage Fund as on 30 Apr 22

Asset Allocation

Asset Class	Value
Cash	91.3%
Debt	8.88%

Equity Sector Allocation

Sector	Value
Financial Services	18.77%
Basic Materials	11.25%
Energy	8.27%
Industrials	5.8%
Technology	5.58%
Consumer Defensive	4.79%
Consumer Cyclical	4.3%
Health Care	4.17%
Communication Services	2.52%
Utility	1.35%
Real Estate	0.88%

Debt Sector Allocation

Sector	Value
Cash Equivalent	87.78%
Government	7.51%
Corporate	4.88%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Nippon India Money Market Dir Gr Investment Fund \| -	7%	₹799 Cr	2,377,640
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jan 22 \| HDFCBANK	5%	₹563 Cr	4,068,350 ↑ 3,897,850
Future on HDFC Bank Ltd Derivatives \| -	5%	-₹559 Cr	4,068,350 ↑ 3,897,850
Future on Reliance Industries Ltd Derivatives \| -	5%	-₹493 Cr	1,758,000 ↓ -112,000
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 17 \| RELIANCE	5%	₹491 Cr	1,758,000 ↓ -112,000
Nippon India Liquid Dir Gr Investment Fund \| -	4%	₹447 Cr	855,533
Future on Adani Ports & Special Economic Zone Ltd Derivatives \| -	3%	-₹361 Cr	4,193,750 ↓ -777,500
Nippon India Low Duration Dir Gr Investment Fund \| -	3%	₹359 Cr	1,131,266
Adani Ports & Special Economic Zone Ltd (Industrials) Equity, Since 31 Oct 19 \| ADANIPORTS	3%	₹359 Cr	4,193,750 ↓ -777,500
Future on Adani Enterprises Ltd Derivatives \| -	3%	-₹322 Cr	1,372,000 ↓ -95,500

3. Nippon India Hybrid Bond Fund

(Erstwhile Reliance Monthly Income Plan)

The primary investment objective of the Scheme is to generate regular income in order to make regular dividend payments to unit holders and the secondary objective is growth of capital.

Nippon India Hybrid Bond Fund is a Hybrid - Hybrid Debt fund was launched on 29 Dec 03. It is a fund with Moderate risk and has given a CAGR/Annualized return of 8.4% since its launch. Ranked 30 in Hybrid Debt category. Return for 2021 was 10.1% , 2020 was -8.5% and 2019 was 2.8% .

Below is the key information for Nippon India Hybrid Bond Fund

Nippon India Hybrid Bond Fund Growth
Launch Date	29 Dec 03
NAV (19 May 22)	₹43.897 ↓ -0.13 (-0.29 %)
Net Assets (Cr)	₹704 on 30 Apr 22
Category	Hybrid - Hybrid Debt
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	Moderate
Expense Ratio	2.07
Sharpe Ratio	2.24
Information Ratio	-1.42
Alpha Ratio	3.3
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
30 Apr 17	₹10,000
30 Apr 18	₹10,498
30 Apr 19	₹11,019
30 Apr 20	₹9,458
30 Apr 21	₹10,601
30 Apr 22	₹11,460

Nippon India Hybrid Bond Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹323,701.
Net Profit of ₹23,701 Invest Now

Returns for Nippon India Hybrid Bond Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 19 May 22

Duration	Returns
1 Month	-1.1%
3 Month	-1.3%
6 Month	-0.1%
1 Year	5.5%
3 Year	0.9%
5 Year	2.3%
10 Year
15 Year
Since launch	8.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2021	10.1%
2020	-8.5%
2019	2.8%
2018	4%
2017	9.3%
2016	9.2%
2015	6.2%
2014	23.4%
2013	3.5%
2012	16.8%

Fund Manager information for Nippon India Hybrid Bond Fund

Name	Since	Tenure
Dhrumil Shah	10 Sep 21	0.64 Yr.
Kinjal Desai	29 Dec 03	18.35 Yr.
Sushil Budhia	1 Feb 20	2.24 Yr.

Data below for Nippon India Hybrid Bond Fund as on 30 Apr 22

Asset Allocation

Asset Class	Value
Cash	13.32%
Equity	12.03%
Debt	74.65%

Equity Sector Allocation

Sector	Value
Financial Services	4.05%
Technology	1.88%
Energy	1.7%
Basic Materials	0.95%
Consumer Defensive	0.9%
Industrials	0.8%
Consumer Cyclical	0.76%
Health Care	0.47%
Communication Services	0.27%
Utility	0.24%

Debt Sector Allocation

Sector	Value
Corporate	65.44%
Cash Equivalent	13.32%
Securitized	4.83%
Government	4.38%

Credit Quality

Rating	Value
A	24.76%
AA	42.96%
AAA	32.28%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Ahmedabad-Maliya Tollway Limited Debentures \| -	5%	₹35 Cr	350
INNOVATION TRUST XXX Unlisted bonds \| -	5%	₹34 Cr	214
Vedanta Limited Debentures \| -	4%	₹29 Cr	600 ↑ 600
7.35% Govt Stock 2024 Sovereign Bonds \| -	4%	₹26 Cr	2,500,000
JSW Steel Limited Debentures \| -	4%	₹26 Cr	250
Rec Limited Debentures \| -	4%	₹25 Cr	250
Hero Solar Energy Private Limited Debentures \| -	4%	₹25 Cr	250
Tata Realty And Infrastructure Limited Debentures \| -	4%	₹25 Cr	250
Greenlam Industries Limited Debentures \| -	4%	₹25 Cr	250
Piramal Capital & Housing Finance Limited Debentures \| -	4%	₹25 Cr	300,000

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.