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Top 3 Best Balanced Funds by Nippon/Reliance Mutual Fund 2020

Updated on January 23, 2020 , 385 views

Balanced Fund are a combination of both debt and Equity Funds. These funds provide benefits of both funds, i.e., long-term wealth creation by equity and regular returns by Investing in Debt fund. Generally, these funds are a good option for the investors who are looking for ways to diversify their investments within a short to medium time period with less risk to moderate risk.

Nippon India Mutual Fund (Formerly known as Reliance Mutual Fund), being one of the leading AMCs in India, investors often look at the top performing schemes of this fund house. Thus, we have shortlisted top 3 best balanced funds by Nippon/Reliance MF. Important parameters like AUM, NAV, past performances, have been undertaken to shortlist these funds. Investors can invest in these balanced funds and earn optimal returns.

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Important Information

From October 2019, Reliance Mutual Fund has been renamed as Nippon India Mutual Fund. Nippon Life has acquired majority (75%) stakes in Reliance Nippon Asset Management (RNAM). The company will continue to run its operations without any change in structure and management.

Why Invest in Nippon/Reliance Mutual Funds?

Innovative: The AMC consistently delivers new and innovative schemes to its investors.
Great Customer Care: The company takes great care of its investors. It has a very stable and high-functioning customer support team in place to help the investors.
Seasoned Experience: Reliance has been in the market for over two decades. It has an experience and expertise in fund management and financial services.
Strong Network: The distribution network of Nippon India Mutual Fund is very strong. It has a presence in over 150 cities in India.

Best Nippon/Reliance Balanced Mutual Funds

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2018 (%)
Nippon India Arbitrage Fund Growth	₹19.8846 ↑ 0.01	₹10,528	1.2	2.6	6.2	6.2	6.6	6.2
Nippon India Equity Hybrid Fund Growth	₹55.2185 ↑ 0.23	₹8,335	5.2	5.4	6	7.5	6.4	3
Nippon India Balanced Advantage Fund Growth	₹96.103 ↑ 0.46	₹2,694	5.4	6.5	10.4	10.4	7.3	8.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 24 Jan 20

1. Nippon India Arbitrage Fund

(Erstwhile Reliance Arbitrage Advantage Fund)

The investment objective of the scheme is to generate income by taking advantage of the arbitrage opportunities that potentially exists between cash and derivative market and within the derivative segment along with investments in debt securities & money market instruments.

Nippon India Arbitrage Fund is a Hybrid - Arbitrage fund was launched on 14 Oct 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.7% since its launch. Ranked 3 in Arbitrage category. Return for 2019 was 6.2% , 2018 was 6.8% and 2017 was 5.5% .

Below is the key information for Nippon India Arbitrage Fund

Nippon India Arbitrage Fund Growth
Launch Date	14 Oct 10
NAV (24 Jan 20)	₹19.8846 ↑ 0.01 (0.04 %)
Net Assets (Cr)	₹10,528 on 31 Dec 19
Category	Hybrid - Arbitrage
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	1.05
Sharpe Ratio	4.28
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 14	₹10,000
31 Dec 15	₹10,805
31 Dec 16	₹11,517
31 Dec 17	₹12,146
31 Dec 18	₹12,969
31 Dec 19	₹13,768

Nippon India Arbitrage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992 Invest Now

Returns for Nippon India Arbitrage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

Duration	Returns
1 Month	0.5%
3 Month	1.2%
6 Month	2.6%
1 Year	6.2%
3 Year	6.2%
5 Year	6.6%
10 Year
15 Year
Since launch	7.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2018	6.2%
2017	6.8%
2016	5.5%
2015	6.6%
2014	8.1%
2013	8%
2012	9.7%
2011	9.9%
2010	8.3%
2009

Fund Manager information for Nippon India Arbitrage Fund

Name	Since	Tenure
Kinjal Desai	25 May 18	1.35 Yr.
Anand Gupta	12 Sep 18	1.05 Yr.

Data below for Nippon India Arbitrage Fund as on 31 Dec 19

Asset Allocation

Asset Class	Value
Cash	94.81%
Debt	4.3%
Other	1.18%

Equity Sector Allocation

Sector	Value
Financial Services	16.65%
Basic Materials	9.51%
Technology	8.54%
Health Care	7.48%
Consumer Cyclical	7.22%
Consumer Defensive	6.34%
Energy	5.08%
Industrials	3.54%
Utility	1.9%
Communication Services	1.54%
Real Estate	0.13%

Debt Sector Allocation

Sector	Value
Cash Equivalent	93.21%
Corporate	4.93%
Government	0.97%

Credit Quality

Rating	Value
AA	12.75%
AAA	87.25%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Cash Offset For Derivatives Derivative Margin \| -	68%	₹6,975 Cr	697,512 ↑ 50,411
Hdfc Bank Limited Certificate of Deposit \| -	10%	₹1,050 Cr
Triparty Repo CBLO/Reverse Repo \| -	6%	₹592 Cr
Future on Tata Consultancy Services Ltd Derivatives \| -	5%	-₹549 Cr	2,662,000 ↑ 2,662,000
Tata Consultancy Services Ltd (Technology) Equity, Since 30 Sep 18 \| TCS	5%	₹547 Cr	2,662,000 ↑ 883,250
Future on Sun Pharmaceuticals Industries Ltd Derivatives \| -	5%	-₹460 Cr	10,179,400 ↑ 10,179,400
Sun Pharmaceuticals Industries Ltd (Healthcare) Equity, Since 30 Apr 15 \| SUNPHARMA	4%	₹458 Cr	10,179,400 ↑ 896,500
Axis Bank Limited Certificate of Deposit \| -	4%	₹375 Cr
Future on Housing Development Finance Corp Ltd Derivatives \| -	3%	-₹356 Cr	1,544,000 ↑ 1,544,000
Housing Development Finance Corp Ltd (Financial Services) Equity, Since 31 Jan 18 \| HDFC	3%	₹355 Cr	1,544,000 ↓ -1,114,500

2. Nippon India Equity Hybrid Fund

(Erstwhile Reliance Regular Savings Fund - Balanced Plan)

The primary investment objective of this option is to generate consistent returns and appreciation of capital by investing in mix of securities comprising of Equity, Equity related instruments & fixed income instruments.

Nippon India Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 8 Jun 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 12.4% since its launch. Ranked 8 in Hybrid Equity category. Return for 2019 was 3% , 2018 was -4.9% and 2017 was 29.5% .

Below is the key information for Nippon India Equity Hybrid Fund

Nippon India Equity Hybrid Fund Growth
Launch Date	8 Jun 05
NAV (24 Jan 20)	₹55.2185 ↑ 0.23 (0.41 %)
Net Assets (Cr)	₹8,335 on 31 Dec 19
Category	Hybrid - Hybrid Equity
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.12
Sharpe Ratio	0.03
Information Ratio	-0.91
Alpha Ratio	-10.24
Min Investment	500
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 14	₹10,000
31 Dec 15	₹10,873
31 Dec 16	₹11,330
31 Dec 17	₹14,675
31 Dec 18	₹13,959
31 Dec 19	₹14,376

Nippon India Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹357,992.
Net Profit of ₹57,992 Invest Now

Returns for Nippon India Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

Duration	Returns
1 Month	1.7%
3 Month	5.2%
6 Month	5.4%
1 Year	6%
3 Year	7.5%
5 Year	6.4%
10 Year
15 Year
Since launch	12.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2018	3%
2017	-4.9%
2016	29.5%
2015	4.2%
2014	8.7%
2013	43.2%
2012	3.5%
2011	33.9%
2010	-19.3%
2009	22.1%

Fund Manager information for Nippon India Equity Hybrid Fund

Name	Since	Tenure
Sanjay H Parekh	2 Apr 12	7.75 Yr.
Amit Tripathi	2 Apr 12	7.75 Yr.
Kinjal Desai	25 May 18	1.6 Yr.

Data below for Nippon India Equity Hybrid Fund as on 31 Dec 19

Asset Allocation

Asset Class	Value
Cash	7.27%
Equity	72.66%
Debt	19.75%
Other	0.32%

Equity Sector Allocation

Sector	Value
Financial Services	27.06%
Basic Materials	10.05%
Energy	9.73%
Industrials	9.4%
Technology	5.5%
Consumer Cyclical	3.72%
Health Care	2.91%
Consumer Defensive	1.97%
Utility	1.22%
Communication Services	1.11%

Debt Sector Allocation

Sector	Value
Corporate	19.55%
Cash Equivalent	7.27%
Government	0.2%

Credit Quality

Rating	Value
A	21.09%
AA	16.39%
AAA	18.53%
BBB	43.99%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 10 \| HDFCBANK	9%	₹765 Cr	6,000,000 ↑ 100,000
Yes Bank Limited Debentures \| -	7%	₹602 Cr	8,153
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 14 \| RELIANCE	6%	₹527 Cr	3,400,000 ↓ -600,000
Grasim Industries Ltd (Basic Materials) Equity, Since 31 Oct 16 \| GRASIM	5%	₹470 Cr	5,975,000
Infosys Ltd (Technology) Equity, Since 28 Feb 11 \| INFY	5%	₹446 Cr	6,398,800
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 12 \| ICICIBANK	5%	₹410 Cr	8,000,000 ↓ -1,800,000
Larsen & Toubro Ltd (Industrials) Equity, Since 28 Feb 13 \| LT	4%	₹359 Cr	2,700,000 ↓ -500,000
Triparty Repo CBLO/Reverse Repo \| -	4%	₹356 Cr
Axis Bank Ltd (Financial Services) Equity, Since 30 Sep 18 \| 532215	3%	₹285 Cr	3,850,000 ↓ -1,150,000
Nirma Limited Debentures \| -	3%	₹246 Cr	2,550 ↑ 2,000

3. Nippon India Balanced Advantage Fund

(Erstwhile Reliance NRI Equity Fund)

The investment objective of the Scheme is to generate optimal returns by investing in equity or equity related instruments primarily drawn from the Companies in the S&P BSE 200 Index. The Scheme may also invest in listed companies that are in the top 200 by market capitalization on the BSE. The Scheme may also invest in large IPO’s where the market capitalization of the Company making the IPO based on the Issue price would make such company to be a part of the top 200 companies listed on the BSE based on market capitalization. The fund will have the flexibility to invest in a broad range of companies with an objective to maximize the returns, at the same time trying to minimize the risk by reasonable diversification. The selection of the companies will be done so as to capture the growth in the Indian economy. The fund will be focusing on companies with relatively higher market capitalization and having good liquidity in the stock market.

Nippon India Balanced Advantage Fund is a Hybrid - Dynamic Allocation fund was launched on 15 Nov 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 16.1% since its launch. Ranked 46 in Dynamic Allocation category. Return for 2019 was 8.3% , 2018 was 0.4% and 2017 was 25.2% .

Below is the key information for Nippon India Balanced Advantage Fund

Nippon India Balanced Advantage Fund Growth
Launch Date	15 Nov 04
NAV (24 Jan 20)	₹96.103 ↑ 0.46 (0.48 %)
Net Assets (Cr)	₹2,694 on 31 Dec 19
Category	Hybrid - Dynamic Allocation
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.5
Sharpe Ratio	0.76
Information Ratio	-0.3
Alpha Ratio	-0.82
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Dec 14	₹10,000
31 Dec 15	₹10,094
31 Dec 16	₹10,739
31 Dec 17	₹13,448
31 Dec 18	₹13,509
31 Dec 19	₹14,624

Nippon India Balanced Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹367,070.
Net Profit of ₹67,070 Invest Now

Returns for Nippon India Balanced Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 24 Jan 20

Duration	Returns
1 Month	2.2%
3 Month	5.4%
6 Month	6.5%
1 Year	10.4%
3 Year	10.4%
5 Year	7.3%
10 Year
15 Year
Since launch	16.1%

Historical performance (Yearly) on absolute basis

Year	Returns
2018	8.3%
2017	0.4%
2016	25.2%
2015	6.4%
2014	0.9%
2013	38.4%
2012	4.6%
2011	39.3%
2010	-24.5%
2009	20.8%

Fund Manager information for Nippon India Balanced Advantage Fund

Name	Since	Tenure
Manish Gunwani	7 May 18	1.65 Yr.
Ashutosh Bhargava	7 May 18	1.65 Yr.
Kinjal Desai	25 May 18	1.6 Yr.

Data below for Nippon India Balanced Advantage Fund as on 31 Dec 19

Asset Allocation

Asset Class	Value
Cash	17.46%
Equity	57.73%
Debt	20.36%
Other	4.44%

Equity Sector Allocation

Sector	Value
Financial Services	27.29%
Consumer Cyclical	7.59%
Technology	6.64%
Consumer Defensive	5.24%
Energy	4.94%
Utility	3.58%
Health Care	3.21%
Basic Materials	2.93%
Industrials	2.38%
Communication Services	1.61%
Real Estate	0.46%

Debt Sector Allocation

Sector	Value
Corporate	23.14%
Cash Equivalent	13.69%
Government	0.99%

Credit Quality

Rating	Value
A	7.26%
AA	21.89%
AAA	70.85%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Cash Offset For Derivatives Derivative Margin \| -	8%	₹212 Cr	21,212 ↓ -10,430
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 11 \| HDFCBANK	6%	₹166 Cr	1,301,198 ↑ 51,118
ICICI Bank Ltd (Financial Services) Equity, Since 31 Aug 18 \| ICICIBANK	5%	₹129 Cr	2,515,278
Housing Development Finance Corporation Limited Debentures \| -	5%	₹126 Cr	1,250
Triparty Repo CBLO/Reverse Repo \| -	5%	₹118 Cr
Cash Margin - Derivatives Receivables \| -	4%	₹116 Cr
Reliance Industries Ltd (Energy) Equity, Since 31 May 18 \| RELIANCE	4%	₹111 Cr	718,600 ↑ 82,439
Bharti Telecom Limited Commercial Paper \| -	4%	₹98 Cr	2,000 ↑ 2,000
Infosys Ltd (Technology) Equity, Since 31 May 09 \| INFY	3%	₹87 Cr	1,250,360
Reliance Industries Limited Debentures \| -	3%	₹81 Cr	783 ↓ -300

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.