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Top 3 Best Balanced Funds by Nippon/Reliance Mutual Fund 2020

Updated on November 26, 2020 , 1120 views

Balanced Fund are a combination of both debt and Equity Funds. These funds provide benefits of both funds, i.e., long-term wealth creation by equity and regular returns by Investing in Debt fund. Generally, these funds are a good option for the investors who are looking for ways to diversify their investments within a short to medium time period with less risk to moderate risk.

Nippon India Mutual Fund (Formerly known as Reliance Mutual Fund), being one of the leading AMCs in India, investors often look at the top performing schemes of this fund house. Thus, we have shortlisted top 3 best balanced funds by Nippon/Reliance MF. Important parameters like AUM, NAV, past performances, have been undertaken to shortlist these funds. Investors can invest in these balanced funds and earn optimal returns.

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Important Information

From October 2019, Reliance Mutual Fund has been renamed as Nippon India Mutual Fund. Nippon Life has acquired majority (75%) stakes in Reliance Nippon Asset Management (RNAM). The company will continue to run its operations without any change in structure and management.

Why Invest in Nippon/Reliance Mutual Funds?

Innovative: The AMC consistently delivers new and innovative schemes to its investors.
Great Customer Care: The company takes great care of its investors. It has a very stable and high-functioning customer support team in place to help the investors.
Seasoned Experience: Reliance has been in the market for over two decades. It has an experience and expertise in fund management and financial services.
Strong Network: The distribution network of Nippon India Mutual Fund is very strong. It has a presence in over 150 cities in India.

Best Nippon/Reliance Balanced Mutual Funds

Fund	NAV	Net Assets (Cr)	3 MO (%)	6 MO (%)	1 YR (%)	3 YR (%)	5 YR (%)	2019 (%)
Nippon India Arbitrage Fund Growth	₹20.5773 ↓ -0.01	₹7,950	0.8	1.3	4.2	5.8	5.9	6.2
Nippon India Equity Hybrid Fund Growth	₹48.4527 ↓ -0.01	₹4,565	8.2	29	-11.5	-4.2	3.6	3
Nippon India Balanced Advantage Fund Growth	₹100.175 ↑ 0.47	₹2,779	5.6	22.5	6.9	5.5	9	8.3
Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Nov 20

1. Nippon India Arbitrage Fund

(Erstwhile Reliance Arbitrage Advantage Fund)

The investment objective of the scheme is to generate income by taking advantage of the arbitrage opportunities that potentially exists between cash and derivative market and within the derivative segment along with investments in debt securities & money market instruments.

Nippon India Arbitrage Fund is a Hybrid - Arbitrage fund was launched on 14 Oct 10. It is a fund with Moderately Low risk and has given a CAGR/Annualized return of 7.4% since its launch. Ranked 3 in Arbitrage category. Return for 2019 was 6.2% , 2018 was 6.8% and 2017 was 5.5% .

Below is the key information for Nippon India Arbitrage Fund

Nippon India Arbitrage Fund Growth
Launch Date	14 Oct 10
NAV (27 Nov 20)	₹20.5773 ↓ -0.01 (-0.03 %)
Net Assets (Cr)	₹7,950 on 31 Oct 20
Category	Hybrid - Arbitrage
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately Low
Expense Ratio	1.05
Sharpe Ratio	-0.19
Information Ratio	0
Alpha Ratio	0
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Months (0.25%),1 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 15	₹10,000
31 Oct 16	₹10,634
31 Oct 17	₹11,249
31 Oct 18	₹12,024
31 Oct 19	₹12,785
31 Oct 20	₹13,355

Nippon India Arbitrage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹349,120.
Net Profit of ₹49,120 Invest Now

Returns for Nippon India Arbitrage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 20

Duration	Returns
1 Month	0.2%
3 Month	0.8%
6 Month	1.3%
1 Year	4.2%
3 Year	5.8%
5 Year	5.9%
10 Year
15 Year
Since launch	7.4%

Historical performance (Yearly) on absolute basis

Year	Returns
2019	6.2%
2018	6.8%
2017	5.5%
2016	6.6%
2015	8.1%
2014	8%
2013	9.7%
2012	9.9%
2011	8.3%
2010

Fund Manager information for Nippon India Arbitrage Fund

Name	Since	Tenure
Anju Chhajer	1 Feb 20	0.75 Yr.
Kinjal Desai	25 May 18	2.44 Yr.
Anand Gupta	12 Sep 18	2.14 Yr.

Data below for Nippon India Arbitrage Fund as on 31 Oct 20

Asset Allocation

Asset Class	Value
Cash	93.19%
Debt	6.9%

Equity Sector Allocation

Sector	Value
Financial Services	16.34%
Energy	10.7%
Basic Materials	8.92%
Health Care	7.39%
Consumer Defensive	6.06%
Communication Services	5.66%
Consumer Cyclical	4.46%
Technology	2.49%
Industrials	2.4%
Utility	0.91%
Real Estate	0.56%

Debt Sector Allocation

Sector	Value
Cash Equivalent	89.23%
Corporate	8.29%
Government	2.57%

Credit Quality

Rating	Value
AAA	100%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
Nippon India Money Market Dir Gr Investment Fund \| -	7%	₹559 Cr	1,764,289
Future on Reliance Industries Ltd Derivatives \| -	6%	-₹493 Cr	2,392,690 ↑ 586,305
Reliance Industries Ltd (Energy) Equity, Since 31 Dec 17 \| RELIANCE	6%	₹492 Cr	2,392,690 ↑ 586,305
Future on Bharti Airtel Ltd Derivatives \| -	5%	-₹391 Cr	8,999,562 ↓ -775,569
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Aug 17 \| BHARTIARTL	5%	₹390 Cr	8,999,562 ↓ -775,569
Future on ICICI Bank Ltd Derivatives \| -	4%	-₹357 Cr	9,070,875 ↓ -598,125
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 20 \| ICICIBANK	4%	₹356 Cr	9,070,875 ↓ -598,125
Nippon India Liquid Dir Gr Investment Fund \| -	4%	₹326 Cr	655,857
Future on Housing Development Finance Corp Ltd Derivatives \| -	3%	-₹271 Cr	1,407,300 ↓ -554,700
Housing Development Finance Corp Ltd (Financial Services) Equity, Since 31 Jan 18 \| HDFC	3%	₹271 Cr	1,407,300 ↓ -554,700

2. Nippon India Equity Hybrid Fund

(Erstwhile Reliance Regular Savings Fund - Balanced Plan)

The primary investment objective of this option is to generate consistent returns and appreciation of capital by investing in mix of securities comprising of Equity, Equity related instruments & fixed income instruments.

Nippon India Equity Hybrid Fund is a Hybrid - Hybrid Equity fund was launched on 8 Jun 05. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 10.7% since its launch. Ranked 8 in Hybrid Equity category. Return for 2019 was 3% , 2018 was -4.9% and 2017 was 29.5% .

Below is the key information for Nippon India Equity Hybrid Fund

Nippon India Equity Hybrid Fund Growth
Launch Date	8 Jun 05
NAV (27 Nov 20)	₹48.4527 ↓ -0.01 (-0.03 %)
Net Assets (Cr)	₹4,565 on 31 Oct 20
Category	Hybrid - Hybrid Equity
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆☆
Risk	Moderately High
Expense Ratio	2.12
Sharpe Ratio	-0.51
Information Ratio	-1.35
Alpha Ratio	-22.62
Min Investment	500
Min SIP Investment	100
Exit Load	0-12 Months (1%),12 Months and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 15	₹10,000
31 Oct 16	₹11,158
31 Oct 17	₹13,447
31 Oct 18	₹12,692
31 Oct 19	₹13,344
31 Oct 20	₹10,923

Nippon India Equity Hybrid Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹331,978.
Net Profit of ₹31,978 Invest Now

Returns for Nippon India Equity Hybrid Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 20

Duration	Returns
1 Month	7.7%
3 Month	8.2%
6 Month	29%
1 Year	-11.5%
3 Year	-4.2%
5 Year	3.6%
10 Year
15 Year
Since launch	10.7%

Historical performance (Yearly) on absolute basis

Year	Returns
2019	3%
2018	-4.9%
2017	29.5%
2016	4.2%
2015	8.7%
2014	43.2%
2013	3.5%
2012	33.9%
2011	-19.3%
2010	22.1%

Fund Manager information for Nippon India Equity Hybrid Fund

Name	Since	Tenure
Sanjay H Parekh	2 Apr 12	8.59 Yr.
Kinjal Desai	25 May 18	2.44 Yr.
Sushil Budhia	1 Feb 20	0.75 Yr.

Data below for Nippon India Equity Hybrid Fund as on 31 Oct 20

Asset Allocation

Asset Class	Value
Cash	3.9%
Equity	74.69%
Debt	21.41%

Equity Sector Allocation

Sector	Value
Financial Services	23.48%
Energy	10.94%
Industrials	9.09%
Technology	8.28%
Basic Materials	7.07%
Consumer Defensive	5.17%
Communication Services	3.77%
Health Care	2.99%
Utility	2.19%
Consumer Cyclical	1.59%

Debt Sector Allocation

Sector	Value
Corporate	18.84%
Government	3.28%
Cash Equivalent	2.37%
Securitized	0.82%

Credit Quality

Rating	Value
A	33.09%
AA	35.03%
AAA	31.88%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Jul 10 \| HDFCBANK	8%	₹379 Cr	3,200,000 ↓ -150,000
Reliance Industries Ltd (Energy) Equity, Since 31 Jul 14 \| RELIANCE	8%	₹356 Cr	1,731,000
Infosys Ltd (Technology) Equity, Since 28 Feb 11 \| INFY	7%	₹308 Cr	2,900,000 ↓ -100,000
ICICI Bank Ltd (Financial Services) Equity, Since 30 Apr 12 \| ICICIBANK	5%	₹227 Cr	5,785,000 ↓ -100,000
Grasim Industries Ltd (Basic Materials) Equity, Since 31 Oct 16 \| GRASIM	4%	₹163 Cr	2,100,000 ↓ -558,171
Housing Development Finance Corp Ltd (Financial Services) Equity, Since 28 Feb 17 \| HDFC	3%	₹154 Cr	800,000
ITC Ltd (Consumer Defensive) Equity, Since 31 Mar 16 \| ITC	3%	₹150 Cr	9,067,752
U.P. Power Corporation Limited Debentures \| -	3%	₹148 Cr	1,500
Nirma Limited Debentures \| -	3%	₹146 Cr	1,500
Bharti Airtel Ltd (Communication Services) Equity, Since 31 Dec 19 \| BHARTIARTL	3%	₹143 Cr	3,300,000

3. Nippon India Balanced Advantage Fund

(Erstwhile Reliance NRI Equity Fund)

The investment objective of the Scheme is to generate optimal returns by investing in equity or equity related instruments primarily drawn from the Companies in the S&P BSE 200 Index. The Scheme may also invest in listed companies that are in the top 200 by market capitalization on the BSE. The Scheme may also invest in large IPO’s where the market capitalization of the Company making the IPO based on the Issue price would make such company to be a part of the top 200 companies listed on the BSE based on market capitalization. The fund will have the flexibility to invest in a broad range of companies with an objective to maximize the returns, at the same time trying to minimize the risk by reasonable diversification. The selection of the companies will be done so as to capture the growth in the Indian economy. The fund will be focusing on companies with relatively higher market capitalization and having good liquidity in the stock market.

Nippon India Balanced Advantage Fund is a Hybrid - Dynamic Allocation fund was launched on 15 Nov 04. It is a fund with Moderately High risk and has given a CAGR/Annualized return of 15.5% since its launch. Ranked 46 in Dynamic Allocation category. Return for 2019 was 8.3% , 2018 was 0.4% and 2017 was 25.2% .

Below is the key information for Nippon India Balanced Advantage Fund

Nippon India Balanced Advantage Fund Growth
Launch Date	15 Nov 04
NAV (27 Nov 20)	₹100.175 ↑ 0.47 (0.48 %)
Net Assets (Cr)	₹2,779 on 31 Oct 20
Category	Hybrid - Dynamic Allocation
AMC	Nippon Life Asset Management Ltd.
Rating	☆☆☆
Risk	Moderately High
Expense Ratio	2.5
Sharpe Ratio	-0.05
Information Ratio	-0.7
Alpha Ratio	-3.81
Min Investment	5,000
Min SIP Investment	100
Exit Load	0-1 Years (1%),1 Years and above(NIL)

Growth of 10,000 investment over the years.

Date	Value
31 Oct 15	₹10,000
31 Oct 16	₹11,074
31 Oct 17	₹12,984
31 Oct 18	₹12,904
31 Oct 19	₹14,084
31 Oct 20	₹14,314

Nippon India Balanced Advantage Fund SIP Returns

Total investment amount is ₹300,000
expected amount after 5 Years is ₹385,859.
Net Profit of ₹85,859 Invest Now

Returns for Nippon India Balanced Advantage Fund

Returns up to 1 year are on absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Nov 20

Duration	Returns
1 Month	5.6%
3 Month	5.6%
6 Month	22.5%
1 Year	6.9%
3 Year	5.5%
5 Year	9%
10 Year
15 Year
Since launch	15.5%

Historical performance (Yearly) on absolute basis

Year	Returns
2019	8.3%
2018	0.4%
2017	25.2%
2016	6.4%
2015	0.9%
2014	38.4%
2013	4.6%
2012	39.3%
2011	-24.5%
2010	20.8%

Fund Manager information for Nippon India Balanced Advantage Fund

Name	Since	Tenure
Prashant Pimple	1 Feb 20	0.75 Yr.
Manish Gunwani	7 May 18	2.49 Yr.
Ashutosh Bhargava	7 May 18	2.49 Yr.
Kinjal Desai	25 May 18	2.44 Yr.
Amar Kalkundrikar	20 Oct 20	0.03 Yr.

Data below for Nippon India Balanced Advantage Fund as on 31 Oct 20

Asset Allocation

Asset Class	Value
Cash	33.09%
Equity	46.79%
Debt	20.11%

Equity Sector Allocation

Sector	Value
Financial Services	26.21%
Technology	9.82%
Energy	6.63%
Consumer Cyclical	6.11%
Health Care	4.7%
Consumer Defensive	4.62%
Basic Materials	3.43%
Utility	2.08%
Communication Services	2.05%
Industrials	1.93%
Real Estate	0.79%

Debt Sector Allocation

Sector	Value
Cash Equivalent	33.09%
Corporate	17.97%
Government	2.14%

Credit Quality

Rating	Value
A	12.46%
AA	50.38%
AAA	37.16%

Top Securities Holdings / Portfolio

Name	Holding	Value	Quantity
HDFC Bank Ltd (Financial Services) Equity, Since 31 Oct 11 \| HDFCBANK	7%	₹181 Cr	1,531,224 ↓ -58,210
ICICI Bank Ltd (Financial Services) Equity, Since 31 Aug 18 \| ICICIBANK	6%	₹155 Cr	3,942,426
Infosys Ltd (Technology) Equity, Since 31 May 09 \| INFY	5%	₹152 Cr	1,436,550
Reliance Industries Ltd (Energy) Equity, Since 31 May 18 \| RELIANCE	5%	₹151 Cr	734,934 ↓ -68,577
Nifty 50 Index_26/11/2020 - \| -	5%	-₹146 Cr	125,475 ↑ 125,475
Nirma Limited Debentures \| -	4%	₹122 Cr	1,250
Axis Bank Ltd (Financial Services) Equity, Since 31 Oct 18 \| 532215	3%	₹70 Cr	1,414,634
INDIAN RECEIVABLE TRUST 19 FEB - 2019 Unlisted bonds \| -	3%	₹70 Cr	1,104
ITC Ltd (Consumer Defensive) Equity, Since 31 Jul 18 \| ITC	2%	₹63 Cr	3,842,313
Cholamandalam Financial Holdings Ltd (Financial Services) Equity, Since 28 Feb 19 \| 504973	2%	₹59 Cr	1,535,518

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Disclaimer:
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.