+91-22-48913909Top 3 Best Tax Saving ELSS Mutual Funds for 2025
Best elss Funds or Equity Linked Savings Schemes (Tax Saving) are equity diversified Mutual Funds that majorly invest in equity-linked instruments (like shares and stocks) to provide Market-linked returns. Typically, 80% of the fund corpus is invested in equity and the remaining in debt instruments. Best ELSS funds are also known as the tax saving Mutual Funds as they offer tax benefits under Section 80C of the income tax Act. Moreover, the ELSS Mutual Funds are open-ended, which means that the investors can subscribe in these funds as and when they want. However, before Investing in these tax saving Mutual Funds, it is suggested to consider a list of best ELSS funds.
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Top 3 ELSS Funds To Invest In 2025
(Erstwhile Motilal Oswal MOSt Focused Long Term Fund) The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Below is the key information for Motilal Oswal Long Term Equity Fund Returns up to 1 year are on To deliver the benefit of investment in a portfolio of equity shares, while offering
deduction on such investment made in the scheme under section 80C of the
Income-tax Act, 1961. It also seeks to distribute income periodically depending
on distributable surplus. Investments in this scheme would be subject to a
statutory lock-in of 3 years from the date of allotment to avail Section 80C benefits. Research Highlights for SBI Magnum Tax Gain Fund Below is the key information for SBI Magnum Tax Gain Fund Returns up to 1 year are on The Scheme will seek to invest predominantly in a diversified portfolio of equity and equity related instruments with the objective to provide investors with opportunities for capital appreciation and income along with the benefit of income-tax deduction(under section 80C of the Income-tax Act, 1961) on their investments. Investments in this scheme would be subject to a statutory lock-in of 3 years from the date of allotment to be eligible for income-tax benefits under Section 80C. There can be no assurance that the investment objective under the scheme will be realized. Research Highlights for IDBI Equity Advantage Fund Below is the key information for IDBI Equity Advantage Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Motilal Oswal Long Term Equity Fund Growth ₹51.6747
↑ 0.22 ₹4,515 1.4 1.6 -1.9 23.2 22.6 47.7 DSP Tax Saver Fund Growth ₹142.884
↓ -0.07 ₹17,241 3.6 3.4 4.5 18.9 21.2 23.9 Nippon India Tax Saver Fund (ELSS) Growth ₹130.794
↓ -0.06 ₹15,513 1.6 3.6 4.2 16.6 20.8 17.6 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 25 Nov 25 Research Highlights & Commentary of 3 Funds showcased
Commentary Motilal Oswal Long Term Equity Fund DSP Tax Saver Fund Nippon India Tax Saver Fund (ELSS) Point 1 Bottom quartile AUM (₹4,515 Cr). Highest AUM (₹17,241 Cr). Lower mid AUM (₹15,513 Cr). Point 2 Established history (10+ yrs). Established history (18+ yrs). Oldest track record among peers (20 yrs). Point 3 Not Rated. Top rated. Rating: 3★ (lower mid). Point 4 Risk profile: Moderately High. Risk profile: Moderately High. Risk profile: Moderately High. Point 5 5Y return: 22.62% (upper mid). 5Y return: 21.24% (lower mid). 5Y return: 20.84% (bottom quartile). Point 6 3Y return: 23.17% (upper mid). 3Y return: 18.87% (lower mid). 3Y return: 16.63% (bottom quartile). Point 7 1Y return: -1.95% (bottom quartile). 1Y return: 4.53% (upper mid). 1Y return: 4.21% (lower mid). Point 8 Alpha: -2.71 (bottom quartile). Alpha: -2.28 (lower mid). Alpha: -1.25 (upper mid). Point 9 Sharpe: -0.08 (lower mid). Sharpe: -0.15 (bottom quartile). Sharpe: -0.06 (upper mid). Point 10 Information ratio: 0.75 (lower mid). Information ratio: 0.80 (upper mid). Information ratio: 0.49 (bottom quartile). Motilal Oswal Long Term Equity Fund
DSP Tax Saver Fund
Nippon India Tax Saver Fund (ELSS)
1. Motilal Oswal Long Term Equity Fund
Motilal Oswal Long Term Equity Fund
Growth Launch Date 21 Jan 15 NAV (25 Nov 25) ₹51.6747 ↑ 0.22 (0.42 %) Net Assets (Cr) ₹4,515 on 31 Oct 25 Category Equity - ELSS AMC Motilal Oswal Asset Management Co. Ltd Rating Risk Moderately High Expense Ratio 1.65 Sharpe Ratio -0.08 Information Ratio 0.75 Alpha Ratio -2.71 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹16,097 31 Oct 22 ₹16,180 31 Oct 23 ₹19,013 31 Oct 24 ₹31,259 31 Oct 25 ₹31,328 Returns for Motilal Oswal Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Nov 25 Duration Returns 1 Month -2% 3 Month 1.4% 6 Month 1.6% 1 Year -1.9% 3 Year 23.2% 5 Year 22.6% 10 Year 15 Year Since launch 16.4% Historical performance (Yearly) on absolute basis
Year Returns 2024 47.7% 2023 37% 2022 1.8% 2021 32.1% 2020 8.8% 2019 13.2% 2018 -8.7% 2017 44% 2016 12.5% 2015 Fund Manager information for Motilal Oswal Long Term Equity Fund
Name Since Tenure Ajay Khandelwal 11 Dec 23 1.89 Yr. Rakesh Shetty 22 Nov 22 2.94 Yr. Atul Mehra 1 Oct 24 1.08 Yr. Data below for Motilal Oswal Long Term Equity Fund as on 31 Oct 25
Equity Sector Allocation
Sector Value Industrials 28.02% Consumer Cyclical 19.57% Technology 17.86% Financial Services 14.25% Basic Materials 7.64% Real Estate 4.16% Health Care 3.27% Communication Services 1.87% Asset Allocation
Asset Class Value Cash 0.17% Equity 99.83% Top Securities Holdings / Portfolio
Name Holding Value Quantity Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 5433206% ₹285 Cr 8,970,581 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 29 Feb 24 | MCX5% ₹240 Cr 259,208 Waaree Energies Ltd (Technology)
Equity, Since 31 Oct 24 | 5442774% ₹200 Cr 583,979 Kaynes Technology India Ltd (Technology)
Equity, Since 30 Jun 23 | KAYNES4% ₹194 Cr 289,593 Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Mar 24 | AMBER4% ₹193 Cr 240,350 Prestige Estates Projects Ltd (Real Estate)
Equity, Since 31 Oct 23 | PRESTIGE4% ₹188 Cr 1,077,437 Muthoot Finance Ltd (Financial Services)
Equity, Since 30 Jun 25 | 5333984% ₹174 Cr 546,874 PTC Industries Ltd (Industrials)
Equity, Since 30 Sep 24 | 5390064% ₹173 Cr 100,321 One97 Communications Ltd (Technology)
Equity, Since 30 Jun 25 | 5433964% ₹164 Cr 1,256,967 Gujarat Fluorochemicals Ltd Ordinary Shares (Basic Materials)
Equity, Since 28 Feb 23 | FLUOROCHEM4% ₹161 Cr 430,073 2. SBI Magnum Tax Gain Fund
SBI Magnum Tax Gain Fund
Growth Launch Date 7 May 07 NAV (25 Nov 25) ₹447.077 ↓ -0.54 (-0.12 %) Net Assets (Cr) ₹31,783 on 31 Oct 25 Category Equity - ELSS AMC SBI Funds Management Private Limited Rating ☆☆ Risk Moderately High Expense Ratio 1.6 Sharpe Ratio -0.18 Information Ratio 1.86 Alpha Ratio -2.21 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹15,839 31 Oct 22 ₹16,593 31 Oct 23 ₹19,958 31 Oct 24 ₹30,236 31 Oct 25 ₹31,227 Returns for SBI Magnum Tax Gain Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Nov 25 Duration Returns 1 Month 0.3% 3 Month 2.6% 6 Month 3.9% 1 Year 3.7% 3 Year 22.8% 5 Year 23.5% 10 Year 15 Year Since launch 12.3% Historical performance (Yearly) on absolute basis
Year Returns 2024 27.7% 2023 40% 2022 6.9% 2021 31% 2020 18.9% 2019 4% 2018 -8.3% 2017 33% 2016 2.1% 2015 3.2% Fund Manager information for SBI Magnum Tax Gain Fund
Name Since Tenure Dinesh Balachandran 10 Sep 16 9.15 Yr. Data below for SBI Magnum Tax Gain Fund as on 31 Oct 25
Equity Sector Allocation
Sector Value Financial Services 28.81% Basic Materials 10.67% Consumer Cyclical 10.15% Energy 9.1% Industrials 7.41% Technology 7.13% Health Care 6.54% Utility 4.3% Consumer Defensive 4.23% Communication Services 3.4% Real Estate 1.09% Asset Allocation
Asset Class Value Cash 6.51% Equity 93.49% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Jun 07 | HDFCBANK9% ₹2,822 Cr 28,586,506 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 06 | RELIANCE5% ₹1,676 Cr 11,275,148 Tata Steel Ltd (Basic Materials)
Equity, Since 31 Oct 21 | TATASTEEL4% ₹1,134 Cr 62,000,000 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | ICICIBANK3% ₹998 Cr 7,416,237 Cipla Ltd (Healthcare)
Equity, Since 31 Jul 18 | 5000873% ₹916 Cr 6,098,542 ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC3% ₹900 Cr 21,414,825 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Dec 16 | M&M3% ₹877 Cr 2,515,083 State Bank of India (Financial Services)
Equity, Since 31 May 06 | SBIN3% ₹875 Cr 9,335,639 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 11 | 5322153% ₹798 Cr 6,473,332 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Dec 23 | KOTAKBANK2% ₹767 Cr 3,650,000 3. IDBI Equity Advantage Fund
IDBI Equity Advantage Fund
Growth Launch Date 10 Sep 13 NAV (28 Jul 23) ₹43.39 ↑ 0.04 (0.09 %) Net Assets (Cr) ₹485 on 30 Jun 23 Category Equity - ELSS AMC IDBI Asset Management Limited Rating ☆☆☆ Risk Moderately High Expense Ratio 2.39 Sharpe Ratio 1.21 Information Ratio -1.13 Alpha Ratio 1.78 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 Oct 20 ₹10,000 31 Oct 21 ₹14,902 31 Oct 22 ₹15,190 Returns for IDBI Equity Advantage Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 25 Nov 25 Duration Returns 1 Month 3.1% 3 Month 9.7% 6 Month 15.1% 1 Year 16.9% 3 Year 20.8% 5 Year 10% 10 Year 15 Year Since launch 16% Historical performance (Yearly) on absolute basis
Year Returns 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 Fund Manager information for IDBI Equity Advantage Fund
Name Since Tenure Data below for IDBI Equity Advantage Fund as on 30 Jun 23
Equity Sector Allocation
Sector Value Asset Allocation
Asset Class Value Top Securities Holdings / Portfolio
Name Holding Value Quantity
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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Research Highlights for Motilal Oswal Long Term Equity Fund