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Top 3 Best Tax Saving ELSS Mutual Funds for 2025
Best elss Funds or Equity Linked Savings Schemes (Tax Saving) are equity diversified Mutual Funds that majorly invest in equity-linked instruments (like shares and stocks) to provide Market-linked returns. Typically, 80% of the fund corpus is invested in equity and the remaining in debt instruments. Best ELSS funds are also known as the tax saving Mutual Funds as they offer tax benefits under Section 80C of the income tax Act. Moreover, the ELSS Mutual Funds are open-ended, which means that the investors can subscribe in these funds as and when they want. However, before Investing in these tax saving Mutual Funds, it is suggested to consider a list of best ELSS funds.
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Top 3 ELSS Funds To Invest In 2025
(Erstwhile Motilal Oswal MOSt Focused Long Term Fund) The investment objective of the Scheme is to generate long-term capital appreciation from a diversified portfolio of predominantly equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the Scheme would be achieved. Motilal Oswal Long Term Equity Fund is a Equity - ELSS fund was launched on 21 Jan 15. It is a fund with Moderately High risk and has given a Below is the key information for Motilal Oswal Long Term Equity Fund Returns up to 1 year are on To deliver the benefit of investment in a portfolio of equity shares, while offering
deduction on such investment made in the scheme under section 80C of the
Income-tax Act, 1961. It also seeks to distribute income periodically depending
on distributable surplus. Investments in this scheme would be subject to a
statutory lock-in of 3 years from the date of allotment to avail Section 80C benefits. SBI Magnum Tax Gain Fund is a Equity - ELSS fund was launched on 7 May 07. It is a fund with Moderately High risk and has given a Below is the key information for SBI Magnum Tax Gain Fund Returns up to 1 year are on The fund plans to provide long term growth of capital. HDFC Tax Saver Fund is a Equity - ELSS fund was launched on 31 Mar 96. It is a fund with Moderately High risk and has given a Below is the key information for HDFC Tax Saver Fund Returns up to 1 year are on Fund NAV Net Assets (Cr) 3 MO (%) 6 MO (%) 1 YR (%) 3 YR (%) 5 YR (%) 2024 (%) Motilal Oswal Long Term Equity Fund Growth ₹52.7429
↑ 0.38 ₹4,360 15.1 -6.2 8.8 31.8 27.3 47.7 L&T Tax Advantage Fund Growth ₹136.443
↑ 0.40 ₹4,129 10.7 0.8 6.5 25.4 23.3 33 DSP BlackRock Tax Saver Fund Growth ₹141.979
↑ 0.64 ₹16,974 8.2 5 8 24.7 25.9 23.9 Note: Returns up to 1 year are on absolute basis & more than 1 year are on CAGR basis. as on 27 Jun 25 1. Motilal Oswal Long Term Equity Fund
CAGR/Annualized return of 17.2% since its launch. Return for 2024 was 47.7% , 2023 was 37% and 2022 was 1.8% . Motilal Oswal Long Term Equity Fund
Growth Launch Date 21 Jan 15 NAV (27 Jun 25) ₹52.7429 ↑ 0.38 (0.72 %) Net Assets (Cr) ₹4,360 on 31 May 25 Category Equity - ELSS AMC Motilal Oswal Asset Management Co. Ltd Rating Risk Moderately High Expense Ratio 0.74 Sharpe Ratio 0.44 Information Ratio 0.98 Alpha Ratio 7.68 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹16,160 31 May 22 ₹16,757 31 May 23 ₹20,100 31 May 24 ₹30,805 31 May 25 ₹35,818 Returns for Motilal Oswal Long Term Equity Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jun 25 Duration Returns 1 Month 2.8% 3 Month 15.1% 6 Month -6.2% 1 Year 8.8% 3 Year 31.8% 5 Year 27.3% 10 Year 15 Year Since launch 17.2% Historical performance (Yearly) on absolute basis
Year Returns 2024 47.7% 2023 37% 2022 1.8% 2021 32.1% 2020 8.8% 2019 13.2% 2018 -8.7% 2017 44% 2016 12.5% 2015 Fund Manager information for Motilal Oswal Long Term Equity Fund
Name Since Tenure Ajay Khandelwal 11 Dec 23 1.47 Yr. Rakesh Shetty 22 Nov 22 2.52 Yr. Atul Mehra 1 Oct 24 0.66 Yr. Data below for Motilal Oswal Long Term Equity Fund as on 31 May 25
Equity Sector Allocation
Sector Value Industrials 37.3% Consumer Cyclical 20.59% Financial Services 17.43% Technology 8.6% Real Estate 6.27% Basic Materials 5.67% Health Care 2.96% Asset Allocation
Asset Class Value Cash 1.18% Equity 98.82% Top Securities Holdings / Portfolio
Name Holding Value Quantity Trent Ltd (Consumer Cyclical)
Equity, Since 31 Aug 22 | TRENT6% ₹240 Cr 425,260 Eternal Ltd (Consumer Cyclical)
Equity, Since 31 Oct 23 | 5433205% ₹236 Cr 9,923,692 Bharat Dynamics Ltd Ordinary Shares (Industrials)
Equity, Since 31 Dec 23 | BDL5% ₹213 Cr 1,056,315 Kaynes Technology India Ltd (Industrials)
Equity, Since 30 Jun 23 | KAYNES4% ₹178 Cr 297,751 Suzlon Energy Ltd (Industrials)
Equity, Since 31 Jan 24 | SUZLON4% ₹177 Cr 24,702,337 Inox Wind Ltd (Industrials)
Equity, Since 31 Dec 23 | 5390834% ₹159 Cr 8,173,777 Amber Enterprises India Ltd Ordinary Shares (Consumer Cyclical)
Equity, Since 31 Mar 24 | AMBER4% ₹156 Cr 240,350 Multi Commodity Exchange of India Ltd (Financial Services)
Equity, Since 29 Feb 24 | MCX4% ₹155 Cr 235,083 Prestige Estates Projects Ltd (Real Estate)
Equity, Since 31 Oct 23 | PRESTIGE4% ₹155 Cr 1,055,205 Bharat Electronics Ltd (Industrials)
Equity, Since 30 Apr 24 | BEL3% ₹152 Cr 3,950,000 2. SBI Magnum Tax Gain Fund
CAGR/Annualized return of 12.5% since its launch. Ranked 31 in ELSS category. Return for 2024 was 27.7% , 2023 was 40% and 2022 was 6.9% . SBI Magnum Tax Gain Fund
Growth Launch Date 7 May 07 NAV (27 Jun 25) ₹444.633 ↑ 1.83 (0.41 %) Net Assets (Cr) ₹29,667 on 31 May 25 Category Equity - ELSS AMC SBI Funds Management Private Limited Rating ☆☆ Risk Moderately High Expense Ratio 1.72 Sharpe Ratio 0.26 Information Ratio 2.32 Alpha Ratio 1.26 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹16,565 31 May 22 ₹17,878 31 May 23 ₹21,404 31 May 24 ₹33,404 31 May 25 ₹36,688 Returns for SBI Magnum Tax Gain Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jun 25 Duration Returns 1 Month 3% 3 Month 8.4% 6 Month 4.2% 1 Year 5.6% 3 Year 29.8% 5 Year 28.2% 10 Year 15 Year Since launch 12.5% Historical performance (Yearly) on absolute basis
Year Returns 2024 27.7% 2023 40% 2022 6.9% 2021 31% 2020 18.9% 2019 4% 2018 -8.3% 2017 33% 2016 2.1% 2015 3.2% Fund Manager information for SBI Magnum Tax Gain Fund
Name Since Tenure Dinesh Balachandran 10 Sep 16 8.73 Yr. Data below for SBI Magnum Tax Gain Fund as on 31 May 25
Equity Sector Allocation
Sector Value Financial Services 28% Energy 9.79% Technology 9.75% Consumer Cyclical 8.1% Basic Materials 7.82% Industrials 7.66% Health Care 7.19% Consumer Defensive 5.01% Utility 4.79% Communication Services 2% Real Estate 0.76% Asset Allocation
Asset Class Value Cash 9.14% Equity 90.86% Top Securities Holdings / Portfolio
Name Holding Value Quantity HDFC Bank Ltd (Financial Services)
Equity, Since 30 Jun 07 | HDFCBANK10% ₹2,751 Cr 14,293,253 Reliance Industries Ltd (Energy)
Equity, Since 30 Apr 06 | RELIANCE6% ₹1,584 Cr 11,275,148 ICICI Bank Ltd (Financial Services)
Equity, Since 31 Jan 17 | ICICIBANK4% ₹1,058 Cr 7,416,237 ITC Ltd (Consumer Defensive)
Equity, Since 29 Feb 12 | ITC3% ₹912 Cr 21,414,825
↑ 7,000,000 Tata Steel Ltd (Basic Materials)
Equity, Since 31 Oct 21 | TATASTEEL3% ₹868 Cr 62,000,000
↑ 4,367,450 Torrent Power Ltd (Utilities)
Equity, Since 31 Jul 19 | 5327793% ₹864 Cr 5,610,813 Axis Bank Ltd (Financial Services)
Equity, Since 30 Sep 11 | 5322153% ₹767 Cr 6,473,332 Mahindra & Mahindra Ltd (Consumer Cyclical)
Equity, Since 31 Dec 16 | M&M3% ₹737 Cr 2,515,083 State Bank of India (Financial Services)
Equity, Since 31 May 06 | SBIN3% ₹736 Cr 9,335,639 Cipla Ltd (Healthcare)
Equity, Since 31 Jul 18 | 5000873% ₹730 Cr 4,711,312
↑ 325,884 3. HDFC Tax Saver Fund
CAGR/Annualized return of since its launch. Ranked 27 in ELSS category. Return for 2024 was 21.3% , 2023 was 33.2% and 2022 was 10.5% . HDFC Tax Saver Fund
Growth Launch Date 31 Mar 96 NAV (27 Jun 25) ₹1,431.68 ↑ 5.93 (0.42 %) Net Assets (Cr) ₹16,454 on 31 May 25 Category Equity - ELSS AMC HDFC Asset Management Company Limited Rating ☆☆ Risk Moderately High Expense Ratio 1.75 Sharpe Ratio 0.45 Information Ratio 1.55 Alpha Ratio 3.5 Min Investment 500 Min SIP Investment 500 Exit Load NIL Growth of 10,000 investment over the years.
Date Value 31 May 20 ₹10,000 31 May 21 ₹15,721 31 May 22 ₹18,278 31 May 23 ₹21,373 31 May 24 ₹30,941 31 May 25 ₹34,837 Returns for HDFC Tax Saver Fund
absolute basis & more than 1 year are on CAGR (Compound Annual Growth Rate) basis. as on 27 Jun 25 Duration Returns 1 Month 2.9% 3 Month 9.3% 6 Month 7.8% 1 Year 8.9% 3 Year 26.9% 5 Year 27.1% 10 Year 15 Year Since launch Historical performance (Yearly) on absolute basis
Year Returns 2024 21.3% 2023 33.2% 2022 10.5% 2021 35.3% 2020 5.8% 2019 3.7% 2018 -10.9% 2017 38.7% 2016 7.6% 2015 -6.2% Fund Manager information for HDFC Tax Saver Fund
Name Since Tenure Roshi Jain 13 Jan 22 3.38 Yr. Dhruv Muchhal 22 Jun 23 1.94 Yr. Data below for HDFC Tax Saver Fund as on 31 May 25
Equity Sector Allocation
Sector Value Financial Services 42.3% Consumer Cyclical 14.48% Health Care 9.4% Industrials 5.83% Technology 5.55% Basic Materials 5.49% Communication Services 4.51% Utility 1.89% Consumer Defensive 0.96% Real Estate 0.93% Energy 0.62% Asset Allocation
Asset Class Value Cash 7.72% Equity 91.97% Debt 0.32% Top Securities Holdings / Portfolio
Name Holding Value Quantity ICICI Bank Ltd (Financial Services)
Equity, Since 31 Oct 09 | ICICIBANK10% ₹1,613 Cr 11,300,000
↓ -700,000 HDFC Bank Ltd (Financial Services)
Equity, Since 31 Mar 15 | HDFCBANK10% ₹1,598 Cr 8,300,000
↓ -300,000 Axis Bank Ltd (Financial Services)
Equity, Since 31 Oct 18 | 5322159% ₹1,422 Cr 12,000,000
↓ -1,000,000 Cipla Ltd (Healthcare)
Equity, Since 31 Oct 09 | 5000875% ₹837 Cr 5,400,000 SBI Life Insurance Co Ltd (Financial Services)
Equity, Since 31 Jan 22 | SBILIFE5% ₹795 Cr 4,500,000 Kotak Mahindra Bank Ltd (Financial Services)
Equity, Since 31 Dec 23 | KOTAKBANK5% ₹773 Cr 3,500,000 Maruti Suzuki India Ltd (Consumer Cyclical)
Equity, Since 31 Jan 24 | MARUTI4% ₹674 Cr 550,000 Bharti Airtel Ltd (Communication Services)
Equity, Since 30 Nov 19 | BHARTIARTL4% ₹634 Cr 3,400,000
↓ -100,000 HCL Technologies Ltd (Technology)
Equity, Since 30 Sep 20 | HCLTECH3% ₹525 Cr 3,350,000 Bajaj Auto Ltd (Consumer Cyclical)
Equity, Since 31 Jan 22 | 5329772% ₹381 Cr 475,000
↑ 175,000
All efforts have been made to ensure the information provided here is accurate. However, no guarantees are made regarding correctness of data. Please verify with scheme information document before making any investment.
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